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BusinessWeek MINDANAO

2013 ppi’S Best in Business and Economic Reporting

YOUR Mindanao-wide BUSINESS paper

Volume VI, No. 018

X

Market Indicators

As of 5:30 pm August 6, 2015 (Thursday)

FOREX

PHISIX

US$1 = P45.79

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X

5 cents

64.26 points

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Briefly Inflation drops THE National Economic and Development Authority (NEDA) said on Wednesday that slower price adjustments in food, energy, and oil pushed inflation to its new lowest level in 20 years Headline inflation rate plummeted further to 0.8 % in July 2015 from 1.2 % in the previous month and 4.9 percent in July 2014, according to the report of the Philippine Statistics Authority. “Inflation remained low and stable in the first semester of 2015 while year-to-date headline inflation lodged below the inflation target range of 2.0 to 4.0% set by the government for 2015. In fact, using the current base year 2006, the July 2015 inflation rate is a new record low, covering the monthly inflation series from 1995 to June 2015,” said Economic Planning Secretary Arsenio M. Balisacan.

Farm equipment A TOTAL of 118 agrarian reform beneficiaries organizations (ARBOs) composed of 18,845 CARP beneficiaries and 10,217 non-CARP beneficiaries in Northern Mindanao will receive P59.4 million worth of farm equipment from the Department of Agrarian Reform (DAR). Procured under the Agrarian Reform Communities Connectivity and Economic Support Services (ARCCESS), the equipment include 37 floating tillers, 27 rice threshers, 18 corn shellers, two units 120-horsepower tractors, 14 90-horsepower tractors, and one hand tractor. The above-mentioned common service facilities were already delivered to the DAR–10 Regional Office at Macanhan, Carmen, this city for inspection. Test runs were also subsequently done to determine the functional operating condition of the delivered units.

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Climate change causes global instability: report www.businessweekmindanao.com

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By BONG FABE, Contributing Editor

S PLANET EARTH keeps warming, global instability is becoming the new norm as climate change will worsen already violent disputes over meager resources.

In a 14-page report to the US Congress publicly released on July 23, the Pentagon said that climate change will have its greatest impact on areas most prone to instability and bloodshed, areas where conflict over resources are ongoing. To address the growing instability, the US military has equipped its Geographic C omb at ant C om m and s MAKING A LIVING. Amidst driving rain, kids make a living along the bank of Cagayan de Oro River by quarrying sand from the river floor. photo by mark francisco

M’danao’s cacao industry seeks P3-B funding By CARMELITO Q. FRANCISCO, Correspondent

M I N DA NAO’ S g o a l of producing at least 200,000 metric tons (MT) of cacao by 2020 implies the need for government funding support of up to P3 billion to bankroll the development

of the crop as well as create an agency that will oversee the industry’s direction, said Undersecretary Janet M. Lopoz, executive director of the Mindanao Development Authority (MinDA).

Get your BWM Loyalty Card NOW for only P350.00 valid for one year, and avail of discounts to more than 150 participating business establishments.

“We hope to get at least P500 million next year so that we can start massively,” said Ms. Lopoz in an interview on the sidelines of t he R e g i on a l C a c a o Stakeholders’ Congress on Friday. cacao/PAGE 7

(GCCs) all over strategic areas of the world to address climate change in those parts. “GCCs generally view climate change as a security risk because it impacts human security and, more indirectly, the ability of governments to meet the basic needs of their populations. Communities and states that are already fragile and have limited climate/PAGE 7

Construction of a flood dike pushed by CDO residents By MARK FRANCISCO, Staff Writer

TWO concerned persons have been lobbying for the construction of a dike along the Iponan River in six months now. Dr. Reuben Daba and lawyer James Judith II, who called themselves as “concerned citizens,” are

working for the construction of a P244 million flood dikes in the Iponan River to protect a relocation site in the village of Canito-an here from flooding. Daba and Judith described the situation in sitio Calaanan, the relocation site in the village of Canitoan in Cagayan De Oro is flooded ever y time a downpour occurs. The residents in the area are experiencing a phobia because they were mostly victims of tropical storm Sendong in 2011 when floods spawned by the weather disturbance killed hundreds of people in the city, Judith said. dike/PAGE 11

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E conomy 2 Cigarette packs without tax stamps flood markets in Mindanao cities 2013 ppi’S Best in Business and Economic Reporting

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EVEN months since tax stamps were required on all cigarette products, many stores in Mindanao were fou nd s el l i ng c i g are tte p acks st i l l not b e ar ing the proof of tax payment labels in a market survey conducted last week by the Fight Illicit Trade (Fight IT) movement. The government through the Bureau of Internal Revenue (BIR) implemented the Internal Revenue Stamps Integrated System (IRSIS) that requires all cigarette manufacturers to affix tax stamps on each pack of cigarettes beginning Dec. 1 last year. BIR further required that effective March 1, 2015,

no manufacturer can sell any more pack without tax stamps. The same applies t o i mp or t e d c i g are tt e s effective April 1 this year. The BIR implemented IRSIS to address the concerns on illicit cigarette trade in the country, and t h e u s e o f t a x s t a mp s ensures that each pack is legitimate and has paid the excise tax. The Fight IT movement ran simultaneous market sur veys in different b arangays in t he cit ies of C agayan De Oro, D av a o, G e ne r a l S anto s and Zamboanga to check on compliance by manufacturers, wholesale and retail stores. T h e m a r k e t s u r v e y, according to Fight IT lead

convenor Jesus Arranza, showed that several local brands as well as imported cigarettes believed to be smuggled to the country were openly sold without the tax stamps. 39 wholesale and retail stores in Cagayan De Oro City; 20 retailers in Davao C it y ; n i n e re t ai l e r s i n General Santos City; and 40 retail and wholesale outlets in Zamboanga City were openly selling significant quantities of products without tax stamps. The situation in outlying areas could even be more alarming. The Fight IT movement warned consumers against patronizing the “no tax stamps” cigarette packs as this is not only illegal

without the requisite tax payment, but its origin and production are not known as well. In line with the group’s advocacy to fight all forms of illicit trade activities, Fight IT called on the public to be vigilant in spotting illegal products and report these to authorities. “Tobacco products are specifically taxed per pack at increasing rates of excise, precisely because tobacco is harmful and addictive, and the tax is intended to make the product less affordable, thereby encouraging people to quit. “The national and local authorities in Mindanao should be alarmed at this f lagrant circumvention of the law that is not only

Being a Teacher is serving as a Parent at the same time By MELANIE M. RIVERA Teacher Applicant Division of Cagayan de Oro City

More than the teaching is the art of parenting to your pupils also. You will not count for seconds, minutes and hours you spent with them because you will cherish each moment and will be looking forward for more days and months to be with them. Teaching is never easy, so as parenting. However, once you learned to be passionate in teaching, you will discover it on your own that it is

more than that, definitely more than that. In school, to make your pupils feel that they are understood and loved, it is important to give them the attention and appreciation they need, especially for children who are not deeply loved at home for they will long for it. They will expect that you, as their teacher, will do the same thing most parents do and some things parents cannot do for their

own children, such as, for children whose parents are too busy at work, for children who need adequate attention and affection from their parents. Being a teacher is never easy. For you to last longer in this work, you must have innate commitment and passion that you could go a long way just to achieve your goals as a teacher; passion that will lead you to the success of imparting thorough knowledge and life insights to your pupils and let them apply it to their

d e ny i n g r e v e nu e s , b u t undermining impor ta nt public health objectives. “Let us work together to combat t h is menace. We c a n not a l low manufacturers and store owners to be scot-free in sel l i ng i l lega l produc t s w it hout pay i ng ta x . Do we let them go when we t a x-pay i ng c it i z ens a re dut y-bou nd to help t he gove r n me nt? ” A r r a n z a asked. The Fight IT is a broadbased, mu lt i-sec tora l movement intended to protec t consu mers, s a f e g u a r d g o v e r n m e nt revenues and shield legitimate industries from the ill-effects of smuggling. It wa s lau nched ea rl ier t h i s m o nt h u n d e r t h e umbrella of the Federation of Philippine Industries ( F P I ). A r r a n z a i s t h e

chairman of FPI. Fig ht I T c a r r ie s t he c a mpa ig n sloga n “ Stop smu g g l i ng , P rote c t t he consumers.” T h e a l l i a nc e br i n g s together major players from industries with some of the most commonly smuggled goods or products such as rice, sugar, corn, palm oil, tobacco, steel, cement, ceramic tiles among others. The group will provide to enforcement authorities for their appropriate action the list of outlets found to be selling without tax stamps. T he BIR ha s wa r ned against the serious consequences of non-use a nd u s e of c ou nt e r fe it st a mps . Pena lt y r a nge s from a fine of up to P50,000 and imprisonment of not less than four years but not more than eight years.

everyday lives. If you have all those characteristics, then you are ready and equipped not just to teach but to take care as a parent to your pupils. Leading them to life’s success and being part of their journey to be useful citizens of this country are priceless. Cheers to all teachers who have gone far in parenting children of today. May you live long and continue to lead and guide pupils to a better life and a better future.

CAGAYAN DE ORO MAIN BRANCH P & J Lim Bldg., Tiano Brothers Kalambagohan Sts., Tel. # (08822) 727-829 * Telefax # (088) 856-1947 CAMIGUIN BRANCH B. Aranas St., Poblacion, Mambajao, Camiguin Tel. # (088) 387-0491 CORRALES BRANCH Corrales Ave., Cagayan de Oro City DIVISORIA BRANCH Atty. Erasmo B. Damasing Bldg., #61 Don A. Velez St., Cagayan de Oro City Tel. # (088) 857-3631 LAPASAN BRANCH Lapasan Hi-way, Cagayan de Oro City Tel. # (088) 231-6739 CARMEN BRANCH Vamenta Blvd., Cagayan de Oro City Tel. # (088) 231-2011


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“Evil spirit ordered boy to kill grandma”

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IFE’S INSPIRATIONS: “… P u t t o d e a t h , therefore, whatever belongs to your earthly nature: sexual immorality, impurity, lust, evil desires and greed, which is i d ol at r y. . .” ( C ol o ss i ans 3:5, the Holy Bible). -ooo “EVIL SPIRIT ORDERED 9-YEAR OLD BOY TO KILL GRANDMA”: Why would a 19-year old grandson from Kabankalan City, Negros Occidental who has no record of criminality suddenly turn violent and would even have the guts to kill his 85-year-old and totally defenseless grandmother by opening up her chest, taking out her heart, and then eating that heart? What could have prompted him to do this heinous crime? There seems to be no clear explanations, even as the police in the city are now trying to piece what happened, starting with the supposed declaration of the grandson that he merely obeyed what he claimed as “something evil” that told him to do it. This is, of course, terribly frightening. This could only mean that what the Bible had been saying, in its numerous vers es

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hink a minute…Remember when you were in school? You know who’s best at doing tests, but you don’t know who will succeed at the tests of life. By the time we’ve finished 10-12 years of school, we’ve learned some accounting with debits and credits, but we’ve still not learned how to truly forgive our debtors and people who have wronged and hurt us. We know what direction Japan is, but we’re not sure which way we should go in life. In school, we learn how to do everything except how to live! It’s after we finish school that we must start learning how to live in the classroom of real life. So who is the right teacher for us? Who can best teach us how to live well? Isn’t it logical that whoever invented life is the One Who knows how life best works? This is on of the reasons Jesus Christ became a human being—as the Teacher of real living. He explains and shows us the way God designed life to be lived. That’s why Jesus is the only person in history who could ever come back to life after dying and being buried for 3 days. He’s still teaching today! So we would be smart to listen and do everything He tells us are the principles for living a successful and satisfying life. If you put your life in Jesus’

dealing with a confused human mind controlled by evil spirits, is actually accurate and true. -ooo B I B L E WA R N I N G AB OUT EVIL SPIRIT S BECOMING TRUE: The first verse that came to my mind up on hearing t h i s g r u e s o m e mu rd e r of t h e g r a n d m ot h e r i s Ephesians 6:12, which says: “For our struggle is not against flesh and blood, but ag ai nst t he r u l e rs , against the authorities, against the powers of this dark world and against the spiritual forces of evil in the heavenly realms…” These powers of the dark world and spiritual forces of e vi l in t he he aven ly realms are responsible for causing people to abandon t heir fait h in G o d and instead follow deceiving spirits and things taught by demons (see 1 Timothy 4:1). U l t i m a t e l y, m a n y people influenced by the evil spirits become “lovers of themselves, lovers of money, boastful, proud, abusive, disobedient to their parents, ungrateful, unholy, without love, unforgiving, slanderous, without selfcontrol, brutal, not lovers of the good, treacherous,

rash, conceited, lovers of pleasure rather than lovers of God…” as 2 Timothy 3:1-4 is saying. -ooo HOW TO CONTROL OU R M I N D AG A I N ST EVIL: Is there anything people can do to fight all of these? Yes, and the Bible itself tells us, specifically a n d d i r e c t l y, w h at w e should do. First off, we are told that we must become “children of God”, under John 1:12 -13, by accepting and having faith on Jesus as God and Savior. Then, we must no longer conform to the patterns of this world, and instead, t ransfor m ours elves by the renewing of our minds (Romans 12:1-2). How do we renew our minds? By insist ing t hat we t hink only of “whatever is true, whatever is noble, whatever is right, whatever is pure, whatever is lovely, whatever is admirable— if anything is excellent or praiseworthy…” (see Philippians 4:8). How will we know what is true, noble, right, pure, lovely, admirable, excellent or praiseworthy? By setting our minds only things above, not on earthly things. Where can we find the “things from above”?

K akampi

Mo A ng Batas

Atty. Batas Mauricio Romans 1:16 is clear: it is the Gospel in the Bible, because “it is the power of God for the salvation of all who believes…” Let us read the Bible then, and obey God’s commands to avoid evil coming into our minds! -ooo PLEASE LISTEN: “Ang Tanging Daan” (The Sole Way), a Bible study and prayer session on radio, airs Mondays to Fridays, 6 p.m. to 6:30 p.m., at DWAD 1098 kHz on the AM band. For replays, go t o w w w. f a c e b o o k . c om / angtangingdaan or www. facebook.com/ANDKNK and scroll for “Ang Tanging Daan” broadcasts. Phone: 0922 833 43 96, 0918 574 0193, 0917 984 24 68. Email: batasmauricio@yahoo.com. -30-

Ejaculatory prayers

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THINK

A Minute

Jhan Tiafau Hurst hands, He will work everything together for good in your life. Jesus will show you what to do about your boss who is unfair to you. He’ll teach you how to pay back your debts and manage your money problems. Jesus will show you what you can do so your child won’t feel so angry and rebel against you. He’ll show you how to change and improve your marriage relationship. And Jesus will help you do your best in school. Jesus can even use your mistakes to teach you lessons on how to live well and right. But you must first join His class. So won’t you ask Jesus to forgive you for living your wrong way, and ask Him to become your life’s teacher in charge of your life. Then, He can start showing you how your life was made to really work the way you want it to. Just Think a Minute…

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hese a r e s h o r t , spontaneous prayers that come out of our heart in love with God. We need to cultivate the practice of making these prayers so we can always be with God, keeping our faith, hope, and charity for him and for others alive and burning, whatever situation we may find ourselves in. We need to realize that our mind and heart need to be pumped and revved up by their proper fuel. And in the end, it’s not just t h i ng s arou nd nor s om e ab s t r a c t t h e or i e s and ideals that fill them up. It’s G o d w h o g ive s himself completely to us through his gifts of faith, hope and charity that he gives so abundantly. While there are special moments when we can be particularly close to God in some intimate prayer and mutual immersion, as when we do our mental prayer, meditation, day of recollection, days of cl os e d ret re at, etc. , we h ave t o re a l i z e t h at i n the ordinary flow of the d ay, w e a re c on s t a nt l y keeping that intimacy, this

time through these short, spontaneous ejaculatory prayers. Other wise, we will always be prone to ignore and forget God, and from there start the deviation that can really end with a big dis aster, as w hen we develop anger and hostility toward God, or total indifference to him. Let’s remember what happened to Christ when he returned to his hometown. His townmates could not believe they had a neighbour who could speak and do things Christ did. They found him too much for them, and they finally fell to faultfinding. (cfr Mt 13,54-58) This is a typical example of how familiarity breeds contempt that, sad to say, i s r a mp ant e v e n t o d ay w h e n we are s upp o s e d to be more educated and civilized. Christ himself, the very God who became man, could not help but say, “No prophet is not without honor except in his own country, and in his own house.” We a l w ay s h av e t h e tendency to take God for

granted. This is something we have to be most aware of and to be properly prepared to tackle and resolve. That is why we need to make these ejaculatory prayers all the time so that our immersion in the things of the world would also immerse us more and more in God. We have to make many ac ts of fait h, hop e and charity during the day. We can rep eat as often as we can prayers like, “I love you, Lord,” “I believe i n y ou , L ord , h e lp my unbelief,” “I trust you and hope in you who are my sure rock and refuge,” etc. Or we can say, “Thank you, Lord, for this and for that,” “Sorry, Lord, for this and for that,” “Help me, Lord, in this endeavour, in this trial, in this need and difficulty,” etc. During extraordinary times, when we are specially high or low, let’s flow with these ejaculatory prayers to keep us close to God and not lose our proper footing amid the strong impulses of our emotions. And during ordinar y times, when things appear

HINTS

and

Traces

Fr. Roy Cimagala normal and even humdrum, we should manage to keep intimacy with God. We have to avoid feeling empty and just drifting along what our senses and feelings would lead us. The spiritual life of faith, hope and charity has to be vibrating. We may have to make use of some human devices as reminders and triggers for us to make these ejaculator y prayers. For sure, all these will be all worthwhile. With these ejac ulator y prayers, we can maintain a spiritual and supernatural outlook toward life in general, and even to draw God to do miracles with us. roycimagala@gmail.com.

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CorporateWorld

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Gaisano’s Viscal Group buys land in Megaworld’s Iloilo Business Park

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ETRO Retail Stores Group, Inc., the retail arm of the Vicsal Group of Companies, has acquired around 9,000 square meters of commercial property inside the Iloilo Business Park, Megaworld’s integrated urban township in Mandurriao, Iloilo City. The Gaisano-led company is bringing its Metro retail store for mats – Met ro D e p ar t me nt Store and

Executives of property giant Megaworld and Metro Retail Stores Group, Inc. during the signing of the agreement. (L-R) Kevin L. Tan, first vice-president and head of commercial division, Megaworld; Lourdes Gutierrez-Alfonso, chief operating officer, Megaworld; Frank S. Gaisano, chairman and CEO, MRSGI; and Arthur Emmanuel, president and chief operating officer, MRSGI.

OLX promotes the classifieds lifestyle to more Filipinos ONE year after its rebranding, OLX Philippines, the country’s leading buy and sell platform, announced it is now focusing on leveling the online classified ads landscape to provide users with equal buying and selling opportunities. Reaching out to more Filipinos Shortly after its rebranding, OLX established an office in Cebu to reach out to more users in the Visayas and Mindanao regions. Earlier this year, it also merged with another classified ads platform. Through these adjustments, OLX continues to expand its reach and make online buying and selling accessible to more Filipinos. “With the level of reach that OLX is attaining, we want to continue making it easier for more Filipinos to experience online buying and selling -- from the occasional sellers who are selling stuff for the first time to street-smart buyers who maintain a practical lifestyle,” says RJ David, Managing Director of OLX Philippines. Enhanced user experience OLX has implemented several product changes to make the experience more pleasant for their users. For instance, the platform is now highly optimized as the loading time of pages has sped up by as much as 70%. The sell form has also been simplified, allowing users to accomplish more in less time, such as selecting specific location for targeted queries and choosing item categories faster through the auto-suggest feature. To keep the online buy and sell community vibrant, each ad comes with an improved report button that users can simply click in case they find suspicious ads. This is then directly sent to the OLX Support Team for investigation. OLX has also removed its feedback system and reduced the number of free ad slots. “Implementing a limit to the number of free ad slots and removing the feedback system give us more quality ads and an equal selling opportunity to all types of sellers. At this point, our focus is to spread the buyer leads to as many sellers as possible,” explains David. Removing the feedback tool has increased the number of sellers getting buyer inquiries by 17% from 51,000 to 60,000 and the implementation of the paid limits has also resulted to a 38% jump from 43,000 to 60,000. Amidst the changes, OLX remains to be a FREE online classified ads platform where all OLX sellers can still post items at no charge. Paying for additional ad slots is just an option since you can either delete items that have already been sold or remove inactive ads. Making smarter choices Steering towards helping their users become active advocates of the classifieds lifestyle, OLX has also introduced their newest content olx/PAGE 11

Metro Supermarket - into the township, which is located along Megaworld Boulevard, just between Richmonde Hotel Iloilo and the Festive Walk Mall. “We are proud to have cemented a formidable partnership with Megaworld Corporation, one of the country’s most reputable developers, and we look forward to realize synergies from this strategic alliance.

As a retail industry leader, Metro’s linkage with property developers is crucial to our success, and this partnership will be mutually beneficial as both Megaworld and Metro move towards aggressive expansion,” says Frank Gaisano, chairman and CEO, Metro Retail Stores Group, Inc. “We welcome companies like the Metro Retail Stores gaisano/PAGE 11


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CENRO-Tacurong City intensifies implementation of Anti-Chainsaw Act T

By Edwin O. Fernandez

ACURONG CIT Y - - T h e Ta c u r o n g C i t y C o m mu n i t y Environment and Natural R es ources (CENRO) is intensifying regulations of chainsaw operators in the city, as a form of combating illegal cutting of trees. CENRO Jerry Dalauta

has appealed to all chainsaw operators in the city to register their respective units to avoid confiscation and possible charges. Dalauta cited Presidential Decree 9175 or the AntiC hains aw Ac t of 2002. Under t he l aw, anyone found to be owning and

in possession of a chainsaw that is not registered with the local DENR office will be charged and penalized. Dalauta admitted he has been receiving death threats from illegal loggers operating in the remote villages of the city by cutting natural grown species. He said he is not cowed by the threats because what

he was doing was based on an existing law. “I know the people who have been threatening me, they are illegal loggers who cut trees unabated, a complete disregard of the law and of the effects to the environment of their nefarious activities,” he said in a radio interview. Trees cut in the mountains

Digkilaan Central conducts NSDD By Jim G. Siarsa, TIII, DGK CS

Amidst update on Zamboanga peninsula and other places in Philippines of which some grade school children suffered from vomiting, stomach ache and dizziness after taking Albendazole 400mg chewable deworming tablet, Digkilaan Central School of Northeast IIB District, Iligan City, Northern Mindanao successfully conducted the National School Deworming Day (NSDD) last July 29, 2015. Two hundred eightythree (283) out of 353 or 80% school children were given Albendazole 400mg chewable

tablet simultaneous with the nationwide deworming activity. The other 20% had already taken their deworming last month given by the Digkilaan Barangay Health Center. The school hit its target to zero the prevalence rate of intestinal worms. It is a project of the Department of Health (DOH) in partnership with the Department of Education (DepEd) through the Health and Nutrition Council which bears the theme’, “Goodbye Bulate. It aims to deworm approximately 6 M school-

aged children to reduce the burden of Soil Transmitted Hel m i nt h i as is ( ST SH ) infectious with positive impact on education and children. Prior the deworming activity, information drive was made to the teachers, parents and children on some precautionary measures to avoid health consequences. Preliminary activities were done also like simultaneous hand washing and tooth brushing. These activities were closely monitored by City Health Office representative, Northeast District Supervisor and School Head of DGK CS.

The school management did meetings with all teachers and had brain storming on some precautionary measures which includes the signed permits from parents affixing their consent. Only one (1) parent expressed her apprehension of her daughter complaining of stomach disturbance late in the afternoon. However, the mentioned child was relieved of her stomach complaint as per information from the mother. The school management is thankful also to the trust of parents and stakeholders given and the successful conduct of the NSDD.

of Sultan Kudarat province have b e e n t r ansp or te d to the city without legal documents. Dalauta said his office will continue to enforce the law in partnership with ot her l aw enforcement agencies of the government. D a l au t a l au d e d t h e Moro Islamic Liberation Front (MILF) who have

Guide to Effective Teaching By June Darlyn B. Biagcong Teacher Applicant Division of Cagayan de Oro

Teachers are always teachers by profession. By means of profession, they have the license and skill to teach. However, truth be told that not everyone who teaches are effective. Ineffective teachers refer to people who present ideas but at the end of the class, students have a lot of questions rather than answered questions that should be achieved during class hours. To truly be an effective educator, a teacher must have a good understanding on

Teacher’s role in promoting Internet appreciation among students By Shiela S. Gosanes Teacher Applicant Division of Cagayan de Oro City

The use of Internet is common nowadays. It is used anywhere such as in offices, business establishments and schools. In fact, Internet has been a prime source of information. Computers and Internet are considered one tool of teaching in most schools around the globe. For one, it is because these can turn learning discussion into lively and enjoyable interaction, plus it include colorful visuals and

interactive applications which make classroom discussion a something that students would look forward to. The use of computers and Internet is not just applied to high school and college students but as well extended to elementary schools. Internet is a circle where whole world meets. In other words, people in all ages, genders, levels of thinking, status and positions could have access on Internet.

Thus, it is important that in schools, teachers should lead the students and teach them in proper use of such thing. There are a number of w ay s t e a c h e r s c a n do in performing this responsibility. In a blog of Washington Po s t , i t i s s a i d t h a t teachers could encourage parent leadership. Parent communities in school, through Parent-Teachers Ass o ciation (PTA) for example, could begin a discussion about safe and responsible online use by students at school and at

home. It is also good for teachers to communicate with parents in regular manner, especially about using technology in classrooms, and ensuring that kids are learning to be responsible online citizens. It is much proper as well to be clear about how appropriate technology use is enforced in school through the set rules and regulations. Example of these is being clear that personal use of computers and internet is avoided in school grounds and all computer time children has is all for educational purposes. It

been helping the campaign ag ai nst i l l e g a l l o g g i ng activities in the city and in the province. Aside from preventing illegal cutting of trees, the MILF along with other environmentalists have been conducting tree planting activities in Tacurong City and nearby communities. (PNA)

can encourage parents easier to participate in instilling good and proper use of computers and internet to their children at home if they know that the school does the same. Internet is surely a good thing for education. Moreover, it could be more informative if teachers and parents are there to make learning full of sense in terms of contents. Teachers and parents should be responsible in developing and ellaborating contents provided in the internet so that there is a so-called understanding.

whatever he is teaching. Like for example if he teaches about writing, what purpose does writing serve and what are the best techniques and strategies writers can use to serve this purpose? Teachers must not just base ideas practically on books alone. Further research and study on their part should be done. Another thing is a teacher should have a good understanding of who he is teaching. He should take into account on what these students already have in mind and what they have already learned. Moreover, he should consider what lessons these children failed to learn that he has to inculcate. The teacher must know that he need to build bridge between what these students already learned and what they have to learn. Teaching is not just about presenting lessons based on the provided list. He should know how to start giving a lesson that at the end of the day, his students have learn something that they could use the day after. It is all about inculcating not just temporary ideas but permanent knowledge.


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Climate... from page 1

resources are significantly more vulnerable to disruption and far less likely to respond effectively and be resilient to new challenges,” the US Department of Defense said in its report entitled National Security Implications of ClimateRelated Risks and a Changing Climate submitted in response to the Congressional request to identify the most serious and likely climate-related risks in relation to US national security. The US Department of Defense also said that “global climate change will have wideranging implications for US national security interests over the foreseeable future because it will aggravate existing problems — such as poverty, social tensions, environmental degradation, ineffectual leadership, and weak political institutions — that threaten domestic stability in a number of countries.” “Case studies indicate that in addition to exacerbating existing risks from other factors (e.g., social, economic, and political fault lines), climateinduced stress can generate new vulnerabilities (e.g., water scarcity) and thus contribute to instability and conflict even in situations not previously considered at risk,” it said. The report also admitted that the Pentagon has created practically a global military organization comprising the African Command, Central

Command, Pacific Command, Northern Command, as well as the European Command — all of which are equipped to wage war and implement different types of operations in response to human, as well as natural disasters — and provided littleknown details about how each of these GCCs is addressing climate change in the part of the world where they oversee operations. In explaining the existence of the GCCs, the Pentagon said that “the Department of Defense’s primary responsibility is to protect national security interests around the world. This involves considering all aspects of the global security environment and planning appropriately for potential contingencies and the possibility of unexpected developments both in the near and the longer terms.” The GCCs incorporate the risks posed by current and projected climate variations into their planning, resource requirements, and operational considerations. And “GCCs, often at the request of partner nations, cooperate with other nations on adaptation practices, resilience, environmental consi der ati ons, and r i sk reduction.” The GCCs, the report said, also cooperate to build partner nations’ capacities and abilities “to reduce risks and implications from environmental impacts and climate change, including severe weather and other hazards” through (1) building

infrastructure such as emergency operations centers, disaster response warehouses, disaster shelters, and construction of dams for hydro-electric power; (2) training; to provide disaster management and response personnel with the knowledge and skills to meet the basic needs of the populace in coordination with in-country security cooperation officers and the USAID; and (3) equipping; GCCs support the delivery of non-governmental organization (NGO) emergency donations through the Defense Security Cooperation Agency’s Funded Transportation Program and Denton Program. Last February, the Pentagon issued the National Security Strategy that clearly states that “climate change is an urgent and growing threat to our national security, contributing to increased natural disasters, refugee flows, and conflicts over basic resources such as food and water.” The Pentagon said last year that climate change is a threat multiplier, meaning that climate change has the capacity to engineer and escalate conflict globally. “GCCs assess that, in line with the Intergovernmental Panel on Climate Change (IPCC) conclusions, climate change will have the greatest impact on areas and environments already prone to instability, which aligns with DoD’s wider assessment of climate change as a threat multiplier,” the July 23 report said.

To address the threat, the Pentagon released in October 2014 the 20-page Climate Change Adaptation Roadmap, which some climate change expert described as “a chilling acknowledgement of things to come — a worst case scenario guide to reality.” The Roadmap acknowledged that “rising global temperatures, changing precipitation patterns, climbing sea levels and more extreme weather events will intensify the challenges of global instability, hunger, poverty and conflict. They will likely lead to food and water shortages, pandemic disease, disputes over refugees, resources and destruction by natural disasters in regions across the globe.” The Roadmap identifies three overarching goals, (1) to identify and assess the effects of a changing climate on the Department’s infrastructure, mission, and activities; (2) to identify, manage, and integrate climate change considerations across the full range of Department missions and activities; and (3) to collaborate with internal and external entities on understanding and assessing the challenges of a changing climate and developing appropriate responses to those challenges. The new Pentagon report had military pundits surmised that because of climate change, the notion that wars are fought between political superpowers for global supremacy is a notion, like our atmosphere, that is fast expiring.

Cacao... from page 1

MinDA, government agencies and the private sector group Cacao Industry Development Association of Mindanao, Inc. (Cidami) signed an agreement last week for the Cacao Double-up Program, a MinDA-initiative that aims to fast-track the increase in the number of cacao trees planted in Mindanao. The program will match every seedling that a local government unit will provide to organized cacao farmers groups. The MinDa official, however, warned that getting sustained funding will depend on how the implementing agencies, like the Department of Agriculture (DA), are able to judiciously spend the money. This year, the DA Davao Region office set aside about P57 million for the crop, which will be increased to P123 million next year, said DA Regional Director Remelyn R. Recoter. Ms. Recoter also reported that the agency was able to spend about 80% of its budget last year. The National Economic and Development Authority (NEDA) Region 11 office, in a statement, said the average absorptive capacity of government agencies last year was 91%. “The biggest obstacle that

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government agencies have to face is procurement,” said NEDA Regional Director Maria Lourdes D. Lim. Meanwhile, the cacao stakeholders and regional government officials urged the national government to create a body that will focus on developing the crop. Ms. Lopoz said the creation of an agency is necessary to ensure that the next administration will sustain the momentum that has so far been achieved. “We need a body that will help both the government and the private sector map out strategies to be able to achieve the goal,” said Ms. Lopoz. Valente D. Turtur, Cidami executive director, added that a government body, similar to those established in other countries, will be able to oversee the development program alongside research and development initiatives. Mr. Turtur, citing an example, said: “Research and development action plan is important to find ways on how to add value to the raw materials.” “We can only maximize the profit of the farmers if we are able to find ways to add value,” he added. Cidami earlier announced a plan to initiate the formation of a Philippine cacao council that will be composed of private and public sector representatives.


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Travel While You’re Still Young And Able

W

hen I started my website/blog www.EmpressMichelleFrancisco. com, I started searching for photos of our travels because I wanted to share my travel experiences in my blog. I posted most of my travel photos at Facebook but they’re just photos with no stories told. That’s why I love my blog so much because I get to share my stories and my memories (both the good and the bad). While looking at the albums, I realized that I have already been to so many places: many parts of USA (I love America), many destinations in The Philippines, England, France, Germany, Belgium, Liechtenstein, Monaco, Austria, The Netherlands, Italy, Spain, Switzerland, China, Hong Kong, Macau, Singapore, Malaysia and many more at a young age. I am so grateful for the opportunity to travel. I grew up in a family who’s not much into traveling. It’s just not a priority for us. When I got married, my husband, Elmer, was the exact opposite of me. He traveled a lot with his family because they were into it. I remember, Elmer was very carefree about traveling that when he tells me, “Okay, pack your bags because we’re going somewhere

in a few days.” I was like, right away? I wasn’t used to it. When I was a little girl, I remember, going to Manila from Cagayan de Oro City or going to Hong Kong should be planned for months. Then here came this person with whom traveling was just too easy. Not just that. I was also afraid of riding the plane. I get airsick most of the time maybe because I was not used to flying at that time. But as time went by, I got used to it and after a couple of years, I came to love it! An hour before taking off, I already take my pills for dizziness just to be sure. So, now, riding the plane is something that I really am excited about, love and enjoy. The airport bondings, shopping chocolates at Duty Free, eating at the airport restaurants and airplane meals now excite me. I love the airport. Only the nice ones of course. Whenever I travel out of the country, I usually bring a carry-on luggage just for the chocolates that I buy at the airports. Imagine a luggage full of chocolates? One time we had a stop-over at Narita International Airport in Tokyo, Japan going to Los Angeles. I bought so many chocolates and brought them all to the US only to bring them back to Japan then Manila then Cagayan de Oro City. The airport police at the McCarran International Airport in Las Vegas wondered and asked me what were those inside my carry-on luggage? I said, “Chocolates, all chocolates.” She smiled at me and I smiled back at her. I was thinking of giving her some but then I stopped and thought, I might get arrested for doing that?! Haha At the age of 25, that was 2007, Elmer and I decided to go on a European Tour. He fixed everything from the tickets, visas, hotel accommodations and tours. All I had to do were to appear for visa interviews, pack my clothes and enjoy the trip. He took care of everything. He’s very efficient with those

things and I usually just follow him. I was so excited to travel as it was my first time to visit Europe. It was more than a month of doing nothing but fun stuff. That’s the best part! Priceless! Let me tell you a funny story that happened at Heathrow Airport in London. I brought too many clothes with me and I went shopping so they charged me Php60,000 in excess baggage. I was like, seriously? So next time, pack light. Bring casual dresses because they’re very light. Then just bring two coats with you (black and beige) to match everything. We had a vacation for more than a month, just the two of us, and we had so much fun! It was one of the best and happiest times of my life. When in Europe, it’s best to join a tour so that you could go to as many beautiful places as possible. And, it would be really hard to go all around Europe on your own because not everyone could speak in English when you get out of England. In our tour, I think there were only 10 of us who were young and most of them were senior citizens. Hehehe. Many of them decided to travel after retirement. On the contrary, Elmer and I decided to travel first before getting too serious in life. Some of them even told us that we were very lucky that we’re already doing this while we were still young. Because of the early morning wake up calls and very late sleeping time, I think it took a toll on the older ones. They started to get sick and they were coughing and had fever. So, our tour guide ended up calling doctors to visit the hotel to check on them. Not to mention that they had a hard time walking. When traveling, you will be walking the whole day or else who won’t get to see the best places in the world. Because we were all riding in one huge coach, when one or two people are coughing then for sure everybody else will end up

coughing as well, right? Our tour guide and driver had to disinfect the coach from time to time and told us that we could wear masks if we wanted to. And so we did. Elmer told me, “Just wear the mask, drink lots of water and have fun! You’ll be okay.” He was right but towards the end of the tour during the last 5 days, I started feeling some pain at my tonsils. So, I drank even more water, slept early and took some medicines. I didn’t really care because even if I wasn’t feeling so well, I had so much fun seeing beautiful and historical places, meeting new people and learning different cultures. So, I was still on the go. Our second to the last destination was Paris. Of course, I instantly felt better because it’s shopping time! I was so excited to buy my favorite bags. It’s a living proof that illness is all in the mind. When you’re young, you still have so much energy to walk long distances, to eat whatever you want to eat, to stay up late, to just be carefree and enjoy life. I remember telling Elmer that I wanted to visit all the places that I longed to see before I reach the age of 30 then I will stop traveling, rest and enjoy my home. That was because of what I saw from our friends in the tour wherein they had a really hard time enjoying it. I’ve been to most of the places in my list but I think I still have a few more destinations left that I really would love to visit like Mustique, Washington DC, South Aftica, Disney World, Greece, Egypt, Jerusalem, Turkey, Dubai, Japan and so on. I still have a lot of time to do that. The best gift you can give to your loved ones is happy memories. Travel together as a family whenever you can. Save money and spend some of it on memorable vacations. See historical places, learn different cultures, appreciate beauty, arts, good food and live life to the fullest!

“One day, you will wake up and there won’t be any more time to do the things you’ve always wanted. Do it now.”

M

Love,

- Paulo Coelho

You can follow me at these social media: https://www.facebook.com/groups/ EmpressMichelleFrancisco https://www.facebook.com/EmpressMCF https://instagram.com/empressmichellefrancisco https://twitter.com/empressmcf

Dike...

OLX...

He said that the relocation site located in a valley below sea level sits dangerously near the Iponan riverbank. For his part, Daba said that continuing illegal quarrying at the Iponan River would only hasten the possibility of a flood. Due to this, the two concerned citizens drafted a comprehensive technical proposal complete with a detailed program of works outlining all the materials and amount of expenses needed for the P244 million-project. The proponents secured a recommendation from the Pagatpat barangay council as well as from the Office of the City Mayor here. Daba and Judith submitted the proposed program of works for the construction of the flood dike to the regional office of the Department of Public Works and Highways (DPWH) in Cagayan De Oro City. (PNA)

platform, OLX Yaman. This is where they can get first-hand information and insightful tips about online buying and selling. It will also be featuring user stories and lifestyle articles that cover various topics such as cars, real estate, travel, fashion, and tech. Users can already browse OLX Yaman through www.yaman.olx.ph. Ultimately, all these changes contribute to the company’s higher purpose of providing an opportunity for users to make smart and practical choices that can lead to an improved life.

from page 1

from page 5

Gaisano... from page 5

Group, Inc. to the Iloilo Business Park. As one of the largest retail chains in the Visayas, they will be able to provide a wide variety of retail offerings

to the growing population of the township,” says Kevin L. Tan, first vice president and head of commercial, Megaworld. Once completed, the 72-hectare Iloilo Business Park is envisioned to be the center of business, tourism and lifestyle in Region 6. Aside from the Metro retail outlets, the township will also be home to two first-class business hotels: the Richmonde Hotel Iloilo and Courtyard by Marriott; the Iloilo Convention Center which will be the biggest convention facility in the region once completed; luxury residential condominiums; stateof-the-art BPO office towers; the 1.1-kilometer Street of Festive Walk, which will be the longest commercial and retail strip in VisMin; a 9-hectare commercial and boutique hotel district; as well as leisure and recreational parks and amenities. In the next three years, the township will be home to around 40,000 business process

outsourcing (BPO) workers, making it the biggest BPO hub in Western Visayas. “The businesses that will rise in Iloilo Business Park will certainly benefit from the growing population of the township. With the residential and BPO population alone, a ready market awaits our commercial and retail partners such as the Metro Retail Stores Group, Inc. and those that will also open in our malls and commercial centers within the township,” explains Tan. (PR)

Pioneer... from page 12

“We are proud to have taken the lead in LEED, and will continue to raise the bar for all our future projects.” Pioneer EVP and Property Administration Head Sally Ong Pac said.LEED measures how well a building performs using several metrics, including: energy savings,

water efficiency, carbon dioxide emission reduction, improved indoor environmental quality, and stewardship of resources. The rating systems provide a concise framework for identifying and implementing practical and measurable green building design, construction, operations, and maintenance solutions.Pioneer House CDO is a solid testament of Pioneer’s commitment to both people and environment. It not only stands as a second home to employees dedicated to serve Filipinos from all walks of life in Mindanao through insurance and protection; it also represents Pioneer’s dedication in doing its share to preserve our environment for present and future generations. • Double glazed glass windows combat energy loss, improve thermal comfort, and reduce noise. • Pioneer House CDO’s Roof Garden features different

locally-sourced plants for oxygen release, as well as natural infiltration, which minimizes runoff during rains. • At Pioneer House CDO, bicycle storage racks and shower rooms encourage building occupants to ride bikes to work. • 90% of the building occupants have a view of the outdoors and 75% have access to daylight. • An on-site water treatment plant collects rainwater for flushing toilets, cleaning pavements, etc.

CAGAYAN DE ORO MAIN BRANCH P & J Lim Bldg., Tiano Brothers Kalambagohan Sts., Tel. # (08822) 727-829 * Telefax # (088) 856-1947 CAMIGUIN BRANCH B. Aranas St., Poblacion, Mambajao, Camiguin Tel. # (088) 387-0491 CORRALES BRANCH Corrales Ave., Cagayan de Oro City DIVISORIA BRANCH Atty. Erasmo B. Damasing Bldg., #61 Don A. Velez St., Cagayan de Oro City Tel. # (088) 857-3631 LAPASAN BRANCH Lapasan Hi-way, Cagayan de Oro City Tel. # (088) 231-6739 CARMEN BRANCH Vamenta Blvd., Cagayan de Oro City Tel. # (088) 231-2011


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ALL ABOU EMPRESS M

our lives so the negative ones would disappear. For my first article, let me tell you something about myself. I am Michelle Francisco or you can simply call me, M. I am a wife, mother, homemaker, philanthropist, blogger and a visionary. I am married to Elmer Francisco (www. ElmerFrancisco.org) and we have a son named Dominic. I am 32 years old. I was born and raised in Cagayan de Oro City, Philippines. I went to Corpus Christi School for elementary and high school then I graduated from Assumption www.EmpressMichelleFrancisco.com College, San Lorenzo Village, Makati City, Philippines with a degree of Bachelor of Science in Entrepreneurship. Hello to all the loyal readers of I am a Leo and my favorite color is white. BusinessWeek Mindanao! I am a lover of the Universe! l love I am so happy and grateful to be able my family so my happiness is taking care to write here and share my thoughts of myself, my son and my husband which on just about everything. Thank you is why I love everything related to home so much, Mr. Dante Sudaria, for this opportunity! This is my first time to write like home keeping, baking, cooking, in a newspaper and of course, it should be cleaning and so on. I also love writing so I have a blog in the Lifestyle Section. I prefer writing something or anything (www.EmpressMichelleFrancisco. Double glazed glass windows com) where I share my life to everyone. happy, positive and combat good vibes because energy loss, improve I write about fashion, travels, recipes, I believe that to make this world a better thermal comfort, and reduce noise. food, home keeping, politics, life lessons, place, we must all choose to focus, favorite TV shows, movies, beauty tips, talk and see only the positive things in

by

Aerial view of Pioneer House CDO.

Michelle Francisco

Pioneer House CDO Awarded LEED Platinum Certification

I

magine waking up, putting on your cycling gear, biking to work, parking your unit in a secured area then showering before going up to work; or taking a breather from your desk by walking onto a roof deck garden with views of the city and the mountains beyond; or gazing at the sheets of rain lashing against your window pane and knowing every drop that lands on the roof top will not be wasted, but rather collected & processed for flushing toilets, cleaning pavements, etc.At the newly inaugurated Pioneer House CDO, occupants need not imagine. They work after all in a Leadership in Energy and Environmental Design (LEED) Platinum-certified building.

Because of its environmentfriendly features, such as bicycle storage racks, shower stalls, double glazed windows that improve thermal comfort, a green roof garden setup that houses various plant species as well as gathers rainwater, Pioneer House CDO has received the highest level of LEED certification. Based on the USGBC (US Green Building Council, issuing body of LEED certification) listing of LEED platinum projects in the Philippines, Pioneer House CDO is the first in the Visayas–Mindanao region and the second building in the country to receive platinum certification for Core and Shell Development. PIONEER

Pioneer House CDO’s Roof Garden features different locallysourced plants for oxygen release, as well as natural inflitration, which minimizes runoff during rains.

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