FOR A SMARTER TOMORROW
Ind i a Madagascar Kenya
ABOUT SBM Bank
SBM Bank Kenya is a subsidiary of SBM Holdings Group, Mauritius. The Group is mainly owned by the Government of Mauritius and associated entities. The Group has presence in Mauritius, India, Madagascar and Kenya.
Mauritius
OUR Foot Print
Kenya
• Present since 2017.
• 33 branches countrywide
• Serves Corporates, SMEs, High Networth Individuals & Retail.
• 267 Popote Agents.
Product Offering: Trade Finance, Treasury, Working Capital Finance, Asset Finance, Workplace Banking, Retail amongst others
Madagascar India
•
• Present since 1994. 8 branches
• Serves Retail, Coporates and SMEs.
• Product Offering: Trade Finance, Treasury, Working Capital Finance, Asset Finance, Private Wealth, Retail amongst others.
• • • Present since 1998. 6 branches. Serves corporates, large and medium enterprises
Product Offering: Trade Finance, Treasury, Working Capital Finance, Asset Finance amongst others
Mauritius
• Present since 1973.
• 44 branches countrywide.
• The Bank caters for a wide range of customer segments including Retail, Private Wealth, Treasury, Custody, High Net Worth, SME, Corporate, International, Financial, Government and Non-Government Institutions.
• Bank with the largest Retail Network.
• Listed in the Mauritius Stock Exchange. Market Capitalization: USD 300 Million Credit Rating: Baa3/P-3 long- and shortterm Counterparty Risk Rating (Moodys)
OUR History
SBM Group Established in Mauritius
Present in India since 1994; providing Personal, SME & Corporate Banking Product offering include trade finance, treasury, working capital finance and retail services
Present in Madagascar in since 1998 Operates 5 branches and serves corporates, large and medium enterprises
SBM Group successfully completed the acquisition of Fidelity Commercial Bank Limited through SBM Africa Holdings Limited
SBM Group successfully completed the acquisition of carved out assets and assumed liabilities of Chase Bank (Kenya) Limited (In Receivership)
VISION & MISSION
OUR MISSION
To achieve strong and sustainable returns for our shareholders, meet the relevant needs of our stakeholders and support the development of the community at large.
OUR VISION
To be one of the leading and trusted financial services providers in our geographies of presence, driven by innovation and technology.
SBM HOLDINGS Board of Directors
as at Sept 2024
Ms Sharon Ramdenee INDEPENDENT DIRECTOR
Mr Jean Paul Emmanuel Arouff NON-EXECUTIVE DIRECTOR
Mr Raoul Nicolas Gufflet GROUP CEO / EXECUTIVE DIRECTOR
Mr Visvanaden Soondram NON-EXECUTIVE DIRECTOR
Ms Shakilla Bibi Jhungeer INDEPENDENT DIRECTOR
Mr Subhas Thecka NON-EXECUTIVE DIRECTOR
Mr Ramprakash Maunthrooa NON-EXECUTIVE DIRECTOR
Mr Abdul Sattar Adam Ali Mamode Hajee Abdoula INDEPENDENT CHAIRMAN
Q3 2024 SBM Group Holdings Financial Highlights
Q3 2024 SBM Bank Kenya Financial Highlights
KES
billion
30 September 2024
KES
billion
30 September 2023
KES
30 September 2024
billion LOANS & ADVANCES
KES
30 September 2023
billion SHAREHOLDERS’ EQUITY
KES
billion
30 September 2024
KES
billion
30 September 2023
30 September 2024
KES
billion
30 September 2023
KES
billion
30 September 2024
KES
30 September 2023 KES
billion
30 September 2024 TOTAL CUSTOMER DEPOSITS
ADEAQUACY RATIO
SBM BANK KENYA Board of Directors
CHIEF EXECUTIVE OFFICER EXECUTIVE DIRECTOR
as at Sept 2024
Mr Nayen Ballah NON-EXECUTIVE DIRECTOR
Ms Shakilla Bibi Jhungeer NON-EXECUTIVE DIRECTOR
Ms Sharon Ramdenee NON-EXECUTIVE DIRECTOR
Mr Sharad Rao INDEPENDENT NON-EXECUTIVE DIRECTOR
Mr Abdul Sattar Adam Ali Mamode Hajee Abdoula CHAIRMAN
Mr. Bhartesh Shah
Dr James Boyd Mcfie INDEPENDENT NON-EXECUTIVE DIRECTOR
Mr Raoul Nicolas Gufflet NON-EXECUTIVE DIRECTOR
OUR BUSINESS Correspondent Banking
Letter of Credit Confirmations
Letter of Credit Discounting
Risk-Participations
Relationship Management Application Exchange
Letter of Credit/Guarantee Re-issuances
Irrevocable Reimbursement Undertakings
Trade Loans
Treasury Management and Forex Trading
Currency Clearing Services (Nostro)
OUR BUSINESS Corporate Banking
Structured term loans in FCY & LCY
Foreign Exchange
Trade Finance
Custody Business
Working Capital Lines
Online Banking
Asset Finance
Term & Call Deposits
Current Accounts
OUR BUSINESS Business Banking
OUR BUSINESS Consumer Banking
Segments include: Elite Banking for HNI, Women Banking & Workplace Banking.
Product offering include: Current Accounts Term & Call Deposits, Asset Finance,
Mobile Banking Prepaid, Debit & Credit Cards Residential Mortgages Salary Advance Savings Accounts
Transfer services
Awards and Recognition
2022
Citibank Performance Excellence Award: Straight-through Processing.
2022
FI Catalyst Awards: 1st Runner Up Best Bank in Promoting Gender Inclusivity.
2022
World Economic Magazine Award: Best Bank in Diversity and Inclusion
2022
World Business Outlook Awards: Best SME Bank Kenya.
Best Bank in Women Banking Kenya.
Best Gender Equality Index in Diversity and Inclusion Kenya.
2022
Gender Mainstreaming Awards: 5th place, Economic Empowerment.
Positive Role Model category, East AfricaFinalist.
2022
Team Spirit Award: Annual Interbank Games hosted by the Central Bank of Kenya.
2023
Global Brands Awards: Best SME banking brand.
Best Customer Service Banking Brand.
2023
World Business Outlook Awards 2023: Best Gender Equality Index in Diversity and Inclusion Kenya 2023.
Best Bank in Women Banking Kenya 2023.
2023
Finnovex East Africa Awards 2023: Best COO of the year 2023
2023
Digibank Summit Awards: Excellence in Customer Experience Award.
2023
Kenya Bankers Association AnnualInterbanks Games Best Team Spirit Award.
Best Tier 2 Bank.
2023
East Africa Business Monthly:
Top 25 Most Customer Obsessed Brands.
Top 25 Leading Brands in Sustainability by Business Monthly Magazine.
2024
Finnovex East Africa Awards
Excellence in Customer Experience Enhancement
2024
International Centre for strategic alliances(ICSA) COO of the year award
