SIERRA PACIFIC WHOLESALE
PROMISES MADE. PROMISES KEPT.
About Sierra Pacific Wholesale
Your Gateway to Exceptional Lending Solutions
Sierra Pacific Wholesale is a trusted industry leader, providing top-tier mortgage solutions to brokers and lenders across the nation. With over 35 years of experience, we offer an expansive portfolio of lending products and services, tailored to meet the needs of today’s dynamic market. Our commitment to excellence and customer satisfaction is the cornerstone of everything we do. From innovative technology to personalized service, we equip you with the tools to grow your business and serve your clients better.
Sierra Pacific Advantages
Experience:
Tools:
Work with a team of experienced Account Executives and Account Managers you can trust. Direct access to our underwriters ensures efficient, accurate decision-making.
Access to the Pre-Flight Condo & Income Scenario tool.
Utilize our Condo List with over 19,000 approved projects. Simplify self-employed income calculations with Loan Beam.
Technology:
Servicing:
Quick Lock from our pricing engine with just 5 pieces of information.
HousingWire 2024 Tech100 Winner for our innovative technology.
Dual AUS with a single click for faster approvals.
Integrated with ARIVE for seamless loan processing. Instant support at your fingertips with Hey Sierra™, our proprietary AI tool built into our LOS.
Benefit from efficiently servicing leads provided to partners.
EPO protection for a period of 150 days.
additional advantages
Investor and second home price leader
Industry-best condo specialists
STRONG ACCOUNT EXECUTIVE TENURE
Peak performance webinars
Manufactured homes experts
State Bond & DPA PROGRAM Experts
Introducing ExpressLoan
Streamline Your Lending Process
ExpressLoan® is your fast track to loan approvals. With the ability to lock a loan with just five pieces of information, automated disclosures, and integrated eSign tracking, your team can deliver a seamless client experience. Whether you ' re re-pricing a locked loan or communicating directly with underwriting, ExpressLoan® gives you control over your pipeline at every stage.
Highlights
Forward lock with 5 pieces of information
Automated disclosures (includes State and Federal)
Important milestone, date, and eSign trackers during all stages of the process
Customized pipeline views
Access to YOUR Sierra Ops team
Dual AUS that helps identify agency eligibility and appraisal waiver options
Ability to easily reprice a locked loan based on historic pricing
Ability to add notes to the UW
Hey Sierra!
Need quick answers?
Whether it's loan guidelines or program specifics,
Hey Sierra™ has got you covered with instant support at your fingertips. Get your questions answered in seconds using our AI-guided search. You can also quickly perform other functions, like writing a sales script thanking a local realtor for a borrower referral.
SIERRA PACIFIC WHOLESALE PRODUCT LINEUP
CONVENTIONAL
FNMA/ FHLMC
AGENCY EXPRESS
W2 FAST TRACK
PRODUCT
FHA/VA
NON-QM ALT DOC/ BANK STATEMENT
STATE BOND & DPA PROGRAMS DSCR
What It’s Like to Work with Us
We aim to create a WOW Experience for our Partners. We do this by building strong interpersonal relationships between you, our AEs and our operations team.
“I have recently reached the #1 rank within my company of 25 MLO's. I want to share this with you because Sierra is a HUGE part of our success. I am now placing 95% of my business with you because we can count on getting the best service and support from you and the entire team at Sierra.”
- SPW Partner in MD
“Service is always outstanding. You have a great team!”
- SPW Partner in Northern CA
“These were by far the most complex files that I've encountered in 20 years. The UW stuck with us all the way to closing despite many borrower obstacles. I couldn't be more pleased.”
- SPW Partner in Southern CA
“Our Sierra Team is literally the best I have worked with and I have been in the mortgage industry for 30 years.
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- SPW Partner in VA