CNA-01-15-2016

MONEY & TAXES

RECORD BREAKER

Student loan debt is a big concern for today’s newly minted college graduates. See tips for reducing that debt in our Money & Taxes section on page 4S of today’s paper. >>

Nodaway Valley’s Jackson Lamb becomes the program’s all-time leading scorer in win over Interstate 35 Thursday evening. More in SPORTS, page 1S. >>

creston

News Advertiser WEEKEND EDITION

SHAW MEDIA GROUP SERVING SW IOWA SINCE 1879 BREAKING NEWS COVERAGE AT WWW.CRESTONNEWS.COM

FRIDAY, JANUARY 15, 2016

Low fuel Arispe woman manages prices mean business around job, family more spare change for consumers day in the life darcy johnson

By BAILEY POOLMAN

CNA staff reporter bpoolman@crestonnews.com

C

hildren ran from one end of the East Union cafeteria to the other while Darcy Johnson, waiting for her daughter to finish basketball practice, sat in a metal chair, clinking sounds and bursts of color coming from her whirring hands as she started the rounded beginnings of a stocking hat.

Johnson’s crochet story began with a cigarette.

“I learned how to crochet when I was probably 8 or 9 years old in Girl Scouts,” Johnson said, smiling as she made the rounds to the light blue hat. “As I got older, that kind of went to the wayside. You know, teenagers don’t do that sort of thing. And then, five years ago I quit smoking.”

When she quit smoking, Johnson, 35, needed something to do with her hands.

“I had a hook and some yarn at home, and I taught myself how to read (crochet) patterns off things I found on (the creative app) Pinterest, and it just kind of grew from there,” Johnson said.

Lifesaver

Johnson created Darcy’s Crochet Creations. Her website, Etsy store and Facebook page allow her to promote her work and grow her business.

Through her work promoting other crocheters’ patterns, creating her own and submitting them online for different crochet challenges, Johnson said crochet saved her life.

“I really like to refer to it as my lifesaver because I honestly feel that if I had not re-found crochet,

By IAN RICHARDSON lower prices are freeing up CNA staff reporter

irichardson@crestonnews.com

As Creston resident April Evans finished filling her Chevy Silverado with fuel at Creston BP Wednesday afternoon, she compared her total to the prices she had been seeing at the pump fewer than 18 months ago.

“It’s about half of what we were paying,” she said.

“When it was up that high, you kind of questioned whether you needed to be running to Des Moines for everything or, you know, you carpooled more.”

But now, she said, these

CNA photos by BAILEY POOLMAN

Above, Darcy Johnson smiles as she crochets a round for a stocking hat Jan. 6 at East Union School.

Johnson has a crochet business called Darcy’s Crochet Creations, and she makes a variety of things such as hooded scarves and slippers. Right, a tangle of measuring tape lies on two crocheted hats created by Darcy Johnson of Arispe.

I would have gone back to smoking,” Johnson said. “I didn’t want my kids to be around it. I wanted to improve my life.”

Johnson, who lives in Arispe, works her lifesaver in every day, wherever she is and whenever she has the time. She takes her hook and yarn to doctor’s appointments, basketball practices, trips to Des Moines, you name it. It’s no longer a smoking prevention for her. It’s a passion.

Her crochet takes her everywhere.

There are no specific demographics Johnson focuses on, but she does like to create men’s and boy’s items to show it’s not just a woman’s crochet world.

Crochet When she started five years ago, Johnson knew very little about crochet.

“The first things I started out making were little coasters. Just little flower coasters. They were the easiest things I could figure out,” Johnson said. “And now, it’s grown to things from penguin sweaters — yes, I’ve made a penguin sweater — to hats, scarves, slippers, oh my gosh, dresses skirts, doll clothes, everything.”

After her initial flower coaster projects, Johnson began expanding her knowledge by teaching herself to read crochet patterns stitch by stitch. And then,

someone saw something she made on Facebook and asked her to create an original item.

Since the beginning, Darcy’s Crochet Creations, Johnson’s business name, has expanded to include homemade crochet patterns and a variety of typical items, as well as totally unique creations.

For example, Johnson created a hat that looked like a fish, with a camouflage body and blaze orange fins, with the fish mouth going over the head.

She’s also created hats with cat ears, leg warmers with a skull pattern and even a stuffed dinosaur. Country

some extra cash.

“We travel a lot for our kids’ games, and it sure helps,” she said. “You don’t think quite as hard before you go somewhere.”

Evans is among many Iowa residents welcoming the decreasing fuel prices, which have dipped to their lowest totals in seven years.

According to gas price analysis website GasBuddy, fuel prices in Iowa are averaging $1.95 per gallon today — a far cry from the $3.50 gasoline Iowans were seeing in late 2014, or the $4.02 gas they were buying FUEL | 2A

Creston BP gas prices this morning showed $1.83 for regular and $1.91 for diesel. According to gas price monitoring website GasBuddy, regular fuel here is 12 cents below the Iowa average of $1.95 per gallon. (CNA photo

by IAN RICHARDSON)

JOHNSON | 2A

FaceOff for Families Creston/O-M wrestling fans react to junior 113-pounder Jacob Goodson’s pin of sixthranked Zach Thompson of Perry during Thursday night’s dual at the Face-Off for Families fundraiser. For more photos from the event, see page 8A of today’s paper. See results from the meet on page 1S. CNA photo by SCOTT VICKER

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INSIDE Deaths

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Centre in Creston.

Funeral services are Creston pending at Pearson FamiVonda Long, 93, of Cres- ly Funeral Service, 809 W. ton died Thursday, Jan. 14, Montgomery St., in Cres2016, at Crest Haven Care ton.

FUEL: CONT. FROM | 1A

mid-2013.

According to the signs above Creston fuel stations this morning, unleaded fuel is at $1.83 per gallon. Diesel is at $1.91.

While prices like these are helping consumers stretch their dollars a little further, Robert Schlapia, who owns the Diagonal-based R K Fuels and sets the gas prices for Jerry’s Sinclair in Diagonal, said he’s been selling more fuel this winter, too.

“People are going farther,” Schlapia said. “It’s wintertime, and we always see a big jump in the winter. Of course, they’re also asking, ‘When you going to go down another 10 cents?’”

Budget boost Lower fuel prices have also been helping keep transportation costs low for school districts. Bob Beatty, Creston Schools transportation director, said this winter has resulted in significant savings for his Beatty fleet, which travels more than 240,000 miles each school year. “(Fuel expenditures) are down substantially,” Beatty said. “Right now my budget’s strong just for that fact.”

In the 2014-15 fiscal year, Beatty said Creston Schools saved $5,894 in gas and $19,195 in diesel. This year, as prices have dropped even further, Beatty’s 2015-16 budget continues to reap the benefits.

On the county level, engineer Steve Akes said the current fuel contract, which was signed Dec. 28 and began Jan. 1, should save the county at least Akes $100,000 this year. The county budgets for 90,000 gallons of diesel and 14,000 gallons of gasoline annually, Akes said. This year’s contracted prices are $1.70 and $1.72 per gallon, respectively.

“It’s definitely going to look good on the budget,” Akes said.

Akes said low fuel prices not only help county vehicles consume fewer dollars, but as local consumers purchase more fuel, the county also receives more fuel tax money.

“We always see a big jump (in sales) in the winter. Of course, they’re also asking, ‘When you going to go down another 10 cents?’”

— Robert Schlapia owner, R K Fuels

“Our biggest source of income is fuel tax, and people tend to buy more fuel when it’s cheaper,” Akes said. “We get hopefully a little more income and a little less expense.

It may not be too drastic, but it does make a difference.

That’s probably going to help us a lot this year.”

Springtime climb But how long will these low prices last?

Schlapia said it won’t be too much longer before they start to creep upward again.

“I say the bottom’s just about here,” he said. “The cost of refining, and all that stuff — you know it’s there.”

Schlapia said the transition from winter-blend to summer-blend fuel in the spring will cause fuel prices to grow again. This switch, which keeps the fuel in automobiles from evaporating as quickly in the hot summer temperatures, is mandated by the Environmental Protection Agency and costs more to produce.

However, even with this rise, GasBuddy predicts 2016’s peak price will be lower than 2015. In a yearly gas price outlook released last week, GasBuddy also predicted the yearly national average will be $2.28 per gallon in 2016, 12 cents below last year’s average of $2.40.

Another spike?

Looking further into the future, GasBuddy senior petroleum analyst Patrick DeHaan said the end of the year could see the beginning of another climb.

With oil prices now below $30 per barrel, DeHaan said low market prices are beginning to cause some damage in the industry. While it’s hard to project an exact date, DeHaan said he anticipates gas prices will rise within the next few years.

“I would caution motorists who are enjoying low gas prices because the lower oil prices go today, the more likely they will slingshot higher in the years ahead,” DeHaan said.

Creston News Advertiser | Friday, January 15, 2016

Moore sworn in to Iowa House DES MOINES – Rep. Tom Moore (R-Griswold) took the oath of office in the Iowa House chamber as the second session of the 86th General Assembly kicked off Monday at the Capitol.

The 2016 Iowa legislative session kicked off this week amid the traditional pomp and circumstance including speeches by legislative leaders, Gov. Terry Branstad’s Condition of the State address and the chief justice of the Iowa Supreme Court’s Condition of the Judiciary speech.

Moore said that balancing the state’s budget and quickly setting education funding are among his top priorities.

“The state needs to budget just like Iowa families and businesses do,” Moore said. “That means we must continue to spend less than the state collects and fight against using one-time money to fund ongoing expens-

JOHNSON: CONT. FROM | 1A

rap star Big Smo has several of Johnson’s hats, as do movie stars Johnny Depp and Jared Leto.

She also had a hat pattern featured on the cover of a crochet magazine.

“In the spring I had written a hat pattern, and the one I submitted it to is Happily Hooked, and they featured it,” Johnson said. “It ended up on the cover of an additional magazine that they had done, like, the best of the best. That was pretty exciting.

Donna’s Hope To create your own crochet pattern, you have to do research to see if the pattern you’re picturing has been done before. After finding out her idea was completely unique, Johnson started writing the pattern stitch by stitch in her little composition notebook, explaining in detailed steps how to make a hat by her own original pattern, which eventually became her favorite project.

“My favorite project was writing a pattern in memory of my grandma,” Johnson said.

“It’s called ‘Donna’s Hope.’

My grandma, she passed away from cancer when I was pregnant with Connor, and she also crocheted. I found a certain stitch and it just kind of came to me.”

Johnson released the pattern as part of a promotion another designer had online and therefore was able to get

Contributed photo

Rep. Tom Moore, R-Griswold, takes his oath of office as the 86th General Assembly kicks off its second session Monday at the Iowa State Capitol.

es. Additionally, the House will look to set school funding as quickly as possible.

It is important to our local school districts that we get this done early, but it is equally important that they can depend on the comher pattern out to the public for purchase. She then followed up with a matching scarf pattern she created in honor of her uncle, Jim, who passed away from cancer as well.

“It can be a very daunting process at times,” Johnson said. “I’ve got some patterns that are really simple, and then I have other patterns that end up looking like a nightmare.”

But, despite the work involved and the amount of time put into it, crocheting is part of Johnson’s life.

“It has become my passion,” Johnson said. “I never thought a hook and yarn would do that.”

mitments the Legislature makes.”

Last session the Iowa House approved a state aid increase just two weeks into the session only to see it languish in the Iowa Senate until spring.

During the session, Moore can be reached at tom. moore@legis.iowa.gov or through the House switchboard at 515-281-3221.

The legislative session is slated to last 100 days, ending April 19.

Contributed photos

ABOVE: Connor Johnson models a hat his mother, Darcy, made for her crochet business Darcy’s Crochet Creations. BELOW: Lily Johnson smiles for the camera as she models a scarf.

Family Johnson grew up in New York. She attended Graceland University in Lamoni, where she met Chris Johnson, formerly of Leon.

“The rest is the love story,” Johnson said with a smile.

“We moved over to Arispe.

Next month will be eight years ago.”

Johnson is a full-time home- and community-based services coordinator with Pursuit of Independence out of Lenox. Her job, which requires her to travel to Lenox and occasionally Clarinda, is to help people with disabilities maintain their lives with as much independence as possible. “(I love) working with the people, being able to help people become more independent, helping them learn skills to overcome disabili-

ties,” Johnson said. “The big thing of becoming independent: everybody needs to have that right. Everybody needs to be able to direct their own lives.”

Johnson photographs her son’s football games and the kids’ other events, and she’s on the Arispe City Council.

Together they have two children, son Connor, 11, and daughter Lily, 8, who are

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both active in school sports and dance. They also model Johnson’s creations for her Etsy page.

For more information about her crochet business, check out Johnson’s website at darcyscrochetcreations. weebly.com, Etsy store at http://www.etsy.com/shop/ DJCrochetCreations and Facebook page at Darcy’s Crochet Creations.

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Hwy. 34 East • Creston • 641-782-5112 Mon-Fri 8:30am - 5:30pm • Sat 8:30am - 2pm

Sat

Sun

Mon

Tue

Wed

1/16

1/17

1/18

1/19

1/20

19/-5

-3/-7

15/9

20/14

26/17

Creston News Advertiser | Friday, January 15, 2016 Sunshine and clouds mixed. High 19F. Winds NNW at 10 to 15 mph.

Almanac To place an item in the Almanac, call the CNA news department, 782-2141, Ext. 6434.

Friday

Holy Spirit Rectory ReRun Shop, 9 a.m. to 5 p.m., 308 W. Union St. Alcoholics Anonymous (AA) 12 by 12 study, 7 to 8 p.m., United Church of Christ, 501 W. Montgomery St. Use east door.

Union Squares, 7:30 p.m., Creston First United Methodist Church. Call Bob Cooper at 7824403 for more information.

Narcotics Anonymous (NA), 8 p.m. open meeting, St. Malachy Rectory, 407 W. Clark St.

Saturday

Creston Men’s Fellowship non-denominational Bible study, 7 a.m., Windrow Restaurant.

Holy Spirit Rectory ReRun Shop, 9 a.m. to noon, 308 W. Union St. Family Caregiver Support Group, 10:30 to 11:30 a.m., Alzheimer’s Association office, 228 N. Pine St. For more information, contact Jaleyn at 641782-4040.

Southwest Iowa Dancers, 6 to 9 p.m., Chicken Inn, 3 miles west

Snow showers possible. Highs in the low 20s and lows in the mid teens.

Local 5-Day Forecast

of Creston on Hwy. 34.

Alcoholics Anonymous (AA), 7:30 p.m. open meeting, St. Malachy Rectory, 407 W. Clark.

Sunrise: 7:40 AM

Sunrise: 7:39 AM

Sunrise: 7:39 AM

Sunrise: 7:38 AM

Sunrise: 7:38 AM

Sunset: 5:15 PM

Sunset: 5:17 PM

Sunset: 5:18 PM

Sunset: 5:19 PM

Sun

1/16

1/17

Mon

Tue

Wed

1/18

1/19

1/20

20/14

26/17

Snow showers possible. Highs in the low 20s and lows in the mid teens.

Mostly cloudy. Highs in the mid 20s and lows in the upper teens.

Moon Phases

First Jan 16

•

Sioux City 11/-16

Union County Board of Supervisors, 9 a.m., Union County Courthouse Board Room.

Creston Rotary Club, noon, Greater Regional Medical Center cafeteria conference room.

Narcotics Anonymous (NA), noon open meeting, St. Malachy Rectory, 407 W. Clark St. No smoking.

Diabetic Support Group, 1 p.m., Greater Regional Medical Center Cafeteria Conference Room.

TOPS No. 1338, 5 p.m., First United Methodist Church.

AA, 5:30 p.m., Crossroads Mental Health Center, 1003 Cottonwood Rd. Open meeting.

Friends of the Creston Public Library Board, 6 p.m., Gibson Memorial Library, 200 W. Montgomery St. Meeting open to all members.

Sat

Iowa at a Glance

Alcoholics Anonymous (AA), noon open meeting, St. Malachy Rectory, 407 W. Clark St.

Monday

Mostly cloudy. Highs in the mid 20s and lows in the upper teens.

Sunset: 5:14 PM

Sunday

Markets Grain prices quoted at 10 a.m. today: • Farmers Co-op, Creston: Corn — $3.41

Times of sun and Sunny. Highs in the clouds. Highs -5 to -1F mid teens and lows in and lows -9 to -5F. the upper single digits.

•

19/-5

Cedar Rapids 9/-10

✪

Des Moines 15/-7

Sunshine and clouds mixed. High 19F. Winds NNW at 10 to 15 mph.

-3/-7

Full Jan 24

15/9

Last Feb 1

New Feb 8

UV Index Times of sun and Sunny.

Highs in the Sat teens 1/16 2 Low clouds. Highs -5 to -1F mid and lows in and lows -9 to -5F. theSunupper1/17single 2 Low Mon 1/18 2 Low digits.

Tue 1/19 Low 1

Wed

1/20

Low

1

Sunrise: 7:40 AM Sunrise: 7:39 AM Sunrise: 7:39 AM Sunrise: 7:38 AM Sunrise: 7:38 AM Sunset: 5:14 PM

The UV Index is measured on a 0 - 11 number scale, with a higher UV Index showing the need for greater skin protection.

Sunset: 5:15 PM

Sunset: 5:17 PM 0

Iowa at a Glance

Sunset: 5:18 PM

Day’s Record

Area Cities City Algona Atlantic Audubon Cedar Rapids Centerville Clarinda Clarion Clinton Council Bluffs Creston

Hi 17 25 22

Lo Cond.

-6 Cloudy 4 Cloudy/Wind 0 Cloudy

City Hi Davenport 32 Des Moines 26 Dubuque 31 Farmington 33 28 4 Cloudy Fort Dodge 18 27 9 Cloudy Fort 32 27 10 Cloudy/Wind Madison 22 -5 Cloudy Guttenberg 30 31 14 M Cloudy Keokuk 34 Lansing 31 23 7 Cloudy/Wind Lemars 17 26 6 Cloudy

Lo Cond.

13 P Cloudy 6 Cloudy/Wind 9 Cloudy 13 M Cloudy -3 Cloudy 13 M Cloudy 6 Cloudy 15 M Cloudy 5 Cloudy -1 Cloudy

City Atlanta Boston Chicago Dallas Denver

•

Hi 52 39 43 64 39

Lo Cond.

44 Rain 37 Cloudy 24 Cloudy 39 Sunny 14 P Cloudy

Sioux City 11/-16

City Houston Los Angeles

Hi Lo Cond.

46 22 Cloudy 63 49 Cloudy

Iso TMiami 77 64 Storms Minneapolis 21 -5 Cloudy New York 51 42 P Cloudy

©2016 AMG | Parade

✪

City Hi Lo Cond.

Marshalltown 25 0 Cloudy/Wind Snow Mason City 22 -7 Showers Onawa 19 2 Cloudy/Wind Oskaloosa 27 6 Cloudy Ottumwa 27 8 Cloudy Red Oak 26 9 Cloudy/Wind Sioux Center 15 -3 Cloudy Sioux City 17 0 Cloudy/Wind Spencer 13 -7 Cloudy/Wind Waterloo 26 -1 Cloudy

Moon Phases From Creston Official Weather Station: high past 24 hours (52), low past 24 hours (32) and precipitation ending 7 a.m.

Firsttoday (.0)Full

City Phoenix San Francisco Seattle Saint Louis Washington

Hi 63 58 50 48 52

Union County Board of Supervisors, 9 a.m. Monday, Board Room, Union County Courthouse.

Agenda includes: Open forum; Brad VanGelder and Ben Adamson, Union County Fair Board - FY17 funding request; Tom Hartsock and Jim Norman - compensation board recommendation; Barb Morrison and Kelly Butts-Elston, Connections (Area Agency on Aging) - FY17 funding request; Kelly Busch, Union County Treasurer - tax sale assignment, tax compromise, end of month report; Steve Akes, Union County Engineer - maintenance activity report, project agreement for bridge replacement on Primrose Drive in Pleasant Township, real estate acquisition policy for 2016; Sandy Hysell, Union County Auditor - handwritten claim, Civil Service board appointment; Recess at noon; reconvene at 1 p.m.; department head meeting.

——————

Creston Community School District Board of Directors, 6 p.m. Wednesday, board room, 801 N. Elm St., Creston.

Creston Community Schools combined board meeting.

Agenda includes: New business - public hearing instructional support levy, approval of instructional support levy.

Creston board meeting.

Agenda includes: Consent items - minutes, financial reports and bills - general, management, capital projects and other funds, activities, nutrition, contracts and resignations; old business - none; public forum; new business - recognition of students and staff, approval of early retirement, subject area committee report - social studies, second reading of series 200 board policies, second reading of series 300 board policies, appointment of two board members to negotiations team, approval of fundraisers, closed session (student expulsion hearing) Iowa Code 21.5(1)

CHS calendar Jan. 18 — 23 Monday Bluffs Jazz Festival Start third quarter - second semester.

4 p.m. 7th girls basketball at Clarinda MS. 4 p.m. 7th boys basketball at Nodaway Valley MS. 4:30 p.m. 9th boys basketball at Clarinda HS. 5:30 p.m. 8th girls basketball at Clarinda MS. 5:30p.m. 8th boys basketball at Nodaway Valley MS. 6:15 p.m. JV girls basketball at Clarke Community.

6 p.m. JV boys basketball at Clarinda HS. 7:30 p.m. varsity girls basketball at Clarke Community HS. 7:30 p.m. varsity boys basketball at Clarinda HS. Tuesday 3:30 p.m. JV/varsity boys/girls bowling match at Red Oak – senior parent night.

4 p.m. MS wrestling match at Southwest Valley HS. 4:30 p.m. 9th girls basketball against Clarinda, here at CHS. 5:30 p.m. JV/varsity wrestling double dual at Shenandoah HS – senior night. (Shenandoah, Red

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(e); communications and reports - district data sharing, principals report - Callie Anderson, Scott Driskell, Bill Messerole - DE report card/ Hawkeye 10 schools, dropout verification, business manager’s report, superintendent’s report; board discussion.

Police

Miscellaneous Assistance, 7:29 a.m., Thursday, North Cherry Street.

Welfare check, 10:58 a.m., Thursday, Quiet Harbor.

Escort, 11:52 a.m., Thursday, West Montgomery Street.

Information, 12:30 p.m., Thursday, West Montgomery Street.

Parking complaint, 12:36 p.m., Thursday, North Maple Street.

Narcotic, 1:47 p.m., Thursday, North Pine Street.

Shoplifting, 2:17 p.m., Thursday, Laurel Street.

Traffic stop, 3:31 p.m., Thursday, North Walnut Street.

Assistance, 3:46 p.m., Thursday, West Devoe Street.

Traffic stop, 4:26 p.m., Thursday, West Montgomery Street.

Talk to officer, 5:01 p.m., Thursday, North Pine Street.

Fighting, 5:33 p.m., Thursday, South Vine Street.

Fraud, 5:41 p.m., Thursday, Laurel Street.

Assistance, 9:37 p.m., Thursday, North Birch Street.

Talk to officer, 9:59 p.m., Thursday, North Pine Street.

Area Cities

City Hi Lo Cond.

Algona 17 -6 Cloudy Atlantic 25 4 Cloudy/Wind Audubon 22 0 Cloudy Cedar 28 4 Cloudy Rapids Centerville 27 9 Cloudy Clarinda 27 10 Cloudy/Wind Clarion 22 -5 Cloudy Clinton 31 14 M Cloudy Council at Saint Albert gym.

23HS, 7 main Cloudy/Wind 6 p.m. JV boys basketball at Bluffs Saint Albert HS, elementary gym.

Creston Cloudy 7:30 p.m. 26 JV 6girls basketball

Oak) 6 p.m. JV girls basketball against Clarinda, here at CHS. 7:30 p.m. varsity girls basketball against Clarinda, here at at Saint Albert HS, elementary CHS. gym.

Wednesday 7:30 p.m. varsity boys basOne hour early dismissal. ketball at Saint Albert HS, main Thursday gym.

4 p.m. 7th girls basketball at Saturday Winterset MS District large group speech at 4 p.m. 8th girls basketShenandoah HS. ball against Winterset, here at 10 a.m. varsity wrestling tourCreston MS. nament at Corning HS. 4 p.m. 7th boys basketball at 2 p.m. 9th boys basketball Clarinda MS. against Winterset, here at CHS. 5:30 p.m. 8th boys basketball 3 p.m. varsity boys/girls bowlat Clarinda MS. ing match against Shenandoah, Friday here at Creston Pine Valley.

4 p.m. varsity wrestling tour3 p.m. JV boys bowling match nament at Corning HS. against Shenandoah, here at 5 p.m. JV wrestling tourCreston Pine Valley. nament at Glenwood HS. 3 p.m. JV girls bowling match (Glenwood, Abraham Lincoln, against Shenandoah, here at ©2016 AMG | Parade Atlantic, Boys Town, Clarinda, Creston Panther Lanes.

Harlan, Omaha South Catholic, 3:30 p.m. JV boys basketAD SIZE: 12:00Winterset, PM Omaha South, Red Oak, FRIDAY ball against here at Riverside, Shenandoah, Council Creston.

Bluffs Thomas 5 p.m. varsity boys basketFINALJefferson, REVISIONS: MONDAY 10:00 AM Treynor, Lenox, SWI Community) ball against Winterset, here at 6 p.m. varsity girls basketball Creston.

National Cities

City Atlanta Boston Chicago Dallas Denver

Hi 52 39 43 64 39

Lo Cond.

44 Rain 37 Cloudy 24 Cloudy 39 Sunny 14 P Cloudy

CRESTON

PROGRAM FOR WEEK OF JANUARY 15 - 21

Spring 2016 Southwest Iowa Soccer Club Registration Girls and Boys from Creston and surrounding areas...

Come and join a SWISC “WILDFIRE” SOCCER team!

Eligibility: Birthdate prior to or on July 31, 2007 Team availability determined by the number of registrants and availability of coaches. Roster filled in the order of registration received.

Registration forms on the SWISC Facebook page and at YMCA Front Desk Return form to: Sarah Lane 1004 N. Birch, Creston, IA 50801

1 x 3 1/2

Postmarked by January 22, 2016.

B

Jan 16 Lottery Jan 24

Lo Cond.

42 P Cloudy 51 Cloudy 41 Cloudy 22 Rain 41 P Cloudy

Iowa’s Pick 3: Hot Lotto Sizzler:

6-8-3 2-3-18-21-30 (1)

Last Feb 1

Accidents

Damage UV Index

oyd

Appliance Center Inc.

220 N. Pine Uptown Creston, IA (641) 782-2163

•

Cedar Rapids 9/-10

Des Moines For the record 15/-7

Meetings

Sunset: 5:19 PM

11

National Cities

Soybeans — $8.17 • Gavilon Grain: Corn — $3.40 Soybeans — $8.32

New Feb 8

estimates are $1,000 each to Cook’s vehiCodie James Cook, 23, cle and the parked Dodge.

1001 S. Sumner St. Apt. 9,Sat 1/16 2 —Low — — — — — was cited for operating a moNo citations were issued tor vehicle with a suspended Sunafter 1/17 Low 2 an accident 9:30 a.m. license and failure to mainThursday on Creamery tain control after an accident 2 Low 6:31 a.m. Thursday on SouthMonRoad.1/18 According to a Union Peterson Street.

County Sheriff report, Tue 1/19 Low Bre1 According to a Creston Poanna Ripperger, 17, of Afton, lice report, Cook, driving a driving a 1999 Oldsmobile Wed 1/20 Low 1 2005 Dodge south on South Peterson Street, said he had south on Creamery Road, over a patch of frost just gotten off work, was driv-Thedrove UV Index is measured on a 0 - 11 as the road turns into a set of ing to a friend’s house, fellnumber scale, with a higher UV Index S-curves, lost control of the asleep while driving and hitshowing the need for greater skin vehicle, went into the north the rear driver’s side of a 2000protection.

Dodge parked on the west ditch and then into a deep gulside of South Peterson Street. ly. Ripperger and a passenger, 11 of Thayer No injuries were reported.0 Dalli McIntire, 17, were helped out of the vehicle Cook left the scene and the by firefighters and a ladder. owner of the parked Dodge McIntire was injured left the vehicle there to be during the accident, but removed at another time.

fused transport.

Damage estimate is $3,500 to Ripperger’s vehicle.

Fire

Miscellaneous Gas odor, 10:07 a.m., Thursday, East Taylor Street.

Medical, 12:45 p.m., Thursday, West Montgomery Street.

Medical, 2:16 p.m., Thursday, Eagle Avenue.

Medical, 3:51 p.m., Thursday, South Sumner Avenue.

Sheriff

Christopher Dale Browning, 25, 407 N. Pine St., was charged on a Union County warrant for failure to appear on an original charge of fifth-degree criminal mischief 12:38 a.m. today at Union County Law Enforcement Center.

Browning was released on $300 bond.

City Hi Lo Cond.

City Hi Lo Cond.

Davenport 32 13 P Cloudy Marshalltown 25 0 Cloudy/Wind Des Moines 26 6 Cloudy/Wind Snow Mason City 22 -7 Dubuque Showers rots, fresh kiwi, broccoli with dip.

Friday: hamburger and bun, Creston31 9 Cloudy All meals are served with fries, bean bake, pears.

Farmington 13 M Cloudy 19 2 Cloudy/Wind Monday:33 pork tenderloin Onawa skim, 1 percent or chocolate —————— sandwich, potato wedges, fruit milk.

Fort Dodge 18 -3 Cloudy Oskaloosa —27— 6— — Cloudy Southwest Valley cocktail.

—— Tuesday: chicken fajita, tortiMonday: walking taco, Fort 27 8 Cloudy Diagonal lla, green and red peppers, black Ottumwa Spanish rice, tomatoes.

13orange M Cloudy bean salsa, 32 fresh smiles.

Monday:26 loin bun, fries, Tuesday: chili and crackers, Oak 9 and Cloudy/Wind Madison Wednesday: orange chicken, Redpeas, fruit cocktail. cinnamon roll, carrots. steamed rice, green beans, fresh and nooWednesday: high school Guttenberg 30 6 Cloudy SiouxTuesday: Center 15chicken -3 Cloudy grapes. dles, mashed potatoes, corn, baked potato bar. Elementary Thursday: peaches.

- pancakes and sausage.

Keokuk 34 salisbury 15 M Cloudysteak, Sioux City 17 0 Cloudy/Wind mashed potatoes with gravy, Wednesday: crispito with Thursday: burrito or hot dog, warm spiced cheese sauce, fruit crisp. taco bean salad and chips.

Lansing 31 5peaches, Cloudy home- Spencer 13 salad, -7 Cloudy/Wind made roll.

Thursday: hot turkey, mashed Friday: chicken nuggets, Friday: corndog, peas and car- Waterloo Lemars 17 -1 Cloudy 26 -1 Cloudy potatoes, carrots, pineapple. mashed potatoes.

School lunches

B&B

Brad Riley 641-344-2064 Jake Riley 641-202-2442

City Hi Lo Cond.

H ome Improvement LLC Houston 46 22 Cloudy Los FREE Estimates “No job too63big49orCloudy too small!”

Angeles Iso TMiami 77Email: 64 Storms bandbhomeimprovement@gmail.com Website: Minneapolis 21 -5 Cloudy www.bandbhomeimprovementllc.com New York 51 42 P Cloudy

Ted Willets, CPA

City Hi Lo Cond.

Phoenix 63 42 P Cloudy Income Tax Preparation San Francisco 58 51 Cloudy Hwy. 25 North/904 N. Sumner • Creston Seattle 50 41641-782-5585 Cloudy Saint Louis 48 22 Rain Washington 52 41 P Cloudy

Iowans reason to vote for

Rick Santorum

When going to the caucuses remember who supports Corn Subsidies – Rick Santorum They create thousands of Iowa jobs; helps the environment; and helps commodity prices for farmers.

Ted Cruz does not support ethanol subsidies but does support BIG OIL!

Vote Experience ~ Vote Jobs Vote Real Integrity Vote for Strong National Defense Vote Pro Family ~ Vote Pro Local Schools

Vote Rick Santorum

A schedule of 8 games (4 here, 4 away) to begin in April. Must be willing to commit to weekend games, be willing to travel and play competitively.

Cost $80 (includes jersey)

Wildfire Soccer

3A

LOCAL

Local 5-Day Forecast

Sarah Lane 202-2389, Kristy Klejch 515-971-9877 for more information

Paid for by Gary S. Brantz, 23820 Brothers Ave., Glenwood, IA 51534

4A

ENTERTAINMENT

Pet meal planning Dear Heloise: We have several pets that need to be cared for while we are away. l portion out the right amount of food for each day and put it in small, clean plastic butter bowls.

The fish food is in a pill container next to the tank. This way, I know they are getting the right amount. — Brian V. in Ohio LIGHTS OUT Dear Heloise: Our electricity goes off several times a year. I use yard solar lights and bring some of them inside.

They provide enough light to see inside.

We also have candles and lanterns, but the solar lights provide enough light by themselves. — Ruby, via email Ruby, this is such a simple yet helpful hint. Solar lights will work inside as long as they are “charged” by the sun.

Battery-operated electric candles are perfect, too. It does seem strange to say “battery candles,” but that’s what they are. Safe to have and use, too.

— Heloise SEND A GREAT HINT TO: Heloise P.O. Box 795000 San Antonio, TX 782795000 Fax: 1-210-HELOISE

Creston News Advertiser | Friday, January 15, 2016

FAMILY CIRCUS® by Bill Keane

Hints from Heloise

LOCKHORNS® by Hoest & Reiner

suggesting a penny in the pet’s water dish. Pennies minted after 1982 are made of copper-coated zinc, which is very toxic to pets. One penny is all it takes. — Penny, via email Thanks for the suggestion.

Here is what my research shows.

Zinc, if ingested, can be toxic to pets and humans. By that, I think the dog would have to eat and ingest the penny to do harm. Just sitting in water should not be a problem, especially if the water is changed daily.

Pennies dated from 1944 to 1982 are 95 percent copper and 5 percent zinc. Copper is the “secret” ingredient to minimize the slime, so it’s best to use a penny dated before 1982 to be safe. After 1982, they are 97.5 percent zinc and 2.5 per- BEETLE BAILEY® by Greg & Mort Walker cent copper.

PLASTIC WRAP RESOLVE Dear Heloise: After I have wrapped an item in plastic wrap, it’s difficult to locate the edge. I use a small sticky-note paper as a tab on the edge of the plastic wrap. So now there is no searching for the open edge. — Carol G. in San Antonio

Email: Heloise@Heloise. com CLEANING CAR MATS Dear Heloise: When I was younger, I’d watch my granny pull out her rugs from her house and “slap” them against a tree. The dust and dirt from those rugs didn’t stand a chance!

I use the same idea for my carpet-type car mats. Before I wash my car, I pull out those mats and hit them up against the basketball pole in the driveway. It’s messy, but it sure works well.

An added bonus: I feel like my arms are getting a good workout. It takes energy and force to slap those mats up against a pole! — Vernon T., via email.

PENNY IN PET BOWLS Dear Readers: Here is a reader comment about a previous hint about putting a penny in a pet’s water bowl to reduce the growth of green slime: Dear Heloise: Please pub(c)2016 by King Features lish a caution to the letter Syndicate Inc.

BLONDIE®

by Dean Young

Horoscope Saturday, Jan. 16, 2016 ARIES (March 21 to April 19) You might feel emotional today because the Moon is still in your sign. This is why you might get testy with someone this afternoon. Patience!

TAURUS (April 20 to May 20) With your strong desire to travel now, you might be doing something behind the scenes.

Sometimes this is necessary before you announce to everyone what you’re really going to do.

GEMINI (May 21 to June 20) A female companion will be important to you today.

Be patient in order to avoid disagreements. A discussion about your future goals is likely.

CANCER (June 21 to July 22) Details about your private life might be made public today.

Avoid a public argument if you can, because you will regret this later.

LEO (July 23 to Aug. 22) Make travel plans for the future today. Avoid squabbles with co-workers if there is a conflict.

Chill out, and don’t worry.

VIRGO (Aug. 23 to Sept. 22) Today’s a good day to think about how to deal with bills, shared property and red-tape details. You can ignore these for only so long, then you’re in trouble!

LIBRA (Sept. 23 to Oct. 22) Be accommodating to others because the Moon is still opposite your sign today. This means you have to go more than halfway with a bit of compromise. No biggie.

SCORPIO (Oct. 23 to Nov. 21) It will please you to do something to get more organized at work or at home today.

Make a list and check off some items one by one. You’ll love yourself for this at the end of the day.

SAGITTARIUS (Nov. 22 to Dec. 21) You feel playful today, which might make work a bit challenging. But you can always make plans to have fun at the end of the day, can’t you?

CAPRICORN (Dec. 22 to Jan. 19) It will please you to cocoon at home among familiar surroundings today, because you need a break from all the busyness around you. So much attention with the Sun in your sign right now!

AQUARIUS (Jan. 20 to Feb. 18) Discussions with siblings, relatives and neighbors will be significant today. Keep things civil, because you have to deal with these people in the future.

PISCES (Feb. 19 to March 20) A minor dispute about something you own or perhaps money might arise today. If it’s minor, don’t make a big deal about things, because later, you might feel uncomfortable.

YOU BORN TODAY You are gutsy, hardworking, reliable and, above all, thorough. You

do your homework. You like the satisfaction of completion.

Great news! This is perhaps one of the most powerful years of your life — a time of accumulation. The seeds you have planted in the past will now ripen because it’s a time of fruition. This is also a good year to buy and sell.

Birthdate of: Susan Sontag, author; Sade Adu, singer; LinManuel Miranda, actor/lyricist. (c) 2016 King Features Syndicate, Inc.

MUTTS® by Patrick McDonnell

Crossword Puzzle

BABY BLUES®

by Rick Kikman & Jerry Scott

HAGAR THE HORRIBLE® by Chris Browne

ZITS® by Scott & Borgman

CRANKSHAFT® by Batiuk & Ayers

5A

Creston News Advertiser | Friday, January 15, 2016

Club news Crest Area for Life

Crest Area for Life met 7 p.m. Tuesday, Jan. 5, at Holy Spirit Hall. President Meg Crawford opened the meeting with the right to life prayer. Nine members were in attendance.

Terry Madison read the secretary’s report from November. There was one correction. It was approved.

June Huewe gave the treasurer’s report. It was approved.

Velma Riegel sent seven baby congratulatory letters to new mothers.

Under political news, Crawford reminded everyone the Iowa causes will be 7 p.m Feb. 1. Republicans will meet at the high school and Democrats at the middle school.

Under old business, the memorial service will be set for 2 p.m. Jan. 24 at the Calvary Center. In case of bad weather, it will be held at Abundant Life Family Church, 500 S. Birch St. Under new business. Rich and Terry Madison reported the new hours for the LC clinic. They are open from 10 a.m. to 2 p.m. Monday and from 1 to 7 p.m. Tuesday and Thursday.

The March for Life will be held Jan. 22 in Washington D.C. There will also be a March for Life in Des Moines at the state capital from 11 a.m. to noon Jan. 16 and a luncheon at 12:30 p.m. at the Iowa Events Center.

Our next meeting will be 7 p.m. Feb. 23 at the Holy Spirit Hall.

Rich Madison made a motion, seconded by Betty Baker to adjourn.

Chautauqua Circle

The GFWC Progressive Chautauqua Circle met Dec. 8 at the Summit house for a luncheon. Hostesses were Peg Anderson, Joyce Anderson, Bev Butler, Kathy Tap-

ken and Judy Weese.

Members were served a wonderful meal of salad, casserole and dessert. Hostesses were thanked for the wonderful meal. Seventeen members were present.

Entertainment was playing Bingo. Everyone was a winner and got to take a prize home. Members enjoyed spending time together eating, playing Bingo and talking.

Members helped Jerri Henderson finish wrapping presents for the family adopted through the Crisis Intervention Center.

Volunteer hours worked by each member during 2015 were handed into Judy Weese. She will put the information together and turn a form into the State.

Through donations, $50 was collected for the Christmas Basket.

The next meeting will be held Jan. 26 at Linda Hughes.’

Ladies Literary Circle

On Jan. 8, Ladies Literary Circle members were greeted with a welcoming smile and a cup of hot tea as we met at the home of Dyan Huffman. President Linda Hartsock called the meeting to order. Minutes of the previous meeting were approved as read by Jean E. Mark, secretary. The treasurer’s report given by Huffman was approved by members present. Stephani Finley of the program committee told us that a speaker had been obtained for the spring luncheon meeting April 29. We can look forward to hearing Judy Johnson, local author of “Crazy Jake’s Treasure.”

Finley then introduced Susan Weight who reviewed “Thomas Jefferson and the Tripoli Pirates” by Brian Kilmeade and Don Yeager.

The story is a fascinat-

Congregate meals Creston meals Jan. 18 to 22 Menu subject to change.

Reservations are required the day before. Call 641782-2447.

Monday: potato crusted fish, oven roasted potatoes, creamed spinach, multigrain bread, mandarin oranges.

Tuesday: pork with supreme sauce, mashed potatoes, brussels sprouts, wheat roll, fruit cocktail.

ing look back at history of Thomas Jefferson, third president of the United States, from 1801 to 1809 and always remembered as the brilliant author of the Declaration of Independence.

But this is the little known story of Jefferson’s battle to defend America against Islamic pirates. The pirates and rulers of the Barbary Coast nations of Morocco, Tunis, Algiers and Tripoli, were notorious for centuries for their attacks on commercial ships. They plundered the holdings of the ships and kidnapped crews and passengers who were highly valued as Christian slaves, and also, for the exorbitant tributes and ransom monies they hoped to secure. President Jefferson and the young nation of America could not afford the tributes or the loss of the ships. A navy was finally established and despite some poor leadership issues, eventually the marines, an army recruited by an envoy, and the fire power of the new navy were able to temporarily contain the actions of the pirates until they were finally wiped out in 1815.

Delicious desserts were enjoyed along with lively conversations.

The next meeting will be Jan. 22 at the home of Weight with Jean Ide reviewing a book by Ann Tyler.

Elzevir Reading Circle

Elzevir Reading Circle met 12:30 p.m. Jan. 8 at the home of Kay Ritter to celebrate the 125-year anniversary of GFWC. Following the luncheon, the president opened the meeting by reading a quote from R. Joseph Hoffman.

Members answered roll call by telling what books they are currently reading.

Minutes of the previous meeting and the treasurer’s

Ladies Lakeshore Auxiliary met Jan. 13.

Canasta winners were Linda Clark, first; Wanda Nash, second; and Rose Blakesley, third.

Joan Chubick won the door prize.

Gwen Sandeman will host cards and chatter Wednesday, Jan. 20.

Kiwanis

The weekly Kiwanis meeting was held 12:05 p.m. Tuesday, Jan. 12, at the Windrow meeting room with 20 members present. President Craig Mittag presided, Chris Frederickson gave the prayer and Roger Lanning was the finemaster.

Ken Norton gave the program discussing his photography work and photo restoration services. He also discussed film versus digital photography and different materials to display photos.

Kiwanis pancake fundraiser has been set from 11 a.m to 7 p.m. Tues. March 29, at the United Methodist Church in Creston.

SCRAPBOOKING EVENT FUNDRAISER FOR THE FRIENDS OF THE CRESTON PUBLIC LIBRARY

Friday, Jan. 29 • 6 - 10 PM Saturday, Jan. 30 • 8:30 AM - 10 PM Quilts & Other Notions Creative Center

201 N. Elm, Creston, IA Cost $40.00 for both days/ $15.00 Friday Only $30.00 for Saturday Only Free Snacks ~ Silent Auction ~ Goody Bags ~ Door Prizes Lunch & Dinner Included on Saturday Registration Forms available at Creston Public Library

Spring 20

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Creston Publishing Company

Additional Discounts Available if used as inserts into our newspaper or shopper.

Ladies Lakeshore Auxiliary

More than 13,000 southern Iowans make us a part of their lives each weekday!

Wednesday: beef spaghetti sauce, spaghetti noodles, Italian vegetable blend, breadstick, frosted birthday cake.

Thursday: hamburger patty, delmonico potatoes, mixed vegetables, hamburger bun, apricot halves.

Friday: BBQ chicken, baked potato, sour cream, green peas, cornbread, strawberry shortcake cookie.

can help promote your Business or Special Events by producing glossy magazines, booklets, brochures, posters, wedding invitations, single sheet flyers and more.

Let our Graphic Design Team assist you with creating your special event or business promotion.

report were read and approved.

A thank-you from Delores Dench for the United Charitable Women Association’s donation was read. Kay Ritter was thanked for the delicious luncheon.

Members are asked to bring personal items such as soap, shampoo, toothpaste, toothbrushes, socks, nightgowns and gift cards to the next meeting for the love gift to be donated to the domestic abuse fund.

Mary Stewart’s club collect was recited. The next meeting will be held 1:30 p.m. Feb. 12 at the home of Carol Brentnall with Barb Thomsen giving the program.

nuary 16

CNA insert.i

ndd 1

12/21/2011

Mr. and Mrs. Michael Standley and Mr. and Mrs. Alan Carr request the honour of your presence at the marriage of their children

Megan Kate Matthew Alan

First Impressions

on Saturday, the twenty fifth of August two thousand twelve at six o’clock in the evening

at the home of Michael & Connie Standley 3179 Adams Taylor Street Lenox, IA 50851

Your baby’s first photos.

We are VERY COMPETITIVELY PRICED! We have already saved local businesses and organizations as much as 50% of what they had paid for similar projects in the past!

3D & 4D images of your precious bundle of joy.

Make your appointmen t today by calling:

Greater Regional Rad iology 641-782-3508

Imagine the wonder of seeing your baby before you welcome him or her into the world.

Greater Regional Medica l Center Radiology Department’s 3D and 4D ultrasound technol ogy allows you to see the miracle of your baby in 3-dimensional images and 4-dimensional real-tim e motion viewing.

Contact your Creston Publishing Co. Ad Rep or call Craig Mittag at 641-782-2141, ext. 228 for a quote.

Capture these memora ble first moments on printed images and/or CD and share with your family and friends.

Our affordable $125 package includes a 30 minute session, 2-4 black and white prints and a CD of all of your baby’s images and video clips.

These sessions are availabl e to expectant moms between 24 and 32 weeks gestation who have had a normal fetal ultrasound.

This is a non-medical exam.

It is not covered by insurance or interpreted by a physician. Payment is due at the time of service.

A waiver must be signed at the time of service indicating an 18-20 week routine ultrasound has already been performed. **This technology made possible through contributi ons made to the Greater Regional Healthcare Foundation.

4:40:46 PM

C L A S S I F I E D S DEADLINE: Mon.-Fri. NOON (12 p.m.)

Lost & Found

Miscellaneous

FOUND CELL PHONE outside on Adams Street, call 641-7822310 to claim.

INVESTING? PROMISES OF big profits often mean big risk! Before you send money call Iowa Securities Bureau 1-800-351-4665 or the Business Federal Trade CommisServices sion at 877-FTC-HELP MCNEILL TREE SER- for free information. Or VICE. Topping, Trim- visit their Web site at ming and Removal. Free www.ftc.gov/bizop.

Estimates, insured. Call David at 641-344-9052.

TO OUR READERS HOUSECLEANING AND Creston Publishing SEWING, call Diane, Company does not 641-344-5389. knowingly accept advertising which is in Employment violation of the law.

We do not knowingly accept advertising WORK FROM HOME. that is fraudulent or Before you send money has malicious intent. call the Federal Trade While we attempt Commission to find out to screen advertising how to spot work-at- with potential of home scams. 1-877- fraud, it is impossible FTC-HELP. to screen all potential problems.

CRESTON or Orient We strongly enCAREGIVERS NEEDED courage readers to to assist senior with exercise caution and housekeeping, meals, common sense, paretc., 5-20 hours per ticularly when dealing week $9.00/hour plus with unfamiliar comhiring bonus! Great perpanies. manent part-time position! Caretech 1-800$50 or Less 991-7006.

DRIVERS-OTR: $2,000 Sign On! Health, Dental, Life, 401k! Great Pay! Vacation. 2014 & Newer tractors. www.universetruck.com 866-958-7825

GIRLS SIZE 10/12 HOODED purple winter coat, $5.00; men's size small BodyTech coat, $10.00; almost new women's plus size sweaters and sweatSOUTHWEST IOWA shirts, $5.00 each, 641FAMILY ACCESS CEN202-7047.

TER is hiring a full-time Family Consultant to HELLO KITTY LAMP, provide in-home ser- $5.00; 1-step plastic vices to at-risk children step stool, $5.00; Size and families in Red Oak, XL green blazer, blouse Shenandoah, Clarinda & skirt set, $5.00, 641and surrounding areas. 782-6144.

B.A./B.S. in Human Ser- STOP LOOKING - it’s all vices or related field+ in the Want Ads. one year of Child Welfare experience or an Associate's degree in a Autos Human Services or related field +four years of CHEVY full-time Child Welfare 2007 158K, experience required. AVALANCHE, Please send resume to: $13,000.00, 641-344kris.steed@swiafac.com. 0739.

Over 43 Years in Business & Still Truckin’

Join our T.E.A.M. of OTR company drivers and enjoy: health insurance, paid time off, retirement plan, annual safety bonus and a reward program.

HOPPERS, DRY VANS or PNEUMATIC TANKS. ALSO HIRING O/O’s

1-800-831-5740

HELP WANTED Full-time

RN/LPN & CNA To apply stop in for an application or call Cody Cosenza-Weaver RN DON,

641-333-2226.

Lenox Care Center and Ventilator Unit 111 E. Van Buren • Lenox Phone: 641-333-2226

EOE

2 Part-time

Pharmacy Technicians Needed Approximately 25 hours per week Certification preferred Send resume with letter of interest to

Medicap Pharmacy 405 South Sumner Ave., Creston, Iowa 50801 Attention Brooke

CNA

Creston Specialty Care is now hiring caring CNAs with strong work ethic to join our team.

We are proud to invest in you by providing nurse aide membership benefits (NAHCA), online training, LPN & RN tuition assistance, a generous anniversary bonus, & much more! Visit us on the web to learn more and apply.

Sign on Bonus $1000 Full-time $500 Part-time

Scans are performed by Greater Regional’s ultrasound technicians.

Since babies sometimes do not cooperate, should your baby decide to hide their face during your session, you can return for an additional 15 minute session at no additional charge.

Radiology Services

Amber Hayes, classified manager 641-782-2141, ext. 6441 classified@ crestonnews.com

1001 Cottonwood, Creston, IA

641-782-8511

bhodge@careinitiatives.org www.careinitiatives.org Not for Profit

EOE/AAP Disability & Vets

6A

CLASSIFIEDS

For Rent EFFICIENCY APARTMENTS. Spacious downtown Creston oneroom apartment furnished with refrigerator, microwave, private bath. $425/monthly includes all utilities, +deposit, srherriott@gmail.com, 641-208-0511.

STOP LOOKING - it’s all in the Want Ads.

NICE, CLEAN 1-BEDROOM apartment in Afton, furnished, all utilities paid including internet and cable, 641-344$750/mo., 5478.

The Classifieds Serve Everyone!

For Rent

For Rent

FOR RENT

FOR RENT

Orient Housing 1 Bedroom Apartment

NO Pets • Dep. Req. $325 a month CALL 641-202-1883

2 Bedroom Apartment Senior Living in Orient

NO Pets • Dep. Req. $375 a month CALL 641-202-1883

DIG UP SOME REAL BARGAINS IN OUR CLASSIFIED AD PAGES To place your ad call, email or write today!

Creston News Advertiser PO Box 126 Creston, IA 50801 641-782-2141 ext. 6441 classified@crestonnews.com

CLASSIFIED OFFERS a simple solution...if you need a new home, apartment, a better car or the services of an expert repairman.

Creston News Advertiser | Friday, January 15, 2016

Are you looking to BUILD A CAREER in the service industry?

Homestead Assisted Living and Memory Care is now hiring for

CNA Med Manager

Pizza Ranch of Creston is currently developing a LEADERSHIP TEAM. Members must be motivated, energetic, honest, reliable, customer focused, and committed to excellence.

Flexible schedule including nights and weekends is required. Pay based on experience and qualifications.

Various Shifts Part-time & Full-time Opportunities Please apply online at www.midwest-health.com/careers or in person at 1709 W. Prairie St. For any questions contact Gloria Rink at 641-782-3131 or grink@homesteadofcreston.com

Apply at pizzaranch.com

Homestead is an EOE & Drug Free Community

(select Careers; select Creston; select Asst. General Manager).

Applicants must apply online

EOE

NOTICE the following banks

WILL BE CLOSED

Monday, January 18

in observance of Martin Luther King Jr. Day

PPPPP All Locations

Iowa State Savings Bank Creston • Lenox Corning • Diagonal Member FDIC

1709 W. Prairie St., Creston, IA

FOR SALE: $45,000

311 S. Pine St., Creston

2 bedroom, attached 2 car garage, large corner lot

Call Diane at 641-234-0102

Director of Nursing Part-time

CHS Inc., a Fortune 100 Company, has exciting career opportunities at our soybean facility in Creston, IA! We have the following positions open:

Maintenance Coordinator Maintenance Technician Instrument & Controls Technician Plant Operations

MDS Coordinator

Pre-employment physical, drug screen, and background check are required.

COME WORK FOR A BRONZE AWARD WINNING FACILITY

EEO/AAP Employer

EOE

Drug Free

1000 E. Howard • Creston • 782-5012

641-782-2141 ext. 6441

BIG

Find Savings When You Place Your Ad in the Classifieds!

IMMEDIATE OPENINGS RN/LPN • CNA & HHA’s

Nurse Force is accepting FT & PT applications for all day, evening and week-end shifts for private duty home care cases in the Winterset and Des Moines areas. Competitive wages. Flexible schedules.

Friendly work environments. Benefits for FT.

Nurse Force 2900 Westown Parkway, # 200 West Des Moines, IA 50266 515-224-4566 Apply on-line at www.nurseforce.com

Millwright – Creston, IA Up to $22/hr. based on experience Repair grain elevator machinery/equipment Mechanical & Welding skills required Travel required Work within Company safety guidelines Competitive salary, excellent medical, dental, life and 401K benefits.

We operate a drug free environment.

To apply, Contact Paul Westlake at 641-745-0377 or pick up an application at the Creston Gavilon location at 300 Osage Street, Creston, IA 50801

Dial-AService

HOME SERVICES DIRECTORY

Find the right people for the job, right here.

Take a

CLOSER LOOK We’re Worth a Second Look!

CRESTON NEWS

ADVERTISER

CLASSIFIEDS DEPARTMENT 641-782-2141 Ext. 6441

503 W. Adams Street Creston, IA 50801

Computer Repair

Siding & Windows

BUILTNETWORKS, 805 Wyoming Ave, Creston, IA, 641-782-4765, Computer sales, repair, networking. Over 25 years experience. PC & Mac.

GAULE EXTERIORS Steel and vinyl siding, replacement windows and seamless guttering. Quality craftsmanship, over a decade of professional service in Southwest Iowa. 641-782-0905.

Glass QUALITY GLASS CO. Automotive, home, business and farm.

Commercial lock service and trailer sales. Hwy 34 East, in Creston 641-782-5155

Handyman Service

WESTMAN WINDOWS. Replacement windows tilt for easy cleaning and rebates bays, bows, sliders, etc.

Any custom size and shape, 30+ years in Creston. I sell, service and install, for no-pressure estimate call Charlie Westman 641-782-4590 or 641-344-5523.

BOWMAN SIDING & WINDOWS. All major brands of vinyl and steel siding, Heartland, Traco and Revere thermal replacement windows. Recipient of the Revere Premium Renovator Award. Seamless guttering and Leaf Relief gutter covers. 33 years of continuous reliable service in SouthPlumber west Iowa, free estimates, 641-322SCHROEDER PLUMBING and 5160 or 1-800-245-0337.

ELECTRICAL. Central air repair/ new installations, new breaker Storage boxes, lighting fixtures, softeners, water heaters. Specialize in SHARP’S SELF-STORAGE Boats, manufactured and mobile homes. records, inventory, furniture.

Free estimates, licensed, insured, You store it, lock it, take the 641-202-1048. Accept Visa & key. Industrial Park, Creston, Mastercard.

641-782-6227.

HANDYMAN. Carpentry, Painting, Doors, Windows, Miscellaneous Home Repairs. Creston and Surrounding Areas. 641-208-1730

Mon., Jan. 18th 5:30 - 7:30 p.m.

7 per plate

$

Eagles Club • Creston

NOW HIRING

Gavilon is an Equal Opportunity Employer

CHICKEN FRIED STEAK

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CLASSIFIEDS

Creston News Advertiser | Friday, January 15, 2016

SeasonalGreenhouse Help Wanted Hilltop Gardens Call 641-768-2276 Please leave message

Now accepting applications for the following positions: Head Volleyball Coach Welding Instructor Adjunct Instructor (Bedford High School)

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Creston News Advertiser | Friday, January 15, 2016

Face-Off for Families

Contributed photo by TERRY FREEMAN

CNA photo by SCOTT VICKER

Creston High School faculty members Paul Jameson, left, and Palmer Scott, middle, check out the Face-Off for Families booth being worked by CHS Future Business Leaders of America members Jenna Taylor and Alli Thomsen, right, at Thursday’s wrestling double dual against Perry and Winterset. All proceeds from the event were donated to the Ronald McDonald House Charities of Central Iowa.

Jon Thomson (right) interviews Creston fourth-grade teacher Brittany McAlexander (left) about how the Ronald McDonald House has impacted the lives of her family during a live video webcast of Thursday’s wrestling double dual against Perry and Winterset.

The Face-Off for Families fundraiser put on by Creston’s Future Business Leaders of America chapter donated all proceeds from the event to the Ronald McDonald House Charities of Central Iowa.

Iowa biodiesel production sets Iowa high school seniors sought for new annual record in 2015 National Youth Science Camp honors In Iowa, 2015 saw a record 242 million gallons of biodiesel, an increase from 227 million in 2014.

■

JOHNSTON – The Iowa Renewable Fuels Association (IRFA) announced that despite policy uncertainty for nearly all of 2015, Iowa biodiesel production set a new annual record of 242 million gallons. Biodiesel production was up from 227 million gallons in 2014, and topped the previous record of 230 million gallons set in 2013. Once national numbers are announced, Iowa is expected to again lead the nation in biodiesel production in 2015.

“It must be said that Iowa’s record biodiesel production in 2015 is a

testament to the efficiency of Iowa’s plants and to the effectiveness of Iowa’s state level policies promoting the production and use of biodiesel,” said IRFA Executive Director Monte Shaw. “Considering neither the federal renewable fuel standard (RFS) nor the federal biodiesel blenders’ tax credit were in effect for the vast majority of 2015, the resiliency of Iowa biodiesel producers really shone through in 2015. With the federal RFS and tax credit in place for 2016, we are hopeful for big things.”

The amount of Iowa biodiesel produced from soybean oil decreased in 2015, but remains the largest feedstock in Iowa, accounting for 66 percent of production. Animal fats held steady at 19 percent of biodiesel feedstocks.

With changes to some biodiesel plants’ technology,

distillers’ corn oil made a big jump to 10 percent of production, up from just 2 percent last year. Used cooking oil and canola oil accounted for the remaining 5 percent.

Iowa is the nation’s leader in renewable fuels production. Iowa has 12 biodiesel facilities with the capacity to produce nearly 315 million gallons annually. In addition, Iowa has 43 ethanol refineries capable of producing 4 billion gallons annually, including nearly 55 million gallons of annual cellulosic ethanol production capacity.

IRFA was formed in 2002 to represent the state’s liquid renewable fuels industry. The trade group fosters the development and growth of the renewable fuels industry in Iowa through education, promotion, legislation and infrastructure development.

Two Iowa seniors have the chance to receive full scholarships to the science camp.

■

DES MOINES – Gov. Terry Branstad and Lt. Gov. Kim Reynolds announced Wednesday that two Iowa high school seniors have the opportunity to receive full scholarships to attend the National Youth Science C a m p (NYSC) this sum- Reynolds mer in West Virginia. The students will exchange ideas with

scientists and other professionals from the academic and corporate worlds during the nearly month-long experience.

The camp includes lectures and hands-on research projects presented by scientists from across the n a t i o n , Branstad o v e r night camping trips into the Monongahela National Forest and a visit to Washington D.C. The selected delegates must not only demonstrate academic achievement in science, but also show potential for thoughtful scientific leadership.

The NYSC experience is T:5.125”

offered at no cost to scholarship recipients. Contributions to the National Youth Science Foundation allow delegates to participate in this educational experience. Educational and recreational programming, as well as meals, lodging and round-trip air passage on scheduled airlines are provided.

Delegates arrive in Charleston, West Virginia, on Wednesday, June 15, and depart on Sunday, July 10. The NYSC is held near Bartow in the eastern mountains of West Virginia, within the Monongahela National Forest.

The application deadline is 5 p.m. Feb. 17, and application forms are available on the NYSC website at www.apply.nysc.org.

T:10”

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Things we want you to know: Shared Connect Plan and Customer Service Agreement with a 2-yr. initial term (subject to a pro-rated $150 Early Termination Fee for basic phones, modems and hotspot devices and a $350 Early Termination Fee for Smartphones and Tablets) or Retail Installment Contract for installment pricing required. Credit approval also required. Up to $40 Device Activation Fee applies. A Regulatory Cost Recovery Fee (currently $1.82/line/month) applies; this is not a tax or gvmt. required charge. Additional fees, taxes, terms, conditions and coverage areas apply and may vary by plan, service and phone. $300 Switcher Incentive: Requires port-in, purchase of a new Smartphone with Retail Installment Contract and Device Protection+, and trade-in of an active Smartphone on former carrier’s plan. Limit one per line. Traded-in Smartphone must be in fully functional, working condition without any liquid damage or broken components, including, but not limited to, a cracked display or housing. Smartphone must power on and cannot be pin locked. For in-store transactions: $150 Promotional Card given at point of sale. Additional $150 Promotional Card will be mailed to customer within 6–8 weeks. Promotional Cards issued by MetaBank,® Member FDIC, pursuant to a license from Visa U.S.A. Inc. Valid only for purchases at U.S. Cellular® stores and uscellular.com. For online and telesales transactions, see uscellular.com for redemption details. Device Protection+: Enrollment in Device Protection+ required. The monthly charge for Device Protection+ is $8.99 for Smartphones. A deductible per approved claim applies. You may cancel Device Protection+ anytime. Federal Warranty Service Corporation is the Provider of the Device Protection+ ESC benefits, except in CA and OK. Limitations and exclusions apply. For complete details, see an associate for a Device Protection+ brochure. Kansas Customers: In areas in which U.S. Cellular receives support from the Federal Universal Service Fund, all reasonable requests for service must be met. Unresolved questions concerning services availability can be directed to the Kansas Corporation Commission Office of Public Affairs and Consumer Protection at 1-800-662-0027. Offers valid at participating locations only and cannot be combined. See store or uscellular.com for details. Limited-time offer. Trademarks and trade names are the property of their respective owners. ©2016 U.S. Cellular®

SPORTS

Scott Vicker, sports editor |

THE NUMBERS GAME

18

The Iowa Hawkeyes ended a string of 18 straight losses to Michigan State on the road with Thursday’s 76-59 win.

NATIONAL DIGEST

Hawks roll EAST LANSING, Mich. (AP) — Iowa proved it could beat, dominate in fact, Michigan State even with Denzel Valentine on the court.

Pet e r J o k scored 19 of his 23 points in the f i r s t Jok half to help the 16th-ranked Hawkeyes build a huge lead that helped them rout the fourth-ranked Spartans 76-59 on Thursday night.

“Pete has that ability to get going,” Iowa coach Fran McCaffery said. “We found him early and we kept going to him.”

Iowa (13-3, 4-0 Big Ten) humbled the Spartans for the second time in two weeks and defeated them on the road for the first time since 1993, ending an 18-game losing streak.

“To beat one of the best teams in the Big Ten on their home court is big,” Jarrod Uthoff said. “It doesn’t matter what happened 23 years ago.”

Valentine had a relatively lackluster game with 14 points, five assists and four rebounds. He played in his second straight game since returning from a four-game absence while recovering from knee surgery.

Michigan State (162, 3-2) was down by 22 points at halftime, its largest deficit at home since at least the 199697 season and its biggest anywhere in the regular season since trailing at Michigan by 23 points at halftime in 1997, according to STATS. Jok made three of his team’s nine 3-pointers in the first half and Anthony Clemmons connected on two shots beyond the arc, where he was making less than 30 percent of his attempts.

Section

S

Friday | January 15, 2016

Twitter: @scottvicker | 641-782-2141, ext. 6439 | www.crestonnews.com

Panthers dominate Perry, Winterset

By SCOTT VICKER

CNA sports editor svicker@crestonnews.com

The Creston/O-M wrestling team picked up an early upset victory here Thursday and then cruised the rest of the way to a 68-9 win over Perry and 72-3 victory over Winterset at the Face-Off for Families fundraiser.

The evening started with the Creston/O-M Middle School wrestling team hosting a dual at the high school as a precursor to the double dual with Perry and Winterset.

After Perry defeated Winterset 40-25, the Panthers wasted little time getting to business in the 68-9 win over Perry.

Kadon Hulett and Cody Tanner started things off with pins, both in less than 1:10, while Cade Vicker won by forfeit at 106 pounds for an early 18-0 lead.

Junior 113-pounder Jacob Goodson ignited the Panther crowd with his second victory over a rated opponent in less than a week, when he pinned Perry’s sixth-ranked Zach Thompson in 5:53.

CNA photo by SCOTT VICKER

Creston/O-M junior 113-pounder Jacob Goodson (left) blocks a shot attempt by Perry’s sixth-ranked Zach Thompson during their match Thursday night. Goodson pinned Thompson in 5:53 for his second win over a ranked opponent in less than a week.

Goodson was in control for much of the match, before giving up a point for stalling and a takedown in the third period that put him behind 6-4.

With time winding down, Goodson hit a Granby to send Thompson straight to his back. Goodson squeezed tight and secured the victory by fall with just seven seconds left on the clock.

“That definitely was the biggest match tonight,” Creston/O-M head coach

Darrell Frain said. “Jacob beat a state-ranked kid on Saturday and now beat another state-ranked kid. He hit a Granby and put him on his back in the last 10 seconds for the win. Those are the things we preach in the practice room — compete until the very end and that’s what he did for the win.”

The Panthers cruised from that point on, only surrendering a forfeit at 126 pounds and a loss by decision at 132 pounds to 10th-

ranked Kade Van Kirk in the Perry dual. The only loss in the Winterset dual was a 2-1 decision at 120 pounds.

In total between the two duals, Creston/O-M racked up 15 pins.

Juniors C h a s e S h i l t z (170) and Hulett (220) each earned their 100th c a r e e r Shiltz

victories Thursday night.

Shiltz’s came with a pin over Winterset’s Jalen Kleemeier, while Hulett’s came as a Hulett result of a forfeit against the Huskies.

Frain said his team is PANTHERS | 3S

FIVE ALIVE

Five teams have two POI losses after NV knocks off I-35, 84-68

By LARRY PETERSON CNA sports writer lpeterson@crestonnews.com

GREENFIELD — “Now it’s a battle.”

That was the description by Nodaway Valley all-time leading scorer Jackson Lamb about the Pride of Iowa Conference boys basketball race, after scoring 36 points in the Wolverines’ 84-68 home victory over Interstate 35 Thursday night.

Interstate 35 became one of five conference teams with two losses now. I-35 (8-3 overall) and Nodaway Valley (9-2) both stand 7-2 in conference play after Thursday’s game.

Also sitting with two losses are Bedford, Lenox and Pleasantville, while Central Decatur is lurking at 6-3 — including two one-point defeats — after beating Mount Ayr Thursday night.

“This was a game where we could have put some people in the rear view mirror,” said I-35 coach Nate Rankin.

“Now we’re sitting here with a lot of other teams in a dogfight. But if we take care of business, everything is still achievable.”

Scoring leader

With his 36 points Thursday, Lamb surpassed current Southwestern ALIVE | 2S

CNA photo by LARRY PETERSON

Jodi Baudler of Nodaway Valley drives past Interstate 35’s Cheyenne Hiatt during Thursday’s game in Greenfield. Baudler had 10 points in the 65-54 triple-overtime loss. Hiatt scored eight points for the Roadrunners.

Blackout drama

I-35 tops Nodaway girls in 3 overtimes

By LARRY PETERSON CNA sports writer lpeterson@crestonnews.com

CNA photo by LARRY PETERSON

Nodaway Valley senior Jackson Lamb goes past Daniel Kennedy of Interstate 35 (14) for two of his game-high 36 points Thursday night in leading the Wolverines to an 84-68 victory. Lamb also had 10 rebounds, five assists and two blocked shots. He became the program’s all-time leading scorer with 1,464 points, surpassing TJ Bower’s 1,453 points.

GREENFIELD — Interstate 35 took a big step toward securing its first Pride of Iowa Conference girls basketball championship Thursday with a 65-54 triple-overtime victory on Blackout Night at Nodaway Valley.

The Class 2A seventh-ranked Roadrunners (13-1 overall) are the only unbeaten team in league play at 9-0 heading into Saturday’s game at Central Decatur, which has just one conference defeat. Nodaway Valley, ranked 11th in Class 1A,

fell two games behind at 7-2 and 10-2 overall.

It was a battle that lived up to the billing of two teams vying for the conference lead, as I-35 clung to a 15-13 halftime lead and a 24-22 margin after three quarters in the defensive battle. Regulation ended at 33-33 when Nodaway Valley nearly secured the victory without going into any overtimes.

I-35 post player Riley Morris fouled out with 44 seconds left as Nodaway Valley was working a spread offense to kill the final minute, leading 32-31. Paige McElfish DRAMA | 2S

Pride of Iowa delivering title race to remember Forget March Madness — the Pride of Iowa Conference is going mad and it’s only January.

The teams in the POI are delivering on the preseason promise of a remarkable chase for the conference title.

Coaches predicted it to be a five-team race for the girls title in the preseason and a four-team battle for the boys title.

And then there was Nodaway Valley head boys coach Darrell Burmeister, who prophetically wrote on the CNA’s preseason information form the following: “6-7 team race — Central Decatur, Pleasantville, Nodaway Valley, I-35, Lenox, Bedford and Mount Ayr.” If Nodaway Valley’s sweep in Bedford muddied up the confer-

Vick-tory lap Scott Vicker sports editor

ence title picture, then the Wolverine boys’ win over Interstate 35 Thursday night created chaos in the boys standings.

After Nodaway Valley swept the Bedford girls and boys Tuesday, Interstate 35 held a slim onegame lead over the Wolverines, Bedford, Lenox and Pleasantville in the boys standings, with Central Decatur two games back at 5-3.

But Thursday’s 84-68 win over POI leader Interstate 35 made it anybody’s title to win.

There is now a logjam of five

boys teams in the POI with two conference losses — Nodaway Valley and I-35 at the top with seven wins apiece, and Bedford, Lenox and Pleasantville each with six wins.

Central Decatur’s 65-47 win over Mount Ayr puts the defending champion Cardinals one game behind at 6-3 in the conference, but just two points away from being 8-1 in the conference.

That’s proof of just how tightly contested the POI boys race is.

Improved conference

“I think this is probably the most balance in our conference I’ve seen in a long, long time,” Lenox head coach Jesse Cox said after his team’s 73-66 loss to Interstate 35 last week. “You’ve got to be ready to play every time you step in the

gym this year. Which is good, because it makes all the games fun.”

Gone, at least for now, are the days of Nodaway Valley winning 71, 58 or 49 straight games in the conference like it has done in the recent past.

The conference is just too loaded with special players surrounded by solid teams.

There are six players averaging 21.2 points per game or better, with Central Decatur’s Peyton Pedersen averaging 19.9 points per game.

Jackson Lamb, who surpassed current Southwestern Community College Spartan sophomore TJ Bower as Nodaway Valley’s alltime leading scorer on Thursday, leads the conference by averaging 27.6 points per game.

Then there’s Lenox 6-9 post player Spencer Brown, who is averaging 22.4 points, a state-leading (all-classes) 19.6 rebounds per game and ranks second in the Brown state with 59 blocked shots.

Interstate 35’s Jaylan White is one of the best point guards in the state, while Pedersen and Bedford’s Colt Scott also rank among the top players in Class 1A. “I think kids in our conference are really working on their fundamentals and it’s turned into a very VICK-TORY | 3S

ALIVE: CONT. FROM | 1S

on the 3-point line out front. Weinheimer’s steal and layup Our guys are understanding with 1:00 to go made it 78-65.

White and Brennon Mctheir roles really well right Cuddin each finished with 21 now.” points for Interstate 35, with Inside production Despite a size disadvan- White scoring 16 points after tage, Nodaway Valley held halftime.

“We talked about not worits own inside. Sam Marnin rying so much about what the ended with officials were doing and to 13 points play with a greater sense of and five urgency early, don’t wait to rebounds. go get it,” Rankin said. “You Ryan Jenhave to go get it in a game sen had like this. We didn’t shoot it six points all that well and I think they and six reshot the ball as well as I’ve b o u n d s . Marnin seen them on tape shoot it all Senior wing year. They played really well, Nate Venmy hat’s off to them.” teicher had a double-double with 10 points, 10 rebounds Looking ahead and four assists.

In the next seven days Off the bench Dallas Krea- a lot could happen in the ger contributed six points league race. I-35 faces Cenand eight rebounds and Ryan tral Decatur Saturday and Baudler had two points.

Bedford next Thursday. Af“That’s a season high for ter hosting Panorama SaturNate in rebounding,” Bur- day in non-conference play, meister said. “Jackie has been Nodaway Valley hosts Lenox distributing the ball pretty Tuesday and plays at Central good. When they’re afraid Decatur Friday.

“It could look a lot differof our 3-point shooters, then Sam and Ryan really get open ence after the end of next underneath. Sam’s got really week, one way or the othgood moves. I say he’s the best er,” Burmeister said. “We’re 5-11 post player in the state. enjoying it. Even when we Both him and Ryan work lost at Lenox and Pleasanthard at it. Ryan (Baudler) sets ville, we didn’t get down. We some massive screens and he know we have to get better can also step out and shoot the because we know we have a three. The guys did a good job really tough district and then of keeping balls alive, tipping (fifth-ranked) IKM-Manning to a teammate.” in our substate.”

INTERSTATE 35 (68) — Lamb’s younger brother, Jaylan White 7 4-5 21, Brennon Spencer, accounted for five McCuddin 7 5-9 21, Taylor O’Dea key points in a flurry after In- 3 1-5 7, Beau Egli 2 0-0 6, Daniel 2 0-0 5, Cole Daniels 2 terstate 35 had pulled to within Kennedy 0-0 4, Lucas Ealy 2 0-0 4. Totals six points (54-49) at the end of — 25 10-19 68. 3-point goals — 8 (White 3, Egli 2, McCuddin 2, the third quarter.

Kennedy 1). Turnovers — 11.

The freshman guard stole Team fouls — 22. Fouled out — the ball from White and O’Dea. NODAWAY VALLEY (84) — raced down for a lefthand- Jackson Lamb 12 9-10 36, Sam ed layup. Moments later, his Marnin 6 1-2 13, Nate Venteicher 10, Beau Weinheimer 2 2-4 3-pointer put the Wolverines 46, 0-0 Dallas Kreager 3 0-0 6, Ryan up by 12 points again at 63- Jensen 1 4-6 6, Spencer Lamb 2 0-0 5, Ryan Baudler 1 0-0 2. Totals 51.

31 16-22 84. 3-point goals — 6 White, who guarded Lamb — (J. Lamb 3, Venteicher 2, S. Lamb much of the night, picked 1). Rebounds — Venteicher 10, Lamb 10, Kreager 8, Jensen up his fourth foul with 3:51 J. 6, Marnin 5. Assists — J. Lamb remaining. Lamb’s two free 5, Venteicher 4, Weinheimer throws opened up a 67-58 2. Blocked shots — J. Lamb 2.

— 9. Team fouls — 16. margin and the Wolverines Turnovers Fouled out — Marnin.

I-35 — 11 30 49 68 spent much of the rest of the N. Valley — 18 38 54 84 quarter at the charity stripe.

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Public notice Form E911-1

NOTICE OF PUBLIC HEARING -- PROPOSED BUDGET

Iowa Department of Management JOINT E911 SERVICE BOARD:

Fiscal Year July 1, 2016 - June 30, 2017 South Central Iowa Regional E911 Service Board The E911 Service Board of the above named jurisdiction will conduct a public hearing on the proposed fiscal year budget as follows: Meeting Date: Meeting Time: Meeting Location: 1/27/2016 7:15 pm 208 W Taylor St, Creston IA At the public hearing, any resident or taxpayer may present objections to, or arguments in favor of, any part of the proposed budget. This notice represents a summary of the supporting detail of budgeted receipts and expenditures on file with the E911 Service Board Secretary. Copies of the Supplemental Budget Detail (Schedule E911-3.1 and E911-3.2) will be furnished upon request.

E911 Service Board Contact Telephone Number: E911 Service Board Contact Name: 712-523-3367 A FUND (Use Whole Dollars) 1. Surcharge Fund 2. Operating Fund 3. TOTAL

FYE 6-30-15 Actual 1,049,756 0 1,049,756

Diane Sefrit PROPOSED BUDGET SUMMARY B C D E F G H Expenditures Estimated Estimated Ending Fund Beginning Fund Estimated Balance Balance Other Transfers FYE 6-30-16 FYE 6-30-17 Transfers Out Receipts In Re-Estimated Proposed June 30, 2017 July 1, 2016 942,129 808,080 1,189,517 1,172,142 607,455 0 0 0 0 0 942,129 808,080 0 1,189,517 1,172,142 607,455 0

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Community College player TJ Bower as the Wolverines’ all-time leading scorer. Bower finished his career with 1,453 points, and Lamb needed 20 to tie it going into Thursday’s action. He now averages 27.6 per game, ranking first among all classes in Iowa. (Lamb is also 13th in all classes in assists.)

“TJ is a very good player,” Lamb said. “We’ve had so many good players in the past. It’s special to say that, but what we really care about is winning. The team is really gelling now. We’re right in the middle of a tough five-game stretch, and to win two games in a row is huge. We just have to keep building off that. This win really brings everything close.”

Veteran Nodaway Valley coach Darrell Burmeister, who once dominated the Pride of Iowa with his multiple state qualifiers — including the 2006 state champions — said the Pride of Iowa is unlike ever before.

“This is my 21st or 22nd INTERSTATE 35 (65) — Slye Richardson 6 4-7 20, Gracey year in the conference, and Griglione 8 4-5 20, Riley Morris this is the best it’s been,” Bur3 2-2 8, Cheyenne Hiatt 3 4-4 8, Haley Schaffer 1 1-2 5, Libby meister said. “The teams that Kennedy 1 2-2 4. Totals — 22 17-22 are in the middle can beat any 65. 3-point goals — 4 (Richardson 4). Rebounds — Griglione 17, of the top teams any night.

Morris 14, Richardson 9. Assists There is not an easy game — Richardson 6. Blocks — preparation. The conference Griglione 6, Morris 4. Team fouls has really picked it up. There is — 16. Fouled out — Morris.

NODAWAY VALLEY (54) pride in the Pride of Iowa now.

— Josie Clarke 9 3-4 21, Jodi Baudler 4 0-2 10, Jessica Nelson The basketball has improved 3 1-2 9, Paige McElfish 3 3-11 9, so much, it’s a tribute to the Annie Herr 0 3-4 3, Addie Lamb coaches and all of the players 1 0-0 2, Totals — 20 10-23 54.

3-point goals — 4 (Nelson 2, on the other teams, putting in Baudler 2). FG shooting — 20-62 the extra time.”

(32.2 percent). Rebounds — 37 Nodaway Valley held Class (Clarke 16, McElfish 10, Baudler 5). Assists — 9 (Mercedes Harter 2A’s seventh-best scorer, se3, Baudler 2, Clarke 2). Steals — nior guard Jaylan White (22.4 10 (McElfish 4, Harter 3, Nelson 2). Blocked shots — 1 (Clarke 1. average) to five points in Team fouls — 16. Fouled out — taking a 38-30 halftime lead.

None.

Lamb had 14 at that point.

I-35 — 6 15 24 33 39 49 65 “I thought Beau WeinNV — 9 13 22 33 39 49 54 heimer did a great job as the chaser on Jaylan,” Burmeister said. “We had Jackie (Lamb) Area girls basketball at the free throw line and he in,” Murray head coach Jer- Ayr fouled and the Raider- was helping out, plus he’s long Murray 61, ry Shields said. “But that is ettes’ halfcourt heave at the enough to fly out at somebody East Union 32 why it is good to get them buzzer missed.

AFTON — Murray’s experience.”

Megan Warin led Mount post presence of Madison Ayr with 14 points to go with Sidney McFee led East Gonseth and Ally Waske U n i o n five rewas too much for East with bounds, 12 Union here Thursday in a points. Olwhile Tess 61-32 win over the Eagles in ivia EckShields non-conference play. scored els scored 11 points Gonseth shot 10 of 18 eight and with eight from the K a c i e boards and field and Ripperger four assists Warin recorded c h i p p e d McFee and Kelcie a douin seven Shields ble-doupoints. ble with 322 E. COOLBAUGH ST. Murray returns to action added 11 points with 14 re28 points RED OAK, IA 51566 today at Iowa Christian bounds.

Blair Glendenning, Kirsten and 11 reAcademy. and Sara Winemib o u n d s , Gonseth Central Decatur 52, Dolecheck ller scored four points apiece w h i l e Mount Ayr 50 for Mount Ayr. Caylie HickWaske finLEON — Mount Ayr’s man added two points and ished with nine points and five boards. Kayla Wookey comeback attempt fell just Macy Larsen dished out four added eight points, as Kayla short in a 52-50 loss to Class assists.

“This was a very physical Siefkas recorded five points, 2A ninth-ranked Central Degame and neither team shot catur here Thursday. five assists and four steals.

Trailing by 10 with just two very well,” Mount Ayr head Bre Klein and Katie Otto scored four points apiece, minutes left to play, Mount coach Thad Streit said. “We with Otto dishing out six as- Ayr whittled the Cardinal showed some heart by maksists. Shelby Myers grabbed lead down to two points, ing a late run and almost pullwhen the Raiderettes missed ing it off.” six rebounds.

Mount Ayr hosts Murray “Really, the only downfall a potential go-ahead 3-pointin non-conference action on er with seven seconds left. was too many turnovers by Monday.

Central Decatur missed the JV girls when they got two free throws after Mount

FREE

was on the free throw line, and made 1-of-2 attempts.

The Roadrunners quickly advanced the ball and got the ball inside to Gracey Griglione, the POI scoring leader at 20.5 points per game. The 6-1 junior scored on a drive to tie it at 33-33.

NV coach Tom Thompson called a timeout with eight seconds left on a sideline inbounds play, but a return pass to inbounder Jessica Nelson was momentarily fumbled, and the Wolverine senior got off a rushed perimeter shot that fell short.

McElfish and Josie Clarke each scored inside to give Nodaway Valley a 39-35 lead in the first overtime, but again the Roadrunners rallied and Griglione — saddled with four fouls since early in the fourth quarter — scored the tying basket again with two seconds left. Earlier, Slye Richardson had scored to pull within two points.

In the second overtime it was Nodaway Valley’s turn for the late dramatics. I-35 had a 49-46 lead but turned the ball over on a travelling violation with 15 seconds left. Junior Jodi Baudler then cashed in a deep 3-pointer from the right corner just before the buzzer to send the game into a third overtime at 49-49.

That’s when I-35 took control of the game. Richardson, who was 4-of-6 from 3-point range, hit her fourth triple for a 54-49 lead. Her driving assist to Griglione in the lane sent it to 56-50 with 2:06 left.

After falling behind by eight, Nodaway Valley went into fouling mode to get the ball back, but the strategy didn’t materialize in a

one would quit. At the end of the game, I’m comfortable with anyone on the court for hitting free throws, but especially Slye. In conference play she’s shooting about 84-85 percent, and she’s a gamer.”

Thompson, meanwhile, was left with a lot of “what ifs?” after leading in regulation and the first overtime, but failing to seal it at the line.

“It was a great game,” Thompson said. “Now they have a two-game lead on us.

They play CD Saturday night and they have one game on them.”

Interstate 35 has a onegame lead on Bedford and Central Decatur in seeking its first conference championship.

“We know the history, but we don’t talk about it,” Smith said. “I know it’s cliche, but we take it one at a time. This one is big, though.

We go to CD Saturday and they won by two tonight against Mount Ayr, then we play Bedford next week, so we have a lot of work ahead of us.”

GLUTEN

CONT. FROM | 1S

comeback opportunity as the Roadrunners converted 5-of-6 free throws in finishing 17-of-22 at the line for the game.

Conversely, Nodaway Valley was 10-of-23.

“Free throw shooting,” said NV coach Tom Thompson. “It wasn’t good enough tonight. Slye hit a couple of clutch threes for them in overtime and they made their free throws.”

Griglione and Richardson each finished with 20 points. Griglione also had 17 rebounds and six blocked s h o t s .

Richardson handed out six assists and Morris had four blocks, 14 rebounds Griglione and eight points before fouling out. Reserve guard Cheyenne Hiatt went 4-4 at the line and also scored eight points.

NV’s Clarke, who repeatedly drove to the basket after Griglione started carrying four fouls, finished with 21 points and 16 reb o u n d s . Clarke N e l son and McElfish each scored nine points for Nodaway Valley.

Baudler made two 3-pointers in scoring 10 points along with five rebounds. McElfish collected four steals. Guard Mercedes Harter had three assists and three steals.

“This is huge, to win on the road against a good Nodaway Valley team,” I-35 coach Jamie Smith said. “No

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PANTHERS: “When you come to Creston, it doesn’t matter if there’s a big event or not.

We always have great fan support and tonight having the Express and middle school here, having the middle school dual, the fundraiser, that just adds to it,” Frain said. “I feel this way every time we wrestle here at home. It doesn’t matter if it’s an undefeated team or the worst team in the state, our fans show up and support us very well.”

The Panthers travel to Centerville on Saturday for the Big Red Invite, with wrestling beginning at 10 a.m.

“They changed the format last night,” Frain said. “It’s going to be a round-robin, two pools and then they match up and wrestle a bracket at the end. So everybody is going to get four or five matches. If you’re a 1-seed, you’re going to have

CONT. FROM | 1S

starting to reach the level he is expecting of it at this point in the season.

“We’re closing that gap.

Everybody tonight for the most part started doing things we’ve been preaching a lot,” Frain said. “It’s starting to look like we’re getting where we need to be. We lost a couple of close ones.

You’re never completely satisfied until you get those.

We’ll just keep working to try to get them.”

The Panthers wrestled in front of a packed CHS gynamsium on a night that included a performance by the CHS Peppers, along with appearances by the Panther Express and Creston Middle School wrestling teams as part of the Face-Off for Families event, in which all proceeds were given to the Ronald McDonald House Charities of Central Iowa.

to beat a 2 and a 3. There’s going to be a lot of really good matches and a lot of tired boys at the end.”

Perry 40, Winterset 25 Creston/O-M 68, Perry 9 220 — Kadon Hulett (C/O-M) pinned Alonzo Zarate (P), 1:09; 285 — Cody Tanner (C/O-M) pinned Tyler Soll (P), 1:05; 106 — Cade Vicker (C/O-M) won by forfeit; 113 — Jacob Goodson (C/O-M) pinned Zach Thompson (P), 5:53; 120 — Kelby Luther (C/O-M) pinned Fernando Catalan (P), :58; 126 — Gisaveri Niyibizi (P) won by forfeit; 132 — Kade Van Kirk (P) dec. Trevor Marlin (C/O-M), 13-9.

138 — Wyatt Thompson (C/OM) pinned Miguel Gonzalez (P), :20; 145 — Mitchel Swank (C/OM) pinned Jacob Thompson (P), 2:17; 152 — Joey Huntington (C/O-M) major dec. Troy Jahnke (P), 12-1; 160 — Cameron Leith (C/O-M) pinned Tanner Darr (P), 1:12; 170 — Chase Shiltz (C/O-M) pinned Adam Medina (P), 1:06; 182 — Jackson Mikkelsen (C/OM) major dec. Austin Hay (P), 16-2; 195 — Seth Maitlen (C/O-M) pinned Juan Campos (P), 1:04.

Creston/O-M 72, Winterset 3 285 — Cody Tanner (C/O-M) won by forfeit; 106 — Cade Vicker (C/O-M) major dec. Dylan Wagner (W), 12-3; 113 — Jacob Goodson (C/O-M) pinned Trey Allen (W), :47; 120 — Derek Koster (W) dec.

Kelby Luther (C/O-M), 2-1; 126 — Carson Wheat (C/O-M) won by forfeit; 132 — Trevor Marlin (C/OM) dec. Blake Ryerson (W), 4-2 (SV-1); 138 — Wyatt Thompson (C/O-M) pinned JD Gordon (W), 2:26.

145 — Mitchel Swank (C/O-M) pinned Justin Smith (W), 4:08; 152 — Joey Huntington (C/O-M) tech fall Josh Smith (W), 15-0 (4:17); 160 — Cameron Leith (C/O-M) pinned Charles Woodcock (W), 1:00; 170 — Chase Shiltz (C/O-M) pinned Jalen Kleemeier (W), 2:12; 182 — Jackson Mikkelsen (C/OM) won by forfeit; 195 — Seth Maitlen (C/O-M) pinned Parker Maynes (W), 1:28; 220 — Kadon Hulett (C/O-M) won by forfeit.

Junior varsity 126 — Austin Nguyen (C/O-M) pinned Manasses Martinez (P), 5:39; 126 — Austin Nguyen (C/OM) dec. Anderson Parker (W), 7-3; 132 — Quinn Helmers (P) pinned Tristan Travis (C/O-M), 3:20; 132 — Tristan Travis (C/OM) pinned Devon Timmons (P), 2:52; 160 — Darrian Fischer (C/OM) pinned Cesar Ramirez (P), :14; 160 — Brody Frain (C/O-M) pinned Daniel Brinton (P), 1:05; 170 — Cesar Ramirez (P) dec.

Trevor Kinyon (C/O-M), 6-1; 170 — Dale Boyer (C/O-M) pinned Daniel Brinton (P), 3:31; 195 — Kolten Phelps (C/O-M) pinned Adam Medina (P), 3:02; 285 — Blake Sevier (C/O-M) pinned Alexander Tapia (P), :40.

VICK-TORY: CONT. FROM | 1S

highly-skilled conference now,” Burmeister said. “I think we’ve got four or five of the top players in the state of Iowa in their respective classes. It’s really coming up and that’s a tribute to all the coaches and all the players in the Pride of Iowa that work hard.”

Upcoming games

Now that there are six teams separated by just one game at the top of the POI boys standings, upcoming games carry even more importance.

Here’s just a sample of some of the big games coming up that will affect the conference championship race: Interstate 35 at Central

Decatur on Saturday, Lenox at Nodaway Valley on Tuesday, Bedford at Interstate 35 on Thursday and Nodaway Valley at Central Decatur next Friday.

“I think the next month of conference games is going to be a blast,” Central Decatur head coach Zach Clark said.

“Every night there will be a big game with conference championship implications.

There will be some competitive, fun basketball games with great players and outstanding coaches getting after it night in and night out.”

And what’s going to make almost every one of those big POI matchups even better is the fact that many of the same girls teams are involved in a tight conference

championship battle, as well.

After Thursday’s triple overtime win over Nodaway Valley, Interstate 35 (9-0) leads the POI, with Central Decatur at 8-1 and Bedford at 7-1. Nodaway Valley is two games back at 7-2 and Mount Ayr is three games back at 6-3.

The Class 2A seventh-ranked Roadrunners travel to 2A ninth-ranked Central Decatur Saturday in a game that could make the girls title picture almost as unclear as the boys title picture.

Whether its girls or boys, one thing is clear — the final month of games in the Pride of Iowa Conference is going to be full of important games, with the conference championships coming down to the

wire.

Burmeister, perhaps, said it best after Tuesday’s win over Bedford.

“The conference race isn’t over until you’re mathematically eliminated,” he said.

“There’s about five or six teams at the top. I’ll tell you, any one of those teams really — Mount Ayr in the middle of the pack, Wayne — any one of those teams are capable of knocking off any of those top teams in the conference race. it’s the closest I’ve ever been in in our 21 years in the Pride of Iowa. It’s quite a race.”

Quite a race, indeed.

••• Contact the writer: Twitter — @scottvicker Email — svicker@crestonnews.com

has been used in past years.

Following is the list of districts and substates involving area teams in classes 1A and 2A:

Valley (22), Orient-Macksburg (143).

District 14 — Adair-Casey (144), Audubon (26), CAM (112) Coon Rapids-Bayard (121), Exira/EHK (77), Glidden-Ralston (100), Guthrie Center (108), IKMManning (7), Paton-Churdan (76), Oakland Riverside (95).

Class 2A Substate 7 District 13 — CollinsMaxwell-Baxter (67), Des Moines Christian (14), Madrid (62), PCM (24), Woodward Academy (81), Woodward-

Granger (91).

District 14 — Earlham (37), Interstate 35 (45), Panorama (41), Southwest Valley (89), Van Meter (50), West Central Valley (92).

Substate 8 District 15 — Clarinda (85), Missouri Valley (47), Red Oak (52), Shenandoah (17), Treynor (12), Underwood (60).

District 16 — AHSTW (48), East Sac County (57), Kuemper Catholic (8), OA-BCIG (65), Ridge View (38), South Central Calhoun (51).

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Class 1A (BCMoore computer ranking) Substate 7 District 13 — Central Decatur (40), Diagonal (93), East Union (91), Lamoni (136), Lenox (39), Mormon Trail (82), Mount Ayr (78), Murray (46), Nodaway

Sports briefs ball games in Clarinda.

The 8th grade game will be played at 4 p.m., with the 7th grade game to follow at 5:30 p.m.

MS change Creston Activities Director Jeff Bevins announced a change to Monday’s Creston Middle School girls basket-

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3 ways to quickly pay down college debt this year Student loan debt is a big concern for today’s newly minted college graduates.

According to an analysis of government data by Edvisors.com, a website that provides financial information about college to students and parents, the average student in the class of 2015 will graduate with more than $35,000 in student debt.

That figure is roughly $2,000 more than the class of 2014 graduates faced upon receiving their degrees.

With such substantial debts, it’s no wonder many college graduates find themselves looking for ways to pay down that debt as quickly as possible once they leave campus life behind.

Paying down college debt may seem daunting at first, but the following are some ways for recent grads to get out from under that debt sooner rather than later.

1. Pay more than you owe.

The best way to reduce

Graduates who stay disciplined and pay a little extra each month can repay their student loans long before the loans reach maturity.

the principal on student loans quickly is to pay more than you owe each month.

Once the repayment grace period ends, grads will see what their monthly student loan payment is. Paying more than that amount each

month can drastically reduce your repayment period, and you will pay considerably less in interest over the life of the loan. For example, a graduate who owes $25,000 and pays 6 percent interest annually for 10

years will pay roughly $278 per month to eliminate that loan in exactly 120 months.

Over those 120 months, grads will have paid more than $8,300 in interest in addition to their $25,000 principal. However, grads who

pay an additional $50 per month will pay their loans off nearly two years earlier and pay nearly $2,000 less in interest over the life of the repayment.

2. Arrange for automatic deposits into a repayment fund.

One of the more difficult parts of repaying student loans for recent grads is setting aside enough money to pay them off. Upon landing their first professional jobs, new grads are often making more money than they’ve ever earned in the past, and many have no idea how to manage their newfound financial windfalls. In addition to making your monthly payments via your everyday checking account, arrange for automatic deposits into a savings account you will exclusively use to repay your student loans so you are not tempted to spend that money on more frivolous

pursuits. You won’t miss the money if you never get used to having it, and you will celebrate the day the balance in your student loan savings account matches the payoff amount on your student loan balance.

3. Make plans.

Failure to make a plan is one way to miss the opportunity to pay off your college debt as quickly as possible. Make specific financial goals, such as owning your own home in ‘X’ amount of years or saving money for postgraduate tuition. Having specific goals and plans in place can provide the motivation you need to pay down college debt sooner rather than later.

Student loan debt intimidates many recent graduates. But those who stay disciplined can repay their loans quickly and regain some financial freedom as a result.

Types of insurance policies you should have Insurance is an essential safety net that helps people protect themselves from financial ruin. While many policy holders hope they never have to make a claim, no adult is immune to accident, injury or other unforeseen circumstances, which only emphasizes the need for various types of insurance.

The following are various types of insurance policies that all adults should have.

• Health: Health care costs are considerable and don’t figure to decrease anytime soon. Denying company-sponsored coverage or refusing to get personal coverage, which now incurs a fee for residents of the United States, puts men and women in potentially precarious positions that can greatly affect both their physical and financial health. A simple broken bone may cost

five figures to treat and heal.

Without insurance, men and women are on their own to pay that bill. But those with insurance will pay considerably less, as their insurance companies will pay the vast majority of the bill.

• Auto: Driving without insurance is a crime in many areas. But even in those places where auto insurance is not mandatory, drivers still need auto insurance to

protect their finances should they get in an accident and cause harm to themselves or others. Even if your car has seen better days and appears to be on its last legs, resist the temptation to purchase bare bones coverage. Such policies potentially put you at the mercy of other drivers and their insurance companies if you are found to be at-fault in an accident.

• Long-term disability:

Few people can afford to stop working for lengthy periods of time. But illness or injury can happen at any time, and adults must have long-term disability insurance to protect themselves should they develop illnesses or suffer injuries that prevent them from working.

Long-term disability insurance allows you to maintain the standard of living you have grown accustomed to

during your recovery process.

• Life: While some people can get by without life insurance, if you have dependents, life insurance is a necessity to protect your loved ones from financial hardship should you pass away. Consult your financial planner to determine the type of life insurance policy and the amount of coverage that is most suitable for you.

These 3 steps will help you get out of debt for 2016 (BPT) — Providing for a family. Getting an education. Striving for the American dream. Sarah Thomas of Bono, AR, was like so many others, trying to better her life. She got a master’s in nursing in order to give herself and her son a bright future, but soon after found herself overwhelmed by loans.

“I pursued an education and ended up with a ton of credit card debt,” says Thomas. “The American dream gone wrong.”

She’s not alone. The average U.S. household with debt carries $15,355 in credit card debt and $129,579 in total debt, according to nerdwallet.com. And the Federal Reserve’s interest rate hike this month means that you will be paying even more interest on your debt; that 0.25 percent rate increase equates to $2 billion in extra fees for Americans next year. For people like Thomas, the weight of paying off high-interest loans can be overwhelming.

Thomas was able to consolidate her high-interest debt and take control of her finances. If you want to take control of your financial future and eliminate debt, these simple yet highly-ef-

fective strategies can make a big difference.

Step 1: Build a solid budget Use an online budgeting tool like Mint.com to organize your spending. Even if you aren’t able to stick to the budget you set every month, it’s important to know where your dollars are going so you can take action accordingly.

Step 2: Consider cost-cutting measures Can you switch to a cheaper phone plan? Could you cut cable? What about buying generic brands?

These are important questions you can ask as you audit your expenses and take appropriate measures to trim unnecessary spending.

Step 3: Research debt consolidation options

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For many people, having one payment versus many makes it much easier to feel like they are in control of their finances.

An added benefit is that rates are often lower than with a credit card. According to a WiseBread.com article, it’s important to begin the peer-to-peer lending process by getting a rate quote. Then you can do the math to determine how much money you can save consolidating your debt and paying it off at an accelerat-

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