BusinessWeek Mindanao (January 14-15, 2022)

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Volume XII, No. 92

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Briefly

Seaweeds

MORE development assistance, this time from the South Korean government, could be in the works for the seaweed industry in Tawi-Tawi, which accounts for about 70% of Philippine output of the agricultural commodity, from which carrageenan is extracted.

The Mindanao Development Authority (MinDA) said South Korean Embassy Second Secretary Kim Myungjin recently discussed the possibility of launching a technical assistance project on seaweed research and development as well as marketing.

The project could tap financial support from the BIMP-EAGA-Republic of Korea Economic Cooperation Fund.

Power situationer THE Department of Energy (DOE) is scheduling a meeting with system operator National Grid Corporation of the Philippines (NGCP) for updating of power supplydemand forecasts in view of “No-El” (no electricity) fears being raised this year’s summer months and on the May 9, 2022 elections.

According to Energy Assistant Secretary Redentor E. Delola, the last power supply outlook drawn up by the DOE that was done in collaboration with stakeholders was for the last quarter of 2021 where the overall projection then pointed to sufficient power supply for the first quarter of 2022.

The sudden blitz of “yellow alert” condition in the main power grid this week prompted the energy department to study the areas where forecasting has to be re-calibrated. The meeting also seeks to explore contingency measures to be enforced especially when demand would gather pace in the summer months and the election period.

IN-DEPTH

Fri-Sat|January 14-15, 2022

P15.00

CDO's poverty incidence up 17.4% in last 3 yrs: PSA P

OVERTY incidence in Cagayan de Oro City in the past three years slightly went up to 17.4 percent, according to the Philippine Statistics Authority's (PSA) first-semester report released Wednesday.

CASINO PROBE. Grand Imperial Casino representatives John Adolfo (left) and Daniel Cabaluna during the hearing on the Grand Imperial casino held at the Provincial Board session hall on Tuesday, Jan. 11. photo by gerry lee gorit

Julieta Nacario, PSA's s u p e r v i s i n g s t at i s t i c a l specialist and concurrent acting head of the Misamis Oriental provincial statistical office, reported that the poverty incidence in 2021 was 2.3 percent higher than the 15.1 percent recorded by the agency in 2018.

"This translates to 130,400 individuals in the city who lived below the poverty threshold in 2021’s first semester which was estimated at PHP14,369, on average, for a family of five per month," the report said.

PSA defined poverty incidence as "the proportion of poor individuals whose per capita income is not sufficient to meet their basic food and non-food needs."

In the same period, the subsistence incidence among the population was registered at 5.5 percent or about 41.0 thousand individuals.

Nacario said this means that on average, the monthly food threshold for a family of five for the same period was estimated at PHP10,034.

"Among families, the city’s POVERTY/PAGE 10

THE Department of Agriculture-Nor thern Mind anao (R eg ion 10) on Tuesday introduced technology and researchedbased inter ventions for farmers to prevent the recurring increase of bulb onions here.

In a statement, DA1 0 Te c h n i c a l D i re c t or C arl ot a Ma d r i ag a s ai d the interventions involve supporting the farmers’ cooperatives, procuring seeds to farmers, conducting trials in research centers for bulb onion production, coordinating with regions through the Agriculture

Marketing and Assistance Division (AMAD), consistently issuing import permits from the National Plant Quarantine Services Division (NPQSD), and adv ising t he public to practice the urban container household gardening.

Madriaga said the bulb onion price hike during the holidays in 2021 was " ar t i f i c i a l " du e t o t h e low importation of the commodity.

She said though provinces in Luzon have stocks of imported produce, supply was still insufficient given the HIKE/PAGE 10

Casino controversy heats up DA-10 introduces steps to as Misor dads begin probe prevent onion price hike

By GERRY LEE GORIT, Reporter

THE controversy surrounding the operation of a casino in Opol town, Misamis Oriental has started to heat up as the Misamis Oriental board members have involved themselves by holding an inquiry.

As the provincial board members are one in saying they don’t question the operation of Grand Imperial casino located in Brgy. Taboc

in Opol as it has been granted franchise by the PAGCOR, they are questioning if the casino management has possessed the necessar y mayor’s permit before they started the casino’s operation.

During the hearing, Daniel Cabaluna, officer-in-charge of Grand Imperial, said that they have not obtained permit from the office of Opol Mayor Maximino Seno.

Opol Mayor Maximino Seno, for his part, told the legislators that he did not issue a mayor’s permit since he didn’t want to violate the law, particularly Presidential Decree 771, issued by then President Ferdinand Marcos in 1975, which revokes all powers and authority of local government to grant franchise or permit and regulate wager or betting by the public on all forms of legal gambling.

He said that PAGCOR can set up casino even without the approval of the LGUs as the charter of PAGCOR CASINO/PAGE 10

No massive lockdowns THERE will no longer be hard lockdowns amid the spike in cases of the coronavirus disease 2019 (Covid-19), made worse by the more transmissible Omicron variant.

In a statement Friday, the Philippine Chamber of Commerce and Industry (PCCI) said they were assured

by Department of Trade and Industry (DTI) officials that the government will not implement massive lockdowns anymore.

Instead, restrictions will be focused on the unvaccinated.

MINDEX Community Service. As part lof its commitment to serve, Mindanao Daily Express Transport Cooperative (MINDEX) in partnership with ZAKA 2020, INC., an anti-crime volunteer watchdog in Cagayan de Oro launched an outreach community service last January 9, 2022 . Beneficiaries were abandoned and homeless children, ages 7 to 16 of Calabrian Children’s Foundation Inc., operated and managed by the Calabrian priests and brothers in Brgy. Bayabas, Cagayan de Oro City. On hand to deliver the goods and household items to the children were Board Secretary Ruffy Magbanua, Manager Arjay Felicilda and Treasurer Alexander Calonge.

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Local 2 residents Camiguin allocates P35-M Odette-hit in Iligan, Caraga Region for tourism infra projects get more aid C Advertising and Editorial E-mail : businessweekmindanao@gmail.com Contact nos. : 0917-7121424 • 0947-8935776

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AMIGUIN -- Enhancing and elevating the standards of sites and attractions in the province, the provincial government here allotted a P35 million budget for tourism infrastructure projects.

In his State of the Province Address (SOPA), January 7, Gov. Jurdin Jesus Romualdo said they have allocated P10 million for the rehabilitation of Sto. Niño Cold Spring, upgrading of Church Ruins (P5 million), improvement of Soda Water Park (P10 million), upgrading of Tuasan Falls (10 million), and improvement of Katibawasan Falls (P5

million from Department of Tourism (DOT) Tourism Infrastructure and Enterprise Zone Authority).

Romualdo also cited redirected efforts for the new normal tourism in Camiguin preceding COVID-19, with the Provincial Tourism Office.

For 20 months, the island of Camiguin was closed to the public following the surge of COVID-19 in the country, affecting most of its tourism.

To adjust, proceedings toward product development, planning, and utilizing technology for campaigns and events, were initiated. They held

hybrid events or blended face-to-face and online celebrations of Camiguin Day, Lanzones Festival, and Christmas Festival.

After a year in lockdown, the Camiguin Tourism Pivot and Transformation Recovery Plan was approved, with the help of Sangguniang Panlalawigan, to cater the needs of business establishments impacted by the pandemic, counter job loss, and devise the Camiguin Tourism Reopening in October 25, 2021.

In lieu of the reopening, CleanCamiguin QR monitoring system was set up to register health status, hotel bookings or

host confirmation, and vaccination data.

All movements of tourists are now also coordinated with hotels and resorts. More personnel were also hired to help manage the visitor activities.

“Clean Camiguin encapsulates our aspirations for sustainable and responsible tourism and our attitudes toward dealing with the pandemic having in mind the crucial and important role of tourism in our economy,” says Romualdo.

Also, to support policies on sustainable and responsible tourism, the Mantigue Island PROJECTS/PAGE 11

RESIDENTS in Iligan City and parts of the Caraga Region affected by last month's Typhoon Odette continue to receive relief aid from various groups, including government offices.

On Tuesday, the Revenue District Office (RDO) 101 of the Bureau of Internal Revenue (BIR) gave relief goods to 21 families in Iligan City whose houses got flooded during the typhoon.

The recipients, identified by the City Social Welfare and Development Office, were from barangays Dalipuga, Buru-un, Upper Hinaplanon, Puga-an, Mandulog, and Digkilaan.

Families with five

dependents each received five sets of grocery packs and 25 kilos of rice.

The RDO 101 also handed over PHP500 to each family to cover their transportation expenses during the distribution.

Amanoding Esmail, Revenue District Officer of RDO 101, said in a statement the distribution was part of the community service of the bureau to assist victims of calamities such as “Odette.”

He hopes that the simple gift-giving would help ease the lives of those affected by the typhoon.

"BIR is not only good at collecting taxes but we are also good at helping our countrymen who AID/PAGE 11

DA-10 preps for the implementation of the Swine Sentinel program in NorMin’s ASFaffected areas. (DA-10)

DA NorMin to rehab ASF-affected areas via swine sentinel program CAGAYAN DE ORO CITY--The Department of Agriculture (DA) in Northern Mindanao is

set to roll out its Swine Sentinel Program in identified ASF-plagued areas in the region, in the

first quarter of this year.

In a meeting, January 7, the DA-10 ASF Task Force led by Regional Executive Director Carlene C. Collado will pilot the program in identified areas in the region, mainly considering the local government units' (LGUs) readiness and capacity to implement ASF rehabilitation programs.

Under the said program, qualified ASFaffected hog raisers will be provided with a total of 945 sentinel hogs which they may raise while their locations are under probation period, and close monitoring by the ASF Task Force for any occurrence of ASF outbreak.

Before the sentinel hogs will be distributed to the beneficiary hog raisers, cleaning and disinfection of their area within a 30day period must be carried out with the supervision of the LGUs. Thereafter, a 20-day environmental swabbing will be undertaken by the DA-10 through its Regulatory Division along with the LGUs. In which, REHAB/PAGE 11

CorporateWorld 3 Locally produced Covid drug molnupiravir can cut prices up to 50% Advertising and Editorial E-mail : businessweekmindanao@gmail.com Contact nos. : 0917-7121424 • 0947-8935776

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A

S Philippine pharmaceutical firm Lloyd Laboratories Inc. (LLI) aims producing molnupiravir in the country, prices of this coronavirus disease 2019 (Covid-19) drug could go down by 30 to 50 percent.

LLI Business Development director Christopher Bamba said retail prices of imported molnupiravir cost around P100 to P150 per 200-milligram capsule.

“For our pricing, we are usually 30 to 50 percent lower

and this is our price strategy being a local manufacturer and a generic company,” Bamba said in a media interview Thursday.

If the local production will push through, prices of this medicine could be reduced to P50 to P75 per capsule.

LLI vice president for technical Dr. Chandra Shekhara Reddy Nagareddy said the company will bring down the price of locally manufactured molnupiravir as it has no obligation to pay any royalty for producing the medicine.

In October last year, Merck

Local auto industry ends 2021 with 20% growth THE local automotive industry has registered a 20-percent increase in sales for the full year of 2021, the Chamber of Automotive Manufacturers of the Philippines, Inc. (CAMPI) and Truck Manufacturers Association (TMA) reported Wednesday.

Local car assemblers ended last year with 268,488 unit sales from 223,793 units sold in 2020.

Both passenger car and commercial vehicle

segments recorded doubledigit growth.

Passenger car sales rose 22.4 percent to 85,260 units in 2021 compared to 69,638 units sold the previous year.

On the other hand, commercial vehicle sales grew 18.9 percent to 183,228 units from 154,155 units a year ago.

“Looking back at last year’s performance, the automotive industry has remained remarkably AUTO/PAGE 11

signed a royalty-free licensing deal for molnupiravir to make the Covid-19 pill accessible especially to poor countries.

Earlier, Food and Drug Administration (FDA) director general Oscar Gutierrez said LLI applied for a certificate of product registration for locally manufactured molnupiravir last December 22.

Bamba added LLI will import the active pharmaceutical ingredients and the capsule mostly from India, but the manufacturing process of the molnupiravir will be

done in its local facility.

“We have the entire process on how to manufacture this.

This is not a finished capsule which we are importing. It is really considered as a local(ly) manufactured product,” he said.

Once production starts, LLI can produce at least one million capsules per batch, which takes about three to four days.

Bamba estimated that the country needs 3.6 million capsules of molnupiravir to cater the needs of at least 20

percent of the active Covid-19 cases as of January 11.

Molnupiravir is given to patients diagnosed with Covid-19 with mild to moderate cases, and being given within the third and fourth day of the infection.

Bamba said those Covid-19 patients with comorbidities should be prioritized in giving molnupiravir.

The FDA earlier reminded that this drug does not function as prophylaxis, or to prevent from getting Covid-19.

(PNA)

Cebu Pacific accelerates booster rollout for employees BUDGET carrier Cebu Pacific on Wednesday said it is speeding up the rollout of booster shots among its employees as it intensifies safety drive in response to the rising virus cases affecting its operations.

“Cebu Pacific… steps up its efforts to protect (everyone) amidst the COVID-19 (coronavirus disease 2019) surge through the roll out of booster vaccination for its employees,” the budget carrier said in an e-mailed statement.

The low-cost carrier noted that it vaccinated 200 employees on Jan. 11 as part of the Gokongwei group’s booster vaccination program.

“The program will run for several days with 200 employees to be boosted per day.”

Felix Dan S. Lopez, the budget carrier’s vice-president for people department, said the airline has been operating with 100% fully vaccinated active flying crew since October last year.

“As we continue to

prioritize the safety of our passengers and crew alike, we are very happy to intensify our efforts amidst this evolving situation,” he added.

On Jan. 11, Cebu Pacific said it was trying to manage the impact of COVID-19 on its work force “with employees who are either sick or under home quarantine.”

“Due to this, flight delays and on-the-spot cancelations remain a possibility given the uncertainty of the situation,” it noted.

NEW ACAP CHAIRMAN Meanwhile, Philippine Airlines (PAL) announced that PAL Express President Bonifacio U. Sam has been elected chairman of the Air Carriers Association of the Philippines (ACAP).

ACAP is composed of PAL, Cebu Pacific, Philippines AirAsia, PAL Express, and Cebgo.

“We are working with members of the aviation industry in discussing with the DoTr (Department of Transportation) and several government BOOSTER/PAGE 10

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Opinion

The BusinessWeek Mindanao is published by BusinessWeek Mindanao Corporation every Monday to Friday with office address at Tanleh Building, Abellanosa, Cagayan de Oro City. It is registered with the Securities and Exchange Commission under Company Registration No. CS201531633 with BIR Certificate of Registration No. 2RC0000831068, TIN No. 463-826-272-000 – VAT. Reg., and with Business Permit No. 2020-04015. Tel. Nos.: (088)856-3344, (088) 810-100, 0923-432-0687, 0917-7121424 Website: www.businessweekmindanao.com E-mail : businessweekmindanao@gmail.com

BUSINESSWEEK MINDANAO CORPORATION Publisher DANTE M. SUDARIA President/CEO ALLAN MARIO MEDIANTE Vice President for Corporate Affairs RUFINO T. MAGBANUA Vice President for Business Development VICENTE C. DELA VICTORIA Vice President for Operations JOE FELICILDA Vice President for Administration JOE PALABAO Vice President for Marketing ROSE MARY D. SUDARIA, PhD Vice President for Finance MIKE BAÑOS Vice President for Digital

NELSON CONSTANTINO Editor-in-Chief

MIKE BAÑOS

JUN AYENSA

Motoring Editor

Regional Editor - Caraga

MIKE BAÑOS Contributing Editors

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Feature Editor

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(Editor’s note: Summer 2022 is around the corner amid the rising cases of Omicron.

We are re-printing this piece to remind all stakeholders in the power industry of their social obligation to the Filipino consumers) When it comes to profit, NGCP keeps a distance from the public eye. But it when comes to transmissionrelated problems, it involves the participation of electric consumers.

Similarly, when the Agus hydro plants fail to operate, Napocor throws the blame on the water level of Lake Lanao, calling the public to pray for rains to come.

S omewhere, there is something wrong with this kind of mindset. Every time a power problem occurs, the lowly consumers get the flak.

Case in point: when consumers complain of

Member: Philippine Press Institute Oro Chamber

Open-door Think a minute… This is a true story about a 19-yearold girl who rebelled against her parents and ran away from home. Soon she found out that life was not easy on her own. She could not find a job, and her friends grew tired of her living off them so they kicked her out. She finally became so desperate she started making money by working on the street as a prostitute.

Years passed. Her father died. Her mother grew older.

All the while the daughter’s life grew even worse. But she still would not write or go home to see her mother.

One day the mother heard that her daughter had been seen in a certain part of town, so she went looking for her. The mother went to every cheap hotel asking to put a picture on their walls.

It was a picture of herself, now an old, gray-haired mother. Beside her picture she wrote: “I still love you!

Please come home!”

Months went by and nothing happened. Then one day the daughter, who was now extremely skinny and sick, could not believe

THINK A MINUTE

brownouts, they get nothing but notices of scheduled power interruptions.

Yet, electric consumers in this country pay exorbitant electric bills, considered the highest in Southeast Asia, second only to Japan.

To NGCP and Napocor, this is plain and simple economics: we pay the bills, you deliver. No more, no less.

NGCP bills the consumers of transmission charge while Napocor passes on the generation charge. Before EPIRA, all charges emanate from Napocor.

The lowly consumers of electric power are treated like dimwits (read: morons) to cover-up the kapalpakan of NGCP and Napocor in dealing with internal-borne problems.

Indeed, the pass-on culture is just like calling all the neighbors around to intervene

in your domestic problem.

Moreover, if the biggest mall in the city gets rob, does it involve its customers for the solution of the crime? Nope.

It’s a petty crime that calls for police action, not a collective people power.

Without doubt, this passing the buck stance sounds unethical. A crybaby corporate attitude. Not the kind of a sob story for Facebook.

Interestingly enough, power consumers may apply this made in Leyte mantra to NGCP and Napocor -- ‘bahala kayo sa buhay ninyo!’.

Kidding aside, isn’t this practice of passing the burden to the consumers a violation of consumer’s rights?

NGCP is in for a business.

It is not a government entity per se. Therefore, it has no personality at all to enlist the participation of the public to put a stop the ceaseless

UNRUFFLED

RUFFY MAGBANUA bombings in Mindanao. It has to mind its own business in running the transmission business. Period.

In the first place, why go into business if you can’t deliver?

The buzz word is profit with a social conscience.

(Ruffy Magbanua is a former journalist who was once served Napocor/TransCo and later NGCP as Communications Specialist. He is now the chair of the Movement for a Brownout-Free Mindanao)

Philippines: A Highly Skewed Societal Order

Social Change to Democratize Wealth & Power

KIM'S DREAM

DAVAO MARKETING OFFICE Door 223, Doña Segunda Bldg., CM Recto Ave., Davao City Telephone #: (082) 298-8815 Regional Mktg Manager-JOE PALABAO- 0926-8430152 Circulation-JOHN PAUL AQUINO, 0907-331-5640 OSCAR LEDESMA Bureau Chief, Bukidnon Contact No.: 0916-910-0019

FRI-SAT|JANUARY 14-15, 2022

Pass-on burden

MANILA OFFICE: 9th Floor, Unit 918, CityLand Herrera VA Rufino Cor. Valero St., Salcedo Village, Makati City Tel. # : 5555392,Cell Nos.: 0955-366-5968 | 0918-527-5898 CECILIA FRESNIDO-HONRADE - New Marketing Manager

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ORLAN R. RAVANERA As the Pandemic has put the country in so much disarray, it has become imperative for all of us Filipinos to have even a little reflection on the socio, economic. political and ecological realities besetting our country. Even prior to the pandemic, the Social Weather Station, in a survey disclosed that 17 million Filipinos are subsisting on $1/day while 43 million on $2/day. It also disclosed that 15% of household heads reported that their families

had experienced hunger, without having anything to eat, at least once in the last three months. In Northern Mindanao, The Mindanao Daily in its January 11 issue bannered that the “poor population in the region has reached 33.8% or some 1.72 million individuals living below the poverty threshold.

Around 312,000 poor families and some 130,000 families cannot afford their basic food needs.”

As stated by development experts, “despite years, efforts and funds to fight it, abject poverty continues to afflict our country such that it has become a second skin to more than a third of our people.

We have made no significant headways in improving our quality of life. Poverty is one of the main culprits behind the sad tale that is told too much too often- the thief to many a child’s dreams.

We have to reverse the poverty trend which is worse in Mindanao that is suffering high poverty gap ratios than the rest of the countr y.

In fact, 14 of the poorest provinces in the country are found in Mindanao. Many of the children about 85% are malnourished, a great paradox in an island that has been described as “food basket,” and where 2/3 of total exports are coming f rom . T he 2 0 0 , 0 0 0 - ha . plantations in Mindanao are the ones supplying the consumerists’ needs of the people in advanced countries, i.e., pineapple, banana, palm oil, etc. but we cannot even satisfy the basic staple needs of the people, i.e., rice and milk. With the onslaught of the pandemic and typhoon Odette, there is now an unprecedented demand for food, water, shelter and job for some nine million Filipinos,”

as indicated in the Human Development Indicators.

Our survival as a people is now at stake. Our country has already lost our ecological security, the Philippines being the 4th worst hit by climate change in the whole world based on the UN Disaster Risk Index. We have no more food security as our ecological people particularly the peasantry and the fisherfolk, especially the young ones have already left farming and fishing, to work in the urban centers that are now becoming highly congested. Indeed, farming has become economically non-viable anymore as during the height of the harvest seasons, because of Rice Tariffication Law, millions of tons of cheaply produced rice are being dumped in our countr y through corporate globalization.

CHANGE/PAGE 11

Finding our North Star JHAN TIAFAU HURST her eyes when she saw her mother’s picture on the wall of that dirty, cheap hotel!

As she read her mother’s message to her she began to cry.

That night she started walking the many miles back to her home. It was early in the morning when she finally arrived at her mother’s house and knocked on the door. To her surprise, the door was open! Afraid that someone had broken into the house, she ran inside and woke up her sleeping mother to tell her she had finally come home. Mother and daughter cried as they hugged each other. The daughter said: “I thought someone had HURST/PAGE 11

“WHAT the new year will bring to you depends a great deal on what you bring to the new year.” - Yern Mclellan It’s c u s t o m a r y t h at either before or at the start of each new year we make our personal New Year’s resolutions. It’s a list of all the things we want to continue doing, stop doing, or try doing for the first time. We start the year excited, committed and dead set in accomplishing what we have written down.

But sadly, almost always, we end the year, not being able to do most of what’s in our list. We are happy and feel lucky if we did at least 1!

The same is true when we talk about the company or team goals. At the start of a ne w ye ar, s e vera l planning sessions are held and conducted. Goals and targets are set. Action plans are laid out. Everyone in the team is excited and ready to do their part. But then

again, come yearend, targets were missed, plans not fully implemented.

What’s stopping us then from achieving our desired results, may it be personal or for the team? What seems to be the missing link?

B e g i n w it h t he e nd in mind. We often fail to implement and deliver the results because we are not 100% clear of the reason why we need to implement and deliver. One time, in one of the big malls here in Davao, I approached a janitress, who seems to be just going through the motion of wiping the escalator rails with alcohol, and asked her, why do you have to clean it with alcohol? Her answer was, “because my supervisor told me so”. When I went inside the grocery, I saw another janitress, this time passionately wiping the pushcart handles with alcohol (she’s even singing). So I

asked her the same question, why are you doing that? And her reply made me smile, “We need to do this so in case the previous customer has covid, it will not spread to the next customer. I am helping stop the spread of covid.”

Same task but a different appreciation of the purpose and different execution.

Clearly, their attitude towards their work is influenced by their understanding of why they need to do what they do. For the first, it was just mere obeying an instruction but for the second one, it’s contributing to a bigger cause.

When we lack clarity of the real purpose, when we are not clear with our Why behind the targets and action plans, our commitment level may not be as strong. But when we are clear with our WHY, just in the case of the 2nd janitress, we do our job well.

We are happy and proud of it!

MINDFUL

JAY LEDESMA This crucial first step of finding and being clear with our North Star will allow us to formulate the right action steps. It will allow us to identify the needed resources and timeline. Conversely, when our purpose is not clear, we waste resources, talents, efforts, and time since we end up doing wrong or unnecessary activities. In my past corporate life, I have seen projects that did not fly simply because the deeper reason behind the project was STAR/PAGE 11

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PH financial institutions get improving outlook this year

F

ITCH Ratings has included its rated Philippine financial institutions (FIs) as among the 12 percent of its 141 rated firms globally that have improving outlooks for 2022.

In a report emailed Wednesday, the debt rater said 80 percent, or 113 issuers, have neutral outlooks while 8 percent, or 11 institutions, have a deteriorating outlook.

“The vast majority of financial institution (FI) sector and subsector outlooks are Neutral for 2022, reflecting the expectation for a continued, albeit slowing, global economic recovery and improvement in operating environments for banks, non-bank financial institutions (NBFIs) and

(re)insurers,” it said.

The report said loan asset quality for banks and NBFIs are expected to deteriorate “as fiscal and policy support wane.”

“However, we believe banks will offset these reductions with improved pre-impairment profitability and the reduction of loan loss allowances and excess capital buffers accumulated through the pandemic,” it added.

The report said the rated NBFIs’ “solid capital levels and improved funding profiles should help mitigate a moderate pick-up in credit costs.”

“NBFI operating performance is also expected to be supported by gradually rising interest rates,” it

said.

Fitch Ratings expects the monetary policy tightening around the globe “to be supportive of life insurers’ returns” but added, “the negative impact of historic low rates on profitability will remain for some time.”

This, as low rates have resulted in an increased allocation to higherrisk alternative investments by life insurers, as well as a structural shift toward more capital-light models.

“The economic recovery should result in volume growth in nonlife business lines, with pricing discipline expected to continue.

Claims are expected (to) normalize, but costs should rise with inflation,” it added. (PNA)

Banking sector outlook ‘improving’ on recovery prospects, loan growth THE OUTLOOK for the country’s banking sector this year is “improving,” supported by the trend of economic recovery and loan growth which is seen in Asia-Pacific emerging markets, according to Fitch Ratings.

In its Global Financial Institution Sector Trends sent to reporters on Wednesday, Fitch said AsiaPacific markets including the Philippines, Hong Kong, Indonesia, Mongolia, and Thailand have an “improving” outlook in 2022.

For emerging markets in the region, Fitch said there will be improved bank financial performance this year “driven by economic and loan growth despite an

uneven path to full recovery.”

Fitch in October said it expects the Philippine economy to grow by 6.8% in 2022, slightly higher than its 6.6% projection given in July but still lower than the 7-9% target by the government.

Meanwhile, bank lending has improved in the latter months of last year after recording annual declines from December 2020 to July 2021. Latest Bangko Sentral ng Pilipinas (BSP) data showed outstanding loans of big banks increased 4% year on year in November, marking the fourth consecutive month of annual growth.

On the other hand, Fitch said impaired loans may rise as support measures are

Printing images of currency without approval is illegal, BSP reminds public THE BANGKO SENTRAL ng Pilipinas (BSP) warned the public that printing images of currency is illegal and may result in imprisonment.

The reminder was issued after the National Bureau of Investigation (NBI), together with the BSP’s Payments and Currency Investigation Group, arrested a suspect for selling money or cash envelopes using the image and design of the P1,000 bill.

Previous reports showed an online seller in Cavite was nabbed after she delivered envelopes bearing the design of the P1,000 bill to an NBI undercover agent.

Persons found reproducing Philippine banknotes, whether in black and white or in color, without approval

5

Banking&Finance

from the BSP will be subject to imprisonment of five to 10 years, according to BSP Circular 829 Series of 2014.

“The public may be allowed to reproduce images of Philippine banknotes if authorization or approval from the BSP has been secured for educational, historical, numismatic, newsworthy, or other relevant purposes that will maintain, promote, or enhance the integrity and dignity of the Philippine currency,” the central bank said.

gradually removed, although the debt watcher said that most markets have adequate provisioning.

BSP officials expect the industry-wide nonperforming loan ratio will peak at 8.2% this year. Latest data showed the bad loan ratio stood at an eight-month low of 4.35% in November.

The credit watcher also warned that financial institutions in emerging Asia-Pacific economies may face risks caused by monetary policy tightening in the United States and the uncertainties from the ongoing pandemic.

The US Federal Reserve earlier said it will quicken the pace of its tapering of asset purchases. Officials

also said they expect up to three rate hikes this year as they try to combat elevated inflation.

At home, BSP Governor Benjamin E. Diokno said they will only start raising rates “when prospects for the economy have materially improved.”

He said in a Bloomberg interview on Tuesday that they do not expect a rate hike in the first half of 2022.

In July 2021, Fitch revised its rating outlook on six Philippine banks to “negative” to reflect the same outlook downgrade for the country’s “BBB” assessment. This means a rating downgrade in the next 12 to 18 months could be possible.

E and R Enterprises and Construction located at No. 6V Mendoza St., Puntod, Cagayan de Oro City is looking for a:

FINANCIAL ANALYST Qualifications: • College Graduate.

• Can work full time with less supervision.

• Knows how to drive.

• Knows how to speak even one foreign language aside from being fluent in English.

• Must have a pleasing personality.

Attractive benefits and compensation await deserving applicants.

Qualified and Interested applicants can email their resume to: sultanshell0218@yahoo.com

OROBANKERS DIRECTORIES CAGAYAN DE ORO CITY

A PUBLIC SERVICE BY:

AMANAH/ISLAMIC BANK V. Neri Street Carmen, Cdoc 858988/8587965 / 722274

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ASIA UNITED BANK Cor.Camp Alagar Road Lapasan, Cdoc 729678 / 8568893

METRO BANK- CARMEN Max Suniel St. Carmen, Cdoc 8581722/ 8585162

BDO – VELEZ Velez-Rn Abejuela Street, Cdoc 2314246/8572075

METRO BANK- LAPASAN CM Recto Lapasan HW, Cdoc 724461/8561721

BDO – SM G/F SM City, Master Son’s Avenue Upper Carmen Cdoc | 8592623/8592637

METRO BANK- OSMEÑA Brgy Osmeña St. Cdoc | 722014 /8800924

BDO – XU XU Lib. Annex Corrales St. Cdoc 8574108 / 8573796

METRO BANK- CORRALES Corrales Avenue, Cdoc | 8572635/728731

BDO – CDO HAYES Trendline Bldg.,Hayes Street, 8568151/727405

METRO BANK- GAISANO 8561720

BDO – COGON Sky hi Bldg JR Borja St. Cogon, Cdoc 8577963/ 725209/ 725203 BDO – OSMEÑA Osmeña corner Ramon Chavez St. Cdoc 724567/8563727 BDO – LAPASAN Lapasan Highway Cdoc 8563233 /8563234 / 725178 BDO – RN- PELAEZ George Town CyberMall Rn Pelaez Blvd Kauswagan Cdoc | 8562617/729052 BDO – CARMEN Maxsuniel cor.V Neri St. Carmen, .Cdoc 8584854 /8581133 BANK OF COMMERCE- VELEZ Akut- Velez St.Cdoc | 8564371 / 726880 BANK OF COMMERCE- LAPASAN

CM Recto Ave. Lapasan, Cdoc, 8563991/727731

BPI FAMILY SAVINGS BANK RER kauswagan,HW Cdoc 8573733 /722519 BPI FAMILY SAVINGS BANK Gaston Park Cdoc | 8801518 BPI – LAPASAN Cm Recto HW Lapasan Cdoc 724076/ 8524602 BPI- VELEZ Velez-JR Borja St.Cdoc 8564213/722406 BPI – CAPISTRANO Capistrano St. Cdoc 8574264/8574263 BPI- COGON Osmeña St. Cdoc 8571297/8571298 CHINA BANK –GAISANO 745887/745880 CHINA BANK- JR BORJA JR Borja St. Cdoc 8572212/8573274 CHINA BANK- LAPASAN CM Recto Lapasan HW Cdoc 8561325 /722240 CHINA BANK – CARMEN Max Suniel, Cor. Yakal St. Cdoc 8583903/723091 CHINA BANK – DIVISORIA RN Abejuela St. Divosoria Cdoc 8575759/722641 CITY SAVINGS BANK TS Fashion Ave.Justo Ramonal Corner St.Cdoc 2316060/ 2316059 CHINATRUST Suite U&5 G/LGateway Tower Lapasan Lkk Cdoc 8521846/8521844 D’ASIAN HILLS BANK HW. Lapasan Cdoc | 8564201/ 8564201 D’ASIAN HILLS BANK Vamenta Carmen Sts. Cdoc | 8585366 DBP – CORRALES Corrales Ave., St. Cdoc | 8572087/722649 DBP – CAPISTRANO JR Borja Capistrano St. Cdoc 8567776/722819

PBCOM Tiano-HayesSt. Cdoc | 726519/8571558 PLANTERS DEVELOPMENT BANK

Tiano Bros St. Cdoc | 727083 /727082 PHILTRUST BANK Ramonal OsmeñaSt. CDO 8807234/2316694/2316695 PNB- CORRALES Corrales Avenue Cdoc | 729500 / 729723

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PNB- CARMEN Elipe Bldg.Carmen, Cdoc | 8583158/ 8584203 PNB- LKK LKK Lapasan, Cdoc | 8564347/722872 PNB CDO– DIVISORIA Tiano Bros.Cruz Taal St., Cdoc 722861 /722816 PNB CDO– LAPASAN LKK Center Lapasan, Cdoc | 8564732 / 723992 PNB CDO– COGON LKK Center Lapasan, Cdoc 8571991/ 723992 PHILIPPINE POSTAL SAVINGS BANK, INC. bels_domingo@yahoo.com.ph Rizal Chavez Cdoc 8572194/725438 PS BANK Velez Corner A. Mabini St., Cdoc 8574183/725184 PHILIPPINE VETERANS BANK Tiano-Abejuela St. Cdoc 722644/8573386 QUEEN CITY DEVELOPMENT BANK, INC. Sacred Heart Mont. Cm RectoAve., Cdoc 8562390 RCBC- VELEZ Velez-Borja St. Cdoc | 8564982/8568888 RCBC- COGON Simplex Bldg. Osmeña St. Cdoc 8562888/725863/8521329 RCBC- LAPASAN Cm. Recto Lapasan HW. Cdoc 8561888/722449 RCBC- LKK Gateway, Tower 1 LkkCenter, Cdoc 8563707/722449 RCBC SAVINGS- CARMEN Walingwaling St.,Carmen St. Cdoc 8585793/ 8586248 RCBC SAVINGS- VELEZ Velez St. Cdoc | 729083/8562460 RCBC SAVINGS- AGORA 8807891/8807892 RURAL BANK OF CABADBARAN, Inc.

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EAST WEST BANK #5 Juan Sia Bldg. Apolinar Velez St.Cdoc 8578801/720081

SECURITY BANK- VELEZ Velez Montalvan St., Cdoc | 728334/856632

EAST WEST BANK Cogon De Oro Constraction Bldg. LKK Drive 8500339/8500331

STERLING BANK OF ASIA Tiano Velez St. CDO | 8528171/8528168

ENTERPRISE BANK INC. Centro Mariano Bldg Osmeña St. Cdoc 723869/ 3093395 FIRST CONSOLIDATED BANK CM Recto Ave., Cor.Agudo Road Cdoc 8565360/2316678 LBP – CAPISTRANO Capsitrano St. Cdoc | 8565515/727678 LBP – VELEZ LunaVelez St. | 723549/8563198 LBP – PUERTO Puerto Cdoc | 8558858 MAYBANK JR Borja Tiano Cor. Bldg. Cdoc 8574439/726060 METRO BANK- DIVISORIA Pabayo Abejuela St. Divisoria Park, Cdoc 724783/8576999 METRO BANK- VELEZ A. Velez St. Cdoc | 8561724/726054 METRO BANK- JR BORJA JR Borja St. Cdoc | 8572999/724415

UCPB BANK- LAPASAN Osmeña Corner Lkk Drive, Cdoc 85771842/ 725135 UCPB BANK- VELEZ Velez Corner C. Pacana St. CDO 8564474/8564527 UCPB BANK SAVINGS-CAPISTRANO

Capistrano Corner CruzTaal St. CDO 8524099/722695

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6

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FRI-SAT|JANUARY 14-15, 2022

Newest sexy queen AJ Raval stars in Hugas F

A tale of a delivery driver and his sweethearts HOP on to the thrilling adventures of life and hitch a ride with Ringo and Samara as Siklo arrives on Vivamax this January 7.

A Vivamax Original Movie, Siklo is an upcoming sexy-actionthriller starring Vince Rillon and Christine Bermas. It’s the story of Ringo (Vince Rillon), a

delivery rider who falls into forbidden love with one of his customers, Samara (Christine Bermas). Samara is also a mistress of Pastor Boy (Joko Diaz), a religious group leader who uses his platform and followers for money laundering. Upon knowing about Ringo and Samara’s affair, Pastor Boy

Adapting education innovations

By MARY ROCHA E. GOLOSINO Teacher III

ARE traditional approaches to education still relevant in this era of the Fourth Industrial Revolution?

With the pace of change accelerating in the 21st century, a key requirement to thrive is lifelong learning and the ability to acquire new skills quickly.

It st ar t s w it h a recognition amongst all educators that the world is changing. To prepare people for the future, you need to design an education system that is forwardlooking and not backwardlooking. In today’s world of artificial intelligence, robotics and the Fourth Industrial Revolution, you have to prepare people for uncertainty and promote agility and adaptability.

This requires a reorientation all the way

f rom e arly chi ld ho o d e ducat ion to pr imar y education to university e d u c a t i o n . It m e a n s encouraging flexibility rather than specialization.

It requires training and retraining teachers as well as redesigning education systems and curricula.

Instead of learning to memorize facts and figures, students need to learn how to learn and solve problems. We need to completely reimagine e d u c at i o n . A n d t h e y must be allowed to learn independently. Changes are needed at every level. You have to infuse things like entrepreneurship into the curriculum because with the disruption that’s going on, many people are going to have to create their own jobs.

will try to ruin their lives by involving Ringo’s name in his illegal works and also tries to hurt Samara.

Ringo and Samara then ride Ringo’s motorcycle to escape and start life anew, without knowing that they also carried the money that Pastor Boy stole from his religious group. The haunt for the runaway lovers begins and even more intensifies when Pastor Boy’s father and the highest leader in their faux religion, Amang Pablo, meddles in the situation.

This film is Vince and Christine’s first lead role for Vivamax, and these new stars did not hold back to showcase their acting skills with their intense and action scenes. We will surely see more of these two as they star in other Vivamax Original Movies and other films with awardwinning directors. Vince and Christine recently DELIVERY/PAGE 7

OLLOWING the enormous success of “Taya”, Vivamax brings back the team up of director Roman Perez, Jr., hot actor Sean de Guzman and Viva’s newest queen of sexy movies, AJ Raval in “Hugas”. This romantic crime movie is set to stream on January 14, 2022.

AJ Raval plays Liezl, a girl from the province, who is thrust into a crime syndicate led by Boss Dencio (Jay Manalo). Liezl’s Uncle Boyong (Soliman Cruz) is the one who introduces her to the gang. Whatever the boss wants her to do, Liezl does well. But when she marries Al, Liezl already wants out of the syndicate.

Sean de Guzman plays Al, a clever hitman. It’s the reason why he was taken in by Boss Dencio.

The syndicate relies on him when they want people dead. Thanks to the syndicate, Al and Liezl met, but gratitude won’t make them stay.

Al wants to start a new life with his wife and the only thing to do is for them to run away.

Carrying a big bag of cash, the couple flees from the gang, and thus begins a series of mishaps. Boss Dencio will chase them to the ends of the earth to get the money back.

Aside from the action scenes, erotic moments between Liezl and Al are to be expected from “Hugas”. This is the third time that AJ and Sean have worked together. Before “Taya”, there was “Nerisa”.

Learning modalities in the new normal ANN N. MADERAL Teacher III Misamis Occidental National High School

AS the demand for online learning increases, DepEd underscores the need for various sectors to work together in providing Inter net s er v ices and connectivity to teachers who are the education sector’s very own frontliners amid the COVID-19 pandemic.

The demand for online learning is huge.

It is very important that Internet service providers, telecommunications companies, LGUs and DICT work together in the spirit of Bayanihan to provide Internet services and connectivity to teachers who are ready to learn and be capacitated to facilitate learning under these very trying times.

The desire to upskill ourselves and our

excitement over webinar sessions is testament of our resourcefulness and fortitude despite the lack of mobile coverage in our areas. The magnitude of teachers who have shown interest in learning ICTbased teaching is a testament of our commitment to learn new ways of teaching that will ensure the safety of our children.

Until formal classes start using blended/distance l e a r n i n g ap p r o a c h e s , teachers are exp ec ted to atte nd or i e nt at i on and training activities on the utilization of the distance learning delivery modalities, prepare instructional materials and plan the organization of classes in consideration of the learning delivery modalities to be employed.

Both have always been very vocal about how comfortable they are in doing delicate scenes, so their fans are guaranteed to enjoy another round –or rounds-- of steamy love scenes in this movie.

“Hugas” also stars Benj Manalo, Bob Jbeili, Cara Gonzales, and Joko Diaz.

To stream “Hugas”, go to web.vivamax.net or download the app and subscribe via Google Play Store, App Store, or Huawei App Gallery.

Watch all you can on Vivamax for only P149/month and P399 for 3 months for bigger savings. A 3-day access to Vivamax at a hot price of P29 is also available. And for only P499, you can get the new VIVAMAX PLUS. This special feature gives you a chance to stream your chosen movie one week in advance from its regular playdate!

For payment thru website, you may choose from EC Pay, 7 Eleven, All Day, All Day, Pay Mongo, GrabPay, GCash, or PayMaya. For payment thru app, you may choose from Globe, Smart, GCash, Paypal, Visa, or Mastercard.

For payment thru Ecommerce, you may choose from Lazada,

Shopee, Comworks, Clickstore, or Paymaya.

For payment thru authorized outlets, you may choose from Load Manna, Comworks, Cebuana Lhuillier, Palawan Express, and Load Central. VivaMax’s cable partners are SkyCable, Cable Link, Wesfardell Connect, Fiber, BCTVI, Cebu Cable, Zenergy HD, Cotabato Cable Television Network Corporation, and Concepcion Pay TV Network, Inc. “Hugas” is also streaming on Vivamax Middle East! To our dear fellow Pinoys in UAE, Saudi Arabia, Kuwait, Oman, Bahrain, and Qatar, watch all you can for only AED35/month.

In Europe, Vivamax can be streamed for only 8 GBP/month.

Vivamax is also available in Hong Kong, Japan, Malaysia, and Singapore, Indonesia, Thailand, South Korea, Taiwan, Brunei, Macao, Vietnam, Maldives, Australia, and New Zealand.

And just recently, Vivamax has been made available in the USA and Canada! Vivamax is not stopping to entertain more people across the globe!

Vivamax, atin ‘to!

GURO: Tulay Ng Bagong Kabataan MARY ANN C. YAMARO MT-I EL SALVADOR CITY CENTRAL SCHOOL DIVISION OF EL SALVADOR CITY

GURO, prop esyon na minsan hindi binibigyan ng halaga. Propesyon na minsa’y ipinagsasantabi na. Propesyon na minsan nakakalimutan ang ginagawang sakripisyo para sa iba.

Tu l a d n g i b a n g propersyon,kaming mga guro ay nag susumikap upang maging maunlad itong ating inang bayan. Minsan may pinagtatawanan ng iba dahil nga kahit anong gawin hindi naming kayang umunlad kagaya ng iba ginagawa parin ang lahat mabigyan l amang ng magad ang kinabukasan ang ating mga kabataan. Dugo’t pawis aming inaalay, kahit walang tulog aming kinakaya may matutunan lang itong mga batang hangad lamang ay magkaroon ng halaga.

GURO, propesyon na naging inspirasyon upang magsumikap at pangarap ay makamit. Propersyon na naging tulay ng kahit sino man upang mas magkaroon ng mas makabulohang bu h ay. Prop e s yon n a hindi yumayaman pero mayaman naman sa aral, pagmamahal ng aming mga

batang walang hinahangad kundi kunting pagmamahal sa kahit kanino man.

S a l a h at n g g u ro, binabati ko kayo.

Kayong mga nilalang na nagpapakahirap upang maabot ang mga pangarap ng ating mga kabataan.

Kayong mga nagpatulo ng pawis upang mabigyan liwanag ang madilim na pangarap ng ating mga kabataan. Tinululungang iukit mga pahina ng aklat ng napakasiglsng buhay.

Kayong nagsakripisyo sa araw at gabi para sa kinabukasan ng ating bansa.

Kayong nag papalakas upang maitayo ang tulay na daraanan ng bagong kabataan.

7

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FRI-SAT|JANUARY 14-15, 2022

Lampara Ministry gift-giving in Pagadian City THIS charity advocacy initiated by the the co founder Charles Anthony Clamohoy and with the owner of Mireya Scents of soul Ann Laride for their purpose "Doing business not just to have an income but to make an impact" as they are one of the major sponsors with the help of some other business owners of local brands.Nutri booster Phils.,Rara Beauty Salon,Jay'cel Ol'Shoppe, Mindanao Daily News ansd some of the good samaritans who are whole heartedly gave their support for this soul winning event.

One hundred twenty-two street children within the city recieved a snack packs with apples and oranges.

And also not only feeding the physical body of the children but feeding their soul.

And they will continue to do this advocacy to give light to other's lives in their simple way. With the initiative, compassion and kindness, we can give. That's already a big impact that we can share to anyone. As we ser ve God by helping others. Be the light that help others see. Be a Lampara.

Davao Light energizes its first fully digital substation, creates a stronger network security AboitizPower subsidiary Davao Light and Power Co., Inc. (Davao Light) continues to future-proof its distribution network by energizing its first fully digital substation located in the downtown area of Davao City on December 8, 2021.

The P. Reyes Substation uses software-defined networks (SDN), a type of

communication network that is more secure against cyber threats than traditional ethernet networks. Davao Light and fellow AboitizPower subsidiary Visayan Electric Company, Inc. developed this system in-house using commercially available technologies and are the first to use SDN in the country.

Davao Light Assistant Vice

President for Engineering Engr. Enriczar Tia said that the digitalization of substations boosts their efficiency and reliability. "The substation is now easier to monitor and faster to troubleshoot when problems are found. This helps reduce the frequency and duration of power interruptions and thus, is advantageous during this time when people are almost always at home for work and school."

Building a fully-digital substation focuses on converting analog values to

Easy-to-monitor substation.

Since the P. Reyes Substation is a fully digital substation, it is now easier to monitor and faster to troubleshoot when problems are found.

This helps reduce the frequency and duration of power interruptions.

digital values so they can be easily shared between devices in a substation. With this, there are unlimited ways to configure a substation to improve its performance, reliability, and monitoring, thereby improving overall service quality for the community.

"The difference between a conventional and a digital substation is like using a CRT TV where you can watch limited channels only, and now having a smart TV where

digital age. Through its digital transformation program, DigitaLeap, AboitizPower advances its vision to deliver world-class products and services to its stakeholders by ensuring that all its facilities operate at their maximum potential.

Davao Light looks forward to digitalizing other existing substations and building new digital and smarter facilities to provide stable and reliable power to the customers it serves.

Allianz PNB Life Customers to get free access to Allianz Healthbox Perks, including unlimited teleconsultation All Allianz PNB Life customers will receive for free the perks of Allianz Healthbox, an ecosystem that supports health and wellness by pooling all relevant health products and services in one place for easy and convenient access.

This includes free and unlimited 24/7 teleconsultation for 30 days via Healthbox partner, KonsultaMD. In addition, Allianz

Delivery... from page 6

Entrepreneur Glorecita Tan proudly shows off her two creations as included in the most recent edition of Artsada exhibit at Limketkai Mall in Cagayan de Oro City. photo supplied

you have unlimited choices of shows to watch," Tia added.

Aside from the digitalization of P. Reyes Substation, Davao Light also upgraded its capacity to 50MVA, ensuring an adequate supply of reliable power for a considerable number of customers in the city's downtown area, where many development projects are happening.

These initiatives are a part of AboitizPowers' efforts to adapt and innovate in the

shot a BL (B oys’ Love) movie directed by the multiawarded director, Brillante Mendoza and co-starring Paolo Gumabao. Sisid will soon be on Vivamax this 2022.

We also get to see hot and daring performances from Ayanna Misola of Pornstar 2 and artist-influencer Rob Guinto.

Produced by Viva Films, Siklo is directed by Roman Perez Jr., director of most t a l k e d - a b o u t Vi v a m a x Original Movies such as Taya, The Housemaid and House Tour. He also directed the 2019 erotic thriller movie, Adan.

Health customers or policyowners of Allianz Health plans such as Allianz Well, its P100M International Health Plan and Allianz eAZy Health, its Critical Illness plan will be offered better discounts and other perks such as free medicine delivery, free home service, and free expert medical opinion.

“This shows how Allianz PNB Life puts our customers at the center of what we do,” said President Alexander Grenz. “We want to move beyond just a payer of claims and more like a true partner in health. Allianz Healthbox is that program that allows our customers to get what they need for their health needs in a convenient way, giving extra value beyond just any form of claims.”

Typically, an insurance company is remembered only when a claim is made of them. What Allianz PNB Life aims to do with Healthbox is to be an ever-present service that increases the frequency of interactions between the company and its customers, giving more value than just during

periods of medical need, all available in one easy facility.

The services that Allianz Healthbox customers can avail of include the teleconsultation with KonsultaMD, medicines delivered for free from Generika, nutrient testing via Metametrics, and nutrigenetics testing via EasyDNA. “The Allianz Healthbox ecosystem will serve as a central platform for our customers to take care of their personal health and lifestyle. We will create more value for them by giving preferred access to excellent health-related services. A number of exciting and unique partnerships are already in place and more will be onboarded in the coming months for a more holistic customer experience,” added Grenz.

Allianz PNB Life prioritizes partners that are digital-first and offer remote or home services so that customers can continue to take care of their health in the comfort of their residences.

8

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FRI-SAT|JANUARY 14-15, 2022

Brillante Mendoza presents Palitan

IF you could have one more night of forbidden moments with that one person from your past, will you risk everything just to have that burning moment of pleasure you’ve been dreaming of?

Internationallyacclaimed director Brillante Mendoza tells us the story of four lost souls who connected through love, friendship, and lust.

PALITAN is an upcoming GL (Girls love), sexythriller movie premiering on Vivamax this December 10.

This is an explosive story about Jen (Cara Gonzales), an openly bisexual woman, and her partner James (Luis Hontiveros) who is battling some serious mental health issues.

Together they are a dysfunctional couple, but somehow they make things work. To free themselves from the boredom and stress from the pandemic, the couple decides to visit Jen’s hometown. There, in that almost idyllic setting, a monster from the past is aroused from its slumber the love of Jen’s life, Marie (Jela Cuenca), who is now marrying their friend, Al (Rash Flores).

Trying to reconnect, they reunite, which readily

turns into a wild and steamy night of foursome among Jen, James, Marie, and Al. Driven by passion and fueled by unspoken desires the night rages on consuming everything in its path.

More than the passionate lovemaking and sexy scenes, PALITAN also has its share of some profound realizations about life - from embracing one’s identity, learning how to ask for help while battling your demons, confronting your oppressors, and standing firm with your life choices.

PALITAN features four of the next breed of promising lead stars and hottest bunch of actors

today - Cara Gonzales, Luis Hontiveros, Jela Cuenca, and Rash Flores.

These four lead stars have proven that they are more than just their drop-dead gorgeous physique and perfectly chiseled faces - they have surprised everyone that beyond the looks lies the hooks that can handle heavy, and intense acting scenes.

This film is by Palanca award-winning screenwriter Honeylyn Joy Alipio. Alipio has been notable for having several internationallyacclaimed screenplays like Taklub, which received the Prize of the Ecumenical Jury award in the Cannes Film Festival in 2015, and

Republic of the Philippines Supreme Court of the Philippines REGIONAL TRIAL COURT 10th Judicial Region Branch 44 Initao, Misamis Oriental In Re: Petition for Cancellation of Decree No. 756857 and Reissuance of New Decree and for Issuance of OCT Pursuant to Re-Issued Decree of Lot No. 12241-Part

Miscl. Case No. 2021-1717 (Cadastral Case # 27, GLRO Cadastral Record No. 1592

Teresita Amparado herein Represented by RUBYLYN V. SOTTO,

Petitioner, versus Registry of Deeds of Misamis Oriental

Respondent.

X-------------------------/ ORDER

Before this court is a verified Petition for Cancellation of Decree No. 756857 and Reissuance of New Decree and for Issuance of OCT Pursuant to Re-Issued Decree over Lot No. 12241-PART, located in Kibaghot, Laguindingan, Misamis Oriental, described as follows: “A PARCEL of residential land known as Lot 12241-PART; bounded on the North by Lot 25; on the East by Lot No. 28; on the South by Lot No. 27; on the West by Provincial Road, containing an area of 737 square meters more or less situated in Kibaghot, Laguindingan, Misamis Oriental declared in the name of Teresita Amparado.

Finding the petition to be sufficient in form and substance, the same is set for INITIAL HEARING on March 24, 2022 at 8:30 o’clock in the morning at this court, sitting at the Hall of Justice, Initiao, Misamis Oriental. Persons interested in this petition are required to answer and appear before this court on the aforesaid date and make known their opposition thereto.

The Applicant is hereby directed at his expense to cause the publication of the Notice of Initial Hearing in the Official Gazette and once in a newspaper of general circulation in the Province of Misamis Oriental.

Further, the applicant is hereby directed to furnish copy of the application and its annexes to the Solicitor General and the Administrator of Land Registration Authority. Lastly, let copies of this Order be furnished to the concerned office of the Department of Environment and Natural Resources (DENR) of this province.

So ordered.

August 10, 2021, Initao, Misamis Oriental.

ARTHUR L. ABUNDIENTE Acting Presiding Judge

Mindanao, which received two awards in the 41st Cairo International Film Festival.

It has been a long time wish of Mendoza and Viva Communications Incorporated chairman and CEO, Vic Del Rosario

to join forces for a film, and PALITAN is just one of the many projects lined up for this formidable and exciting collaboration.

Mendoza even expressed his and Boss Vic’s excitement in creating films together. In one of his interviews Mendoza shares this vignette, “Whenever I see Boss Vic abroad, sa mga festival, sabi niya, “Kailan tayo gagawa?”… sabi ko malapit na Boss, malapit na.” (“Whenever I see Boss Vic abroad, in festivals, he’d say, “when will we make movies?”… I’d say soon, Boss, soon.”

And now, finally we can truly say the heat will SOON be on. Watch as four people play the games people play when they are consumed by passion in this tricky affair as PALITAN premieres on

Vivamax this December 10, 2021.

Go to web.vivamax.net or download the app and subscribe via Google Play Store, Huawei App Gallery and App Store.

Watch all you can on Vivamax for only P149/ month and P399 for 3 months for bigger savings.

For payment thru website, you may choose from EC Pay, 7 Eleven, All Day, All Day, Pay Mongo, GrabPay, GCash, or PayMaya. For payment thru app, you may choose from Globe, Smart, GCash, Paypal, Visa, or Mastercard. For payment thru E-commerce, you may choose from Lazada, Shopee, Comworks, Clickstore, or Paymaya.

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GURO: Buhay na Bayaning Tulay sa Pagbabago GINA C. MAŇA DIVISION OF EL SALVADOR CITY

Bayani. Ang karamihan ay nagsusuot ng kapa, may natatanging kapangyarihan, m ay an g k i n g l a k a s n a katumbas nga pinag-ipong lakas nga sangkatauhan, tagapagligtas, tagapagsagip, tagapagtangggol.

B ay an i. Is ang t aong iniaalay ang kanyang buhay para sa pag-unlad at pagababago ng buhay ng tao at sa bayan. Sila ay kinikilala ng ating bayan at inaalala tuwing buwan ng Agosto. Sila’y nakipaglaban, at ibinuwis ang kani-kanilang buhay para makamtan ang kalayaan ng ating bansa.

Kabilang rito sina Jose Rizal, Apolinario Mabini at iba pang nakipaghimagsikan sa panahon ng pananakop sa ating bayan.

Karamihan sa kinikilala nating mga bayani sa panahon ngayon ay yumao na. Ngunit kailangan pa ba nating mamatay para mabilang sa mga taong tinatawag nating bayani? Kung ikaw ay gumagawa ng mabuti at nagaalay ng iyong buhay para sa ikabubuti ng sangkatauhan sa kasalukuyan at sa darating na mga salinhali, ikaw ay maituturing na bayani, buhay na bayani.

Sino nga ba ang pinaka mai nam na ha l i mb aw a nang bayaning buhay? Sila ay mahusay dumisiplina, tagapangtanggol ng mga mag-aaral, magalang at may pananampalataya sa Diyos, maayos sa pananamit, kilos at gamit. Tumatayong ikalawang magulang, nagmumulat sa mga matang nakapikit at nagbubukas ng isipan tungo sa bagong kaalaman.

Hindi inaalintana ang pagod sa pagtayo maghapon sa pagtuturo, tinittis magpuyat sa paggawa ng mga banghay aralin at kagamitang panturo, at kahit na pagod at puyat sisikaping bumangon ng maaga para makapasok

sa eskwela. Sabi nila, ang tunay na mga bayani ay hindi nagsusuot na kapa, sila ay nagtuturo. Sa pahayag ni Bob Ong, ang pagtuturo ang pinaka sagradong propesyon.

Sino pa nga ba ang mga mamayang nagtuturo? Sila’y walang iba kundi ang ating mahal na mga guro. Ayun sa kanya, ito’y maituturong na sagrado dahil ilang taon matapos matuto maglakad ang bata, ipinapasok na ito sa eskwelahan at iniiwan sa pangangalaga ng guro.

Sila’y tumatayong ikalawang magulang sa mga batang hindi na man nila kadugo.

Sila’y minamahal, inaaruga at tinutulungang makamit ang mga mithiin upang maging isang kapakipakinabang na mamayan sa lipunan.

Si Titser, Maestra, Mam at Sir ang ating mga buhay na bayani na patuloy na kikibaka mu l a Lu n e s h a n g g a n g Biyernes para sa magandang kinabukasan ng mga kabataan. Maituturing nating buhay na bayaning tulay sa pagbabago ang mga guro, sapagkat sa guro nakasalalay ang kinabukasan at pangarap ng mga batang ipinagkatiwala ng kanilang mga magulang.

Sila ay nagsisislbing tulay sa pagbabago ng lipunan. Sila ay nag-uugnay sa kasalukuyang pagsisikap ng mga magaaral patungo sa maayos at positibong pagbabago sa kalidad ng buhay sa darating pang panahon. Sa guro nakasalalay kung ilan sa mga tinuturuan niya ang magiging doktor, engineer, scientist, tycoon, lawyer, leaders at marami pang iba na tutulong sa ikabubuti ng kalidad ng pamumuhay s a hina harap. Si l a ang mga catalyst of change.

Sila ang namumuhunan sa kinabukasan ng mga kabataan. Nagtuturo sila upang maging makabuluhan ang buhay. Sila ay pumapasok

araw-araw dahil naniniwal silang ang kabataan ang pag-asa ng bayan. Ang bawat salitang lumalabas sa kanilang mga bibig ay nagpapabago sa takbo ng buhay ng mag-aaral dahil taglay nila ang mga salitang makatutulong upang maging matiwasay ang buhay sa h i n a h a r ap. A n g b aw at tinuturo ng mga guro ay hindi dapat ibinabalewala, kundi dapat pagyamanin dahil makapangyarihan ang bawat paksang tinatalakay at maaaring makapagpabago ng buhay, pamilya at lipunan.

Hindi lamang sa Oktubre 5, kung saan ipinagdiriwang ang araw ng mga guro dapat na pasalamatan sila, kundi a r aw - a r aw d a h i l s i l a’y may importanteng papel sa talambuhay ng bawat kabataan. Sila ang unang nagmulat sa mga inosenting isipan, nagpamulat sa bayang may kaalaman, kabayanihan at kakayahan.

Mga kabataan, huwag nating sayangin ang mga leksyon na turo ni Mam at Sir. Ukitin natin ito sa ating isipan at damdamin. Hindi lang tayo ang pag-asa ng bayan, kundi sila rin. Tayo’y magpasalamat sa Poong Maykapal dahil may mga bayaning buhay na patuloy na gumagabay at tumutulay sa ating mga mithiin sa buhay, mga bayaning buhay na handing magsakripisyo para ang kinabukasang may pag-asa at liwanag, buhay na bayani na tutulay sa inyong pangarap na tagumpay.

9

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Lacson says rescuing KFR victims driven by empathy towards parents Partido Reporma chairman and standardbearer Panfilo ‘Ping’ Lacson said he empathized with the parents of kidnapfor-ransom (KFR) victims that’s why he was always willing to lay down his life back during his policeman days whenever he would lead a rescue operation for an abducted child.

In a recent Facebook post, Lacson said this was what he felt when he rescued Emman, the son of Edward and Elsie Lee, who are related to the influential Gaisano family of Cebu. The senator would meet the child he once saved 32 years later when Partido Reporma visited Dumaguete City last year.

“Bakit ko binubuwis ang buhay ko para sa ibang tao? Kasi magulang din ako. At alam kong masakit para sa isang magulang ang mawalan ng anak, lalo na kung dahil pa sa kriminalidad (Why am I sacrificing my life for others? Because I am also a parent. And I know how painful it is for a parent to lose a child, especially on criminality),” wrote Lacson.

“Five years old pa lang si Emman dito sa litratong ito na kinuha pagkatapos namin siya maligtas mula sa mga kidnappers.

(Emman was only five years old here when we rescued him from his kidnappers),” he added in a throwback post last week with a photo of him and the young Emman.

In a speech delivered on December 11 when he met with members of the business community in Dumaguete City,

DIRECTORY

Lacson said the moment he crossed paths with Emman and his family would always return to his memory whenever he would visit Cebu City.

Then a lieutenantcolonel, Lacson recalled his stint as commander of the Cebu Metrodiscom (Metropolitan District Command) under the defunct Philippine Constabulary, the forerunner of the Philippine National Police, where he would serve for 28 months from 1989 to 1992.

“One day after I took over, a kidnap-forransom case happened.

It involved a very young man. Ang sabi ko sa (I said in) Cebu, 9 years old.

Kanina (Earlier) when I saw him, sabi ko (I told him) ‘you must be 41 years old now.’ Sabi niya (He said), ‘No, I’m only 37.’

'Yun pala (Turned out, he was only), 5 years old lang siya (then). You know, and he is here right now, si Emman Lee,” he narrated.

The three-term senator remembered carrying the boy himself to their

house in Guadalupe, Cebu City after his team of 40 Metrodiscom operatives saved the boy from his captors. “I wrapped him in a bed sheet, ‘di ba (right), Emman?” Lacson said.

“And then after that, one of the Gaisano tycoons—sabihin na nating (let’s just say) tycoons, tycoon naman talaga kayo, ano (because you really are tycoons)—approached me and whispered to me: ‘You know colonel, we have something for you as a reward.’ Parang reward money ba. (It was some sort of reward money) ‘For the rescue of Emman.’”

But given his lifelong “no-take” policy, Lacson was in a quandary. He was told that according to Chinese tradition, when a person is hit with bad luck and that person has a “9” on his birthday, the family had to shell out money, otherwise more bad luck would come to them.

Emman’s father was 39 at the time.

“I don’t know if it is true, but it is their tradition according to them, and they even used

Eddie Gaisano to talk to me privately,” added Lacson, trying to find a way to politely decline the reward offer without breaking the tradition of the family.

He recalled Gaisano saying: “Colonel, if you don’t accept the reward money, baka ikaw pa masisi ‘pag (you might get blamed if ) more bad luck would come into the lives of the Lee family.”

Chinese-Filipino families are known to strictly follow their traditions.

“OK, I was scratching my head and I told them, I told Eddie Gaisano, ‘OK, ganito na lang, para maka-comply sila, and para maka-comply din ako sa aking advocacy, sabi ko (why don’t we just make a deal so you can comply with your tradition and I can comply with my advocacy), let’s give each and every (Metrodiscom) operative one peso.’”

“So, ‘di ba, (I believe) you donated 40 pesos to the Metrodiscom operatives who participated in the rescue LACSON/PAGE 11

Commitment of Grade 6 Parents in the Implementation of Modular Distance Learning Modality During the Covid-19 Pandemic By: MARITES O. LAGAMON Teacher-III Bongbongon Elementary School

Parents- in general sense became the so-called “para teachers” in this time of pandemic. More so, they are the ones who provide and manage their children’s learning at home. They are expected to guide children to learn from home and replace the role of teachers at school; hence the term para teachers. Parents must make an agreement and implement the necessary arrangement with their children’s time related to studies, answer activities on modules, play, and other creative activities during this covid-19 pandemic. This simply means that children who spend more time at home are most likely to spend more time with the family.

At present, there are challenges encountered by t h e p a re nt s i n t h e implementation of modular distance learning modality.

To name a few, this includes di f f i c u lt i es i n g row i ng interest, motivation to teach the child, and limited time to accompany the child to learn because they have to work. Still they were able to continually go to school and observe the schedule on the distribution and retrieval of modules.

Thus, this is one of the manifestation of their c o m m i t m e nt f o r t h e i r children’s studies.

As teachers, motivating parents to keep doing their utmost effort in increasing their responsibility and p ar t i c ip at i on for t h e i r

ch i l d re n’s e du c at i on is perhaps one of the best encouragement and support we can give to them.

However, few of the parents were not able to come to school on time due to inevitable circumstances yet they were still able to keep up especially with the Grade 6 parents. They found the time and make themselves available to go to school for the said distribution and

retrieval of modules.

Most importantly, the commitment of Grade 6 parents in modular learning modality is essential to the sustainability of their children’s education. Key takeaway is how parental commitment made an impact in terms of support given to school children to ensure the continuity and achievements of Modular Distance Learning Modality.

A PUBLIC SERVICE BY:

10

Poverty... from page 1

poverty incidence for the same period was estimated at 11.6 percent which is equivalent to around 22.6 thousand poor families. Meanwhile, foodpoor families were estimated at 3.3 percent or about 6.4 thousand families who cannot afford even their basic food needs," the report said.

PSA referred to the subsistence incidence as "the proportion of poor individuals in the city whose income is not enough to meet DEED OF EXTRAJUDICIAL SETTLEMENT WITH SPECIAL POWER OF ATTORNEY KNOW ALL MEN BY THESE PRESENTS:

That the late BASILIZA B. ANDO, who died sometime on April 23, 2014 at Mantibungo, Manolo Fortich, Bukidnon without any will; that the said deceased at the time of her death, left a certain parcel of land with Transfer Certificate of Title No. AT-3979 situated at Mantibugao, Manolo Fortich, Bukidnon, containing an area of SEVENTEEN THOUSAND SIX HUNDRED TWO (17, 602) square meters, more or less, and has been the subject of an DEED OF EXTRAJUDICIAL SETTLEMENT WITH SPECIAL POWER OF ATTORNEY, filed by the heirs of BASILIZA B. ANDO, per DOC #1601; PAGE #21; BOOK #IV; Series of 2020 under the Notarial Registry of ATTY. JERSON S. LEYSON. BWM: January 14, 21 & 28, 2022

EXTRAJUDICIAL SETTLEMENT OF ESTATE OF THE LATE JOHNIE YU DE VERA KNOW ALL MEN BY THESE PRESENTS:

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even the basic food needs," Across the region, the PSA – Northern Mindanao (PSA10) logged a 33.8-percent poverty incidence among the poor population whose income is below the monthly poverty threshold of PHP11,920 for a family of five.

The percentage would translate to around 1.72 million people in the region, whose income is not sufficient to meet their basic food and non-food needs.

Subsistence incidence regionwide, meanwhile, was at 15 percent, or around 762,000 p e ople w it h a PHP8,305 food threshold for the same family size.

Poverty alleviation O n Ja n u a r y 4 , t h e Department of Agriculture-10 signed the memorandum of understanding (MOU) in support of the Enhanced Partnership Against Hunger and Poverty (EPAHP) in the region.

The signing forms part of the MOU made by other different national government agencies in the region, held on December 7 last year.

The collaborative efforts of the EPAHP partners are eyed to strengthen the synergy and convergence among collaborators, in engaging the urban and rural communities to enhance social capital and optimize the economic SETTLEMENT OF ESTATE OF THE LATE JOHNIE YU DE VERA KNOW ALL MEN BY THESE PRESENTS:

That the late JOHNIE YU DE VERA, who died on June 21, 2020 at Cagayan de Oro City; died intestate, without Will or Testament, and without any outstanding debts in favor of an person or entity; at the time of his death left a certain parcel of land with Transfer Certificate of Title No. T-118756 situated at Lapasan, Cagayan de Oro City, containing an area of ONE THOUSAND ONE HUNDRED FORTY EIGHT (1,148) SQUARE METERS, more or less, and has been the subject of an SETTLEMENT OF ESTATE OF THE LATE JOHNIE YU DE VERA, FURTHER we hereby state, confirm and affirm the donation made by the decedent to his brother, HENRY DE VERA of a parcel of land (Lot 12-5-1, Psd-10-028338) containing an area of ONE HUNDRED FORTY NINE (149) SQUARE METERS, more or less and covered by TCT No. T-128423 and Tax Declaration No. G-006844, the Tax Declaration still being under the name of JOHNIE YU DE VERA and currently being processed. The same having been gratuitously given by the decedent prior to his death, we hereby declare that the said property is not part of his estate and that we do not have any claims of ownership over the same; filed by the heirs of JOHNIE YU DE VERA, per DOC #45; PAGE #10; BOOK #II; Series of 2021, under the Notarial Registry of ATTY. JEWELLA O. TIU.

That the late JOHNIE YU DE VERA, who died on June 21, 2020 at Cagayan de Oro City; died intestate, without Will or Testament, and without any outstanding debts in favor of an person or entity; at the time of his death left a certain parcel of land with Transfer Certificate of Title No. T-36966 situated at Carmen, Cagayan de Oro City, containing an area of FOUR THOUSAND TWO HUNDRED (4,200) SQUARE METERS, more or less, and has been the subject of an SETTLEMENT OF ESTATE OF THE LATE JOHNIE YU DE VERA, FURTHER we hereby state, confirm and affirm the donation made by the decedent to his brother, HENRY DE VERA of a parcel of land (Lot 12-5-1, Psd-10-028338) containing an area of ONE HUNDRED FORTY NINE (149) SQUARE METERS, more or less and covered by TCT No. T-128423 and Tax Declaration No. G-006884, the Tax Declaration still being under the name of JOHNIE YU DE VERA and currently being processed. The same having been gratuitously given by the decedent prior to his death, we hereby declare that the said property is not part of his estate and that we do not have any claims of ownership over the same; filed by the heirs of JOHNIE YU DE VERA, per DOC #45; PAGE #10; BOOK #II; Series of 2021, under the Notarial Registry of ATTY. JEWELLA O. TIU.

BWM: January 14, 21 & 28, 2022

BWM: January 14, 21 & 28, 2022

resource base through feeding programs, food production, livelihood programs, and essential support services.

As committed by the DA-10. the agency shall provide agro-fishery inputs and services, and extend the capacity building and organizational strengthening assistance.

It will also aid in pooling resources for the production, processing, and postharvest facilities of agricultural produce, and facilitate access to credit from microfinance and other credit institutions to farmers and fisherfolk, a n d c o m mu n i t y - b a s e d organizations. (PNA)

Casino... from page 1

empowers it to centralize gambling, citing the case b e t w e e n t h e n C a g ay a n de Oro city mayor Pablo Ma g t aj a s v e r s u s P r y c e Properties and PAGCOR, recorded as G.R. 111097 by the Supreme Court in 1994.

In a memorandum issued from the President’s office in 1996 that only the national government has t he p owe r to issu e licenses or permits for the op e rat ion of g ambl ing , Seno said.

Board Member Dexter Yas ay, w ho is a for me r mayor of Opol, said that while the issuing entity for the franchise of the casino is PAGCOR , the power to issue a business permit belongs to the local government.

I don’t think PAGCOR would violate the autonomy EXTRAJUDICIAL SETTLEMENT OF ESTATE AMONG HEIRS KNOW ALL MEN BY THESE PRESENTS:

That the late ROLANDO NERI, who died on November 3, 1985 at Cagayan de Oro city and TEOFISTA S. NERI, who died on May 25, 1999 at Cagayan de Oro city, without a will and a debt; that during the lifetime of SPS. ROLANDO NERI and TEOFISTA S. NERI, they acquired real properties with Tax Declaration No. 0810001604943 situated at Dumaril, Balingasag, Misamis Oriental, containing an area of 1.5401 hectares, more or less, 2. Transfer Certificate of Title No. 5718 situated at Lanise, Claveria, Misamis Oriental, containing an area of TWO HUNDRED TWENTY SEVEN THOUSAND FIVE HUNDRED AND FIFTY SIX (227,556) Square Meters, more or less, and has been the subject of an EXTRAJUDICIAL SETTLEMENT OF ESTATE AMONG HEIRS, filed by the heirs of ROLANDO NERI and TEOFISTA S. NERI per DOC #347; PAGE #70; BOOK #93; Series of 2020 under the Notarial Registry of ATTY. RENE ARTEMIO T. PACANA. BWM: January 14, 21 & 28, 2022

of the LGU in securing other requirements, Yasay said, adding that businesses w a nt i n g t o o p e r at e i n an area must secure the pertinent permits the local gover nments, b as e d on provisions from the Local Government Code.

Board Member Wayne Militante said there is a distinction between the m ay or’s p e r m it , w h i c h the local government may issue, and the license to operate a casino, which PAGCOR has the power to give.

To dispel any sp e c u l at i ons , Mi l it ante said Seno should address the issue of the mayor’s permit.

They must be compliant with the laws. That’s all we’re asking, he added.

D u r i ng t he he ar i ng , Cabaluna told the legislators that they were able to obtain the mayor’s permit for the Grand Imperial General Santos City branch.

For his part, Sabal said t h at i f Gr an d Imp e r i a l has taken the time out to request for a mayors permit in General Santos, then there’s no reason that they could not do the same in Opol.

A second hearing on the issue is set by the provincial board sometime next week, and Sabal said, “we have a s k e d t h e m t o pre s e nt do c uments, and I hop e they can comply with that.”

Pelaez said they will also invite the provincial office of the Department of the Interior of Local Government, as well as the Grand Imperial officials who are based in Manila.

Hike... from page 1

EXTRA-JUDICIAL SETTLEMENT OF ESTATE WITH DEED OF ABSOLUTE SALE

demand during the Christmas season.

Madriaga clarified the increase was only temporary and that the DA-10 is seeing decreased prices of the product in public markets in the city at an average of P200 per kilo.

As of Tuesday, the NPQSD reported having inspected 500 metric tons of bulb onions at the Mindanao Container Te r m i n a l i n Tagol o an , Misamis Oriental, ready for release along with 52 containers of bulb onion from Davao.

L ast week, Manuel Barradas, regional manager of the BPI-10, said in an interview this batch of onions arrived on January 3.

"As per inward cargo manifest, there was an arrival of 20 containers of red onions from India and the Netherlands estimated 500 metric tons on Jan. 3," he said.

Barradas said last week that with the arrival of onion imports, market prices of the produce were expected to go down based on the law of supply and demand.

DA-10 executive director Carlene Collado earlier said the containers were supposed to arrive between December 15 and 21 but was delayed due to an apparent difficulty in booking container vans that would carry them.

"The prices of red onion have started to increase starting December 23, 2021, from P170-280 per kilogram, to P300-350 per kilogram with less supply in the market due to the non-arrival of imported onions," he said.

At a market stall in this city's central market, the Cogon Market, a kilogram

KNOW ALL MEN BY THESE PRESENTS:

EXTRA-JUDICIAL SETTLEMENT AMONG HEIRS

That the late FEDERICO GOMEZ VALMORIDA and CONSOLACION SERNA VALMORIDA who died on May 19, 1991 and May 17, 2002, that at the time of their death, the late spouses are co-owners of certain real property with Transfer Certificate of Title No. T-28493 situated in Carmen, Cagayan de Oro City, containing an area of THREE HUNDRED (300) Square meters, and has been the subject of an EXTRA-JUDICIAL SETTLEMENT OF ESTATE WITH DEED OF ABSOLUTE SALE, filed by the heirs of FEDERICO GOMEZ VALMORIDAD and CONSOLACION SERNA VALMORIDA, in favor of EDSIEL I. TASIC and EVELYN V. TAYROS, per DOC #434; PAGE #87; BOOK #152;Series of 2021 under the Notarial Registry of ATTY. EDITH ABUT DOCDOCIL.

KNOW ALL MEN BY THESE PRESENTS:

BWM: January 14, 21 & 28, 2022

BWM: January 14, 21 & 28, 2022

That the late TEODORO LUGMAY, who died on February 29, 2012 at Barangay Dahilayan, Manolo Fortich, Bukidnon, that the deceased died without leaving any will or debts, that the time of his death, he left the Following property with Original Certificate of Title No. P-6476 and Tax Declaration No. 15-004-00140 situated at Barrio Dahilayan, Manolo Fortich, Bukidnon, containing an area of EIGHT HUNDRED AND FIFTY (850) sq.m., and has been the subject of an EXTRA-JUDICIAL SETTLEMENT AMONG HEIRS, filed by the heirs of TEODORO LUGMAY, per DOC #277; PAGE #56; BOOK #51; Series of 2021 under the Notarial Registry of ATTY. EDGARDO Y. RAAGAS.

of local onions costs P350 to P380, while imported onions cost P280 per kilo, and P80 per kilo for white onions.

In Iligan City, the average per kilogram price of red onions was at P350 as well.

In some parts of Bukidnon, the agriculture center of Mindanao, the prices soared at P450 a kilo. (PNA)

Booster... from page 3

authorities ways to sustain vital air transport services for essential travels, repatriation of overseas Filipinos and delivery of urgent goods including lifesaving vaccines,” he said in a statement.

“We are one with the position of the Philippine air transport sector on plans to modify quarantine protocols, based on latest science and in line with international practices, that allow the air sector to maintain these vital services, alleviate any inconvenience for travelers (esp ecially OFWs) and continue to safeguard our personnel and our customers," he added.

Palitan... from page 8

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Vivamax, atin ‘to!

ERRATUM In connection with the publication of AFFIDAVIT OF SOLE ADJUDICATION, late WILSON T. VILLAMALA, published December 15, 22 & 29, 2021 the correct should be Plate No.: AAI3614 OUR APOLOGY BWM: January 14, 2022

11

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Lacson... from page 9

operation? But hindi rin makatulog sina Elsie, sabi naman: ‘Baka pwede kami mag-donate ng radio, not to you, but to the office.’ Sabi ko: ‘Pag ganyan OK lang,’” Lacson added.

(But Elsie still could not sleep. She said: ‘Maybe we can donate radio, not to you, but to the office.’ And I said: ‘If that’s the case, that’s OK.’) The Partido Reporma presidential candidate then turned to the screen and was amused to see a photograph of his younger self seated beside Emman at the Lee residence, just after the rescue, which he uploaded on his official Facebook page last January 6.

Lacson is running in the 2022 elections on a platform of eradicating corruption and crime and fixing the government for the lasting benefit of Filipinos. He visited Dumaguete City with running mate Senate President Vicente “Tito” Sotto and Partido Reporma senatorial bets Dr. Minguita Padilla and General Guillermo Eleazar for the party’s “Online Kumustahan” dialogue series last December.

Change... from page 4

Based on the study of the UN-FAO, the rural people are the primary victims of the ongoing protracted war/ armed conflict and of climate change.

Despite these painful EXTRAJUDICIAL SETTLEMENT OF ESTATE OF DECEASED PERSON KNOW ALL MEN BY THESE PRESENTS:

That the late ROSA PACALDO CANO-OS, on December 9, 2020, at Tipanoy, Iligan City, died single and intestate leaving a claim of deposits and other benefits at LANDBANK, Iligan City; that the time of the death of the above named decedent, she left no known debt, whatsoever, and this instrument does not involved real properties as none was left by the above named decedent at the time of her death, and has been the subject of an EXTRAJUDICIAL SETTLEMENT OF ESTATE OF DECEASED PERSON, filed by the heirs of ROSA PACALDO CANO-OS, per DOC #225; PAGE #45; BOOK #40; Series of 2021 under the Notarial Registry of ATTY. ROWELL E. VALLEDOR. BWM: January 7, 14 & 21, 2022

EXTRAJUDICIAL SETTELEMENT BETWEEN HEIRS (MOTOR VEHICLE) KN O W A LL MEN BY THESE PRESENTS:

That the late ISIDRO G. DADULAS, who died on __________________ at________________; that the said deceased died intestate without leaving any known debt which has remained unpaid or unsettled up to the present, and all the obligations incurred during his death were all paid and/or settled; that the said deceased at the time of his death, left a one (1) MOTOR VEHICLE more particularly described as follows, to wit; make: CHEVROLET SAIL, Type: SEDAN; Model No.: 2018; Plate No.:, Serial No.: LSGHD52H4JD078304; Engine No.: L2B*173464174*, Color: SILVER METALLIC; C.R No.: 100100000340935, and has been the subject of an EXTRAJUDICIAL SETTELEMENT BETWEEN HEIRS (MOTOR VEHICLE), filed by the heirs of ISIDRO G. DADULAS, per DOC #71; PAGE #15; BOOK #CLIV; Series of 2021 under the Notarial Registry of ATTY. JORGE S. MAGDAONG, JR. BWM: Dec. 31, Jan. 7 & 14, 2022

realities, all focus is now on the “big circus” called Philippine elections that saw politicians doing gimmicks of opening-up the “floodgates” of their fund reservoir to finance campaign shows that would include movie stars and assembling their political machineries for massive propaganda and vote-buying. Such outpouring of funds is easily recovered once they are back in power.

We must now discard all illusions that such exercise of our right of suffrage will make a difference in effecting the much needed social transformation. Let us not be deceived by the gospel of information and disinformation as elections in this country are just seeing the outpourings of illusions through body languages and rhetorical style, centered on personalities and never on platforms on social transformation.

It is only by harnessing the collective power of the people that social change can be had. But first the people must be well-informed and conscienticized. But how? Many journalists for telling the truth have already been killed or charged in court or license to operate cancelled as in the case of the ABS-CBN. Indeed, VERITAS LIBERABIT VOS (The Truth shall set us free}.

Be that as it may, we must now all wake-up and be conscienticized knowing that the few oligarchs running the country will leave no stone unturned to continue their massive raking through the massive control of the economy. Indeed, economic power begets political power – thus, these oligarchs are the ones financing these candidates by the hundreds of millions, if not billions of pesos. These candidates are pretending to be poor yet they appear on TV many times over every now and then, highly financed by these oligarchs.

Let notice be served to one and all that “in a Republican and Democratic State, power lies with the people and all governmental powers emanate from them.” Let us now exercise that power to effect social transformation and to re-structure a highly skewed and pyramidal societal order! Indeed, only through people empowerment can social transformation be had because THE PEOPLE UNITED, CAN NEVER BE DEFEATED even by powerful oligarchs who have dried-

up our resources at the expense of the people and the environment. PAKI TANONG PO SI SENATOR VILLAR BAKIT NIYA PINASA ANG RICE TARIFFICATION L AW T HAT HAS EMPOVERISHED SOME FIVE MILLIION RICE FARMERs? In fact, many have committed suicide dahil baon na sa utang. AH, DAHIL BA SIYA AY ISANG OLIGARCH DIN? SAMBAYANANG PILIPINO, HOY GISING!

Hurst... from page 4

broken the door open!” The mother shook her head and said: “My dear, since the day you left, that door has always been open.”

Remember, it does not matter what wrong things w e h av e d on e or h ow badly we have lived, our heavenly Father’s door is always open—for us to come home. Even though we have rebelled against Him and chosen not to live His way, the moment you decide to ask His forgiveness, Jesus will forgive and accept you just the way you are. That is when He can help you start a new life—but this time daily living His right, true way in a loving relationship with Him. Today He wants you to know He’s waiting… and His door is still open.

Just think a minute.

Star...

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not established. To get to the deeper layer of the reason, my former boss will always tell us to ask Why 5 times.

Only then can we identify the real purpose. However, very seldom was this done.

Oftentimes, we served the superficial purpose of the things we do. Thus, the wrong action steps, weak execution, and low commitment level.

Our North Star should not only be clear. It should be very compelling. It should be strong enough to push us to our limits and not give up easily because we know that there will always be challenges and obstacles along the way.

Some can be manageable while some may be extra tough. There will be times when it may appear that the best action to do is to stop and quit. So if our WHY is not compelling enough, giving up or quitting is going to be easy. As you may have also experienced, I encountered too many riders during this pandemic. They come rain or shine. On a few occasions, they will brave heavy rains

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and poor road visibility just to deliver our orders. They don’t waste time so they can take and deliver more orders. More orders/deliveries mean more take-home pay for the family.

One rider even intimated that he has to finish all his deliveries before 6 pm because the money he will bring home will buy them their dinner.

If that is not compelling a reason, then I don’t what is. How compelling is your Northstar? Does it keep you awake at night? Does it make you excited to get out of bed every morning? Does it keep you going when the going gets tough? If they don’t, then you may need to revisit your purpose. It may not really be your North Star.

With all the uncertainties and uncontrollable things around us, the only thing we should be certain of and have control of is our purpose, our North Star. No one can dictate this to us. It is something deep-seated and personal. It’s been only a few days since we started the new year. Still is the best time to either revisit or find our true North Star.

It might be the missing link to making 2022 our best year ever!

repopulation.

The agency’s concerned divisions: Field Operations, R e g u l a t o r y, a n d t h e Integrated L aboratories will be at the forefront of the agency's Swine Sentinel Program as a preliminary step for Swine Repopulation in ASF-hit areas.

To discuss salient steps of the DA Swine Sentinel Program, a Coordination Meeting with the LGUs is slated for January 11, 2022.

"We are currently taking major steps towards ASF recovery in the region. In hindsight, the success of this endeavor greatly hinges on the performance of our respective and collective duties. Hence, I am expecting everyone to keep their best fo ot for ward" Dire c tor Collado addressed the DA10 ASF Task Force.

The DA-10 ASF Recovery Program is undertaken in light of the DA Administrative Order No. 6 Series of 2021, known as the Guidelines on the Implementation of the Rehabilitation and Repopulation Assistance Program for ASF-affected and non-ASF Affected Areas.

(DA-10/PIA-10)

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Projects...

Tourism Management Plan was enacted in partnership with the Local Government of Mahinog to improve the island’s water and power source development, docking and mooring zones, lifeguard, and emergency response stations.

Such is also created to acknowledge the island as one of the major tourist attractions in the region.

As recorded, 5,892 tourists have been received by the island since the reopening.

(RLT/PIA-10/Camiguin)

Rehab... from page 2

s ampl e s w i l l b e te ste d by the agency’s Regional Animal Disease Diagnostic Laboratory (RADDL).

The sentinel hogs will be distributed to the raisers only if their location tested negative for ASF swabbing.

Within 40 days into the S entinel Program without any recorded ASF outbreak, the ASF-infested area may be released from quarantine, declared ASFfree, and cleared for swine

Aid...

have been devastated by unpleasant disasters like typhoon Odette]," said BIR Revenue Region (RR)16 Director Emir Abutazil who witnessed the distribution.

Abutazil said the RR16 received financial assistance from the BIR Makati which were divided among the three RDOs. For Iligan City, Abutazil said Esmail provided some augmentation funds to buy rice and grocery items for the affected families.

Rohaima Panandigan of Barangay Mandulog thanked the RDO 101 for the support extended to them.

She said the typhoon destroyed their house.

Jennifer Estrellanes, of Barangay Dalipuga, recounted how the typhoon damaged their house, forcing them to relocate due to the risk of landslides in the area.

NorMin 'bayanihan' Meanwhile, the Northern Mindanao Federation of Family Welfare Committees (NMFFWC) has initiated the "NorthMin FWP (Family Welfare Program) Bayanihan,

Kaya Yan!" as its immediate disaster relief response to the affected member companies of the Caraga Family Welfare Council, Inc. (CFWCI) for ravaged communities and workers in Surigao provinces.

The NMFFWC delivered essential goods and company products consisting of rice, bottled water, juice drinks, and other essentials to CFWCI president Ricky Tabasa of Sherlock Manpower and Security Services on January 7.

NorthMin FWP: Bayanihan, Kaya Yan! is in line with NMFFWC advocacies for a sustained task, focusing on building a more disasterprepared organization in taking significant strides towards assisting calamity victims. (PNA)

Auto... from page 3

resilient with an overall growth of 20 percent compared with the same performance a year ago —that is no small feat indeed,” CAMPI president Rommel Gutierrez said in a statement.

The industry targets to sell 295,400 units, including imported vehicles.

As of September 2021, the group of car importers registered a total of 43,957 units for the first three quarters of 2021.

This means the entire industry has surpassed the 300,000-mark sales for last year.

Gutierrez added car sales in December last year were the highest since the coronavirus disease 2019 pandemic struck in March 2020.

Automotive sales last month reached 27,846 units, up by 0.9 percent compared to 27,596 units in December 2020, and higher by 5.3 percent compared to November 2021’s sales of 26,456 units.

“The industry remains optimistic for a continued recovery this year from the Covid-19 pandemic downturn as progress on inoculation has provided hopes for a better outlook for the wider economy, but ‘business as usual’ is still unlikely as challenges remain at hand,” Gutierrez said.

Leading car manufacturers in the country for 2021 are Toyota, with 48.3 percent market share; Mitsubishi, with 13.98 percent market share; Ford, with 7.45 percent market share; Nissan, with 7.3 percent market share; and Suzuki, with 7.22 percent market share.

(PNA)

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12

PLDT, Smart frontliners devote holidays reconnecting Odette-hit communities SUPER Typhoon Odette may have disconnected communities in Visayas and Mindanao over Christmas and New Year, but PLDT and Smart engineers’ value for teamwork and community have brought back communities online over the holidays.

Helping hands from North and South Luzon, Metro Manila, Western Visayas, Davao, and Northern Mindanao have come to aid restoring communications in Odettehit areas. Smart engineers Ramon Ratac, 50, and Mark Lumame, 28, from North Luzon are among the second batch of volunteers deployed in Cebu to fast-track restoration operations.

“I’ve been doing this job for 21 years, but I admit

it’s never easy to leave your family for duty," said Ratac.

I’m thankful that they’re very understanding. I promised we’d re-enact Media Noche when I get back."

Ramon shared that his family understood the nature of his work, including the days when he’ll be deployed in storm-battered areas.

As for Lumame, helping restoring Visayas over the holidays also meant enabling him to phone home.

"During New Year’s Eve, I video-called my family in La Union via Smart LTE. Although we’re physically apart from each other, I’m happy that we’re still able to keep in touch,” shared Lumame.

For both Lumame and Ratac, it was the first New

Year celebration spent away from their families. The critical repairs helped bring back Smart’s 2G, 3G, and 4G LTE services in Cebu, enabling customers to get their lives back online and keep in touch with loved ones.

Thousands more PLDT and Smart engineers are working to fully restore communications facilities in affected areas. PLDT

group has brought back wireless services to over 90% in Visayas cities and municipalities severely damaged by Odette. The group has also reported full restoration in Antique, Iloilo, Eastern Samar, Northern Samar and Western Samar.

In Mindanao, PLDT and Smart network teams’ continuous efforts have revived 98% of wireless services and 99% of fixed

services in most of the region, as they continue to work in two of the hardesthit areas in the region— Dinagat Islands and Siargao.

In Palawan, 84% of wireless services and 90% of fixed services have been restored.

Despite commercial power interruptions and clearing operations that may affect service delivery, PLDT and Smart aim to

fully restore communication services in all Odette-hit areas.

The group also continues to provide Libreng Tawag (free calls) and Charging stations, free public WiFi, and free SIMs to reconnect typhoon survivors with their loved ones. Together with PLDT-Smart Foundation, the group has also distributed relief goods in affected communities.