The Real Estate Book - Athens, GA 37.12

Athens, Ga & Surrounding Counties Volume 37, Issue 12

Amazing One of a Kind Custom Home

See page 4

RealEstateBook.com

Request FREE MAGAZINES online, or call 800-841-3401 To Advertise Contact Susan Alvarado 706-206-8099

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524 Hill Street, Athens GA

706.613.6040

2BD/2.5BA TOWNHOUSE IN TERRIFIC CONDITION! GR w/ gel fueled fireplace, updated Kitchen, DR, patio w/ privacy fence $95,700 Chad 706-248-7481 Text R80458 to 52187

ELEGANT 5BD/5.5BA W/ FIN BSMT. Hwood floors, Ownerʼs Suite on 1st, LR,FR,DR, Study, Kitch w/ Keeping Room, tons of space $599,000 Brenda 706-714-4509 Text P223285 to 52187

5BD/4.5BA W/ FINISHED BSMT, hwood floors, GR w/ fpl, Kitch w/ granite, DR, Ownerʼs Suite on 1st, fenced yard $324,900 Brenda 706-714-4509 Text P612100 to 52187

HOME IS MOVE IN READY RENOVATED BY OWNER. New paint, new flooring. 3 bedrooms, 1 bath, living room, dining room, completely fenced, carport for 3 cars, 15 minutes to UGA, walking distance to shopping, restaurants & theaters. Be sure not to pass up this one! Call Yasmine 706-540-6845 Text P498479 to 52187

GREAT LOCATION BEAUTIFUL HOME WITH HARDWOOD FLOORS. This is an all brick home. Call Yasmine (706) 540-6845 Text P624518 to 52187

GREAT HOME FOR A LARGE FAMILY. 5BD/2BA. Upstairs 3 bedrooms, full bathroom, full kitchen, Breakfast area,great room, Downstairs completely finish with bathroom, 2 bedrooms,great room, &full kitchen! Back yard is cookout ready.

Deck, granite, tile, brick, wood floors. Call Yasmine 706-540-6845 Text P824691 to 52187

TRI LEVEL HOME IN GREAT LOCATION! New paint, new carpet, new appliances, hardwood floors, custom windows, 2nd level, huge kitchen. Just fabulous! Call Yasmine 706-540-6845 Text P510338 to 52187

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SPACIOUS 4BD/4.5BA CONTEMPORARY W/ FIN BSMT ON OVER 12 ACRES! GR w/ lrg stone fireplace, Sunroom, office, Ownerʼs BD on 1st, sauna, greenhouse $925,000 Brenda 706-714-4509 Text P758138 to 52187

GREAT STARTER HOME IN ELBERTON, GA. 5 minutes from downtown Elberton and 30 minutes to Lake Hartwell. This is a must see.

Call Yasmine 706-540-6845 Text P699522 to 52187

©2016 BHH Affiliates, LLC. An independently owned and operated franchise of BHH Affiliates, LLC. Berkshire Hathaway HomeServices and the Berkshire Hathaway HomeServices symbol are registered service marks of HomeServices of America, Inc.® Equal Housing Opportunity.

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Get Details Instantly!

Text Property Code to 52187 Visit Our Website to view more available properties:

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BEAUTIFUL IN EVERY WAY. 3BR/2BA. Large lot. Nice subdivision. Perfect 1st time home. $118,000 Call Mable 706-3386930 Text T19011 to 52187

BEAUTIFUL ALL BRICK HOME! 4BR/2.5BA custom built home with hardwood floors throughout, den with fireplace and built-in shelving, living room, dining room, large owner suite on first level, and all appliances $350,000 Call Mable 706-338-6930 Text P774583 to 52187

GREAT LOCATION No appointment necessary vacant and on lockbox. Unit is in excellent condition all appliances to remain with property $95,000 Call Mable 706-338-6930 Text P618945 to 52187

ATTN FOOTBALL FANS! 2BD/2BA turnkey gameday condo. Located in Stadium Village within walking distance of UGA! $94,900 Text P238138 to 52187 Heather McElroy 706-206-5282

3BD/2BA BRICK RANCH IDEAL WESTSIDE LOCATION. Hardwood floors & retro tile. Level backyard with pecan trees & workshop $148,000 Text P1033853 to 52187 Heather McElroy 706-206-5282

PICTURE PERFECT! 3BD/2.5BA Colonial upgraded with top-of-the-line everything!

Gorgeous oasis outside with saltwater pool $239,000 Text P1031510 to 52187 Heather McElroy 706-206-5282

DACULA SCHOOLS 5BD/4BA home in swim/tennis community close to everything in Hamilton Mill. 3 car garage, full daylight basement, new carpets. $314,900. Call Pauline Juul 706-224-8886 Text P194571 to 52187

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BEAUTIFUL SPACIOUS HOME WITH EVERYTHING. In addition to the main fabulous area there is a completely unscaled finished basement. The basement is equipped with a complete kitchen including granite countertops $377,900 Call Mable 706-338-6930 Text P534921 to 52187.

JENNINGS MILL JEWEL 4BR/3BA custom brick beauty. Bonus room and full daylight basement, banquet-sized DR, chefʼs kitchen, MBR and guest bed/bath on 1st, gorgeous new sunroom overlooking golf course. North Oconee schools $629,900 Call Pauline Juul 706-224-8886 Text P144811 to 52187

©2016 BHH Affiliates, LLC. An independently owned and operated franchise of BHH Affiliates, LLC. Berkshire Hathaway HomeServices and the Berkshire Hathaway HomeServices symbol are registered service marks of HomeServices of America, Inc.® Equal Housing Opportunity.

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PRIVATE GATED ESTATE HOME IN ONE OF OCONEE’S PREMIER EQUESTRIAN COMMUNITIES.

PRICED $300K BELOW APPRAISAL! Professionally landscaped gardens include native and exotic plants, a well stocked koi pond, putting green, Tuscan patio with Pergola and fountain, Greenhouse, private well and irrigation, various decks and balconies and has been featured in magazines, and on local and national tours. The property is surrounded by a running creek with shoals and an Equestrian trail where you can relax by the firepit. The custom designed salt water pool and spa with rock waterfall with Fireplace and grilling area is a huge focal point. Impressive custom kitchen with huge granite island, gas stove, stone back splash, Keeping Room with FP and built-ins, Living Room with FP and built-ins with a Chihuly-like fixture and gracious Dining Room. Hardwood floors throughout. Master on main with screened porch and tranquil pool views. Master Bath features heated floors, expansive steam shower, Jacuzzi and 2 large walk-in closets. The fully finished Terrace Level has a custom wet bar with refrigerator, ice maker, insta-hot, sink and an 800 year old Pecky Cypress bar top that mimics the stone Fireplace hearth in the Den. Fully equipped theatre with reclining leather seating, a huge dry sauna / shower, mirrored Exercise Room, Luxurious full bath, Bedroom with large walk-in. The coup de grace is the most impressive wine room in the area with antique built-ins and custom details throughout. Central vac system.Text P246981 to 52187

www.cindykarp.com

VISIT OUR WEBSITE FOR LAND, COMMERCIAL PROPERTIES & CONDOS

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Please Say You Saw It In The Real Estate Book - Vol. 37, No. 12 - Page 5

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WESTSIDE BRICK TRADITIONAL. Master on Main with finished basement with den. Possible 7 BD/4.5 BA $315,000 Text P210703 to 52187

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LAKE FRONT PROPERTY WITH DEEP WATER DOCK 3 BD/ 2 BA adjacent land available. $159,900 Text P859035 to 52187

NEWLY PAINTED WITH BRAND NEW CARPET AND KITCHEN FLOORING. Tri level with 3 bedrooms at east side condo community with pool, clubhouse and tennis. Priced to sell!

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4 BD/4 BA HOME ON 3.46 ACRES. Over 4000 sq ft with inlaw suite. $339,900 Call Karen 706-338-6886 Text P339833 to 52187

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www.cindykarp.com

3 SEPARATE LOTS TOTALING APPROXIMATELY 4.73 ACRES. Each lot has a single family dwelling consisting of a 3 bedroom 2 bath with a basement that is partially finished with 2 separate entrances and two additional lots.

ALL BRICK TRADITIONAL WITH FENCED FLAT SHADED BACKYARD WITH SPACIOUS WORKSHOP. This 4 BD, 3 BA home has a huge Great Room with new Fireplace insert that is incredibly efficient. $199,900

BEAUTIFUL BRICK 4 BD, 3.5BA, with hardwood, granite countertops, stainless appliances and gracious living space. $324,900 Text P820092 to 85377

OCONEE TRADITIONAL ELEGANCE WITH GEORGIAN PASTORAL VIEWS DEFINE THIS 4BD/3.5 BA HOME. Dining Room, Study, Great Room w/fireplace, screened porch with additional fireplace.

Kitchen has granite countertops. Expansive Master suite on main. $499,900 Text P197041 to 52187

VISIT OUR WEBSITE FOR LAND, COMMERCIAL PROPERTIES & CONDOS

Certified Mortgage Planner NMLS ID-35139 GRMA ID- 33444 Georgia Residential Mortgage Licensee #23892 and NMLS# 156311

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Page 6 - The Real Estate Book Online www.RealEstateBook.com - Vol. 37, No. 12

Bridging the GAP in Real Estate 660 Meigs St, Athens, GA 30601

706-424-5741

EQUESTRIAN TRAINING FACILITY IN OCONEE CO. 23+ acres on Rose Creek with 22 stall fully equipped barn with 2 drilled wells and 2 septic systems.Many beautiful sites to build your dream home. $499,000 Call Bob 706-215-6848 or Jennifer 706-202-9886.Text P290695 to 52187

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GREAT HOME SITE FOR HORSE LOVERS or mini farm w/old barn on property. $119,900.

Call Bob Text P772888 to 52187

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BUY - SELL - RENT PROPERTY MANAGEMENT

NICE WOODED LOT! Plenty of privacy, numerous hardwood trees $39,000. Call Curt Text P518986 to 52187.

4BR/2.5BA, open floor plan, swim/tennis, convenient east side location, $1,800/month.

Available October 1st”

HIGH RIDGE SUBDIVISION 4 bedrooms 3.5 baths.

3000+sq ft with 2 owners suites! Plus a large deck over looking a beautiful pool. Call Carole Cape @ 706-206-2033 Text P1007453 to 52187

15 Minutes From Athens And You Are Back At Grandmother’s House…Full Of Charm, 2 Spacious Bedrooms, A Bath, Living, Dining And Updated Kitchen. Screen Porch And Gorgeous Setting. $100,000.

Call Rose Sellers 706-255-0472 RosePetalsHomes.com OCONEE COUNTY4B/3.5B MASTER ON THE MAIN, Open living area with office.

Hardwood floors, arch doorways and attic storage. Gated Community with Clubhouse, Swimming Pool and Tennis Courts. $281,000 Call Jennifer 706-202-9886 Text P754458 to 52187

Brad Garrison 706-714-3580

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NEW ON THE MARKET!!

QUAINT AND COZY

OCONEE COUNTY SCHOOLS! 3 bedroom, 2 bath on private 1.07 acre fenced lot.

Hardwood floors throughout. $172,500 Call Leah Text P206966 to 52187

Clay Garrett 706-424-9370

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QUALITY FINISHING WITH ALL THE CUSTOM DETAILING in this 3 bedroom 2.5 bath home built by award winning builder John Willis Homes. Full unfinished basement with two car garage. $420,000 Call Leah Text R65387 to 52187

Anna Greenway 706-424-574

Holly Heckman 706-961-1296

ABSOLUTELY GREAT RENTAL LOCATED NEAR DOWNTOWN WATKINSVILLE and short drive to UGA OR VET SCHOOL. Huge finished basement with 2 bedrooms and 1 bath as well as finished play room. Located on over 2 acres. Call Rose 706-255-0472

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Sam Hopkins 706-804-6054

Derrick Jones 706 436-0504

OCONEE COUNTY! Unique custom home on almost 4 acres, 5br/4 full baths, 2 half baths, custom cabinet, granite counter tops.

Partially finished basement, w/media room and gym/studio. $500K. Call Bob Text P758130 to 52187

Crystal Keller & Randy Perrin 706 621-1842 706 286-5363

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Please Say You Saw It In The Real Estate Book - Vol. 37, No. 12 - Page 7

Bob Allen 706-215-6848

Mark Arnold 706-202-5004

Renee Bare 706-308-2288

Jennifer Brackman Romeshia Burton 706-202-9886 706-371-9248

Carole Cape 706 206-2033

Trent Demeritt 404 988-9997

Shavon Echols 706-247-1506

YES, YOU CAN GO HOME. BEAUTIFUL UPDATED 100+ YEAR OLD HOME ON A QUIET, SHADED LOT. THE TOWN OF COMER WILL SOON BE VOID OF THRU TRAFFIC WHEN THE BY-PASS IS COMPLETE. LOOK CAREFULLY, YOU MAY SEE ANDY, OPIE, BARNEY & AUNT BEA! $100,000 Call Rose 706-255-0472

CUSTOM-BUILT HEARTHSTONE LOG- Home on almost 10 ACRES! Every upgrade imaginable, covered deck, 25 minutes to Athens! $489,000 Call Bob. Text P758132 to 52187

4BR/2BA right in the heart of Normaltown, freshly remodeled, beautiful HW floors in this vintage home, $2,150/month. Available Now. MLS:952035

LARGE CORNER LOT, well maintained home; garage converted to living space but garage door left in place for easy reconversion to garage space. $153,900 Call Rose 706-255-0472

3BR/2BA plus a bonus room and a HUGE additional sun room, HW floors, close to town, $1,200/month. Available Now Call Brad Text R74371 to 52187

ZONED COMMERCIAL OFFICE. Completely Restored converted home has plenty of parking, four large rooms, covered porches and refinished hardwood floors. Perfect for an east-side real estate company, insurance office, or boutique!

HUGE IN TOWN LOT! 3br/2ba with fenced backyard, $110,000. Call Bob Text P161585 to 52187

OCONEE COUNTY! 3BR/3BA in Oconee County, swim tennis, Available October 1st. $1,450/month. Call Brad!

EAST SIDE OFFICE SPACE

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3 BR/2BA WITH A 600 SQ FT SCREENED PORCH NEXT TO SANDY CREEK PARK; FENCED BACK YARD, STORAGE SHED. $129,900 CALL ROSE 706-255-0472

3 SIDED BRICK 4 BD/ 3.5BA 4028 sf home situated on a corner lot of 3 acres with a lovely setting!

New Roof and New AC. Only $345,000.

Call Shavon at 706-247-1506 Text P444972 to 52187

STUDIO APARTMENT RIGHT IN THE HEART OF NORMALTOWN. Historic Building.

No Pets $750/month.

Available November 1st.

Call Brad.

Leah Leggett 706-254-6713

Whitney Quin 678-640-2444

Rose Sellers 706-255-0472

Cord Sibilsky 706-363-0803

Curt Spell 706-614-1633

Heather Tenney 678-416-3211

Paula Walls 919-618-9768

Aldo Zevallos 706-296-5222 Hablo Español

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CONDO LIVING

Page 8 - Moving? For A Free Book Call 1-800-841-3401 - Vol. 37, No. 12

TEXT PROPERTY CODES TO 52187 FOR MORE PHOTOS & INFORMATION!

$95,000

CALL MABLE MITCHELL (706) 338-6930 Great location. Unit is in excellent condition & all appliances to remain with property. Berkshire Hathaway HomeServices Blanton Properties (706) 613-6040 Text P618945 to 52187

$84,900

CALL CINDY KARP (706) 461-7253 Cute, furnished studio unit. Currently rented.

Cindy Karp Realty (706) 549-3200 Text R51534 to 52187

$147,500

$98,900

CALL NANCY DENNEY (706) 540-4381 LOCATION is the thing!

This 5-Points Penthouse condo is close to UGA & city bus stops, shops & restaurants. Carriage House Realty, Inc. (706) 353-1750 Text P523637 to 52187 CALL MABLE MITCHELL (706) 338-6930 Great location, well maintained, all brick, very low maintenance and close to everything.

Berkshire Hathaway HomeServices Blanton Properties (706) 613-6040

Heather M. Fletcher REALTOR®

C: (706) 296-6365 O: (706) 316-2900 hmfletcher.kw.com facebook.com/HMFletcherRealEstate Athens, Georgia is my home and I would love to help you make it yours!

TEXT R77419 TO 52187

ELEGANT FEDERAL-STYLE HOME ON LARGE FENCED LOT WITH AN ABUNDANCE OF TREES. Eat-in kitchen with Spanish tile floors & mosaic tile counters. Gaze onto the back yard through the French doors that open to a generous deck. Large loft overlooks great room & second story views from the double window. $237,900

CHARMING HOME WITH OPEN-CONCEPT DESIGN & SPLIT BEDROOM PLAN! Family meals & entertaining will be a must in the large eat-in kitchen or dining room that can seat 8 people. See the master bedroom & the word suite will have new meaning! Large patio for grilling or enjoying cool fall evenings! $170,000 TEXT R77417 TO 52187

Protecting YOUR Peace of Mind Chuck Searcy, Owner 706.202.1155 classicinspect@bellsouth.net www.chisga.com

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Need to get pre-qualified for a loan? Start here… mortgage.southstatebank.com/l/mjones

Get a pre-qual letter fast.

We realize We realize tthat hat b buying uying a home home is is o one ne of of tthe he llargest argest iinvestments nvestments a and nd m most ost important important decisions decisions you’ll you’ll e ever ver PDNH P DNH / /HW HW R RXU XU H H[SHULHQFHG [SHULHQFHG WHDP WHDP RI RI ORDQ ORDQ R RɝFHUV ɝFHUV KHOS KHOS make m ake y your our decisions decisions a llittle ittle e easier. asier.

/ Mortgage Mor tgage LLoan oa n O Officer fficer / NMLS# NMLS# 878570 878570 ( 706) 583-2308 583-2308 / 455 455 Epps Epps B ridge Parkway Park way (706) Bridge SouthStateBank.com / M Member ember FFDIC DIC SouthStateBank.com

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REAL ESTATE IN THE

PALM OF YOUR HAND LAKE HARTWELL ~ DEEP WATER

GORGEOUS 5BR/4BA HOME WITH PANORAMIC VIEWS OF LAKE HARTWELL. Upgrades, great outdoor living space, stacked stone fireplace, hot tub spa, private beach, platform dock & deep waters of Lake Hartwell. Very close to Mariana. Don’t miss this opportunity to own a piece of paradise! Text P523242 to 52187

BEAUTIFUL LOCATION ON THE GOLF COURSE!

6BR/4.5BA HOME with finished basement w/ kitchen. Golf course community. $449,900.

Call Judy 706-207-9083 Text P570960 to 52187

WATERFRONT LOT IN GATED COMMUNITY

2.24 ACRE LOT IN PRIVATE, gated community w gentle slope to water. Just minutes to R Russell State Park. Call James Dunlap 770 630 9731 Text P110507 to 52187

THIS HOME HAS IT ALL!

4BR/4BATH 2 story vaulted foyer entry, great room with built in bookcases, gas fireplace, wonderful windows & French door to deck. Open to kitchen & eating area. All floors on main level are number 2 red oak wood with tile in baths. Call Helen 706-540-5184 Text P549994 to 52187

A LOT OF PROPERTY FOR THE MONEY

THIS BEAUTIFUL HOME IS WAITING FOR ITS NEW FAMILY. This large .87 acre lot, in city limits, has it all: great garden space, fruit & nut trees, heirloom Azaleas, Muscaines, & comes with an old barn. Please look at the photos!! This property is Sold As Is. Text P210699 to 52187

NEWLY REMODELED!

COMPLETELY REMODELED AND MOVE-IN READY WITH OVER 2500SQFT! Convenient to both Athens, Jefferson, & Commerce.

New upgraded laminate throughout living areas, new carpet in bedrooms, new paint, new heat pump, new decks, new appliances (dishwasher, stove & fridge), and more! Text P523744 to 52187

HOME WITH A VIEW!

5BR/3.5BA HOME with basement and lake views in Hull, GA! 5 acres. Teen suite.

Hardwood floors. A must see!! $389,900. Call Ashley 706-818-0178 Text P1023297 to 52187

COZY ONE BEDROOM. GROUND FLOOR CONDO

UPDATED GALLEY KITCHEN AND BATH with tile and stainless steel. Popular location on Milledge Ave. with bus line access and ample parking for tenant and guests. $80,000 call Angela 470-899-0141 Text P480943 to 52187

HOME ON THE GOLF COURSE!

4 BEDROOMS PLUS 4.5 BATHS, office, screened in porch with a view to envy. Foyer is flanked by the dining room & leads to the Living room with a vaulted and cofered ceiling, fire place, bookcases & magnificent view of #9 green of the Silver Course. Call Helen 706-540-5184 Text P268307 to 52187

GREAT LOCATION IN 5 POINTS!

GREAT IN TOWN LOCATION. 3Br. 1Ba. Office, Dining room, Fire place, Hardwood floors, .87 acre, 2 car metal carport & barn.

Text P530834 to 52187

RIGHT ON THE GOLF COURSE! 4BR/3.5BA HOME on the golf course in lane creek! Partially finished basement. $399,900.

Call Judy McDonald 706-207-9083 Text P1044258 to 52187

MOVE IN READY @ THE GEORGIA CLUB

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(706) 543-4000 UpchurchRealty.com 4 BED 3.5 BATH BEAUTY BEAUTIFULLY MAINTAINED CHARLESTON STYLE HOME IN THE COTTAGES AT HOMEWOOD. This 4 BR, 3.5 Ba also has a office/bonus room on the main with a full bath. Lots of attic storage, Fenced yard, and lovely landscaping. Text P339859 to 52187

ENDURING VALUE! MOVE-IN READY!

LAKEFRONT PROPERTY REDUCED BEAUTIFUL LOG CABIN 3BD 2.5 BATH with inground pool, 8.33 acres and 700+ feet of lake shoreline. No covenants or HOA. Call James Dunlap- 770-630-9731 Text P1023531 to 52187

THIS 5.39 ACRE RESIDENTIAL LOT is beautifully situated in the well established Tallassee Oaks Neighborhood.

The lot is anchored by a gorgeous, mature Oak Tree, perfect for an entrance to your next dream home. Call Eric Today 706-207-9438 Text P339846 to 52187

ALL BRICK, MASTER ON MAIN. Great Updates on full unfinished basement.

Text P339858 to 52187

5.39 ACRES

3BD/3.5BATH overlooking greenspace of Charleston Pk. kitchen; marble, double pantry, brick backsplash. Master on main. 2 bedrooms up. Beautiful fresh colors throughout, large fenced backyard Professional landscape with irrigation. Call Nathan 706-540-0550 Text P540083 to 52187

BEAUTIFUL 5 ACRE MINI HORSE FARM! New 2-stall Barn w/large Hay/Tack room, 2 separate Paddocks for each Stall! 3 Pastures. Private Gate Entry. Very comfortable split-bedroom plan. All Appliances remain. $189,000 Call Cat 706-540-2593 Text P106746 to 52187

2BR/2BA WITH FIREPLACE. Seller has lovingly maintained and updated this unit for 14yrs and same tenant has been here for 11yrs and would love to stay. GREAT INVESTMENT POTENTIAL! Largest condo @1540SF Please call Cat 706-540-2593 Text P212212 to 52187

GREAT INVESTMENT!

WALK TO UGA GAMES WALK TO UGA GAMES! $169,900 - Downtown living with 3 bedrooms and 2 baths. Kitchen opens to living room. Debbie Grainger 706.248.4024 Text P242805 to 52187

BRICK ONE LEVEL HOME offering 4 bedrooms and 3 baths. Covered front porch and large deck in rear. Call Carol 706-254-3716 Text P203374 to 52187

NEW CONSTRUCTION!

GORGEOUS BRICK HOME! 4 BR 3 BA BRICK HOME. Has Australian cypress flooring in the living room, hickory cabinets, two kitchens with a two car garage. This property also features an in ground pool with pool house. Call Josh 706-424-2930 Text P645600 to 52187

HOME WITH A PRIVATE LAKE! AMAZING SPACE...on 6+ acres in Oconee, lovely views and use of private lake! Call Angela 706-255-3943 Text P106730 to 52187

GORGEOUS HOME ON VINE! 3/2.5 WITH OVER 1500 SQ FT. Move in ready & close to everything! Call Clancy 706-255-0057 MLS# 940502 Text P648063 to 52187

4BR/3.5BA HOME on the golf course in lane creek! Partially finished basement. $399,900.

Call Judy 706-207-9083 Text P1044258 to 52187 Text P1044258 to 52187

IN-TOWN RENOVATION CALLING!

THE PRIDE OF TANGLEBROOK A COMBINATION OF CLASSIC elegance and a mountain retreat Call Jane Greenway 706296-0994 Text P107818 to 52187

NEW CONSTRUCTION 3/3.5 3200 HEATED SQ FT 4000 sq ft of garage/storage multi purpose area~covered rear patio. Storafe barn w/ covered lean to storage. Call Lynn 706-224-4525 Text P843690 to 52187

THIS LOT FEATURES A GORGEOUS TREE canopy and the existing structure is approximately 836 sq. ft. The lot lines have recently been redrawn to extend the back yard an additional 12 feet. Call Eric 706-207-9438 Text P339867 to 52187

AMAZINGLY AFFORDABLE

MOVE RIGHT INTO THIS 2 BR, 2 BA HOME. Great room has a f/p, vaulted ceiling & opens to the dining room adjacent to spacious kitchen. Enjoy the privacy of the fenced yard from the covered patio. Storage building great for garden supplies, etc.

REDUCED $112,500. Mot 706-202-3901 Text P203398 to 52187

BUENA VISTA LIVING

See More Ph Text Code to otos 52187

CLASSIC BRICK RANCH! $60,000!

3/2 AND 1192 SQ. FEET. w/fenced backyard! Great Athens location close to Prince/Normaltown and UGA! This ranch home has 2 full baths and and lots of great hardwood floors. Easy to show! Call/Text Lisa for info 706-424-3905. Text P1047743 to 52187

ELEGANCE AND CHARM IN OLD FARM

AMAZING 5/4.5 CRAFTSMAN $485,000!

ENGLISH STYLE MANOR 5BR/4.5 BA w/ finished basement media/multi-purpose room. Gourmet kitchen with marble counters. French doors lead to stone terrace. $849,900. Call Jane Greenway 706296-0994 Text P107821 to 52187

2 FLOORS & A FULL BASEMENT WITH OVER 5500 SQ. FT IN VILLAGE PARK! This home is in perfect condition w/top of the line finishes. Upgrades throughout & easy to show! Call/Text Diane for info 706-540-5238 Text P998594 to 52187

COUNTRY RETREAT JUST REDUCED! $87,300 BEAUTIFUL AND SPACIOUS WITH UPGRADES THROUGHOUT! Easy to care for 3/2 with 1658 sq feet.

All on 1.55 acres with a huge backyard. Call/Text Clancy for info. 706-255-0057 Text P690765 to 52187

LOTS OF LIGHT, WINDOWS IN EACH OF THE FIVE OFFICES, EFFICIENT PLAN ALSO HAS WAITING ROOM, bathroom, break/store room, and sink/cabinet nook. Central heat and air, city water & sewer. Call Maria 706-255-5522 Text P569589 to 52187

NEW VERSATILE OFFICE SPACE!

BEAUTIFUL BRICK HOME!

BEAUTY ON LANE CREEK

4 BED/4 BATH ON LAKE HARTWELL

LIKE NEW, REMODELED, WELL MAINTAINED CEDAR SIDING HOME WITH CEDAR SIDING WALLS & cedar accents sits on .59 acre level lot. Sold fully furnished w/a few exceptions. Easy walk to lake, approx 100 ft of shoreline, great sailboat waters located on the Buoy T11A by boat. Text P915291 to 52187

BARGAIN IN KINGSWOOD!

4/3.5 AND 2935 SQ. FEET. w/fenced backyard!

This great family home has a finished basement and huge rooms throughout, best price in Kingswood! Call/Text Lisa for info 706-4243905. Text P1019872 to 52187

AMAZING INVESTMENT!

ELEGANCE, COMFORT AND STUNNING WORKMANSHIP ABOUND THIS HOME. An impressive setting on beautifully landscaped grounds, this home is sited on a double lot in a sought after neighborhood. Call Carol 706-254-3716 Text P715316 to 52187

FAMILY LIVING IN MONROE

$174,900 828 OVERLOOK TRAIL MONROE, newly-renovated 4 bedroom, 3 bath home in Monroe. This spacious home has over 2700sqft of living space along with a fenced in backyard. Call Megan Panetta (770) 362-7997

RECENTLY RENOVATED!

RENOVATED TOWNHOME WITH GREAT VIEWS from the shaded deck. Granite countertops, sharp slate grey tile floors, stainless appliances and pendent lighting highlight the spacious kitchen.

Call Carol 706-254-3716 Text P743262 to 52187

EVERYTHING IS NEW

THIS PROPERTY IS ALSO FOR SALE FOR: $99,000 Incredibly well located with unbelievably easy access to the loop, 316, Hwy 78 and main corridor Atlanta Hwy. Employees and clients will be able to find your business with no hassle! Text P569589 to 52187

WALKABLE TO DOWNTOWN ATHENS!

MODERN FEATURES WITH HISTORIC CHARM

FANTASTIC LOCATION FOR THIS CHARMING COTTAGE IN NEW TOWN NEIGHBORHOOD just outside of downtown Athens. Call today for an exclusive showing!! This home offers so much and is very walkable to the Bottleworks and downtown! Text P620837 to 52187 Text P620837 to 52187

CIRCA 1920 BRICK COTTAGE~ 4/3~ Modern Features~Historic Charm~Large in town lot Text P973901 to 52187

REMODELED & MOVE-IN READY!

CONVENIENT TO BOTH ATHENS, JEFFERSON, & COMMERCE. New upgraded laminate throughout living areas, new carpet in bedrooms, new paint, new heat pump, new decks, new appliances (dishwasher, stove & fridge), and more! Text P523744 to 52187

WOODS OF HABERSHAM

241 BRICKLEBERRY RIDGE ATHENS, Lovingly maintained home in the Woods of Habersham.

A perfect family home in a perfect family neighborhood. Call Mike Timlin (706) 442-1865

VILLAGE PARK HOMES

THIS VILLAGE PARK HOME IS PERFECT FROM TOP TO BOTTOM! 2 stories on a full finished basement with amazing media room. Main floor master suite, 4 more bedrooms and 5 full baths. Custom finishes throughout and wonderful amenities.

Call/Text Diane for info 706-540-5238 Text P998594 to 52187

DARLING 3 BEDROOM 2 BATH

GREAT HOME ON A LARGE CORNER LOT with an inviting rocking chair front porch. Enter the front foyer you are graced by the natural light pouring into the living room. Vaulted ceiling, cozy fireplace & wood flooring. Perfect home for making smores & enjoying the crisp fall air! Text P227928 to 52187

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Contact Any WCR Member for Your Real Estate Needs

Bob Allen

Marie Armour

Greater Athens Properties

ERA Sunrise Realty

Denise Beck

Carol Bitner

706.215.6848

Coldwell Banker Upchurch Realty

706.614.1625

Cheri Cherry

Coldwell Banker Upchurch Realty

706 .621.0018

706.340.2450

Deandra Bailey Coldwell Banker Upchurch Realty

404.569.8847

706.308.2288

Brenda Blanton

Joy Bramblett

Keller Williams Greather Athens

706.202.9358

Berkshire Hathaway HomeServices Blanton Properties

Angela Clark

Nancy Denney

Coldwell Banker Upchurch Realty

706.255.3943

RenĂŠe Bare

Greater Athens Properties

706.714.4509

Carriage House Realty, INC

706.540.4381

Erin Barton

The Parsons Agency, Inc. Insurance

706.548.9942

Chad Bridwell

Heritage Realty

770.868.7492

Pillar to Post Home Inspections

Noris Diaz

Shavon Echols

State Farm

706.224.8181

706.850.3315

Greater Athens Properties

706.247.1506

Connect with

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Members are recognized for their professionalism and success in real estate and exemplify the highest standard on industry professionalism

Barbie Eisenberg Coldwell Banker Upchurch Realty

Sharon Gay

Carriage House Realty, INC

678.618.4323

706.255.9023

Holly Heckman

Kathy Hirano

Greater Athens Properties

706-961-1296

Annie Kennedy Hablo Espanol

Coldwell Banker Upchurch Realty

706.248.8702

Classic Team Realty

706.540.1479

Cheryl Kieler

Prestige Property Specialists

706.818.3638

Ann Hollis

Karen Hamby

Rhetta Howard

Sharon Hudson

Keller Williams Greater Athens

770.883.6443

Berkshire Hathaway HomeServices Blanton Properties

Southern Classic Realtors

404.414.2137

Kimberly Harkey Heritage Realty

770.595.7812

Cindy Karp

706.540.0937

Weichert REALTORSÂŽ Signature Group

706.202.7497

Cindy Karp Realty

John Laster

Leah Leggett

Laura Leiden

The Laster Law Firm, LLC

706.850.8350

Greater Athens Properties

706.254.6713

706.461.7253

Keller Williams Greater Athens

706.254.6713

the Athens Network!

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Please Say You Saw It In The Real Estate Book - Vol. 37, No. 12 - Page 13

Mackenzie Luke Coldwell Banker Upchurch Realty

678.296.5053

Susan Prince

Keller Williams Realty Atlanta Partners The Prince Group

770.601.3438

Brenda Thompson Carriage House Realty, INC

706.540.3613

Mable Mitchell

Berkshire Hathaway HomeServices Blanton Properties

706.338.6930

Carole Queen

Keller Williams Realty Atlanta Partners

678.858.3745

Kay Norris

Yasmine Payne

Linda Carol Porterfield

Prestige Property Specialists

706.224.3729

Berkshire Hathaway HomeServices Blanton Properties

706.540.6845

706.714.2800

Tammy Retzlaff

Denise Ricks

Melinda Fry Thomas

ERA Sunrise Realty

706.621.2386

Holly Whitworth Athena Real Estate Group

706.552.2699

Edward Jones

706.242-3558

Keller Williams Greater Athens

Jennifer Wenner Realty

706.296.6928

Robin Woodall

Keller Williams Greater Athens Realty Triad Real Estate Group

404.597.6937

Contact Any WCR Member for Your Real Estate Needs

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5:31 PM

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Home Loans You Can Trust!

Ms Tommie Black 706-207-3677 NMLS#170520

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Great Rates & Low Closing Costs Conventional USDA FHA 1% Down Loans No PMI Loans

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A Mortgage You Will Love, People You Can Trust Get a mortgage ortgage from the people e you can trust at We are a direct ect lender with in-house Fidelity Bank Mortgage. We processing ing and underwriting, which hich means loan decisions are made faster faster..

Our in-house e mortgage operation allows ws you to be informed way.. Call Fidelity Bank Mortgage in Athens for all of every step of the way your Mortgage needs. ds.

Andy Eastman

Brenda Smith

Area Branch Manager 706.255.4493

Senior Mortgage Banker 770.403.3551

NMLS 284014

NMLS 35179

Joe Bishop

Senior Mortgage Banker 864.993.0047 NMLS 204256

Loans subject to normal credit approval criteria.

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Mable Mitchell

Yasmine Payne

706-338-6930

706-540-6845

REALTOR®

REALTOR®

Mable@bhhsblanton.com GRI, e-Pro, ABR

Yasmine@bhhsblanton.com Circle of Acheivement CertiÀed in Short Sells & Foreclosures

www.MableMitchell.com

www.YasminePayne.com

524 Hill Street s Athens s (706) 613-6040 (office) Y OUR S MART P HONE U SE T EXT C ODES O N E ACH L ISTING NG

REDUCED!! MOTIVATED SELLER!!

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BEAUTIFUL SPACIOUS HOME WITH EVERYTHING. In addition to the main fabulous area there is a completely unscaled finished basement. The basement is equipped with a complete kitchen including granite countertops. $385,000 Call Mable 706-338-6930 Text P534921 to 85377

GREAT LOCATION WELL MAINTAINED ALL BRICK VERY LOW MAINTENANCE very peaceful and close to everything. $98,900 Call Mable 706-338-6930 Text R80969 to 52187 VERY MOTIVATED SELLER!!

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GREAT HOME FOR A LARGE FAMILY! 5 bedrooms 2 baths. Upstairs 3 bedrooms, bathroom, kitchen & Breakfast area. Downstairs w/1 bathroom, 2 bedrooms, great room & full kitchen! $129,900 Call Yasmine 706-540-6845 Text P824691 to 85377

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GREAT LOCATION. Home is in good condition. The floors are hardwood throughout.

This home also features three nice size bedrooms and two full bathrooms. $99,900 Call Mable 706-338-6930 Text P213862 to 85377 REDUCED

GREAT LOCATION ZONED 1 ACRE LOT OPEN & LEVEL. Great roadside frontage. No grading necessary. Property is zoned E-1. $45,000 Call Mable 706.338.6930 Text T802128 to 85377.

GREAT LOCATION. Must have appointment to see the unit. $95,000 Call Mable 706-338-6930 Text P618945 to 85377

GREAT LOCATION BEAUTIFUL HOME with hardwood floors. This is an all brick home. Call Yasmine (706) 5406845 Text P624518 to 52187

REDUCED

TRI LEVEL HOME IN GREAT LOCATION! New paint, new carpet, new appliances, hardwood floors, custom windows, 2nd level, huge kitchen. Just fabulous! Call Yasmine 706540-6845 Text P510338 to 52187

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GREAT RESIDENTIAL BUILDING LOT little to no grading necessary. $22,000 Call Mable 706-338-6930 Text P887148 to 85377

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BEAUTIFUL,SPACIOUS HOME featuring beautiful hardwood floors, den with fireplace, separate dining, large owner suite on first level, built in shelves, desk in den, & all appliances. $350,000 Call Mable 706-338-6930 Text P774583 to 85377

RENOVATED HOME IS MOVE IN READY! New paint & flooring. 3 bedrooms, 1 bath, living room, dining room,fenced, attached 3 car carport, 15 minutes max to UGA. $68,900 Call Yasmine 706-540-6845 Text P498479 to 85377

GREAT STARTER HOME IN ELBERTON, GA. 5 minutes from downtown Elberton and 30 minutes to Lake Hartwell. This is a must see. $68,000.00 Call Yasmine 7006-540-6845 Text P699522 to 85377.

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Home - Life - Auto Call State Farm Agent Rhett Butler to transfer your home insurance and continue the coverage you have come to trust throughout the years.

706.354.0444

Rhett Butler

CPCU, CLU, ChFC

Agent

2500 Lexington Rd. Athens, GA rhett@rhettbutler.biz www.rhettbutler.biz

LIKE A GOOD NEIGHBOR, STATE FARM IS THEREâ„¢

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Athens Mortgage Resources, Inc. “Athens Oldest Mortgage Brokerage�

27 Years

Celebrating of Saving Our Customers Money!

Jonathan Jones 3 -ILLEDGE !VE s !THENS '!

.

70 . 9 email: athensmortgageresources@gmail.com

www.athensmortgage.net Georgia Residential Mortgage Licensee #5643 Jonathan Jones NMLS# 169435 Athens Mortgage Resources, Inc. NMLS# 165933

Diane Adams 706.613.6040

524 HILL STREET • ATHENS, GA 30606

WWW.BHHSBLANTON.COM

ABR, CRS, GRI Associate Broker, Phoenix Club

706.255.9200 (C)

dianea@bhhsblanton.com “Over 30 Years of Serving Buyers and Sellers in Athens.�

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To View More Info on Your Smart Phone Use Text Codes On Each Listing

BRICK RANCH 1 LEVEL HOME WITH A BASEMENT! Remodeled Kitchen boasts custom cabinets, granite countertops & stainless appliances! The Kitchen is open to Family Room featuring a fireplace & built-in cabinets. Beautiful custom hardwood floors throughout the main level rooms, tile in Kitchen and Baths. Finished Basement with Playroom, Bedroom, Bath & Storage.

Brick patio overlooks lovely corner lot w/magnolias, lush plants & trees. $358,000 MLS:950872 Text P497845 to 52187

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Please Say You Saw It In The Real Estate Book - Vol. 37, No. 12 - Page 17

Stephen Smith

(706) 248-8175 stephen.athens@yahoo.com

Text P120166 to 52187

(706) 543-4000

Get more Pictures Instantly!

Text Property Code To 52187

ONE-OF-A-KIND 50 ACRES IN BOGART build your custom dream home. Located on a 65 acre lake, this stunning, secluded property is fenced in and features an additional 5 acre livestock pond. Top ten school systems statewide; North Oconee High School disrtict! $20,000 an acre

2405 W Broad St #150 Athens, GA 30606

Text P281739 to 52187

Text P612080 to 52187

PROPERTY IS ONE OF THE BEST IN WATKINSVILLE, for price and acreage. Approximately 25 acres.

Allison creek is the property line on the back of the property. Would be great for a beautiful home or future investment property. $207,475

LOOKING FOR LAND? This lot will not be on the market long! Approximately 10 acres property that would be excellent for a beautiful home or investment property. Call to view today! $105,000

LOOKING FOR 15 ACRES IN WATKINSVILLE? You found it!! This property would be great for a beautiful home or investment property. Only $157,500 Call today!

THIS 25 ACRE PROPERTY will not be on the market long! One of the best values in Watkinsville, for price and acreage. Allison creek is the property line on the back of the property. Great for new home or investment property. $207,475

Denise Beck (706) 614-1625 denise.beck@coldwellbanker.com

Your Oconee County Realtor! Text Denise your address for a quick market analysis of your home sent straight to your phone! Call Denise today to Sell your home!! 706 614 1625

WONDERFUL BRICK HOME WITH 4 BEDROOMS and a finished basement close to Downtown Watkinsville. $299,999 Text R81119 to 52187

NICE BUILDING LOT WITH LONG DRIVEWAY near the elementary school off Hwy 129.

This has a creek on it and is tucked away off the road. $100,000 Text P958953 to 85377

BEAUTIFUL & COZY UPSCALE LOG CABIN ON LAKE HARTWELL ON BIG DEEP WATER NEAR THE DAM. OVER AN ACRE OF LAND! $415,000 Text P672056 to 85377

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BEAUTIFUL HOME IN OCONEE CULDESAC ON 1.70 ACRES WITH BASEMENT. $319,900. Call Denise now! Text R79225 to 52187

(706) 543-4000

2405 W Broad St #150 Athens, GA 30606

LARGE HOME WITH TWO DRIVEWAYS AND INVESTOR POTENTIAL. 5 bedrooms and 3 baths and newly painted in Winterville. $163,900 Text R81123 to 52187

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YOUR OWN PRIVATE RETREAT ON 100 ACRES IN OCONEE! $1,500,000 Text P720529 to 85377

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Page 18 - Moving? For A Free Book Call 1-800-841-3401 - Vol. 37, No. 12

Your #1 Source for Athens Real Estate

NANCY KNOWS WHO IS #1, • Lifetime Multi-million Dollar Producer • Phoenix Award • Member of National Association of Real Estate Consultants YOU ARE!

Nancy Denney

• Certified Relocation Specialist

ABR, CRS, GRI, ASSO. BROKER, E-PRO

706.540.4381 • 706.353.1750

NE

Text P561964 to 52187

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ASK THE NEIGHBORS WHAT THEY THINK ABOUT THE NEIGHBORHOOD. You will find friendly people who think they live on the nicest street in McNutts Creek.

You will also find a 4 BR, 2 ½ BA, 2 Car Garage, Brick Traditional style home with LR, DR, FR and a Master Suite with sumptuous Master Bath. Roomy and reasonable at $255,000 See more pictures and Virtual Tour at www.NancyDenney.com.

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VALUE PACKED WITH ALL NEW INTERIOR! This townhouse is truly movein ready! Close to Eastside shopping & dining, the UGA campus & new Vet school. The community backs up to the Oconee River with fantastic walking trails. $130,000 See Virtual Tour at www.NancyDenney.com

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Text P569602 to 52187

LOCATION IS THE THING! This 5-Points Penthouse condo is just a skip and hop to UGA and city bus stops, shops and restaurants.

Open floor plan that is a favorite for roommates with bedrooms on opposite ends from each other. All appliances stay! $147,500 HERE’S YOUR CHANCE TO OWN THIS 4BR PLUS OFFICE, 3BA Brick home with LR, DR, Big Family Room that has masonry FP, & vaulted ceiling. Also features laundry room, screened porch, and 2 car carport with utility room.

See more pictures and Virtual Tour at www.NancyDenney.com Priced to sell at $175,900

Check Out These Featured Properties Before They Are GONE! Text Any of the Property Codes to 52187 to View More Photos and Information A IV

$175,000

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CALL LAURA LEIDEN - 706-540-4181 Fabulously located, next to Athens Country Club this expansive 5500+ sf ranch has very large rooms & finished basement w/amazing Game room, bar & fireplace. Keller Williams Greater Athens Realty (706) 316-2900x110 Text P730302 to 52187

CALL BRENDA THOMPSON - 706-540-3616 MAGNIFICENT ESTATE HOME IN MOUNTAINLIKE SETTING. Located 10 minutes from the new Vet School in East Athens. This 7000 Sq. Ft. home is ready for a new owner. Everything has been updated! Carriage House Realty, INC (706) 353-1750 Text P855494 to 52187

CALL BRENDA THOMPSON - 706-540-3616 Almost 4 acres, 3 BR/2BA all brick construction. Large rooms. GR with stone fireplace. Convenient to Athens Carriage House Realty, INC (7006) 353-1750 Text P925429 to 52187

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Please Say You Saw It In The Real Estate Book - Vol. 37, No. 12 - Page 19

Office Locations in Loganville, Monroe, Madison & Lake Oconee alginrealty@gmail.com ▲ 770-616-4460 TEXT ANY OF THE PROPERTY CODES TO 52187 TO VIEW MORE PHOTOS Text P1028758 to 52187

Text P1028618 to 52187

BEAUTIFUL 11.5+ ACRE LOT IN COVETED AREA OF WALTON COUNTY! Beautiful seasonal landscape with gently rolling land and mature hardwoods. Conveniently located to Highway 81, 78 & 316! The possibilities are endless here! $119,900 Call Ansley Willett 678-628-9548

STUNNING 4 SIDED BRICK RANCH ON APPROX 1.5 ACRES. Hardwood floors, open and bright kitchen with island & eat-in dinning area. 2 guest rooms on main & upper level bonus room/4th bedroom with private 1/2 bath. $315,000 Call Amy Denson at 678-201-3359

4 SIDED BRICK HOME ON 4.5 ACRES, BRING YOUR HORSES! CLOSE TO TOWN. WOODED LAND W/BARN. LARGE FAMILY ROOM, EAT IN KITCHEN, SEP DINING ROOM, LARGE SCREENED IN PORCH, OWNER SUITE W/UPDATED BATH & WALK IN CLOSET,& REC ROOM. $398,400 Call Ginny VanOostrom-Willett, 770-616-4460

GORGEOUS 4 SIDED BRICK RANCH ON PRIVATE NEIGHBORHOOD POND! Recently updated, new tile shower in Main Suite, fresh interior paint, brand new HVAC units. Beautiful hardwood flooring. 4 Bedrooms including ownerʼs suite on main. $499,900 Call Ginny VanOostrom-Willett, 770-616-4460

CHARMING RANCH ON 10 ACRES OF FENCED PASTURE IN SOUGHT AFTER SCHOOL DISTRICT! Living room opens to hard wood floors, vaulted ceilings, and custom stone fireplace. Large owners suite on main with split bedroom plan. Bonus room upstairs features full bathroom! $489,900 Call Ginny VanOostrom-Willett 770-616-4460

COUNTRY LIFE STYLE AT ITS FINEST! Over 11 acres of fenced pasture, perfect for horses! Amazing recently renovated kitchen with custom cabinets, island with sink & granite counters. Oversized owner suite on main. Full daylight basement with attached garage, great space for a potential apartment! $379,900 Call Ginny VanOostrom-Willett, 770-616-4460

BEAUTIFUL BRAND NEW CRAFTSMAN HOME IN WALNUT GROVE SCHOOL DISTRICT! ON 5.62 ACRES TUCKED BACK ON CUL DE SAC IN GREAT NEIGHBORHOOD. NEARLY 2900 SQFT OF HEATED SPACE AND FEATURES 4 BEDROOMS/2.5 BATHS ON FULL BASEMENT! $299,900 Call Ginny VanOostrom-Willett, 770-616-4460

IF YOU ARE SEARCHING FOR PLENTY OF ROOM FOR YOU AND YOUR HORSES, this is the place! Partially fin basement. 39.6 acres w/approx 20 acres of fenced pasture, creek, barn w/hay loft, stalls, shop area & storage shed. Roof & water heater under 1 year old. $679,900 Call William Cole at 404-314-4997.

Text P1028594 to 52187

Text P1045292 to 52187

Text P1028369 to 52187

Text P1028639 to 52187

Text P1045291 to 52187

Text P1042552 to 52187

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Page 20 - The Real Estate Book Online www.RealEstateBook.com - Vol. 37, No. 12

Farm Fences - Wood Fences Steel and Aluminum Fences Chain Link Fences 678-201-6548 SelectFenceGroup.com R E D U C E D TO $ 1 2 1 , 5 0 0

A SSOCIATE B ROKER GREATER ATHENS

706-316-2900

(C) 706-714-8929 regina@reginaclonts.com

OLDER HOME THAT HAS BEEN LOVED! LARGE, OPEN ROOMS, TILE, HARDWOODS, heart pine floor joist.

UPDATES OVER THE LAST 5 YEARS: spray cellulose insulation in the walls, new sunroom & front porch roofs, new paint, new water heater, HVAC 10 yrs plus. $129,50 Text P485290 to 52187

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6 QUESTIONS YOU SHOULD ASK MORTGAGE LENDERS

By Talaia Whisenant

Buying your first home may seem like a scary process, but it’s also a fulfilling learning experience and a big step towards financial security. There’s no right way to begin the home buying process, but the lending process is a good start. Consulting with lenders first will help you narrow down your budget, understand your credit, purchasing power, and specify what homes you can afford before getting in over your head.

A good lender will not only answer client questions, but will do so promptly and with clarity. Here are some key questions to ask:

WHAT IS THE INTEREST RATE? You should ask your mortgage lender for a quote on the interest rate. Compare interest rates among lenders and settle for the lowest rate that you qualify for. Keep in mind that the interest rate, the mortgage balance and the loan term determines your monthly payment. The lower your interest rate, the smaller your monthly payment.

HOW MANY ORIGINATION OR DISCOUNT POINTS CAN I PAY? A point is a fee paid to the lender at the closing in exchange for a reduced interest rate. For instance, one point is equal to 1% of the loan amount. Your lender may charge discount points, origination points, or both. How many points are included in the interest rate, and what are the benefits of buying more?

Discount points are prepaid interest and are taxdeductible, while origination points are fees charged by the lender to cover the cost of originating the loan.

IS THERE A PREPAYMENT PENALTY ON THE LOAN? Planning to pay your house off sooner than your loan term? Some lenders charge for that. Once contracts are signed, lenders regulate the payoff terms of your loan. Paying a mortgage off early can unfortunately result in an expensive penalty. Prepayment penalties are often 80% of six months interest. Ask your lender if they have one, and plan in advance.

HOW CAN I LOCK IN THE INTEREST RATE? Scoring a great interest rate is half the battle; you’ll want to lock in the interest rate because rates fluctuate. If the rate rises, the homebuyer will not be impacted, but if the rate falls, you may not be able to take advantage of the new low rate. Ask for your lender’s loan processing time to ensure your rate is secure during a rate lock.

WHAT ARE THE CLOSING COSTS AND DOWN PAYMENT? Months or even years before a home purchase, prepare your finances for the down payment. This is important because the average down payment on a home can run you 20% of the value of the home.

Closing costs are less expensive (but still pricey), and may include loan-origination fees, appraisal fees, attorney fees, and other additional fees. Get a written estimate from your lender within three days of applying for the loan.

WHAT MIGHT DELAY MY APPROVAL ON THE LOAN? Delays are often times unavoidable. Unsent papers, missing signatures, and any change in employment status, an increase or decrease in salary, or even change in marital status can cause delays. Regularly following up with your lender can help speed things up, and you’ll soon be on your way to homeownership!

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Charles J. Williams BROKER 770-231-5687 cell cjwrealty@gmail.com

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Tonya Williams

REALTORÂŽ 678-988-5687 cell BulldawgRealty@gmail.com

New Home Communities

Banks County Waterford-Glen.com - 100's+ Barrow County DiamondRidgeStatham.com Coming Soon!

MillersLake.com - 160's+ Providence-Estates.com Coming Soon!

Riverwalk-Homes.com - 170's+ WestwoodAtRiverwalk.com - 160's + Jackson County Cambridge-Farm.com - 170's + CardinalLakes.com - 250's+ FinchLandingHomes.com - 250's+ LakeVistaEstates.com - 160's+ OldeTrail.com - 300's+ RidgeMillManor.com - 200's+ Madison County BrittanyPointeHomes.com - 120's+ NoahsLandingColbert.com RollingOaksColbert.com - 130's+ Watson-Manor.com - 150's+ Newton County HollyHillsHomes.com - 150's+ NeelyManor.com - 160's+ Oglethorpe County HannahsWalk.com - 150's+ Walton County BethanyEstates.com - 140's+ DeerCreekMonroe.com - 140's+ Greenridge-Estates.com - 180's+ JuneIveySprings.com - 280's+ Kensington-Place.com - 150's+

President

BarrowCountyBuilders.org

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Laura Wilfong

ABR, GRI, Associate Broker, Circle of Achievement Lifetime Member

Cell: 706.540.8991

www.LauraWilfongRealty.com laurawwilfong@gmail.com

706.543.3800

A Place Youʼll Be Glad to Call Home…

Get Details Instantly! Text Property Code to 52187

REAL STUCCO, CUSTOM BUILT HOME IN OCONEE COUNTY! 5BR/4.5BA Complete with an open floor plan, basement, & out door living space perfect for entertaining.

Beautiful waterfront property with a perfect view from many rooms in the house! $599,000 Text P962157 to 52187

CUSTON DESIGNED HOME IN OCONEE COUNTY NEIGHBORHOOD! GA 5BR/4.5 BA, Swim/tennis community, hard wood floors, custom cabinetry & countertops in kitchen.

Wonderful back deck and spacious yard! $569,000 Text P655675 to 52187

THE UNIQUENESS, CLASSIC CHARM, & CHARACTER MAGNIFIED IN THIS GRACIOUS TRADITIONAL HOME WITHIN FIVEPOINTS IS A RARE FIND! 5BR/3BA Custom detailing throughout interior and great yard for the family, you donʼt want to miss this home! $644,500 Text P973900 to 52187

3 BEDROOMS AND 2.5 BATHS, master on the main, two car garage, open floor plan, granite in the kitchen. $199,900 Text P574535 to 52187

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“We buy Homes.

Any Condition.

Quick Cash!”

OFFICE 706.355.3178

Get Details Get Details Instantly! Text Property Instantly!

Text Property Code to 85377

RE

DU

CE D

Code to 52187

149 BEN BURTON CIR CIRCLE RCLE CLEE BOGART, GA 30622

www.RACProperties.com

Rob Sc Scott (706)621-2050

1021 CREEKSTONE LANE $389,990 Just added subway tile back splash, wood privacy fenced yard, new master and basement glass shower doors & much more! Formal dining area, office & 2 story great room with wonderful fireplace. Huge master suite. Great location in Oconee County most sought after, new elementary school district, of High Shoals. Main level is 5 BR/3.5BA on two levels, hardwood, tile, designer kitchen new stainless appliances, granite counters, tile back splashes. Large patio on the mezzanine level. All of this in Boulder Springs, one of Oconee County’s most treasured subdivisions, offering a pool, waterfall, tennis courts, fully stocked pond, picnic gazebo, club house and miles of walking trails.Text P710183 to 52187 1390 HOLIDAY DR, WINDER $329,990 Country living at its finest! 7.25 acre wooded lot w/creek. Wrap-around porch, 2 car garage & over-sized porch that overlooks backyard & creek.

Living room has 9ft+ ceilings, beautiful stone fireplace & access to deck. Kitchen has new granite counters, subway tile backsplash, farm sink & huge pantry! Master suite has access to deck. Bathroom has slate tile floors, granite counters w/double vanities, shower w/normal & rain shower-heads, Jacuzzi tub & walk-in closet. Fin basement could be in-law suite with kitchenette/wet bar, bedroom, bathroom, living room, bonus room & private access! 1.5+ acres are cleared. Fenced backyard w/fire pit. Covered patio off basement. Bonus room w/closet could be 5th BD. Owner/agent.Text P454992 to 52187 522 HICKERIA WINDER $149,990 Just renovated! 5br/3ba conveniently located in the Buffalo Run Subdivision. All new flooring, paint, appliances, hardware & fixtures. Brand new roof & HVAC. Eat-in kitchen has new granite counters, new stainless steel appliances, new subway tile backsplash, & new wood laminate flooring that carries in to the living room.

Living room has high vaulted ceilings, a stone fireplace and access to the front and back porches. Master suite has tray ceilings, walk-in closet, double vanities, & separate shower/tub. Bathrooms and laundry have new vinyl flooring. Back porch overlooks the wooded lot that is also fenced in. 2 car garage has a small shop area w/built in storage & access to backyard. Owner/agent.Text P454990 to 52187 122 CHANDLER BRIDGE, NICHOLSON $100,000 This charming Jackson County home has just been updated and is ready to move into! It has 2br/1ba and sits on a corner lot on a quiet street. Country living, but has great access to town. There is brand new carpet in the living room, hallway and bedrooms, new vinyl in the bathroom, and new laminate wood in the kitchen. The kitchen has new light fixtures, new stainless steel appliances, over-sized pantry and a bar area. There is a large sun room that overlooks the corner lot. Tons of paved parking, great for trucks and RVs. Step-less entry at the front door. Move right in to this charming Nicholson ranch. Owner/agent.Text P454991 to 52187

402 CORBIN CT. WINDER $144,990 COMING SOON!! This 3br/2ba ranch home is coming soon! It sits on a spacious lot in Barrow County in a great area! This home is less than 10 years old and has just been updated. Move-in ready!

Text R77185 to 52187

238 HELEN DR, MONROE COMING SOON!!! This 3br/2ba being updated to be move-in ready! It is located in a convenient Walton County location. The whole home has a fresh coat of paint, new flooring, and new stainless steel appliances. Hardware and fixtures are updated as well! Ask us about our upcoming Monroe home!

Owner/agent. Text R77187 to 52187