Newsletter Monthly Publication of the San Mateo County Association of REALTORS速
i.1 / vol. I
In this issue 1 1 2 6 2
Message from the President Message from the CEO Message from the Affiliate Committee SAMCAR Recognizes Les Williams Welcome New Members from March 2008
3 FHA Reform 3 Eminent Domain 4 Special Election on April 8 5 C.A.R. Updates 6 NAR Updates 6 MLSListings News 7 SAMCAR April Calendar
Help Us Name Our Monthly Newsletter & Win! See details inside, page 2.
Message from the CEO Monthly Newsletter of The San Mateo County Association of REALTORS®
www.samcar.org tel. (650) 696-8200 fax (650) 342-7509 Board of Directors 2008 President President Elect Region 25 Chair Director Director Director Director Director Director Director Director Affiliate Director Director Director Director
Sue Walsh Olivia T. Edwards Geoffrey Craighead Tim Auran Eric Berggren John Clifford Nini De La Fuente-Pecson Bobbi Decker Suzan Getchell-Wallace Anne Oliva Jennifer Tasto Edgar Tulcanaza Sue Vaterlaus Marianne Zanone Rush David Zigal
Chief Executive Officer Philip B. Tedesco, RCE, CAE Editorial Team Michon Coleman Director of Public Affairs Dalen Gilbrech Publications Designer
Our Vision The Voice for Real Estate Professionals and Property Owners in San Mateo County.
This newsletter is published monthly by the San Mateo County Association of REALTORS®, 850 Woodside Way, San Mateo, CA 94401 and distributed to more than 4,000 recipients. e-mail firstname.lastname@example.org your questions or comments.
Copyright © 2008
Welcome to the new SAMCAR monthly newsletter … I hope that you like what we’ve done with it! You will be seeing more of these types of changes as we move forward. In December, 2007, the SAMCAR Board of Directors approved a Strategic Plan for the Association. Included in the plan is the organization’s vision, to be “The Voice for Real Estate Professionals and Property Owners in San Mateo County.” To this end, SAMCAR has created a Public Affairs division, consisting of Michon Coleman, Director of Public Affairs, and Dalen Gilbrech, Publications Designer. In the coming months, you will see more real estate-related information throughout the local media, as well as more about local market conditions even within SAMCAR’s own publications. SAMCAR recently entered into a strategic partnership with The Examiner which will allow for more frequent information pertaining to the local real es-
tate market trends which will be supplied by the Association. Additionally, beginning this month, SAMCAR will be greatly expanding the number of local media outlets that regularly receive updates from the association. Please let us know if you notice the increased exposure for the association. Another association focus as we enter into Spring will be on the REALTOR® Service Volunteer Program (RSVP). If you have participated in the past, thank you, I hope you will consider volunteering again this year, if you haven’t I encourage you to do so. The RSVP program is a wonderful opportunity to show the community in which we work and live how much REALTORS® care! The program provides a week of direct assistance to seniors throughout the region by REALTOR® volunteers, everything from cleaning gutters, to changing light bulbs… If you are unfamiliar with the program, or want more information on how to either sign-up or identify a senior who may be in need of such services, please contact Beckie Patane at email@example.com or 650-696-8220.
Philip B. Tedesco, RCE, CAE
SAMCAR Chief Executive Officer
Message from the President Spring Forward!!
That is definitely the state of the market this year as we find ourselves in a moving and more normally paced market than the past 7-8 years! The biggest challenge so far has been correcting the media bites that the market is in heavy decline, as we are fortunate to live and work in an area that has strong supply and limited demand. To correct some of these misperceptions, we’ve written a number of articles on this issue. Be sure to read future SAMCAR biweekly articles in The Examiner and in the upcoming issue of Homes & Land magazine. Let your Buyers know that “the time is right,” rates are low and there are funds available to
those who qualify. And assure your Sellers know that “the time is right” as inventory is low and that there are plenty of qualified Buyers looking for the right home! This is definitely a window of opportunity for both sides of the transaction. If you need more support for my optimism, read the newest book written by Richard Florida which addresses the “creative areas” around the world that are conducive to affluence (the Bay area is one of them), or call SAMCAR for the latest stats on the market which are not 30 days old! Your success is our focus, and your leadership team has that in mind! Please feel free to contact me at any time with your thoughts or questions. SAMCAR is your Association, and it is continuously working for you!! Happy Spring and Happy Selling!!
Association News message from
The Affiliate Council As part of SAMCAR’s new monthly publication, the Affiliate Council of SAMCAR now has the opportunity to communicate with the full membership through a recurring column. Through this section we will strive to educate and inform SAMCAR members about the committee’s activities and our breadth of expertise as professionals in real estate related industries. We hope that SAMCAR members will participate with us in our charitable undertakings and in our professional efforts to benefit our common customer – the San Mateo County homeowner. We all benefit from working together to bring our customers the best service they expect and deserve. Support the Troops In this inaugural column, the Affiliate Council would like to inform members of the SAMCAR Affiliates’ “Support the Troops” effort taking place this year. We will be sending care packages to our troops in Iraq and
Afghanistan as a display of our appreciation for their sacrifices. To fund these care packages we are asking every SAMCAR REALTOR® and Affiliate member to donate a non tax deductible $10 contribution. These small donations should not present a burden to members individually and will add up to a significant contribution to the troops’ comfort and well-being. If all 3,700 SAMCAR REALTORS® and the almost 500 SAMCAR Affiliates pitch in together it will make an impressive effort. Of course we will gratefully accept your generosity if you’d like to donate a larger amount. And, if anyone has a child, relative, friend or loved-one serving in Iraq or Afghanistan please let us know so we can hear what they want and need, and we can make sure they get one of our care-packages. SAMCAR Affiliates will be passing out donation envelopes at the weekly SAMCAR tour meetings and visiting SAMCAR members to introduce ourselves and this worthwhile endeavor. Please make checks payable to “SAMCAR” and write “Support the Troops” in the memo line.
Welcome New Members
Realtors Sunny Bali | Manhattan Realty Group
Jo Kramer | Coldwell Banker
Shipra Bhardwaj | Shipra Bhardwaj, Broker
Lisa Lastra | Alain Pinel Realtors
Rafael Castro, Jr. | RE/MAX Pioneer
Doosik Lee | Red Hawk Real Estate
Nannette Chapman | Intero Real Estate
Simon Kim Lee | Kim Wen Lee, Broker
Gary Coulter | Intero Real Estate Serv
Chuck Marks | Alain Pinel Realtors
Vera Crossfield | Coldwell Banker
John Raleigh | Red Hawk Real Estate
Tina Davis | Edward Schmidt, Broker
Mina Ramezanbeigi | Century 21 Alliance
Margaret Duffy | Coldwell Banker
Esmeralda Rodriguez | Century 21 Alliance
Connie Hammond | Portofino Realty
Ed Schmidt | Edward Schmidt, Broker
Robert Hanlon | Manhattan Realty Group
Danny Singson | Century 21 Achievers
Rich Heintz | Marshall Realty
Costa Vorrises | Century 21 Alliance
Alison Jaghab | Coldwell Banker
Affiliates Holly Chapman Huckaby | Bank of America Mortgage
Rabiha C. Najjar | Bank of America Mortgage
Michele Enriquez | San Mateo Credit Union
Sally Pratali | Peninsula Regent
Rosemary Gee | Spinner Mortgage
Tony K. Truong | Bank of America Mortgage
Christina Helman | Property I.D.
Tiki Tsakiris | Xchange Solutions Inc.
Stephan Kevorkian | Bank of America Mortgage
SAMCAR Newsletter April 2008
Additionally, if there is an issue of importance about which you would like additional information or to encourage Affiliate participation please keep the Affiliate Council informed. Affiliates offer a variety of expertise to promote the business of SAMCAR REALTORS®. The Affiliate Council is eager to strengthen cooperation and the working relationship between SAMCAR REALTORS® and Affiliates to benefit both our professional and charitable efforts. To all our Affiliate members, if any of you would like to contribute something to this monthly “Affiliates’ Message” section that will better inform and educate SAMCAR members please submit ideas or contributions to: SAMCAR Affiliate Public Relations Committee Co-Chairs: Corrin Trowbridge (Trowbridge Insurance) Tami Cirigliano (Fidelity National Title)
Help Us Name the Monthly Newsletter & Win!! We would love to hear your suggestions for the name of our new monthly newsletter. As we thought about the possibilities, we realized one of our best, untapped resources is our membership! The suggested names should try and incorporate some aspect of an important goal for SAMCAR this year: To become “the” voice of real estate in San Mateo County. All entries are welcome! Please submit them via email to firstname.lastname@example.org by Monday, April 21st. The person who submits the winning entry will receive a $50 gift certificate as a token of our appreciation. Thanks in advance, for taking the opportunity to participate!
FHA, Fannie Mae-Freddie Mac
Limits Increased for
As many of you know, the real estate industry, due to the implosion of the subprime market, has taken a beating in the press and in the eyes of the public. Each day, the news is filled with stories of people on the brink of losing their homes, and of those already in foreclosure. Despite this national trend, and contrary to many reports, the housing market in San Mateo County remained relatively stable during this period. Now, with the passage of the economic stimulus package, which permits increases to the mortgage limits for government-backed loans, first time and lower-income homebuyers will have even greater opportunities to enter into the local housing market. Until now, the limit on FHA-backed loans was $362,790. The cap on mortgages through Fannie Mae and Freddie Mac was $417,000. As a result, FHA guaranteed only 5,000 loans in California, as of 2005. On March 5th, in response to the passage of the stimulus package, the Department of Housing and Urban Development raised both the FHA and Fannie Mae-Freddie Mac limits to $729,750. This represents an increase up to 125% of the local median home price.
Two Eminent Domain
Measures on June Ballot In the upcoming election on June 3rd, California voters will vote on two eminent domain ballot measures. One seeks to restrict the government’s use of eminent domain for private purposes, and the other extends much further, seeking to eliminate rent controls in cities including San Francisco, Oakland, Berkeley and San Jose. Three years ago, the Supreme Court in Kelo vs. City of New London, ruled that “the power of eminent domain included the authority to take private land without consent of the owner for the express purpose of reselling that land to another private party.” In response to this ruling, efforts were made to pass Proposition 90 in California, aimed to restrict the government’s use of eminent domain – and it failed by a slim margin in 2006. According to reports, Prop 98 would not
Fortunately, San Mateo County is one of the first counties to be included in the initial increase, where the median home price is approximately $850,000. The temporary increases on conforming loans will allow troubled borrowers to refinance out of sub-prime loans and make it easier for many new buyers to qualify for mortgages in high-cost areas, like San Mateo County. NAR vigorously advocated for the immediate implementation of these increases, believing that it would lead to a positive shift in the market, not just locally, but across the country. “We believe this move will boost the housing market and the economy by bolstering home buyer confidence and bringing families back into the marketplace,” said Realtor® Vince Malta, chair of NAR’s Public Policy Coordinating Committee and a broker-owner from San Francisco. “That would increase home sales by nearly 350,000, lower inventories and increase home prices by two to three percent. It would also result in as many as 210,000 fewer foreclosures, and more than 500,000 borrowers would be able to refinance into lower interest rate loans.” These increases are a much-needed component for the revitalization of the housing market. Be sure to share with your clients, the news of the legislative reforms and the expanded opportunities available. If you would like more information about the new FHA mortgage limits and the proposed loan limit changes for Fannie Mae and Freddie Mac, see CAR’s web site at: http://www.car.org/index.php?id=MzgzMzc=
only prohibit state and local governments from taking private land and transferring it to another private party – but it would also phase out rent control ordinances. As a rebuttal to this proposed measure, a coalition led by California League of Cities has qualified Prop 99. This measure would prohibit only the use of eminent domain to take a singlefamily home to help a private landowner. It should be noted that as written, if Prop 99 receives more votes than Prop 98, it becomes law, even if a majority of voters also support Prop 98. C.A.R. supports Proposition 98 and opposes Proposition 99. Please look to future editions of this newsletter for updates. For more information about Prop 98 from the Howard Jarvis Taxpayers Association (supporting the measure), please go to www. yesonpropertyrights.com. For information about Prop 99 from the League of California Cities (supporting the measure), please go to www.cacities.org.
Summary of Eminent Domain Ballot Measures Proposition 98 • Prohibit state and local government from taking possession of private land and transferring it to a private party; • Phase out rent control; and • Allow government to take property for public facilities
Proposition 99 • Prohibit state and local government from using eminent domain to take a singlefamily home (including condominiums) to transfer it to another party
Special Congressional Open Primary Election on April 8, 2008 San Mateo County voters will go to the polls on Tuesday, April 8th to vote in a Special Open Primary to elect a person to complete the congressional term of the late Congressman Tom Lantos. As we all remember, Congressman Tom Lantos succumbed to illness on February 11th this year after a being diagnosed with esophageal cancer last year. Congressman Lantos had a long and storied career and represented the 12th Congressional district since 1981. Unlike other primary elections, all registered voters can vote for any candidate on the ballot, regardless of party affiliation. To win the primary, one must receive 50% plus one of the vote on April 8th. That person would then immediately begin to fulfill the remainder of Congressman Lantos’ term through the end of 2008. If no candidate receives the majority vote, the two top vote getters will face off in the June 3rd primary election. Whoever wins either primary, will face a reelection campaign this Fall during the November 4th general election.
The National Association of REALTORS® Political Action Committee (RPAC), the California Real Estate Political Action Committee (CREPAC), the San Mateo County Association of REALTORS® Political Action Committee (BORPAC) and the SAMCAR Board of Directors have all voted to support or endorse Jackie Speier to fulfill Congressman Lantos’ term. Senator Speier served previously as a California State Senator (8th SD), Assemblymember (19th AD) and San Mateo County Supervisor.
has always been open and willing to meet and discuss issues of concern to our REALTOR® community. We can expect her to be a powerful voice for San Mateo County in the halls of Congress and speak on our behalf regarding real estate and housing matters.
Senator Speier is well known to SAMCAR members as she has been in public service in San Mateo County for the better part of the last 30 years. Starting as a staff member to the late Congressman Leo Ryan to her last 8 years representing us in Sacramento as our State Senator, she has been an indefatigable advocate for the rights of consumers and a stalwart opponent of those who wish to take unfair advantage of others, particularly those who can no longer protect themselves. In her many capacities as an elected official she
To learn more about Jackie Speier please visit her website at: www.jackiespeierforcongress.com
If you want to find your polling place or have any other questions about the upcoming Special Congressional Open Primary Election go to the County’s official lection site at www.shapethefuture.org
So, don’t forget: vote on April 8th and help to elect Jackie Speier for Congress.
Government Affairs Director
Proposed RESPA Rule Published
OFHEO Eases Capital Requirements for Fannie Mae and Freddie Mac; NAR Responds
On Friday March 14, 2008, the Federal Register published HUD’s long-awaited proposed regulation on the Real Estate Settlement Procedure Act.
On March 19, 2008, the Office of Federal Housing Enterprise Oversight (OFHEO), Fannie Mae, and Freddie Mac announced changes in the capital requirements for the two government sponsored enterprises (GSEs). OFHEO eased the capital surcharge from 30 percent to 20 percent, and the GSEs each agreed to begin to raise more capital. The changes will provide up to $200 billion of additional liquidity to the mortgage-backed securities market. OFHEO and the GSEs also reaffirmed their support for GSE reform legislation to create a stronger regulator.
The 94-page proposed regulation includes, among other things, a mandatory four-page Good Faith Estimate (GFE) and a modified HUD1/1A, a required “closing script” that must be read orally at settlement, enhanced disclosures and new rules concerning volume discounts, average cost pricing and “required use.” There will be a 60-day public comment period which expires on May 13, 2008. NAR will study the proposal and file formal comments with the Department of Housing and Urban Development. To view the proposed regulation: http://a257.g.akamaitech.net/7/257/2422/01jan20081800/edocket.access.gpo.gov/2008/pdf/08-1015.pdf
On the day of the announcement, NAR’s CEO, Dale Stinton, sent a letter to OFHEO Director James Lockhart thanking him for easing the capital requirements to increase the role of the GSEs, especially in connection with the new jumbo conforming loan limits for high cost areas and refinancing subprime mortgages. The letter, however, also expresses concerns about (1) the tighter underwriting and higher fees required for jumbo conforming mortgages, (2) the GSEs’ policies that reduce the otherwise applicable maximum loan-to-value ratio for a loan by five percentage points for homes in declining markets (the effect is to increase the minimum down payment), and (3) the negative impact of imposing higher fees when the housing market is least able to handle them. Finally, the letter urges the Director to act promptly to make further reductions to the capital requirements as soon as possible.
C.A.R. reports sales decrease 28.5% median home price falls 26.2% in February Home sales decreased 28.5 percent in February in California compared with the same period a year ago, while the median price of an existing home fell 26.2 percent. “Although sales rose for the fourth straight month in February by 9.5 percent compared to the previous month, they continue to be dragged down by the ongoing effects of both the credit/liquidity crunch and tighter underwriting standards that have reduced the pool of qualified buyers who can obtain a loan,” said C.A.R. President William E. Brown. “It is crucial that FHA reform legislation currently under consideration by congress include higher loan limits for high-cost states like California,” he said. “The proposed legislation also includes a reduction in the down payment requirement for FHA loans and will include condominiums in the FHA single-family program, which will make it easier for buyers in the condominium market to qualify for loans.” Closed escrow sales of existing, single-family detached homes in California totaled 343,220 in February at a seasonally adjusted annualized rate, according to informatio
collected by C.A.R. from more than 90 local REALTOR® associations statewide. Statewide home resale activity decreased 28.5 percent from the revised 480,170 sales pace recorded in February 2007. The statewide sales figure represents what the total number of homes sold during 2008 would be if sales maintained the February pace throughout the year. It is adjusted to account for seasonal factors that typically influence home sales. The median price of an existing, single-family detached home in California during February 2008 was $409,240, a 26.2 percent decrease from the revised $554,280 median for February 2007, C.A.R. reported. The February 2008 median price fell 4.8 percent compared with January’s revised $429,790 median price. “The Federal Reserve Bank’s recent action to reduce the federal funds rate will have little near-term direct effect on the housing market,” said C.A.R. Vice President and Chief Economist Leslie Appleton-Young. “However, Fed rate cuts should result in more favorable real estate finance rates as we move through the year.”
C.A.R. Announcements C.A.R. Establishes
Presence on Facebook Are any of you familiar with Facebook, one of the fastest-growing social networks on the Internet? As many Facebook users will attest, the site provides an incredible way in which to communicate with people across the country. One can post pictures, provide updates on events and groups, and disseminate information to a vast number of both friends and geographic networks. C.A.R. has established a presence on Facebook. The launch represents C.A.R.’s expanding presence into new media venues. Members may view C.A.R.’s Facebook page without joining the network.
C.A.R.’s Facebook page includes an overview of the Association and its mission; a YouTube video link featuring C.A.R. staff and news; information about C.A.R.’sleadership team; links to industry news items including C.A.R.’s “Market Matters;” discussion boards, and networking and sharing options. While most features on the C.A.R. Facebook page are open to all visitors, to view C.A.R. events, C.A.R. members first must join Facebook. Facebook members also have enhanced interaction capabilities with the C.A.R. Facebook page. To view C.A.R.’s page, please visit:
Forms Advisor Forms Advisor™ is an online software program that identifies for the REALTOR® which C.A.R. Standard Forms to use and how to complete the forms. Forms Advisor™ features C.A.R. Forms Tutor™, which provides audio and text instructions for competing the forms and a legal Q&A component. This all-encompassing software offers users a total solution to form training and usage questions. To view this webinar, visit the SAMCAR’s web site “Forms” page: https://www.samcar.org/index.cfm/forms_mls.htm
MLSListings Rules Update April 14th Effective April 14th, MLSListings will release a new set of MLS Rules that will replace the RE Infolink and CVMLS MLS Rules that the organization has been operating under. There are only 4 areas of significant difference to the existing rules: • The time limit for loading a listing or submitting the exclusion form (Authorization to Exclude) is 72 hours, with no exception for weekend or holidays. • The time limit for reporting any status change, including a sale, is “by the end of the next business day.” • The rules in section 12.5 for both public remarks and private/confidential/agent remarks have been clarified and made much more specific. • Appendix A to the new rules has a very specific list of citable infractions and associated penalties. These infractions and penalties are crossreferenced throughout the rules text.
These rules have been reviewed and approved by MLSListings’ Board of Directors and NAR.
Bay East/Contra Costa Withdraw from MLSXchange and Aggregated Database Bay East and Contra Costa AOR’s have notified MLSListings that they are no longer interested in merging with MLSListings, that they have terminated their datafeed into the consolidated data repository, and that they will withdraw from MLSXchange on March 21. Specifically, they noted that they consider the CAR MLS initiative to be more politically feasible than our current consolidation efforts. Their actions eliminate any immediate ability of creating a single datafeed to brokers from the data repository that they helped to create over the past two years. We are working with them to schedule a joint leadership meeting with them in the near future to clarify future activities for the benefit of our brokers.
SAMCAR Newsletter April 2008
Bay Area MLS’s Investigate Joint Open House Initiative MLSListings has been working with Quattro and East Bay MLS’s to launch a joint Open House portal. The proposed portal would provide and up-to-date Open House search mechanism for Bay Area agents that would be refreshed every 15 minutes. Agents could schedule Open Houses at the last minute and have the event posted and available to all agents in the participating MLS’s within minutes. The service could be made available in three formats: (1) a datafeed; (2) a frameable solution, and (3) a public portal.
Member Recognition SAMCAR Recognizes
HomeWorks 7 Under Review MLSListings is working with eNeighborhoods to finalize an upcoming update of HomeWorks. This new release would move MLSListings subscribers to Version 7 from their current Version 6. The new HomeWorks product has changes in its “look and feel” as well as some new features, including an automated email feature. Release date and feature details will be provided as the project moves forward.
Tightened Data Security Scrutinized by MLSListings; Security Consultant On-Site Like dozens of other MLS’s across the country, MLSListings is actively exploring the use of “strong authentication” as an alternative to its current single-password sign-on. Strong authentication requires two sources of user authentication. In many cases, such as SOCAL and Quattro, MLS’s are using numbergenerating tokens to provide a time-sensitive password that, added to a PIN, provide a two-step validation of the user’s identity before access is granted. MLSListings had an independent security consultant on-site to discuss how best to execute strong authentication. Timelines and other details will be forthcoming over the next couple of months.
The Board of Directors was pleased to present our member, Mr. Les Williams, with a flag that was flown over the U.S. Capitol on January 11, 2008. The flag was requested by the Honorable Adam B. Schiff, Member of Congress, in honor of Mr. Williams’ service as a Tuskegee Airman. Mr. Williams was also honored for his invaluable service to our country, by the SAMCAR membership in December of last year.
APRIL 2008 Weekly Education, Events & Tour Calendar Date/Time
April 2 MLS 101 10 a.m. – 12 p.m. MLS102 1:30 – 3:30 p.m.
MLs Listings 101 and 102 seminar training 101: Introduction and orientation including adding a client, quick search, custom searching, driving directions, statistics and more. 102: Ongoing review of MLS Listings including custom vs. advanced searching, listing management and a focused Q&A session. | Location: SAMCAR Registration: http://www.samcar.org/calendar or 650-696-8200
April 3 10 a.m.
PACIfICA Legislative Committee Meeting Location: Old Republic Title in Pacifica Linda Mar
April 9 9 – 10:30 a.m.
PRDsforms.com training Class Location: SAMCAR | Instructor: Bob Johnson Registration: http://www.samcar.org/calendar or 650-696-8200
April 9 10 – 11 a.m.
CoAstsIDe Legislative Committee Meeting Location: RE/MAX Dolphin Half Moon Bay, Conference Room
April 10 8 a.m. – 5 p.m.
GRI 112: environmental Concerns, Construction overview and Land Use Location: SAMCAR| Cost: $149 Registration: http://www.eDesignations.com or 888-785-4800
April 15 2 – 3 p.m.
Cultural Diversity Committee Meeting Members welcome to attend these monthly meetings. | Location: SAMCAR
April 16 & 17 8:30 a.m. – 4 p.m.
ABR Accredited Buyer Representative 2-day class prepares buyer’s representatives emphasizing buyer counseling session, negotiating and customer vs client levels of service. Course fee includes membership in Real Estate Buyer’s Agent Council (REBAC). Foreclosure course on April 18 satisfies additional elective course requirement. Location: SAMCAR | Instructor: Debbie Rodgers, Coaching to Excellence Cost: $299| Registration: http://www.coachingtoexcellence.com
April 16 9:30 – 11 a.m.
Peninsula NoRth Legislative Committee Meeting Members welcome to attend these monthly meetings. Location: Financial Title Co., 1001 Bayhill Dr., Ste. 185, San Bruno
April 17 9:30 – 11 a.m.
Peninsula soUth Legislative Committee Meeting Members welcome to attend these monthly meetings. Location: Coldwell Banker, 580 El Camino, San Carlos
April 18 9 a.m. – 4 p.m.
foreclosure opportunities for Buyers Can be used as an elective course for the ABR Designation Location: SAMCAR | Instructor: Debbie Rodgers, Coaching to Excellence Cost: $150 | Registration: http://www.coachingtoexcellence.com
April 23 8:30 a.m. – 4 p.m.
sURVIVe A DoWN MARKet / ReALtoR® s.W.A.t. Learn about the latest market trends in your area plus earn Continuing Education credit. | Registration: http://www.realtorswat.com Flyer: http://www.samcar.org/userfiles/file/CAR08_SWAT_flyer.pdf Location: SSF Conference Center, 255 S. Airport Blvd., So. San Francisco Costs: C.A.R. Members Full-day $59; Half-day $10 ($159 non-members)
April 23 8:30 a.m.
sAMCAR Board of Directors Meeting – April Members welcome to attend these monthly meetings. | Location: SAMCAR
April 24 1 – 2:30 p.m.
PRDsforms.com training Class Location: SAMCAR | Instructor: Bob Johnson Registration: http://www.samcar.org/calendar or 650-696-8200
MARCH 28 – APRIL 4 Su 23 30
Mo 24 31
Tu 25 01
We 26 02
Th 27 03
Fr 28 04
Sa 29 05
Marketing Meetings Tuesday, April 1 8:30 a.m. April Combined Tour Elks Lodge 229 West 20th Avenue San Mateo Presentation:
State of the City SuSan E. ManhEiMEr, San Mateo Police Chief 9 a.m. Half Moon Bay Tour Community Center 535 Kelly Avenue Half Moon Bay 9:30 a.m. Pacifica Tour Community Center 540 Crespi Drive Pacifica
MLS Tour Sheet Deadline Reminder Broker/Property tours Tuesdays 9:30 a.m. – 1:30 p.m. Deadline to add tours in MLS Mondays, 11 a.m. Entry deadlines are subject to change for holidays. Deadline for Monday holidays prior Friday at 11 a.m. View tour sheet by Monday afternoon http://www.samcar.org/index.cfm/tour_information.htm