At Home Colorado - Northern Colorado Edition 02.24.18

REAL ESTATE

Open Home Listings, Builder Spotlight, Homes for Sale, Rentals and More!

atHome Colorado Home & Real Estate | AtHomeColorado.com

Make Your Plans to Attend the

NOCO HBA

2018 HOME & REMODELING SHOW Popular Annual Show Runs March 9 - 11 at The Ranch in Loveland

Quick Guide and Featured Open Homes

Mortgage Rates on the Rise

10 ways to use more color in your space

Looking for a home? View comprehensive listings of local open homes taking place this weekend from all across the area.

Though expected for a while, mortgage rates are finally seeing an increase. What does this mean for home buyers?

Adding more color to your home can be intimidating, but you don’t have to go all out. Start with a few of these tips to keep it subtle and simple.

February 24-25, 2018

Loveland Reporter-Herald – AtHomeColorado.com

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LAWN AND GARDEN

atHome Begonia love COLORADO HOME AND REAL ESTATE

ATHOMECOLORADO.COM CONTRIBUTING WRITERS Pat Setter Cathy Hobbs Carol O’Meara Suzanne Plewes Christen A. Johnson Gabrielle Savoie Wendy McMillan Ilyce Glink Samuel J. Tamkin ADDITIONAL CONTENT Tribune News Service ADVERTISING CONSULTANTS Thais Hafer, Toni McNeill EDITOR/FEATURES COORDINATOR Misty Kaiser

At Home is an Advertising Feature published by the Loveland Reporter-Herald. ©2017 Prairie Mountain Media.

SEND US YOUR NEWS. At Home welcomes news from the local community on real estate/home tips, events, hirings, advancements, awards, community involvement and other information of interest to the Boulder County and Northern Colorado areas.

Submitted items should be non-promotional in tone.

Visit AtHomeColorado.com/ Submit-Your-News.

ADVERTISING INFORMATION: To advertise in At Home or to promote your open house contact Thais Hafer at 303.473.1456, Toni McNeil at 303.684.5329 or visit AtHomeColorado.com/Advertise To submit an open house listing, visit AtHomeColorado.com/ SubmitOpenHouseLoveland.com.

FACEBOOK.COM/ ATHOMECOLORADO

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AT HOME

Every so often a new plant catches my eye, stopping me in my tracks at garden centers with their beauty.

In truth, it

BY CAROL happens more O’MEARA than I admit; Colorado State University Extension like the dog distracted by squirrels, there are days when I can’t get down an aisle in a greenhouse without dashing back and forth. These days, the plants clamoring for my attention are begonias.

Breeding has brought us glorious selections in this shade loving plant, and if you’ve been thinking they’re the ho-hum houseplant for a dimly lit room, you’re missing out on a showy display of leaves and flowers that brighten landscapes and interiors.

Here’s a quick rundown on the types to choose from: Most commonly grown wax begonias (Begonia semperflorens) have waxy leaves and flower continuously. Leaves vary in color from green to bronze or red, and flowers may be single or double in red, pink, orange, or white.

These prefer moderate to bright light in winter and partial shade in summer.

Cane, or “angel wing,” begonias have bamboo-like stems with leaves shaped like wings.

Superba canes are large, often soaring to 12 feet tall. Dwarf types are available. True “angel wing” begonias are slightly different than superba; these sport the pointed leaves that gives this type their name. Both types are exuberant bloomers, with flowers produced in large, pendulous clusters.

Tuberous-rooted begonias are showy flowers. (Shutterstock)

Rhizomatous begonias have decorative leaves as well as a showy display of spring flowers.

Its heavy, succulent stem grows just above the soil surface and sends out adventitious roots.

Leaves come in various earth tones with smooth or hairy surfaces; some are deeply lobed, while others are round. Rex begonias are part of this group.

Keep them in filtered or indirect light.

Tuberous-rooted begonias are popular for their flowers more than leaves; the blooms can be a demure half-inch to more showy, rose-size flowers. Don’t be alarmed if they go dormant – tuberous begonias need rest during fall and winter.

Grow begonias in moderate to cool temperatures. Plant in media rich in organic matter, such as peat or compost, mixed with sand, perlite, or vermiculite.

Begonias should be kept moist, but allow them to dry slightly between watering. Humidity is crucial to good begonia health, so keep the pot on a pebble tray with water.

Begonias thrive in medium light but will tolerate low light, making them ideal pick-me-ups for

offices. With the exception of wax begonias, keep them from bright light, which damages many.

Fertilize regularly with a fertilizer higher in nitrogen than phosphorus and potassium. But begonias are sensitive to salts, so follow package instructions to avoid over fertilization.

Begonias aren’t fussy, with few pests; mealy bugs – small, white, waxy coated insects that gather at leaf junctions – are most often the insects on begonias. Trim yellowing, dead leaves from the plant.

Colorado State University Extension, together with Boulder County Parks and Open Space, provides unbiased, research-based information about consumer and family issues, horticulture, natural resources, agriculture and 4-H youth development. For more information contact Colorado State University Extension at the Boulder County Fairgrounds, 9595 Nelson Rd., Box B, Longmont, 303.678.6238, e-mail comeara@bouldercounty.org or visit ext.colostate.edu/boulder.

OPEN HOUSES Visit AtHomeColorado.com/open-houses for a comprehensive list of area open houses taking place this weekend.

Loveland Reporter-Herald – AtHomeColorado.com

February 24-25, 2018

HOME TIPS

Beyond Craigslist: 3 easy ways to sell your stuff online

By Christen A. Johnson Chicago Tribune (TNS) Over the years, tastes change, life stages progress and styles evolve. And if you’re anything like me, you buy new stuff every time one of those things happen, accumulating oodles of old furnishings and decor that clutter your basement (or the aisles of Goodwill if you did the noble thing and donated to charity).

But what if you have a piece that is actually worth something and you want to make a little money off of it? Yes, the triedand-true sites like Craigslist still reign supreme, but we’re not all cool with having myriad random people parading through our home.

Here we compare three of the hottest online marketplaces (and apps) that can help you clean house and make a little extra cash, all with little hassle.

CHAIRISH What it is: Chairish is an online marketplace and app that allows users to buy and sell vintage decor, art and furniture.

What it does: Screen listings to make sure inventory meets standards. Chairish will edit photos and item descriptions to look uniform. Approved listings will remain online until the item sells or a user delists. If an item sells, Chairish orchestrates shipping and payment details.

Buyers have two days to return the item if they don’t like it.

Sellers aren’t paid until this return window closes.

Forget the yard sale. New online marketplaces can help sell your stuff.

(Alexey Stiop/Dreamstime/TNS)

What sellers do: Fill out an online four-step listing, then wait to hear if their listing made the cut. If using the app, you can curate the listing straight from your phone.

How much it costs: Listing with Chairish is free, and 80 percent or more of the selling price goes to the seller.

VIYET Who it is: Specializing in new and secondary designer furniture and decor, Viyet offers a way to turn secondhand furniture and accessories into cash.

What it does: Viyet schedules an experienced curator to photograph and collect all details from the listing. Then Viyet handles every step of the selling process, from writing descriptions to arranging for pickup and delivery to the buyer. All prices are 40 to 80 percent below retail and available for immediate delivery.

What sellers do: Fill out a form to tell Viyet about the pieces you want to sell. Items must meet

Viyet’s minimum original retail price of $1,000 for furniture, $500 for lighting and $200 for accessories; must be a designer brand or desirable antique; and must be in good to like-new condition.

How much it costs: Listing on Viyet is completely free. Once the company sells an item, the seller receives payment of up to 60 percent of the resale price.

Why you should choose Viyet: “Our average resale price per piece is $1,200, which allows us to deliver more value to the seller than any other consignment marketplace. For buyers, we offer incredible prices for rare vintage, antique and showroom items,” said Elizabeth Brown, CEO of Viyet.

EVERYTHING BUT THE HOUSE What it is: An online estatesale business that aims to help transitioning families get rid of large amounts of personal property.

What it does: Sell items and

collections, from coins to furniture to home accessories and accents.

Employees come to your home for a free consultation to inspect, photograph and list items. Once on the web, the sale goes live, with all items auctioned in up to seven days; bids start at $1. After the sale closes, EBTH manages payment, pickup, shipping and delivery, all free of charge to the seller. The sold items are removed from the home by EBTH, which gives sellers an itemized receipt, along with a settlement check within 30 days.

What sellers do: Minimal work required from sellers. All they need to do is contact the company for service, have a goal in mind and know what they need the company’s advice on.

How much it costs: No initial fees. The company is compensated for its efforts based on the final sale price of an item. Sellers receive 50 to 85 percent of the sale price, based on the value of the object.

Why you should choose EBTH: “We’re not just about selling things — we are a white-glove service dedicated to helping families through their transitions by focusing on salable goods, what to donate and what to throw out.

We want to make it simple. Our site is a great and fun place to buy, as well! Every day is something new to discover,” said Brian Graves, co-founder of Everything But the House.

GABRIEL CASTILLO BROKER ASSOCIATE

(English or Español)

Dedicated to treating all with respect, love and integrity.

Gabriel spent several years as a child in Puerto Rico where his parents were missionaries. It was here he became fully fluent in Spanish. Gabriel worked in Commercial Construction, Finance, and Retail Management.

Gabriel is ready to bring you his combined knowledge and experience to help make your real-estate dreams come true!

CALL GABRIEL

&

get started today!

970.518.7632 chartistg@gmail.com

Ayuda Professional para la gente Hispana.

Ayudano a Localizar propiedades a sus alcances y sueños.

A sus ordenes.

www.McCrimmonRealEstate.com

February 24-25, 2018

Loveland Reporter-Herald – AtHomeColorado.com

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OPEN HOUSES THIS WEEKEND

SAT & SUN 12-3 1534 VENICE LANE, LONGMONT

SAT 10-12 5548 ELK GROVE CT, LOVELAND

2 bed 3 bath 4 level townhome 2 car attached garage, Nearly new 3 bed/ 4 bath ranch on a .26 acre lot overlooking Mariana + huge crawl space for additional storage. Oak hardwood Butte Golf Course. Over 5,000 total sq. ft. w/ 2,635 sq ft on the main. flrs, Alder Cabinets, tile counter tops, full backsplash & all 3 car garage w/ custom lift maximizing parking & storage options. kitchen appliances included. Gas fireplace in living room. Home is pre-inspected & includes Blue Ribbon Warranty.

Private deck. Close to shopping & schools.

SATURDAY & SUNDAY 12-2 3518 ADENA CT, LOVELAND

SATURDAY 10-5PM & SUNDAY 12AM-5PM 2621 BLUESTEM WILLOW DRIVE, LOVELAND

Beautifully updated home. Kitchen remodel features California vinyl plank flring, hickory cabinets, beautiful granite counter tops, & SS applncs. Marble counters & tile in baths. New landscaping in front & back yard. RV parking & walking distance to pool & tennis courts.

Wonderland homes at The Lakes at Centerra. Multiple luxury ranch style and 2 story homes. See completed model home, under construction spec homes including lakefront homesites and homes with low maintenance living.

Starting in the low $600,000s

$360,000

Diana Luthi 970-481-2692

Tiffany Luthi 970-691-4838

$750,000 Marsha Petrovic 970-980-6045

Beth Buman 720-313-1162

$445,000 MLS# 840772 Jesse King 970-903-3483

Rick Moehling 970-391-1470

Jamie Kimberlin 970-573-7465

SATURDAY 10-5 & SUNDAY 11-5 278 PAVO CT., LOVELAND

SATURDAY 10-5 & SUNDAY 11-5 386 PAVO PL., LOVELAND

SUNDAY 11- 1 5220 HIALEAH DRIVE, WINDSOR

SUNDAY 11-1 7407 TURNBULL CT, WINDSOR

New 3BD, 3BA 2-story. Open floorplan, well-appointed kitchen w/granite island, SS appl, gas range & beautiful cabinets. Front yard landscaping, 2 car attached garage & unfinished walkout basement. Great location near Centerra!

Visit Sales Center at 3085 Crux Dr.

Brand new 2BD+study, 2BA ranch w/walk-out basement!

Open floorplan w/wood plank laminate floors, kitchen w/ granite counters, island with undermount sink & much more!

Large deck & front landscaping included. Great location near Centerra! Visit Sales Center at 3085 Crux Dr.

Sprawling ranch on corner lot w/ large yard. Luxury master retreat- access to covered patio & huge walk-in closet w/ laundry.

European Knotty Alder Cabinets, Granite throughout, Elite SS kitchen appliances- Gas or Electric Range (buyers choice), Builtin Micro, dishwasher & FRIDGE! Gourmet Kitchen, powder bath, drop zone. Hand Texture main walls, 4 car garage, passive radon, Energy Rated, A/C & Fireplace! High Plains School Boundaries!

Sprawling Split 3 bedroom Ranch in highly desired school boundaries “High Plains in Loveland”. Best Ranch for the price in Belmont Ridge, 3 BR 2 BA unfin basement on large lot. Walk, Hike, Bike or run in this nature filled neighborhood. Close to everything & approx 5 mins to I25. This home is built with quality throughout, still time to pick out your interior selections. MOVE IN by the Holidays.

$368,950 MLS# 838485 Matt Nesbitt LeAnna 970-393-3102

SATURDAY 12-2 264 HOLDEN LN, JOHNSTOWN Beautiful 2-story w/ 31’ x 26’ patio, a gazebo, hot tub, outdoor kitchen + a raised irrigated garden area. Home backs to greenbelt & a walking path that goes to the pool.

Home has been updated & well-loved. Bsmnt w/ living space, wet bar, bdrm & 3/4 bath.

$450,000 Sheila Benshoof 970-227-9802

$378,950 MLS# 838486 Matt Nesbitt LeAnna 970-393-3102

WED, THURS & SAT 10-5, FRI & SUN 12-5 2940 KINCAID DR. #107, LOVELAND Brand new 1bd, 1st flr, 905 sf, open flr plan w/southern exposure for lots of light, lrg windows, 9ft ceilings, oak spice cabs, black appl w/fridge and much more! You’ll be surprised how spacious this condo feels & will enjoy the covered patio. Incentive w/preferred lender. ADA accessible units available.

Please visit sales trailer for entry. $221,335 MLS# 840869 Christie Duggar 970-219-1138

FOR A COMPLETE LIST OF ALL OUR OPEN HOUSES VISIT WWW.THEGROUPINC.COM 4

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Starting in the $500’s MLS# 827988 Kristin Boeding 970-825-2242

$464,000 MLS# 827988 Kristin Boeding 970-825-2242

SATURDAY 10-4 AND SUNDAY 11-2 1104 LITTLE BRANCH LN, LOVELAND/BERTHOUD

Melissa Doherty 970-391-5800

SATURDAY & SUNDAY 11-3 1519 MALLARD DR, JOHNSTOWN

Move In Today! Blending traditional architecture w/modern farmhouse design, the standard finishes of these NEW townhomes will please the pickiest of buyers. Offering 3BD, 3BA 2 story on a big lot with fenced yard. 3 car garage with high ceilings 2 BD/2.5 BA floor plans with a 3rd bedroom option, garages, fenced courtyards, for storage. Full unfinished basement. Hardwood flooring in the kitchen. quartz countertops, SS appliances, wood floors, 8 ft doors and expansive windows. Gas fireplace in living room. Upper level laundry. One owner.

Near new TPC golf course, low HOA & easy commute to Loveland/Berthoud.

Directions: (Located at the corner of Hwy 287 and Taft, in Prairie Star Subdivision) $330,000 Starting at $319,000 • MLS# 839053

Beth Bishop 970-692-9600

Rick Moehling 970-391-1470

Blas Estrada 970-324-6177

Jeff Davidson Anna DiTorrice-Mull Natalie DeAngelis Jamie Kimberlin 970-305-5922 970-631-2649 970-631-6776 970-573-7465

HARMONY OFFICE 970.229.0700

HORSETOOTH OFFICE 970.223.0700

CENTERRA OFFICE 970.613.0700

MULBERRY OFFICE 970.221.0700

OLD TOWN OFFICE 970.493.0700

LOVELAND OFFICE

Loveland Reporter-Herald – AtHomeColorado.com

970.663.0700

February 24-25, 2018

OPEN HOUSES THIS WEEKEND

When you list your property with The Group, Inc. Real Estate you receive

MAXIMUM EXPOSURE

50,000 copies distributed throughout Northern Colorado.

The Northern Colorado Real Estate Source is also available online: www.thegroupinc.com/the_source

SAT 1-3 & SUN 12-3 130 IVY, WINDSOR 3 bed 3 bath updated spilt level w/4 car heated garage. Open floor plan, kitchen island opens into living room & eat in dining area. Lower level updated rec room w/½ bath. RV parking & extra storage. This is a must-see home & will not last long.

$330,000 MLS# 842144 Georgena Arnett 970-481-9801

Jim Bowman 970-222-6171

SAT 12-2 4822 COUNTY RD 50, JOHNSTOWN

SAT 12-3 AND SUN 11-1 1000 W EISENHOWER BLVD #10, LOVELAND

Modern farmhouse style home on 2 acres minutes away from I 25! Build Enjoy the views of Lake Loveland from this spacious & crispy clean Victoria in 2016 w/spectacular finishes. Gorgeous mountain views from back deck. Manor (55 & wiser community) townhome with attached 1- car garage, 2 bed Wood flrs throughout main, SS appliances, quarts counter tops, spacious and 2 vintage baths - open living plan, with covered front and rear patios. master w/2 walk in closets. Heated shop w/office. Don’t miss this opportunity!

$960,000 MLS# 841682 Matt Kurtz 970-962-4630

$265,000 Lee Cord 970-215-9658

TUES-SAT 9-5/MON-SUN 11-5 2170 LONGFIN DRIVE, WINDSOR

SAT 1-3 & SUN 11-3 1961 PIKES PEAK DR., LOVELAND

SAT 12-2 101 N. JEFFERSON AVE., LVLD

Move in ready! 4 bed, 3 bath, 2-story home backing to greenbelt and built

by DR Horton. Large kitchen island, wood floors, walk-in closets in all bedrooms and full landcaping included. Miles of trails, golfing and parks.

Model at 2179 Longfin.

Fabulous open floor plan w/ vaulted ceilings! Hickory wood floors that go from dining to kitchen. Kitchen w/ all new stainless appliances, pantry, knotty alder cabinets & eat in area w/ bay window. Master has box window, coffered ceiling, large walk in closet & 5pc bath. 3 car garage w/ private backyard fully fenced.

Charming, updated 2 BD, 1 BA bungalow close to the heart of Loveland!

Restaurants, library, shopping and the Chilson Center just a few blocks away.

Claw foot tub, newer windows & laminate flooring throughout. Nice office/flex room, 2 storage sheds & fenced yard.

$407,000 MLS# 835153 Kathy Beck Brandi Garifi 970.213.8475 720.291.0899

$429,000 • MLS# 840882

Kristin Boeding 970-825-2242

Kim Doll 970-377-3023

FOR A COMPLETE LIST OF ALL OUR OPEN HOUSES VISIT WWW.THEGROUPINC.COM February 24-25, 2018

Teriesa Gagnon 970-980-8302

$225,000 MLS# 842105 Ali Lofquist 970-744-8490

HARMONY OFFICE 970.229.0700

HORSETOOTH OFFICE 970.223.0700

CENTERRA OFFICE 970.613.0700

MULBERRY OFFICE 970.221.0700

OLD TOWN OFFICE 970.493.0700

LOVELAND OFFICE

Loveland Reporter-Herald – AtHomeColorado.com

970.663.0700

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QUICK GUIDE

OPEN HOUSE

WWW.ATHOMECOLORADO.COM/OPEN-HOUSES BERTHOUD 1104 Little Branch Lane $354,960 Saturday 10:00 AM-4:00 PM Beth Bishop The Group Inc (970) 692-9600 1104 Little Branch Lane $354,960 Sunday 11:00 AM-2:00 PM Beth Bishop The Group Inc (970) 692-9600

BOULDER 5110 Williams Fork Trail #209 $248,000 Saturday 12:00 PM-2:00 PM Shawn Johnson RE/MAX of Boulder (720) 204-0618 6445 Outrigger Ct $399,000 Saturday 12:00 PM-2:00 PM Kristen Brown Martin RE/MAX Alliance (303) 478-1883 1536 Bradley Drive A-302 $456,000 Saturday 1:00 PM-3:00 PM Barry Remington WK Real Estate (720) 373-9297 1536 Bradley Drive A-302 $456,000 Sunday 12:00 PM-3:00 PM Barry Remington WK Real Estate (720) 373-9297 1165 Grape Avenue $775,000 Sunday 12:00 PM-2:00 PM Lynn Ryan RE/MAX of Boulder (303) 489-0309 1310 Rosewood Avenue 5C $799,000 Saturday & Sunday 11:00 AM-1:00 PM Nick Duncan LIV Sotheby’s International Realty (303) 596-5030 3649 Silverton St $819,000 Sunday 1:00 PM-3:00 PM Stewart Ward RE/MAX Alliance On Walnut (303) 704-7774

9236 Gunbarrel Ridge Road $1,150,000 Sunday 1:00 PM-3:00 PM Carl Worthington RE/MAX Alliance (303) 809-6863 990 Yellow Pine Avenue $1,200,000 Sunday 2:00 PM-4:00 PM Elizabeth Ryterski RE/MAX of Boulder (720) 300-5680 7000 Sunshine Canyon Drive $1,595,000 Sunday 12:00 PM-3:00 PM Lydia Waskul RE/MAX of Boulder (303) 441-5665 549 Linden Park Avenue $1,931,000 Sunday 11:00 AM-1:00 PM Brian Sundberg RE/MAX of Boulder (303) 931-5483

BROOMFIELD 14252 Piney River Road $789,900 Saturday 12:00 PM-2:00 PM Chris Haught WK Real Estate (303) 947-4074

JOHNSTOWN 1519 Mallard Dr $330,000 Saturday & Sunday 11:00 AM-3:00 PM Jeff Davidson The Group Inc (970) 305-5922

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631 E 42nd St $365,000 Sunday 10:00 AM-3:00 PM Brian Trainor C3 Real Estate Solutions (970) 219-0281

4345 Lyric Falls Dr. $475,000 Saturday 12:00 PM-3:00 PM John Simmons C3 Real Estate Solutions (970) 481-1250

800 Tenacity Dr $647,950 Saturday 11:00 AM-2:00 PM Suzy Williamson RE/MAX Alliance (720) 491-9885

278 Pavo Ct $368,950 Saturday 10:00 AM-5:00 PM Matt Nesbitt The Group Inc (970) 419-2327

759 Deer Meadow Drive $509,875 Friday - Sunday 12:00 PM-3:00 PM Dennis Schick Re/Max Alliance (970) 567-3942

8447 Summerlin Drive $1,200,000 Saturday & Sunday 12:00 PM-4:00 PM Brian Terry Bosch Real Estate Group (303) 845-0949

LOUISVILLE 1830 W Centennial Drive 301 $239,900 Sunday 2:00 PM-4:00 PM Steve Altermatt RE/MAX of Boulder (303) 441-5669 1805 Blue Star Lane, Model Home $600K’s+ Saturday & Sunday 11:00 AM-5:00 PM Michele Steward Markel Homes (303) 604-9196

LOVELAND

4822 County Road 50 $960,000 Saturday 12:00 PM-2:00 PM Matt Kurtz The Group Inc (970) 962-4630

LONGMONT 2201 Calais Dr 6-E $320,000 Sunday 1:00 PM-3:00 PM Laurell Richey RE/MAX Alliance (303) 881-4525 1522 Moonlight Drive Starting in the mid$400,000’s Saturday & Sunday 12:00 PM-5:00 PM Stan Meade/Tim Shea Pedal To Properties (303) 817-7777

LIST YOUR OPEN HOUSE

918 Half Measures Drive $600K’s+ Daily 11:00 AM-5:00 PM Marlita Lazo Markel Homes (303) 522-7928

2940 Kincaid Dr #107 $221,335 Saturday 10:00 AM-5:00 PM Christie Duggar The Group Inc (970) 219-1138 2940 Kincaid Dr #107 $221,335 Sunday 12:00 PM-5:00 PM Christie Duggar The Group Inc (970) 219-1138 101 N. Jefferson Ave $225,000 Saturday 12:00 PM-2:00 PM Ali Lofquist The Group Inc (970) 744-8490 631 E 42nd St $365,000 Saturday 10:00 AM-1:00 PM Brian Trainor C3 Real Estate Solutions (970) 219-0281

278 Pavo Ct $368,950 Sunday 11:00 AM-5:00 PM Matt Nesbitt The Group Inc (970) 419-2327 386 Pavo Place $378,950 Saturday 10:00 AM-5:00 PM Matt Nesbitt The Group Inc (970) 419-2327 386 Pavo Place $378,950 Sunday 11:00 AM-5:00 PM Matt Nesbitt The Group Inc (970) 419-2327 1961 Pikes Peak Dr $429,000 Saturday 1:00 AM-3:00 PM Tami Spaulding The Group Inc (970) 223-0700

4805 Mariana Hills Circle Homes From The $600’s

By Appointment Brittany Munoz LC Tulip (970) 227-1334 3597 Bianca Ct $615,000 Saturday & Sunday 12:00 AM-3:00 PM John Simmons C3 Real Estate Solutions (970) 481-1250

NIWOT 8277 Cattail Drive $1,999,950 Sunday 12:00 PM-3:00 PM Chris Haught WK Real Estate (303) 947-4074

WESTMINSTER

1961 Pikes Peak Dr $429,000 Sunday 11:00 AM-3:00 PM Tami Spaulding The Group Inc (970) 223-0700

11568 Depew Court $425,000 Sunday 12:00 PM-2:00 PM Terry Larson RE/MAX of Boulder (303) 589-3028

3518 Adena Ct $435,000 Saturday & Sunday 12:00 PM-2:00 PM Jesse King The Group Inc (970) 903-3483

WINDSOR

736 W 5th St $459,900 Saturday & Sunday 1:00 PM-3:00 PM Brian Trainor C3 Real Estate Solutions (970) 219-0281

2170 Longfin Dr $407,000 Saturday 9:00 AM-5:00 PM Kathy Beck The Group Inc (970) 213-8475 2170 Longfin Dr $407,000 Sunday 11:00 AM-5:00 PM Kathy Beck The Group Inc (970) 213-8475

VISIT ATHOMECOLORADO.COM/SUBMIT-OPEN-HOUSE OR CALL 303.473.1456, 303.684.5329 Loveland Reporter-Herald – AtHomeColorado.com

February 24-25, 2018

REAL ESTATE

Mortgage rates on the rise Mortgage rate increases have been predicted to rise for some time now, and we’ve finally seen a notable change.

According to Realtor. com, rates are currently the highest they have been in four SUZANNE years! What does PLEWES this mean for RE/MAX Alliance home buyers?

Reduced Buying Power Higher interest rates mean that buyers will qualify for less when it comes to purchasing a home.

Mortgage pre-approvals are based on what buyers can afford monthly. When interest rates rise, corresponding monthly payments for those mortgages rise as well.

Thus, buyers who are purchasing at their maximum price range will need to make adjustments.

Here’s a look at what even a

prices will eventually fall, but this takes a long time to adjust. In the short term, both home prices and interest rates will likely rise.

slight change can do to buying power. Let’s assume that a buyer is pre-approved to purchase a $400,000 home based on a 4 percent interest rate and 5 percent down payment. This means the loan amount would be $380,000 and the principal and interest payment would be roughly $1,814 per month.

The average mortgage interest rate as of February 15 was 4.38 percent. In order to keep the same monthly payment, that same buyer

must purchase a home for a max of $382,250. Thus, buying power dropped by almost $18,000. As you can imagine, this eliminates some homes as options for this buyer.

Staying Educated As illustrated by the monthly payment example above, home buyers must be aware of fluctuations in interest rate.

Otherwise, you might accidentally make an offer on a home that is no longer affordable! Before submitting offers on any homes, it’s a good idea to call your lender for an update on interest rates and your pre-approval.

Continued Increases in Interest Rates Interest rates are expected to increase further this year. So, buyers who’d like to purchase a home would be better off acting quickly. When rates rise, home

Suzanne Plewes is a broker associate at RE/MAX Alliance.

Write to 750 W. Eisenhower Blvd., Loveland, CO 80537, call 970.290.0373 or e-mail suzanneplewes@remax.net.

——————————————

OPEN HOUSES FEATURED WWW.ATHOMECOLORADO.COM/OPEN-HOUSES

OPEN HOUSE FEb 24 & 25 • 12-4PM 4527 Angelica Dr, Johnstown $799,900 BRAND NEW CARPET throughout & New Interior Paint. You must see this stunning 2-story in Thompson Crossing! Beautifully appointed 6 bdrm, 6 bath w custom foyer, vaulted ceilings, cherry hardwood floors, upgraded fixtures, smooth slab granite, Pella windows & more! Spacious formal dining room & kitchen w large island. Private main floor master retreat w frplce & 5pc bath. Main floor laundry room & study. Large loft for extra room. Finished bsmnt, large Media/Entertainment room, wet bar & large family room. Back on the market at no fault of seller.

MLS# 841640 Office 970-225-1190

LIST YOUR OPEN HOUSE February 24-25, 2018

Kathy Harms, MCNE Cell: 970-396-2284 KathyH@SearsRealEstate.com

VISIT ATHOMECOLORADO.COM/SUBMIT-OPEN-HOUSE OR CALL 303.473.1456, 303.684.5329 Loveland Reporter-Herald – AtHomeColorado.com

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When you have questions, you’ll find experts to help.

COVERPROFILE

Resources for just about everything home related abound at the Home & Remodeling Show.

Make Your Plans to Attend the NOCO HBA

2018 HOME & REMODELING SHOW Popular Annual Show Runs March 9 - 11 at The Ranch in Loveland

Annual event is the largest home show of its kind in Northern Colorado

By Wendy McMillan, At Home

A wealth of local vendors represent Northern Colorado.

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Spring is approaching! Regardless of our weather and its temperamental tendencies, you can feel it. And as surely as the thought puts a little extra spring in your step, we know it also gets creative juices flowing when it comes to DIY, home improvement projects, or simply freshening up style and organization.

Ready to explore ideas a little further?

Mark your calendars for the 2018

NOCO HBA Home & Remodeling Show, set for March 9- 11 in the First National Bank Expo Hall at The Ranch in Loveland. There is no more efficient way of finding information and inspiration, whatever your home goals may be.

Proudly presented by the Home Builders Association of Northern Colorado (NOCO HBA), this much anticipated event features over 130 vendors displaying the latest trends in decorating, gardening, remodeling, window treatments, solar, landscaping, kitchens, baths, do-it-yourself projects, spas, pet fencing, outdoor entertainment and more. “We’re a top-to-bottom, all in one, encompassed show, anything to do with home or yard,” says NOCO HBA Resource Development and Membership Services Director, Janet Hatfield.

“Everything from literally floor to ceiling is represented, or even if you are looking to build or buy new. We’re truly a one-stop shop.”

Great pains are taken to ensure thorough, quality representation of everything related to home building, remodeling and improvements, indoors, outdoors, and even behind the scenes.

“I’ve got basement guys, hot tubs, mat-

Loveland Reporter-Herald – AtHomeColorado.com

tresses, insurance companies, landscapers, you name it,” Hatfield says. Indeed, you can look forward to excellence, variety, and answers to your questions, down to the finest detail. What you need not expect is hard sales.

NOCO HBA embraces the annual show as an opportunity for community outreach and promoting the home building industry. “We don’t really encourage direct sales, but we do always have a few cash and carry exhibitors,” Hatfield says. “I don’t want people to feel intimidated. We’re there to focus on homes and home-building. We’re there to support connections between businesses and consumers, and also businesses looking for trade partners, and working with other businesses.” The show further seeks to inform and connect those who might be interested in a career in the home building industry.

Tirelessly working to support the positive atmosphere and maximize potential, NOCO HBA is carefully selective regarding vendors. It is also highly appreciative of them. This regard certainly goes both ways, with approximately 75 percent of booth space being secured by enthusiastic, repeat February 24-25, 2018

customers.

One of the show’s unique features, staffed by members the NOCO HBA Professional Remodelers Council, is “Ask a Remodeler.” Bring your remodeling questions and ideas for free advice from these local experts. Prior to the event, check in with the show’s website. You’ll find vendors, booth numbers, and links to company websites that will stay up until the next show. So, if time doesn’t allow you to take everything in, or the wealth of information at hand needs some time to process, you have a resource for follow-up.

There truly is something for everyone; the organizers willingly stretch their limits to make it so. A home show may not be the first thing that comes to mind when planning family fun, but this home show is an exception.

A favorite draw is the FREE DIY kids area, run by volunteers from NOCO HBA and Colorado 4-H and sponsored

by Ferguson Enterprises. Featured are games and activities, and local mascots dropping in to mingle. Families can drop kids off while they tour displays or enjoy activities together before visiting the booths. “It’s a good place for parents to stay with kids and play, or

Not everything is all business. The Home & Remodeling Show also has fun home products

MARK YOUR CALENDAR

2017 HOME & REMODELING SHOW drop off with responsible caretakers,” Hatfield says. “There’s so much to do: wooden bird houses, wind chimes, bug jars, magnets...all kinds of fun.”

Alongside creating an exceptional resource, NOCO HBA is focused on making the event one which gives back to the community as well. Attendees are encouraged to bring a food item for the Larimer and Weld Food Banks.

“After the holidays, we tend to forget about the needs of those less fortunate, so our goal is to help out as much as we can and restock some desperately needed basics for those in need,” says Hatfield. Those who donate are entered into a separate drawing for special prizes. General drawings are also held

throughout the day for items donated by vendors. “We have giveaways roughly every half hour,” Hatfield says.

“Really cool items—everything from products and gift cards to discounts on services.”

The Home & Remodeling Show is the largest show of its kind in Northern Colorado. Admission and parking is free. Visit NOCO HBA’s website for additional information at nocohba. com or call the NOCO HBA office at 970.686.2798.

“Springtime is coming, and everybody gets the itch,” says Hatfield.

“We’re here to help people update, create or obtain the home of their dreams.”

Now is the perfect time to make your plans and meet local home experts and contractors.

WHEN: March 9- 11 Doors open noon on Friday 10 a.m. to 5 p.m. Sat. and Sun. ADMISSION AND PARKING: Free 5280 Arena Circle at The Ranch, Loveland, First National Bank Exhibit Hall For more information, visit

nocohba.com.

Featured Property

Open House Saturday 12-3pm

Featured Property

Featured Property

3054 Suri Trail, Bellvue $1,500,000 • MLS# 840559 5 Beds • 5 Baths • Total Sq. Ft. 6075 This Ranch home features a walk-out basement, main floor office, fitness or craft room, formal dining, gourmet kitchen, guest or in-law retreat & thousands in upgrades. 1077 sq ft attached garage and a detached 2177 Sq Ft garage w/office.

4345 Lyric Falls Dr, Loveland $475,000 • MLS# 839360 3 Beds • 3 Baths • Total Sq. Ft. 3277 Amazing property with everything included. Landscaping, appliances, window treatments, fireplace, AC, gourmet kitchen and thousands in upgrades. Shows like a model home.

6219 Eagle Ridge Ct, Fort Collins $895,000 • MLS# 839913 5 Beds • 4 Baths • Total Sq. Ft. 4208 Beautiful 2 story home w/ 5 beds plus study, finished walkout basement, formal dining, finished garage w/ epoxy floor Updated kitchen w/ quarry counters, gas range & double oven. Master w/ balcony access. This is a must see!

37012 Soaring Eagle Cir, Severance $739,000 • MLS# 838605 5 Beds • 4 Baths • Total Sq. Ft. 5457 Spectacular Water & Mountain Views. Main floor laundry & master w/ retreat, 5-piece bath & walk-in closet. Gourmet kitchen w/ island & granite slab. Living room w/ fireplace & vaulted ceilings.

John Simmons 970-481-1250 jsimmons@c3-re.com

Jesse Laner 970-672-7212 jlaner@c3-re.com

Jeni Plum 970-223-2771 jplum@c3-re.com

John Simmons 970-481-1250 jsimmons@c3-re.com

Jesse Laner 970-672-7212 jlaner@c3-re.com

John Simmons 970-481-1250 jsimmons@c3-re.com

New Listing

Open House Saturday & Sunday 1-3pm

Open House Saturday & Sunday Sat: 10-1pm Sun: 10-3pm

Open House Saturday & Sunday 12-3pm

3412 Chestnut Ave, Loveland $380,000 • MLS# 841931 4 Beds • 3 Baths • 5 Car Garage This home has been remolded throughout! 3 separate living areas, wood-burning fireplace, and enclosed backyard with flagstone patio.

1/4 acres, oversized driveway, and detached 3 car garage/workshop.

736 W 5th St, Loveland $459,900 • MLS# 837863 3 Beds • 2 Baths • Total Sq. Ft. 1939 Chef’s kitchen with custom walk-in pantry and wood floors.

2 Master suites, wood burning fireplace insert, huge lot with gardens and pond. Walking distance to downtown Loveland and Chilson Recreation Center.

631 E 42nd St, Loveland $365,000 • MLS# 842036 5 Beds • 3 Baths • Total Sq. Ft. 2080 Freshly updated kitchen and baths in this 5 bed, 3 bath home. New paint in and out, central air, sprinkler. Furnace is only a few years old. Kitchen appliances stay. This home is move-in ready!

3597 Bianca Ct, Loveland $615,000 6 Bed • 4 Bath • 3 Car Garage Pre-Inspected w/ Warranty. 2-Story home on 3 acres featuring fantastic Rocky Mountain Views, kitchen w/ island, master w/ 5-piece bath, Fireplace, Central AC and so much more.

Amanda Hicks 970-581-0384 ahicks@c3-re.com

Mo Doering 970-673-2385 mdoering@c3-re.com

www.MyColoHome.com February 24-25, 2018

Brian Trainor 970-219-0281 970trainor@gmail.com

Brian Trainor 970-219-0281 970trainor@gmail.com

Todd Jeskulski 970-391-1197 tjeskulski@c3-re.com

Connie Killian 970-218-6655 ckillian@c3-re.com

970.225.5152 • C3 Real Estate Solution, LLC. Loveland Reporter-Herald – AtHomeColorado.com

AT HOME

9

HOME DÉCOR

Interior designers always notice these bedroom decorating mistakes

Often the bedroom gets overlooked when it comes to artwork.

(Dreamstime/TNS)

By Gabrielle Savoie Domaine (TNS) We know it right away when walking into a great hotel room: Everything is perfectly proportioned, the bed is meticulously made and the lighting casts a soft glow on attractive and functional furniture. The rug has the ideal softness under bare feet, and the artwork is eye-catching but not overpowering. Hoteliers craft their guest rooms so effortlessly, so why can it feel so hard to replicate

the same look at home?

It may boil down to a few decorating mistakes designers always notice when walking into clients’ bedrooms. From ignoring clutter to failing to address mood lighting, these small errors can have a huge impact on the overall look and feel of a room. We tapped some of the best interior designers in the industry to share the mistakes to avoid at all cost when decorating a bedroom. Are you guilty of these decorating faux pas?

NO. 1: Forgetting Artwork “Oftentimes the bedroom gets overlooked when it comes to artwork,” Melissa Warner Rothblum and Julie Massucco Kleiner of Massucco Warner Miller told us. “Not being a public space, it’s easy to get all the basics into a bedroom and then leave the walls bare.” While people often reserve their best artwork for the living or dining room, Rothblum and Kleiner suggest putting the same

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1402 W 31st St, Loveland

$367,000 | MLS #840190

326 Slippery Elm Pl, Loveland

Light and bright ranch home in North Loveland location.

Featuring a 5 bd, 4 ba home w/ main floor laundry. Kitchen includes breakfast bar, ample cabinet space, separate dining area w/ access to patio. $390,000 | MLS #841064

Call Kristen Perry

Call Holly Tewsley

970-556-8919 Kris@HomesOnTarget.com

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413 14th St, Windsor

Beautifully updated 4 bed/3 bath ranch on large lot in Westwood Village. Updated flooring. SS appliances. Fresh paint. Finished basement. All appliances included.

Pre-inspected & Home Warranty Incl. $335,000 | MLS #842076

Call Casey Peifer 970-420-0844 cpeifer@remax.net

IFR 3 EN 12OP UN S

3002 W Elizabeth St. 19H, Fort Collins

Original owner occupied!Two bed, two bath, upper unit facing west with view of the Front Range. Washer/dryer and all appliances included. One car detached garage.

Close to CSU, and walking trails!

759 Deer Meadow Dr, Loveland

NEW PRICE! Beautiful Aspen Homes ranch at Mariana Butte.

Across from golf course. Stds: granite, hardwd, SS apps, double oven, AC, FP, 3-car garage, covered deck.

Highly energy eff-among best in biz! Upgrades: oversized garage storage, gas cook top, & more!

$267,500

$509,875 | MLS #822300

Call Ralph Lee

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AT HOME

attention on art in less prominent rooms: “You go to sleep and wake up in your bedroom almost every day — so why not see something wonderful on the walls?”

grass cloth.” Warm, light neutrals work beautifully in the bedroom, and a variation in textures helps the space feel softer and more inviting.

NO. 2: Disregarding Lighting “We think it’s so sad when a bedroom ceiling is left bare or has a ho-hum flush mount stuck up there,” add the Massucco Warner Miller designers. “Have fun with lighting in the bedroom! There is no rule that says chandeliers are reserved for dining rooms.”

For interior designer Tim Campbell, there is more to a bedroom than just overhead lighting — reading lights are also essential: “Add indirect and task lighting that keeps the glare of light away from the eye,” he says. The more sources of lighting you have, the better it is for the eyes (and the mood).

NO. 6: Overlooking The Headboard The designers at Massucco Warner Miller also suggest paying special attention to the headboard: “There’s no reason for boxy beige headboards. Do an offbeat fabric on your headboard, or choose an unusual shape.” The headboard covers such an important portion of the space and should be treated as such. “If an off-the-shelf headboard has uninspiring fabric options, have it recovered just like you would a chair — and don’t hold back with color!”

NO. 3: Not Considering Scale Interior designer Trip Haenisch always notices furniture that is too large or small for the bedroom.

“Properly scaled furniture is tricky,” he says. “Everything looks the same size online. If you lay out the furniture with blue tape, it can help avoid a lot of mistakes.” To do this, take the measurements of the piece you want to buy, and tape the width and length in a rectangle on the floor. You’ll have a much better sense of the piece in the space.

NO. 4: Ignoring Clutter “A bedroom is supposed to be relaxing and breathable,” Shannon Wollack and Brittany Zwickl of Studio Life.Style tell us. “We suggest eliminating unnecessary items and making sure the furniture is not too large for the room.” Adequate storage can help minimize clutter. For the items you want to keep in sight, small trays and catchalls can help everything feel more organized.

NO. 5: Decorating With Bright Colors Wollack and Zwickl are also careful not to use too many bright colors in a bedroom. “We like to use calm, natural colors to keep the space serene and timeless. To add a sheen texture that is not overpowering, we suggest a natural

Loveland Reporter-Herald – AtHomeColorado.com

NO. 7: Going Overboard With Pillows One of Haenisch’s pet peeves in the bedroom is a bed that gets swallowed up by pillows: “I prefer using four regular pillows — two on each side — and only one or two decorative pillows maximum.”

When it comes to decorative pillows, it’s all about quality, not quantity!

NO. 8: Neglecting Bedding Another mistake that Haenisch always notices? Neglected bedding: “If you think about it, we spend almost one-third of our lives in bed. Nice linens are worth the investment!” Pay special attention to the quality and look of your sheets — not only will it improve your decor, but you might sleep better too.

NO. 9: Not Considering Storage “When your nightstand does not have storage, things start to pile up and a create an unnecessary mess,” explain Wollack and Zwickl. “It’s best to have nightstands with drawers that can hold books, chargers, and other necessities. We try to only use nightstands that have drawers with built-in chargers so there aren’t a lot of exposed cords.”

——— Get the latest on home decor trends, design ideas, shopping guides and food news, and take a look inside your favorite celebrity homes on DomaineHome.com.

February 24-25, 2018

DESIGN RECIPES

10 ways to use more color in your space

By Cathy Hobbs Tribune News Service (TNS) Color can both attract and repel. It can also serve as a creative way to add energy and interest into your home. Afraid to use color? Well, you are not alone. There is a bit of an art to using color properly in a space, but the good news is it’s OK to experiment.

Here are Design Recipes’ tips for using color: 1. Consider an accent wall.

Paint is one of the least expensive ways to infuse color into your space.

2. Use toss pillows. Toss pillows not only help to add color to a space, but texture as well. Toss pillows are also portable design,

allowing you to move color from room to room as you desire.

3. Purchase colorful accessories such as table lamps. There are so many interesting ways to incorporate both an interesting color and design into a space, and lighting is one functional way.

4. Try greenery.

5. Be bold with bedding.

Bedding, especially in a children’s room, can add a dynamic element.

6. Use area rugs. Area rugs are an ideal way to incorporate color into a space. Many designers choose area rugs either first for color or graphic inspiration or last to help tie a room together.

7. Use a technique called color mapping. Color mapping is a technique in which the same or similar color is repeated or “mapped” throughout a room.

8. Consider vignettes. Vignettes or groupings are a wonderful way to group similar colors or elements together to make a powerful statement.

9. Tell a story with color.

Have a repeated color scheme throughout your home. The ideal color scheme consists of at least

Consider raising your beds another tier to provide a much deeper root zone.

(Maureen Glimer/TNS)

three colors.

10. Don’t be afraid to add pops of color throughout a room.

Accents from accessories, books, even florals can help spread color through a space.

——— Cathy Hobbs, based in New York City, is an Emmy Award-

winning television host and a nationally known interior design and home staging expert with offices in New York City, Boston and Washington, D.C. Contact her at info@cathyhobbs.com or visit her website at www. cathyhobbs.com .

r s! ve O 40 tor 1 bi hi

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You could be the next person to sell your home in fewer than 3 days!

If You’re Going to Sell Your House Within This Year, What You Do Right Now Could Mean a Difference of Thousands of Dollars… ook!

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Home Improvements • Remodeling • Decorating • Landscaping • Exhibits • Kitchens • baths • Windows • Roofing • Gutters • Basements • Foundations • Doors • Patios • Health & Wellness • Cash & Carry Items Drawings for Great Prizes • Kids Area and More!

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First National Bank Exhibit Halls North and South Halls

February 24-25, 2018

Make your Move Now! Before Rates Go Up!

Loveland Reporter-Herald – AtHomeColorado.com

AT HOME

11

REAL ESTATE MATTERS

What you should know about buying and selling under the new tax law

By Ilyce Glink and Samuel J. Tamkin, Tribune Content Agency

Q

: I am a regular reader of your column for many years.

I am a senior, widowed and have some retirement income and savings. I am concerned about the implications of the new tax law.

I plan to sell my house, which I bought 34 years ago, and buy another replacement home near where my son lives. I am concerned about the increase in property taxes I’ll have to pay.

My current home has a lower property tax due to Proposition 13 in California. Also, I’m wondering how the mortgage limit of $750,000 will affect me and whether it will mean I will have to put down a higher down payment.

Home prices in Los Angeles where my son lives are quite high.

Since I can only deduct $10,000 (filing single) in itemized deductions what are my alternatives? My deductions are higher than that when you include my charitable donations. If I had a rental property, could I depreciate that property? How do I show the rental income and expenses?

I get very nervous facing these uncertainties.

A

: Let’s start with your nerves; you’re not alone in feeling nervous and uncertain about buying, owning and investing in real estate given the recent tax law changes. While no one knows how this will all play out, at least you’re not alone in your worrying.

And, here’s some good news.

REAL ESTATE TRANSACTIONS The following Loveland-area home sales were supplied by Colorado Weekly Homebuyers List Inc., 303-744-2020. Listed are the buyer, the property address, the seller and the amount.

Berthoud

• Luster and Cheryl Garrett — 536 Kansas Ave., Saint Aubyn Homes LLC, $430,300.

• Mark Coan — 5065 Sedona Hills Drive, Anthony and Margaret 12

AT HOME

The recent tax law made no changes to the home sale exclusion rules. That means that if you are single and selling your principal residence, you get to exclude from any federal income taxes the first $250,000 in profit on the sale (it’s $500,000 for those who are married). That principal residence, however, must have been your principal residence for two out of the last five years.

So when it comes time to sell your home, you won’t have to pay federal taxes on the profits if they are less than $250,000.

In California, as in some other locations, laws are in place that limit increases on real estate taxes on a home. Your home’s real estate tax increases may have been limited in annual growth, by the amount you paid for your home or by any of various methods used around the country to control rising property taxes for homeowners that use their homes as their primary residence.

Due to the way different states receive tax revenues, some states rely on property taxes much more than others. In states that rely on property taxes, you can end up with two identical homes taxed very differently. If one home was purchased 30 years ago, the real estate taxes on that home may be a fraction of the real estate taxes on the identical adjacent home, and there is little you can do about this situation.

You appear to be the beneficiary of below market real estate taxes when you compare your real estate taxes with other homes in your Stimac, $1,000,000.

Estes Park

• John and Dana Dietrich — 2435 Fish Creek Road, Mtglq Investors LP, $230,000.

• Shayne Hatzenbuhler — 1745 Wildfire Road, Corinne O. Dyer, $233,800.

• Michael Reimer — 1010 S. Saint Vrain Ave., Unit G5, David H. Morrow Trust, $339,500.

• Margaret Booth — 1743 Dekker Circle, Robert S. Hamer, $470,000.

• Ronald Hartzog — 1760 Olympian Lane, Longs Peak Jehova,

area that have sold several times in the 34 years you have owned your home.

That’s great. But if you’re buying a more expensive property, you may be in for a much higher property tax bill. And, this is where the new tax law might well affect your finances. More on this in a moment.

When it comes to mortgages, under the new tax law, you’ll only be able to deduct interest on the first $750,000 of your new mortgage loan. Under the old law, you could deduct interest on up to a $1 million loan plus a $100,000 equity loan. The new law reduced the amount of the primary loan and eliminated the deductibility of interest on the equity loan. (If a homeowner took out a loan before December 2017, that homeowner is grandfathered in under the old law.)

But you raised the newest and hottest issue relating to the deductibility of real estate taxes and state income taxes. You are limited to a maximum deduction of $10,000 for both of those items. So if your property taxes are $10,000, you’ll get that deduction but then nothing for any state income tax payments. Likewise, if you pay $10,000 in state income taxes, you won’t get to deduct any of your real estate taxes.

What will that mean for you?

Well, if you have $20,000 of state income tax and property tax payments, you’ll get to reduce your federal income taxes by $10,000 and not $20,000. Given that you are retired, if we assume

that your federal income tax rate is 20 percent, you’ll end up paying $2,000 more in federal income taxes due to your inability to deduct $10,000. That means that you have to factor in a higher cost of living near your son as a result of your inability to fully deduct your real estate taxes and/or state income taxes.

You should know that charitable donations were not impacted by the tax law, and if you own investment real estate the rules there didn’t change either.

If you own a rental property, you can run that rental property as you have always done by taking depreciation, offsetting income with expenses including mortgage interest payments and real estate taxes.

We hope all this information helps you; if you have more questions, you might want to speak with a tax advisor, enrolled agent or accountant.

$475,000.

• Jeffrey and Christy Frese — 309 Whispering Pines Drive, Dennis and Diane Sutter, $494,000.

• Roger and Susan Toy — 1550 Prospect Mountain Drive, Richard F. Moseley Sr. Trust, $603,500.

Wheaton Drive, Unit C260, Scott M. Mayer, $195,000.

Judd Dew — 425 Thrasher St., Larry and Debra Dew, $200,000.

Kaitlyn Schafer — 4545 Wheaton Drive, Unit B260, Mackenzie M. Bajema, $200,000.

Shawn and Tressa Evans — 3531 Windmill Drive, Apt. K5, Zachary Billingsley, $226,000.

Jane and Anne Aspen — 3500 Laredo Lane, No. 5, Eileen and Thomas McCluskey, $264,500.

Kathryn and James Fonte — 1000 Cuerto Lane, Unit B, Daniel and Sarah Seedorf, $278,000.

Fort Collins

• Charles and Victoria Ann — 1705 Heatheridge Road, Unit G306, Michael F. Mazurkiewicz, $140,000.

• Jacqueline Pottorf — 720 City Park Ave., Apt. D412, Deborah J. Lennon, $185,000.

• Ali and Khalid Akbary — 4545

Loveland Reporter-Herald – AtHomeColorado.com

(Ilyce Glink is the author of 100 Questions Every First-Time Home Buyer Should Ask (4th Edition).

She is also the CEO of Best Money Moves, an app that employers provide to employees to measure and dial down financial stress.

Samuel J. Tamkin is a Chicagobased real estate attorney. Contact Ilyce and Sam through her website, ThinkGlink.com.)(c) 2018 ILYCE R. GLINK AND SAMUEL J. TAMKIN. DISTRIBUTED BY TRIBUNE CONTENT AGENCY, LLC.

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February 24-25, 2018

• Constance Miller — 3914 Waterglen Place, Cynthia A. Mayo, $289,900.

• Bradley and Lizette Johnson — 1413 Casa Grande Blvd., Steven Saltee, $295,000.

• Barbara Andrews — 2950 Neil Drive, Apt. 17, Todd and Shanna Tipton, $295,000.

• Rodney Eddings — 6405 N. Lunar Court, 6405 North Lunar Court Trust, $296,000.

• Lorraine and Felix Felix — 201 Tralee Court, Travis Howlett, $298,000.

• Lindsey Power — 2924 Middlesborough Court, Michael and Martha Power, $300,000.

• Peter Reding — 2745 Bar Harbor Drive, David and Alexis Swanson, $305,000.

• Desiree Martinez — 3815 Celtic Lane, Unit A, Debra Lynn Becker, $315,000.

• Christopher Kelly — 1807 Hull St., Gerardo and Pauline Ondaro, $320,000.

• J Gelder — 4212 Hummingbird Drive, Sharon Chadwell, $329,000.

• John and Delra Woram — 900 Arbor Ave., Unit 34, Darrell and Gertrude Hines, $330,000.

• Chelsea Plummer — 414 Bannock St., Mark W. Culloton, $337,000.

• Kristin Sedacca — 1221 Intrepid Drive, John A. Payne, $345,000.

• Amy and Diego Garcia — 5224 Cornerstone Drive, Jason and Rodney McNeill, $345,000.

• Alex Breeden — 516 Cowan St., 516 Cowan Street Trust, $350,000.

• Matthew Garman — 3206 Gunnison Drive, Stuart and Anna Bell, $350,000.

• Russell and Lindy Pearson — 2513 Montmorency St., Cameron Freeman, $350,200.

• Jacob and Brianna Rooker — 1308 Fairview Drive, Thirdm3

LLC, $352,300.

• Patrick Curtis — 438 Bow Creek Lane, Kum S. Richard, $355,000.

• Matthew Garman — 2919 Cimarron Court, Heriberto and Laura Mora, $360,000.

• Tyler Colburn — 10 Circle Drive, Wayfare Home Rental LLC, $360,000.

• Cody Jeanneret — 6826 Tortola Way, Andrea M. Jones, $375,000.

• Josh and Laurel Harris — 4436 Viewpoint Court, James and Ronda Norgard, $375,000.

• Jeffrey Metzger — 1128 S. Bryan Ave., Thirdm2 LLC, $375,000.

• Antonio and Cynthia Lopez — 1642 Treeline Place, CMH Homes Inc., $378,000.

• Pierre Johnson — 2850 Exmoor Lane, Alan Vincent Burke, $378,000.

• Tyler Pecha — 2001 Sheffield Court, Christopher M. Hinds, $378,000.

• Jayleen Heft — 5000 Boardwalk Drive, Unit 46, Becky R. Castillo, $395,000.

• Daniel and Louann Endries — 2186 Lager St., Hartford Homes Timbervine LLC, $396,300.

• Radhu and Gowri Shankar — 2445 Adobe Drive, LC Home Spring Creek LLC, $405,500.

• Theresa Fowler — 1425 Beech Court, Golden Building Services LLC, $407,500.

• Cameron Freeman — 2256 Maid Marian Court, Kathryn David, $409,500.

• Paige and John Hedstrom — 2198 Lager St., Hartford Homes LLC, $417,400.

• Anthony and Christine Oliva — 2151 Saison St., Hartford Construction LLC, $418,400.

• Tyler Gunderson — 1908 Crestmore Place, Echo Real Estate Holdings, $420,000.

• Theresa Bogard — 900 Grouse Circle, Thad and Willa Paw-

likowski, $435,000.

• Scott and Jennifer Moreland — 2224 Three Oaks Court, Troy C. Sanders, $448,000.

• Robert and Phyllis Moser — 718 Blue Mesa Ave., Trend Properties LLC, $450,000.

• James Selander — 2130 Thunderstone Court, Dennis and Eileen Miyoshi, $458,000.

• Donald and Bonnie Kline — 3215 Honeysuckle Court, William and Anne Petenes, $460,000.

• Christopher Todd — 2539 Spruce Creek Drive, Richmond American Homes, $469,600.

• Elizabeth Coffman — 2014 Blue Yonder Drive, Melody Homes Inc., $470,000.

• Ryan Hernandez — 251 Dassault St., Calatlantic Group Inc., $493,700.

• William Laitos — 5444 Northern Lights Drive, Jeffrey and Janie Maust, $530,000.

• Subashini Furman — 1208 Peony Way, Lakeview Fort Collins LLC, $540,000.

• Clyde and Sharon Estes — 6026 Sapling Court, Toll Co. I. LLC, $550,400.

• Simon and Jessica Young — 5121 Daylight Court, Jill Mosteller, $557,000.

• John and Geana Roehrig — 6186 Spearmint Court, Toll Co. I. LLC, $567,100.

• Caroline Amplatz — 1511 Lakeside Ave., Dusten and Kirsten Tornow, $585,000.

• Clay Kasow — 4725 Player Drive, Katherine Marie Nelson, $634,000.

• Xianghua Shi — 3557 Green Spring Drive, Michael Francis McGrath, $695,000.

• James Keller — 5017 Eagle Lake Drive, William and Nancy Roberts, $790,000.

• Roderick and Lynn Boyes — 2726 Harvest View Way, Toll Co. I.

LLC, $795,000.

• David Puckett — 1208 W. Mountain Ave., Kristin and Gary Bohlender, $1,050,000.

• Kristin and Gary Bohlender — 3411 Harbor Way, James F. Keller, $1,137,500.

Greeley

• Brent and Carrie Oswald — 2856 17th Ave., Apt. 207, Syf Zeta LLC, $144,000.

• Sheldon Chadwick — 1925 Eighth St., John A. Statley, $175,000.

• Lawrence Viverito — 627 46th Ave. Court, Kenneth and Margaret Wiggers, $190,000.

• William and Ann Miller — 5151 29th St., No. 3303, William and Carol Bell, $195,000.

• Miguel Espinoza — 908 B. St., Equable Invest Corp., $195,000.

• Jose Olivas — 130 N. Ninth Ave., Mary and Michael Garcia, $197,000.

• Gregory and Anna Boatman — 1822 22nd St., Andree and Nicholas Swanson, $197,900.

• Michael and Jesica Schmidtbauer — 2514 W. Sixth St., Paul and Liberty Hoekstra, $200,000.

• Kyla Jones — 5551 29th St., No. 41-4112, Katie R. Gale, $215,000.

• Aaron Villegas — 225 E. 21st St. Road, Marcelina Trejo Grajeda, $242,000.

• John and Mary Hoover — 1705 Seventh Ave., Federation Properties LLC, $270,000.

• Joaquin and Janette Ordonez — 5124 32nd St., Adam R. Berger, $270,000.

• Brenda Smith — 1636 Fairacres Road, Richard C. Livingston, $279,900.

• Matthew Athey — 3316 34th Ave. Place, Rocky Mount Invest Group LLC, $300,000.

• Nicholas and Heather Lozier — 5132 W. 11th St. Road, Philip and

SENIOR REAL ESTATE SPECIALIST

• Licensed Colo. Real Estate Agent 35 years • Loveland Resident 40 Years • Certified Senior Real Estate Specialist – (Will’s a fellow Senior/Baby Boomer) • ALSO help with: Sell, Buy, or Investment Properties

CONTACT WILL - FOR A FREE MARKET ANALYSIS February 24-25, 2018

“Seniors, we truly need a real estate agent that we can trust and has our best interests in mind.

We highly recommend Will for all your real estate needs” ….Harold & Laurie (Johnstown, CO.)

Loveland Reporter-Herald – AtHomeColorado.com

Contact Will Malizia Phone (970) 290-7098 Wmalizia@c3-re.com AT HOME

13

Teryl Moya, $320,000.

• Cheuk Cheng — 7843 W. 12th St., Jamie C. Tarango, $321,500.

• David and Sue Hiegel — 2211 77th Ave., Michael A. Metzger, $325,000.

• Shane and Stacy Cannon — 2107 42nd Ave., 2107 42nd Ave. Morell Trust, $327,000.

• William and Ann Esch — 4653 23rd St., Donald and Candice Babcock, $340,000.

• Mario and Veronica Contreras — 6607 34th St., Brett and Brenna Paben, $350,000.

• Manuel Carreon — 2204 75th Ave., Aspen View Homes LLC, $373,700.

• Kaleb and Mistyque Menn — 3207 66th Ave. Court, Cara Slaughter, $390,000.

• Kevin and Rebecca Thompson — 9010 18th St. Road, Baessler Residential Colo., $454,000.

Johnstown

• Shane and Kimberly Murray — 4262 Lemon Grass Drive, Lomas Somerset Meadows LLC, $132,000.

• Gary and Amy Smith — 3615 Maplewood Lane, Daniel and Marie Arneson, $355,000.

• Kevin and Nicole Rutkowski — 1937 Ruddy Court, Nicholas Alexander Perry, $380,000.

• Christian and Emily Jones — 4975 Saddlewood Circle, James J. Adams, $405,700.

• Joseph and Jennifer Bieber — 4856 Silverwood Drive, Idris and Jamil Ahmad, $407,000.

• Conrad and Julia Geary — 255 McGregor Lane, Gillam Devl.

Corp., $464,500.

• Dianne Brown — 615 Lippitt Ave., Kenneth C. Frye, $475,000.

• Troy Lundberg — 4137 Watercress Drive, Saint Aubyn Homes LLC, $497,600.

• Jay Lofquist — 4351 Cicely Court, Bridgewater Homes LLC,

$662,100.

Loveland

• Norman Moyer — 530 Newton Drive, Vertex Stone Creek LLC, $78,000.

• Jeff and Lorrie McBee — 508 Newton Drive, Vertex Stone Creek LLC, $83,000.

• Daniel Rumbles — 320 Carina Circle, Unit 101, Michael E. Cupertino, $250,000.

• Jason Pattison — 766 S. Edinburgh Drive, Pamela S. Harper, $250,000.

• Jacquelyn Ellis — 1805 Kinnikinnik Place, Janice M. Darby, $258,000.

• Fred Morris — 1505 Village Ave., Genevieve D. Mortenson, $270,500.

• Edith Gonzalez — 1749 Dove Creek Circle, Megan and Joshua Spiegel, $275,000.

• Debra Bendell — 1818 W. 10th St., David and Amanda Richards, $285,000.

• Amanda Jamerson — 2820 Snowberry Place, Robert and Jennifer Sporleder, $293,500.

• Thomas Elio — 240 Blossom Drive, Matt and Heidi West, $296,000.

• Mark and Kara Kettelson — 757 N. Jefferson Ave., Sara Enninga, $299,500.

• Bret and Deborah Guthrie — 3112 Allison Drive, Guthrie Family Trust, $302,000.

• Mary Devore — 1315 Cherry Ave., Cherry Avenue Land Trust, $312,000.

• Gary and Carolyn McDonald — 2980 Tabernash Drive, Pott Living Trust, $315,000.

• Scott and Amy Norton — 3632 Capulin Drive, Karen I. Oclair, $325,000.

• Earl Snodderly — 1821 Idalia Court, Elvin J. Devore Mary Dev., $330,000.

• Valerie Clark — 3025 Crux

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Drive, Century Millennium LLC, $335,000.

David and Dena Trumbo — 3954 Caddoa Drive, Michael and Mariss Robinson, $353,000.

Judie Spafford — 3027 Magnetic Drive, Aspen View Homes LLC, $353,200.

Fernando Gomezpineda — 437 Wrybill Court, Heather and Nathan Fristed, $355,000.

Dean and Terri Hanson — 4069 Buffalo Mountain Drive, Sandra K. Henke, $355,000.

Benjamin and Meghan Eisentraut — 4189 Florence Drive, Ryan Glasener, $355,000.

Michael and Suzanna Rodriguez — 3514 N. Franklin Ave., Kristie C. Schoellerman, $380,000.

Edward and Linda Fleming — 2615 Mary Beth Drive, Lynn M. Manley, $381,500.

Victoria and Samuel Amato — 3461 Oberon Drive, Midtown Homes Tulip Creek, $390,100.

Reyslla and Steven Arnold — 2501 Knollwood Court, Diana K. Luthi, $405,000.

Pedro and Nicole Perez — 262 Pavo Court, Century Millennium LLC, $420,300.

Steven and Julie Watts — 2498 Mehaffey Drive, Denise C. Dean, $430,000.

Gilcriest and Virginia Mitchell — 2833 Echo Lake Drive, Boulder Creek Centerra I. LLC, $457,800.

Harlan Boone — 1221 Quillan Gulch Road, Loren J. Sterling, $490,000.

Michael and Marissa Robinson — 1585 Tennessee St., Joseph Robert, $530,000.

Mary Maitta — 2881 Spring Mountain Drive, Kristal R. Ball, $700,000.

Erin Hauserroe — 2566 Cub Lake Court, Tri Pointe Homes Inc., $710,000.

Joseph Glaser — 4459 Chaplin

Creek Court, Craig and Michelle Walters, $725,000.

• Julie and Andrew Paul — 790 Rose Acres Court, James and Donna Gregory, $735,000.

• Craig and Michelle Walters — 12422 W. County Road E. 18, FC Acceptance Co. LLC, $750,000.

Windsor

• Bryce and Jennifer Griffin — 7963 Rising Sun Court, Eduard Degaray, $147,900.

• Derek and Danielle Cohen — 2060 Kaplan Court, Kevin M. Heinz, $209,500.

• Gilles and Rhonda Lemay — 380 Sorrel Drive, Denise M. Silfven, $315,000.

• Trevor and Kelly Lewis — 1539 Highfield Drive, Melody Homes Inc., $345,000.

• Todd and Karrie Lopezi — 1670 Platte River Drive, Trudie Wildasin, $395,000.

• Peter Millett — 530 Vermilion Peak Drive, Bridgewater Homes LLC, $427,300.

• Richard Smolik — 560 Lakeside Place, Janice L. Hayzlett, $450,000.

• Kenneth and Connie Kniffen — 5933 Bromborough Drive, Sylvia M. Wesolowski, $545,000.

• Ray and Jody Richardson — 2062 Vineyard Drive, Upland Homes Inc., $560,300.

• Ashley and Clark Bishop — 5469 Gulfstar Court, Ronald S. Golnick, $570,000.

• Janis Atkins — 6600 Royal Country Down Drive, M. and Michael Sanders, $596,200.

• Luis and Kristen Gonzalez — 8735 Longs Peak Circle, Rex and Dana Chambers, $872,500.

• James and Lindsay Jiricek — 1917 Elba Court, Rachel Oliver Pankewicz, $896,300.

• Kenneth Frye — 6509 Sanctuary Drive, Sanctuary Lots LLC, $1,349,000.

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AT HOME

4703-A Boardwalk Dr., Fort Collins, CO 80525 | 970-226-3990 Each office independently owned & operated

Loveland Reporter-Herald – AtHomeColorado.com

(970) 213-0648 djjohnson@remax.net February 24-25, 2018

Real Estate place yoUr ad:

PAGE 15R - SATURDAY, FEBRUARY 24, 2018 -

303.466.3636 BoUlder/Broomfield/longmont or 970.635.3650 loveland or frontrangeclassifieds.com Water Mineral

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FAIR HOUSING NOTICE All real estate advertising in this newspaper is subject to the Federal Fair Housing Law which makes it illegal to advertise a preference limitation or discrimination based on race, color, religion , sex, handicap, familial status, or national origin, or an intention to make any such preferences, limitation or discrimination.

This newspaper will not knowingly accept any advertising for real estate which is in violation of the law. Our readers are hereby informed that all dwellings advertised in this newspaper are available on an equal opportunity basis. To complain of discrimination, call The Colorado Civil Rights Office at 1-800-262-4845/ HUD at 1-800-669-9777.

Want to purchase minerals and other oil/gas interests. Send details to: P.O. Box 13557, Denver, CO 80201

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16

AT HOME

Loveland Reporter-Herald – AtHomeColorado.com

February 24-25, 2018