High Holiday Services
Mercer Street Wasn’t
Hard Enough Already Waymo’s driverless
Seattle commuters may soon find themselves sharing the road—and eventually their rides—with cars that don’t have anyone in the driver’s seat. Waymo, the autonomous vehicle company owned by Alphabet (Google’s parent company), has announced plans to expand its driverless taxi service to the Seattle metropolitan area.
The company already operates in Phoenix, San Francisco, Los Angeles, and Austin, where customers can hail rides through the Waymo One app. Seattle, with its steep hills, wet weather, and famously passive-aggressive merges, will be one of the next testing grounds.
WHAT IS WAYMO?
Waymo began as Google’s self-driving car project in 2009 before becoming its own company under Alphabet. Its fleet of modified electric Jaguar SUVs look ordinary— until you notice the spinning sensor tower on top, like a futuristic disco ball. Each ve -
cars set to test in Seattle, where patience goes to die
hicle is packed with cameras, radar, and LIDAR sensors that build a 360-degree view of the world.
Trips are requested through a mobile app, just like Uber or Lyft. The difference: no driver asking if you’ve “heard of crypto” or turning up their side hustle playlist. Just you, your destination, and a car silently calculating everything around it.
WHY SEATTLE?
Seattle is a tough city for drivers—and that’s exactly why Waymo wants to be here. Rain, fog, sharp hills, narrow streets, and bridges that seem to open whenever you’re late provide a gauntlet of challenges. If the cars can master Capitol Hill’s festival traffic, Ballard’s four-way stops, and Mercer Street during rush hour, Waymo will have bragging rights no software demo could buy.
WHEN WILL SERVICE BEGIN?
Testing is expected to begin in 2025. The first cars will still have human “safety drivers” behind the wheel. Once regulators are satisfied and Waymo feels confident in
Seattle’s conditions, the service will shift to fully driverless rides. In other cities, the move from testing to public availability has taken anywhere from a few months to over a year.
Translation: don’t delete your bus pass or Uber app just yet.
“Apparently, robots prefer density over detours”
WHERE WILL IT OPERATE FIRST?
Waymo’s early coverage zones will likely include Downtown Seattle, Capitol Hill, The CID, and the University District. Bellevue and Kirkland are also part of the rollout. Neighborhoods like Magnolia, Queen Anne, and West Seattle may have to wait until later phases. Apparently, robots prefer density over detours.
New Audit Finds Potential Fraud, Payments to Unapproved Subcontractors, Other Issues with some DCHS contracts
By Daniel DeMay King County
Areport released Tuesday by the King County Auditor’s Office found instances of potential fraud by contractors and payments to unapproved entities in some Department of Community and Human Services (DCHS) contracts, known as community grants.
The audit looked at contract management across four locally funded youth programs – Family Intervention and Restorative Services, Liberation and Healing from Systemic Racism, Restorative Community Pathways, and Stopping the School-to-Prison Pipeline – during a period of dramatic expansion of grant-funded programs from DCHS; grant funding in 2019-2020 was $22
million and in 2023-2024 had grown to more than $1.5 billion.
With that significant growth in grant funding, DCHS was working to promote equity in contracting, reducing barriers for organizations that had limited government experience. But in so doing, the department exposed itself to greater financial risk. DCHS fell short on internal oversight, resulting in improper payments, including potential fraud, across multiple programs and contracts, auditors found.
“The Department of Community and Human Services took on a lot of risk with public money without putting in a safety net,” said King County Auditor Kymber Waltmunson. “By implementing our
recommendations – some as simple as providing anti-fraud training and creating contract monitoring checklists for staff to follow, DCHS will be better able to embed the county’s value of responsible financial stewardship into its culture. Doing so will help ensure that DCHS funds are used to provide the county’s most vulnerable residents with the quality services they deserve.”
Auditors noted that DCHS has taken positive first steps to begin strengthening its oversight of community grants by creating a contract monitoring workgroup last year and adding three new positions to its compliance team this year.
The audit also found:
• DCHS manages high-risk grants. In 2024, DCHS rated 48% of the 359 grant recipients it reviewed as high risk. DCHS assigns higher risk to entities that lack experience being funded or
monitored by federal, state, or local agencies as well as those with fewer financial staff.
• Auditors found potential fraud in which, for example, grantees likely altered documents to support expenses submitted for reimbursement.
• Auditors found payments made to unapproved entities and for expenses tied to cash withdrawals and other questionable support. DCHS lacks written policies and procedures and offers limited training on invoice review, reducing consistency and accountability.
• DCHS’s compliance team did not do in-depth reviews of grantees’ financial management as often as department policy required, delaying corrective action.
• Cause: DCHS’s compliance
team had several vacancies between 2022 and 2024 and faced difficulty hiring and retaining staff.
• Action by department: DCHS allocated three new positions to its compliance team in 2025 and provided training on a revised Contract Compliance Monitoring Policy to all divisions in June and July 2025.
• DCHS has not clearly communicated financial management requirements to grant recipients. In addition, grantees rarely sign up for free financial consulting, limiting the ability of the Best Starts for Kids capacity-building program to reduce financial risk to DCHS.
• Action by department: DCHS is developing an orientation for grantees and plans to launch it in the fall of 2025.
The audit made several recommendations, including:
• DCHS should strengthen financial management safeguards.
• DCHS should work with Public Health – Seattle & King County to identify efficiencies in the financial
WAYMO, 3
Sunday Worship at 10am
Twelfth Church of Christ, Scientist
In Person and Online Church Services
All are welcome & warmly invited to join these healing services
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Sunday Services 11:00am – 12noon Pacific
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Christian Science Quarterly Bible Lessons
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Additional Healing Resources: ChristianScience.com CSWashington.com ChristianScienceTwelfthSeattle.com
For additional assistance, please contact us at seattle12cs@gmail.com or 206.283.230 ChristianScienceTwelfthSeattle.com
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Savvy Senior: How to Prevent Falls at Home
by Jim Miller
Dear Savvy Senior,
My 80-year-old father, who lives alone, has fallen several times over the past few months. Are there any tips or precautions you recommend that I can implement to help prevent this?
—Concerned Son
Dear Concerned, This is a common concern for millions of elderly seniors and their families. Each year more than 1-in-4 older Americans fall, making it the leading cause of both fatal and nonfatal injuries for those age 65 and older. But many falls can be prevented. Depending on what’s causing your dad to fall, here are some tips that can help keep him on his feet.
Get him exercising: Weak leg muscles and poor balance are two of the biggest risk factors that cause seniors to fall. Walking, strength training and tai chi are all good for improving balance and strength, as are a number of simple exercises your dad can do anytime like sit-to-stand exercises (sitting down and standing up from a seat without using his hands for assistance), standing on one foot for 30 seconds then switching to the other foot, and walking heel-to-toe across the room.
Check his meds: Does your dad take any medicine, or combination of medicines, that make him dizzy,
WAYMO
From page 1
HOW WILL THIS AFFECT DAILY COMMUTERS?
For most commuters, the first impact will simply be seeing the sensor-topped SUVs on the road. Eventually, Waymo could become another option for latenight workers, airport travelers, or anyone who’s been hit with a $50 surge fare to get from Belltown to Capitol Hill.
“Waymo’s arrival won’t instantly change commuting”
Waymo promises consistent pricing, 24/7 availability, and no surge charges—though there’s no word yet on how it will handle Seahawks game traffic, which has broken lesser technologies before.
HOW SAFE IS IT?
Waymo reports that its cars have driven more than 20 million miles fully autonomously. Supporters argue the vehicles don’t text, don’t fall asleep at the wheel, and don’t attempt eyeliner application while barreling down I-5 at 60 mph.
Seattle’s Department of Transportation has set strict requirements for companies like Waymo, including: human drivers during early testing, technology to avoid emergency scenes and regular reporting of safety data. But Seattle commuters have their own questions: Will the car understand our local custom of waving someone through at a four-way stop and then both
sleepy or lightheaded? If so, make a list or gather up all the drugs he takes – prescriptions and over the counter – and contact his doctor or pharmacist for a drug review and adjustment.
Many blood pressure medica-
going at the same time? Can it anticipate the driver who cuts across three lanes to make the I-90 exit at the last second?
FOR SEATTLE
MEANS
WHAT IT
Waymo’s arrival won’t instantly change commuting. Most of us will still sit in I-5 traffic and gripe about the missing “express” in Express Lane. But the company’s expansion signals a future where car ownership may not be as essential—at least in denser neighborhoods.
Proponents say driverless rides could reduce accidents, cut congestion, and improve mobility for seniors and people with disabilities. Critics note potential job impacts for drivers and worry about adding more cars to already jammed streets.
For now, commuters can expect to see Waymo’s unmistakable SUVs quietly rolling through intersections. Whether they become the future of urban mobility or just another Seattle transportation experiment—alongside the monorail and free-floating bikes—remains to be seen.
But if a car with no driver pulls up to the curb, don’t panic. It’s probably just your ride to work—and it won’t ask you about your weekend plans.
tions, anti-anxiety drugs, antidepressants, anti-seizure drugs, antipsychotic drugs, diuretics, sedatives, tranquilizers, some painkillers and over-the-counter drugs that cause drowsiness are common culprits in medication-related falls.
Get a vision and hearing test: Even small changes in sight and hearing can increase your dad’s risk of falling, so get his eyes checked every year to be sure his vison and eyeglasses (if used) are to up to par. Hearing loss can also double the risk of falling, so have your dad’s hearing checked too, and if he uses a hearing aid, be sure it fits well, and he wears it.
Fall-proof his home: There are a number of simple household modifications you can do to make your dad’s living area safer. Start by helping him arrange or move the furniture so there are clear pathways to walk through and pick-up items on the floor that could cause him to trip like newspapers, shoes, clothes, electrical or phone cords.
If he has throw rugs, remove them or use double-sided tape to secure them.
In the bathroom buy some nonskid rugs for the floors and a rubber suction-grip mat or adhesive non-skid tape for the floor of the tub or shower, and have a carpenter install grab bars in and around the tub/shower for support.
Also, make sure the lighting throughout the house is good.
Purchase some inexpensive plug-in nightlights for the bathrooms and hallways, and if he has stairs, put handrails on both sides.
wChoose safe footwear: Going barefoot or wearing slippers or socks at home can also cause falls, as can wearing backless shoes, and shoes with heels or smooth leather soles. The safest option is rubbersole, low-heel shoes.
Purchase some helpful aids: If your dad needs some help with his balance or walking, get him a cane
“make sure the lighting throughout the house is good”
or walker. Also, to help ensure your dad’s safety, and provide you some peace of mind, consider getting him a medical alert system that comes with a wearable emergency help button (some systems are voice-activated) that would allow him to call for help if he did fall or need assistance.
To help you evaluate your dad’s future risk of falling, use the National Council on Aging’s “Falls Free Checkup” tool at NCOA.org/ tools/falls-free-checkup.
Send your questions or comments to questions@savvysenior. org, or to Savvy Senior, P.O. Box 5443, Norman, OK 73070.
For more tips, see the NIA “Preventing Falls at Home: Room by Room” web page at NIA.NIH.gov/ health/fall-proofing-your-home.
Study Smarter, Not Harder: Study tips any student can employ
It would be convenient if every student had a photographic memory, making it a snap to recall pages of text or concepts in great detail. Photographic memory is not real, but a very small portion of the population, around 2 to 10 percent of children, has something called an eidetic memory, which is a similar phenomenon and one that’s virtually nonexistent in adults, according to Psychology Today. That means that students will have to rely on other skills to get ahead in their coursework, perhaps none more important than effective study skills.
Some students recognize that their study habits simply are not cutting it and they’re just squeaking by in their courses. What might get a student by in high school may be ineffective for college classes. Learning effective study skills early on is a key to academic success.
DON’T CRAM
Many students procrastinate with their study sessions, leading
to last-minute studying before a big test. According to the American Psychological Association, students may perform well on a test for which they have crammed, but that doesn’t mean they’ve actually learned the material. Studying with the goal of long-term retention is best for learning.
ENGAGE IN ACTIVE STUDYING
Reading and re-reading texts or notes is not engaging with the material. Therefore, it likely won’t help with information retention. The Learning Center at the University of North Carolina at Chapel Hill says a student will need to make connections with the material, which can include making a study guide, becoming the teacher and teaching the concepts to others, deriving examples from one’s own experiences, or working problems out and explaining why they work.
ASK FOR HELP
Students do not have to struggle through difficult material alone. In addition to studying with fellow
students, who may have different ways of interpreting and sharing the information, individuals can seek assistance from a tutor or an academic resource center inside of the school. Working with someone else also helps students stay accountable and remain on track.
DETERMINE A STUDY STYLE
Students may need to employ some trial and error to identify the study methods that work best for them. This can include a combination of note-taking, summarization, reviewing what already is known about the topic, and individual or group study sessions. Environment also is an important study variable. Some students thrive in a quiet environment, while others need ambient noise to sharpen their focus.
WORK INTENSELY
Studying in intensive, short sessions may enable students to get more done with less wasted effort. Taking breaks can boost attention, says the National Institutes of Health.
ELIMINATE DISTRACTIONS
The more research that is done on multitasking, the more data indicates it isn’t effective. Studying while browsing the web, texting or looking at social media will increase the amount of time needed to learn the material and decrease the quality of the study session, according to research published in Computers & Education in 2012. Intelligent studying can help students make the most of their academic careers.
How to reduce risk for head lice
Head lice is a year-round problem, but tends to peak when children return to the classroom. Lice are parasites that affect millions of children every year, says the U.S. Food and Drug Administration, particularly because of their close contact to others in school and day care settings.
Although lice are not known to spread disease, they attach to hair to feed on blood. This can cause itchy, irritated areas on the head that become uncomfortable. The best defense against lice is not getting them at all. These tips can help reduce the risk for lice infestation.
DISCOURAGE HEAD-TO-HEAD CONTACT
Children should be advised to avoid touching heads during play and other activities at school, home and elsewhere. If heads and hair come in contact with someone who actively has lice, the bugs are more readily spread to another person.
AVOID SHARING
Sharing is taught as good behavior, but there are some things children should not share with others. These include hats and other head coverings, over-the-head headsets/ headphones, scarves, helmets, towels, combs/brushes, hair accessories, and sports uniforms.
The Centers for Disease Control and Prevention says combs and brushes used by someone with head lice need to be soaked in hot water (at least 130 F) for five to 10 minutes to be disinfected.
WATCH THE ENVIRONMENT
Children and adults should not lie on beds, couches, pillows, carpets, or stuffed animals that have recently been in contact with a person with head lice.
CHANGE HAIRSTYLES
Children with long hair should consider wearing their hair in braids, tight buns or even in ponytails to reduce the risk of head lice. Despite myths that suggest head
lice are attracted to either clean or dirty hair, depending on the source, lice are attracted to a blood meal and will infest hair regardless of cleanliness.
EXPERIMENT WITH SPRAYS
Various products on the market are designed to repel head lice. Families can use their judgement on giving these items a try, many of which contain essential oils like lavender, peppermint and tea tree. All About Lice, a lice removal treatment center in Maine, indicates that hair spray is not a lice deterrent as some believe. Head lice is problematic at any time, but cases seem to climb when children return to school.
DSHS
From page 1
oversight of organizations funded by both departments.
• DCHS should ensure ongoing anti-fraud training for all staff.
•DCHS should effectively communicate to grantees their role in financial stewardship and ensure that they are supported and held accountable to that role.
• DCHS should develop, document, and implement clear and consistent policies and procedures and staff checklists for:
• Invoice validation
• Contract amendments
• Stipend payments
• Prepaid card logs
• Management of contract payments that exceed actual expenditures
• Contract termination
• Funding eligibility of for-profit businesses
• Documentation management
The King County Auditor’s Office was established in 1969. The King County Auditor’s Office is an independent agency within the legislative branch of King County. Its independence means the Auditor’s Office alone determines objectives, findings, and recommendations based on the evidence and without external interference or influence. The King County Council adopts the office’s biennial work program by motion. Auditors adhere to Generally Accepted Government Auditing Standards and are subject to a compliance evaluation every three years.
Seattle Women’s Chorus Opens Auditions for 2025–2026 Season
Seattle Women’s Chorus (SWC), one of the largest LGBTQ-identified choruses in the world, is welcoming new members for its 2025–2026 season. Auditions take place Tuesday, Sept. 30, from 6–9:30 p.m. and require advance online registration.
SWC rehearses Tuesday evenings, with additional Saturday sessions each concert cycle. More information and audition registration are available at seattlechoruses.org.
Sea Mar Fiestas Patrias Brings Latin American Celebration to Seattle Center
Submitted
Seattle Center will come alive with the sights and sounds of Latin America September 13–14 as Sea Mar Fiestas Patrias returns for a weekend of music, dance, food, and community. The free, familyfriendly festival runs from 12 to 9 p.m. Saturday and 11 a.m. to 6 p.m. Sunday, filling the Armory Food & Event Hall and Fisher Pavilion with activity.
Now in its 25th year, Fiestas Patrias commemorates the independence of several Latin American countries, including Mexico, Costa Rica, Chile, El Salvador, Guatemala, Honduras, and Nicaragua. Many of these nations celebrate their na-
tional Independence Days in September, and the Seattle festival coincides with National Hispanic Heritage Month.
This year’s theme, “Nuestra Voz, Nuestra Fuerza” (Our Voice, Our Strength), emphasizes Latino heritage while calling for equality and justice.
Music, Dance, and Culture
The weekend begins with a colorful parade Saturday morning in South Park before the focus shifts to Seattle Center. Visitors can enjoy live performances by groups such as Bailadores de Bronce, Mariachi Guadalajara de Seattle, La Sonora
Dinamita, Los Reales del Norte, and many others.
Workshops invite festivalgoers to join the fun with Zumba, Caribbean, Hula, and Folklórico dance lessons. Families will also find children’s activities, an art exhibit, and a free health fair offering screenings and wellness resources. Local vendors will serve authentic Latin American cuisine throughout the weekend.
“Fiestas Patrias is a vibrant celebration of the Latino/a/x community and its contributions,” said organizer Angelica Barajas. “It embodies pride, unity, and resilience.”
Festive Family Fun at the Fall Boats Afloat Show at Seattle’s Lake Union
Thursday through Sunday, September 11-14
Showcasing a world class display of distinctive boating designs, the colorful 2025 Fall Boats Afloat Show docks at Seattle’s scenic South Lake Union Thursday through Sunday, September 11-14, with more than 130 power and sailing craft including the region’s largest motor yachts, the latest sailboat offerings, luxury cruising and performance models and a big line-up of shoreside activities for the entire family.
The sparkling on-the-water show encompasses forward-thinking design trends coupled with elegance and performance. It is an opportunity for showgoers to explore the region’s largest luxury motor yachts, sailboats and catamarans, performance and fishing models and other standout craft ideal for Northwest waters. Quality shoreside exhibitors feature innovations in boating technology, accessories, marine services and offerings from local artists and craftspeople. There is plenty to see and do for the entire family (children 12 and under are always admitted free) with special weekend attractions, more than 25 hours of live music and tasty food and beverage choices.
ADDED ATTRACTIONS INCLUDE:
• The colorful Emerald City Tiki Boat brings a South Seas cruise “vibe” to the show with free rides for showgoers Saturday and Sunday only, September 13 and 14, at 11 a.m., noon, 1 and 2 p.m. Space is limited for each cruise.
• Free “Kid’s Boat Building” with the Center for Wooden Boats Saturday and Sunday, September 13 and 14, 1 to 4 p.m. with all the supplies provided.
• Salmon for Soldiers, the show’s charity partner, spotlights its therapeutic fishing experiences for active service members and veterans with a major display during the show.
The show offers a variety of online ticket discounts purchased through September 14: adults, $21 and teens $5. Regular admission prices at the gate during the show are $24 for adults (18 and over) and $7 for teens. With so much to see multi-day passes are available; visit the show’s website for pricing. Hours for the 2025 Fall Boats Afloat Show are Thursday (September 11)11 a.m. to 6 p.m.; Friday, (September 12) 11 a.m. to 6 p.m.; Saturday (September 13), 10 a.m. to 6 p.m. and Sunday (September 14), 10 a.m. to 5 p.m.
For more information visit www.boatsafloatshow.com. The Boats Afloat Show is located on the shores of South Lake Union at 901 Fairview Ave N, Seattle, WA 98109. The Boats Afloat show is presented by the Northwest Yacht Brokers Association and has been a Northwest boating tradition since 1978.
to housing counselors recommended by the Housing Finance Commission: Telephone: (877) 8944663 or (800) 606-4819 Website: www.wshfc.org
The United States Department of Housing and Urban Development: Telephone: (800) 569-4287 Website: www.hud.gov The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: (800) 6064819 Website: www.homeownership.wa.gov Dated: June 04 , 2025 MTC Financial Inc. dba Trustee Corps, as Duly Appointed Successor Trustee By: Alan Burton, Vice President MTC Financial Inc. dba Trustee Corps 606 W. Gowe Street Kent, WA 98032 Toll Free Number: (844) 367-8456 TDD: 711
949.252.8300 For Reinstatement/Pay Off Quotes, contact MTC Financial Inc. DBA Trustee Corps Order Number 112756, Pub Dates: 09/10/2025, 10/01/2025, QUEEN ANNE & MAGNOLIA NEWS
TS No WA07000013-25-1 TO No 250059893-WAMSI NOTICE OF TRUSTEE’S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ. Grantor: LADONNA HENRY, A SINGLE WOMAN Current Beneficiary of the Deed of Trust: Idaho Housing and Finance Association (which also dba HomeLoanServ) Original Trustee of the Deed of Trust: FIDELITY NATIONAL TITLE COMPANY OF WASHINGTON, A WASHINGTON CORP. Current Trustee of the Deed of Trust: MTC Financial Inc. dba Trustee Corps Current Mortgage Servicer of the Deed of Trust: Idaho Housing and Finance Association dba HomeLoanServ Reference Number of the Deed of Trust: Instrument No. 20220311001320 Parcel Number: 9197150110 I. NOTICE IS HEREBY GIVEN that on September 19, 2025, 09:00 AM, Main Entrance, King County Administration Building, 500 4th Avenue, Seattle, WA 98104, MTC Financial Inc. dba Trustee Corps, the undersigned Trustee, will sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of King, State of Washington, to-wit: UNIT 201, WATERMARK COVE CONDOMINIUM, SURVEY MAP AND PLANS RECORDED IN VOLUME 240 OF CONDOMINIUMS, PAGES 66 THROUGH 71 INCLUSIVE, AND ANY AMENDMENTS THERETO, CONDOMINIUM DECLARATION RECORDED UNDER KING COUNTY RECORDING NUMBER 20070927001859 AND ANY AMENDMENTS THERETO, IN KING COUNTY, WASHINGTON. SITUATE IN THE COUNTY OF KING, STATE OF WASHINGTON. APN: 9197150110 More commonly known as 22831 30TH AVE S APT 201, DES MOINES, WA 98198 which is subject to that certain Deed of Trust dated March 9, 2022, executed by LADONNA HENRY, A SINGLE WOMAN as Trustor(s), to secure obligations in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”), as designated nominee for GUILD MORTGAGE COMPANY LLC, A CALIFORNIA LIMITED LIABILITY COMPANY, Beneficiary of the security instrument, its successors and assigns, recorded March 11, 2022 as Instrument No. 20220311001320 and the beneficial interest was assigned to Idaho Housing and Finance Association (which also dba HomeLoanServ) and recorded March 14, 2025 as Instrument Number 20250314000236 of official records in the Office of the Recorder of King County, Washington. II. No action commenced by Idaho Housing and Finance Association (which also dba HomeLoanServ), the current Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrowers’ or Grantors’ default on the obligation secured by the Deed of Trust/ Mortgage. III. The default(s) for which this foreclosure is made is/are as follows: FAILURE TO PAY WHEN DUE THE FOLLOWING AMOUNTS WHICH ARE NOW IN ARREARS: DELINQUENT PAYMENT INFORMATION From September 1, 2024 To May 14, 2025 Number of Payments 1 $14,013.00 Total $14,013.00 LATE CHARGE INFORMATION September 1, 2024 May 14, 2025 $445.50 $445.50 PROMISSORY NOTE INFORMATION Note Dated: March 9, 2022 Note Amount $248,005.00 Interest Paid To: August 1, 2024 Next Due Date: September 1, 2024 Current Beneficiary: Idaho Housing and Finance Association (which also dba HomeLoanServ) Contact Phone No: (800) 526-7145 Address: 565 W Myrtle St., Boise, ID 83702 IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $236,635.16, together with interest as provided in the Note or other instrument secured, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute. V. The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on September 19, 2025. The defaults referred to in Paragraph III must be cured by September 8, 2025, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before September 8, 2025 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustees’ fees and costs are paid. Payment must be in cash or with cashiers’ or certified checks from a State or federally chartered bank. The sale may be terminated any time after the September 8, 2025 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the entire principal and interest secured by the Deed of Trust, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written Notice of Default was transmitted by the current Beneficiary, Idaho Housing and Finance Association (which also dba HomeLoanServ) or Trustee to the Borrower and Grantor at the following address(es): ADDRESS LADONNA HENRY
CODE: DP 1960, 1133 OCEAN AVENUE, LAKEWOOD, NJ 08701 by both first class and certified mail on March 21, 2025, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served with said written Notice of Default or the written Notice of Default was posted in a conspicuous place March 21, 2025 on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property. IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustees’ Sale. X. Notice to Occupants or Tenants. The purchaser at the Trustee’s sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. Notice to Borrower(s) who received a letter under RCW 61.24.031: THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. Mediation MUST be requested between the time you receive the Notice of Default and no later than 90 calendar days BEFORE the date of sale listed in the Notice of Trustee Sale. If an amended Notice of Trustee Sale is recorded providing a 45day notice of the sale, mediation must be requested no later than 25 calendar days BEFORE the date of sale listed in the amended Notice of Trustee Sale. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you might eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone: (877) 8944663 or (800) 606-4819 Website: www.wshfc.org
The United States Department of Housing and Urban Development: Telephone: (800) 569-4287 Website: www.hud.gov The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: (800) 6064819 Website: www.homeownership.wa.gov Dated: May 14, 2025 MTC Financial Inc. dba Trustee Corps, as Duly Appointed Successor Trustee By: Alan Burton, Vice President MTC Financial Inc. dba Trustee Corps 606 W. Gowe Street Kent, WA 98032 Toll Free Number: (844) 367-8456 TDD: 711 949.252.8300 For Reinstatement/Pay Off Quotes, contact MTC Financial Inc. DBA Trustee Corps Order Number 112169, Pub Dates: 08/20/2025, 09/10/2025, QUEEN ANNE & MAGNOLIA NEWS
TS No WA07000235-24-4 TO No 92224546 NOTICE OF TRUSTEE’S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ. Grantor: JENNILYN SUMALBAG, AN UNMARRIED PERSON Current Beneficiary of the Deed of Trust: Movement Mortgage, LLC Original Trustee of the Deed of Trust: AMROCK TITLE & ESCROW Current Trustee of the Deed of Trust: MTC Financial Inc. dba Trustee Corps Current Mortgage Servicer of the Deed of Trust: ServiceMac, LLC Reference Number of the Deed of Trust: Instrument No. 20200728001236 Parcel Number: 330078-0900 | 330078-0900-09 I. NOTICE IS HEREBY GIVEN that on September 19, 2025, 09:00 AM, Main Entrance, King County Administration Building, 500 4th Avenue, Seattle, WA 98104, MTC Financial Inc. dba Trustee Corps, the undersigned Trustee, will sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of King, State of Washington, to-wit: UNIT 1201, BUILDING 12, HUDSON RIDGE, FORMERLY KNOWN AS HIGHLAND VILLAGE, A CONDOMINIUM ACCORDING TO THE DECLARATION
THEREOF RECORDED AUGUST 21, 1981, UNDER RECORDING NUMBER 8108210708, AND SURVEY MAP AND PLANS RECORDED IN VOLUME 56 OF CONDOMINIUMS, PAGE 9 THROUGH 19, INCLUSIVE; RECORDS OF KING COUNTY, WASHINGTON, AND ANY AMENDMENTS THERETO. SITUATE IN THE CITY OF DES MOINES, COUNTY OF KING, STATE OF WASHINGTON. APN: 330078-0900 | 330078-0900-09
More commonly known as 23707 13TH PLACE S, 1201, DES MOINES, WA 98198 which is subject to that certain Deed of Trust dated July 24, 2020, executed by JENNILYN SUMALBAG, AN UNMARRIED PERSON as Trustor(s), to secure obligations in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”), as designated nominee for MOVEMENT MORTGAGE, LLC, Beneficiary of the security instrument, its successors and assigns, recorded July 28, 2020 as Instrument No. 20200728001236 and the beneficial interest was assigned to MOVEMENT MORTGAGE, LLC and recorded August 8, 2024 as Instrument Number 20240808000798 of official records in the Office of the Recorder of King County, Washington. II. No action commenced by Movement Mortgage, LLC, the current Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrowers’ or Grantors’ default on the obligation secured by the Deed of Trust/ Mortgage. III. The default(s) for which this foreclosure is made is/are as follows: FAILURE TO PAY WHEN DUE THE FOLLOWING AMOUNTS WHICH ARE NOW IN ARREARS: DELINQUENT PAYMENT INFORMATION From November 1, 2024 To May 1, 2025 Number of Payments 7 $1,985.76 To-
tal $13,900.32 LATE CHARGE INFORMATION
November 1, 2024 May 1, 2025 $295.38 PROMISSORY NOTE INFORMATION Note Dated: July 24, 2020 Note Amount $296,657.00 Interest Paid To: October 1, 2024 Next Due Date: November 1, 2024 Current Beneficiary: Movement Mortgage, LLC Contact Phone No: 877-297-5484 Address: 9726 Old Bailes Road, Suite 200, Fort Mill, SC 29707 IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $268,895.38, together with interest as provided in the Note or other instrument secured, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute. V. The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on September 19, 2025. The defaults referred to in Paragraph III must be cured by September 8, 2025, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before September 8, 2025 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustees’ fees and costs are paid. Payment must be in cash or with cashiers’ or certified checks from a State or federally chartered bank. The sale may be terminated any time after the September 8, 2025 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the entire principal and interest secured by the Deed of Trust, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written Notice of Default was transmitted by the current Beneficiary, Movement Mortgage, LLC or Trustee to the Borrower and Grantor at the following address(es): ADDRESS JENNILYN SUMALBAG 23707 13TH PLACE S, 1201, DES MOINES, WA 98198 JENNILYN SUMALBAG 21613 6TH AVE S, NORMANDY PARK, WA 98198-6114 JENNILYN SUMALBAG 21613 6TH AVE S, SEATTLE, WA 98198 JENNILYN SUMALBAG 23707 13TH PL S , DES MOINES, WA 98198-5413 JENNILYN SUMALBAG 23707 S 13TH PL, DES MOINES, WA 98198 JENNILYN SUMALBAG C/O AMROCK, 662 WOODWARD AVE., DETROIT, MI 48226 JENNILYN SUMALBAG C/O JAY A. ROSENBERG, ROSENBERG LPA, 3805 EDWARDS ROAD, SUITE 550 , CINCINNATI, OH 45209 UNKNOWN SPOUSE OF JENNILYN SUMALBAG 23707 13TH PLACE S, 1201, DES MOINES, WA 98198 by both first class and certified mail on March 28, 2025, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served with said written Notice of Default or the written Notice of Default was posted in a conspicuous place March 28, 2025 on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property. IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustees’ Sale. X. Notice to Occupants or Tenants. The purchaser at the Trustee’s sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. Notice to Borrower(s) who received a letter under RCW 61.24.031: THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. Mediation MUST be requested between the time you receive the Notice of Default and no later than 90 calendar days BEFORE the date of sale listed in the Notice of Trustee Sale. If an amended Notice of Trustee Sale is recorded providing a 45day notice of the sale, mediation must be requested no later than 25 calendar days BEFORE the date of sale listed in the amended Notice of Trustee Sale. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you might eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone: (877) 8944663 or (800) 606-4819 Website: www.wshfc.org The United States Department of Housing and Urban Development: Telephone: (800) 569-4287 Website: www.hud.gov The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: (800) 6064819 Website: www.homeownership.wa.gov Dated: May 1, 2025 MTC Financial Inc. dba Trustee Corps, as Duly Appointed Successor Trustee By: Alan Burton, Vice President MTC Financial Inc. dba Trustee Corps 606 W. Gowe Street Kent, WA 98032 Toll Free Number: (844) 367-8456 TDD: 711 949.252.8300 For Reinstatement/Pay Off Quotes, contact MTC Financial Inc. DBA Trustee Corps Order Number 111806, Pub Dates: 08/20/2025, 09/10/2025, QUEEN ANNE & MAGNOLIA NEWS