The Real Estate Book - Athens, GA 39.8

Athens, Ga & Surrounding Counties

HOME & LIFESTYLE GUIDE Volume 39, Issue 8

Live the life you have dreamed of in

Château Élan SEE PAGE 4

RealEstateBook.com

Request FREE MAGAZINES online, or call 800-841-3401 To Advertise Contact Susan Alvarado 770-364-7491

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Presented by: Karen Tatro 706-362-3309 Funari Realty 770-967-9889

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LIVE LIVE WHERE WHERE THE THE DAWGS DAWGS PLAY PLAY “A home is one of the most important assets that most people will ever buy.”

Chairman |assets Berkshire Hathaway Inc. will ever buy.”

“A home is oneWarren of theBuffett, most important that most people “A home is oneWarren of the Buffett, most important assets that most peopleInc. will ever buy.”

Chairman | Berkshire Hathaway Warren Buffett, Chairman | Berkshire Hathaway Inc. “A home is oneUs of to theMeet most One important assets most people will ever buy.”

Contact of Our Localthat Real Estate Experts Warren Buffett, Chairman | Berkshire Hathaway Inc. Contact Us to Meet One of Our Local Real Estate Experts

ATHENS OFFICE

524 Hill Street, Athens, GA 30606 ATHENS OFFICE 706-613-6040 524 Hill Street, Athens, GA 30606 REAL ESTATE REDEFINED | 770-992-4100 | BHHSGEORGIA.COM 706-613-6040 An independently operated subsidiary of HomeServices of America, Inc., a Berkshire Hathaway af liate, and a franchisee of BHH Af liates, .

Berkshire Hathaway HomeServices and the Berkshire Hathaway HomeServices symbol are registered service marks of HomeServices of America, Inc.® Equal Housing Opportunity.

REAL ESTATE REDEFINED | 770-992-4100 | BHHSGEORGIA.COM An independently operated subsidiary of HomeServices of America, Inc., a Berkshire Hathaway af liate, and a franchisee of BHH Af liates, .

Berkshire Hathaway HomeServices and the Berkshire Hathaway HomeServices symbol are registered service marks of HomeServices of America, Inc.® Equal Housing Opportunity.

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ADORABLE AND MOVE-IN READY RANCH just 8 minutes to the new Kroger. Updates throughout. Spacious screened porch and large koi pond! Text R869039 to 52187 Heather McElroy 760-206-5282

706-255-9200

706-248-7481

VERONICA IMERY

PAULINE JUUL

JERRY CRAIG

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CHAD CLARK

RHETTA HOWARD

706-202-0335

706-540-0937

NANCY MARTIN

HEATHER MCELROY

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Regional Vice President

DIANE ADAMS

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JAN BAKER

LOVELY RANCH ON A HUGE UNFINISHED BSMT. Split bedroom plan, ownerʼs suite with sitting area. Beautifully landscaped, expanded deck and fully fenced backyard. Text R869037 to 52187 Heather McElroy 760-206-5282

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AMAZING AND UNIQUE HOME IN FIVEPOINTS THAT IS JUST GREAT PRICE ON 3BD/2BA HOME IN ELBERTON! 770-294-1014 678-425-8308 706-224-8886 706-202-4692 706-206-5282 FULL OF CHARACTER! 5BD/3BA, beautiful hardwood floors, All appliances stay! Storage building out back and all of this gourmet kitchen, owner’s suite on the main level, finished terrace level. on a 1.28 acre lot! Eligible for 100% USDA financing!

Call Brenda 706-714-4509. Text R843062 to 52187 Call Chad 706-248-7481. Text R828156 to 52187

MABLE MITCHELL

706-338-6930

YASMINE PAYNE

706-540-6845

MELANIE VENESS

706-621-1849

DIANNE WRIGHT

706-540-3270

For nearly 40 years, it has been my honor to help clients and customers achieve the dream of homeownership in our community. It has also been rewarding to support the success of many VERY NICE LOCATION. Small home with over three acres in EXQUISITE IN OCONEE COUNTY. 4BD/3.5BA sales associates whether affiliated with my firm or whileHOME cooperating in a transaction.

Now, need of some repairs.the Three bedrooms, one marketing bathroom, living with the unfinished basement on a spacious 1.96 lotHathaway in Oaklake. enhanced value, resources, and full array of services that Berkshire room and a kitchen. SOLD AS IS. Has 2 ownerʼs suites with walk in closets.

HomeServices Georgia Properties adds, ensures we continue to redefine your real estate Call Melanie 706-621-1849 Call Mable 706-338-6930 Text R623454 to 52187 experiences for years to come. - Brenda S. Blanton

ATHENS OFFICE

524 Hill Street, Athens, GA 30606 706-613-6040

R E A L E S TAT E R E D E F I N E D BERKSHIRE HATHAWAY HOMESERVICES GEORGIA PROPERTIES | 770-992-4100 | BHHSGEORGIA.COM An independently operated subsidiary of HomeServices of America, Inc., a Berkshire Hathaway affiliate, and a franchisee of BHH Affiliates, LLC. Berkshire Hathaway HomeServices and the Berkshire Hathaway HomeServices symbol are registered service marks of HomeServices of America, Inc.® Equal Housing Opportunity.

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STUNNING! THE PHOTOS SAY IT ALL, MAGAZINE WORTHY RENOVATED HOME IN THE GATED COMMUNITY OF CHATEAU ELAN. Dream kitchen, open floor plan, HUGE dining room, Master on Main, tons of natural light, walk-in pantry, mud room, custom closets, 3 true ensuites & Bonus & family/play room up, finished terrace level, theater room, Guest Suite, custom front & rear staircases, new hardwoods & carpet, plantation shutters, custom drapes, covered front porch, castle doors, spacious 3 car garage, quiet street, golf course lot with privacy, fenced yard, brick/steel beam deck, can accommodate a pool.

Convenient to the Northeast GA Hospital Braselton campus, easy access to I-85 and 985, world-class golf, SportsClub, golf cart friendly & so much more! Text R871029 to 52187

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YOU CANNOT REPRODUCE THIS HOME FOR THIS PRICE IN CHATEAU ELAN, compare to the new construction & you will see for yourself the many bonuses you get including outdoor living space with new Trex Deck, built in grill, brick patio with fireplace, fenced level yard, new finished terrace level with no expense spared, all new windows throughout the home, Master on Main, hard to find guest bedroom/office on Main, gorgeous hardwoods and trim package, open floor plan, custom closet system in Master, window blinds, sound system, alarm, huge 3 car garage, 3 new HVAC systems and more. Secondary bedrooms upstairs are large & each has their own bath, huge media loft up & bonus room over the garage. Home has been pre-inspected & is move in ready. Lawn care included in HOA Text R835119 to 52187

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LOCATED IN OXLEY VILLAGE OF CHATEAU ELAN. European Style 2 story home on full unfinished basement & new roof. Leaded double doors lead to the 2 story foyer with elegant dual staircase. Master Bedroom has built-ins, hardwood floors and french doors that lead to a Juliet Balcony. Kitchen features granite counters, breakfast bar, walkin pantry, butlers pantry & stainless steel appliances. The split staircase leading upstairs leads to a private en suite on one side and 2 bedrooms w/ shared bath on other. Private drive leads to oversized garage in rear, private courtyard. $525,000 Text R698085 to 52187

COVER HOME

GORGEOUS HOME WITH THE FLOOR PLAN & FINISHES FOUND IN $1,000,000+ new homes selling in the same neighborhood. Very spacious rooms throughout, Chef’s kitchen with huge one level island, huge pantry & high end appliances. Vaulted keeping room with vaulted wood ceiling & large palladium window. You will love the the amazing vaulted screened porch (with retractable screens) with 1 of 4 fireplaces in the home, TV and a great view of the private wooded lot. Custom cabinetry, plantation shutters, lots of beautiful hardwood floors, newer carpet, custom built ins for the Master closet, new designer light fixtures, new paint with current colors and so much more. Lower level is stubbed and ready for your touches. New roof in 2018. Will consider lease/purchase. Text R758470 to 52187

Karen Tatro (706) 362-3309 Cell (770) 967-9889 Office | 6323 Grand Hickory Drive STE 100G, Braselton, GA 30517

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WHERE THE #1 IS YOU! More than 10 years of experience in private real estate and 200+ closed transactions since 2013.

LD

706-424-5741

660 Meigs St, Athens, GA 30601

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Aldo Zevallos Cell: 706-296-5222 aldoval@hotmail.com • www.aldosells.com

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HABLO ESPAÑOL

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QUAILWOOD DR. ATHENS. 3 Bedrooms, 2 Bathrooms New Roof, New A/C, New Floors, New Paint, New Deck, Granite Counter top, New Ceiling Fans, ETC. $144,900.

CAVALIER RD ATHENS. New Roof, New Floors, 5 Bedrooms, 3 Bathrooms, New Kitchen Cabinets, Granite counter tops. New paint, New Garage Door, ETC. $209,900.

GREAT/BIG HOUSE. 5BR/3BA. Possible 6 BR on the Floridian room on 2nd floor. Brazilian Cherry Wood floor. Granite Counters on kitchen and bathrooms. Tile shower in master and many more features. Fenced backyard with nice brick retention wall. .75 acres. Sprinkler System. Owner/Agent $249,900

MAPLE FORGE DR. 3 Bedroom 2 Bathroom.

New A/C, New Floor, New Paint, New Garage Door, ETC. $164,900.

CHATHAM DR ATHENS. 3 Bedrooms 2 Bathrooms.

Spacious living room, open floor plan. Big back yard almost all fenced. MOTIVATED SELLER. $129,900. MLS#961987

READY TO MOVE-IN WITH A LIVING, family room and nice kitchen island. . 2 year old A/C system, new range and 1 year old dishwasher and microwave. Nice fenced back yard & huge front yard. MOTIVATED SELLER! Bring me an offe

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PENSANDO EN VENDER? PENSANDO EN COMPRAR? LLAMAME ANTES QUE SEA TARDE! THINKING OF SELLING? LOOKING TO BUY A HOME? HOME ARE SELLING QUICKLY, CALL ME!

Hally DeMent (404) 771-1017

dementhally@gmail.com

5mrealty.com $110,000

$665,000

(706) 850-4636

824 S. Milledge #200 Athens, GA 30605 $612,000

AFFORDABLE HOME FOR STUDENTS, 1st time buyers or investment! 1BD/1BA located on the bus line! Hardwood floors and Mexican pavers in Sunroom. Tons of restaurants & stores close by. Call before this one gets snapped up!

SOLD “AS IS” Text R833678 to 52187

FIVE POINTS 3,000 SQFT BRICK HOME WITH 5BD/3BA. Original hardwood floors, 10-feet ceilings, formal dining room. System updates: new heating & air, 50-gallon hot water heater, new upstairs windows, new roof, new gutters & exterior painting. Text R833679 to 52187

3BR/2.5BA HOME IN PRESTIGIOUS PRINCETON MILL SUBDIVISION with partially finished basement perfect for empty nesters or generational families. 912 ft ceilings & beautiful hardwood floors. Open floor plan, gourmet kitchen with breakfast nook, expansive master bath suite. Text R783243 to 52187

THE BEST KEPT SECRET & Developers DREAM. Stunning 2.7 acre tract with breathtaking views stretching over 500ft along the Oconee River minutes from the heart of 5 Points. The LAST TRACT in PRINCETON MILL FACTORY PROPER & one of the only undeveloped parcels of land in the area. Text R783235 to 52187

FABULOUS 3BD/2BA FIVE POINTS LOVINGLY RESTORED HOME in the Glenwood neighborhood is MOVE-IN READY! Plenty of closets and storage space including a double closet in master. Master suite includes recently renovated master bath with new stand-alone shower. Attached two car garage. Text R783262 to 52187

CENTRALLY LOCATED 4BD/1BA + OVER HALF AN ACRE AND AN ADDITIONAL 2 BR/ 1Bath unit in the back. This property has great rent potential or is a perfect home for a family needing extra space and tons of yard to romp around in! Text R815722 to 52187

$499,000

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Bridging the GAP in Real Estate 660 Meigs St, Athens, GA 30601

706-424-5741

706-510-5189 SALES:

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INCREDIBLE VIEWS! 5BR 3.5BA basement home.

Open floor plan perfect for entertaining. $376,500 Call Laura 706-765-7999 or Text 54816 to 25678 for a virtual tour. Text R750733 to 52187

CALL LAURA FLANDERS 706-765-7999

CUSTOM BUILT HEARTHSTONE LOG HOME, 4 BD/3 BA on over 9 acres. 25 minutes to Athens! $425K Call Bob 706-215-6848 Text R696303 to 52187

4BR/2BA, BONUS ROOM, oversized garage, large lot. $178k. Call Brad 706-714-3580 Text R741463 to 52187

OCONEE COUNTY SCHOOLS! Up to $5000 Closing Cost! NO HOA! 1.4 Acre Lot! Call Jerrod 229412-5303 Text R854189 to 52187

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NEW CONSTRUCTION IN WINDER. 4BR/3BA plus office/study, full unfinished basement, 2 car garage $379,000. Call Brad (706) 7143580Text R643434 to 52187

ALL BRICK 3BR/3BA RANCH HOME ON 20 ACRES IN OGLETHORPE COUNTY. The kitchen features tons of cabinets, lots of counter space & has been upgraded with stainless steel appliances and tile back splash. $400K Call Brad 706-714-3580 Text R755304 to 52187

CHARMING ONE-LEVEL, 4-side brick home in highly desired area off Timothy Road. Huge, daylight basement has lots of possibilities.

Call Elizabeth 706-540-5767 Text R856996 to 52187

MUST SEE OCONEE HOME ON 13 ACRES. Pond, Pasture, Blueberry field, and guest cottage! For a virtual tour, text 54819 to 25678 or call Laura 706-765-7999 MLS:962139 Text R787525 to 52187

CALL LAURA FLANDERS 706-765-7999

Rich 706-255-0316

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GreaterAthensProperties.com GreaterAthensProperties@Gmail.com

660 Meigs St, Athens, GA 30601

706-424-5741

HIGH RIDGE SUBDIVISION! 4BD/2.5BA, all brick,Living Rm, Family Rm (fireplace w/ gas logs), Dining Rm & Eat-In Kit, Large Master w/2 closets, Front & Back Staircase.

Pro landscaped yard & new irrigation system. $364,900 Call Jennifer 706-202-9886 Text R718899 to 52187

...where superstars p begin g

...where where superstars begin! begin

GET YOUR REAL ESTATE LICENSE! Enroll! Next 75 hr Prelicense Class Starts

5/7/18 Mon. & Thurs. 5-9pm 706-247-1506

WE TRULY CARE ABOUT YOUR SUCCESS!

MIDDLE GA GEM! 5 Acre Darling Home w/2-stall barn!

1800sf 3Br/2Ba Brick w/2 car garage. Cross Fenced and all set up for 3 horses/animals. Deal CAT @$178,000! Call Cat 706-540SCARBOROUGH 2593 Text R705720 to 52187 706-540-2593

DU RE NORTH OCONEE BEAUTY! $282,500 4BR/2.5BA. Hardwood floors, kitchen w/ granite & sunroom. Owner’s suite on the main floor. Call Laura 706-765-7999 or text code 54817 to 25678

CALL LAURA FLANDERS 706-765-7999

Following bread crumbs to find your new home not working?

Shavon School of Real Estate

www.ShavonSchoolOfRealEstate.com

SALES:

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D CE DU RE LOVE WHERE YOU LIVE! This 5bd/3.5ba home is situated on 1.8 wooded acres in west Athens. Only 10 minutes to downtown and UGA. CHELSIE Call Chelsie 678-683-5887 CHEESBOROUGH Text R787068 to 52187 678-683-5887

706-510-5189

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GENTLY SLOPING WOODED ACREAGE WITH WONDERFUL OLD HARDWOODS On Sweet Little Creek On One Border. Easily Subdividable Into 3 Or 4 Nice Sized Parcels. $435,000 Call Rose Sellers 706-255-0472 rsellersrealty@gmail.com

BEAUTIFUL HISTORIC HOME! Walking distance from adorable downtown Commerce, this 8 BD/3.5 BA home on 0.5 acres has so LEAH LEGGETT much Southern charm!

706-510-7155 $364,900 Call/text Leah today at 706-510-7155

I can help you get there!

Call Rose Sellers 706-255-0472 or send me an email: rsellersrealty@gmail.com

COUNTRY CHARM W/ CITY CONVENIENCE! This 3 BD/1 BA home sits on a full acre of land and has a full unfinished basement w/ so much potential! $133,900 Call/text Leah today at 706-510-7155 for more info

LEAH LEGGETT 706-510-7155

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65 1951 ore R t x Te for m 187 tion 2 5 o t ma infor

Charles J. Williams BROKER 770-231-5687 cell cjwrealty@gmail.com

Tonya Williams

REALTORÂŽ 678-988-5687 cell BulldawgRealty@gmail.com

New Home Communities

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President

BarrowCountyBuilders.org

6 Ways

to Finance

A Renovation

If you’re planning to take on a home improvement project, you’re in good company. A recent report by the Joint Center of Housing Studies at Harvard University predicts that the home improvement industry is expected to post record-level spending this year.

As you prepare for your renovation, it’s important to review your financing options based on the size of the project, your intended repayment plan and whether you plan to use a contractor or do it yourself. Below are some financing options to consider as you talk things over with your lender.

Home Equity Line of Credit (HELOC)

A HELOC can provide ongoing access to funds using the equity in your home, which typically results in lower interest rates than unsecured credit. This type of credit may also provide you potential tax benefits.

Consult your tax advisor regarding the deductibility of interest.

Mortgages with Built-In Renovation Financing

These loans help homeowners complete renovations with a loan amount that is based on an appraiser’s estimate of what the property value will be with completed improvements. This is also an option for aspiring homeowners who purchase properties that need repair. Whether a home purchase or a refinance, this option finances the renovations and mortgage in one loan.

Personal Loans and Lines of Credit These personal credit options typically offer quick credit decisions and access to funds in a day. Lines of credit provide ongoing access to funds.

Credit Card

Credit cards can be used for large or small purchases and may earn rewards, which can add up to significant benefits when you’re making big home improvement purchases. However, credit cards often have higher interest rates than other loan or credit options, which should be taken into consideration.

Savings

If you have a do-it-yourself project or a small renovation, accessing your savings might be an option. By paying cash, there is faster access to funds and nothing to repay.

Cash-Out Refinance Mortgages

A cash-out refinance replaces your current mortgage with a new and larger mortgage that pays off your current balance and allows you to use the equity in your home to provide additional funds for other purposes.

Your bank or lender may not be the best source for what color to paint your room or which walls to move, but they can help you identify your financial options. Each option has its associated benefits and considerations, and your bank can provide valuable information to help you make informed decisions about which options are right for you.

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Elegant Landscape Designs Can Greatly Enhance Property Value

By Lee Flynn Elegantly designed exterior landscapes can greatly enhance the appearance, curb appeal and market value of almost any home or property. Even large-scale landscaping projects can often be completed with relatively little cost and may add several thousands of dollars to the market price of a home or other property. Advanced options, such as hardscaping installations, xeriscaping or more ambitious layouts and designs are more than able to pay for themselves should homeowners ever decide to sell their home or investment property.

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The Importance of Curb Appeal Even the most attractive homes may still lack curb appeal. Professional landscaping designs and exterior renovations often provide the single most effective way for homeowners to create and maintain the level of curb appeal needed to enhance the market value of a property. Landscaping maintenance and installation services can be a valuable resource for homeowners seeking to protect their investment.

Landscaping is Among the Most CostEffective Home Renovation Projects Curb appeal projects can provide a significant return on investment for home and property owners. In addition to costing far more, interior renovations and home upgrades may do little to improve the overall impression a property is able to make on prospective buyers.

While interior renovation projects can be beneficial for creating a more comfortable home or optimizing the market value of an investment property, interior upgrades often fail to provide the level of results that professional landscaping designs may be able to offer.

Restoring and Maintaining Existing Hardscape Installations While often less costly than interior renovations, landscaping upgrades may still come with a hefty price tag. Restoring existing stone work, professional surface and grout cleaning and other maintenance services that may improve the appearance of existing hardscape materials can significantly reduce overall costs.

Professional maintenance services can provide property owners with a more affordable way to improve curb appeal

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by restoring a faded or neglected landscape to its former glory. Professional maintenance services can even be of benefit for those undertaking a radical redesign of their landscape. Incorporating existing installations into a new design or restoring and reusing landscaping materials can provide a level of savings that few property owners can afford to overlook.

Working with the Right Professional From basic upgrades and maintenance solutions to more ambitious landscaping designs and complex renovations, the services and assistance of a qualified and experienced professional can be a key asset. Property owners often lack the tools, expertise and resources needed to tackle large-scale landscaping renovation projects on their own. Working alongside the right professional can provide superior results and ensure that homeowners are not forced to make due with a limited range of designs, options or solutions. Dealing with the wrong landscaper or overlooking the service providers that may have more to offer can be a very costly mistake.

Creating the Best Exterior Landscapes Elegant landscaping design, hardscaping installation or restoration services that make the home more attractive can all make a huge difference. Property owners who overlook the importance of curb appeal may find themselves hard pressed to enhance the overall value of their investment. Landscaping projects that may be completed for a fraction of the cost of a room addition or other interior renovation provide a proven and effective way to add thousands of dollars to the market.

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7 Ways to Wow Buyers with Outdoor Staging As one of the busier times of year for real estate activity, summertime is ideal for sellers hoping to unload their homes for top dollar. If your home is on the market this summer, stand out from the pack with these outdoor staging tips, courtesy of the experts at Point2.com.

1. Invite Buyers In

It’s no secret curb appeal matters to buyers, but too often, minor details are overlooked when setting the stage out front. To roll out the welcome for buyers, replace your worn welcome mat with a summery alternative, and install large house numbers in a prominent location that can be viewed from the street.

2. Shine Up Windows

Cleaning windows inside and out can be taxing, but it makes a noticeable difference. For the exterior sides of the windows, scrub off any accumulated film from tree pollen and polish until glistening. Buyers will be pleased to see not only a sparkling home outside, but a light-filled interior as well.

3. Showcase Small-Scale Color

In lieu of a costly exterior paint job, choose specific areas outside to add pops of color.

Window boxes bursting with blooms are often well-received by buyers, as well as container plantings. If the exterior could use refreshing, consider re-painting the front door before recruiting a professional to do the entire home.

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4. Spotlight for Safety

Make sure the outdoor spaces around your home, including the front entrance, deck, patio, and walkways, are appropriately lit.

Updated light fixtures are not only aesthetically pleasing, but are an added safety feature to the home.

5. Maintain the Landscape

A well-kept home speaks volumes to buyers, and the exterior is no exception. Whether you hire a professional landscaper or DIY, trim the lawn and any hedges – the latter can be a trip hazard if left untouched.

6. Deck Out the Deck

Whether your home features a deck, patio, porch or other outdoor living area, take time to power wash the surface to remove any debris. If your outdoor furniture is lacking, consider purchasing a fresh set, complete with all-weather cushions and pillows in vibrant colors.

7. Make the Pool Picture-Perfect

Pools can be a make-or-break feature for buyers, so play it up as best you can. After having the pool cleaned by a professional, take care to skim the surface for any debris that accumulates between buyer visits. Be sure the pool cover, mechanized or otherwise, is free of damage and the filtering system is in proper working order.

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Your Dream Home Awaits

• New Construction • Resale Homes • Sell Your Home • Lease-to-Own • Investment Properties

Call: 770.875.6907 www.BiancaHerrera.com

Need a new roof or think you may have storm damage to your roof?

Call for a FREE inspection!

We work with your insurance company.

Greg Alvarado Sales/Project Manager 678-356-4701 Greg@buildinguniversal.com

WWW.BUILDINGUNIVERSAL.COM

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Denise Beck REALTOR, Associate Broker, GRI graduat

(706) 614-1625 denise.beck@coldwellbanker.com Listing Specialist – Call for free market analysis!

I list and sell Oconee!!

NEWER CONSTRUCTION OCONEE Farmhouse with 62 acres on Rose Creek. Text R772872 to 52187

3.86 ACRES AND A MOTHER IN LAW SUITE. Text R742139 to 52187

28 ACRE HOMESITE WITH POND. Text R656243 to 52187

HIGH END CONDO with hickory wood floors. Wonʼt last long!

Text R860420 to 52187

(706) 543-4000

2405 W Broad St #150 Athens, GA 30606

ER UND ACT TR CON NEW LISTING! Text R815723 to 52187

GREAT NEIGHBORHOOD & SCHOOL DISTRICT! Text R783283 to 52187

Kathy Pollock (706) 255-6596

(706) 316-2900

Proudly Serving Communities in the Following Counties: Clarke, Oconee, Barrow, Walton, Madison, Jackson, Oglethorpe, Morgan, Greene, Elbert, Hart, Franklin, Banks and Stephens.

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SOUTHERN LIVING PLAN WITH 5 BEDROOMS AND PLENTY OF ROOM for any family to spread out!

Kitchen has custom pickled oak cabinets and granite counters w/ tile flooring. throughout. Master suite has a huge tile bathroom and the closet is amazing! HVAC units less than 2 yrs old. Great Schools nearby. $474,900 Text R817718 to 5218

• Condominiums • Single family homes • Historic residences • Manufactured homes • Estates • Townhomes

We specialize in Radon & Mold testing.

Ask about our 3 home inspection packages!

Chad Bridwell Franchise Owner

Call today to experience the Pillar To Post® difference

706-850-3315

pillartopost.com/bridwellinspector Each office is independently owned and operated

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Cindy Karp

(706) 461-7253 Cindy@CindyKarp.com

Broker, GRI, ABR, WCR Life Member of the Million Dollar Club Circle of Distinction Women's Council of REALTORS Athens Network 2017 Member of the Year

Office: (706) 549-3200 www.CindyKarp.com

Karen Foster (706) 338-6886

Jay Braver (706) 510-6174

Get Details Instantly! Text Property Code to 52187

Karen@CindyKarp.com

Jay@JayBraver.com

Jullie Sailors (706) 612-8126

Arlene Williams (214) 534-5547

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!

EXCEPTIONAL HOME IN OCONEE COUNTY. State of the art sound system. Huge Bonus/Dance studio & Study. In-law suite.

Exercise/ Billiards Room. REDUCED to $925,000 Text R667060 to 52187

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JSailorsRealEstate@Gmail.com Arlene@CindyKarp.com

OCONEE CO COMPOUND ON 12.36 WOODED AND PARTIALLY fenced acres with 4 BD and 3 baths in main house. Separate studio, screened porch, salt water dipping pool and so much more. Must see! $595,000 Text R720303 to 52187

A DIAMOND IN THE ROUGH! Builder’s home in Milford Hills priced for minor repairs. Private, lots of brick, wood floors, cedar shake roof, 3-level deck, large kitchen, two HVACs and more. $189,900 Call Jay Text R750452 to 52187

RESIDENTIAL, COMMERCIAL & AGRICULTURE ZONED! Country elegance, 3BD/2BA, 7+ acres, gardener or hunters paradise. Work & play on this property. Hunt, fish or relax by the spring fed creek. Many options & potential with this home & land. Call Jullie Text R815725 to 52187

TAKE A STEP BACK IN TIME WITH THIS UNBELIEVABLE TURN OF THE CENTURY HOME with tons of charm and character! 4 bedroom 2.5 bath, many upgrades, private wooded lot and metal roof. Text R764457 to 52187

INVESTOR PACKAGE AVAILABLE WITH MULTIPLE UNITS! Studio suites; convenient to UGA. $84,900 Text R665884 to 52187

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EXCEPTIONAL BRICK HOME ON 2.94 ACRES WITH 6-7 BD, 6+ ba and 3 FP. Terrace level with spa zone and so much more! $825,000 Text R650935 to 52187

15 BUILDING LOTS FOR SALE $25,000 EACH COMMERCIAL SPACES FOR LEASE OR SALE 66.27 ACRES OFF ATLANTA HWY WITH RIVER FRONTAGE 65/ ACRE OUTDOOR PARADISE ON 50.5 ACRES with pasture, hardwoods & pines. Bordered by the Broad River and Big Cloud Creek that converge at the property corner.

Perfect equestrian or cattle farm. Adjacent to Watson Mill Bridge Park. Text R733744 to 52187

TOWN SHOPPING CENTER IN COMER - 8 storefronts, 3 offices $949,900 Call Jay 706-510-6174 Text R551776 to 52187

www.CindyKarp.com

50.5 ACRES ON BROAD RIVER $375,000

VISIT OUR WEBSITE FOR LAND, COMMERCIAL PROPERTIES & CONDOS

Certified Mortgage Planner NMLS ID-35139 GRMA ID- 33444 Georgia Residential Mortgage Licensee #23892 and NMLS# 156311

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THIS MEDITERRANEAN ESTATE IS LOCATED IN ATHENS GA/ OCONEE CO. Tanglebrook the most popular community in Oconee Co. school dist.

This impressive home boasts 5 bedrooms and 5.5 bathroom 5 FP. Travertine, Hardwood and Carpet floors. on approx. 1 ½ an acre of land, taking advantage of breathtaking views and flowing creek You and your guests are greeted by a stunning two story formal entry.

Once inside, you will marvel over the masterfully laid out floorplan and the grandly designed and elegantly appointed rooms offering a space for every imaginable luxury. Culinary enthusiasts will adore the gourmet chef’s kitchen with center island, high quality appliances, butler’s pantry and spacious eating area.

Enjoy a wine tasting in The Wine Cellar.

Entertaining is a breeze, thrilling friends and family with your exquisite formal living room, dining room and your inviting family room with terrace and private views. Summertime will be best indulged in the fantastic outdoor entertaining area. Here you will be awestruck by the grand covered veranda's.

Great barbeque area. A true entertainers paradise.

Coldwell Banker Upchurch Realty (706) 543-4000

Offered by: Barbie Pierce Eisenberg Owner Agent (678) 618-4323

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www.Aviantemtg.com Shop with Confidence, Get Pre-Approved 1st

Tommy Black 706-207-3677

Great Rates & Low Closing Cost • NO Closing Cost Available • 5% Down on Jumbo Loans

Joseph Stunzi 404-867-8991

706-546-1600 NMLS#170520

NMLS#275935

Georgia Residential Mortgage Licensee #16917 NMLS# 164250

Conventional • FHA • VA • Rural Development 1351 Jennings Mill Rd, Suite A • Watkinsville, GA 30677 • Near Lowe’s & Hwy 316

Estimated Mortgage Payment Chart Amount

4.25

4.50

4.75

5.00

5.25

$150,000

738

760

783

806

829

$120,000 $180,000 $210,000 $240,000 $275,000 $310,000 $350,000 $400,000 $450,000

591 886

1033 1181 1353 1525 1722 1968 2214

608 912

1064 1216 1394 1571 1773 2027 2280

626 939

1096 1252 1435 1617 1826 2087 2347

644 967

1127 1288 1476 1664 1879 2147 2416

663 994

1160 1325 1518 1712 1933 2209 2485

THIS CHART IS FOR PRINCIPAL AND INTEREST ONLY

COMPLIMENTS OF AVIANTE MORTGAGE SERVICES

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Ways It Pays to work with a REALTOR®

If youʼre looking to Buy or Sell this year, do you want to add these to your “To Do” list? Save time, money, and Peace of mind by working with a Professonal from the beginning.

RESEARCH MORTGAGE LENDERS.

Determine how much you can afford.

PUT EXISTING HOUSE ON MARKET.

FIND NEW HOME WITH ALL Get signed THE FEATURES YOU DESIRE. HIRE SURVEYOR TO contract to Schedule showings SURVEY PROPERTY. Seller. Price your existing home for your current without current market Review homeowner’s association house & also to expertise. documents for new home. see new ones.

Hire attorney or title company Arrange home & to complete closing research. CHECK

Host Open Houses to sell existing home.

Negotiate terms of sale or purchase, including repairs & concessions.

pest inspections on new home.

Research School Districts.

ORDER TITLE SEARCH.

draft contract.

CONDUCT FINAL

Decide where to advertise your house to reach the best potential buyers (& pay for it).

CONSIDER OFFERS ON CURRENT HOME.

CREDIT

Analyze comparable home sales & make offer REPORT. on new home.

Find attorney to

REVIEW & APPROVE WALK-THROUGHS CLOSING COSTS. OF HOME.

Secure homeowner’s insurance.

Meet home & pest inspectors for review of current home.

Review & approve all contracts. Obtain title insurance.

COORDINATE CLOSING WITH LENDER, TITLE COMPANY & BUYER OF YOUR HOUSE.

Research neighbrohoods REVIEW & SIGN & local amenities.

CLOSING DOCUMENTS.

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Contact One of Our Featured REALTORSÂŽ for All of Your Real Estate Needs

Laura Leiden Keller Williams Greater Athens 706-540-4181 laura@lauraleiden.com

Denise Beck Coldwell Banker Upchurch Realty 706-614-1625 denise.beck@coldwellbanker.com

Cindy Karp Cindy Karp Realty 706-461-7253 cindy@cindykarp.com

Regina Clonts Keller Williams Greater Athens 706-714-8929 regina@reginaclonts.com

Carole Queen Virtual Properties Realty Queen's Choice Group 678-858-3745 queenschoicerealestate.com

Heather Fletcher Keller Williams Greater Athens 706-296-6365 hmfletcher@kw.com

Lynn Harder Coldwell Banker Upchurch Realty 706-224-4525 lmharder@bellsouth.net

Nedra McKinley Greater Athens Properties 706-207-2082 nedrasellsrealestate@yahoo.com

Marie Armour ERA Sunrise 706-340-2450 mariearmour@ymail.com

Rhetta Howard Berkshire Hathaway HomeServices Georgia Properties 706-540-0937 rhetta.howard@bhhsgeorgia.com

Leah Leggett Greater Athens Properties 706-510-7155 LHLeggett@Gmail.com

Dean Christian Greater Athens Properties 706-614-7028 deanchristianrealestate@gmail.com

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COUNTRY CHARMER

THIS HOME HAS 5 BEDROOMS WITH 3 BATHROOMS ON 6.5 ACRES The house boasts a rocking chair front porch, screened in back porch and a rear deck. The property features a 600 sqft Metal building David Hadden 352-339-0109. Text R778406 to 52187

FULLY REMODELED

AMAZING FOUR SIDED BRICK RANCH WITH 3 BEDROOMS AND 2 BATHROOMS. New roof, new HVAC and completely remodeled with an open floor plan. Kitchen has granite countertops. For more information call David Hadden 352-339-0109. Text R848208 to 52187

FIVE POINTS

THIS 5BR/4.5BA gem in the heart of Five Points still feels hidden away. In the middle of nearly 3/4 of an acre, it sits ready for new owners to come spruce it up and make it theirs! Call Geoff at 706-206-3560 for more info. Text R768336 to 52187

SPACIOUS HOME IN COLBERT!

5 BED/3 BATH HOME in desirable Gatewood subdivision in Colbert! Well-maintained, spacious, 2 car garage, and 1.33 acre lot. $239,900. Call Stanley at 706-540-7958 for more information! Text R813042 to 52187

TAILGATE STATION LOTS

GAMEDAY TAILGATE LOT! WALK OR SHUTTLE TO STADIUM. Amenities: live entertainment, food, play area, security, pavilion w/TVs & climate-controlled restrooms. 22 ft long space - room for SUV & 10x10 tent. Mackenzie 678-296-5053. Text R828171 to 52187

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CARRINGTON PLANTATION

THIS WONDERFUL HOME IS OVER 2300 SQFT WITH 4 BEDROOM 2.5 BATH and a formal dining room. huge fenced in yard. New roof and HVAC is only 3 years old.

Move in ready!!! For more information call David Hadden 352-339-0109. Text R848209 to 52187

MEDITERANEAN STYLE

5BR/5.5BA, GRAND FOYER, DR, & library. Open eatin-kitchen/den wing, screened porch/sunroom. Master on main, Terrace level is a 2BR/2BA apt. Lake front $715,000. Call Mike Geyer 706-202-1660. Text R798084 to 52187

SPECTACULAR IN FIVE POINTS!

DON’T MISS THIS HOME WITH A VERY OPEN FLOOR PLAN, 4500+ sqft, 4br, 3.5 ba, remodeled kitchen, split bedroom plan, amazing master suite, great room with f/p, bsmt storage, large fenced kid friendly lot Mot Davis 706-202-3901. Text R709236 to 52187

LOST PARADISE FOUND

BRICK RANCH W/1.69 ACRES OF PRIVACY. 2978 sqft on main Finished basement - 821 sq ft for mother in law. Crowning jewel is sun porch for watching nature abound in the private wooded area behind the property.

Call Linda 404-405-3729. Text R848202 to 52187

OCONEE SCHOOLS

4 BR 3 BA. Boasting a new roof, 1 year Home Warranty, abundant storage space. 3 Car Garage and beautiful update interior.This home invites you to the relaxing rocking chair front porch. Call Barbie 678-6184323. Text R833680 to 52187

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ON WATER

CUSTOM BUILT HOME ON OVER 6 PRIVATE ACRES BORDERING BIGGER CREEK. Minutes to Athens in Madison Co. 6bed/4.5bath including in-law suite w/kitchen, LR & more! Breathtaking views! Call Kim Shupe 706-207-0823 Text R614862 to 52187

WESTSIDE ELEGANCE + BASEMENT

CLASSIC 4/3 ONE LEVEL. Grand foyer, den with fireplace, DR, master + 2BR on main. White kitchen, fin. basement w/ den, rec room and in-law suite. Beautiful grounds, porch, patio, deck. $369,000. Call Mike Geyer 706-202-1660. Text R846232 to 52187

HOUSE AND LAND IN MC

GORGEOUS 4 BED/2 BATH HOME with office and loft in Madison County on 17.17 acres. Private setting with mature fruit trees and a 3000 sq ft shop! $349,900. Call Stanley at 706-540-7958 for more information. Text R768339 to 52187

GREAT HOME IN CITY LIMITS

1742 SQ.FT. HOME W/ 4 BR, 1 BA, dinning room, gas fire place in Living room, New Roof, Insulation & more on .87 lot with pasture and barn. 2 car carport, fenced.

Owner/agent. Call Vivian 706-224-7838 for your showing. Owner/Agent Text R833681 to 52187

TIMOTHY CORRIDOR

MAGNIFICENT TELFAIR PLACE HOME~5 BEDROOM 4.5 BATH HOME with finished and unfinished basement space~ Two Master Suites~ Custom home in superb location. Call Lynn 706-224-4525. Text R824759 to 52187

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YEARS OF SERVICE

os See More Phot 187 52 Text Code to

LOCATION, CONDITION AND PRICED

SPLIT RANCH SITS ON OVER AN ACRE IN THE HEART OF WEST ATHENS. Floor plan host 3 bedrooms, 2 baths, bonus room with a half bath, three car garage.

New Carpet, New Paint and Easy to show. Deanna 706255-7266 or Lee 706-255-4115. Text R553336 to 52187

EXQUISITE HOME IN ROWAN OAK

5 BEDROOMS 5.5 BATHROOMS. Master on main + additional bedroom/bathroom. Gorgeous yard.

Hardwood Floors. Gated, swim/tennis community.

Call Ashley 706-818-0178. Text R715990 to 52187

MINI FARM OCONEE COUNTY

9+ ACRES FENCED, 6 stall barn, workshop, chicken coup, garden & immaculate home too! Completely remodeled brick ranch w/chef’s kitchen, 3 large bedrooms, sunroom & a room that can easily be converted to an in-law suite!

Lisa 706-340-2242 Text R852078 to 52187

OCONEE SCHOOLS

IMPRESSIVE HOME BOASTS 5 BR,5.5 BA 5 FP. 1.52 ac, breathtaking views, flowing creek, gourmet chef’s kitchen w island,butler’s pty, spacious eating area, Wine Cellar,formal lv room, dining rm, much more Entertainers paradise. Call Barbie 678-618-4323. Text R341145 to 52187

MCNUTTS CREEK

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BEAUTIFULLY UPDATED AND MOVE-IN READY. 5 BR/3 1/2 BA, finished basement, screened porch, MB with sitting area, many upgrades and very convenient location. Pamela 706-255-2995. Text R828170 to 52187

(706) 543-4000

SPACE FOR EVERYONE!!

ALL BRICK WITH FINISHED BASEMENT AND OPEN FLOOR PLAN! The first floor boasts living room, dining room, den with fp, eat in kitchen, 3 BR, 2 BA. The bsmt has a kitchen, rec room, br and ba, office,& library. Mot 706-202-3901. Text R854186 to 52187

EXQUISITE HOME IN FIVEPOINTS

4 BEDROOMS 3 BATHROOMS. Great yard with large deck. Renovated! Call Judy 706.207.9083. Text R833687 to 52187

LAKE RUSSELL POINT LOT

3BD 2 BATH W SCREENED IN PORCH. Double Metal garage and 2 storage buildings. 1 acre lot on very end of a point. Call James Dunlap 770 630 9731. Text R694513 to 52187

AMAZING HIGH RIDGE

NEW TO THE MARKET ON CUL DE SAC. Remodeled kitchen; screened porch and patio offer outside living at its best! Hardwood flrs, plantation shutters, 4BR/2.5BA, circular drice, 3000+sqft. $362,500 Carol S Williams 706-254-3716. Text R856992 to 52187

25 ACRES-HOME, BARN, LAKE ++

STUDS TO ROOF REMODEL SURROUNDED BY 1.5 ACRE LAKE, 12x18 greenhouse, 2 story barn, fenced pasture, CNG garden, animal barns & storage buildings. Owner’s suite and in law suite on main. Luxury you must see to appreciate! Bonnie 706-614-7360. Text R787071 to 52187

FIVE POINTS ATHENS

FABULOUS 5-POINTS COTTAGE IS A CLASSIC! Beautiful hardwood floors, spacious bedrooms, renovated master bedroom/bath, arched hallway doors w/ glass doorknobs, dining rm, screened porch, partially unfinished basement! Bonnie 706-614-7360 Text R831632 to 52187

30 ACRE FARM

5 BED 4.5 BATH 30 ACRES FENCED, cross fenced, wired. Barn 32x40 concrete floor, 20x25 metal building. Call James Dunlap 770 630 9731. Text R826515 to 52187

JACKSON COUNTY LAND

CONVENIENT, PRIVATE 11.14 ACRES. The natural setting with beautiful hardwood trees and wildlife. Minutes to elementary and middle schools. Minutes to Athens, Jefferson and I-85. Call Ina Miller 706-380-9464 or 372-4034. Text R846233 to 52187

MOUNTAIN RETREAT

COZY MOUNTAIN RETREAT, WRAP AROUND DECK.2(3BR)1 BA. Spectacular views from each room, sun room,2 LR. Resort living w clubhouse, lake, 3 total pools,hot tubs, sauna, steam room, waterslide, horses, trails, Home sold as is.

Barbie 678-618-4323. Text R720307 to 52187

NORTH OCONEE HOME RUN!

THIS 6BR/4BA BRICK BEAUTY IS SURE TO BE HIT WITH DISCERNING BUYERS LOOKING FOR VALUE, location and room for everyone! Boasts an in-law suite complete w/kitchen on 1.3 private ac. Call Angela:706-255-3943 or Jane:706-296-0994. Text R854190 to 52187

v

Alicia Appling

Ashleigh Baker

Brian Baker

Chance Beasley

Denise Beck

DeRenn Bell

Ashley Bennett

Lindsey Blankenship

Pete Brown

Bryan Bufford

Josh Burkhalter

Maria Cardarelli

Alex Castro

Laura Beth Caudell

Kristin Chamberlin

Kim Chandler-Medley

Cathie Chasman

Cheri Cherry

Angela Clark

Stella Collins

Melinda Cook

Joey Conglose

Mot Davis

Michael Dibiase

Diane Dillard

Barbara Dooley

James Dunlap

Ruby Dunlap

Bonnie Dunn

Barbie P. Eisenberg

Michelle Ferguson

Valerie Fields

Mike Geyer

Debbie Grainger

Jane Greenway

David Hadden

Pat Hallow

Bonnie Hannah

Lynn Harder

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M

Vivian Hay

Denee Heeter

Jim Hodges

Ann Hollis

Patsy Huban

Justin Hughes

Angie Johnson

Warren Johnson

Annie Kennedy

Greyson Lambert

Lisa Langford

Richard Ledford

Cyndi Logan

Helen London

Jim London

Tina Lord

Mackenzie Luke

Linda Maples

Anna Marshall

Jane Mayer

Howard McCants

Judy McDonald

Bobbie McKeller

Sharon Michael

Ina Miller

Angela Mitchell

Taylor Murray

Lynda Odum

Johnny Owens

Ann Gibson Pearson

Pamela Pierce

Lee Pintar

Sureeta Raheem-El

Christy Thomas Sapp

Dru Satterfield

Clancy Short

Kim Shupe

Stephen Smith

Nathan Sonke

Beverly Sosbee

Camille Staley

Amanda Taylor

Lisa Teall

Stanley Thomas

Frank Thornton

Mike Timlin

Joey Tucker

Charlie Upchurch

Jennifer Varnadoe

Eric Vaughn

Brooke Wade

Carol S. Williams

Deanna Williamson

Geoff Wilson

Peggy Wu

Wilson Young

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Need Roof Work?

5

Tips to Avoid Scams

Replacing or repairing a roof is a costly undertaking— one that for many homeowners has been marred by disreputable roofing contractors. However, don’t let a few bad apples ruin the whole bunch. There are plenty of trustworthy roofing companies in your area.

To avoid roofing scams and to find a reputable roofer, follow these tips, courtesy of the Insurance Institute for Home & Business Safety (IBHS):

1 2 3

Research roofing contractors diligently before hiring one. Consult the Better Business Bureau (BBB) and search for reviews and ratings online. Avoid contractors who have generated complaints, lawsuits, etc. A reputable roofer will also be able to provide previous customer testimonials or recommendations vouching for their work.

Confirm all credentials before hiring a contractor. A reputable roofing professional will be licensed, insured and bonded, and will be able to provide the aforementioned locally-based references. Request to review their license number, federal tax identification number, and certificate of insurance—a qualified professional will provide them. Fact-check this information with the appropriate authorities.

Get detailed estimates (in writing!) from contractors you’re considering hiring—more than one is best. Shop around to find the best value. Don’t feel pressured to hire the first roofing company that gives you an estimate. Also be wary of any “today only” deals or prices when you’re given an estimate, they are pressuring you into making a decision right away. y

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4 5 6

Do not enter into an agreement with a roofing contractor who solicits business at your doorstep, particularly after a storm. This could be a sign of an imposter. Also, be wary of any deals or prices that sound too good to be true. They usually are.

Exercise caution when dealing with contracts. Be sure to read and re-read all documents, or have a third party review them with you, before signing them. Do not sign a contract with missing information—a fraudster may fill these blanks with inaccurate information.

Do not feel pressured to sign a contract on the spot.

Most importantly, never pay upfront in full for roofing work.

Scammers will make off with the money, never to be seen again.

By following these tips you will find a reputable roofing company that will provide you with a great balance of service and price. Good luck with your roofing project!

5/3/18 12:21 PM

HOME BUYERS:

7 Ways to Prepare Your Finances Did you know many homebuyers are financially unprepared to purchase a home? According to a recent survey by the National Foundation for Credit Counseling® (NFCC®), almost half of respondents report being “least prepared” to buy a home – a sign that education is needed, especially for first-time buyers.

Prepare your finances well in advance of searching for a home. Here’s how.

1. Make a Financial Plan Knowing where to start means conducting a complete review of how your household budget is managed. Comparing income and expenses, reviewing debt, and tracking savings are just a few of the ways to measure readiness for homeownership.

2. Review Your Credit Report and Score Because a mortgage is the largest debt a person is likely to carry in their life, credit history can be a deal breaker or a dream maker. A credit report may be obtained without a score for free once every 12 months from each of the three bureaus by visiting AnnualCreditReport. com.

Once a copy is obtained, review it for discrepancies and dispute any differences. Do this at least six months in advance of applying for the loan, allowing time for inaccuracies to be corrected.

Along with the free credit report, a score can be purchased for a small fee. Because the score is critical to mortgage

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approval and competitive interest rates, it is worth taking a look before submitting the loan application. Lender guidelines vary, but a FICO score of 760 is typically the threshold for the most favorable interest rates.

3. Start Saving A down payment is typically no less than 20 percent of the purchase price of a home, and coming up with the money may be a significant pain point. A down payment is essential to limit the amount borrowed, as well as increasing the chance of having more favorable mortgage terms.

4. Decide the Type of Loan After you’ve selected a lender, decide whether to take on a fixed-rate or adjustable-rate loan, which are the most common of the many different types of financing available. For those planning to remain in the home for a long time, a fixed-rate mortgage helps add stability by keeping the payment the same for the life of the loan. Those expecting their stay in the home to be no longer than five to seven years may be better served

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by an adjustable-rate loan, where they could benefit from lower rates in the short term.

5. Pre-Qualify for a Loan It is important to know the limits of what is affordable before beginning to shop for a house. A good place to start is by becoming pre-qualified with a lender.

This free service can typically be done in-person, online or by phone. The lender will need to gather some financial information and will offer a general idea of the amount of mortgage loan available based on the information provided. This non-binding estimate is the best way to know how much house would be affordable.

7. Lock In the Rate If you like the interest rate being offered when pre-approved, lock it in by getting the commitment in writing. It can take time to find a home, negotiate a price and secure funding. Locking a rate for a reasonable period of time helps make room to complete the process without risking a less-favorable interest rate.

6. Become Pre-Approved for a Loan Applying for a mortgage typically involves a cost and is done by supplying detailed financial documentation to the lender. The lender will use this information in conjunction with information obtained by pulling a credit report to determine the amount and terms for the loan. This is not a final approval for a loan, but is a significant step toward that outcome.

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Hiring a Contractor?

Do This First Nothing is more exciting than embarking on a home renovation project! Hire the wrong contractor, however, and your dream remodel can quickly turn into a nightmare.

That’s why it’s essential to do your due diligence when hiring a contractor, such as getting multiple estimates before signing a contract.

According to the Better Business Bureau (BBB), when you get multiple bids, you can learn a great deal about the proposed project, such as what type of work is needed, the quality of the building materials, how long the job may take and the total cost.

u

u

Get everything in writing.

Make sure all verbal promises end up in the written contract as well as a detailed description of the work, the cost of materials and start and completion dates.

Contracts also should include specifics about the deposit and payment schedule and guarantees for the quality of work and materials.

u

The contract should specify required permits - Renovation work often requires permits from the town or municipality. If you’re contractor suggests going without permits, it might be a sign they have a poor reputation at city hall.

The BBB offers these other tips to help find the best, most ethical contractor to work with and ensure a successful home renovation: u

u

First, check bbb.org BBB’s business profiles can tell you how long the contractor has been in business, as well as provide contact information, verified customer reviews, complaint details and how the business responded.

Be wary of ‘today-only’ sales pitches - This is a sales tactic designed to get you to sign a contract or put down a deposit, without giving you the opportunity to do your research. Watch out for these and other ‘bargains’ that rush you into a deal.

18TREB024_Creative Living_40_Digest.indd 8

u Get references from recent customers - Speak with other property owners who had work done recently, and ask what they did or did not like about a particular contractor. A reputable contractor will be happy to provide u client references.

Compare apples to apples – Choosing a prospective contractor is simpler if you ask for quotes based on the number of hours needed and the same quality of materials.

Avoid putting down a large deposit - A typical payment schedule should follow the “rule of thirds.” The first payment is given when signing the contract and helps pay for materials, the second payment when work begins, and the final payment when the job is finished and you are satisfied with the quality of work. Ask the builder to walk you through the work to explain what has been done.

By sticking to the above steps, you’ll head into your renovation with peace of mind, knowing you’ve done your homework and taken the necessary steps to select the best possible contractor.

5/3/18 12:21 PM

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Why did we make the switch to • Fast closing times PFB Mortgage? With the purchase • Local underwriting market being so competitive, we • Full portfolio of loan needed a company that could programs including but not streamline the mortgage process. limited to Conventional, FHA, After researching all the local lenders, VA, USDA, One time close we found that PFB Mortgage had all construction loans, Doctor the items we were looking for in a Loans, Rehab loans, HELOC’s, GA Dream Program. mortgage lender.

Let us help you take the stress out of buying a home Matthew A Jones Mortgage Loan Officer 706-540-6331 Cell 404-393-6524 Fax mjones@bankpfb.com NMLS#878570

Billy Sullivan Mortgage Loan Officer 706-254-4631 Cell 404-393-6524 Fax bsullivan@bankPFB.com NMLS#500174

1353 Jennings Mill Rd, Suite C • Watkinsville, GA 30677 PFB mortgage NMLS #500174 • Member FDIC

www.bankPFB.com

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Mable Mitchell

Yasmine Payne

706-338-6930

706-540-6845

REALTOR®

REALTOR®

mable.mitchell@bhhsgeorgia.com GRI, e-Pro, ABR

www.MableMitchell.com

yasmine.payne@bhhsgeorgia.com Circle of Acheivement CertiÀed in Short Sells & Foreclosures

www.YasminePayne.com

524 Hill Street s Athens s (706) 613-6040 (office) TO VIEW MORE I NFO ON YOUR SMART PHONE USE TEXT CODES ON EACH LISTING ANOTHER DRASTIC REDUCTION!

REDUCED TO $40,000

BEAUTIFUL HOME ON ALMOST 4 ACRES! One level, 4 sided brick, three car carport & nice storage building. Living room with fireplace and kitchen with another fireplace and pine paneling. $134,900 Mable 706-338-6930 Text R745980 to 52187

2.75 ACRES FOR BUILD OUT IN SOUTH MADISON, Zoned Residual and ready to show anytime $19,800 Call Yasmine 706540-6845 Text R858759 to 52187

GREAT LOCATION, NEW ROOF, NEW HVAC, large fenced backyard, great storage building & nice deck. 3 bedrooms, 2 full bathrooms and finished bonus room in the lower level. $134,900 Mable 706-338-6930 Text R770150 to 52187

GORGEOUS WOODED PRIVATE LOT. Zoned agricultural R4-Residential. Property located only 27 miles from Athens. Call Mable 706338-6930 Text T811567 to 52187

$311,673

REDUCED

GREAT TRACT OF LAND JUST IN TIME FOR SPRING DEVELOPMENT. This property is wooded with a flowing stream perfect for several home sites. $555,000 Call Mable 706-338-6930 Text R214708 to 52187

GREAT COMMERCIAL INVESTMENT PROPERTY with tons of possibilities. A very unique development opportunity. The property is at present a non functional 8 bay self service carwash. All utilities are available. $475,000 Call Mable 706-338-6930 Text R277913 to 52187

UNDER CONTRACT!

GREAT LOT IN WINTERVILLE! $36,000 Call Mable 706-338-6930

HOME AND EXTRA LOT Very nice location. Small home in need of some repairs with space to add on. 3+ acres. 3 bedrooms, 1 bathroom, living room and kitchen. Property is being SOLD AS IS. Call Mable 706-338-6930 Text R623454 to 52187 UNDER CONTRACT!

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FABULOUS HOME WALKING DISTANCE TO DOWNTOWN COMMERCE, a 10 minute drive to the Tanger Outlet & the actual race track. 3 bedrooms, 2 baths, private back yard with fencing. Appliances remain. $165,000 Call Yasmine 706-540-6845 Text R584483 to 52187

GREAT STARTER HOME IN ELBERTON, GA. 5 minutes from downtown Elberton and 30 minutes to Lake Hartwell. This is a must see.

Call Yasmine 706-540-6845 Text P699522 to 52187

2.02 ACRES IN SOUTH MADISON county ready to build out. Thinking of purchasing a home why not think about building a custom home just for you.

Available anytime so take a look. $19,800 Call Yasmine 706-540-6845 Text R858760 to 52187

ALL MY LISTINGS HAVE SOLD! I NEED MORE LISTINGS! CALL YASMINE TODAY! 706-540-6845

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Contact Any Women’s Council of REALTORS® Member for Your Real Estate Needs

Bob Allen

Marie Armour

Deandra Bailey

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Joy Bramblett

Chad Bridwell

Greater Athens Properties

ERA Sunrise Realty

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Coldwell Banker Upchurch Realty

Heritage Realty

404.569.8847

770.868.7492

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706.215.6848

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706.614.1625

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Cheri Cherry

Angela Clark

Nancy Denney

James Dunlap

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Coldwell Banker Upchurch Realty

Coldwell Banker Upchurch Realty

Carriage House Realty, INC

Coldwell Banker Upchurch Realty

Greater Athens Properties

678.863.6166

706 .621.0018

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Heather Fletcher

Kimberly Harkey

Dexter Haynes

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Keller Williams Greater Athens Realty

Heritage Realty

770.595.7812

Weichert REALTORSSignature Group

Classic Team Realty

706.202.9724

706.540.1479

706.296.6365

Shavon Echols

Connect with

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Members are recognized for their professionalism and success in real estate and exemplify the highest standard on industry professionalism

Rhetta Howard

Cindy Karp

Annie Kennedy

John Laster

Leah Leggett

Mike Leggett

Berkshire Hathaway HomeServices Georgia Properties

Cindy Karp Realty

Hablo Espanol Coldwell Banker Upchurch Realty

The Laster Law Firm, LLC

Greater Athens Properties

The BrickKicker Home Inspections

706.850.8350

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Laura Leiden

Mackenzie Luke

Nedra McKinley

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Kay Norris

Lynda Odum

Keller Williams Greater Athens

Coldwell Banker Upchurch Realty

Greater Athens Properties

678.296.5053

706.207.2082

Greater Athens Properties 2018 President Athens Network

Coldwell Banker Upchurch Realty

706-540-4181

Berkshire Hathaway HomeServices Georgia Properties

706.338.6930

678-910-6773

706.224.3729

Yasmine Payne

Kathy Pollock

Carole Queen

Berkshire Hathaway HomeServices Georgia Properties

Keller Williams Greater Athens Realty

Virtual Properties Realty Queen's Choice Group

Carriage House Realty, INC

706.255.6596

678.858.3745

706.540.3613

Brenda Thompson

706.540.6845

the Athens Network!

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JERRY CRAIG 524 Hill Street Athens, GA 30606

706.613.6040

706.202.0335 | jerry@jerrycraig.com

Search through ALL Athens and Oconee area homes at

J ERRY C RAIG . COM

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Text the property code to 52187

ASSOCIATE BROKER, ABR, GRI

BEST VALUE IN OCONEE COUNTY! 5BR/5BA with partially fin basement on the #16 tee! Master & 2 bedrooms on main. Oak floors. Spanish tile floor sunroom overlooks golf course. Swim, tennis, golf & North Oconee schools! Text R571730 to 52187

EXTREMELY WELL MAINTAINED HOME IN UNIVERSITY HEIGHTS! Hardwood flrs, spacious remodeled kitchen, 3BD/2BA on the main + bedroom & media/rec room in basement.

Fenced, shaded backyard with cover for additional cars or boat. Text R815727 to 52187

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$224,000

LIKE NEW 4BD/2.5BA TOWNHOME IN GATED SWIM, TENNIS COMMUNITY. N. OCONEE SCHOOLS Hardwoods on main. Open plan, fireplace, Kit has granite counters & tile backsplash. Master has walk-in closet, dual vanities. Text R711053 to 52187

BRICK 4BD/4.5BA IN THE HEART OF ATHENS! Open design, hardwood flrs, spacious master suite with jetted tub & marble walk-in shower. Large deck and slate patio off finished basement. Text R730978 to 52187

Deandra Bailey 404.569.8847

Owner 706.202.1155 classicinspect@bellsouth.net www.chisga.com

,9 29 $2 ,0 00 85

Chuck Searcy,

OLD HOUSE, NEW LIFE! This charming 110-year-old farmhouse has new EVERYTHING from the crawl space to the new metal roof, and everything in between! Owner's suite has huge walk-in closet and custom bath with dual shower. True circle sawn "shiplap", granite countertops throughout new floor system, new sprayed foam insulation, new plumbing, new electrical, new Carrier HVAC, new Andersen windows, and new doors.

$2

Protecting YOUR Peace of Mind

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706.850.4636

FUN-LOVING COMMUNITY! Recently renovated with new dual unit HVAC, new architectural roof, new appliances, new carpet, fresh paint throughout, and much more! Nice laundry and mudroom area , large eat-in kitchen and family Room with lovely stone fireplace and a wall of windows. Award winning schools and great location convenient to all that Oconee and Athens have to offer.

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RHETT BUTLER 706-354-0444 www.rhettbutler.biz

Home Sweet Home We’ll Help You Get There!

706.353.8988

• FHA, VA, Rural Development (100%) • Conventional, Including Community Programs • Construction to Perm • Condominiums

Call Michelle today & get started!

Michelle Mason 706-207-2822 NMLS # 169319 GRMA # 27570

780 Hwy 29 North Ste A • Athens, GA 30601 Toll Free (800) 353-8988

www.stonegatemortgage.com

Georgia Residential Mortgage Licensee #6540 • Stonegate Mortgage, NMLS# 169184

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(706) 795-3600 • burdetted@hotmail.com

www.burdetterealty.net

604 Highway 98, West

Deborah Burdette Broker

Gerry Burdette (706) 207-2820

Zachary Kidd (706) 498-7804

Shirley Lightner (706) 296-7558

Danielsville, GA 30633

Patrice Luke (706) 202-0573

Gabe Martin (706) 338-3635

Amanda Smith (706) 680-1800

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4 SIDED BRICK HOME IN PARK PLACE SUBDIVISION. Full fin basement, mother in law suite, separate drive to second garage door in basement leading to workshop. $354,900 Zach 706-498-7804 or Amanda 406-6801800 Text R854178 to 52187

INVESTMENT PROPERTY! Commercial complex w/4 rental units. All units are leased. Room to grow with 3.83 acres total. High profile property on Hwy 29 just past Ingles & minutes from the new Kroger. $1,500,000 Gerry 706-207-2820 Text R860416 to 52187

THIS BEAUTIFULLY LANDSCAPED HOME has all the space you need with 4 bedrooms, huge bonus room and mother in law suite. Tons of upgrades! Located in Jefferson. $350,000. Call Amanda 706-680-1800 Text R827017 to 52187

COUNTRY LIVING AT IT’S BEST!!! 3BR/2BA Cape Cod on a full finished basement. 111+ acres, fenced and cross fenced, ponds, barn, water tanks, hay fields, zoned A1. $799,000 Gerry 706-207-2820 Text R563930 to 52187

NEW CONSTRUCTION IN COVEY LANDING, MADISON COUNTY 3BR/2BA with a bonus room. Deborah 706-207-2825

2 TRACTS (1) 48+ ACRES, PASTURE, CREEK, POND, HAY BARN AND A ROAD SIDE STORE. $389,760 (2) 64.967 acres of pasture that is fenced and cross fenced.

Will make a great cattle, horse, goat or hay farm. $389,760 Amanda 706-680-1800 Zach 706-498-7804

95.63 ACRES OF PASTURE LAND, fenced and cross fenced, stream, double paved road frontage, near shopping and I85, 2 houses that are rented. A1 zoning and in conservation. $650,000 Gerry 706-2072820 Text R743263 to 52187

COMMERCIAL PROPERTY IN COLBERT $69,900 Call Gabe 706-338-3635 Text R547695 to 52187

SANDY CREEK GOLF COURSE LOTS prices from $35,000 to $55,000 Deborah - 706207-2825 Text R672466 to 52187

LAKE LOTS STILLWATER COVES TIGNALL $29,500 per lot. Gabe 706-338-3635 Text R424163 to 52187

GREAT HOME WITH LOTS OF SPACE, some fenced pasture, above ground pool, near schools, shopping, I85 and Athens. A must see! $225,000 Deborah 706-207-2825 Text R783278 to 52187

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BEAUTIFUL 107 ACRE COUNTRY ESTATE. 3BR 2 BATH, all brick, 2 car garage, 2 equipment/hay barns.

Mostly fenced pasture land & pond. Convenient to Winterville & Athens. $725,000 Gabe 706-338-3635 Text R292740 to 52187

LAND

ATHENS/CLARKE COUNTY Double road frontage. High visibility! $500,000 Gerry 706-207-2820 MADISON COUNTY 25.56 wooded acres with barn and drive way. $184,600 Gerry 706-207-2820

5.99 acre lot in desirable Ila School district. $45,000 Patrice 706-202-0573

5 wooded acres located in the Shiloh community of Danielsville. $32,900 Amanda 706-680-1800 Zach 706-498-7804 Private country setting, paved road frontage, minutes to Athens. 4 acres $30,000 Gerry 706-207-2820 A1 zoning. Beautiful creek. Multiple wells. WILL DIVIDE. $309,000 Gerry 706-207-2820

Beautiful wooded tract mostly hardwoods with small pond. $112,500 Gabe 706-338-3635

FRANKLIN COUNTY

BANKS COUNTY

Build your dream home on nearly 2 acres in Tanglewood Subdivision. $13,900 Amanda 706-680-1800 Zach 706-498-7804

30.45 acres of wooded land, easy access to I-85. $210,105 Gerry 706-207-2820

Beautiful 3 acre basement lot in Staghorn. Only $49,500.

Deborah 706-207-2825

JACKSON COUNTY

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Laura Wilfong

ABR, GRI, Associate Broker, Circle of Achievement Lifetime Member

Cell: 706.540.8991

www.LauraWilfongRealty.com laurawwilfong@gmail.com

706.543.3800

A Place Youʼll Be Glad to Call Home…

CHARMING GEORGIAN HOME IN HIGH RIDGE NEIGHBORHOOD, boasting Wonderful Westside Location!

Traditional home with formal floor plan perfect for entertaining, featuring NEW roof, a spacious yard and much more! $322,000 Text R753359

A Mortgage You Will Love, People You Can Trust Get a mortgage ortgage from the people e you can trust at Fidelity Bank Mortgage. We We are a direct ect lender with in-house processing ing and underwriting, which hich means loan decisions are made faster faster..

Our in-house e mortgage operation allows ws you to be informed every step of the way. way. Call Fidelity Bank Mortgage in Athens for all of your Mortgage needs. ds.

Andy Eastman

Brenda Smith

Area Branch Manager 706.255.4493

Senior Mortgage Banker 770.403.3551

NMLS 284014

NMLS 35179

Joe Bishop

Senior Mortgage Banker 864.993.0047 NMLS 204256

Loans subject to normal credit approval criteria.

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Bob Booth

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Lynora Sapp

706-540-9632

706-540-0626

leadersbob@gmail.com

Rated High In Client Satisfaction

lynora.sapp@gmail.com 1551 Jennings Mill Road, Suite 800 Watkinsville, GA 30677

706-354-1000

www.BobsAthensAreaHomes.com

Thinking about Selling?

I need you & you need me!

Call for a FREE Market Analysis!

www.WeSellAthensHomes.com

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5 POINTS. 2/3 BR, 2 BATH, hardwood floors and tile, mammoth lr with fireplace, separate dr, basement, fenced in yard. Rear deck with arbor. $280,000 Call Bob today! 706-540-9632 Text R683879 to 52187

GREAT PRIVACY AT END OF CUL-DE-SAC IN POPULAR AND SOUGHT AFTER 5 POINTS / GLENWOOD AREA. Good investment property or remodel with your specific touches. Call Bob 706-540-9632 Text R795856 to 52187

BEAUTIFUL WOODED LOT, GREAT FOR BUILDING. a lot of road frontage on Hwy 77 S and Wirebridge Cutoff Rd. Call Carrie 706-224-8816 Text R406673 to 52187

Carol Sapp REALTOR® 706-354-1000

Eddy Thaxton REALTOR® 70-202-4607

Roy Woodal REALTOR® 706-424-4925

UPSCALE MEDICAL OFFICE SPACE IN A GREAT LOCATION AVAILABLE FOR SALE OR LEASE. Large reception area, waiting room, 6 exam rooms, private offices, lab area, kitchen, and storage rooms. The office is in excellent condition and move in ready.

Call Lynora 706-540-0626 for details. Text R346057 to 52187

Margie Freeman REALTOR® 706-207-0923

Carrie Rogers REALTOR® 706-224-8816

Tiffany Neal REALTOR® 678-858-8562

Cathy Hamby REALTOR® 706-255-4558

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“We buy Homes.

Any Condition.

Quick Cash!”

OFFICE 706.355.3178

Get GetDetails Details Instantly! Text Instantly!

TextProperty Property Code to 52187 Code to85377

149 BEN BURTON CIRCLE CIR RCLE CLEE BOGART, GA 30622

www.RACProperties.com

727 OVERLOOK CREST, MONROE, GA $178,990 4BD/3BA almost 2,000 sqft home has been recently updated. This home has a main level master with two closets, large vanity and separate shower/tub. The eat-in kitchen is open to the living room, has a large farm sink, and offers access to the back patio. Text R809176 to 52187

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185 KENWOOD DR, ATHENS, GA $114,990 2BD/2BA This home is perfect for a first time home buyer. There is new vinyl and carpet and fresh paint throughout the house. The back porch overlooks the wooded corner lot. Text R844223 to 52187

Rob Scott Team (706) 355-3178

965 VERA COURT WINDER, GA $175,000 3BD/2BA recently updated home sits on over half an acre in a quiet subdivision.

This home has new flooring, fresh paint, and stainless steel appliances. Large screened in back porch with a fenced in backyard.Text R854181 to 52187

707 REED ST, MONROE, GA $134,990 4BD/2BA A Walton County home in the Walnut Grove school district. This home has new flooring and fresh paint throughout. The back patio overlooks the fenced in wooded backyard. Text R855168 to 52187

151 WATER TOWER LN, LEXINGTON, GA $74,990 4BD/2BA ranch style home is recently renovated. New flooring and fresh paint throughout. Text R563922 to 52187

783 DEARING ST, ATHENS, GA $169,990 3BD/3BA home is in a prime Athens location. This 1,300 sqft home is practically new with new siding, new plumbing, new electrical, new granite counter tops, and new stainless steel appliances. All period style ceramic tile in kitchen and bathrooms Text R823719 to 52187

2340 WINTERVILLE RD, ATHENS, GA $159,990 4BD/2BA home with spacious front and back yard, huge walk in pantry with built in shelves, hardwood flooring, large living area, completely remodeled master bath. Text R824790 to 52187 Text R852088 to 52187

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1520 CLOTFELTER RD, BOGART, GA $300,000 4BD/3BA home sits on almost 3 acres located in Oconee County with over 3,000sqft of living space. Large eat-in kitchen, mother-inlaw suite with exterior access. Spacious back deck with a covered back patio. Text R821686 to 52187