SBM Beyond Wealth Magazine

The History of Golf | Anahita...56

Generative AI 30

Re:act for Impact 40

Women and Wealth 32

Mauritius:

with Christophe Panhard from Mauritius, Doreen Ratemo from Kenya and

Mauritius: A Wealth of Opportunities | Priscilla Balgobin-Bhoyrul...22

Govardhan Ecovillage | Shri Gauranga Das Leader at ISKCON and Director at GEV...

Be the Changemaker Bill Drayton: Father of Social Entrepreneurship...

SBM Foundation

Mauritius | Beachcomber...26

Real Estate Sector | Evaco Group...36

Snapshot on Global Inflation, Growth & Interest Rates 52

FO //RE WO

RD/

Raoul Gufflet

FO //RE WO RD/

The next 50 years hold even greater promise for us to evolve, adapt and lead.

THE INSBMICONICTOWER THE MAKING

The SBM Group is a leading banking and financial services player in Mauritius, while also operating abroad. Over the past decades, it has played a significant role to support the socio-economic development of Mauritius. Dedicated employees, unflinching support to customers, committed investments in the future, proactive decisions and flexibility to change: these are key ingredients which have forged the advancement of the SBM Group over time, while it coped with challenges encountered along the way.

Back

The SBM Tower in the making

Throughout the years, we expanded our operations and transformed our traditional brick-and-mortar branches into customer- centric hubs, alongside offering digital channels of service delivery to enhance customer experience across our entities.

Kenya Madagascar

Mauritius

India

TOWARDS TOMORROW

At SBM Group, we are always thinking about you and our future generations

We are embracing a future that is not just more robust and financially empowering but also greener and more sustainable for all. Headquartered in the Mauritius International Financial Centre, we have been wholeheartedly contributing over the last 50 years to the socio-economic development of our country through our banking and financial services. SBM Group offers a comprehensive and distinctive suite of products and services to individual, corporate and institutional clients. With 3,000+ talents across the Group’s entities, we focus our efforts each day to help create a stronger, more connected and responsible tomorrow for all.

sbm@sbmgroup.mu | www.sbmgroup.mu

Let's embrace the infinite possibilities and seize every opportunity to create a legacy that transcends generations.

Destination

Mauritius:

Priscilla Balgobin-Bhoyrul

Real estate in Mauritius

An authentic experience

It all started with Park Hotel

A unique destination

Way forward: sustainability

New trends

IFICIAL INTELLIGENCE:

Megatrends are defined as long-term, transformative shifts with significant impact on not just industries but entire economies and societies as well.

GENERATIVE ART

THE MEGATREND THAT WILL SHAPE OUR LIVES

The Forbes latest ranking of women billionaires in 2023 shows there are 337 women (up from 327 in 2022) representing 13% of the billionaire population.

REAL ESTATE IN MAURITIUS

A GLOBAL ATTRACTIVITY & OPPORTUNITY

As we turn 50, we reflect on what makes us.

Is it our customer, who is and always will be our priority?

Is it our courage, which never lets our teams lose the stamina to scale new heights?

Is it the drive to create a vast array of choices to fulfil a wide range of financial needs?

Is it our communities, whose well-being is so significant to us?

Or is it the environment and climate consciousness that make us view everything we do through a sustainability lens?

As we turn 50, we realise it is all of the above that make us who we are – tirelessly devoted to Mauritius. It is what makes us, us.

of what makes us SBM

MAURITIUS | INDIA | MADAGASCAR | KENYA

RE:ACT FOR IMPACT

A way of living that leaves a richer legacy for future generations, that of clean air, clean rivers, lush forests, and healthier lives.

GEV and SBM Bank India: a partnership for progress

Shri Gauranga Das

Dhawal:

1Q:

How different do you think the next 50 years will be from a wealth perspective?

Christophe:

2Q:

We are living in an era where climate change is a real and near-term threat. How do you think this will impact wealth management?

Dhawal:

from from and from

Doreen:

Christophe:

Head of External Asset Managers SBM Bank (Mauritius) Ltd

Head of Elite and Diaspora Banking SBM Bank (Kenya) Limited

Head of SBM Private SBM Bank (India) Limited

Doreen:

3Q:

Rising inequality, geopolitical uncertainty and from globalisation to nationalisation, what does it mean for global portfolios?

Doreen:

Christophe:

Dhawal:

Dhawal:

4Q:

We have seen a rapid rise in the volume and velocity of money. What forms do you think money or wealth will take in the next 50 years?

Christophe:

Doreen:

5Q:

Africa and India are perhaps the only two continents and subcontinents to witness a rise in population in a world of falling population. What does changing demographics mean from an investing perspective?

Doreen:

6Q:

In a world drowning with information, just information is no longer power. What does it mean to be a wealth manager, therefore?

Dhawal:

Christophe:

Doreen:

Dhawal:

Christophe:

Doreen:

7Q:

The Age of the Consumer/Customer - in today's day and age of instant fulfilment and touch-of-the-button products and services, what really is true customer centricity?

Christophe:

Dhawal:

The after-effects of Black Swan events linger longer and can be very painful

The scourge of Inflation and the debate between growth and INTEREST rates

FOUR STAGES OF THE DEMOGRAPHIC TRANSITION MODEL

Why do we say the global economy is in transition?

Opportunities need to be created for the growing population to fuel strong growth.

MAURITIUS

The rich, fascinating history of golf

EVERYONE IS A

The importance of education in economic development and wealth creation

Working together for the benefit of all

Give a man a fish and he will eat for a day. Teach a man to fish and he will eat for a lifetime.