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Briefly Child labor DAVAO City – Labor Secretary Rosalinda Baldoz unified with the partner agencies of the Department of Labor and Employment in Davao Region in upholding the crusade against child labor. Baldoz recently witnessed the signing of a Joint Memorandum Circular (JMC) by DOLE and its partner government agencies that would strengthen the implementation of the Help Me Convergence Program that aims to address child labor in Davao Region. The Help Me Convergence Program adopts the communitybased approach and focused, converged and synchronized strategies in providing social services such as food, clothing, and education assistance among others.
Fake-dollars handler face THE police have filed a case against a resident of Tagoloan, Misamis Oriental, for illegal possession and use of false treasury, particularly fake dollar bills, after having been caught by operatives of the Cugman Police Station. The suspect, Roy Neri Janio, 55 years old, was caught in an entrapment operation by the operatives of the Cugman Police station headed by P/Sr. Inpr. Ian G. Borinaga, station commander. A pastor filed a complaint against Janio for allegedly selling him fake dollar bills.—C. ORDONEZ
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By Antonio L. Colina IV MindaNews
Fate of BBL depends on Moro people’s assertion: negotiator
D
AVAO C i t y — Five municipalities in the Autonomous Region in Muslim Mindanao recorded the highest poverty incidence in the country, results of the Philippine Statistics Au t h o r i t y ’s 2 0 1 2 estimates on poverty incidence showed. The results were presented by Dr. Zita Albacea, executive director of the Philippine Statistical Research and poorest/PAGE 11
By H. Marcos C. Mordeno MindaNews
‘TIS THE SEASON. A Maranao vendor displays Christmas decors for sale in Malaybalay City on Wednesday (December 2, 2015). mindanews photo by h. marcos c. mordeno
P120-M allocated for the country’s crab production By ERCEL MAANDIG, Reporter
THE Bureau of Fisheries and Aquatic Resources (BFAR) has allocated P120 million for crab production in the country, BFAR 10 Regional Director Visa Tan Dimeren said on Thursday. Dimeren said that BFAR Undersecretary Asis Perez made the disclosure during a visit here last November where he was informed about the status of the crab and prawn production in Northern Mindanao. She said that the amount would be utilized for Crab Fattening and Soft Cell Crab Production
in the country. Misamis Occidental could get a bigger slice of the fund due to the existing prawn and crab farming in the area, Dimeren said. Dimeren identified the cities of Tangub and Ozamis whose coastal areas straddled in Panguil Bay crab/PAGE 11
DAVAO City -- The future of the Bangsamoro Basic Law depends on the assertion of the Moro people for their rights, a member of the Moro Islamic Liberation Front said Monday. “Continue your assertion for the next 1,000 years… Thank you for your trust but this is not for us (peace panel). We’re not expecting rewards in this world. This is for the good of the people and Islam,” Prof. Abhoud bbl/PAGE 11
Power, food shortage loom as El Niño persists in Mindanao THE United Nations has cautioned of months of extreme weather in many of the world’s most vulnerable countries brought about by what could be one of the strongest El Niño events to be recorded in 50 years. El Niño — when warmer waters in the eastern tropical Pacific Ocean drive extreme weather conditions — causes drastic storms, dry spells and heavy floods, escalating the risk of disasters, diseases and forest fires, and jeopardizing power supply and food security at the local level. “The main effect of El Niño in the Philippines is
likely a reduction in rainfall,” said Dr Wendy Clavano, an earth systems scientist. “Drought already persists in parts of Mindanao and is forecast to last longer than in the rest of the Philippines.” According to a World Food Programme (WFP) report, rice shortages are expected in the Philippines, Indonesia, Vietnam and other rice-consuming Southeast Asian countries while grain harvests have already been terribly hit by severe droughts in Central America and Africa. This year’s El Niño may be as severe as the one in
1997-98, when an estimated 23,000 people died. “Water supply for domestic use and agriculture will suffer. Irrigation will be affected but farmers whose crops are rain-fed will suffer the most,” Clavano continued. “If the Amihan (winter monsoon) fails to bring enough rain, food security will become an issue.” The lack of water has negative impacts on health and sanitation, including possible outbreaks of mosquito-borne diseases during a drought. “There is also a likelihood that air el niÑo/PAGE 9
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E conomy 2 DSWD brings ‘PaskuJuan’ fun fare, bazaar in CDO 2013 ppi’S Best in Business and Economic Reporting
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HE Department of Social Welfare and Development (DSWD) in northern Mindanao has converged here at SM City Cagayan de Oro for the 2015 Pa s ku Ju a n , br i ng i ng funf are and b azaar to shoppers.
The one-day festivity complements the positive response from the recently concluded National Pantawid Pamilya Family Day. “PaskuJuan” featured a bazaar showcasing the various products crafted by the beneficiaries of the
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Sust ai nabl e L ivel i ho o d Prog ram and Pant aw id Pamilyang Pilipino Program beneficiaries. It a l s o showc as e d a variety Christmas Show featuring dancers of Cagayan de Oro City Nat i on a l Hi g h S ch o ol, two-time winner of the recently concluded Kaya Ko Ang Pagbabago Dance C ontest along with the DSWD Chorale. “PaskuJuan” aims not only to share the spirit of love and joy in celebration and thanksgiving for the gift of family but also to showcase various ideas in making different crafts as a form of livelihood. Dubbed as “Sama-Sama sa Landas ng Pag-unlad,” DSWD northern Mindanao regional director, Atty. Araceli F. Solamillo said the
products inside the mall at the constructed booths, were SLP b enef ici ar ies from the five provinces of northern Mindanao, selling products such fresh fruits and vegetables, fruit tars, wines, dried squids, home decors, baskets and bags, slippers, milk, bracelets/ necklaces, preserved and a variety of processed foods. “The success of PaskuJuan last year prompted us to institutionalize it as a yearly activity. It is one way of helping the beneficiaries market their products to the public,” DSWD Secretary Corazon Juliano-Soliman has said. SLP is a communitybased capacity building program that seeks t o i mprov e t h e s o c i o economic status of program participants or
PaskuJuan is a nationwide festival and bazaar featuring local products of the DSWD livelihood participants. Solamillo said the PaskuJuan aims to encourage partner-beneficiaries to be active in promoting and marketing their produce as well as generating linkage for product movement not only in their community but in a bigger market like this city. DSWD has invited schools, media, private establishments, technicalvo c at i on a l i nst itut i ons accredited by the Technical Education and Skills Development Authority (TESDA), partner agencies and some 300 Pantawid Pamilya households to the day-long fiesta. The concessionaires, who displayed their
t he b e ne f i c i ar i e s . It is implemented through two tracks: Micro-enterprise Development and Employment Facilitation. The Micro-enterprise Development track supports micro-enterprises in becoming organizationally and economically viable, whereas the Employment Facilitation track assists p a r t i c i p a nt s t o a c c e s s appropriate employment opportunities. Both tracks are executed based on the CommunityDriven Enterprise Development (CDED) approach, which equips program participants to a c t i v e l y c o nt r i b u t e t o production and labor m ar ke t s by l o o k i n g at available resources and accessible markets. (Oliver Inodeo/DSWD/PIA10)
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CorporateWorld 3 Mitsubishi denies Montero Sport is ‘defective’ Advertising and Editorial E-mail : businessweekmindanao@gmail.com Contact nos. : 0917-7121424 • 0947-8935776 Editor: Nelson Constantino
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M
ONTERO Sport is “neither defective nor uns afe to us e”, the maker of the sport utility vehicle Mitsubishi Motors Philippines Corp. (MMPC) assured the public via a statement posted on its website on Tuesday. “MMPC and its principal Mitsubishi Motors Corporation of Japan (MMC) have conducted extensive testing and investigation of a l l s u bm it t e d c l a i m s of unintended acceleration, using
current and available technology to determine the cause of said Unintended Acceleration but has not found any defects or cause directly linked to the vehicles involved,” the company said. It said technical experts from the Japanese company went to the local office to conduct a “series of tests on the units with this complaint when it was first observed in 2011.” “That same year, in the absence of an automotive third party testing
facility in the Philippines, MMPC sent a Montero Sport unit with sudden unintended acceleration complaint to MMC’s proving ground in Okazaki, Japan to be inspected and tested. In all these tests, MMC found no defect or malfunction that would result in the alleged sudden unintended acceleration,” it said. It added: “MMC and MMPC have concluded that the performance and behavior of the Montero Sport is completely dependent on driver
action and reaction, and that the vehicle will only move upon driver intervention.” The company has also instructed vehicle owners with concerns about the issue to call its customer care center at “(+632) 250-8888, Monday to Friday, or visit any of our service centers nationwide for a free check-up.” The Department of Trade and Industry (DTI) last week formed a panel to investigate the cases involving the the alleged
mechanical defects of the Montero Sport. In a separate statement posted on its website, the local car company said it welcomed the creation of the DTI panel that will look into the issue. “This will give us a venue will give us the opportunity to present the results of our technical investigation, that there is no problem with the vehicle. We will fully cooperate with DTI on this matter,” it said.
Emperador buys Fundador for $291M T H E c o u nt r y ’s l a r g e s t liquor producer Emperador announced on Tuesday it would purchase a major Spanish brandy and sherry brand, representing its latest foreign acquisition after obtaining Iberian vineyards and a Scottish whisky giant. Emperador said in a disclosure to the Manila stock exchange that it had
reached an agreement to purchase Spain’s Fundador from US-based Beam Suntor y for 275 million euros ($291 million). Fundador produces popular brandies including one of the same name and the Terry Centenario and Tres Cepas brands. It also makes Harveys, a sherry. “This will further
strengthen Emperador’s position as the number one brandy company in the Philippines and in the world,” the statement added. E m p e r a d o r, w h i c h started as a brandy maker in the Philippines, has been expanding its global presence in recent years. Last year, it paid 430 million pounds for Scottish whisky maker Whyte and Mackay and 60 million euros for half of Spanish brandy producer Bodega Las Copas. It has also been acquiring Sp an ish v i ne y ards and brandy stocks. “With the combined global reach of Whyte and Mackay and Fund ador, ou r e x p an d e d pro du c t portfolio will have access
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to more than 100 countries i n t e r n a t i o n a l l y,” t h e company said. “In our pip eline are several proudly Philippinesmade products that we intend to int ro duce to the international markets s t a r t i n g n e x t y e a r ,” Emperador president Winston Co was quoted as saying. Emperador is a wholly owned subsidiary of Alliance Global Group, a Philippine conglomerate with interests in liquor, real estate, resorts and gaming and fast food restaurants. Alliance Global is controlled by Andrew Tan, the Philippines’ third richest man according to the 2015 list of Forbes Magazine.
AirAsia begins operations at Kota Kinabalu Terminal 1 AIRASIA’S operations in Kota Kinabalu International Airport (KKIA) will be operating out of Terminal 1 effective today, 1 December 2015, the airline company said in a news release. T h e A i r As i a G roup c ur rent ly op erates 504
weekly flights to and from Kota Kinabalu International Airport, and all the existing flight schedules for both domestic and international flights remain unchanged. AirAsia operates four times a week flights from airasia/PAGE 11
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Mayor of Mercy T h i n k a m i n u t e … M r. Fiorello L eGuardia was the mayor of New York City during the difficult years of the Depression and World War II. The p e o p l e o f N e w Yo r k loved and respected him. Mayor LaGuardia was a bi g - h e ar te d, c ol or f u l character. He sometimes ro de on t he f ire tr ucks in the big city, and took the children from the orphanage to a professional baseball game. When the newspapers went on strike, he would read the Sunday comics on the radio to the kids. One ver y cold nig ht in Januar y, 1935, Mayor L a Gu ard i a we nt t o t h e night court in the poorest are a of Ne w York Cit y. He sent the judge home e ar l y t h at e ve n i ng an d LaGuardia himself took over as judge. That night an old woman was brought to him. She was charged with the crime of stealing a loaf of bread. The woman told LaGuardia that her 2 grandchildren were starving and she had no money to pay for the bread, so she stole it. But the shopkeeper whose bread was stolen would not drop the charge. He
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Jhan Tiafau Hurst s ai d : “You r Honor, she must be punished to teach the other people here a lesson. Other wise they’ll think stealing is OK.” Mayor LaGuardia turned to the old woman and said, “I know you did it for your grandchildren, but you cannot break the law and steal. Your punishment is $10.” As Mayor LaGuardia was telling the woman her penalty he reached into his pocket and said to her, “I ’m p ay i n g y o u r f i n e , because I know you can’t pay it. You’re now free to go.” You can imagine how thankful that poor lady was to receive such mercy, even though she still got her fair and just punishment. Think a Minute…
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Living Behind Bars When President Obama signed a defense bill that included restrictions blocking the closure of Guantanamo he hinted at using presidential power to shutter the controversial prison. But in reality his options are bleak. Let’s face it: Obama is running out of options and time to close Guantanamo. Let’s have a look back in history: President Barack Obama on his second day in office on January 22, 2008 signed an executive order to close the Guantanamo prison camp set up by his predecessor George W. Bush within one year. It was a stark symbol intending to show that the newly elected president was wasting no time to fulfill his campaign promise to close the notorious detention facility. It was also meant to highlight a clear break with the Bush administration. But, despite Obama’s early action to wind down Guantanamo, more than seven years later, and with little less than one year left in his second term, the prison remains open. Notwithstanding repeated and strong opposition from Congress against closing Guantanamo all these years, Obama routinely insisted that he remained committed to shutting it. Just last week, Obama appeared to double down again on his promise. In his signing statement to the defense bill which explicitly included provisions that
prevent closing Guantanamo, Obama criticized the measures and hinted at closing the prison unilaterally even against opposition from Congress. Is there really no legal option? In this case the president’s bark may be bigger than his bite, argue constitutional experts.”I don’t think he can close it legally,” said Louis Fisher, author of “The Law of the Executive Branch: Presidential Power” and scholar in residence at the Constitution Project in Washington. Reality is that Congress has repeatedly blocked the closure of Guantanamo.The defense bill signed by Obama blocks him from using any federal funds to relocate Guantanamo prisoners to the US or to improve or set up prisons to house them. That is a clear prohibition by Congress which has the power of the purse, noted Fisher who called Obama’s s t at e m e nt on h ow h i s administration might be closing Guantanamo without creating a constitutional conflict “very vague.” “He doesn’t explain how they will do that,” said Fisher. “My guess is he is trying to save face by saying he still can do it.” For Paul Finkelman, scholar in residence at the National Constitution Center in Philadelphia the issue isn’t even whether or not Obama could somehow close the Guantanamo facility as such. What to do with the
prisoners? “Guantanamo was created by presidential fiat. If President Bush can create Guantanamo then President Obama can dismantle Guantanamo. The problem with getting rid of Guantanamo and this has been President Obama’s problem from the day he took office is what do you do with the people who are in Guantanamo.” And since C ongress has explicitly banned the administration from transferring prisoners to the US, Obama’s hands are pretty much tied to bring the inmates before American courts or prisons. “The amazing thing is that his attorney general Loretta Lynch forcefully and repeatedly said that if there are statutory limitations, the president has to follow them,” said Fisher. So should President Obama still try to close Guantanamo via executive order and despite Congress’ order that would be “illegal and unconstitutional”, noted Fisher who, like his colleague Finkelman, is generally supportive of closing the prison. With the option of a transfer of detainees to the US closed by Congress, the best scenario for Obama is probably to get third countries to take the detainees, said Finkelman. But that may be a tough sell as well. It’s not especially likely, he said, that “the German government decides we will help our
H ave M y Say
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friend Obama by accepting some detainees and bring them to a German facility.” The future of Guantanamo may have to be decided by Obama’s successor. So unless Obama is prepared to risk a huge constitutional and legal showdown in the middle of an election season in the US in which terrorism is once again on top of the political agenda, he may finally have to come to terms that he may not be able to fulfill his campaign promise to close Guantanamo. Hillary Clinton, meanwhile, Obama’s former secretary of state, now the presumptive Democratic presidential candidate, has already said that as president she would work with Congress to shut down Guantanamo. +++ Email: dor ingklaus@ gmail.com or follow me in Facebook or Twitter or visitwww.germanexpatinthephilippines.blogspot.com or www. klausdoringsclassicalmusic. blogspot.com.
Invective’s Duterte’s way of voicing out frustration LIFE’S INSPIRATIONS: “… Wash and make yourselves clean. Take your evil deeds out of my sight; stop doing wrong. Learn to do right; seek justice. Defend the oppressed. Take up the cause of the fatherless; plead the case of the widow…” (Isaiah 1:16-17, the Holy Bible). -ooo I N V E C T I V E WA S DUTERTE’S EXPRESSION OF FRUSTRATION: Let me share here today what lawyer Perfecto Yasay Jr., another national leader from Mindanao and a former chairman of the Securities and Exchange Commission, is saying about the habit of cursing of Davao City Mayor, and now 2016 presidentiable, Rodrigo Duterte. Ya s a y w r o t e i n h i s Facebook account: “I heard what Rody Duterte said during his proclamation impromptu speech at the Century Plaza Hotel last November 30 and I cringed along with many others when he uttered with acerbic passion his favorite invective that instinctively flows out of his mouth in anger and frustration to drive a point.
“I also wished he had done otherwise and would for thwith stop delivering speeches from his heart. But for those w ho k now h i m b e tte r, especially Mindanawans and Cebuanos, what Rody candidly revealed of himself that day is nothing new…” -ooo DUTERTE WAS A CORY APPOINTEE IN 1986: Yasay explained: “That is the real unpretentious Rody Duterte that has always been the R o dy D ute r te t hat t he electorate loves and chose to become Mayor of Davao City for the longest time. “His leadership style, including his p ers ona l pro cliv it ies (explet ives included), is what Davao City, notoriously confused with `Nicaragdao’ - the former hotbed of social unrest and criminality--needed to become one of the most progressive, attractive and welcoming cities of the country today. “A n ot h e r i mp or t a nt fact that Filipinos should know is that when President Cory assumed power, she promptly appointed the
same Rody Duterte to be vice-mayor of Davao City and strongly supported his bid to eventually become mayor. -ooo DUTERTE OFFERED CABINET POSTS, BUT HE DECLINED: Yasay also disclosed an interesting bit of information about Duterte: “A l m o s t a l l pre s i d e nt s t h e re af t e r h a d w ant e d Rody to become a cabinet member charged with the restoration, maintenance and preser vation of peace and order - in the campaign against terrorism, cr i mi na lit y and i l le g a l dr ugs - b ecaus e of his uncompromising firmness, dedication and astuteness in getting the job done. “He politely and consistently refused, anticipating that his controversial leadership attributes and personal lifestyle can prevent his confirmation… and cause a big embarrassment to the appointing power. But this is precisely why Rody never wanted to become president and had to equivocate up to the last minute...
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Atty. Batas Mauricio “He finally acceded on one condition that people would accept him for who he is like a naked grain without any chaff and get what they desire of their leader…” -ooo PLEASE LISTEN: “Ang Tanging Daan” (The Sole Way): a Bible study and prayer session online could now be heard, 24 HOURS a day, in the Philippines and the world at www.facebook. com/angtangingdaan or w w w. f a c eb o ok . c om / ANDKNK (For ANDKNK, look for “Ang Tanging Daan” broadcasts). Phone: 0922 833 43 96, 0918 574 0193, 0 9 7 7 8 0 5 9 0 5 8 . E mai l : batasmauricio@yahoo.com.
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Strategic Planning-Workshop for High Value Crops in NorMin To harmonize development interventions which are targeted to promote the production, processing, marketing and distribution of high value crops and to boost farmers’ income throughout Northern Mindanao, the Department of Agriculture – Regional Field Office 10 (DA-RFO 10) through the High Value Crops Development Program (HVCDP) recently spearheaded the conduct of a Strategic Planning-Workshop of Commodity Road Maps, in the city of Cagayan de Oro. Attending the weeklong event are more than a hundred commodity focal persons, growers and industry representatives of the high value crops sector, wherein it was held in three batches by commodities: coffee, cacao, durian and mango on the first day; cassava, banana, lanzones and pineapple on the following day; and rubber on the last day. The crafting of a road map for each commodity is based on the inputs provided by the participants, which are all geared towards realizing increase production, income and livelihood opportunities among small producers as well as access to affordable, safe and healthy food for both local and export demands. Accordingly, this will be endorsed to the DA-RFO 10 and to the HVCDP at the national level for the delivery of appropriate development support services. # (JLOlson, DA-RFO 10)
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Jan-Oct sin tax collection up 22%, hits P105.5B - DOF SIN tax collections from January to October this year reached P105.5 billion, a 22 percent, or P19.1 billion, increase from the same period in 2014, the Department of Finance said Tuesday. The amount was also 20 percent, or P17.7 billion, over the collection target for the period. Excise taxes from tobacco pro ducts totaled P72.2 billion, a 27 percent, or P15.6 billion, increase from last year, while alcohol amounted for P33.3 billion, growing by 12 percent, or P3.5 billion, the DOF said. October alone saw P14.5
billion in six tax collections, an 80 percent growth from the same month last year, with the P10.9 billion from tobacco representing a 126 percent increase. Alcohol taxes also grew by 12 percent during the month, to P3.7 billion. The DOF also said that incremental revenues from sin tax reform have so far totaled P149.5 billion. The growth in collections was accompanied by a “continued depression of consumption, in keeping with the reform’s health-oriented goals,” the agency added, noting that “the volume of
Education: A product of a joint effort By Lourgen D. Alfeche Teacher – III Paitan, Quezon, Bukidnon
Attending in school is not just a student’s business alone. A child’s active performance in school is also a product of a collaborative effort among the school, parents and the community. School, as the forerunner in delivering education, has responsibilities to perform. It is the duty of the school community to provide venue conducive to learning and an environment which is healthy for a student’s learning growth. It is also extended to the provision of quality kind of education, most especially; and proper cl a ss d i s c u ss i ons and trainings, for these are the tools that make the children to who they should be in the future. Parents as well play big role in molding their children to be responsible academians and to be people coiled with values. Home is the child’s first school. It is there he learned all the basics. This is the
reason lots of old folks say that how the children showcase their manners in schools and anywhere else, it reflects the home – on how they are raised and nurtured by his family. Thus, it is important that in their early age, students should be reminded and reprimanded by the parents to what is appropriate. In this way, parents are very much attending to their duties as contributor to students future success. More to school and parents, the community plays big part as well. Creating a society that is peaceful, harmonious and free from harm is providing children a healthy ground for their growth and brain development. E ducat ion is ab out nurturing the people of the future world. Thus, anyone who should be involved must do their part well to ensure success to this new generation, that would be leaders in the future.
removals for cigarette packs only increased by a mere 6.55 percent to about 3.2 billion packs,” while “fermented liquors increased 1.16 percent to 1.1 billion liters” and “distilled spirits contracted 5.02 percent to 315 million proof liters.” It cited a Social Weather Stations Survey that “showed 26 percent of the adult
p opulation smoking in 2014, a drop from the 29 percent they recorded in 2012” and a study by Dr. Antonio Dans, based on data from the Food and Nutrition Research Institute’s National Nutrition Health Survey, showing “the countr y’s adult smoking prevalence has declined below the 30 tax/PAGE11
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BDO Leasing papers get above average credit rating BDO Leasing and Finance, Inc. (BDOLF), the listed subsidiary of BDO Unibank, Inc., secured an above average mark from local debt watcher Philippine Rating Services Corp. (PhilRatings) for its issuance of P25 billion worth of short-term commercial papers. In a statement, PhilRatings said it assigned a “PRS 2” rating for the issuance. The score is defined as an “above average (strong) capability for payment of commercial
paper issue on both interest and principal.” PhilRatings noted BDO Leasing’s favorable market position, its synergies with its parent company, BDO Unibank, Inc., its solid business performance and ability to meet targets, and its improving asset quality measures and well diversified asset portfolio. The rating also takes a favorable outlook in the Philippine economy, as bdo/PAGE11
Smaller banks maintain ample buffers
SMALLER banks remained well-capitalized as of the first quarter of 2015, the Bangko Sentral ng Pilipinas (BSP) said, well above the minimum ratio set by the monetary authority. Stand-alone thrift banks posted capital adequacy ratios (CAR) of 21.66% as of end-March, well above the minimum 10% requirement
though slightly lower than the 22.31% ratio seen in December 2014, the central bank said in a statement on Wednesday. The BSP said the decrease was due to an “increase in exposure to debt securities held-for-trading” in the first three months of 2015. Rural and cooperative banks, meanwhile, posted
a CAR of 18.24% for the January-March period from the 18.17% seen in December, brought about by a higher quarter-on-quarter increase in qualifying capital that offset an slight uptick in the banks’ risk-weighted assets, BSP data showed. The CAR is among the measures of financial health. Having adequate capital
me ans b anks are wellequipped with buffers against shocks and potential writeoffs. Thrift banks, rural banks, and cooperative banks formed 3.7% of the total assets of the banking system as of the first quarter of 2015, the central bank said yesterday. The central bank set buffers/PAGE11
SPORTS EQUIPMENT DONATION IN BARANGAY DAANGLUNGSOD, GINGOOG CITY – VICE GOVERNOR JOEY G. PELAEZ turns over sports equipment such as fiberglass basketball backboards, basketball rims, basketballs and volleyballs to Barangay Daanglungsod, Gingoog City. Vice Governor Pelaez continues to advocate youth development, placing big emphasis on the importance of youth participation in sports activities to avoid drug abuse and addiction. Present during the simple turn-over ceremony were the members of the Barangay Council headed by Barangay Chairman JOVITO CHAVEZ, JR. photo provided
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FortiGuard Labs Researchers Predict That IoT Attacks and New Evasion Techniques Will Characterize Emerging Threats in 2016
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As 2016 approaches, Fortinet® (NASDAQ: FTNT) – global leader in high performance cybersecurity solutions – and its threat research division, FortiGuard Labs, have made their annual predictions of the most significant trends in malware and network security going into 2016. As in years past, the Internet of Things (IoT) and cloud play heavily in the predictions but new malicious tactics and strategies will create unique challenges for vendors and organizations alike. FortiGuard also predicts the emergence of increasingly sophisticated e vasion te chniques t hat will push the boundaries of detection and forensic investigation as hackers face increasing pressure from law enforcement. New Rules: The Evolving Threat Landscape in 2016 report is designed to reveal the new trends and strategies that FortiGuard researchers anticipate cyber criminals will employ in the year to come. Fortinet researched these predictions to arm our customers with the knowledge they need to maintain their advantage in the cybersecurity arms race and proactively
change the way all businesses look at their security strategies going into the new year. The top cybersecurity trends for 2016 include: Increased M2M Attacks and Propagation Between Devices Several troublesome proofs of concept made headlines in 2015 demonstrating the vulnerability of IoT devices. In 2016, though, we expect to see further development of exploits and malware that target trusted communication protocols between these devices. FortiGuard researchers anticipate that IoT will become central to “land and expand” attacks in which hackers will take advantage of vulnerabilities in connected consumer devices to get a foothold within the corporate networks and hardware to which they connect. Worms and Viruses Designed to Specifically Attack IoT Devices While worms and viruses have been costly and damaging in the past, the potential for harm when they can propagate among millions or billions of devices from wearables to medical hardware is orders of magnitude greater. FortiGuard
researchers and others have already demonstrated that it is possible to infect headless devices with small amounts of code that can propagate and persist. Worms and viruses that can propagate from device to device are definitely on the radar. Attacks On Cloud and Virtualized Infrastructure The Venom vulnerability that surfaced this year gave a hint about the potential for malware to escape from a hypervisor and access the host operating system in a virtualized environment. Growing reliance on v i r tu a l i z at i on and b ot h private and hybrid clouds will make these kinds of attacks even more fruitful for cybercriminals. At the same time, because so many apps access cloud-based systems, mobile de vices running compromised apps can potentially provide a vector for remotely attacking public and private clouds and corporate networks to which they are connected. New Techniques That Thwart Forensic Investigations and Hide Evidence of Attacks Rombertik garnered
significant attention in 2015 as one of the first major pieces of “blastware” in the wild. But while blastware is designed to destroy or disable a system when it is detected (and FortiGuard predicts the continued use of this type of malware), “ghostware” is designed to erase the indicators of compromise that many security systems are designed to detect. Thus, it can be very difficult for organizations to track the extent of data loss associated with an attack. Malware That Can Evade Even Advanced Sandboxing Technologies Many organizations have turned to sandboxing to detect hidden or unknown malware by observing the behavior of suspicious files at runtime. Two-faced malware, though, behaves normally while under inspection and then delivers a malicious payload once it has been passed by the sandbox. This can prove quite challenging to detect but can also interfere with threat intelligence mechanisms that rely on sandbox rating systems. E ach of t hes e trends represents a significant and
novel challenge for both organizat ions deploying security solutions and for vendors developing them. Fortinet is on the cutting edge of threat research and network security, providing complete network protection from edge to endpoint, continuously updated by FortiGuard and the threat intelligence feeds from millions of devices deployed worldwide. As Derek Manky, global security strategist for Fortinet explained, “FortiGuard Labs was formed over a decade ago to monitor and detect the latest threats, zero days, and emerging malware to provide the best possible protection for our customers. We leverage our incredible visibility into the global threat landscape to develop actionable threat intelligence, allowing us to respond quickly to new threats.” Ken Xie, Fortinet founder and CEO, also noted that “As we look ahead at the
threats associated with our increasing connectedness and the proliferation of new devices, Fortinet is committed to delivering uncompromising security and further enhancing our solutions to meet both the current and future needs of our customers.” About FortiGuard Labs The FortiGuard Labs global research team continuously monitors the evolving threat landscape and distributes on a daily basis to Fortinet customers worldwide preventative measures to protect those customers from newly introduced, sophisticated cyber-threats. More than 200 researchers and automated detection and prevention technology provide aroundthe-clock coverage to ensure your network stays protected, despite a sophisticated and ever-changing threat landscape. FortiGuard Labs delivers rapid updates and detailed security knowledge, providing protection from the latest threats.
El Niño...
fragment society further,” Clavano remarked. In their second semester outlook for the countr y, the Philippine Atmospheric, Geophysical, and Astronomical Services Administration (PAGASA) reported that “Thirty-two provinces will likely be affected by the dry spell from August to November 2015,” which means that what the country experiences now is expected to continue until the second quarter of 2016. PAG A S A i d e nt i f i e d the Mindanao provinces of Zamboanga del Norte, Z a m b o a n g a d e l S u r, Z a m b o a n g a S i b u g a y, Southern Cotabato, Sarangani, Sultan Kudarat, Basilan, Maguindanao and Sulu to be affected directly by El Niño. According to PAGASA, the weather systems in July brought normal rainfall in western and central Mindanao but there was still shortage of rainfall in
the provinces of Camiguin and Misamis Oriental. It said average ranges of temperature were recorded at 23°C to 34°C over lowlands of Mindanao and 19°C to 29°C over the mountainous areas of the second largest major island in the Philippines. El Niño may persist until December 2015 then gradually weaken in early 2016, PAGASA reported. “For this ongoing drought, any economic progress might be reversed. It will be important to understand the timing of drought impacts and know how to respond at the appropriate time to different needs and sectors,” said Clavano, who has applied her remote sensing skills in various fields including oceanography and hydrology. “Scientific information for 2015-2016 is available as much as six months in advance. Because of this, it is possible to plan for a more deliberate rather than an ad hoc disaster preparation and
response,” Clavano related, adding that disaster risk reduction is also about exposure and vulnerability. “This means that more often than not the problem is no longer scientific but institutional. In the field of disaster risk reduction, it is not enough to simply characterize a hazard and the uncertainties associated with the current science,” she said. Clavano added, “When scientific forecasts do not match outcomes, people are put off. This is unfortunate. In fact, scientific knowledge and understanding are the foundations of technology and innovation that have improved the lives of many.” Drastic melting of ice Clavano explained the science behind El Niño and the stern melting of ice on Earth at the Festival of Ideas on November 25. “I think that the Festival of Ideas is a contribution Xavier University can uniquely make
in Cagayan de Oro. It is the office of Research and Social Outreach that would naturally provide such a venue and facilitate dialogue on issues that affect the city and its neighbors,” she said. For Clavano, there is an urgent need to bring the ideas and concepts of disaster science closer to common experience. She underscored why climate change work matters for development in places far away from the cryosphere. “Science needs to inform policy. In the Philippines, this is where I think the link is not strong. Scientific concepts need to be conveyed in a holistic yet simple way,” she said. B or n and r ais e d i n CDO, Clavano returned to the Philippines to work on disaster risk reduction problems, focusing on sea level change and rainfall climatology. “Nat iona l and lo c a l aut h or it i e s a s w e l l a s
stakeholders need to build c ap a c it i e s for d i s a ste r resilience. Coordinated action in preparation and response is necessary; it also saves time and money. Trust needs to be fostered in the risk communication process.” On Novemb er 26, a free screening was held at the Nursing Amphitheater featuring Jeff Orlowsky’s “Chasing Ice,” a 75-minute film of time-lapse photos of melting ice in the Arctic, Antarctic and mountain glaciers like the Himalayas through the creative lenses of award-winning nature photographer James Balog. Clavano shared that the film is a remarkable expression of the issue of climate change. “Environmental sensitivity does not have to be drudgery or a finger-pointing exercise. The beauty of ice and snow and wild landscapes is enough for me. I hope the images are powerful enough to make us think and move us to act.” (Stephen J. Pedroza/XU)
from page 1
pollution will worsen as we switch from hydroelectric power generation to other non-renewable sources,” she warned. Mindanao crisis Clavano, who has a master’s degree in environmental sciences from the University of S outhampton in the United Kingdom and a doctoral degree from Cornell University in New York, has been invited to speak at the annual Xavier University Research and Social Outreach event dubbed as “Festival of Ideas,” which, this year, took on “El Niño: Mean Weather Kid.” “When the poorest suffer and more people become at risk of poverty, their children’s health and schooling are affected, which in turn have lifelong impacts. These depressed abilities coupled with missed opportunities widen the social gap and
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The relevance of using new technology By Lourgen D. Alfeche Teacher – III Paitan, Quezon, Bukidnon
People in this generation are very much into using gadgets. It is part of an era of advancement that has become inevitable. Teenagers filled the highest population of individuals who use gadgets. Most of them, if not all, have a number social accounts to attend to, such as Facebook, Tumblr, Twitter, Instagram and the like. This online activity might be seen as disturbance to their studies, reason that time to time parents and teachers must remind them to have control in engaging with their gadgets and prioritize their academic life, above all. However, it is also true that we cannot separate them from doing social activity online. Doing so could also affect their growth and minimize their interest in exploring the world beyond them. Thus, apart from reminder that should be given every time, putting it as a part of delivering lessons could make discussions lively
and further productive. Such for example is internet exploration. This involves giving access to educational links where they will be absorbed to various readings. Thereafter, the teacher could conduct assessment whether the student have understood what he researched and read. Using slides, videos and movies is also useful. Aside from these are attractive to the eyes, students can easily interpret the thought or the theme of a movie, for example. It is because he saw, felt and interpreted the situation reflected in the media used. Integrating new technology in education is one of the strategies that are seen to be best effective in these times. Students of the new generation are especially into technology. Thus, if it challenges how education is traditionally delivered, then education must use technology. After all, technology is made to meet the needs of this generation.
The Sports Track of SHS Program By Nena U. Arances HT-II of Kanangkaan ES / Punong ES Cluster Head
K to 12 Basic Education program is the newest system implemented here in the country. It is created for the purpose of elevating the status of Philippine Education and also to prepare Filipinos in conquering global arena. This system is a 12-year education cycle composing of Kindergarten plus six years in elementary, four years in Junior High School and another two years for Senior High. Department of Education said that this number of years for basic education is adequate enough to enhance the learning skills of every Juan dela Cruz, develop life-long learners and prepare students for tertiary education, middle-level skills development, employment and entrepreneurship. Majority of the number of graduates on K to 12 are also predicted to be ready in entering workforce because most of them will be reaching the legal age upon finishing the 12-year education cycle. Before its implementation, however, a lot of changes has been made to the curriculum of both elementary and high school levels. The content were improved to produce the estimated results. One of these is the introduction of specialized programs for Senior High School composing of
specialization in the Arts, Sports and Academics. SHS Sports track is the basic education culmination of K to 12 Physical Education and gives focus on topics such as Safety and First Aid, Human Movement, Fundamentals of Coaching, Sports Officiating and Activity Management, and Fitness, Sports and Recreation Leadership, among others. DepEd envisions that after graduating from senior high, the Sports track student would be able to earn a living or find employment as an athlete, coach or PE teacher assistant, sports official or tournament manager, or fitness, sports and recreation leader. DepEd teachers also expected that schools and students who will be enrolling for this program are those active in sports. The creation of such track will also encourage development of athletic skills. K to 12 offers a lot of things beyond typical the word Education Filipinos used to know. Students and teachers might meet challenges along implementation due of being new, but it is expected that at the end of the run, K to 12 will be producing people that are passionate in their careers and as well good contributors for nation-building.
Republic of the Philippines REGIONAL TRIAL COURT OF LANAO DEL NORTE 12th Judicial Region BRANCH 07 Tubod, Lanao del Norte RURAL BANK OF KAROMATAN, CIVIL CASE NO. 07-776 (LN), INC., Plaintiff, - versus - - for ANNA M. PUTONG, Collection of Sum of Money and Damages x- - - - - - - - - - - - - - - - - - - - - - /
Defendant.
SUMMONS BY PUBLICATION TO: ANNA M. PUTONG Austin Heights, Kolambugan, Lanao del Norte G R E E T I N G S! WHEREAS, on November 9, 2015, the Court issued an order granting the plaintiff’s Motion for Service of Summons by Publication, the dispositive portion of which reads as follows: “WHEREFORE, finding the motion to be well taken and in order, the motion is hereby granted and the plaintiff is hereby directed to effect the service of the summons by way of publication in a newspaper of general circulation within three consecutive weeks.”
WHEREAS, Petition reads: “COMPLAINT
Plaintiff, through the undersigned authorized representative, to the Honorable Court, most respectfully avers: I. NATURE OF ACTIONS
1. This is an action for Collection of Sum of Money and Damages in the amount of Four Hundred Thousand Pesos (P400,000.00) with corresponding legal interest, penalties and damages under the principle of Simple Loan or Mutuum, a. Article 1953 of Civil Code of the Philippines which states: A person who receives a loan of money acquires the ownership thereof, and is bound to pay to the creditor an equal amount of the same kind and quality; b. Article 1955 states: The obligation of a person who borrow money shall be governed by the provision of Article 1249 and 1250 of the Civil Code; c. Provisions of damages as provided under 2217, 2221 and Article 2229 of Civil Code of the Philippines. 2. Plaintiff, is a Corporation duly organized and existed under the Philippine Law, duly represented by virtue of Board Resolution or Secretary’s Certificate its Manager LANIE P. FUENTES of legal age, and with an address at Municipality of Tubod, Lanao del Norte, where summons, notices, orders, and court processes may serve. Copy of Board Resolution or Secretary’s Certificate is hereto attached and marked as Annex “A”; 3. The defendant is ANNA M. PUTONG, of legal age, Filipino, with address at Austin Heights, Kolambugan, Lanao del Norte, where summons, notices, orders and court processes may serve, III Material Facts 4. On June 1, 2011, the defendant went to the plaintiff’s office and submitted their loan application for the amount of Php400,000.00. Certified True Copy of the Loan Application is hereto attached and marked as Annex “B”; 5. On June 2, 2011, the aforesaid loan application was granted, and the defendant signed a Promissory Note, Co-maker’s Statement are hereto attached and marked as Annexes “C” and “C-1”; 6. On June 2, 2011, the Applied Loan of Php400,000.00 was released personally to ANNA M. PUTONG wherein the latter received the net amount Php288,000.00 minus the interest of 23% equivalent of Php92,000.00 and S/F of 5% equivalent to Php20,000.00. The maturity date of the said Loan granted will be on May 23, 2014. Certified True Copy of Receipt dated June 6, 2011 is hereto attached and marked as Annex “D”; 7. On May 23, 2014, the granted loan to the defendant became matured, and the Outstanding balance of the defendant was Php238,575.44 compose of outstanding balance, interest balance, service fee, surcharge, penalty charge, past due interest. Certified True Copy of the Statement of Account is hereto attached and marked as Annex “E”; 8. On July 31, 2014, the plaintiff through its legal counsel sent a demand letter to the Defendant asking the latter to pay the outstanding balance. But, such demand turns out to be futile. Certified True Copy of the Demand Letter is hereto attached and marked as Annex “F”; 9. The plaintiff, was not able to brought the matter to the Barangay level for the compliance of Mediation and Conciliation process as mandated by the Barangay Law of the Philippines, on the ground that this case falls under exception. The plaintiff and defendant’s address are two different Municipalities and Barangay, thus the Certificate to File Action is not a mandatory requirement; 10. To pay their debt, the plaintiff was forced to hire a Lawyer in order to protect its legal rights and cost him Fifty Thousand Pesos (P50,000.00) as an Acceptance fee and Four Thousand Pesos (P4,000.00) as Appearance fee, and other litigation cost; 11. That constant acts of the defendant is intentionally evading her responsibilities, the corporation through its officials and employees cause and suffered mental anguish, serious anxiety, wounded feelings, moral shock, social humiliation, and similar injury which entitled her for Thirty Thousand Pesos (P30,000.00) as Moral damages; 12. Because, the right of plaintiff, which has been violated or invaded by the defendant, for it to be vindicated or recognized, she is entitled to Nominal damages amounting to Thirty Thousand Pesos (P30,000.00); 13. The acts of the defendant should be corrected by way of setting her as an example to the community and for the public good by imposing her Exemplary or Corrective damages amounting to Thirty Thousand Pesos (P30,000.00) in addition to other damages that may be inflicted against her by this Honorable Court; PRAYER WHEREFORE, PREMISES CONSIDERED, plaintiff respectfully prays from the Honorable Court that after due notice and hearing, judgment be rendered ordering the defendant to pay as follows: 1. Actual Damages P238,575.44 2. Collection Fees P 14,314.53 3. Attorney’s Fee P 50,000.00 4. Appearance Fee P 4,000.00 Up to the time of termination of the case. 5. Moral Damages P 30,000.00 6. Nominal Damages P 30,000.00 7. Exemplary or Corrective Damages P 30,000.00 8. Litigation Expenses P 10,000.00 -------------------------------------------------------------- Total amount P406,889.97 Plaintiff prays for such other reliefs that are just and equitable under the circumstances. Tubod, Lanao del Norte, March 30, 2015. (Sgd) ATTY. ALEXANDRO NAGA GARANGAN Legal Counsel of Rural Bank of Karomatan (LN), Inc. Roll No. 52699 Lifetime IBP No. 09266 08/08/2014 PTR No. 594277 1/7/15 MCLE No. IV-0022181 11/22/13 Room 8, Maramara Bldg., Rosario Heights Tubod, Iligan City” NOW THEREFORE, the above-mentioned Respondent is hereby summoned and required to file with the Clerk of Court, Regional Trial Court, Branch 07, Tubod, Lanao del Norte, Philippines, his ANSWER to the above-quoted petition within sixty (60) days from publication of the summons and to serve copy of the said answer upon petitioner’s counsel at his given address indicated in the petition. Respondent is further reminded of the provision in the IBP-OCA Memorandum on Policy Guidelines dated March 12, 2002 to observe restraint in filing a Motion to Dismiss and instead allege the grounds thereof as defenses in the Answer.
Tubod, Lanao del Norte, November 16, 2015.
(SGD.) ATTY. MARIA PTV ZALSOS-UYCHIAT, CPA Clerk of Court VI BWM: Nov. 20, 27 & Dec. 4, 2015
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Poorest... from page 1
Training Institute, during the regional forum on the 2012 Municipal and City Level Poverty Estimates Wednesday at the SMX Convention Center Davao. The country has 1,634 cities and municipalities. Of the five municipalities, Bacolod-Kalawi in Lanao del Sur recorded the highest poverty incidence, 84.8 percent, or more than triple the 2009 figure of 29.4 percent. “That means, for every 100 people, there are 85 poor. That’s very alarming because it’s close to 100,” Albacea said. Datu Saudi-Ampatuan in Maguindanao is the second poorest with a poverty incidence of 83 percent. In 2009, the figure was 43.4 percent. Third was Lumbayanague in Lanao del Sur with a poverty incidence of 81.9 percent in 2012 and 55.7 percent in 2009, Piagapo in Lanao del Sur with 81.4 percent in 2012 and 37 percent in 2009, and Talayan in Maguindanao with 80.3 percent in 2012 and 50.9 percent in 2009. The ARMM has two cities and 116 municipalities. The PSA said the country’s annual per capita poverty threshold was pegged at P18,935. PSA defines poverty threshold as “the minimum income/expenditure required for a family/individual to meet the basic food and nonfood requirements.” During the “B eyond Mamasapano: Reporting t he B ang s amoro Pe a c e Process” forum in July this ye ar, ARMM exe c ut ive secretary Laisa Masuhud Alamia said the development challenges were “exacerbated by intergenerational cycles of conflict, insecurity, and displacement in the region since 1970’s.” The ARMM has proposed a P45-billion 2016 budget, at least 40 percent of which will go to the salaries of government workers in the region’s 116 municipalities. The 2016 proposed budget is the biggest for ARMM since 2012, when it only received P9 billion. The region got P20 billion in 2013, P29 billion in 2014, and P30 billion this year. The region’s internal revenue allotment passes through the regional offices of the Department of Budget and Management in Regions 9, 10 and 12. Alamia said no funds had been allocated for the programs in the past coming from the region’s budget because most of it went to the salaries and maintenance and other operating expenses of all government agencies in the municipalities. “The region is the one paying the civil servants. ARMM does not pay for the programs implemented in the area,” she said. She explained the impl e me nt at i on of t he government projects is not
the mandate of the ARMM but of the national agencies that allocate the funds, which were often delayed.
BBL... from page 1
Syed Lingga told members of Moro civil society groups in a gathering in Davao City. “Exhaust all local remedies. If the Supreme Court declares the FAB (Framework Agreement on the Bangsamoro) and CAB (Comprehensive Agreement on the Bangsamoro) unconstitutional, it means we have to ask the international community to intervene,” Lingga said. L i n g g a , h o w e v e r, express ed fears radical elements would become more aggressive if Congress fails to pass a version of the BBL that’s acceptable to the MILF. “The MILF is committed to the peace process but this is not a guarantee because some sectors can just start something,” he said. He said that while a resumption of violence remains a possibility the peace panels will still be there. “They will not be disbanded until after an exit agreement is signed.” “There are still mechanisms that can contain violence if ever it recurs. But the MILF would be marginalized if the radicals become more aggressive and their narratives dominate,” he added. Lingga emphasized the [full] decommissioning of MILF fighters won’t happen without the passage of the BBL. “Decommissioning is tied to the BBL,” he explained. Both peace panels have earlier clarified that decommissioning would depend on the progress in the implementation of the terms of the peace agreement. In June this year, during the initial decommissioning involving 75 high-powered and crew-served weapons as well as 75 MILF fighters, MILF chair Al Haj Ebrahim Murad reiterated that “we will only accept a BBL that is in compliance with the letter and spirit of the FAB and CAB and its annexes.” The Annex on Nor malization to t he CAB provides that upon the approval of the BBL, 30 percent of MILF forces and weapons would be decommissioned, 35 percent more in the third phase and the last 35 percent in the fourth phase. “Passing the law is the responsibility of government. Mamasapano has no relationship with the BBL; it was purely a ceasefire violation as the SAF (Special Ac t i on Forc e ) e nt e re d without coordination. I can’t understand why the BBL became collateral damage,” Lingga lamented. Lingga was referring to the encounter in Mamasapano, Maguindanao on Jan. 25 this year which left 44 SAF troopers, 17 MILF fighters
and five civilians dead. Reports said that aside from the MILF, other armed groups also figured in the encounter. SAF members were on a mission to get Indonesian bomber Zulkipli bin Hir alias Marwan and his Filipino aide Abdulbasit Usman. Marwan was reported killed in the raid based on the DNA test done on one of his fingers that was cut off and sent to the Federal Bureau of Investigation.
Crab... from page 1
the pilot areas of the project. According to Dimeren, the coastal areas of the Panguil Bay along the cities of Tangub and Ozamis were once the largest suppliers of crab and prawns in the country.The crab and prawn production in the area diminished in recent years because of illegal fishing known as “Sanggab” (Fine Nets) where small crabs and prawns are caught prematurely, the BFAR official said She said that the BFAR and the local government units (LGUs) in Misamis Occidental and in Kolambugan, Lanao Del Norte are now jointly working to address the illegal “Sanggab” fishing. “So far, the campaign against “Sanggab” has been initially successful following the destruction and seizure of about 1,000 “Sanggab” nets in the Panguil Bay area as of November this year,” Dimeren said. (PNA)
AirAsia... from page 3
Manila’s Ninoy Aquino International Airport Terminal 3 to Kota Kinabalu or every Monday, Wednesday, Friday, and Sunday. All AirAsia guests departing or landing into Kota Kinabalu were informed of the move from Terminal 2 to Terminal 1, which is 4 kilometers away from each other. The airline will continue to provide assistance to all guests travelling to and from its Kota Kinabalu hub in light of this move. For assistance, passengers may call its hotline: 722.2742 from Monday to Sunday, 7 a.m. to 11 p.m.
BDO... from page 8
this has a direct relation to the leasing and financing industry, it said. “The rating considers BDOLF’s close strategic relationship with its strong parent company ; its experienced management and the favorable outlook for the leasing and finance industry due to continued domestic economic growth. These rating factors are counterbalanced by BDOLF’s increasing leverage, with debt as the main source for the company’s continued expansion and expectations o f t e m p e r e d c o m p a ny profitability over the short-
Republic of the Philippines REGIONAL TRIAL COURT OF MISAMIS ORIENTAL 10th Judicial Region Cagayan de Oro City OFFICE OF THE CLERK OF COURT AND EX-OFFICIO PROVINCIAL SHERIFF NOTICE OF EXTRA JUDICIAL SALE EJF- 2015-265 “Upon extrajudicial petition for sale under Act No. 3135 as amended, filed by BALIKATAN PROPERTY HOLDINGS, INC. against SPS. LETECIA C. INUKAI AND TOYOAKI E. INUKAI to satisfy the mortgage indebtedness which amounts to TWO HUNDRED NINETY EIGHT THOUSAND TWO HUNDRED THIRTY SIX PESOS AND 38/100 (Php.298,236.38), the undersigned will sell at public auction on December 17, 2015 at 10:00 A.M. to 4:00 P.M. at the REGIONAL TRIAL COURT – OFFICE OF THE CLERK OF COURT, CITY TOURISM HALL, CITY HALL, Cagayan de Oro City to the highest bidder, for cash or manager’s check and in Philippine Currency, the following property described below including all existing improvements found thereon, to wit: TCT No. T- 53417 A PARCEL OF LAND (Lot 27, Block 6, Pcs-10-000528, being a portion of Lots 4378-B-1, 4378-B-2,4378-B3,4378-B-4,Psd-10-000190) Cad-237, Cagayan Cadastre) situated in the Barrio of Canitoan, City of Cagayan de Oro, Island of Mindanao, containing an area of ONE HUNDRED FIFTY (150) square meters more or less and registered in the name of LETECIA C. INUKAI married to TOYOAKI E. INUKAI. All sealed bids must be submitted to the undersigned on the above stated time and date. In the event auction sale cannot take place for whatever legal reason, the same will proceed on the following working day, without further notice, postings and publication. Prospective buyers may investigate for themselves the title herein-above described and encumbrances thereon, if any there be.
Cagayan de Oro City, November 9, 2015
FOR THE EX-OFFICIO PROVINCIAL SHERIFF
term,” the statement read. PhilRatings said it shall continuously monitor developments relating to BD O L e as i ng and may change the rating at any time, should circumstances warrant a change. “The anticipated continued growth of the Philippine economy favors the country’s leasing and finance industry, as this brings increasing demand for capital equipment, a thriving consumer market, and tame inf lation and lending rates. A research on the industry estimated the value of the financial leasing industry to be around P70 to P80 billion, with an annual growth rate of around 13%,” it added. Wi t h t h e d o m e s t i c indust r y dominate d by players which are whollyow n e d s u b s i d i a r i e s o r affiliates of top Philippine banks, BDO Leasing benefits from its close strategic relationship with its parent BDO Unibank, PhilRatings noted. PhilR atings however noted that the company’s leverage has been increasing, with additional borrowings us e d to f und p or t folio expansion in recent years. “Fore c a s t s f or 2 0 1 5 and 2016 show debt will remain as BDOLF’s main f u n d i n g s ou rc e , a l b e it growth in outstanding bills payables will slow down for the projected period. Short-term profitability is expected to slow down, as additional borrowings
11
2014 ppi’S Best in ENVIRONMENTAL Reporting
to finance growth brings i n c re a s e d i nt e re s t an d financing charges,” the local debt watcher noted. Expenses related to the transfer of BDOLF’s head office is also seen to have a significant impact on the company’s bottomline until next year, although these will be incurred mostly only in the short-term and are non-recurring.
Buffers... from page 8
the same CAR standards for the thrift, rural, and cooperative lenders as what is required of universal and commercial banks as part of the country’s compliance with the international Basel III framework. Aside from the CAR, the BSP also set a minimum Tier 1 ratio of 7.5% and a minimum common equity Tier 1 ratio of 6% plus a capital conservation buffer of 2.5% for big banks under the Basel III regime.
Tax...
from page 8
percent level.” The decline, from 2008’s 31 percent to 2013’s 25.4 percent, equates to “about 3.2 million less smokers today, averting an approximate 32,000 smoking-related deaths.” And with the scheduled increase in excise tax rates until 2017, “the government is optimistic these figures will further improve.”
Republic of the Phillippines REGIONAL TRIAL COURT OF MISAMIS ORIENTAL 10th Judicial Region Cagayan de Oro City email add: rtc.occ.misor@gmail.com OFFICE OF THE REGIONAL TRIAL COURT SHERIFF NOTICE OF EXTRA JUDICIAL SALE EJF File No. 2015-303 Upon extrajudicial petition for sale under Act No. 3135 as amended by Act No. 4118, filed by SECURITY BANK CORPORATION against Sps. JOEL L. ESTILLORE and FE G. ESTILLORE, with address at Block 8, Lot 11, Acacia and Mabolo Sts., Virginia Homes, Iponan, Cagayan de Oro City, Misamis Oriental, to satisfy the mortgage indebtedness which as of September 30,2015 amounts to ONE MILLION ONE HUNDRED EIGHTY FIVE THOUSAND FOUR HUNDRED THIRTY TWO PESOS and 28/100 (Php1,185,432.28) inclusive of interest and penalties but exclusive of attorney’s fees equivalent to 20% of the total amount due, cost and expenses of foreclosure, and other charges, the undersigned will sell at public auction on December 16, 2015 at 10:00 in the morning to 4:00 in the afternoon, at the Tourism Hall, Cagayan de Oro City, to the highest bidder, for cash or manager’s check and in Philippine Currency, the following property described below including all existing improvements found thereon, to wit: TCT NO. T-103906 “A PARCEL OF LAND (Lot 11, Block 8, Pcs-10-001499, being a portion of Lot 2666-A 5201-A, Psd-104305-08374 & Lot 3665), situated in the Barrio of Iponan, City of Cagayan de Oro City, Island of Mindanao, containing an area Two Hundred Twenty Two (222) sq.m. more or less. xxx All sealed bids must be submitted to the undersigned on the above stated time and date. In the event auction sale cannot take place for whatever legal reason, the same will proceed on the following working day, without further notice, posting and publication. Prospective buyers may investigate for themselves the herein-above described and encumbrances thereon, if any there be. DONE this 13th day of November, 2015, in the City of Cagayan de Oro.
(SGD.) AL PONCIANO R. DATU Sheriff IV
(SGD.) ENRIQUE M. TALAG, JR. Sheriff IV
BWM: Nov. 20, 27 & Dec. 4, 2015
BWM: Nov. 20, 27 & Dec. 4, 2015
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10 groups battle for Kpop dance covers at Centrio A
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Story by CATHERINE PARAISO, Intern Photos by FRELINE LOAYON, Intern
Kpop event by Baozi in cooperation with Mindanao Daily News was held Activity Center, Ayala Centrio Mall last November 30, 2015 for the Kpop fanatics in Cagayan de Oro and nearby cities. This event happens annually and managed by a group of teens who want to welcome and showcase the Korean pop and music. The event started at 1:00 p.m. and ended at 9:00 p.m.
This event was in partnership by Baozi, Mindanao Daily News, and Ayala Centrio Mall. The said event was sponsored by the following: Ryan Cabs, Missy Bonbon Frozen Factory, Dunkin Donut, Harbour City, Pepper Lunch, KPOP Cebu and Vjandep. There were many activities for the whole program. There were dance production, flash mob, games, fashion show and dance competition. And the highlight for the event was the their guest from Manila, a
DUST MITE ALLERGENS CAN RUIN PLAYTIME. KPOP cover group named Face Off. Winners for the games were given merchandises like posters of Korean group, pillows, cards, and albums which were ordered straight from South Korea. Ten groups of teens competed for the Korean dance
cover - nine from Cagayan de Oro City and one from Iligan City. Each group showcased their prepared dance cover of their chosen Korean group and song. At the end, the group from Iligan City named 2HD reigned as champion. The group CGNG was the first runner-up and Intrinsix as second runnerup. The said event was intended to gather all the Kpop fanatics and link them with different members of other Kpop groups in CDO, and to showcase also their talent. C
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Feature
Cindy Madduma takes her first walk as Miss Scuba International 2015.
PH bet crowned Miss Scuba International 2015
C
indy Pacia Madduma, a registered nurse from Palawan, was crowned Miss Scuba International 2015 last Saturday, November 27, in Magellan Sutera, Kota Kinabalu, Malaysia. The 27-year old Pinay beauty bested seventeen other hopefuls from different countries bringing home the highest award of the night. She also took home two of the five special awards namely Miss Marine Conservation and Best in National Costume. Completing her court are Miss Venezuela Kiara Aiello, Miss Scuba International 1st
Runner-up and Miss USA Tessa Ptacek, Miss Scuba International 2nd Runner-up. Madumma will be given the responsibility of being a role model and a leader, internationally, to advocate for marine conservation and to promote safe diving practices. She will undertake a year of ocean conservation campaigns to educate and inspire the desire to do our best to safeguard our oceans. The pageant will also offer her a unique and comprehensive platform to launch her career and personal development. The Miss Scuba International pageant,
Miss Scuba International 2015 Cindy Madduma (center) along with her court Kiara Aiello (left) and Tessa Ptacek (right).
with its mission “Saving Oceans through Beauty,” started in 2011 and is founded by Mr. Robert
Lo who is a strong believer in sustainable development within the realms of the marine
environment. Lo hopes that through this pageant, it will enable more people to
understand how fragile the oceans are and how to make a big difference by protecting it.
AIDS awareness advocates in Oro hold monologues FOR the upcoming Worlds AIDS Day commemoration, different advocate groups and organizations in the city have come up with projects and programs emphasizing the importance of spreading correct information about HIV and AIDS. This includes the need to stop the stigma and discrimination against pLHIV. Among the activities this year is LIMA: The HIV Monologues. LIMA showcases a collection of true stories from five Kagay-anons who are living with the realities of HIV and AIDS. It delivers the message of acceptance and understanding of people living with this condition. Different actors and actresses in the city will give life to these characters
through monologues this coming December 1 and 4, 7:30pm, at the IFI Diocesan Cathedral along Pabayo and Pacana Streets. The LIMA production held a press conference last November 21, 2015 at the German Doctors Mother’s Haus. Before the presscon started, Clix got the chance to talk to some of the performers of LIMA. Present during our short interview were cast members Christy Bacoto, Dennis Flores, Karl Owen Sayson, and Shaun Pilapil. These actors are all volunteers; meaning, they offer their time and talent for free. So, naturally, we wanted to know what made them join the show. Their answer was unanimous: they all have the same goal and that is to educate people about the realities
of HIV and AIDS. Christy, who plays the role Sofia, a wife and mother who just found out she was HIV positive after the death of her husband, said that this is her opportunity to be part of something great. “Also,” she added, “Performing onstage is something I’ve always wanted to do.” Dennis, who portrays the role of Rashid, a man who needs to accept the pain of losing a loved one, said that he wanted to be part of LIMA because of its message. His aim is to help inform more people about HIV. Shaun also agrees that there is a need to educate Kagay-anons about HIV because the number of HIV cases is constantly increasing. She plays the role of Portia, an HIV positive counsellor.
Karl, on the other hand, sees LIMA as a good avenue to engage Kagayanons on the issue of HIV and AIDS. Being a part of the production, he said, will help him spread the right information about HIV. Karl also plays the role of Rashid. Most of the actors in LIMA have been performing in theatre for quite some time already, but they still found it challenging to interpret their characters in the monologues. Aside from portraying roles they have never played before, the challenge for them is to give justice to the “owner” of the stories and eventually deliver the main message of the monologues – to kill the stigma against HIV. They all agree that the pressure is there, but they don’t
mind it because their advocacy is something greater. Co-directors Owen Jaen and Maia Poblete also shared why LIMA is different from all the other shows tackling HIV and AIDS. LIMA, according to them, features true stories of Kagay-anons. In addition, aside from the message of acceptance and understanding, LIMA also shows us that persons living with HIV are normal people; they don’t look any different from us. They lead happy, normal lives – because treatment is available and it is FREE. LIMA is a message of hope. LIMA: The HIV Monologue also envisions to expand the advocacy not just around Cagayan de Oro, but in other parts of the country. In fact, two
shows are already being planned for next year, one in January and another one in February. The production representatives are already in talks for a possible show in Manila. Co-presented and organized by the National Council of Churches in the Philippines and Northern Mindanao AIDS Advocates, in partnership with World Vision and Department of Health Region 10, LIMA: The HIV Monologues is a visually interesting and creative way of educating people about HIV and AIDS. Be one of those who care and are aware. Watch the shows on December 1 and 4. Donation tickets of Php50 will be collected in support of HIV and AIDS organizations and shelters in Cagayan de Oro. CLIX CAGAYAN DE ORO
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EMPRESS M
by
Michelle Francisco
www.EmpressMichelleFrancisco.com
T
b4
visiting
The Vatican
he Vatican or Holy See is the world’s smallest independent state with a population of less than 1,000. It is located in a walled enclave inside the city of Rome. It has its own national anthem and flag. And of course, it is the residence of the Pope. I remember the long lines going inside The Vatican. My husband, Elmer, and I patiently waited together with our tour group to enter. The security was very strict as well. My wish was to get to see the Pope. Too bad I wasn’t able to. Well, maybe on my next visit. I would
Inside St. Peter’s Basilica
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love to meet him. I wish... Why not? I would love to have a good conversation with him and ask him about so many things. I’m sure that I would learn a lot about life from him. Okay, enough with my wishful thinking. For me, the best way to visit The Vatican is to join a tour. Joining a tour is the best way to learn everything there is to learn about the museums, arts and history inside The Vatican. You could choose from group tours or individual tours, whichever you prefer. I suggest you get an audio guide before you start for you to understand every step of the way and appreciate what you’re seeing more. Then of course, wear something proper. And bring a good camera because flash photography is not allowed in most if not all areas. So, make sure you capture those moments perfectly. The Vatican is always crowded the entire year so it really doesn’t matter which month you would visit. My top attractions inside are The Vatican Museums, Sistine Chapel, St. Peter’s Square and St. Peter’s Basilica. The Vatican museums are must visits because you would get to see the world’s priceless works of art. Then of course, the climax of your visit is the Sistine Chapel. To be honest, it’s the only place that I have ever visited in my entire life that I felt something
At the St. Peter’s Square. Behind us is the facade of St. Peter’s Basilica.
different in a good way. Upon entering, it was so quiet, calm, peaceful and ...holy. There’s just something positive with the place. The aura was just amazing. The beautiful ceiling by Michelangelo was just priceless. So much love, detail and history. At the time of our visit, photography was not allowed inside the Sistine Chapel. I’m just not so sure now. St. Peter’s Basilica is one of the world’s most spectacular basilicas. It is home to Michelangelo’s Pietà. This famous art is Jesus on the lap of Mary after crucifixion. St. Peter’s Square is a large plaza located in front of St. Peter’s Basilica. I love admiring St. Peter’s Basilica from St. Peter’s Square. If you’re lucky, you can also spot some Swiss Guards. And we did, so I took some photos of them from a far. A visit to The Vatican is such a memorable experience. Include this in your list of places to see. “Dear young people, let us not be satisfied with a mediocre life. Be amazed
M
Love, Swiss Guards at the background
One of the museums at The Vatican. Amazing paintings on the ceiling that look like sculptures.
by what is true and beautiful, what is of God!” -Pope Francis For more photos from this trip, visit www.EmpressMichelleFrancisco.com.
You can follow me at the following social media: https://www.facebook.com/EmpressMCF https://instagram.com/empressmichellefrancisco https://twitter.com/empressmcf