Our Commitment to Your Hombuying Journey_ Southern

Raveis Chairman & CEO

Raveis Co-President

Raveis Co-President

Ryan

Chris

William

Let Our Family Bring You Home

We are the first in the nation to offer homebuyers the most complete set of real estate services in the marketplace. Creating a seamless luxury experience. With innovative marketing and A.I. technology. Together with in-house mortgage and insurance experts. Delivering solutions tailored to all your homeownership needs.

As an entrepreneurial sales associate, being part of a family-owned company matters. Likewise, our team of Strategic Coaches and Sales Managers, along with Bill, Chris, and Ryan Raveis, are here supporting us. We offer you the competitive advantage of agility and experience to win your ideal home.

William Raveis has a stellar reputation, winning the Top Brokerage in the U.S. It’s an honor and a privilege to be associated with a 50-year old company that earns 99% customer satisfaction ratings year after year.

I welcome the opportunity to show you what we can do together. Please consider my professional background and credentials, located in the back panel, and experience the William Raveis advantage.

Ryan Raveis at our Convention

Bill Raveis with Top

Chris Raveis at a local office meeting

VeryProud!

We are honored to have won Top Brokerage by Inman1, the voice of Realtors® across the country.

We are also grateful for these global and national luxury awards:

• #1 Luxury Broker in the World2

• Winner Best Real Estate Agency CT, FL, and MA3

• Winner Top 100 Real Estate Brokers & Developers of the World3

• Overall Winner HGTV Ultimate House Hunt4

• 99% customer satisfaction rating5

WINNER

LUXURY BROKER IN THE WORLD IN 2018

Unrivaled Buyer Services

As the #1 family-owned real estate company in Florida, South Carolina, and the Northeast, nobody provides more value to home buyers than William Raveis

140+ OFFICES | 9 STATE | 4,500+ SALES ASSOCIATES

CONNECTICUT | FLORIDA | MAINE

MASSACHUSETTS | NEW HAMPSHIRE | NEW YORK

RHODE ISLAND | SOUTH CAROLINA | VERMONT

Why Partner With Us

Your home purchase is all about you. To get the best experience possible, you need to partner with a trusted Sales Associate and Brokerage to help achieve all your real estate goals.

William Raveis is the #1 family-owned real estate company in Florida, South Carolina and the Northeast.*

We offer a global network and local know-how with over 4,500 sales associates and 140+ offices to ensure that everything you do, from search, to close is a smooth transaction.

We’re committed to delivering you an exceptional luxury buying experience with, a comprehensive set of end-to-end customer services for all your real estate, mortgage, insurance and title needs under one roof.

*According to RealTrends based on 2023 sales volume

Exceptional Buyer Services

In Depth Local Knowledge

I have an extremely high degree of knowledge about our local real estate market. I follow our market closely and understand how our local and national economic conditions may affect properties in the short and long term. I preview hundreds of properties weekly so I can provide you with the most current assessment of our housing inventory, so you can make the most well-informed decision that meets all your lifestyle needs.

A Trusted Advisor

As a professional Sales Associate, I abide by a strict Code of Ethics to provide you with the highest level of service. I spend an enormous amount of time improving my local market knowledge, including tracking daily market activity, researching comparable sales, and understanding the intricacies of what properties and local areas may represent the best value and opportunity for appreciation.

I constantly seek and acquire information that will ensure I provide you with the best services possible. For every hour I spend showing you properties, I will have spent 10 hours preparing. OVER 10,000 BUYERS ANNUALLY

World Class Technology

I realize the media landscape has changed dramatically over the past few years and that you most likely tour properties on the national online portals such as Realtor.com; Please note that Raveis.com will provide you with the most accurate and timely information for our local market. Raveis invests heavily in equipping me with Buyer notification tools that will make the process more efficient and keep you apprised of cycling inventory so you can make wellinformed decisions.

Viva Engage

Longboat Key, FL

Innovations to Accelerate Your Homebuying Success

Navigating the complexities of the real estate market takes strategy. Having in-depth knowledge of our local communities. Along with insights and skills needed to explore every avenue on your behalf. Discovering hidden gems and traditional homes in the neighborhoods where you want to live. This is our path forward:

Traditional industry outlets, like MLS and other public real estate platforms

Advanced strategies

• Raveis-to-Raveis sales associate networking, early Coming Soon announcements and notifications

• Off-Market listings to expand possibilities

• Social media posts seeking Sellers with homes/communities you prefer announcements and notifications

• Proactive street and local connections with neighborhood in-person visits, door hangers, postcards, and handwritten notes

• Leaning into my personal network for leads and connections

Local Housing Data Stats

Exclusive Features on Raveis.com

The minute we both sign the Buyer Broker Agreement, I become your sales associate, advisor, and partner. As your sales associate, I am 100% committed to helping you discover homes that best fit your needs. The perfect place to start is raveis.com for sophisticated technology and advanced tools at your fingertips.

Streamlining your property search. Building an attractive list of prospective homes. Sharing confidential feedback instantly with each other. Scheduling tours, and viewing homes together. Deciding whether to place an offer.

With Raveis.com, you can:

• Explore marketplace stats with our proprietary Local Housing Data

• Use our forecasting tool to view housing price trends and price range heat index

• Search MLS and identify homes you like

• Add property notes to your favorite homes and tag as a favorite

• Share your target listings with your William Raveis sales associate

• Decide on upcoming Open Houses and/or schedule home tours

• Be financially informed using our Mortgage Calculator

Together we cover every angle of your real estate, mortgage, insurance and title needs.

“ “

My Dedicated Local Team

When it comes to purchasing your new property, you deserve more than a one-size-fits-all level of service and support. When you work with me, you’ll have a well-oiled team assisting us behind the scenes.

My team enables me to deliver world-class Buyer services. From market searches and analytics to mortgage, insurance, and title services, my team of experienced local professionals are here to assist us.

Our extensive talent and expertise are unmatched; all driven to help you move quickly and seamlessly to get the home of your dreams. From search to close, we have top-tier homeownership services all under one roof to help pre-qualify you for a mortgage and help you save money on insurance.

My Valuable In-House Partners

William Raveis Mortgage

• 97% customer satisfaction rating

• Top 100 national direct lender

• Use of William Raveis funds offers unique lending flexibility

• Over 40 years in business

• Personalized concierge customer service

• Over 40,000 homes financed

RaveisMortgage.com

William Raveis Insurance

• 97% customer satisfaction rating

• Over 20 years in business, 40+ markets

• Partner with 50+ insurance carriers

• Personalized concierge customer service

• Individual and bundled offerings including Home, Auto and Umbrella

Bryant Title (FL Only)

• Over 15 years in the business

• Provides same day title insurance estimates

• Highly responsive and accessible

• Here to help you close your transaction seamlessly

Our Journey Begins

Every homebuying experience is built on trust. At William Raveis, we live by a code of conduct that values transparency, honesty, and open communication at all times. Which is why we have outlined some of our services so you know what to expect.*

• Review housing goals, timing, location, and financial preparedness

• Review William Raveis culture, our team, how we work together, and our commitment to luxury service

• Introduce complete services across all ownership needs: real estate, mortgage, insurance, and title

• Explain benefits of using a Buyer Broker, mutual duties, and that compensation is negotiable between Buyer, Seller, and Broker

• Sign William Raveis Buyer Broker Agreement (required prior to showing property)

• Review estimated one-time homeownership costs: down payment, appraisal fee, inspection fee, closing costs, others

• Review common ongoing homeownership costs: mortgage payment, property taxes, homeowner’s insurance, Homeowner’s Association dues, maintenance, and utilities

• Connect Buyer to William Raveis Mortgage Banker to discuss different types of financing options (if applicable)

• Review Certified Pre-Approval from William Raveis Mortgage

• Assist in identifying legal representation to assist with legal contracts

*As applicable and may vary by state and local jurisdictions.

STEP TWO

Finding Your Ideal Home Together

Our exclusive marketing and technology gives you up-to-the-minute data and housing trends. Far beyond what many homebuyers can access.*

• Provide overview of local housing trends, inventory, and activity

• Use Raveis Local Market Insights data to compare current market conditions

• Share sales activity from local MLS and public records databases

• Research and recommend homes meeting Buyer’s specific criteria

• Set up Buyer’s automated Raveis.com email notifications for listing updates

• Research coming soon and off-market, non-MLS properties

• Create plan to tour Buyer’s favorite properties

• Coordinate home showing strategy; days and times, open houses, etc.

• Explain best practices and roles when touring properties

• While touring, identify obvious repair issues and visual defects to be further evaluated by home inspector

• Review pros and cons of properties and rank properties accordingly

*As applicable and may vary by state and local jurisdictions.

STEP THREE

Helping You Win Your Offer

Championing your best interests with expert negotiation.*

Financial Readiness

• Review Mortgage vs Cash offer position per offer

• Discuss earnest money deposits, closing dates, concerns, and other terms of offer

• Explain the property appraisal process, timing, findings, and how you assist

• For an all-cash offer, coordinate necessary proof of funds documents to accompany offer to purchase

• Speak with William Raveis insurance director to quote insurance policies and confirm insurability of property

*As applicable and may vary by state and local jurisdictions.

Property Integrity

• In-depth review of Seller’s property disclosures (if available)

• Request current survey from Seller

• Inquire about current conditions of major systems (HVAC, Plumbing, Electrical, Home Automation)

• Review public property record information; Note all property liens, agreements, and easements as available

• Inquire about transferable warranties (if known)

• Explain condominium common areas, condominium documents, HOA/POA dues, special assessments, mandatory club fees (if applicable)

• Explain homestead exemption for qualified residents and real estate tax savings

• Verify legal names of owner(s) in county’s public property records (Deed)

Preparing Your Offer

• Prepare detailed list of property exclusions, conveyances with sale, and negotiable items to ensure what offer covers

• Explain home warranty options

• Explain home inspection process, inspection costs, and inspection items (defective vs cosmetic) and availability of access to property

• Determine need for lead-based paint or other disclosures (drywall, piping, etc.)

• Review recent comparable sales and active properties to support Buyer’s offer

• Discuss the strengths and weaknesses of offers from a Seller’s viewpoint

• Discuss mortgage contingency deadlines and implications

• Discuss multiple offer scenarios, escalation clauses, and negotiation strategies

• Discuss key terms including proposed closing date, down payments, etc.

• E-sign and submit all necessary offer documentation to sales associate

• Work through and assist in counteroffer strategies and submissions until agreement on sales terms are reached

*As applicable and may vary by state and local jurisdictions.

STEP FOUR

Preparing to Close

Handling the details can sometimes be make or break. Which is why we are here to help guide you; delivering a stress-free process through exceptional customer service to closing day.*

• Assist in vendor selection and scheduling of home inspection(s)

• Schedule and attend home inspection

• Review inspection report(s) and discuss inspection items of concern

• Assist in negotiating inspection items or concessions based on contract provisions

• Assist in various inspections as necessary; Septic system, Well, Termite, Mold, Radon

• Participate and advise on inspection election process

• Confirm repairs are completed

• Ensure keys, fobs, access codes are available to Buyer at closing

• Coordinate closing process with Seller’s listing associate and Buyer’s legal representation

• Coordinate closing location, day and time with Seller’s listing associate and Buyer’s legal representation

• Explain wire fraud risks and remind Buyer to verify all wiring instruction before transferring funds

• Join Buyers in final walkthrough of property to ensure transfer of property is consistent with pre-close condition

• Assist Buyer with move in items, utilities etc.

*As applicable and may vary by state and local jurisdictions.

Welcome Home

“At William Raveis, our partnership and luxury service continues well beyond closing day. We are your neighborhood experts, ready to share recommendations and local knowledge. We are grateful for your trust and confidence in William Raveis.”