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BusinessWeek Mindanao (April 6-7, 2022)

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BusinessWeek M I N DA N A O CREDIBLE

Volume XII, No. 126 AS OF 6:00 PM APRIL 4, 2022 (MONDAY)

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Regional cooperation REGIONAL cooperation is vital in sustaining growth to achieve the United Nations’ (UN) Sustainable Development Goals (SDGs) by 2030, the National Economic and Development Authority (NEDA) said Monday. “Despite the pandemic, (the) Asia-Pacific (region) has made steady progress in reaching the SDGs. While this is laudable, so much more needs to be done in realizing our vision of creating a change that is truly transformative in the lives of all. For the impact of economic growth to be lasting and profound, it must be built on the bedrock of sustainable development with the people, planet, and peace as its core. Critical to this will be our capacity to work together in partnership for the goals,” Socioeconomic Planning Secretary Karl Kendrick Chua said. The Philippines participated in the 9th Asia-Pacific Forum on Sustainable Development (APFSD) which was held from March 28 to 31, 2022.

WB backs Sulu projects THE Department of Public Works and Highways (DPWH) is seeking the support of development partner World Bank to push several infrastructure projects for the sustainable growth of Sulu province in the Bangsamoro Autonomous Region for Muslim Mindanao (BARMM). DPWH Undersecretary and “Build, Build, Build” chief implementer Emil K. Sadain said initial talks have been made with World Bank officials for financing investment on rehabilitation/upgrading and asset preservation of pavement condition to facilitate road accessibility improvements, and to help address the inadequacy of water supply in Sulu. Sadain, DPWH Secretary Roger G. Mercado’s focal person for BARMM infra projects, and Mr. Achim Fock, the Manila-based World Bank Operations Manager for Brunei, Malaysia, Philippines and Thailand, on Friday visited the province for better cooperation and coordination with the provincial government and appropriate offices in the planning and design of various proposed projects.

Provincial hubs TAGUM City – The Commission on Elections (Comelec) has said it will put "provincial hubs" to address technical difficulties during the May 9 elections. During Saturday evening's podcast of the Cabinet Officers for Regional Development and Security-10 (CORDS-10), Comelec-10 Director Francisco Pobe said these hubs will enable technical personnel to immediately attend to possible concerns with regard to the operation of the Vote Counting Machines (VCMs). "We also established the National Technical Center in provincial hubs that will handle problems or troubleshoot defective machines," he said.

IN-DEPTH

P15.00

DOE cannot commit to brownout-free election www.businessweekmindanao.com

Market Indicators FOREX

YOUR MINDANAO-WIDE BUSINESS PAPER Wed-Thu|April 6-7, 2022

By MYRNA M. VELASCO, Contributor

W

HILE all feasible contingency measures are being hammered out, the Department of Energy (DOE) cannot give full commitment that this year’s May 9 elections will not be spared from brownouts or power service interruptions.

Nevertheless, Energy Senior Undersecretary Felix William B. Fuentebella stated that in instances that there will be power outages, distribution utilities (DUs) and electric cooperatives (ECs) have agreed to prioritize electricity service in polling areas. “We have to prioritize certain areas — because when we have issues on supply, we have to identify where the canvassing centers are; where the polling centers are, so those are the power lines that will be protected — that they shall not be included in the rotational outages – that’s the arrangement we have with the distribution utilities,” he stressed. When asked further on the energy department’s ELECTION/PAGE 11

GAME FISHING. Foreign guests enjoy the fishing charter in Siargao Island on Sunday, April 3, 2022. For three consecutive years now the island failed to host international game fishing tourneys due to the pandemic and the destruction brought by super typhoon Odette marred everything as planned. But foreign and domestic tourists have started to arrive. mindanews photo by roel n. catoto

Misor's container terminal undergoes facility upgrades

OFF FROM CAMPAIGN. Reelectionist mayor Jennie Uy-Mendez of Villanueva, Misamis Oriental took off from her campaign sorties to initiate the turn-over and cutting of ribbon of the town's Child Development Center in Brgy. Poblacion 2 on Monday, April 4. With her is runningmate Jeric Emano, Poblacion 2 barangay chairman Reynaldo de Mata, Jr. photo by gerry lee gorit

THE Mindanao Container Terminal (MCT) in Misamis Oriental in undergoing facility upgrades to improve yard productivity and overall terminal efficiency, porthandling operator International Container Terminal Services, Inc. (ICTSI) said yesterday. MCT recently “took delivery of two Mitsui hybrid rubbertired gantries (RTG) — the first in Mindanao. The new deliveries expand MCT’s RTG fleet to six units,” ICTSI said in an e-mailed statement.

“MCT is also set to take delivery of a new side lifter within the year,” it added. At t he s ame t i me, IC T SI announced that MCT has bought a mobile harbor crane, which is expected to arrive next year, “to improve vessel-handling capability.” “It will augment MCT’s two quay cranes and enable the simultaneous handling of two longer vessels,” the company noted. ICTSI said the purchase of new equipment comes after the 100-meter UPGRADES/PAGE 11

Disenfranchised BDH patients hit PhilHealth, want to file case

BU T UA N C I T Y— Disenfranchised regular patients scored Philippine Health Insurance Corp.’s (Philhealth) for trying to suspend the accreditation of Butuan Doctors Hospital (BDH) , a move that would put their health benefits in serious jeopardy as they are considering to charge the country’s health insurer. BDH executives belied the claims by Philhealth that their hospital has submitted fictitious claims from patients saying these are unfounded and trumped-up charges have already groundswelled. Many other BDH patients,

although not impleaded in the charges, believed that their sad experience with PhilHealth could be tantamount to violation of their rights to

healthcare, notwithstanding their unwitting inclusion as unwilling witnesses to an incriminatory machination CASE/PAGE 10

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WED-THU|APRIL 6-7, 2022

Mindanao coffee producers DepEd takes over rebel-linked get enterprise, tech support tribal school

D

AVAO City – The Department of AgriculturePhilippine Rural Development Project (DA-PRDP) reiterated Friday its continuing support for the “Up the Mindanao Cup” initiative through enterprise subprojects and technical support for coffee production and marketing in the island region. This came about as farmers from the provinces of Davao del Sur, Sultan Kudarat, and Bukidnon gained recognition and awards as among the best coffee producers in the country recently at the Philippine Coffee Quality Competition 2022.

“They are the star of Mindanao’s coffee. Mindanao coffee farmers continue to have high hopes that soon their beans will eventually reach the international market,” DA-PRDP said in a statement. Currently, DA-PRDP has a total of seven coffee subprojects in its portfolio: two coffee subprojects in Region 10 with the “Coffee Processing and Marketing Enterprise” in Maramag and “Arabica Coffee Processing, Consolidation, and Marketing” enterprise in Bukidnon; two in Region 12 with the “Enhancement of Production and Marketing of Dried Green Coffee Beans” in

Tupi South Cotabato, and the “Production and Marketing of Green Coffee Beans” subproject in Sultan Kudarat. DA-PRDP maintains a subproject in Region 13 with the “Integrated Green Coffee Beans” enterprise in Surigao del Sur; two in Region 11 with the “Coffee Processing and Marketing Enterprise” in Davao del Norte; the “Green Coffee Beans Processing and Marketing Enterprise” in Davao del Sur. “These enterprise subprojects aim to increase coffee farmers’ production and improve the quality of their dried fermented and roasted coffee beans to fetch higher prices for their beans at the market,”

the agency said. In line with DA Secretary William Dar’s advocacy, the PRDP said it remains committed to practice an inclusive agribusiness approach based on the value chain system. On March 24, the PRDP invited coffee farmers and partner groups from the six Mindanao regions to the third round of the Mindanao Online Convergence for Agriculture and Fishery Enterprise (CAFE), featuring the topic “Let’s Up the Mindanao Cup: A Knowledge Sharing Session on Coffee Beans Fermentation.” COFFEE/PAGE 11

DAVAO City – The Department of Education (DepEd) has taken control of a former tribal school whose management is hounded by links with communist rebel movement, replacing its makeshift classroom with a modern building worth PHP2.5 million. In a statement Tuesday, the Davao de Oro provincial government said the two-classroom tribal school in Barangay San Miguel, Compostela municipality, was completed on March 23 and is now under the DepEd management. The school used to be operated by the

controversial Salugpongan Ta' Tanu Igkanogon Community Learning Center, Inc. (STTICLCI), which is affiliated with the Save Our School Network. STTICLCI and SOS are accused by the military and the police of being controlled by the communist New People's Army (NPA), using the tribal schools to promote armed rebellion and as recruitment centers for the rebels. Former teachers and learners have come out to support the allegations, with no less than the secretary general of the "Pasakaday Salugpongan SCHOOL/PAGE 11

PCW-10 strengthens response vs VAWC, gender-based inequality by GABRIEL D. ANDRES

CAGAYAN DE ORO CITY--Through its new policies and strategies, the Philippine Commission on Women (PCW)-10 pushes for a strengthened response to cases of violence against women and children (VAWC) and intensifies its campaign for equality and women’s rights. PCW-10 Lawyer Khristine Kay Calingin said the theme, "We Make Change Work for Women," has always been central to the celebration of the National Women’s Month. She said there has been huge progress seen in efforts towards women empowerment, Magna Carta for Women, and

actions for gender equality. “Gipaningkamutan, through sa theme, kung kaning atong gipang-fight [for] nga mga kabaguhan para sa kababaihan nakatabang ba gyud ni siya, ni-work ba gyud ni siya,” Calingin said. (Through the theme, we are working to find out if these changes that we are fighting for for women helped or if they really worked) Consistent with their theme, the commission remains active in lobbying for policies and legislation that serve the best interests of women and children in the region and the entire country.

In 2019, Republic Act 11313 or the ‘Safe Spaces Act’ was signed into law which addressed all forms of gender-based harassment in public spaces and establishments. Inappropriate, discriminative, and sexual remarks or ‘catcalling’ directed towards all genders, especially women, are already punishable by law. Republic Act 11648 was also signed into law in March this year which effectively raised the age of sexual consent from 12 to 16. PCW-10 also observes a ‘Gender Mainstreaming’ strategy, which puts gender equality at the front and center of all government programs, projects, and policies. Calingin said this strategy sheds light on issues concerning gender and equality that may be present in government and private offices, agencies, and organizations. Furthermore, Calingin cited the importance of sex-disaggregated data when conducting projects and implementing policies in government offices. She said it allows offices and organizations to properly identify which gender demographic participates and benefits the most from certain projects and policies, and determine ways to move forward and how to address certain issues. In an effort to attain a united front against gender-based inequality and discrimination, Calingon called on ‘Juans’ and ‘Juanas’ (men and women) to take part in these government policies and initiatives, and to continue being agents for change by inspiring and empowering others. (GDA/ PIA-10)


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WED-THU|APRIL 6-7, 2022

BUSINESS FEATURE:

MSMEs in regions need to bounce back after pandemic Z

By FRENCIE CARREON, MindaNews

AMBOANGA CITY – Micro, small and medium enterprises (MSMEs) all over the country need to bounce back to fast-track every region’s economic recovery, according to the regional governor of the Philippine Chamber of Commerce and Industry (PCCI). “We are aiming to bounce back and fasttrack our economic recovery here in Zamboanga Peninsula as we go through the adverse effects of the pandemic in the past two years, and even up to now,” said Pedro Rufo “Pocholo” Soliven, head of PCCIZamPen. This, following the recent second general membership meeting of

Oil price rollback set this week By JOANN VILLANUEVA, PNA

M A N IL A – Oi l compa nies w i l l i mplement pr ice rol lback s on Tuesday, a week a f ter a not her pr ice hi ke due to volat i l it ies i n t he i nternat iona l ma rket. In adv isor ies issued on Monday, Pi l ipi nas Shel l, PT T Phi l ippi nes, a nd Ca ltex sa id pr ice of t heir gasol i ne produc ts w i l l decl i ne by PHP2 . 30 per l iter a nd d iesel pr ices by PHP1.85 per l iter. Pi l ipi nas Shel l a nd Ca ltex sa id t he pr ice of t heir kerosene produc ts w i l l be reduced by PHP1.65 per l iter. “Gasol i ne pr ice rol lback is sl ig ht ly tempered by ma rket premiu ms; d iesel ma rket by ma rket premiu ms a nd CM E (f uel add it ive),” Pi l ipi nas Shel l sa id i n its adv isor y. Ca ltex sa id t he pr ice adjust ment w i l l be ef fec t ive by 12:01 a .m. on Tuesday whi le t hat of Pi l ipi nas Shel l a nd PT T Phi l ippi nes by 6 a .m. Recent volat i l it ies of oi l pr ices were d r iven ma i n ly by u ncer ta i nt ies caused by Russia’s i nvasion of U k ra i ne a nd dema nd cond it ions as economies recover f rom t he pa ndemic. (PNA)

PCCI-Mindanao and the induction ceremony of regional governors over the weekend. Soliven was among seven regional governors who were virtually inducted to office, along with businessmen Ruben Vegafria (Northern Mindanao), Nenita Malbas (Davao de Oro in Southern Mindanao), Loreta Sy (Soccsksargen), Julie Senense (Eastern Mindanao), Dan Zambrano (Davao), and Elian Macala (Central Mindanao). “As regional governor, we co-chair the micro, small-and medium development council,” he elaborated. “With the MSMEs consisting of 99.5% of the total economy, we provide

The PCCI-Mindanao, the Department of Trade and Industry, Mayor Maria Isabelle Climaco (leftmost) support MSMEs to fast-track economic recovery through exhibits such as the Hechos de Zamboanga (Products of Zamboanga) Trade Fair in December 2021. Photo courtesy of DTI-Zamboanga City

policy intervention and business continuity plan and bounce-back strategy to meet the challenges ahead,” Soliven said, adding that a regional

governor likewise gets a seat in the Mindanao Development Authority (MinDA) and the BruneiIndonesia-MalaysiaPhilippines (BIMP-

EAGA), among others. Senator Christopher Lawrence “Bong” Go, as guest of PCCIMindanao during said meeting, vowed

“continued support for Mindanaoan businessmen, particularly MSMEs,” while highlighting his advocacy on the Malasakit Centers which has been his government project. Government support has been through the promotion of local products and the businesses that produce them, organizing exhibits that provide space for these MSMEs to display their products, hosting trainings and providing speakers to capacitate the Mindanaoan businessman, among others. “We have done a bounce back strategy as a business continuity particularly for MSMEs which comprise 99.5% of the total economy,” Soliven said. This may be done MSME/PAGE 10


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Opinion

The BusinessWeek Mindanao is published by BusinessWeek Mindanao Corporation every Monday to Friday with office address at Tanleh Building, Abellanosa, Cagayan de Oro City. It is registered with the Securities and Exchange Commission under Company Registration No. CS201531633 with BIR Certificate of Registration No. 2RC0000831068, TIN No. 463-826-272-000 – VAT. Reg., and with Business Permit No. 2020-04015. Tel. Nos.: (088)856-3344, (088) 810-100, 0923-432-0687, 0917-7121424

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Like father, like son (Pt.2) Think a minute...A man was driving his car with his son when he was stopped by a policeman and given a ticket for speeding. The father was angry all the way home, talking about how he was going to get his friend at the police department to “fix” it so he would not have to pay. Then, he was going to get revenge by making trouble for the policeman who gave him the ticket! Later, the father realized what a bad example he had been to his son, so he told his son he had said things in anger that he should not have. He then took his son with him to court, admitted he was guilty, and paid the penalty. Your kids will walk as you walk, not as you talk. They follow your ways of living much more than your words about living. On a Saturday night, a car went off the road killing the young man driving and seriously injuring his 1 7 - ye ar- ol d g i r l f r i e n d. When the girl’s parents got to the hospital, they learned that their daughter and her boyfriend had been drinking. The father left the

THINK A MINUTE

JHAN TIAFAU HURST hospital extremely angry saying, “Wait till I find the person that sold my daughter that whiskey!” When he returned home he saw a note on his liquor cabinet from his daughter: “Dear Dad, I took your whiskey tonight. Hope you don’t mind?” There’s nothing more important in your life than teaching your child by your right example. A young boy was asked on a questionnaire if he was a Christian and he answered: “I’m not a Christian because my father is not a Christian, and I’m the same thing as him.” Dad, you have the awesome honor and responsibility to show your son how to live the way LIKE/PAGE 10

WED-THU|APRIL 6-7, 2022

Is the Enrichment on the Rich, the Dispossession of the Poor? Indigenous Peoples to Close NCIP (first of two parts)

Website: www.businessweekmindanao.com E-mail : businessweekmindanao@gmail.com

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ORLAN R. RAVANERA In a series of meetings attended by non-government organizations, environment activists, ecological movements, human rights advocates, lawyers, bishops, priests, media and chieftains of the Indigenous Pe opl e s f rom d i f fe re nt regions of Mindanao, a DECL ARATION signed by thousands of Indigenous Peoples in Mindanao has put in clear categorical term to stop treating the 15 million Indigenous Peoples in the Philippines as “disposable wastes.” “KAMI PO AY TAO, HINDI BASURA!” May I share in two parts, s u c h D E C L A R AT I O N : Let this DECLARATION reverberate through-out the land at kayong mga kandidato, ang gagaling ninyo magsalita. How can you liberate the poor and the oppressed IPs from the quagmire of poverty and oppression? I N D I G E N O U S PEOPLES’ DECLARATION V E H E M E N T L Y CONDEMNING THE INACTION AND GROSS NEGLIGENCE O F T H E N AT I O N A L COMMISSION OF THE

INDIGENOUS PEOPLES (NCIP) IN PROTECTING THE RIGHT S OF THE INDIGENOUS PEOPLES AS EMBODIED IN THE INDIGENOUS PEOPLES’ RIGHTS ACT (IPRA LAW) “WE THE CHIEFTAINS OF THE DIFFERENT TRIBES OF THE INDIGENOUS PEOPLES IN MINDANAO ESPECIALLY I N BU K I DNON HAV E COME TOGETHER WITH A FIRM C OLLECTIVE INTENT TO STRONGLY A N D V E H E M E N T LY CONDEMN THE G L A R I N G I NAC T I O N AND GROSS NEGLIGENCE O F T H E N AT I O N A L COMMISSION OF THE INDIGENOUS PEOPLES (NCIP) IN PROTECTING THE RIGHT S OF THE INDIGENOUS PEOPLES. “ Up o n h e a r i n g o u r narratives during his visit and interaction with us, no less than one of the authors of IPRA Law, former Cong. Omar Fajardo, aptly said that the IPRA L aw has been mocked no end. The mockery of the IPRA Law has concretely manifested that the office created to enforce the law is inutile as the massive oppression of the Indigenous Peoples goes on without let-up! No less than an amazing TV broadcaster, Mr. Ceazar S or i ano of P T V 4 ha d shown in three episodes in his weekly program, “M AG A N DA N G G A B I PILIPINAS” how oppressed the Indigenous Peoples are which carried the theme: A G AW LU PA , A G AW

TUBIG, AGAW BUHAY!” Indeed, since 2016, a total of 92 individuals especially IP leaders have fallen victims to extra judicial killings with around 169 victims of frustrated EJKs, 227 IPs have been illegally arrested, detained and abducted and 27 reported being subjected to torture. For what? For resisting the continuing illegal land grabbing of our ancestral domains. Of those killed included a 5-yr. old boy and a pregnant woman AT ANG PATAY NA, KINATAY PA. Instilling fear is a means of illegal land grabbing. “A s shown in M AG A N DA NG G A BI PILIPINAS, let us revisit s om e of t h e s e p a i n f u l narratives. In San Vicente, Sumilao, Bukidnon, the Manobo Tribe headed by a lady Datu named Bae Merlita Mayantao stood up to defend their 5,000-ha. ancestral domain which was fenced into a ranch by a powerful corporation. When the tribe protested in 2016, barrage of bullets rained upon them and three members of her tribe then and there were killed including her son, and three wounded. Until now, no justice has been done and they are seeing the killers walking around who are members of a well-known Security Group. But such is just a “tip of the iceberg” (one-tenth seen, nine-tenth unseen). “Along the 4-lane hiway in Butong, Quezon, Bukidnon, more than one thousand families of the

Manobo-Pulangiyon Tribe are living under shattered tents for more than five years now eating only “kamote” once a day. Why? Because t he y were ouste d f rom their 1,111 ha.-ancestral domain by a powerful multimillion pineapple plantation c o m p a n y, t h e K i a n t i g Development Corporation, owned and managed by the incumbent Mayor of Quezon, Bukidnon, Pablo Lorenzo. Recently, after five long years of advocacy and legal struggle, the longaw a i t e d C e r t i f i c at e o f Recognition has been issued by the National Commission of the Indigenous Peoples (NCIP), signed by no less than the NCIP Chairman, Sec. Allen Capuyan and six NCIP Administrators which recognizes the ownership of the Tribe of their 1,111 ha. ancestral domain. With that concrete and categorical certification, can the tribe now enter their ancestral domain? No! When the Chieftains together with the NCIP lawyer served the notice to the corporation printed in a tarpaulin, the notice has been torn-off into shreds by the armed men of the corporation. Six months had pass ed since such issuance and such Certification remained inutile. The tribe has been asking the NCIP regional office headed by Dir. Ann Burgos for the issuance of a Cease and Desist Order but no issuance has been done. Ganyan po ka inutile and NCIP! NCIP/PAGE 10

Money makes the world go round? “Money makes the world g o r o u n d ; h o w e v e r, happiness greases the axle. Without this lubricant, life will seize.” ~ Paul Van Der Merwe The lyrics of 'Money makes the world go round' may be somewhat repetitive but ... that the speed with w h i ch t he mone y we nt around would affect the economy. "People Make the World Go Round" is a song written by Thom Bell and Linda Creed, originally recorded by The Stylistics and released in 1972 through Avco Records as the final single from their self-titled debut studio album, The Stylistics (1971). It reached #25 on the Billboard Hot 100 singles chart, #25 on the Adult Contemporary chart, and #6 on the Soul Singles chart in the United States. Some people have money to burn! Every time I observe them, I feel that their money is going down their drain. Yes, "money talks". The more money you have, the more you might become avaricious. Every time we have to dig deeper into our pockets, we

might long to be like those people, who don't see the difference between a 500 or 1,000 bill. I am really not rich! I also wouldn't hesitate to say that I would like to be so! Being rich means having wealth! We a l t h i s a b u n d a n c e , opulence and affluence. Affluences become quickly influenced. Dyed-in-thewool millionaires or even mu lt i - m i l l i onai re s l o s e their view of reality many t i me s . T he y c an ' t e ve n s e e t he hor izon, w hich could be the demarcation of their real estate. They don't even recognize the wonderful flowers growing a n d b l o om i n g i n t h e i r gardens. Mon e y c a l ms d ow n ! Sure. No doubts at a l l! We all need an income to survive for our daily needs - and, maybe, a little bit more. Many of us struggle through life and work like slaves for a pitiful daily minimum wage. If you're rich, you might be on the top. But believe me, once you are on top, you will have some unwelcome, mostly a c c e pt abl e c omp an i ons su ch a s l onel i ne ss , s o called friends (!), parasites

and free-loaders. These companions w i l l l e t y ou s c re a m i n p ai n , b e c au s e you w i l l start missing things you have expected from them: re a l f r iendship, love, care, comprehension, understanding, sympathy, appreciation... .Remember such t hings? Miss such things? Yes, money can give you a wonderful sleep, and you might stay in one of the most luxurious beds - but being awake, while your poorest neighbor sleeps better and more peacefully on t he f lo or. There are many sayings about money. I like this one: Money can buy books but not brains. You might study a lot and get a lot of experiences; it's just a pity, if you don't use them at the right time for the right people in your surroundings. Money can buy food but no appetite. Who reaps the benefits of it? A full to overf lowing store room will never be satisfying, if sour free-loaders join your table and push away your real friends. Our last earthly dress has no more pockets. The remembrance of how we

HAVE MY SAY

KLAUS DORING acted and lived together with our fellow creatures will remain forever. With money, we might be able to let the devil dance. But, money alone doesn't make us happy. Money kills more p e ople and f r iendships than a cudgel. The more money, the more problems. The more money, the more we have to pay and the higher our bills become... . Money makes the world go round, the world goes round ... . +++ Email : dor ing klau s @ g mail.com or follow me o n Fa c eb o o k , Li n k e d i n or Twitter or visit www. germanexpatinthephilippines.blogspot.com or www. klausdoringsclassicalmusic. blogspot.com.


Banking&Finance 5 PhilGuarantee releases P3-B BSP 28-day bills financing aid to over 20K MSMEs rate declines anew Advertising and Editorial E-mail : businessweekmindanao@gmail.com Contact nos. : 0917-7121424 • 0947-8935776

WED-THU|APRIL 6-7, 2022

By JOANN VILLANUEVA

Domestic liquidity continues to remain ample as shown by the robust bids for the Bangko Sentral ng Pilipinas’ (BSP) 28-day securities, which posted another decline of interest rate on Friday. Central bank data show that BSP hiked the offer volume for the debt paper this week to PHP120 billion from last week’s PHP110 billion. Tenders amounted to PHP210.75 billion, thus the full award for the securities. Bid coverage ratio stood at 1.7563.

The average rate of the debt paper declined further to 1.9677 percent from the previous auction’s 1.9978 percent. BSP Deputy Governor Francisco Dakila Jr. has repeatedly traced the decline in the central bank’s 28-day bills rate to normalization of domestic liquidity conditions. “Moving forward, the BSP’s monetary operations will continue to be guided by its assessment of the latest liquidity conditions and market developments,” he said. (PNA)

MANILA – State-owned Philippine Guarantee Corporation (PhilGuarantee) has reached nearly PHP3 billion in financing assistance to micro, small and medium enterprises (MSMEs) through its credit guarantee facilities, in line with its key assistance role during the pandemic period that started in 2020. PhilGuarantee president and chief executive officer Alberto Pascual said the agency’s credit guarantee portfolio for MSMEs registered a remarkable performance since the pilot implementation of the MSME Credit Guarantee Program (MCGP) in December 2020, with an initial portfolio of PHP207 million. As of March 10, 2022, he

Instructional coaching strategy in the 21st century By: JILLY-ANN J. ALCARIA T-III Claveria Central School

While the ultimate goal of any instructional coaching strateg y is to increase learners learning, a coach's immediate goal is to improve te achers' instr uc tional practice. The empirical evidence on instructional coaching is limited, but there are several studies indicating that one aspect of coaching, the degree to which coaches have direct interactions with teachers, is likely to lead to changes in teachers' instructional practice. The more removed coaches are from the actual work of teachers in classrooms, the less likely they are to have an

impact on what it is teachers do there. Fortunately, the design of c o a ch i ng pro g r ams can be informed by the larger body of research on effective professional development, which suggests that certain activities do positively influence teacher and learners learning, consistent with the findings described. Broadly speaking, the research suggests that an effective professional d e v e l opm e nt pro g r a m should have the following characteristics: 1) Focused on subject-matter content; 2) Aligned with other reform

efforts; 3) Focused on how learners learn academic content; and, 4) Ongoing, rather than short-term, with opportunities for feedback and reflection. Thus, every School Head must employ instruction co aching st rateg y for better quality of education services.

Importance of early numeracy By: PHILYN PACOT TAGLE T-III Opol Central School Opol, Misamis Oriental Opol West District

Kindergarten is the first time most children are exposed to a classroom environment; that is basically less about playing and more about sitting still, listening to the teacher and completing classwork. Given that early numeracy skills predict achievement in Maths as children progress through school, interest has developed in identifying predictors of variation i n nu m e r a c y g r o w t h , particularly as pre-schoolers already show wide variation in numeracy skills. This implies that school teachers will encounter children with a wide range of early numeracy skills even at school entry. According to Klibanoff et. al. (2006), that in preschool learning environments, teachers can vary significantly in the amount of mathematical information they convey while interacting with children. Such variation is related to the growth

in numeracy skills over a year, with greater growth in numeracy skills related to greater maths-specific talk by teachers. Fostering understanding of early numeracy development among early childhood educators is an important step in helping children in the early years to develop their mathematical thinking. Early childhood educators could be trained in the explicit use of ‘maths talk’ in their everyday interactions with children to enhance opportunities for children to develop their early numeracy skills. Research strongly suggests that early numeracy development can be supported by interactions between young children, and family members and early childhood educators. According to LeFevre et. al. (2009), parents positively influence their preschool child’s maths achievement when they engage with their

child at home in direct numeracy practices like teaching their children the number words and counting, and indirect numeracy practices like i nte g r at i ng nu me r a c y into everyday tasks such as cooking. Understanding more about pre-schoolers’ early numeracy development is important in informing educational practices, understanding the variation in early numeracy skills among pre - s cho ol e rs , fostering early numeracy among children whose skills are less developed, and understanding why some children with welldeveloped early numeracy have difficulties learning mathematics at school.

said the cumulative releases on the MCGP are currently at PHP2.950 billion, with MSME beneficiaries now at 20,310 entrepreneurs. A total of PHP1.48 billion of these releases were supported by the corporation’s credit guarantee facilities to such groups. “The growth in the MSME credit guarantee portfolio, with the support of 18 banks in the country, represented more than 13 times or 1,325 percent since December 2020, and this was impacted further by PhilGuarantee in the implementation of its key assistance role,” Pascual said. He added that MSME beneficiaries, registered a 589 percent increase, from the initial level of 2,948 in December 2020. Finance Secretary Carlos Dominguez III, who chairs the PhilGuarantee Governing Board, said “the sizable increase in this state-run corporation’s financing assistance to MSMEs at the height of the Covid-19 (coronavirus disease 2019) outbreak underlines this administration’s commitment to rescue small entrepreneurs hardest hit by the global downturn and ensure their swift and strong recovery from the prolonged pandemic.” “The quick recovery of MSMEs from the global

health and economic crises is crucial to the country’s strong rebound at the soonest, considering that they make up 99 percent of all business enterprises and account for nearly 36 percent of the domestic economy,” Dominguez said. The top beneficiaries of the credit guarantee facilities of the agency belong to the wholesale and retail sector (PHP1.95 billion), manufacturing (PHP230.54 million), transport, storage and communication (PHP172.64 million), community, social and other establishments (PHP140.68 million), agriculture and forestry (PHP130.36 million), and hotels and tourismrelated services (PHP114.53 million). As PhilGuarantee’s credit guarantee programs cater to a nationwide reach, Regions 4-A (Calabarzon), 3 (Central Luzon), 1 (Ilocos) 5 (Bicol), and 10 (Northern Mindanao) comprise the major areas supported by the credit guarantee facilities, with PHP1.66 billion in cumulative releases since December 2020. MSMEs belonging to the National Capital Region (NCR) obtained a total of PHP207.65 million in working capital assistance extended by banks, with the support of the agency’s credit guarantee franchise.

In terms of the number of MSME beneficiaries, Pascual added that more than 75 percent (15,308) of the total enterprises are those in the wholesale and retail industry, while the remainder is from the manufacturing (1,685), transport (170), other communities (1,051), agriculture and forestry (271) and hotels and restaurants (1,096). Since the start of the MCGP at the height of the pandemic in 2020, the PhilGuarantee Governing Board thus far approved a total of PHP37.7 billion in credit guarantee facilities to 34 banks. Presently, a total of 48 banks have approved facilities with PhilGuarantee, where 18 are currently actively participating financial institutions, while 28 banks have completed guarantee agreement documentation. “The approval of the credit guarantee facilities enabled the availability and accessibility of credit from banks that would have otherwise been reluctant to lend to MSMEs owing to the uncertainties that prevailed with the onset of the Covid-19 pandemic,” Pascual said. For 2022, PhilGuarantee is projecting an MSME portfolio of PHP4.4 billion, with an additional 8,800 in beneficiary-enterprises. (PR)


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Republic of the Philippines REGIONAL TRIAL COURT OF MISAMIS ORIENTAL 10TH Judicial Region Branch 39 Cagayan de Oro City @RTC1CDO039@judiciary.gov.ph 09173218984(incoming calls) IN THE MATTER OF THE PETITION FOR JUDICIAL RECOGNITION OF FOREIGN JUDGEMENT/DECREE AND CANCELLATION/ CORRECTION OF ENTRY IN THE CIVIL REGISTRY OF CAGAYAN DE ORO AS TO THE MARRIAGE STATUS OF LEANDRO LOU ECHEM,

SPECIAL PROCEEDING NO. R-CDO-22-00355-SP

LEANDRO LOU ECHEM, REPRESENTED BY THIS ATTORNEY-IN-FACT, MARIA EZPERANZA ECHEM Petitioner, -versus-

(Emphasis added). Excerpt of the said law is herein attached and marked as Exhibit “F” TO “F-1” (with submarkings); 12. That Petitioner, who is already a Canadian Citizen at the time of divorce, herein filed the instant petition for recognition of the above foreign judgment or decree of divorce duly obtained by his wife pursuant Rule 108 of the Rules of Court; 13. That in the case of Gerbert R. Corpuz vs. Daisylyn Tirol Sto. Tomas et.al. It ruled that the recognition of the foreign divorce decree may be made in a Rule 108 proceeding itself, as the object of special proceedings (such as that in Rule 108 of the Rules of Court) is precisely to establish the status or right of a party or a particular fact. Moreover, Rule 108 of the Rules of Court can serve as the appropriate adversarial proceeding by which the applicability of the foreign judgment can be measured and tested in terms of jurisdictional infirmities, want of notice to the party. Collusion, fraud, or clear mistake of law or fact. 14. In the instant case both of the spouses at the time the above divorce was already alien it being that they were already a Canadian Citizen at the time of Divorce is obtained by Respondent. At any rate, Petitioner being a alien himself, is definitely allowed considering that we follow the Nationality Rule in the Philippines as enunciated by Article 15 of the New Civil Code. Thus, if divorce is allowed in the country of the alien, like the petitioner in this case, divorce should likewise be honored here in the Philippines. Hence, Petitioner who is registered as married in the civil registry of the Philippines ought to be declared single. WITNESSES

BETH SHEVA ECHEM and OFFICE OF THE LOCAL CIVIL REGISTRY, TAGOLOAN, MISAMIS ORIENTAL, Respondents. X-------------------------------------------------/

The following will be the witnesses to be presented for the Petitioner and the summary of their testimonies:

SUMMONS BY PUBLICATION TO: - BETH SHEVA ECHEM – 867 Old Road, Gusa, Cagayan de City GREETINGS: WHEREAS, this Court issued an Order dated 24 March 2022, allowing petitioner to serve Summons by Publication upon respondents Beth Sheva Echem; WHEREAS, quoted hereunder is Petitioner’s Amended Petition, to wit: PETITION PETITIONER, through undersigned counsel and unto this Honorable Court, most respectfully allege: 1.

That petitioner Leandro Lou R. Echem, is a Canadian citizen, divorced and a resident of New Westminster, British Columbia and is represented by her mother, Maria Esperanza R. Echem, who is her attorney-in-fact for the purpose of filing this case, and who is likewise of legal age, Filipino and resident of Kauswagan, Cagayan de Oro City, who can be served with the court processes and notices thereof;

2.

That respondent Beth Sheva Echem is the former wife of the petitioner and is a Canadian Citizen and resident of New Westminster, British Columbia, Canada. She may be served summons by publication and other modes in accordance with the Rules of Court;

3.

That Respondent Office of the Local Civil Registrar, Tagoloan Misamis Oriental, is a public agency incharge with the registration of status of persons and is located in Jacinto St, Tagoloan Municipal Hall, Tagoloan, Misamis Oriental, where it may be served with summons, notices and other processes of the Honorable Court;

4.

That Petitioner and private respondent then got married on December 23,1999 at Tagoloan, Misamis Oriental, Philippines;

5.

That during their marriage they were able to sire three children, namely: Isabella Echem, Andrea Echem, Enrique Echem;

6.

In 2002, Respondent went to Vancouver, Canada for work;

7.

In 2006, Petitioner and the children (only Enrique and Andrea at that time) followed Respondent in Canada and later their Canadian Citizenship was approved on 29 March 2012. A copy of the Certificate of Canadian Citizenship of Petitioner is herein attached as EXHIBIT “B”

8.

9.

That subsequently, when respondent Beth Sheva committed adultery serious problem plague their marriage which caused the same to break down. Respondent Beth Sheva Echem, to free herself of the marital ties, she then sought and filed Divorce in 2016 which was later duly approved and granted by the Supreme Court of British Columbiaon30 July 2018 where all the marital arrangement as to custody and property was settled; Attached are copies of authentic divorce decree and Certificate of Divorce Exhibit “D” to “D-4”- Final Order issued by the Supreme Court of British Columbia, before the Honorable Madam Justice Warren dated 30July 2018 Exhibit “E”- Certificate of Divorce issued by the Supreme Court of British Columbia, Canada dated 30 August 2018

10. That aliens may obtain divorces abroad, which may be recognized in the Philippines, provided they are valid according to their national law; 11. That under Divorce Act (Canada) R.S.C., 1985, C3 (2ND Supp.) An Act Respecting Divorce and Corrollary Relief, paragraph 8 sub. Par. 1 thereof provides: “A court of competent jurisdiction may, on application by either or both spouses, grant a divorce to the spouse or spouses on the ground that there has been a breakdown of their marriage”

WHEREFORE, premise considered, it is most respectfully prayed that divorce judgment/ decree obtained by private respondent Beth Sheva Echem with her marriage with the Petitioner, Leandro Lou Echem be judicially recognized and that on order be issued directing the public respondent Civil Registrar of Cagayan de Oro City and Civil Registrar General to annotate the divorce/ dissolution of status in the Marriage Certificate and/or to have the status of single of petitioner Leandro Lou Echem. OTHER RELIEFS and remedies that are just and equitable under the foregoing premises are likewise prayed for. RESPECTFULLY SUBMITTED Done this 17th day of February 2022, Cagayan de Oro City, Philippines (Signed) ATTY. ROWELL B. VALLEDOR Counsel for the Petitioner Roll of Attorneys No. 67069 IBP O.R. No. 038478-Lifetime PTR No. 5225056 A, dated 01/03/22, CDOC TIN-933-656-901 MCLE Compliance No. VI-0028987, Valid April 14, 2022 MCLE Compliance No. VII-004532, Valid April 14, 2025 rowellvalledor@yahoo.com CP# 09171563827 Office Address: 123 Montalban St., Cagayan de City WITNESS THE HONORABLE, MARITES FILOMENA B. RANA BERNALES, Presiding Judge of this Court this 28th day of March 2022 at Cagayan de Oro City, Philippines. BWM: April 5, 12 & 19, 2022

ATTY. KATHRYN A. GALARRITA-NADUMA Clerk of Court V


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Zack Guibs Floating Cottage, the perfect balsa to unwind B

By MARK FRANCISCO

ALSA or floating cottages have undoubtedly abound and become the perfect getaway here in Misamis Oriental this time of pandemic. In fact, according to BFAR, there are at least a hundred balsa already operating in the province. To choose among the best, one must need to refine and constantly improve one’s balsa to suit the needs of the patronizing public. And this is what exactly Zack

Guibs Floating Cottage has done. Nestled near the shorelines of Tubajon in Laguindingan, Zack Guibs Floating Cottage is the baby of former provincial board member and lawyer Cancio Guibone. (Zack stands for the acronyms of Cancio’s son, grandchild and pet.) Atty. Cancio is proud to say that Zack Guibs Floating Cottage is the only balsa in the province which stands two storeys tall and also the only one

that has a kubo inside it. So patrons can choose to plunge into the sea, dip in the mini-pool within the balsa itself or just sit and chill the day away inside the kubo. Zack Guibs Floating Cottage can seat up to 30 persons, has a grilling station, comfort/dressing room, dirty kitchen, life jackets and free pump boat ride from shoreline to the place. The whole second level is utilized as a terrace. Soon it will

feature a videoke amenity, also to be the first and only one among all the balsa here. Package rates are only P3,500 during weekdays

and P4,000 on weekends i.e. Saturdays and Sundays. Bigger, better and more beautiful – this is the way of Zack Guibs Floating Cottage.

Regino directs resumption of RACE ops in Metro Manila Social Security System (SSS) President and CEO Michael G. Regino announced that the Run After Contribution Evaders (RACE) operations has been resumed in the National Capital Region (NCR) starting April 1, 2022. Subject to the first operations in the NCR are 10 noncompliant employers in Manila City with combined contribution delinquencies estimated to be about P26.26 million composed of P9.12 million pastdue contributions and P17.14 million penalties, affecting around 95 SSS members. “These employers were found to be delinquent in the payment of contributions even prior to the pandemic. As a general rule, we have given them 15 calendar days from the date of the SSS’ visit to settle their obligations,” Regino said. The campaign in Manila is part of a series of RACE operations nationwide, which aims to exact the continuous compliance of delinquent employers with their statutory obligations under Republic Act No. 11199 or the Social Security Act of 2018,

ensure the social security coverage of members, and enhance SSS’ collection efficiency. “This time, we are giving non-compliant employers the option to settle their delinquencies through our Pandemic Relief and Restructuring Programs (PRRPs), which provides more amicable and flexible payment terms,” Regino said. In November 2021, the SSS launched PRRPs to alleviate the burden of employers and members adversely affected by the pandemic. Among these programs is the PRRP 2, a social security contribution penalty condonation program for employers, which covers the applicable month of March 2020 and onwards. Qualified employers can settle their delinquencies through full payment or installment with the condonation of accrued penalties. This program will run until May 19, 2022. Another is the PRRP 3 or the Enhanced Installment Payment Program, which allows qualified employers to settle their past-due SS and Employees’ Compensation RACE/PAGE 9


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Wed-Thu|April 6-7, 2022

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80th Anniversary of MacArthur’s arrival in Cagayan after his Breakout from Corregidor US President Franklin D. Roosevelt earlier ordered MacArthur to escape to Australia when the fall of the Philippines became imminent. Instead of taking the usual route by submarine, MacArthur instead chose the PT Boats of Motor Torpedo Boat Squadron 3 to bring his family and staff from Corregidor to Cagayan de Misamis. Skippered by Lt. John D. Bulkeley, the four PT boats safely transported MacArthur’s Party from March 11 to 13, 1942 to the Macabalan Pier in Cagayan from whence they were whisked to Del Monte in Bukidnon, eventually escaping aboard two B-17 bombers to Australia on March 17, 1942. The MacArthur Memorial Marker at Barangay Macabalan, Cagayan de Oro City is dedicated to the memory of this successful breakout. The construction of the Marker was led by the Rotary Club of Cagayan de Oro through the initiative of former Mayor Tinnex Jaraula, a former club president and Past District Governor of Rotary International District 3870. Besides the Macabalan Marker, another MacArthur Memorial Marker has been set up in Manolo Fortich, Bukidnon where General MacArthur and party took off for Australia aboard two B-17E Bombers on March 17, 1942, on the last leg of their successful breakout

from Corregidor. This project was an initiative of the Rotary Club of Northern Bukidnon and the Local Government of Manolo Fortich, Bukidnon. In March 13-17, 2017 the City of Cagayan de Oro and Municipality of Manolo Fortich, Bukidnon jointly celebrated the 75th Anniversary of General Douglas MacArthur’s Breakout from Corregidor with a week-long festival including a reenactment of his arrival at Macabalan Port and convoy to Del Monte, exhibits, lectures, an optical mission, among others. Diamond Jubilee Celebrated The 75th Anniversary of the Breakout was commemorated by the Cagayan de Oro Historical and Cultural Commission, with guests from the MacArthur Memorial Foundation, Norfolk Sister City Association, American Guerrillas of Mindanao, the US Embassy in Manila, Philippine Veterans Affairs Office, Veterans Federation of the Philippines, and the Philippine Veterans Bank. The week-long festival kicked off with a reenactment of General MacArthur’s arrival at Macabalan Port at 7AM, approximately the same time as it happened on March 13, 1942. It was immediately followed by a reenactment of the convoy which MacArthur’s Party took to Del Monte in Tankulan,

Breakout from Corregidor by Tom Freeman

Bukidnon, now Manolo Fortich. The two reenactments were a joint undertaking of the City Government of Cagayan de Oro, Municipal Government of Manolo Fortich, Bukidnon; Philippine Ports Authority Misamis Oriental-Cagayan de Oro Port Management Office, Philippine Navy, Philippine Coast Guard, 4th Infantry Division of the Philippine Army and the Department of Education. An exhibit featuring relics from World War II was held at the Centrio Mall in coordination with Ayala Malls, the 4th Infantry Division Philippine Army, Mr. Jose Vicente Cabrera, and the Cagayan de Oro Historical

and Cultural Commission. Another exhibit focusing on the guerrillas was also held at the Liceo de Cagayan University Library. Other events for the week-long festival included free movie screenings courtesy of SpyRon AV Films, Ayala Centrio Cinemas and the Philippine Veterans Bank, in coordination with the Department of Education, the Philippine Veterans Affairs Office and the Veterans Federation of the Philippines. Symposiums on how life was during wartime in Mindanao and the Guerrillas of Mindanao were rendered by the late Virginia Hansen Holmes, president of the American Guerrillas

of Mindanao, and an eyewitness of World War II in Mindanao, and Finding our Heroes by Author and Researcher Ms. Marie Silva Vallejo. An Eyesight 20/20 EyeCare Optometric Mission was also sponsored by Montero Medical Missions courtesy of Dr. Juan Montero II, which provided free prescription eyeglasses for indigent veterans and public school students with eye problems. 80th Anniversary The commemoration of the 80th Anniversary of the Breakout has been constrained by the latest surge of the coronavirus pandemic, but this has not stopped some private citizens from making a token

gesture to acknowledge its importance in our local and world histories. A 1/24 scale model of PT-41, the PT Boat which brought MacArthur and his family from Corregidor to Cagayan has been crowd-funded by a group of private citizens and institutions led by the Philippine Veterans Bank and the heirs and families of the following patriots: Col. Leonardo V. Hernando, Col. Fidencio M. Laplap, Lt. Col. L. Limena, Commander Albert Parker Ross , US Navy; Maj. Blas C. Velez, MC; Maj. Rosauro P. Dongallo, Sr., Capt. Andres D. Bacal, Capt. Luciano Firmacion, Capt. Ramon Buhay, 1st Lt. Jose D. Docdocil, 2nd Lt. BREAKOUT/PAGE 9

MacArthur at Del Monte (center) with BG Richard K. Sutherland (right) & BG Richard J. Marshall (MacArthur Memorial)


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LANDBANK vows full commitment to ‘serving the nation’

C

AGAYAN DE ORO CITY--The Land Bank of the Philippines (LANDBANK) unveiled a new brand promise of ‘Serving the Nation,’ embodying its full commitment to assist various sectors of the economy and help contribute to the country’s collective recovery. In a virtual launch, March 28—streamed live on LANDBANK’s Facebook Page (@ landbankofficial) and YouTube Channel (/landbankofficial)— LANDBANK highlighted its expanded and unique role in providing intensified support to the country’s agriculture sector alongside serving the requirements of key development industries. “Through the years, LANDBANK has fully transformed into a developmentoriented institution. Aside from being the biggest credit provider to the agri sector, LANDBANK is serving as a vital partner of the National Government in advancing its inclusive development agenda,” said LANDBANK President and CEO Cecilia C. Borromeo. As of December 31, 2021, LANDBANK’s agricultural loans reached P247.85 billion assisting over 3.2 million small farmers and fishers nationwide through regular loan programs, including special lending programs administered for the Department

Breakout... from page 8

Baltazar A. Cabrera, 2nd Lt. Rodolfo A. Moreno, Master Sgt. Mauricio E. Malabed, Cpl. Jesus B. Ilogon, Cpl. Jose G. Gorra, and Pvt. Emiliano Macanas. MacArthur’s successful B r e a k o u t t o Au s t r a l i a enabled him to reorganize the Allied Forces in the Pacific and eventually keep his promise to the Filipinos of “I Shall Return.” Meantime, the unsurrendered USAFFE s ol d i e rs and g u e r r i l l as kept the enemy disrupted with timely raids on their garrisons and intelligence reports to Allied Headquarter in Australia, which enabled allied submarines to sink enemy shipping in Ph i l ippi ne w ate rs , and s up p l y g u e r r i l l a s w it h weapons and ammunition to continue the struggle for freedom. In memor y of the

RACE... from page 7

contributions in installment with payment terms ranging from nine to 60 months, depending on t he tot a l amount of delinquency. It will run until November 22, 2022. The complete details of PRRPs 2 and 3 can be a c c e s s e d at http s : / / bit . l y / S S S C I 2 0 2 1 - 0 1 5 , an d

of Agriculture (DA) and the Department of Agrarian Reform (DAR). The Bank also extended P68.9 billion in outstanding loans to local government units (LGUs) as of end-December 2021— largely for agri-aqua projects, transportation, and healthcare initiatives—making LANDBANK the biggest development partner of the LGU sector in accelerating inclusive local development. LANDBANK’s financial support over the years have resulted in the delivery of various basic services and infrastructure facilities across the country, including the construction and improvement of 23,825 kilometers of farmto-market roads, 239 hospital buildings, 20,153 hospital beds, 788 school buildings, 6,146 classrooms, and access to potable water for more than 2 million households. In partnership with different government agencies, LANDBANK also serves as the main distribution arm for the government’s social amelioration programs to vulnerable sectors severely affected by the COVID-19 pandemic, including the regular distribution of financial aid under the social protection programs of the Department of Social Welfare and Development (DSWD). The Bank is also closely working with the Department of

Transportation (DOTr) and the Land Transportation Franchising and Regulatory Board (LTFRB) for various transportation modernization initiatives. This includes the immediate delivery of P6,500 fuel subsidy to public utility vehicle (PUV) drivers challenged by the sudden rise in fuel prices under the Fuel Subsidy Program. To advance greater financial inclusion in the country, LANDBANK continues to partner with the Philippine Statistics Authority (PSA) to provide unbanked Philippine Identification System (PhilSys) registrants with their own transaction accounts freeof-charge. LANDBANK has onboarded 7.2 million previously unbanked Filipinos as of end2021. Following the Bank’s recent merger with the former United Coconut Planters Bank (UCPB), LANDBANK further solidified its ranking as the second largest local bank in terms of assets, putting it in a better position to serve the whole agriculture sector and diverse customer base through its stronger financial muscle and extensive reach. As of March 8, 2022, LANDBANK’s branch network has expanded to 607 branches and 71 branch-lite units nationwide—the only Bank present in all 81 provinces in the country. (Landbank/PIA-10)

valor and sacrifice of our guerrillas and soldiers, this memento will be unveiled at the MacArthur Memorial Marker in Macabalan during the 77thth Anniversary of the Liberation of Cagayan in World War II, on May 12, 2022. The signing of the Deed of Donation formally turning over the memento to the Cagayan de Oro City Government will be scheduled on June 12-15 during the Himugso Festival. The organizers of this initiative would like to acknowledge with grateful thanks and appreciation the financial assistance of the following who assisted in the successful conclusion of this project: Philippine Veterans Bank through First Vice President Miguel Angelo Villa-Real; Congressman Rufus B. Rodriguez, 2nd C ong re s s i on a l D i s t r i c t of Cagayan de Oro City; Engineer Elpidio M. Paras, UC-1 Corporation;

Phi lippines World War II Memorial Foundation through Vice President for Research and Education Desiree Ann Cua Benipayo; and former Norfolk Sister City Association Cagayan de Oro Committee Chair Chief Hospital Corpsman Harry Acuña,US Navy (ret.), with Machinist Mate Senior Chief Angelo Acuña, Jr., US Navy (ret.), and Mr. Angelo Acuña, Sr. And not the least, the heirs and relatives of our veterans whom we honor with this memento: Mrs. Alice Limena Lacson and Family; Mrs. Penny, Debra, Rowena Laplap and Family; Dolly and Raul Ilogon and Fam i ly ; L e on ard o Jr. , Eduardo and Adrian Fidel Hernando and Family; Fr Antonio Moreno, SJ; Dr Ramon Moreno and Family; Carlo Magno, Gerlou, Larry, Rosie Docdocil and Family; Jocelyn & Gil Blas Velez & Family; Lito, Olet & Bobby Cabrera and Family; Brig.

Gen. Johnny Macanas & Family; Annie Gorra Rago and Family, William, Faye Bacal & Family; Rosauro Dongallo, Jr. & Family; Mrs. Dorothy Jean B. Pabayo and family. And not the least, acknowledging the support of the Volunteer Project Committee with Engr. Elpidio M. Paras, Congressman Rufus B. Rodriguez, Mr. Miguel A n g e l o C . Vi l l a r e a l , Miniature and Scale model bui lder D esi R . R e yes, Photographer and Modeler Albert Labrador, Mr. Albert Parker Ross II who provided us with the drawings and advise about PT-41, Cagayan de Oro Historical and Cultural Commission Chairman Nicolas Aca, Artist and Designer Christopher G o m e z , a n d A s s i s t a nt Professor Philip Molina Garcia of the University of Utah Asia Campus, Inchon, South Korea; our heartfelt thanks and gratitude.

https://bit.ly/SSSPRRP3, respectively. “We urge delinquent employers to voluntarily f ulf ill t heir obligations under the Social Security Law. They should be our partners in providing meaningful social security protection to our privatesector workers,” Regino said. Under RA No. 11199, a n e mp l oy e r w h o f a i l s

or refuses to register their employees, deduct contributions from them, and/or fails to remit the same, including the employer's share to the SSS, will be penalized by a fine of P5,000 to P20,000, and/or be imprisoned for six years and one day to 12 years, at the discretion of the court. The SSS has so far conducted 15 RACE

op e r at i ons i n d i f fe re nt areas nationwide this y e a r. It p l a n s t o c a r r y out more in the coming d ay s a n d m o nt h s a s i t aims to conduct at least three operations for each of its Branch Operations Divisions. Other measures to ensure e mp l oy e r s’ c omp l i a n c e with the Social Security Law are also continuously implemented.

DIRECTORY

A PUBLIC SERVICE BY:


10 MSME... from page 3

“through making available a lend i ng w i ndow i n pa r t nersh ip w it h sma l l business corporation,” he explained, adding that “it’s zero interest and amortized in easy installment spread.” Soliven, also the President of t he Za mboa nga Cit y Chamber of Commerce, Inc., stated further that t he y have been u rg i ng commercial private banks to rela x “stringent bank requirements” in helping MSMEs. “These will help pump prime the economy, an onpoint strateg y to restart t he loc a l economy a nd encourage them (MSMEs) to continue as well as to stimulate consumption in the economy,” he said. Considering the transition, Soliven emphasized, “We also provide policy recommendation in the preparation of the exit plan as the COVID pandemic becomes endemic.” Mayor Maria Isabelle Climaco, as chairperson of the Regional Peace and Order Council 9, said that this has

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been part of the five-year Regional Development Plan of Zamboanga Peninsula, its long term view that took off from the economic gains and poverty reduction efforts of government, but has just been delayed because of the pandemic. S ol iven, a s bu si ne s s chamber regional governor, is representing the region on April 5 during the Philippine economic briefing and Sulong Pilipinas 2022. (Frencie L. Carreon / MindaNews)

NCIP... from page 4

“ I n Ta l a k a g , t h e Higaonon-ManoboTalaandig Tribe has narrated h ow t h e i r 3 9 , 0 0 0 h a . ancestral domain is being land-grabbed in cohort with local officials and agencies of government and when they would resist, they would be tagged as NPAs. In fact, a chieftain had been tied-up whole evening in a nearby military camp for being tagged as an NPA by a barangay captain who is so interested to grab his land. But the violation of our human rights is not just on grabbing our

Rejuvenating friendship with the pupils: A must for every teacher By: JILLY-ANN J. ALCARIA T-III Claveria Central School

As the famous saying goes that “All work, no play makes Jack a dull boy” is quite true when applied to our daily endeavors in life. Yes, if we will only work and work and work until we will burn our hearts out, then this can make us as a dull individual, whereas if we associate work with play sometimes, then this will better our inner self and our relationship with our family, co-workers and friends. Same prospect can be applied when at school, as a teacher, we must let our school children, our pupils play so as they can gain camaraderie and friendship with their fellow pupils, and better if we can play with them as well. As a teacher, we must establish good rapport and good relationship with our pupils so that learning can be in a harmonious way and that they can see learning as a fun-filled activity.

What is the advantage if we have established friendship with our pupils? As said we must link bridges and not burn bridges, having a good relationship with our pupils is of much significance and importance because as we stand as second parents for them in the classroom, we must as well play with them, like we play with our own children at home. Friendship is one of the most treasured relationships on earth and it may entrust a very good feeling when we are being friends with our fellows especially to our pupils. At the end of the day, relationship does matter.

ancestral domain. It also included the grabbing of our water rights as in the case of the Higaonon Tribe in Mirayon led by Datu B en Anoos. The neverending flow of water in the tribe’s ancestral domain has been converted into a water-system by the LGU that since 2005 has been supplying the water needs of thousands of families in Talakag, Bukidnon but not a single centavo has been paid to the Tribe, a clear violation of IPRA Law. After spending so much fighting for justice, after all their advocacy, nothing happened because of the powerful LGU. NCIP has been well informed of this violation of our water rights, yet, nothing has been done by this office. In San Fernando, Bukidnon, Bae Leah had fought against the violation of her tribe’s water rights but was shot to death in 2019. Again, where is NCIP?

Like... from page 4

his Maker created him to live. But you cannot show him Jesus’ way if you are not living that way yourself. Today, you can ask Him to forgive you for living your own, wrong way, and to take full charge of your heart and

character. Then you can start showing your son God’s way every day, both with your words and your ways. Just think a minute.

Case...

from page 1 against the hospital by PhilHealth. Swearing that they have been legitimate patients of BDH, they are mulling to seek redress where evidence would warrant to correct Philhealth unjust claims. Four patients who wanted to remain anonymous have shared their sad plight with PhilHealth scheme to discredit BDH and eventually sequester its accreditation. . A retired civil servant came to share his story where he had an accident that led him to suffer from broken bones in his leg. Since BDH has the only orthopedic specialist in the region, he was treated by Dr. Jay Asuncion. The surgery went well. The doctor who operated was not paid by PhilHealth. Another patient, a police officer in training, needed an operation with the same specialization who needed to undergo operation twice. His first operation was covered by PhilHealth, but the second one wasn’t so he had to shell out his money. He was deprived of his claim for medical benefits for a crucial surgical operation

because of the pending case filed by PhilHealth against BDH over alleged fictitious 29 patients have remained unresolved for over a year. The police officer who is being tormented by avascular necrosis or dead bone was denied of his PhilHealth claim after the country’s health insurer filed charges against the BDH. He was obliged to pay the pricey second surgical operation performed by Dr. Jerome Asuncion, head of the BDH’s Advanced Wound Care Center (AWCC), after he was told that the case was already filed, prompting hospital administrators to temporarily suspend PhilHealth services. A third patient, who needed special care since he was blind and has diabetes, also sought the medical assistance of PhilHealth through Dr. Asuncion. The same scenario happened because the poor doctor who provided medical attention to the patient hasn’t been paid by the state insurer. Another patient has the same sentiments. He underwent surgery for broken bones, and spent almost half a million pesos in medicine but has not been reimbursed by Philhealth. As was the usual case as the former, the doctor was not paid by Philhealth. In the same light, PhilHealth is bent on suspending the

accreditation of hospitals that have a proven track record in giving premier health care including BDH that have specialty medical care only available in the region. The professional fees of the said doctors also have not been paid while the case at the Philhealth Arbitration department is still pending. These patients will seek legal remedy not only for themselves but also for others who are greatly affected, as they also fear that they will not be given any more medical attention because of the unwarranted accreditation issues concocted by Philhealth against life-saving expertise hospitals. Some more undocumented patients were not able to get the medical attention they needed through PhilHealth since BDH, which has the credibility of having the specialized treatment from credible doctors in the region, had their accreditation in a way suspended by the national health provider in the country by the case it filed against the hospital. The patients stated and asked: “Something has to be done to alleviate the pain of suffering patients who need utmost care from specialists. Why is PhilHealth turning a blind eye on this matter? Why can’t PhilHealth provide the necessary benefits and access to medicine and medical services?”


11

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WED-THU|APRIL 6-7, 2022

Ayala... from page 12

upcoming SEA Games, a familiar figure that used to be her source of comfort would no longer be cheering with the crowd. Last year, Sy lost her father whom she considered her biggest fan. "My dad had always been my inspiration. He supported me all the way. I'm sure he would have wanted me to keep going. So here I am, still playing the game he loved." Solid support system Outside the bowling alley, Sy is a Marketing Associate at BPI's corporate banking group, where she's been handling big business accounts since 2014. The proud Unibanker said that while she's doubling down on her training, she does not compromise her work performance. This, she said, is her way of repaying the company's consistent support to her athletic career. "I can say that I'm in the right company now," she said. "I have always felt their support for me. The y ack now le dge my responsibilities as a national athlete. So I never shortchange them. During the pandemic, habang walang game, I really focused on my role as a Unibanker." Now with the entire Ayala group behind her, Sy feels much more inspired to take her game¬winning strike and EXTRA JUDICIAL PARTITION KNOW ALL MEN BY THESE PRESENTS: That the late LEO RENATO R. MABULAY who died sometime on May 18, 2009, during his lifetime was co-owner of that certain parcels of land with A. Transfer Certificate of Title No. T-34015, situated at Kauswagan, Cagayan de Oro City, containing an area of THREE HUNDRED THIRTY THREE (333) Square Meters, more or less, B. Transfer Certificate of Title No. T-62911 situated at Bayabas, Cagayan de Oro City, containing an area of FIVE HUNDRED THIRTY SEVEN (537) Square Meters, more or less, C. Transfer Certificate of Title No. T-45588 situated at Kauswagan, Cagayan de Oro City, containing an area of SIX HUNDRED THIRTY (630) Square Meters, more or less, D. Transfer Certificate of Title No. T-45589 situated Kauswagan, Cagayan de Oro City, containing an area of SIX HUNDRED THIRTY ONE (631), E. Transfer Certificate of Title No. T-85094 situated at Bayabas, Cagayan de Oro City, containing an area of NINE THOUSAND NINE HUNDRED SEVENTY (9,970) Square Meters, more or less, F. Transfer Certificate of Title NO. T-43883 Situated at Indahag, Cagayan de Oro City, containing an area of FORTY EIGHT THOUSAND SEVEN HUNDRED SEVENTY TWO (48,772) Square Meters, more or less, G. Transfer Certificate of Title NO. T-80745 situated at Lot 2672 of Cadastral Survey of Cagayan, containing an area of TWENTY ONE THOUSAND EIGHT HUNDRED EIGHT (21,808) Square Meters, more or less, H. Tax Declaration G-049867 situated at Indahag, Cagayan de Oro City, containing an area of FIFTY FIVE THOUSAND SEVEN HUNDRED EIGHTY FIVE (55,785) Square Meters, more or less, I. Transfer Certificate of Title No. T-43883 situated at Indahag, Cagayan de Oro City, containing an area of ONE THOUSAND FIVE HUNDRED THIRTY SIX (1,536) Square Meters, more or less, and has been the subject of an EXTRA JUDICIAL PARTITION, filed by the heirs of LEO RENATO R. MABULAY, per DOC #137; PAGE #28; BOOK #71; Series of 2014 under the Notarial Registry of ATTY. ROBERTO Y. MABULAY. BWM: Mar. 30, Apr. 6 & 13, 2022

bring honor to the nation once more. "This April, I'm moving back to Manila to focus on my training. I'm thankful to Ayala for helping me in this move and for providing me with generous assistance," she said. "I really feel blessed to be part of an organization that supports my bid to bring honor to our nation," she added, with high hopes that the national bowling team would finally bag the elusive gold this year. Sy and seven others comprise the Philippine Bowling Federation's lineup for the SEA Games in Hanoi, Vietnam, where a total of six gold medals in the men and women singles, men and women doubles, and men-women team of four will be contested. Last February, Sy topped the federation's tr youts (women's category), with a whopping series average of 208.38. This May, she hopes to end the Philippine bowling team's decade- long gold medal drought. Through the Ayala Center for Excellence in Sports, Ayala group also seeks to support national athletes who will represent the country at the 2022 Asian Games and the 2024 Olympics. National athletes who will qualify for the recently launched #AtletangAyala program will receive fullsalaried employment opportunities at part-time hours. They will also have free access to the world-class training facilities of the Ayala Vermosa Sports Hub as well as scholarship opportunities at De La Salle University. DEED OF EXTRAJUDICIAL SETTLEMENT WITH SPECIAL POWER OF ATTORNEY KNOW ALL MEN BY THESE PRESENTS: That the late RUBEN C. CLARITO who died on September 21, 2020 in Cagayan de Oro City without any will and testament; That said Ruben C. Clarito, at the time of his death, has accounts/deposits with Land Bank Carmen Branch, Cagayan de Oro City with Account Number SA 31461488-90; that the deceased left no debts in any financial institutions or creditor, whether natural or juridical person; and has been the subject of an DEED OF EXTRAJUDICIAL SETTLEMENT WITH SPECIAL POWER OF ATTORNEY, made and executed by among OLIVIA C. CLARITO, MONYEEN GAY C. CLARITO, GLEN OLIVER C. CLARITO, OWEN NEIL C. CLARITO and IVA GRENIA C. CLARITO, per DOC #222; PAGE #45; BOOK #80; Series of 2022 under the Notarial Registry of ATTY. RAUL M. LLACUNA. BWM: Mar. 30, Apr. 6 & 13, 2022

Coffee... from page 2

DA-11 coffee rejuvenation project focal person and licensed Q1 coffee grader John Paul Matuguinas spoke about coffee post-harvest processing, bean grading, and sensory evaluation during the activity. In line with strengthening support to coffee producers in Mindanao, PRDP collaborated with other line agencies to provide technical assistance to coffee farmers in the “Training of Trainers (TOT) on Farm Management and Training on Post-Harvest Handling and Processing” in Lebak, Sultan Kudarat. Jeremias Galon, a member of the New Calinog Coffee Growers Association and one of the farmers who benefitted from the training, said he learned new techniques in farming coffee that he had not tried since he began farming. “I learned so many things about planting coffee. I will surely adopt everything I learned on my farm and I will share it with other farmers in our area,” he said. (PNA)

School... from page 2

Kalimodan" (PASAKA), Jong Monzon, admitting that NPAlinked tribal schools are being used by the rebels to raise funds for anti-government activities. Monzon, himself an NPA fighter, surrendered to authorities in Boston town, Davao Oriental, on March 8. According to the Davao del Oro provincial government, the school was completed through its "Bayanihan Sa Paaralan" program. In January this year, the provincial government led a campaign to convert NPAlinked tribal schools into DepEd-accredited schools with proper budgets. Governor Jayvee Tyron Uy said Brgy. San Miguel in Compostela became one of the first "Bayanihan" program recipients after the village council sought help through a resolution. Sit i o C ambu d l ot i n Brgy. San Miguel, where the school is located, is the last geographically isolated and disadvantaged area (GIDA) in the province to receive a school building, Uy said. “I’m very happy to say that I will step down as a governor with a fulfilled heart. I have established schools in GIDAs and this is what we dreamed of,” he said.

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The school is equipped with armchairs, teachers' desks, blackboards, wall fans, and toilets to ensure a conducive learning environment. Uy also attributed the success of the project to the "whole of nation approach" Oplan Pagbabago- End Local Communist Armed Conflict, with the help of the Armed Forces of the Philippines, and the Revitalized Pulis sa Barangay program of the Philippine National Police. Meanwhile, DepEd Division chief Ruben Reponte thanked the provincial government for supporting the education sector to provide IP children equal opportunity to "achieve a bright future." (PNA)

Election... from page 1

assurance that the election process will not be adversely affected by electricity service cut-off, Fuentebella reiterated “That’s what we are trying to address…so our partnership with Comelec (Commission on Elections) not only addresses security concerns; but also the deployment of linemen in certain areas.” The undersecretary added “The assurance is: everyone is onboard; not only the energy family but the other agencies as well; and we are closely coordinating with Comelec how they have organized themselves as well as with the AFP (Armed Forces of the Philippines) and the PNP (Philippine National Police) for their tripartite arrangement.” Fuentebella pointed out “aside from being confident, we have to be prepared with any contingency, that is why the DOE and the entire Energy Task Force Election members are working together.” Director Mario Marasigan of the DOE’s Electric Power Industr y Management Bureau, indicated that apart from the contingency plans with the DUs, there had also been discussion with the generation companies ( G e n C o s ) to, as mu ch as possible, prevent the recurring forced outages in their electric generating units. Power generation firms, he said, have committed “to ensure that their optimum capacity will be available anytime.” Marasigan explained

Fuenteb ella like wis e that some power firms would, at times, need minor noted that there are at least maintenance programs in 57 generator sets (gensets) their generating units, “but that the energy department we’re asking them to defer can retrieve, but they are whatever it is that can still be just coordinating with the deferred in their maintenance Office of Civil Defense to activities, to make sure assess what units can already that their optimum and be pulled out, since these dependable capacity will be gensets were used for power made available during the restoration when typhoon summer period, particularly Odette barreled several parts of the country last December. during election time.” Energy officials similarly re ve a l e d t hat t he y are currently doing inventory from page 1 of various facilities that b e r t h e x t e n s i o n a n d could add up to power inst allation of dolphin supply during the election mooring and inland bollards period and throughout the back in 2020. dry months of summer – “These improvements are including the generating all geared towards addressing facilities and battery energy the increase in volume and storage systems (BESS) that service demand as the global are currently undergoing economy slowly begins to commissioning and testing recover from the impact of phases; the capacity import the pandemic.” that can be channeled via The company is also the high voltage direct undertaking P15-billion current (HVDC) system e x p a n s i o n p r o j e c t s at c on ne c t i ng Lu z on and the Manila International Visayas grids; as well as the Container Terminal, mainly scale of participation in the to meet growing demand interruptible load program and serve new-generation (ILP) being enforced by the container ships. government and the DUs. I C T S I ’s c a p i t a l For the fuel constraint expenditures (capex) for from the Malampaya gas 2022 are expected to be field, in particular, Marasigan approximately $330 million specified that it will only be from $165 million in 2021. the 1,200-megawatt Ilijan It said the estimated capex plant that may be de-rated, budget will be utilized mainly because the gas plants of First for the payment of concession Gen could switch to liquid extension upfront fees, fuels. ongoing expansion projects, He expounded that there equipment acquisitions and are also 400MW of BESS upgrades, and maintenance technologies currently under requirements. testing and commissioning The company saw its that could augment grid attributable net income for supply; and the GNPower 2021 surge to $428.6 million Dinginin-2 power facility from $101.8 million a year can also inject additional earlier, mainly due to higher 150MW supply even at its operating income. pre-commercial operation Its gross revenues from state. port operations increased On the ILP participation 23.9% to $1.9 billion in 2021 of companies and industries from $1.5 billion previously. with self-generating facilities, Meanwhile, the company’s Marasigan emphasized that expenses were reduced 4.7% the scale they can count on to $1.1 billion from $1.2 for now would be at more billion in 2020. than 500MW; although he ICTSI handled a total of conveyed that they are still 11.16 million TEUs in 2021, targeting higher volume higher by 10% compared of up to 1,200MW via with the 10.19 million TEUs collaboration with Manila handled in 2020. Electric Company. “For the ILP, we already have 560MW available…if we can hit 1,000 to 1,200MW, then the confidence level of DOE (that brownouts will not happen) will go higher,” he asserted.

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Ayala backs BPI Unibanker Alexis Sy's SEA Games bid MANILA -- Few weeks from now, BPI Unibanker and emerging bowling juggernaut Alexis Sy will represent the Philippines in the 31st Southeast Asian Games in Hanoi, Vietnam. This is the fifth time that the 29-yearold Cebuana waves the Philippine flag before Southeast Asia's finest athletes, after bagging four bronze medals from her winning streaks in previous games. On Friday, Sy was recognized by Ayala Corporation President & CEO Fernando Zobel de Ayala during the WeAreAyala Business Club Cebu Townhall. "The Ayala group is rooting for Alexis Sy as she

represents our country in the upcoming SEA Games in Hanoi," Zobel said. "In our own way, we at Ayala are supporting her bid by providing her the flexibility and financial assistance she needs to train." According to Sy, Ayala group's hurrah boosts her confidence as she embarks on her first major game since the pandemic. "I'm overwhelmed by everyone's support," she said. "Everyone--from the top management down to my colleagues-has been cheering me on consistently." Love at first strike Sy, who was recruited by the Philippine Sports Commission in 2007,

has been playing for the national bowling team for more than half of her life. But just like all serendipitous stories, it was never part of the plan. "I originally wanted to be a businessman like my dad. I only tried bowling out of curiosity," she said. "Growing up kasi, our family would spend weekends watching my Lolo, Dad, and Brother play at the bowling alley. One day, out of boredom, the eight-year-old me just decided to try it." Several strikes later, Sy found her new comfort zone in the bowling alley. At that time, however, the idea that she would be carrying the Philippine flag in the coming years

was still out of sight. "My first big competition was held in Singapore. We were inside a stadium with so many

people watching from the bleachers that I could barely recognize their faces. From where I was standing, I could only see

our countrymen waving Philippine flag," she recalled. Unfortunately, in the AYALA/PAGE 11

amongst the members and investors. BF Football is currently the world’s largest sports investment company since its establishment in 2017.

Cooperating with wellknown exchanges in the United Kingdom, Germany, Italy, Spain, and France, it has revolutionized the traditional telecontrol

market, integrating probability and statistics. Since its introduction to the Philippine market, BF Football has vastly spreadout quickly throughout

the archipelago due to the opportunity that the platform has offered to the members which created a big and positive impact into their lives. BF Football aims to help and share blessings to others, in line with this, a charity outreach event was whole-heartedly conducted at LEUPAPO Inc. last April 03, 2022, Sunday through the initiative of BF Football CDO and PH Teams. To join, you may contact us directly at 0977

361 1960 or email us at angieeminoza@gmail. com. LEUPAPO Inc. is a non-profit organization since 2016 currently located at Zone7, Bulua, Riverside, Cagayan de Oro City. It provides a great opportunity to help an indigent member from far cities and municipalities thru out Mindanao undergoing chemotherapy at Northern Mindanao Medical Center (NMMC). It aims to provide assistance; food, safe shelter, basic hospital needs, assist blood for blood transfusion and like a strong united family, members help each other to stay strong with God in fighting against CANCER.

By: AngieMinoza56

BF Football is a reverse football score prediction trading platform that gives daily protection plan to its members. Its daily profit-sharing ranges from 2.5% to 4.9% depending on the members VIP level, all under compound interest outlay. The platform is profited by members themselves. Funds can come and go freely for 365 days, and they are mainly based on live major international football matches to ensure fairness, justice and transparency


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