Sierra Pacific Wholesale Recruiting Pitchbook

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Your path to success and unlimited potential begins at Sierra Pacific Wholesale.

ABOUT SIERRA PACIFIC MORTGAGE

WHERE WE’VE BEEN

• Founded in 1986; Privately Held

• Licensed in 49 states

• Multi-Channel

• Direct GSE Seller/Servicer

• $15B Servicing Portfolio

• Record-Breaking $8.83 Billion

Production Year in 2020

WHOLESALE

• Supporting Broker Partners since 1994

• Open Opportunity in Nearly Every Major MSA

• Ave AE Tenure 6 Years

• 50% of AE’s Funded ≥$100M in 2021

“Top Mortgage Employer”

—National Mortgage Professional Magazine

“Top 50 Mortgage Companies to Work For”

—Mortgage Executive

“Top 20 Wholesale Lender”

—Inside Mortgage Finance (IMF)

“Tech100 Mortgage Honoree” —HousingWire

Sierra Pacific supports the sales team to help everyone grow and overcome challenges.

WE’RE WORKING TOGETHER AS A TEAM to solve problems and improve the lives of our partners and team members.

— Christian Gault, Regional VP TPO Sales West

Our Senior Leadership all come from a sales background and know exactly what the Account Executive experience is like. THEY ALLOW US THE SPACE TO VOICE THE

CONCERNS

OF

OUR PARTNERS IN

ORDER TO BETTER SERVICE OUR BROKER COMMUNITY. I don’t think I’ve ever worked with a team that is this solutions-oriented and knows how to hustle so our originators can shine.

— Brina Hertzler, Account Executive

WAITING FOR A CAREER WORTH

WHY SIERRA WHOLESALE

OUR VALUE PROPOSITION FOR BROKERS

At Sierra Pacific Wholesale, we understand what it takes for you to win. Passion, determination, ingenuity and an innate desire to do the right thing by the borrower all play a role. It also takes working with the right partner—one with a proven legacy of supporting Brokers with unparalleled service throughout the entire process. One who understands that a human approach strengthens relationships, aligns goals and is key to the success of our partners. To us, being the best means being there every step of the way.

A LEGACY OF EXCEPTIONALISM IS YOURS.

Care, concern and connectivity cannot be automated. We’re not an auto-pilot organization run by chat-bots in giant call centers. We’re real people like you, problem solvers ready to dig in to overcome obstacles to get your deals done. With more than 35-years of experience on our side, we’ve seen it all and bring it to your files every day, providing the holistic view that detects challenges automation can miss. There are no hoops we wouldn’t jump through for you, period. Innovative thinking and collaboration move the needle. The status quo is just a benchmark, meant to be elevated to new levels. We do that by listening to you, discovering what you need and how you want it delivered.

A legacy of exceptionalism is yours. Partnering with Sierra Pacific gives you a competitive advantage because we believe our most important job is to make YOU shine. Our vast spectrum of loan products enables you to work with a broad range of clients and financial scenarios, but it is our expert team who makes the difference, exercising their considerable know-how and dedication to get your loans to the finish line on time, every time.

The promise of seasoned experience delivered by mortgage heroes and difference makers. That’s Sierra Pacific Wholesale.

Promises Made. Promises Kept.

A MESSAGE FROM OUR FOUNDER AND CEO

Sierra Pacific is built on a foundation of quality lending practices, unparalleled service, unquestionable integrity, deep industry knowledge and a spirit of true ownership. As a part of our team, you’ll discover that we’re fully committed to delivering superior value every day – and will continue to do so as we equip our employees with the tools and support they need to excel in their career and serve their customers well. As a highly sought-after wholesale lender, we intend to continue to modernize, accelerate growth, and drive an incredible experience for the Broker Partner in order to be a formidable player in third-party origination.

Sierra

COMPANY CULTURE

Within our organization, we’ve been very intentional about defining our pillars of success and holding ourselves accountable to living these principles every day with every customer.

From your first interaction with our organization, you’ll immediately recognize that these values set the tone for our entire company culture.

That’s the power of ONE Sierra –a concept that transcends how we do business and embodies how we live life.

TECHNOLOGY

OFFERING THE LATEST TECHNOLOGY IS NO LONGER A LUXURY, IT’S A NECESSITY. AND WE DELIVER!

We possess an unwavering commitment to developing and deploying the latest technology in order to drive a WOW experience, so you can be confident that you’ll always have the cutting edge-tech you need.

Sierra Pacific Wholesale is a sought-after career destination and comprehensive partner resource. Providing high-quality lending services throughout the United States since 1986, we are a privately-held company licensed to do business in 49 states.

With precise goals and a commitment to the mortgage industry’s future, our organization is built on a proven cornerstone of supporting our Partners with industry expertise, collaboration, and unparalleled service. We understand that technology creates efficiencies but believe a human approach and aligned goals strengthen our partnerships. Here’s more of what you can expect:

ExpressLoan Proprietary Partner Portal

Single-Click Dual AUS Submissions

Pricing Integration with ARIVE LOS

Secure Income and Asset Verification

Automated & Full Integrated Appraisal Portal

Robust Dashboard Displaying Process Milestones

Loan Beam: Automated Income Analysis for Tax Returns

On-Demand Support for our Partners

Integrated Lender & Broker Disclosures

Quick Pricing, Locking, & Self Disclosing

MAKES IT HAPPEN

Marketing should be the additive fuel that helps support your sales efforts. That’s why we’ve invested time and energy into developing effective turnkey marketing solutions to make your life easier. Our comprehensive suite of systems and dedicated marketing support staff will help you build your brand and market yourself with style and impact!

PREFERRED PORTFOLIO PROGRAM

A powerful marketing operation system that empowers you to continually communicate efficiently with partners through automated and self-serve scheduling of email marketing. You can also schedule social media and provide print collateral for partners and tradeshows.

Optimize email, social, and other engagement tactics when you blast off with BombBomb™ videos. It’s never been easier to create videos that fuel increased interest in your services. Real-time notifications on your mobile device keep you up-to-date on opens, clicks and views.

Closed loan surveys that help track and improve our broker experience, as well as amplify partner testimonials to boost individual and company brand awareness online. This automated system helps the team be found locally and chosen amongst competitors.

Sierra Pacific Wholesale works to protect active brokers from closed loan recapture, provides credit trigger leads, and sends early payoff notifications to brokers.

NOT ALL HEROES WEAR CAPES

OPERATIONS

We believe that the Partner’s reputation lies largely with the wholesale lender with which they choose to do business.

We take that responsibility seriously.

We aim to create a WOW experience for our Partners. We do this by building strong interpersonal relationships between them, our AE’s, and our operations team.

“Sierra Pacific continues to stand out from the competition by offering speedy & efficient underwriting, a cutting edge loan operating system, excellent customer service, knowledgeable & professional staff, and competitive interest rates.”

- Broker Partner in OR

“Best company and people in the business. Take it from a 30 year veteran as a mortgage broker. Never been disappointed in service.” - Broker Partner in TN

“Working with the same group on every transaction is what sets your company apart from most other wholesales. It is rare to find a company that provides the broker with such qualified people throughout the loan process.” - Broker Partner in FL

“Very smooth process in all areas; submission, disclosures, underwriting and funding. Everyone has great communication.”

- Broker Partner in Northern CA

Sierra Pacific has persevered through the ever changing lending environment for over 35 years and we will continue to do so. We believe in growing our leaders internally, as well as acquiring exceptional talent across the nation.

Being a Sierra team member means that you believe in providing partners with expert knowledge and support to help get loans to the finish line on time, every time. Our company’s leadership is committed to keeping their word to both employees and customers. You can count on us to support your career goals with our corporate strength and personal commitment.

The promise of seasoned experience delivered by mortgage heroes and difference makers. That’s Sierra Pacific Wholesale.

PRESIDENT’S CLUB

Helping find creative solutions so more borrowers can become homebuyers is the ultimate win! But, we also love to celebrate sales staff who excel in customer satisfication and achieving sales goals.

For those, we offer our annual President’s Club trip for top-performing Branch Managers and Loan Originators.

Previous Locations Include:

St. Regis Deer Valley - Park City, UT

Montage Palmetto Bluff - Bluffton, SC

Pelican Hill Resort - Newport Coast, CA

The Phoenician Resort - Scottsdale, AZ

READY TO MAKE THE MOVE?

If you are an AE that wants to be part of an organization where you have a voice and can make an impact, Sierra Pacific Wholesale is your future!

Along with the excitement of pursuing a new opportunity, it’s natural to have some jitters about starting over at a new company. We get it and are committed to providing a smooth transition and training to help you become assimilated!

Account Executives start their integration process with an action-packed 3-day virtual training where you’ll meet the numerous departments and people who will help support you and contribute to your success here at Sierra.

The New Hire Training includes sessions with our Leadership, Human Resources, and Marketing as well as extensive training on our proprietary LOS, ExpressLoan.

Our TPO Support Team will serve as your concierge during onboarding and will coordinate everything you need to prepare, even before your first day. As you get settled, they will transition into an “on call” resource to lean on whenever you need additional support.

A MESSAGE FROM OUR WHOLESALE TEAM

Thank you for considering Sierra Pacific Wholesale. When you think of Wholesale Lenders, we want you to think of Sierra Pacific first. We are the lender that our Partners rely on to follow through on our promises every time. Doing so consistently and conscientiously is a core value woven into our culture. Our strong legacy in Third Party Wholesale loan origination is built upon dependability, collaboration, and the ongoing trust placed in us by our Partners.

We assure you that Sierra Pacific is committed to providing the resources, responsiveness, and communication you need to win raving fans among your Partners and build lasting relationships. This effort is reflected within our own organization where our top talent Account Executive tenure is over 9 years. We believe their commitment hinges on our ability to precisely align Sales and Operations. Experience, vision, streamlined operations and concise communication offer Sierra Pacific’s wholesale partners the advantages needed to achieve new milestones. I look forward to the opportunity to work together and supporting your growth, success and happiness at Sierra Pacific.

Executive

rob.saunders@spmc.com

corey.moore@spmc.com

LOCATIONS NATIONWIDE

FOLSOM, CA

FL

SEMINOLE,

Do the Right Thing—

ALWAYS

Making the right choices in relationships with team members, customers, and partners should be as automatic as breathing, regardless of the circumstances and without making excuses. It’s not always easy, but it’s always right.

OUR PILLARS OF SUCCESS

TRUE

Ownership

These days, there’s a lot of talk about owning your actions. At Sierra Pacific, however, there’s a lot of action demonstrating the personal and corporate commitment we bring to our customers. We take our responsibility seriously – and it shows.

Unsurpassed SPEED

We demonstrate a sense of urgency and heightened awareness in everything we do. With our collaborative ethos we provide a fast-paced, seamless and supportive transaction from start to finish. That’s why our customers can relax and enjoy their new home sooner.

WOW

Experience

Providing our customers with a quality mortgage is just the beginning. We go above and beyond their expectations, notice the little things that make a big difference and assume full responsibility for delivering superior service – service that leaves our customers saying, “Wow!”

Create What’s

NEXT

Our past served us well, but we don’t rest on our previous successes. And we don’t just evolve to meet industry change – we LEAD the change, serving as pioneers in the mortgage marketplace. Expertise, insight and initiative drive our actions.

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