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LETTER
page 14
+ ONLINE page 4
SPOTLIGHT
page 5
WELLNESS page 6
Migraine in Women: Triggers, Symptoms, Treatment Options and More
RELATIONSHIPS page 8
Starting Over: Dating After Divorce Real Tips from Women Who’ve Been There
STYLE & BEAUTY page 10
Savvy Shopping for the Holidays and New Year
FINANCIAL page 30
10 Financial Goals for the New Year
TRAVEL page 32
Fresh Finds for Arts and Culture Lovers
Q&A page 36
Mimi Fritz: Leading the Creation of Holiday Magic
West Michigan Woman is published by Serendipity Media
KASIE SMITH | President & Publisher | kasie@serendipity-media.com
TThe holiday season is upon us and no matter what’s on your calendar, there’s typically a mix of joy, excitement, anticipation, and yes, even stress. As an eternal optimist, I love all the feels of the holiday season. Don’t get me wrong—there’s plenty of stress and anxiousness, but there’s also more joy, laughter and love.
At West Michigan Woman, we look to December as the time to celebrate the amazing local establishments we’ve all come to know and love. The 2024 Readers’ Choice Awards allows us to shine a light on the businesses you’ve told us rise to the top of service and execution. The categories included reflect the editorial sections of our content, from health, wellness, beauty, and style to business, career, personal finance and travel. These awards allow us the opportunity to say “thank you” for doing amazing work and enhancing our community!
So, please turn to page 14 to view the list of establishments who made the list. And as you’re doing your holiday shopping or going out to eat, remember to think of these establishments and show your congratulations by visiting them!
If you need a little boost to get into the spirit this season, a trip to the Grand Rapids Downtown Market will surely get you there. For the second year, the Christkindl Market is on full display with twice the vendor booths as last year (60 in total), more curling sheets, strolling entertainment, and for those bubbly lovers out there like me, a new Bubbles Bar for champagne and sparkling wine enthusiasts (page 36)! Don’t miss it!
If stress gets the best of you, we have some tips for you, as well. For so many, financial stress during the season builds up. Financial expert Melissa Jean Stewart, CFP has shared 10 goals to help us embark on a new year with a financially forward mindset. Whether it’s creating actual goals to follow, tips on building an emergency fund or even becoming more financially literate, these tips help provide some security and knowledge for those who need it.
The stress of the season is simply tough, no matter how much you love it. For me, this is the one time of the year that I can almost guarantee the dreaded migraine attack will hit. While I take preventative care very seriously, sometimes you just can’t keep them at bay. On page 6, Corewell Health’s Dr. Jared Pomeroy talks about the difference between tension headaches and migraines, their causes and strategies for relief and treatment options.
As you read this year-end issue, I hope it inspires feelings of motivation and celebration. As you lean into the season, may you experience much joy, love and laughter.
RECEIVE WEB-EXCLUSIVE CONTENT in our FREE eNewsletter! THE "BEST OF" found on westmichiganwoman.com
» Listen to Your Heart: What to Know About Your Heart Health
» Things You Should Never Say to Someone Living with An Eating Disorder
» Traverse City Becomes First Autism Certified Travel Destination in Michigan
» Vintage Vibes: Unleashing Your Style at West Michigan’s Thrift Spots
» End the Dry Spell: A Solution for Vaginal Health
» The Importance of Doulas
ESCAPE TO LUDINGTON THIS WINTER: SMALL-TOWN CHARM AND HOLIDAY MAGIC
Embrace the charm of Ludington as the town transforms into a winter wonderland! Beyond the festive cheer, discover a haven for outdoor enthusiasts by exploring snow-covered trails by fat tire bike, snowshoeing through pristine landscapes or gliding along on cross-country skis.
Find unique gifts and support local businesses in the area’s charming downtown shops, where the streets twinkle with lights and the air is filled with holiday spirit.
Ring in the New Year with Ludington’s dazzling Downtown New Year’s Eve Ball Drop, featuring live music, festive drinks and a countdown to midnight. As the ball drops down in the center of downtown, the night sky fills with a firework salute! It’s the perfect way to celebrate.
After a day of winter adventures, cozy up in a charming bed and breakfast and savor delicious local cuisine. Ludington offers a unique blend of smalltown charm and outdoor excitement. Plan your winter escape and experience the magic!
Learn more at PureLudington.com.
Ad on pages 1 & 2.
GIVE THE GIFT OF ANNA’S HOUSE
When you’re pondering what to give the special folks on your list this holiday season, remember that Anna’s House gift cards make the perfect present! Whether it’s for friends and family or as a way to show your appreciation to your babysitter, mail person or child’s teacher, the gift of Anna’s House is positively delicious.
Using the freshest local ingredients to craft menus that are inclusive of dietary needs and preferences, Anna’s House offers diners comfort in every bite! And with several locations in and around West Michigan, you can’t go wrong.
TRIGGERS, SYMPTOMS, TREATMENT OPTIONS AND MORE MIGRAINE IN WOMEN:
MMany women know just how debilitating a migraine attack can be. Aside from the pain, they make functioning in our day to day lives feel close to impossible. And did you know women are much more susceptible to this delightful type of headache?
According to Dr. Jared Pomeroy, a neurologist specializing in headache neurology at Corewell Health, depending on the study, rates of migraine in women are three to four times more prevalent than in men. He also shared that migraine affects up to 12% of the general population, with the prevalence of migraine typically peaking in those in their 30’s and affecting about 24% of women.
So why is this? Dr. Pomeroy explains how hormones play a complex role in migraine attacks.
“We frequently see migraine flare up just before or during the menstruation phase of the menstrual cycle,” Dr. Pomeroy said, noting this coincides with a decrease in estrogen levels. “We think the rate of decrease of estrogen levels is likely important in the triggering of menstrual-related migraine. We also frequently see migraine triggered after pregnancy and similarly relate this to changing hormones. Interestingly, about two-thirds to threequarters of women find that pregnancy is often a time of relatively few migraine attacks.”
There are some distinguishing factors for determining if what you’re experiencing is a migraine attack.
“The most common misdiagnosis is tension type of headache,” Dr. Pomeroy shared. “If a moderate level headache or worse is accompanied by light and/or sound sensitivity or nausea and/ or food avoidance, then it’s probably a migraine. Tension type headaches do not have these associated symptoms. That being said, people without an established migraine diagnosis or those with new symptoms should discuss with their doctor to be sure there’s not a need for additional evaluation.”
Common lifestyle triggers for migraine include stressors, disrupted sleep, poor diet and skipped meals—all of which Dr. Pomeroy recommends addressing, as they can help minimize the need for migraine medications.
Relief and treatment options for women suffering from migraine attacks can come in a number of forms.
“Pharmacologically, we use a lot of new anti-calcitonin generelated peptide therapy and a lot of injectable Onabotulinum toxin A (also known as Botox) for chronic migraine,” Dr. Pomeroy said, noting that most people with more than four to six migraine days per month can really benefit from preventive therapy. “However, even with good preventive therapy, a comprehensive treatment plan needs to have medications available for people when they do have breakthrough attacks.”
“We recommend yoga to many of our patients —it can really be worked into a patient’s lifestyle. The stretching and strengthening can help quite a bit.”
Non-medical options for relief also exist.
“We recommend yoga to many of our patients—it can really be worked into a patient’s lifestyle,” Dr. Pomeroy said. “The stretching and strengthening nature of yoga can help quite a bit. The breathing in yoga is also a great way to learn some principles of biofeedback-type therapy.”
Reducing the frequency of migraine attacks is certainly the goal for anyone who experiences them, and Dr. Pomeroy shared some suggestions for working in that direction.
“I think the biggest key is focusing on lifestyle factors to minimize those triggers that can be minimized, and to seek help,” he said. “If migraine is impacting you, you really should discuss it with your physician. Headache disorders are the second leading cause of years of life lived with disability and are frequently undertreated in the healthcare setting.”
Beyond treatment, it can be difficult for women to navigate migraine symptoms and attacks when they’ve got several responsibilities to juggle, including jobs and caring for other family members. It can take an emotional toll, along with carrying a stigma.
“We have many patients who need support. Chronic pain wears on patients, and the value of working with a good pain psychologist cannot be stressed enough,” Dr. Pomeroy said. “There’s a lot of stigma that comes with migraine because it’s disabling but often not recognized or appreciated by many people. I think actively communicating about migraine with those around you can be very beneficial and helpful in spreading awareness.” WMW
“If a moderate level headache or worse is accompanied by light and/or sound sensitivity or nausea and/or food avoidance, then it’s probably a migraine. Tension type headaches do not have these associated symptoms.”
STARTING OVER: DATING AFTER DIVORCE
REAL TIPS FROM WOMEN WHO’VE BEEN THERE
DDating after divorce can feel like uncharted territory—new, different and maybe a bit intimidating. But take heart! Many women have navigated this road and emerged stronger, wiser and with a fresh perspective on love and life. Here’s what they’ve learned along the way.
CHOOSE YOUR MINDSET
Divorce can shake your confidence, especially if it happens later in life. “You can approach dating with a ‘woe is me’ mindset, lamenting the body you once had or the age you used to be, but choosing optimism makes a world of difference,” said Ann, 55 (divorced at 43). “It’s not always easy, but tell yourself, ‘I’m stepping outside my comfort zone and doing my best,’” she added.
TAKE IT SLOW
After divorce, it’s crucial to give yourself time to heal and rediscover who you are before jumping into something new. Many women stressed the importance of reflection. “You’ve been through a lot. Take time to develop a new you, be alone with your thoughts, and recharge,” said Kim, 59 (divorced at 57). There’s no
set timeline for when you should date again. Focus on what makes you happy, and you’ll be in a better place to find someone who truly appreciates you.
RE-EVALUATE YOUR CHECKLIST
It’s natural to be protective of your time and emotions postdivorce—and that’s a good thing! As you re-enter the dating pool, think about what truly matters, but keep an open mind. While deal-breakers like “no smoking” are important, don’t cling to superficial judgments from your younger years. “It’s critical to find someone you genuinely connect with,” said Mary, 55 (divorced at 43). “Life’s too short to settle. My second husband and I could talk for hours or enjoy comfortable silence. We’re both spontaneous and love to travel—it’s a perfect match. Finding someone who fits your lifestyle and shares your goals is everything.”
DATING APPS VS. REAL-LIFE MEETUPS
Dating apps are the go-to for many women, and they can be a great tool—once you get the hang of it. Just keep expectations in check. Not every date will spark fireworks, and that’s OK. Stay open to meeting different people—you might be surprised! If apps aren’t your thing, don’t worry. Meeting people in real life still works. “I tried the apps and thought, ‘there’s got to be a better way,’” said Sarah, 50 (divorced at 44). You could join a cooking class or group hikes, for example. Putting yourself out there creates new experiences and opportunities to meet people who share your interests. Whether you find a new friend or a future date, it’s a win-win.
REMEMBER: YOU’RE IN CONTROL
The best part about dating after divorce? You get to call the shots. Be selective, set your standards and never settle. This time around, you define what you want—and what you won’t tolerate. “Be picky,” said Carolyn, 59 (divorced at 57). “Remember why you left your last relationship and don’t rush back into dating, or you might end up where you started.” Take your time, trust your gut and make sure anyone entering your life is worth your energy.
LET LOVE FIND YOU
Don’t stress about what’s next. Desperation clouds judgment
and can push you into something that’s not right. When you’re hyper-focused on finding “the one,” you might settle or overlook red flags just to avoid being alone. “It almost never works when you’re desperate,” said Josie, 62 (divorced at 56). “Do your own thing and put yourself out there. Love happens when you’re not even looking for it.” So, relax, trust the process and give yourself the space to grow—without feeling like you need to rush into a new relationship
COMMUNICATE WITH AND LISTEN TO YOUR CHILDREN.
If you have children, don’t forget they need to feel heard, too. They’re processing the divorce in their own way, and your dating life will impact them. Ask how they’re feeling and really listen. “My children were in their teenage years when I got divorced and each of them were grieving and processing it very differently,” said Angie, 55 (divorced at 43). “It’s important to talk openly about your dating life and listen to their concerns. Remember, you’re not just searching for the right person for you, but also for your family.”
FINAL THOUGHTS
Dating after divorce may feel daunting, but with patience, time and the right mindset, it can be rewarding. The most important tip? Stay true to yourself. Whether you find love next week or next year, you’re in control of your journey—and that’s worth celebrating. WMW
CONTRIBUTOR
KIRSETIN MORELLO is a Michigan-based author, speaker, writer, travel-lover, wife and grateful mom of three boys. Read more about her at www.KirsetinMorello.com.
WBY SARAH SUYDAM
SAVVY SHOPPING FOR THE HOLIDAYS AND NEW YEAR
When doing your annual holiday shopping and refresh for the new year, shopping local is always a good idea. And there are plenty of shopping districts in West Michigan that have multiple storefronts perfect for grabbing a hot drink and strolling the wintery streets in search of that special gift. Whether shopping for holidays gifts or for yourself to brighten things up in the new year, keep these districts top of mind.
DOWNTOWN HOLLAND
Where can you find holiday cheer, stellar shopping and heated sidewalks? Downtown Holland, of course! Venture into the warm and welcoming world of Gezellig Home, shop leading contemporary designers at Three Chairs Co., enjoy indulgent treats at the iconic Holland Peanut Store, pick out stunning silver treasures at Silver Fox II Jewelry and more.
Don’t forget about the annual Shopping Jam on the morning of December 14, where the more you shop, the more you save. And don’t worry—several area coffee shops offer plenty of early morning fuel. Discover more at downtownholland.com
DOWNTOWN GRAND HAVEN
The festive feels are truly alive and well around Downtown Grand Haven’s Main Street! Amongst the city’s historic architecture, shoppers can find local delights including Blueberry Haven’s iconic Havenlicious Snack Mix
and handmade jewelry crafted by women artisans at Honeybee Gifts. Pick up a good read from The Bookman, get trendy with some Ugg Tazz Slippers at Borr’s Shoes and harness your crafty side with a Woolly Tree class at Green Dragonfly Studio.
Don’t miss the Holiday Gift Art Show at Gallery Uptown—available to shop until December 28—which features handmade items of all kinds by local artists. Learn more by visiting downtowngh.com
ADA VILLAGE
Ada Village is a charming one-stop destination home to plenty of unique shops to help you find the perfect gift for everyone on your list. Shop Tip Toes and Laurel & Jack for the children in your life, while adventurous gifts await at Beyond. Book lovers rejoice at the selection of reads at Plumfield Books, and everyday wear and accessories can easily be found at Gina’s Boutique, Croft Haus and The James Boutique. And don’t forget Skin CoLAB and Siren & Proper for that person (cough, yourself ) who could use a rejuvenating experience.
A weekend getaway at the Ada Hotel or gift card for a night out at the area’s many restaurants also makes for the perfect present. Head to Pursuit Paper & Gift to wrap it all up! Learn more at adavillage.com
UPTOWN
The Grand Rapids Uptown district—Eastown, East Hills, Wealthy Street and East Fulton—is home to nearly 400 small and independently owned businesses, including boutiques, restaurants, specialty shops, cocktail bars, art galleries, theaters, studios, bakeries and more. The bustling yet charming neighborhood vibes found here are exactly what your holiday shopping experience needs.
Be sure to attend Shop Hop—Uptown’s beloved holiday shopping event— on December 5 from 3-9 p.m. as businesses offer special surprises and limited items. There’s also free shuttle rides on the jolly trolleys, strolling carolers, brass bands, pictures with Santa Clause, hot cocoa warming stations, a district tree lighting (courtesy Harmony Brewing Company) and more. See uptowngr.com .
DOWNTOWN ROCKFORD
From boutiques and candy stores, to home furnishings and books and toys, Downtown Rockford is a great option for checking off items on your holiday shopping list. Gifts for your furry best friends are at Fido & Stitch, and curated home goods and clothing await your closet at Cloth + Cabin. A good bottle ready for your festive gathering awaits at Kayla Rae Cellars, while the perfect accompaniments can be found at The Rockford Cheese Shop.
Feeling the last-minute rush? Rockford’s Last Dash Shopping event (December 23) is perfect for those who still have some gifts to check off their list. Find a full lineup of festive events at rockfordmichamber. com/discover-a-rockford-christmas-2024 and a shop listing at heartofrockford.com/shop WMW
Eliminate holiday shopping stress with a visit to Downtown Holland! With its heated cobblestone sidewalks, twinkling lights, historic buildings and local boutiques, you’ll feel transported to a Hallmark movie this holiday season. And while there’s no guarantee you’ll be whisked off your feet by your former high school sweetheart after reconnecting at a coffee shop, you’re guaranteed to find gifts for everyone on your list!
You can find the latest trends in women’s clothing, accessories, and footwear at boutiques like Clovier, Frances Jaye, and jb and me. Shop for your favorite cook at Fustini’s or The Seasoned Home, where you’ll find a wide selection of flavored olive oils, herbs and spices, teas and more. A box of hand-dipped chocolates from the Holland Peanut Store, (owned and operated by the Fabiano family for over 120 years) makes the perfect hostess gift, especially when paired with a thoughtful flower arrangement from The Flower House.
The adventurers in your life will love new running gear from Gazelle Sports or hiking boots from The Outpost of Holland. Shop for fun and unique gifts at stores like the Apothecary Gift Shop, Spring Sweet and The Poppy Peach. Or gift a Downtown Holland experience by gathering your girlfriends for a custom candle-making session at Garsnett Beacon Candle Co, indulging in libations at New Holland’s Sidecar, or taking a cheese-pairing class at the Culture Cheese Shop.
On Saturday, December 14, snag your last-minute holiday gifts and save during the Shopping Jam! Participating shops will open early for one day only, offering savings of 30% off at least one item from 8-9 a.m., 25% off from 9-10 a.m. and 20% off from 10-11 a.m. The earlier you shop, the more you save, so head to bed early, grab your coffee and head to Downtown Holland. After all, you never know who you might run into!
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2024 READERS’ CHOICE AWARDS
OOur lives wouldn’t be what they are without the stellar local establishments found around every corner of West Michigan, from the newly founded to the well-established and everything in between. Those local staples are what the West Michigan Woman Readers’ Choice Awards are all about.
With categories reflective of sections of the magazine and website, the awards seek to highlight YOUR favorite local businesses and people who deserve to be recognized for the services and specialties they provide.
Earlier this fall, West Michigan Woman readers voted and rallied to have their voices heard—and the results are in. Keep reading to see our finalists and winners for the fourth annual Readers’ Choice Awards.
*Categories with more than three businesses indicate a tie during the nomination period. Beneath the winner, remaining category finalists appear in alphabetical order.*
CONCIERGE WOMEN’S HEALTH SERVICES
true. Women’s Health truewomenshealth.com
» Dr. Laurie Birkholz + Associates | lauriebirkholzmd.com
» Uplift Health | uplifthealthmd.com
MENTAL HEALTH SERVICES
Pine Rest Christian Mental Health Services pinerest.org
» Counseling Center of West Michigan | counselingcenterwm.org
» Wedgwood Christian Services | wedgwood.org
ADDICTION SERVICES
Pine Rest Christian Mental Health Services pinerest.org
» Sanford Behavioral Health | sanfordbehavioralhealth.com
» Wedgwood Christian Services | wedgwood.org
HOLISTIC CARE CENTER
Harmonic Wellness Centre harmonicwellnesscentre.com
» Age Management of West Michigan | agemanagementmi.com
» Hazelnut Naturopathic Health | hazelnutnaturopathic.com
CHIROPRACTIC CARE
Novo Chiropractic Sports & Wellness Center novochiropractic.com
» iChiro | ichiroclinics.com
» Kooistra Chiropractic Clinic
| kooistrachiropractic.com
DERMATOLOGY
Dermatology Associates of West Michigan myskindoctors.com
» Forefront Dermatology Grand Rapids | forefrontdermatology.com
» West Michigan Dermatology
| westmichiganderm.com
DENTISTRY
Great Lakes Dental Care greatlakesdentalcare.com
» Van Haren Dentistry
| vanharendentistry.com
» Wilson & Wilson Dentistry
| dentistryrockford.com
OPTOMETRY
West Michigan Eyecare Associates wmeyecare.com
» Helms Family Optical
| helmsoptical.com
» Rockford Family Eyecare
| rockfordfamilyeyecare.net
VETERINARY
Family Friends
Veterinary Hospital familyfriendsvet.com
» Cascade Hospital for Animals
| chfa.net
» Eastown Veterinary Clinic | eastownvet.com
BUSINESS + CAREER
PROFESSIONAL ASSOCIATION
Grand Rapids Chamber grandrapids.org
» Inforum | myinforum.org
» SWAN – Strong Women Arise Network | swansuccess.com
CONTINUING EDUCATION
Grand Valley State University gvsu.edu
» Cornerstone University | cornerstone.edu
» Grand Rapids Community College | grcc.edu
SKILLED TRADE EDUCATION
Grand Rapids Community College grcc.edu
» Wedgwood Christian Services | wedgwood.org
» West Michigan Construction Institute | wmcinstitute.com
» Lakeshore Law & Mediation Center, PLC | lakeshorelawandmediation.com
» VHP Law Firm | vhplawfirm.com
Running a small business comes with unique challenges—finding the right support shouldn’t be one of them. At Community Choice Credit Union, we’re dedicated to making business banking easy with personalized solutions and local expertise. From loans to cash management, we’re here to help your business grow. Learn more at communitychoicecu.com/business.
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TRAVEL
HOTEL
Amway Grand Plaza amwaygrand.com
» CityFlatsHotel | cityflatshotel.com
» JW Marriott Grand Rapids | facebook.com/ilovethejw
RESORT
Grand Hotel on Mackinac Island grandhotel.com
» Grand Traverse Resort & Spa | grandtraverseresort.com
BED & BREAKFAST
Peaches Bed & Breakfast peachesinn.com
» PrairieSide Suites Bed & Breakfast | prairieside.com
» The Lilley Mansion Bed & Breakfast | lilleymansion.com
GOLF COURSE
Egypt Valley Country Club egyptvalley.com
» The Golf Club at Thornapple Pointe | thornapplepointe.com
» Thousand Oaks Golf Club | thousandoaksgolf.com
WEEKEND GETAWAY
Traverse City traversecity.com
» Ludington | pureludington.com
» Saugatuck | saugatuck.com
TRAVEL AGENCY
Witte Travel wittetravel.com
» Lori Visser – Cruise Planners | globespinnertravel.com
» Wonderland Family Vacations
| wonderlandfamilyvacations.com
ARTS ATTRACTION
Frederik Meijer Gardens & Sculpture Park meijergardens.org
» ArtPrize | artprize.org
» Grand Rapids Art Museum | artmuseumgr.org
FAMILY-FRIENDLY ATTRACTION
John Ball Zoo jbzoo.org
» Frederik Meijer Gardens & Sculpture Park | meijergardens.org
» Grand Rapids Public Museum | grpm.org
OUTDOOR ATTRACTION
Frederik Meijer Gardens & Sculpture Park meijergardens.org
» Blandford Nature Center | blandfordnaturecenter.org
» NissaJ Photography + Film LLC | nissajphotographyandfilm.com
EVENT ENTERTAINMENT
Brena brenaband.com
» Adrian Butler (AB) | everythingab.com
BY MELISSA JEAN STEWART, CFP®
FINANCIAL GOALS FOR THE NEW YEAR
K
Keep these 10 financial goals in mind as you embark on a new year.
CREATE YOUR OWN FINANCIAL GOALS | What do you want to achieve financially this year? How about over the next five years? Maybe you want to save for a vacation, pay off a loan, start saving for retirement or complete a home improvement. Did you know you’re more likely to achieve goals you write down? Better yet, create a vision board with pictures of these goals and look at it regularly. When you consistently visualize yourself achieving these goals, they’re more likely to come true.
PRIORITIZE FINANCIAL LITERACY | Many of us haven’t taken a financial course, through no fault of our own, as it wasn’t mandated in our K-12 education. If you search “Kahn Academy Financial Literacy” online (bit.ly/KALiteracy), you can find a free, 14unit course on topics including budgeting, debt, insurance, consumer credit, investing and more.
REVIEW YOUR BUDGET | With your financial goals envisioned and the financial education to support you, create a plan to achieve your goals by including them in your budget. Not sure where to start? Check out online resources like mint.com to digitally track your budget and search “Dave Ramsey Useful Forms” (bit.ly/DAUsefulForms) and use the “Monthly Cash Flow Plan” to get started.
LOOK
FOR
WAYS TO SAVE MONEY
| “A penny saved is a penny earned.” When was the last time you shopped around for your cable, internet, cell phone service or car insurance? What about subscription-based services? Are you using them enough to justify the cost? The more you save, the faster you can achieve those one- and five-year financial goals.
BUILD AN EMERGENCY FUND | Have three to six months of your monthly expenses saved in a bank account for emergencies. You can consider investing it in a money market or CDs at your bank to earn you a higher interest rate. If you have a hard time not spending the money and putting it in an “emergency fund,” you may want to consider opening a savings account at a different bank from the one you normally use and working with your employer so that every time you get paid some money is deposited into that bank account.
PRIORITIZE SAVING FOR YOUR FUTURE | Did you know? Social Security, on average, will only replace about 40% of your income in retirement? You need to invest in your future self by saving for retirement. If your employer offers a 401(k) retirement savings plan, that is a great way to start. Another option is an individual retirement account (IRA). Work towards saving at least 10% of your income in your retirement account.
USE YOUR HEALTH SAVINGS ACCOUNT | If you use a high-deductible healthcare plan, consider using a health savings account to pay for your healthcare expenses. Why? Let’s say you’re in the 12% federal tax bracket; for every $1,000 you save in your Health Savings Account, you could save $120 in federal taxes.
REVIEW YOUR CREDIT SCORE AND CREDIT REPORT | You can get a free copy of your credit report at annualcreditreport.com every 12 months. Your credit score can affect your mortgage rates, credit card approvals, rental applications and even your job application. You should review the report to ensure the information is accurate. Reviewing your credit report can also help you catch identity theft early.
REVIEW YOUR INSURANCE COVERAGE | There are two reasons to review your insurance coverage: 1. To ensure you have enough coverage in place. 2. To ensure you have competitive pricing. In addition to health insurance, auto insurance and homeowners/renters’ insurance, make sure you have appropriate life and disability insurance in place.
CONSIDER WORKING WITH A FINANCIAL ADVISOR | If you don’t already, consider working with a financial advisor who can help you prioritize your financial goals and recommend the best next steps for your financial journey. WMW
“Did you know? Social Security, on average, will only replace about 40% of your income in retirement? You need to invest in your future self by saving for retirement.”
CONTRIBUTOR
MELISSA JEAN STEWART is a CERTIFIED FINANCIAL PLANNER® professional and Founder of ClearVista Advisors. She helps clients maximize their net worth through financial planning, investment management, and tax minimization strategies.
This material has been distributed for informational purposes only. All investments carry certain risk and there is no assurance that an investment will provide positive performance over any period of time. Past performance is not a guarantee or a reliable indicator of future results. Melissa Stewart is an investment advisor representative of Dynamic Wealth Advisors dba ClearVista Advisors. All investment advisory services are offered through Dynamic Wealth Advisors.
BY ALLISON KAY BANNISTER
FRESH FINDS FOR ARTS AND CULTURE LOVERS
LLooking for something different to do this holiday season and beyond?
There are plenty of options in greater West Michigan that may not be on your radar. Here, we’ve gathered some lesser-known attractions for you to explore—from galleries to performance venues to shops.
Fremont is just an hour’s drive from central Grand Rapids, and it’s home to two noteworthy sites. Dogwood Center for Performing Arts has been a fixture in the area for more than 20 years, fulfilling its mission “To be a creative force and community resource providing cultural experiences for Newaygo County and surrounding areas.” In addition to being a performance space for many popular acts, it also has a lobby gallery and quality programming that serves both residents and visitors.
NCCA-Artsplace , also in Fremont, offers the ability to engage with the arts through classes, exhibits, and art-involved contests and competitions. Through December 2024, they’re holding their Holiday Artist Market where shoppers can find handmade jewelry, pottery, ornaments, original paintings, sculptures, photography and more. If you miss that, don’t worry! They have a year-round Artist Market, featuring work of area artists, that draws people from near and far.
Lowell is also a destination with a variety of diversions for lovers of art and culture, all within a few steps of one another! Lowell Arts , which recently rebranded, is a gallery and performance space that also serves as an artistic and cultural hub for residents and out-of-towners craving a refreshing change of scenery. Located on West Main Street downtown, the 4,700-square-foot facility features rotating exhibits with free admission; a monthly concert series; theatre performances; art classes for youth, teens and adults; and an Artist Market with creations by Michigan artists.
Flat River Gallery & Framing is a cooperative with 26 member artists. In addition to fine art on display and for purchase, they also host special events throughout the year. Standouts include their Members’ Holiday Market, running through December 21, and Champagne & Chocolate, on February 15, 2025. Those interested in learning a new skill will be excited to participate in one of their unique classes.
Nestled in between the two on Lowell’s West Main is Ability Weavers , which focuses on “Weaving a Purpose.” They provide employment to those with autism and special needs, and they also sell many of the handwoven products they make, with 100% going back to weavers. It’s a great spot to shop for gifts, whether it’s rugs, towels, totes or custom rugs in your choice of size and color.
Also making a name in the arts scene is Muskegon, with its famed Frauenthal Center and adjacent The Block , as well as Muskegon Museum of Art . See a production of the West Michigan Symphony, a movie, a comedy show, a musical or live music at Frauenthal Center. Or, head across the street to The Block, a more intimate performance hall set within a restored 1890 building. Their 15-concert core series spans genres, from chamber music to folk to jazz to world music.
Muskegon Museum of Art, already known for its impressive permanent collection, is undergoing an $15 million expansion that will double the museum’s size. Opening in February 2025, part of
the expansion will include a new collection of 150 works by 115 women artists from around the world, generously donated by Steven Alan Bennett and Dr. Elaine Melloti Schmidt. The Museum also offers events, classes, tours, concerts and talks, plus their Festival of Trees, running through January 5, 2025.
Celebrating their centennial in 2024—and 100 years of connecting people and art—is Kalamazoo Institute of the Arts
Aptly on display is the exhibition Legendary Voices: Art for the Next Century , which brings together works from a range of periods, artists and genres, and spotlights the breadth of their collection. Ongoing programs of interest are their Wonder Walks, aimed at young children, and their Gallery Gatherings conversations. Both are free with admission, but preregistration is recommended.
Now that you’ve headed north, south, east and west, why not seek out a treasure hidden right in your own backyard?
Grand Rapids Ballet presents world-class talent, with dancers who come from across the globe to live and work in the city. 2024 is their 10th anniversary production of The Nutcracker, with six dates in December. Also not to be missed on stage in February is Peter Pan —which will include flying! Both productions are family friendly and accompanied by the Grand Rapids Symphony. WMW
CONTRIBUTOR
ALLISON KAY BANNISTER has been a West Michigan resident since 1987 and a professional writer since 2002. A GVSU alumna, she launched her own freelance writing business in 2017. Allison is a cookie connoisseur, word nerd, aspiring gardener, and metastatic breast cancer thriver who loves traveling in Michigan and beyond, and enjoys art, world cuisine, wine, music, and making homemade preserves.
STATEMENT OF OWNERSHIP, MAGAZINE & CIRCULATION
1. Publication Title: West Michigan Woman
2. Publication No.: 11-500
3. Filing Date:
49546 8. Complete Mailing Address of Headquarters or General Business Office of Publisher: Serendipity Media, LLC 535 Cascade West Parkway SE, Grand Rapids, MI 49546
Full Names and Complete Mailing Addresses of Publisher, Editor: Publisher: Kasie Smith and Managing /
Kasie Smith, President/Publisher; September 18, 2024
MIMI FRITZ:
LEADING THE CREATION OF HOLIDAY MAGIC
FFor nine years, Mimi Fritz, President and CEO of the Grand Rapids Downtown Market, worked as the director of the city of Holland Principal Shopping District. Included in that role was the creation, management and marketing of many seasonal events and programs, among them organizing the annual Kerstmarkt, an outdoor, European-style market with holiday items, delicious food and artisan demonstrations.
Fritz’s previous experience in activating public spaces with holiday-focused events stayed with her, and helped to inspire the Downtown Market’s own Christkindl Markt, which was presented as a concept to the Downtown Market board in 2018. This European-inspired event concept aligned with the original goals of the Downtown Market—to have an economic impact on the city of Grand Rapids.
We connected with Fritz to learn what’s new in the Christkindl Markt’s second year and more.
EDITED BY SARAH SUYDAM
HOW DID YOUR VISITS TO EUROPEAN CHRISTMAS MARKETS SHAPE YOUR VISION FOR CREATING A SIMILAR ATMOSPHERE?
We knew that to be successful, substantial research was necessary, including visits to some of the world’s most famous Christmas Markets, many of which have been operating for centuries. In 2018, we did our first exploratory trip visiting over 40 Christmas markets. This gave us a starting point to create our plan, how to craft the aesthetic we wanted, best curate appropriate food and retail vendors, what amenities to add and how to create the magical feel we wanted guests to experience. In working to create this same experience, we now constantly ask ourselves, ‘Would this be part of a European Christmas Market?’ That early research became our primary filter to envision an incredibly high-quality event for our community.
HOW
DO YOU HOPE THE MARKET ADDS TO THE LOCAL COMMUNITY?
Our intent has always been about growth and community. Our goal has always been to develop a model that aligns with the European style—where a city hosts multiple Christmas Markets of all types and sizes. We’d love for others in our community to take this idea and make it their own, so Grand Rapids continues to embrace the magic of early winter, and establishes us as a regional holiday destination for visitors and the community alike.
WHAT’S NEW WITH THE CHRISTKINDL MARKT IN 2024?
The success of the 2023 Christkindl Markt was a pleasant surprise, so we decided to do even more this year. The expanded Christmas Village will host more than 60 vendor booths (twice as many as 2023), add more curling sheets and strolling entertainment, offer more commemorative glassware options, and add a “Bubbles Bar” for champagne and sparkling wine enthusiasts, and eggnog for a rich and nostalgic beverage experience. Also new is our Alpenglobe Experience—private “globes” for eight that are perfect for small group gatherings. They offer a heated, enclosed environment surrounded by panoramic views of the Christkindl Markt, a dedicated Alpenglobe attendant, and exclusive food and beverage preorders to enhance your intimate get-together in the middle of our winter wonderland. WMW
