JM Your business partnership with us - Marketing Pack Nicholas Savage
About Just Mortgages...
We are one of the largest Mortgage & Protection Brokers in the country, we operate nationwide and have no plans to stop growing.
We are part of the Spicerhaart family who were established in 1989. Spicerhaart is one of the UK’s most innovative estate agency groups, combining the largest independent residential sales and residential lettings branch network with a rapidly growing mortgage and protection services, legal business and wealth services.
We know that choosing a home for your Mortgage & Protection Business is no easy task. Our aim, put simply, is to provide you with an environment to enable you to develop and grow your business to the level you want.
From our unique support offering to our ground breaking Digital Marketing packages, everything we do is geared around supporting you to be successful!
We will offer you an unrivalled package including:
• Business development expertise (over 200 years of combined experience!)
• Marketing
• Unique Social Media solutions
• Training
• Lead generation
• Recruitment (growing your business)
• Wealth
• Equity Release
• Business Protection
• Technical support
On your own but not alone.
Due to our stratospheric growth and success, we are able to offer all of this, coupled with some of the highest levels of income.
Our support starts the day you apply and you will be allocated your very own Business Manager who will provide you with support and development to help you take your business to the level you want it to be. Our Business Managers only look after a maximum of 30 Brokers, compared to a typical 100-150 with other firms, so you can be assured of their attention as and when you want it.
I have personally selected each Business Manager for their experience and knowledge and I know they will make a positive impact on your business.
Finally, I sincerely hope you choose Just Mortgages as a home for your Mortgage & Protection Business and look forward to working with you.
Ben Allkins Head of Mortgages & Protection
Self Employed Division
Polls suggest support is the number one priority for brokers when selecting a new network, making it our priority too!
Our core beliefs
Family
We work together as a family for the benefit of the whole. We communicate freely, are open, honest, passionate and transparent about what we do.
Customer Obsession
We are obsessed with delivering an industry leading service both internally and externally.
Independence through Profitability
We value our independence which is maintained by generating profits sufficient to invest in our business and reward our stakeholders.
High Performance Culture
Together we aspire to the highest professional standards in our industry. We will develop our people to fulfill their potential, have a winning mindset and achieve our standards of behaviour and performance. Profitable market share is our mantra.
Reputation
Our reputation is built on our high standards of honesty, integrity and professionalism, which we seek to apply in everything we do.
Continuous Improvement
We continuously strive to improve, and have a thirst for enterprise and innovation.
Respect
We treat everyone as an individual; we care about each other, our partners and our communities.
On your own but not alone.
Our strategic partner
Just Mortgages is proud to partner with one of the UK’s largest financial advice businesses, Openwork.
Openwork launched in 2005, but has been present in the UK financial advice market for more than 40 years. The company is owned partly by the 600+ financial advice firms that it comprises, including Just Mortgages’ parent company Spicerhaart.
Openwork provides us with a range of great solutions for our clients, as well as an environment that allows you to thrive as a member of the Just Mortgages team:
For clients:
• A broad based panel of some of the best of the UK’s lenders
• Access to specialist lenders in areas such as buy-to-let, high- net-worth, self-build, adverse, equity release, secured loans and bridging finance
• Access to mortgage products, not otherwise available on the high street
• An award winning panel of general insurers, via Paymentshield
• Award winning protection products, via Openworks multi-tie panel
• Trusted brands known by clients and industry alike
• Choice of cover giving you and your clients extra flexibility
For you:
• Telephone based support to help you place more complex cases and sort out lender issues
• Market-leading technology
• A compliance infrastructure to help keep us all safe
• Online marketing support
Unprecedented opportunities
Being a Self-Employed Mortgage and Protection Adviser not only means you decide when and where you work, it also gives you the opportunity to set your own earnings levels.
As a Just Mortgages Business Partner you have the opportunity to earn from a varied number of Income streams:
• Mortgage procuration fee
• Mortgage broker fee - at a level you decide
• Life commission
• General insurance commission
• Income from legal referrals
• Will referral income
We will also work with you to identify and establish Introducer Agreements with local Estate Agents and other lead sources.
Implementing our Digital and Social Media package is another lead generating source helping you to gain quality leads.
As a Just Mortgages Business Partner we will encourage you to exceed your client’s expectations, delivering a first class service and providing the highest professional standards.
You will already know that working in Mortgage Services is hard work but as a Self Employed Mortgage and Protection Broker you will need to be extremely self-motivated as you are your own day-to-day manager. This gives you complete flexibility in when and how you work. Which is why our support will be there when you need it; importantly without any additional charges.
On your own but not alone Just
Anna Smith
Digital
Marketing Manager
The Just Mortgages Marketing team are here to support your set up, grow and maintain your business. Amongst other services bespoke for you we offer an industry unique digital marketing package, offering marketing agency level support to our self-employed brokers in order to improve your brand awareness locally, and further as you grow.
Supervisions & Regulatory support
Liz Yates
Compliance
Manager
The compliance team at Just Mortgages exists to support you. Whatever your problem, whether it’s to do with a complex debt consolidation case, an issue with fraud, or what protection to recommend, there is somebody on hand to help. Our job is to keep your licence safe and your business running.
Business support
Ben Allkins
Business Management Support
We have a highly experienced team of business managers who are on hand to support your business needs in all shapes and sizes. Each broker will receive dedicated support and with each of the management team having been personally selected for Just Mortgages. Our managers look after a maximum of 30 brokers meaning they are always available for you.
The Just Support team
Tamihka Graham
Support
Manager
The teams support involves all things from bringing you on board, bringing your admin & team members on board, hosting and arranging events & supporting your business managers in their quest to help & support you. We are a conscientious team are dedicated to creating a smooth journey for your new venture as a Self-employed Mortgage & Protection Advisor alongside continued to support in the growth and maintenance of your business.
Training and Development
Rodney Sloan Head of Training
The Learning and Development department recognise that advisers join Just Mortgages with a wide range of experience and skills. We also appreciate that L&D needs to be both accessible and convenient. The emphasis therefore is on offering a broad range of topics including skills, product knowledge and IT familiarisation in a range of ways from traditional training room format through to online learning or using remote video conferencing. We are here to help with your business growth and learning and bespoke our training to your needs.
Just your extra licences
Commercial Licence
• We have partnered with Commercial Finance Brokers UK (CFBUK)
• Training course required to gain the licence
• Monthly fees payable to maintain license
• Leads available from the wider Just Mortgages broker team
Equity Release Licence
• We offer a course to help you gain your CeRER qualification if required
• Bespoke training course to help you place business & gain leads
• For those with the qualifications induction training & ongoing training is part of the package
• Annual licensing and initial fees payable*
• Leads available from the wider Just Mortgages broker team
• Supervision included
*waived for the following year if business levels are over a certain level
Business protection licence
• One day course
• Initial set up licence fee
• Leads available from the wider Just Mortgages broker team
• Supervision included
Just Wealth
• Retained Fee income of 50% - 70%
• Professional Indemnity Insurance
• Access to investment solutions
• Business Development Directors working alongside you
• Leads available
On your own but not alone.
Digital Marketing Package & Own Brand Proposition
Just Digital Marketing
Build your reputation and client base with a unique industry offering at Just Mortgages
Facebook and Google Page
Access to scheduling, reviews and analytics tools
On demand marketing team to create requested social media content
Personalised adviser page on Just Mortgages website
Unique online marketing library with personalised content
Our Own Brand Offering
On your own, but with the same dedicated support tailored just for you... with a few bonuses.
Logo and Branding
Have a vision for a logo but just not sure how to put it together? We can help!
Website
Have your own little area of the internet with a website, built and custom to you.
Social Media
Bespoke social media to your liking, all approved and ready to go!
On your own but not alone.
Marketing Examples
We offer on demand bespoke marketing via our portal.
Furthermore, we will deliver you an intial marketing pack free with items you need to get started.
by [Lauren Smith] T [07903032816] E [lauren.smith@justmortages.co.uk]
[1pm-3pm], [Saturday 7th March 2020] at [18-20 Head St, Colchester CO1 1NY]
Why choose Just Mortgages?
Additional income
There are even more ways to earn additional income through our Referral Schemes:
Credit Report
Private Medical Insurance
Homebuyer Report
Second Charge
Conveyancing
Wills
Survey
Utility Warehouse
On your own but not alone.
Next steps
Your local Business Manager is keen to talk to you to answer any questions you have and to arrange an initial face to face introductory meeting. Our commission structure is bespoke to your business and potential business levels, the more business you generate the higher the level of remuneration.
My journey in Financial Services started way back when, securing a job with NatWest after leaving school at 16 years old!
Once I decided to move away from retail banking, I found my skill set was suited within the property services industry. I enjoyed a lot of success across different services including lettings, managing to work my way up to branch management, Residential sales and finally selling off plan Premium riverside apartments for the New Homes division.
With my financial service background and extensive property service experience, it seemed a natural progression and the right time to Apply for a Mortgage Consultant Role back in 2005.
I have seen many changing and challenging markets since that time and learned to understand the importance of having resilience , structure and the right mind-set to be successful.
I entered in to Management in 2013 and continue now with Just Mortgages. With a strong customer service ethos, I have always loved helping my teams develop and over the years have enjoyed seeing my Consultants receive promotions, rewards and I managed to notch up a few awards for my own personal results too.
My two children, Charlotte 11 & Zac 8, absolutely keep me grounded and in touch with what’s most important, along with the support of my Wife Stella (I do not dare include her age here) we all make a great team at home.
Just Mortgages Self-employed Division is a forward thinking, positive, high support platform for all. I was so impressed with their proposition. I wanted to take my experience and skillset across, to help those looking to make this next step in to becoming business owners and I also wanted to become a part of this ever growing movement, to inspire that entrepreneurial spirit that so many sales people have.
Being your own boss and calling the shots can seem daunting at first. Now think of being your own boss and calling the shots but with a huge tool box of support at your side. As a designated Business advisor, I will offer everything I know that would help your business be successful. I am available to you on your terms, to organise business plans, give you advice on lead generation, develop your skillset, to motivate and encourage. It’s always your business so you can choose how to benefit.
Just part of what we do, you can have your marketing essentials taken care of, your regulated Compliance is organised, Indemnity insurance handled and adhoc off the shelf training over multiple areas all at your fingertips too.
Just Mortgages isn’t just for the new to self-employed either. With industry leading commissions and a chance to say no to monthly member fees too, those already self-employed should also engage and have a look at why we are growing so fast in the industry in case we are a fit for you as well.
If you would like to chat in the strictest of confidence then please contact me through LinkedIn or call me on 07741152001 or email me at nick.savage@justmortgages.co.uk
Nick Savage CeMap Business Manager
Just Mortgages is a trading name of Just Mortgages Direct Ltd, which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
