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Wednesday, March 9, 2022 • Vol. 131, No. 10 • Free
Spring City students have power
Do you have the power? Students at Spring City Elementary School have the power. Feb. 28 to March 4 was White Ribbon Week. The theme this year was “I’ve Got the Power.” The power to turn it off; the power to not view embarrassing pictures or share hurtful words; the power to tell a trusted adult if something doesn’t feel right; the power to ask before downloading; and the power to help friends make safe choices online. Why is White Ribbon Week important? The average 8- to 18year old in the U.S. spends nearly 8 hours a day using entertainment media. Few homes have rules regarding media use and children often lack the ability to discern online dangers. Sadly, the average age at which a child first sees pornography is age 9! Another concern is that over half of all adolescents have been bullied online. More than 70% of teens report hiding online behavior from their parents. White Ribbon Week ful-
POSTAL CUSTOMER
HOSPITAL BIRTH ANNOUNCEMENTS
Name: Nixon Blaine Naylor Name of Parents: Zachary and Kati Naylor Town: Salina DOB: 02/24/2022 Sex: Male Weight: 6 lbs 5 oz
Name: Grayson William Graham Name of Parents: Kyle and Nicole Graham Town: Gunnison DOB: 02/28/2022 Sex: Male Weight: 7 lbs 3 oz
Name: Cinch Jade Hansen
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Some of the sixth grade class doing their power poses. fills a federal requirement that all schools provide Internet Safety training. To help provide this training, the Spring City Elementary PTA and Ms. Nancy Allred’s 6th grade class helped get information to the other
classes in the school. Each day they focused on one specific aspect of the training. They made and hung posters, handed out Powerade, bookmarks, pencils, powdered donuts, and helped with various activities.
Students received a Healthy Media Pledge to take home to share and implement with their families. Thanks to the PTA for providing the materials, handouts, goodies, and getting this organized for the students.
Name of Parents: Stockton and Asia Hansen Town: Centerfield DOB: 03/01/2022 Sex: Female Weight: 7 lbs 2 oz
Name: NayEllie Catalina Ortega Uresti Name of Parents: Kevin Ortega and Bryanna Uresti Town: Centerfield DOB: 02/16/2022 Sex: Female Weight: 07 lbs 11 oz
Contest for teens Six tips to help get you saving to promote value of saving money ASK AN EXPERT
BY AMANDA H. CHRISTENSEN
USU Extension associate professor
Both Utah Saves Week and America Saves Week were held last month. Since 2007, both have been held the last week of February to help people focus on saving money. For some, it can be daunting to get started, but the americasaves.org website can help you set goals and sign up for email and text reminders to keep you on track. Consider these tips: 1) Save automatically - This is the secret sauce to financial success. Automatically having your money direct deposited from your paycheck into a savings account increases your chances of saving by 100%. And if the money is out of sight and out of mind, you are less likely to withdraw it for random purchases. The book, The Automatic Millionaire by David Bach, is helpful for anyone who wants to become a regular saver. If you don’t have automatic savings set up, it is a great first step. 2) Save for the unexpected opportunity - We talk a lot about saving for an emergency, but what about saving for an unexpected opportunity as well? When you have money set aside for the unexpected, whether it be an emergency or an opportunity, you’ll have a stash of cash ready to go. Take the automatic savings you just set up and put some away for the unexpected. 3) Save to retire - We spend
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For some, it can be daunting to get started, but the americasaves.org website can help you set goals and sign up for email and text reminders to keep you on track. most of our lives working in order to pay for our house, food, cars, entertainment, etc., but putting yourself first and saving money for your future is also a wise move. One way to do this is to set up your retirement contribution so it is a certain percentage of your income. That way, as your income increases, so does the amount you contribute to retirement, all without you even noticing. 4) Save by reducing debt - If automatic savings is the secret sauce for financial success, reducing your debt is definitely the cherry on top. Paying down debt frees up money that was going toward interest. Check out www.powerpay.org for a free tool that helps you create a
self-directed debt elimination plan using “power” or “snowball” payments. You’ll be amazed at how quickly you can pay down debt and free up money for savings. 5) Save as a family - Make saving a family affair. Talking to your kids about money and empowering them to make good financial decisions is not something you will ever regret. No parent has ever said, “I taught my child to save too much money!” Setting a goal as a family to save for something fun you all want to do together can create a lasting impact on your children. Even if you don’t have children and it is just you and a significant other, setting goals together can help you achieve financial
success, have fun together, and give you built-in accountability to reach your goals. 6) Save for college - Make education savings simple by investing in a college savings plan like my529, Utah’s official 529 educational savings plan. Funds can help pay for qualified education expenses like tuition, books, computers, and other supplies for traditional and technical colleges. Savings can also be used for K-12 tuition expenses, apprenticeships, and student loan repayments up to certain amounts. Your employer may be able to help you set up an automatic, after-tax contribution directly from your paycheck into your account.
SALT LAKE CITY — Zions Bank is accepting submissions for the Lights, Camera, Save! video contest. Organized by the American Bankers Association Foundation, the national competition encourages teens to use video to communicate the value of saving money and inspire their peers to become lifelong savers. To participate in the contest, students ages 13-18 may create a video, no longer than 30 seconds, on saving and using money wisely and submit a link to the video along with a completed entry form to Zions Bank by March 31. Zions Bank will host the first round of judging and select one winner from Utah and one winner from Idaho. The winner from each state will receive $500 from Zions Bank and advance to compete on the national level for a prize up to $5,000. Videos will be judged on their quality, message, content and the criteria set forth by the contest’s official rules. Following are some general guidelines: Visit lightscamerasave. com to read the official contest rules and view winning videos from last year’s contest. Limit your video’s length to a maximum of 30 seconds. Make sure all the work is yours. Don’t use copyrighted material, including music, movies, and books. Get the permission of
other people — including classmates and friends — featured in your video. Keep brand logos and labels out of your video. Remove clothing labels, sports teams, car emblems, store logos, and all other identifiers from your video. Videos can be about any personal finance topic, from savings to budgeting to paying for college. More information is available at LightsCameraSave. com and an entry packet may be downloaded at www.zionsbank.com/LightsCameraSave. Contact Kallee Feuz for more information, kallee.feuz@zionsbank.com. Completed entries are due March 31 .
About Zions Bank Zions Bank is Utah’s oldest financial institution and is the only local bank with a statewide distribution of branches operating 96 full-service branches. Zions Bank also operates 26 branches in Idaho and Wyoming. In addition to offering a wide range of traditional banking services, Zions Bank is also a market leader in small business lending. Founded in 1873, Zions Bank has been serving the communities of Utah for more than 145 years. Additional information is available at www. zionsbank.com. A division of Zions Bancorporation N.A., Member FDIC.
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