December & Early January Payment Schedule
Friday 19 December th
ThisisthelastBAC’spaymentbeforeChristmasandwill includeallmoniesreceivedandreconcileduptoWednesday 17 December.Paymentwilllandinadvisorsaccountson Monday22 December th nd
Wednesday 7 January th
ThefirstpaymentrunafterChristmas.Thiswillincludeall moniesreceiveduptoandincludingWednesday31 December. PaymentwilllandinadvisorsaccountsonFriday9 January st th
Friday 16 January th
Returnstoourregularweeklyschedule.Thiswillincludeall moniesreceiveduptoandincludingThursday1 JanuaryWednesday14 Januaryinclusive.Paymentwilllandin advisorsaccountsonTuesday20 January st th th
HostedbyourdedicatedSys McKenzie,It’stimetogetah yourselfsomesystemsweb
Don’tforget!Thesegetboo andbookassoonasyoucan
Note: If you book and then are unable to attend please go over to My Learning Space and cancel your place so others can have it. You do always receive a reminder one day ahead of the event.
Client Portal
Bringanewlevelofprofessionalismtoyourservicesasan AdviserbyusingtheSmartr365Portal Cutdownontime enteringdata,andupthetimespentonqualityadvice.This webinarwilltakeyouthroughthebasicsofhowtousethe clientportal,fromboththeperspectiveoftheAdviserandthe client.
Tasks, Notes and Workflows
Areyoustrugglingwithmanagingyourtasks?Doyouknow whatisgoingonwithallyourcasesandwhenclientsneedtobe contacted?Iftheanswerisno,oryouwouldliketomovefroma paperdiarysystemtomanagingonyourCRM,thenthisisthe workshopforyou!Thiswebinarwilltakeyouthroughthebasics ofhowtousetasks,notes,andworkflowssoyouareableto easilybeontopofclientcommunication.
Smartr Connect
Thiswebinarwilltakeyouthroughthebasicsofhowtoaccess SmartrConnect,theLenderswhichareavailabletoyou,and howtopushdatathroughtothem.
Mon13Oct13:00
Tue14Oct10.00
Tue21Oct13:00
Thurs23Oct10:00
Mon13Oct14:30
Tue14Oct13:30
Tue14Oct15:00
Tue21Oct11:30
Thurs23Oct13:00
Tue21Oct10:00
Thurs23Oct11:30
Smartr365/Concert Hub Integration | Survey
Withthefinalphaseofthe Smartr365/ConcertHubintegration improvementsnowcomplete,both OpenworkandJustMortgagesare keentounderstandtheimpactthese changesarehavingforyou
Yourfeedbackisreallyimportant,itwill notonlyhelpusmeasurethesuccessof theimprovements,butalsoshapeany futureenhancements.
Thesurveyisjust10shortquestionsand shouldtakenomorethan2–3minutesto complete: Thankyouinadvancefortakingthetime toshareyourthoughts.Yourinput genuinelywillmakeadifference.
Take Survey
Aprilhaslaunchedanewbuildmortgagerange thatoffersupto90%loan-to-valuealongside builderincentivesofupto5%anduptoseven timesloan-to-income.
Theproductswillbeopentobothemployedand self-employed repaymentch repayingthem funds
Newbuildmo ninemonthsa fromfivetofi
Theproducts overpayment
Theratesare products,soa 5 45%witha£ completionfe £1m.
Thiscouldthe incentivesoth providea5%d
Formoreinfor New Bui
Ourbrand-newCashbackrangeisavailableacrossbothResidentialandBuytoLet, givingyourcustomersextravalueandyoumorereasonstoplaceyourcaseswith Vida.
•£1,250Cashback–Residentialproductsover90%LTV(including3&Easy97%LTV)
•£500Cashback–Residentialproductsat75%LTVacrossalltiers(includingPackager Tier)
•£500Cashback–BuytoLetproductsat75%LTVonVida36,includingStandard, HMO/MUB,ExpatandentireFeeSaverrange
Nohiddencatches–juststraightforwardCashbacktosupport moreofyourcustomers.AllbackedbytheVidaServicePledge.
Hodge introduces specialist 95% LTV mortgage range
What’s new?
BMSolutionshavetransformedtheircase-tracking DashboardwithinBMSolutionsOnline.
You’llseethenew-lookApplicationManagerfrom todaywithanimproveddesignsoit’seasierforyou tofindalltheupdatesyouneed.
Key changes: Cleanerlookandfeel Simplifiedapplicationstatuses Firstpaymentinformation
ThechangestheyhavemadewillalsoallowBM Solutionstomakefurtherandmoresignificant improvementsgoingforward
More information:
Clickonthe‘Track&Manage’buttonforanypurchaseorremortgageapplicationson yourHomepagetilestogostraighttotheApplicationManager.Ifthebuttonstillshows ‘ProgressApplication’afullapplicationhasnotbeensubmitted.
ApplicationManagerprovidesyouthecasetrackinginformationyourequire,reducing theneedforyoutocallBMSolutionsforcaseupdates:
•Valuationinformation–appointmentdatesandresults
•Documentverificationupdates
•Documentupload
•Offerstatus
WebchatisavailablewithinApplicationManagerforanyapplicationqueries.
OnFriday26SeptemberSantanderhaveaddedtheirproducttransferrates tosourcingsystems,makingiteasierforyoutoreviewtheirPTratesand produceamortgageillustrationforyourclients
Avivawanttoacknowledgethattheyare currentlyexperiencingsignificantunderwriting delays,withturnaroundtimesforassessing GPR’saveragingaround39days.Aviva sincerelyapologisefortheinconveniencethis maycauseandwanttoreassureadvisersthat theyaredoingeverythingtheycantoimprove thesituation.Anumberofinitiativesanda robustactionplanarealreadyinplaceto addressthebacklog.
WhileAvivacontinuetomanageescalations, theymustalsobemindfulthatthiscanfurther impactoverallprocessingtimes.Despitethese challenges,straight-throughprocessingremains strongat80%,andarecommittedtomaintaining thislevelofefficiencywhereverpossible.Aviva wouldliketothankyouforyourcontinued patienceandunderstanding. OurregularProviderPropositionoverview webinarsrunthismonthonTuesday23and Wednesday24September.
Monetary-policycaution:BoEMonetaryPolicyCommitteememberMegan
Greeneurgedrestraintonfurtherratecuts,citingupsideinflationrisks despitetheBank’srecentratepauseat4%.
Lendershikemortgagerates:Majorbanks(e.g.Barclays,Nationwide,Virgin Money)liftedfixed-ratemortgageoffersinearlySeptember,citing pressuresfromrisinggovernmentborrowingcostsandinflation persistence.
Repaymentshockformaturingdeals:Over350,000householdswhoselow fixed-ratemortgages(securedbetweenlate2020andearly2023)are expiringfacelargemonthlypaymentincreases.
Mortgagelendingtrends&capacity:TheFCA’sQ2datashowedgrossnew mortgageadvancesfell~24%quarter-on-quarterto~£58.8billion(lowest
