July 2021 by Real Estate Newsline

Articles In This Issue Page 1: Pat Farrell Page 3: SABOR Page 7: The Way I See It Featuring: Cathey Meyer Page 13: IREP Featuring: Kenny Cunningham

S ERVING S OUTH T EXAS AND S URROUNDING A REAS F OR O VER 37 Y EARS Vol.XXXIX, No. 7

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Page 17: Associate Spotlight Featuring: TAP FCU Page 22: NARPM Article Featuring: Brenda Davila Page 23: News Flash

July 2021

Do You Ponder Things At Nighttime? Pat Farrell / Contributing Writer

PRSRT STD U.S. Postage PAID San Antonio, Texas Permit #1416

It is funny how some nights when you are very tired, you get i n t o b e d a n d j u s t g o r i g h t o ff t o sleep, but other nights you just lie there while some of the strangest things come to mind. I was mulling over how good dinner was one evening and that the champagne was especially good, and the cork popped out so easily! Cork – I wonder if the cork used for bottle stoppers is the same as the cork used in bulletin boards and, if so, where does cork come from? Better check that out in the morning! It turns out that an outer layer of cork bark can be found in a l m o s t e v e r y t r e e , h o w e v e r, t h e best source for the cork, that will later be manufactured into the products with which we are f a m i l i a r, i s t h e c o r k t r e e , f o u n d growing in countries with plenty of sunshine that are along the Mediterranean Sea coast which i n c l u d e s A l g e r i a , F r a n c e , I t a l y, Morocco, Portugal, Spain, and Tu n i s i a . C o r k i s l i g h t w e i g h t , resists rot, fire, and termites, is impermeable to gas and liquid and is soft and buoyant which makes it ideal for bottle stoppers, bulletin boards, flooring, etc.

Once a cork oak is at least 2 5 y e a r s o l d i t i s r e a d y t o b e h a rv e s t e d a n d d u r i n g J u n e , J u l y, a n d August, a long-handled hatchet will be used to strip and pry away sections of bark, being careful to n o t d a m a g e t h e b a r k ’s i n n e r l a y e r. These sections are then boiled so the cork is softened, and the outer bark is easier to remove and holes are punched to make bottle stoppers. The leftover cork scraps are then ground up and molded into blocks and baked in an oven so they can then be made into other products. It will be another eight to fourteen years before that tree can be harvested again. We l l , I g u e s s t h a t a n s w e r s t h e cork question! Then there is another thought fighting its way in because when I was going t h r o u g h m y d r e s s e r I f o u n d s e v e ral pairs of gloves - what ever happened to gloves as a fashion item? I recall that, back in the d a y, g l o v e s w e r e a n e c e s s a r y p a r t o f a l a d y ’s w a r d r o b e , e s p e c i a l l y when attending any function such as Sunday church services, weddings, and funerals. Even in the military they were and still are a p a r t o f o n e ’s u n i f o r m . T h e s e d a y s , h o w e v e r, i t i s r a r e t o s e e a n y o n e , o u t s i d e t h e m i l i t a r y, wearing gloves as part of their outfit other than during winter months when they are necessary for warmth. Better check that one out too! It turns out that gloves go much further back than “in the d a y, ” a s t h e r e i s m e n t i o n o f g l o v e s i n H o m e r ’s T h e O d y s s e y, written around the 7th century BC, and there is evidence that fingerless gloves (often decorated or jeweled) were worn as a status symbol by the ancient Egyptian Pharaohs and were used also to protect the hands of noble women. Through the centuries, g l o v e s h a v e b e e n u s e d b y r o y a l t y, members of royal courts and by high ranking government and church officials. It was during

the 13th century that silk or linen g l o v e s b e c a m e a p a s s i n g w o m a n ’s fashion statement in Italy but by the16th century Queen Elizabeth I really set the fashion in England for wearing fancy embroidered or jeweled gloves. Historically a glove has also been referred to as a gauntlet where the expression, “throw down the gauntlet” is a reference to the medieval practice among knights where one throws down his protective metal glove (gauntlet) to challenge another knight to combat and if that knight is brave enough to pick it up, the war is on! As the nighttime flight of ideas continue I remember that alongside the gloves in the dresser are multiple handkerchiefs – but who uses hankies today? Because many statues that date as far back as 1000 BC, during the C h o u d y n a s t y, w e r e u s u a l l y p i c tured holding decorative pieces of cloth, it is believed that the handkerchief originated in China and was used during periods of heat, primarily to wipe the sweat f r o m o n e ’s b r o w. L i t e r a r y r e f e rences, throughout the years, point to the multitude of uses for handkerchiefs as it was dropped to start the Roman chariot races and during the middle ages, a lady would give her handkerchief to the knight she favored, and he would tie it to his helmet for good luck. The Romans would wave hankies during their public games as do the spectators today at the bullfights in Spain. I n S h a k e s p e a r e ’s O t h e l l o , i t was the loss of a handkerchief (the main symbol of the story) that caused Othello to believe his wife, Desdemona, to be unfaithful and as a result he kills her and then himself when he learns he was wrong. In 1695 when hankies were available in all sizes and shapes, King Ludwig XIV declared that throughout his k i n g d o m t h e l e n g t h o f a h a n d k e rchief must be equal to its width and so it became a square, and

not to be outdone, in the late1700s French King Louis XVI m a d e i t a l a w t h a t a l l h a n d k e rchiefs must be square, and that n o n e c o u l d b e l a rg e r t h a n h i s ! Handkerchiefs have always, in some respects, been fashion statements and for some, symbols of their wealth or status. In some instances, the embroidered, lace edged hankie was dangled from the hands and in others was neatly folded, pressed and inserted in the left breast pocket. Then along came Kleenex in the 1930s and now one can usually just find handkerchiefs in suit breast pockets – so what will I do with all those hankies in the dresser drawers? Wo n d e r w h e n I w i l l f i n a l l y get to sleep … well, until then I might as well ponder what needs to get done around the house tomorrow besides getting rid of a n e x c e s s o f g l o v e s a n d h a n d k e rchiefs? I do need to do some cleaning … hmm, during past research I learned that the broom has been around since 2300 BC, but when it comes to carpets and furniture I am glad someone got the bright idea for the vacuum c l e a n e r. T h e m o d e r n v a c u u m h a s been continually improved upon through the recent years because i t s 1 9 0 1 f o r e r u n n e r, “ P u f f i n Billy” had to be transported on a horse-drawn carriage. In 1902, t h e m a c h i n e ’s e n g i n e e r / i n v e n t o r, Hubert Cecil Booth was commissioned to vacuum clean the We s t m i n s t e r A b b e y a h e a d o f t h e coronation of Queen Alexandra and King Edward VII, who were so pleased with the results that they bought the devices for Wi n d s o r C a s t l e a n d B u c k i n g h a m Palace. Before long Parliament and other British government e n t i t i e s a l l h a d t h e i r o w n “ P u ff i n Billy” machines, while in the United States in 1906, Kirby created a portable, easy to store vacuum that anyone could easily use. Of course, improvements have continued since ---ZZZZZZZZZ!

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July 2021

Signs Of The Times

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Managing Editor...........Courtney Smith Contributing Writers:......Cathey Meyer ..................................................Pat Farrell Columnists............................Brian Paris ...........................................Brenda Davila Business Development .......Joyce Orts Area Sales Director..........Rose Stewart .............................................210.386.6544 Real Estate Newsline is not responsible for the opinions or facts expressed by non-staff writers or for errors and any byproducts in advertising or editorial copy. Real Estate Newsline takes the pandemic situation very seriously, we do not endorse or condone any behavior contrary to current CDC guidelines. To that end, please be aware, some pictures in this issue may have been taken pre-covid and should not be considered to represent anyone being irresponsible or careless in any shape or form. REALTOR® is a registered trademark. The word REALTOR® sometimes appears in this publication without the registered trademark symbol (®), for the purpose of saving space. Wherever the word REALTOR appears in this space, the registered trademark should be assumed.

We welcome submissions of photos, press releases or articles. Email to: editor@realestatenewsline.com

July 2021

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Do You Qualify for NAR REALTOR® Emeritus Status or SABOR Life Membership? If you are a longtime REALTOR®, you may qualify for NAR REALTOR® Emeritus status or SABOR Life Membership. Applications are now open and will close on August 16, 2021. Learn more below to see if you are eligible. National Association of REALTORS® / REALTOR® Emeritus To qualify you must be a REALTOR® member who has held membership in the National Association of REALTORS® as a REALTOR® for a cumulative period of 40 years. Applicants will be required to provide proof of one year of service at the national association level. San Antonio Board of REAL-

TORS® Life Membership To be eligible for SABOR Life Membership you must be a REALTOR® member who has been in good standing for at least 25 years and be at least 65 years old. During those 25 years, you must have rendered extraordinary services to the Board, and to the profession as an officer or director, having served in either capacity for at least three consecutive years, or in committee service having served as a committee chairperson for a minimum of three years. To apply for NAR REALTOR® Emeritus Status or SABOR Life Membership visit member.sabor.com. If you would like more information, please email Patricia@sabor.com.

Real Estate Newsline

July 2021

GRI Membership Meeting at The Rosemont

Tim Brown, RE/MAX Corridor and Renae Pretty, Keller Williams Heritage

Kassidy Miller and Taylor Sutlive, both JB Goodwin

Jessica Power and Tim Power, both eXp Realty

Josie Rees and Alan Lozano, both eXp Realty

Ojas Tasker, Caballero Dan Lopez,Integrity Realty

and

Associates

and

Leon St. Mortgage

John,

Speaker

NRL

Susan Bylicki, eXp Realty and Annelise Gonzalez, SABOR

Be sure to see and download more pictures from this event and others online:

Sherref Assadiq, Coldwell Banker D’Ann Harper and Claire Whitten, Associate Atty. Mazurek, Belden & Burke PC

Speaker, Josh Behnke, Mazurek, Belden & Burke PC

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July 2021

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THE WAY I SEE IT Cathey Meyer / Contributing Writer

Cocktail Hour While the youth of this decade troll YouTube and the social medias for their news feed, I continue to enjoy the old fashion 5 O’clock broadcasts from my local television station still available on antenna and cable TV. Even those stations have added additional news access through their apps, streaming services and ‘sister’ channels. No matter, most of the news is the same no matter who is reporting the car chase, car crash, family dispute or the all too often random shooting. The local news is what feeds my curiosity since the national and world news has a very distinct slant depending on your three capital letter channel selection. My viewing habits actually begin around 6 AM, as I like to start my day knowing if the world is close to ending or if we are starting just another routine day. I am not wasting my last moments on earth with an early morning exercise practice.

If the world is close to imploding, I will be sipping a martini on my balcony, eating dark chocolate and estimating how long my personal supply chain will last in the event of global termination. So far, no luck on the morning martini as the perky morning news personnel announce traffic issues, weather updates and the car chase, car crash, family dispute or the all too often random shooting. The prep for my morning exercise routine involves a sad collection of workout wear long past their expiration date. Not much matches or coordinates and what goes on depends on the current flux of the weight curve. I go out before daylight for a reason—no one needs to see my jingles and jangles prior to a first cup of caffeine. The regular transient population appreciate my fashion sense and comment accordingly in the prior sunrise moments. We are a nonjudgmental group and so goes my routine.

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Since the historic pandemic altered routines over the past year, my pre-sunrise exercise departure altered depending on the crisis level of exposure to other humans— masked or otherwise. I still woke up at the same time, but now I had time to actually look at the television screen and put faces to voices I have listened to in a fog of the early morning rush to get myself out and exercising. I must say the attractiveness of the early morning reporters was a pleasant surprise. Not sure what I was expecting, but the Botox, self-tanners and good lighting make for an easy watch. Then I began the wardrobe study . . . so when did early morning news become the cocktail hour runway fashion show? From the weathered forecast chick to the road raged traffic chick to the on-location car chase, car crash, family dispute or the all too often random shooting chick, they all sport workwear better suited for a hostess gig and my local watering hole. What happened to the classic professional solid suit with a sensible blouse and pearl earrings? I should halt my judgement, but sometimes it is so hard when the decoupage screen leads the eye in a direction other than the pending cold front, traffic jam cluster or blood stream of the family dispute. The dresses are tight, the stilettos are high and the earrings swing like the San Francisco Steak House

trapeze talent. (That’s one for San Antonio homies.) At first, I thought it was just my bored, old lady jealously thinking caddy remarks about ladies way out of my league. But the voice of reason chimed in unexpectedly as my trusty companion dashed by the screen and came to a screeching halt to see what housewife episode I was watching so early in the day. When he realized this was the morning ‘news’, his routine was ready to change. Suddenly he was the redcarpet critic analyzing ‘who ya wearing’ and offering constructive criticism on what would make this outfit more appealing. Without missing a beat, he was in favor of more coverage—both of the reporters and the news/weather/traffic. On an unrelated note, he made an observation unrelated to the clothing coverage: What is the point of reporting traffic on morning television? The commuting driver is not watching television—they are actually in the traffic getting to work. The watching public is not driving—they are home determining if the world will continue another 24 hours. Maybe it is a conspiracy to keep helicopter pilots employed and attorneys in our face in case we are hit by an 18-wheeler. Please note, the morning news is now the new cocktail hour. After all it is five o’clock somewhere and no one says happy hour has to be a PM event.

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July 2021

Replacing Your Garage Door is the #1 Rated Home Improvement Project both Nationally and in San Antonio According to Remodeling Magazine’s 2021 Cost Versus Value Report!

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July 2021

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July 2021

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July 2021

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IREP Kenny Cunningham / Click & Move Realty and 2021 President of IREP

Independent Real Estate Professionals The Independent Real Estate Professionals (IREP) is an affinity organization of the San Antonio Board of REALTORS® whose purpose is to provide a forum for the exchange of information comm o n t o R E A LT O R S ® , s u p p o r t ing Affiliates and other Associates within the Real E s t a t e I n d u s t r y. A s m o s t o f o u r membership is comprised of smaller companies that are not a f f i l i a t e d w i t h a ny o f t h e l a r g e r corporations, we provide opportunities for all independent professionals to combine their common resources for the b e n e f i t o f e v e r y I R E P m e m b e r. As the 2021 President I am excited to finally be able to welcome our members back to in-person meetings again at SABOR and yet still be able to

allow simultaneous virtual meetings for those members who prefer to continue to maintain a social distance. In addition to my being P r e s i d e n t , t h e o r g a n i z a t i o n ’s other officers for 2021 include V i c e P r e s i d e n t , D a n ny Sommers of Mission San Antonio Property Management, S e c r e t a r y, t h e e v e r p r e s e n t a n d responsible Gwen Derry of Old R e p u b l i c Ti t l e a n d Tr e a s u r e r, Chuck Espinoza of Guild Mortgage. Some, but not all, of t h e o t h e r Pa s t P r e s i d e n t s o f the organization include C o n n i e C o o p e r, C o o p e r R e a l t y ; J a m e s B u t l e r, J B P r o p e r t i e s ; Pa u l U g w o k a e g b e , A b a l i t e R e a l t y G r o u p ; Te r e s a B r o w n , Brown Realty and Misty Rios, C o o p e r R e a l t y. There is little doubt that

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2020 was a year we will never forget and that it changed m a ny t h i n g s , n o t o n l y i n o u r business lives, but also in our p e r s o n a l l i v e s f o r e v e r. We quickly learned to become flexible and to adapt our business practices from face to face encounters to online experiences. Video conferences have now become the norm for not only business and committee meetings, but also for showings. A goal of IREP is to ensure that all independent brokerages and affiliates have the most up to date information concerning the real estate i n d u s t r y. To a c c o m p l i s h t h a t w e bring in subject matter experts who will explain about the latest and greatest improvements available within their particular discipline. At each meeting we have a Mortgage Minute tip or update from one of our loan originators or mortgage brok e r s a s w e l l a s a Ti t l e Ti p f r o m o n e o f o u r e s c r o w o f f i c e r s . We also allow our members to present their listings and buyer needs to the membership at each meeting. It is great to be part of an organization that recognizes that not everyone is w i t h a l a r g e c o m p a ny w h e r e much of this information is u s u a l l y r e a d i l y a v a i l a b l e . We a t

IREP have truly become a fami l y, a n d w e c a n s h a r e o u r c o n cerns with one another and get the assistance we might need from other experienced professionals. And, if that was not enough, at each in-person meeting, lunch will be provided as well as networking opportunities and contact exchanges. The annual dues to join and maintain your membership in IREP is only $20. The meeting time is from 11:30 am to 1:00 pm every 3rd Tu e s d a y o f t h e m o n t h , u s u a l l y at SABOR. This time should fit i n t o m o s t p e o p l e ’s l u n c h b r e a k and will afford you the opportunity to grow your business while enjoying lunch. Whether you are new to real estate or are a seasoned veteran in the business this organization is for you, especially if you are looking to continue to learn a n d g r o w. As a final note, we would like to dedicate this article about an organization that was so special to our beloved IREP m e m b e r, c o l l e a g u e , a n d f r i e n d , Laura Lizcano, who sadly passed away earlier this year and is dearly missed. May God be pleased with her and bring comfort to her family and friends.

Real Estate Newsline

July 2021

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$$ Picture Challenge E x t e n d e d $$ THANK YOU SAN ANTONIO! The response to this challege has been so tremendous we have extended it for two more months!! As we all anticipate more events to take place in the coming months, we decided it would be a great time to empty the picture vault and run some pictures* that have never been in the publication before. AND to add some fun, we are going to run them cutline free and turn it into a challenge!

The challenge issues includes May - August. All pictures* with no cutlines and a number on them are a part of the fun. For complete rules go to https://realestatenewsline.com/giveaway

$100 First Place

$50 Second Place $25 Third Place

The rules are simple: Make a word file and type up as many people as you can identify. Submit your entry online at https://realestatenewsline.com/newsflash-submission before the deadline. Top three with most correct names will win. We will publish the winners in the September Issue.

GOOD LUCK! * Note, MANY of these pictures are from previous years. Please refer to disclosure on page 2 before passing judgement or commenting on fellow colleagues not following proper protocols.

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July 2021

Lisa LeGrand

Keller Williams Legacy

Lynda Holloway

Lifetime Real Estate Services

Amy Boehm

Keller Williams Boerne

Michael Carpenter

Home Team of America

Aug 14

Wayne Johnson

Coldwell Banker D’Ann Harper

Sherry Gambitta

RE/MAX North - San Antonio

Patsy Oakley

RE/MAX Associates

Aug 15

Tori Vendola

Reliance Residential Realty

Sandy Mushinski

Keller Williams Heritage

Liza Reyes

Keller Williams Heritage

Barbara Lane

Coldwell Banker D’Ann Harper

Veronica Moreno

Covenant Partners USA

Brenda Machen

M. Stagers Realty Partners

Barbara Saathoff

Coldwell Banker D’Ann Harper

Sherri Wolfshohl

Realty Executives of S.A.

Patricia Acquisto

Keller Williams Legacy

Kathy Rogers

Premier Hill Country Prop.

Reggie Hock

IH 10 Realty

Stephen Horton

H Real Estate

Eric Davis

Central Metro Realty

Kari Utz

Apartment & Relocation Center

Ralph Wirth

Caballero & Associates Realty

Linda Otri Perkins

eXp Realty

Jim Hawkins

BHGRE Homecity

Matt Roesler

RE/MAX Associates

William Rosenthal

RE/MAX Associates

Dayna Zolninger

eXp Realty

David Sawyer

Century 21 Northside

Chrystal Garcia

R1 San Antonio Realty

Lynne Martensen

Kuper Sotheby's International

Toby Vicknair

Keller Williams City View

Dora Kaufmann

Kuper Sotheby’s International

Judy Barnes

Phyllis Browning Company

David George

Keller Williams City View

Lori Haecker

eXp Realty

Linda Stevens

Julie Test

Keller Williams Heritage

Beatrice Alvarez

Realty Executives of S.A.

Alberto Ramos

Key Realty

Richard Garcia

Vortex Realty

Roxane Cook

Home Team of America

Javier Cassiano

RE/MAX Associates

Gina Fontenot

Texas Edge Realty

Barbara del Amo

Keller Williams Legacy

Colleen Casey

Phyllis Browning Company

Alexander Baez

Landlord Property Mgt.

Tom Guajardo

Tom Guajardo Real Estate

Rebecca Byers

Brick and Stone Realty

James Ynclan

Global Realty Group

Mary Carter

Kuper Sotheby’s International

Tim Hatters

Levi Rodgers Real Estate Group

Aug 19

Suzie Hamilton

Home Team of America

Monique Bordelon

RE/MAX Preferred

Deborah Herber

Deborah Herber Real Estate

Aug 20

Jessica Masters

Coldwell Banker D’Ann Harper

Ruben Singleterry

Real Estate 210

Amparo Rocha

eXp Realty

John Peche

Coldwell Banker D’Ann Harper

Chris Ginn

San Antonio Portfolio KW RE AH

Trudy Scott

Coldwell Banker D’Ann Harper

Catherine Ilongo

RE/MAX North - San Antonio

Faira Stevick

eXp Realty

Janis Morgan

Keller Williams Legacy

Norma Pearson

Christian Brother,REALTORS

Elizabeth Priest

Phyllis Browning

Joseph Hatem

Keller Williams Boerne

Cindy Mandujano

Select Realty

Saundra Davis

Coldwell Banker D’Ann Harper

Mike Lockridge

BHGRE Homecity

James Herring

JB Goodwin Realtors

Svetlana Horton

Coldwell Banker D’Ann Harper

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MultiUnitPros

Barbara McCoy

Coldwell Banker D’Ann Harper

Wanda Haltom

Coldwell Banker D’Ann Harper

Melinda Lange

BHGRE Homecity

Kathy Alexander

RE/MAX Associates

Steven Gragg

Keller Williams Legacy

Rodney Coleman

E Coleman Realty

Norma Callahan

Avenue Realty

Josh Dym

BEK Real Estate Services

Cindy Vest

Realty Executives of S.A.

Janelle Chapman

SABOR

Michael Berger

Kuper Sotheby’s International

Craig Blakeley

Keller Williams City View

Sheri Bailey

Keller Williams Boerne

Roger Fisher

RE/MAX Preferred

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Century 21 Scott Myers

Jim Shaw

Century 21 Northside

Lynn Witt

Fathom Realty

Kim Schmidt

Old Republic Title

Janie Munoz

Premier Realty Group

Geraldina Machado Keller Williams Heritage

Rich Braune

Premier Realty Group

Michael Barton

Coldwell Banker D’Ann Harper

Sherry Houston

JB Goodwin Realtors

Rosie Elizondo

Keller Williams City View

Lori Hockley

Coldwell Banker D’Ann Harper

Steven Garza

eXp Realty

Jackie Arnette

Keller Williams Legacy

Marisa Estavillo

Vortex Realty

Karl Kluthe

RE/MAX North - San Antonio

Phyllis Williams

Old Republic Title

Brayson Verzella

REAL Broker

Debbie Acosta

RE/MAX Preferred

Whitney Solich

Old Republic Title

Barbara Schoenfeld Kuper Sotheby’s International

Marietta Alba

Apartment & Relocation Center

Majory Felter

Coldwell Banker D’Ann Harper

Farhad Aznavaleh

BHHS Don Johnson Realtors

Scott Caballero

Caballero & Associates Realty

Aug 12

Phil Gonzales

RE/MAX Associates

Melanie Wilson

Phyllis Browning Company

Christine Finley

Coldwell Banker D’Ann Harper

Aug 13

John Chase

JP & Associates

Jeff Pozzi

Coldwell Banker D’Ann Harper

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Arturo Montelongo Home Team of America

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Founded by the San Antonio Board of REALTORS® Originally named San Antonio Board of Realtors Federal Credit Union (SABOR FCU), the Texas Associations of Professionals Federal Credit Union (TAP FCU) was established in 1978 by REALTORS®, to help meet the financial needs of those who work in the Real Estate Industry, many of which have a fluctuating income. The name change to Associations of Professionals better reflects the nature of its field of membership and today, your REALTORS® Credit Union has evolved from being a simple savings and loan business, to becoming a Full Service Real Estate Lender, offering most loans that one can imagine, to meet your needs and those of your clients. Many

REALTORS® over the years have been grateful for the availability of the automatic line of credit that TAP FCU offers which allows them to pay bills while waiting for the next commission check. At the time of its founding your REALTORS® Credit Union had one employee, assets of less than one million and occupied a 10’ x 10’ room in the reception area of a relatively small Board of REALTORS®, but over the more than 40 years since its inception and the leadership of a strong board, and Paula W. Grigsby, the credit union has grown those assets to well over 40 million and now has just under 20 employees occupying a large portion of SABOR’s second floor. Today the

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automatic line of credit available to REALTORS® in the real estate industry with a satisfactory credit score has increased from the original $1,000 to $2,500. TAP FCU is a major player in the home loan arena and their Mortgage Division continues to grow under the very capable direction of Vice President, Mortgage Division, Windy Minten. In 2020 the Credit Union closed $37.3 million in real estate loans and expects to easily exceed that record in 2021. Their Construction Loan Program, with two-time close, has always been very popular with builders and lenders and they appreciate TAP’s focus on excellence and their ability to keep up with service deliverables. Mortgage Lending at TAP FCU also includes Mortgage Purchase, NonWarrantable Condominiums, Investment Property and Second Homes. They will lend up to 90% on Construction Loans. Now, heavily involved in the mortgage business and keeping their major client base in mind, TAP FCU has established the REALTOR® Program which offers a 90% loan to Value (10% down and no mortgage insurance) to REALTORS® with two year’s-experience in sales as evidenced by their filed tax returns for those years and bank statements that reflect their commission deposits. Also, REALTORS® will pay no fees for the receipt or send-

ing of wire transfers (international being the exception). TAP FCU’s full-service offerings extend into other areas of banking and provide programs that were not available prior to the major technical upgrade which occurred in 2019, some features of which include remote deposit using mobile devices, Apple Pay, Google Pay or Android Pay and the Debit Card Valet which allows members to instantly turn off their debit card when it is not in use or when not needed. Technology is an ever changing factor and TAP FCU continues to work at keeping up with that curve by continuing to upgrade as new things come about in the banking industry. With the major growth that TAP FCU is experiencing a need to increase staff, especially in the mortgage department, they are looking for dedicated loan officers and others to fill positions to help accommodate the increasing number of loan requests they are receiving. Please spread the word, and to all real estate professionals especially REALTORS®: you should have at least one of your accounts at TAP FCU where you will learn why this Credit Union was created for you, and you will experience a place where you are not just an account number, but rather a welcoming place “where everybody knows your name!”

SABOR Keeping Posted

July 2021

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July 2021

SABOR Keeping Posted

July 2021

www.realestatenewsline.com

July 2021

SABOR Keeping Posted

Real Estate Newsline

July 2021

NARPM Brenda Davila / SAMAC, NARPM Secretary

Helping Hands, Moving Forward And Staying Safe NARPM doesn't just provide resources for residential property management professionals, NARPM also builds and grows relationships within our community. On the 11th of June, the San Antonio Chapter spent time working with others packing boxes of

various food and drinks at the San Antonio Food bank. Although it was work, it was exciting to know that our efforts were helping many families. On that day we assisted in packing a little over 15,700 pounds of food which will make for about 14,000 meals. NARPM is so appreciative of all the kind h e l p i n g hands and the opportunity. If you were not able to join us this time, please stay tuned as we will have more

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Follow Us @renewsline opportunities in the near future. In other news, the eviction moratorium is scheduled to come to an end on June 30th and while writing this article, there wasn't any new information about a possible extension. Should the moratorium expire, tenants who have been behind in rent will be required to pay their balances or possibly face eviction proceedings. This brings up the question, how will the courts handle the amount of filings that will be added to their working caseloads. It's safe to say there may be some delays or extensions on court dates that may also require more patience. The good news is that there is still rent relief and utility assistance available for tenants. Please note that property managers can assist by starting the application for the tenant. Reach out to the tenant and notify them that they will need to assist in answering questions and providing the required documents needed to complete the application. To apply or for more information, please visit: https://texasrentrelief.com/. As of today, the Texas Rent Relief program has been able to assist about 40,000 families and has paid over 2 million in assistance and there are still funds left. Lastly, it appears that most cities and states have either opened or are in early stages of

going back to business as usual, however, this doesn't mean not to continue to take precautions if that's what makes you comfortable. Although, Covid-19 cases have declined in San Antonio, cases are still happening. Do a friend or family checkup occasionally just to make sure they are okay and mask up when required. Continue to stay safe and thank you to our members, affiliates and supporters. We couldn't do it without you. Please review our July calendar of events: July 07 SAMAC EXECUTIVE BOARD MEETING July 14 CHAPTER MEETING & EDUCATIONAL EVENT August 11 SAMAC EXECUTIVE BOARD MEETING *2021 will be filled with new educational classes, speakers, and more opportunities for charitable events. To accommodate our members and affiliates, educational classes will be available both hybrid and in person. Do not miss your opportunity to serve, gain industry knowledge, and make new friendships. If you are interested in joining or would like to discuss; do not hesitate to reach out to us. For membership information or our calendar of events, please visit: h t t p : / / w w w. s a n a r p m . w i l d a p r i cot.org

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July 2021

Real Estate Newsline

Champions School of Real Estate® Announces Release of New Online Interactive Course Delivery Method for Real Estate Qualifying Classes Champions School of Real Estate®, Texas's largest real estate education provider, has announced the June 1 release of a new Online Interactive course delivery method, a module-based web app that engages students as they progress through their real estate qualifying courses with instructor-led videos and interactive activities. Champions School of Real Estate's in-house team of subject matter experts and course designers worked together to develop the Online Interactive courses, which are based on the real estate school’s exclusive curriculum. The new module-based delivery format allows students to complete their real estate classes on any internet-connected device at any time. All six state-required real estate qualifying courses have been approved by the Texas Real Estate Commission. Every new product initiative at Champions School of Real Estate revolves around the core philosophy of improving the quality of the student experience in every way possible," shares Curt Knobloch, Champions School of Real Estate Vice President. “After exploring emerging trends in online education, we chose to pursue the development of immersive online courses that replicate the Champions School of Real Estate classroom and virtual educational experience for the online student." About the Online Interactive Delivery Method:

• What is the Online Interactive Delivery Method: The Online Interactive course delivery method is a timed, module-based, interactive class that students will be able to access from their ChampionsSchool.com accounts. This delivery method features instructor-led videos and interactive activities that students complete as they progress from module to module. • What devices can students use to access their class? Any phone, tablet, laptop, or desktop device with access to a web browser and the internet. • Recommended Browsers: Safari, Google Chrome, Firefox, Internet Explorer • What Online Interactive Courses are available? The six TREC-required real estate qualifying courses. • When will Online Interactive Courses become available to students? Tuesday, June 1. The Online Interactive delivery method is Champions School of Real Estate’s fifth delivery method available for real estate qualifying students. Students also have the option of taking their courses through the Blended Classroom on-campus classes, the ChampionsLive virtual classrooms, the Online Correspondence, and the Home Study Correspondence delivery methods. For more information about the new Online Interactive course delivery method, please contact Karla Lárraga at Karla@ChampionsSchool.com or (469) 409-5841.

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Real Estate Newsline

July 2021

Parade Of Homes at Belle Oaks

Rob Flores, Brendan George, John Cortissoz, Marcia Messer and Todd Weber, all SWBC Mortgage.

Annabel Perez, Yadira Santana, Cynthia McGee and Erin Falkner, all Magnolia Realty

Margo Villarreal, Sandor Armstrong, Lori Lewis, Kim Mixon, and Cookie Gehring, all Keller Williams Heritage

Fran Valdez, Capital Title, Anna Hernandez, Keller Williams City View, Terry Gomez, Keller Williams City View Mary Reyna, Versatile. Insurance Planners and Anthony Cardenas, Capital Title.

Daren Peters and Jonathon Oliver, both Hollywood Crawford

Melissa Waller, Succession Title, B.J. Grant, Keller Williams Legacy and Sue Baillio, JB Goodwin.

Be sure to see and download more pictures from this event and others online:

Lorie Adame, 3D Realty and Shelley Hornsby, Reliance Residential Realty

Kathy Olivarez and Holly Herzig, both Old Republic Title