HDFC Mutual Fund - A Tool to Build Your Future

HDFC Mutual Fund - A Tool to Build Your Future You may be earning a handsome amount and that could take you to a comfort zone only to be biting the dust when you sit at home after retirement from work. With no salary and the inflation that’s expected to jump very high with the time, you could find life after work very hard to carry on. But not when you repose the faith in the most trusted ​HDFC Mutual Fund​.

The name ‘HDFC’ is everywhere in the financial sphere be it the savings, loan or mutual funds for that matter. It joins you in your pursuit to steady your future on the back of powerful mutual fund products that can raise the growth of the invested capital over time. It has a list of mutual funds that can help generate a retirement corpus you can live with in your old days. Let’s quickly run through ​mutual funds​ that have in them to let you live a good life after retirement.

List of HDFC Mutual Funds That You Can Invest in Check out the list of funds below.

HDFC Capital Builder Value Fund The money invested in this fund goes into instruments that can appreciate its value very high over time. Actually, the fund invests the assets firmly in undervalued stocks. These stocks trade at prices below the intrinsic value. If you look at its performance over the years, it has generated a return of 12.81%, 12.88% and 17.55% in 3, 5 and 10 years, respectively.

HDFC Growth Opportunities Fund The fund invests the assets in both large and mid-cap stocks to appreciate the growth of the invested capital. The money is invested in stocks of those companies likely to achieve more than average growth, offer more competitive advantages, have a strong financial muscle, etc. The fund has delivered a return of 10%, 7.43% and 11.12% over a period of 3, 5 and 10 years, respectively.

HDFC Focused 30 Fund

The fund invests in stocks across market capitalizations to ensure greater diversification of the capital. The investment is made in up to 30 high conviction stocks that can outperform the market in a medium to long term. If you check the performance of the fund, it has offered a return of 9.16%, 9.41% and 14.08% in a span of 3, 5 and 10 years, respectively.

HDFC Mid-cap Opportunities Fund Around 65% of the corpus accumulated in this fund is dispersed across stocks of mid-cap companies having reasonable growth prospects, sound financials, acceptable valuation offering scope for capital appreciation, as well as sustainable business models. The 3-year, 5-year and 10-year return of the fund is 11.30%, 16.11% and 22.03%, respectively.

HDFC Equity Fund One of the most diversified equity funds around, HDFC Equity Fund keeps your money across a wide range of large, mid and small-cap stocks. The investment is made predominantly in the stocks of those companies which can achieve more than average growth, have competitive advantages and strong financials.

How Should You Invest in These Funds?

You can invest in these funds via a Systematic Investment Plan (SIP) or lump sum. With SIP, the investments happen in small bunches on a periodical basis. The lump sum investment, as the name suggests, is made in one go. Well, if you can’t afford a big lump sum in one go, it would be better to invest via SIP that also tends to do well during the market fluctuations by buying more units in times of downturn and less in times of surge. This helps reduce the average cost of the investment.