VĚSTNÍK
Monday, May 9, 2022
7
From the Insurance Department SPJST Insurance Update through april 268 Certificates IssueD From the Desk of Delisle L. Doherty SPJST Vice President of Sales and Marketing
It’s Your Life
You Earned It It’s been a long several years. Since 2008, we have seen our money plummet, then rise from the ashes, only to get burned again. Today, there are more dips in the market than the roller coasters at Fiesta Texas. Every time it goes down then up, you lose money. It takes longer to get it back than to lose it. Our society has been programmed to make more and more and more. Our values seem to be about how much we can make versus how much we can value. In reality, in the end, we all die with nothing. We lay in our casket by ourselves, and everything we have is left behind. Most people take pride in what they are going to leave behind. That is a great blessing to many. The problem is nobody knows how much will be left behind in the end. Those who passed away in 2008 left a lot less behind then they planned. Same with 2012 and going forward, there is no guarantee you will have anything no matter how much you have today. It is important to me that I leave something behind for my family. It is even more important that I have enough to retire that will get me though my life. The one thing I learned, the market is fine, but it brought me more anxiety than success. When I retire, it is more about what I can get than what I can make. Years ago, I moved all my money out of the market and put it in fixed annuities. I knew it would not make as much (always more conservative), but I also knew there would be more money in it tomorrow that today, no matter what the market does. It is the only product guaranteed to have more tomorrow than today. There are no fees, no
commissions you are paying for, no percent of gain taken from you. And with a minimum of 1 percent guaranteed, never a loss. At the last Executive Committee meeting, we all agreed that since SPJST had a good year in 2021 and a great start to 2022, we wanted to show our appreciation to our members. Beginning May 1, 2022, we are moving our rates up on three of our annuities. With new purchases, our 1-Year Annuity will move from 1.25 percent to 1.75 percent guaranteed, with a minimum $10,000 deposit; the 2-Year Annuity will move from 1.75 percent to 2.25 percent guaranteed, with a minimum $10,000 deposit; and the Flexible Premium Deferred Non-IRA Annuity will move from 3.25 percent to 3.35 percent with a minimum $1,250 deposit. This means we are going to pay much higher than the 1- or 2-year CDs. These rates will be guaranteed for any purchases made between May 1 and July 31. If you are interested, please contact your SPJST sales agent, the regional general agent (RGA) listed on page 2 of this week’s Vestnik, or contact me directly at 832-232-2049. We will be glad to answer any questions and take care of you. My door is always open; figuratively and literally. Stay blessed, Delisle L. Doherty Vice President of Sales and Marketing 832-232-2049 “Try not to become a man of success, but rather a man of value.” —Albert Einstein —SPJST—
MONTH-TO-DATE TOTALS FOR INSURANCE WRITTEN, ISSUED, AND ANNUALIZED PREMIUM Dist. Apps. Written Certs. Issued Annualized Prem. 1 3 $1,211,286.00 4 $1,461,286.00 $7,852.56 2 1 10,000.00 1 010,000.00 1,915.68 3 17 861,943.00 15 296,943.00 17,866.44 4 19 1,027,524.00 20 795,208.00 33,481.44 5 12 646,000.00 12 541,000.00 6,972.00 6 6 537,784.00 5 527,784.00 6,679.68 7 5 85,000.00 4 290,000.00 5,092.32 9 0 0.00 0 0 2,785.04 Annuities 21 0.00 21 0 0
Totals
84
$4,379,537.00
82
$3,922,221.00
$39,930.06
YEAR-TO-DATE TOTALS INSURANCE WRITTEN, ISSUED, AND ANNUALIZED PREMIUM Dist. Apps. Written Certs. Issued Annualized Prem. 1 26 $2,729,010.00 24 $2,619,010.00 $18,049.48 2 8 360,100.00 8 360,100.00 2,315.04 3 33 1,494,974.00 28 590,724 .00 13,210.14 4 63 3,841,147.00 53 2,513,831.00 25,271.16 5 42 4,032,000.00 33 3,188,000.00 11,578.72 6 18 1,502,784.00 18 1,432,784.00 7,126.62 7 33 1,574,547.00 29 1,464,547.00 10,034.76 9 0 0.00 0 0 0 Annuities 75 0.00 75 0 0
Totals
298
$15,534,562.00
268
$12,168,996.00
$87,585.92
District News District Two Annual Meeting at Lodge 24, Cyclone on May 22 The District Two Annual Meeting will be held on Sunday, May 22, 2022, at Lodge 24, Cyclone, located at 411 FM 964, Cyclone. Registration begins at 1 p.m., and the meeting starts at 2 p.m. We are planning a great meeting. District officers will be elected. If anyone is interested in serving, please let us know. We are asking all youth and adults to decorate a rock for the contest. Use your imagination in decorating. I know you can come up with a great idea! Prizes will be awarded for first, second, and third place winners. Come on everyone . . . let’s have a bunch of you enter decorated rocks. District Two Youth Counselor Patsy Koslovsky is planning a silent auction for the youth club. She is asking for
members to bring an item for this auction. Let’s help the youth raise some money for their fund. Lodge 24 is planning a great meal for the meeting which consists of chicken spaghetti, salad, drink, and fruit. All of this will be only $3! Where else can you get a great plate of food for $3! Please mark your calendar for May 22, and come on out to Lodge 24, Cyclone. Join members and friends for a great day together. Thank you and see you on then! Fraternally, Ruth Hanusch District Two Vice President/FAC —SPJST—
