Realty Line January 2015 Issue by RealtyLine

in this issue…

Putting a Face on Real Estate since 1995™

• Capital Title Holiday Extravaganza • CRS Installation & Awards Lunch • WC REALTORS Installation & Awards Banquet • WCR Installation Breakfast • and much, much more!

Associates in Progress

5% Commision TM

Through Jan. 31st J

Page 11

Page 25 JANUARY 2015 • VOLUME 19 • ISSUE 9

State and local associations get ready for a busy legislative season By Riki Markowitz

Visit us online 24/7 at www.myRealtyLine.com

P. O. Box 81366, Austin, Texas 78708

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Printed on recycled paper.

Presorted Standard U.S. Postage PAID Austin, Texas Paid Permit #715

n Jan. 13, 2015 the 84th Texas Legislature will convene and make policy decisions that will impact the lives of real estate industry professionals. Throughout Texas’ 83rd session in 2013, 5,868 bills and 449 constitutional amendments were introduced. During that time, the Texas Association of Builders (TAB) tracked over 1,100 pro-real estate bills, including, but not limited to the State Water Implementation Fund of Texas; a

property rights amendment to SB 1596, giving home buyers control over installing fire sprinklers; and a homestead tax exemption for veterans. Of those, 182 were signed into law. This past November, voters elected a new slate of freshman legislators, plus a new governor and lieutenant governor. So on the eve of the 84th session, the question is whether real estate industry representatives have been able to make headway on top issues and forming relationships with the House and Senate’s newest, most influential members. On the plus side, says Scott Norman, executive director at TAB, many incoming representatives campaigned on issues that affect real estate professionals, as well as home owners and new home buyers. To find out what bills and constitutional amendments the Texas real estate community is working on in 2015, Realty Line spoke with representatives at TAB, the Texas Association of REALTORS (TAR), and Home Builders Association of Greater Austin (HBA). “The number-one priority for any number of associations, including HBAs across the state, is in finding adequate funding for roadways, which includes transportation and infrastructure funding,” says Harry Savio, VP of public policy for HBA Greater Austin. While Proposition 1 passed by a margin of four to one this past November, more work needs to be done to secure funding that will accommodate Texas’ population boom. Daniel Gonzalez, the government affairs representative at TAR, is confident that lawmakers are not going to increase fees or taxes. “We’re looking at taking the motor vehicle sales tax and dedicating that revenue stream over to transportation.” TXDot is estimating a $3.3 billion shortfall in funds without this bill. Historically, however, the outlook is not as promising as some would like. In their 2015 Public Policy Statement report, HBA said “the gasoline tax has not been raised from its current 20 cents

per gallon since 1991.” Water and energy-related legislation is another infrastructure concern shared by Williamson County Association of REALTORS (WC REALTORS) and TAB. During the 2015 Session, legislators are focusing on eliminating court-enacted barriers to implementing the State Water Plan, a 50-year approach to balancing infrastructure improvements, public interests, property rights, and water rights. As far as energy infrastructure legislation is concerned, Norman describes an atmosphere in which market demand has dramatically driven up the cost of all forms of energy in recent years. While there is a movement for greener, cleaner, less expensive energy options, consumers just aren’t seeing these savings. Second on the agenda is proposed legislation that deals with appraisals, taxation, and property values. “A lot of people would like to do something about property taxes, specifically increase property exemptions from $15,000 to something higher,” says TAR’s Gonzalez. In their 2015 report, TAR is calling for a homestead exemption up to $45,000. And that’s just “one component of a comprehensive solution for property tax relief.” The state already requires school districts to provide a $15,000 exemption to every residence homestead for the purpose of ad valorem taxation. Gonzalez worries that if costs continue to rise, “many first-time homebuyers will be excluded from purchasing a home.” Gary Cocanougher, 2014 president of WC REALTORS and broker associate at ERA Colonial, says “reducing property taxes is always on the minds of constituents, but it is easier said than done.” That sentiment is especially true when

Continued pg. 28

Upcoming Events Wednesday, January 21 AYREP 2015 Kick Off Event The Market - 5:30 to 7:30 p.m. Tuesday, February 3 HBA Lakeway/Bee Cave Chapter Fore - 11:30 a.m. to 1 p.m. Thursday, February 5 WC REALTORS Super Bowl of Builders WC REALTORS Office - 10 to 3 p.m. WC REALTORS Tailgating Social WC REALTORS Office - 3 to 4 p.m. SAVE THE DATE May 5th: HBA MAX Awards Renaissance Austin Hotel More at www.myRealtyLine.com

January 2015

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Austin Board of REALTORS®

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President's Column

January 2015

Austin Board of REALTORS®

By Bill Evans • 2014 President

Passing the torch As my term as president of the board wraps up, I am excited to pass the torch to a respected colleague and a true friend of mine, Barb Cooper. I want to be clear: Barb and I have different leadership styles, but we both believe that every decision made by your association must be in the interest of our members. As the 2015 president of the board, Barb will bring and build value to your association, and usher it into a new era—an era highlighted by integ-

rity, honesty, our new home, new leadership in the Austin City Council, new board members, and all of you. I think you will find 2015 the year that the members connect with the association under Barb’s leadership.

New year, new ABoR By the time you read this, ABoR’s office on Stonelake Boulevard. will be packed and closed. We’ll be in our new headquarters at 4800 Spicewood Springs Road. ABoR’s new home will connect members to expanded professional development opportunities, technology, and services that deliver real value to your business. The new headquarters is now open and I encourage all members to drop by and see what your new building has to offer. Thank you to the board and Facilities Task Force for making this new great home possible. To learn more about the new headquarters, visit Abor. com/YourNewHome. I am once again humbled by and grateful for the opportunity to serve as your 2014 president. Thank you for that opportunity. RL

President’s Column By Barb Cooper • 2015 President

Where has the time gone? t seems like just yesterday when I sat down to edit my first column, and now it’s already January again. Well, it’s been quite the year. We’ve accomplished so, so much these last 12 months, so take a second and pat yourself on the back! No accomplishments would have been possible without the input of our members. I would like to thank everyone who has served our association with me, including the board of directors, volunteer committee members, and all of the members at large. It’s truly been an honor.

A New Year, a New ABoR

s you know by now, the new ABoR headquarters has opened its doors, and I hope you’ve had a chance to visit your new home. If you haven’t yet, come stop by! The new ABoR headquarters located at 4800 Spicewood Springs Road is the start of a new era for Central Texas REALTORS. The building was designed with your needs in mind: improved technology, more education options, and plenty of member space. In addition, our new logo and slogan are about building connections — connections that will prepare you to best serve your clients and the community. All of this change can lead to a lot of questions, but I encourage you to engage and ask those questions.

ABoR Forum: Member Town Hall For our first ABoR Forum of 2015, we’re

opening the floor to all of you. We want to hear your questions and thoughts about the your Association and community. We’re treating this forum as a traditional “town hall” meeting—an open floor for you to ask the questions you have one your mind. Our panel will feature select members of ABoR leadership, and we look forward to answering your questions about the new building/branding, membership, local governance, or whatever else is on your mind. The forum will take place from 10 a.m. until noon on Wednesday, Feb. 25, and you can RSVP and submit your questions ahead of time by visiting www.Abor. com/Forum. I’m honored to serve as your 2015 ABoR president, and I can’t wait to see what the year has in store for us! RL

ABoR Academy Educational Courses Visit www.ABoR.com/courses for details.

Happy New Year!

Visit us online at:

www.firstamaustin.com

As we reflect on 2014, we are reminded of how grateful we are for our employees, partners and clients. As we celebrate an amazing year of growth and exceptional success at First American Title, we would like to personally “Thank you”.

We wish each of you the best and look forward to sharing an exciting 2015 together! Jason

VASEk

Division President

Monique

MoDICA Sales Manager

Cristy

WEEkS

Escrow Operations Manager

NorthwESt hillS oFFiCE

3520 Executive Center Drive, Suite G-100 Austin, TX 78731 phone 512.795.9755 GEorGEtowN

1015 W. University Avenue, Suite 507 Georgetown, TX 78628 phone 512.942.6556

rouNd roCk oFFiCE

2400 South IH 35, Suite 190 Round Rock, TX 78681 phone 512.920.0316 lAkEwAY oFFiCE

1213 RR 620 South, Suite 101 Lakeway, TX 78734 phone 737.247.3842

wEStlAkE oFFiCE

TX - 1/2015

January 2015

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Harper Ray, right, Regina Imel, left, and Kirstie Post, center, all of Sente Mortgage, get ready for a busy 2015 in mortgage lending!

Buy photo: RL_010615_A.jpg at www.myRealtyLine.com

Gary Cocanougher, right, of ERA Colonial Real Estate hands over the gavel and tremendous responsibility of leading WC REALTORS in 2015 to Jack Stapleton of JB Goodwin, REALTORS at the Association's 1920's themed Installation and Awards Banquet.

Buy photo: RL_010115_E.JPG at www.myRealtyLine.com

Mike McKim of Keller Williams Realty wonders how many cold beverages can fit in this Yeti cooler, which was a featured door prize at the MI Homes grand opening celebration at the Highlands at Mayfield Ranch.

Buy photo: RL_010515_R.jpg at www.myRealtyLine.com

With continued success on the horizon for the greater Austin market, North American Title wishes you and your family a happy and prosperous 2015. Give us a call to make your closings exceptional throughout the year.

From North American Title

Cheers to you and yours!

Your Closing Professionals NORTH AUSTIN 5608 Parkcrest Drive Suite 150 Austin, TX 78731 t: 512.302.3892 www.facebook.com/Austin.NAT www.nat.com/Texas

RESEARCH 11044 Research Blvd. Bldg. D | Suite 100 Austin, TX 78759 t: 512.249.0576

ROUND ROCK 1 Chisholm Trail Suite 3100 Round Rock, TX 78681 t: 512.255.6550

SOUTH AUSTIN Grand Oaks Office Park 8700 Manchaca Road | Suite 605 Austin, TX 78748 t: 512.482.0851

©2014 North American Title Group and its subsidiaries. All Rights Reserved. North American Title Group and its subsidiaries are not responsible for any errors or omissions, or for the results obtained from the use of this information. | TX14-6406 R 01-05-15

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January 2015

A great new neighborhood is coming to Kyle!

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We’ve put the finishing touches on some innovative new-home designs, and in a few short months, Brooks Crossing will be open for business. Beautiful new homes. A great new neighborhood. KB Home Built to Order ™ is coming.

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• 1,591–3,475 sq. ft., 3–6 bdrms., 2–5 baths • commuter friendly; easy access to IH-35 • convenient to major employers like Texas State University and Seton Medical Center Hays • shopping nearby at Kyle Crossing, The Village at Kyle and Kyle Marketplace • close to at Plum Creek Golf Course From IH-35, exit Center St./FM-150 West heading west. Turn right on Rebel Dr. to community on your right. (512) 504-3074

Broker Cooperation Welcome. ©2014 KB Home (KBH). No affiliation or sponsorship is intended or implied with Seton Medical Center Hays, Kyle Crossing, The Village at Kyle, Kyle Marketplace or Plum Creek Golf Course, and all trademarks are owned by the trademark owners. See Built to Order™ options and upgrades offered at KB Home Studio. All options/upgrades require additional charges and ordering at predetermined stages of construction, and are subject to change/discontinuation anytime by KB Home. KB Home is not a custom homebuilder. Plans, pricing, financing, terms, availability and specifications subject to change/prior sale without notice and may vary by neighborhood, lot location and home series. Buyer responsible for all taxes, insurance and other fees. Sq. footage is approximate. Photo may depict upgraded landscaping/options and may not represent lowest-priced homes. Photo does not depict racial preference. See sales representative for details. AUS-7123

January 2015

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Amanda BoatrightCarrejo and Tammy Kress, both of RE/MAX 1, celebrate a great year at the company Christmas Party!

Submitted Photo

MI Homes representatives Ursula Whitworth, fourth from left, and Lauren Buckley, second from right, accompany REALTORS on a limo tour of the Highlands at Mayfield Ranch prior to a holiday celebration in the Round Rock community’s model home. Buy photo: RL_010115_F.JPG at www.myRealtyLine.com

AMBA’s 2014 secretary, Dan Rushing, second from right, toasts to a happy holiday season with colleague Larry Schule of Highlands Residential Mortgage, Kandis Wilberforce of Crescent Communities and AMBA board member Gretchen Rossington of Cadence Bank at the organization’s holiday party. Dan served on the party committee.

Buy photo: RL_010415_A.jpg at www.myRealtyLine.com

Buy photo: RL_010715_A.JPG at www.myRealtyLine.com

Patricia Wagner of DHI Mortgage and the 2015 WCR Governing Board talks with one of the WCR pastpresidents (1984), Ann Marie Sandlin of Jay Gohil Realty, at the WCR Installation Breakfast at the Shoal Crossing Event Center.

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Williamson County Assoc. of REALTORS®

Putting a Face on Real Estate since 1995

President’s Column By Jack Stapleton • 2015 President

What is the value of a REALTOR association?

s we usher in the New Year, the distant memory of all that was “2014” begins to quietly fade into the abyss. Some things, however, need to stay in the forefront! The industry in which we love and serve is quickly and somewhat quietly changing and it is up to us to determine the end point. If you pause for a moment and personally reflect upon the question “What is the value of a REALTOR association?” What comes to mind? While you are reflecting upon this; lets move on to another more esoteric topic for a moment; Time. Time is truly the world’s most precious and valuable commodity. It is non-renewable, finite, and wholly uncertain to the inventory that remains in the “vault” for our own personal consumption. We are busier today than ever before. Our schedules and calendars are packed, our days are long, and boredom has become a luxury that few can afford. This past year, 2014, was a record-breaking year. As of Dec. 31, 2014, we closed 27,255 units for a total of $8,511,884,044 in reported

residential sales; of that number, 9,101 units and $2,265,798,120 of volume were in Williamson County. That means 33 percent of the inventory, and 27 percent of the volume is in the WC, demonstrating the phenomenal growth in this area of Central Texas. During a time of unprecedented growth and prosperity, we were also hit head on with dozens of major industry issues where groundbreaking decisions were made that made national headlines. In times like these, finding the balance between the demands of our trade, our family obligations, our passion for philanthropy and our faith, we find our “time” being taxed into oblivion. Yet, many important issues stood before us requiring significant additional time commitments such as: syndication, unreported sales, multiple offers, pocket listings, coming soon, third party data integrity standards, water and groundwater conservation districts, improving our flagship MLS product so as to retire our legacy systems, and more. Each of these important topics required RE-

www.myRealtyLine.com ALTORS stepping up and getting involved in meaningful ways by learning the issues, joining committees, taking on leadership roles to ensure the marketplace is fair for consumers, that new emerging products, tools, and third party aggregators coming online are consistent with the integrity and high moral code we have subscribed to as part of our REALTOR Code of Ethics. Yet, looking ahead to 2015 we once again have no shortage of pressing issues facing us. Whether it is the fight for search engine keyword dominance, third parties continuing to present our data inaccurately, the future of Realtor.com, an astonishing lack of a national consumer industry website, affordable housing, transportation, water and conservation, or inventory shortages coupled with consistent population gains, we as real estate professionals need to focus. The Texas Association of REALTORS is over 80,000 strong and as of June 30, 2014 over 1 million strong across our great nation; (1,063,950 to be exact). A good friend and mentor recently reminded me that many times our biggest strength is also our biggest weakness. The greatest value of our REALTOR association is a powerful unified voice. Our strength is our size. Our weakness is disorganization. Our National Association has grown and changed over the decades. Originally formed as; “National Association of Real Estate Exchanges” in 1908. They later adopted the name; “National Association of Real Estate Boards”, and in 1974 was changed to what we know them as today; “The National Association of REALTORS”. I call this change in 1974 “The end of the identity crisis” for our National Association. It took our National Association 66 years to find its identity. It’s identity is you! Our National As-

January 2015

sociation is not about the exchange of property, it is not about the local or state associations, it is about its members. You are the value of our Association. While our National Association found its identity, it is up to us to collectively harness the power of it. With a membership of over a million members we could literally move mountains. That is, as long as we put our heads together, stay organized, and speak with one voice. Let me clarify, not 1 million people with 1 million voices, rather, 1 million people with one, unified voice. Each of us has an inherent responsibility to learn the issues, get involved, join a committee, and if suited for it, step into leadership roles. The reward of our powerful unified voice is not fitted to be self-serving. As we work and give freely of our time to protect private property rights, discourage unfair taxation, and collectively build a strong foundation for consumers to realize their dreams of homeowners, the side effect of this builds stronger communities, a stronger REALTOR brand, and a thriving, relevant, dominant industry in which we can all continue to be proud to serve. So, when asked the question, “What is the value of the REALTOR Association” you are armed with the answer. But, more importantly as you are outlining your goals for 2015 add getting involved to your list. There’s an opportunity for you to contribute to your industry’s success regardless of your schedule. Read and share relevant legislative updates, become a Texas REALTOR delegate, respond to Calls for Action, or join a committee. For more ways to get involved visit www.WC REALTORS.org and follow the “Get Involved” link on the home page, or www.texasrealestate.com/for-texas-realtors/ get-involved. RL

WORD-OF-MOUTH IMPACT. More buyers and sellers would recommend RE/MAX than any other real estate brand.* That’s not surprising, considering the quality of RE/MAX agents. What do people say about your company? Does it help your career? Shouldn’t it?

See what happens when people talk *Source: MMR Strategy Group study of buyers and sellers, asked if there is

January 2015

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Master of Ceremonies Rise’ Johns, left, of Keller Williams Realty installs Michelle Busby of Central Texas Property Group as 2015 CRS Austin Chapter president at the group’s Installation Luncheon at the Westwood Country Club.

Buy photo: RL_010215_L.jpg at www.myRealtyLine.com

2014 WC REALTORS President Gary Cocanougher of ERA Colonial Real Estate thanks Chelsea Moore of KB Home for her support at the Association. Chelsea wins the WC REALTORS' Affiliate of the Year award at the WC REALTORS' Installation and Awards Banquet. Submitted Photo

Buy photo: RL_010515_O.jpg at www.myRealtyLine.com

Realty Austin Northwest Rising Star is the The Ealy Team. Lockie and Warren Ealy leveraged an aggressive marketing campaign, combined with community involvement, to grow their sales 122% from $5 million in 2013 to over $11.1 million in 2014.

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January 2015

HAPPY NEW YEAR FROM AUSTIN TITLE !! We Look Forward to Serving You and Your Clients in 2015!

January 2015

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Putting a Face on Real Estate since 1995

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Sylvia Craig of RE/ MAX Austin Skyline welcomes Cindie Brooks of Chicago Title to the company’s holiday party at Z Tejas downtown.

Buy photo: RL_010815_A.JPG at www.myRealtyLine.com

Doug Beaty, center, proudly accepts the Kenton Brown award from Mike Carroll, left, the first recipient of the award, and AMBA's past president Scott Norman at the AMBA holiday party at the Stephen F. Austin Intercontinental Hotel.

Buy photo: RL_010715_K.JPG at www.myRealtyLine.com

Mark Murrell and Karen McGrath, both of JB Goodwin REALTORS, celebrate as one of their colleagues, Jack Stapleton, is installed as WC REALTORS president at the Association's Installation and Awards Banquet at the Lone Oak Barn.

Congratulations Buy photo: RL_010515_I.jpg at www.myRealtyLine.com

December

Top Producer Nikki Bryant, CMPS

Mortgage Banker NMLSR # 221272 Phone: 512-413-1164 e-Fax: 866-907-4065 Nikki@lakehillslending.com Lake Hills Lending Group at Starkey Mortgage

A Solid, Proven, and Committed Lender! WR Starkey Mortgage, LLP NMLSR# 2146 | 807 Las Cimas Pkwy., Suite 150, Austin, TX 78746 | This is not a guarantee of financing. All borrowers must meet certain underwriting guidelines and credit criteria. Rules and Regulations may apply.

Buy photo: RL_010315_D.jpg at www.myRealtyLine.com

Helen Thomas of RE/MAX Austin Skyline and Tim Dockery of Willow Bend Mortgage spread holiday cheer at the Capital Title Holiday Extravaganza.

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January 2015

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on ANY sale through January 31st, 2015!

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VILL AGEBUILDERS.COM/AUSTIN FOR REAL ESTATE PROFESSIONALS ONLY: In order to earn a broker co-op fee, broker must bring client into a Welcome Home Center and register them on the client’s first visit. No commission will be paid when agent/broker is acting as a principal/buyer. Not valid if client has previously registered with Village Builders or Villagebuilders.com, whether individually or with a broker. Village Builders reserves the right to discontinue this program at any time. Other terms and conditions apply. See a New Home Consultant for more information. Price subject to change without notice. *Effective 01/01/15, 5% Commission will be paid on any sale between 01/01/15 and 01/31/15. Contracts signed prior to 01/01/15 are excluded. Not valid in conjunction with any other offer. Offers, incentives and seller contributions are subject to certain terms, conditions, and restrictions, which may include use of designated lenders and closing agents. Offer good for a limited time only. Copyright © 2014 Lennar Corporation. All rights reserved. Village Builders, the Village Builders logo are registered service marks or service marks of Lennar Corporation and/or its subsidiaries. (10418) 12/31/14

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January 2015

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A big congratulations to the new CRS Austin Chapter board of directors. Pictured left to right are Sonny Bara, Anita Farrell, Michelle Busby, president; Mary Miner and Jim Smith, past-president. The directors were installed at the group’s installation luncheon last month at the Westwood Country Club.

Buy photo: RL_010215_O.jpg at www.myRealtyLine.com

Becky Hopkins, left, of Austin Title, Gene Fuessel of Supreme Lending and Diana Keyes of Nextage Lone Star Realty are the welcoming committee at the WCR Installation Breakfast where they greeted everyone with smiles so fabulous, everyone felt welcome!

Submitted Photo

Capital Title Westlake Branch Manager Shelley Hill and Paula Jo Pierce of Turnquist Partners Westlake can't believe 2014 is already over. The two have some fun at the Capital Title Christmas Party.

Buy photo: RL_010415_E.jpg at www.myRealtyLine.com

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January 2015

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January 2015

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Putting a Face on Real Estate since 1995.™

Putting a Face on Real Estate since 1995

Annette Corbin of Willow Bend Mortgage, Lisa Shipp of Capital Title and David Shipp of Willow Bend Mortgage play “Santa” by giving out holiday door prizes at the Capital Title Holiday Extravaganza.

Buy photo: RL_120814_D.JPG at www.myRealtyLine.com

Mark Minchew of RE/ MAX Austin Associates accepts his CRS Member of the Year award from Past-President Rise’ Johns of Keller Williams Realty at the group’s Installation and Awards Luncheon at the Westwood Country Club.

Buy photo: RL_010215_J.jpg at www.myRealtyLine.com

J.R. Esquivel, left, of MI Homes welcomes Melissa Peel of Realty Austin and David Raulston of Keller Williams to the holiday grand opening celebration of the Highlands at Mayfield Ranch.

Buy photo: RL_010715_R.JPG at www.myRealtyLine.com

Natalie Jack of Legacy Mutual Mortgage and Josh Penland of Sente Mortgage enjoy downtown’s festive lights as they take a quick view from the balcony of the Stephen F. Austin Intercontinental Hotel, where AMBA held its holiday party.

Buy photo: RL_010115_K.JPG at www.myRealtyLine.com

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Earning one or more designations continues to make a difference in REALTOR® earnings. Based on 2013 NAR survey data, the median income of REALTORS® without a designation was $33,500 and the median income of those with at least one designation was $61,100: a difference of $27,600.*

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January 2015

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A Professional Limited Liability Company Attorneys and Counselors in Law

hay

darby

(O) 512.467.6060 (O) 512.467.6060 (F) 512.467.6161 (P) 512.467.6161 www.haydarby.com www.haylegal.com

A Professional Limited Liability Company Attorneys and Counselors at Law

South Padre Island AUSTIN San Angelo

John Hay

Heather Kelly

Kim Martinez

IIIOfﬁcer AttorneyJohn at Law A. Hay Escrow Junior Escrow Assistant Escrow Ofﬁcer Attorney at Law | Escrow Officer

Kylie Lynch

Escrow Assistant

Jennifer Bennett Escrow Assistant

Ashley Boyd

Beth Coffey

Business Development Business Development

We credit our success to our talented, hardworking and experienced staff – let us earn your business with our exceptional attention to detail. • Winner of the 2014 Austin Under 40 (Au40) Award in Real Estate • Recognized as a Rising Star by Texas Monthly and Super Lawyers magazines

John A. Hay III Attorney and Counselor at Law

Real Estate • Construction • Business Oil & Gas • Family • Title Insurance

January 2015

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Putting a Face on Real Estate since 1995.â&#x201E;˘

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Kelly Wonderlin and Mark Wonderlin show off their wonderful 3-month-old baby, Avery, in style at the AMBA Christmas party at the Stephen F. Austin Intercontinental Hotel downtown. Kelly is the daughter of Julie Gross of Starkey Mortgage.

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WCR 2014 State President Sharon Morton, left, had the honor of head table introductions at the WCR Installation Breakfast where she sat with Cheryl Jenkins, a past WCR president.

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Cecilia Roberts, Victoria Costello and Ann Buck, all of Coldwell Banker United, REALTORS, are loving the 1920's theme at the WC REALTORS' Installation and Awards Banquet.

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January 2015

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Putting a Face on Real Estate since 1995

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Faith Staires, center, and Hope Teel, both of RE/MAX Austin Skyline, discuss holiday plans with Justin Hrabovsky of United Lending during their company’s 20th annual holiday party.

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Butch Novak and Jack Szalasny, both of RE/ MAX 1, enjoy the festivities at the company Christmas Party.

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AMBA’s 2014 president Vinnie Magnarini, 2014 secretary Dan Rushing, 2015 president Kristin Clardy and past president Mike Cannatti show leadership skills are not all they have at the organization’s annual holiday party.

Submitted Photo

Happy New Year from everyone at

Winners &

Round Rock

Finalists

and

Congratulations to the

Austin Board of REALTORS® and their new building!

We are once again a proud

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We look forward to our continued partnership in 2015!

Ask us how you can increase your production (without Relo or Paying for Referrals) 512-635-0628 or 512-818-0812 SOUTHWEST Diane Johnson Melanie Kennemann 448-4111

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Sente Mortgage | NMLS ID# 132111 | www.SenteMortgage.com 901 South MoPac, Building IV Suite 125, Austin TX 78746 | 512.637.9900 Sente Mortgage is an Equal Housing Opportunity lender.

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austin

Experts Speak Out

Putting a Face on Real Estate since 1995

Commentary By Rita Santa Maria Champions School of Real Estate

www.myRealtyLine.com

January 2015

technologies being all the multitudes of communication methods using text, pictures, humor, video, and real time. There are tools such as YouTube which need to be utilized like the Natives utilize to keep marketing front of mind. And, YouTube is free. The practice of direct mail and cold calling are not to be thrown out to the curb but must be mixed heavily with the myriad of devices

that make for speed, humor, effectiveness and advertising previewed at the leisure of the client. Yes, the boomers and silents built the sales world with their concepts and practices but now the Generations Y , X and Z are building the sales world more efficiently as they believe anything is possible, should be tried and innovation is certain. RL

Who are the next marketers?

he next generation of marketers are marketing their products and services like none of us have done before. These are the Digital Natives. Digital Natives are primarily Generation Y and Z and to some extent Generation X. These generations have grown up with the latest technology; they use the tools and principles of the latest mobile technology to integrate their personal relationships and to market and plan their business success. Boomers are Digital Immigrants in that all the technology and Internet were learning curves for them which took “leaps of faith” and “giant steps of trial and error.” With every new tech tool, software, contact management program with the Immigrants, boomers and silents, there was a blind trust. That blind trust being if we conquered what we feared with the technology learning curve, we would increase our production and be more time efficient. While the Natives literally grew up with the tools in their hands, Immigrants took classes, tried out new concepts in the hopes of reshap-

ing the business world for the better. This has happened. In the days of paid newspaper and magazine ads as being the only tool truly available, those forms of marketing were costly. Today, with your own software, a good e-marketing task can be done with little money and simply more of one’s time needed. Showing a house for sale, or any product you are hoping to sell, via media, video and pictures take time and practice; once it is embedded in your ad, it is launched to hundreds of prospects and your cost is minimal while your coverage is huge. Digital Natives convey messages quickly. They do communication succinctly with texting and e-mailing and social media is targeting their prospects consistently. All Immigrants have to keep pace with the fast, efficient interactive and colorful marketing demonstrated by our Natives. There are some technologies that are changing daily and all Generations must be in the loop to keep marketing fresh. These

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The Realty Austin team with the highest number of leads closed for 2014 is Team ATX, Sarabeth Peterson and Jordan Johnson. With 29 leads closed, the team increased their sales by $6.9 million from leads.

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January 2015 Women’s Council of REALTORS®

www.myRealtyLine.com

President’s Column By Victoria Reviel • 2014 President

Happy New Year!

f you pledged to try new things in 2015 please consider joining WCR. I will let the membership convince you. Here are a few direct quotes straight from your peers.

John Schutze – Supreme Lending “WCR was my introduction to real estate networking. The people I met have opened doors for me and are absolutely a part of why I am successful in the business today.” Melia Gardner – Capital Title “I joined because I thought it would be a great way to get involved with REALTORS and affiliates. My mission is to help REALTORS and lenders connect with people associated with the real estate industry. I want our clients to be able to use me as a valuable resource. They are able to come to me asking for recommendations and, through WCR among

other avenues, I am able to give many valuable references since I have grown to know and trust other WCR members. Also, from a REALTOR stand point, it is great getting to know other REALTORS that you could be working with on the other side of a transaction. Transactions seem to go much more smoothly that way.”

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Putting a Face on Real Estate since 1995

Putting a Face on Real Estate since 1995.™

speaking skills and I have grown as a leader. Since I have been a member of WCR, I have received numerous referrals and my business has grown as a result. Over the years, I have made friends with many other WCR members throughout Texas and other states.”

tionships, and has allowed me to grow both personally and professionally. Over the years, WCR has strengthened my public speaking and leadership skills. I was thrilled to be honored with the WCR Lifetime Achievement Award In 2012 for my 20 plus years of service to the group. “

Becky DeButts – Nextage Lone Star Realty “I joined in 2010 because I wanted belong to a group of like-minded women who care about one another, encourage you and offer tools that lead to success. Many of us came from small brokerages that did not have training or support. Women’s Council has that and more. You will have opportunities to serve and grow in leadership. I have said WCR is a springboard to greater opportunities and great relationships. I highly recommend the organization.”

Doedi Meyer – Helping Hands Realty Services “I believe Real Estate is a team sport and WCR is a great way to meet more members of the team! Also, if giving back to the community is important to you, there are many ways to do it, but why not participate with other people who are in the same business you are?”

Ann Marie Sandlin – Jay Gohil Realty “I joined WCR back in the late 1970s to meet other agents, and to further my education. I did a lot of growing in knowledge, enough to become WCR president in 1984, and then president of the Austin Board of REALTORS in 1996. I have enjoyed being a member of WCR and ABoR for all these years.”

Michelle Howard Toomer – Family Tree Realty “I joined WCR because of its professional environment, all done with class and completeness, opportunities for growth and development. It is a true learning experience that helps professionals in their business and aids us all personally as needed for support. I’m excited to be a member.”

Ruby Johnson – Nextage Lone Star Realty “I am happy to be a member. My business has grown and I feel more confident in my

Becky Hopkins – Austin Title “WCR Membership has allowed me to have long-lasting friendships and business rela-

Christy Gessler – Keller Williams Realty Cedar Park "I am a member of WCRAustin and have been for several years for many reasons. First, the professional friendships that I have developed over the years have been invaluable! Second, the luncheons are always informative and inspirational. Third, you have an opportunity to earn money through WCR referrals. It's an outstanding professional association membership value!" The best way for you to truly find the benefit of Women’s Council is to give us a try. Attend a breakfast meeting, a mixer or fundraising event. Go to www.austinwcr.org and see what we are planning next. Or call me directly at 512-921-6296 and I can help you to understand why Women’s Council of REALTORS is the place to be. RL

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January 2015

HAPPY CLIENTS ARE

WITHIN REACH

Submitted Photos

RE/MAX 1 broker/owner Tammy Kress, left, delivers Christmas donations to families in need at Foundation Communities.

For truly happy clients, show them around Tuscan Village’s right-sized homes and resortstyle Clubhouse, which includes a gym with weekly fitness classes as well as many other planned activities. Call today to schedule an appointment.

Homes from the $300s to $600s for Adults 55+

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January 2015

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Austin CRS Chapter

Putting a Face on Real Estate since 1995.™

President ‘s Column By Michelle Busby • 2015 President

Past presidents always have fun when it is time to gather for the annual group photo at the Austin Mortgage Bankers Association party.

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Alexa Bolin, Leah Pigg, Sheri Davis and Gretchen Woellner, all of Coldwell Banker United, REALTORS Westlake, support the Westlake community by sponsoring the annual Wonderfest Bouncy House.

Submitted Photo

Ron Urias of Farmers Insurance, Lorena Zuniga of Capital Title and Nate Beita of Supreme Lending enjoy great food and drinks at the Capital Title Holiday Extravaganza.

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Myth or truth: Designations are Dead

es and no. Today’s REALTOR is less enamored with the “alphabet soup” behind their name. We can all agree that we are more focused on success than a title that comes with a designation. However, designations can be the key to an agent’s success. The truth, which agents may not be aware of, is that many of the designation events are the best place to network with top agents. We’ve all heard the definition of insanity; in real estate it's continuing to do the same things in our business, with the same people, and is unlikely to lead us to the next level in our business. Designations open the door to a new community of REALTORS. We just returned from a national CRS event where we networked with top agents and came away with innovative ideas to implement in our businesses. On a local level, the connections we make can be the most valuable link in helping us break through our current success ceiling. Most agents enjoy luncheons and events where we can ask questions of agents who bring different perspectives, training, and understanding. This is particularly valuable for top level

agents who are laser focused on their business and may not always have the time to organize and host this type of event themselves or simply may not have access to other top level associates in their brokerage. Another under-appreciated benefit are the educational offerings. The agents expect a higher level of education from designations because they are investing in their future. This year our local CRS chapter will host two weeks of unparalleled classes. The instructors are engaging and the material is focused on results in your business. In addition, we have opportunities for snap learning throughout the year. These 30-minute sessions and speakers at the luncheons give members insight to local real estate issues and trends. Many agents know when we have another CRS educated agent on the other side of the transaction that they are someone worthy of respect in the industry. The truth is that, even though the titles and acronyms may not be the most important thing, the value those designations bring to our clients, our industry, and our community of REALTORS is unmeasurable. RL

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January 2015

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Putting a Face on Real Estate since 1995

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Newly elected CRS Austin Chapter President Michelle Busby, center, of Central Texas Property Group is congratulated by Rise’ Johns, a former CRS Austin Chapter president, and Immediate Past-President Jim Smith of The Property Management Co.

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Jack Stapleton of JB Goodwin REALTORS gives his first speech as WC REALTORS' president at the organization's Installation and Awards Banquet.

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WCR Immediate Past-President Victoria Reviel of 98th Meridian Real Estate Group promises Amy Kobza, the newly elected WCR president, she’ll be around for anything she needs. Congrats Amy!

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AMAZING VIEWS, RIVER TRAILS AND PERSONALIZED HOME DESIGNS ARE WAITING.

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4807 Spicewood Springs Rd., Bldg. 1, Ste 1100

(512) 450-1222 Richie Rodriguez

sales manager

rrodriguez@ hometrust.com 855.308.0039 ashtonwoods.com

NMLS #222698

NMLS #1150439

Anthony Jones ajones@ hometrust.com

Kelly McClanahan kmcclanahan@ hometrust.com

Scott Sewell ssewell@ hometrust.com

Michael Snyder msnyder@ hometrust.com

NMLS #1166484

In an effort to continuously improve its product, Ashton Woods Homes reserves the right to change plans, specifications and pricing without notice in its sole discretion. Square footage is approximate and window, floor and ceiling elevations are approximate, subject to change without prior notice or obligation and may vary by plan elevation and/or community. Special wall and window treatments, upgraded flooring, fireplace surrounds, landscape and other features in and around the model homes are designer suggestions and not included in the sales price. All renderings, color schemes, floor plans, maps and displays are artists’ conceptions and are not intended to be an actual depiction of the home or its surroundings. Basements are available subject to site conditions. Home site premiums may apply. Please see Sales Representative for additional information. Most Trusted Builder in AmericaSM – Two Years Running. Lifestory Research 2013 and 2014 Most Trusted Builder in America StudiesSM. ©2014 Ashton Woods Homes. All rights reserved. All trademarks herein, including Ashton Woods, the “AW” logo, and the “AW Ashton Woods” logo, are the property of Ashton Woods Homes and may not be used without express written permission.

Kyle Bierschwale kbierschwale@ hometrust.com

NMLS #211987

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www.hometrust.com AUS14_020_Reality_Line_December_5x6-25_r1.indd 1

12/1/14 9:43 AM

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Georgetown Mortgage A S S O C I AT E S I N P R O G R E S S - A d v e r t i s e r P r o f i l e b y K a t i e B r o w n

fter operating as an independent brokerage firm in 2001, Georgetown Mortgage, which provides

home mortgages, refinances, construction loans and reverse mortgages, became a full correspondent mortgage banker in 2008. Headquartered in Georgetown, Texas, the company has seen tremendous growth over the past 15 years. Georgetown Mortgage has grown from three employees in 2001 to more than 300, and currently operates 50 branch locations in seven states: Texas, New Mexico, Oklahoma, Louisiana, Arizona, California and Wyoming. According to Georgetown Mortgage Re-

verse Mortgage Loan Originator David Cook, much of the company’s current success is attributed to its owner’s values and vision. “The owners, Roy and Barbara Jones, built a strong reputation for a dynamic and expanding company,” Cook says. “Soon after opening the business, Roy and Barbara became heavily involved in the Georgetown Chamber of Commerce and forged many valuable business-building relationships that still exist today. Recognizing our company for significant contributions to the business community, the Chamber recent-

ly named Georgetown Mortgage its first and only platinum member.” In addition to providing a full line of loan products, including conventional, FHA, VA, USDA, various Bond programs and numerous down-payment assistance options), Georgetown Mortgage has an in-house construction lending division that offers specialized interim construction loans in South and Central Texas with unique terms that no other lender in the area offers. “This has given us a real edge in the new construction market and increased business for the many homebuilders approved for our program,” Cook says. With a mission of innovation and a community focused mentality, owner Roy Jones formulated a plan in 2012 that expanded the Georgetown Mortgage into the area of Reverse Mortgage lending. “He quickly recognized the need to establish a separate division of the company managed by experts in the Reverse Mortgage field,” Cook says. “A team of sales and operations managers was assembled, and together with loan originators, processors, underwriters and closers, the Georgetown Mortgage team has a combined 75 years of reverse mortgage experience serving the needs of the senior homeowner and home

www.myRealtyLine.com buyer community.” Another tenant of Georgetown Mortgage’s success is through education, which is what brought Cook to the team in the first place. Previously, Cook has held regional, divisional and national mortgage banking sales positions with both traditional and reverse mortgage lenders. After more than 40 years in the mortgage banking business, Cook refocused his efforts in 2004 to managing reverse mortgage wholesale and retail sales positions, which allows him to assist senior homeowners and buyers with financial planning and retirement home purchases through a reverse mortgage. In April 2014, a desire to reduce travel and to educate Texas seniors and their trusted advisors on the benefits of reverse mortgages led Cook to Georgetown Mortgage. “One hundred percent of my business is based on referrals from long-time friends in the mortgage and related businesses, REALTORS and financial planners. I would only have made this decision with a locally-based company like Georgetown Mortgage, a faith-based business with private ownership, full mortgage banking services for reverse transactions, support like I’ve never enjoyed and absolutely zero bureaucracy,” he says. In addition to educationally focused employees, Georgetown Mortgage makes education a priority through continuing education courses for those in the industry. Financial planners can attend a class on reverse mortgages, and REALTORS can benefit from one-hour “Lunch & Learn” presentations or

January 2015

David Cook, Reverse Mortgage Loan Originator

a three-hour continuing education course, which can either take place at their offices or the training facility at the Georgetown headquarters. “REALTORS and builders are already receiving benefits from this training with increased sales, income and expanded services to their clients,” Cook says. As Georgetown Mortgage looks to the future, innovative, experienced employees will play a key role in the company’s ongoing success. With mortgage brokers, bankers, depository mortgage originators, REALTORS, insurance agents and more all part of the Georgetown Mortgage team, Cook says the company is able to address a wide array of questions and provide excellent service. “We have experience in meeting the needs of a diverse set of stakeholders. Because of our varied experience and flexibility, business people with different backgrounds have enjoyed a seamless relationship,” he says. RL

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January 2015

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Putting a Face on Real Estate since 1995

Putting a Face on Real Estate since 1995.™

WCR 2015 officers were installed at the group’s Installation Breakfast at Shoal Crossing Event Center. Pictured left to right are Michelle Howard Toomer, president-elect; Ruby Johnson, VP of membership; Melia Gardner, secretary; and David Teague, treasurer. Buy photo: RL_010415_J.jpg at www.myRealtyLine.com

AMBA holiday party event chair Kathie Thomas, left, and AMBA’s 2014 treasurer Karen Elliott of Sente Mortgage, are pleased to hear Margarine Beaman say mortgage professionals donated more than $700 to Blue Santa at the AMBA holiday party. Buy photo: RL_010715_U.JPG at www.myRealtyLine.com

Virginia Han of Keller Williams Realty, Monica Middleton of Capital Title and Susan Horton of John Horton Realty, a Private Label Realty company, go on a little shopping spree at the Capital Title Holiday Extravaganza event.

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What should you look for in

A MORTGAGE PROFESSIONAL? Expertise. As Professional Mortgage Advisors, we have the experience to see you through the home buying process. There’s no substitute for expertise. Our areas of expertise include: 1) Quick pre-approvals for confidence when placing offers on homes. 2) Providing guidance to maximize your financial portfolio. 3) Assistance with coordinating inspections, appraisals & contingency dates. 4) Ensuring adequate qualifying ratios so you get a loan you can afford. 5) Credit counseling and guidance.

Dana Cook Loan Officer NMLS# 308653

O (512) 287-2656 C (512) 221-6193 DanaCook@eaglehm.com

Jim Vigliotti

Jeff Tenney

NMLS# 1177300

NMLS# 998737

Production Assistant

O (512) 287-2652 C (512) 844-0968 JimVigliotti@eaglehm.com

Loan Officer

O (512) 287-2653 C (512) 517-7941 JeffTenney@eaglehm.com

Doug Scott

Branch Manager NMLS# 730302

O (512) 287-2650 C (512) 971-2233 DougScott@eaglehm.com

Committed to Seeing You Home. 12301 Research Blvd., Bldg. 4, Suite #185 Austin, TX 78759

Universal American Mortgage Company, LLC dba Eagle Home Mortgage - Company NMLS #1058, Branch NMLS #1068413, 12301 Research Blvd., Bldg. 4, Suite #185, Austin, TX 78759; NMLS #1020880, 15950 N. Dallas Pkwy, Suite 400, Dallas, TX 75248; NMLS #1075077, 2201 South W.S. Young Drive, Suite 111-A, Killeen, TX 76543; NMLS #1084944, 18756 Stone Oak Parkway, Suite 200, San Antonio, TX 78258. Certain restrictions apply. This is not a commitment to lend. Applicants must qualify.

Debby Moran and Kent Prickett, both of WC REALTORS, check in guests at the Association's 1920's themed Installation and Awards Banquet.

Putting a Face on Real Estate since 1995.™

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January 2015

Introducing the Platinum Top 50 2015 Winners Austin’s finest in residential Real Estate

Amber Hart

Anna Morrison Lee

Arlene Maze

Ashley Stucki Edgar

Brian Fahey

Caren Upshaw

Carol Dochen

Chad Sellers

Courtney Phelps

Desmond Milvenan

Diane Kennedy

Doreen Dillard

Dru Brown

Eileen Gill

Eric Copper

Francie Little

Gary Gentry

J. Rene Ward

Jackie Horton

Jennifer Mehis

Joe Keenan

Julie Woche

Justin & Carly Gonzalez

Kathleen Bucher

Kathy Chappell

Kent Redding

Kinan Beck

Kristee Leonard

Kristen Williams

Linda Welsh

Keller Williams Realty

Coldwell Banker United Realtors

Realty Austin

Private Label Realty

Coldwell Banker United Realtors

Private Label Realty

Carol Dochen, Realtors

Wilson & Goldrick Realtors

Keller Williams Realty

The Gill Agency

Keller Williams Realty

Coldwell Banker United Realtors

KW Austin Portfolio Real Estate

Pacesetter Properties

Keller Williams Realty Real Estate

Realty Austin

KW Austin Portfolio Real Estate

Berkshire Hathaway TX Realty

Carol Dochen, Realtors

Keller Williams Realty

MaxAvenue-One Source Team

Texas Property Shop

Reilly Realtors

Best Agents In Texas

Curve Realty, LLC

The Leaders Realty, LLC

Keller Williams Realty

Turnquist Partners

Realty Austin

Keller Williams Realty

Lisa Munoz

Luisa Mauro

Pat Vincent

Paul Smith

Richard Hayden

Robert Fischer

Russ Phillips

Ryan Rodenbeck

Ryan Rogers

Sandra Alvarez

Seth Koppel

Sonny & Erin Bara

Susan Horton

Susan Doyle and Lisa Sexton

Tammy Young

Tarek Morshed

Tausha Carlson

Terri Romere

The Cain Team

The Power of 4 Team Excellence

William Steakley

CAREER ACHIEVEMENT

NEWCOMER OF THE YEAR

Stanberry & Associates

Keller Williams Realty

Realty Austin

TexHomes Realty

Marathon Real Estate

Realty Austin

Coldwell Banker United Realtors

John Horton Realty

Twelve Rivers Realty

Keller Williams Realty

Realty Austin

Keller Williams Realty

John Horton Realty

Keller Williams Realty

Marathon Real Estate

Spyglass Realty and Investments

Keller Williams Realty

Kuper Sotheby’s International Realty

Keller Williams Realty

Kuper Sotheyby’s International Realty

The Zaba Team

Keller Williams Realty

Todd Smith

Fine Austin Living, REALTORS

2015 Finalists Adrian Grabe Alicia Kelley Allison Olson Ashley Pope Ashley Brinkman Bertina Schreiber Beth Carter Betty Hood Bob McKenna Bob Guest Brad Schaible Brandi McDaniel Brian Talley Bryan Greenleaf Camille Abbott Camille Ulmann Carl Shurr Carole Martin Charla Housson Christi Baylor Chuma Jerome Cindy Ann Thompson

Wendy Papasan Keller Williams Realty

Colette Fitzgerald Courtney Oldham Cristina Valdes Cynthia Goldrick Cynthia Mattiza Dana Dean David Burton David Brodsky Debbie Pruitt Debbie Novelli Debora Flores Denny Holt Derrick Jones Diane Dopson Dolise McClure Donna Chance Drew Griffin Dylan Everett Elicia Michaud Elizabeth Riley Gay Puckett Grant Whittenberger Gregg Klar

DEN Property Group

Coldwell Banker United

Century 21

Terese Peabody

Guy Oberg III Jack Stapleton Jacquelyn Foreman Jan Busse Janette Friend-Harrington Jeannette Spinelli Jeremy Frost Jessica Bruehl Jill Leberknight John Dunham Johnny Henion Josh Bushner Kacy Dolce Karen Kelly Karen McGrath Karen Halsema Kat Brooks Kathleen LattoWainwright Kay Andrews Kelly Thate Kevin Bown Kevin Elliott Krystle McCarley

Shaina Moats

Lalo Herrera Laurel Prats Laurie Loew Leisa Ormsbee Leslie Gossett Lili Maliner Lisa Harrell Lockie Ealy Lori Anne Goto Lou Cartwright Lucy and Trey Sheffield M.E. Cook Mark and France Clausen Mary Battaglia Mary Anne McMahon Matt Prewett Matthew Ditlow Michael Harrell Mike Freeman Mike Hammonds Nicole Kessler Patrick Birdsong Pattie Webster

TRAINER OF THE YEAR

MANAGER OF THE YEAR

Gracy Title

Keller Williams Realty

Nicole Boynton

Paul Reddam Paula Greenfield Paula Jo Pierce Reinae Kessler Rise’ Johns Rita Keenan Roman Lopez Roxan Coffman Russell Tam Ruth E. Powers Ryanne Vaughan Sandy Cary Sari Pearce Scott Bettersworth Shannon Schmitz Sherry Ellenbogen Stacy Bass Terese Peabody Theresa Bastian Tish & Jeff Darey Todd Bailey Wes Womack

Diane Johnson

Melanie Kennemann

PRESENTING ADVERTISER

PLATNIUM ADVERTISERS

PT50AUSTIN.COM • (512) 522-7280

January 2015 Front Page: Continued

you consider that in 1997, the state-mandated homestead exemption was tripled to $15,000, but since that time, resident homestead values have dramatically risen in value, making the increased exemption less and less of a relief for homeowners. For Norman, lowering appraisal caps on residential properties is also an agenda topper. Before the end of 2014, Senator Robert Nichols (R-Jacksonville) filed a constitutional amendment to slow the rapid rise of tax appraisals. Reforms and constitutional amendments are another way TAR, HBA, and TAB are working to initiate change. In recent years, access to an abundant amount of capital has created a situation where homeowners in some states are in debt to banks for amounts that exceed the value of their homes. For a long time, Texas has had some of the most conservative equity-lending protocols in the country. But for the past two decades, lender groups, as well as other interests,

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have been working to loosen these protections. This legislative session, TAR is in opposition to diluting constitutional protections to home equity loans. While representatives of TAB, TAR, and HBA are already talking to legislators in their respective districts, industry professionals can get involved, too. “We encourage our members to donate to TREPAC, which fights for our rights, but more importantly, fights for the rights of property owners that we represent,” says Cocanougher. “With the new leadership in place, and starting a new legislative session, it is crucial that all of us support our representatives and let them know how we feel about the issues.” Gonzalez encourages Texas REALTORS to sign up to be a legislative liaison. Volunteers receive frequent e-mail updates from the TAR Governmental Affairs department during the legislative session and then on a monthly basis thereafter. These notifications will keep liaisons updated on legislative and political events nationwide. RL

austin

Putting a Face on Real Estate since 1995

RL austin

Putting a Face on Real Estate since 1995

Putting a Face on Real Estate since 1995.™

P. O. Box 81366 • Austin, Texas 78708-1366 (512) 821-1900 www.myRealtyLine.com E-mail: info@myRealtyLine.com

Publisher: Doren L. Carver doren@myRealtyLine.com

Associate Publisher: Tawanna K. Carver tawanna@myRealtyLine.com

Managing Editor: Naomi Bludworth naomi@myRealtyLine.com

Contributing Editor: Linda McNabb

Contributing Writers: Riki Markowitz, Katie Brown, Naomi Bludworth, Linda McNabb

Contributing Photographers: Doren L. Carver, Linda McNabb

Columnists: Bill Evans, Barb Cooper, Jack Stapleton, Amy Kobza, Rita Santa Maria Submission Guidelines: Submit photos, press releases and calendar items to naomi@myrealtyline.com. All photos must be at least 300 dpi and include a caption with first/last name and company affiliation. Press releases must be fewer than 300 words. Non-advertisers submitting calendar items will be charged $25 per submission. All submissions must be received at least seven calendar days prior to ad copy deadlines published at www.myrealtyline.com/blog/advertise.html. Submission items will be included as space allows. Realty Line Austin is published monthly by Caxton Publications, Inc.© as a non-subscription publication for the more than 8,000 members of the Austin Board of REALTORS®(ABoR), the more than 1,100 members of the Williamson County Association of REALTORS® (WCAoR) and the Home Builders Association (HBA) of Greater Austin. Realty Line Austin is printed on recycled paper. Realty Line Austin is a proud member of the Austin Board of REALTORS®, the Williamson County Association of REALTORS® and is a honorary member of the Women’s Council of REALTORS. Realty Line Austin is not responsible for opinions or facts expressed by non-staff writers or for errors and any by-products in advertising or editorial copy. REALTOR® is a registered trademark. The word REALTOR® sometimes appears in this publication without the registered trademark symbol (®) for the purpose of saving space. Wherever the word REALTOR® appears in this publication, the registered trademark should be assumed.

3% DOWN PAYMENT OPTION NOW AVAILABLE PROGRAM HIGHLIGHTS • At least one borrower on the mortgage must be a first time home buyer • 1-unit principal residences including condos are eligible • Reserve funds may be gifted, if they are required

Contact your DHI Mortgage Loan Originator today to get started: DHI Mortgage www.dhimortgage.com

10700 Pecan Park Blvd., Suite 200 Austin, TX 78750 Phone: 512-502-0545

Financing offered by DHI Mortgage Company, Ltd. 10700 Pecan Park Blvd., Suite 200, Austin, TX 78750. Branch NMLS #38686. Company NMLS #14622. DHIM is an affiliate of D.R. Horton. For more information about DHIM and its licensing please visit www.dhimortgage.com/affiliate/. Provided for informational purposes only. This is not a commitment to lend. Not all borrowers will qualify. *Borrower must meet program guidelines. Please contact your mortgage loan originator for complete eligibility requirements. REV: 12/31/14 | EXP: 03/31/15

Putting a Face on Real Estate since 1995.™

RL austin

Putting a Face on Real Estate since 1995

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January 2015

Searight Village 915 West Slaughter Lane Austin, Texas 78748 Sales Counselors: Justin Bowman (512) 757-4716 Ray Pownall (512) 560-4436

MODERN HOMES IN SOUTH AUSTIN

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www.MyMileStone.com Minutes from Downtown Austin, Searight Village features sleek, modern home designs with smart open floor plans, striking exteriors, high ceilings, gourmet kitchens and more. This South Austin community offers buyers a remarkable value in the heart of one of Austin’s most sought after locations.

Offer, prices, plans, specifications and availability are subject to change and/or cancellation at any time without prior notice. May not be combined with any other offers or promotions. Additional details and restrictions are listed in Buyer’s contract. Please contact community sales counselor for additional details and restrictions.

January 2015

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austin

Putting a Face on Real Estate since 1995.™

Putting a Face on Real Estate since 1995

Kiffen DeLeon, left, of Capital Title, Jeff Sehon of Realty Austin, Wyatt Giles of Capital Title and Michael McSpadden of Loan Simple enjoy a little music, food and fun at the Capital Title Holiday Extravaganza.

Buy photo: RL_010315_B.jpg at www.myRealtyLine.com

Emma Polk, left, of S.G. Billings Coldwell Banker United, REALTORS and Cindy Reeder, right, of RE/MAX Capital City, give a big hearty welcome to Bob Ratliff of RE/MAX Capital City, CRS Austin’s newest member. He celebrated at the group’s annual Installation Luncheon at the Westwood Country Club.

Buy photo: RL_010815_J.JPG at www.myRealtyLine.com

Ron Binkley of RE/MAX Austin Skyline takes the company’s 20th anniversary photo collage out the door as he cleans up after his company’s annual party at Z Tejas and gets ready for 2015.

Buy photo: RL_010215_G.jpg at www.myRealtyLine.com

Reach 10,000+ REALTORS Monthly!

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Putting a Face on Real Estate since 1995

“Building relationships is essential to gaining someone’s trust - and TRUST is what sets Cadence Bank apart”

It’s Really a No Brainer! Request a Media Kit 512-821-1900 • info@myrealtyline.com

BAN K Loans are subject to credit approval. Cadence Mortgage is a division of Cadence Bank, N.A.

Realty Line Ad - Revised.indd 1

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Putting a Face on Real Estate since 1995.™

RL austin

Putting a Face on Real Estate since 1995

www.myRealtyLine.com

January 2015

now Selling in 2015!

Beautiful New Homes in these Three Amazing Communities

Highland Terrace Rough Hollow, Lakeway

from the mid $300’s

512-608-9610

Santa Rita Ranch Georgetown

from the mid $300’s

512-525-8003

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512-291-6158 www.GrandHavenHomes.net

Pricing is preliminary and may not include all decorator options. Call sales professional for details. 3NewCommunities-RL-Jan.indd 1

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January 2015

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Putting a Face on Real Estate since 1995

Putting a Face on Real Estate since 1995.™

Jon Kasner, left, of Kasner & Associates, REALTORS checks out Shara Parker’s 3D Crystal Memories at the CRS Austin chapter meeting to see if he can find a unique home warming gift for his client.

Buy photo: RL_010215_B.jpg at www.myRealtyLine.com

Sharon Morton, left, 2014 WCR state president, asks Amy Kobza of Keller Williams Realty to raise her right hand and recite the oath of office while being installed as WCR president for 2015.

Buy photo: RL_010415_I.jpg at www.myRealtyLine.com

Steve Builta of City Bank Mortgage and Mike Cannatti of First Advantage Mortgage enjoy being in the spotlight of the Paramount Theater downtown while stepping out on the balcony of the Stephen F. Austin Intercontinental Hotel downtown, where AMBA held its holiday party.

Buy photo: RL_010815_M.JPG at www.myRealtyLine.com

Craig Nowling, right, of RE/MAX Austin Skyline visits with guest Henry Mecredy at Z Tejas, where Craig’s company held the annual Christmas party for friends and colleagues.

Buy photo: RL_010715_S.JPG at www.myRealtyLine.com

Texas American Title

Leisha Lohse

Escrow Officer llohse@texasamerican.com

Jim Goldrick

Senior Account Executive jgoldrick@texasamerican.com 512-699-5750

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Putting a Face on Real Estate since 1995.™

RL austin

Putting a Face on Real Estate since 1995

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January 2015

From the creators of Crystal Falls . . . Liberty Hill, Texas

Custom Homes on Acreage Home sites from $350’s+ Liberty Hill

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January 2015

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Putting a Face on Real Estate since 1995.™

Putting a Face on Real Estate since 1995

Pam Flitton and Joy Herring, both of RE/ MAX 1, celebrate the end of 2014 and get ready for a fabulous 2015 at the company's Christmas Party.

Submitted Photo

John Beery and Nancy Filgate, both of Smart Source Realty, come to welcome the new CRS directors at the CRS Austin Chapter Installation Luncheon at the Westwood Country Club.

Submitted Photo

Based on overall sales, Realty Austin’s individual top producing agent Todd Grossman sold over $38.6 million. Since joining Realty Austin in 2008, Grossman has closed over $138 million cumulative in sales.

Buy photo: RL_010215_I.jpg at www.myRealtyLine.com

PrimeLending Capital City Conventional, FHA, VA, USDA, HomePath & Jumbo just to name a few loan products!

Candy Buzan Branch Manager Sr. Loan Officer The Candy Buzan Team

Marie Cyr Loan Officer The Candy Buzan Team

Max Leaman Branch Manager Sr. Loan Officer The Leaman Team

Kim Nielsen Production Manager The Candy Buzan Team

Amy Bailey Oehler Sr. Loan Officer The Leaman Team

Diane M. Clark Sr. Loan Officer

Jori Stern Sr. Loan Officer The Leaman Team

Missy Driskell Sr. Loan Officer

Sherri Eckert Loan Officer The Leaman Team

Trudy Savage Sr. Loan Officer

Eiric Smith Sr. Loan Officer

Mark Hoffman Sr. Loan Officer

Amanda Stewart Sr. Loan Officer

Mary Kennedy Sr. Loan Officer

Mysty Lynch Sr. Loan Officer

Two Great Locations! All loans subject to credit approval. Rates and fees subject to change. Mortgage financing provided by PrimeLending, a PlainsCapital Company. Equal Housing Lender. © 2014 PrimeLending, a PlainsCapital Company. PrimeLending, a PlainsCapital Company (NMLS: 13649) is a wholly owned subsidiary of a state-chartered bank and is an exempt lender TX V121013. NMLS 179412 (Buzan), NMLS 269403 (Cyr), NMLS 184428 (Hoffman), NMLS 292478 (Stewart), NMLS 280093 (Lynch), NMLS 176530 (Smith), NMLS 180307 (Nielsen), NMLS 268025 (Clark), NMLS 179666 (Kennedy), NMLS 180066 (Driskell), NMLS 180854 (Savage), NMLS 151263 (Leaman), NMLS 225339 (Bailey), NMLS 177299 (Stern), NMLS 357516 (Eckert).

810 Hester’s Crossing, Suite 150 Round Rock, TX 78681 7719 Wood Hollow Drive, Suite 155 Austin, TX 78731

Putting a Face on Real Estate since 1995.™

RL austin

Putting a Face on Real Estate since 1995

www.myRealtyLine.com

January 2015

LENNAR®

COMMISSION on ANY Sale through January 31st, 2015!

Lennar has beautiful new homes ready NOW for Quick Move-In throughout various communities in Austin and Central Texas. Find your dream home today with prices ranging from the $160s - $500s.

LENNAR.COM/AUSTIN

512-596-7703

FOR REAL ESTATE PROFESSIONALS ONLY: In order to earn a broker co-op fee, broker must bring client into a Welcome Home Center and register them on the client’s first visit. No commission will be paid when agent/ broker is acting as a principal/buyer. Not valid if client has previously registered with Lennar or Lennar.com, whether individually or with a broker. Lennar reserves the right to discontinue this program at any time. Other terms and conditions apply. See a New Home Consultant for more information. Price subject to change without notice. *Effective 01/01/15, 5% Commission will be paid on any sale on or between 1/01/15 and 1/31/15. Contracts signed prior to 1/01/15 are excluded. Not valid in conjunction with any other offer. Offers, incentives and seller contributions are subject to certain terms, conditions, and restrictions, which may include use of designated lenders and closing agents. Offer good for a limited time only. Copyright © 2014 Lennar Corporation. All rights reserved. Lennar, the Lennar logo and the Everything’s Included logo are registered service marks or service marks of Lennar Corporation and/or its subsidiaries. (10417) 1/05/15

January 2015

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austin

Putting a Face on Real Estate since 1995

Putting a Face on Real Estate since 1995.â&#x201E;˘

Michelle Hendrix, center, embraces Realty Austin broker/owner Yvette Boatwright. The Southwest agent had a triumphant year. She had a baby, beat cancer and earned the Rising Star award for increasing her sales 92 percent from $3.6 million in 2013 to more than $6.9 million in 2014. Submitted Photo

Harry Gibbs and TREC Commissioner Avis Wukasch, both of Keller Williams Realty, enjoy a lovely evening at the WC REALTORS' Installation and Awards Banquet. The event included a 1920s theme, dinner and dancing.

Buy photo: RL_010515_J.jpg at www.myRealtyLine.com

Debbie Peek of First American Title tells Ron Binkley of RE/ MAX Austin Skyline she is pleased he chose again to have his companyâ&#x20AC;&#x2122;s Christmas party in the private room at Z Tejas downtown. Submitted Photo Buy photo: RL_010815_N.JPG at www.myRealtyLine.com

Abel Suarez of RE/MAX 1 strikes a pose at the company Christmas Party.