BUILD A STRONG FOUNDATION WITH THE FIVE PILLARS OF FINANCIAL PLANNING
By Christina Danos
October is Financial Planning Month. Financial planning can be stressful, if you are not properly prepared. These five pillars make it easy to keep track of your finances.
1. Investments – Managing investments goes beyond simply picking a commodity or stock to invest in. It also means locating assets to help reduce your expenses and taxable income to give your overall investment portfolio a chance at growth.
2. Income – In retirement, its important to make sure you know where your avenues of income are and how to best budget them. This could mean reduceing expenses or making provisions for travel plans. Income planning is about looking into your future plans and deciding how to best reward yourself for all the hard work before retirement.
3. Insurance – Insurance planning is often referred to as risk management. It’s about managing who holds the risk, like an insurance company, so it’s easier for you as you age. This can include life insurance, after death expenses, and even home and auto insurance
4. Taxes – Claron Advisor’s Inc defines tax strategy as, “reducing the current year's tax obligation and deferring taxes that must be paid in the future by taking advantage of deductions, writing off expenses, and paying into a tax-deferred savings plan.” Taxes are never fun. When in doubt, call in the professionals.
5. Estate Planning –Estate planning can be a heavy topic but is a very important part of the process. There are several elements to estate planning like, your last will and testament and a power of attorney. Leaving your family, or the estate, without plans after you die can be a detriment to those involved.
It’s always a good idea to ask for help. Reach out to your favorite financial expert for guidance..
Source: www.clarionadvisors.com
Open Enrollment is almost here!
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The Consos Group 7505 Waters Avenue, Suite D2 Savannah, GA 31406 (912) 303-0101 donald@consosgroup.com
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2 INDEPENDENT LIVING | ASSISTED LIVING | MEMORY CARE 912.228.3752 | HarmonyAtSavannah.com 9136 Old Montgomery Rd, Savannah, GA 31406 WITH US, IT’S ALL ABOUT YOU Your Wellness is Our Top Priority S c antoSchedulea T o u r
SEPTEMBER 2023 EVENTS
Please make reservations for all of the following events. Call the SmartSenior office at 912.352.4405 to register.
MOVIE DAY Double Feature
Heart of Stone & Pollyanna
Friday, September 1 | 1 p.m.
SmartSenior Office
Reservations can only be made for one of the two films we are showing. Heart of Stone (PG-13) - max capacity 20 & Pollyanna (G) - max capacity 8
TUESDAY TEA
Mercy Street
Tuesday, September 5 - Tuesday, October 10 | 2 p.m.
SmartSenior Office
Join us for tea, snacks, and tv! Every week we will tune in for a new episode of Mercy Street. This Civil War drama tells the story of doctors, nurses, contraband laborers and Southern loyalists in Union occupied Alexandria, Virginia.
DISCOVER LOCAL
Savannah Naval History & Lore
Thursday, September 7 | 1 p.m
Ships of the Sea Maritime Museum
41 Martin Luther King Jr Blvd
$10 per person
Come along for a sail through history at the Ships of the Sea Maritime Museum with a tour of the museum and a special living history presentation. The ticket price includes museum entrance.
WOMENHEART
Thursday, September 14 | 5-7 p.m.
SmartSenior Office
SmartSenior is happy to partner with WomenHeart for their support networking meeting where women can share their stories and learn from experts. This meeting will include chair yoga, so please dress accordingly. Bring healthy snacks to share; drinks will be available. For questions, call Elaine at 912-544-0073 or Mureum at 912-247-4225.
EGGS WITH AN EXPERT
Three Key Steps to Positively Affect Blood Sugar
Chloe Paddison, SJ/C Diabetes Management
Tuesday, September 19
9:30 a.m. breakfast; 10 a.m. presentation
Marsh Auditorium at Candler Hospital
Chloe Paddison is a registered dietitian with SJ/C Diabetes Management. Learn the three key “food behaviors” to support stable blood sugar patterns. Join us as we learn the best lifestyle behaviors to positively affect blood sugar patterns, and how to optimize your diabetes management.
BOOK CLUB
The 7 ½ Deaths of Evelyn Hardcastle by Stuart Turton
Monday, September 25 | 11 a.m.
SmartSenior Office
Evelyn Hardcastle dies every day until Aiden Bishop can identify her killer and end the cycle. However, every time Aiden wakes, another dead body is found.
SMARTSENIOR WEEKLY ACTIVITIES
There’s always something going on here at SmartSenior! Just a reminder, please make reservations for all of the following events. Call the SmartSenior office at 912.352.4405 to register. Our weekly activities are open to members only.
Exercise Class
SmartSenior Office
Mondays: 9:15-10 a.m.
Enjoy our low-impact chair exercise class every Monday! Reservations are not required for this activity.
Mahjong Mondays
SmartSenior Office
Mondays: 1-3 p.m.
Join us on Mondays for Mahjong. New to the game? Ask about our intro classes.
Line Dancing
St. Michael and All Angels Episcopal Church
Advanced: Tuesdays & Thursdays 10 a.m.
Beginner: Tuesdays & Thursdays 11 a.m.
Grab your dancing shoes and join us for Advanced Line Dancing, Beginner Line Dancing, or both!
Game Days
SmartSenior Office
Tuesdays 2:30 p.m.
Do you enjoy chess, Uno, or card games? Each week we will host a rotating schedule of games. See the calendar for more information. Don’t like a game on the schedule? No worries! Come with your favorite game and teach us how to play.
Chair Yoga
SmartSenior Office
Wednesdays 2-3 p.m.
Sandy guides us through a peaceful, relaxing workout every Wednesday afternoon. Please bring your own Yoga mat. Reservations are only open two weeks in advance.
Sewing Society
SmartSenior Office
Wednesdays 3:15-4:45 p.m.
Do you like to sew? Our group works on various projects throughout the month at their own pace. Bring your own machine and materials!
Painting with Shawn
SmartSenior Office
Wednesdays & Fridays 9:45-11:45 a.m.
Enjoy a one-on-one personalized painting experience with local artist Shawn Bland as she helps you create your next masterpiece. Five classes for $100. To learn more, or to register, contact Shawn directly at 912.777.2504 or shawnphd@hotmail.com.
Movie Days
SmartSenior Office
Fridays 2 p.m.
Fridays are for the movies! Let us pop the popcorn, and come and enjoy a different movie with us every week.
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4 25 20 15 21 22 12 8 13 14 5 1 6 7 26 18 27 19 11 4 28 29 SEPTEMBER 2023 MONDAY TUESDAY WEDNESDAY THURSDAY FRIDAY Advanced Line Dance 10 a.m. Beginner Line Dance 11 a.m. Chess Club 1 p.m. Tuesday Tea 2 p.m. Painting Class 9:45 a.m. Chair Yoga 2 p.m. Sewing Society 3:15 p.m. Memory Cafe 10 a.m. Chair Yoga 2 p.m. Sewing Society 3:15 p.m. Advanced Line Dance 10 a.m. Beginner Line Dance 11 a.m. Double Decker 1 p.m. Tuesday Tea 2 p.m. Office Closed 9 a.m. -12 p.m. Eggs with an Expert 9:30 a.m. Advance Line Dance 10 a.m. Beginner Line Dance 11 a.m. Yahtzee 1 p.m. Tuesday Tea 2 p.m. Office Closed Exercise Class 9:15 a.m. Mahjong Monday 1 p.m. Exercise Class 9:15 a.m. Mahjong Monday 1 p.m. Advance Line Dance 10 a.m. Beginner Line Dance 11 a.m. Office Closed 12 p.m5 p.m Discover Local 1 p.m. Advance Line Dance 10 a.m. Beginner Line Dance 11 a.m. WomenHeart 5 p.m.7 p.m. Advance Line Dance 10 a.m. Beginner Line Dance 11 a.m. Painting Class 9:45 a.m. Movie Day ft. Dog 1 p.m. Painting Class 9:45 a.m. Exercise Class 9:15 a.m. Book Club ft. The 7½ Deaths of Evelyn Hardcastle 11 a.m. Mahjong Monday 1 p.m. Painting Class 9:45 a.m. Movie Day Double Feature ft. Heart of Stone & Pollyanna 1p.m. Painting Class 9:45 a.m. Chair Yoga 2 p.m. Sewing Society 3:15 p.m. Painting Class 9:45 a.m. Movie Day ft. Book Club: The Next Chapter 1 p.m. Advance Line Dance 10 a.m. Beginner Line Dance 11 a.m. Phase 10 & UNO 1 p.m. Tuesday Tea 2 p.m. Painting Class 9:45 a.m. Chair Yoga 2 p.m. Sewing Society 3:15 p.m. Advance Line Dance 10 a.m. Beginner Line Dance 11 a.m. Painting Class 9:45 a.m. Labor Day
5 OCTOBER 2023 MONDAY TUESDAY WEDNESDAY THURSDAY FRIDAY Painting Class 9:45 a.m. Movie Day ft. Haunted Mansion 1 p.m. Painting Class 9:45 a.m. Movie Day ft. Love Again 1 p.m. 2 3 4 5 6 9 10 11 12 13 16 17 18 19 20 23 24 25 26 27 30 31 Exercise Class 9:15 a.m. Mahjong Monday 1 p.m. Exercise Class 9:15 a.m. Book Club ft. The Silent Patient 11 a.m. Mahjong Monday 1 p.m. Advanced Line Dance 10 a.m. Beginner Line Dance 11 a.m. Lunch & Learn 11:30 a.m. Yahtzee 1 p.m. Advanced Line Dance 10 a.m. Beginner Line Dance 11 a.m. Phase 10 & UNO 1 p.m. Masquerade Mystery Party 11 a.m. Memory Cafe 10 a.m. Chair Yoga 2 p.m. Sewing Society 3:15 p.m. Painting Class 9:45 a.m. Chair Yoga 2 p.m. Sewing Society 3:15 p.m. Painting Class 9:45 a.m. Chair Yoga 2 p.m. Sewing Society 3:15 p.m. Advance Line Dance 10 a.m. Beginner Line Dance 11 a.m. Advance Line Dance 10 a.m. Beginner Line Dance 11 a.m. Office Closed 12 p.m.5 p.m. Discover Local 1:30 p.m. Advance Line Dance 10 a.m. Beginner Line Dance 11 a.m. Advance Line Dance 10 a.m. Beginner Line Dance 11 a.m. Savannah Lore & S’mores 2:30 p.m. Advanced Line Dance 10 a.m. Beginner Line Dance 11 a.m. Chess Club 1 p.m. Tuesday Tea 2 p.m. Painting Class 9:45 a.m. Chair Yoga 2 p.m. Sewing Society 3:15 p.m. Breast Cancer Awareness Walk 10 a.m. Mahjong Monday 1 p.m. Advanced Line Dance 10 a.m. Beginner Line Dance 11 a.m. Chess Club 1 p.m. Tuesday Tea 2 p.m. Painting Class 9:45 a.m. Movie Day Double Feature ft. Psycho & Redeeming Love 1 p.m. Exercise Class 9:15 a.m. Mahjong Monday 1 p.m. Painting Class 9:45 a.m. Movie Day ft. Phantom of the Opera 1 p.m. Office Closed Columbus Day
OCTOBER 2023 EVENTS
Please make reservations for all of the following events. Call the SmartSenior office at 912.352.4405 to register.
BREAST CANCER AWARENESS WALK
Monday, October 2 | 10 a.m.
SmartSenior Office
Everyone has been touched by breast cancer. Join us as we celebrate Breast Cancer Awareness Month this October with our walk around the plaza! Wear pink and share your stories over cookies and coffee.
TUESDAY TEA
Tuesday, September 5 - Tuesday, October 10 | 2 p.m.
SmartSenior Office
DISCOVER LOCAL
Animal Encounter and Optional Autumn Hike
Thursday, October 12 | 1:30-3:00 p.m.
Skidaway Island State Park | 52 Diamond Causeway
$10 per person
Park Ranger Molly from Skidaway Island State Park will introduce us to some of the local fauna indigenous to the Lowcountry. An optional one mile hike will take place after Molly’s presentation. Tickets will cover parking fees.
MOVIE DAY Double Feature
Friday, October 13 | 1 p.m.
SmartSenior Office
Reservations can only be made for one of the two films we are showing. Psycho (R) - max capacity 20 - & Redeeming Love (PG-13) - max capacity 8.
LUNCH & LEARN
Inside Peek into Vascular Surgery with Peter Hunt, MD, RPVI, SJ/C Physician Network
Tuesday, October 17 | 11:30am lunch; 12pm presentation
Marsh Auditorium, Candler Hospital
Peek behind the curtain of vascular surgery to learn more about minimally invasive procedures that treat a range of blood vessel problems.
SAVANNAH LORE & S’MORES
Thursday, October 26 | 2 p.m.
SmartSenior Office
Join us for a spooky afternoon filled with sweet treats, ghost stories, and more! Reservations are required.
BOOK CLUB
The Silent Patient by Alex Michaelides
Monday, October 30 | 11 a.m.
SmartSenior Office
The Silent Patient is a shocking psychological thriller of a woman’s act of violence against her husband and of the therapist obsessed with uncovering her motive.
Give Thanks Celebration
Thursday, November 10 Marsh Auditorium, Candler Hospital
Lunch session: 11 a.m. - 1 p.m. Dinner session: 4 p.m. - 6 p.m. $8 per person
Join us for either the lunch or dinner session of our annual Thanksgiving celebration! Enjoy entertainment from the 13th Colony Sound and all your favorite Thanksgiving treats.
Space is limited! Call 912.352.4405 or stop by today to purchase your tickets!
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SUPER SUPERFOODS TO HELP REGULATE YOUR BLOOD SUGAR
By Christina Danos
According to the CDC, 29 million Americans have diabetes and 25% of them don’t even know they have it. Save this list of the best sugar regulating foods for your grocery shopping!
1. Greens
Broccoli, kale, and okra are excellent sources of plant chemicals known to have sugar-reducing properties. Research from the National Institutes of Health suggested that glucoraphanin, which is found in broccoli, promotes insulin sensitivity and reduces blood sugar levels in those with type 2 diabetes.
2. Seafood
The Lowcountry is full of delicious seafood, full of valuable sources of nutrients like protein, vitamins, and antioxidants that may help regulate blood sugar levels. Protein helps to slow digestion, prevents blood sugar spikes after a meal, and according to the National Institutes of Health, may help prevent overeating and promote excess body fat loss.
3. Nuts & Grains
Nuts are high in fiber and healthy fats that have also been found to reduce blood sugar levels. Almond butter, pumpkin seeds, flax seeds, and oats all have important factors that are known to lower blood sugar. A 2018 study, with 40 participants, found that consuming 2 oz (65 g) of pumpkin seeds reduced post-meal blood sugar by up to 35% compared with a control group.
Want to learn more about diabetes management? Join us for our next Eggs with an Expert on Tuesday, September 19 with Chloe Paddison with SJ/C Diabetes Management.
Source: www.healthline.com
THE HAUNTED MARSHALL HOUSE
The Marshall House is one of the most haunted buildings in Savannah. During the Civil War, it was occupied by General Sherman and used as a Union hospital. 1864 was an extremely cold year and the ground was frozen. Rather than bury amputated legs and arms, the doctors were forced to bury them under the floorboards. The remains were found when The Marshall House was restored in 1999. The author of Uncle Remus: His Songs and His Sayings, Joel Chandler Harris, visited the Marshall House. Guests today report hearing the sound of a typewriter in the room he once occupied. Another odd occurrence happens in the main floor’s ladies’ restroom. One particular stall constantly locks itself, requiring the staff to come open it.
Visitors say a ghostly woman can sometimes be seen in that rest room. More notably, guests report seeing a Union soldier with just one arm wandering through the lobby, carrying his lost arm, looking for a surgeon. Down in the basement, men are seen carrying stretchers with bodies on them. Sometimes, amputated limbs litter the basement floor.
Source: ghostsandgraves.com
Sunshine Pottery
121 US-80, Pooler, GA 31322
912-988-7398
10% off all pieces
Do you have a business you like to frequent? Ask how you can get involved in growing our Merchant Discount List.
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NEW MERCHANT DISCOUNT
You Deser ve Mor e ! We are currently welcoming new residents! Call today to see how you can have more at The Social! 912.927.0500 More friends. More fun. More living options. More great dining options. More outdoors. More You! The Social at Savannah Independent Living, Assisted Living, and Memory Care One Peachtree Drive | Savannah, GA 31419 912.927.0500 | Hello@TheSocialAtSavannah.com TheSocialSL.com/Savannah The Social at Savannah is more than a community… it’s a way of life!
836 E. 65th Street - Suite 8 Savannah, Georgia 31405 ADDRESS SERVICE REQUESTED PRSRT STD US POSTAGE PAID SAVANNAH, GA PERMIT NO. 254 HEALTH SCREENINGS AT SMARTSENIOR! The basic screenings available at the SmartSenior Office are: • Height/Weight/BMI (body mass index) • Waist-Hip Ratio • Blood Pressure • Resting Heart Rate Walk-ins welcome. Appointments preferred. From help with chores to help having fun this is home care. We are caregivers. And more. At FirstLight® the care we provide goes beyond the basics of meal preparation, house cleaning and medication reminders. If you or your loved one want to go for a walk, play a game of cards or share a favorite past time, we’re there. Let us help with services such as: • Conversations & company • Medication reminders • Meal preparation • Laundry & light housekeeping • Shopping & errand services • Bathing assistance & hygiene • Transfer & posture positioning • Continence & toileting care • Eating assistance • Oral hygiene FirstLight Home Care policy states that services are provided, and referrals and employment actions are made without regard to race, sex, color, national origin, ancestry, religious creed, handicap, or age. When you choose FirstLight, you get more than a caregiver. That’s because we also happen to be joke testers. Recipe tasters. Home beautifiers. Bingo partners. Trivia buddies. Life organizers. Errand runners. And so much more. Call to learn about the many ways we can help you enjoy life more every day. 912-328-2035 Savannah.FirstLightHomeCare.com jprice@firstlighthomecare.com License # IHCP-0892
