Bank of Baroda Credit Card Types, Benefits Detailed

Bank of Baroda Credit Card Types, Benefits Detailed Bank of Baroda (BoB) is a premier public sector bank offering an extensive line of credit cards to help its customers shop out a variety of products online or offline. The cards not only help one shop but also enable numerous discounts and cashback on purchases, resulting in lowering the spends. As of now, ​Bank of Baroda Credit Card comes in four variants of EASY, SELECT, PREMIER and PRIME. Let’s check out each of the four variants and several other necessary details.

EASY Credit Card Having this card means the following benefits to make most of. ● Earn 5X reward points for every ​₹​100 spent on movies, grocery and departmental store ● Grab 1X reward point for every ₹ ​ ​100 spent on other purchases ● Get a cashback at 0.5% on ​credit card bill payment ● No surcharge on vehicle refill for all transactions between ₹400-5,000 ● Spends of ₹ ​ ​6,000 within 60 days for reversal of the first year fee and ₹ ​ ​35,000 a year to get the annual fee for the next year waived ● Get the card purchase of ₹2,500 and above converted into EMI of 6 or 12 months Fees ● First year fee - ₹500 ● Annual fee - ₹500 SELECT Credit Card The card comes with the following attractions. ● Grab 5X reward points for every ​₹​100 spent on dining, utility bills and online purchases ● Earn 1X reward point for every ₹ ​ ​100 spent on others ● Earn 1,000 bonus reward points per month

● Reward points redeemable against cashback and other exciting options ● Spends of ​₹​7,500 within 60 days to get the first year fee reversed and ₹70,000 a year to grant you a waiver of the annual fee ● Purchases worth ₹2,500 and above can be converted into EMI for 6 or 12 months Fees ● First year fee - ₹750 ● Annual fee - ₹750 PREMIER Credit Card Get ready to be welcomed with premier services using the credit card. ● Earn 5X reward points for every ₹100 spent on dining travel and overseas purchases ● Get 1X reward point on other spends ● Reward points redeemable against cashback and other exciting options ● Enjoy complimentary travel lounge access, 24x7 concierge program and golf program benefits ● No surcharge to be levied on vehicle refill with transactions of ₹400-5,000 ● While spends worth ₹10,000 within 60 days to reverse the first year fee, annual spends of ₹1,20,000 to waive off the fee for the next year ● Purchases worth ₹2,500 and above can be converted into EMI for 6 or 12 months Fees ● First year fee - ₹1,000 ● Annual fee - ₹1,000 PRIME Credit Card Struggling to get the approval for a ​credit card​ owing to the lack of credit history and income proof? Apply for Bank of Baroda PRIME Credit Card against a fixed deposit of ₹15,000 or more. The card offers the following benefits, check out a few of them. ● Earn 1% cashback on all spends made via the card

● Get the surcharge waived on fuel spends worth between ₹400-5,000 ● Reward points redeemable against cashback and other exciting options Fees ● First year fee - NIL ● Annual fee - NIL