The Real Estate Book - Athens, GA 39.2

Athens, Ga & Surrounding Counties HOME & LIFESTYLE GUIDE Volume 39, Issue 2

Golf Club Lifestyle & Resort-style Amenities at

See Page 5

The Georgia Club RealEstateBook.com

Request FREE MAGAZINES online, or call 800-841-3401 To Advertise Contact Susan Alvarado 770-364-7491

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Kathy Coots & Company (770) 654-8972 Keller Williams Atlanta Partners (678) 808-1300

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524 Hill Street, Athens GA

706.613.6040

GREAT HOME FOR A LARGE FAMILY. 5BD/2BA. Upstairs 3 bedrooms,full bathroom, full kitchen, breakfast area,and great room. Downstairs completely finished with 1 bathroom, 2 bedrooms,great room, and full kitchen! The back yard is cookout ready. This one has a deck, granite, tile, brick, wood floors.

Just a great purchase. Call Yasmine 706-540-6845 Text P824691 to 52187

FABULOUS HOME LOCATED IN THE CITY OF COMMERCE GA. In walking distance of downtown Commerce. A 10 minute drive to the stores located in Tanger Outlet, and the actual race track. Foyer entry, 3 bedrooms, 2 baths, private back yard with fence, fireplace in the great room, dining room, and an eat-in kitchen. Appliances remaining with the property refrigerator, stove, dishwasher, and microwave oven. Affordable and Adorable. Call Yasmine 706-540-6845 Text R584483 to 52187

Great location over three acre level lot. Two separate lots, small home on one lot. In need of some repairs. Great road frontage. Gas, water, sewer on both lots $74,900 Call Mable 706-338-6930 Text R623454 to 52187

GREAT INVESTMENT PROPERTY IN NEED OF SOME TLC. Split foyer plan gives additional space. 3 large bedrooms, 1.5 bath. Large family room.

Sold AS IS. $84,900 Call Mable 706-338-6930 Text R490350 to 52187

GREAT TRACT OF LAND JUST IN TIME FOR SPRING DEVELOPMENT. This property is wooded with a flowing stream perfect for several home sites. Text R214708 to 52187

GREAT COMMERCIAL INVESTMENT PROPERTY. This property has tons of possibilities. A very unique development opportunity. The property is at present a non functional 8 bay self service carwash. All utilities are available. Zoned Commercial. Text R277913 to 52187

©2018 BHH Affiliates, LLC. An independently owned and operated franchisee of BHH Affiliates, LLC. Berkshire Hathaway HomeServices and the Berkshire Hathaway HomeServices symbol are registered service marks of HomeServices of America, Inc.® Equal Housing Opportunity.

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Get Details Instantly!

Text Property Code to 52187 Visit Our Website to view more available properties:

BHHSBlantonProperties.com

SPACIOUS 4BD/4.5BA CONTEMPORARY W/ FIN BSMT ON OVER 12 ACRES! GR W/ LRG STONE FIREPLACE, Sunroom, office, Ownerʼs BD on 1st, sauna, greenhouse $850,000 Brenda 706-714-4509 Text P758138 to 52187

SPACIOUS 4BD/3.5BA w/ LR, FR w/ fpl, Eat-in Kitchen + DR, Ownerʼs BD on 1st, Sunroom, enclosed hot tub room! $335,000 Brenda 706-714-4509 Text R414419 to 52187

FIVEPOINTS! 4BD/2BA w/ hwood floors, LR, DR, Den, Bfst Room, Office, fplaces throughout, 2 scrn porches, bsmt $595,000 Brenda 706-714-4509 Text R608479 to 52187

310 RESEARCH DRIVE UNIT 302 BEAUTIFUL 2BD/2.5BA CONDO IN THE SEASONS ON ATHENS EASTSIDE. Gleaming hardwoods, granite countertops, built-ins, & a stack stone fireplace. 1 car garage & lots of storage many other units do not offer. Donʼt miss your opportunity to own this beauty before the holidays! $209,900 Text R598645 to 52187

SPACIOUS 3BD/3.5BA PLUS BONUS ROOM & PARTIALLY FIN BSMT. Hardwoods. Granite countertops, ownerʼs suite on first floor, and deck. $269,900 Text R642050 to 52187 Heather McElroy 706-206-5282

GORGEOUS WOODED PRIVATE LOT. Zoned agricultural R4-Residential. Property located only 27 miles from Athens.

Call Mable 706-338-6930 Text T811567 to 52187

Heather McElroy 706-206-5282

©2018 BHH Affiliates, LLC. An independently owned and operated franchisee of BHH Affiliates, LLC. Berkshire Hathaway HomeServices and the Berkshire Hathaway HomeServices symbol are registered service marks of HomeServices of America, Inc.® Equal Housing Opportunity.

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65 1951 ore R t x Te for m 187 tion 2 5 o t ma infor

Charles J. Williams BROKER 770-231-5687 cell cjwrealty@gmail.com

Tonya Williams

REALTORÂŽ 678-988-5687 cell BulldawgRealty@gmail.com

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President

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WHERE THE #1 IS YOU! More than 10 years of experience in private real estate and 200+ closed transactions since 2013.

Aldo Zevallos Cell: 706-296-5222 706-424-5741

660 Meigs St, Athens, GA 30601

TOTAL RENOVATED HOME IN TIMOTHY RD. New Roof, New Floor, Foaming Insulation, New Wire and Plumbing, New 2-Car Garage. A Dream House in A Great Location. Coming SOON. Owner/Agent

aldoval@hotmail.com • www.aldosells.com

HABLO ESPAÑOL GREAT/BIG HOUSE. 5BR / 3BA. Possible 6BR on the Floridian room on 2nd floor.

Brazilian Cherry Wood floor. Granite Counters on kitchen and bathrooms.

Tile shower in master and many more features.

Fenced backyard with nice brick retention wall. .75 acres. Sprinkler System.

Owner/Agent $259,900.

ER UND ACT TR CON

3 BEDROOM 2 BATH HOME ON .66 ACRES. MLS:957477 Text R459740 to 52187

NICE CONDO IN ATHENS. 2 floors, 2 Bedrooms, 1.5 bathroom. Close to the Loop (Hwy 10). COMING SOON. $39,900. OWNER/AGENT

TOTALLY RENOVATED HOME. New paint, new wood floor, new tile floor, new carpet, new toilets, new kitchen cabinets, new granite countertop, new doors, new appliances, new water heater and new baseboards. Ready to move-in. Awesome location. BRING ME AN OFFER!!! $67,500. Text R149254 to 52187

PENSANDO EN VENDER? PENSANDO EN COMPRAR? LLAMAME ANTES QUE SEA TARDE! THINKING OF SELLING? LOOKING TO BUY A HOME? HOME ARE SELLING QUICKLY, CALL ME!

COVER HOME

Kathy Coots & Company (770) 654-8972

Keller Williams Atlanta Partners (678) 808-1300

AFFORDABLE COUNTRY CLUB LIVING AT ITS BEST AT THE GEORGIA CLUB. The Wentworth floorplan is open concept making it perfect for entertaining. Master on main level.

Upstairs hosts two additional bedrooms, 2 full baths and a spacious loft area. Relax on the covered lanai in your private courtyard or spend time with friends around the community fire pit on chilly nights. Prestigious gated community convenient to 316 for easy access into the metro area. Effortless commute to Athens, Hall and Walton counties as well. Oversized garage accommodates two cars plus golf cart. $350,000 Text R648019 to 52187

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Bridging the GAP in Real Estate 660 Meigs St, Athens, GA 30601

706-424-5741 RENTALS:

706-510-5189 SALES:

OCONEE COUNTY! 5br/5.5ba with upgrades you canʼt imagine. Two master suites on main, large covered porch. $500K...Call Bob 706-215-6848 Today!

Text R613777 to 52187

ATHENS WESTSIDE! 4BR/2.5BA. Fresh paint, move-in ready! $300K. Call Bob 706-215-6848!

Text R310583 to 52187

TRIPLE CREEK. NORTH OCONEE! 3br/3ba in Swim/Tennis Community…$165K. Call Bob 706-215-6848!

Text R275409 to 52187

EAST SIDE BEAUTY! 4 sided brick 3BR/2BA ranch on over 1 acre. 2440 sq ft. Must see stunning bathroom renovations and enormous kitchen. $245,000. Call Laura 706-765-7999 or Text 54816 to 25678 for a virtual tour.

OCONEE SCHOOLS! Open Floor Plan.

Large lot. Up $5000 closing costs.

Call Jerrod 229-412-5303 Text R542585 to 52187

STUNNING HOME IN WATKINSVILLE! $625,000 6 bedroom 5 bath home with a finished basement on 4.3 private acres.

Featuring wood floors and updated kitchen, this home is made for entertaining! Call Curt 706-614-1633 Text R407661 to 52187

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GreaterAthensProperties.com 660 Meigs St, Athens, GA 30601

706-424-5741 RENTALS:

706-510-5189 SALES:

NORTH OCONEE SCHOOLS! 7BR/5Full&2Half BA, 4 car Garage, Full Fin BSMT, Teen/In-Law Suite, Kit/Bar, Workshop w/ Cedar Closet. Salt Water Pool & Hot Tub! 3 Miles to Trader Joeʼs. $590,000. Call Cat 706-540-2593 Text R605205 to 52187

LIVE THE FIVE POINTS DREAM! This beautiful 3 BD/3.5 BA home is completely remodeled and ready to move in. Over 2400 sqft! $479,900 Call Bob 706-215-6848 Text R585975 to 52187

GENTLY SLOPING WOODED ACREAGE WITH WONDERFUL OLD HARDWOODS ON SWEET LITTLE CREEK ON ONE BORDER. EASILY SUBDIVIDABLE INTO 3 OR 4 NICE SIZED PARCELS. $435,000 CALL ROSE SELLERS 706255-0472 rsellersrealty@gmail.com

NEW LISTING ON EASTSIDE! Cozy 3 BD/2BA home, screen porch...soooo close to vet school, shopping, UGA. Call for an appointment.

Call Rose Sellers 706-255-0472

40 ACRES OF PRISTINE PASTURE, fully fenced and cross fenced, Large 1 bed house renovated 2008, Quonset Hut/garage built 2004. Windmill powered well. $375,000 Call Ethan 687-485-9198 Text R507699 to 52187

2 HOUSES ON ONE PROPERTY. Total rent collected $1500 per month. Completely renovated. Great investment for new or experienced person. $129,900 Call Ethan 687-485-9198 Text R524820 to 52187

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Cindy Karp

(706) 461-7253 Cindy@CindyKarp.com

Broker, GRI, ABR, WCR

Life Member of the Million Dollar Club Women's Council of REALTORS Athens Network 2017 Member of the Year

Office: (706) 549-3200 www.CindyKarp.com

Karen Foster (706) 338-6886

Jay Braver (706) 510-6174

Get Details Instantly! Text Property Code to 52187

Karen@CindyKarp.com

Jay@JayBraver.com

Although a large percentage of our business is the selling of high-end luxury homes, we excel at all residential, commercial, rental, and land brokerage as well. Ask around and you'll learn of the stellar reputation and real estate work of Cindy Karp Realty.

Call us and see for yourself why everything we touch turns to - SOLD!

ALL BRICK END UNIT CONDO WITH POOL & TENNIS. 3 BD,2 BA $149,900 For Info Text R538884 to 52187

WESTSIDE WELL MAINTAINED, UPDATED KITCHEN, large deck, fin bsmt, 2 acres $224,900 For Info Text R551781 to 52187

COMMERCIAL CONDO TO LEASE OR SALE Call Jay (706) 510-6174 For Info Text R504437 to 52187

TOWN SHOPPING CENTER IN COMER - 8 storefronts, 3 offices $949,900 Call Jay (706) 510-6174 For Info Text R551776 to 52187

ONE OF THE LARGEST LOTS ON TIMOTHY RD and close to Timothy Elementary. $24,900 For Info Text R554702 to 52187

INVESTOR PACKAGE AVAILABLE WITH MULTIPLE UNITS! Studio suites; convenient to UGA. $84,900 For Info Text R323941 to 52187

OCONEE MEADOWS OFFICE PARK IN AREA with lots of growth- prime retail hub.

For Info Text R515089 to 52187

COMMERCIAL SPACES FOR LEASE OR SALE

TREMENDOUS DEVELOPMENT POTENTIAL. Can be subdivided, minutes to Butlerʼs Crossing.

For Info Text R503339 to 52187

www.CindyKarp.com

VISIT OUR WEBSITE FOR LAND, COMMERCIAL PROPERTIES & CONDOS

Certified Mortgage Planner NMLS ID-35139 GRMA ID- 33444 Georgia Residential Mortgage Licensee #23892 and NMLS# 156311

BUYING A HOME? FACTOR THESE INTO YOUR INTEREST RATE CALCUL ATIONS

By Liz Dominguez The mortgage process can be complicated if you jump in without any prior knowledge on home-buying and lending. The best tool you can arm yourself with is an understanding of how your mortgage interest rate is calculated.

CREDIT CAN MAKE OR BREAK YOU.

Your credit score will determine how reliable you are in the lending world. The higher your score, the lower your interest rate will likely be. Check your credit on one of the three major credit reporting agency sites—TransUnion, Experian and Equifax—or your credit card company may have a free credit report service (although these aren’t as reliable). Improve your FICO score for a better chance at a lower interest rate.

FACTOR IN SIZE & LOCATION

State or County: Even your place of residence can affect your rate.

Local Mortgage Lenders: Shop around. Interest rates can vary from company to company even if they’re located in the same town.

Loan Size: The size of your home can also impact your interest rate. The bigger the loan, the higher your interest rate will be if you’re not putting more money down.

Down Payment Size: Your mortgage interest rate may also depend on how much

you’re putting down and if your loan includes closing costs and private mortgage insurance (PMI). Putting down less than 20 percent can increase your risk factor and may require PMI, but your interest rate may be lower depending on the loan.

NOT ALL LOANS ARE CREATED EQUAL

Loan Length: Your loan terms play a bigger role in interest rate calculations than you think. Have you decided whether you want to pay off your loan in 15 or 30 years?

You may pay more per month with a shorter term, but you’ll be paying less interest over the life of your loan. Shortterm loans may also have a smaller interest rate.

Fixed or Adjustable: You’ll also have to consider whether a fixed, or adjustable-rate, loan is right for you. Your in-

terest rate can change over time if you choose an adjustable-rate loan. It may start off low or fixed, but can increase over time depending on market conditions. Fixed-rate loans, however, will have a higher interest rate attached to them.

Loan Type: Interest rates can also vary according to your loan type. Choosing a loan can be overwhelming, but a local lender should be able to provide you with the best options. Some of the more

popular loans are conventional, FHA and VA loans. While FHA loans have less down payment restrictions and a smaller interest rate, your monthly payment can be more expensive due to the required PMI added on. VA loans can have smaller interest rates and don’t require PMI like FHA does. Conventional loans are widely accepted in the real estate industry as dependable, but your interest rate may be higher.

Editor’s Note: This was originally published on RISMedia’s blog, Housecall. See what else is cookin’ now at blog.rismedia.com Reprinted with permission from RISMedia. ©2017. All rights reserved.

Appraisal Disappointing?

STEPS TO TAKE

A

r e you disappointed by the results of your appraisal? If so, don’t fret too much, you have options to explore, according to the Appraisal Institute.

“Homebuyers and sellers should first understand what an appraisal is and how it’s used,” says Jim Amorin, president and acting CEO of the Appraisal Institute. “Real estate appraisals for mortgage finance applications are prepared for the bank or financial institution so they can better understand the collateral risk in making the loan. This can be confusing, because homebuyers typically pay for the appraisal and receive a copy of it.”

In some cases, the appraisal may not match the contract price—but just because an appraisal comes in below (or above) the listing or contract price doesn’t mean it’s flawed, Amorin says. The agreed-upon contract price may be above market value, for example. In those situations, the buyer and seller often renegotiate the contract at more favorable or balanced terms.

“Homebuyers should ask their lender for the qualifications of the appraiser, including whether they are designated by a professional association like the Appraisal Institute,” says Amorin. Only a qualified and competent appraiser should be chosen, as they know how to conduct a thorough market analysis and how to make appropriate adjustments.

Homebuyers also can ask whether the appraiser is employed directly by the bank or whether the bank utilizes an appraisal management company, and what their procedures are for engaging qualified appraisers.

“The best way for consumers to combat potential problems with appraisals is to ensure the appraiser hired by their lender is highly qualified and competent,” Amorin says. “Consumers have every right to demand the use of a highly qualified appraiser, someone with field experience in their market and knowledge and experience to handle the assignment properly.”

of appraisal reports no later than three days before the loan closes, so homebuyers should definitely obtain one before then.

“Although appraisal review is best performed by qualified appraisers, consumers should examine the appraisal for potential deficiencies,” says Amorin. According to “Appraising the Appraisal: The Art of Appraisal Review,” common errors in appraisals include: misuse of adjustments to comparables; disregarding special financing and concessions; or miscalculation of gross living area (GLA).

Amorin suggests consumers ask themselves:

“Contrary to incorrect interpretations of appraiser independence requirements, appraisers welcome information that would assist the development of credible assignment results,” says Amorin. If lender policies permit, consumers can accompany and follow along appraisers as they conduct the property inspection and may provide the appraiser with any information they consider important.

Amorin suggests consumers ask their lender for permission to do so, and confirm the appointment. Consumers should also take note of whether an adequate inspection is performed. Did the appraiser spend enough time at the property to observe important features or improvements or potential problems?

“Homebuyers should take advantage of their right to obtain a copy of the appraisal report,” Amorin says. Even though the appraisal is ordered to help assess lender collateral risk, buyers are entitled to a receive copy of the appraisal report to review and keep for their records. Federal regulations require lenders to provide property buyers with free copies

99

Do adjacent homes add or detract from the value of the subject property?

99

Is the subject property equal to or lower in price than surrounding homes?

99

Does the floor plan have any functional problems?

99

Does the house (particularly the kitchen and bathrooms) require major remodeling to make it comparable with similar homes in the same price range? If so, how much would that remodeling cost?

99

Is the number of bedrooms and baths in the home comparable to similar homes in the same price range?

99

Did the appraiser perform an adequate inspection?

“Most lenders have appraisal appeal procedures, known as ‘Reconsiderations of Value,’” says Amorin. “If you’re aware of recent, comparable sales information or items that may not have been available or considered by the appraiser, provide those to the lender. If problems were found with the first appraisal, you can and should obtain a second appraisal.”

HOW-TO UPGRADE YOUR E N T R Y W AY B Y ZO E EI SEN B ER G

They say first impressions matter, and the entryway of your home is the perfect example. As a part of your foyer area, an entryway can make or break your home’s appearance. Below are some helpful tips for making sure your space wows you-and your guests--every time you enter.

KILL CLUTTER. Clutter is a huge no-no in your entryway, as it impacts the entire vibe of your space from the moment you set foot in the door. However, this can be hard, as the entryway is the space you dump your keys, mail, boots and coat. To remedy this, make sure you have designated, tucked away spaces for everything you store at the entrance of your home.

Hooks for coats, baskets for mail, a covered bin for shoes can all work wonders.

As a bonus, this will also prevent you from losing the things you need the most when the time comes to head out.

ADD A STATEMENT. Placing a beloved piece of art or furniture in the mouth of your home is a great way to appreciate it every time you enter, and can offer a fantastic conversation starter between you and guests. Decorative mirrors, abstract art, and pictures are all ways to implement a statement piece.

HAVE A SEAT. Whether it’s a plush chair or a simple bench, a seat in your entryway is great for roosting as you tie your shoelaces, and makes a perfect place for attractive accent pillows.

LIGHT IT RIGHT. Good lighting in your entryway is a must. Add an attractive lighting fixture, set up a dimmer for mood, and a floor or table lamp for added options.

PERSONAL TOUCHES. Placing photos of your family and pets in your entryway can add a nice personal element and warm your heart every time you pass by.

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Contact Any Women’s Council of REALTORS® Member for Your Real Estate Needs

Bob Allen

Marie Armour

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Denise Beck

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Greater Athens Properties

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Carriage House Realty, INC

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Members are recognized for their professionalism and success in real estate and exemplify the highest standard on industry professionalism

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the Athens Network!

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CUSTOM NEW CONSTRUCTION 4 BED 2 BATH with unfinished basement, granite counter tops custom kitchen cabinets. Minutes away from everything in Athens. $249,500 Call James Dunlap 770-630-9731 Text R563905 to 52187

HARTWELL

5 BR/4.5 BA. Acre lot in upscale subdivision minutes from downtown, Cateechee Golf Course. Dock in place $585,000. Call Lynn Harder 706-224-4525 Text R318408 to 52187

NEW ENHANCE PRICE NOW $579,900

LOCATION, LOCATION, THIS TRADITIONAL FAMILY HOME offers 9’ Ceilings, hardwood floors, huge deck, 4BR, 4.5BA, large formal dining room, landscaped yard. call/text BONNIE HANNAH 706-540-1263 Text R641418 to 52187

MADISON COUNTY RANCH

RANCH W/BASEMENT AND POOL ON 8 ACRES! Madison County. $264,900. Contact Lisa Langford at 706-340-2242 Text R625943 to 52187

LOCATION, LOCATION, LOCATION

BE A PART OF AN INTIMATE NEIGHBORHOOD WITH WALKING TRAILS, LAKE & CLUBHOUSE! All brick, 3 bed 2 bath home with finished bonus room. $295,000 Contact Carol S. Williams 706-254-3716 Text R637106 to 52187

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LAKEFRONT PROPERTY "REDUCED" BEAUTIFUL LOG CABIN 3BD 3.5 BATH with inground pool, 8.33 acres and 700+ feet of lake shoreline. No covenants or HOA. $195,000 CALL JAMES DUNLAP 770-630-9731 Text R227479 to 52187

47 ACRES IN OCONEE

JUST UNDER 47 ACRES INSIDE BOGART CITY LIMITS! This fantastic property is right between the baseball fields & the Caterpillar plant. Lots of road frontage to accommodate future use option. There is an older home & several out buildings as well. Text R612437 to 52187

NORMAL TOWN/GENERAL HOSPITAL AREA

CHARMING BRICK HOME with 3Br, 2Ba, Large eat in Kitchen, Dinning room, Sun room. Large fenced back yard, storage building. All for $342,000. Call for more details and to see! Thank you!! Vivian 706-224-7838 Text R609829 to 52187

CUSTOM JACKSON COUNTY HOME

CUSTOM HOME ON CUL-DE-SAC. All the bells and whistles w/mountain like view! $344,900. Bonnie Dunn at 706-614-7360 Text R629863 to 52187

OCONEE COUNTY COTTAGE

LOCATION, CHARM, UNIQUENESS AND TRANQUILITY ALL COME TOGETHER in this special 3 bed, 3 bath home.

Beautiful outdoor space. Master on main. $235,000. Carol Williams 706-254-3716 Text R630913 to 52187

NORTH OCONEE

BIG, BRICK, BEAUTIFUL BASEMENT HOME IN N OCONEE5 BED, 4 BATH, master downstairs, open kitchen, 2 story great room, fin basement, loaded with hw floors. Dining room & office on main. Close to shopping, level back yard.

Call Mike 706-22-1660 Text R637112 to 52187

OCONEE COUNTY SWIM/TENNIS CHARMER!

4 BED/4.5 BATH HOME freshly painted with newly refinished hardwoods, new appliances & carpeting & sits on a finished basement with a full kitchen, 2 lg. entertaining areas, & 3 smaller flex rooms. Cheri Cherry 706-621-0018 Text R576970 to 52187

STUNNING ATHENS ESTATES ON 12.5 ACRES!

CUSTOM-BUILT WITH NEARLY 6000SQFT. Movie theater, swimming pool, outdoor kitchen, two 2-car garages & separate RV garage. Very convenient, yet private location $695,000 Contact Tina Lord for details & showing information 404-558-0286 Text R630920 to 52187

LOVELY IN LOGANVILLE!

4 BEDROOM, 2.5 BATH HOME IN QUIET NEIGHBORHOOD! New roof & new kitchen appliances within the last 3 years. Large rooms with plenty of bright light! Spacious, fenced backyard with patio for the family to enjoy. Call Megan Panetta 770-362-7997 Text R625534 to 52187

COTTAGE ON THE OCONEE RIVER

CUSTOM BUILT CYPRESS LOG CABIN WITH 2 BEDS 1.5 BATH. Screened back porch faces the Oconee River and allows a great view of nature. $185,000. Call Ina Miller for details 706-372-4034 Text R383094 to 52187

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YEARS OF SERVICE

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LOT FOR SALE

THREE-ACRE LOT ON PAVED COUNTRY ROAD IN OGLETHORPE COUNTY. Road is narrow so does not invite big traffic. Enjoy mixed trees on a level lot. Plat is available and optional purchase of perc test from a third party. $16,245 Call Ina at 706-380-9464. Text R571727 to 52187

LOVELY AUBURN HOME

THIS HOME HAS NEW WINDOWS, newer roof, new inside HVAC unit, and fresh paint. Seller is offering $3000 decorating/flooring allowance. Call Amy Stapleton at 706-540-8682 to schedule a showing. Text R637110 to 52187

FIVE POINTS

FIVE POINTS AT ITS FINEST! 4 bedroom, 3.5 bathroom renovated cottage. 3,000 sq. ft. of finished living space, and .33 acres in one of Athens’ most desirable neighborhoods. Call Warren 229-891-6295 Text R601937 to 52187

DOWNTOWN COMMERICAL

GREAT COMMERICAL OR OFFICE PROPERTY! Lots of businesses locating to downtown State Street. Security system and 20 desk/cubicles. Call Ina 706-372-4034 Text R411601 to 52187

QUIET HOME ON 2.97 ACRE LOT

CONVENIENT TO ELBERTON AND MINUTES FROM THE BROAD RIVER. Home features 2 bedrooms, 1 bathroom, large bonus room & large kitchen with new granite counter tops. Hardwood flooring. Call David Torbert 706-347-0542 Text R642466 to 52187

(706) 543-4000

WELLBROOK FARMS W POND VIEW

5 BED 4 BATH WITH FINISHED BASEMENT, 5856 Sq FT. Oconee county. Minutes away from everything in Athens. $485,000 Call James Dunlap 770-630-9731 Text R592990 to 52187

REDUCED!

BRICK BEAUTY IN ONE OF OCONEE COUNTY’S PREMIER NEIGHBORHOOD has it all! 5 Bed & 5 Bath with hardwood floors, an elegant kitchen & spacious bedrooms. Attached 2-car garage and a detached 2-car garage. Call Jane 706296-0994 or Angela 706-255-3943 Text R382144 to 52187

BOULEVARD HISTORIC DISTRICT

TWO-STORY CRAFTSMAN WITH 4 BEDS & 3 BATHS on nearly 2,000 sq. ft. An open concept first-floor 9’ ceilings. Main-floor bedroom with an attached bath and private access to the large screened porch. $400,000 Call Eric 706-207-9438 Text R547692 to 52187

CONTEMPORARY CHARMER

2 LEVEL HOME WITH 4 BEDS 2.5 BATHS The vacant wooded buildable lot next door is included in the price. Amenities include a community pool & lake with fishing rights.

Conveniently located north of Athens & 20 minutes for I-85.

CALL HELEN 706-540-5184 Text R628829 to 52187

GREAT LOCATION

GREAT LOCATION, only 2 miles from campus, behind St. Mary’s & within walking distance to dining & shopping. Would make a nice starter home or great investment property. Call Alexandra Castro 706-347-0223 Text R383105 to 52187

TRUE LUXURY | PRIVATE STATE

PALATIAL MEDITERRANEAN ESTATE NEAR COMMERCE. 6BR home on nearly 19 acres, fully fenced, w/pool & pool house, tennis court, stocked lake. No detail spared! A mustsee for anyone looking for luxury and privacy beyond compare. Call Geoff 706-206-3560 Text R614866 to 52187

CUL-DE-SAC LOT

THIS IS THE ONLY REMAINING LOT IN OLD FARM (CLIFF DAWSON SIDE)! Lot 9A is a 2.65 acres cul-de-sac lot facing wooded areas, extensively landscaped berm on one side.

Build your dream home! Call Angela at (706) 255-3943 or Jane at (706) 296-0994 for details! Text R461455 to 52187

COMPLETELY RENOVATED

BEAUTIFUL SETTING IN WINTERVILLE, this home features 3 bedrooms and 2 baths in the main house and attached to the back is a one bedroom studio with a bath. Call Joey Tucker for details and showings 706207-3736 Text R540466 to 52187

PRIVATE FAMILY RESIDENCE

CUSTOM BUILT IN 2002 ON 1.29 ACRES. 3 bedrooms on the main floor with a bonus up top. Master bedroom on main with it’s own screened porch. Private backyard with newly installed fence. Call Lee 706-255-4115 or Deanna 706-255-7266 Text R553336 to 52187

ESTATE ON WATER

CUSTOM BUILT HOME ON OVER 6 PRIVATE ACRES boarding Bigger Creek. Minutes to Athens in Madison Co. 6br/4.5ba including an in-law suite/apartment w/kitchen, LR & more! Breathtaking views! Call Kim Shupe at 706-2070823 www.shupeteam.com. Text R614862 to 52187

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Why did we make the switch to • Fast closing times PFB Mortgage? With the purchase • Local underwriting market being so competitive, we • Full portfolio of loan needed a company that could programs including but not streamline the mortgage process. limited to Conventional, FHA, After researching all the local lenders, VA, USDA, One time close we found that PFB Mortgage had all construction loans, Doctor the items we were looking for in a Loans, Rehab loans, HELOC’s, GA Dream Program. mortgage lender.

Let us help you take the stress out of buying a home Matthew A Jones Mortgage Loan Officer 706-540-6331 Cell 404-393-6524 Fax mjones@bankpfb.com NMLS#878570

Billy Sullivan Mortgage Loan Officer 706-254-4631 Cell 404-393-6524 Fax bsullivan@bankPFB.com NMLS#500174

1353 Jennings Mill Rd, Suite C • Watkinsville, GA 30677 PFB mortgage NMLS #500174 • Member FDIC

www.bankPFB.com

IS YOUR HOME PREPARED FOR AN EMERGENCY? If there’s anything we’ve learned over the years, it’s that Mother Nature is unpredictable and fierce, and that no one is safe from her path. Despite your best efforts to prevent it, sometimes disaster strikes. That means you should always be prepared for the unexpected. The right preparations and supplies will help you protect your family and your home.

There are steps every homeowner could and should take to prepare for a natural disaster. Gold Medal Service, a New Jersey-based heating, cooling, plumbing and electrical service company advises taking the following steps to make sure your home is storm-ready: Waterproof low-lying areas. Basements are particularly susceptible to water issues such as flooding and leaks. Look into a variety of solutions, such as submersible sump pump systems, door and window sealing, waterproof sprays and interior drainage systems. If you live in an area with a propensity for flooding or rising water, have sandbags readily available in a shed or garage in case you need to build a dam around doors or windows.

Install or inspect generators. While going without power may seem like an inconvenience, it’s actually a serious safety issue. For example, a HVAC system going out, or the inability to run fans in extreme heat can prove dangerous or deadly. A backup generator is a great alternative power source, however, make sure it’s professionally installed and periodically inspected.

Also when running it, make sure it’s being run in a well ventilated or outdoor area to prevent carbon monoxide build-up.

Have your heating system inspected. Make sure the flues and vents throughout your heating systems are clean and clear of debris.

Blocked vents can cause a dangerous carbon monoxide build-up in your home. Have a professional conduct the inspection if you’re unsure how to do so.

Install and inspect alarms. Carbon monoxide and smoke alarms are a life-saving must; however, if they’re not functioning properly, it defeats the purpose. Make sure the batteries are fresh so they can run in case of a power outage, and bring in a professional inspector to ensure everything is working properly.

In addition to having your home’s systems inspected and ready to go, have the following in place for you and your family: Water, flashlights, extra food and other necessities, such as medicines and eyeglasses A solar charger for your cell phone A battery-powered radio A list of your city’s emergency shelters An updated insurance policy with adequate coverage, especially flood coverage A rehearsed plan for what your family will do in the event of an emergency

Improve Your Home’s Air Quality You may think about air pollution while you’re running alongside a busy road or strolling to your favorite coffee shop, but do you ever think about the pollutants inside your home? Between sleep and home hangouts, the majority of your time is spent between your own four walls. According to Aire Serv, you should regularly change the HVAC filter in your home to help improve indoor air quality. For ease, stock up on a few filters at a time and plan to check the filter monthly. Other considerations to keep in mind include:

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Dust and vacuum often. It’s easy to put off dusting and vacuuming, but removing dust means you get rid of one of your home’s most prevalent pollutants.

Instead of a feather duster, use a wet rag or electrostatic cloth to trap dust instead of spreading it around. When you vacuum, turn the thermostat setting to ON so the fan blows continuously, drawing up dusty air and filtering it before sending it back into the air you breathe.

Avoid chemicals.

Everything from cleaning products and air fresheners to personal care items give off harmful vapors that become trapped in your home.

Avoid chemically laden products and choose non-toxic, non-aerosol, unscented products instead to promote good indoor air quality.

Utilize existing spot ventilation around your home. For example, run the bathroom exhaust fan when you shower and clean; flip on the kitchen range vent when you cook and clean; and turn on the laundry room exhaust vent when clothes are drying.

These habits help you eliminate pollutants at the source.

The air filter in your furnace should be cleaned or replaced at least once every three months. Irritants and allergens such as pollen, pet dander, dust mites and more build up in dirty filters, increasing exposure and worsening the effects on those with sensitivities.

If your furnace uses natural gas, propane or oil to keep your house warm, the air quality in your home could become contaminated by dangerous carbon monoxide gas. If not properly and adequately ventilated, its build-up in your home can be deadly.

Run an air cleaner. A small portable air cleaner is perfect for your bedroom at night while you sleep.

This device collects airborne dust and debris, leaving the air cleaner than ever.

If you opt for a wholehouse model, it replaces the air filter.

This type of installation is known to decrease asthma and allergy symptoms.

Guide to Choosing Siding & Shutters That Don’t Clash

By Megan Wild

It’s time to redo the exterior of your home. The place is looking a bit worn, and you’ve seen how a fresh coat of paint and updated colors can transform a structure. You’re considering going bold, maybe it’s time to shake things up. Then again, you don’t want to overstep bounds and glaringly stand out either.

You begin to notice the color combinations on other houses. In fact, you’re kind of obsessed. You note a soft sage green home with butter yellow trim and realize that — while you would never have chosen those colors — you love the way they look. You pass a stately white home with long black shutters and consider how that classic combination enlarges the home’s appearance.

We’ve compiled several tips to help you choose the siding and shutter color combination that’s right for you and lends the updated look you desire.

Style First, look at your home objectively and identify its architectural style. Is it a simple, boxy home with clean lines? Or perhaps ornate with lots of decorative detailing?

Plain, uncluttered exteriors look best when painted with a straightforward one-two color combination. Uniformity of color matches the regularity of home construction. More elaborate house styles may call for between 4-6 different colors.

Next, observe your home critically in the outside light. Does the house stand in full sun much of the day? Are there sections of perpetual shadow? How do you expect bright light or shade might alter the appearance of your color choice?

Location Do you live in a beach community? Does your home sit on rural land, or in suburbia? Certain color combinations look best depending on the geographic location of your structure. You wouldn’t paint a farmhouse teal, for example, but against the backdrop of water teal perfectly complements a marine palette.

If your home is rural, take color cues from the earth. Bronze-brown, russet red and deep forest green all reflect natural surroundings, and confirm their place in it. Dark colors also tend to make a structure appear smaller. In a rural setting, this leaves more visual space for the beauty of adjacent fields and woodlands.

Suburban home color combinations can go bold, but remember that community feel comes into play. You don’t want to stick out significantly from your neighbors. In fact, some homeowner associations won’t allow it. And if you are thinking about putting your home on the market, you want to stay with colors that appeal to a wide variety of potential buyers.

History Consider the history of your home. Do you know there are color charts designated explicitly for historic structures? If your house is old, honor its origin with color combinations unique to the period in which it was built. And if you reside in a historically preserved area, your home’s updates will play an essential role in enhancing the entire district.

Trial Once you’ve come up with likely color combination candidates, it’s time for a trial run, or two.

After all, this is a decision you’ll be living with for a while.

First, print out pictures of your house in broad daylight. Bring those images to the paint store and compare color chips directly. Seeing small-scale combinations right up against the image of your home may narrow your final contenders.

Next, buy tester-size canisters and paint small areas of the house. You’ll probably be surprised to see hues change as the paint dries. You may also note significant color differential in shady spots as opposed to areas with full sun. Most homeowners choose different shades, either lighter or darker, after direct application tests.

Once you’ve finally determined the siding and shutter color combination that’s right for you, you can rest assured knowing it also ties together your home’s unique style, location and history. Now, that’s a good vibe!

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JERRY CRAIG 524 Hill Street Athens, GA 30606

706.613.6040 Get Property Details Instantly!

Text the property code to 52187

ASSOCIATE BROKER, ABR, GRI

706.202.0335 | jerry@jerrycraig.com

Search through ALL Athens and Oconee area homes at

J ERRY C RAIG . COM

$532,500

$499,000

ALL BRICK/STONE CUSTOM BUILT RANCH WITH A FINISHED BASEMENT! Award winning North Oconee schools!

Great Floor plan with 3 Bedrooms on the main. Gourmet kitchen, custom cabinets & double ovens. Incredible guest suite. Huge screened in porch & large deck. Text R630918 to 52187

LANE CREEK BEAUTY! 5BR/5BA with partially fin basement on almost an acre on the #16 tee! Master + 2 add'l bedrooms on main. Beautiful oak floors. Spanish tile floor sunroom overlooks golf course. Desirable swim, tennis, golf community & North Oconee schools! Text R571730 to 52187

www.AviantedMtg.com Shop with Confidence, Get Pre-Approved 1st

Tommy Black 706-207-3677

Joseph Stunzi 404-867-8991

706-546-1600 NMLS#170520

NMLS#275935

Great Rates & Low Closing Cost • NO Closing Cost Available • 5% Down on Jumbo Loans Georgia Residential Mortgage Licensee #16917 NMLS# 164250

Conventional • FHA • VA • Rural Development 1351 Jennings Mill Rd, Suite A • Watkinsville, GA 30677 • Near Lowe’s & Hwy 316

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Mable Mitchell

Yasmine Payne

706-338-6930

706-540-6845

REALTOR®

REALTOR®

Mable@bhhsblanton.com GRI, e-Pro, ABR

Yasmine@bhhsblanton.com Circle of Acheivement CertiÀed in Short Sells & Foreclosures

www.MableMitchell.com

www.YasminePayne.com

524 Hill Street s Athens s (706) 613-6040 (office) TO V IEW M ORE I NFO

ON

UNDER CONTRACT!

BEAUTIFUL IN EVERY WAY. 3BR/2 full BA. Large lot. Nice subdivision. Perfect 1st time home. $118,000 Mable 706-338-6930 Text T19011 to 52187 BACK ON THE MARKET & IMPROVED!!

GREAT LOCATION! Very spacious with some unfinished space in the lower lever. $84,900 Mable 706-338-6930 Text R490350 to 52187

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LOGANVILLE SCHOOL DISTRICT ON A VERY PRIVATE WOODED LOT. 3BD/2.5BA with beautiful in ground pool and patio area great for entertaining. $189,900 Call Yasmine 706540-6845 Text R452301 to 52187

GORGEOUS WOODED PRIVATE LOT. Zoned agricultural R4-Residential. Property located only 27 miles from Athens. Call Mable 706338-6930 Text T811567 to 52187 REDUCED

YOUR HOUSE COULD BE HERE...

CALL YASMINE TO LIST YOUR HOME TODAY! RENOVATED

5 BEDROOMS, 2 BATHS, 2 kitchens 1 up/1 down.

Living room with beautiful bay window. 2 bedrooms down stairs with a huge great room. Fenced back yard. New roof, paint, carpet, granite, tile, lighting.

Yasmine 706-540-6845 Text P824691 to 52187

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GREAT TRACT OF LAND JUST IN TIME FOR SPRING DEVELOPMENT. This property is wooded with a flowing stream perfect for several home sites. $555,000 Call Mable 706-338-6930 Text R214708 to 52187

GREAT COMMERCIAL INVESTMENT PROPERTY with tons of possibilities. A very unique development opportunity. The property is at present a non functional 8 bay self service carwash. All utilities are available. $475,000 Call Mable 706-338-6930 Text R277913 to 52187

LOCATION, LOCATION, LOCATION. Walking distance of UGA Vet School & central to UGA campus, Restaurants & Shopping. This property is being completely renovated.

Fenced back yard. Yasmine 706-540-6845

GREAT IN TOWN LOT LOCATED CONVENIENTLY TO UGA, DOWNTOWN ATHENS. This wooded Eastside building lot is perfect to build your in town home. $39,900 Mable 706-3386930 MLS:938729 Text T11886766 to 52187

FABULOUS HOME WALKING DISTANCE TO DOWNTOWN COMMERCE, a 10 minute drive to the Tanger Outlet & the actual race track. 3 bedrooms, 2 baths, private back yard with fencing. Appliances remain. $165,000 Call Yasmine 706-540-6845 Text R584483 to 52187

GREAT STARTER HOME IN ELBERTON, GA. 5 minutes from downtown Elberton and 30 minutes to Lake Hartwell. This is a must see. $68,000.00 Call Yasmine 7006-540-6845 Text P699522 to 85377.

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RHETT BUTLER 706-354-0444 www.rhettbutler.biz

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Text Any of the Property Codes to 52187 to View More Photos and Information 0

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$198,50

$184,90

CALL BRENDA THOMPSON - 706-540-3613 Custom-built bright and open split-floor plan 3BD/2BA house (+ large upstairs bonus room & screened porch) with designer features & extras!Conveniently located to the UGA Vet School & downtown.

Carriage House Realty, INC (706)-353-1750 Text R563899 to 52187

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CALL BRENDA THOMPSON - 706-540-3613 IMMACULATE BRICK RANCH NEAR ATHENS TECH and new Kroger shopping center. 3BR/2BA lovingly cared for home with hardwood floors throughout. Fenced backyard overlooks a private pasture.

Carriage House Realty, INC (706)-353-1750 Text R519935 to 52187

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$339,70

$949,50

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CALL SHARON GAY 706-255-9023 FIVE POINTS - Charming, updated, low maintenance all brick home offers privacy and convenience to UGA & Beechwood/Alps area.

Custom kitchen, hardwood floors & tile bathrooms. Fenced backyard.

Carriage House Realty, Inc. (706) 353-1750 Text R348784 to 52187

CALL SHARON GAY 706-255-9023 A Crystal Hills Classic custom home on 8 wooded acres & lakefront location. 3 Levels of living space afford privacy to all who dwell within. Great flow w/ formal & informal spaces to gather. Private pool area with access to lake. Carriage House Realty, Inc. (706) 3531750 Text R186367 to 52187

A Mortgage You Will Love, People You Can Trust Get a mortgage ortgage from the people e you can trust at Fidelity Bank Mortgage. We We are a direct ect lender with in-house processing ing and underwriting, which hich means loan decisions are made faster faster..

Our in-house e mortgage operation allows ws you to be informed every step of the way. way. Call Fidelity Bank Mortgage in Athens for all of your Mortgage needs. ds.

Andy Eastman

Brenda Smith

Area Branch Manager 706.255.4493

Senior Mortgage Banker 770.403.3551

NMLS 284014

NMLS 35179

Joe Bishop

Senior Mortgage Banker 864.993.0047 NMLS 204256

Loans subject to normal credit approval criteria.

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Denise Beck (706) 614-1625 denise.beck@coldwellbanker.com

Let Denise put SOLD on your home.

Listing specialist. Free staging

ALL IN OCONEE!! I SELL OCONEE!!

(706) 543-4000

2405 W Broad St #150 Athens, GA 30606

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Proudly Serving Communities in the Following Counties: Clarke, Oconee, Barrow, Walton, Madison, Jackson, Oglethorpe, Morgan, Greene, Elbert, Hart, Franklin, Banks and Stephens.

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Chad Bridwell Franchise Owner

Call today to experience the Pillar To Post® difference

706-850-3315

pillartopost.com/bridwellinspector Each office is independently owned and operated

Protecting YOUR Peace of Mind Chuck Searcy, Owner 706.202.1155 classicinspect@bellsouth.net www.chisga.com

WHEN IT’S TIME TO SELL, OUR ADVERTISERS DELIVER QUALITY RESULTS

Agents that advertise in The Real Estate Book® are qualified, knowledgeable about your local area, and determined to meet your needs, making them a perfect fit to sell your home.

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Laura Wilfong

ABR, GRI, Associate Broker, Circle of Achievement Lifetime Member

Cell: 706.540.8991

www.LauraWilfongRealty.com laurawwilfong@gmail.com

706.543.3800

A Place Youʼll Be Glad to Call Home…

WHETHER BUYING OR SELLING, I CAN HELP YOU FIND A PLACE YOU WILL BE GLAD TO CALL HOME...

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Old Waverly Subdivision one of Oconee Countyʼs Premier Swim/Tennis Neighborhoods & the award winning North Oconee School District.

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Spacious home in GlenwoodBedgood subdivision in Five Points.

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Jennings Mill Subdivision Luxury condo living in a beautiful golf course community!

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“We buy Homes.

Any Condition.

Quick Cash!”

OFFICE 706.355.3178

Get GetDetails Details Instantly! Text Instantly!

TextProperty Property Code to 52187 Code to85377

149 BEN BURTON CIRCLE CIR RCLE CLEE BOGART, GA 30622

www.RACProperties.com

Rob Scott Team (706) 355-3178

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40 HERALD DR, BETHLEHEM, GA 4BR/2.5BA $164,990 Cul-de-sac lot! Over 1 acre! New kitchen!

Fenced backyard Text R641421 to 52187

151 WATER TOWER LN, LEXINGTON, GA 4BR/2BA $69,990 Country living! Newly Renovated!

Text R563922 to 52187

200 THE PLAZA, ATHENS, GA 4BR/2BA $339,990 recently renovated in a prime location with large finished basement. Text R470917 to 52187

144 LILY DR, WINDER, GA 3BR/2BA $129,890 Convenient to downtown Winder.

Newly renovated! Text R628828 to 52187

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112 CHESTERTON DR, ATHENS, GA 5BR/2BA $129,990 Conveniently located; new kitchen, fenced backyard Text R645479 to 52187

3 W BEAVERDAM, WINTERVILLE, GA 4BR/2BA $109,990 Country living! Corner lot! New flooring!

Text R645480 to 52187

4945 MACON HWY, BISHOP, GA $113,990 Oconee County!

Investors! Stable, recently renovated investments property.

Text R529948 to 52187

1301 BENT CREEK, WATKINSVILLE, GA 5BR/3.5BA $325,000 Sought after Laurel Shoals subdivision, convenient location, hardwoods!

Text R602225 to 52187