The 10 Best Workplaces of 2020 by Prime View

EDITOR’S NOTE

The Face Off of Work Culture This pandemic has changed the work culture forever! And the companies have to adjust accordingly without any doubt. The world is trying to adjust with this new culture where majority of the employees will continue to work from home. This means the work policies will have to be flexible and some even rephrased. Dealing with such times is a lesson to be learnt, and ensuring that work isn't hampered while employees remain motivated is indeed a tough nut to crack for the corporates. Reducing operational expenditure is already on cards of many firms; some firms have even cut their employee strength, few startups have left their office premises and shifted to either co-working space or have started working from home. It's time to wait and watch the new work culture that will prevail in the coming days. However, despite such desperate measures, companies will have to continue motivating their workforce through all means, akin to benefits, remuneration, continuous learning and development of employees and much more. Bringing you the stories of such few companies who provide the most effective breeding ground for their employees to grow and flourish both personally and professionally is our current issue – “The 10 Best Workplaces of 2020”. We had been researching on various company work cultures from across the industries to find the most fertile ones, and here we bring to you some of the best companies which every employee will dream to work for. Read to know more about them. Do let us know what you think! Flip the pages and enjoy reading! Prime View Magazine

The 10 Most Influential Business Leaders toofFollow The 10 Best Workplaces 2020in 2020

SONAL K K SONAL

STEVE R R STEVE DAVID S DAVID S

DNYANESH K , JOHNSON J. DNYANESH K , JOHNSON J.

SAM K. SAM K.

RICHARD D. RICHARD D.

SAM D. , ALEN A. SAM D. , ALEN A.

Visit: https://primeview.co Visit: Email:https://primeview.co editor@primeview.co Email: editor@primeview.co

Profile MEDISPEND CEO

Interview HRBoost, LLC

Chief Empowerment Officer and Founder

Article

NIN.VC

CEO

LUXE

DIGITAL NOW

Jacqueline Hudson CEO and Founder

Cover Story

LUXE

DIGITAL NOW

Jacqueline Hudson CEO and Founder

LUXE Digital Now LLC is a luxury digital marketing and technology solutions company. It specializes in the beauty industry overview and innovates, designs and strategizes the best delivery in digital marketing and technology solutions. The company features building social media campaigns, e-commerce and content management platforms that strengthen businesses. LUXE Digital Now creates campaigns and content that move people. The company develops strategies and experiences that elevate brands and engage consumers. LUXE Digital Now develops branding that exudes the best. The company creates technologies that execute data and elevate mobile apps. LUXE Digital Now specializes in the beauty, luxury, fashion and technology industries.

Leading with a Commitment to Deliver Digital Solutions Jacqueline Hudson is the CEO, Founder and owner of LUXE Digital Now. She is an award-winning visionary marketing executive with 10+ years of creative content expertise within digital marking platforms. Jacqueline was recognized by Forbes Magazine and is an AMA award nominee. She is one of the outpacing competitors and is delivering results for top-named clients in the US. Jacqueline was named among Top 40 under 40 by Top 100 Magazine for a digital marketing expertise. She was featured in Top 50 Women of 2019. Jacqueline is the winner of the Top 50 Tech Leaders Award 2020. She is one of the inspirational speakers at the BCMA (Branded Content Marketing Association), the worldâ&#x20AC;&#x2122;s most prestigious association for content in the Public Relations industry. Jacqueline is also a digital marketing executive and AI data technology solutions, strategist and developer. As a successful leader, Jacquelineâ&#x20AC;&#x2122;s most prominent experience has been lecturing to 14 countries about the digital marketing industry.

Learning to Succeed Amidst Challenges acqueline believes that challenges come and go, but a leader of any company should face it. Building LUXE Digital Nowâ&#x20AC;&#x2122;s reputation was the success of the firm, especially in the technology arena. She thinks that establishing clients was also of prominence.

Living the Life to be an Example Jacqueline opines a leader should possess the strength, vision, and determination to move forward not just as an individual, but also as a leader. Being an inspiration to colleagues and employees is a vital success of leadership.

Excelling with Data Technology Solutions LUXE Digital Now has contributed a lot of innovative technologies to the beauty and luxury agencies across the globe. Some of the data technology solutions involve AiDAS, the companyâ&#x20AC;&#x2122;s smart mirrors and software development for the cosmetic industry. LUXE Digital Now has blazed the trail for innovation in technology.

Disruptive Technologies, a Necessary Challenge Jacqueline presumes that disruptive technologies are a necessary challenge to the industry as LUXE Digital Now continues to develop the tech for todayâ&#x20AC;&#x2122;s innovation and the impacts it has on companies. She believes that the role of a leader in disruptive technology is to keep the industry reflective and innovative to impact on the correct sector as technologies continue to evolve in the future.

Insight into the Future Jacqueline sees LUXE Digital Now as the purveyor and successor in the industry of technology led by great female leadership. LUXE Digital Now might as well take on new technologies such as space exploration AI and deeper tech for space, e-commerce and holographic AI technologies in future.

Advice to Emerging Leaders Jacqueline asks leaders to always believe in themselves and the innovation of successful leadership. She adds that leaders should trust the innovation for the industry as a whole, as they continue to move forward towards the future.

Management Jacqueline Hudson, CEO/Founder/owner, LUXE Digital Now

CrescoHR Pvt.Ltd.

India’s leading and fastest growing HR Consulting firm

Services to IT and Non IT Sectors :• • • •

Staffing Recrutiment HR Consulting Training & Development

CrescoHR Pvt Ltd 2nd Floor, 'B' Wing, Office No. 5, Destination Center, Magarpatta City, Hadapsar Pune - 411 013 (India)

Tele : +91 8087311666 Mobile : +91 7756900666, +91 7756800666 E-mail : info@crescohr.com Website : www.crescohr.com

CEO 14

MEDISPEND

Enabling Life Sciences Companies to Manage High-Risk Business Functions for Compliance MediSpend has introduced the industry’s first

global SaaS solution purpose-built to manage the end-to-end process of healthcare professional (HCP) engagement through transparency reporting, which includes software that facilitates external grant requests for the life sciences industry. Presently, more than 100 pharmaceutical, biotech, medical device and dental companies in 96 countries around the world rely on MediSpend to manage high-risk business functions for compliance.

JOURNEY SINCE THE INCEPTION When the company was founded, it was in reaction to new laws that required life sciences companies to do a type of regulatory reporting they hadn't done before. The Physician Payments Sunshine Act (PPSA) is a law that was passed under the Affordable Care Act in 2011, and it requires that certain manufacturers of drugs and devices and certain group purchasing organizations report payments and transfers of value to HCPs to the Centers for Medicare and Medicaid Services (CMS) once a year. Today, more than 40 countries around the world have similar transparency reporting requirements. MediSpend sought to provide a platform to support this new business need that allowed companies with high business and compliance risks to manage those risks in an automated, integrated way. The platform allows them to take manual, disparate processes and data and bring it together in a way that provides a level of integrity and compliance oversight that’s important for life science businesses.

INNOVATIVE SOLUTIONS As compliance requirements around the globe continue to expand, so has MediSpend’s Global Compliance Suite of solutions. The MediSpend Global Compliance Suite consists of a modular suite of SaaS-based solutions: Engagement Manager, Transparency Solution, Grants Manager, Study Manager and Insights, which showcases their analytical capabilities via embedded dashboard reporting and self-service analytics. Although these offerings can be utilized separately, together they represent a unified, end-to-end solution specifically designed to enable life sciences companies to manage high-risk business functions for compliance. • Engagement Manager is a global compliance solution with embedded compliance controls designed to identify and mitigate risk associated with HCP engagements. Engagement Manager will help your organization manage the end-to-end engagement lifecycle on a SaaS-based platform. • Transparency Solution collects, remediates, validates, analyzes and reports transfers of value to comply with state, federal and global transparency laws and codes. • Grants Manager manages internal and external funding and product requests through a secure portal ensuring seamless communication, the ability to track and report out on the workflow and a more effective and efficient process. 15

• Study Manager is a compliance solution designed

“

MediSpend enables life sciences companies to manage high-risk business functions for compliance.

for non-pharmaceutical company researchers to request, track and manage investigator-initiated clinical studies-trials (IIS/IIT).

• Insights delivers meaningful dashboards and

powerful ad-hoc reporting capabilities to track and analyze the spend lifecycle, perform competitive analysis and monitor your compliance program in real-time. Life science companies are now provided with the analytics they need to predict issues before they occur.

THE GUIDING FORCE Craig Hauben is the CEO of MediSpend and

he holds over 25 years of experience in healthcare industry operations and sales management. Craig leverages his expertise in operations and sales to help MediSpend maximize its brand to expand its offerings and remain a leading global compliance technology company for the life sciences industry. Craig’s vision has been critical. In a very short period, he has been able to survey the market, diagnose product strengths and create a long-term roadmap for a product suite that is unique in the industry. The entire team is energized around this vision and the journey they are on. Craig has also brought strong judgment and decisiveness to the organization. The COVID-19 pandemic has tested MediSpend like it has tested many companies. Craig took quick action to ensure the long-term strength of the company. While their business is returning to ‘normal’, they are stronger today than they were pre-COVID.

A GLIMPSE OF CURRENT SCENARIO During this unpredictable year, life sciences companies have demanded reliability from the solutions they utilize. MediSpend aims to make compliance simple and reliable; giving life sciences companies one less thing to stress about. Life sciences companies require innovative, intuitive and easy-to-use software solutions to meet their needs. They require that any software solution, and especially SaaS-based ones, are developed to meet the vast majority of their functional needs out of the box before they will be willing to use it. 16

They prefer more configurations and less customization. Furthermore, they also want to make sure that thirdparty SaaS solutions meet stringent data privacy and security protocols, and that the organization that is providing the solution has the subject matter expertise needed to support their complex needs. Therefore, MediSpend had to first establish trust and credibility with executives at life sciences companies, while also demonstrating innovative technology that was purpose-built to meet their needs now and can scale to meet future needs. MediSpend accomplished this and is now proud to be considered the compliance system of record for more than 100 life sciences companies around the world.

THE SECRET BEHIND THE SUCCESS Craig Hauben shared, “Our strategy here starts with keeping our focus on making our clients successful, not what our competition is saying and doing. By focusing on what our clients need and want, we stay in tune with the broader needs of the market and can stay ahead of our competition. We lead with our team of industry experts. They advise companies who are preparing to launch their first product all the way to complex, global organizations that are industry leaders.”

NOTABLE FEEDBACK FROM CLIENTS MediSpend’s clients report a 97% overall satisfaction rate and 94% product satisfaction rate. 90% of MediSpend’s 100+ clients are willing to be client references.

THE FUTURE AHEAD “We continue to focus on using technology to simplify our client’s lives and enable our client’s greater ability to manage high-risk business functions for compliance. In the near future, we will bring new capabilities to the market that broaden our platform and provide greater integration. An example of this is the latest launch of our Grants Management Solution. More new launches are being planned,” said Hauben.

The MediSpend Global Compliance Suite was purpose-built with the end-user in mind. It delivers a simplified user interface and has often been cited as more intuitive than competitive offerings. Modern technology developments and intuitive user interface aids in quick user adoption and continuous engagement with the platform. Focused on what clients need, the MediSpend team developed their Legislative Watch, which provides free summaries of global reporting requirements. MediSpend’s Client Services team provides full-service access and solutions to address client needs during the reporting session and throughout the year. Through monthly meetings with clients, the MediSpend Client Services team consistently receives high ratings from their clients.

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The Mindsets and Practices of the worldâ&#x20AC;&#x2122;s Best CEOs Every company has one peerless role- CEO. This is the most powerful and sought-after title in business, more exciting, rewarding as well as influential than any other designations. It is said that if the teacher is effective, the players will perform well and the team will accomplish greatly. If the trainer is not organized, respected by his players, the entire team will have to go through bad results. In the way, everyone cannot be a perfect CEO. This major factor that differentiates successful CEOS from mediocre ones is the mindset that each leader presents. The mindset of a person influences his attitude, while the attitudes affect the actions and the results of the organization. When it comes to starting a new business, the importance of a CEOâ&#x20AC;&#x2122;s mindsets and practices is even more important. In this article, we will explore check the most beneficial minds and practices of the best CEOs out there;

Learn from Others A progressive CEO spends time at the end of each day and learns from other people who have already reached what he is trying to reach. As, it is said that there is nothing new under the sun. Originality is subjective, uniqueness is objective. By analyzing the thought and behaviour of other successful CEOs and by adapting their mindsets, one can be generating unique personal development.

Ask Somebody to do Something that You Can Try to be a real example for your team always helps you get respect and a positive reputation. Regardless of the issues and requirements that you are resolving right now, there will always be conventional day-to-day works that are boring as well as tedious. When you show your team that you are doing it you become a role model.

Always Rely on Yourself When you play a role as a CEO, your status often influencer your social behaviour. Best CEOs rely on their own trains to bring excellent performance. Although, they do not feel shy from asking the question, even if they ask their subordinates. Here, you can invest in trainers and mentors who can improve your leadership style.

Experiment in Routine Experimenting is one of the best practices that a CEO can approach. When you are on the progressive path it does not take a long to convert in a big team from a small one. Try new habits and processes to discover new ways to lead the team and produce.

Believe in Teamwork Good CEOs always follow the right corporate strategy, taking in to account the company vision and proper resource business decision. Excellent CEOs also work with the directors for accomplishing the business goals. Employee engagement is an important part of culture building. And finally, good CEOs create their teams.

Last Verdict A person can never stop improving himself. The mindset, the skills and the practices of a leader always affect the overall performance of the company. Every CEO should understand it and take full responsibility for the organization he is leading.

Que: Brief us about the overall operations of your company. Ans: We offer small and midsize businesses HR services on an ala carte, project or retainer basis. We meet our clients wherever they are on their journey to be an employer of choice and at their pace and budget. Our shared services approach allows us to build HR departments from scratch and align them to business strategy. While we see great value in the middle market, we do have some larger companies that augment their internal HR teams with strategic project initiatives from our team. Software is not HR. And HR is more than payroll and benefits. Building a high-performance culture that drives innovation and profitability requires leaders at all levels. HR infrastructure can uphold the Culture Invitation and once it is strategically aligned and reinforced a company can create workforce alignment empowering leaders to innovate amidst even the toughest climate in business.

Que: How did your company come into existence? What was the idea behind its genesis? Ans: I left my employer back in 2010. I was on a mission to work for another CEO that desired to build a Best & BrightestÂŽ Company to Work For. When I branched out, I initially began as a Consultant. As I learned what HR Outsourcing was and considered what I knew HR to be, I found a niche delivering HR as I know it. The idea of full-service HR is something small businesses might think they donâ&#x20AC;&#x2122;t need, but we feel they deserve it. Every person deserves joy and purpose through their work, and we feel companies that enable this will prosper and grow with a competitive advantage through their people.

Que: Kindly elaborate on your companyâ&#x20AC;&#x2122;s unique products or services. Given we are not your Broker, your Attorney or a 1-800 number. We believe HR expertise is essential to any business as they grow their enterprise. Our Shared Services approach allows businesses to access strategic HR at their pace and budget all while taking a holistic approach to integrating a culture plan that enables their strategic and/or operational plans as a business.

Que: Please talk in detail about the featured person â&#x20AC;&#x201C; CEO/President/Founder of your company. Kindly elaborate on his professional and personal life. Youâ&#x20AC;&#x2122;ll notice it instantly. Nicole Martin, CEO and Founder of HRBoostÂŽ, loves what she does, and she does it remarkably well. â&#x20AC;&#x153;Iâ&#x20AC;&#x2122;m the accidental entrepreneur,â&#x20AC;? said Nicole, â&#x20AC;&#x153;I looked back after starting my own business and said, â&#x20AC;&#x2DC;I started a business. Whoa!â&#x20AC;&#x2122;â&#x20AC;? Nicole didnâ&#x20AC;&#x2122;t set out to create HRBoost. She simply followed her passion to help clients understand the importance human resources can play in developing a strong business. Today Nicole is a successful entrepreneur and an HR industry innovator who is dedicated to helping small to mid-size business realize their potential through their employees. A self-professed â&#x20AC;&#x153;country girl in disguise,â&#x20AC;? Nicole Martin grew up in Montana, where, she says, â&#x20AC;&#x153;Everyone knows you and greets you on the street.â&#x20AC;? Nicole was also lucky to have a great mentor early in life: her mom. â&#x20AC;&#x153;My mother is highly spiritual, and she raised me with the philosophy of being happy,â&#x20AC;? said Nicole. â&#x20AC;&#x153;She always believed in that you are a special personâ&#x20AC;&#x201D;she ingrained that in meâ&#x20AC;&#x201D;and you are capable of anything.â&#x20AC;? 22

Nicole Martin Chief Empowerment Officer and Founder

At the age of 18 Nicole was ready to start proving her mom right. She left Montana and moved in with her godmother in Libertyville, Illinois. Right out of high school, Nicole got a job as a receptionist at a pre-Y2K firm where she found her passion quite by accident. “They were hiring all these computer experts from overseas, but when they arrived, the company just put them in the reception area because they didn’t know what to do with them,” recalled Nicole. “It was just inhumane.” During the same time, Nicole was working on a training program for a college human resources class. “I wanted to help these guys out in the hallway, so I just marched into the director’s office and asked him if he wanted to see the training program I created for school.” When Nicole was finished with her presentation, the director created a human resources department for the site, hired a manager and moved 18-year-old Nicole from reception to human resources. Nicole has been building HR departments from the ground up ever since. What makes her approach so unique, she says, is that she begins with the business’ vision and creates HR programs that are completely integrated with that vision. From the hiring process to annual reviews, the programs Nicole creates are designed to further the business, boost productivity, and help employees understand why and how their contributions are meaningful. “There’s a lot of misinformation out there in the business community. These big businesses are coming into small to mid-size companies, and they are offering something that they call full-service HR, but it’s not. It’s tactical HR. It’s just taking care of payroll, benefits, database stuff. It’s not the strategic integration that helps a business thrive and perform.” Nicole explained. Today, Nicole Martin does her best to represent her industry, not just as a senior executive, but as a public speaker, thought leader, blogger, board member and volunteer. As an ambassador for 101 Best and Brightest Companies to Work For™, she is helping Chicago business to see all the benefits a fully integrated human resources department can bring. “If you go into a business and they are a 101 Best and Brightest Company to Work For™, you can feel it. You would see on the people’s faces, the authenticity, the honesty, constructive criticism (which is level of respect) not complacency where managers actually think something in silence and don’t communicate it,” explains Nicole. But Nicole’s brand of full-service integrated HR provides more than just a corporate culture boost or a good office vibe. She links HRBoost’s services directly to profitability time and time again— and she’s got the analytics path charts and the logic models to prove it.

Que: What makes your company stand out from the rest of its competition? Ans: We deliver skilled talent to our clients. We also believe they need both strategic and tactical resources at the same time. One human is not ideal as there are various cognitive abilities to optimize HR strategically. We believe our shared services approach to the middle market is the PEO Alternative. And yes, the middle market needs an alternative.

Que: What kind of challenges has your company faced in its initial days of establishment and what are the struggles it is going through now? Ans: Like any business, talent is critical to growth and skilled talent is critical to our business. As a result, we have reinvested in our talent and our approach to not only acquire talent but enable it. We have also been careful to listen to our clients, their experience, and ways we can better serve them. 24

Our flexibility and custom approach to how we work with clients, has fueled our growth and success. The challenge will always be access to capital, both financial and human. As the business grows, those challenges just increase in scale.

Que: Kindly describe the current industry scenario that your company is catering to. Ans: We are providing access to HR expertise that is not typically accessible in the middle market. Most of our executive level talent would not work for a small business full time. It is our unique shared services approach that keeps our talent engaged while providing services to our clients at their pace and budget. The convenience approach of consumers is not lost on business owners and we feel our approach caters to our customers desire to want what they want, when they want it and how they can afford it.

Que: What technological updates have been adopted by your company to enhance its operations? Ans: We have invested in internal systems in recent years but remain system agnostic with our clients. Even though everyone has embraced technology and enabled talent with technology, we must always remember human interaction it essential. Furthermore, the technology should strive to drive efficiency but only people can make it effective. Systems do not innovate themselves.

Que: What advice would you like to give the young entrepreneurs and start-ups that are willing to enter in the industry that you are catering to? Ans: Looking back, I worked and attended school simultaneously. I feel it is imperative to get hands on experience doing what you seek to learn. Make sure it brings you joy before investing time, energy and dedicating your life to it. Enjoy the journey and be prepared to learn, unlearn and relearn.

Que: What does the future hold for your company in terms of growth? Ans: We practice what we preach. Which means we accept passive talent interest, and we pipeline our own talent. Usually, when we have a need, we do not have to post an ad and wait. We usually have someone ready to go and waiting for the call. This is essential to our continued growth. What has been interesting during the pandemic is the out of state interest we have received from HR talent. It has us thinking. After all, we do believe in open sourcing talent, especially now.

Que: In this ongoing pandemic, how are you catering to different industrial forums and trade communities to help survive in these difficult times of Covid-19? How are coping up with the challenges it has brought? We find that local chambers are leaning on us to provide guidance and resources to their members. Businesses are seeking clear guidance and from trusted resources. We have also developed and provided free content from our HR experts that anyone can access on our website. The nuances of employees and business requirements has shaped a world in â&#x20AC;&#x153;HR Triageâ&#x20AC;?, as we call it. Information is critical at a time where there is so much confusion. In addition, skilled talent was being displaced and many businesses did not want to let talent go. Meanwhile, other business defined as essential, had to keep employees working while facing the fact that some employees were no longer willing to come to work. This created unique challenges for businesses who had been operating with an employer first mentality. In recent years, the market shifted to an employeeâ&#x20AC;&#x2122;s market and skilled talent will choose where it wants to work. In some cases, the greatest competition going forward will be . 25

The United States Financial market is the largest and represents 7.3% (or $1.4 trillion) of U.S. gross domestic product. In 2015, the United States exported $119.6 billion in financial services and insurance and had a $46.7 billion surplus in financial services and insurance trade (excluding re-insurance, the financial services and insurance sectors had a surplus of $88.4 billion). The financial services and insurance sectors employed 6.2 million people in 2016. The securities subsector of the industry shows great potential for employment growth, with a 12% increase expected by 2018. At the end of 2016, 933,700 people were employed in the securities and investment sector. Investment in the U.S. financial services industry offers significant advantage for financial firms. In 2015, at least 130 of Fortune's Global 500 companies have chosen to locate their headquarters in the United States to take advantage of its creative, competitive, and comprehensive financial services sector. The industry offers the greatest array of financial instruments and products to allow consumer to manage risk, create wealth, and meet financial needs. The five major subsectors in this industry are: banking, asset management, insurance, venture capital, and private equity. Banking: As of the end of 2016, the U.S. banking system had $16.8 trillion in assets. It supports the worldâ&#x20AC;&#x2122;s largest economy with the greatest diversity in banking institutions and concentration of private credit. In 2016, its net income was up 5.0% to $169.3 billion. Asset Management: The U.S. asset management subsector is unrivaled in its depth and diversity. U.S. asset managers are currently meeting the pension management needs of over 60% of the global retirement market. Total U.S. retirement assets were approximately $26 trillion at the end of 2016. Moreover, if insurance assets and mutual funds are included, U.S. asset managers held nearly $51 trillion of long-term conventional assets under management in 2016, or over 47% of the global total for these funds. Insurance: In 2015, the insurance industryâ&#x20AC;&#x2122;s net premiums totaled approximately $1.2 trillion. According to NAIC data, premiums recorded by life and health insurers accounted for 45%, and premiums by

property and casualty insurers accounted for 55%. Additionally, about one-third of all reinsurance sold worldwide is bought by U.S. firms. International insurance companies are actively seeking business partnerships and collaborations with U.S. insurance companies. Venture Capital: The venture capital industry was created in the United States and our venture capital ecosystem continues to support many of our most innovative companies. In 2016, 253 venture capital funds raised $41.6 billion, a ten-year high, to deploy into promising startups. Venture Capital backed companies employ 38% of the U.S. workforce within public U.S. companies and account for 82% of private sector research and development since 1979. Annually, VC backed companies have historically generated revenue equal to 21% of U.S. GDP. (Source: Stanford University and NVCA) Private Equity: U.S. private equity firms invested more than $644 billion in U.S.-based companies in 2016. The private equity industry in the United States comprises nearly 4,500 investment firms, operating U.S. based businesses in all 50 states. Companies backed by U.S. private equity firms employ 11.3 million people in the United States and 19.6 million people worldwide. In 2016, business services and consumer-related businesses attracted the majority of U.S. private equity investment. Source: The International Trade Administration (ITA), U.S. Department of Commerce Over the years technology has changed the Financial Services industry and now FinTech has transformed into digital banks and banking software, payments and remittances, robo advisors and personal finance, block chain and digital currencies, and personal finance both business and consumer. While the total size of the US Fintech market is difficult to reconcile, it is likely between 0.5% and 1.5% of total financial services revenue as reported by the US Census. The 2008 Financial Meltdown led to a liquidity crises for entrepreneurs, companies, LPs, & VCs. Fewer IPOs in the market means no exits for VCs, no returns for LPs, and as a result venture funds were on a decline. No new funds means less startup funding, low employment, and slow economic growth. Thus on April 5, 2012, The Jumpstart Our Business Startups Act (JOBS Act) was introduced, which enables crowdfunding for all Americans. Crowdfunding is a practice of funding a project or venture by raising contributions from a large number of people, typically via the Internet. The market is flooded with various types of crowdfunding options like donation, reward, lending, equity, royalty, and even hybrid versions. Since 2014 the crowdfunding industry has grown from $16 billion to an estimated $34 billion in 2015 and is doubling or more every year, and according to the World Bank estimates, crowdfunding will have a global market of $96 billion by 2025 - 1.8 times todayâ&#x20AC;&#x2122;s global Venture Capital industry. The two most popular types of Crowdfunding methods are Reward and Equity. For rewards based Crowdfunding, entrepreneurs pre-sell a product or service to launch a business, and some times even in return for gifts or thank you notes. For equity Crowdfunding, the backer receives share of a company, usually in exchange of the money pledged. For NIN Ventures (or NIN.VC), it would be limited partner interest in the NIN Ventures Technology (QP) Fund. However, there is a major flaw with Crowdfunding in general; and that is what NIN.VC is solving. "I come from an Entrepreneurial family so I can speak on their behalf. Entrepreneurs are brave and courageous bunch that are determined to change the way an existing industry functions. On that journey they need lot more than just financing. They need guidance or domain expertise, help with PR/marketing, recruiting, viable exit strategy, more often follow up financing, etc., which Crowdfunding portals are not able to support. On the other hand Crowdfunding exposed investors to a whole new asset class, which the normal population never had the knowledge or expertise to invest in. About 99% of startups fail, on top of that low minimum investments like $1,000 does not give them a say or a board seat, putting investors at high degree of risk. 30

At NIN.VC we solved all of those issues. NIN.VC provides diversification, we take board seat on all our investments and lend the necessary support that an Entrepreneur needs to build a business, like they would get at a traditional Venture Capital fund. And are also in a position to gauge and be a part of the valuation process when it comes to addressing dilution and follow up financing rounds. However, the most IMPORTANT part that investors cares about is the ability to direct invest and enjoy direct returns, which is not the case with a traditional venture capital fund." NIN.VC is a Crowdfunded Technology Venture Capital firm offering membership interests under the JOBS Act & Regulation D of the US Securities Act of 1933. NIN.VC is a unique and first of its kind attempt to bring Venture Capital retail and give people the freedom to directly invest in a fund with an amount of their choice, which also leads to a better financial reward system. This offering is being made via general solicitation and general advertising, which is permitted by Rule 506(c) as contemplated by Title II of the JOBS Act. This rule came into effect Sep 23, 2013 and we were the first ones to go live with a website and videos about our fund. NIN Ventures also became the first venture fund to be seen on a billboard, which was followed by in taxi ads and other social media facilitated marketing. Learn more about us on https://nin.vc/ etc. NIN.VC invests in series A & B rounds of 3D printing, the 4th industrial revolution, ad tech, financial services, education software, and other disruptive technology companies. During the postwar period, recessions and recoveries, were mostly matters of business cycles. When demand recovered, GDP growth resumed, and employers hired again. But for the past two decades, this pattern has been broken. Innovation and investing in new technologies and startups is the solution to job creation â&#x20AC;&#x201C; but are we creating jobs at the cost of the consumer and in return damaging our economy?

Currently, the US Asset Management market is $51 trillion, and the global alternative asset market is approximately $8 trillion and expected to be $14 trillion by 2020, according to PwC. Crowdfunding is estimated to have a global market of $96 billion by 2025. While there a huge potential for growth in this space, currently majority of crowdfunding investors are pouring their money investing in companies exposing themselves and the American Economy to a high degree of risk, with a 90% start up failure rate. Recently, the SEC approved Title III JOBS Act, Equity Crowdfunding for non-accredited investors, which allows any U.S. citizen, regardless of income, to make direct investments via a Crowdfunding portal. However, investment in a fund like ours is still limited to accredited investors. Given funds are a less riskier asset class compared to Crowdfunding in companies, perhaps it’s time to revisit their investor eligibility, alter the definition of an accredited investor, and make Crowdfunding available for everyone. With NIN.VC, we would like to truly democratize venture capital. E.g. Yale is currently the best performing endowment fund in the United States. From 2008 to 2019, Yale has increased its asset allocation in Private Equity / Venture Capital from 20.2% to 37%, out of which 21.1% is venture capital, compared to 13.7% in 2014 and just 10% in 2013. In general, most people have a three dimensional portfolio (i.e. stocks, bonds, and money market), but if you look at Harvard and Yale’s portfolio, they a take a long-term approach and invest in alternatives like venture capital. NIN Ventures Technology (QP) Fund is an opportunity for "accredited" individuals / firms to invest in venture capital for a minimum amount of $100,000 using multiple investment options like self-directed IRAs, defined benefit plan, digital currencies (E.g. Bitcoin, Litecoin, Dogecoin), or a regular checking / savings account. An accredited investor is an individual with an income of more than $200,000 per year, or a joint income of $300,000, in each of the last two years and expect to reasonably maintain the same level of income OR have a net worth exceeding $1 million, either individually or jointly with his or her spouse, excluding the primary residence, qualifies as an accredited investor. For an Entity, any trust, with total assets in excess of $5 million qualifies. Log on to www.nin.vc and explore the world of investments with us!

About Ms. Nin Desai: Ms. Desai heads NIN.VC, a Crowdfunded Technology Venture Capital firm. Her experience spans all facets of mergers and acquisitions, and corporate finance including public offerings and private placements from private equity to investment banking and investment management. Her corporate finance transactions include RACK, LOOP, LQDT, DBTK, AMIS, SLRY, VOCS, OWW and others. Her M&A deal sheet includes the sale of Financial Profiles to EISI, Buyseasons to Liberty Media, sale of Sircon to Vertafore, and others. She is a Microsoft Certified Systems Engineer (MCSE) and has a technical diploma in E-commerce by IBM, holds Series 7 and 63 licenses from NASD. She holds an B.B.A and M.B.A in Finance / International Business from Loyola University of Chicago, and most recently attended leadership program in Private Equity and Venture Capital at Harvard Business School. Ms. Desai has been awarded 2015 CEO Of The Year – Illinois, for innovation and contribution to the Venture Capital & Private Equity industry by Acquisition International magazine and Private Equity Fund Manager to Watch for 2017 by Corporate America. NIN.VC has been the recipient of several awards including Wealth and Finance International Magazine's "Best Technology Venture Capital Fund Illinois" for the Alternative Investment Awards, the "Best Crowdfunded Technology Venture Capital Fund - US" for the Fund Awards, and “Leaders in Private Equity – Illinois” by Corporate Vision magazine to name a few. NIN.VC has been featured in VentureBeat, Chicago Tribune, Chicago Sun Times, Forbes, Inc, WGN's After Hours with Rick Kogan, NBC Weekend Web with Charlie Wojciechowski, Bloomberg's Taking 32 Stock, Crowdfund Insider, and CIO Review to name a few.