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Editor: MARK FRANCISCO
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February 24-25, 2018
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GSIS offers emergency loan to members, pensioners in 13 areas The Government Service Insurance System (GSIS) is offering emergency loan to a total of 117,411 active members and old-age pensioners in 13 areas in the country. They are those in Albay, who are affected by the Mayon Volcano eruption; in Madridejos and Tabogon in Cebu and Cuartero, Maayon, and Mambusao in Capiz due to tropical storms Urduja and Agaton; and Zamboanga Del Sur (except Zamboanga City), Lanao Del Norte (except Iligan City), Davao Del Norte, Cagayan de Oro City, Trento in Agusan Del Sur, and Nabunturan and Monkayo in Compostela Valley, because of typhoon Vinta. The deadline for application is March 2 for Albay, March 6 for Cebu and Capiz, and March 7 for Mindanao areas. A total of 57,291 active members in the areas who have no existing emergency loans may apply for a Php20,000 loan. The 44,672 active members in the areas who have not yet fully paid their loan may apply for a Php40,000 loan, from which the remaining balance will be deducted. To qualify, active members must be working or residing in the calamity-declared areas, not be on leave of absence without pay, have no arrears in paying premium contributions, and have no unpaid loans for more than six months. They should also have a minimum net takehome pay of Php5,000 after
the monthly premium contribution and loan amortization have been deducted. Active members may apply through the GSIS Wireless Automated Processing System (GWAPS) kiosk located in all GSIS branch and extension offices; provincial capitols; city halls; selected municipal offices; large government agencies such as the Department of Education; Robinsons Malls; and selected SM City branches in North EDSA, Manila, Pampanga, Cebu, SM Aura in Taguig and Mall of Asia in Pasay City. To avail of the loan, the 15,448 old-age pensioners in the areas may apply over the counter. They are eligible for a Php20,000 loan amount. Pensioners who are also active members may apply for the loan only once. Emergency loan is payable in 36 equal monthly instalments at six percent interest rate per annum. It is covered by a loan redemption insurance, which deems the loan fully paid in case of the borrower’s demise, provided that loan repayment is up to date. Loan proceeds are electronically credited to the borrower’s GSIS electronic card (eCard) or unified multipurpose identification (UMID) card. Interested parties who have inquiries may visit the GSIS website, www.gsis.gov. ph, and Facebook account, @gsis.ph; email gsiscares@ gsis.gov.ph; or call the GSIS Contact Center at 847-4747.
Italpinas and JLL seal the partnership with (standing left to right) JLL Senior Manager for Investment Sales Dino Palanca,JLL Local Director for Capital Markets Raymond Velasquez, IDC Senior Vice President / Head of Banking and Business Operations Management Harold J. Dacumos and JLL Assistant Manager for Capital Markets Pedro Picornell; (seated left to right) JLL National Director and Head of Capital Markets Ryan Isip, JLL Country Head Christophe Vicic, Italpinas Chairman and CEO Romolo V. Nati and Italpinas President Jose D. Leviste III.
JLL, Italpinas Development Corporation to Bring Italian Living to Batangas with Miramonti Green Residences
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talpinas Development Corporation (IDC) is known for its tremendous success in discovering and developing sweet spots in emerging cities in the country. IDC is a designdriven developer of sustainable properties which, unlike the majority of real estate developers, do not just concentrate in the metro, but also goes beyond it. Known for
its flagship projects such as Primavera City and Primavera Residences in Cagayan De Oro, both are ecofriendly projects that offer Italian-inspired design and world-class construction standards. IDC is now ready to replicate its CDO success in Sto. Tomas, Batangas with Miramonti Green Residences, the first mixed-use condominium project in this area with commercial
Five principal inputs for improving learning By JULIET U. JORBAN
The curriculum Successful curriculum reform efforts have to tackle the more difficult issue of preparing a coherent, appropriatelyp ac e d and s e qu e nce d teaching programmed, and of developing teaching materials that support it. The overall goal of education is to help every pupil and student to achieve self-fulfillment as a good citizen and productive worker, able also to derive pleasure and profit from the use of leisure time. It calls for the provision of quality learning experiences making use of the following approaches: 1. Pupils should be exposed daily to instruction in the communication
skills: reading, writing, speaking, listening, and using non-verbal cues. 2. Pupils should be exposed to a variety of cultural and recreational fields which will develop their competence in the use and enjoyment of leisure-t ime interests and activities such as art, music, literature, drama, dance and physical educ at ion. Pupi ls shou ld be educationally guided towards career preparation. Learning materials These are key ingredients for learning which should organize the presentation of information, provide children with opportunities to apply what they have learned, and -in the case of tests and quizzes -help teach-
ers assess pupils' learning. Learning materials s u ch a s te x t b o ok s or workbooks with teachers' guides contribute to the effectiveness of the learning environment. It is in the textbooks and workbooks that pupils are motivated to apply what they have learned. Teachers' guides are effective in enhancing pupil achievement when they are well-integrated with the textbook or other instructional materials. They should include information both on what to teach and how to teach it; diagnostic tests to assist teachers in monitoring children’s' learning; guidelines in modifying the lessons based on test results; suggestions for classroom management
and practices and activities for classroom use. Instructional time Learning time is valuable for all pupils, it is especially important for poor and underprivileged pupils whose time and opportunities for learning are likely to be strictly limited. This means that teachers should be punctual and avoid absences whenever possible. One way to increase effective learning time is to reduce class size. Small classes are often considered indicators of educational quality, as their main effect is to increase individual pupil/teacher contact time. However, this is a costly strategy since it requires more teachers and more classrooms.
offices and serviced apartments. According to IDC Chairman and CEO Romolo V. Nati, Batangas is ripe for a project such as this. “As a first-class municipality, Sto. Tomas is part of the Philippines’ new beltway of economic growth. Its location is very strategic too, being along the expressways connecting the capital region with Batangas port.” Miramonti Green Residences offer efficient, affordable and functional contemporary Italian architectural design within short distance of the Light Industry Science Park (LISP) III. This makes the property very accessible to industrial parks such as the Filinvest Technology Park Calamba, Carmelray Industrial Parks, Calamba Premiere Industrial Park and Lima Technology Center, as well as schools, offices, commercial centers and golf courses. The project is targeted towards businessmen, entrepreneurs and OFWs looking to invest and those who work inside LISP III and its neighboring industrial parks, including foreign nationals. IDC President Jose D. Leviste III also shares that as Italpinas Development Corporation is known
for its eco-friendly mixed-use buildings with top class yet affordable units, they will be tapping the marketing services of JLL to ensure that those who will benefit the most from investing in Miramonti will be reached. JLL is a leading professional services firm that specializes in real estate and investment management. “We always tap a wide network of real estate brokers when we market our projects, and we believe we took that one step higher by partnering with JLL.” Leviste adds, “They have the experience, the network and the credibility that will complement this project successfully.” For his part, JLL Philippines Country Head Christophe Vicic is very bullish on the potential of Miramonti. “At JLL, we’ve always believed the future of real estate lies in emerging sectors outside of Metro Manila. Miramonti is the perfect avenue to prove just that. There is so much business being conducted in this part of the country, and it’s the perfect time to develop a mixeduse condominium project that will reflect the investment value attraction of this area.”