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ArtFest By The Sea At Juno Beach, Presented By Palm Beach Gardens Medical Center

Celebrates 35th Anniversary With A Focus On Sustainability And Coastal Conservation

The 35th anniversary of ArtFest by the Sea at Juno Beach, presented by Palm Beach Gardens Medical Center, was a resounding success, drawing tens of thousands of art lovers, community members, and environmental advocates for a weekend of creativity and conservation along the stunning coastline.

ArtFest By The Sea At Juno Beach on page 3

BallenIsles Charities Foundation Awards Record

$1,475,000

In Grants To 61 Local Organizations’ Programs

The BallenIsles Charities Foundation, made up of members and residents of BallenIsles Country Club, recently announced that 61 not-for-profit and civic organizations’ programs serving the local Palm Beach County community are recipients of financial grants totaling a record $1,475,000. Since the Foundation’s inception in 2011, more than $9.7 million has been awarded to benefit local Palm Beach County community organizations.

The funds raised are a credit to the generosity of BallenIsles residents, local businesses and corporate sponsors, contributions from volunteers, as well as BallenIsles club management and the community association management. Each of the organizations selected

to receive a financial grant were carefully vetted through the application and review process. Organizations receiving grants for programs, are in the following categories: Civic, Health and Human Services, Environmental, and Educational.

BallenIsles Charities Foundation on page 2

Fashion With A Purpose: 1000 NORTH Hosts Sold-Out Luncheon Benefiting Place Of Hope

On Thursday, Feb. 6, 1000 NORTH and Sherrye Sammons Fenton hosted a “For the Love of Fashion” luncheon benefiting Place of Hope. Guests enjoyed a luxurious, three-course prix fixe lunch and a runway show with clothing from the modern fashion brand STAUD. Sponsored

by LifeWave, the event featured live music by the talented saxophonist Eirinn Abu and a trunk show showcasing jewelry pieces from Emily & Ashley. Dr. Nicholas Perricone, a world-renowned dermatologist, author and philanthropist, attended the luncheon. Founder Eirinn Abu

benefited Place of Hope, a nonprofit dedicated to breaking the cycle of abuse,

2024-2025 BallenIsles Charities Foundation Board of Directors: Linda Greenhouse, Diane Brill, Allen Hirsch, Carl Ekstein, Jody Passov, Mark Freeman, Ken Horner, Chere Goldstein

Pamela Cherry

of Perricone MD, Dr. Perricone is recognized for his innovative, holistic skin care and wellness system. Proceeds from the event

Jamie Bond, Thomas Burke, Gina Franano, Sherrye Sammons Fenton

Chris Letourneau

Molly Leach

The Pet Cottage Post

Bonded Pairs: Two Hearts, One Home

play together, nap together and look out for one another, making them easier to integrate into a new home than many expect.

thrive—even after Simba developed diabetes. Thanks to TPC’s lifelong medical support, they remain healthy, happy, and together.

At The Pet Cottage (TPC), many of the pets who come to us arrive in bonded pairs—siblings or lifelong companions who have spent every moment together. When they lose their human, they rely on each other for comfort and security. Separating them can cause profound distress, anxiety, and depression, making their transition even more heartbreaking.

That’s why we are dedicated to keeping bonded pairs together. Through our Lifelong Guardianship Program, we ensure that these pets remain by each other’s side, finding a new home where they can continue their journey together.

The Comfort Of Companionship

Just like people, animals form deep emotional bonds. Whether they’re littermates, lifelong housemates, or best friends who found each other later in life, their connection provides stability, confidence and a sense of security— especially during times of upheaval.

When bonded pairs are separated, they often experience:

• Depression and withdrawal—losing interest in food, play, or interaction.

• Increased anxiety—pacing, whining, or destructive behavior as they search for their missing companion.

• Health issues—stress-related illnesses or weakened immune systems due to emotional distress.

Keeping them together eases their transition into a new home, helping them feel safe and secure as they adjust to their new environment.

The Reward Of Welcoming A Bonded Pair

For Guardians, welcoming a bonded pair into their home means twice the love, twice the joy! These pets bring an instant sense of family, often providing companionship and entertainment for each other. They

BallenIsles Charities Foundation from page 1

“As president of the BallenIsles Charities Foundation, it fills me with immense pride and joy to announce the awarding of $1,475,000 in grants to 61 exceptional nonprofit organizations within our Palm Beach County community. This remarkable achievement is a true testament to the generosity and spirit of our BallenIsles members and residents. Together, we are making a meaningful difference in the lives of those around us, and I am thrilled to see our collective efforts uplift our local community,” said BallenIsles Charities Foundation President Mark Freeman.

In addition to monetary donations, through BallenIsles Community Services, BallenIsles’ residents volunteer at local organizations – from feeding the hungry, building homes with Habitat for Humanity and donating household goods and medical supplies, to wrapping presents for children during the holiday season.

For more information on The BallenIsles Charities Foundation, visit www.BallenIslesCharitiesFoundation. org. For more information on BallenIsles Country Club, visit www.BallenIsles.org.

Many bonded pairs are already well-adjusted, socialized and trained, making the experience smoother for their new families. Plus, there’s something truly special about witnessing the deep unspoken connection between two animals who have spent a lifetime together.

Forever Homes For Lifelong Friends

Some of our most heartwarming success stories come from bonded pairs finding their perfect Forever Guardians.

Sofia and Skylar , a bonded brother-and-sister Maltipoo duo, lost their mom suddenly in 2023. Alone and terrified, they were rescued by The Pet Cottage and placed with Ellen and Bryan Daly, where they have since thrived. Now, they spend their days happily by each other’s side, completely adjusted and loved in their new home with their dog companion, Betty.

For Shamus and Fiona, two senior dogs left behind after their owner’s passing, staying together made all the difference. They found comfort and stability in their Forever Guardian family, allowing them to continue their golden years with the love and security they deserve.

For Smokey and Simba, bonded brother cats, staying together meant everything. After their owner suffered a severe injury, The Pet Cottage ensured they were placed with a loving Forever Guardian, where they continue to

How You Can Help

By becoming a Lifelong Guardian for a bonded pair, you’re not just giving them a home—you’re preserving a relationship that means everything to them. The Pet Cottage ensures that no Guardian has to take on this commitment alone, covering veterinary care and offering ongoing support.

If you’re ready to change two lives forever, consider welcoming a bonded pair into your heart and home.

Your support makes these matches possible. Donate today and help us keep best friends together, where they belong!

The Pet Cottage

Wendy Derhak Founder/ Executive Director

To schedule a tour or for more information contact us at (561) 818-5025. Learn more at thepetcottage.org.

Shamus

Sofia and Ellen

Skylar and Sofia

Simba and Smokey

ArtFest By The Sea At Juno Beach from page 1

The festival’s commitment to sustainability was on full display this year, with initiatives like the Recycle Right program educating attendees on responsible waste disposal and efforts to protect marine life through conservation exhibits at Loggerhead Marinelife Center. These efforts reinforce ArtFest by the Sea’s role in not only celebrating art but also preserving the natural beauty that makes the area so unique.

“Reaching 35 years is a testament to the incredible artists, dedicated volunteers, and the passionate community that make this event possible,” said Brian Elkins, Director of Events at the Palm Beach North Chamber of Commerce. “ArtFest is more than just an art festival—it reflects the high quality of life in Palm Beach North, where art, community, and environmental stewardship come together to create something truly special.”

As ArtFest, co-produced by the Palm Beach North Chamber of Commerce and Howard Alan Events, looks ahead to the future, its dedication to the arts, community, and environmental responsibility will continue to shape the event, ensuring it remains a cherished tradition for years to come.

Eric Emerson

Rob Sommer, Andrew Lofholm, Holly Mlodzinski, Lisa Cook, Amanda Blanchard

Jeff Beige

Melissa Dacunha, Davin Lau, Amanda Blanchard

Julie Andron, Mike McGann, Nina Pucillo

Danielle Smith, Colette Henderson, Marcie Kipper

Jill Weitzman, Lynn Weitzman, Allison Weitzman

Barbara Gilbert, Lisa LaFrance

Danielle Tortorello, Jennifer Stano

Rachel Rieber, Alicia Kaufman

Pam Cappucio, Lana Arnold, Bebe Landsman

Hillary Laros, Dr. Nicolas

Sherrye Sammons Fenton, Gina Franano

Photos by Tracey Benson Photography

Less Invasive Option For Valve Disease Treatment Offers Benefit With Fewer Risks

Aortic valve stenosis is one of the most common and serious conditions affecting the heart’s valves. It involves the narrowing of the aortic valve opening, which is crucial for allowing oxygen-rich blood to leave the heart and circulate throughout the body. When this valve opening is narrowed, the flow of blood is blocked or reduced, leading to significant health issues.

This condition predominantly affects individuals age 65 or older, with nearly 500,000 people in the United States suffering from severe aortic stenosis each year. Symptoms can include shortness of breath, chest pain, congestive heart failure and, if left untreated, it can ultimately lead to death. A Revolutionary Approach To Treatment

Replacing the diseased valve is the standard treatment for most patients with aortic stenosis. Traditionally, this replacement required open-heart surgery, where the patient’s chest was opened to access the heart. However, recent advancements have introduced the transcatheter aortic valve replacement (TAVR) procedure, which has revolutionized the treatment of aortic stenosis.

TAVR is a minimally invasive procedure that allows surgeons to replace the valve through a catheter inserted into the femoral artery which runs up the thigh, through the abdomen, and to the heart. This approach significantly reduces

the risks and discomfort associated with traditional open-heart surgery.

Numerous studies have demonstrated that TAVR is a safe and effective alternative to traditional valve replacement. It offers patients minimal risk and discomfort, a shorter hospital stay (usually only one or two days compared to five to seven days with the open procedure) and a quicker recovery.

The heart experts at Cleveland Clinic in Florida have exceptional expertise and experience in performing this treatment. Richard Zelman, M.D., an interventional cardiologist at Cleveland Clinic Tradition Hospital, emphasizes that aortic stenosis is a serious condition with a potentially severe progression. He notes that like open-heart surgery, TAVR can cure the condition.

To schedule an appointment with Dr. Zelman or another Cleveland Clinic heart specialist in Florida, call (877) 4632010. Visit ClevelandClinicFlorida.org/Heart to learn more.

ADHD Looks Different In Girls

By Jim Forgan, Ph.D., Licensed School Psychologist

Savannah explained, “My 13-year-old daughter’s a wreck at home. She is disorganized, argumentative and has trouble accomplishing day- to-day tasks on her own and following a routine. However, at school and sports she is very driven and motivated, is very personable, and has strong verbal skills. Help me understand her!” My school neuropsychological testing revealed Savannah’s daughter had ADHD.

ADHD looks different in girls as compared to boys. Three key differences are that ADHD in girls is often underdiagnosed or misdiagnosed because they are more likely to have inattention symptoms rather than hyperactivity. In elementary years boys are diagnosed at a 4 boys to 1 girl ratio but by adulthood, that evens out to a 1:1 ratio as more girls self-refer for testing. Second, girls show more internalized symptoms like anxiety, depression, or low self-esteem, which can be mistaken for other conditions. Third, girls are really good at masking or hiding their symptoms which makes ADHD harder to recognize.

Savannah’s daughter had significant emotional dysregulation which came out in her mood swings. She experienced frequent emotional ups and downs and struggled with frustration which made her irritable and sensitive. This led to arguments if things were not going her way. My testing also revealed she had difficulty with friendships. Her emotional dysregulation struggles affected her ability to maintain stable friendships. She had teammates but not one really close friend. Early recognition and appropriate support can help girls learn to manage these challenges effectively. Consider getting yourself or your child tested if you are concerned about ADHD or struggle with difficulty focusing, forgetfulness, zoning out, trouble with organizing, impulsive decision making, or emotional dysregulation. We test individuals ages 6 through 25 for ADHD. A great self-help resource is Raising Girls with ADHD by Mary Anne Richey. We also test students from age 2 through college for dyslexia, anxiety, depression autism, and more. Call us at (561) 625-4125 to discuss your child or learn more at www.JimForgan.com.

Richard Zelman, M.D.

Estate Planning For Collectors And Hobbyists

By Anné DesormierCartwright, JD, Esq.

Americans often prefer to stay busy. When we are not working, many of us turn to hobbies to keep us engaged and productive. We spend hours each day on our hobbies and leisure activities. Over the course of a lifetime, this time adds up to a significant investment.

Our hobbies, passion projects, and pursuits may also represent large investments of money, resources, and emotions. Therefore, they should often be included in an estate plan.

Whether you are a collector of classic cars or comic books, an artist or craftsperson with a studio full of valuable equipment, a musician who owns prized instruments, or someone who never outgrew their vintage toys and board games, estate planning helps to preserve your cherished items and make them part of your legacy.

Hobbies Growing In Importance To Americans

We define ourselves largely by how we spend our time. For many Americans, wasted time amounts to wasted potential.

According to the U.S. Bureau of Labor Statistics 2023 Time Use Survey, Americans spend about five hours a day on leisure activities and hobbies.1 Another survey of Americans taken during the COVID-19 pandemic found that 6 in 10 had adopted a new hobby as they were left with more spare time and nowhere to go.2 Common new hobbies ranged from baking or cooking to reading, arts and crafts, and photography.

While some of our pandemic pastimes have already fallen by the wayside, others are likely to persist because there is an inherent payoff when we gain new knowledge or learn a new skill and continue to improve at it.

That payoff may be more than just the personal satisfaction of mastering a skill. Nearly half of those who took up a new pandemic hobby turned it into a side hustle that earned them extra money.3 And an additional one-quarter of those with new hobbies said they hoped to turn their new hobby into a form of income in the future.4

When Passion Turns Profitable

Happiness may be priceless, but many of the things that make us happy have a price tag attached to them.

Maybe you did not start a hobby or collection to make money. Tales abound about boyhood baseball card collections and antiquing finds that turned out to be worth millions of dollars. Coins, comic books, stamps, books, toys, action figures, records, cars, dolls, furniture, and even vintage bakeware have commanded impressive prices that, in some cases, belie their appearance and original purpose.

Other hobbyists and collectors approach their passion with pecuniary interests squarely in mind. Collecting sports memorabilia, for example, has exploded into a billion-dollar industry akin to the fine-art market. In 2023, the collectibles market as a whole, driven by online marketplaces and digital auctions, was estimated at nearly $500 billion and growing.5 For others, a private passion can turn into a life’s work, like it did for Jim Irsay, the NFL’s Indianapolis Colts owner, or Joel Platt, a renowned sports memorabilia collector. These men have gone to great lengths to preserve their collections for posterity. Irsay takes his diverse collections of historic artifacts, featuring items from sports, pop culture, literature, and American history, on the road and shows them off for free.6 Platt’s collection is currently housed in a showcase museum in Boca Raton, Florida.7

Like collectors, many of the most famous artists started out pursuing a passion they never expected to get rich from, only to have their works later sold for a small fortune.

While he was alive, Vincent van Gogh sold a single painting in 1890 for a meager 400 francs,8 or about $2,670 in today’s U.S. dollars. In 1990, one of his paintings sold for $83 million at auction.9

Then there’s fashion icon Coco Chanel, whose inspiration to design clothes for women out of practical necessity launched one of the world’s best-known clothing brands. Her first fashion success came from a dress she made from an old jersey.10 Today, the Chanel brand is valued at around $20 billion.11 Protecting And Preserving Your Passion

Most of us may not reach the heights of Van Gogh, Irsay, Platt, or Chanel in our hobbyist or artistic pursuits. However, that does not mean our passions are without value and that we should not take steps to ensure our sweat equity is an investment in our legacy.

Estate planning is essential not only for financial and family considerations but also for those with serious, lifelong projects. The things that define you in life can continue to define you in death when you plan properly. Here are some steps you can take now so that your loved ones know exactly what to do with the things that matter most to you.

• Inventory and document. Start by creating a detailed inventory of the items in your collection or related to your hobby. The inventory should include descriptions, photographs,

certificates of authenticity, provenance (ownership history), conditions, insurance information, care instructions, and other documentation that can help an estate executor or trustee manage and distribute them. Have physical and digital copies of your inventory and related documents stored in safe locations (e.g., a safe deposit box or encrypted cloud storage) that you have ensured key loved ones can access after your passing. Review and update your inventory regularly. A good time to do so is when you update your estate plan every few years or when significant changes occur in your or your family’s life, or to your financial situation or your collection.

• Get a professional appraisal. Obtain professional appraisals to find out the current market value of what you own, including the final product and the equipment and raw materials used to make it. For example, if you have a shop where you make furniture, get the furniture and the woodworking machinery appraised. Hobbyists might have vintage or rare supplies and materials, such as reclaimed wood, which can also be valuable.

• Talk to your family. A common estate planning mistake is to put everything in writing but never discuss your plans with the people who will be affected by them. For example, your loved ones might be aware that you wrote in your spare time or have a large book collection, but do they appreciate how much these works mean to you? Do they know what inspired your love of the written word, your personal journey with it, and how it helped to define you? Unless you share these details with others, the things that were the most personally meaningful to you might be regarded by your loved ones as just more stuff they must go through when you die.

• Decide how to distribute. Do you want to give what you have in its entirety to a single person, divide it among multiple loved ones, donate it to charity, or sell it, or do you prefer some combination of these options? Your decision will be based on the items themselves and whether there is anybody who might want them. A family member or friend with the same interests might be a good fit. A loved one who does not want them might end up selling them anyway, so you can sell them now, make plans for your estate or a dealer to sell them and distribute the proceeds following your death, or make a lifetime gift (or series of gifts).

• Put your wishes in an estate plan. All your conversations, preparations, and evaluations could be for naught if you do not clearly and legally describe your wishes in an estate plan. Suppose that you have your treasured comic book collection professionally appraised and documented. You have this information stored in a locked box, and you regularly update it. There is only one problem: you never formally documented your plan for your collection in a will or trust. You may have

casually discussed your plans with family, but absent a formal estate plan, there is no guarantee it will come to fruition.

Remember that you can get creative with your estate plan. Although you may never get to display your artwork at a museum, for instance, you could arrange to have a private viewing of your art or collectibles for friends and family in addition to, or instead of, a traditional funeral or celebration of life arrangement.

Celebrate your life’s work however you want—just make sure to plan ahead and get everything in writing.

A Serious Passion Deserves Serious Planning

The things we create and collect form a core part of our identity. They mark our existence long after we are gone. You cannot take it with you. However, you can make it a part of your legacy with an estate plan.

Only a written estate plan makes your wishes legally binding. Do not be the person whose family finds a valuable collection in a dusty corner of the attic and does not know what to do with it, fights over who should receive what, or overlooks its importance and throws it away or donates it.

You put serious time into your hobby or collection. Keep the passion alive and inspire the next generation with an estate plan that gives your life’s work the treatment it deserves. Talk to one of our estate planning attorneys today.

If you have questions about your estate plan and what documents you should have in place to plan your estate, schedule a free consultation today by calling our office at (561) 694-7827, Anné Desormier-Cartwright, Esq., Elder and Estate Planning Attorneys PA, 480 Maplewood Drive, Suite 3, Jupiter, FL 33458.

The content of this article is general and should not be relied upon without review of your specific circumstances by competent legal counsel. Reliance on the information herein is at your own risk, as it expresses no opinion by the firm on your specific circumstances or legal needs. An attorney client relationship is not created through the information provided herein.

To comply with the U.S. Treasury regulations, we must inform you that (i) any U.S. federal tax advice contained in this newsletter was not intended or written to be used, and cannot be used, by any person for the purpose of avoiding U.S. federal tax penalties that may be imposed on such person and (ii) each taxpayer should seek advice from their tax advisor based on the taxpayer’s particular circumstances.

1 American Time Use Survey News Release, U.S. Bureau of Labor Statistics (June 27, 2024), https://www.bls.gov/ Estate Planning on page 7

Financial Focus®

Time For Some Financial Spring Cleaning

By Sally Sima Stahl, Edward Jones

Spring is here – which means it’s once again time to wash the windows, organize your cabinets and steam your carpets. This year, in addition to tidying up around your house, why not also consider some financial spring cleaning? Here are some suggestions to consider:

• “De-clutter” your investment portfolio. When you embark on your home cleaning mission, you might notice that you have redundancies – three blenders, two vacuum cleaners, and so

Estate Planning from page 6

news.release/atus.htm#:~:text=Leisure%20and%20 Sports%20Activities%20in,%2C%20compared%20 with%204.8%20hours.

2 Matt Schulz, 53% Who Took on a Pandemic Hobby Went Into Credit Card Debt as a Result, LendingTree (April 6, 2021), https://www.lendingtree.com/credit-cards/study/ quarantine-hobbies-credit-card-debt.

3 Id.

4 Id.

5 Collectibles Market in 2024 was estimated at $492.6 Billion, Annual Growth 9.2%: Research by Market Decipher , Yahoo!Finance (May 9, 2024), https:// finance.yahoo.com/news/collectibles-market-2024estimated-492-103200953.html.

6 Stephen Holder, Why Colts owner Jim Irsay refused over $1B for his collection, ESPN (July 14, 2023), https:// www.espn.com/nfl/story/_/id/37969744/why-coltsowner-jim-irsay-refused-1b-collection.

7 Ana Veciana-Suarez, Joel Platt and his Dream Collection,

on. Similarly, you might find duplications in your investment portfolio, perhaps in the form of multiple, near-identical stocks or mutual funds. If so, then it might be worthwhile to consider selling some of these investments and using the proceeds to boost your portfolio in other areas in which you may be lacking.

• Cut back on “overgrown” investments. Now that winter is over and you’re venturing outside more, you may notice some overgrown shrubbery or some tree branches that need pruning. And while it may sound counterintuitive, you might also have some investments that have grown too big for your needs. For example, you might own some growth-oriented investments whose value has increased so much that they now take up a larger percentage of your portfolio – and carry a higher degree of risk – than you originally intended. If that’s the case, you might be better off by selling some of these investments and purchasing others to help bring your investment mix back to its desired alignment.

• Dust off your investment strategy. With more sunlight now pouring in your house, you might notice that the corners

Intelligent Collector, https://intelligentcollector.com/ joel-platt-and-his-dream-collection (last visited Dec. 18, 2024).

8 Brian Boucher, Art Bites: The Only Known Painting Van Gogh Sold During His Lifetime, Artnet (Feb. 13, 2024), https://news.artnet.com/art-world/story-only-knownpainting-van-gogh-sold-2432275#:~:text=Belgian%20 painter%20Anna%20Boch%2C%20a,either%20350%20 or%20400%20francs.

9 Martin Bailey, The ten most expensive Vincent van Gogh paintings, The Art Newspaper (April 29, 2022), https:// www.theartnewspaper.com/2022/04/29/the-ten-mostexpensive-van-gogh-paintings.

10 Coco Chanel, Biography (Dec. 10, 2021), https://www. biography.com/history-culture/coco-chanel.

11 Tugba Sabanoglu, Brand value of Chanel worldwide from 2017 to 2023 (in million U.S. dollars) , Statista (Feb. 22, 2024), https://www.statista.com/statistics/1010860/ chanel-brand-value-worldwide/#:~:text=In%20 2023%2C%20Chanel’s%20worldwide%20brand,the%20 most%20recently%20reported%20period.

of your walls and ceiling may need a good dusting. And as you continually work to strengthen your financial foundation, you may need to dust off your investment strategy, especially if you’ve recently experienced changes in your life, such as a marriage, addition of children, new job, and so on. And as you move closer to retirement, you may also need to adjust your strategy in some ways. For one thing, you might want to adopt a more conservative investment approach in the years immediately preceding your retirement, though you’ll still need to have some growth potential in your portfolio to help keep you ahead of inflation.

• Protect yourself from financial dangers. As you go about your household spring cleaning, you may find actual physical dangers that need to be removed or stored more safely, such as sharp objects or broken tools. And as you navigate daily life, you may also find threats to your financial safety – the need for an expensive home improvement, or a major car repair or an unexpectedly large medical bill. If you don’t have the money available to pay these expenses, you might be forced to dip into your retirement accounts or run up your credit card or take out a high-rate loan. To protect yourself from having to make these moves, you may want to maintain an emergency fund containing several months’ worth of living expenses, with the money kept in a liquid account, separate from those you use for your daily living expenses.

Of course, some of these moves can take some time –but by getting started on them soon, you can help put your financial house in better shape by the time the next spring cleaning rolls around.

This article was written by Edward Jones for use by your local Edward Jones Financial Advisor, Edward Jones, Member SIPC.

Edward Jones is a licensed insurance producer in all states and Washington, D.C., through Edward D. Jones & Co., L.P., and in California, New Mexico and Massachusetts through Edward Jones Insurance Agency of California, L.L.C.; Edward Jones Insurance Agency of New Mexico, L.L.C.; and Edward Jones Insurance Agency of Massachusetts, L.L.C. Edward Jones, its employees and financial advisors cannot provide tax advice. You should consult your qualified tax advisor regarding your situation.