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BusinessWeek Mindanao (January 16, 2017)

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BusinessWeek MINDANAO CREDIBLE

Volume VII, No. 099

Market Indicators

As of 6:12 pm January 14, 2017 (saturday)

FOREX

PHISIX

US$1 = P49.622

7,238.52

X

9.2 cents

26.03

X

points

Briefly

Workers’ forum AS part of President Duterte’s mandate to provide stakeholders an avenue to participate in policy and decision-making processes, the Department of Labor and Employment-X conducted the Workers’ Forum in Cagayan de Oro City. Approximately 170 participants comprised of representatives from the Regional Tripartite Industrial Peace Council (RTIPC), Northern Mindanao Federation of Family Welfare Committees (NMFFWC), different labor organizations and federations, Regional Coordinating Council (RCC), and other concerned government agencies participated in the forum. In attendance was guest speaker Labor Undersecretary for Bureau of Labor Relations and Special Concerns Joel B. Maglunsod, who discussed labor-related issues particularly on the updates of ENDO (End of Contractualization).

Energy program THE Philippine Department of Energy (DOE) will discuss energy development efforts with China after they were invited for a visit, according to DOE Secretary Alfonso Cusi. Cusi, in a statement, said the visit would provide an opportunity to discuss overall energy development efforts, g a in knowl e d g e fr o m b e s t practices and seek investments in local energy projects. Both nations were claiming the West Philippine Sea, which covers the Spratlys and other reefs, but the United Nations Arbitration Tribunal found that the Philippines has jurisdiction over the areas. The areas were found to have huge oil reserves.

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Abe’s visit opens gate for Japanese investors www.businessweekmindanao.com

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Monday | January 16, 2017

By CARMELITO Q. FRANCISCO, Correspondent

N

EWLY-appointed chair of the Mindanao Development Authority Secretary Datu Abdul Khayr Alonto said the recent visit of Japanese Prime Miniter Shinzo Abe -- the first head of state to come to the country’s south since Malaysia’s Prime Minister Dato Seri Dr. Mahathir bin Mohamad in 1994 -- not only rekindles the historic ties between Davao City and Japan, but has brought Philippine-Japan relations to a deeper level based on a shared aspiration for Mindanao’s peace and progress.

FREED AFTER 86 DAYS. Ship captain Chul Hong Park (L), a Korean national (face covered) and 2nd officer Glenn Alindajao, a Filipino national (beside him) arrive in Davao City with Presidential Adviser on the Peace Process Jesus Dureza on Saturday, 14 January, from Sulu where they were held captive for 86 days. The two were kidnapped by 10 armed men in the international waters off Tawi-tawi on October 20, 2016. MIndaNews photo by MANMAN DEJETO

“It (Mindanao) is blessed with favorable agro-climactic conditions, with fertile soils, and rich biodiversity, which

makes it suitable for food production and agribusiness development... Mindanao is japanese/PAGE 11

Lopez dares Jap traders Farmers to sue Hacienda Luisita to explore Mindanao

recruiter for human trafficking By MARK FRANCISCO, Staff Writer

DISILLUSIONED farmers from Bukidnon who were recruited last year to work in the infamous Hacienda

Luisita in Tarlac trooped to Cagayan de Oro City last Wednesday to demand justice.

Mario Memper, leader of the farmers, said that 161 farmers from all over Bukidnon were recruited by an entity called Greenland luisita/PAGE 11

TRADE Secretary Ramon Lopez challenged visiting Japanese business delegation to explore opportunities in Mindanao. On Friday, Lopez attended t h e P h i l i p p i n e s - Ja p a n Business Forum in Davao City which he highlighted

the vast opportunities in the southern part of the country to tap business officials from Japan. The business executives, who visited Manila and Davao, were part of the delegation of Japanese Prime Lopez/PAGE 11

UN program, New Zealand bring aids to conflict, drought-stricken villages P I G K AWAYA N , Cotabato Province – Farming and fishing families in Mindanao are no stranger to natural and human-induced disasters. For over four decades now, their lives and livelihoods have b e e n d i s r upte d by

SUSTAINABLE PEACE, DEV’T. A farmer at Sitio Bulacayon in Pigkawayan Municipality walks next to a carabao she received through FAO. Photo courtesy of Dante Diosina

periodic armed clashes. In the past five years, strong typhoons and widespread drought have worsened their struggle. “Equipping farming and fishing communities with skills, knowledge aids/PAGE 11

UN FOOD PROGRAM. Distribution of farming and fisheries production inputs are currently underway in the Province of Cotabato. Photo by Saudi Ampatuan

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Economy Mom advocates to shape seeds of potential, seek more volunteers Advertising and Editorial E-mail : businessweekmindanao@gmail.com Contact nos. : 0917-7121424 • 0947-8935776

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TO uphold proper infant care and help build a society of confident mothers and families, the Modern Nanays of Mindanao (MNM) now seek for more volunteers in implementing various activities for 2017.

“We need more mothers, fathers, titas, grandparents and other family members to strengthen our advocacy in raising healthy and happy children,” said Nadine Casiño, founder of MNM. Casiño also highlighted

the major activities of the organization for this year including the Great Cloth Diaper Change (GCDC), Peer Counselor Training, Nanay Meet Ups, Tamang Kain Seminar, Hakab Na and more.

The GCDC will tackle the details on the usage, care and benefits of cloth diapers. Various activities are also lined-up to step up drive on composting, recycling and upcycling, and obtaining a toxin-free home.

Furthermore, to respond to the increasing number of inquiries from mothers and family members on breastfeeding and infant care, the Peer Counselor Training will be held to equip the volunteers and organizers

in various parts of Mindanao with the right knowledge from the experts. Nanay Meet Ups, Tamang Kain Seminar and Hakab Na are intended to provide basic and practical know-how to advocates/PAGE 11

THE National Wages and Productivity Commission (NWPC) opens its biennial national competition for best productivity improvement programs of micro, small and medium enterprises

(MSMEs) nationwide dubbed ‘2017 Productivity Olympics.’ According to NWPC, an attached agency of the Department of Labor and Employment (DOLE), the goal of the Olympics is to

intensify national awareness and commitment to quality and productivity. A l s o, t o e n c o u r a g e MSMEs to adopt productivity improvement programs/ practices, and showcase best

productivity improvement programs. This is in coordination with its 17 Regional Tripartite Wages and Productivity Boards (RTWPBs). To join, MSMEs must

be duly registered with the appropriate government agency such as the Department of Trade and Industry (DTI), Securities and Exchange Commission (SEC), Cooperative

Development Authority (CDA), among others. They must also have a productivity improvement program existing for at least two years preferably under nwpc/PAGE 11

NWPC opens 2017 Productivity Olympics to MSMEs

School a home for success… Trifon E. Mosal – Teacher 1 of Pualas ES

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Many of us define success in different ways. All of us are always aiming for the word success. Yes, success! Success attained when our life starts in this world. What we do repeatedly to make excellence is a success which action becomes a habit. This thing will be achievable when education is a part of our action and love and come to school to learn. Education is one of the best successes that we ever have. Education always brings success. To be able to gain education places our self to school. School a place of learning- where something like everything happens, where education life bloom us to real scene of

life. School serenade our life to educate to open our minds, nurture our knowledge, broaden our learning, widen our ideas, looking beyond the big pictures ahead to us, changing our life, give reasoning, and living a life to hand success. Truly indeed, school a home for success because no one is going to hand success. You must go out and get by yourself. Success is something that we need to work out with action, goal, love and faith, where action plays the fundamental key to success. Many of us, experiencing sometimes we win and sometimes we lose but learning to life never be reason to give up but to keep fighting for the word

SUCCESS! I have something to share where success hand me to become what I become now. H.O.P.E is my key. H- Having good attitudes to achieve my ambition and believe the future can be better than the present. O- open-minded to others opinion, optimistic that opportunity brings better life. P- Pray a lways to Almighty Father – providing our needs with our actions and faith and E- encourage ourselves to always ‘’take another look’’ because every day is a chance. Be thankful that you have school leads you to success and always think that it doesn’t matter what others are doing, it matters what you are doing to gain success.

CAGAYAN DE ORO MAIN BRANCH P & J Lim Bldg., Tiano Brothers Kalambagohan Sts., Tel. # (08822) 727-829 * Telefax # (088) 856-1947 CAMIGUIN BRANCH B. Aranas St., Poblacion, Mambajao, Camiguin Tel. # (088) 387-0491 CORRALES BRANCH Corrales Ave., Cagayan de Oro City DIVISORIA BRANCH Atty. Erasmo B. Damasing Bldg., #61 Don A. Velez St., Cagayan de Oro City Tel. # (088) 857-3631 LAPASAN BRANCH Lapasan Hi-way, Cagayan de Oro City Tel. # (088) 231-6739 CARMEN BRANCH Vamenta Blvd., Cagayan de Oro City Tel. # (088) 231-2011


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Motoring

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Opinion

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Prejudices can be deadly

Businessweek Mindanao Corporation Publisher DANTE M. SUDARIA President/CEO

ALLAN mario MEDIANTE

Vice President for Corporate Affairs

Joe felicilda

Vice President for Administration

joe palabao

Vice President for Marketing

NELSON CONSTANTINO Editor-in-Chief

Cheng ordoñez

gilbert y. chao

Executive Editor

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BONG FABE

Feature Editor

Associate Editor

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JUN AYENSA

shyne campaner

Regional Editor Caraga

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The Hippie and The Old Man Think a minute…There was a young, intelligent university student named Bill. Bill was what some people call a “free spirit” or “hippie.” He had wild long hair, always wore the same old and torn T-shirt, jeans and no shoes. Across the street from the university campus was a conservative church. The people there were rich, older and well-dressed. They wanted to help the university students nearby, but they did not know exactly how to do it. Well, one day Bill decided to go visit this church by his university. As usual, he went wearing his only jeans, old, torn T-shirt and his dirty long hair. The church service had already started and was full, so Bill walked down the center aisle looking for a seat. People were getting more and more uncomfortable as they watched this unclean, wildlooking young man. Finally, Bill got to the front and saw there were no more empty seats, so he just sat down on the floor right in front of the preacher. No one had ever done that in this church before! By now, everyone was upset and distracted. Then, a respected old church deacon got up and started toward the front. Everyone was thinking: “You

THINK

A Minute

Prejudices against our beloved president? Against US-president-elect Donald Tr u m p ? A g a i n s t y o u r lot-neighbor or your coworker? Yes, unlimited and unrestricted, we do have prejudices! Everyone of us. Prejudices give a sense of pride in our one and only world. Try to make a fundamental and common definition of “prejudice”: it’s an opinion, of course, favorable or unfavorable (more often the latter!). many times; it’s an opinion formed without fair examination of facts. Prejudice creates biases, bad influences, and inquiries. Do you still remember the latest

election campaigns? What a shame sometimes! A possible correction afterwards is seldom given or will be even rejected. Very often prejudices become coarse, rude and gross generally. In all parts of our globe, we find an ethical hierarchy. It’s an indirect status with fixed judgement and points of view. Social distance and discrimination predominate and make it easier to use categories such as “race”, “nation” or “culture”. Social differences have been built up. Gays and lesbians are “unnatural” (?), all black people are “dirty” (?), all white

people are “rich”? - Heaven forbid! But I experienced it myself many times: I stayed in Israel sometime in 1978 and was not really welcomed by the people, because of my”Nazi-roots” (though I was born 1953!). Later, I have been rejected from the Golan Heights, because I came from (enemy!) Israeli territory. Staying in South Africa sometime in 1980, I experienced the terrible racism and fascism of the former apartheid government and its painful effects and consequences. Yes, I mentioned such things already earlier in the corner. Most racial prejudices have its roots from the heritage

H ave M y Say

Klaus Doring

of colonia l supremac y. Justification of slavery goes back to the 17th century. In early colonial history skin color was not the main reason, it was the paganism of original inhabitants in America, doring/PAGE 10

How to become more productive when facing obstacles These days, I juggle between business administration being an adjunct professor, and visual arts. My greatest challenge is how to handle both with outcomes that really encourage. I have learned that it takes a deliberate effort to concentrate on a task. For instance, painting needs an attempt to b e come spontaneous, especially amid responsibilities I need to fulfill as a mentor. With a brush and paint ready for a canvas, the process does not seem to flow like a leisure-walk or a dance. Many times, an artist confronts an empty space, but still the concept does not come after an hour. For creatives like artists and musicians, the innovative ways to j our ne y for a masterpiece vary. No strategy works for everyone that is why each must discover his tipping point. I then realize that to get closer to my masterpieces, I need to paint for hours—even while thinking and feeling that the effort is stressful— until I begin to trek as if it is not work but a journey to dreamland. Once I reach that point, it is easier to work

with my other sculptures and paintings. Otherwise, doing them is like tying my hands with a ton of metal. Based on that experience, a work of art should, therefore, be done in a time that I do not think of tasks that disrupt and where there is no noise. Such disruptions steal my journey and it will take hours to process another trek towards a commendable output. If I do not make artworks consistently, the energy seems to come after several hours of attempting. Universally, it is still important to set clear goals and put them into writing. These goals should include long-term and daily targets. After creating them, I urge myself to write steps to reach these goals. My passion is ignited by having goals and doing the steps to get closer to them. Proofs that this strategy works: my fruitful endeavors span between fine arts and business management arenas. I have had three solo exhibits even when I was working full-time during exhibitions. I already published eight research articles—five of

them in the international publications--in both business and fine arts fields. By God’s grace, I availed a competitive indiv idu a l comp et it ive grant in research from the National Commission for culture and the Arts. I did not also exclude community outreaches as trainer, curator and hosting partner of visual arts development projects sponsored by a Makati-based foundation and another l o c a l n on - g ov e r n m e nt organization. Productivity is a matter of strategy. There was a big lumberjack who bought a brand new chainsaw and was told it could cut down at least 100 trees a day. But on the first day, he only felled 25 trees. Then he tried harder and finally cut down 33 of them in the forest. On the third day, he started early, and even shortened his lunch break, and he still managed to cut down 48 trees. He went back to the store and complained to the manager. He told him about his efforts and the results. The manager could not quite understand what had gone

lucell larawan wrong, so he asked to take a look. He grabbed the starter rope and pulled hard, and the motor started with a roar. The lumberjack jumped back in surprise and yelled, “Hey, what’s that big noise?” That is a humorous account of not knowing what method to use for increasing productivity. Sometimes, however, we also rely too much on our methods which is risky. So I should still exercise faith in the journey or else fall prey into the inevitable as quoted by George MacDonald: “In whatever man does without God, he must fail miserably or succeed more miserably”.

Tetangco’s last SOBA? Jhan Tiafau Hurst can’t blame the deacon, he really should correct this disrespectful young man.” Everyone was watching. Even the preacher stopped his sermon when the old man finally got to the front. Then, they were all completely surprised to see the old deacon drop his walking stick and very slowly sit down on the floor next to this young hippie. He did not want this young man to sit alone and feel unaccepted. The people in the church were moved to tears. Finally, the preacher said: “What I am preaching about today you will probably never remember. But what you have just seen you will never forget!” Friend, it does not matter how you look or how much money or education you hurst/PAGE 11

Every January, the Governor of the Bangko Sentral ng Pilipinas (BSP) traditionally renders to the banking c o m mu n i t y a n d o t h e r stakeholders what may be considered as the Governor’s State of Banking Address (SOBA). This year, Gov. Amando M. Tetangco, Jr. delivered what could be his farewell SOBA before industry leaders, government functionaries (led by Senate President Koko Pimentel), and various stakeholders. Usually held at the lawn of the historic Fort Abad within the BSP Complex, this year’s address had to be moved indoor to the adjacent Me t ro p o l it a n Mu s e u m because of inclement weather. The equally impressive alternate venue is home of the vast gold artifacts collection of the BSP as well as current displays of contemporary

Filipino artists. Tetangco is scheduled to end his unprecedented second term as BSP Governor of the Bangko Sentral ng Pilipinas on July 2, 2017. This assumes that the powers-that-be are unable to convince Tetangco to accept a third term. Term extension, according to observers, should not be a problem, considering the administration’s super majority in Congress which could pass an amendatory law lifting term limits. Current limit is two terms of 6 years each. Wh e t h e r Te t a n g c o’s address was a valedictory - or a pre-inauguration remains to be seen. As the song goes: “que sera, sera” , “what will be, will be”. What is clear, however, was how well both the Bangko Sentral ng Pilipinas and the Philippine banking community superbly

performed in 2016. This, despite the extreme external volatilities, uncertainties and threats during the year. Remember that 2016 was the year when the Chinese stock market went on a seeming free fall, when a very jittery market closely watched Fed moves, when Britons unexpectedly voted to leave the European Union, and when Donald trumped Hillary in a stunning electoral upset. Despite all these unsettling factors, the BSP continued to deliver on its primary mandate of price and financial stability. Once again, the Philippines achie ved a convergence of low inflation (below 2 per cent) and high growth. Equally important, the banking community played a significant role in helping sustain the pace of growth.

SPEAKING

O ut

Ignacio Bunye Here are the significant highlights of Tetangco’s 2016 Philippine banking score card. - The banking sector is sound, stable, and continues to be a source of strength for our economy. - Bank lending continued to expand by double-digit rates and went mostly to productive sectors. - As of November 2016, bunye/PAGE 11


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CorporateWorld

AboitizPower project bond deal bags global awards T HE proje ct bond issued for the TiwiMakBan (MakilingBana haw) G e othermal Energy Project of AboitizPower bagged the 2016 Bond Deal of the Year of the prestigious Project Fi n an c e Inter n ati on a l magazine of Thomson Reuters. The awarding ceremony will be held on Feb. 1, 2017 at the Hilton, Park Lane in London. The project bond has also been touted as one of the best in Asia, getting the Best Renewable Deal of the Year by Alpha Southeast Asia, to

be awarded on Jan 25, 2017 in Kuala Lumpur, Malaysia. The PHP12.5-billion local currency, multi-tranche bond issuance, backed by the Asian Development Bank, was the first green bond issuance in Asia and the Pacific. AboitizPower through its subsidiary AP Renewables, Inc. (APRI), used the issuance to finance the rehabilitation of the Tiwi-MakBan geothermal power facilities, which it bought from the government in 2009 and to partially fund its operating expenditures and future capital investments. The two power plants, located in Batangas and

The Importance of School and Community Collaboration By MARIANO S. PLAZOS JR., Teacher Sanipon Elementary School

In the face of such overwhelming need what does collaborative action offer? Most people would agree that it’s considerably easier for children to develop and learn with the support of strong families who in turn enjoy the support of individuals and institutions collectively agree upon their goals and everyone benefits. S chools enjoy the support of families and c om mu n it y m e mb e r s . Families have many opportunities to contribute to their children’s education and communities look forward to a responsible workforce. Benefits accrue to the staff of schools and community agencies as well: they can boost morale, high engagement in their work and feeling that their work will net results. Schools offer to communities a focal point of educational services for children. Symbolically, schools are seen by many as the last enduring public i n s t i t u t i o n s i n m a ny

communities. Instruction typically includes lessons in social and cultural skills-particularly in the e l e m e nt a r y g r a d e s - i n addition to acculturation into mainstream values and ethics. Mostly, schools have potential to build well-educated individuals ready on responsibilities as contributing community members. By working together it enables to construct a bamboo-bridge for the pupils of Sanipon E/S situated in a plateau-like elevation where pupils frequently have to pass and walk across a small river. During rainy days, the water rises to a level not crossable anymore for the children or even adults. By this, I decided to construct a bamboo bridge to facilitate convenient passage of pupils to and fro the school premises, with PTA and barangay official’s collaboration this was realized and is now fully operational.

Laguna (MakBan), as well as in Tiwi, Albay combine for 390 MW of clean renewable power for the Luzon grid. “This award proves we are on the right path, both in our efforts to find power generation technologies that support global commitments to address climate change and in our intention to find innovative and viable financing options to support our plans,” AboitizPower President and Chief Operating Officer Antonio R. Moraza said. “It has always been our goal to provide ample, reliable and reasonably priced power through a balanced mix of generation assets so we can

support the energy needs of the Philippines,” Moraza added. The climate bond for TiwiMakBan was certified by the Climate Bonds Initiative and is considered the first in Asia and the Pacific. AboitizPower has one of the widest portfolios of energy sources in the country. Thirty-nine percent of its 3,350 MW sellable capacity comes from its renewable power plants – geothermal, large hydro, run-of-river hydro and solar power plants. The company also operates a number of coal power plants for base-load capacity and oilfired power plants for reliable peaking supply. (PNA)

Teacher Student Relationship By Ace Mark Andrew B. Sadicon Teacher 1 Maramag Central Elementary School

Teacher student relationship is very important to the children. A positive relationship between student and teacher is difficult to established, but can be found for both individuals at the end. A teacher and students who have the qualities of good communications, respect in a classroom and show interest in teaching from point of view of the teacher and learning from the student will establish a positive relationship in the classroom. On the other hand, there are students who fool around and use the school for entertainment, teaching then become difficult; especially if there is no proper communication. Yet, teachers creating positive relationship with their students, will not necessarily control all the disruptive students.“ The B ook Responsible Classroom Discipline “written by Vernon F. Jones and Louise

Jones discuss how to create a learning environment approachable for children in elementary school. According to Jones,”students disruptions will occur frequently in classes that are poorly organized and managed where the students are not provided with appropriate and interesting instructional tasks. The key is, teacher needs to continue monitor the students in order for him/her to be aware of the difficulties the student is having. Understanding the child problems, fears and confusion will give the teacher a better understanding of child’s dif f ic u lt ies. S o, t he communication between teacher and student provides a better atmosphere for a classroom environment. The more the teacher connects or communicates with their students, the more likely they will be able to help students learn at a high level and accomplish quickly.

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Robinsons Land reserves P16B for domestic expansion ROBINSONS Land Corp. (RLC) is setting aside P16 billion to expand its domestic operations this calendar year (CY) after sustaining its growth momentum in the previous fiscal year (FY). The Gokongwei-owned real estate developer registered an 8% growth in net income to P6.2 billion in the fiscal year ending September, according to an annual report filed with the stock exchange on Friday. Gross revenues improved by 14.2% to P22.51 billion, as all business units delivered growth. Effective this year, RLC will be shifting to a new accounting period, from a fiscal year beginning Oct. 1 ending Sept. 30, to a calendar year beginning Jan. 1 to Dec. 31. The adoption will result to a one-time three-month reporting period covering October to December 2016. Robinsons Land will

allocate 53% of the P16-billion budget for the development of new and expansion of existing malls, offices and hotels; 25% for completion of ongoing residential property de velopments; and t he remaining 22% to support land banking initiatives. The planned spending program for CY 2017 will be funded through internally generated cash from operations and borrowings. Capex for FY 2016 reached P26.7 billion. This CY 2017, RLC is st re ng t he n i ng it s m a l l footprint in the country by developing malls in Naga, Iligan, Ormoc, and Bataan, and expanding its malls in Antique and Butuan, translating to an 11% growth in gross leasable area (GLA). By CY 2018, the property firm is projecting that it will breach the 1.5-million square meter (sqm.) mark robinsons/PAGE 10

Common Social vices In School By Alden R. Arca - Teacher 1 Sinuda Central Elementary School

Most children that engage themselves in vices are from the broken family. Negligence of the parents can make the wards turn to their friends for love, emotions and care. It is rare to find a school or institution void of social vices. These defects are present in the primary level, secondar y and tertiar y level. It is defined as bad habit and immoral activities among young people. This includes indecent dressing, robbery, drug addiction, gambling, premarital sex and all forms of vices that harm them. Peer pressure is the maj or c aus e of yout h involvement in social vices. Students spend more time with their friends in school or at home. No one cares for them and due to this weak nature and tender age, they can be easily influence by their surroundings. They have high level of

curiosity and learn to have fun and practice new things like smoking, drinks and sometimes go beyond the boarder for trials. Another factor is the negligence of the parents or broken family, they are lack of parental guidance, care, super visions and attention that can make their children engage in social vices which affect the society as a whole, mental, physical, academic and moral aspect of individual are negatively affected. In order to help the children, mother should be close to their kids, close monitoring, and time should be given to children by their parents. They should be taught of moral and spiritual values and word of God. Government should organized forum that will enlighten the student’s mind on dangerous associated social vices. School should have high level of discipline.


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World Bank sees higher 2017 global growth, uncertainty over US policy

T

H E Wo r l d B a n k on Tu e s d ay s ai d global growth would accelerate slightly as re c overing oi l and commodity prices ease pressures on emergingmarket commodity exp or ters and p ainfu l recessions in Brazil and Russia come to an end.

In it s l ate st G l ob a l Economic Prospects report, the multilateral lender said it expected 2017 real gross domestic product growth to rebound to 2.7 percent from a post-financial crisis low of 2.3 percent last year. Growth in advanced economies is expected to edge up to 1.8 percent in 2017

Is teaching a stressful job? By Janet P. Dacut – Teacher lll Maramag Central Elementary School

Ev e r yon e k n ow s t h at teaching is not an easy profession and the most stressful job and being severely stressed, they end up to quit for their job. But what is it about teaching that make it sick or stressful job? There are some obvious causes of teachers stress. Perhaps the most glaring is that a lot of children misbehaved. These days it’s common for a single teacher to have 30 or more pupils in the classroom especially in elementary level, many of whom might be climbing in chairs, crying, throwing things and generally being challenging, and this right away creates a lot of stress as you have move from one crises to another, while same time being aware of what’s going on in the classroom, this can get very tiring. Teacher stress is the sheer fact that many children are actively trying to make their teacher stressed. This is perhaps, one of the only job there is where you have to face a large group purposefully pushing your

buttons to see if you will break and stress caused partly by simple social stress that emerged from having to spend time with lots of people. Teachers are also subject to scrutiny because people wants your attention and also carried away by the mood of the people and it adds to your stress. Another aspect that make teaching stressful is when you stand up and perform. Speaking in public is something pretty-much always going to trigger and acute stress response. They feel stress from parents, regulars inspectors and from head masters and deputies. As te acher it is your responsibility to help craft children into functioning adults with repertoire of social and educational skills under their built. All this pressure is added to a simple fact that teaching is a big responsibility. But still teacher believed that teaching is a noblest profession that she/he embraced though it’s a stressful job.

Importance of Active Participation of Parents & Teachers Association at Brigada By RUFINO G. SARAOS Teacher I Balintad Elementary School

PA R E N T S w h o a r e constantly online and have social network account are also influenced in joining Brigada Eskwela as they make groufie or selfie documentation thus helping in the positive outcome of the program. Radio, print media, Internet, TV infomercials and news updates are also badgering to those who are reluctant to join the Brigada Eskwela. As the Brigada Eskwela spanned for two decades, t h e s c h o ol’s n e e d on early preparation and encouraging the parents to participate change overtime. The mindset of leniency t o w a r d s i nv o l v e m e n t was reformed. Level of awareness was raised into beyond expected level. Way back in the 19809s, the school was a mess after

two months of vacation. Weeds have outgrown the landscaping, Dried fallen leaves conceal the entire ground. Fallen branches, animal droppings, cobwebs, trashes from lenient visitors, gutters are overflowing when torrential rain pours down, blasting downspouts. All of these ugly eyesores were efficaciously obliterated during the Brigada Eskwela week. Parents, teachers and community gather together to do cleanup and repairs to prepare the rooms for the beginning of the new school year. The volunteers do the cleanup on school grounds, make the necessary operations on classroom tables and chairs and parents and private businesses offer the necessary supplies and materials.

from 1.6 percent in 2016, the World Bank said, while emerging and developing economies will see growth accelerate to 4.2 percent this year from 3.4 percent last year. “A f t e r y e a r s o f disappointing global growth, we are encouraged to see stronger economic prospects on the horizon,” World Bank Group President Jim Yong Kim said in a statement. “Now is the time to take advantage of this momentum and increase investments in infrastructure and people.” Howe ve r, t h e re w a s considerable uncertainty surrounding the forecasts, which did not incorporate t h e e f f e c t s of v a r i o u s

policy proposals from US President-ele c t D ona ld Trump, which are expected to include increased fiscal stimulus from tax cuts and infrastructure spending, and a more protectionist trade stance. The World Bank forecasts 2017 US growth at 2.2 percent versus 1.6 percent in 2016, but the increase could be considerably larger -- and have effects far beyond US shores. “A surge in US growth -whether due to expansionary fiscal policies or other reasons -- could provide a significant boost to the global economy,” the bank said. However, this could lead growth/PAGE 10

Strategic intervention materials: A revamp for learning By FREDERICK L. TANDE, Teacher I Kisawa Elementary School Kibawe, Bukidnon

Innovation makes Kisawa Elementary School stoke their performance this year. Teachers and stakeholders share their creativity in thinking up new things that unlocks new value with SIM. Revamping of instruction materials is the effort on the part of a school to take into account individual pupils characteristics and needs, and adaptable instructional practices, in organizing the learning environment. In accordance with DepeD Memo 459, s. 2005, Kisawa Teaching Staff and stakeholders generated outputs and believed that SIM is an alternatives for traditional learning materials. These can be used as enrichment and reinforcement materials. As they conducted workshop with the barangay officials and parents they crafted

inter vention materials that can attract pupils in learning, uplift pupils’ performance and to eliminate the stereotype behavior of students on books. SIM is very important specially to those pupils are maybe one or two below the standard deviations of means according to the results of standardized testing. As of now pupils in Kiawah E/S are given the opportunity to explore various ideas and concepts that would enrich their understanding of varied subject matters that sharpen their competencies. Furthermore, the benefit of the strategic intervention materials is not only for the teacher’s convenience and system in teacher but also for the easy grasp of the learners.

Monday|january 16, 2017

Majority of Filipino households unbanked: BSP survey MAJORIT Y of Filipino families remained unbanked in 2014, based on the central bank’s latest C onsumer Finance Survey (CFS) that saw more a third of households spending beyond their means. Only two in 10 families have been saving their money in banks, the Bangko Sentral ng Pilipinas (BSP) said, with more unbanked Filipinos in the provinces than in Metro Manila. Of t hos e w it h b an k accounts, only 70% actually had interest earnings. Peso deposit accounts had a median balance of P5,300 that year. “The foremost reason cited by households for not

having a deposit account was not having enough money to keep an account,” Monetary Board Member Felipe M. Medalla said in a press briefing on Friday at the central bank headquarters in Manila. “B as e d on t he o dds ratios, results show that m aj or it y of hou s ehol d heads who are employed in private establishments and government are banked,” the BSP also said in the report, adding that those who worked in the informal sector were largely unbanked. Some 2% of respondents said they did not need a bank account, while others survey/PAGE 10

Outstanding BANTULA Awards and Recognition By Roger C. Laure T-lll Kitaotao National High School

The search for most outstanding teachers in all subjects are done every year together with the evaluation in every classroom and this activity are purely handled, managed and implemented by our active Dr. Elpidio Lomarda, the public school District Super visor of Kitaotao 1 District for School year 2016-2017. Those who are qualified for the District evaluation are highly recommended for the Division level and to be recognized during the BANTULA Awarding Ceremony. Kitaotao National High School were never left behind for this year’s annual search for most outstanding DepEd Teaching and Non-Teaching Personnel, Kitaotao NHS had 7 awardees, six of them were coming from t he te aching categor y namely: Mrs. Elizabeth G. Renacia, most outstanding Filipino teacher, Mrs Rachel

Yvonne D. Tinaco, Science Master Teacher category f i rst r u n ne r- up ; Miss Maricel L. Rubio, English Subject, First runnerup Evelyn S. Cagaanan, second runner-up Values Education; Rebecca A. Guinto, Araling Panlipunan top 10 finalists; Mr. Roger C. Laure, Top 10 finalist TLE; and Richard C. Yahat, most outstanding disbursing officer. The BANTULA Awarding Ceremony was done on December 9, 2016 at Manolo Fortich Municipal Gymnasium, Manolo Fortich, Bukidnon. The performance of the 7 most outstanding teachers and st af f in Kit aot ao National High School Contributed much not only for their own, not only for the school, but for the benefit of everybody as part and member of the DepEd family. Outstanding and performing teachers and staff mabuhay!

Adopt A School Program Classroom management: stabilize eye contact By JAMESRUEBEN C. DURAN, TEACHER I STA. ROSARIO ELEMENTARY SCHOOL Kitaotao, Bukidnon

Through its Adopt-A-School program, the Department of Education hopes to improve the condition of public schools by raising funds from the private sector. The adapt a school program started in 1998, was created to help generate investments and support to education outside the mainstream funding and national budget. Under the program, legally instituted by the passage of RA 8525, private entities, either local or overseas are given the opportunity to become par tners in education through their assistance in the upgrading and modernization of public school both elementary

and secondary schools. In return, they are to enjoy additional tax incentives of up to 150 percent for their contributions. Adaption Proceeding will have a Memorandum of Ag re e me nt ( MOA ) will specify the details of adoption between the adopting entity and the head of the school concerned. MOA is subject to review and approval of the School Superintendents. A standards and guidelines for review of adoption shall be formulated by the Coordinating Council (assessment for the application for tax credits by the adopting entity) the agreement shall last for at least two years.

By MARILOU R. ABCEDE Teacher III West City Central School

ONE aspect of non-verbal communication is the use of the eyes to convey messages. The eyes are a powerful tool for both the teacher and the learner yet much classroom time is spent with eyes firmly fixed on the book, the board, the floor, the window or roaming randomly around the teaching and learning environment. Teachers working in all disciplines in secondary schools have always been advised to develop the look as part of their teaching persona. The look ranges from “be quiet please” through “I’m not going to tell you again” to “don’t mess

with me, sonny” and in this respect is seen as having a disciplinary function. The look indeed works but don’t overdo it or you will become a caricature of yourself. Establishing a management role in the classroom involves eye contact from the outset combination of eye contact and their name as they enter the room. Talk to your learners, not to the book, the board or the screen. Eyes can set the tone of a lesson. As the lesson starts, walk around the room looking to check whether the learners are ready – books out, pens and paper handy, mobile phones off.


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Grandeur of School-based Adopt A School Program Management (SBM) Charma Legaspi Burgos ,Teacher-II Kitaotao Central Elementary School

What is s cho ol b as e d (SBM)? School-based management (SBM) is a strateg y to improve education by transferring significant decision-making authority from state and district offices to individual schools. SBM provides principals, teachers, students, and parents greater control over the education process by giving them responsibility for decisions about the budget, personnel, and the curriculum. Through the involvement of teachers, parents, and other community members in these key decisions, SBM can create more effective learning environments for children. Allow competent individuals in the schools to make decisions that will improve learning. Give the entire school community a voice in key decisions. Focus accountability for decisions. Lead to greater creativity in the design of programs. Redirect resources to support the goals developed in each school; Lead to realistic budgeting as parents and teachers become more aw are of t he s cho ol’s financial status, spending

limitations, and the cost of its programs; and improve morale of teachers and nurture new leadership at all levels. Strengthen the support systems of DepED, three Regional Offices, selected Divisions and schools for School Based Management through improved educational planning and management. Development of a functional management support system for continuing school improvement at regional, division and school levels. School Based Management (SBM) or Component 1 of STRIVE is a response to BESRA KRT 1 – enabling and empowering school stakeholders to manage its own affairs for improved delivery of educational services in a sustainable manner. As such, this component is focused on the strengthening of support systems including governance, advisory and partnership mechanisms for SBM through practical experience in application activities in the three regions. The application experience will be further enhanced through a range of cap abi lity bui lding activities.

School Preparedness for Earthquake By ELLEN B. YONG Patpat Elementary School Patpat, Malitbog, Bukidnon

As part of DRRM c o ord i n at or, t h e Department of Education requires the elementary schools to answer the preparedness form for earthquake. Every family given a form to fill in to ensure that they are ready for the calamity that happened in the school and community. The school based preparedness is to

conduct a drill with a month scheduled and ready in the time of disaster. The school need a DRRM Team to follow the guidelines given from the Division. Through with this, if there is a calamity happened, the DRRM coordinators send a message to RADAR1 and RADAR2 to certify the information sent is true and accurate.

Republic of the Philippines LOCAL CIVIL REGISTRY OFFICE PROVINCE OF MISAMIS ORIENTAL Cagayan de Oro City NOTICE FOR PUBLICATION In compliance with Section 5 of R.A. No. 10172, a NOTICE is hereby served to the public that DANILO F. MAGBANUA has filed with this Office a petition for the correction of clerical error in the entry of the child’s date of birth from ‘’OCTOBER 5, 1965’’ to ‘’OCTOBER 15, 1965’’ in the Certificate of Live Birth of DANILO F. MAGBANUA who was born on OCTOBER 5, 1965 in CAGAYAN DE ORO CITY and whose parents are ANDRESITA G. FLORES and DONATO MAGBANUA. Any person adversely affected by said petition may file his written opposition with this Office not later than December 18, 2016. BWM: Jan. 9 & 16, 2017

(Sgd.) NORMA S. DIPUTADO City Civil Registrar

VISIT OUR WEB PORTAL

REPUBLIC OF THE PHILIPPINES REGIONAL TRIAL COURT OF LANAO DEL SUR 12TH JUDICIAL REGION BRANCH 10 Hall of Justice, Marawi City

FREDERICK L. TANDE, Teacher I Kisawa Elementary School Kibawe, Bukidnon

The Adopt-A-School Project is an outreach project which attempts to deliver much needed school supplies and e quipment to a l l schools within the country, especially the most remote underfunded rural schools. Adopt-A-S chool program aims to create mu lt iple p ar t nerships with different business sector, NGOs, foundations, individuals and other private entities here and abroad in order to generate investments outside the funding mainstream and national budget by providing assistance on a short term or long term basis in the upgrading and modernization of public

e l e m e nt a r y a n d h i g h schools. This allows them to adopt a public school of their choice anywhere in the country and provide necessary resources for the infrastructure, facilities support, teaching and skill development, monitoring and evaluation, learning support, equipment’s for computer and science laboratory as well as food and nutrition. To recognize their goodwill, they can avail of tax incentives of up to 150%. Adopt a school program is therefore an avenue for private-public partnership that would fortify good relation towards other agencies.

DepEd computerization program By JAMESRUEBEN C. DURAN, TEACHER I STA. ROSARIO ELEMENTARY SCHOOL Kitaotao, Bukidnon

DepEd Computerization Program (DCP) is the program of the Department of Education that aims to provide public schools with appropriate technologies that would enhance the teaching-learning process and meet the challenges of the 21st century. This program shall respond to the computer backlog of public schools by providing them hardware and software, and training on simple trouble shooting. The objectives of the DepEd Computerization P ro g r a m a re prov i d e computer laborator y packages to secondar y schools; provide e-classroom to elementar y schools; provide laptop units to mobile teachers; integrate ICT in the school system;

raise the ICT literacy of learners, pupils, students, teachers and school heads; and reduce the computer backlog in public school. The Impact of Computer Technology in Education is enormous especially in t his 21st C entur y. Computer in itself is life made easy exacting a kind of intelligence (Artificial intelligence) that transcends human ability naturally. It has therefore become imperative that the various breakthroughs in this regard be critically examined, its impact on the teaching and learning process and how to fully harness its benefits. Invariably, this impact has spill over effects positively on the socialeconomic advancement of any Community.

Movies replacing books? By RUFINO G. SARAOS Teacher I Balintad Elementary School

CAN students’ time in reading class be spent as profitably with a bowl of popcorn and a movie as with a novel and notebook? We know that worldwide, schools have had a longstanding immunity against the introduction of new technologies. In 1922, Thomas Edison predicted that movies would replace textbooks. In 1945, one forecaster imagined radios as common as blackboards in classrooms. In the 1960s, BF Skinner predicted that teaching machines and programmed instruction would double the amount of information students could learn in a given time. Filmstrips and other audiovisual aids were fads 30 years ago

and the television, now seen as a supplier of brain candy, once had a sterling reputation as an education machine. As tablets have become more prevalent, a new debate has formed over whether K-12 school districts should switch from print textbooks to digital textbooks on tablets. Proponents of tablets claim that they are supported by most teachers and students, are much lighter than print textbooks and improve standardized test scores. They say tablets can hold hundreds of textbooks, s ave t he environment by lowering the amount of printing and increase student interactivity and creativity.

SPL. PROC. NO. 2411-16 IN RE: CHANGE OF NAME [SURNAME] IN THE CERTIFICATE OF LIVE BIRTH OF FATMAH BAGONTE DAMPAC UNDER REGISTRY NO. 2005-3662 REGISTERED WITH THE LOCAL CIVIL REGISTRAR OF MARAWI CITY FATMAH BAGONTE TAMANO, Petitioner, -versusLOCAL CIVIL REGISTRAR OF MARAWI CITY, LANAO DEL SUR and CIVIL REGISTRAR GENERAL, PHILIPPINE STATISTICS AUTHORITY, (PSA), Respondents. X----------------------------------------------X ORDER Before this court is verified petition for change of name in the certificate of live birth of FATMAH BAGONTE TAMANO dated 13 September 2016, and which reads in part: 1. Petitioner is a legal age, Filipino, single and presently a resident of Tuca Ambolong, Marawi City, Lanao del Sur, where she may be served with notices, orders and other court processes of the Honorable Court; 2. Respondent Local Civil Registrar of Marawi City is the custodian of all records of birth of persons born in Marawi City and, is impleaded as nominal party in order to accord complete relief to petitioner pursuant to Section 6, Rule 103 of the Rules of Court. It may be served with notices, orders and other court processes at the Ground Floor, Marawi City Hall, City Hall Complex, Tubacan Street, Bangon, Marawi City; 3. Respondent National Statistician and Civil Registrar General of the Philippine Statistics Authority (PSA), is impleade as the central custodian of all records of birth in the country and, may be served with notices, orders and other court processes by the Honorable Court at the Philippine Statistics Authority (PSA), NSO Building, East Avenue, Diliman, Quezon City; 4. Petitioner is the daughter of Tamano B. Minalang and Emmah Minalang Bagonte. She was born on 18 January 1999 at Tuca Ambolong, Marawi City and, was named by her parents as FATMAH BAGONTE DAMPAC. A copy of her Certificate of Live Birth is attached as ANNEX ‘’A’’; 5. Petitioner’s parents are all overseas Filipino workers in the Kingdom of Saudi Arabia. Copies of their respective passports are attached and marked, ANNEXES ‘’B’’ and ‘’C’’, respectively; 6. Since birth up to the filing of this petition, petitioner had been bearing the name Fatmah Bagonte Dampac under a difficult circumstance owing to her ridiculous surname. Her surname sounds ridiculous and dishonourable as it denotes irrelevant connotation, such as, wild beast, among others. Petitioner is always the subject of an extreme prank and practical joke on account of her surname by her friends and classmates; 7. Besides, a change of name will erase such an impression that her surname connotes. It is also to her best interest as will facilitate her parent’s intended petition to have her join them in the Kingdom of Saudi Arabia, where its Islamic law requires a child to bear the first name of his/her father as the surname or family name; 8. The petitioner’s desire to adopt the first name of her father as her surname is made in good faith and without prejudicing anybody, not to mention that her present surname causes embarrassment; 9. There is no showing that the desired change of name was for a fraudulent purpose or that the change of name would prejudice public interest. It will rather enhance parental lineage rather than deviate from ancestry; 10. Petitioner has been bonafide resident of Marawi City, Province of Lanao del Sur, since 1999 or, for a period of eleven (18) years prior to the filing of the instant petition; 11. This petition is filed without any slightest intention to defraud the government or any individual person, but solely for the purpose of setting the record straight of the petitioner. Neither petitioner is charged of administrative, civil and criminal offense. Finding the aforesaid petition to be sufficient in form and substance, it is hereby ordered that the same be set for hearing before this Court on JANUARY 24, 2017 at 8:30 o’clock in the morning. Let a copy of this Order be published at the expense of the petitioner in a newspaper of general circulation in LANAO Del Sur or Marawi City or Iligan City for three (3) consecutive weeks. The Local Civil Registrar of Marawi City and the Civil Registrar General, or any person or party who has an interest in the petition, may file his/her opposition thereto within fifteen (15) days from notice of this Petition or form the last day of publication of this Order. Further, let this Order be posted for fifteen (15) days prior to the date of hearing in the Bulletin Board of the Local Civil Registrar of Marawi City and the Bulletin Board of this Court, also at the expenses of the petitioner. The petitioner is directed to notify this Court of the publication of this Order not later than three (3) days before January 24, 2017. Furnish copies of this Order, together with the copies of the petition to the Local Civil Registrar of Marawi City, the Hon. Solicitor General, Makati City; and the Hon. Civil Registrar General, National Statistics Office (NSO), Santa Mesa, Manila.

SO ORDERED.

Marawi City, Philippines. November 24, 2016

BWM: Jan. 9, 16 & 23, 2017

(Sgd.) WENIDA B.M. PAPANDAYAN Presiding Judge


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Doring...

Robinsons...

Africa, and Australia. Terms such as “Indian” and “Negro” can be even found in the literature: the good-natured Indian variant “Winnetou” (Karl May, 1842-1912, Germany) or “Friday” (Freitag), the noble savage in “Robinson Crusoe” (Daniel Defoe, 1660-1731, England), or how about “Uncle Tom” (Harriet Beecher-Stowe, 1811-1896, USA). Political conflicts between “white colonial supremacies” and “coloured subjects” have been explained and described as racial segregation - many times instigated by Christian missionaries. Innumerable examples in world history proved brutal force and power up to genocide. Prejudices? “Love your neighbour as yourself!” (Leviticus 19:18). “When an alien lives beside you in your land, do not mistreat him. The alien living with you must be treated as one of your native-born!” (Leviticus 19:33,34). Integration, ecumenical movements, support of especially discriminated and disadvantaged groups are keynotes for future. they should be! The “stranger in media” or “the strangeness - a feigned difficult standard” ... we could really really live together easier and more respectful of each other. let’s honour each other more in future. If there is a will, there is also a way! +++ Email: doringklaus@gmail. com or follow me in Facebook or Twitter or visit www.germanexpatinthephilippines.blogspot.com or www.klausdoringsclassicalmusic. blogspot.com .

with the completion of four new shopping centers. These developments will boost GLA by 10%. For the office segment, Robinsons Land intends to complete a project in Taguig and two buildings in Naga and Davao in CY 2017, and finish one tower each in Quezon City and the Ortigas Center in the following year. Likewise, the company is expanding its hotel properties in the Visayas and Mindanao with the opening of Summit-branded hotels in Cebu and Tacloban and a Go Hotel in Iligan in CY 2017, jacking up the number of rooms by a fifth. By CY 2018, RLC’s hotel room count would reach 3,350, up 19% year-onyear. The firm did not elaborate on its plans in the residential segment this calendar year, only saying that it will “take on a more conservative stance.”

from page 4

from page 6

in some Southeast Asian economies, including Indonesia and Thailand. India’s strong growth is expected to accelerate, rising to 7.6 percent in 2017 from 7.0 percent in 2016 as reforms ease domestic supply bottlenecks and increase productivity.

Survey... from page 8

said banks were far from their locations or that they did not like dealing with financial entities. A few more said they could not manage owning an account, while some pointed out that service fees or minimum deposits are too high for them to afford. The CFS is conducted by the central bank every four years. For the 2014 survey, 18,000 households were tapped nationwide, except families in Leyte and areas within the Autonomous Region in Muslim Mindanao. The survey covers the assets, debt levels, income, spending, and savings

to higher interest rates and tighter financial conditions that would have adverse effects on some emerging market countries that depend heavily on external financing. It added that lingering uncertainty over the course of US economic policy could weigh on global growth by keeping investment money on the sidelines until there is more policy clarity. The World Bank said China’s growth would continue to slow, easing to 6.2 percent in 2017 from 6.7 percent in 2016, but growth would edge higher

Republic of the Philippines REGIONAL TRIAL COURT OF LANAO DEL NORTE 12th Judicial Region OFFICE OF THE CLERK OF COURT EX-OFFICIO SHERIFF Tubod, Lanao Del Norte NOTICE OF EXTRA-JUDICIAL SALE EJF No.: 208-07-2016 Upon the Extra Judicial Petition for Sale under Act 3135/1508, as amended, filed by the UNITED COCONUT PLANTERS BANK, UCPB Executive Building, Makati Avenue, Makati City, Metro Manila against SPOUSES DORIS C. BETACURA and MARK LUTHER BETACURA, Baroy, Lanao del Norte to satisfy the indebtedness which as December 13, 2016 amounting to FOUR HUNDRED NINETY THREE THOUSAND FIVE HUNDRED & 25/100, (Php 493,540.25) excluding penalties, changes, attorney’s fee and expenses of foreclosure, the undersigned or his duly authorized deputy will sell at Public Auction on 7th day of February 2017 at 10:00 AM or soon thereafter at the Regional Trial Court, Branch 07, Provincial Capitol of Lanao del Norte,Pigcarangan, Tubod, Lanao del Norte, to the highest bidder for cash or manager’s check and in Philippine Currency, the following property with all its improvements, to wit: LIST OF MORTGAGED PROPERTIES ORIGINAL CERTIFICATION OF TITLE No. P-19, 410 A parcel of residential lot situated at Poblacion, Baroy, Lanao del Norte containing an area of Six Hundred Two (602) square meters. Bounded on the SW, along line 1-2 by Lot 2250, Pls 13; on the NW, along line 2-3 by Road; on the NE, along line 3-4 by Road; and the SE along line 4-1 by Lot 2227, Pls 13. Together with all the improvements found thereon. ‘’All sealed bids must be submitted to the undersigned on the above stated time and date. In the event that the Public Auction cannot take place on the said date, it shall be held on February 13, 2017 without further notice. Tubod, Lanao del Norte, Philippines, this 27th day of December, 2016.

NOTICE OF PUBLICATION In compliance with Rule 7 of R.A. 10172, a notice is hereby served to the public that JOEY D. ZALDE has filed with this office a petition for correction of date of birth from May 25, 1992 to May 23, 1992 in the birth certificate of Joey D. Zalde who was born on May 23, 1992 at Bagong Silang Kapatagan L. 14 and whose parents are Juan R. Zalde and Lolita D. Dela PeÑa. Any person adversely affected by said petition may file his written opposition with this Office not later 15 days. BWM: Jan. 9 & 16, 2017

BWM: Jan. 2, 9 & 16, 2017

By ELLEN B. YONG Patpat Elementary School Patpat, Malitbog, Bukidnon

Today’s generation, ICT in the classroom is very useful. Our school is given a set of computers school year 2016-2017 for pupils. The DepEd implemented that every school has a computers. Even the pupils not individually on this, they have a chance to hands on for encoding,

NOTICE OF EXTRA-JUDICIAL SALE File No. EJF-2016-542 Upon Extra-Judicial Petition for Sale under Act 3135 as amended by Act No. 4118. Filed by HOME DEVELOPMENT MUTUAL FUND (Pag-IBIG Fund), a government financial institution duly organized and existing under and by virtue of Republic Act No. 9679, with principal office at The Atrium of Makati, Makati Avenue, Makati City, and with branch office at Pag-IBIG Fund Bldg., J.R. Borja St., Cagayan de Oro City, against ALLAN K. FLORES married to CHARITO A. FLORES, both of legal age, Filipino citizens, with postal address at Lot 3, Block 2, Greenville Subdivision, Suntingon, Bugo, Cagayan de Oro City, to satisfy the mortgage indebtedness which as of October 28, 2016 amounts to FIVE HUNDRED FORTY SIX THOUSAND THREE HUNDRED EIGHTY SEVEN PESOS and 41/100 (P546,387.41) Philippine Currency, inclusive of interest and penalty charges, exclusive of attorney’s fees and other necessary fees and expenses of Extra-Judicial Foreclosure and Sale the undersigned Sheriff will SELL at Public Auction on January 27, 2017 at 10:00 o’clock in the morning or soon thereafter at the main entrance of RTC Branch 40, A. Luna St., Capitol Compound, Cagayan de Oro City, to the highest bidder, for CASH and in Philippine Currency, the real property mortgaged together with all improvements thereon, to wit: TRANSFER CERTIFICATE OF TITLE NO. T-137-2011004059 Registered in the name of ALLAN K. FLORES married to CHARITO A. FLORES

Lot Consolidation-Subd. As Surveyed for Location Land Use Boundaries Area

: Lot 3, Block 2, PCS-10-003614 : Lots 16-0-1, 16-0-2, 16-0-4, all of PSD-10-048495 : Trinidad R. Pineda, et. Al. : (Greenville Subdivision) : Bugo, Cagayan de Oro City : Residential : E., Line 1-2 by Lot 4, Blk. 2, S., Line 2-3 by Road Lot 1, (10.00 M. Wide), W., Line 3-4 by Lot 2, Blk. 2, N., Line 4-1 by Lot 1, Blk. 16 : NINETY (90) Square Meters More or Less

Prospective buyers/bidders may investigate for themselves the title of the herein described property and encumbrances thereon, if any there be. All sealed bids must be submitted to the undersigned on the above stated time and date. In the event the public auction should not take place on the said date, it shall be on the next working day without further notice. Cagayan de Oro City, December 20, 2016. FOR THE PROVINCIAL EX-OFFICIO SHERIFF: BWM: Jan. 9, 16 & 23, 2017

(SGD.) ALAN M. BANAAG Sheriff IV

and editing. Teaching new technology is a big help for the pupils, so that they will no longer ignorant to use it. The school is responsible as well as the teachers and pupils to take care the items. It is the best practices in the whole world and we can research easily by using the computer.

Republic of the Philippines REGIONAL TRIAL COURT 10th Judicial Region Branch 16, Tangub City

Republic of the Philippines SUPREME COURT REGIONAL TRIAL COURT OF MISAMIS ORIENTAL 10th Judicial Region Cagayan de Oro City OFFICE OF THE PROVINCIAL SHERIFF

(Sgd.) CONRADO V. HINGCO, JR. Sheriff IV

(SGD.) IVY REYES TONGCO Municipal Civil Registrar

Economic Statistics, said during the briefing that respondents were now more interested in placing their extra money with the banks, with the figure rising to 43.3% from 39.4% in 2009. FINANCIAL INCLUSION The BSP said the survey results highlighted the need for greater efforts towards financial inclusion by allowing the entry of more micro-banking offices to unbanked areas, while also improving financial education strategies for Filipinos. “The ownership of assets remains limited, the usage of banking services is small... they don’t think banks are useful for their own purpose given the requirements. This is a challenge also to the regulators, the BSP in making sure that bank branching is given encouragement so that more presence is felt by the population,” BSP Deputy Governor Diwa C. Guinigundo said. The National Baseline Survey on Financial Inclusion published by the central bank in 2015 showed that only 43% of Filipino adults held savings, with 68% of them keeping their money at home rather than in financial entities.

ICT in the Classroom

Office of the Municipal Civil Registrar

For the Clerk of Court and Ex-Officio Sheriff

To add, the survey results bared that only 2% of households had credit cards, while 15% of households relied on other forms of borrowing via personal, salary, multi-purpose, and business loans to pay tuition and medical fees, settle existing debts, or fund expansion plans. Only 5.2% of home owners said they borrowed money to purchase their houses, with 75.5% of households saying they owned their place, which also happens to be the biggest asset held by Filipinos. Still, the “sangla ATM” scheme where borrowers use their bank card as collateral remained the most popular means to secure a loan. Only one in four Filipinos had retirement or insurance plans, with the majority covered by purely work-based programs led by the Social Security System, the BSP said. Coverage stood at 24.2% in 2014, against the 42.7% tallied in 2009. In contrast, the BSP observed increasing interest to set aside savings among families. Rosabel B. Guerrero, director of the BSP’s Department of

Republic of the Philippines Region X Province of Lanao del Norte Municipality of Kapatagan

Growth... from page 8

behavior of Filipino consumers. The 2009 CFS -- which covered 10,520 households in Metro Manila and the Ilocos, Central Visayas, and Davao regions -- reported that 21.5% of Filipinos had bank accounts back then. Annual incomes averaged P178,607 in 2013, with bulk of the wages often spent on food and drinks (42.7%) and for housing rentals (12.2%). One in eight households relied on money transfers from abroad to sustain their daily expenses, the BSP added. SPENDING A third of households said they actually spend beyond what they make, leaving them without money for emergencies. “Almost 50% of households reported not holding any cash on hand for emergency and unexpected expenses. For those who had cash on hand for emergency, the average and median amounts of cash holdings were P3,964 and P1,000, respectively,” the BSP said. The share of overspenders, however, dropped to 33% from a 43.8% rate seen in 2009.

NOTICE OF EXTRA-JUDICIAL SALE EJF-2016-004 Upon extra-judicial petition for sale under Act 3135 as amended by Act 4118 filed by PSBANK CENTER, 777, PASEO DE ROXAS corner Sedeño Street, Makati City against Michael Glenn Tumamak and Sheila S. Tumamak to satisfy the mortgage indebtedness which as of November 23, 2016 amounts to Six Hundred Twenty Three Thousand Four Hundred Thirty Five Pesos and 49/100 only (Php 623,435.49) excluding interest, attorney’s fees, and other lawful fees for the service of foreclose, the undersigned Sheriff will sell at public auction on February 20, 2017 at 10:00 o’clock in the morning or soon thereafter at the office of the Clerk of Court, Regional Trial Court, Br. 16, Tangub City, To the highest bidder in cash, Philippine Currency the herein mortgage properties to wit: TRANSFER CERTIFICATE OF TITLE No. 14911 “Lot 2275-D-2-B, Psd-10-040954: Portion of Lot 2275-D-2 (LCR) Psd-66349, situated at Digson, Bonifacio Misamis Occidental, Island of Mindanao. Bounded on the NE., along line 1-2 by Lot 2275-D-6, (LCR) Psd-66349, on the E., along line 2-3 By Existing Road Lot 2275-G (LCR) Psd-50583, on the SW., along line 3-4 byLot 2275-D-1 (LCR) Psd-66349, On the W., along line 4-1 by Lot 2275-D-2-A, Psd-10-040954. Containing an Area of THREE HUNDRED (300) Square meters more or less. All sealed bids must be submitted to the undersigned on the above stated time, date and place of auction sale. In the event that the public auction should not take place on said date or there is only one bidder, it shall be held on February 24, 2017 at the same time & place without further notice. Bidders are enjoined to investigate for themselves any encumbrance on the herein property if any there be.

December 22, 2016 at Tangub City, Philippines. FOR THE EX-EFFICIO SHERIFF:

BWM: Jan. 9, 16 & 23, 2017

(Sgd.) WILLIAM C. ARANIEGO Sheriff IV


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Japanese... from page 1

open and ready for business,” Mr. Alonto said. Japan, one of the major markets for Mindanao’s banana exports, has previously expressed interest to venture or participate in infrastructure projects in the Philippine’s south, including the longstanding proposal for a Mindanao Railway System, which is seen to significantly improve cargo movement. Davao City Chamber of Commerce and Industry, Inc. President Ronald C. Go is also optimistic that “better things are yet to come in Mindanao.” “With a G7 leader finally visiting Davao, we are excited with the prospects for more business opportunities here. He shows not only the people of Japan that he is confident in this area, but the rest of the world as well,” Mr. Go said. EAGLE NAMED SAKURA Meanwhile, Messrs. Abe and Duterte held a short closed door meeting at the Waterfront Insular Hotel before leading the ceremonial naming of a Philippine eagle adopted by the Japanese government. The Philippine eagle was declared the national bird in 1995. The juvenile female eagle -- rescued last month in Talaingod, Davao del Norte after being found with an injury from an airgun pellet and now under the care of the Philippine Eagle Foundation (PEF) in Davao City -- has been named Sakura, meaning cherr y blossom, Japan’s national flower “We don’t know if we can release it to the wild again, depending on the status of the eagle. Last week, (it was still) limping,” said Dennis I. Salvador, PEF executive director in an interview. Mr. Salvador said the adoption and naming of the eagle is symbolic of the Philippine’s continued strong partnership with Japan. M r. D u t e r t e a l s o accompanied his first foreign leader guest in a visit to the Mindanao Kokusai Daigako, a school here mainly for Jap a n e s e d e s c e n d a nt s , residents and migrants, before heading to the Davao International Airport. Mr. Abe departed at noon for Australia.

Luisita... from page 1

Labor Service Cooperative to work at the 6,453-hectare Hacienda Luisita sugar plantation in Tarlac owned by the Cojuangco family. The land was supposedly covered by the Comprehensive Agrarian Reform Program (CARP) which was enacted during the incumbency of former president Corazon Aquino, a member of the wealthy Cojuangco clan. But the farmers said the land has since become a symbol of the country’s paralyzing oligarchy and 12 farm workers have already died in past violence between

government and the protesting farmers demanding fairer wages, increased benefits and a greater commitment for land reform. In the latest controversy, Memper claimed that the farmers were promised P900 worth of wages a day but were only given P9.45 in lieu of daily wage totaling eight hours of work per day six days a week. “Nahimong pakyawan ang sistema sa suholan ug gani, daghang kargada nga wala giapil og kwenta sa among suweldo,” Memper said. Of the 161 farmers, 42 were able to escape last November. The rest are still holed up in Hacienda Luisita with guards monitoring them every day so they could not take a break, Memper said. The farmers are now planning to file multiple counts of human trafficking against Greenland Labor Service Cooperative so that the other farmers would be rescued immediately. They are asking assistance from the Departments of Labor and Employment (DOLE) and Agrarian Reform (DAR) to back them up in their criminal complaints.

Aids... from page 1

and resources to recover from crises, to minimize losses from future disasters, and to eventually rise from poverty is among the most imp or tant programs of the Food and Agriculture Organization of the United Nations (FAO) in the country,” said FAO Representative in the Philippines José Luis Fernández. Through a USD3-million grant from the New Zealand Government, FAO is currently supporting the recovery of 10,475 farming and fishing households in the Province of Cotabato. The project, which will operate until October 2017, aims to re-start agricultural livelihoods and improve the coping abilities and resilience of smallholders i n f ive mu n i c ip a l it i e s : Aleosan, Kabacan, Midsayap, Pigkawayan and Pikit. T h e d i s t r i but i on of farm and fisheries inputs is currently underway. This includes rice, corn and vegetable seeds, fruit tree seedlings, fertilizer, drying nets, small farm machinery, post-harvest equipment, hand tools, livestock and poultry, tilapia fingerlings and gill nets. To complement these res ources, FAO is als o conducting climate-smart farmer field schools and ot he r l ivel i ho o d sk i l l s trainings, training on basic planning for disaster risk reduction and management in agriculture including in agriculture hazard and vulnerability mapping and analysis, good practice options and technologies, and early warning and disaster preparedness. “We have seen how peace, food security and economic growth are often mutually reinforcing. It is from this perspective that we emphasize

the need for communities to be provided the kind of support that the Government of New Zealand is enabling us to deliver,” Fernández added. Food security situation National accounts reveal that 11 of the 20 poorest provinces are found in agriculture-dependent Mindanao. Some threefourths of the population of Mindanao or about 12.6 million people fall under levels 2 (mild chronic food insecurity), 3 (moderate chronic food insecurity) an d 4 ( s e ve re ch ron i c food insecurity), on the Integrated Food Security Phase Classification. Of these, 1.96 million were found to be suffering from severe chronic food insecurity in 2015. FAO program in Mindanao Since 2015, FAO has been working with the Government to address priority agricultural development issues in the region through its Mindanao St r at e g i c P ro g r a m f o r Agriculture and Agribusiness (MSPAA). While yet to be fully-funded, the MSPAA has served as a framework for the implementation of at least five projects in areas most severely affected by natural and man-made calamities. FAO’s work in Mindanao is implemented in close partnership with the Government through its various agencies on t h e n at i o n a l , re g i o n a l a n d l o c a l l e v e l s . FAO also coordinates with the Mindanao Development Authority and works closely with the Department of Agriculture, Department of Agriculture and Fisheries in the Autonomous Region in Muslim Mindanao the Bangsamoro Development Agency, the Office of the Presidential Adviser on the Peace Process and other pertinent agencies and local government units.

Lopez... from page 1

Minister Shinzo Abe who concluded his state visit also this day. In a text message to Manila-based reporters, Lopez cited that the business mission was composed of executives of top Japanese companies including Marubeni Corp., Itochu Corp., Sumitomo C o r p. , Su m i f r u C o r p. , Mizuho Financial Group, Chodai Co. Ltd., Tokyo Gas, Nakayama Technologies, Japan Gasoline Company, Japan Engineering Services H i t a c h i , Ts u n e i s h i , M i t s u b i s h i , To y o t a , Ichijo, and Kirin as well as the Japanese Chamber of Commerce and Industry. “Let me reiterate the open policy of the whole government towards investment: We welcome all foreign investments in almost all areas of activities except for a short negative list which have limited foreign equity participation. But the rest are open,” Lopez said in his speech. The t rade chief a ls o stressed the administration’s

go a l to spu r e c on om i c g r o w t h o u t s i d e Me t r o Manila, particularly bringing developments in Mindanao. He encouraged Japanese businesses to participate in the development programs for the southern Philippines. Moreover, Lopez noted t hat t he U SD 9- bi l l ion official development assistance (ODA) committed by Prime Minister Abe to the Philippines for the next five years is higher than the ODA that the government got from President Rodrigo D ut e r t e’s s t at e v i s it t o China. (PNA)

Advocates... from page 2

mothers and family members including those from the grassroots on proper child care. Since most of the inquiries, clarifications and knowledge sharing are currently presented and discussed in the Modern Nanays of Mindanao Facebook page, the organization urges more mothers and family members to be part of the various MNM committees and fully materialize and reap the fruits of the lined-up activities. T h e re c r u it m e nt of volunteers will be on January 28. Pre-registration, profiling and details of the recruitment are also available at the Modern Nanays of Mindanao Facebook page.(RTP/PIA10)

NWPC... from page 2

the NWPC’s productivity program, compliant with labor standards and have never been a recipient of productivity Olympics award at the national level. These MSMEs must be in the Agribusiness, Service and Industry sector. Aw a r d s f o r t h i s competition include trophy, cash award, use of productivity Olympics logo for publicity, priority endorsement to other training programs and will qualify for the DOLE-ICP award. Last day of submission of nomination forms is on 30 May 2017. For details, mechanics, visit nearest RTWPBs office in your area. For Cagayan de Oro, they are located at 3/F FICCO-Tiano Bldg., TianoAbellanosa St., Cagayan de Oro City with telephone numbers (088) 880-3920 or (08822) 745-547 or visit their website at www.nwpc. dole.gov.ph. (JMOR/PIA10)

Bunye... from page 4

consolidated bank loans reached P7.4 trillion, almost 19% higher than the year-ago level. - Tot a l ass ets of t he banking industry reached P13.2 trillion, over 12% growth from the November 2015 level. - Deposits increased by more than 13% to P10.1 trillion, an all-time high. - Asset quality improved further with nonperforming loans at 2.0% - Bank capitalization remained comfortably above the minimum required under national and international standards. - BSP stress tests indicate that Philippine banks can withstand extreme shocks in both credit and market risks. - The banks continued to report profits. - T he Ph i l ippi ne s is the only banking industry within Asia Pacific that was given positive outlook by Fitch Ratings in 2016. - Moody’s recognized t he c ou nt r y ’s b an k i ng industry as the only one within ASEAN that has a st abl e out l o ok on a l l rating factors -- operating environment, asset quality and capital, profitability, funding and liquidity. - In view of the recent liberalization of the entr y of foreign banks, nine banks have entered t he Phi lippine b an k ing industry thus far, with six more banks expressing interest. - T h e B SP a n d t h e banking industry continue to develop a more inclusive financial system in terms of providing access to financial ser vices, consumer finance education and stronger consumer protection. All of the above, Tetangco attributed to close colloboration of the BSP and the banking sector which “worked together to continue to strengthen our banking system, raise risk management standards, and align governance standards w it h inter nat iona l b est practices.” Te t a n g c o a l s o p a i d tribute to the other members of the BSP Monetary Board, which he chairs: Finance Secretary Carlos G. Dominguez, Alfredo Antonio, Felipe Medalla, Armando Suratos, Juan D. De Zuñiga and

Republic of the Philippines Region X Province of Lanao del Norte Municipality of Kapatagan Office of the Municipal Civil Registrar NOTICE OF PUBLICATION In compliance with section 5 of R.A. 9048, a notice is hereby served to the public that LUZVIMINDA R. LABORTE has filed with this office a petition for Change of Name from GLORIA to LUZVIMINDA in the birth certificate of LUZVIMINDA REYES LABORTE who was born on June 23, 1962 at Kapatagan, Lanao del Norte and whose parents are ROSENDO LABORTE and SUSIMA REYES. Any person adversely affected by said petition may file his written opposition with this office not later 15 days. BWM: Jan. 16 & 23, 2016

(SGD) IVY REYES TONGCO Municipal Civil Registrar

Val Araneta. Note: You may email us at totingbunye2000@ gmail.com. You may also “like” us on Facebook at “Speaking Out”.

Hurst... from page 4

have. It does not matter what wrongs you have done in your past. Jesus Christ forgives and loves you just the way you are. So won’t you ask Him to forgive you and finally take full charge of your life? He will fill your life with His real love, peace, and power you need to start changing and living His way every day. Just Think a Minute… NOTICE Notice is hereby given that the estate of the late Gilda La Victoria Chavez, married to Abe Chavez, who died in October 22, 1986 and June 30, 2014 respectively, covered by TCT numbers 137-2013004358 and 137-2013004359 located in Gusa, Cagayan de Oro City has been the subject of extrajudicial settlement among their heirs. The heirs Anna Victoria Chavez Bodine and Crestina Chavez Hardie are the legitimate children of spouses Gilda La Victoria Chavez and Abe Chavez hereby adjudicate among themselves the above described properties made and executed before Atty. Rachel Holland, with Notary ID # 125464556, Commission Expiry March 28, 2020, Notary Public of the State of Texas, U.S.A. BWM: Jan. 9, 16 & 23, 2017

EXTRA-JUDICIAL SETTLEMENT OF ESTATE KNOW ALL MEN BY THESE PRESENTS: Notice is hereby given that the estate of the deceased Lourdes Ababon Jaca-Dosdos who died on july 12, 2016 in Cagayan de Oro City; That the deceased, Lourdes Ababon Jaca-Dosdos, left the following properties: Lot 12, block 60, PSD-10-038635, located in Xavier Estates, Upper Balulang, Cagayan de Oro City, covered by Transfer Certificate of Title No. T-170880 registered in the Register of Deeds of Cagayan de Oro City and covered by Tax Declaration No. G-135987, consisting of six hundred forty-three (643) square meters; A 50.52 square meters Condominium Unit described as Unit No. 2006 located at the 20th Floor of Grand Cenia Hotel and Residences, Archbishop Reyes Avenue corner Kamagong Street, Brgy. Camputhaw, Cebu City, covered by Condominium Certificate of Title No. 107-2015001262 in the Register of Deeds of Cebu City; Per GIS (Document ID 101292016002904) filed on January 29, 2016 in Cagayan de Oro City, thirty-nine thousand nine hundred ninety-eight (39,998) shares constituting forty percent (40%) of Tri-Star Paints Center & Construction Supply, Inc., a stock corporation with SEC Registration CS93000438. EXTRA-JUDICIAL SETTLEMENT OF ESTATE; is made and executed by and among, namely; MICHAEL VINCENT J. DOSDOS, of legal age, Filipino, single; NICOLE THERESE J. DOSDOS-LU, of legal age, Filipino, married; JOSEPH MATHIEU J. DOSDOS, of legal age, Filipino, single; and NATHAN PAUL J. DOSDOS, of legal age, Filipino, single, all parties having permanent address at c/o Tri-Star Paints Center, OsmeÑa Street, Brgy. 24, Cagayan de Oro City, Philippines. Under Notary Public of ATTY. CHRISTIAN C. PELIÑA; As per Doc. No. 8; Page No. 2; Book No. 5; Series of 2017. BWM: Jan. 9, 16 & 23, 2017


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