Seniors Blue Book // Eastern Nebraska and Western Iowa // 2025 Edition

Page 1


Thinking of selling your house and downsizing or moving to senior living? If you’re like many sellers, you may be looking for options other than “listing” your house in a traditional manner.

One other popular option is selling to a cash home buying company. But, how does a person find a “real” company you can trust?

Characteristics of a Legitimate Home Buying Company

Have A Real Estate License. I think its beneficial for a member of a home buying company to have a real estate license, preferably with an SRES (Seniors Real Estate Spe-cialist) designation.

Have The Financial Ability To Actually Buy Houses. I encourage sellers to call the title/closing company that the home buyer says will close the transaction to confirm that they can actually buy the house.

Transparency. I think a legitimate home buying company should share market information with a seller so they can be as educated as possible.

Credible and Trustworthy. I suggest checking the Better Business Bureau, Google reviews, and other sources if possible.

Two Critical Steps for Finding a Trusted Buyer

Cash Home Buying Company Benefits

No need to do repairs or updates to a house. Just sell your house in its current “as is” condition.

No need to get rid of the stuff. Just take what you want, sell what you want, and leave the rest.

No showings. A lot of sellers just don’t want to get and keep their house in a show ready condition or want strangers in their house.

No Whole House Inspection or Appraisal Unknowns. Most traditional buyers will always want a whole house inspection, and need an appraisal for a new home loan.

Move When You Want. A great company can close and buy a house, but let the seller remain in the house for up to 90 days or more.

If you’re looking for an easy, stressfree way to sell your house and transition to a new home, apartment, or senior living arrangement, a legitimate cash home buying company may be a great solution.

Editor’s Note: This article was submitted by Ben Souchek, the owner and founder of Home Downsizing Solutions. He may be reached at 402-291-5005 or Ben@ homedownsizing.com. See ad on page 3.

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How To Use This Guide

Welcome! Here’s how to find what you need — fast and easy.

1 TABLE OF CONTENTS & COMMUNITY RESOURCES

START WITH THE TABLE OF CONTENTS

Flip to pages 8-11 to view the main Category Headings like Aging in Place, Health & Wellness, and Legal & Financial. These sections are clearly labeled and color-coded for easy navigation.

Under each Category, you’ll see sub-categories listed alphabetically with page numbers to help you quickly locate the exact information you’re looking for.

ACTIVITIES & ENGAGEMENT

ASSOCIATIONS FOR SPECIFIC AILMENTS

AGING IN PLACE

CAREGIVER RESOURCES & SUPPORT

COMMUNITY SUPPORT & RESOURCES

HEALTH & WELLNESS

LEGAL & FINANCIAL RESOURCES

VETERANS

Located near the back of the guide, these sections include:

• Helpful definitions of services

• Easy-to-read comparison grids so you can compare providers, housing types, and services side by side

USE THE SPONSOR INDEX

On page 128, you’ll find an A - Z list of all Sponsors with their page numbers. This is a quick way to locate providers. Please support our Sponsors when you can – they help keep this guide free for the community. Let them know you found them in the Seniors Blue Book!

LOOK FOR THE SBB SYMBOL

Whenever you see the SBB symbol, it means you can find more information about that provider online at www.SeniorsBlueBook.com/local/Nebraska-Iowa.

STILL NEED HELP GETTING STARTED? Contact our Free Referral Line at 402.817.1017.

Helping Aging Parents Listen and Consider Senior Living Options

Discussing senior living with aging parents can be tough due to fears of losing independence. Seniors may resist help, feeling it threatens their freedom or burdens loved ones. Effective communication requires empathy, patience, and respect. Focus on safety, involve trusted voices, and reflect on past caregiving experiences. Choose battles wisely, seek support, and preserve their dignity. Bridge to Better Living® offers personalized guidance for this important transition.

ARTICLES

Nourishing Wellness: How to Harness Food as Medicine for Parkinson’s

Nutrition can be a powerful tool in managing Parkinson’s disease (PD). It can help your body function at its best, and every healthy choice supports brain and body wellness.

What is Hospice Care?

While allowing the family space and an opportunity to grieve, the hospice nurse will provide emotional support and allow the family as much time as necessary before calling the mortuary of choice.

Weighing Senior Living Care Options

We know there are many senior living care options to consider. For us, redefining living better is what it’s all about. Consider your senior living care options and decide what best meets the needs of you and your family. And remember, we are here to help guide you.

Letter from the Publisher

DEAR SENIORS, PROFESSIONALS, AND FRIENDS OF THE SENIORS BLUE BOOK:

Welcome to the Seniors Blue Book! Thank you for picking up the latest edition – we’re excited to share it with you!

For more than 40 years, the Seniors Blue Book has been a trusted, authoritative resource, providing seniors, caregivers, families, and senior industry professionals with the most complete and up-to-date information available. Our goal is to help you make informed decisions about senior living, healthy aging, and local services.

Inside this guide, you’ll find comparison grids that allow you to easily review and compare senior housing, in-home care providers, and other services in your area – all cataloged by amenities and offerings.

We are able to provide this valuable guide for free thanks to our wonderful supporting partners. Please be sure to let them know you found them through the Seniors Blue Book!

Stay Connected

Visit seniorsbluebook.com to:

Kirsten Brewer, Publisher

Kirsten@SeniorsBlueBook .com 402 .817 .1017

■ Explore local resources and services

■ Find community events and educational opportunities

■ Search available job listings

■ Subscribe to our monthly e-newsletter at kirsten@seniorsbluebook.com

■ Follow us on Facebook for regular updates

We’re Here to Help

Remember, Team Seniors Blue Book is Team YOU. If you need assistance, we are a phone call away and ready to guide you to the right resources. For tips on how to get the most from this guide, check out “How to Use This Guide” on pages 4-5. We feel incredibly fortunate to serve such a vibrant and supportive community. Thank you for letting us be part of your journey – we look forward to continuing to share helpful resources and opportunities with you!

Warmly,

The Seniors Blue Book

9218 Metcalf Ave #327, Overland Park, KS 66212 O: 402 .817 .1017 W: SeniorsBlueBook .com

Additional copies of this Directory are available FREE at most of the gathering places for seniors . Give us a call at 402 .817 .1017 and we will direct you to the location nearest you or go to www .SeniorsBlueBook .com and click on the your closest distribution points . The contents of this book may not be reproduced either in whole or in part without consent of the publisher . Every effort has been made to include accurate data, however, the publisher cannot be held liable for material content or errors . Copyright 2025 .

HOUSING RESOURCES

Affordable

Independent

Comparison

/ Retirement Communities

FEATURED ARTICLES

Two Critical Steps to Find a Trusted Buyer

10 Early Signs and Symptoms of Alzheimer’s and Dementia

Helping Aging Parents Listen and Consider Senior

Nourishing Wellness: How to Harness Food as

ACTIVITIES & ENGAGEMENT

SENIOR ACTIVITIES & ENTERTAINMENT

Organizations and services that offer a wide variety of enjoyable activities .

Please note that your local senior centers are focal points for many ongoing activities .

Durham Museum

801 S 10th St, Omaha 68108 402-444-5071

Great Plains Art Museum 1155 Q St, Lincoln 68588 402-472-6220

Henry Doorly Zoo & Aquarium

3701 S 10th St, Omaha 68107 402-733-8401

Intergeneration Orchestra of Omaha

4780 S 131st St, Omaha 68137 402-444-6536

International Quilt Museum

1523 N 33rd St, Lincoln 68503 402-472-6549

Iowa Genealogical Society

628 E Grand Ave, Des Moines, IA 50309 515-276-0287

Iowa Senior Games

1421 S Bell Ave, Ste 104, Ames, IA 50010 515-292-3251x3

Lauritzen Gardens / Kenefick

Park – Botanical Garden

100 Bancroft St, Omaha 68108

402-346-4002

Lester F. Larsen Tractor Museum N 35th St & Fair St, Lincoln 68583 402-472-8389

Nebraska Senior Games 1930 University Dr, Kearney 68848 308-233-3229

Pioneer Park Nature Center 3201 S Coddington Ave, Lincoln 68522 402-441-7895

Sheldon Museum of Art 12th & R Streets, Lincoln 68588 402-472-2461

University of Nebraska State Museum 645 N 14th St – Morrill Hall, Lincoln 68588 402-472-2637

YMCA Healthy Living Center 714 S Main St, Council Bluffs, IA 51503 712-323-5995

LIFELONG LEARNING OPPORTUNITIES

CONTINUING EDUCATION

Osher Lifelong Learning Institute – University of Nebraska 1650 N 35th St, Lincoln 68583 402-472-6265

Road Scholar – National Office

800-454-5768

Senior Learning Passport Program – UN Omaha 6001 Dodge St, Omaha 68182

402-554-2314

VOLUNTEER OPPORTUNITIES

VOLUNTEER OPPORTUNITIES

AARP

– Lincoln, Nebraska

301 S 13th St, Ste 201, Lincoln 68508 866-389-5651

– Omaha, Nebraska

1941 S 42nd, Ste 220, Omaha 68105

402-398-9568

Aging Partners NeighborLNK

600 S 70th St, Lincoln 68508

402-441-7575

Alzheimer’s Association

402-502-4300

– Lincoln

1500 S 70th St, Ste 201, Lincoln 68506

– Omaha

8790 F St, Ste 404, Omaha 68127

Center For People in Need

3901 N 27th, Ste 1, Lincoln 68521

402-476-4357

Connections Area Agency on Aging

231 S Main St, Council Bluffs, IA 51503

800-432-9209

Eastern Nebraska Office on Aging – Volunteer Services

1548 Front St, Blair 68008

402-444-6444

Endless Journey Hospice 10831 Old Mill Rd, Ste 400, Omaha 68154 402-800-8145

Food Bank for the Heartland 10525 J St, Omaha 68127 402-331-1213

Food Bank of Lincoln

1221 Kingbird Rd, Lincoln 68521 402-466-8170

Foster Grandparent Program –Council Bluffs

300 W Broadway, Ste 240, Council Bluffs, IA 51503 712-328-2540

Foster Grandparent Program –Omaha

1548 Front St, Blair 68008 402-426-9614

Heartland United Way 1441 N Webb Rd, Grand Island 68803 308-382-2675

HELP Adult Services

8522 Park Dr, Omaha 68105 402-341-6559 x102

Iowa Senior Games

1421 S Bell Ave, Ste 104, Ames, IA 50010 515-292-3251

Jewish Family Services

333 S 132nd St, Omaha 68154

402-913-3570

continued on page 14

VOLUNTEER OPPORTUNITIES

continued from page 13

Lauritzen Gardens/Kenefick Park

– Botanical Garden

100 Bancroft St, Omaha 68108 402-346-4002

Lincoln Parks & Recreation 3131 O St, Ste 300, Lincoln 68510 402-441-8267

Nebraska Appleseed 941 O St, Ste 920, Lincoln 68508 402-438-8853

Nebraska Senior Games 2005 1st Ave, Kearney, 68848 308-233-3229

Omaha Parks & Recreation 1819 Farnam St Rm 701, Omaha 68183 402-444-6733

Parkinson’s Nebraska 16811 Burdette St, Ste 1, Omaha 68116 402-715-4707

RSVP – Retired Senior Volunteer Program

4780 S 132nd St, Omaha 68137 402-444-6536 x1024

Senior Corps 800-942-2677

Society of St. Vincent de Paul Food Pantry

2101 Leavenworth St, Omaha 68102 402-346-5445

Volunteers Assisting Seniors

1941 S 42nd St, Ste 312, Omaha 68105 402-444-6617

Wish of a Lifetime 303-954-9144

GARDEN CLUBS

Douglas County Community Gardens

1111 S 41st St, Omaha 68105 402-444-1770

Lincoln Parks & Recreation –Garden Volunteer 3131 O St, Ste 300, Lincoln 68510 402-441-8267

FAITH BASED SENIOR GROUPS

New Cassel Retirement Center (ad on page 115)

900 N 90th St, Omaha 68114 402-393-2277

THRIFT STORES

Society of St. Vincent de Paul – Main Store & Warehouse 2101 Leavenworth St, Omaha 68102 402-341-1688

– South Omaha 5037 S 24th St, Omaha 68107 402-733-3500

– Papillion 807 Tara Plaza, Papillion 68406 402-593-4055

– North Omaha 5505 N 90th St, Omaha 68134 402-502-7837

Senior discounts

ENTERTAINMENT

International Quilt Museum .

$6

.

The quilt museum at UNL has lower senior pricing: $6 .00 admission for seniors 65+, versus $8 .00 for adults

Lincoln Children’s Museum . . . . $11 .95

The Children’s Museum in downtown Lincoln has a small discount for seniors . Seniors 65+ admission is $11 .95 (vs . $12 .95 for adults)

Lincoln Children’s Zoo .

. . $13 .95

The Lincoln Children’s Zoo offers a discounted admission price for seniors . Seniors 62+ pay $13 .95 for entry, compared to $15 .95 for a standard adult ticket . This is the everyday senior rate, and it applies at the gate or online (select the “Senior (62+)” ticket category) .

Lincoln Symphony Orchestra varies

Offers a senior (62+) subscription discount . Single concert tickets may also have a small senior rate . For example, LSO’s season packages for seniors come at a lower cost than the regular adult packages .

Marcus Theatres

$7

(Lincoln movie theaters) – Marcus operates several cinemas in Lincoln (Marcus Lincoln Grand, East Park, SouthPointe) . They offer a “Young at Heart” senior deal: $7 .00 tickets for seniors for shows before 4:00 p .m . every day This applies to moviegoers age 60+ . Additionally, on Fridays, Marcus has special senior concession offers: e .g . a $3 .50 popcorn and $3 .50 soda combo for seniors as part of their

Friday “Young at Heart” promotion

Marcus Theatres (Majestic Cinema of Omaha & Village Pointe Cinema): Seniors aged 60+ can enjoy $7 matinee tickets before 4 p .m . daily . Additionally, the “Young at Heart” program on Fridays offers discounted concessions .

Morrill Hall .

$1 off

(University of Nebraska State Museum) – This natural history museum (on UNL campus) offers seniors a small break on tickets . General adult admission is $12 .50, and seniors 65+ get $1 off (so around $11 .50 for seniors)

Municipal Golf Courses .

varies All five city golf courses have discounted greens fees for seniors For example, weekday green fees for seniors (often defined as 55+ or 62+, depending on course) are a few dollars cheaper than adult fees . Hidden Valley Golf Club lists senior (50+) weekday 18-hole walking for $20 vs $23 adult, etc . Seniors can also get season passes at reduced cost . Check each course’s posted rates for the “Senior (age X+)” price .

Parks and Recreation .

varies The Lincoln Parks & Rec department offers various senior rates:

Performing Arts & Shows .

varies Many live performance venues in Lincoln offer senior discounts on tickets: price (they focus more on affordable pricing for everyone, e .g . $26 plays) .

ENTERTAINMENT

Recreation Centers .

varies

The Abbott Sports Complex, F Street Rec, etc ., often have senior exercise classes at a discount, and the city rec centers offer SilverSneakers programs (free for qualifying Medicare Advantage participants) .

The Lied Center for Performing Arts

. 10%

(UNL’s main concert hall) often has special pricing for seniors for certain shows – e .g . $4-$5 off per ticket or around 10% off, typically for ages 62+ .

RESTAURANTS

AARP Member Discounts

varies

If you carry an AARP membership (open to anyone 50+), you can also get extra savings at various restaurants in Lincoln . For example, Denny’s (closest in Gretna/Omaha) gives 15% off with AARP; Outback Steakhouse – 10% off for AARP members; Bonefish Grill – 10% off with AARP McCormick & Schmick’s (in Omaha) – 10% off with AARP; and local eateries that accept the AARP card

Applebee’s

10–15% off for customers aged 60 and older .

Arby’s

IHOP

varies

IHOP has a dedicated “55+ Menu” with discounted pricing on smaller-portion entrees for seniors (55 and older) . In addition to the special menu, most IHOPs also give 10% off for seniors age 55+

KFC (Kentucky Fried Chicken) . . . . 10%

Many KFC restaurants provide either a free small drink or around 10% off for seniors (typically 55+)

McDonald’s

10%

10% off for customers aged 55 and older

Burger King

10%

10% off for customers aged 60 and older .

Chili’s

10% off for customers aged 55 and older .

Dairy Queen

varies

Discounts vary by location; typically available for customers aged 55 and older

Outback Steakhouse

10% off for AARP members .

Sonic

10%

10%

10% off or a free drink for customers aged 60 and older

Subway

10%

Participating Dairy Queen locations give seniors 10% off their order or a free small drink for those 55 and older .

Denny’s

10%

10% off at participating locations for customers aged 60 and older .

Taco Bell

15%

15%off for AARP members; also offers a discounted senior menu for customers aged 55 and older .

Grand China Buffet

10%

Seniors over 60 receive a 10% discount on their meals

5%

5% off or a free beverage for customers aged 65 and older .

TCBY (frozen yogurt)

10%

TCBY gives seniors 10% off their order, with eligibility starting at 55 .

Wendy’s

varies

Many locations (including some in Lincoln) will give seniors a free drink or 5–10% off their purchase .

A Street Market

Senior discounts

RETAIL & SHOPPING

10%

(3308 A Street, Lincoln) – This neighborhood grocery offers a 10% discount to seniors every Thursday and Sunday .

Family Fare

Hy-Vee

5%

Offers a 5% discount every Wednesday for seniors aged 55 and older .

Goodwill Thrift Stores (Lincoln) . . . 20% 20% off regular-priced merchandise for seniors on Sundays and Tuesdays . All shoppers age 55+ get 20% off at Goodwill stores in Lincoln on those days . Simply let the cashier know you’re a senior (55 or older) – they may ask for birthdate or ID . This is available at all Lincoln Goodwill locations (e .g . Vine Street, 56th & Hwy 2, etc .) every Tue and Sun .

Goodwill .

varies

(Lincoln locations) – Senior Discount Day: Many Hy-Vee supermarkets offer a senior discount of around 5% off groceries one day a week for eligible customers . Lincoln Hy-Vee stores typically schedule this on Thursdays for shoppers age 55+

Hy-Vee

5%

Seniors aged 55+ receive a 5% discount every Thursday at participating locations, such as the 156th & Maple Street store

JOANN Fabric & Craft Stores

20%

Hosts Senior Discount Days with 20% off for customers aged 55+, though dates may vary by location .

Kohl’s

10%

Offers a 10% discount on Tuesdays for shoppers aged 60 and older .

Great Clips

15%

Provides a 15% discount every Wednesday for customers aged 60 and older .

LensCrafters

varies

(and other Hair Salons) – Most hair salons have senior pricing . For example, Great Clips salons offer a lower Senior haircut price every day for customers 65+ In Lincoln Great Clips, seniors 65+ typically pay a few dollars less than the adult price (e .g . ~$15 instead of $18, exact prices vary by location) .

Hallmark

varies

Seniors who are AARP members can save at LensCrafters (and other eyewear retailers) . LensCrafters offers AARP members 50% off lens purchases with frame, 30% off non-prescription sunglasses, and 10% off contact lenses In practice, anyone 50+ with an AARP card qualifies . The

Michaels .

10%

Many stores offer a senior discount around 10% on certain days or for certain ages . The discount varies by location . In Lincoln, check with the specific Hallmark store (for example, some Hallmark shops in NE have offered 10% off to seniors on Tuesdays or for 65+ daily) .

10%

Michaels craft stores give an everyday senior discount of 10% off for ages 55+ . This discount applies every day on eligible purchases (including sale items) .

Ross Dress for Less

10%

Ross offers a 10% off discount to shoppers 55+ every Tuesday, known as the “Every Tuesday Club” .

RETAIL & SHOPPING

Salvation Army Family Store

25%

The store in Lincoln offers a senior citizen discount, though the details can vary . Commonly, 55+ shoppers get 25% off on a designated day of the week (many SA stores do Senior Day on Tuesday or Wednesday

Walgreens

20%

On designated Seniors Days, typically the first Tuesday of each month, seniors aged 55+ or AARP members can receive up to 20% off eligible items .

The senior discounts listed may not be fully accurate or up-to-date, as businesses and programs frequently change or discontinue their discount programs.

AGING IN PLACE

Adult Day Centers offer support for older adults to remain active and engaged in their communities . (found under Caregiver support services)

HOME IMPROVEMENTS & MODIFICATIONS

Able Up Iowa

130 S Sheldon Ave, Ste 201, Ames, IA 50014 515-292-2972

Elderly – Handyman Program 4022 Hamilton St, Omaha 68131 402-444-5219

Emergency Repair Program 1819 Farnam St, Rm 1111, Omaha 68183 402-444-5150

League of Human Dignity

1520 Avenue M, Council Bluffs, IA 51501 712-323-6863

National Architecture Program of the Paralyzed Vets of America 800-424-8200

National Residential Improvement Association 877-591-2672

HOME MAINTENANCE & HANDYMAN SERVICES

Aging Partners Handy Home Service

555 S 9th St, Ste 101, Lincoln 68508 402-441-7030

HOME MEDICAL EQUIPMENT

Kohll’s Pharmacy 12741 Q St, Omaha 68137 402-895-3102

HOME MEDICAL EQUIPMENT –LOAN CLOSETS

Assistive Technology for All 3901 N 27th St, Ste 5, Lincoln 68521 531-207-2226

Easter Seals Iowa 401 NE 66th Ave, Urbandale, IA 50313 515-289-4069

Health & Medical Equipment Loan Program (HELP) 8522 Park Dr, Omaha NE, 68105 402-341-6559 x101

League of Human Dignity 1520 Avenue M, Council Bluffs, IA 51501 712-323-6863

Presbyterian Church 216 S 34th St, Omaha 68131 402-345-5227

EMERGENCY RESPONSE SYSTEMS

Aging Partners Lifeline Program

600 S 70th St, Lincon, NE 68510 402-441-8816

Eastern Nebraska Office on Aging

4780 S 131st St, Omaha 68137

402-444-6536

TELEPHONE REASSURANCE

AARP – Lincoln, Nebraska

301 S 13th St, Ste 201, Lincoln 68508

866-389-5651

– Omaha, Nebraska

1941 S 42nd, Ste 220, Omaha 68105

402-398-9568

Eastern Nebraska Office on Aging 4780 S 131st St, Omaha 68137 402-444-6536

AGING IN PLACE

ASSOCIATIONS FOR SPECIFIC AILMENTS

ALZHEIMER’S & DEMENTIA RESEARCH

ALZHEIMER’S RESEARCH

Alzheimer’s Disease Education & Referral Center 800-438-4380

DEMENTIA CARE & RESOURCES

For local Home Care agencies that specialize in dementia, and for Dementia/Memory Care Support Communities, please refer to our NonMedical Home Care and Memory/ Dementia Personal Care & Assisted Living Communities sections

SUPPORT GROUPS

(Refer to our online Calendar of Support Groups for updated groups by visiting QR code) and seniorsbluebook .com/local/ nebraska-iowa

ASSOCIATIONS FOR SPECIFIC AILMENTS

LOCAL

Alzheimer’s Association – Lincoln

1500 S 70th St, Ste 201, Lincoln 68506 402-502-4300

– Omaha 8790 F St, Ste 404, Omaha 68127 402-502-4300

– Greater Iowa 1415 28th St, Ste 430, West Des Moines, IA 50266 515-440-2722

American Cancer Society– Omaha 8030 Farnam Dr, Omaha 68114 800-227-2345

American Diabetes Association 402-571-1101

American Heart Association – Lincoln 402-875-7382

– Omaha 9900 Nicholas St, Ste 200, Omaha 68114 402-810-6870

American Lung Association 11225 Davenport St, Ste 101, Omaha 68154 402-502-4950

American Parkinson’s Disease Association – Iowa Chapter PO Box 643, Ankeny, IA 50021 515-782-3833

Arthritis Foundation– Nebraska 16614 Vinton Cir, Omaha 68130 402-262-0144

Brain Injury Alliance of Nebraska PO Box 22147, Lincoln 68542 402-423-2463

continued on page 26

LINCOLN

SUNDAY, OCTOBER 5 |

GREATER OMAHA

SUNDAY, OCTOBER 12

Early Signs and Symptoms of Alzheimer’s and Dementia 10

Memory loss that disrupts daily life may be a symptom of Alzheimer’s or other dementia. Alzheimer’s is a brain disease that causes a slow decline in memory, thinking and reasoning skills. There are 10 warning signs and symptoms. If you notice any of them, don’t ignore them. Schedule an appointment with your doctor.

1 MEMORY LOSS THAT DISRUPTS DAILY LIFE

One of the most common signs of Alzheimer’s disease, especially in the early stage, is forgetting recently learned information. Others include forgetting important dates or events, asking the same questions over and over, and increasingly needing to rely on memory aids (e.g., reminder notes or electronic devices) or family members for things they used to handle on their own.

What’s a typical age-related change? Sometimes forgetting names or appointments, but remembering them later.

2 CHALLENGES IN PLANNING OR SOLVING PROBLEMS

Some people living with changes in their memory due to Alzheimer’s or other dementia may experience changes in their ability to develop and follow a plan or work with numbers. They may have trouble following a

familiar recipe or keeping track of monthly bills. They may have difficulty concentrating and take much longer to do things than they did before.

What’s a typical age-related change? Making occasional errors when managing finances or household bills.

3 DIFFICULTY COMPLETING FAMILIAR TASKS

People living with memory changes from Alzheimer’s or other dementia often find it hard to complete daily tasks. Sometimes they may have trouble driving to a familiar location, organizing a grocery list or remembering the rules of a favorite game.

What’s a typical age-related change? Occasionally needing help to use microwave settings or to record a TV show.

4 CONFUSION WITH TIME OR PLACE

People living with Alzheimer’s or other dementia can lose track of dates, seasons and the passage of time. They may have trouble understanding something if it is not happening immediately. Sometimes they may forget where they are or how they got there.

What’s a typical age-related change? Getting confused about the day of the week but figuring it out later.

5 TROUBLE UNDERSTANDING VISUAL IMAGES AND SPATIAL RELATIONSHIPS

Some people living with Alzheimer’s or other dementia could experience vision changes. This may lead to difficulty with balance or trouble reading. They may also have problems judging distance and determining color or contrast, causing issues with driving.

What’s a typical age-related change? Vision changes related to cataracts.

6 NEW PROBLEMS WITH WORDS IN SPEAKING OR WRITING

People living with Alzheimer’s or other dementia may have trouble following or joining a conversation. They may stop in the middle of a conversation and have no idea how to continue or they may repeat themselves. They may struggle with vocabulary, have trouble naming a familiar object or use the wrong name (e.g., calling a “watch” a “hand-clock”).

What’s a typical age-related change? Sometimes having trouble finding the right word.

7 MISPLACING THINGS & LOSING THE ABILITY TO RETRACE STEPS

A person living with Alzheimer’s or other dementia may put things in unusual places. They may lose

things and be unable to go back over their steps to find them again. He or she may accuse others of stealing, especially as the disease progresses.

What’s a typical age-related change? Misplacing things from time to time and retracing steps to find them.

8 DECREASED / POOR JUDGMENT

Individuals living with Alzheimer’s or other dementia may experience changes in judgment or decisionmaking. For example, they may use poor judgment when dealing with money or pay less attention to grooming or keeping themselves clean.

What’s a typical age-related change? Making a bad decision or mistake once in a while, like neglecting to change the oil in the car.

9 WITHDRAWAL FROM WORK OR SOCIAL ACTIVITIES

A person living with Alzheimer’s or other dementia may experience changes in the ability to hold or follow a conversation. As a result, they may withdraw from hobbies, social activities or other engagements. They may have trouble keeping up with a favorite team or activity.

What’s a typical age-related change? Sometimes feeling uninterested in family or social obligations.

continued on page 27

ASSOCIATIONS FOR SPECIFIC AILMENTS continued

Leukemia & Lymphoma Society –Nebraska Chapter 11840 Nicholas St, Ste 215, Omaha 68154 402-344-2242

Nebraska State Stroke Association 4075 East Campus Loop, Barkley Memorial Center #264, Lincoln 68583 402-472-3140

Parkinson’s Foundation Heartland 913-341-8828

Parkinson’s Nebraska 16811 Burdette St, Ste 1, Omaha 68116 402-715-4707

NATIONAL

AARP – Local Chapter Information

888-687-2277

Alzheimer’s Association –National 800-272-3900

American Cancer Society 800-227-2345

American Council of the Blind 800-424-8666

American Diabetes Association 800-342-2383

American Heart Association

800-242-8721

American Kidney Fund

800-638-8299

American Liver Foundation

800-465-4837

American Lung Association 800-586-4872

American Parkinson Disease Association 800-223-2732

American Speech Language and Hearing Association 800-638-8255

American Stroke Association 800-553-6321

Amputee Coalition of America 888-267-5669

Arthritis Foundation & Hotline 800-283-7800

Caregiver Action Network 202-454-3970 / 855-227-3640

Easter Seals Society

800-221-6827

Eldercare Locator Nationwide 800-677-1116

Huntington’s Disease Society of America 800-345-HDSA

Leukemia & Lymphoma Society 800-955-4572

Lupus Foundation of America 800-558-0121

Muscular Dystrophy Association 800-572-1717

National Council on Aging 800-424-9046

National Council on Aging Benefits CheckUp 571-527-3900

National Hospice Organization Helpline

800-658-8898

National Kidney Foundation 855-653-2273

National Multiple Sclerosis Society

800-344-4867

National Odd Shoe Exchange (NOSE)

480-892-3484

National Osteoporosis Foundation

800-231-4222

National Parkinson Foundation 800-327-4545

Project Lifesaver 877-580-LIFE

United Ostomy Association 800-826-0826

United Way – 211 211

HOLISTIC CARE & PALLIATIVE CARE

Peaceful Hearts Hospice (ad on page 93) 1812 N 203rd St, Elkhorn 68022 402-502-6492

10 Early Signs and Symptoms… continued

10 CHANGES IN MOOD AND PERSONALITY

Individuals living with Alzheimer’s or other dementia may experience mood and personality changes. They can become confused, suspicious, depressed, fearful or anxious. They may be easily upset at home, with friends or when out of their comfort zone.

What’s a typical age-related change? Developing very specific ways of doing things and becoming irritable when a routine is disrupted.

Get checked. Early detection matters. If you notice one or more signs in yourself or another person, it can be difficult to know what to do. It’s natural to feel uncertain or nervous about discussing these changes

with others. Voicing worries about your own health might make them seem more “real.” Or, you may fear upsetting someone by sharing observations about changes in his or her abilities or behavior. However, these are significant health concerns that should be evaluated by a doctor, and it’s important to take action to figure out what’s going on.

What to do if you notice these signs

If you notice any of the 10 Warning Signs of Alzheimer’s in yourself or someone you know, don’t ignore them. Schedule an appointment with your doctor.

With early detection, you can explore treatments that may provide some relief of symptoms and help you maintain a level of independence longer.

CAREGIVER SUPPORT & RESPITE

Also refer to Community Support Programs and Aging in Place

Adult Day Centers are an essential resource for family caregivers . They offer socialization, activities, and necessary supervision for older adults who may be socially isolated or require care and assistance .

Caregivers can feel confident knowing their loved one is safe and well-cared for at an adult day center, allowing them to focus on work or other necessary tasks . These centers provide a variety of programs, amenities, and therapeutic services within a structured schedule of engaging activities .

Services offered may include:

❍ Assistance with daily living tasks such as eating, walking, toileting, and medication management .

❍ Health and wellness programs, including physical, speech, and occupational therapies .

❍ Nutritious meals and snacks tailored to participants’ needs .

Choosing a Provider

After identifying nearby providers, reach out to request brochures, calendars, and

application materials . Pay close attention to:

❍ The provider’s years in operation .

❍ Staff credentials and participant-to-staff ratios .

❍ Available activities and services .

❍ Always schedule an in-person visit to ensure the facility feels like the right fit . Be clear on costs, transportation options, and other logistical details to simplify decision-making .

For more information, visit www .nadsa .org .

ADULT DAY SERVICES

Adult day programs are for elder who need a place to stay during daytime hours because they have difficulty functioning alone . The programs provide purpose and stimulation . Most facilities place participants into groups by their specific limitations . Some may have restrictions .

Immanuel Pathways –Pace Program

5755 Sorenson Pkwy, Omaha 68152

402-999-4889

POTTAWATTAMIE

COUNTY

Connections Area Agency on Aging

231 S Main St, Council Bluffs, IA 51503

800-432-9209

CARE MANAGEMENT

Assisted Living Locators

(ad on pages 37, 115)

402-926-9505

BRIDGE to BETTER

LIVING

(ad on page 37)

– 4230 Pioneer Woods Dr, Ste B, Lincoln 68506

402-802-3301

– 4611 S 96th St, Ste 106, Omaha 68127

402-218-5610

CarePatrol of Omaha

(ad on page 37)

CarePatrol .com/Omaha

402-557-0719

CARE MANAGEMENT –NON PROFIT

Aging Partners

600 S 70th St, Lincoln 68510

402-441-7070

Connections Area Agency on Aging

231 S Main St, Council Bluffs, IA 51503

800-432-9209

Easter Seals Iowa

401 NE 66th Ave, Des Moines, IA 50323 515-289-4069

Eastern Nebraska Office on Aging 4780 S 131st St, Omaha 68137 402-444-6536

Iowa Department on Aging 800-532-3213

Jewish Family Services 333 S 132nd St, Omaha 68154 402-330-2024

Southwest Iowa MHDS Region

227 S 6th St, Ste 128, Council Bluffs, IA 51501 712-328-5645

West Central Nebraska Area Agency on Aging 115 N Vine St, North Platte 69101 800-662-2961

CAREGIVER

SUPPORT SERVICES

Provides support to family members caring for older adults, may also provide training and education

continued on page 30

CAREGIVER EDUCATION

Aging Partners

600 S 70th St, Lincoln 68510

402-441-7070

Alzheimer’s Association

800-272-3900

Connections Area Agency on Aging

231 S Main St, Council Bluffs, IA 51503

800-432-9209

Eastern Nebraska Office on Aging

4780 S 131st St, Omaha 68137

402-444-6536

State Agency on Aging

301 Centennial Mall S, Lincoln 68509

402-471-2307

West Central Nebraska Area Agency on Aging

115 N Vine St, North Platte 69101

800-662-2961

CAREGIVER SUPPORT SERVICES

Alzheimer’s Association

800-272-3900

Dementia Society of America

800-336-3684

Family Caregiver Alliance

National Center on Caregiving

800-445-8106

SUPPORT GROUPS & SERVICES

Al-Anon 105 S 49th St, Ste G, Omaha 68132 402-553-5033

Alcoholics Anonymous

– Council Bluffs Area 410 S 16th St, Council Bluffs, IA 51501 712-328-9979

– Lincoln Area 2748 S St, Lincoln 68503 402-438-5214

– Omaha Area 402-556-1880

Alzheimer’s Association

– Greater Iowa 149 W Broadway, Council Bluffs, IA 51503 515-440-2722

– Great Plains Chapter 3130 Jasper Ct, Lincoln 68512 402-420-2540

– Lincoln

1500 S 70th St, Ste 201, Lincoln 68506 402-502-4300

– Omaha

8790 F St, Ste 404, Omaha 68127 402-502-4301

American Cancer Society 8030 Farnam Dr, Omaha , 68114 402-393-5800 / 800-227-2345

Parkinson’s Nebraska 16811 Burdette St, Ste 1, Omaha 68116 402-715-4707

American Parkinson’s Disease Association – Iowa Chapter

1200 Pleasant St, Ste E524, Des Moines, IA 50309

515-241-6379

Connections Area Agency on Aging

231 S Main St, Ste 240, Council Bluffs, IA 51503

800-432-9209

EveryStep Hospice –Bereavement Support

300 E Broadway, Ste 114, Council Bluffs, IA 51503 712-325-6802

Iowa Dept for the Blind 524 Fourth St, Des Moines, IA 50309 515-281-1333

Iowa Return to Community Program

231 S Main St, Council Bluffs, IA 51503

800-432-9209 x .8228

Nebraska State Stroke Association

4075 East Campus Loop, Barkley Memorial Center #264, Lincoln 68583 402-472-3140

Outlook Enrichment 4125 S 72nd St, Omaha 68127 531-365-5051

RESPITE & SHORT-TERM CARE OPTIONS

RESPITE CARE

Respite is a period of rest or relief for those who give constant care to an ill person . Many Adult Day Services, Skilled Nursing Facilities and Assisted Living/Personal Care communities offer this service, refer to these sections . For in-home respite care, refer to our Non-Medical Home Care section

Astoria Senior Living & Memory Care (ad on page 108)

402-393-7313

Connections Area Agency on Aging (ad on page 45)

800-432-9209

CountryHouse at Council Bluffs (ad on page 108) 712-322-4100

CountryHouse at Elkhorn (ad on page 108) 531-999-2747

CountryHouse at 70th & O (ad on page 108) 402-421-2200

CountryHouse at Old Cheney (ad on page 108) 402-421-1160

United Way 211 continued on page 32

RESPITE CARE continued

CountryHouse at Pine Lake (ad on page 108)

402-421-1300

CountryHouse at Omaha (ad on page 108) 402-964-2060

Easter Seals Iowa 515-289-1933

Easter Seals Nebraska 402-462-3031

Fountain View 402-596-9033

HELP Adult Services

402-341-6559 x 102

Heritage Pointe (ad on pages IFC, 111) 402-215-0572

Heritage Ridge (ad on pages IFC, 111) 402-281-0502

Iowa Dept on Aging 515-725-3333

Jewish Family Services 402-330-2024

Nebraska Lifespan Respite Network

1-866-RESPITE

New Cassel Retirement Center (ad on page 115) 402-393-2277

Respite Across the Lifespan UNMC Munroe-Meyer Institute (resources only) 402-559-5732

Ridgewood Senior Living 402-884-7644

Symphony Pointe (ad on page 108) 402-502-8577

The Heritage at Fox Run (ad on pages IFC, 111) 402-281-2493

The Heritage at Shalimar Gardens (ad on pages IFC, 111) 402-317-5382

Wel-Life at Papillion (ad on page 115) 402-339-1775

TRANSPORTATION

TRANSPORTATION

DOUGLAS COUNTY

DAV – Disabled American Vets (To and from VA) 402-995-3453

ENOA Rural Transportation 402-444-6536

– Dodge County 402-721-8262

– Washington County 402-426-96142

IntelliRide Nebraska 402-401-6999

LaVista / Ralston Special Services Van 402-331-4343

Metro Senior Pass (Omaha City Bus)

402-341-0800 x2330

MOBY

402-341-0800 x .2105

Share A Fare

402-827-9814

Visiting Angels

402-917-8225

LANCASTER COUNTY

Aging Partners in Lincoln

402-441-7151

Lancaster County Rural Transit

402-441-7031

Madonna Medical Transportation (Lincoln Residents Only)

402-413-3702

Mike’s HandyVan (Wheelchair Accessible)

402-570-1770

StarTran

– Office

402-441-7185

– HandiVan

402-441-7109

– Low Income Monthly Bus Pass

Routes & Schedule

402-476-1234

Transportation Plus of Lincoln (Wheelchair Accessible)

402-805-7975

West Central Nebraska Area Agency on Aging

800-662-2961

POTTAWATTAMIE

COUNTY

Council Bluffs Special Transportation Service 712-890-5296

SARPY COUNTY

Papillion Transportation Program 402-680-3970

National Center on Senior Transportation 866-528-6278

HOUSING PLACEMENT SERVICES

Housing placement agencies help families find the best senior living options, such as assisted living, memory care, or nursing facilities, tailored to individual needs and budgets .

For caregivers, these services simplify the process by narrowing choices, scheduling tours, and offering expert advice . With knowledge of local options and costs, they ensure informed decisions and reduce stress . By guiding families to safe and suitable housing, placement agencies provide peace of mind and ensure loved ones receive quality care .

DOWNSIZING & RELOCATION

page 3)

continued on page 36

Helping Aging Parents Listen and Consider Senior Living Options

When discussing the possibility of moving to senior living, communication can be challenging.

Parents who struggle to listen can cause frustration, but understanding their perspective can open pathways to productive conversations. Approaching these conversations with patience and empathy can help both parties find common ground and make the process smoother.

WHY OLDER ADULTS MAY RESIST LISTENING

Many aging parents struggle with listening because they fear losing independence. For seniors, relinquishing responsibilities such as driving, managing finances, or living independently can feel like a significant loss of freedom. Additionally, some seniors hesitate to accept help because they fear becoming burdens to their families. Recognizing these underlying emotions can help you approach discussions with greater sensitivity and effectiveness.

Aging adults value independence and may interpret accepting advice as losing control. Understanding these emotional factors can help facilitate more empathetic discussions. Expressing genuine empathy and acknowledgment of their feelings can significantly enhance your communication with them.

1. PRIORITIZE IMPORTANT ISSUES

Distinguish between significant concerns like safety or health risks and less critical issues, such as minor lifestyle preferences. Consider involving trusted individuals like doctors, clergy members, or friends who may be perceived as neutral authorities and help reinforce your message effectively. Thoughtfully choosing who participates in these conversations can make your loved one feel more comfortable and receptive to advice.

2. COMMUNICATE WITH RESPECT AND COMPASSION

Approach conversations without patronizing or condescending language. Clearly express that your suggestions come from genuine care and concern. Respect their dignity, emphasizing that your intent is supportive rather than controlling. Showing respect consistently helps maintain trust and strengthens your overall relationship.

3. REFLECT ON PAST EXPERIENCES

If your parents had positive experiences caring for their own aging parents, gently remind them of the rewarding nature of that caregiving relationship. Connecting past positive experiences with current discussions can help them

feel more open and understanding about receiving support. Reminding them of these experiences can also reassure them that accepting help does not diminish their value or independence.

4. CHOOSE YOUR BATTLES WISELY

Not every disagreement requires confrontation. Focus energy on issues that significantly impact their safety and well-being, rather than smaller differences. Address major concerns firmly, but let minor disagreements pass to maintain peace and trust. By carefully selecting the issues to address, you ensure your advice holds greater impact when it’s truly important.

5. SEEK EMOTIONAL SUPPORT

Caring for aging parents can feel emotionally draining. Engage with

Parents who struggle to listen can cause frustration, but understanding their perspective can open pathways to productive conversations. Approaching these conversations with patience and empathy can help both parties find common ground and make the process smoother.

continued on page 36

HOUSING PLACEMENT SPECIALISTS

Assisted Living Locators

(ad on pages 37, 115) 402-926-9505

BRIDGE

to

BETTER LIVING

(ad on page 37)

– 4230 Pioneer Woods Dr, Ste B, Lincoln 68506 402-802-3301

Helping Aging Parents

Listen and Consider

Senior Living Options continued from page 35

support networks such as friends, family, or professional groups to discuss your experiences. Sharing your feelings can relieve stress, provide perspective, and help you navigate challenging interactions more effectively. Having a reliable support system allows you to care for yourself, ultimately enabling you to better care for your loved ones.

6. RESPECT THEIR INDEPENDENCE

Always interact with your parents as respected adults. Use inclusive language, such as “I’d like to discuss…” or “Let’s explore options together,” emphasizing collaboration and mutual respect. Respectful communication fosters trust and openness, making discussions more productive. Consistently honoring their autonomy reinforces a sense of partnership rather than opposition.

– 4611 S 96th St, Ste 106, Omaha 68127

402-218-5610

CarePatrol of Omaha

(ad on page 37)

CarePatrol .com/Omaha 402-557-0719

7. EMPATHIZE WITH THEIR STRUGGLES

Remember, aging brings emotional and physical challenges. Acknowledge that these transitions can be tough, and show genuine compassion. Understanding their perspective helps build mutual respect and makes conversations more productive. Demonstrating sincere empathy can often diffuse tension and lead to more positive interactions.

HOW BRIDGE TO BETTER LIVING® CAN ASSIST YOU

Bridge to Better Living® is here to guide you and your family in exploring Senior Living Communities that meet your needs. Our goal is to help make your loved one’s next move their best move. Contact us today to schedule your personalized consultation. We look forward to providing compassionate support every step of the way.

CAREGIVER’S CHECKLIST

PERSONAL INFORMATION

Name Address

Home Phone/Cell Phone Numbers

Date of Birth/Birthplace

Driver’s License Number & State

Medicare Number & Effective Date

Medicaid Number & Effective Date

Case Worker’s Name

Case Worker’s Phone Number

Health Insurance Provider

Health Insurance Address

Health Insurance Group Number

Dental Insurance Provider

Dental Insurance Address

Dental Insurance Group Number

Vision Insurance Provider

Vision Insurance Address

Vision Insurance Group Number

Emergency Contact’s Name

Emergency Contact’s Address

Emergency Contact’s Phone Number

Emergency Contact’s Relationship to Patient

HEALTH INFORMATION

Medical Conditions

Prescriptions/Dosage/Frequency

Diabetes o Yes o No

Insulin Dosage/Frequency

Insulin Dependent o Yes o No

Insulin Last Dose/Next Dose

Dialysis o Yes o No Dialysis (Name of Facility)

Dialysis Last Treatment/Next Treatment

Allergies

Surgeries

Medical Devices (Pacemaker/Pain Pump/Oxygen)

Cardiac Bypass/Valve Replacement

Transplant (Heart/Kidney/Liver/Lung)

Joint Replacement

Primary Care Physician’s Name

Primary Care Physician’s Address/Phone Number

Dentist’s Name

Dentist’s Address/Phone Number

Eye Doctor’s Name

Eye Doctor’s Address/Phone Number

Hearing Aid Provider

Hearing Aid Provider’s Address/Phone Number

Dentures/Partial Bridges o Yes o No

Eyeglasses/Contacts o Yes o No

Hearing Aids o Yes o No

Local Ambulance Phone Number

COMMUNITY RESOURCES & PROGRAMS

COUNTY HEALTH DEPARTMENTS

Health Department

– Dodge and Washington County Three Rivers Health Dept, 2400 N Lincoln Ave, Fremont 68025 402-727-5396 / 866-727-5396

– Pottawattamie County Pottawattamie County Health, 600 S 4th St, Council Bluffs, IA 51503 712-242-1155

– Douglas County 1111 S 41st St, Omaha 68105 402-444-7471

– Lancaster County 3131 O St, Lincoln 68510 402-441-8000

– Sarpy County 701 Olsen Dr, Ste 101, Papillion 68046 402-339-4334

ENERGY RESOURCES & WEATHERIZATION

American Red Cross

Heartland Chapter 2912 S 80th Ave, Omaha 68124 402-343-7700

Community Action Partnership 210 O St, Lincoln 68508 402-471-4515

Connections Area Agency on Aging

231 S Main St, Council Bluffs, IA 51503 800-432-9209

Habitat For Humanity 1701 N 24th St, Omaha 68110 402-457-5657

LIHEAP – Energy Assistance 800-383-4278

Northeast Nebraska Community Action Partnership (NENCAP) Svcs 402-385-6300 or 800-445-2505

Society of St. Vincent de Paul 1715 Izard St, Omaha 68102 402-346-5445 Help Line

Southeast Nebraska Community Action Partnership 402-862-2411

West Central Community Action 1408 A Hwy 44, Harlan, IA 51537 712-755-5135

FOOD RESOURCES

DOUGLAS COUNTY

A Hand Up Food Pantry 216 S 34th St, Omaha 68131 402-345-5383

Open Door Mission 2828 N 23rd St E, Omaha 68110 402-422-1111

Chabad House Pantry 1866 S 120th St, Omaha 68144 402-957-2705

Community Cupboard Church Food Pantry 13130 Faith Plaza, Omaha 68114 402-391-0350

Eastern Nebraska Community Action Partnership (ENCAP)

2406 Fowler Ave, Omaha 68111

402-453-5656

First Lutheran Church’s Food Pantry

542 S 31st St, Omaha 68105

402-345-7506

Food Bank for the Heartland

10525 J St, Omaha 68127

402-331-1213

Heart Ministry Center

2222 Binney St, Omaha 68110

402-451-2321

Heartland Hope Mission

15555 Industrial Rd, Omaha 68144

402-733-2077

Millard Food Pantry

5323 S 139th Plaza, Omaha 68137

402-733-2077

Hope West Food Pantry

2556 S 138th St, Omaha 68144

402-932-0084

Juan Diego Center – Food Pantry

5211 S 31st St, Omaha 68107

402-731-5413

Kountz Memorial Church

Food Pantry & Garden

2665 Douglas St, Omaha 68131

402-341-7761

Marshall Drive Pantry

4845 Marshall Dr, Omaha 68137

402-895-4227

Meals on Wheels and Congregate

Meals/Senior Centers

1548 Front St, Blair, 68008

402-426-9614

Open Door Mission

2828 N 23rd St E, Omaha 68110

402-422-1111

Project Hope 6201 N 60th St, Omaha 68104

402-453-7649

Salem Food Pantry

3120 Lake St, Omaha 68111

402-505-9973

Society of St. Vincent de Paul Food Pantry

2101 Leavenworth St, Omaha 68102

402-341-1688

Spirit Life Assemblies of God Church

4815 Harrison St, Omaha 68157

402-733-6583

St. Benedict the Moor 2423 Grant St, Omaha 68111

402-348-0631

The Salvation Army of Omaha

Citadel Worship & Service Center

3738 Cuming St, Omaha 68121

402-553-5694

Together – Choice Pantry

812 S 24th St, Omaha 68108 402-345-8047

Westside Church Food Pantry

15050 W Dodge Rd, Omaha 68154

402-496-7833

LANCASTER COUNTY

Aging Partners

600 S 70th St, Lincoln 68510

402-441-7070

FOOD RESOURCES continued

Aging Partners Northeast Center 6310 Platte Ave, Lincoln 68507

402-441-7151

Catholic Social Services of Southern Nebraska

2241 O St, Lincoln 68510

402-474-1600

Center For People in Need

3901 N 27th, Ste 1, Lincoln 68521

402-476-4357

Commodity Supplemental Food Program (CSFP)

PO Box 95026, Lincoln 68509 402-471-0189

Community Action Partnership

210 O St, Lincoln 68508

402-471-4515

El Centro de las Americas

210 O St, Lincoln 68508 402-474-3950

Food Bank of Lincoln 1221 Kingbird Rd, Lincoln 68521

402-466-8170

Matt Talbot Kitchen 2121 N 27th St, Lincoln 68501 402-477-4116

Nebraska Dept of Health

301 Centennial Mall S, Lincoln 68509 402-471-3121

Peoples City Mission – Mission Help Center

110 Q St, Lincoln 68508 402-475-1303

Salvation Army of Lincoln 2625 Potter, Lincoln 68503 402-474-6263

Senior Farmers Market Nutrition Program

402-441-3480

Supplemental Nutrition Assistance Program (SNAP) 800-383-4278

Tabitha’s Meals on Wheels 4720 Randolph St, Lincoln 68510 402-486-8589

The Gathering Place 1448 E St, Lincoln 68508 402-476-7398

WIC

– 501 S 7th St, Lincoln 68508 402-441-8655

– 3140 N St, Lincoln 68510 402-441-6200

Northeast Family Center 6220 Logan Ave, Lincoln 68506 402-471-3700

POTTAWATTAMIE COUNTY

Care & Share House 1808 5th Ave, Council Bluffs, IA 51501 712-256-7535

Carter Lake Senior Center

626 E Locust, Carter Lake, IA 51510 712-347-6102

Community of Christ Food Pantry 17 N 2nd St, Council Bluffs, IA 51503 712-328-8122

Connections Area Agency on Aging

231 S Main St, Council Bluffs, IA 51503 800-432-9209

Crossroads Church 1307 N 28th St, Council Bluffs, IA 51501 712-890-8888

First Baptist Church

540 1st Ave, Council Bluffs, IA 51503

712-322-2569

Gethsemane Presbyterian Church

224 Wallace Ave, Council Bluffs, IA 51501 712-366-2513

Iowa Dept on Aging

510 E 12th St, Ste 2, Des Moines, IA 50319 515-725-3333

Neola Senior Center

110 4th St, Neola, IA 51559 712-485-2179

Oakland Senior Center

614 Dr Van Zee Rd, Oakland, IA 51560 712-482-3353

Our Savior’s Lutheran Church

313 Story St, Council Bluffs, IA 51503 712-322-6655

Southside Food Pantry –Helping Hands

1919 S 10th St, Council Bluffs, IA 51501 712-323-7326

TLC Food & Clothing Pantry 415 Antique City Dr, Walnut, IA 51577

712-249-2592

Victory Fellowship Church 2111 23rd Ave, Council Bluffs, IA 51501 712-323-3453

SARPY COUNTY

Bellevue Food Pantry 1912 Hancock St, Bellevue 68005 402-292-2961

WASHINGTON COUNTY

Joseph’s Coat Thrift Store and Food Pantry 1737 Washington St, Blair 68008 402-426-0440

ADVOCACY & SUPPORT PROGRAMS

ADVOCACY FOR SENIORS

FEATURED PROVIDERS

Assisted Living Locators (ad on pages 37, 115) 402-926-9505

BRIDGE to BETTER LIVING

(ad on page 37)

– 4230 Pioneer Woods Dr, Ste B, Lincoln 68506 402-802-3301

– 4611 S 96th St, Ste 106, Omaha 68127 402-218-5610

CarePatrol of Omaha (ad on page 37)

CarePatrol .com/Omaha 402-557-0719

continued on page 44

ADVOCACY FOR SENIORS continued

AARP – Iowa

600 E Court Ave, Ste 100, Des Moines, IA 50309

866-554-5378

– Lincoln, Nebraska

301 S 13th St, Ste 201, Lincoln 68508 866-389-5651

Aging Partners

600 S 70th St, Lincoln 68510 402-441-7070

CARIE Line 800-356-3606

Center For People in Need 3901 N 27th, Ste 1, Lincoln 68521 402-476-4357

Connections Area Agency on Aging

231 S Main St, Council Bluffs, IA 51503 800-432-9209

Eastern Nebraska Office on Aging

4780 S 131st St, Omaha 68137 402-444-6536

Iowa Dept on Aging 510 E 12th St, Ste 2, Des Moines, IA 50319

515-725-3333

National Council on Aging (NCOA) 571-527-3900

National Organization on Disability (NOD) 646-505-1191

SAGE

888-234-SAGE

State Unit On Aging

301 Centennial Mall S, Lincoln 68509 402-471-3121

The American Geriatrics Society 212-308-1414

West Central Nebraska Area Agency on Aging 115 N Vine St, North Platte 69101 800-662-2961

AREA AGENCIES ON AGING

Aging Partners (ad on page 44)

600 S 70th St, Lincoln 68510 402-441-7070

Connections Area Agency on Aging (ad on page 45)

231 S Main St, Council Bluffs, IA 51503

800-432-9209

Eastern Nebraska Office on Aging (ad on Inside Back Cover)

– 4780 S 131st St, Omaha 68137 402-444-6536

– 1904 South St, Blair 68008 402-426-9614

Eldercare Locator Nationwide 800-677-1116

Iowa Department on Aging

800-532-3213

State Unit On Aging

West Central Nebraska Area Agency on Aging 115 N Vine St, North Platte 69101 800-662-2961

CONSUMER AFFAIRS

AARP ElderWatch 303-222-4444

Center for Disease Control 800-232-4636

Consumer Financial Protection Bureau 855-411-2372

Do Not Call Registry 888-382-1222

Iowa Attorney General 1305 E Walnut St, Des Moines, IA 50319 515-281-5164

301 Centennial Mall S, Lincoln 68509 402-471-2307 continued on page 46

CONSUMER AFFAIRS

continued

Iowa Fraud Fighters

1963 Bell Ave, Ste 100, Des Moines, IA 50315 515-654-6600

Iowa Office of Recovery Services

3839 Merle Hay Rd, Ste 229, Des Moines, IA 50310 855-622-4692

Medicaid Client Fraud

– Lincoln

1033 O St, Ste 500, Lincoln 68508 402-595-3789

– Omaha

1215 S 42nd St, Omaha 68105 402-595-3789

Medicaid Provider Fraud –

NE Attorney General

1221 N St, Ste 500, Lincoln 68509 402-471-3549

National Consumers League

202-835-3323

Nebraska Attorney General’s

Senior Hotline

2115 State Capitol, Lincoln 68509 888-287-0778

Nebraska Dept of Insurance –

Medicare Fraud 1526 K St, Ste 200, Lincoln 68509 402-471-2201

Senate Aging Committee –Anti-Fraud Hotline 855-303-9470

Seniors Against Investment Fraud

601 Locust St, 4th Fl, Des Moines, IA 50309 515-281-5705

US Consumer Product Safety 800-638-2772

US Food & Drug Administration Information 888-463-6332

DISABILITY SERVICES

League of Human Dignity – 5513 Center St, Omaha 68106 402-595-1256 – 1520 Avenue M, Council Bluffs, IA 51501 712-323-6863

– 1701 P St, Lincoln 68508 402-441-7871

ELDER ABUSE PREVENTION

Adult Protective Services

301 Centennial Mall S, Lincoln 68509 800-652-1999

Connections Area Agency on Aging

231 S Main St, Council Bluffs, IA 51503 800-432-9209

Eastern Nebraska Office on Aging 4780 S 131st St, Omaha 68137 402-444-6536

Iowa Domestic Violence Hotline 800-770-1650

Long-Term Care Ombudsman

PO Box 95026, Lincoln 68509 402-802-5541 / 800-942-7830

National Center for Elder Abuse 800-677-1116

National Domestic Violence Hotline

800-799-7233

Nebraska Abuse & Neglect Line

800-652-1999

Nebraska Coalition 24 Hour Abuse Hotline

245 S 84th St, Ste 200, Lincoln 68510

402-476-6256

Office of Long Term Care Ombudsman

– Iowa

510 E 12th St, Ste 2, Des Moines, IA 50319

515-725-3333

Pottawattamie County Dept of Human Services

417 Kanesville Blvd, Council Bluffs, IA 51503

712-328-5661

PERSONALIZED VISITATION

Connections Area Agency on Aging Senior Companion Program

231 S Main St, Council Bluffs, IA 51503

800-432-9209

Eastern Nebraska Office on Aging

Senior Companion Program

4780 S 131st St, Omaha 68137

402-444-6536

West Central Nebraska Area Agency on Aging

115 N Vine St, North Platte, 69101

800-662-2961

EMPLOYMENT OPPORTUNITIES

CareerOneStop

877-872-5627

Connections Area Agency on Aging

231 S Main St, Council Bluffs, IA 51503

800-432-9209

Easter Seals Iowa 401 NE 66th Ave, Des Moines, IA 50313 515-289-1933 / 515-289-4069

Eastern Nebraska Community Action Partnership 2406 Fowler, Omaha 68111 402-453-5656

Eastern Nebraska Office on Aging 4780 S 131st St, Omaha 68137 402-444-6536

Iowa Dept on Aging

510 E 12th St, Ste 2, Des Moines, IA 50319 515-725-3333

National Experienced Workforce Solutions (NEWSolutions) 703-558-4200

Nebraska Client Assistance Program (CAP)

301 Centennial Mall S, Lincoln 68509 800-742-7594

Omaha Parks & Recreation 1819 Farnam St, Ste 701, Omaha 68183

402-444-5900

continued on page 48

EMPLOYMENT OPPORTUNITIES

continued

Senior Community Service Employment Program

877-872-5627

US Equal Employment Opportunity Commission

800-669-4000

Veterans Center

3047 S 72nd St, Omaha 68131 402-346-6735

ACCESSIBLE PRODUCTS

Able Up Iowa

130 S Sheldon Ave, Ste 201, Ames, IA 50014 515-292-2972

Assistive Technology for All 500 S 84th, Lincoln 68510 531-207-2226

Easter Seals Iowa

401 NE 66th Ave, Des Moines, IA 50313 515-289-1933

Easter Seals Nebraska 402-462-3031 / 800-471-6425

ASSISTIVE DEVICES

Outlook Enrichment

4125 S 72nd St, Omaha 68127 531-365-5051

Radio Talking Book Service

(ad on page 62)

7101 Newport Ave, Ste 205, Omaha 68152 402-572-3003

DRIVERS LICENSE OFFICES & INFORMATION

AARP Driver Safety Program 866-732-4213

Council Bluffs Drivers License Station 1720 N 16th St, Ste D & E, Council Bluffs, IA 51503 515-244-8725

Dodge County Drivers License Office

435 N Park Ave, Fremont 68025 402-727-2902

Douglas County Drivers License Office

– 4502 Maass Rd, Bellevue 68133 402-292-0141

– 4606 N 56th St, Ste 100, Omaha 68104 402-595-2040

– 17007 Burt St, Omaha 68118 531-600-7537

Handicap Parking Permits 402-471-3918

Lancaster County Drivers License Office – Skills Test Offered 500 West O St, Lincoln 68528 402-471-2823

Sarpy County Drivers License Office

4502 Maass Rd, Bellevue 68133 402-292-0141

Washington County Drivers License Office 1555 Colfax St, Blair 68008 402-426-5660

HOSPICE

Complete Hospice Agencies listed on pages 96.

National Hospice Organization Helpline 800-658-8898

SENIOR ORGANIZATIONS & SERVICES

AARP

– Lincoln, Nebraska

301 S 13th St, Ste 201, Lincoln 68508 866-389-5651

– Omaha, Nebraska

1941 S 42nd, Ste 220, Omaha 68105 402-398-9568

Aging Partners Center

600 S 70th St, Lincoln 68510 402-441-7070

Connections Area Agency on Aging

231 S Main St, Council Bluffs, IA 51503

712-279-6900 / 800-432-9209

Serving aging Iowans and older adults with disabilities and their family caregivers through information and assistance, service navigation and coordination, and resources for independence .

Eastern Nebraska Office on Aging (ad on Inside Back Cover)

– 4780 S 131st St, Omaha 68137 402-444-6536

– 1904 South St, Blair 68008 402-426-9614

ENOA’s role is to ensure that older adults have access to a continuum of services that help them to remain active, independent and in their own homes for as long as possible .

Lifelong Links – Iowa Dept on Aging

866-468-7887

To help older Iowans and caregivers learn more about long-term living services and supports available throughout the state .

Outlook Enrichment

4125 S 72nd St, Omaha 68127 531-365-5051

West Central Nebraska Area Agency on Aging

115 N Vine St, North Platte 69101 800-662-2961

Service is the number one priority of the Aging Network . From care management to legal services, we strive to have what older people need .

SOCIAL SECURITY

Social Security Administration

– 20 Arena Wy, Ste 1, Council Bluffs, IA 51501 866-331-9094

– 604 N 109th Ct, Omaha 68154 866-716-8299

– 100 Centennial Mall N, Rm 240, Lincoln 68508 866-593-2880

Social Security Administration

– National 800-772-1213

– Medicare Claims 800-633-4227

continued on page 53

Nourishing Wellness: How to Harness

Food as Medicine for Parkinson’s

Nutrition can be a powerful tool in managing Parkinson’s disease (PD). Whole, nutrient-dense foods help your body function at its best, and every healthy choice supports brain and body wellness.

This article is based on a Parkinson’s Foundation Expert Briefing led by nutritionist Carolee Horner, MS, NBC-HWC.

The Relationship Between Food and Parkinson’s

Food is more than fuel – it can serve as medicine. Your body breaks down everything you eat into usable components that support energy, brain function, and cellular repair. Better fuel means better health. There’s a strong link between gut health and brain health. The gut microbiome, made up of trillions of bacteria, plays a key role in producing neurotransmitters, regulating inflammation, and influencing medication absorption. A healthy gut thrives on a diet rich in whole and fermented foods, fruits, vegetables, healthy fats, herbs, and spices – foods that are high in antioxidants and protect the body from damage.

In contrast, the standard American diet – loaded with processed foods, refined sugars, and unhealthy fats –is associated with:

• Chronic diseases (diabetes, heart disease, obesity)

• Cognitive decline and neurodegeneration

• Inflammation and oxidative stress, both of which contribute to PD progression

Nutrition’s Role in Managing Symptoms

Nutrient-rich foods and proper hydration can ease common PD symptoms such as digestive issues and may improve cognition, mood, and sleep. Stable blood sugar levels, supported by well-balanced meals and snacks, can help regulate energy throughout the day.

Several sustainable, long-term eating patterns show promise for people with Parkinson’s:

• Mediterranean Diet: Focuses on colorful fruits and vegetables, legumes, whole grains, lean proteins (especially fatty fish), olive oil, nuts, and seeds.

continued on page 52

Helpline

1-800-4PD-INFO (473-4636)

Get answers to your PD questions, referrals to experts and resources.

PD Library

Parkinson.org/Library

Explore books, podcast episodes, fact sheets and videos.

PD GENEration: Mapping the Future of

Parkinson’s Disease

Parkinson.org/PDGeneration

A Parkinson’s Foundation research study that offers genetic testing and counseling at no cost to people living with PD.

PD Health@Home

Parkinson.org/PDHealth

Access at-home resources through weekly online events designed for you.

Nourishing Wellness: How to Harness Food as Medicine for Parkinson’s continued

• Med-DASH Diet: Combines the Mediterranean diet with the DASH (Dietary Approaches to Stop Hypertension) model – low in salt, sugar, red meat, and high-fat dairy.

• MIND Diet: Designed to support brain health, it blends the Mediterranean and DASH diets with added emphasis on leafy greens and berries.

These diets limit processed foods, sweets, fried foods, and high-fat dairy. Studies link the Mediterranean and MIND diets to slower PD progression and improved quality of life. The MIND diet, in particular, was found to be twice as effective at reducing symptoms compared to the Mediterranean diet. It’s also linked to delayed PD onset (up to 17 years for women and 7 years for men) and lower Alzheimer’s risk.

Therapeutic Diets (Short-Term Options)

While therapeutic diets are more restrictive, some may be helpful under medical supervision. These are generally short-term resets rather than permanent plans:

• Vegan Diet: Plant-based, eliminating all animal products.

• Ketogenic Diet: High-fat, low-carb approach that promotes ketosis –using fat instead of glucose for energy.

• Paleo Diet: Eliminates grains, legumes, and dairy while

emphasizing meats, fish, fruits, and vegetables.

Therapeutic diets may be difficult to maintain and should be reviewed with your healthcare provider to ensure proper nutrition.

Personalizing Your Approach

There’s no one-size-fits-all diet for Parkinson’s. However, effective dietary approaches share common elements:

• Whole, unprocessed, fiber-rich foods

• Plenty of vegetables

• Healthy fats (olive oil, nuts, seeds, avocados)

• Adequate hydration (dehydration can worsen muscle stiffness)

Colorful, plant-based foods introduce phytonutrients that fight inflammation and oxidative stress, helping protect the brain. Important nutrients include:

• Lycopene (tomatoes, watermelon)

• Beta-carotene (carrots, squash)

• Phytosterols (leafy greens)

• Anthocyanins (blueberries, purple cabbage)

• Antioxidants (vitamins C and E from citrus, berries, nuts, and seeds)

• B Vitamins: Especially B12, crucial for brain function (found in meat, fish, eggs; other B vitamins are in whole grains, legumes, and leafy greens)

SOCIAL SERVICES

Access Nebraska

PO Box 2992, Omaha 68103 855-632-7633

SUBSIDIZED HOUSING RESOURCES

See our subsidized housing grids on page 97.

Community Action Partnership of Lancaster & Saunders Counties –Supportive Housing 210 O St, Lincoln 68508 402-471-4515

Connections Area Agency

on Aging (ad on page 45)

231 S Main St, Ste 240, Council Bluffs, IA 51503 712-279-6900 / 800-432-9209

HUD 800-225-5342

Omaha Housing Authority 1823 Harney St, Omaha 68102 402-444-6900

Nourishing Wellness: How to Harness Food as Medicine for Parkinson’s

• Vitamin D: Often deficient in people with PD; sunlight and supplements are common sources

Herbs and spices also offer powerful nutrients – adding flavor and health benefits to meals.

Tips for Tackling Nutrition Challenges

Managing nutrition with PD may take some extra attention. Here are practical tips:

• Levodopa interaction: High-protein foods may affect how levodopa is absorbed. Ask your doctor if you should time your medication 30 minutes before or 60 minutes after eating protein.

continued

• Meal timing: Smaller, more frequent meals can support digestion and help manage medication effects.

• Swallowing difficulties (dysphagia): Work with a speechlanguage pathologist who specializes in PD. Softer foods and thickened liquids may help.

• Maintaining weight: Struggling to keep weight on? Try high-calorie shakes or smoothies with protein powder. Choose whole, real foods –avoid processed additives.

• Limited access to fresh foods: Frozen and canned vegetables (without added salt or sugar) are great alternatives when fresh produce is unavailable.

Talk to your healthcare team about what’s right for you, and take time to explore what works best for your symptoms and lifestyle.

HEALTH & WELLNESS

MEDICAL CARE FACILITIES

FAMILY HEALTH CLINICS

Clinics provide a number of medical and health care services . Most of the care is offered either at lower rates, or some may be provided for free to the low income and uninsured . Programs, hours and services vary so contact your nearest location .

All Care Health Center

902 S 6th St, Council Bluffs, IA 51501 712-325-1990

Bluestem Health 1021 N 27th St, Lincoln 68503 402-476-1455

Charles Drew Health Center 2915 Grant St, Omaha 68111 402-451-3553

Good Neighbor Community Health Center 2740 N Clarkson St, Fremont 68025 402-721-0951

Health 360 Integrated Care Clinic 2301 O St, Lincoln 68510 402-441-6642

One World Community Health Center 4920 S 30th St, Omaha 68107 402-734-4110

– Northwest 4229 N 90th St, Omaha 68134 402-401-6000 x2

– West 4101 S 120th St, Omaha 68137 402-505-3907 x2

HOSPITALS

DODGE COUNTY

Methodist Fremont Health Medical Center 450 E 23rd St, Fremont 68025 402-721-1610

DOUGLAS COUNTY

Chi Health

– Creighton University Medical Center Bergan Mercy 7500 Mercy Rd, Omaha 68124 402-398-6060

– Immanuel 6901 N 72nd St, Omaha 68122 402-572-2121

– Lakeside 16901 Lakeside Hills Ct, Omaha 68130 402-717-8000

Midwest Surgical Hospital 7915 Farnam Dr, Omaha 68114 402-399-1900

Nebraska Orthopaedic Hospital 2808 S 143rd Plaza, Omaha 68144 402-609-3000

Nebraska Spine Hospital

6901 N 72nd St, Ste 20300, Omaha 68122

402-572-3000

Omaha VA Medical Center – VA

Nebraska Western Iowa 4101 Woolworth Ave, Omaha 68105

402-346-8800

The Nebraska Medical Center

4350 Dewey Ave, Omaha 68105 402-552-2000

The Nebraska Methodist Hospital 8303 Dodge St, Omaha 68114 402-354-4000

LANCASTER COUNTY

Bryan Medical Center

– East

1600 S 48th St, Lincoln 68506 402-481-1111

– West

2300 S 16th St, Lincoln 68502 402-481-1111

Chi Health

– Nebraska Heart

7500 S 91st St, Lincoln 68526 402-489-6555

– St. Elizabeth

555 S 70th St, Lincoln 68510 402-219-8000

Lincoln Surgical Hospital

1710 S 70th St, Ste 200, Lincoln 68506

402-484-9090

Lincoln VA Medical Center

600 S 70th St, Lincoln 68510

402-489-3802

POTTAWATTAMIE COUNTY

Chi Health Mercy – Council Bluffs

800 Mercy Dr, Council Bluffs, IA 51503

712-328-5000

Methodist Jennie Edmundson Hospital

933 E Pierce St, Council Bluffs, IA 51503

712-396-6000

SARPY COUNTY

Chi Health Midlands 11111 S 84th St, Papillion 68046

402-593-3000

WASHINGTON COUNTY

Memorial Community Hospital & Health System 810 N 22nd St, Blair 68008

402-426-2182

REHABILITATION FACILITIES

Prairie Gate (ad on page 115, Back Cover) 16 Valley View Dr, Council Bluffs, IA 51503

712-352-6600

REHABILITATION HOSPITALS

Madonna Rehabilitation Hospital

– Lincoln 5401 South St, Lincoln 68506 402-413-3000

– Omaha 17500 Burke St, Omaha 68118 402-401-3100

SENIOR HEALTH CLINICS

One World Community Health Ctr

4920 S 30th St, Omaha 68107

402-734-4110

MENTAL HEALTH SERVICES & COUNSELING

American Association for Geriatric Psychiatry

703-718-6026

American Psychological Association 800-374-2721

Catholic Charities

9223 Bedford Ave, Omaha 68134 531-213-7396

CenterPointe

2633 P St, Lincoln 68503 402-475-8717

Community Alliance – Omaha

4001 Leavenworth St, Omaha 68105 402-341-5128

Iowa Dept on Aging

510 E 12th St, Ste 2, Des Moines, IA 50319 515-725-3333

National Alliance on Mental Health

800-950-6264

National Alliance on Mental Illness

703-524-7600

– Iowa Chapter 3839 Merle Hay Rd, Ste 229, Des Moines, IA 50310 515-254-0417

– Nebraska Chapter 6001 Dodge St, CEC 219, Omaha 68182 402-345-8101

National Institute of Mental Health 866-615-6464

National Mental Health America 800-969-6642

National Suicide Prevention Hotline – Serving Veterans 800-273-TALK

ADDICTION SERVICES

Alcoholics Anonymous

– Lincoln Area 2748 S St, Ste AA, Lincoln 68503 402-438-5214

– Omaha Area 6831 Grover St, Omaha 68106 402-556-1880

– Council Bluffs Area 410 S 16th St, Council Bluffs, IA 51501 712-328-9979

PRESCRIPTION ASSISTANCE

PRESCRIPTION ASSISTANCE & DISCOUNTED MEDICATIONS

AARP Prescription Discount Program 800-456-2277

Iowa Drug Card 877-321-6755

Iowa Prescription Assistance Program

844-272-8379

Iowa Prescription Drug Donation Program

11100 Aurora Ave, Bldg 13, Urbandale, IA 50322 515-327-5405

Lilly Patient Assistance Program 800-545-6962

Medicare Prescription Drug Card 800-633-4227

Merck Patient Assistance Program 800-727-5400

National Council on Aging 571-527-3900

Nebraska Rx Card 877-321-6755

Novartis Medicare Drug Plan Assistance Line 800-620-3292

Pfizer RX Pathways 866-706-2400

Prescription Discount Card –Douglas County 877-321-2652

Rx Benefits 800-377-1614

SHIIP – Senior Health Insurance Information Program

– Iowa 1963 Bell Ave, Ste 100, Des Moines, IA 50315 800-351-4664

– Nebraska 2717 S 8th St, Ste 4, Lincoln 68502 800-234-7119

PREVENTIVE CARE

Nutrition, Exercise, and Wellness Programs

AQUATIC THERAPY & CLASSES

DOUGLAS COUNTY

Common Ground Community Ctr 1701 Veterans Dr, Omaha 68022 402-444-4227

Mockingbird Hills Community Ctr 10242 Mockingbird Dr, Omaha 68127 402-444-6103

Montclair Community Center 2304 S 135th Ave, Omaha 68144 402-444-4956

YMCA

– Armbrust 5404 S 168th St, Omaha 68135 402-896-4200

– Butler Gast 3501 Ames Ave, Omaha 68111 402-453-8903

– Downtown Omaha 430 S 20th St, Omaha 68102 402-977-4300

– Maple Street 7502 Maple St, Omaha 68134 402-393-3700

– Southwest 13010 Atwood Ave, Omaha 68144 402-334-8487

– Twin Rivers 6100 Twin Rivers Cir, Valley 68064 402-359-9622

AQUATIC THERAPY & CLASSES continued

YMCA cont’d

– Westview

15800 Summit Plaza, Ste A, Bennington 68007

402-502-6800

DODGE COUNTY

Fremont Family YMCA

Dillon Aquatic Center, 810 N Lincoln Ave, Fremont 68025 402-721-6952

LANCASTER COUNTY

Arnold Heights Pool

4000 NW 46th, Lincoln 68524 402-441-7829

Ballard Pool

3901 N 66th, Lincoln 68507 402-441-7898

Belmont Pool

12 & Manatt, Lincoln 68521 402-441-7826

Eden Pool

4400 Antelope Creek, Lincoln 68521 402-441-7827

Highlands Aquatic Center 5511 NW 12th, Lincoln 68521 402-441-7800

Irvingdale Pool 1900 Van Dorn, Lincoln 68502 402-441-7828

Star City Shores Aquatic Center

4375 S 33rd Ct, Lincoln 68516 402-441-6670

University Place Aquatic Center 2000 N 48th, Lincoln 68504 402-441-7834

Woods Pool 3300 J St, Lincoln 68510 402-441-7782

YMCA – Cooper 6767 S 14th St, Lincoln 68512

402-323-6400

– Copple Family 8700 Yankee Woods Dr, Ste B, Lincoln 68526 402-327-0037

– Fallbrook

700 Penrose Dr, Ste B, Lincoln 68521 402-323-6444

– Northeast 2601 N 70th St, Lincoln 68507 402-434-9262

POTTAWATTAMIE COUNTY

Connections Area Agency on Aging

231 S Main St, Council Bluffs, IA 51503 800-432-9209

The YMCA Healthy Living Center 714 S Main St, Council Bluffs, IA 51503 712-323-5995 ext 206

SARPY COUNTY

YMCA – Sarpy 1111 E 1st St, Papillion 68046 402-339-9861

DENTAL RESOURCES

All Care Heath Center

902 S 6th St, Council Bluffs, IA 51501 712-325-1990

Bluestem Health

1021 N 27th St, Lincoln 68503

402-476-1640

Charles Drew Health Center

2915 Grant St, 2nd Fl, Omaha 68111 402-451-3553

Creighton University School of Dentistry

2109 Cuming St, Omaha 68102

402-280-5990

Dental Lifeline Network 515-251-8000

Dentistry from the Heart 727-849-2002

Good Neighbor Community Health Center

2740 N Clarkson St, Fremont 68025

402-721-0951

Iowa Dept on Aging – Dental

510 E 12th St, Ste 2, Des Moines, IA 50319 800-532-3213

Lincoln Lancaster County Health Dept Dental Clinic

3131 O St, Lincoln 68510

402-441-8015

One World Community Health Ctr

4920 S 30th St, Omaha 68107

402-734-4110

– Northwest

4229 N 90th St, Omaha 68134

402-401-6000 x2

– West 4101 S 120th St, Omaha 68137

402-505-3907 x2

UNMC Adult Dentistry Clinic

4400 Emile St, Omaha 68105

402-559-6000

UNMC School of Dentistry

Dental Clinic

4000 E Campus Loop S, Lincoln 68583

402-472-1333

FITNESS & WELLNESS PROGRAMS

DODGE COUNTY

Fremont Family YMCA

810 Lincoln Ave, Fremont 68025

402-721-6952

DOUGLAS COUNTY

A.V. Sorensen Community Center

4808 Cass St, Omaha 68132

402-444-5596

Adams Park Community Center

3230 John Creighton Blvd, Omaha 68111

402-444-5164

Benson Community Center

6008 Maple St, Omaha 68104

402-444-5184

Camelot Community Center

9270 Cady Ave, Omaha 68134

402-444-5972

Christie Heights Community Center

5105 S 37th St, Omaha 68107

402-444-5081

continued on page 60

FITNESS WELLNESS & PROGRAMS

continued

Common Ground Community Center

1701 Veterans Dr, Omaha 68022

402-444-4227

Florence Community Center 2920 Bondesson St, Omaha 68112

402-444-5216

Mockingbird Hills Community Center

10242 Mockingbird Rd, Omaha 68127

402-444-6103

Montclair Community Center

2304 S 135th Ave, Omaha 68144

402-444-4956

Pipal Community Center 7770 Hascall St, Omaha 68124 402-444-5972

Saddlebrook Community Center 14850 Laurel Ave, Omaha 68116 402-444-5970

Sherman Community Center 5701 N 16th St, Omaha 68110 402-444-5673

Subby Anzaldo Columbus Park Community Center 1515 S 24th St, Omaha 68116 402-444-4111

YMCA

– Armbrust 5404 S 168th St, Omaha 68135 402-896-4200

– Butler Gast 3501 Ames Ave, Omaha 68111 402-453-8903

– Downtown Omaha 430 S 20th St, Omaha 68102 402-977-4300

– Maple Street 7502 Maple St, Omaha 68134 402-393-3700

– Southwest 13010 Atwood Ave, Omaha 68144 402-334-8487

– Twin Rivers 6100 Twin Rivers Cir, Valley 68064 402-359-9622

– Westview

15800 Summit Plaza, Ste A, Bennington 68007 402-502-6800

LANCASTER COUNTY

Aging Partners Fitness Center

600 S 70th St, Lincoln 68510 402-441-7575

Air Park Neighborhood Center 3720 NW 46th St, Lincoln 68524 402-441-7876

Belmont Recreation Center 1234 Judson St, Lincoln 68521 402-441-6789

Calvert Recreation Center 4500 Stockwell St, Lincoln 68506 402-441-8480

Easterday Recreation Center 6130 Adams St, Lincoln 68507 402-441-7901

F Street Community Center 1225 F St, Lincoln 68508 402-441-7951

Irving Recreation Center

2010 Van Dorn St, Lincoln 68502

402-441-7954

YMCA

– Cooper

6767 S 14th St, Lincoln 68512

402-323-6400

– Copple Family

8700 Yankee Woods Dr, Ste B, Lincoln 68526 402-327-0037

– Fallbrook

700 Penrose Dr, Ste B, Lincoln 68521 402-323-6444

– Northeast 2601 N 70th St, Lincoln 68507 402-434-9262

POTTAWATTAMIE COUNTY

Charles E. Lakin YMCA –Council Bluffs 235 Harmony St, Council Bluffs, IA 51503 712-322-6606

The YMCA Healthy Living Center 714 S Main St, Council Bluffs, IA 51503 712-323-5995

SARPY COUNTY

Sarpy County Health Dept –

Active Aging

701 Olsen Dr, Ste 101, Papillion 68046 402-339-4334

YMCA – Sarpy 1111 E 1st St, Papillion 68046 402-339-9861

WASHINGTON COUNTY

Blair Family YMCA 1278 Wilbur St , Blair 68008 402-533-9622

Veteran Affairs Dental Clinic

– 4101 Woolworth Ave, Omaha 68105 402-995-3306

– 420 Victory Park Dr, Lincoln 68510 402-489-3802 x96255

HEARING RESOURCES

Able Up Iowa 130 S Sheldon Av, Ste 201, Ames, IA 50014 515-292-2972

American Speech-LanguageHearing Association 800-638-8255

Assistive Technology for All 3901 N 27th St, Ste 5, Lincoln 68521 402-471-0734

Better Hearing Institute

Hearing Helpline 202-975-0905

Clear Captions 866-246-7850

HearU Nebraska 800-648-4327

Hearing Aid Helpline 800-521-5247

Iowa Lions Hearing Aid Bank 23146 Newell Ave, Allison, IA 50602 312-267-2600

continued on page 62

HEARING RESOURCES continued

Lions Club of Iowa

16 E Main St, Marshalltown, IA 50158 515-232-2215

Nebraska Hearing Aid Bank 204 Barkley Memorial Ctr, Lincoln 68583 800-545-6244

National Institute on Deafness 800-241-1044

Nebraska Commission for the Deaf & Hard of Hearing

– 1313 Farnam St, Ste 304, Omaha 68102 800-545-6244

– 4600 Valley Rd, Ste 420, Lincoln 68510 402-471-3593

Nebraska Relay 800-676-3777

Office of Deaf Services – Iowa

321 E 12th St, Ste 2005, Lucus State Bldg, Des Moines, IA 50319 515-281-3164

Radio Talking Book Service (ad on page 62) 7101 Newport Ave, Ste 205, Omaha 68152 402-572-3003

IMMUNIZATION CENTERS

CHI Health Urgent Care 3308 Samson Wy, Bellevue 68123 402-717-0450

Douglas County Health Dept 1111 S 41st St, Omaha 68105 402-444-7471

Lancaster County Health Dept 3131 O St, Lincoln 68510 402-441-8000

VISION RESOURCES

VISION RESOURCES

American Council of the Blind

800-424-8666

American Foundation of the Blind 800-232-5463

Assistive Technology for All 3901 N 27th St, Ste 5, Lincoln 68521 531-207-2226

Eye Care America Foundation

Fighting Blindness

800-683-5555

Glaucoma Research Foundation 800-826-6693

Guiding Eyes for the Blind

800-942-0149

Iowa Dept for the Blind 524 Fourth St, Des Moines, IA 50309 515-281-1333

Lighthouse Guild

800-284-4422

Lions Club of Iowa

2300 Duff Ave, Ste 1, Ames, IA 50010 641-328-0270

Nebraska Client Assistance Program (CAP)

500 S 84th St, Lincoln 68509 800-742-7594

Nebraska Commission For The Blind & Visually Impaired 1313 Farnam St, Omaha 68102 402-471-3009

North American Resource Line for Braille 800-272-4553

Omaha Sunrise Lions Club 19293 Seward Plaza, Lincoln 68022 402-334-1924

OneSight

888-935-4589

Outlook Enrichment

4125 S 72nd St, Omaha 68127 531-365-5051

Prevent Blindness America

800-331-2020

Radio Talking Book Service (ad on page 62) 7101 Newport Ave, Ste 205, Omaha 68152 402-572-3003

Recorded Magazines

888-724-6423

The Vision Council of America 703-548-4560

VISION SERVICES

Outlook Enrichment

4125 S 72nd St, Omaha 68127 531-365-5051

Questionnaire for Evaluating Healthcare and Lifestyle Needs

Preparing for healthcare and lifestyle needs as you age is essential to ensuring comfort, financial security, and peace of mind. At some point, most people will face ongoing and potentially large healthcare costs, these odds increase dramatically with age. This questionnaire promotes proactive planning to access and manage the financial, medical, and lifestyle aspects of aging effectively.

Lifestyle:

o Do you have a plan for transportation and appointments when you stop driving?

o Have you considered in-home services or relocating as you age?

o Are you aware of local senior services and support systems for caregiving, especially for dementia care?

Cash Flow:

o Do you know your social security or pension income and survivor benefits?

o Are you prepared for the direct and indirect costs of health insurance and emergency healthcare?

o Do you understand Medicare and Medicaid qualifications and their limitations?

o Have you planned for income changes if a spouse passes away?

Taxes:

o Do you know what healthcare-related expenses may be tax-deductible?

o Have you consulted a tax preparer to optimize deductions for increased healthcare costs?

LIFESTYLE CASHFLOW TAXES INSURANCELONGTERMCARE

o Are you aware of how recent legislation, such as the SECURE Act, affects your retirement plans?

Financial Institutions:

o Do you work with a financial advisor to manage healthcare cost increases?

o Have you reviewed your investment strategy and considered consolidating financial accounts?

o Are family members informed about your accounts to assist when needed?

Long-Term Care Insurance (LTCI):

o Do you know the benefits, limits, and premium changes for your LTCI policy?

o Are you aware of care costs versus LTCI reimbursement and the claims submission process?

Planning Where to Live:

o Have you decided whether to stay in your home, move closer to family, or relocate?

o If aging in place, is your home assessed for livability, or have you researched home care fees?

o Are you informed about retirement community services, pricing models, and 24-hour care needs?

FINANCIAL & LEGAL SERVICES

FINANCIAL ASSISTANCE

AARP Tax Aide

888-227-7669

Access Nebraska PO Box 2992, Omaha 68103 402-595-1258

American Red Cross Heartland Chapter 2912 S 80th Ave, Omaha 68124 402-343-7700

Benefits Data Trust 215-207-9100

BenefitsCheckUp.Org 571-527-3900

Connections Area Agency on Aging

231 S Main St, Council Bluffs, IA 51503 800-432-9209

Douglas County Dept of General Assistance 1111 S 41st St, Ste 220, Omaha 68105 402-444-6215

Douglas County Health Center 4102 Woolworth Ave, Omaha 68105 402-444-7000

Easter Seals Nebraska 12565 W Center Rd, Ste 100, Omaha 68144 402-462-3031

Eastern Nebraska Community Action Partnership 2406 Fowler, Omaha 68111 402-453-5656

Emergency Repair Program 1819 Farnam St, Rm 1111, Omaha 68183 402-444-5150

Family Housing Advisory Services – 500 Willow Ave, Ste 408, Council Bluffs, IA 51501 712-322-4436

– 2401 Lake St, Omaha 68111 402-934-7921

Investor Protection Trust 202-775-2112

IRS Hotline 800-829-1040

National Foundation for Credit Counseling 800-388-2227

Nebraska Commission For The Blind & Visually Impaired 4600 Valley Rd, Ste 100, Lincoln 68510 402-471-2891 / 877-809-2419

Nebraska Dept of Health –Economic Assistance 301 Centennial Mall S, Lincoln 68509 800-383-4278

Nebraska Telephone Assistance Program PO Box 94927, Lincoln 68509 402-471-3101 x2 / 800-526-0017

NeedyMeds

www .needymeds .org 800-503-6897

Omaha Housing Authority

1823 Harney St, Omaha 68102 402-444-6900

Pottawattamie County Dept of Human Services

417 E Kanesville Blvd, Council Bluffs, IA 51503 712-328-5661

Salvation Army

3612 Cuming St, Omaha 68131 402-898-5900

Society of St. Vincent de Paul 1715 Izard St, Omaha 68102 402-346-5445 Help Line

SSI/SSDI – Supplemental

Security Income

604 N 109th Ct, Omaha 68154 866-716-8299

United Way 1441 N Webb Rd, Grand Island 68803 308-382-2675

Women’s Institute for a Secure Retirement (WISER) 202-393-5452

LEGAL SERVICES – LOW

Aging Partners Center

402-441-7070

Elder Access Line

209 S 19th St, Omaha 68102 402-348-1069 / 800-527-7249

Iowa Dept on Aging 510 E 12th St, Ste 2, Des Moines, IA 50319 515-282-8161

continued on page 68

LEGAL SERVICES – LOW COST & FREE continued

Iowa Legal Aid – Southwest Regional Office

532 1st Ave, Ste 300, Council Bluffs, IA 51503

515-280-3636 / 800-532-1275

Legal Aid of Nebraska (Elder Line) 800-527-7249

Legal Hotline for Older Iowans

800-992-8161

Nebraska Appleseed

941 O St, Ste 400, Lincoln 68508 402-438-8853

Nebraska State Bar Association

635 S 14th St, Ste 200, Lincoln 68508 800-927-0117

West Central Nebraska Area Agency on Aging

115 N Vine St, North Platte 69101 800-662-2961

GUARDIANSHIP / CONSERVATORSHIP

AARP

– Lincoln, Nebraska

301 S 13th St, Ste 201, Lincoln 68508 866-389-5651

– Omaha, Nebraska

1941 S 42nd, Ste 220, Omaha 68105 402-398-9568

Aging Life Care Association –National Office 520-881-8008

Aging Partners 600 S 70th St, Lincoln 68510 402-441-7070

Eastern Nebraska Office on Aging 4780 S 131st St, Omaha 68137 402-444-6536

Iowa Dept on Aging

510 E 12th St, Ste 2, Des Moines, IA 50319 515-725-3333

Iowa Legal Aid – Southwest Regional Office

532 1st Ave, Ste 300, Council Bluffs, IA 51503 515-280-3636

Legal Aid of Nebraska – Lincoln

941 O St, Ste 301, Lincoln 68508 402-435-2161

– North Platte 102 E 3rd St, Ste 102, North Platte 69101 308-532-5793 – Omaha

209 S 19th St, Ste 200, Omaha 68102 402-348-1069

Nebraska State Bar Association

635 S 14th St, Ste 200, Lincoln 68508 800-927-0117

Nebraska Supreme Court PO Box 98910, Lincoln 68509 888-342-6395

Office of the Public Guardian – Nebraska PO Box 98910, Lincoln 68509 402-471-2862

“As a daughter living 10 hours away from Omaha, I asked a friend who he would recommend as a Realtor for my mom to sell her house, so she could move into an assisted living apartment. With some specific criteria, I was guided to Bill Black of NP Dodge. I knew from the very first phone call, that he would be a great fit, not only for me to work with him, but I knew he would be gentle in guiding my mom through the home selling process! I would recommend him to anyone with parents who need help!” – Lori, Texas

E 12th St, Ste 2, Des Moines, IA 50319 515-725-3333

Medicare 2025 “In A Nutshell” (Parts A, B

& Medigap Plans)

Original Medicare is a government health insurance program primarily for people age 65 and older. It has four main parts: A, B, C & D. The chart below is an example of how Parts A & B work together with a traditional Medicare supplement also known as a “Medigap Plan.”

Medicare Part A Hospital Insurance

Generally no cost (If you paid Medicare taxes while working)

$1,676 deductible (per benefit period)

It is possible to pay the $1676 deductible and other daily charges for multiple stays & extended care.

Plan covers: Inpatient hospital care, home health care services, hospice, inpatient skilled nursing & more.

Providers are paid by Medicare assignment.

No coverage outside USA.

No out-of-pocket maximum.

Many people add a Medigap plan, Part D or an Advantage Plan (Part C) to fill the “gaps” in the coverage.

Medicare Part B Medical Insurance

Most people pay monthly $185 (Premium could be higher based on income)

$257 annual deductible. (this can increase each year)

80/20 after deductible.

Plan covers: health care providers, ambulance, emergency care, outpatient surgical, wellness & other Medicare approved benefits

Most doctors accept Medicare.

No coverage outside the USA.

No out-of-pocket maximum.

Many people add a Medigap plan, Part D or an Advantage Plan (Part C) to fill the “gaps” in the coverage. Supplemental

Premium varies by company, age, location & other factors.

Guarantee Issue at initial enrollment (Other special enrollment periods may be available)

These plans generally pay the 20% not covered by Part B & other Medicare eligible benefits

When this coordinates with Medicare, many benefits are 100% covered

Can provide benefits outside USA

Plans are available through insurance companies.

Important to add Part D plan to cover prescription drugs & avoid penalties.

Must have Part A & B to enroll.

For more information visit www.medicare.gov or call 1-800-MEDICARE. There is NO additional cost to use the services of a full time insurance professional. Please call us or a broker in your local area for additional assistance. This article was written by Craig N. Anderson, President of Anderson Benefits, Inc. located in Salt Lake City, Utah. To contact call: 801-363-9575 or craig@andersonbenefits.com A & B are designed for people over age 65 and those with certain disabilities

Medicare 2025 “In A Nutshell” Med Advantage (Part C) with RX (Part

D)

Medicare Advantage plans are governed by Medicare. They are only offered through insurance companies that have an annual contract with Medicare. They are NOT the same as Medigap policies. They must cover all Medicare approved services. Most Advantage plans include Part D prescription drug coverage.

Advantage Plans Part C

INSTEAD of a Medigap Plan (A-N)

Premium varies by company and coverage. (Same premium for all ages).

Part B premium $185 is still paid (Premium can be higher depending on income)

There are many plan types available: PPO, HMO, HSA, etc.

Plans have co-pays and / or coinsurance for covered benefits & services.

Preventive care is covered 100%.

Plans have an annual out-of pocket maximum.

Plans may have additional services and discounts, including dental, vision, gym membership & more.

There is an Annual Election Period (AEP) which runs from October 15–December 7 of each year. This is the time to make changes in company or coverage.

Must have Part A & B to enroll.

Medicare Part D Drug Program

Premium varies by company and coverage. (Same premium for all ages).

Plans are generally a variation of the following:

Annual Deductible

$0–$590 deductible (Generic prescriptions not subject to deductible)

Initial Coverage

You pay a co-pay or coinsurance until your total out of pocket costs reach $2,000 including deductible for the calendar year

Catastrophic Coverage

$0 for covered drugs on the plan’s formulary for the rest of the calendar year

Part D programs are generally purchased along with Medicare A & B and a Medicare Supplement (A-N)

Approved formulary insulins are $35 per month.

There is a penalty for late enrollment into Part D

Annual Election Period (AEP) is Oct 15 - Dec 7 each year

Must have Part A or B to enroll.

For more information visit www.medicare.gov or call 1-800-MEDICARE.

This information is the opinion of the author and intended as an easy to read summary. This is not a contract. Additional limitations and exclusions may apply to services. In the event of any inconsistencies with Medicare or with a published medical insurers certificate, the certificate / Medicare will control. Prepared 12/2024

Medicaid Spend Down: Pay For More Than Just Medical Bills

Since the 1960s, Medicaid has provided health care coverage for low-income people across the United States. For millions of seniors, Medicaid offers financial assistance, helping them to cover the cost of long-term care services. Today, this joint federal-state program also benefits other qualifying populations with limited income, including children and people with disabilities.

Qualifying for Medicaid

You may not foresee yourself applying for Medicaid in the future. Yet in reality, research shows that roughly one in seven seniors are likely to require long-term care at some point later in life. Long-term care can be extremely costly; this is why many people have come to rely on the Medi-caid benefits that cover these costs.

Given these sobering statistics, consider gaining a better understanding of Medicaid and shaping your plans sooner rather than later. To qualify for Medicaid, you may need to carry out certain actions at least five years prior to when you apply. That’s because most state Medicaid agencies will look back at the five years leading up to when you submit your application for the program.

If you happened to make certain purchases or gifts during this

so-called “lookback” period, you could end up facing a penalty. Unfortunately, these penalties could mean you have to wait months, or even years, before you become eligible for Medicaid.

Medicaid is for people living on limited incomes. So, among the main criteria to qualify for Medi-caid is that you have limited income and assets. Generally, you must have no more than $2,000 in your name to be eligible for this public benefits program. (Note that this limit can vary according to state, however.)

If you have more than that, you may find yourself having to “spend down” your extra assets to meet the $2,000 limit. Only after you have fulfilled this (and other) requirements would Medicaid begin paying for basic longterm care expenses.

The upside, however, is that not all your assets count against you in the eyes of Medicaid. For ex-ample, your primary home is typically exempt. You also can own one car without worrying about exceeding Medicaid’s asset limits. And, depending on your state, you may be able to spend your excess money on certain items that help make your life more comfortable.

Medicaid Spend Down

As mentioned above, each state dictates what the income and asset limits are for Medicaid appli-cants.

These figures also tend to shift a bit every year. Check out the current asset limits in your state or inquire with your local Medicaid agency.

Take note that not every state allows for a Medicaid spend down. These so-called “income cap” states follow different rules.

Also, take care that items you do decide to buy as part of your spend down are specifically for the Medicaid applicant.

So, What Can You Pay For?

All that said, Medicaid applicants can generally spend down their excess income in several ways. Paying off credit card debt or medical bills is one possibility. Prepaying for your funeral services is often a legitimate spend down option, too. Admittedly, these sorts of payments might not bring you much enjoyment, but they still may be able to count toward your spend down amount.

In many cases, you can spend down your surplus assets on medical services, equipment, or health insurance premiums.

Perhaps you have come to rely on a wheelchair or cane or could benefit from hearing aids. You may want to have an eye doctor check your vision. If your prescription eyeglasses are out of date, you may be able to purchase a new pair. These are all medical expenses that could potentially be part of your spend down efforts.

At the same time, your excess income can go toward much more

than unpaid medical debt or other bills.

Purchases that help improve your quality of life tend to be permissible. Here are five tangible types of items you may be surprised to find you can legally purchase as part of your Medicaid spend down:

• A new vehicle – You may need a reliable car or a wheelchair accessible vehicle to get to medical appointments. Keep in mind that some states place a limit on the value of your one vehicle.

• Electronics – In some states, upgrades to your smartphone, laptop, television set, or anoth-er communications device may be a possibility.

• New clothes – It might be an ideal time for you to stock up on new socks, pajamas, or oth-er clothing necessities.

• Books or subscriptions –Sources of entertainment can boost your quality of life, too. You may prefer books or magazines, or subscriptions to streaming services like Netflix.

• Furniture – You may be moving to a facility that allows you to bring along certain preap-proved furnishings.

• Home improvement – Even if you’ll receive long-term care at home, you might be able to spend your excess income on modifying your residence. Maybe you need continued on page 75

MEDICARE, MEDICAID, AND INSURANCE OPTIONS

HEALTH INSURANCE INFORMATION & COUNSELING

Iowa Medicaid Member Services

855-889-7985

SHIIP – Senior Health Insurance Information Program – Iowa

1964 Bell Ave, Ste 110, Des Moines, IA 50315 800-351-4664

– Nebraska

2717 S 8th St, Ste 4, Lincoln 68508 402-471-2841

Volunteers Assisting Seniors

1941 S 42nd St, Ste 312, Omaha 68105 402-444-6617

MEDICAID & MEDICARE INFORMATION

Access Nebraska PO Box 2992, Omaha 68103 402-595-1178

Aging Partners

600 S 70th St, Lincoln 68510 402-441-7070

Connections Area Agency on Aging

231 S Main St, Council Bluffs, IA 51503 800-432-9209

Dept of Health & Human Services

301 Centennial Mall S, Lincoln 68509 402-471-3121

Iowa Dept of Human Services 2309 Euclid Ave, Des Moines, IA 50310 515-725-2600 / 800-338-8366

Iowa Medicaid Member Services 800-338-8366

Medicaid Client Fraud – Lincoln 1033 O St, Ste 500, Lincoln 68506 402-471-4964

– Omaha

1215 S 42nd St, Omaha 68105 402-595-3789

Medicaid Customer Service Center 877-255-3092

Medicaid Eligibility Customer Service Center – Lincoln 402-473-7000

– Omaha 402-595-1178

Medicaid Provider Fraud – NE Attorney General 2115 State Capitol, Lincoln 68509 402-471-3549

Medicare Claims 800-633-4227

Medicare TTY 877-486-2048

Medicare/Medicaid Fraud Hotline 800-447-8477

My Medicare Matters – NCOA –National Office

571-527-3900

Nebraska Dept of Insurance –Medicare Fraud

800-234-7119

Nebraska Medicaid Eligibility System

800-642-6092

Nebraska Medicaid Program

301 Centennial Mall S, Lincoln 68508

402-471-3121

Pottawattamie County Dept of Human Services

417 Kanesville Blvd, Council Bluffs, IA 51503

712-328-5661

Senior Medicare Patrol Project

877-808-2468

SHIIP – Iowa Senior Health Insurance Information Program 1963 Bell Ave, Ste 100, Des Moines, IA 50315 800-351-4664

SHIIP Nebraska – Nebraska Department of Insurance 2717 S 8th St, Ste 4, Lincoln 68502 402-471-2201

Volunteers Assisting Seniors 1941 S 42nd St, Ste 312, Omaha 68105 402-444-6617

West Central Nebraska Area Agency on Aging 115 N Vine St, North Platte 69101

800-662-2961

Medicaid Spend Down: Pay For More Than Just

Medical Bills continued

to invest in fixing your plumbing, paving your driveway, or installing a wheelchair ramp.

Consult with an experienced in your area attorney to understand what is and is not permissible. (A bonus is that you may in fact be able to include legal fees as part of your spend down process.)

Why It’s Key to Work With Your Elder Law Attorney

The rules regarding Medicaid get complicated quickly. Be sure to talk to an elder law attorney in your area

with expertise in Medicaid planning. Discuss your needs with them and ask what your options might be for spending down your assets. They can identify strategies to help preserve your hard-earned savings while avoiding potential Medicaid penalties.

Whatever you do choose to purchase, keep all your receipts and detailed documentation in case any questions come up. You don’t want to break the rules by accident and end up facing a Medicaid penalty period.

VETERAN BENEFITS

Assisted Living Locators

(ad on page 37, 115)

402-926-9505

VETERAN SERVICES

Blinded Veterans Association

844-250-5180

DAV – Disabled American Vets

4515 F St, Omaha 68117

402-731-4088

Debt Management

800-827-0648

Education Benefits

888-442-4551

Health Eligibility Center

800-929-8387

Home Downsizing

Solutions (ad on page 3)

402-291-5005

Home Loans

888-827-3702

Homeless Veterans

877-424-3838

Insurance Center

800-669-8477

Iowa City VA Medical Center

601 Hwy 6 W, Iowa City, IA 52246

800-637-0128

VETERANS

Iowa Dept of Veteran Affairs

7105 NW 70th Ave, Camp Dodge Bldg 3465, Johnston, IA 50131 515-252-4698

Lincoln Vet Center 211 S . 84th Street, Lincoln 68510 402-327-9727

National Association of Blind Veterans 706-329-7960

Nebraska Dept of Veteran Affairs – Central Office

301 Centennial Mall S, 4th Fl, Lincoln 68509 402-471-2458

– State Office 3800 Village Dr, Lincoln 68516 402-420-4021

Paralyzed Veterans of America 402-420-4017

Pottawattamie County

Veteran Affairs

623 6th Ave, Council Bluffs, IA 51501 712-328-5797

State Veterans Cemetery 2610 CR 57, Alliance 69301 308-763-2958

Tri-Care for Life Prescription Services 877-363-1303

VA Healthcare Enrollment 877-222-8387

Veterans Administration 800-827-1000

Veterans Center

3047 S 72nd St, Omaha 68124

402-346-6735

Veterans Crisis Intervention Hotline

888-899-9377

Veterans Crisis Line

800-273-8255

Veterans Health Administration

Toll-Free Hotline

877-222-8387

Veterans NE-Western Iowa Health Care System

600 S 70th St, Lincoln 68510

402-489-3802

Veterans Service Center

605 S 10th St, Ste 373, Lincoln 68502

402-441-7361

SENIOR CENTERS

DOUGLAS

LANCASTER COUNTY

POTTAWATTAMIE

LANCASTER COUNTY

Understanding Senior Care In-Home Options

Choosing the right care option for seniors can be overwhelming. This guide breaks down the differences between different in-home options, helping you make informed decisions for your cllients, patients or loved ones. For more information please visit seniorsbluebook.com.

NON MEDICAL HOME CARE

What is it: What is it: What is it: Who is it for: Who is it for:

In-home assistance focusing on personal care and daily living activities such as bathing, dressing, meal preparation, light housekeeping, transportation and companionship. Services are non-medical in nature and are designed to help seniors maintain independence in their home.

Best suited for seniors who need help with everyday tasks but do not require medical supervision or treatment.

HOME HEALTH CARE

Medical care at home provided by licensed healthcare professionals, including aides, nurses, physical therapist, and occupational therapist. Services may include wound care, administering medications, managing chronic conditions, and post surgery care and therapy. A doctor must refer a patient for home health care.

Appropriate for seniors who need medical treatment or rehabilitation at home.

HOSPICE CARE

Medical care at home for patients with a life- limiting illness. Hospice emphasizes palliative care rather than curative treatment. An interdisciplinary team (Doctor, Nurse, Aide, Social Worker, Chaplain and Volunteer Services) works together to help the patient, caregiver, and family.

Who is it for:

Suitable for patient with a terminal illness. A doctor must refer a patient for hospice care.

Non Medical Home Care Definitions

24 HOUR ON CALL – Refers to ‘around the clock treatment’ in a home environment. The care may be shared by multiple caregivers or by a single caregiver.

ALZHEIMER’S/DEMENTIA CARE

– Non-skilled care provided for clients with memory issues includes but not limited to establishing a routine, reminders for activities for daily living, rerouting if necessary and assistance with sleep issues or ‘sun downing’. By using creativity and caregiving skills, you can adapt routines and activities as needs change.

BONDED – Being bonded means that a bonding company has secured money that is available to the consumer in the event they file a claim against the company.

HOMEMAKER/COMPANION –

Non-medical assistance with meal preparation, laundry, light housekeeping, errands, activities, outings, companion-ship and other household duties. These agencies are licensed by the state.

HOURLY MINIMUM – This refers to the minimum number of hours that an agency provides service.

INSURED – This refers to what happens if someone gets hurt on the job. If the company isn’t insured, then the claim gets filed against the homeowner’s insurance. If the company is insured, then the claim gets filed against the company’s insurance.

STATE REGISTRATION – Placement agencies are registered with the state. Registration ensures that placement agencies are adhering to certain minimum standards such as background checks for caregivers and insurance requirements for agencies and caregivers.

MED-ALERT SYSTEMS – Personal medical alert products activated by pushing a button.

MEDICATION REMINDER –

Assistance with reminding an individual about medications but not dispensing medications.

TRANSPORTATION – Rides to shopping, appointments and other outings.

WORKER’S COMP – Insurance that covers medical and rehabilitation costs and lost wages for employees injured at work.

Unparalleled Home Care and Support

Home Health Care Definitions

24 HOUR CARE – Continuous, aroundthe-clock care in the home, provided by one or multiple caregivers.

24 HOUR ON CALL – A professional is available by phone 24/7 to assist or advise.

CARDIAC CARE – Support for heart disease recovery, including patient assessments, dietary guidance, medication management, and disease education.

DIABETIC CARE – Services focused on diabetes management, covering assessments, diet, medications, and education, often provided by a registered nurse under a doctor’s supervision. Enteral Feeding: Delivery of nutrients via a feeding tube when oral intake isn’t possible.

HOSPICE – Compassionate, end-of-life care at home or in a facility, focusing on comfort and dignity rather than curative treatment.

HOUR MINIMUM – The minimum number of hours a non-medical home care agency requires for hiring services. Medicare-certified agencies typically do not have set minimums.

INTRAVENOUS THERAPY (IV) – Administration of medications or treatments directly into the bloodstream, including antibiotics, hydration, pain management, chemotherapy, or central line care, under medical supervision.

MED-ALERT – Personal alert systems (like a wearable pendant) that signal for help when a user is in distress.

NON-MEDICAL HOME CARE – Assistance with daily activities, housekeeping, companionship, and other non-medical needs, paid for privately, through Medicaid, or Veterans Benefits.

PSYCHIATRIC CARE – Services addressing mental health, including counseling, medication management, and support for psychiatric conditions.

SOCIAL WORKER – A licensed professional who helps patients and families improve social well-being, providing preventive, developmental, or remedial support.

THERAPY SERVICES

(ST, PT, OT, RT) –

Speech Therapy – Helps with speech, language, cognitive, and swallowing disorders.

Physical Therapy – Focuses on mobility, balance, strength, coordination, and home exercise programs.

Occupational Therapy – Helps patients improve daily living and work skills, adapting to physical, mental, or developmental challenges.

Respiratory Therapy – Assists patients with breathing difficulties, using therapies like oxygen treatments, ventilator support, and airway management.

Continued on page 86

Home Health Care

Definitions continued

TRACH CARE – Care for patients with a tracheotomy, which involves a surgically placed tube to aid breathing or remove secretions.

WOUND CARE – Treatment for ulcers, pressure sores, and wounds, including irrigation, dressing changes, and wound vac use, often by specialized nurses.

ADDITIONAL HOME HEALTH CARE AGENCIES

Visiting Nurse Assn Of The Midlands 402-342-5566

Visiting Nurse Association 712-328-2636

Vitalcare Home Health 402-502-3665

Willingham Health Services Home Care 402-505-9511

Zutan Home Healthcare 402-504-3326

*COUNTIES: DG=Dodge / D=Douglas / L=Lancaster / P=Pottawattamie S=Sarpy / W=Washington

Hospice Care Definitions

HOSPICE – Hospices provide individuals facing terminal illness with care at home or in a healthcare facility. The goal is to assist patients to live the last stage of their lives with dignity. The focus is on comfort rather than treatment.

SERVICES PROVIDED:

N-NURSE – Assesses patient’s physical needs, develops and coordinates the plan of care, ensures symptom control and management, provides patient/ family teaching as needed

SW-SOCIAL WORKER – Assesses patient and family emotional and social needs, develops a plan of care, provides counseling, referrals and support to meet identified needs

CHAPLAIN – Assesses patient and family spiritual needs, develops a plan of care, provides counseling, assists with memorial preparations.

HOME HEALTH AIDE – Provides direct personal care to patient, emotional support to patient and family, reports iden-tified needs to RN.

VOLUNTEER – Provides respite and needed non-medical services for patients and their families, offers support at time of death and during bereavement.

LEVELS OF CARE:

RO-ROUTINE CARE – Occurs when regularly scheduled visits are adequate in maintaining the individual’s symptom management. Care is provided at the individual’s private residence, a retirement community, an assisted living, or a skilled nursing facility.

RE-RESPITE CARE – Provided when

the family needs time to rest or go out of town for a short time. Care may be provided in a long-term care facility depending on the condition of the individual. Hospice is responsible for financial arrangements with the Longterm care facility.

GIP – General In-Patient Care – Provided in a skilled nursing facility when the symptoms cannot be managed elsewhere. The skilled nursing facility must have 24-hour R.N. coverage as deemed by Medicare guidelines. General in-patient care is usually short in duration. This level of care is usually due to symptoms which are out of control and more intensive nursing services are required. If an individual is at a care facility, room and board are covered by hospice during this period.

CC-CONTINUOUS CARE – Provided to prevent the individual from going to the hospital when a crisis occurs. It also is given when more help is needed to assist the individual and family in coping with the crisis. This level of care is usually provided at the individual’s residence no matter where that may be. The criteria for continuous care may include: Severe pain or symptoms which are out of control, psychotic episodes, breakdown of caregiver, imminent death and family unable to cope. Continuous care is typically reserved for end of life or other crises that requires a constant presence by a nurse or care team.

24/7 ADMISSIONS – If a patient qualifies for hospice care, they should be admitted as early as the family

requests. Many agencies admit patients to hospice, 24/7, evenings weekends, and holidays.

AROMATHERAPY – Uses plant materials and aromatic plant oils, including essential oils, and other aromatic compounds for the purpose of altering one’s mood, cognitive, psychological or physical well-being. This is not reimbursed by Medicare.

GRIEF SUPPORT GROUPS – Grief is the normal and universal reaction humans have to the loss of those they love. When your loved one passes, you may go through a period of bereavement and experience grief. Many provide Grief Groups that meet and address issues of grief in a supportive group setting.

INDIGENT PATIENTS – Does the

hospice accept non funded or indigent patients? This is usually on a case by case basis and at the determination of the hospice company. Many have a non-profit organization that can help support the care of non-covered patients.

IN-PATIENT CARE – These hospices offer full hospice services in their on-campus unit or building. The patient moves into the inpatient care facility to receive their hospice services rather than in the patients’ home setting.

LICENSED MASSAGE THERAPY

Used as a method for relaxation to alleviate stress, anxiety and pain with a light hands-on approach, as well as providing an alternative to those who can’t take medication or prefer not

PCP OVERSIGHT IN-PATIENT CARE

****THERAPIES - HOSPICE

A=Aroma / MA=Massage / MU=Music / P=Pet

PAIN PUMPS AVAILABLE

***LEVELS OF CARE

RO=Routine / RE=Respite / GIP=General In-Patient Care / CC=Continuous Care 24/7 ADMISSIONS

**SERVICES PROVIDED

CH=Chaplain / RN=Registered Nurse / SW=Social Worker / V=Volunteer

PALLIATIVE CARE

*****PAYMENT METHODS Indicates website link on seniorsbluebook.com & = Call *COUNTIES: DG=Dodge / D=Douglas / L=Lancaster / P=Pottawattamie S=Sarpy / W=Washington

HOSPICE CARE PROVIDERS

RE=Respite / GIP=General In-Patient / CC= Continuous Care

of Care: RO=Routine

Hospice Care

Definitions continued to, massage therapy has become essential in hospice care. This is not reimbursed by Medicare.

MUSIC THERAPY – Music

SERVICES PROVIDED: CH=Chaplain / RN=Registered Nurse / SW=Social Worker / V=Volunteer

Therapy is an established healthcare profession that uses music to address physical, emotional, cognitive, and social needs of individuals”. A music therapist creates goals and objectives for their patients and uses music activities and music experiences (listening, composition, improvisation, or playing/ singing a familiar song) in order to achieve those goals. This is not reimbursed by Medicare.

PAIN PUMPS AVAILABLE

– Many patients have their symptoms controlled through oral medications. Some situations require a pain pump where medications are administered through an IV pump. If this is the situation, inquire with the hospice RN case manager to see if pain pumps are available through their agency.

PALLIATIVE CARE

– Specialized medical care for people with serious illness. It is focused on providing patients with relief from the symptoms, pain and stress of a serious illness – whatever

Hospice Care Definitions

the prognosis. It is appropriate at any age and at any stage in a serious illness and can be provided along with curative treatment.

PCP-OVERSIGHT – Can the hospice patient retain their own primary care physician in addition to the hospice medical director? All hospice organizations require a medical director, a physician to oversee their care. Many times the hospice medical director will work in conjunction with the patient’s own physician. The patient, family and hospice team can determine which physicians will oversee the care and certify the hospice eligibility criteria.

PET THERAPY – There’s nothing like a visit from a four-legged creature

continued to brighten the day of a terminally ill patient. Pet therapy teams visit with patients wherever they reside – at home or in professional care settings. Studies have shown many benefits of pet companionship, ranging from reduced blood pressure and anxiety to relief from boredom, pain and loneliness. This service is not reimbursed by Medicare.

VA CONTRACT – If the patient is not a Medicare Recipient and is covered by the VA, the VA will make payments directly to their contracted agencies. If a patient is a Veteran, but is a Medicare Recipient, they may choose any Medicare approved hospice agency for their care. ~

What is Hospice Care?

Hospice care is a palliative approach to care for the terminally ill, emphasizing pain control and emotional support for the client and family. Hospice care does not mean “giving up” on life but rather focusing on comfort and quality of life.

Each client under hospice care receives an individualized plan of care, focusing on physical, emotional, mental, spiritual, and social needs.

Who qualifies for Hospice Care?

Hospice care is provided to clients of all ages. There are many diagnoses that qualify a client for hospice care. The client’s primary physician, along with the hospice medical director, certify that the client is terminally ill, with a life expectancy of 6 months or less. However, this does NOT mean the client will die within 6 months. Hospice care can be provided for longer than 6 months as long as the client continues to show signs of decline and disease progression.

Hospice has “certification periods”, in which the client’s primary physician will evaluate disease progression and determine qualification. Once admitted into

hospice care, the goal is to focus on quality of life and comfort. Hospice care does not focus on curing the disease; however, at times a client may begin to improve and at any time may choose to revoke services and seek a curative approach. A client may also graduate from hospice care (no longer qualify) if the terminal diagnosis does not take its anticipated course of decline. This will be discussed in depth with the client and his/ her family/caregivers to ensure appropriateness for hospice care.

How often are

services

provided? For after-hours crisis situations and emergencies, hospice care is available 24/7 for all services. Hospice care is a supplemental service and is NOT meant to be provided 24 hours a day. All clients will receive an individualized plan

of care based on their needs and wishes.

Typically, the client is seen multiple times per week by numerous hospice staff. Each client has unique needs that can change quickly. Our team will assess how often each team member should be visiting and will make appropriate changes as needed or requested. Will medications be discontinued? Medications are NOT automatically discontinued. When admitted onto Peaceful Hearts Hospice, a nurse, along with the client’s physician, will review all medications and make recommendations on any changes. These changes will always be discussed with the client and his/

her family/caregivers and education will be provided on why these changes are recommended before approval. It is ultimately the client’s choice on which medications are discontinued. Medications related to the hospice diagnosis are paid for by hospice. If a client wishes to continue a medication that is not approved by the Hospice Medicare Benefit, the client will be required to pay for this medication out of pocket OR insurance may continue to cover this medication if it is not related to the hospice diagnosis. Medication coverage will be thoroughly discussed upon hospice admission. Who pays for Hospice Care? Hospice care is covered under the

Continued on page 94

What is Hospice Care?

continued

Medicare Hospice Benefit, as well as most Medicaid plans, Veteran Affairs, and private insurance companies. Peaceful Hearts Hospice will provide hospice care to all eligible clients regardless of the client’s ability to pay. At Peaceful Hearts Hospice, we believe all clients eligible for hospice care deserve to be cared for, and we are humbled to provide hospice services to those nearing the end of life.

What are the benefits of Hospice?

Choosing hospice care can be an extremely difficult decision. Our team recognizes the emotional struggle this can bring to the client and his/her loved ones. Hospice care revolves around providing quality and comfort at end of life, while empowering clients to remain involved in their care by offering many choices. Hospice care provides multiple team members who visit frequently to help with all areas of care. We focus on both medical needs and family support, so you can focus on what matters most to you. Hospice care provides medication management, symptom management, physician availability, durable medical equipment, and medical supplies. Many medications are covered under the hospice benefit as well.

What happens when my loved one dies?

Once a client is believed to have died, the first step is calling the

hospice team. As stated prior, hospice is available 24/7. A registered nurse will make a visit to the client’s place of residence to pronounce death and, depending on the county, a sheriff may also be notified and come to the home.

At Peaceful Hearts Hospice, we believe all clients eligible for hospice care deserve to be cared for, and we are humbled to provide hospice services to those nearing the end of life.

All other staff members are also available to assist at the request of the nurse or family, including but not limited to hospice aide, social work, and chaplain. The hospice nurse will notify all physicians and other team members involved in the clients’ care after death occurs. The hospice nurse will provide postmortem care and properly cleanse the body. While allowing the family space and an opportunity to grieve, the hospice nurse will provide emotional support and allow the family as much time as necessary before calling the mortuary of choice. The hospice nurse will stay with the client until the mortuary takes the body to the funeral home.

Editor’s Note: This Information was provided by Peaceful Hearts Hospice in Omaha, NE. They can be reached at (402) 502-6492. See ad on page 93.

Choosing Between In-Home Care and Nursing Homes for Seniors

Deciding on care for an aging loved one can feel overwhelming. Two of the most common options are inhome care and nursing home facilities, each offering unique benefits.

WHAT IS IN-HOME CARE?

In-home care provides personal and/or medical support in the comfort of the senior’s home. This can range from occasional visits to full-time care, including help with meals, bathing, mobility, medication, and sometimes skilled nursing. It allows seniors to remain in familiar surroundings, maintain routines, and keep their independence. Families can also opt for respite care, giving family caregivers a temporary break.

WHAT IS A NURSING HOME?

$6,300 per month, while nursing homes can reach up to $10,000 monthly for a private room.

• Quality of Life: Nursing homes offer social activities and community living, while in-home care supports emotional comfort and independence.

CHOOSING THE RIGHT FIT

Nursing homes are long-term residential facilities offering 24/7 supervision and medical care. Staffed with trained healthcare professionals, they provide structured daily routines, social oppor-tunities, and a supportive community – especially for seniors with complex or chronic health issues.

KEY DIFFERENCES

• Level of Care: Nursing homes offer constant care, while in-home care can be tailored to part-time or fulltime needs.

• Cost: According to 2024 data, inhome care costs between $5,700–

Consider your loved one’s medical needs, personality, and your family’s involvement. Seniors who thrive at home with part-time help may do well with in-home care, while those needing con-stant medical attention may be better served in a nursing facility.

Both options aim to provide highquality, compassionate care – it’s about choosing what best sup-ports your loved one’s health, safety, and happiness.

Editor’s Note: For more information, contact BrightStar Care of Omaha at 402-210-2000 or Ryan.Major@brightstarcare.com. see ad on page 83.

ADDITIONAL HOSPICE CARE PROVIDERS

EMERGENCY HOUSING & RENTAL ASSISTANCE

United Way 211 Dial 2-1-1 or 1-866-813-1731

United Way of the Midlands 2201 Farnam Street, Suite 200, Omaha, NE 68102 402-342-8232

United Way of Lincoln and Lancaster County 238 S. 13th St, Lincoln, NE 68508 402-441-7700

United Way of Dodge County 445 E 1st St Ste 2, Fremont, NE 68025 402-721-4157

PUBLIC HOUSING AUTHORITIES

Bellevue Housing Authority 8214 Armstrong Circle, Bellevue, NE 68147 402-734-5448

Blair Housing Authority 75 South 16th St, Blair, NE 68008 402-426-4191

Douglas Cty Housing Authority 5404 N 107th Plaza, Omaha, NE 68134 402-444-6203

Fremont Housing Agency 2510 North Clarkson Street, Fremont, NE 68025 402-727-4848

Hooper Housing Authority 402-654-3649

Lincoln Housing Authority 5700 R Street, Lincoln, NE 68505 402-434-5500

Municipal Housing Agency of Council Bluffs

300 W. Broadway, Suite 38, Council Bluffs, IA 51503 712-322-1491

Omaha Housing Authority 1823 Harney St, Omaha, NE 68102 402-444-6900

Southern Iowa Regional Housing Authority (SIRHA) 219 N Pine St, Creston, IA 50801 641-782-8585

FEDERAL & STATE HOUSING PROGRAMS

Affordable housing that brings together homeowners who want to share their home with home seekers looking for housing in exchange for a contribution to living expenses and help around the house.

Housing Choice Voucher Program (Section 8)

– Douglas County Housing Authority

402-444-6203

– Lincoln Housing Authority 402-434-5500

– Omaha Housing Authority 402-444-6900

Public Housing

– Omaha Housing Authority 402-444-6900

– Lincoln Housing Authority 402-434-5500

Continued on page 98

FEDERAL STATE & HOUSING PROGRAMS continued from page 97

Nebraska Affordable Housing Trust Fund (NAHTF)

– NE Dept. of Economic Development 800-426-6505

Nebraska Homeless Assistance Program (NHAP) – Nebraska DHHS 402-471-3121

Rural Workforce Housing Fund (RWHF)

– NE Dept. of Economic Development 800-426-6505

Home Rehabilitation and Repair Programs

– City of Omaha Planning Dept 402-444-5150

Housing Support and Development Programs – City of Lincoln Urban Development Dept. 402-441-7864

Down Payment Assistance – NeighborWorks Lincoln 402-477-7181

HOUSING COUNSELING & SUPPORT SERVICES

NeighborWorks Lincoln 2530 Q Street, Lincoln, NE 68503 402-477-7181

Salvation Army of Omaha 3612 Cuming St, Omaha, NE 68131 402-898-5900

Catholic Charities of Omaha 3300 N 60th St, Omaha, NE 68104 531-213-7396

Heartland Family Service 2101 S 42nd St, Omaha, NE 68105 402-553-3000

Together Omaha 812 S 24th St, Omaha, NE 68108 402-345-8047

Community Alliance 4001 Leavenworth St, Omaha, NE 68105 402-341-5128

Family Service Lincoln 501 S 7th St, Lincoln, NE 68508 402-441-7949

Community Action Partnership 210 O Street, Lincoln, NE 68508 402-471-4515

CenterPointe

2633 P Street, Lincoln, NE 68503 402-475-8717

RENTAL ASSISTANCE

Nebraska Emergency Rental Assistance Program 844-429-6575

Heartland Family ServiceRental and Utility Assistance 2101 S 42nd St, Omaha, NE 68105 402-553-3000

Housing and Utility Assistance – City of Lincoln 402-441-7864

Community Action Partnership -Rent, Utility, and Deposit Assistance

210 O Street, Lincoln, NE 68508 402-471-4515

Catholic Social Services

2241 O Street, Lincoln, NE 68510 402-327-6211

Lincoln Housing AuthorityRental Assistance Programs 5700 R Street, Lincoln, NE 68505 402-434-5500

AFFORDABLE / SUBSIDIZED HOUSING

AVOCA, IA

Avoca Apartments, 408 West Wool Street, Avoca 51521 515-295-2927 8 IB, Sub

BELLEVUE, NE

Bellevue Place, 1808 Warren St, Bellevue 68005 402-292-0423 42

Bellewood Courts Bellewood South, 1002 Bellewood Ct, Bellevue 68005 402-292-3300 84

Mission House Vue, 406 E Mission Ave, Bellevue 68005 402-292-0423 42 HUD

Tregaron Senior Residences, 2315 Greenwald St, Bellevue 68123 402-292-1818 143

Benn View Apartments, 15652 N Fourth St, Bennington 68007 402-444-6203 24 HUD

Shepherd’s Village Subsidized Housing, 2290 Wright St, Blair 68008 402-426-3586

CARSON, IA

Hawkeye Apartments, 333 N Commercial St, Carson 51525 712-328-2222

COUNCIL BLUFFS, IA

Bluffs Towers, 38 Pearl St, Council Bluffs 51503 712-328-2222 70 IB

Camelot Village, 1105 S 3rd St, Council Bluffs 51503 712-328-2525 36 HUD

Dudley Court, 201 N 25th St, Council Bluffs 51501 712-322-1901

Graceview Courtyard , 1681 College Rd, Council Bluffs 51503 712-828-4477

Kanesville Heights, 2310 Sherwood Dr, Council Bluffs 51503 712-256-5608

Maple Park Apartments, 3524 2nd Ave, Council Bluffs 51501 712-322-8977

North Avenue Tower, 103 North Ave, Council Bluffs 51503 712-323-0684 100

HICKMAN, NE

Fencerock Elderly Housing I, 100 Fencerock Court, Hickman 68372

LINCOLN, NE

Aspen Haus, 1500 Knox St, Lincoln 68521

Burke Plaza, 6721 L St, Lincoln 68510

Capitol View Tower Apts, 1700 J St, Lincoln 68508

Charles Senior Housing, 1933 G St, Lincoln 68510

Crossroads House, 1000 O St, Lincoln 68508

Elizabeth Stabler, 2000 N 28th St, Lincoln 68503

Huntington Park, 4000 Huntington Ave, Lincoln 68504

Hurt Plaza V Apartments, 705 South 18th Street, Lincoln 68508

Lincoln Manor, 2626 North 49th Street, Lincoln 68504

Lincoln Square Senior Apartments, 841 S 47th St, Lincoln 68510

Mahoney Manor, 4241 N 61st St, Lincoln 68507

402-489-2333 22

HUD, IB, IR, Sub

402-922-8747 30 Sec 8

402-434-2618 91 IB, IR

402-474-4003 105 Sec 8

402-730-3496 38 PH

402-434-5500 58 IB

531-289-7438 27 HUD, IB

402-477-9300 42 HUD, Sec 8

402-432-1040 35 HUD, IB, IR, Sub

402-489-2333 49 IR, Sec 8

402-486-8595 128 Sub, Sec 8, HUD

402-434-5500 120 IB

Malone Manor, 737 N 22nd St, Lincoln 68503 402-476-8895 50 HUD

Raymond Phillips, 2951 N 5th St, Lincoln 68521 531-289-7438 21 HUD, IB

The Walter, 5501 Sea Mountain Rd, Lincoln 68521 402-435-3632 100 HUD, IR, Sub Union Manor, 5211 Calvert St, Lincoln 68506

402-483-4504 56 Sec 8

OMAHA, NE

Assisted Living at Immanuel Courtyard, 6759 Newport Ave, Omaha 68152

Camelot Village Vi Apts, 9415 Cady Ave, Omaha 68134

402-829-2912 20 HUD, IR,

402-397-5445 60 HUD, IB, Sub Central Park Tower, 1511 Farnam St, Omaha 68102

Concord Square Apartments, 2120 Paul St, Omaha 68110

Corrigan Heights, 5945 South 39th Street, Omaha 68107

De Freese Manor, 2669 Dodge St, Omaha 68131

Durham Booth Manor, 923 N 38th St, Omaha 68131

Immanuel Courtyard, 6757 Newport Avenue, Omaha 68152

JC Wade Senior Villa, 3464 Ohio Street, Omaha 68111

Livingston Plaza, 303 S 132nd St, Omaha 68154

Millard Manor, 12835 Deauville Dr, Omaha 68137

402-341-5130 64 HUD, IB

402-345-3168 20 HUD, IB, Sub

402-827-8234 34 HUD, Sub, Sec 8

402-345-0622 51 HUD, IB, IR, Sub, Sec 8

402-898-5880 48 HUD, IB, IR

402-829-2912 70 Sub, HUD, IR, , TC

402-451-8456 50 Sub, HUD, IB

402-330-3995 52 HUD, IB

402-896-2319 51 Sub, HUD, IR, IB, TC

*Income Qualifications: MR = Medicaid Rates / IB = Income Based / PH = Public Housing / IR = Income Restrictions Sub = Subsidized / TC = Tax Credit

OMAHA, NE CONT’D

Notre Dame Housing, 3439 State St, Omaha 68112

Oak Valley Apartments, 12555 Krug Ave, Omaha 68144

Park East Tower, 539 S 26th Ave, Omaha 68105

Pilgrim Heights, 1315 N 26th St, Omaha 68131

Woolworth Estates, 7411 William Plaza, Omaha 68022

PAPILLION, NE

Monarch Villas, 201 Cedardale Rd, Papillion 68046

The Wellington Senior Living, 501 E Gold Coast Rd, Papillion 68046

Trinity Courtyard, 620 West Lincoln Street, Papillion 68046

VALLEY, NE

Valley View Apartments, 400-1 W Meigs St, Valley 68064

WALNUT, IA

Peace Haven Retirement Home, 900 Antique City Dr, Walnut 51577 712-784-2231

WAVERLY, NE

North Meadows, 11141 N 137th St, Waverly 68462

Sec 8

Sec 8

*Income Qualifications: MR = Medicaid Rates / IB = Income Based / PH = Public Housing / IR = Income Restrictions Sub = Subsidized / TC = Tax Credit

Senior Housing Definitions

AGE RESTRICTIONS – Some communities have a restriction on the youngest age they are allowed to accept. These restrictions vary by community.

ALZHEIMER’S / DEMENTIA ASSISTED LIVING COMMUNITY

– Licensed assisted living facility or skilled nursing facility that specialize in delivering care to victims of Alzheimer’s and dementia. Communities are typically bedroomstyle rental units with common areas for dining and activities. Many are locked for residents’ safety.

ASSISTED LIVING COMMUNITY

– Typically apartment-style with kitchenettes and private baths. Some offer companion accommodations. Personal assistance with Activities of Daily Living (ADLs) bathing, grooming, dressing, toileting, eating and ambulation.

DAY CARE – Any provider can elect to provide day/night services on a short or long term basis. Rates typically include a place to rest, one or two meals and snacks and activities for the day. Licensed communities are prohibited by law to promote these services without a specific license.

DEPARTMENT OF HOUSING & URBAN DEVELOPMENT - (HUD) –HUD helps apartment owners offer reduced rents to low-income tenants.

INDEPENDENT HOUSING –

Apartments and communities for adults 55+ with little or no senior support services (e.g. no meals, etc...)

INDEPENDENT LIVING –

Independent Living is usually apartment style communities for adults 55+ with little or no senior support services. Many but not all are wheelchair accessible.

INTERMEDIATE CARE – 24 hour inpatient care residents who need licensed nursing supervision and supportive care, but do not require continuous nursing care. Residents may receive full assistance with ADL’s and transfers. Residents receive meds from a nurse following a doctor’s orders and may receive outpatient rehab services. Facilities may use a nurse as a their consultant and the residents receive periodic assessments from a licensed practitioner.

LONG-TERM CARE – Chronic, custodial care provided on an ongoing basis

MEDICAID WAIVER – An assisted living waiver may be used to transition individuals out of nursing facilities or to provide persons at risk of institutionalization with options for remaining in their communities. Assisted living waivers are designed to provide an alternative to more costly nursing home care.

PRICE DEPENDENT ON LEVELS OF CARE

– Flexible levels of service geared to accommodate different needs over time. Rates may vary depending on the changing levels of care while one maintains the same physical residence.

PUBLIC HOUSING (PH) –

Affordable apartments for low-income families, the elderly and persons with disabilities.

REHABILITATION AND THERAPY –

Many skilled nursing facilities offer restorative and rehabilitative physical and occupational therapy, and speech-language pathology services. Short-term rehabilitation services may be provided to individuals with diagnoses such as joint replacements, stroke, etc. Long-term rehab may also be provided for permanent residents of the facility who have chronic or progressive illnesses. Occupational therapy services in this setting are generally reimbursed by Medicare Part A for short-term, acute care clients; Medicare Part B for long-term residents who require skilled services and have medically necessary need for rehab; and often by private insurance, Medicaid, or private pay for younger clients.

RESIDENTIAL HOME

– Assisted living homes are private residential homes that typically have a small number of residents who live together and receive care from live-in caretakers. Adult family homes offer room and

board for seniors who want a more private, home-like community. Assistance with activities of daily living such as bathing and dressing are provided. Amenities and nursing services vary greatly between homes. Ask about their services when you tour. They are also referred to as personal board and care homes. Most accept private pay; Medicaid in some instances.

RESPITE CARE / SHORT-TERM STAY

– Otherwise known as a shortterm stay. Any provider of IL, AL, ALZ or SNF care can elect to provide fully furnished accommodations to a person for a short period of time. Rates usually quoted on a daily basis and are typically inclusive of all services and amenities.

RETIREMENT COMMUNITY –

Housing designed specifically for mature adults. Typically Studio, 1 BR or 2 BR rental apartments with full kitchens, and private baths are available. Services include meal plans, transportation, housekeeping, laundry and maintenance. Amenities are usually abundant; formal libraries, computer stations, swimming pools, gardens, and other social gathering spaces. Rates are monthly, and are typically based on size/ location of apartment.

SECURED UNIT –

A secured unit dedicated to Alzheimer’s/Dementia residents to prevent wandering outside the community without supervision.

Continued on page 105

Senior Housing Definitions continued

SHORT-TERM CARE – Acute care provided on a short term basis.

SKILLED CARE – 24 hour licensed nursing services, eight hours of which are RN covered. Patient may receive rehab services either inpatient or outpatient and may be fully dependent for ADL’s. Patients receive medications by an RN according to a licensed physicians orders.

SKILLED NURSING FACILITY –

Facilities provide 24/7 care for residents and offer full assistance with ADL’s. Daily rates typically include a furnished bedroom and a private or shared bath, meals, activities, transportation, phone service, cable television and all personal/nursing care. Payor sources usually accepted are Medicare, Medicaid, VA, some insurance plans and private sources.

TRACH CARE – Refers to care administered to patients who have undergone a tracheotomy. A tracheotomy is a surgical procedure in which a cut or opening is made in the windpipe (trachea). The surgeon inserts a tube into the opening to bypass an obstruction, allow air to get to the lungs, or remove secretions.

ADDITIONAL INDEPENDENT LIVING / RETIREMENT

COUNCIL BLUFFS, IA

OMAHA, NE CONT’D

PAPILLION, NE

ASSISTED LIVING

Understanding Senior Living Options

Choosing the right care option for seniors can be overwhelming. This guide breaks down the differences between different Senior Living Options, helping you make informed decisions for your cllients, patients or loved ones. For more information please visit seniorsbluebook.com.

INDEPENDENT LIVING

What is it:

Who is it for:

Apartment-style communities designed for active seniors. Amenities could include housekeeping, transportation, social activities, and meals. No medical care or daily assistance provided by community.

Best for seniors who are self-sufficient and seek a lifestyle with fewer responsibilities and more social opportunities.

ASSISTED LIVING

What is it:

Who is it for:

Apartment-style living with personal care services, such as help with dressing, bathing, and medication. Residence includes meals, housekeeping, transportation, social activities, and staff available 24/7. Facility may include a Memory Care Unit for patients with Alzheimer’s, dementia, or other memoryrelated conditions.

Ideal for seniors who need regular assistance, but do not require round-the-clock medical care.

SKILLED NURSING

What is it:

Who is it for:

24/7 medical care in a licensed facility with healthcare professionals. Facilities offer rehabilitation, post-surgery recovery, and long-term care for chronic conditions. Private and Semi-private rooms available.

Appropriate for seniors with serious health conditions that require constant medical supervision and care.

Weighing the Senior Living Care Options

With so many senior living care options, you can choose a lifestyle that brings new meaning and vitality to your life or the lives of those you love.

As the years pass, it’s natural to contemplate what would happen should you or a loved one need a little help at some time in the future. By no means does that mean you should think of yourself as “old”—in fact, with so many senior living care options, you can put together a lifestyle that brings new meaning and new vitality to your life or the lives of those you love.

SENIOR LIVING CARE OPTIONS AWAY FROM HOME

Independent living

Independent living is designed specifically for active adults who want to enjoy life, free of the burdens of home ownership, daily chores and responsibilities. It is a lifestyle choice for older adults who require little daily assistance. Independent living can open up a larger world to you in retirement than you would ordinarily find at home, such as lifelong learning, wellness programs, social events, group experiences, and more.

Assisted living

Assisted living provides housing, personalized care and support with activities of daily living to help you remain independent and enjoy an engaging, purposeful life. Assisted living residents enjoy multiple

opportunities to engage with others through activities, programs, outings, classes, entertainment, exercise and other group events. It also provides the peace of mind that comes from knowing the professional staff are on hand to monitor the health of residents and help spot any changes that require attention.

Memory care

Memory care is specifically designed to nurture and support those with Alzheimer’s disease and dementia with 24-hour supervision, structured activities and a secure, calming environment that’s easy to navigate. For a person with dementia, a daily routine is good medicine. Being in a familiar place with reassuring guidance and companionship can make a world of difference.

We know there are many senior living care options to consider. Our goal is to connect you to the community and the lifestyle that matches your tastes and needs. For us, redefining living better is what it’s all about.

Consider your senior living care options and decide what best meets the needs of you and your family. And remember, we are here to help guide you.

Editor’s Note:This article was submitted by Heritage Communities. See ad on inside front cover and page 111.

PRIVATE ROOMS

SEMI-PRIVATE ROOMS

SCHEDULED

ADULT

RESPITE

SECURED

ADDITIONAL ASSISTED LIVING COMMUNITIES

LINCOLN, NE CONT’D

OMAHA, NE

PAPILLION, NE

ASSISTED LIVING COMMUNITIES

Residential Memory Care

Legato Living Memory Care residents maintain the lifestyle they were accustomed to at home while sharing the amenities and comforts of a single-family residential home. Our small setting allows for more personalized care and the ability to truly age in place.

Lifestyle Features & Amenities:

n All Inclusive Rate

n Lift Devices and 2-person Assists Welcome

n 4:1 Resident Ratio

n Respite Stay

n Adult Day Club

n Hospice Care

n Home Cooked Meals

visit a location near you! Our family caring for your family!

SPEECH

OCCUPATIONAL

PHYSICAL

OSTOMY

PRIVATE

SEMI-PRIVATE

SECURED

ADDITIONAL SKILLED NURSING FACILITIES

ADDITIONAL SKILLED NURSING FACILITIES

PAPILLION,

IFC,

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