Wholesale Tradeshow Flip Book

SIERRA PACIFIC WHOLESALE PROMISES MADE. PROMISES KEPT.

About Sierra Pacific Wholesale Your Gateway to Exceptional Lending Solutions Sierra Pacific Wholesale is a trusted industry leader, providing top-tier mortgage solutions to brokers and lenders across the nation. With over 35 years of experience, we offer an expansive portfolio of lending products and services, tailored to meet the needs of today’s dynamic market. Our commitment to excellence and customer satisfaction is the cornerstone of everything we do. From innovative technology to personalized service, we equip you with the tools to grow your business and serve your clients better.

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Our Stats Privately Held Licensed In All 50 States Multi-Channel Direct GSE Servicer/Seller $10 Billion Servicing Portfolio 3

Sierra Pacific Advantages Experience: Work with a team of experienced Account Executives and Account Managers you can trust.

Direct access to our underwriters ensures efficient, accurate decision-making.

Tools: Access to the Pre-Flight Condo & Income Scenario tool.

Utilize our Condo List with over 19,000 approved projects.

Simplify self-employed income calculations with Loan Beam.

Technology: Quick Lock from our pricing engine with just 5 pieces of information.

HousingWire 2024 Tech100 Winner for our innovative technology.

Dual AUS with a single click for faster approvals.

Integrated with ARIVE for seamless loan processing.

Instant support at your fingertips with Hey Sierra™, our proprietary AI tool built into our LOS.

Servicing: Benefit from efficiently servicing leads provided to partners.

EPO protection for a period of 150 days.

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additional advantages Investor and second home price leader

Industry-best condo specialists

STRONG ACCOUNT EXECUTIVE TENURE

Peak performance webinars

Manufactured homes experts

State Bond & DPA PROGRAM Experts 5

Introducing ExpressLoan

®

Streamline Your Lending Process ExpressLoan® is your fast track to loan approvals. With the ability to lock a loan with just five pieces of information, automated disclosures, and integrated eSign tracking, your team can deliver a seamless client experience. Whether you're re-pricing a locked loan or communicating directly with underwriting, ExpressLoan® gives you control over your pipeline at every stage.

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Highlights Forward lock with 5 pieces of information

Customized pipeline views

Automated disclosures (includes State and Federal)

Access to YOUR Sierra Ops team

Important milestone, date, and eSign trackers during all stages of the process

Dual AUS that helps identify agency eligibility and appraisal waiver options

Ability to easily reprice a locked loan based on historic pricing

Ability to add notes to the UW 7

Hey Sierra!

™

Need quick answers?

Whether it's loan guidelines or program specifics, Hey Sierra™ has got you covered with instant support at your fingertips.

Get your questions answered in seconds using our AI-guided search. You can also quickly perform other functions, like writing a sales script thanking a local realtor for a borrower referral.

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SIERRA PACIFIC WHOLESALE PRODUCT LINEUP CONVENTIONAL FNMA/ FHLMC

USDA

AGENCY EXPRESS W2 FAST TRACK PRODUCT

FHA/VA

JUMBO

STATE BOND & DPA PROGRAMS

NON-QM ALT DOC/ BANK STATEMENT

HELOCS

DSCR 9

What It’s Like to Work with Us

We aim to create a WOW Experience for our Partners. We do this by building strong interpersonal relationships between you, our AEs and our operations team.

“I have recently reached the #1 rank within my company of 25 MLO's. I want to share this with you because Sierra is a HUGE part of our success. I am now placing 95% of my business with you because we can count on getting the best service and support from you and the entire team at Sierra.”

“Service is always outstanding. You have a great team!”

- SPW Partner in Northern CA

“These were by far the most complex files that I've encountered in 20 years. The UW stuck with us all the way to closing despite many borrower obstacles. I couldn't be more pleased.”

“Our Sierra Team is literally the best I have worked with and I have been in the mortgage industry for 30 years.”

- SPW Partner in VA

- SPW Partner in Southern CA

- SPW Partner in MD 10

Contact Us want to work with a team that’s dedicated to your success?

Phone Number 781-428-3574

Email Address tposales@spmc.com

Website ©2025 Sierra Pacific Mortgage Company, Inc. NMLS# 1788. (www.nmlsconsumeraccess.org) Equal Housing Lender. All applications are subject to underwriting guidelines and approval. Not all programs available in all areas. Information contained herein is provided to assist industry professionals only and is not an offer to extend consumer credit as defined by Section 1026.2 of Regulation Z. Rates, fees, programs, and terms are subject to change without notice. This form may not be reproduced. Information is intended solely for mortgage bankers, mortgage brokers, and financial institutions. Not intended for consumer use. All applications are subject to Underwriting guidelines and approval. Information is subject to change without notice. The information provided herein is not all inclusive and subject to change. Please see AllRegs for full guidelines or contact your AE. Any conflict between the Product Snapshot content herein and the Product Guide, the Product Guide will supersede. FOR INDUSTRY USE ONLY. NOT FOR CONSUMER USE. DO NOT DISTRIBUTE TO CONSUMERS.

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