Cherie-Schaller - Whitney Oaks - January 2019

925 Highland Pointe Drive, Suite 140 Roseville, CA 95678

WHITNEY OAKS

Each office Independently owned and operated.

CHERIE SCHALLER Luxury Specialist, REALTOR® CalBRE# 01379820

916-223-7365

Cherie@CherieSchaller.com www.CherieSchaller.com

Published by REAL Marketing (REM) | www.REALMarketing4You.com | 858.952.4280 | ©2019

Visit www.CherieSchaller.com for community info and recent sales.

Featured Listing by Cherie

JANUARY 2019 | REAL ESTATE MARKET REPORT

3880 Black Oak Drive - Whitney Oaks 4 Bedrooms - 2.5 Bathrooms - 3,212 Sq. Ft. - MLS# 18080896 Beautiful home on a corner lot in highly desirable gated community of Whitney Oaks. Walk through the gorgeous front door to the open entry way with a beautiful curved staircase.

The open concept main floor provides the perfect space for entertaining year round. The spacious kitchen offers a large

island and walk-in pantry. With four bedrooms upstairs, there is room for everyone. The expansive master suite features two walk-in closets, luxurious soaking tub, and large tiled shower. Enjoy outdoor living all year in the tranquil backyard complete with patio for entertaining guests and relaxing.

Johnathan and Angela-Marie, If you would like your home professionally marketed and featured in my publication, which is mailed to over 900 potential buyers every month, call me at 916-223-7365.

PRESENTED BY CHERIE SCHALLER

YOUR WHITNEY OAKS REAL ESTATE SPECIALIST

PREPARED ESPECIALLY FOR

Johnathan and Angela-Marie Williams

Whitney Oaks Gives Back To Local Families In Need…

CHERIE SCHALLER

For at least a decade, The Scalise Family has organized a group to help

CalBRE# 01379820

some needy families from our community. The program is organized

Luxury Specialist, REALTOR®

916-223-7365

through their church. The idea is to provide a grocery gift card for each

Cherie@CherieSchaller.com www.CherieSchaller.com

family and two presents for each family member. The church always ends up with a few big families that are hard to help unless people work together to give them a special Christmas. Thanks to the Scalise Family and other volunteer families for making this happen.

THE MEDIAN HOME SOLD PRICE INCREASED BY $67,500

This year a special thank you goes out to all of the volunteer families: O’Connell Family - Hanle Family - Nolan Family - Mooney Family - McCollough Family Painter Family - Flores Family - Paduveris Family - Howard Family - Leppek Family Schaller Family - Brown Family - Nelson Family - Buccaletto Family - Barron Family - Hughes Family Many of these families help every year!

2018 Year-To-Date Review | Whitney Oaks

Homes Sold Year-To-Date Comparison

Sold Prices Year-To-Date Comparison 2017 Average: $653,818 Low: $359,000 High: $1,175,000

2018 Average: $772,156 Low: $399,800 High: $1,399,000

Homes Sold in 2017: 62 Homes Sold in 2018: 69

Average Sold Price Increase: $118,338

Homes Sold Increase: 7

Sold Price per Square Foot

Days on Market

Sold Price/List Price Ratio

Average Increase: $4

Avg. Increase: Stayed the Same

Average Decrease: 0.3%

2017 Average: $221 Low: $160 High: $298

2018 Average: $225 Low: $131 High: $333

2017 Average: 47 Low: 0 High: 436

2018 Average: 47 Low: 0 High: 257

2017 Average: 98.8% Low: 85.6% High: 103.2%

2018 Average: 98.7% Low: 73.6% High: 105.6%

Did you know using FHA financing is a great way to purchase or refinance a home?

Did you know using FHA financing is a great way to first home? All of this is possible with an FHA loan. purchase or refinance a home? Maybe your credit is We can even refinance you from FHA to conventional a little low or you’re short on down payment? Perhaps (you have enough equity in your property to get rid of you need help with closing costs or your debt ratios the mortgage insurance!) or FHA to FHA (you need to are a bit high. What if you have a family member that take cash out of the house for improvements or debt is willing to gift you down payment for the purchase or consolidation.) Need help to decide which way to go?

Recently released economic data shows the economy is growing, but inflation want to gift funds your adult childmortgage to buy their Call me. We can help. is you still not a problem.

Risingtoinflation pressures rates to move higher. The Fed is expected to leave policy rates unchanged at this month's •Low Down Payment 3.5% withmeeting, 580+ credit •15-yearWith or 30-year terms, fixed meeting but raise them atof December's despitescore lack of inflation. therates Streamline possibility of rising now mayup be your time to buy or refinance.

Take •Seller can pay rates, closing costs to 6% •Easy Refinance with FHA advantage of the low rate votality and put yourself in the best position while you can! Get your Payment team in place •Gifted Down ok and partner with a professional.•Competitive Interest Rates

•Higher Debt Ratios ok to qualify

Source Date: Surefire October•Great 20th, 2017for

First Time Home Buyers

Call meLender today so Your Forthat Life,we can put a plan into place and get you into your new home!

MICHELE KEARNEY MORTGAGE CONSULTANT NMLS# 1006488 (916) 747-5244 TEAMKEARNEY@PARAMOUNTPARTNERSGROUP.COM

NMLS# 30336 Paramount Equity Mortgage, LLC dba Paramount Partners Group;. 8781 Sierra College Boulevard Roseville CA 95661; Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act licensed number 4170047.

Reflects data from the MetroList MLS from January 1st through December 31st, 2017 and 2018. Deemed accurate but not guaranteed.