ReFined Yorkton Magazine 2021 Ltd. - Winter 2021 by refinedyorkton2021

YORKTON SNO RIDERS PRAIRIE WOMEN ON SNOWMOBILES

WINTER 2021

SNOW SPECIAL SECTION

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Publisher’s Message

is The Season! Welcome to another issue of ReFined Yorkton & Area’s Winter issue. This is my favorite time of the year, with fresh snow on the ground and the holiday season just around the corner. This is a time of year where friends and family are getting together and spending time with one another. Even though the temperature may drop, and we get buried under mounds of snow, there is plenty of activities available for everyone to enjoy. From snowmobiling, snowshoeing, ice skating to down hill skiing, the list of outdoor fun is endless. This brings us to our Special Snow Section of our winter issue, we have compiled some great articles and advertisers for our readers to enjoy.

Todd Kulcsar President & Publisher toddk.reﬁnedyorkton@gmail.com 306-316-0130

And we cannot forget about the holiday season itself, Christmas must be the most favorable time of year, time to put all differences aside, spend time with our loved ones and enjoy the sites and sounds of the season. Christmas has always had a special place in my heart and has been one that I can say is my favorite. The Christmas carols, decorations, getting together with friends and family and the peace on earth during this time. Our winter issue is packed full of winter articles to read for your enjoyment, and don’t forget our ReFined Dining section which boasts holiday favorite recipes to share. All of us from ReFined Yorkton Magazine would like to wish all our readers, past, present, and future a wonderful holiday and the very best in the new year! From my family to yours……Merry Christmas! Todd, Michelle & Owen Kulcsar

8A Third Avenue North Yorkton, Saskatchewan S3N 1B9 WINTER 2021 /refinedyorkton /refinedyorkton www.refinedyorktonmagazine.com

Seasons Greetings!

Cover photography

Design & Prepress

Photography

Contributing Writer

ReFined Yorkton Magazine 2021 Ltd.

Ghislaine Moﬃtt

Brook Thalgott

Contributing Writers

Laurie Renton, Sylvia Henheﬀer Corey Werner

ReFINEd Yorkton & Area is published by ReFINEd Yorkton Magazine 2021 Ltd. ReFINEd Yorkton & Area is independently owned and operated. Opinions expressed in ReFINEd Yorkton & Area are those of the authors and do not necessarily reflect the views of the publisher or advertisers. ReFINEd Yorkton & Area does not assume liability for content. All rights reserved © ReFINEd Yorkton Magazine 2021 Ltd. Reproduction in whole or part without permission is prohibited. For permission contact the publisher. The opinion and information expressed in each article is the opinion of the advertiser and does not necessarily reflect the opinion of Refined Yorkton Magazine 2021 Ltd. owner, publisher and affiliates. Therefore, Refined Yorkton Magazine 2021 Ltd. carries no responsibility for the opinion expressed thereon and any actions people may take on basis of reading the contributions in this publication.

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CONTENTS WINTER 2021

15 COVER FEATURE Parkland Wealth Management

DON’T LET WINTER DRAG YOU DOWN

20 5 WAYS TO MAKE THE MOST OF YOUR MONEY

24 COMMUNITY

FOUNDATIONS Yorkton Chamber of Commerce

26 PRAIRIE WOMEN ON SNOWMOBILES

8 ART FOR ART’S SAKE 45 WINTER VACATION IN THE PRAIRIES

32 YORKTON SNORIDERS

36 FAMILY CHRISTMAS HOLIDAY TRADITIONS

47 SNOW SPECIAL SECTION

49 SNOWMOBILE SAFETY

54 REFINED DINING

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BEST OF YOU – HEALTH & WELLNESS

How To Stay Healthy And Fit

T his Winter

inter can be a great time of year. There is the excitement of seeing the first snow come down, time spent with family at Christmas, New Year’s celebrations, and all of those invigorating winter sports. However, for many of us, winter seems to come as a surprise every year, and we don’t take all the steps we should to keep ourselves healthy and fighting fit. It’s too easy to cocoon ourselves away in front of a roaring fire and let ourselves go just that little bit. However, if you take the right steps to keep yourself in good shape, you will enjoy the winter even more.

Avoid exposure to coughs and colds One of the unfortunate things about winter is that it is cold and flu season. There is nothing that can put more of a dent into winter activities than a heavy bout of the sniffles or running a fever for days on end. While you can’t prevent winter illnesses entirely, you can reduce your chances of being exposed to them. This isn’t always easy – for example, while wearing a face mask in public places is highly effective, you may well find this too embarrassing. You can, however, significantly reduce your chances of picking up something simply by avoiding touching your face when you are out. People sneeze when they have colds, leaving nasty viruses all over surfaces such as door handles. If you touch these and then touch your face, you are more likely to get sick. If you do need to touch your face, consider carrying a good hand sanitizer with a high alcohol content, and use it after you touch anything or after you have been to the bathroom. Also, do other people a favor and use a tissue to catch your own sneezes if you come down with a cold.

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Keep your immune system strong You can also make it less likely that you will catch nasty bugs if you keep your immune system strong. There are lots of supplements that can help you to do this, but an easy way is to make sure you get plenty of dairy products. Things like cheese, milk and yoghurt have lots of protein, as well as vitamins A and B12, which can help to boost your immune system. On the other hand, try to avoid any foods that are high in fat and sugar, since these can have a negative effect. For example, even if you drink as little as two cans of regular soda, this can stop your white blood cells from attacking and destroying bacteria, and the effect can last for many hours. Also, try to avoid too much stress. In the short term, stress may actually boost your immune system, but chronic stress makes you produce large amounts of two hormones called cortisol and adrenaline, and many studies have shown that these suppress the immune response.

Eat plenty of fresh fruits and vegetables When it’s dark and cold outside, it’s so tempting to fill up on comfort foods. We all know how we seem to put on those pounds in the winter, and a lot of that is due to the changes in our diet. However, if you don’t eat plenty of fruits and vegetables during the winter, your health is going to suffer. If you want something comforting and warm, consider using winter root vegetables such as carrots and turnips to make a thick, hearty soup. Since many vegetables need to be imported in the winter, you may see

BEST OF YOU

the price of these go up. While this is inevitable, it means that there isn’t so much of a price difference between common fruit and vegetables and some of the more exotic ones. So, why not use wintertime to explore varieties of fruits and vegetables that you have never tried before? This can be a real incentive to keep on eating healthily. You may also find yourself craving for that sugar hit in the winter. That’s fine, but as we’ve already discussed, too much sugar can have a damaging effect on your immune system. If you do find yourself reaching for something sweet, choose a juicy orange or sweet dried fruit instead – such as raisins or dates. You’ll end up consuming far less sugar than you would otherwise, and eating the fruit will have positive health effects.

Stay warm It’s a common myth that getting cold will give you a cold – how many times

did your mother tell you to put on a hat or you would get sick? In fact, the only reason that we get a cold is because we catch a cold virus – so if you aren’t exposed, you won’t get sick. However, research has shown that getting chilled suppresses our immune systems – so if you don’t stay warm and are then exposed to nasty viruses and bacteria, you are more likely to catch them. Of course, not staying warm also has other negative health effects. One of the most obvious of these is that it increases your chance of getting frostbite. However, the cold also raises your blood pressure, so if you have any sort of heart condition, you need to avoid this. In fact, most of the increase in deaths in the winter is due to heart problems brought on by the cold. Try to wear warm, layered clothing that traps air, since this provides excellent insulation. If you live somewhere

particularly cold, consider getting a heavy, down-filled winter coat. Leg warmers can also be a great idea, since these protect your exposed legs. Round that off with a nice woolly hat to keep your head warm, and a sturdy pair of winter boots, and you’ll stay toasty warm.

Get plenty of exercise Of course, getting plenty of exercise during the winter is as important as any other time of year. There are so many winter sports to choose from, including skiing, skating and even sledding. However, if you’re not into winter sports, staying in shape can be a real challenge. Consider joining a gym, or buy a treadmill and exercise bike. However, whatever sports or exercise you do, remember

that your body is colder in the winter. Therefore, it’s particularly important to do proper warm-up exercises before you start, otherwise you risk pulling a muscle

Art for Art’s Sake

Roblin’s Laurie Case Finds a Creative Outlet in Cardmaking By Brook Thalgott

found her niche a few years ago. She’s thrilled to share her craft with others in cardmaking and those looking to try something new.

Laurie Case

obbies have never been more important as we live through pandemic days, staying close to home and looking for things to keep us occupied. Laurie Bauer, also known by her Instagram handle @crazycardlady,

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“I got started in cardmaking in 2013 when I tried my hand at making my own wedding invitations to save a little money,” she says. “I didn’t save any money, I made really ugly invitations, and I was hooked instantly.” Her hobby has evolved over the years and now she calls it her favourite obsession. “I started collecting supplies and exploring my creativity in designing cards for any and every occasion,” says Laurie. “I don’t sell my work. I just give it away to my family and friends or anyone who needs a card for something.” The thing Laurie loves most about cardmaking is the designing to create a work that comes together. “It involves

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“Enjoy the process and remember whatever you create is a work of art.” everything from stamping to colouring, to cutting, gluing and painting,” she says. “It’s a relaxing, hands-on craft that will surprise you with what you can come up with.” Getting started is easy. Laurie says to set a budget on how much you want to spend on supplies and check out Pinterest and YouTube for ideas and techniques to get started. “Don’t overthink it when you get started. Just let your imagination go,” she says. “Enjoy the process and remember whatever you create is a work of art.” Find Laurie’s work on Instagram at @crazycardlady and @my_art_journal_ journey.

Don’t let winter drag you down,

tips to keep active without hitting the gym! During the winter months, it’s easy to stop thinking about daily physical activity and turn into a hibernating bear. Curling up on the couch with a warm blanket and watching a favorite movie becomes more interesting.

Shoveling Snow.

Do something that you already love, if you have children join in with them. Winter exercise can still be fun in the cold — ice skating, hockey, cross country skiing and snowshoeing are all great and easy outdoor sports all ages can love.

Housecleaning.

Out with The Old, In with The New.

Winter workouts don’t have to be a traditional exercise. Vacuuming, dusting, changing sheets, hanging up clothes and putting dishes away are all healthy ways to raise your heart rate and keep your body moving. You never know, you might even work up a sweat.

Why not try out a boot camp class, or even yoga with a friend. If there has been something you saw different and interesting, then why not try it out? A new physical skill can be challenging to the brain as well as the body. Why not mix it up and try something new?

ere are some simple exercise ideas for staying active during the winter, even if you don’t own exercise equipment and have no plans to go to the gym.

Shoveling is very physical and gets your heart rate up – it’s a good idea but limit yourself if you have any medical conditions that might limit you from doing this. If the weather is mild, getting outside for a walk most days is a great way to take a break from that pushing and lifting.

Outdoor Sports.

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Creating art is therapeutic and relaxing. It’s also incredibly fun to make, and anyone can do it!

Ask any artist living in the Yorkton area and they will tell you that finding local, quality supplies is one of the most frustrating hurdles when it comes to creating their art. This frustration was one of the driving inspirations behind Blue Drip Art Supplies and why Justin and Lisa Shauf opened their store in July of 2021. As the world becomes more and more virtual, it is vital that we have something tangible, something real to help us unplug and record the amazing world we live in. Humankind needs to create, to invent and to dream. Art is social, it creates conversations and gives people something to bond over. Art is a lifetime journey of learning new techniques, finding new inspiration and growth.

Encouraging others to create, to explore different mediums and try new techniques is why Blue Drip also offers Dripster Art Classes for children, ages seven and up, along with an assortment of adult classes and workshops. Public and private paint nights, birthday parties, team building, staff parties and stagettes are just a few more ways to take advantage of the studio space that Blue Drip offers.

Blue Drip Art Supplies 29 Betts Avenue North Yorkton, Saskatchewan 1-306-782-0320 www.bluedrip.ca

Don’t Let Winter Wage War on Your Skin

hen temperatures cool and you start layering on more clothes, you may think your skin is better protected since it’s less exposed to the elements. However, that’s not always the case. Cold, dry winter air can take quite a toll on your skin. Your skin naturally produces oils that help keep skin supple and soft, but you may need a helping hand if you notice signs of dry skin like redness, itching or irritation. Serious symptoms include flakes and cracks, which can be painful and lead to infection, so it’s important to address any problems before they progress that far with simple tips like these.

Drink plenty of fluids. Even when it’s cooler outdoors and you may be sweating less, you can still get

dehydrated. Drinking plenty of water helps keep your whole body hydrated so your skin isn’t pulling from limited resources.

Be smart about the sun. The sun’s rays may not feel as hot on your skin, but that doesn’t mean they’re not causing damage. Always use sunscreen when you’ll be outdoors for extended periods of time. Also remember snow acts like water and can reflect the sun’s rays back on your skin, which may cause burns. Dress with care. When selecting your wardrobe, be conscious of how long your skin will be exposed and do your best to cover it, especially if it’s cold or windy. Pay attention to the fabric, as certain types of material can be more drying and irritating. Cotton, silk and cashmere are skin-friendly fabric options.

5 Tips for a Stress-Free Morning

ornings are often the most important part of the day – they can make or break your mood and set the tone for all of your to-dos. To help combat the hecticness that can arrive when the sun comes up, consider these five tips for a stress-free start to the day.

breakfast. Skip dirtying dishes at home and snag Wendy’s on-the-go. Breakfast becomes a breeze with craveable breakfast sandwiches like the Sausage, Egg & Swiss Croissant or Bacon, Egg & Swiss Croissant, both made with fresh-cracked eggs and housed on warm, flaky croissants. For caffeine lovers, grab a hot coffee made with 100% Arabica beans, cold brew coffee steeped for 12 hours or a one-of-a-kind Frosty-ccino – cold brew coffee topped with Frosty creamer – for that extra kick to jump start your day. See the complete breakfast lineup at Wendys.com or on its mobile app.

Fine-tune your fashion at night. Whether you are focused on getting yourself out the door or have kids who need to get to school, planning what to wear the night before can help save time. When the clock is ticking and you have somewhere to be, the fear of a missing shoe or misplaced accessory can throw everything off.

Express gratitude. Take a few moments after rising to jot down or be mindful of a few things you are grateful for, no matter how big or small. Starting the day in a positive state of mind can lift your mood and provide residual benefits throughout the day.

Organize what leaves with you. Designate a place where everyone can stash the things they need to take when they leave the house – whether it’s a backpack, purse, briefcase or gym bag. When you return home at night, empty used or unneeded items and replace them so you can grab and go in the morning.

Boost your breakfast routine. While cereal or toast are easy standbys, certain days call for a more savory

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Avoid distractions. If you’re like many people, reaching for your phone is the first thing you do after opening your eyes. However, this trap can get you sucked into emails, scrolling through your newsfeed or falling into a social media rabbit hole, which devours precious time. Force yourself to leave your phone and other similar distractions out of your morning routine to get out the door more efficiently. No one wants to start the day in chaos. Simple time management and planning can help make hectic mornings more enjoyable and productive.

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COVER FEATURE

A Penny Saved is a Penny Earned

hen it comes to dealing with finances, most of us grumble and want to avoid the matter altogether. However, managing your finances is one of the most important things we

By Brook Thalgott

have to do. There is a solution to the problem—let a professional help take the load. A financial advisor can look at your finances, make recommendations and make the process far easier to handle. Emmanuel Ojukwu, of Yorkton’s Parkland Wealth Management, is just that advisor.

With his experience in the world of financial advising, he can guide you through the money management maze and make it a positive experience. Emmanuel understands how stressful it can be. “It’s easy to get overwhelmed by

For over 20 years, L.R. Future Insurance and Investments by Laurie Renton provided financial products to the Yorkton area, becoming a mainstay in the community. In 2021, LR Future transitioned to Parkland Wealth Management, your neighborhood financial advisor offering comprehensive financial and estate planning services. Renton has transitioned to a new business but an old passion, life coaching and personal development at the Visionary Hub. Located at 5 Broadway St. West, Renton continues to offer support and advice to the community through programs, seminars, and workshops geared towards helping you become your best self. You can find out more at Visionary Hub on Facebook and joining the group.

COVER FEATURE

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“We work with you to determine what you need and find the best options for your money. Plus, we’re independent, meaning we’re not tied to one brand or company. Our advice is based on what you need, not what we want to sell.” - Emmanuel Ojukwu

all the options available in investments and insurance,” he says. “That’s where I come in. I will analyze your financial needs and develop a plan tailor-made for your lifestyle.” Emmanuel and the Parkland Wealth team steer their clients in the right direction, and get them working toward specific, attainable goals that work for their lives. By looking at the whole financial picture, he helps people make decisions about what they want out of their money while creating a strategic plan that helps to take care of the ‘right now’ and save for the future. Parkland Wealth Management is there to serve every client, whether you’re just starting out in a career, settling into family life, or can see your retirement in the near future. “It doesn’t matter where you are with your finances,” says Emmanuel. “We can get you on the right road whether you have a small amount to save or have a significant nest egg and complex investment needs.” Whether it’s planning for insurance, taxes, retirement or estate planning, Parkland Wealth Management can take on your needs and goals and create a strategy for you.

RRSPs, TFSAs, RRIFs, RESPs, annuities, mutual funds, ETFs, and stocks, plus insurance including life, critical illness, and disability. “We work with you to determine what you need and find the best options for your money,” says Emmanuel. “Plus, we’re independent, meaning we’re not tied to one brand or company. Our advice is based on what you need, not what we want to sell.”

The firm is an independent brokerage, offering a full suite of investment and insurance options for every stage of life. Among Parkland Wealth’s many products and services, clients can get

Let Emmanuel and Parkland Wealth Management help you get your financial life in order and on the road to achieving your financial goals. To learn more about what Parkland Wealth Management can

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COVER FEATURE

do for you, call (306) 783-7360 for a noobligation appointment and find them online at parklandwealth.com.

Parkland Wealth Management 7 Broadway Street West Yorkton (306) 783-7360 parklandwealth.com

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BUSINESS – INVESTING YOUR FUTURE

Financial Tips

for Parents to Teach Their Children

hildren often dream of the day they can call themselves grown-ups, but few look forward to – let alone think about – the financial realities of independence. It’s never too early to start teaching your children how to save money and spend responsibly.

If your kids are on the younger side, they likely don’t have a steady income, but you can still help them practice budgeting with allowances or gifts from relatives or friends. Keep it simple: teach them to track the money they receive and separate it into spend-now and spend-later categories.

“As parents, our job is to set our children up for success,” Bank of America’s Head of Deposit Products Erin McCullen said. “Giving our kids a strong foundation of financial skills like budgeting and saving is a key part in ensuring they thrive as adults and can concentrate on the things they love.”

Later, when you’re helping your kids create an adult budget, you’ll need to expand those categories to track expenses like housing costs and groceries. From there, measure these categories against their total monthly income. Ideally, they should have more money coming in than going out. This process can help identify must-have vs. want-to-have purchases while highlighting areas to cut back on spending or finding room to save. Save regularly and consistently. Making consistent, automatic contributions to a savings account can create a mindset that will be valuable as your children get older. “It is never too early to open a savings account,” McCullen said. “Even if your children don’t yet have any bills or financial obligations, teach them to set aside some of the money from their allowance or even gifts from family or friends. Helping children learn to save early-on, even for a small purchase, can help them develop a consistent savings habit over time.” Young adults should also consider programs like Keep the Change, which helps build savings automatically by rounding up debit card purchases to the nearest dollar amount and transferring the change from a checking account to a savings account. Make a finance checklist. Young adults have a lot on their minds at the end of their final semester at school. As they begin to transition from student life to the working world, one way to help them stay on track is to prepare a checklist of things to do before they graduate and start their jobs. This list can include creating a budgeting and tracking strategy, opening a savings account to begin setting aside money from future paychecks or checking in with a financial planner to discuss transitions and what’s to come. Taking time now to teach your children strong financial habits can help them develop lifelong financial skills and prepare them for their next adventure. The healthy habits they build today can help carry them to tomorrow and beyond.

Consider these financial tips from McCullen: Establish a budget. Budgeting is a lifelong skill. Teaching young adults how to budget can help them plan spending, save money, create goals and address financial anxiety. According to a Bank of America survey, 52% of Americans said they didn’t start budgeting until they began their first full-time job.

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Emphasize the importance of safe credit. Young adulthood is the right time to begin building credit because establishing good credit takes time. Building credit from a young age can help pave the way for major purchases and life moments, since credit impacts future living arrangements, the ability to purchase a car and even employment opportunities.

BUSINESS

Teach your children about the steps they can take to start building credit like planning their credit card usage, never spending outside their means and paying off their credit card bills on-time and in-full. They can also earn rewards while spending by ensuring their credit card rewards their spending. An option like the Bank of America Customized Cash Rewards card offers flexibility to earn rewards in the category of your choice and can help maximize rewards while building credit. Find more tips for teaching your children financial skills at BetterMoneyHabits.BankofAmerica.com.

Financial Lessons at Every Age From preschool through college, every stage of school is designed to prepare kids for life-long success, but learning about finances is one area that can be especially impactful for children in the long term. Consider these ways kids can learn about money throughout childhood as recommended by the experts at Bank of America: Elementary School – Focus on basics like saving small change and planning how to spend it. As kids begin to learn fundamental math, you can introduce them to the concept of making a spending plan. Apply these lessons to toys or gifts they want and teach them to set aside money until they have enough to buy the toy of their dreams.

Middle School – Those early mathematical lessons around spending can be expanded to include real-life decision making and budget creation, including what should be accounted for and considered before making a purchase. Before children go to the mall with their friends, highlight the thought process involved in spending before they make impulse purchases. High School – As adulthood begins to draw nearer, it’s worth exploring the fundamentals of credit scores, credit cards, investing, saving for retirement, homeownership and more so that, upon graduation, teens can start putting those lessons into practice. High school seniors should also educate themselves on student loans, as debt often becomes a reality for those who attend college, and understanding the facts can help them make more informed choices. Bonus tip: If your high schoolers have jobs, even if it’s just part-time, it can be helpful to discuss taxes and how to manage receiving consistent income. It can guide them in creating balanced and accurate budgets in the future. College – Build credit by opening a credit card account to help achieve goals later in life, such as purchasing a home. With a career just a few years away (or less), college is also a smart time to begin reading into the basics of 401(k)s, starting an emergency fund or even learning the basics of investing. Photos courtesy of Getty Images | Source Bank of America

Christmas begins with Christ

blessed HAVE A

CHRISTMAS CATHAY WAGANTALL M.P. FOR YORKTONNMELVILLE cathay.wagantall@parl.gc.ca cathaywagantall.ca • 306-782-3309

Photo courtesy of Getty Images

5 WAYS TO MAKE THE MOST of Your Money Working toward financial stability can be a daunting task, but developing healthy spending habits and practicing smart saving can make it easier to plan for the future and take control of your finances.

mprove your financial stability and security with these tips from the experts at Credit One Bank, a datadriven financial services company that is also one of the largest and fastestgrowing credit card issuers in the United States.

Create a Spending Plan and Budget By building a budget and examining your spending habits, you’re able to see exactly how much money you have coming in and where – or on what –

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you’re spending it. This is often the first step toward meeting short- and long-term financial goals, whether those involve taking a vacation, paying off debt, buying a new house or saving for retirement. Add up your household income, including paychecks and other income, such as investments or rental property, then figure your monthly expenses starting with recurring bills like rent or mortgage, car payments, insurance, utilities and subscriptions. Also account

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for variable expenses like gas, groceries and entertainment. Once you have your income and expenses calculated, look for places you may be able to cut back to help meet your financial goals. Don’t forget to be flexible; your budget and spending will change along with your needs and situation.

Earn Rewards on Everyday Purchases You can stretch your budget further by taking advantage of rewards offered by your bank or credit card company.

For example, some credit cards provide cash back rewards for specific everyday purchases. An option like the Credit One Bank Platinum Rewards Visa is one such credit card. Customers can earn 5% cash back for the first $5,000 of eligible purchases per year on things like gas, groceries, internet, cable, satellite TV and mobile phone services, plus 1% cash back rewards on all other purchases. “Make sure your rewards are working for you – and not just as a gimmicky signup bonus,” said David Herpers, head of product at Credit One Bank. “Find a credit card that continues to give you more for your everyday spending habits.”

Compare Interest Rates When Opening a Savings Account When selecting a savings account, look for the highest yield but also consider the minimum balance requirement, any introductory rates that may expire after a set period of time and the ease with which you’re able to access your money and account information. Often, digital banks can offer higher rates than traditional brick-and-mortar branches due to their lower overhead costs. Ensure any bank you consider is a member of the Federal Deposit Insurance Corporation (FDIC) so you can earn a fair rate and protect your money.

Build an Emergency Fund Emergency funds create a financial buffer that can keep you afloat in times of need without having to rely on highinterest loans or maxing out a line of credit. These funds can be used to pay for large, unexpected expenses such as medical bills, the loss of a job, car repairs or home appliance repair or replacement. To build your emergency fund, set a monthly savings goal – even an amount as small as $50 per paycheck can make

an impact over time – and set up a way for the funds to be automatically transferred to the account each time you get paid to make the task less daunting. Check on the account periodically and adjust if necessary or if your budget allows. A good rule of thumb is to set aside 3-6 months of living expenses.

Keep Track of Your Credit Your credit score provides lenders and other parties a quick way to get an idea of your financial history and your ability to pay. Having a good credit score typically provides better interest rates and makes it easier to get approval on loans, rent an apartment, take out a mortgage or finance large purchases. Poor credit can saddle you with higher rates and lead to potential loan requests being denied. To help you understand how different actions affect your credit score, many sites offer free credit reports and tools that allow you to stay up-todate and track your score over time. Be sure to check reviews and verify the site’s legitimacy before entering your information. Additionally, many credit card companies, including Credit One Bank, provide free access to online credit reports on a regular basis to give customers an easier way to stay on top of their finances.

BUSINESS

Find more ways to make your money work for you at CreditOneBank.com/ articles.

Understanding Emerging Card Capabilities Alternative methods of payment, like credit and debit cards, have now been around for decades and have grown in popularity due to their convenience in comparison to cash, but technology has evolved even further to allow for a rise in contactless payment. Consider these capabilities many cards now offer: Chip (EMV) cards utilize smart technology to store data on the microchip embedded in the card, allowing for an extra level of security with a one-time code generated as part of each transaction to keep payment information more secure than swiping the magnetic strip. Contactless cards are equipped with near-field communication technology that allows payments to be made at a terminal without swiping or inserting. The card member’s name, billing information and security code are never transmitted when cards bearing the contactless indicator are tapped on an equipped terminal. Smart device payments can be made by adding your credit or debit card to the wallet app on your smartphone or tablet. Apps can also be added to some smartwatches to make contactless payments at participating merchants even easier.

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Explore ideas that are creative and unusual

ave you ever had an opportunity to sit at a table with others and have conversations around values? Seeing not only your own Point of View but getting Insight from points of view of others. It is a known fact that conversations form the bedrock of our relationships. Conversations are a profound part of the human experience too health. To have the ability to share our ideas, thoughts, and feelings with each other, we gain so much more when we converse face to face. With what is happening in the world right now, our health is impacted by how we now hold conversations — via phone, email, text message, online platforms. This truly reduces building true relationships and reduces our physical and mental health.

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What we are learning in this current crisis is that RELATIONSHIPS really do matter.

Miracles truly are just a Shift in Perception

Getting or going back to the way things were is not an option. Why do not we take this time and use it to find some moral clarity, re-discover our values and truly come to Discover what it is that is important to YOU How would you like to broaden your perspective and create flexibility and live by your values so you can live a life of more happiness and joy? At the Visionary Hub can help guide you to finding your Core Values which are important, as they are a set of beliefs and behaviors that you can follow towards your own self-discovery.

BUSINESS

Contributing Writers L-R Sylvia Henheffer, Laurie Renton The Visionary Hub

COMMUNITY FOUNDATIONS

Chamber Works for You

uggling, as defined by the Oxford Concise Dictionary, is the act of keeping several objects in the air at the same time. The Yorkton Chamber of Commerce, like so many active Chambers, can be likened to a juggler with the many issues, opportunities and events it has “in the air” at any one time. All successful jugglers require solid footing and for the Yorkton Chamber, that footing comes from its Membership and Advocacy. Membership in the Chamber is really an investment in your business as the Chamber, representing over 430 businesses, can achieve through its advocacy efforts so much more than your business on its own. While 2021 was a year unlike most others, the Yorkton Chamber still had “many plates in the air”. As members of the Canadian and Saskatchewan Chambers, it was able to provide useful information to its business members as they navigated their way through the pandemic. The Business Resource Toolkit proved to be a valuable resource for many businesses.

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Meeting with City Council; Cathay Wagantall, MP; and Greg Ottenbreit, MLA to discuss and share information about the business community.

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Chamber President Marty Sveinbjornson appeared before Council to outline the concerns of member businesses which received notices of huge increases in property assessments. In September, it asked the Premier not to bring in further restrictions on business. Led by the Saskatoon Chamber, Yorkton and many other Chambers in the network, asked the government for a full review of the current property tax system.

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Most recently, the Yorkton Chamber asked several members of Cabinet, about the goal posts Saskatchewan citizens have to reach so that we are once again a “no mask, no vaccination verification” society?

The Chamber also offered educational and networking events to its members and the community at large. These included: •

Indigenous Awareness Training.

Advocacy work was of primary importance. Some of the advocacy undertaken in 2021 included:

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Our first, since the beginning of the pandemic, in-person Luncheon with Jolene Watson as Guest Speaker.

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The 22nd Annual Chamber Business Dinner was highly successful and featured Kendal Netmaker as the Guest Speaker.

Producing a series of videos highlighting some of the difficulties members were facing during the lockdowns earlier in the year.

These pages sponsored in part by Refined Yorkton Magazine

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The Yorkton Chamber of Commerce is an accredited Chamber. It has proudly served the business community of Yorkton and area for over 120 years. •

An All Candidates’ Forum was held prior to the federal election

Shop Local has been a focus for the Yorkton Chamber for a long time but this year, with funding from the federal government, the Chamber was able to launch many projects to promote the Shop Local message: •

One hundred one “shop local”’ videos were produced and appear on the Chamber’s website and social media platforms.

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Shop Local campaigns appeared in the local media and on digital sign boards for the Back to School and Christmas shopping periods.

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Two rink boards in the Gallagher Centre bear the Shop Local message.

1-306-316-0130 toddk.refinedyorkton@gmail.com www.refinedyorktonmagazine.com

COMMUNITY FOUNDATIONS

Jolene Watson delivered an entertaining and informative presentation at a Chamber Business Lunch on personality types, behaviours and the effects of stress.

The Yorkton Chamber of Commerce is an accredited Chamber. It has proudly served the business community of Yorkton and area for over 120 years. A strong Board of Directors, supported by a strong membership, will ensure the Chamber continues its role as “the voice of business in Yorkton” well into the future.

Kendal Netmaker shared his entrepreneurial journey at the Chamber Business Dinner and said he has learned that every challenge or obstacle “has a teaching in it”.

The Shop Local Yorkton logo has been visible all around Yorkton and is on every one of the 101 videos produced for the Shop Local campaign. According to a study by Praxis Consulting commissioned by the Yorkton Chamber, every $100 spent locally generates an additional $38 in local economic activity.

Your locally owned community magazine

COMMUNITY FOUNDATIONS

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Twenty Years of Giving Prairie Women on Snowmobiles Raised Money and Spirits Across the Province By Brook Thalgott

ore than two decades ago, it was a shock diagnosis that would kick off a remarkable feat of fundraising and support for women facing a fight with breast cancer. “I was diagnosed with breast cancer in 1998. It’s a shock to say the least when you realize you have a battle to fight,” says Jeannie Brewer, Prairie Women on Snowmobiles cofounder. “At the time, I was also very involved with snowmobiling.” Brewer got her start in snowmobiling in the mid-1980s, introduced to the sport by a group of women snowmobilers in

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the U.S. called Women on Snow. The American group held an annual ride, taking their sleds wherever they could find snow, and they had no men to help with mechanics, trailers or getting stuck in the snow. It was for women, by women. The group, coupled with Jeannie’s diagnosis, that would inspire her to combine her love of snowmobiling with a good cause. “I really felt that I needed to turn the challenge of getting through breast cancer into something that could benefit other cancer survivors in Saskatchewan,” says Jeannie. “Fundraising and awareness was the goal via snowmobiling.”

COMMUNITY FOUNDATIONS

She set to work with Fort Qu’Appelle’s Carol Tulik to get the ambitious fundraising project going. It would take two years of planning plus financial support by the Saskatchewan Snowmobile Association (SSA) before the women were ready to ride. Outreach started with the province’s snowmobile clubs to find participants willing to fundraise and businesses that would support the ride with meals and lodging. Corporate sponsors were found to provide fuel, a trailer for sleds, and a bus for rider transportation. “Without the SSA’s funding and Carol’s amazing organizational skills, Prairie Women on Snowmobiles would have never happened,” says Jeannie. “We also made an agreement with the Canadian Cancer Society that all funds raised would stay in Saskatchewan and would not be used for administration.” The annual ride took participants all over Saskatchewan with a new route chosen annually. “Riders would apply to join us,” says Shannon Scott, another Prairie Women organizer who joined the group in 2006. “We would select a route, and then work together to contact businesses and organizations along the way to help.” The seven-day event started with a kick-off banquet the night before, and

Over its 20-year history, Prairie Women on Snowmobiles raised $3.5 million for breast cancer research and awareness in Saskatchewan.

then breakfast in the hosting community the next morning. “We stopped in towns along the way for hosted breaks and meals, being guided by locals through the route,” says Shannon. “At every stop, we encouraged breast cancer survivors to come meet with us for pinning ceremonies or to reach out in whatever way they felt comfortable.” Every evening was spent in a community along the route at sponsored banquets dedicated to fundraising.

2019 would be Prairie Women on Snowmobiles last year, with 2020 plans ended due to the pandemic. With hopes dimmed for a 2021 run due to COVID, the club decided to end its efforts after 20 amazing years. “It’s bittersweet to see it end, but I will never forget the friendships I have made and the experiences I have had,” says Shannon. “By far, the best part of the ride was meeting the survivors along the way. There were many

COMMUNITY FOUNDATIONS

tears shed and hugs given, and it was absolutely worth it.” Jeannie echoes Shannon’s sentiments. “Many friendships have been made over the past 20 years,” says Jeannie. “Many lives have been saved due to awareness of the importance of mammograms,” she says. “Twenty years later it has come to an end. But it’s a happy end because $3.5 million was raised for cancer research and cancer treatment equipment in Saskatchewan.”

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FULL THROTTLE – AUTOMOTIVE & RECREATION

Winter Car Care Tips: Keep Your Vehicle in Top Condition During Winter Weather

ere are five car-care tips to keep in mind as the temperatures begin to drop. Getting stranded by a dead battery or getting into an accident because of frosted over window, is something you need to avoid. Get started on these preventive-care steps and do them as soon as you can.

KEEP YOUR BATTERY IN GOOD CONDITION As the temperatures drop, your battery condition also drops. Cold temperatures reduce its cranking power. To check your vehicle battery, remove the plastic caps on the top and check the fluid level. (See your owner’s manual.) Add distilled water if the levels are low. On maintenancefree batteries, there usually is a small window that will have an indicator to let you know the condition of the battery. Replace your battery if it is older than five years or is showing signs of wear.

FRESH NEW WIPER BLADES Wiper blades need to be replaced more times than you think, sometimes at least every six months, depending on how worn and weathered they become. When they start streaking or showing areas that are missed, that is a sign to get them replaced.

CLEAN YOUR VEHICLE WINDOW OF SNOW AND ICE After your vehicle has been running to get warmed up, it is always a good idea to walk around and inspect your windows. Build up of snow and ice are always common, take a few minutes while the windows are warmed up and clear all the ice and snow away.

Ensure you are using the correct viscosity for those temperatures, talk to your local mechanic to make sure you have the proper oil requirements in your engine this season.

YOU MIGHT NEED NEW TIRES

HOW DOES YOUR OIL LOOK?

If you find yourself spinning and getting stuck more often in the snow and ice, then it is possible you may need new tires. If you are still riding with those summer tires, it might be a good idea to swap them out for a set of all seasons or even a better option would be winter tires.

Cold weather can play a big part on your oil condition. As temperatures drop, you oil tends to get thicker. This makes it harder for your engine to turn over in lower temperatures.

Make sure your tires are in good condition and have plenty of tread remaining as this too can prevent you from moving around safely.

Leaving the debris on the windows only makes it more difficult to see when driving and creating a greater risk of an accident to happen.

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Consider these tips to enhance the safety of your holiday travel.

Before You Go Check your tire pressure and the condition of your tread. Make sure you have properly functioning wiper blades and carry extra washer fluid. Check your headlights to ensure they both work and your lenses aren’t hazy. Make sure your car has an emergency kit and replenish any items you have used in the past.

MAKE SAFETY A PRIORITY for Holiday Travel As more and more Travellers hit the road and return to traveling for the holidays, concerns around road safety are top of mind.

While On the Road Keep your focus on the road and stay off your phone. If you find yourself driving in bad weather and visibility is an issue, pay attention to road markings to keep yourself oriented to the roadway. If you have no visibility, pull over.

IT’S SNOW MUCH FUN Yorkton Sno-Riders Make Winter Fun By Brook Thalgott

inter in Saskatchewan is long, but it doesn’t have to be boring. The Yorkton Sno-Riders Snowmobile Club does its part to make sure that local sledders can enjoy the white stuff all winter long.

“The original Yorkton Snowmobile club was formed in the 1970s,” says Barry Bradshaw, one of the Yorkton Sno-Riders committee board members. “I have been involved with the clubs since then, and the current Sno-Riders club was formed in 1990.” Today’s Yorkton Sno-Riders (Club #327 in the Saskatchewan Snowmobile Association) are a busy and vibrant community organization. The club is responsible for organization, signing and maintenance of over 350 kilometres of groomed snowmobile trails in the Parkland area. “We groom and sign all the trails for riders and kick off the season when deer hunting season closes,” says Barry. “Depending on the snow conditions, we can see trails open around December 15.” Plus, the club maintains a seven warm up shelters for riders to take a break when they’re out enjoying Saskatchewan’s snow and scenery. Beyond its trail and shelter maintenance duties, the Sno-Riders are also active in fundraising for Easter Seals. “We have been working

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The Saskatchewan Snowmobile Association is your go-to resource for all things snowmobile. For provincial club, trail and safety information, visit sasksnow.com.

The 2022 Easter Seals Snowarama is scheduled for February 19, 2022. Registrants need a minimum of $150 to join. The ride takes snowmobilers through 100 kilometres of trails, with complimentary meals, fuel, prizes and more. Best of all, riders support Camp Easter Seal – the province’s only completely wheelchair-accessible camp. Campers enjoy summer activities and fun while putting aside their daily challenges.

Learn more at snowarama.ca.

with Easter Seals Saskatchewan for decades,” says Barry. “In 2022, we will celebrate our 45th Snowarama.” Snowarama got its start in 1977, this year riders will be collecting pledges for a 10-day ride this February across the province. Since its inception, the event has raised close to $3 million for Camp Easter Seal at Watrous. “On average, we see about 200 riders for event annually, and it’s gotten as high as 350 riders,” says Barry. “People are so generous with their time and money, and it’s a great time for a great cause.” The club is also proud of its new home at 263 Myrtle Avenue in Yorkton. The Sno-Riders’ clubhouse houses the club grooming machines, social events and more. “We’re fortunate to have our new

space in which we purchased from the City of Yorkton,” says Barry. The new clubhouse will be named in honour of a great supporter who had a huge passion and impact on the local community of snowmobilers. The name of the club house will be called Art Bilous Memorial Centre – Home Of The Yorkton Sno-Riders, in honour of the late Art Bilous.

Yorkton Sno-Riders new club house

Ready to see what fun snowmobiling can be, or get back to the sport? The Yorkton Sno-Riders are waiting. Learn more about the Yorkton Sno-Riders Snowmobile Club on Facebook or visit the clubhouse at 263 Myrtle Avenue.

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Renovating?

Test for asbestos first. Before 1990, asbestos was commonly used in more than 3,000 building materials and other products. When disturbed, tiny asbestos fibres are released into the air where they can get into the lungs and cause severe damage over many years. If you think there is a risk of asbestos in your home or office, test for it to protect yourself and your family.

Questions? Go to worksafesask.ca/asbestos

LIFESTYLE – AROUND THE HOME

Freshen Up Your Indoor Spaces This Winter hen cold winter days keep you inside, you may find yourself bored with your surroundings. Waiting for the sun to make its next appearance can provide the perfect opportunity to give your indoor spaces a fresh and appealing mini makeover. Even if your budget is tight, you can still make small changes to transform a room. Consider these ideas: • Bring stylish flair to your space with a new color scheme. Rather than replacing all the furniture, which can be costly, focus on smaller accessory pieces such as pillows and decorative items. Create variety by using multiple hues of the same color or mixing two or more complementary colors. • Introduce new accent furniture. Smaller and less costprohibitive than centerpieces like a couch, for example, accent pieces such as end tables or a coffee table can provide subtle changes to the look of a room. You could also opt to refinish a piece of furniture you have on-hand to create a look that’s all your own. • Morph your room by simply rearranging what you already own. Adjusting the orientation of your furniture and decor can let you see your favorite room from a whole new perspective. • Whether it’s a flea market find, such as an old window frame that you paint and add a display shelf to the base, or a series of photos from your favorite vacation destination, adding some DIY art can not only update your room, but make it more personal, too. A new look for your favorite room can go a long way toward chasing away those winter blahs, so find ways to update your space for a cozy retreat that you can enjoy despite the cold weather raging outdoors. Find more ideas at eLivingtoday.com.

A new look for your favorite room can go a long way toward chasing away those winter blahs. LIFESTYLE

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Family Christmas Holiday Traditions 36

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LIFESTYLE

When it comes to Christmas, it seems like every year we become more and more commercialized with the holiday season. Many focus on the cost and dollar value of what the season ends up being.

raditions have seemed to be forgotten and left behind us and almost become a thing of the past. Today’s holiday seems to consist of either last minute shopping, piles of gifts under the tree, rushing to get everyone together and then watching it all be over in a small matter of time. Christmas is the time of year when we need to be taking things a little slower, sit back and relax with family and friends, enjoy the delicious food and comfort of the season. Traditions are what make this season a lasting memory in all our lives, why not create more memories and try some of these traditions. A big part of the season is the Christmas tree. We all go through that struggle to make sure we pick out just the right one. Go that extra step this year and make your tree a special one, use different styles and types of ornaments when decorating. Get creative and make your family tree more personalized to your family. With technology one past tradition seems to be fading away slowly, the good old Christmas card. Emails and video chats seem to be replacing these longforgotten traditions. Christmas cards can be heart warming and enjoyable to all those who receive them, they don’t even have to be store purchased, you can even make your own cards which are just as much fun to receive. Christmas movies have been around for many years, going back to childhood ones such as Frosty the Snowman, Rudolph the Red Nosed Reindeer and Charlie Browns Christmas Carol. Modern movies are becoming more and more of a tradition, The Polar Express, How The Grinch Stole Christmas and Christmas Chronicles are becoming very popular for the children. We can’t forget about the timeless and always popular National Lampoons Christmas Vacation. So why not make a Christmas movie marathon part of your tradition.

Elf On The Shelf has become more and more popular over the years. This little elf arrives in your home and receives a name from the family, over the course of the holiday he seems to get itself into mischief around the home or helping around the house. Either way it has become a modern family tradition to have one of these Elves around the home during the holidays. We all can remember sitting at the kitchen table and staring at a blank piece of paper. What are we going to write to Santa this year? All children love sitting down and telling him how they have been over the year, asking about the reindeer and the elves and let’s not leave out, what they want for Christmas. This has been a long going tradition in many families over the years.

living room with a fire and the Christmas tree all lit up, surrounded by family and reading the most famous story on the night before Christmas. No matter what your traditions are and who you spend them with during the season. Remember to slow down, step back and take a deep breath. Enjoy the company of those around you, remember those who won’t be with you during the season. Take in the smells, tastes and all the sights of the holidays and enjoy the season to the fullest. Make your memories and traditions become strong and last a lifetime.

Christmas is not always about receiving but should be also about giving. Teaching our children, the lesson of giving back is a great tradition to start with them. Not all families out there are as fortunate as most and end up having less at Christmas time. Teach them how to donate gifts or find ways to help raise money to donate to those less fortunate out there. Twas The Night Before Christmas! Christmas Eve and this classic tale can always be part of everyone’s tradition. There is nothing better than sitting in the

LIFESTYLE

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Opportunity…..it’s now or never! “2021” marked my 20th year in the Real Estate Industry and 10 years owning and operating CORE Real Estate Inc.

pening the doors to CORE Real Estate Inc., was the plan from day one. It was a matter of waiting for the right time and the 10 year market felt right. I will be honest; I did need a little push and pep talk from my wife Jeanie. Those wise words that seem to always grace her lips “it’s now or never” followed up with “you’re not getting any younger”. It was the truth and we both laughed because we know it’s hard to make changes when you’re older.

opportunity. It can be unnerving at times, not really knowing every single detail of what the future might bring. There is one thing I do know and it’s the way I live every day, I stand in faith with gratitude. What’s the plan for the next 10 years? Explore and develop a plan to provide opportunity for individuals interested in becoming licensed as professional REALTOR.

So now, 10 years into owning a business, I can honestly say it has been an incredible journey.

CORE Real Estate Inc. Has been resilient over the past 10 years and will continue to serve all our amazing clients, today and into the future.

You never know in business the doors that will close and which doors will open full of

I continue to believe that Yorkton and Saskatchewan are full of opportunities.

LIFESTYLE

Contributing Writer Corey Werner Core Real Estate Inc.

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ON THE GO – LEISURE TRAVEL & ENTERTAINMENT

Winter Vacation

On The Prairies If you are a snowbird and many of us know someone who is, then once the white stuff finally starts hitting the ground, that group of individuals head south for the winter. Many enjoy the heat 12 months of the year, golfing, sitting on the beach and taking in the sites of their snowbird surroundings.

or the others who decide to stay home and brave out the frigid temperatures, mounds of snow to be shovelled and daily bundling up and waiting for our vehicles to get warm enough to get into…. there is still plenty for you to do while on the prairies.

SNOWMOBILING This sport has been around for many years and has been growing stronger and stronger over the years. The prairie provinces offer to its riders thousands and thousands of beautifully groomed riding trails with an abundant amount of scenery to view while riding. Many of the trails are mapped for new and experienced riders and there is always a fuel station or restaurant to stop for a bite along the way. We recommend giving this sport a try, it can become very addicting.

SKIING The prairies are lined with ski resorts. You don’t have to travel across the

country when we have many local ski resorts just in our backyard. Downhill skiing can become a great way to spend a holiday with your family and friends. Not to mention the exercise you get while skiing. Many resorts have accommodations and restaurants on site for your convenience.

RESORTS Yes, we have resorts on the prairies available during the winter. These resorts are great ways to still enjoy the winter weather but from an inside perspective. Soaking in mineral waters and relaxing indoors. Getting spa treatments and massages are also a big part of the experience. Many of these resorts offer special packages for you and family members, Saskatchewan’s Temple Gardens Hotel and Spa located in Moose Jaw has been a long-time location to attend.

ROAD TRIPS Why not plan a road trip, pick a destination, and do some mapping of popular spots to stop and visit along the way? Road trips are not just for summertime, well planned winter vacations can be just as much fun in the winter. You also get the experience of seeing the prairies in a totally different season and you would be surprised as to what you can see and do during the winter on the prairies.

ON THE GO

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SNOW SPECIAL SECTION

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Snow Special SECTION

Snowmobile Safety Snowmobiling is very popular in Canada. Each year, many are seriously injured while snowmobiling.

Injuries happen when: • the snowmobile hits an object or another snowmobile • the snowmobile rolls on top of the rider • the snowmobile breaks through the ice or comes across open water • during loading or unloading a snowmobile • bad weather causes poor visibility

Snowmobile drivers must be strong enough, mature and skilled to drive. • Children and teens under 16 years of age should not operate snowmobiles.

How can snowmobiles be used safely? If you’re a parent who operates a snowmobile, you can model safe behaviour by following these guidelines:

• Be careful when fueling your snowmobile to avoid burns and explosions. • Be cautious when loading snowmobiles on and off trailers to prevent strains and the snowmobile from falling off and inuring you. • Learn the signs of hypothermia and frostbite. Know what to do if this happens. Have the right equipment

• Wear well-insulated protective clothing, including goggles, waterproof snowmobile suits and gloves, and proper snowmobile boots.

• Check the condition of the trails. Do not snowmobile on ice if you’re not sure how thick it is or what condition it’s in.

• Always travel in groups of 2 or more, it is safer to have extra riders in case of an accident or break down of your machine. • Never drink alcohol or use prescription or non-prescription drugs (including marijuana) that make you drowsy or alter your judgment before or while operating a snowmobile.

• Ensure all helmets meet the proper safety standards. • Ensure your lights are working on the front as well as the back. Make sure your brake lights work as well. • Carry a first-aid kit, safety flares, an emergency tool kit, extra spark plugs, and drive belts. • Make sure to carry a cell phone with you.

Before you go out

• Check the weather forecast.

• Be extra careful on unfamiliar or rugged terrain where you might run into hazards you can’t see, such as barbed wire.

Drive safely

• Beginners should stick to groomed trails and drive during the day. • Always travel at safe speeds. Many trails have posted speed limits.

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Are there laws in Canada about operating snowmobiles?

• Every province and territory has its own rules about the use of snowmobiles. It’s best to check with your provincial/territorial transportation authority for specifics.

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Snow Special SECTION

How to pick the right downhill ski equipment! It’s not just about having fancy skis. Equipment is designed differently depending on the person using them. Choosing the right skis

Ski designs:

The type of terrain you’ll be on makes a huge decision. Groomed mountain with packed snow, or off the trails? Different skis perform better in different conditions.

Rocker, also known as reverse-camber, has a flat bottom while the tip and tail of the ski bend up off the snow. More rocker means more maneuverability, easier carving, and more flotation, helping you stay on top of soft, deep snow. Beginning skiers will improve more quickly and have more fun with this type of ski.

Groomed Terrain: Track skis are great for groomed terrain and trails. Groomed/Powder Mix: Go with the versatile, wider all-mountain skis. Backcountry: Make your own tracks off the trail with freeride skis. Racing: For downhill and slalom racing, look for narrow race skis. Snow Park: Choose freestyle skis for doing tricks in the snow park.

The camber is the opposite of rocker; it is the upward flexing arc of the bottom of the ski. It makes for easier handling, turning, and stability for the skier. The width of the ski is also something to consider. Narrow skis are meant for groomed conditions and hardpacked snow. Wider skis provide more stability and are better for powder or deep snow.

Ski length is also important. When standing up, the skis should come somewhere between your chin and the top of your head. The shorter the ski, the more handling you’ll have, the longer the ski, the more stability.

Ski bindings Bindings are what connects you and your boots to the ski. You have the option to choose integrated bindings or buy separate bindings. Integrated bindings are designed for that pair of skis and come already installed. They are convenient and tend to flex more naturally. Advanced skiers may prefer to purchase bindings separately to meet their specific needs. Ski bindings not only hold your skis onto your boots – they are designed to release the skis just in case you crash!

Ski boots Ski boots consist of a hard outer shell and a soft inner layer. Some boots have moldable inner layers for a more custom fit.

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Boots range in flexibility and the “flex index” is correlated to your ability level. The higher the flex index number, the stiffer the boot, and the more advanced you should be as a skier. For beginners, a soft flex (85 for men, 75 for women) will be best. For intermediate skiers, or beginners who expect to progress quickly, a medium flex (90 – 110 for men, 80 – 95 for women) will be great for those steeper terrains. More advanced and expert skiers will want a stiff flex boot (>115 for men, >100 for women). These stiff flex boots are designed for speed and steep terrain.

Ski poles For beginners, ski poles are not necessary, but can come in handy. Instead of having to skate on your skis to head back to the lodge or to the next lift, you can use your poles to push you along. For more advanced skiers, poles can help with balance or quick turns on moguls. You want your poles to be strong enough to support being planted during turns, but light enough that you aren’t tired from holding them all day.

To make sure your poles are the right length: stand in your ski boots and hold your poles. Your elbows should be at a 90-degree angle. Make sure the nylon wrist strap is adjusted comfortably to your wrist.

Goggles Goggles can come in quite handy. Keeping the reflection of the sun off the snow, UV rays can be harmful to eyes, never mind the falling snow or debris. Make sure the goggles you choose are compatible with your helmet and are snug, but not too tight.

Helmet Whether you’re a beginner or an expert, everyone needs a helmet. Not only do they protect your head in case of a fall or from sharp objects, but they help keep you warm all day. Make sure your helmet meets the standard for snow helmet certification, the ASTM F2040, or the European certification, CE EN1077. Your helmet should have a hard outer shell and a foam inner liner. Helmets should always be replaced after

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a serious fall since they may not provide as much protection once they have been damaged. Try on a variety of helmets to see what feels comfortable and fits with your goggles; there shouldn’t be a gap between your goggles and helmet. Helmets can have a variety of features like camera mounts for a GoPro, built-in speakers, and adjustable vents. Choose what feels right for you and will keep you safe.

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Snow Special SECTION

WINTER HAS SO MUCH TO OFFER!

e all know that the temperatures drop, and snow falls when wintertime comes. But these conditions bring many different types of outdoor sports and activities to offer. Ice Skating – you do not have to go to an indoor rink to have fun while skating, why not try it in the evening at an outdoor rink. Get outside and enjoy the fresh evening air. How about ice skating on a frozen pond or lake, these places can offer miles of open area to stretch your legs. Snow Shoeing – this activity has been around for ages and is becoming increasingly popular. Sure, with technology and advances in designs compared to the old-fashioned wood and leatherbound ones, the modern style of shoe is just as fun to use in the deep powder. Cross Country Skiing – another sport of the past but not forgotten. Why not join a cross country skiing club, not only do you get outside and enjoy the weather and get some exercise but make some new friends and partners to join you.

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Christmas Tree

Cheese Ball Ingredients

Instructions

To finish:

• 8 ounce package cream cheese softened to room temperature

Mix cheese mixture:

1. Use herb scissors or a knife to cut the fresh herbs very small.

• 3 Tablespoons sundried tomatoes • 3 Tablespoons warm water • 1/2 teaspoon dried basil • 1/4 teaspoon onion salt • 1/4 teaspoon garlic salt • Fresh ground pepper • 1 cup grated sharp cheddar cheese

1. In the bowl of a stand mixer, cream together the cream cheese until smooth and creamy. 2. Place the sundried tomatoes and warm water in a small chopper, blender, or food processor, and process until smooth. 3. Add the sundried tomato mixture to the softened cream cheese, along with all the seasonings, and mix until well combined. 4. Add in the grated cheese and mix until just combined. Shape and chill christmas cheese ball:

Coating • 1/2 cup finely chopped fresh green herbs such as parsley, rosemary, and oregano – or a combination of them all

1. Place a large sheet of plastic wrap (about 12 inches long) on the countertop. Mound the cheese ball mixture in the middle of it. Pull up the plastic wrap around it and use your hands to shape it into a Christmas tree.

• Small piece of cheddar cheese for the star

2. Wrap the cheese ball in the plastic wrap. 3. Chill for at least 1 hour.

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2. Transfer the herbs to a shallow container or dish and roll the chilled Christmas tree-shaped cheese ball in it until it is well coated. 3. Slice a thin piece of cheddar cheese and use a cookie cutter to cut out a star. Gently push it into the top of the Christmas tree to make a tree topper. 4. Serve the Christmas Cheese Ball with crackers, sliced and toasted baguettes, and/ or veggie sticks.

Notes • This cheese ball can be made ahead of time. I like to wait to roll the cheese all in the herbs until right before serving it. • Cheese balls are also a great gift to give to hostesses. Present it on a pretty plate with a few boxes of crackers.

Holiday Sweets Made to Share Among the decorations, gifts and gatherings of loved ones, there’s perhaps nothing quite like family favorite foods that call to mind the joy of the holidays. Whether your loved ones relish building gingerbread houses or dining on an all-in feast, looking forward to annual traditions is part of what makes the season so special. This year, you can add to the fun with a new annual activity by creating a delightful dessert with the help of little ones and adults alike. With an easy recipe like Peanut Butter Saltine Candy that calls for just a handful of ingredients, you can get the whole family involved in the kitchen. Ask your little helpers to measure out ingredients while a grownup prepares the pan and uses the stove. Once the base is finished baking, call the kids back to sprinkle chocolate chips and peanut butter chips over the top. After your candy creation is cooled, just break it into pieces meant to be

shared with the entire family. An added benefit: all can enjoy the nutrient-rich flavor of peanuts, which rise to superfood status by delivering 19 vitamins and minerals and 7 grams of protein per serving. Find more holiday recipes at gapeanuts.com.

Peanut Butter Saltine Candy Nonstick cooking spray (butter flavor) 1 sleeve (4 ounces) regular saltine crackers 1/2 cup butter 3/4 cup creamy peanut butter 1 cup granulated sugar 2 cups milk chocolate chips 1/2 cup peanut butter chips 1/2 cup rough chopped, dry roasted peanuts

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Yield: 45 pieces

Preheat oven to 400 F. Line 10-by-15-by-1inch pan with aluminum foil. Spray foil with nonstick cooking spray then lay saltines flat in single layer on prepared pan. Set aside. In heavy duty, 1-quart saucepan over medium heat, combine butter, peanut butter and sugar. Stir constantly until butter and sugar are melted, bringing mixture to boil. Boil 3 minutes, stirring frequently. Pour cooked mixture over saltines and bake 5 minutes. Remove from oven and sprinkle chocolate chips over saltines. Let cool 3 minutes then spread melted chocolate completely over saltines. Sprinkle peanut butter chips evenly over chocolate. Return pan to oven 1 minute to soften chips. Pull pointed tines of fork through softened peanut butter chips to partially cover chocolate. Sprinkle chopped peanuts on top, gently pressing into candy. Let cool on rack about 15 minutes then place in freezer 3 minutes. Remove from freezer and break into pieces. Store in airtight container.

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Non Alchoholic Christmas Punch Ingredients • 128 ounces cranberry juice chilled (2, 64-ounce bottles) • 2 liters Sprite or 7up chilled • 2 quarts orange sherbet • 1 large orange sliced Instructions 1.

Pour cranberry juice, and sprite into a punch bowl.

2. Use an ice cream scoop to scoop all of the orange sherbet into the punch bowl. 3. Float slices of oranges on the surface and serve! Notes If you have fresh cranberries, then you can float a few in the punch.

From:

Cranberry Chicken Salad INGREDIENTS • 2 12.5 oz canned chicken drained (I use Costco’s house brand, Kirkland) • 2 teaspoons olive oil • Salt and pepper to taste • 1/2 cup heavy cream • 1/3 cup mayonnaise

INSTRUCTIONS

• 1/3 cup plain Greek yogurt

1. Place a large non-stick skillet over medium-high heat with olive oil. Drain chicken and cook in skillet until all the pink is gone (you may have to do this in batches depending on how big your skillet is). Place cooked chicken in large bowl and season with salt and pepper to taste. Cover and refrigerate until cool, about 30 minutes. 2. In a small bowl mix together cream, mayonnaise, Greek yogurt, poppy seeds, and orange zest until combined. Pour mixture over chicken and season to taste

• 2 teaspoons poppy seeds • 2 teaspoons orange zest • 1 cup celery chopped • 1 Tablespoon butter • 1/2 cup chopped pecans • 1 cup dried Cranberries • lettuce for servings • 8 croissants or 16 pieces of bread for serving 56

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with salt and pepper. Add chopped celery and mix until combined. Cover and refrigerate for at least 1 hour. 3. In a small pan over medium heat, melt butter. Add nuts and cook until toasted, about 2-3 minutes (they should be a little more than lightly browned and you’ll begin to smell them). 4. Stir in toasted nuts and dried cranberries just before serving. Serve with split croissants. From:

Cherry Glazed Ham Ingredients FOR THE HAM:

• 8 - 10 pound spiral-sliced bone-in half ham, defrosted • 1 large plastic oven bag CHERRY HAM GLAZE: • 1/2 cup cherry juice

• 2 teaspoons red wine vinegar • 1 cup packed light brown sugar • 1/2 cup cherry preserves

• 1 teaspoon ground black pepper • 1/8 teaspoon ground cinnamon • 1/8 teaspoon ground cloves

Instructions COOK THE HAM:

1. Move the oven rack to the lowest position and preheat oven to 250 degrees F. Remove the ham from its plastic wrapping and discard the plastic disk that is covering the ham bone. Open the plastic oven bag and place the ham, cut-side down, inside of the bag. Place the ham cut-side down inside of a roasting pan. Cut 3 slits into the top of the roasting bag. Bake the ham until an instant-

read thermometer inserted into the center of the ham reaches 100 degrees, about 160-200 minutes. MAKE THE CHERRY HAM GLAZE:

1. While the ham comes up the temperature, pour the cherry juice and vinegar into a small saucepan and cook over medium heat until the mixture is reduced to about 2 tablespoons, this will take about 4-6 minutes. Whisk in the brown sugar, cherry preserves, pepper, cinnamon, and cloves and cook, whisking often, until the mixture is thickened and reduced to about 1 cup, this will take about 7-10 minutes. Set aside. FINISH THE HAM:

1. Once the ham reaches an internal temperature of 100 degrees F, remove it from the oven and increase the oven temperature to 350 degrees F.

1/3 cup of the cherry ham glaze. Return the ham to the oven and cook until the glaze is sticky and slightly darker in color, about 10-15 minutes. If you find the glaze hard to spread, then reheat the glaze to loosen it. 3. Take the ham out of the oven and transfer it to a carving board, reserving the plastic oven bag. Brush the ham with another 1/3 cup of the cherry ham glaze, and then let the ham rest for 10 minutes. While the ham rests, mix the remaining cherry glaze with 4-6 tablespoons of ham juice from the roasting bag to make a pourable sauce. Carve the ham, place the slices on a platter and serve with the cherry ham sauce. From:

2. Roll down the sides of the plastic oven bag and brush the ham with

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Peppermint Bark Cookies Ingredients

Instructions

• 1/2 cup salted butter

1. Move oven rack to middle position and preheat oven to 350 degrees F. Spray 9x13-inch baking pan with nonstick cooking spray and set aside.

• 1 cup granulated sugar • 1 large egg at room temperature • 1 teaspoon pure vanilla extract • 1 1/2 cups of all-purpose flour • 1/2 teaspoon baking powder • 1/4 teaspoon salt • 12 ounce bag semisweet chocolate chips • 1 Tablespoon vegetable shortening Crisco • 1 cup crushed candy canes

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2. In a small bowl whisk together flour, baking powder, and salt; set aside. 3. In a bowl of a stand mixer add butter and sugar and mix on medium speed until light and fluffy, about 2 minutes. 4. Add egg and vanilla and mix until combined. 5. Add flour mixture and mix to combine (the dough should look crumbly). 6. Pat dough into the bottom of the prepared 9x13-inch baking pan and bake for 22-25 minutes or until edges are golden brown. Move pan to wire rack and cool for 1 hour.

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7. Place chocolate chips and vegetable shortening in a microwave-safe bowl, and cook on 50% power for 1 minute. Stir and microwave for 30 seconds and stir. Repeat until chocolate is completely melted. 8. Spread melted chocolate over cookie crust and spread into an even layer. Sprinkle crushed candy canes over the top. Place pan in the refrigerator for 1 hour, or until chocolate is set. Cut into triangles and serve. From:

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ReFined Yorkton Magazine 2021 Ltd. - Winter 2021

Articles inside

SNOWMOBILE SAFETY

COMMUNITY FOUNDATIONS

FAMILY CHRISTMAS HOLIDAY TRADITIONS

PRAIRIE WOMEN ON SNOWMOBILES

YORKTON SNO RIDERS

WINTER VACATION IN THE PRAIRIES

ART FOR ART’S SAKE