Just your business partnership with us
Our core beliefs
Family
We work together as a family for the benefit of the whole. We communicate freely, are open, honest, passionate and transparent about what we do.
Customer Obsession
We are obsessed with delivering an industry leading service both internally and externally.
Independence through Profitability
We value our independence which is maintained by generating profits sufficient to invest in our business and reward our stakeholders.
High Performance Culture
Together we aspire to the highest professional standards in our industry. We will develop our people to fulfill their potential, have a winning mindset and achieve our standards of behaviour and performance. Profitable market share is our mantra.
Reputation
Our reputation is built on our high standards of honesty, integrity and professionalism, which we seek to apply in everything we do.
Continuous Improvement
We continuously strive to improve, and have a thirst for enterprise and innovation.
Respect
We treat everyone as an individual; we care about each other, our partners and our communities.
On your own but not alone.
As a Just Mortgages Business Partner we will encourage you to exceed your client’s expectations, delivering a first class service and providing the highest professional standards.
You will already know that working in Mortgage Services is hard work but as a Self Employed Mortgage and Protection Broker you will need to be extremely self-motivated as you are your own day-to-day manager. This gives you complete flexibility in when and how you work. Which is why our support will be there when you need it; importantly without any additional charges.
On your own but not alone Just
Anna Smith
Digital
Marketing Manager
The Just Mortgages Marketing team are here to support your set up, grow and maintain your business. Amongst other services bespoke for you we offer an industry unique digital marketing package, offering marketing agency level support to our self-employed brokers in order to improve your brand awareness locally, and further as you grow.
Supervisions & Regulatory support
Liz Yates
Compliance
Manager
The compliance team at Just Mortgages exists to support you. Whatever your problem, whether it’s to do with a complex debt consolidation case, an issue with fraud, or what protection to recommend, there is somebody on hand to help. Our job is to keep your licence safe and your business running.
Business support
Ben Allkins
Business Management Support
We have a highly experienced team of business managers who are on hand to support your business needs in all shapes and sizes. Each broker will receive dedicated support and with each of the management team having been personally selected for Just Mortgages. Our managers look after a maximum of 30 brokers meaning they are always available for you.
The Just Support team
Tamihka Graham
Support
Manager
The teams support involves all things from bringing you on board, bringing your admin & team members on board, hosting and arranging events & supporting your business managers in their quest to help & support you. We are a conscientious team are dedicated to creating a smooth journey for your new venture as a Self-employed Mortgage & Protection Advisor alongside continued to support in the growth and maintenance of your business.
Training and Development
Rodney Sloan Head of Training
The Learning and Development department recognise that advisers join Just Mortgages with a wide range of experience and skills. We also appreciate that L&D needs to be both accessible and convenient. The emphasis therefore is on offering a broad range of topics including skills, product knowledge and IT familiarisation in a range of ways from traditional training room format through to online learning or using remote video conferencing. We are here to help with your business growth and learning and bespoke our training to your needs.
Just your FREE support packages
Initial consultation with Just Wealth for both you and your customers using our in house wealth firm. Pensions, investment, Inheritance tax planning and much more is available through your Just Wealth Financial Advisor.
TRAINING
We provide regular free training throughout the year covering various subjects based on adviser’s feedback and demand.
DEDICATED BUSINESS MANAGER
Our Business Managers have a plethora of experience in the mortgage industry. Each Business Manager has no more than 30 advisers allocated to their team, meaning they are dedicated to supporting you and your business.
INDIVIDUAL ASSISTANCE PROGRAMME
An IAP is a free and confidential benefit package designed to support you with personal and professional problems affecting your general well-being, health, home life or work life. We know of no other firm offering this support to their self-employed brokers.
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BUSINESS PLANNING
Our dedicated Business Managers will help you put together a Business Plan each year tailored to your business goals. They will review this regularly and provide valuable advice and guidance to aid you in reaching your goals.
MARKETING LIBRARY
On demand content provided via our in house content library SPOS. We support you in creating & using pre-approved content to build your business and our aim is to constantly supply you with new, fresh marketing.
NEW STARTER MARKETING PACK
Aimed at helping you start up we supply Business Stationery, Leaflets & Document Wallets– free of charge. There are various other items available at cost price.
RECRUITMENT & ACCOUNTS SUPPORT
We are dedicated to supporting you in growing your business. We support you in recruiting the right people along with Accounts support making things easier for you. We pay you weekly to help with cashflow for your business.
LEAD GENERATION
We support you with tools for lead generation. From Introducers, social media to discounts with Lead provision companies.
ANNUAL CONFERENCE & GALA DINNER
Our Annual conference is a great way to network with your colleagues in a relaxed atmosphere, with opportunities to learn from many lenders and business partners attending the event.
IT SUPPORT
Dedicated IT support to aid you in keeping everything online up to date and working as it should be, you can carry on doing what you do best.
COMPLIANCE
Proving positive compliance support to the Just Mortgages family of brokers and supervisors to ensure that their business targets are met and all our clients receive a 5 star service.
Just your extra licences
Commercial Licence
• We have partnered with Commercial Finance Brokers UK (CFBUK)
• Training course required to gain the licence
• Monthly fees payable to maintain license
• Leads available from the wider Just Mortgages broker team
Equity Release Licence
• We offer a course to help you gain your CeRER qualification if required
• Bespoke training course to help you place business & gain leads
• For those with the qualifications induction training & ongoing training is part of the package
• Annual licensing and initial fees payable*
• Leads available from the wider Just Mortgages broker team
• Supervision included
*waived for the following year if business levels are over a certain level
Business protection licence
• One day course
• Initial set up licence fee
• Leads available from the wider Just Mortgages broker team
• Supervision included
Just Wealth
• Retained Fee income of 50% - 70%
• Professional Indemnity Insurance
• Access to investment solutions
• Business Development Directors working alongside you
• Leads available
On your own but not alone.
Digital Marketing Package & Own Brand Proposition
Just Digital Marketing
Build your reputation and client base with a unique industry offering at Just Mortgages
Facebook and Google Page
Access to scheduling, reviews and analytics tools
On demand marketing team to create requested social media content
Personalised adviser page on Just Mortgages website
Unique online marketing library with personalised content
Our Own Brand Offering
On your own, but with the same dedicated support tailored just for you... with a few bonuses.
Logo and Branding
Have a vision for a logo but just not sure how to put it together? We can help!
Website
Have your own little area of the internet with a website, built and custom to you.
Social Media
Bespoke social media to your liking, all approved and ready to go!
On your own but not alone.
Marketing Examples
We offer on demand bespoke marketing via our portal.
Furthermore, we will deliver you an intial marketing pack free with items you need to get started.
[07950 245265] [chloe.abrahams@justmortgages.co.uk] [justmortgages.co.uk]
by [Lauren Smith] T [07903032816] E [lauren.smith@justmortages.co.uk]
[1pm-3pm], [Saturday 7th March 2020] at [18-20 Head St, Colchester CO1 1NY]
Giving you a BOOST when you join Just Mortgages!
We know that getting your new Mortgage & Protection Business off the ground is a big decision, with generating appointments the number one concern our new starters have*... that’s why we’ve launched our New Starter Boost!
How does it work?
Receive a minimum of 10 Remortgage appointments in your first 4 months with us.
Generate further referral opportunities from these appointments
Our Digital Marketing Package** will further BOOST your business with digital solutions to improve your online presence and lead flow.
Income from these appointments is paid at your normal rates of commission with us.
No lead cost
Speak to us today about how we can boost you to new heights as a Self-Employed Mortgage & Protection Adviser!
Commission advance scheme available. Your Business Manager will explain how you can make the most of these referral opportunities.
*Based on advisor survey results from 2024
Additional income
There are even more ways to earn additional income through our Referral Schemes:
Credit Report
Private Medical Insurance
Homebuyer Report
Second Charge
Conveyancing
Wills
Survey
Utility Warehouse
On your own but not alone.
Testimonials from some of our Advisers
Just Mortgages Self Employed gives you access to 58 lenders, including all the main high street names, 7 insurance companies, a Business Manager, a Compliance Officer and with the support of Openwork provides you with all of the tools to become a professional mortgage and protection adviser giving a first class service to your clients. You never feel alone as the team ethic is a major part of the company ethos and there is no limit what you can achieve personally or income wise if you maximise all of these elements.
When I first started with Just Mortgages and on top of that, as self-employed, it was naturally a very daunting experience and being a cautious person did not help. However, I still made this choice and am pleased to say I will not look back even without the safety of a guaranteed basic income. Why? It’s simple, with the number of hours and cases I submit, even if I were to do less than half as an employed broker I would still make roughly the same amount. You work, you get paid except the difference is the profit you make is approximately double per case and why would you not work?
However, what makes this possible is the unbelievable support I get from my Business Manager and the team. We are talking about connecting to like-minded, hard-working individuals who value each other and are genuine. The opportunities are also endless, what more could you ask for?
Having worked with Just Mortgages on an employed basis for several years but wanting the flexibility and freedom to manage my business how I felt it best to without targets and management, when just mortgages opened the self-employed arm of the business I jumped at the opportunity to take what I felt was the next step. I haven’t looked back! I have the flexibility to run my business and hours how I need to for my family and the support behind the scenes to gather more knowledge through regularly organised training events, whether it be for refreshing product knowledge or like recently adding a string to the bow with learning the skills to approach businesses for their protection to make sure they can continue if something happened to one of its key figures. A great place to start your self employed life and continue learning and growing. Adam Rockall
Sonia Gill
My journey started here back in September 2016. It was a scary place in the beginning, as I went from knowing what I’d be paid at the end of the month to the unknown. Looking back now, I can say I have made the right decision. I work when I want to, meet who I want to, and the rewards are excellent.
Shahed Zaman
Being a self-employed advisor with Just Mortgages has given me the best of all worlds! I am able to earn a substantial income from working on days and at times that fit around my family. It allows me to plan my diary around my home commitments whilst knowing that I have full support of my sales manager. There is no one looking over your shoulder monitoring your business levels but I also have an approachable team that I can call on for help and advice whenever I need it. Come and join the team, you won’t regret it!
Barbara O’Brien
Ken Brooke
Next steps
Your local Business Manager is keen to talk to you to answer any questions you have and to arrange an initial face to face introductory meeting. Our commission structure is bespoke to your business and potential business levels, the more business you generate the higher the level of remuneration.
My Financial Services journey started 20 years ago where I began as a Trainee Mortgage & Protection Consultant for a large estate agency business, during my time in this role I learnt numerous skills, gained several promotions and won multiple awards. In 2010 and shortly after the arrival of my eldest son I took the decision to step into Sales Management, firstly as a Mentor and then as a Sales Manager. This was a role that I thrived in, not only from a personal perspective, but in also being able to see my teams of advisors grow and progress as individuals themselves. Following a number of successful years, I was promoted into a Director role in 2018 before moving more recently across to Just Mortgages.
My decision to move to Just Mortgages was a simple one, I wanted to work in a positive and encouraging environment where I could support individuals in either making that transition into Self Employment or assisting existing Self Employed Brokers that wish to grow and develop their business further.
Here at Just Mortgages, the support provided is exceptional and covers all aspects you could possibly encounter, as well as this we are paying some of the highest levels of commission in the industry with no monthly charges and are fully dedicated to making your business a success.
So, whether you need help in taking those initial steps in setting up or are a seasoned professional, I will be there to support you throughout. If you would like to chat about joining Just Mortgages or would simply like to know more, please contact me through LinkedIn, call me directly on 07767 111 728, or via email at nigel.smith@justmortgages.co.uk. All contact is dealt with in the strictest of confidence.
Nigel Smith Business Manager
Just Mortgages is a trading name of Just Mortgages Direct Ltd, which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.