TAKING FIVE WITH KIMBERELY WAUGH: ROLE: FLAGSHIP BRANCH MANAGER EXPERIENCE: I STARTED WITH CBA IN 2010 AS A CUSTOMER SERVICE SPECIALIST AND WAS THEN SELECTED FOR A CBA LEADERSHIP PROGRAM. I GAINED EXPERIENCE IN MANAGING SEVERAL BRANCHES IN QUEENSLAND’S SOUTH WEST AREA. I WAS APPOINTED AS BRANCH MANAGER IN MACKAY AND THEN WORKED AS LUTWYCHE BRANCH MANAGER UNTIL JULY THIS YEAR. POSITION: HAVING EXPOSURE TO SEVERAL DIFFERENT BRANCHES WITHIN QUEENSLAND HAS GIVEN ME A DIVERSE SKILL SET AND EXPERIENCE THAT I BELIEVE WILL ASSIST ME IN LEADING THE FLAGSHIP TEAM AS BRANCH MANAGER.
TAKING FIVE WITH ARHOA ROPATA: ROLE: FLAGSHIP LENDING SPECIALIST
THE PLACE IS RIGHT There are many things to consider when buying a property but there are some questions that shouldn’t be left unanswered. WHEN IT COMES to buying a home, you don’t need all the answers but there are certainly a few key questions you need to ask before you’ll be ready to purchase. Buying a property requires a lot of consideration, planning, research, patience and careful budgeting. While it can be a life-changing moment, there are some questions that should never go unanswered before buying a property. Commonwealth Bank’s Flagship branch has recently welcomed new Branch Manager, Kimberley Waugh and Home Loan Lending Specialist, Aroha Ropata to their team and we’ve asked what they think is most important to consider when buying a property. stylemagazines.com.au
If a property has been on the market a long time it may need further investigation as to why it hasn’t been sold. The house may have faults or be incorrectly priced. It’s important to ask the agent how long the property has been on the market as their response could reveal other problems you may be unaware of. Knowing the home owners’ motivation as to why they’re selling their property can make it easier for you to assess how eager they are to sell. If the owners are moving overseas or interstate they may be interested in a quick sale and could potentially accept a lower offer. If they are simply looking to downsize, they may hold on to the property as long as it takes to get the price they’re after.
EXPERIENCE: I HAVE WORKED IN A VARIETY OF DEPARTMENTS WITHIN CBA FROM THE GENERAL INBOUND CALL CENTRE AS WELL AS CUSTOMER SERVICE, BUSINESS BANKING AND MANAGEMENT ROLES IN QLD AND TASMANIA. I HAVE JUST CELEBRATED EIGHT YEARS OF WORKING FOR CBA AT THE END OF LAST MONTH AND THIS IS MY SECOND ROLE IN THE FLAGSHIP BRANCH. POSITION: I HAVE BEEN DEALING WITH CUSTOMERS’ HOME LOANS DURING MOST OF MY EIGHT YEARS WITH CBA, BUT ONLY THIS YEAR HAVE I HAD THE OPPORTUNITY TO LOOK AFTER MY CLIENTS AND THEIR HOME BUYING JOURNEY FROM START TO FINISH.
If you are interested in a property and it has had previous offers, it is important to know what they were. Knowing what other buyers have offered for the property will give you a good idea of how other people value the same space. It is in your best interest to check out comparable properties to see if the asking price is realistic. Keeping an open mind, doing your research and asking informed questions can determine whether or not the property you are interested in is suitable for purchase. COMMONWEALTH BANK 240 QUEEN ST, BRISBANE P 3237 3111 COMMBANK.COM.AU/FLAGSHIP
19