BusinessWeek Mindanao (January 19-20, 2017)

BusinessWeek MINDANAO CREDIBLE

Volume VII, No. 101

Market Indicators

As of 6:00 pm January 19, 2017 (thursday)

FOREX

PHISIX

US$1 = P49.760

7,156.36

X X Briefly

17.1

33.03

cents

points

Economic growth

PRESIDENTIAL Spokesperson Ernesto Abella announced that the country’s economic landscape continues to show great improvement as necessary policies are being established. “There are more banks that have expressed interest to come to the Philippines,” Abella said, adding that there are improvements in the Bureau of Internal Revenue and Bureau of Customs as part of the tax reform measures. Abella likewise cited the latest positive forecast of the International Monetary Fund (IMF) on the country’s growing economy.

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Probe eyed on Oro flood www.businessweekmindanao.com

Thu-Fri | January 19-20, 2017

By MARK FRANCISCO, Staff Writer

M

INDANAO Development Authority (MinDA) chair Abul Khayr Alonto said he is seriously considering the possibility to launch a probe on the Cagayan de Oro flood incident last Monday. Speaking to reporters last Tuesday, Alonto said that he is just awaiting reports from the Regional Disaster Risk Reduction and Management Council (RDRRMC) and the Philippine National Police (PNP) regional office in Northern Mindanao before making a decision. Alonto was dispatched by President Duterte to see for himself the flooding in Cagayan de Oro, believed to be the worst since tropical storm Sendong struck in 2011, killing thousands. This time, however, there were only at least seven casualties reported. The water level on Monday rose up to shoulder level in some areas in the city stranding hundreds of students from the University of Science and Technology of Southern Philippines (USTP), formerly MUST, and were forced to wade through flood/PAGE 11

STRANDED. It takes a 6X6 military truck to ferry commuters and workers in Cagayan de Oro City on Tuesday (17 January 2017). Several people were stranded overnight because the highways and roads were made impassable by flash floods that hit the city on Monday, January 16. MindaNews photo by Froilan Gallardo

Davao’s biodiversity DAVAO City -- The government through the Commission on Higher Education has allocated a P7-Million research-fund to study the biodiversity of the city and its hinterlands. Dr. Milton Norman Medina, director for Qualitative Studies in the University of Mindanao said the study brings the opportunity to push the advocacy of knowing the plants in our environment which may been seen but unfamiliar by name and importance to the current generation. He said that through this study, they can pass on to the students the idea to become conservationist by knowing the local species in their surroundings. Medina recalled that in 2011, they formed a research team that would monitor the biodiversity in Mindanao.

IN-DEPTH

FLOODS EVERYWHERE. A day after heavy floods hit Cagayan de Oro on Monday, January 16, continued rain also inundates Narciso Street in Surigao City on Wednesday. Photo courtesy of Jun Ayensa

Rice supply readied for flood-damaged areas NATIONAL Food Authority is ready to supply the rice r e q u i r e m e nt s o f l o c a l government units and relief agencies in areas affected by the recent flooding in Mindanao NFA Administrator Jason Laureano Y. Aquino said that the food agency has sufficient stocks strategically positioned

Minor damage reported Forced evacuation in areas on agri crops in Normin employed near Pulangi River D E PA RT M E N T o f “As indicated by the report Agriculture (DA) Secretary Emmanuel Piñol assured that the f lash f loods in Northern Mindanao has not caused a huge damage to agriculture. In a press briefing in Malacañan on Wednesday, Janu ar y 1 8 , Pi ñol s ai d the flooding in Northern Mindanao did not widely affect the country’s rice and corn production.

coming from Region X, hindi naman ganoon kalawak ‘yung tinamaan na area,” Piñol said. “While of course, we’re sad that this happened, it will not really make a huge dent on the agricultural production on the region considering that is less than a thousand hectares. We can easily recover kasi ready ‘yung interventions,” he added. crops/PAGE 11

in its warehouses nationwide to respond immediately to the needs of the LGUs, and other relief agencies. “We have a standing Memorandum of Agreement (MOA) with these relief agencies so they can withdraw their rice requirements anytime during calamities and emergencies,” he said.

According to the Philippine Atmospheric, Geophysical and Astronomical Services Administration (Pagasa) the tail-end of a cold front and a low pressure area have caused massive flooding in Region 10. Cagayan de Oro City and other nearby provinces of Northern Mindanao such as supply/PAGE 11

By WALTER I. BALANE, MindaNews

M A L AY BA L AY C it y – Authorities in neighboring Valencia City have started forced evacuation of residents in threatened areas near the Pulangi River starting late Wednesday evening as rains continue to pour in. J u n e r e y Va l e r o , coordinator of the City evacuation/PAGE 11

WEAKENED BRIDGE. With its foundation weakened by the flood that hit Iligan City Monday evening (16 January 2017), authorities closed this Bailey bridge in Barangay Palao to vehicular traffic. Residents nearby said the flood was chest deep. MindaNews photo by Bobby Timonera

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Economy 2 Oro dads OK pact with DA for farmers T

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O boost production of farmers in Cagayan de Oro City, legislators have approved agreement between the city government and Department of Agriculture (DA). The City Council during its regular session presided

over by Vice Mayor Raineir Joaquin V. Uy enacted Ordinance No. 13180-2017, authorizing Mayor Oscar Moreno to enter into and sign the Memorandum of Agreement (MOA) with the Department of Agriculture Reg iona l Of f ice (DA) Region 10 and Paradise Village Carp Beneficiaries

and Farmers Irrigators Association. The MOA covers the grant of a power tiller floating, mudboat type machine to the association under certain terms and conditions. Pursuant to the MOA, the DA shall regularly monitor the activities of

the beneficiaries, provide assistance as grant scheme for the acquisition of the equipment, provide other support or assistance to e nsu re t he su c c e ss f u l implementation of the program, among others. For its part, the city government shall assist the association in terms

of technical information regarding the use of the equipment, and regularly monitor the performance of the equipment. The beneficiary shall provide a garage to properly secure the unit from any climate condition and adversities during nonop erat ion, ut i lize t he

equipment in accordance with its intended use, allow access and use by farmers, among others. The MOA was reviewed by the committees on agriculture and fisheries and on laws and rules chaired by Councilors Annie Daba and Ian Mark Nacaya, respectively. (SP)

two valid and unexpired identification cards that are duly authenticated by the head of office or the latter’s authorized representative, certificate of net take home pay that is duly signed by the employer or the c o m p a n y ’s a u t h o r i z e d representative, and stencil of the member’s unexpired cash card. All government employees are subject to t he net t a ke home p ay

requirement of the General Appropriations Act in the amount of P3,500. T h e du ly s u bm itt e d calamity loan application forms and all the attached documents, as required, are subject to final evaluation. Pag-IBIG members may submit their calamity loan application forms and duly required attachments thru their respective Fund Coordinators.(Pag-IBIG Fund/PIA10)

Pag-IBIG Fund members may now apply for Calamity Loan PAG-IBIG Fund is now accepting Calamity Loan Applications from members who were affected by the recent flooding in Cagayan de Oro City. To avail of the loan, the member-borrower must have at least 24 remitted

monthly savings (MS) and at least five months updated MS payment for the last six months. Also allowed to avail t h e l o a n a re m e m b e r s with existing housing loan accounts and multi-purpose loan (MPL) and/or calamity

must not be in default as of date of application. The outstanding loan balance of the MPL shall not be deducted from the proceeds of the calamity loan. Furthermore, members who are residents of the area which is declared calamity

RPN Radyo Ronda Stations Nationwide

CNN Philippines Stations Nationwide CNN Philippines TV-9 Manila CNN Philippines TV-12 Baguio CNN Philippines TV-12 Dagupan CNN Philippines TV-26 Tarlac CNN Philippines TV-10 Iriga CNN Philippines TV-4 Iloilo

CNN Philippines TV-8 Bacolod CNN Philippines TV-9 Cebu CNN Philippines TV-5 Cag. de Oro CNN Philippines TV-5 Zamboanga CNN Philippines TV-7 GenSan CNN Philippines TV-9 Davao

DZBS 1368 Baguio DZRL 639 Batac DZTG 621 Tuguegarao DZKI 1332 Iriga DYKW 936 Binalbagan DYKB 1404 Bacolod DYKC 675 Cebu DXKO 1368 Cagayan de Oro DXKS 1080 Surigao DXKD 1053 Dipolog DXKP 1377 Pagadian DXXX 1008 Zamboanga DXKT 1071 Davao DXDX 693 General Santos

stricken are the ones who can apply for the loan. An el i g ibl e me mb e r i s e nt it l e d t o av a i l 8 0 percent of his or her total accumulated value (TAV). The TAV comprises the member’s personal share, employer counterpart and earned dividends. The member must submit t he du ly a c c ompl i she d Pag-IBIG Fund Calamity L oan application form, photocopy of his or her

Narrative Report on Classroom Feeding By ERIC CLOYD B. WAMINAL Teacher I Kalugmanan Elementary School

Health is wealth. Not only that we feel good when we are healthy but also it prolong our lives. We can do a lot of things and achieve more if we are physically and mentally healthy. S c h o ol a s l e ar n i ng institution plays a great role in providing sound learning environment. S eeing the nutritional problem arising, it is one

of the responsibilities of the mentors to minimize or eradicates the deficiency. School feeding is the s o lut i on t o s o l v e t h e problem. Grade VI-Balagun class cionducted feeding program which started last July 2016. Since it is the nationwide celebration of the nutrition month. Through this, their need for proper nutrition was

address. Stakeholders, GPTA, extended their allout supp or t i n w h i ch contributed much to the success of classroom feeding indeed, the classro om feeding of grade VI-Balagun class is of great helping in sustaining good health and will perhaps encourage the pupils to do better in school.

CAGAYAN DE ORO MAIN BRANCH P & J Lim Bldg., Tiano Brothers Kalambagohan Sts., Tel. # (08822) 727-829 * Telefax # (088) 856-1947 CAMIGUIN BRANCH B. Aranas St., Poblacion, Mambajao, Camiguin Tel. # (088) 387-0491 CORRALES BRANCH Corrales Ave., Cagayan de Oro City DIVISORIA BRANCH Atty. Erasmo B. Damasing Bldg., #61 Don A. Velez St., Cagayan de Oro City Tel. # (088) 857-3631 LAPASAN BRANCH Lapasan Hi-way, Cagayan de Oro City Tel. # (088) 231-6739 CARMEN BRANCH Vamenta Blvd., Cagayan de Oro City Tel. # (088) 231-2011

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Opinion

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When your child asks you what GRACE is, what do you say?

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What’s the hardest part of living with me? Think a minute…Have you ever tried to get 2 fighting kids to admit their share of the blame? A 40-yearold man told his friends: “I’ve learned that when you ask your wife ‘What’s w r o n g ? ’ A n d s h e s ay s ‘Nothing.’ Man, watch out! Because her ‘nothing’ means you’re getting blamed for SOMETHING!” Someone said, “Marriage is like a loaf of bread: no matter how thin you slice it, there are always 2 sides.” Because there’s his story and version of the problem, and then there’s her side of it. A husband and wife were meeting with a marriage counselor. The counselor told them both to ask each other this question: “What’s the hardest part of living with me?” Then, without interrupting or defending themselves, the husband and wife had to listen to each other tell them what was difficult about living with them. So they were both responsible to take their share of the blame for their marriage problems. The husband had to admit that he’d been selfish and immature when he went to the bar or pub after work instead of coming home to be with his wife and kids.

THINK

A Minute

Jhan Tiafau Hurst And the wife had to admit she was always nagging and ruining the mood in their home so that her husband and kids didn’t enjoy being around her. You see, it’s only when we admit our share of the blame for our marriage problems that we can begin to do change and improve it. Then we will stop trying to change our wife or husband, and start working on the only person we can change: ourselves. That’s when our wife or husband might start wanting to change also. But it’s not easy for us to see our own faults and weaknesses, let alone be strong enough to admit we have them. But until we take the responsibility for the problems and unhappiness hurst/PAGE 10

Jesus said, “Let the little children come to me, and do not hinder them, for the kingdom of heaven belongs to such as these.” - Matthew 19:14 Recently in my encounter with grace, my life slowly took a 180-degree turn. As a career woman since the age of 18, growing up in the ways of the world, this is a huge leap. When this change happened, so did my understanding and methods about being a wife, and most especially being a mother. The way I saw things and went with them daily, changed; my reactions changed, my language changed and my counselling became, thankfully, even better. So one day, our eldest daughter, Jam, who has been hearing the word “grace” often from my mouth, prompted me. She saw a sign that said “Grace 3”. For a person, a mother who is still learning grace in its many miraculous forms, this was a spontaneous Q& A. Below is how our discussion unfolded. JAM: Mommy, his Grace

is only 3. He needs 2 more to make it 5. ME: I think you have an idea there. Because 5 is the number of grace. JAM: What really is grace, Mommy? You always say ‘God’s grace’. ME: Hmm...example, sometimes when you do something very naughty, Mommy gets angry, right. Mommy spanks you, Mommy says hurtful words that make you cry. That’s not grace. But then there are times when you do something very, very bad, I would just hold you and hug you. Remember that? The times when I would just talk and explain to you what you did was wrong, but then I tell you that it’s ok and I still love you despite that - that’s grace. JAM: That’s nice. But why do you say God’s grace? ME: Well, because that’s how God loves us. Remember people tell us ‘liars go to hell’? Or bad people who kill other people will not go to heaven? But it’s weird, because God loves them even after doing

those bad things - and I think, if they just realize they are bad and say ‘Thank you, Jesus’, they will go to heaven. JAM: Really? But how do you know that, Mommy? (After a long pause) ME: That’s what God tells us. JAM: God spoke to you? ME: Yes, through His words - in the Bible. JAM: Oh, ok. ME: Do you know, you can be an Ate with grace? You love your sisters even if they did something very bad to you. JAM: I will try, Mommy, ok? This conversation was surprisingly very light. What I learned with growing in grace is that you do not have to try so hard. Only let grace flow through you and not from you. For we are not the source of grace, we are merely instruments with which God’s grace may work. With the growing numbers of experts abounding us, their expertise easily within reach, you need only Google it - which ones

The Ripple

By AMBongay

do we listen to? If you are planning to raise godly and graceful kids, the ways of grace will teach them to be humble but resilient stewards in this age and time. But what if your child asks you how you understand grace, what will you tell them? The above conversation is translated from EnglishVisayan, some words may have been added, omitted, or changed to add clarity to the text. AMBongay, a member of Undeserved Favor Ministry and a blogger at Lifetickler.com, she is a wife and a mother of three.

Media killings from 2001 now being probed LIFE’S INSPIRATIONS: “… At that time Mary got ready and hurried to a town in the hill country of Judea, where she entered Zechariah’s home and greeted Elizabeth. When Elizabeth heard Mary’s greeting, the baby leaped in her womb, and Elizabeth was filled with the Holy Spirit…” (Luke 1:39-41, the Holy Bible). -ooo VISITATION AS PROOF OF JESUS AS GOD AND SAVIOR: In Luke 1 of the Bible, it appears that after Mary, the virgin who was to conceive and give birth to God the Father as Jesus, was visited by the angel Gabriel, she rushed to the house of Zechariah and Elizabeth in Judea. Called Visitation by some believers, this event confirms once more that Jesus is God and Savior, and is God the Father, Son, and Holy Spirit. -ooo-

M E DIA K I L L I NG S FROM 2001 NOW BEING PROBED: Former reporter Joel M. Sy Egco is making history in Philippine media with his appointment as executive director of the Philippine Task Force on Media Security, an agency attached to the Office of the President whose principal task is to undertake measures to unearth evidence against all those who conspired and killed media persons in the past. As of January 18, 2017, Joel’s task force managed to issue the “Operational Guidelines of Administrative Order No. 01”, detailing the duties, responsibilities, and courses of action he and his colleagues will pursue to look into who were behind media killings from 2001 up to the present and, if the evidence warrants, to prosecute and have them punished. Administrative Order No.

01 (AO 1), signed by President Duterte last October 2016, created the task force, in response to many calls for more punitive action against those who plotted and carried out the murder of media personalities, for one reason or another. The secretaries of justice, communications, local government, national defense, and the chiefs of the AFP and the national police, were made members of the task force. -ooo PRODUCE RESULTS, NOT EXCUSES, EGCO SAYS: In his Facebook account, Joel made clear that: “My instructions are 1) to produce results, not excuses and 2) to treat cases of threats, intimidation and/ or killing as if I was the victim. These guidelines are the result of several consultations and discussions with various stakeholders from government, and media

K akampi

Mo A ng Batas

Atty. Batas Mauricio partners. “The salient features of the guidelines include the following:1) creation of local PTFoMS (Presidential Task Force on Media Security) councils in all 81 provinces;2) requirement to provide us with their respective strategic plans pursuant to AO 1 mandates. “3) Designation of local police chiefs as point-persons; 4) a one-strike policy against batas/PAGE 11

Creator and procreator We ne e d to k now t he difference as well as the intimate link between the two. The other day while presiding at a wedding, I brought up this topic to underline an often forgotten and misunderstood truth of faith. Newly-weds will most likely become parents soon, and they need to know the difference and the link between the two, so they can carry out their parenthood properly. There’s a lot more than meets the eye. Creator, in the strict sense, is only God. He is the only one capable of bringing to existence something or someone out of nothing other

than himself. As creator, God is the maker of everyone and everything. Everyone and everything is his creature. Everyone and everything cannot help but be a creature of God. A pro cre ator is t he creaturely instrument who begets an offspring definitely not out of nothing, but from something. He only cooperates in the work of God’s creation. Everything that reproduces itself, in a sense, is a procreator, though the term is more properly used to refer to human parents. A parent as the human instrument in the process of human reproduction begets

a child obviously from some biological raw material that he or she has. But that’s not all. As procreator, he cooperates in the bringing into existence of another human being who is not purely a biological or a material being that can be reproduced biologically, but also a spiritual being that can only come directly from God. In other words, every human person is not just a biological entity. He is, much more than biological, a spiritual being. His existence just cannot come about merely through biological processes. His existence depends directly on God. In fact,

HINTS

and

Traces

Fr. Roy Cimagala everything depends on God directly for its existence even if it’s coming to existence goes through the different forms of reproduction. In the case of man, cimagala/PAGE 10

CorporateWorld 5 Hedcor signs deal with Zamboanga cooperative Advertising and Editorial E-mail : businessweekmindanao@gmail.com Contact nos. : 0917-7121424 • 0947-8935776

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H

EDCOR, Inc. has forged an agreement to supply 5 megawatts (MW) more to Zamboanga Del Norte’s electric cooperative, bringing the contracted power from its Bukidnon run-of-river hydro project to about a third of the 68.8-MW target capacity. In a statement, Hedcor parent firm Aboitiz Power Corp.

said Zamboanga Del Norte Electric Cooperative (Zaneco) had signed up with Hedcor Bukidnon, Inc. in November 2016 for the additional supply to raise the utility’s contracted power from the plant in Manolo Fortich, Bukidnon to 10 MW. “Manolo Fortich Hydro will enable us to further our commitment to support the energy

needs of our country particularly Mindanao,” said Rolando G. Pacquiao, Hedcor vice-president for Mindanao operations. With Zaneco’s increased power contract, Hedcor’s Manolo Fortich plant now has 23 MW of contracted power months ahead of its target completion by the third quarter of 2017.

A FILINVEST-LED consortium is open to vying for the development of five regional airports under the public-private partnership (PPP) scheme, which have recently been unbundled by the government. The Filinvest-JatcoSojitz consortium, composed of Filinvest Land, Inc., Japan Airport Terminal Corp. and Sojitz Corp., was among the five earlier pre-qualified by the previous government to bid for the regional

airports project. “Filinvest is still interested,” the Gotianunled listed property developer said in an official reply when asked whether it is still keen on submitting new offers once the government starts bidding the five regional airports, one by one. “[W]ill await the new terms of reference for further details from the government on the bidding,” the company added.

Three of the five prequalified bidders -the Philippine Airports Consortium, which includes Metro Pacific Investments Corp. (MPIC), Aeroports de Paris and ADP Ingenierie; San Miguel Holdings Corp.-Incheon International Airport Corp. Consortium; and the GMR-Megawide Consortium earlier expressed renewed interest to join the government auction. The Department

Hedcor, Inc.’s Manolo Fortich run-of-river hydropower plant is on track for completion by the third quarter of 2017. -- ABOITIZ POWER CORP.

Filinvest still keen on airports project

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of Transportation’s (DoTr) Office of the Undersecretary for Aviation & Office of Undersecretary for Legal and Procurement said that a “fresh invitation to pre-qualify and bid will be issued” for the projects. “Pre-qualified bidders in the bundled projects will not be automatically pre-qualified in the unbundled projects. Thus, they will also have to submit pre-qualification documents. These will

be formalized through a bid bulletin to be issued by the PBAC for the projects,” it added. Transportation Undersecretary for Aviation and Airports Roberto C. Lim earlier said that the government will bid out the regional airports projects individually. Rolled out during the Aquino administration, the regional airports project was previously bundled into two packages -- the first

with the P20.26-billion Bacolod-Silay Airport and the P30.40-billion Iloilo Airport, and the second comprising the P40.57-billion Davao Airport, the P14.62billion Laguindingan Airport and the P2.34billion New Bohol (Panglao) Airport. The bidding did not push through. Mr. Lim said the DoTr is looking to issue fresh invitations for firms interested to bid within the first quarter of 2017.

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Sikat ka Higala By SHERYL MACALE

The subject of this article is always based on inspiration.I want my readers to ponder and learn from people about their story,pain and success. When i wrote about a certain Manobo and the only first in his tribe graduated in college and became a junior agronomist of Phillip Morris and Fortune Tobacco Corporation many people were inspired of their story and so i would like to bring a good story to you.Recently I was invited at the Toyota Financinal Service Phils Thanksgiving and Awarding and have met quite a few men and women who conquered the world of sales and Financing.A co Rotarian and President of the Lions Executive Club Bennie Amboayan also the Mindanao Team Head-CDO Lending

Desk was the person behind this occasion. Ten (10) awardees for Marketing Professionals with 10 Outstanding Sales Contiribution TFSPH the year of 2016.On top Mariechris Tadena with 56 contracts,followed by Janice de Guzman at 38, Joenil Ondoy 30, Nissa Maquiling at 26 ,Rachel Mae Dominguez 20, Ruby Nambatac 18, Adlaon Mae Christy 17, Maria Rebecca Bantilan 17, Micheal Gallardo 15 and Mark Thomas Valmoria 15. Also awarded is the Top 5 Group Sales Manager With Outstanding Sales Contribution to Toyota Financial Service Philippines Melody Ladlad at 236 contracts, Ervin Leonard Vedad II at 75, Ryan Paid 73, Leonillo Abbu 70 and Jayson Virtudazo at 64 as such this men and

women were awarded and given the highest Honor. Knowing Bennie and his story of how hard work and perseverance can get us to where we at now. The ladder might be too steep but when we put our best efforts and having to work with a good team his leadership and dedication has brought these gentlemen and women on their own spot now.Gracing the event was of course the President of TFSPH Mr. Atsuhi Murakami from Japan. I was told of his commitment to maintain Toyota as still the leading Car dealer in the entire Country. I was also introduce by the Provincial Sales Area Head,Loans Processor-CAD-CDO Lending Desk Ms.Sylven Puao Ente, Credit Investigator-Sales Admin Department Micheal Geronimo and Collection

Officer Mr. Chrisjohn Lingcong. In all good faith it was a well deserving night and all of them were uplifted by the presence Owner of Toyota Cagayan and also the chairwoman and President of Toyota Philippines Betty Lu.Her presence was a breath of fresh air at the hieght of her carreer she has carried the generetive force that we can all share through her success with Toyota for over 20 years. Her faith on Toyota as a Brand, the name she believes speaks for itself with high quality of its value and affordable parts giving the clients the utmost customer they deserve. She told not only that they give the buyers a great product they have a sense of after care service obligation. To all Toyota staff and Management Congratulations to all of you. Job Well done.

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Feature

The Hundred Year Flood

L

egend has it that a flood of gargantuan proportions would hit Cagayan de Oro every 100 years. That started in 1916, then more recently in 2009 when the city was hit in two consecutive weekends by non-stop rains that spawned floods the new generation haven’t seen the likes of. Then came the deadly night of Sendong in

December 16-17, 2011 which killed thousands and rendered many more homeless in Cagayan and Iligan, followed not quite a year later by Typhoon Pablo which fortunately did not result in any fatalities in the city. Which makes the January 16, 2017 flood quite an anomaly since it wasn’t quite as protracted as any of our previous incidents but nevertheless caught

Rescue units at the USTSP (formerly MUST)

many Kagay-anons by surprise with the speed by which the floods spread. Heck, it was “just a low-pressure area” (LPA) which did not even merit the benefit of a name, or additional warnings from PAGASA. However, from the ‘suki’ places of the MUST-Limketkai area where one usually get an idea a bad one’s on the way, the floods quickly spread to the Carmen, Gusa and Kauswagan highway areas, that by late evening the CDRRMO and PAGASA already issued Yellow and subsequently Red Alerts for pre-emptive, and later forced evacuation of places not usually associated with previous incidents such as Pigsan-an, Tumpagon, Tuburan, Taglimao, Lumbia, San Simon, Pagatpat in addition to traditionally flood prone barangays like Canitoan, Iponan and Bulua. Given how so many people were left stranded in schools and malls due to the lack of a warning from the concerned agencies, did that necessarily mean we haven’t learned our lessons from Ondoy, Sendong and Pablo? I don’t believe so. Freaks of nature

like the one we had last Monday can’t be helped, it is the work of God, and no amount of preparation would save you from some damage, inconvenience and yes, even fatalities. But I take heart from the way our local government and civil society responded when it became apparent this was no ordinary LPA which didn’t even merit the benefit of a name. I was heartened that the City Information Office was up all night relaying key information such as flooded areas, people needing rescue, coordinating efforts to keep the public updated on what was happening thru traditional and social media. Our city council had to have a literal midnight session to declare a state of calamity and enable the chief executive to access calamity funds for rescue, rehabilitation and repair of infrastructure and other facilities damaged by the unexpected flood. When the call for assistance went out, and in some cases even before it went out, the PNP, Philippine Army, Red Cross, and Philippine Coast Guard were already coordinating with the

City Disaster and Risk Reduction Management Office to rescue stranded residents in schools and malls and ferrying much needed logistics where they were urgently needed. And our friends in the malls themselves stayed overnight to attend to stranded shoppers. Although many areas were without electricity, the malls ran their generators to keep lights and other facilities open and deployed teams to attend to the needs of the stranded shoppers. Not to forget our colleagues and friends in traditional and social media who worked overtime to help monitor the situation and update worried parents, spouses, teachers and other residents on the situation of their loved ones. Our blogger friends were up all night reposting urgently needed information and updates as were the radio clubs who were helping coordinate rescue efforts for stranded commuters, students and shoppers. Even the barangay disaster and risk reduction management councils in the most affected barangays our friend former Iponan barangay chair Gaga

7 H ammer

and

A nvil

By Mike Baños

Brilleta were up all night urging their constituents to undertake pre-emptive evacuation when the Yellow Alert was raised, and forced evacuation later when the Red Alert was issued. So did all that mean we never learned from the previous visits of Ondoy, Sendong and Pablo? I don’t believe so. The response of the local and national agencies and civil society to the crisis was laudable, to say the least, and worthy of praise and recognition. I am proud of you all! One final takeaway from Monday’s floods: whether in December, January or March, Kagay-anons better keep their eyeballs peeled and their ears open whenever day 16 during those months comes around. A quote from an FB friend: Let’s stop ranting and just help. God bless us everyone!

Mayor Oscar Moreno monitors the situation from the CDRRMD-CDO office with CIO Maricel Rivera.

PNP Rescue Unit at work at USTSP (formerly MUST) campus

Centrio staff and First Aid Unit attending to stranded shoppers

Midnight session of the City Council

8

Banking&Finance

OROBANKERS DIRECTORIES CAGAYAN DE ORO CITY

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METRO BANK- CARMEN Max Suniel St. Carmen, Cdoc 8581722/ 8585162

BDO – VELEZ Velez-Rn Abejuela Street, Cdoc 2314246/8572075

METRO BANK- LAPASAN CM Recto Lapasan HW, Cdoc 724461/8561721

BDO – SM G/F SM City, Master Son’s Avenue Upper Carmen Cdoc | 8592623/8592637

METRO BANK- OSMEÑA Brgy Osmeña St. Cdoc | 722014 /8800924

BDO – XU XU Lib. Annex Corrales St. Cdoc 8574108 / 8573796

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BDO – CDO HAYES Trendline Bldg.,Hayes Street, 8568151/727405

METRO BANK- GAISANO 8561720

BDO – COGON Sky hi Bldg JR Borja St. Cogon, Cdoc 8577963/ 725209/ 725203 BDO – OSMEÑA Osmeña corner Ramon Chavez St. Cdoc 724567/8563727 BDO – LAPASAN Lapasan Highway Cdoc 8563233 /8563234 / 725178 BDO – RN- PELAEZ George Town CyberMall Rn Pelaez Blvd Kauswagan Cdoc | 8562617/729052 BDO – CARMEN Maxsuniel cor.V Neri St. Carmen, .Cdoc 8584854 /8581133 BANK OF COMMERCE- VELEZ Akut- Velez St.Cdoc | 8564371 / 726880 BANK OF COMMERCE- LAPASAN

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PBCOM Tiano-HayesSt. Cdoc | 726519/8571558 PLANTERS DEVELOPMENT BANK

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PNB- LKK MALL NORTH CONCOURSE

LKK Mall N.Concourse Cdoc 8574149/8575682

PNB- CARMEN Elipe Bldg.Carmen, Cdoc | 8583158/ 8584203 PNB- LKK LKK Lapasan, Cdoc | 8564347/722872 PNB CDO– DIVISORIA Tiano Bros.Cruz Taal St., Cdoc 722861 /722816 PNB CDO– LAPASAN LKK Center Lapasan, Cdoc | 8564732 / 723992 PNB CDO– COGON LKK Center Lapasan, Cdoc 8571991/ 723992 PHILIPPINE POSTAL SAVINGS BANK, INC. bels_domingo@yahoo.com.ph Rizal Chavez Cdoc 8572194/725438 PS BANK Velez Corner A. Mabini St., Cdoc 8574183/725184 PHILIPPINE VETERANS BANK Tiano-Abejuela St. Cdoc 722644/8573386 QUEEN CITY DEVELOPMENT BANK, INC. Sacred Heart Mont. Cm RectoAve., Cdoc 8562390 RCBC- VELEZ Velez-Borja St. Cdoc | 8564982/8568888 RCBC- COGON Simplex Bldg. Osmeña St. Cdoc 8562888/725863/8521329 RCBC- LAPASAN Cm. Recto Lapasan HW. Cdoc 8561888/722449 RCBC- LKK Gateway, Tower 1 LkkCenter, Cdoc 8563707/722449 RCBC SAVINGS- CARMEN Walingwaling St.,Carmen St. Cdoc 8585793/ 8586248 RCBC SAVINGS- VELEZ Velez St. Cdoc | 729083/8562460 RCBC SAVINGS- AGORA 8807891/8807892 RURAL BANK OF CABADBARAN, Inc.

STERLING BANK OF ASIA Tiano Velez St. CDO | 8528171/8528168

LBP – VELEZ LunaVelez St. | 723549/8563198 LBP – PUERTO Puerto Cdoc | 8558858 MAYBANK JR Borja Tiano Cor. Bldg. Cdoc 8574439/726060 METRO BANK- DIVISORIA Pabayo Abejuela St. Divisoria Park, Cdoc 724783/8576999 METRO BANK- VELEZ A. Velez St. Cdoc | 8561724/726054 METRO BANK- JR BORJA JR Borja St. Cdoc | 8572999/724415

P

EOPLE who have no access to the formal banking sector will now have a chance to be part of the government’s financial inclusion program after the Bangko Sentral ng Pilipinas (BSP) allowed banks to tap cash agents to further service the public. This after the central b a n k’s p o l i c y - m a k i n g Monetary Board (MB) issued guidelines allowing banks to tap convenience stores, pharmacies and other highlyaccessible retail outlets to accept and disburse cash on its behalf, assist in the online self-service deposit process, withdrawals and fund transfers, and bill payments. BSP, in a statement,

said these cash agents, who may be tapped as such after getting BSP approval, may also conduct KnowYour-Customer procedures, forward applications for loans and account openings, and sell and service insurance. It explained that cash agents “are typically cash rich third party entities with many outlets that conduct regular business in fixed locations anywhere in the country.” It said these entities “enable banks to leverage on innovative digital solutions to serve a wider client base, particularly in the lowincome and rural areas where there is limited commercial incentive to establish a full branch or even a micro-

banking office (MBO). ”Through this new costefficient service channel, ser ving the currently unbanked and low-income segments can become more viable and sustainable for banks,” it said. BSP said more than 36 percent of all municipalities in the country have no banking presence but bulk of these are serviced with non-bank financial institutions such as pawnshops, cooperatives, and lending investors. In line with the issuance of the new guidelines, the Board also relaxed existing rules on offsite deposit servicing and deposit solicitation by not requiring the submission of operational requirements and conditions prior to delivery

SOME 10 million households will be placed under the government’s cash transfer program for a period of one year once lawmakers approve the Department of Finance’s (DOF) proposal to hike the excise tax on oil products. This was disclosed by Finance Undersecretary Karl Chua during the hearing of the House of Representatives’ ways and means committee We d n e s d a y t o a s s u r e lawmakers that the poor will not be negatively impacted by the proposed 10-percent increase in excise tax on oil. Chua said 40 percent of the targeted 10 million families that will be covered by the non-conditional cash transfer are those who are already part of the government’s Pantawid Pamilyang Pilipino Program (4Ps). He said the proposed cash transfer program will be financed by the higher tax revenues from excise tax

on oil. ”This is to bridge the gap and not a permanent program… It’s not the solution by itself,” he said, citing that the real solution to alleviate the lives of the poor is to ensure the continued expansion of the domestic economy by building more infrastructure and to ensure inclusive growth. Chua said the higher excise tax on oil will increase inflation rate by about 1.5 percentage point but the overall inflation environment will remain manageable since the average rate of price increases in the country remains below the government’s 2 percent to 4 percent target until 2019, with the 2016 figure at 1.8 percent. He said the 1.5 percent projected uptick in inflation as a result of higher excise tax on oil products will bring the average inflation rate to 3.3 percent.

”This is still low and sustainable,” he said. Chua said the first package of the DOF’s Comprehensive Tax Reform Program (CTRP), which was submitted to Congress in September 2016, has considered sectors that will be affected by the oil excise tax increase, such as drivers of public utility vehicles, areas being serviced by small power utility groups (SPUG) or areas that are not yet connected to the main power grid due to their location. SPUG areas, which are the missionar y areas of the National Power Corp. (Napocor), are serviced by providers that use dieselpowered electricity sources. Chua said that since SPUG areas have subsidized rates, they will not be affected that much. He however assured lawmakers that the DOF continues to coordinate with all stakeholders to ensure that

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of these services. ”The amended regulations provide banks with more f lexibility in designing appropriate and cost-efficient ways to render deposit pickup and delivery services and as a result, enhance client experience,” the BSP said. The central bank said banks need to ensure “adequacy of risk management and internal control systems for these liberalized deposit servicing activities.” ”The BSP will evaluate the quality and sufficiency of these risk management and control systems before granting authorization to perform banking services outside bank premises,” it added. (PNA)

10M households eyed for cash transfer program vis-a-vis oil excise tax hike bid

SECURITY BANK- LKK Limketkai | 8801258/8801625

EAST WEST BANK Cogon De Oro Constraction Bldg. LKK Drive 8500339/8500331

LBP – CAPISTRANO Capsitrano St. Cdoc | 8565515/727678

BSP thumbs-up new bank service channels

SECURITY BANK- OSMEÑA Osmeña St. Cdoc | 8563965/ 723411/728774

SECURITY BANK- VELEZ Velez Montalvan St., Cdoc | 728334/856632

FIRST CONSOLIDATED BANK CM Recto Ave., Cor.Agudo Road Cdoc 8565360/2316678

thu-fri|january 19-20, 2017

#58 Tiano FernandezSt.CDO 727215/ 8563552 *805

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Advertising and Editorial E-mail : businessweekmindanao@gmail.com Contact nos. : 0917-7121424 • 0947-8935776

Donations for the flood victims. Several families from Barangay Bulua receive relief goods from SM Cares, a foundation of SM Cagayan de Oro. The recipients are among the thousands of individuals who were greatly affected by the urban flooding on January 16.(CIO/PIA10)

the impact of the proposed tax hikes will result in net gains for the poor and the government. (PNA)

UCPB sees 20-25% rise in income UNITED COCONUT Planters Bank (UCPB) is looking to increase profits by as much as a fourth this year coming from a likely flat growth in 2016, its president said, with the lender counting on higher deposits even without opening new branches. “Last year, we will be about the same as the previous year, but for 2017, we are projecting a 20-25% increase in income. Consumer loans will continue to be our push, but we expect to increase our low-cost deposits and be able to redeploy it,” Higinio O. Macadaeg, Jr. UCPB president and chief executive officer, said in an inter view on the sidelines of the annual bankers’ reception on Tuesday night. The 12th biggest bank in asset terms reported a P3.3-billion net income at end-2015, rising by 5.1% from the previous year on the back of higher profits from lending activities, fees, and trading gains. For the first nine months of 2016, bank profits surged to P2.88 billion from P1.99 billion booked in the same period in 2015. However, Mr. Macadaeg previously said they expect a lower income during the OctoberDecember period as they raise loan loss provisions to catch up with the increased lending. F o r t h i s y e a r, M r. Macadaeg said the bank income/PAGE 10

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thursday|january 19, 2017

DA assures minor damage to agri crops in Northern Mindanao flashfloods

D

e partm e nt of Agriculture ( DA ) S e c r e t a r y Emmanuel Piñol assured that the flashfloods in Northern Mindanao has not made a huge damage to agriculture. In a press briefing in Malacañan on Wednesday, Januar y 18, Piñol s aid the flooding in Northern Mindanao did not widely affect the country’s rice and corn production. “As indicated by the report coming from Region X, hindi naman ganoon kalawak ‘yung tinamaan na area,” Piñol said. “While of course, we’re sad that this happened, it will not really make a huge dent on the agricultural production on the region considering that is less than a thousand hectares. We can easily recover kasi ready ‘yung interventions,” he added. Piñol said that in Bukidnon, 147 hectares of corn were affected in four barangays in Malaybalay City; in Impasugong, Bukidnon 2.5 hectares of corn; in Misamis Occidental, in Tudela, 112 hectares of rice areas ready for harvesting were damaged; in Plaridel, Misamis Occidental, 630 hectares of rice newly

transplanted and vegetables two hectares were also damaged; and in Oroquieta City, 128 hectares of rice in the tillering stage were also damaged. Misamis Oriental and Lanao del Norte have yet to report the damage. “The region is ready with interventions. We have 6,200 bags of rice seeds available and also vegetable seeds and corn seeds,” he said. The Agriculture chief however said that while the damage to agriculture in Northern Mindanao was not extensive, he has created a technical working group to assess the situation and come up with a plan. “‘Pag flash floods ang tumatama sa isang lugar, there’s only one reason for that: wala ng kahoy na humahawak sa bundok at ‘yon ang dahilan kung bakit mabilis ‘yung pagbaba ng tubig,” Pinol explained. “Ito ‘yung indication actually na nagkaroon tayo ng problema sa environment in that area,” he added. Piñol said they are looking at deforestation and the unabated cutting down of trees in the mountains of Lanao del Norte, Misamis Occidental, and Misamis

Republic of the Philippines REGIONAL TRIAL COURT OF LANAO DEL SUR 12th Judicial Region BRANCH 09 Hall of Justice, Marawi City IN THE MATTER OF CORRECTION OF THE CERTIFICATE OF LIVE BIRTH OF RAONA T. DUMPA RAONA T. DUMPA, Petitioner, SPECIAL PROC. NO. 2426-16 -versusTHE LOCAL CIVIL REGISTRAR OF MARAWI CITY AND THE ADMINISTRATOR AND CIVIL REGISTRAR GENERAL OF THE PHILIPPINE STATISTICS OFFICE Respondent. x-------------------------------------------------x AMENDED ORDER Before this Court is a verified petition for Correction of the Certificate of Live Birth of one Raona T. Dumpa. Petitioner’s Certificate of Live Birth which was registered on January 27, 2005 with the Office of the Civil Registrar of Marawi City, Lanao del Sur allegedly contained erroneous entries as to her date of birth which was inadvertently entered as April 06, 1984 instead of April 06, 1994. Finding the aforesaid petition to be sufficient in form and substance, it is hereby ordered that the same be set for hearing on March 16, 2017 at 8:30 o’clock in the morning. Let a copy of this Order be published at the expense of the petitioner in a newspaper of general circulation in Marawi City and Iligan City for three (3) consecutive weeks. The civil Registrar of Marawi City, Lanao del Sur, and the Civil Registrar General, Philippine Statistics Authority, Quezon City, or any person or party who has an interest in the petition, may file his/her opposition thereto within fifteen (15) days from notice of this petition or from the last day of publication of this Order. Further, let this order be posted for fifteen (15) days prior to the date of hearing on the Bulletin Board of the City Hall of Marawi City, Lanao Del Sur, Bulletin Board of Civil Registrar of Marawi City, Lanao del Sur; and the Bulletin Board of this Court, also at the expense of the petitioner. Serve copies of this Order, and copies of the Petition dated July 19, 2016 and its annexes, to the Civil Registrar of Marawi City, Lanao Del Sur, the honorable Solicitor General, OSG, Makati City; and the Philippine Statistics Authority, Quezon City.

SO ORDERED.

Marawi City, Lanao del Sur, Philippines, January 11, 2017.

BWM: Jan. 20, 27 & Feb. 3, 2017

(Sgd.) SITTIE LAARNI R. UMPA Presiding Judge

Oriental as the possible cause of the flash floods. “We are taking a look at the situation not only in the context of providing immediate intervention but also long-term solution,” he said. The Agriculture chief meanwhile said the DA is planning to provide inter ventions for the rice farmers and the 4Ps beneficiaries. “I am of the view that if this program is properly implemented, meaning, if instead of giving them coupons or cash, DSWD would decide to buy rice directly from the farmers in the communities where the 4Ps beneficiaries are located,” Pinol said. “Not only would we be serving the purpose of giving

rice ration to the poorest of the poor in this country, the rice farmers will also benefit from this because then they will have a ready market for their produce, which is our problem right now actually,” he said. “Our farmers actually are organized and all that we need to do is just identify ‘yung facilities kung saan namin imi-mill and then we can extend the needed interventions,” he added. In the same press briefing, Presidential Spokesperson Ernesto Abella announced that the country’s economic landscape continues to show great improvement as necessary policies are being established. “There are more banks that have expressed interest flashfloods/PAGE 10

Education & Internet: Its use to humanity By Mary Ann H. Macapayag Teacher III Talakag Central Elementary School

Education has been very significant matter to humanity, acquiring i n nu m e r a b l e d e f i n e d meanings through the years. To many, attaining education is something that an individual could call as his property and no one can ever take it. Education is a key that make a person to be sensible in his acts, words and beliefs. It is also a driving force that improve the personality of an entity. In the absence of Education, one may forget to take control over his intellect and as well, on his acts. It is already a cliche that when everything that resulted to success or a mess is a result of one’s actions and thinking. Having an education is similar to taking water, the more one drink every drop, the more his thirst would be healed. It is not just actually what people learned from four classroom corners but on their everyday encounters. Each encounter will bring new learning, filling his thirst of knowledge. These are some of the reasons which education has been a must-attained matter. After all, education is made in order to boost thinking skills and bring opportunities, in which each being is interested into. One of the many ways that the Internet can help is to move education out of the classroom and create support anywhere, anytime for students. Internet access can help pupils to be fluent in technology. They are now comfortable in researching information, and with the fluency of information.

Also, home Internet use benefits the academic performance of children as young as age 10 . If they have more time online they can improve their reading comprehension and total reading scores higher. This was attributed to the text-heavy nature of the Internet. Students logged on primarily to surf the Web. Web pages are heavily text based. Thus, whether searching for information about school-related projects or searching for information about personal interests and hobbies (e.g., rock stars, movies), children who were searching the Web more were reading more, and more time spent reading may account for improved performance on standardized tests on reading. Internet usage may result into higher standardized test scores in reading: “More time online was associated with higher reading comprehension and total reading scores, according to a study.” They attributed these results to the text-heavy nature of Internet Students logged on primarily to surf the Web. Web pages are heavily text b as e d. Thus, w het her searching for information about school-related projects or searching for information about personal interests and hobbies (e.g., rock stars, movies), children who were searching the Web more were reading more, and more time spent reading may account for improved performance on standardized tests of reading which depend heavily on reading skills.

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thursday|january 19, 2017

Cimagala... from page 4

his coming into existence depends first of all on the knowing and willing cooperation of the human instruments with God’s work of the creation of a human person. That is why, these human instruments, the parents, are called procreators, strictly speaking, since they have to actively cooperate in God’s creation. Not so with the other creatures. They beget their offspring in some automatic fashion dictated by some laws of biology and other laws

of nature. And that’s simply because the plants and animals do not have intelligence and will that would enable them to cooperate actively with God in the process of reproduction. Their nature determines the kind of reproduction they can make. This distinction is crucial since it will bring out the fact that the husband and wife as procreators of their children have to carr y out their responsibility as procreators by always keeping in mind the will, the purpose, and the means God has for creating a person. Begetting a child should

REPUBLIC OF THE PHILIPPINES REGIONAL TRIAL COURT OF LANAO DEL SUR 12th JUDICIAL REGION BRANCH 10 Hall of Justice, Marawi City IN THE MATTER OF THE PETITION FOR CORRECTION OF ENTRY IN THE CERTI FICATE OF LIVE BIRTH OF OLINDANG SARIPADA MALA

SPL PROC. 2416-16

OLINDANG SARIPADA MALA, Petitioner, -versusTHE ADMINISTRATOR and CIVIL REGISTRAR GENERAL OF PHILIPPINE STATISTICS AUTHORITY And the CIVIL REGISTRAR OF LUMBA-BAYABAO, LANAO DEL SUR Respondents, x---------------------------/ ORDER Before this Court is a verified petition for correction of entry in the certificate of Live Birth of Olindang Saripada Mala dated October 19, 2016, and which reads in part: 1. Petitioner is of legal age, single and a resident of Brgy. Mibayao, Lumba-Bayabao, Lanao Del Sur where she may be served with the orders and other processes of this Court; 2. Respondent is the incumbent Local Civil Registrar of LumbaBayabao, Lanao Del Sur whose office is located at Municipal Hall, Lumba-Bayabao, Lanao Del Sur where she/he may be served with orders and other processes of this Court; 3. Petitioner was born on FEBRUARY 15, 1982 at Brgy. Mibayao, Lumba-Bayabao, Lanao del Sur tp parents Udasan M. Mala and Sinar S. Mala. Petitioner’s birth was belatedly registered under Registry No. 93-029 by her father Udasan M. Mala, a copy of petitioner’s Certificate of Live Birth is hereto attached and marked as Annex ‘’A’’. 4. When petitioner secured a copy of her Certificate of Live Birth from Philippine Statistics Authority (PSA), she was surprised to learn that her year of birth was erroneously entered as FEBRUARY 15, 1961 instead of FEBRUARY 15, 1982; 5. Petitioner is consistently using the date of birth FEBRUARY 15, 1982 as shown in her OFFICIAL TRANSCRIPT OF RECORDS (TOR) issued by the Mapandi Memorial College, Marawi City, VOTER CERTIFICATE issued by the Cagayan de Oro City, NBI CLEARANCE issued by the National Bureau of Investigation, Cagayan de Oro City, PASSPORT issued by the Department of Foreign Affairs (DFA), Cagayan de Oro City, and POSTAL IDENTIFICATION (ID) issued by the Post Office, Cagayan de Oro City which are marked as Annexes ‘’B’’, ‘’C’’, ‘’D’’, ‘’E’’, ‘’F’’, ‘’G’’, and ‘’H’’ respectively; 6. Thus, the petitioner now files a petitioner with the Honorable Court for the correction of her year of birth; 7. The erroneous entry as to her year of birth must be corrected in order to avoid confusion that may adversely affect her in the future; 8. Finally, the petitioner submits that nobody will be prejudiced by granting this petition.

not just be a physical, biological or emotional expression of one’s urges and love. Begetting a child has God in the middle of it. In fact, it has God at the beginning and end of it. Parents as procreators should always bear this fundamental truth in mind, and conform their duty to beget children according to this truth. In our country, thanks to God, we still have a generally religious culture that recognizes every child as a gift from God. That fact is indeed a blessing, but we need to go much further than such basic recognition. According to our Catechism, God has a plan for the creation of every person. Parents as procreators should fully do their part in fulfilling the divine purpose for the creation of a person. I would say this is their most important responsibility as parents. This is the summit of their responsibilities. Everything else has to be subordinated to this. In the C ompendium of the Catechism, we have the following point that articulates God’s plan for man: “God, infinitely perfect and blessed in himself, in a plan of sheer goodness freely created man to make him share in his own blessed life. In the fullness of time, God the Father sent his Son as

the Redeemer and Savior of mankind, fallen into sin, thus calling all into his Church and, through the work of the Holy Spirit, making them adopted children and heirs of his eternal happiness.” It is important therefore that couples who want to enter into marriage be made to realize this duty more deeply and effectively. Once married, they should be constantly guided and helped so they can carry out this responsibility properly. roycimagala@gmail.com.

Hurst... from page 4

w hich we caus e in our marriage, very little will change. So why not be honest with yourself ? Just ask Jesus Christ to forgive you today for your wrong attitudes and the way you treat your wife or husband? Then ask Him to give you the strength and willpower to start changing each and ever y day. Just Think a Minute…

Income... from page 8

will focus on improving the performance of its existing operations, shelving plans to expand its branch network. “ We a r e n o t g o i n g to expand or number of branches. What we are going to do instead is to make sure that all branches are efficient,”

NORALDIN MANALOCON LAO Petitioner, -versus-

to come to the Philippines,” Abella said, adding that there are improvements in the Bureau of Internal Revenue and Bureau of Customs as part of the tax reform measures. Abella likewise cited the latest positive forecast of the International Monetary Fund (IMF) on the country’s growing economy. “A c c o r d i n g to International Monetar y Fund resident representative Shanaka Jayanath Peiris, the Philippines is expected to maintain its strong GDP (gross domestic product) growth momentum registered in 2016 into 2017 at a pace of 6.8 percent,” Abella said. Meanwhile, Abella said President Duterte had a meeting with a group of Taipans Tuesday night. The meeting, facilitated by Presidential Adviser on Entrepreneurship Joey Concepcion, touched on many topics such as federalism, cont rac tu a lizat ion, j ob creation, tax reform, among others. “In the words of PA Joey C oncepcion, ever ybody w a l ke d out e x t re m e l y, extremely happy,” Abella concluded. PND

SPECIAL PROC. NO. 2379-16

THE LOCAL CIVIL REGISTRAR OF MARAWI CITY Respondent. X------------------------------------------------X

Republic of the Philippines REGIONAL TRIAL COURT OF MISAMIS ORIENTAL 10th Judicial Region Cagayan de Oro City OFFICE OF THE REGIONAL TRIAL COURT SHERIFF

ORDER

SO ORDERED.

SO ORDERED

Marawi City, Philippines. January 9, 2017.

Marawi City, Lanao del Sur, Philippines, December 5, 2016

BWM: Jan. 20, 27 & Feb. 3, 2017

from page 9

IN THE MATTER OF PETITION FOR CORRECTION OF ENTRY IN THE THE CERTIFICATES OF LIVE BIRTH OF NORALDIN MANALOCON LAO AS ENTERED IN THE RECORDS OF THE LOCAL CIVIL REGISTRAR OF MARAWI CITY

Finding the aforesaid petition to be sufficient in form and substance, it is hereby ordered that the same be set for hearing before this Court on MARCH 7, 2017 at 8:30 o’clock in the morning. Let a copy of this Order be published at the expense of the petitioner in a newspaper of general circulation in Lanao Del Sur or Marawi city or Iligan City for three (3) consecutive weeks. The local Civil Registrar of Lumba-Bayabao and the Civil Registrar General, or any person or party who has interest in the petition, may file his/her opposition thereto within fifteen (15) days from notice of this Petition or from the last day of publication of this Order. Further, let this Order be posted for fifteen (15) days prior to the date of hearing in the Bulletin Board of the Local Civil Registrar of Lumba-Bayabao and the Bulletin Board of this Court, at the expenses of the petitioner. The petitioner is directed to notify this Court of the publication of this Order not later than three (3) days before March 7, 2017. Furnish copies of this Order, together with the copies of the petition to the Local Civil Registrar of Lumba-Bayabao, the Hon. Solicitor General, Makati City; and the Hon. Civil Registrar General, Philippine Statistics Authority (PSA), Sta. Mesa, Manila.

(SGD) WENIDA B.M. PAPANDAYAN Presiding Judge

Flashfloods...

Republic of the Philippines REGIONAL TRIAL COURT OF LANAO DEL SUR 12th Judicial Region Branch 09 Hall of Justice, Marawi City

Before this Court is a verified petition for Correction of the Certificate of Live Birth of Noraldin Manalocon Lao. Petitioner’s Certificate of Live Birth which was registered on June 6,1991 with the Office of the Civil Registrar of Marawi City, Lanao del Sur allegedly contained erroneous entries as to his middle name which was inadvertently entered as Gamal instead of Manalocon. Finding the aforesaid petition to be sufficient in form and substance, it is hereby ordered that the same be set for hearing on February 23, 2017 at 8:30 o’clock in the morning. Let a copy of this Order be published at the expense of the petitioner n a newspaper of general circulation in Marwi City and Iligan City for three (3) consecutive weeks. The Civil Registrar of Marawi City, Lanao del Sur, and the Civil Registrar General, Philippine Statistics Authority, Quezon City or any person or party who has an interest in the petition, may file his/her opposition thereto within fifteen (15) days from notice of the petition or from the last day of publication of this Order. Further, let this Order be posted for fifteen (15) days prior to the date of hearing on Bulletin Board of the City Hall of Marawi City, Lanao del Sur, Bulletin Board of Civil Registrar of Marawi City; Lanao del Sur; the Honorable Solicitor General, OSG, and the Philippine Statistics Authority, Quezon City. Serve copies of this Order, and copies of the petition dated July 11, 2016 and its annexes, to the Civil Registrar of Marawi City, Lanao del Sur, the Honorable Solicitor General OSG, Makati City and the Philippine Statistics Authority, Quezon City.

the bank official said. “We are identifying branches that are not doing well, we’ll make them efficient, and probably consider relocating some of the branches who are not doing well to areas where we think they can do better.” “We want to trim down our expenses. [With a] combination of revenue growth and reduced expenses, we’re hoping to increase our profit by 20-25% this year.” The future of UCPB hangs in the balance due to a temporary restraining order from the Supreme Court since 2015, following a petition by the group Coconut Farmers’ Organizations of the Philippines, Inc. who quest ione d t he s a le of Marcosian coco levy assets. The state’s Privatization and Management Office was in the early steps of bidding out the government’s 73.9% stake in UCPB following twin executive orders signed by former President Benigno S.C. Aquino III when the high court placed the halt order. The sale involves the government’s stake worth at least P1.1 billion and the infusion of at least P15 billion in fresh capital, which would allow the universal bank to meet Basel III requirements and fund business expansions.

(Sgd.) SITTIE LAARNI R. UMPA Presiding Judge

BWM: Jan. 20, 27 & Feb. 3, 2017

NOTICE OF EXTRA JUDICIAL SALE EJF File No. 2016-564 UPON Extra-Judicial Petition for Sale under Act No. 3135 as amended by Act No. 4118, filed by HOME DEVELOPMENT MUTUAL FUND (Pag-IBIG Fund) as Mortgagee/s, against DINA E. LA VICTORIA, as Mortgagor/s, with postal address at Block 7, Lot 25, Villa Trinitas Subdivision, Phase 2B, Bugo, Cagayan de Oro City, to satisfy the mortgage indebtedness of Mortgagor to the Mortgagee in the total amount of ONE MILLION TWENTY SEVEN THOUSAND FIVE HUNDRED FOUR PESOS and 10/100 (P1,027,504.10) inclusive of interests and penalty charges, and expenses of foreclosure, as of October 28, 2016, the undersigned Sheriff will sell at public auction on February 23, 2017, at 10:00 in the morning to 4:00 in the afternoon, at the Office of the Clerk of Court, Regional Trial Court, City Tourism Hall, Cagayan de Oro City, to the highest bidder, for Cash or Manager’s Check and in Philippine Currency, the following property described below including all existing improvements found thereon; TCT No./s 137-2013000317 A CERTAIN LAND situated in Upper Bugo, Cagayan de Oro City, Lot 11, Block 4, Pcs-10-003614,xxx, with an area of Ninety (90) sq. m., more or less, including all improvements found thereon.xxx All sealed bids must be submitted to the undersigned on the above stated time and date. In the event auction sale cannot take place for whatever legal reason, the same will proceed on the following working day, without further notice, posting and publication. Prospective buyers may investigate for themselves the title hereinabove described and encumbrances thereon, if any there be. DONE this 11th day of January, 2017, in the City of Cagayan de Oro. BWM: Jan. 20, 27 & Feb. 3, 2017

(Sgd.) ENRIQUE M. TALAG, JR. Sheriff IV

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Flood...

Crops...

floodwaters towards the elevated university gym, awaiting to be fetched by rubber boats. The rescue was completed the morning after. Alonto explored the possibility that the calamity was man-made and could have been prevented. “We need to know the cause of the problem, whether it’s the sewage system or PAGASA or LGU or whoever. This is one thing that I can assure you – MinDA will be at the forefront of this as mandated by law,” he said. MinDA was created in 2010 to coordinate and integrate development efforts that bring about accelerated socio-economic development of Mindanao. If Alonto’s plan pushes through, this will be the first time that the agency would be involved in investigating a natural disaster. Alonto said that based on what he initially observed during his visit to the calamity-stricken area within the USTP-Limketkai complex, he would propose that all local government units (LGUs) in Mindanao should have stand-alone evacuation centers. Cagayan de Oro’s new public school buildings already have roofdecks which could serve as evacuation centers. The city government also has an ambitious plan to create a modern evacuation center within the City Central School complex. Alonto also said that the government must have food, water and medicines stocked for emergency situations. Many students stranded Monday’s flooding were only given meager bun pieces and shared mineral waters during their night-long ordeal.

Piñol said that in Bukidnon, 147 hectares of corn were affected in four barangays in Malaybalay City; in Impasugong, Bukidnon, 2.5 hectares of corn; in Tudela, Misamis Occidental, 112 hectares of rice areas ready for harvesting were damaged; in Plaridel, Misamis Occidental, 630 hectares of rice newly transplanted and another two hectares planted with vegetables were also damaged; and in Oroquieta City, 128 hectares of rice in the tillering stage were also damaged. Misamis Oriental and Lanao del Norte have yet to report the damage. “The region is ready with interventions. We have 6,200 bags of rice seeds available and also vegetable seeds and corn seeds,” he said. The Agriculture chief however said that while the damage to agriculture in Northern Mindanao was not extensive, he has created a technical working group to assess the situation and come up with a plan. “’Pag flash floods ang tumatama sa isang lugar, there’s only one reason for that: wala ng kahoy na humahawak sa bundok at ‘yon ang dahilan kung bakit mabilis ‘yung pagbaba ng tubig,” Pinol explained. “Ito ‘yung indication actually na nagkaroon tayo ng problema sa environment in that area,” he added. Piñol said they are looking at deforestation and the unabated cutting down of trees in the mountains of Lanao del Norte, Misamis Occidental, and Misamis Oriental as the possible cause of the flash floods. “We are taking a look at the situation not only in the context of providing immediate intervention but also long-term solution,” he said. The Agriculture chief, meanwhile, said the DA is planning to provide inter ventions for the rice farmers and the 4Ps beneficiaries. “I am of the view that if this program is properly implemented, meaning, if instead of giving them coupons or cash, DSWD would decide to buy rice directly from the farmers in the communities where the 4Ps beneficiaries are located,” Pinol said. “Not only would we be serving the purpose of giving

from page 1

Supply... from page 1

Iligan City, Misamis Oriental and Lanao del Norte were heavily affected. Cagayan de Oro City was declared under a state of calamity Local NFA offices in Northern Mindanao are on alert status especially in Cagayan de Oro City and are closely coordinating with the LGUs and relief agencies for the issuance of rice for distribution to affected families and those in the evacuation centers. NFA Operation Centers were also activated to ensure a 24-hour response and regularly monitor weather bu l let ins. Monitor ing teams were also deployed immediately to assess the rice supply and price situation in the market. N FA- R e g i on 1 0 h a s already released a total of 10,600 bags to DSWD for the pre-positioning of rice stocks since the start of the year for the agency’s relief operations. Aquino said that NFA rice inventory in Region 10 stands at 499,273 bags while the agency’s inventory nationwide is sufficient at 10,162,686 bags as of January 18, 2017. (PNA)

from page 1

rice ration to the poorest of the poor in this country, the rice farmers will also benefit from this because then they will have a ready market for their produce, which is our problem right now actually,” he said. “Our farmers actually are organized and all that we need to do is just identify ‘yung facilities kung saan namin imi-mill and then we can extend the needed interventions,” he added.

Evacuation...

from page 1 Disaster Risk Reduction and Management Office (CDRRMO) of Valencia, t o l d M i n d a Ne w s o v e r telephone that evacuation in 11 barangays near the Pulangi River, whose water rose to critical level, began at 9:35 p.m. until past midnight. Among affected barangays were Poblacion, San Isidro, Catumbalon, Batangan, Cahaponan, and Maapag. The Provincial DRRMO, meanwhile, noted that as of 1:30 a.m. Thursday, they have evacuated residents to covered courts in Barangay Lumbo, Sitio Kawayanon in Barangay Maapag, Catumbalon, San Isidro and Puroks 1, 2, 5, 11, 12 and 13 in Barangay Poblacion. Residents were likewise e v a c u at e d i n p a r t s o f Barangay Batangan, namely, Sitio Hinawaan, Purok 1, 1a, 3 and 4 Gwaan Compoud. The PDRRMO could not yet provide data as to number of evacuees as the Valencia CDRRMO personnel are still conducting evacuations when contacted before dawn today. In San Fernando town, an initial report from the Bukidnon PDRRMC said seven families have been evacuated due to flooding incident due to the nonstop rains in Barangay Halapitan. As of 11 p.m. Wednesday, 32 persons, including an unidentified number of children, have been evacuated. The Philippine Atmospheric, Geophysical and Astronomical Services Administration (PAGASA) has continued to warn of possible flooding “in low lying areas and near river channels and landslides over mountainous areas” in many parts of Mindanao because of the “tailend of a cold front.” Included in PAGASA’s “yellow warning level” in its heavy rainfall advisory released 7 a.m. Thursday are Surigao del Norte, Surigao del Sur, Agusan del Norte,

Republic of the Philippines Province of Misamis Orietal Municipality of Initao CCE -0004-2017 RA 10172 NOTICE OF PUBLICATION In compliance with the publication requirement and pursuant to OCRG Memorandum Circular No. 2013-1 Guidelines in the implementation of the Administrative Order No. 1 Series of 2012 (IRR on RA10172), Notice is hereby served to the public that CHONETTE CLOU D. TAROY has filed with this office, a petition for Change of first name from “ “to “ “ and correction of entry in sex from “female” to “male” or correction of entry in the date of birth from “ “ to “ “ in the certificate of live birth of CHONETTE CLOU D. TAROY at Initao, Misamis Oriental and whose parents are HONORED JR. B. TAROY and SHIRLEY P. DETROS. Any person adversely affected by said petition may file his written opposition with this Office not later February 6, 2017 BWM: Jan. 20 & 27, 2017

(Sgd.) ISIAS A. JARALES Municipal Civil Registrar

Agusan del Sur, Dinagat Islands, Siargao Islands, Bukidnon, Misamis Oriental, Camiguin, Lanao del Norte, Davao Region, Compostela Valley, Sarangani, Sultan Kudarat, South Cotbato, Zamboanga Peninsula and Basilan. (Walter I. Balane / MindaNews)

then exclaimed that Mary was the mother the Lord, making her, Mary, blessed among women, and the fruit of her womb, Jesus, blessed as well. More about this next! -ooo PLEASE LISTEN: “Ang Tanging Daan” (The Sole

Way): a Bible Exposition and prayer session online, could now be heard 24/7 (24 hours a day), in the Philippines and the world at www.facebook. com/angtangingdaan. Phone: 0917 984 24 68, 0918 574 0193, 0977 805 9058. Email: batasmauricio@yahoo.com.

VISIT OUR WEB PORTAL

Batas... from page 4

malfeasance, misfeasance and nonfeasance etc.; and 5) red-flagging and watch listing of persons of interests who may be behind threats versus media workers. -ooo M A R Y ’ S VISITATION DIVINELY ORCHESTRATED: What prompted Mary to go to the house of Zechariah and Elizabeth after she talked to the angel Gabriel? Luke 1:36-37 of the Bible gives the reason why---to confirm Gabriel’s disclosure that Elizabeth, her supposed cousin, was six-months pregnant, even if she and Zechariah were already very old. Apparently, Mary wanted to see whether the pregnancy was true. That visit however appeared divinely orchestrated, to show God’s plan of being born as a baby boy. Fact is, when Mary reached the old couple’s house and she made her greeting, the baby in Elizabeth’s womb leaped for joy. Elizabeth, filled with the Holy Spirit, ADDENDUM TO EXTRAJUDICIAL SETTLEMENT OF ESTATE OF THE LATE LEONARDO R. ASOY KNOW ALL MEN BY THESE PRESENTS: Notice is hereby given that the intestate estate of the deceased LEONARDO R. ASOY left a parcel of Land; Wherefore, for some other reason, the PARTIES agreed that the following properties be include in the said Extra-Judicial Settlement of Estate of the Late Leonardo R. Asoy, to wit: A parcel of land located at Carmen, Cagayan de Oro, Mindanao with an area of 130 square meters covered by Transfer Certificate of Title No. T-203481 with building found therein; A parcel of land located at Pangabuan, Tangub City with an area of 6,821.00 hectares covered by Tax Declaration No. 111278; A parcel of land located at Bintana, Tangub with an area of 9,240.00 hectares covered by Tax Declaration No. 118410; A parcel of land located in Bintana, Tangub with an area of 7,860.00 hectares covered by Tax Declaration No. 118409. ADDENTUM TO EXTRA-JUDICIAL SETTLEMENT OF ESTATE OF THE LATE LEONARDO R. ASOY ; is made and entered into by and among, ELMA V. ASOY ; ELNARDZ HARVEY V. ASOY and SHAWNETTE FAE V. ASOY, all of legal age, Filipinos and with address at Xavier Heights Subdivision, Upper Balulang, Cagayan de Oro City; WHEREAS, during the execution of the said document not all properties of the said deceased were included, instead only the following properties were adjudicated, to wit: T-167494 and area in square meter of 150; T-167493 and square meter of 150. Under Notary Public of ATTY. SILVINO L. SUMAGAYSAY, Jr., As per Doc. No. 391; Page No. 79; Book No. VXXX; Series of 2016. BWM: Jan. 6, 13 & 20, 2017

Republic of the Philippines Regional Trial Court 10th Judicial Region Branch 26 Medina, Misamis Oriental -oHOME DEVELOPMENT MUTUAL FUND EJF NO. 360-M (Pag-ibig Fund), Cagayan de Oro Branch, rep. By REYNALDO P. CUE, FOR: Mortgagee, EXTRAJUDICIAL FORECLOSURE -versus- OF REAL ESTATE MORTGAGE UNDER ACT 3135, as AMENDED HYACINTH S. CABANA, BY ACT 4118 Mortgagor. X-----------------------------------------------/ SHERIFF’S NOTICE OF EXTRAJUDICIAL SALE Upon extrajudicial petition for sale under act 3135, as amended by Act 4118, filed by HOME DEVELOPMENT MUTUAL FUND (Pag-ibig Fund) Cagayan de Oro Branch, rep. By Reynaldo P. Cue, mortgagee against Hyacinth S. Cabana married to Sylvester P. Cabana, mortgagor, with residence and postal address at Lot 37, Block 6, Perlita’s Executive Homes, North Poblacion, Medina, Misamis Oriental to satisfy the indebtedness of the mortgagors to the former in the amount of FIVE HUNDRED TWENTY FIVE THOUSAND NINE HUNDRED FORTY FOUR PESOS 7 55/100 (P525, 944.55) Philippine Currency, including interest due, penalties and other charges excluding 10% attorney’s fees and other liquidated damages as of September 26,2016 plus all other expenses incurred in connection with this petition and sale, the undersigned RTC Sheriff sell at Public Auction on January 27,2017 at 10:00 oçlock in the morning or soon thereafter at the Hall of Justice, RTC Branch 26, Medina, Misamis Oriental to the highest bidder for cash and in Philippine Currency, the following property with all improvements thereof to wit: Transfer Certificate of Title No. 136-2014002250 A Parcel of Land situated in the Poblacion, Municipality of Medina, Province of Misamis Oriental, Philippines, bounded and described as follows: Lot Portion of Lots

: 25, Block 7, PCS-10-001586 : 16-G-3-A and Lot 16-G-3-B Psd-10-019173

Is registered in accordance with the provisions of the Property Registration Decree in the name of Hyacinth S. Cabana married to Sylvester P. Cabana, spouses, Filipinos of lawful ages, with residence/postal address at Perlita’s Executive Homes, North Poblacion, Medina, Misamis Oriental. As owner thereof in fee simple, subject to such of the encumbrances mentioned in Section 44 of said Decree as may be subsisting. IT IS FURTHER CERTIFIED that said land was originally registered as follows: Case No: Record No :48250 Orig. Reg. Date : 06 10 1935 Decree No.:559832 Original RD : MISAMIS ORIENTAL OCT No. : OCT-179 Volume No. : A-3 Page No. : 179 Original Owner: This certificate is a transfer from Transfer Certificate of Title 2013000239 (Totally Cancelled) by virtue hereof in so far as the above-described land is concerned.

TECHNICAL DESCRIPTION:

On the NW., along line 1-2 by Lot 16-G-4 Psd-10-004519; On the NE., along line 2-3 by Lot 24; On the SE., along line 3-4 by Road Lot 7; On the SW., along line 4-1 by Lot 26, all of the Cons. Subdivision Plan PCS-10-001586. Beginning at a point marked ‘’1’’ on plan being N., 61 deg. 15’ W., 807.06 M. from BLLM No. 1, Cad 347, Medina, Cadastre, THENCE: N., S., S., W., N.,

77 deg. 04’ E., 7.60 m. to Point 2 12 deg. 56’ E., 9.60 m. to Point 3 77 deg. 04’ 7.60 m. to Point 4 12 deg. 56’ W., 9.60 m.

To point of beginning, containing an area of Seventy Three (73) square meters more or less. All points referred to are indicated on the plan and marked on the ground by PS Cyl Conc. Mons 15 x 40 cm. bearings true.

Area Bearings Description of corners Date of original survey Date of subd. Survey Date approved Geodetic Engineer

: SEVENTY THREE (73) sq. m. more or less : True : by PS Cyl Conc. Mons 15 x 40 cm. : November 6-December 15, 1931 : March 2, to April 11, 1995 : July 13, 1995 : Calvin C. Fernandez

In the event of failure of bidding or auction sale cannot take place for whatever reason, the same will proceed on the following working day, without further notice posting and publication. Prospective bidders/buyers may investigate for themselves the title herein above described and encumbrances thereon,, if any there be.

Medina, Misamis Oriental, November 22,2016.

BWM: Jan. 6, 13 & 20, 2017

(Sgd.) ELLOGENE C. ATIENZA RTC Sheriff IV

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