SBI Personal Loan Interest Rate For Salary Account: The Bank With Trust The state bank of India is the reputed organization. Most of the customers can believe their services because it’s a government bank and they provide facilities according to your convenience. This bank can give the services to all from self-employed, pensioner, and SBI personal loan interest rate for salary account holder. Whosoever are maintaining the salary account with the bank would be glad to know that it is easy for them to get the attractive interest rates. As well as, should maintain the credit score and usage of the card. So that, your previous report can help you out to get effective interest rate for all the salary package account holders. If we talk about SBI interest rate, they give the lowest rate which can repay without any hassle. To carry this salary account need to know a few basic things. Your interest rate, tenure, processing fees and more. Let’s find out the below points. The Xpress credit personal loan is one such type of loan which can get whenever you have the desire. It would be anything like an urgent fund required for the medical emergency, sudden vacation and more. In short, this loan can fulfill your immediate desires. They ask for minimal documentation, no hidden and pre-payment charges are required, and the processing charges are very low. Interest rate starts at 11.25% to 15.15% per annum. The loan amount is minimum Rs 24,000 and repayment period of five years. Processing fees 1% of the loan and prepayment charges NIL-3% of the principal outstanding. SBI Xpress Credit Personal Loan Eligibility If an individual wants to take Xpress credit personal loan from this bank, must meet the below eligibility criteria. ● ●
Net monthly income must be at least Rs 5,000 per month The applicants equated monthly installments or net monthly income ratio must not exceed 50
SBI Personal Loan Application Download