Mastering Your Cyber Insurance Coverage Checklist
Protect your business from cyber risks with the right insurance strategy.
Understand What’s Covered
Review policy coverage in detail
Ensure it includes data breaches, ransomware, business interruption, and legal costs
Tailor coverage to your business’s unique risk profile
Watch for Policy Exclusions
Identify what’s not covered (e.g., outdated software, insider threats)
Understand terms around negligence or delayed reporting
Clarify limits and exceptions before signing
Check for Incident Response Suppo
Look for 24/7 breach response teams
Ensure coverage includes forensics, legal advice, and communication support
Faster response = less damage
Meet Security Requirements
Most policies require basic security measures
Use MFA, encryption, regular backups, and patching
Stay compliant to avoid denied claims
Review and Update Regularly
Reassess your coverage annually or after major changes
Align with current threats and business growth
Partner with experts like SafeAeon Inc. for guidance