At Home Colorado - Northern Colorado Edition 02.03.18

REAL ESTATE

Open Home Listings, Builder Spotlight, Homes for Sale, Rentals and More!

Colorado Home & Real Estate | AtHomeColorado.com

atHome GO FORTH AND PRUNE

If you can’t resist the garden’s call, here’s a task for you.

Livable Luxury: 4 Design Secrets To Make Your Home Look Like A Million Bucks Looking like a million doesn’t have to cost it.

February 3-4, 2018

Quick Guide and Featured Open Homes Looking for a home? View comprehensive listings of local open houses taking place this weekend from all across the area.

Loveland Reporter-Herald – AtHomeColorado.com

First Time Home Buyer Tips: What You Should Know Before You Buy Ease the home buying process with this list.

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atHome COLORADO HOME AND REAL ESTATE

ATHOMECOLORADO.COM CONTRIBUTING WRITERS Megan Linhoff Jamie Knodel Cathy Hobbs Carol O’Meara Suzanne Plewes Ilyce Glink Samuel J. Tamkin ADDITIONAL CONTENT Tribune News Service ADVERTISING CONSULTANTS Thais Hafer, Toni McNeill EDITOR/FEATURES COORDINATOR Misty Kaiser

At Home is an Advertising Feature published by the Loveland Reporter-Herald. ©2017 Prairie Mountain Media.

SEND US YOUR NEWS. At Home welcomes news from the local community on real estate/home tips, events, hirings, advancements, awards, community involvement and other information of interest to the Boulder County and Northern Colorado areas.

Submitted items should be non-promotional in tone.

Visit AtHomeColorado.com/ Submit-Your-News.

ADVERTISING INFORMATION: To advertise in At Home or to promote your open house contact Thais Hafer at 303.473.1456, Toni McNeil at 303.684.5329 or visit AtHomeColorado.com/Advertise To submit an open house listing, visit AtHomeColorado.com/ SubmitOpenHouseLoveland.com.

FACEBOOK.COM/ ATHOMECOLORADO

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ASK ANGIE’S LIST

What do window performance ratings mean?

The NFRC certification label verifies conformance with standards set by the National Fenestration Rating Council — a nonprofit organization that independently assesses and issues ratings for window products. NFRC ratings provide detailed information regarding a window’s critical performance High-performing windows will increase your home’s factors, expressed in energy efficiency, resulting in improved comfort and reduced heating and cooling costs. (Dreamstime) four values: U-factor: A U-factor, which

By Megan Linhoff, Angie’s List ranges from 0.20 and 1.20, tells Angie’s List (TNS) you how well a window will keep heat from escaping the inside of If you’re in the market for a room. The lower the number, new home windows, you’re the better the heat retention. probably hearing a lot about A window with a U-factor of window performance. And 0.15, for example, offers better if you’re not well-versed in insulating properties than a window technologies, you may window with a U-factor of 0.30. be wondering just what that Solar Heat Gain Coefficient means. In a nutshell, performance (SHGC): The Solar Heat Gain ratings measure a window’s energy Coefficient, which ranges from 0 efficiency. They tell you how well to 1, measures how well a window a certain window will regulate the can resist unwanted solar heat flow of heat, light and air entering gain (i.e., heat generated from and escaping your home. sunlight coming into the window).

To understand window The lower the number, the less performance, you should be you’ll spend on cooling in warmer looking for two important labels: temperatures. A window with an the ENERGY STAR label and SHGC of 0.35, for example, will the NFRC certification label. The allow more heat to pass through ENERGY STAR label proves that the window than a product with a window has been independently an SHGC of 0.27. certified and verified to perform at Visible transmittance (VT): levels that meet or exceed energy Visible Transmittance, which efficiency guidelines set by the U.S. ranges from 0 to 1, measures how Environmental Protection Agency. well a window will light your The ENERGY ZONE climate home with daylight. The higher zone map will help you choose the number, the more light is windows specifically suited to transmitted. So, a window with perform in the type of climate in VT rating of 0.50 will allow less light into your home than a which you live.

window with a VT rating of 0.75.

Air Leakage: The Air Leakage rating, which ranges from 0.1 to 0.3, indicates how much air may be allowed through cracks in the window assembly. The lower the Air Leakage rating, the less air will pass through the cracks.

Condensation: You may also see a condensation rating on the NFRC label. This rating, which ranges from 0 to 100, is optional for manufacturers to include. The higher this number, the better the window resists condensation.

ADDITIONAL CONSIDERATIONS Alone or combined, certain window technologies can lower U-factor or SHGC values to increase energy efficiency. Lowemissivity (Low-E) glass coatings reduce both the amount of heat and the amount of UV radiation that allowed to pass through the window glass, for example.

And double- or triple-pane configurations contain a layer (or layers) of air or inert gas that is sealed between the inner and outer panes to insulate the window and slow the passage of heat.

Ultimately, high-performing windows offer a number of benefits, including reduced energy costs and fabric fading, increased natural light, and improved insulation and comfort throughout your home.

——— Megan Linhoff is a reporter for Angie’s List, a trusted provider of local consumer reviews and an online marketplace of services from top-rated providers. Visit AngiesList.com.

OPEN HOUSES Visit AtHomeColorado.com/open-houses for a comprehensive list of area open houses taking place this weekend.

Loveland Reporter-Herald – AtHomeColorado.com

February 3-4, 2018

COVERPROFILE

GO FORTH AND PRUNE Warm days woo us to get out and get some fresh air, puttering around the yard to

BY CAROL take note O’MEARA of winter’s Colorado State University Extension toll. We tell ourselves we’re just going to peek at the garden to see how it’s doing, but once under the spell of balmy temperatures, we can’t help but want to do something to it.

Resist. And if you can’t resist, then take the time to prune some shrubs.

Woody plants suffering snow damage, needing a canopy thinning, or renewal from old age will benefit from a nice haircut, but clipping a plant that needs pruning can be a little daunting.

With branches going everywhere, many gardeners freeze up, not knowing where to start. They nip in fits and starts, often with little effect at all. Others dive in with gusto, giving the poor shrubs a buzz cut with a hedge trimmer.

If you’re in the latter group, lean close so I can stare you in the eyes when I say: please don’t do

Pruning Red-Twig Dogwood to the ground promotes new colorful growth. (Shutterstock)

this. Hedge trimmers can leave a nightmare of split ends and exposed stalks bad enough to take half the summer to cover, and with woody plants, there are no comb overs for the bald spots.

What stays and what goes?

To preserve a shrub’s natural form and health, it is important to keep a few tips in mind when pruning. Spring-flowering shrubs bloom on new wood that grew the previous summer. Buds for spring flowers developed in mid-summer through fall last year, and shearing the plant before blooming may result in chopped off flowers. Instead, if the plant is overgrown, it should be thinned by removing older canes to the ground. This allows sunlight to penetrate into the center of the plant, where there will be better flowering throughout. Thin no more than one-third of the plant each year, Pruning Red-Twig Dogwood to the ground proand thinning should motes new colorful growth. (Shutterstock) be done before active

February 3-4, 2018

growth starts in spring.

Summer-flowering shrubs bloom on new wood from the current growing season. Thinning in the early spring before growth starts is an ideal approach to pruning summer-flowering shrubs.

On shrubs where the bark provides color, such as Red-Twig Dogwood (Cornus sericea), the best color is from new growth, and pruning canes to ground level in early spring stimulates the plant to put up new, colorful canes.

Start simply by removing any broken or competing branches; often this thinning reveals other places that need a trim.

Competing branches are those that rub against one another or block other shoots. This rubbing causes wounds in the bark that allows disease to enter. Prune one branch off to allow room for the other to grow.

Once this is completed, stand back and look over the plant to see if the pruning for health has left the plant misshapen, and consider what other cuts will help the plant maintain its form. Pruning is not a race, and gardeners who flail about with a sharp tool and no plan can

Loveland Reporter-Herald – AtHomeColorado.com

expect to have startlingly awful plant shape. Consideration of the plant’s form is as important as the cuts themselves.

Removal of up to one-third of the plant is fine; more than this and you could set the plant’s growth back. Remember, go slow.

There are more warm days ahead of us and you can clip a few branches here and there as spring approaches. But the real art is knowing when to stop pruning, so step back after each cut and assess the plant.

Colorado State University Extension, together with Boulder County Parks and Open Space, provides unbiased, research-based information about consumer and family issues, horticulture, natural resources, agriculture and 4-H youth development. For more information contact Colorado State University Extension at the Boulder County Fairgrounds, 9595 Nelson Rd., Box B, Longmont, 303.678.6238, e-mail comeara@bouldercounty.org or visit ext.colostate.edu/boulder.

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Go beyond making a space just look pretty and aim to incorporate texture, like a comfy blanket, as well as

A funky table lamp is a little thing that can

scent, sound and taste. (Dreamstime)

make a big difference. (Shuterstock)

LIVABLE LUXURY: 4 design secrets to make your home look like a million bucks

By Jamie Knodel The Dallas Morning News (TNS) Think your children, animals, budget or lifestyle is keeping you from living with luxury? Think again.

Filling your home and rooms with rich and indulgent touches doesn’t have to cost a fortune and can even be family-friendly, Dallas stylemakers say. The trick?

Finding small ways to introduce wow-worthy details and choosing forgiving materials and fabrics.

Accessible, posh living that makes you feel like a million bucks: Isn’t that a rich idea?

FUNCTIONAL AND FABULOUS Emily Sheehan Hewett has made it her mission to showcase just how stylish and sophisticated it can look when you mix form with function. “Our entire brand is based on livable luxury,” the principal designer at A Well Dressed Home says.

When designing for families, Hewett keeps in mind that life gets messy. Washable, workhorse 4

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fabrics are key to keeping a living room clean and fresh.

An ivory sofa isn’t off-limits when it’s covered in a nearly indestructible fabric, she says.

And an ottoman used as both a foot rest and coffee table stays safe from spills and stains in a family-friendly velvet.

Make sure pillows have removable covers so they can easily be thrown in the wash or dry cleaned, says Hewett, the mother of school-age twins.

INDULGE YOUR SENSES Sure, luxury looks good, but it’s more than that.

“When done right, luxury hits you on every level,” says Tara Lenney. Go beyond making a space just look pretty and aim to incorporate texture, scent, sound and taste.

“Cuddling up with a cozy faux-fur throw, burning an amazing candle that you’d normally reserve for company, and drinking a cocktail from a special glass turns an everyday Netflix marathon into a luxurious

experience,” the Richardson designer says.

LITTLE BY LITTLE Dallas designer Abbe Fenimore knows well how little moments and touches can add up to a big impact.

“Having those little things front and center in your home can create a happy haven,” she says.

Try a funky table lamp for a desk or a fabulous tray to keep accessories organized on your desk or a side table. “They will instantly lighten up the mood as you work through a stressful day,” Fenimore says.

And don’t forget the fresh flowers.

“Splurge on a beautiful bouquet and arrange them in a glitzy vase for an instant bit of luxury,” says Fenimore.

Kristin Ammon of Scout Design Studio says a luxurious look isn’t hard to achieve when you introduce a blend of high and low and new and old. (Brittany Ambridge)

Loveland Reporter-Herald – AtHomeColorado.com

ALL IN THE DETAILS The design philosophy at Dallas’ Scout Design Studio is to inject luxe details into all elements of life.

“To achieve this covetable status, we love introducing eclectic and polished decor pieces,” says Kristin Ammon, director of the Design District studio.

Lighting a candle can do wonders, but when you burn the same scent throughout the entire house, it takes it to a new level, Ammon says.

Adding in a designer piece, like a classic Hermes blanket, will instantly catapult a space into the 1 percent, but there’s plenty to be said for a mix of price points, too.

“Mixing high and low, old and new is always in vogue.

The right accessories make all the difference,” Ammon says.

“Simply put, you can create your best luxe life every day with amazing details.”

February 3-4, 2018

OPEN HOUSE

QUICK GUIDE

WWW.ATHOMECOLORADO.COM/OPEN-HOUSES BERTHOUD

BRIGHTON

1224 N 4th St $315,000 Saturday 11:00 AM-4:00 PM Mitch Benner The Group Inc (970) 214-8430

520 Beth Avenue $300,000 Saturday 11:00 AM-1:00 PM Rebecca Weihe WK Real Estate (303) 903-3231

1224 N 4th St $315,000 Sunday 11:00 AM-3:00 PM Mitch Benner The Group Inc (970) 214-8430

FORT COLLINS 6219 Eagle Ridge Ct $895,000 Saturday 12:00 PM-3:00 PM John Simmons C3 Real Estate Solutions (970) 481-1250

BOULDER

LAFAYETTE

5435 Indian Summer Court $625,000 Sunday 12:00 PM-3:00 PM Julia Cantarovici 8z Real Estate (720) 203-7789

1412 Centaur Circle $500,000 Saturday 1:30 PM-3:30 PM Christina Bremner WK Real Estate (720) 201-7036

4697 Tally Ho Ct. $729,000 Sunday 1:00 PM-3:00 PM Neil Kearney Kearney Realty Co. (303) 818-4055

LONGMONT 1522 Moonlight Drive Starting in the mid-$400,000’s Saturday & Sunday 12:00 PM-5:00 PM Stan Meade/Tim Shea Pedal To Properties (303) 717-7777

1396 Snowberry Lane $779,900 Sunday 1:00 PM-3:00 PM Michele Steward Markel Homes (303) 604-9196

551 24th Place SW $310,000 Sunday 1:00 PM-3:00 PM Kit Magley RE/MAX Alliance (303) 775-5177

689 W. Hickory Street $925,000 Saturday 12:00 PM-3:00 PM Dana Hunt WK Real Estate (303) 709-4443

4868 N Franklin Ave $390,000 Saturday 1:00 PM-3:00 PM Cathy Vance The Group Inc (970) 231-0234

689 W. Hickory Street $925,000 Sunday 10:00 AM-1:00 PM Dana Hunt WK Real Estate (303) 709-4443

2745 Cub Lake Dr $410,000 Saturday 11:00 AM-2:00 PM Kristin Boeding The Group Inc (970) 825-2242

LOVELAND

2745 Cub Lake Dr $410,000 Sunday 12:00 PM-2:00 PM Kristin Boeding The Group Inc (970) 825-2242

2940 Kincaid Dr #107 $184,335 Saturday 10:00 AM-5:00 PM Christie Duggar The Group Inc (970) 219-1138 2940 Kincaid Dr #107 $184,335 Saturday 10:00 AM-5:00 PM Christie Duggar The Group Inc (970) 219-1138

2375 Jasper Ct $745,000 Sunday 1:00 PM-3:00 PM Jim Thomas RE/MAX Alliance (720) 317-9621

7279 Nebraska Way $512,000 Sunday 1:00 PM-4:00 PM David Scott Colorado Landmark (303) 588-8358

755 Cottage Lane $812,000 Saturday 11:00 AM-1:00 PM Brian Sundberg RE/MAX of Boulder (303) 931-5483

918 Half Measure Dr $600K’s+ Saturday & Sunday 11:00 AM-5:00 PM Marlita Lazo Markel Homes (303) 522-7928

4818 6th Street $1,350,000 Sunday 1:00 PM-3:00 PM John Hinkelman 8z Real Estate (303) 818-2344

11798 Pleasant View Ridge The Elms At Meadowvale $635,000 Saturday 11:00 AM-2:30 PM David Wagner ERA Tradewind Real Estate (720) 244-0980

1103 Ida Dr $275,000 Sunday 12:00 PM-2:00 PM Jesse Laner C3 Real Estate Solutions (970) 672-7212

2390 Vassar Drive $1,625,000 Sunday 12:00 PM-2:00 PM Rich Trevino RE/MAX of Boulder (303) 669-6000

12987 Hillcrest Drive $675,000 Saturday 1:00 PM-3:00 PM Mark Remington WK Real Estate (303) 489-8054

3037 Crux Dr $309,950 Saturday 10:00 AM-5:00 PM Matt Nesbitt The Group Inc (970) 419-2327

1725 Stardance Cir $740,000 Saturday 1:00 PM-3:00 PM Christine Cavalier The Group Inc (303) 827-9170

3037 Crux Dr $309,950 Sunday 11:00 AM-5:00 PM Matt Nesbitt The Group Inc (970) 419-2327

815 Forest Ave $2,495,000 Sunday 12:00 PM-2:00 PM Zach Zeldner RE/MAX Alliance on Walnut (720) 480-7650 999 8th St $2,950,000 Saturday 1:00 PM-3:00 PM Jay Wright RE/MAX Alliance on Walnut (720) 600-7554

LIST YOUR OPEN HOUSE February 3-4, 2018

LOUISVILLE 1805 Blue Star Lane - Model Home $600K’s+ Wednesday - Monday 11:00 AM-5:00 PM Michele Steward Markel Homes (303) 522-7928

1103 Ida Dr $275,000 Saturday 12:00 PM-3:00 PM Jesse Laner C3 Real Estate Solutions (970) 672-7212

551 24th Place SW $310,000 Saturday 11:00 AM-2:00 PM Kit Magley RE/MAX Alliance (303) 775-5177

3480 Peruvian Torch Dr $429,900 Saturday 12:00 PM-3:00 PM Alycia Martinez The Group Inc (303) 994-6307 4345 Lyric Falls Dr. $489,000 Saturday 11:00 AM-2:00 PM John Simmons C3 Real Estate Solutions (970) 481-125 4345 Lyric Falls Dr. $489,000 Sunday 12:00 PM-3:00 PM John Simmons C3 Real Estate Solutions (970) 481-125 4805 Mariana Hills Circle Homes From The $600’s

By Appointment Brittany Munoz LC Tulip (970) 227-1334

THORNTON 3553 E 141st St $1,000,000 Saturday 1:00 PM-3:00 PM Donald Cicchillo RE/MAX Alliance (303) 875-2241

TIMNATH 3756 Valley Crest Dr $1,275,000 Saturday 12:00 PM-3:00 PM Jesse Laner C3 Real Estate Solutions (970) 672-7212

VISIT ATHOMECOLORADO.COM/SUBMIT-OPEN-HOUSE OR CALL 303.473.1456, 303.684.5329 Loveland Reporter-Herald – AtHomeColorado.com

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REAL ESTATE MATTERS

There are intricate rules one must follow to get the tax advantage of a 1031 exchange

By Ilyce Glink and Samuel J. Tamkin, Tribune Content Agency

Q

: My mother, who was very ill and on Social Security, sold me her residence for $1 just in case something happened to her.

We ended up moving her in with us until she died.

Her home was vacant, and we decided to rent it out. But the time has come that we can no longer keep this up and need to sell it.

We are worried about any capital gains taxes and want to take the money received from the sale to help pay down an existing home equity mortgage we have on our primary residence that also has attached rental units.

I’ve heard about a 1031 exchange. Could I apply it in this case?

A

: A tax-deferred exchange (also referred to as a 1031 exchange or Starker exchange) is in its basic form the sale of an income-producing property with the purchase of a replacement income-producing property. While in the past, the IRS Code allowed exchanges of property other than real estate, that might change in the near future depending on what changes in the law are considered as a part of tax reform.

When it comes to real estate, you have to own a property that was held for investment purposes. To sell the property, you

generally will use an exchange company to facilitate the sale and purchase of the replacement property. That company is usually an “intermediary exchange” company. You will still need your own attorney, settlement agent and title company to help out, but the exchange company will satisfy certain IRS requirements.

When you sell, all of the proceeds from the sale go to the exchange company. You then have no more than 45 days to find and notify the exchange company of the property you intend to buy as your replacement property, and then you have no more than 180 days to close on that replacement property. And, by the way, the replacement property sales price usually needs to be the same or higher than the sales price of the property you sold.

Those are the basics, but there are other intricate rules that you must follow to get the tax advantage you are seeking. If you qualify for a tax-deferred exchange, on the sale of the property, you get to defer the payment of all taxes on the sale of the old property, including any recapture of depreciation you might have and capital gains taxes.

We’re a bit concerned that the property was vacant for a while, and we don’t know how you treated the property for income tax purposes when you purchased it. We also don’t know how

intended as a true sale or whether your mom really gifted the home to you. If your mom gifted the home to you, your basis -- or cost -- in the home might be what your mom paid for the home. If what she paid for the home is about what the home is now worth, you might not have much tax to pay when you sell it.

Due to the complications and many facts that surround your situation, please talk to a tax advisor on your issue and also talk to a specialist in 1031 exchanges.

Those specialists sometimes have a great eye towards seeing a transaction and telling you whether your situation fits the requirements of a 1031 exchange.

They may also have a referral for you to talk to for help with your tax situation. Good luck.

your mom treated the “sale” of the home to you. Your question raises a number of issues from an income tax perspective from your mom’s side and your side as well. We’ll have to ignore those issues and talk about the 1031 issues instead. You’ll have to talk to your accountant, tax advisor or Enrolled Agent to get more information about the federal tax issues you might have.

However, if we can assume that you purchased the property for $1 and your association with your mother doesn’t impair your ability to utilize a 1031 exchange, you essentially have all profit if you try to sell the property. If you kept the property as an investment for many years, treated the property as an investment, and had every intention to use and keep the property for investment purposes, you might qualify and sell the property using a 1031 exchange.

When you sell the property, you use the intermediary, buy a replacement property, and defer the payment of taxes down the line. The replacement property must also be a property you intend to own for investment purposes.

If at any point in the course of reviewing the facts of your situation, you fail the test under Section 1031 of the IRS code, you won’t get the benefit of deferring taxes and the sale could give you substantial gain.

One last item: We don’t know if the “sale” of the property was

—————————— (Ilyce Glink is the creator of an 18-part webinar+ebook series called “The Intentional Investor: How to be wildly successful in real estate,” as well as the author of many books on real estate. She also hosts the “Real Estate Minute,” on her YouTube channel. Samuel J. Tamkin is a Chicago-based real estate attorney.

Contact Ilyce and Sam through her website, ThinkGlink.com. )© 2018 ILYCE R. GLINK AND SAMUEL J. TAMKIN. DISTRIBUTED BY TRIBUNE CONTENT AGENCY, LLC.

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4703-A Boardwalk Dr., Fort Collins, CO 80525 | 970-226-3990 Each office independently owned & operated

Loveland Reporter-Herald – AtHomeColorado.com

(970) 213-0648 djjohnson@remax.net February 3-4, 2018

DESIGN RECIPES

Tips for a stress-free (as possible) move

By Cathy Hobbs Tribune News Service (TNS) Moving is typically one of the most stressful times in a person’s life. But it doesn’t have to be.

From choosing the right mover to DIY tips, here are some do’s and don’ts to help ensure your next move runs as smoothly as possible.

DO: 1. Check references. Quality movers will not have issues.

2. Ask for proof of insurance. In the case of condominium buildings especially, a mover will not be able to enter a building without proof of the proper insurance.

3. Ask for a firm and binding quote.

4. Be honest. Nearly all movers base their quotes on labor and materials. It is in your best interest for a mover to have an accurate picture of the scope of work involved in your move.

5. Request your more fragile items are wrapped in a careful manner.

Moving doesn’t have to be so stressful. (Dreamstime)

DON’T: 1. Go with the lowest quote.

Get at least three quotes and evaluate quality of service with price.

2. Think bigger is always better.

A smaller company may provide a higher level of customer service.

3. Forget to check to see if there have been any complaints against your mover. The Better Business Bureau is a good place to begin.

4. Sign a contract without understanding the pricing.

5. Move at the beginning or the end of the month if possible.

These are peak periods for movers and may make it more difficult for you to secure the mover of your choice.

Featured Property

Open House Sunday 12-3pm

Featured Property

DIY MOVING ADVICE Looking for tips to do your own move? Aspects relating to a

residential move such as packing your own artwork may be a task you decide to do on your own.

Here are some tips to keep in mind.

— High-end artwork may need to be first covered with a specialty paper to prevent fading.

— For less fragile art pieces, cardboard mirror cartons can be used.

— Paper pads can be used to further protect artwork during transport.

— Building a custom crate can be ideal for higher-end pieces.

— Bubble wrap is key, especially when it comes to protecting the corners of artwork.

——— Cathy Hobbs, based in New York City, is an Emmy Awardwinning television host and a nationally known interior design and home staging expert with offices in New York City, Boston and Washington, D.C. Contact her at info@cathyhobbs.com or visit her website at cathyhobbs.com .

Open House Saturday 12-3pm

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148 Ponderosa Ct, Red Feather Lakes $274,000 • MLS# 830054 3 Beds • 3 Baths • Total Sq. Ft. 1,919 Turn Key estate with everything included. This end unit town-home offers 2000 sq ft of luxury. Granite slab counter-tops, SS appliances, great room w/ fireplace, vaulted ceilings, 2 master suites & so much more.

John Simmons 970-481-1250 jsimmons@c3-re.com

Jesse Laner 970-672-7212 jlaner@c3-re.com

Featured Property

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3054 Suri Trail, Bellvue $1,500,000 • MLS# 840559 5 Beds • 5 Baths • Total Sq. Ft. 6,075 This Ranch home features a walk-out basement, main floor office, fitness or craft room, formal dining, gourmet kitchen, guest or in-law retreat & thousands in upgrades. 1077 sq ft attached garage and a detached 2177 Sq Ft garage w/office.

John Simmons 970-481-1250 jsimmons@c3-re.com

Jesse Laner 970-672-7212 jlaner@c3-re.com

4345 Lyric Falls Dr, Loveland $489,000 • MLS# 839360 3 Beds • 3 Baths • Total Sq. Ft. 3,277 Amazing property with everything included. Landscaping, appliances, window treatments, fireplace, AC, gourmet kitchen and thousands in upgrades. Shows like a model home.

6219 Eagle Ridge Ct, Fort Collins $895,000 • MLS# 839913 5 Beds • 4 Baths • Total Sq. Ft. 4,208 Beautiful 2 story home w/ 5 beds plus study, finished walkout basement, formal dining, finished garage w/ epoxy floor Updated kitchen w/ quarry counters, gas range & double oven. Master w/ balcony access. This is a must see!

Mollie Otto 970-646-1303 motto@c3-re.com

Cary Irvin 281-744-3451 cirvin@c3-re.com

Open House Tuesday through Saturday 1-4pm

Open House Saturday 12-3pm & Sunday 12-2pm

Open House Saturday 12-3pm ced

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37012 Soaring Eagle Cir, Severance $739,000 • MLS# 838605 5 Beds • 4 Baths • Total Sq. Ft. 5,457 Spectacular Water & Mountain Views. Main floor laundry & master w/ retreat, 5-piece bath & walk-in closet. Gourmet kitchen w/ island & granite slab. Living room w/ fireplace & vaulted ceilings.

John Simmons 970-481-1250 jsimmons@c3-re.com

1103 Ida Dr, Loveland $275,000 4 Beds • 2 Baths • Total Sq. Ft. 1,240 Amazing value in this nicely updated 4 bed/2ba ranch style home.

Super Clean and well cared for.

Susan Propp 970-691-0754 spropp@c3-re.com

John Cheever 970-420-5093 jcheever@c3-re.com

www.MyColoHome.com February 3-4, 2018

1352 Leahy Dr, Fort Collins $492,900 • MLS# 838814 3 Beds • 2 Baths • Oversized 3 Car Garage Beautiful new ranch style home with granite counters, open floorplan, FP, bamboo floors and en-suite 2nd BR. Garden level corner lot. Please visit model at 1334 Leahy between 1-4pm Tuesday-Sunday.

Renée Salza 970-231-5082 rsalza@c3-re.com

Available Now!

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3756 Valley Crest Dr, Timnath $1,275,000 • MLS# 836095 3 Beds • 4 Baths • Total Sq. Ft. 5,744 A spectacular ranch with unobstructed lake, mountain and golf course views awaits you on a prime, oversized lot. Open floor plan and expansive windows offer tons of natural light.

Bill Myers 970-599-0011 bmyers@c3-re.com

970.225.5152 • C3 Real Estate Solution, LLC.

Loveland Reporter-Herald – AtHomeColorado.com

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REAL ESTATE

First time home buyer tips: what you should know before you buy If you are a first-time home buyer, you will be learning quite a bit about home searching and home ownership over these next few months and SUZANNE years. Some PLEWES things will be RE/MAX Alliance expected, and many things will be unexpected. As you start this journey, we thought it would be helpful to share some important tips that may help you avoid some of the typical unexpected surprises.

Don’t Judge a Home Solely

by Its Pictures Most home buyers browse for homes online. After all, this is the easiest and quickest way to access information. Unfortunately, some of the judgements that we make based on those photos are not always accurate. Just as

you shouldn’t judge a book by its cover, you shouldn’t judge a home based on the quality of its photographer!

Some homes will look beautiful in photos, but not so great in person. Wide angle lenses and photo editing software is intended to make homes look their best.

You may get a slightly different impression when seeing a home in person. Likewise, sometimes photos don’t do a home justice.

So, don’t judge a home solely based on its photos. You may miss out on some great properties as a result.

No Home Is Perfect If you’re looking for a perfect home, it doesn’t exist. Even new homes will have issues.

The problems may simply be different than that of older homes.

Some issues are predictable and others are not. Dealing with the unexpected is a part of home ownership. This is why it’s always

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a good idea to set aside funds in your budget for home repairs and improvements.

Deadlines Are Critical Some people view deadlines as suggested dates. When it comes to home purchase contracts, those deadlines are extremely important and can have financial consequences. Therefore, never miss a deadline! And don’t assume that any deadline can be extended.

Always work with realistic dates and work diligently to meet them.

Things Can Change You must deal with many moving parts in the journey to purchasing a home. Things can change at any time and impact your plans. This includes your job, credit scores, interest rates, mortgage programs, and home prices. It is therefore essential to work with a good real estate agent and loan officer,… and to stay in communication with them

AT HOME

Your Agent Is Your Most Valuable Resource As a first-time buyer, you may not know what you don’t know.

Consider a real estate agent as your tour guide, taking you down the proper paths, referring you to helpful resources along the way, and helping you make important decisions. Knowing what to expect can make the home buying process a more pleasant experience. Keep your mind open when it comes to photos. Remember that no home is perfect. Stick to deadlines and be ready to adapt to changes. Last but not least, work with the right agent!

—————————————— Suzanne Plewes is a broker associate at RE/MAX Alliance.

Write to 750 W. Eisenhower Blvd., Loveland, CO 80537, call 970.290.0373 or e-mail suzanneplewes@remax.net.

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The Nanci Garnand Team (970) 541-0840

Nanci Garnand (970) 227-1327 Dave Gornall (970) 590-8891 Craig LoSasso (970) 820-0411 8

throughout the buying process.

Loveland Reporter-Herald – AtHomeColorado.com

or visit us online at

iwantmytvmagazine.com

2469 Steamboat Springs, Loveland

$379,000 Well maintained 2 story home w/covered front porch leading to sunny liv rm. Built-in desk. Kitchen w/lots of cabs opens to dining rm. Large master w/walkin closet, full bath. 2 add bdrms & full ba. Finished basement has rec rm, wet bar, 2 bd & 3/4 ba. Covered patio w/ceiling fans, new ext paint, storage shed, 2 car garage w/shop off back.

Abby Renner RE/MAX Nexus 970.556.0635 arenner@nexusforsale.com

February 3-4, 2018

REAL ESTATE TRANSACTIONS The following Loveland-area home sales were supplied by Colorado Weekly Homebuyers List Inc., 303-744-2020. Listed are the buyer, the property address, the seller and the amount.

Berthoud • Cody Price — 504 Kansas Ave., Saint Aubyn Homes LLC, $376,300.

• Carlos and Michelle Tarin — 93 Sioux Drive, Stephanie S. Klein, $388,000.

• Mark and Ruwilla Perry — 548 Kansas Ave., Saint Aubyn Homes LLC, $418,700.

Estes Park • Melinda Peterson — 420 Aspen Ave., Kathryn Klos Hendren, $155,000.

• Thomas and Rebecca Caldwell — 321 Far View Drive, Christopher N. James, $498,500.

• Thaddeus Mazurczyk — 700 Bird Circle, B. L. Development LLC,

$709,800.

• Rick Dizinno — 1240 Fall River Court, Peter and Diane Kassab, $859,000.

Fort Collins • Daniel and Cynthia Malinski — 908 Vitala Drive, Phillis Rae Chantler, $165,000.

• Alberta Guzman — 832 Sunchase Drive, Thomas A. Ohl, $172,000.

• Gail Anderson — 6615 Desert Willow Way, Unit A1, Tammy Sutherland, $197,000.

• Ryan Salter — 710 City Park Ave., Apt. B210, Elizabeth A. Pewe, $207,500.

• Jason Coleman — 6809 Autumn Ridge Drive, Unit 3, Clarice Rodriguez, $210,000.

• Karen Dowdy — 3029 Ross Drive, Apt. Y1, John and Colleen Bacinski, $215,000.

• Spencer Evans — 3945 Landings Drive, Unit H8, Emily R. Aurand, $245,800.

• Jennifer Elliott — 1084 Sundering Drive, Raymond J. Lallo, $255,000.

• Mark and Norma Aumen — 1637 Westbridge Drive, Unit

• • • • • • • • •

•

C4, E. and Carol Fitzsimons, $270,000.

Lindsay and Joel Gilliland — 6513 Solar Court, Matthew E. Marasco, $274,900.

Kody May — 8341 Medicine Bow Circle, Rocky Mountain Invest Group, $279,900.

Samuel Fuller — 313 Del Clair Road, Reinvent 1 LLC, $280,900.

Patricia and Aaron Orechwa — 408 N. Roosevelt Ave., Tonya J. Hilleman, $300,000.

Cory and Abigail Clifton — 5837 Neptune Drive, James Allen Altergott, $310,000.

Leland and Kristen Leyba — 713 Lindenmeier Road, Quick Close Homes LLC, $314,000.

Vincent Kitch — 2139 Mainsail Drive, Tracy Scarborough, $325,000.

Lisa and Derek Mill — 1030 Wagonwheel Drive, Marc and Jeannemar Siegfried, $334,900.

William and Catherine Llewellyn — 5163 Northern Lights Drive, Unit A, Glenn and Sally Plumb, $337,000.

Gail and Ronald Banta — 672 Justice Drive, Kuotzung Huang,

$338,000.

• Catherine Oakleaf — 737 Kimball Road, Daniel and Susan Bennett, $340,000.

• Patrick and Mary Holland — 1227 Truxtun Drive, Alberta J. Guzman, $340,000.

• Joseph Lipman — 2300 Coventry Court, Dennis and Gina Luedke, $340,000.

• Nicholas Taege — 903 Ridge Runner Drive, Ryan M. Hernandez, $346,000.

• Norwin Restrepo — 2251 Muir Lane, John M. Pease, $349,000.

• Kevin Notheis — 2500 Powell Place, Gregory S. Williams, $350,000.

• Benjamin Molloy — 3313 Kittery Court, Norwin Restrepo, $354,900.

• Matthew Bell — 1209 Baker St., Anthony E. Smith, $363,000.

• Lauren Parisian — 3020 Chase Drive, Matthew and Jennifer Hitt, $368,500.

• Shasti Haythorn — 2820 Sage Creek Road, Stephen G. Sneider, $375,000.

• Arthur and Pamela Spicciati — 4225 Starflower Drive, Marie

LIVE/WORK ON THE RIVER! Welcome Home Jim Chance 970-388-4261 • jchance@thegroupinc.com www.JimChance.com

4782 W. Eisenhower Boulevard, Loveland $615,000 MLS #835305 Your chance at 1.97 acres in town, backing directly to the Big Thompson River. Zoned “B” for business, currently a home. Amazing views from multiple decks. 6,222 sq. ft., 3 bedroom, 4 bath home with study/office & flex room. Huge kitchen with center island. Master suite has walk-in closet & luxury bath.

Vaulted ceilings in LR, separate DR. Finished basement walks out to large deck overlooking the river. Large paved parking lot offers opportunity, RV/boat area.

5401 Creek Circle, 375 E.Stone Horsetooth Road, Bldg. Loveland, 1, Fort Collins,CO CO80538 80525 970.613.0700 970-223-0700 www.thegroupinc.com

February 3-4, 2018

Loveland Reporter-Herald – AtHomeColorado.com

AT HOME

9

Pacha Giniger, $380,000.

• Tracy Stromberg — 2819 Eastborough Drive, Terence and Melanie Stromberg, $395,000.

• Eileen Vantilburg — 201 Camino Real, Gary Thomas Paulus, $450,000.

• John and Amy Henning — 3718 Stratford Court, Donald and Cheryl Smith, $465,000.

• Mark and Leona Reinhardt — 1633 River Oak Drive, Michael and Jill Fitzgerald, $465,000.

• John Harris — 5900 Southridge Greens Blvd., Michelle C. Bates, $488,000.

• Marc and Jeannemarie Siegfried — 1435 Red Oak Court, Kelly C. Jones, $495,000.

• Erin Petrilli — 2359 N. Shields St., Hergiswil Trust, $550,000.

• Charles and Gloria Savage — 2414 Nancy Gray Ave., Bucking Horse Developent Inc., $567,000.

• Kimberly and Chad Townsend — 10468 Riata Road, Gerald L. Nichols, $575,000.

• Alison and Brian Watkins — 6032 Espalier Court, Toll Co. I. LLC, $606,400.

• Jordan and Rachael Butts — 415 Buckeye St., Silver Linings Invest Group, $608,500.

• Kirk Henderson — 4724 Chippendale Drive, Jeffrey and Sharon Sudac, $620,000.

• Steven and Linda Nyman — 5959 Ballesteros Court, HSBC Bank USA, $622,000.

• Michael and Lisa Sadar — 1628 E. Pitkin St., Douglas P. Simons, $625,000.

• Darby Hoggatt — 222 Jackson Ave., Christine Schaefer, $800,000.

• Mike and Young Ohu — 7718 Park Ridge Circle, Debra and Curtis Lanham, $811,000.

• James and Becky Woods — 6420 Foothills View Place, Toll Co. I. LLC, $999,900.

Greeley • Scott and Heidi Tuel — 1621

10

AT HOME

• • • • • • • • • • • • • • • • • •

Seventh St., Richard Dupont, $210,000.

Nathan and Jennifer Gross — 1301 14th Ave., Joshua Setzer, $221,000.

Garrett and Allyson Hoehn — 437 30th Ave. Court, Stephen P. Gardea, $225,900.

Edgar Rocha — 1712 13th St., Jeanette Roe, $238,000.

Jordan Fox — 2601 Alpine Ave., Erica and Luis Jiminez, $242,000.

Lennis and Gloria Pederson — 436 47th Ave., Unit 18, Randy and Kimberley Kelsey, $245,000.

David and Rosanne Willett — 2436 W. 24th St. Road, Warren and Eva Martin, $260,000.

Gabino Lara — 804 44th Ave., Jay T. Emerson, $264,000.

Chelsie Romulo — 1633 15th Ave., Catherine D. Sandoval, $275,000.

Darrel Schraeder — 2902 Avocado Ave., Scottie Lee Wells, $275,000.

Aaron and Chelsea Detienne — 1108 101st Ave. Court, Matt S. Lacey, $307,500.

Zackary Carlson — 1704 69th Ave., Michelle Wigington, $309,900.

William and Jennifer Parrish — 6358 W. Third St. Road, Alan and Susan Hunt, $418,000.

Nathan and Jessica McCorkell — 7308 W. 12th St., Carmen G. Laws, $437,000.

Donald and Carole Frei — 1819 First Ave., PTM LLC, $550,000.

Johnstown Lee Allen — 480 Expedition Lane, Shane Jones, $340,000.

Jennifer and Adam Botterill — 7360 County Road 54, Robert E. Brown, $580,000.

Philip Herman — 4443 Thompson Parkway, Graciela Lucero, $585,000.

• • • • • • • • • • • • • • • • •

Loveland • Leah Doll — 206 Cardinal Ave., Patricia A. Cobb, $174,000.

• James and Claudia Welker —

•

2523 Silverton St., Adolph and Rebecca Coors, $225,000.

Joanne Smith — 4023 Three Bridges Court, Stacy Treganza, $249,500.

Corey Parker — 2021 Dove Creek Court, Ryan L. Davis, $250,000.

Montgomery and Lori Careswell — 2008 Gamble Oak Drive, Schuwick LLC, $250,000.

Troy and Kimberly Zwickle — 1635 Ranae Drive, Diane M. Reiser, $264,900.

Katherine Tkach — 1314 Cherry Ave., Max William Lane, $273,500.

Jordan and Scott Wieda — 3115 New Castle Drive, Laura A. Montgomery, $295,000.

Archibald Jones — 651 Radiant Drive, Donald L. Wassom, $295,000.

Bryson and Meghan Lambert — 421 E. 50th St., Brian R. Schwarm, $300,000.

Ann Low — 1287 Inca Dove Circle, Howard E. Bicking Sharron A., $300,000.

Kelly and Angelia Everly — 2080 Sandhill Crane Circle, John S. Harris, $340,000.

Justin Morse — 3020 Aries Drive, Century Millennium LLC, $350,000.

Melinda Johnston — 330 Gaylord Drive, Mary Elizabeth Maitta, $350,000.

Sean Masters — 1412 Village Ave., Herbert Satterlee, $355,000.

Julie and Robert Zeller — 2718 27th Court SW, Delrita I. Boyd, $359,900.

Katherine Cowen — 2818 W. 13th St., Marjorie M. Feik Living Trust, $360,000.

Scott and Susan Currier — 2502 Courtney Drive, Dale and Beverly McCue, $385,000.

Kevin and Rachel Kroncke — 3795 Poudre Drive, Ann E. Vestal, $387,000.

Patsy Hood — 669 W. Third St., Priscilla Fitzmaurice, $393,000.

Loveland Reporter-Herald – AtHomeColorado.com

• Max Lane — 3719 Avery Place, Justin R. King, $399,500.

• Lynda Davis — 855 Norway Maple Drive, William and Debra Tressler, $440,000.

• John and Lisa Lee — 1905 Ponderosa Place, James and Amy Stogner, $450,000.

• Brett and Katherine Thompson — 1704 Morning Drive, Dennis and Melinda McKinney, $472,500.

• James and Patricia Limburg — 4102 Mariana Butte Drive, Barnd Credit Shelter Trust, $480,000.

• Randall and Sandra Swaim — 441 Cape Dory Drive, Keith R. Forrest, $590,000.

• Jason and Jaime Mcintyre — 2412 Bluestem Willow Drive, Wonderland Centerra LLC, $610,600.

• Robert and Verona Runyan — 750 14th St. SW, Alistair and Doreen Macdonald, $815,000.

• Keith and Courtney Headley — 4514 Monroe Ave., Nicholas Wallis Roe, $885,000.

Windsor • John and Paula Gintz — 2178 Cape Hatteras Drive, No. 24, Theresa and Frederick Dames, $242,500.

• Jeffrey and Sharon Sudac — 7660 Promontory Drive, Michael and Marie Siemens, $399,500.

• Robert and Dana Stark — 6054 Carmon Drive, Saint Aubyn Homes LLC, $404,100.

• Danny and Corinne Mallott — 5623 Bexley Drive, Saint Aubyn Homes LLC, $446,100.

• James and Patricia Roche — 6160 Carmon Court, Saint Aubyn Homes LLC, $447,500.

• Jonathan Trujillo — 6504 Aberdour Circle, Ronald and Tamera Ferguson, $646,000.

• Arin and Corey Hatfield — 11210 Ponderosa Trail, Richard H. Vogel, $675,000.

February 3-4, 2018

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PAGE 11R - SATURDAY, FEBRUARY 3, 2018 -

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303.466.3636 BOULDER/BROOMFIELD/LONGMONT 970.635.3650 LOVELAND Stuff: Private party and general merchandise only; not for commercial/business accounts. Excludes cars, homes and pets. No refund for early cancellation.

Garage Sales: Call by 3 p.m. Monday for publication in the Wednesday Colorado Hometown Weekly & Thursday Broomfield Enterprise; call by 1 p.m. Tuesday for the Colorado Hometown Weekly.

OPEN HOUSES THIS WEEKEND

SATURDAY 11-4 AND SUNDAY 11-3

SAT 11-1 & SUN 12-2

WED, THURS & SAT 10-5, FRI & SUN 12-5

SAT & SUN 1-3

SAT 10-5 & SUN 11-5

1224 N. 4th St. Berthoud - Don’t miss this wellmaintained ranch home in South Berthoud. New furnace, new A/C, new carpet, RV pad in backyard, new double driveway, sprinkler system, 2 large storage sheds, a shop in the backyard, & backs to open space, this house has it all. $315,000 • MLS# 840508

2745 Cub Lake Dr - Fantastic patio ranch style home

2940 Kincaid Dr. #107, Loveland - City of Loveland Affordable Housing program. Open design in these 1 & 2 bedroom units with kitchen island, laminate floors, A/C and patio. ADA/wheelchair accessible units available. 3K closing costs & loan rate lock w/preferred lender. Visit sales office for access.

2785 Anchorage Ct. Loveland - Sprawling 3BD 3BA 5,969 sf ranch on 1/2 acre lot with Front Range & Boyd Lake views! Open kitchen with double oven, 5 piece master bath, main floor study & more! Unfinished basement, 3 car garage & entertainers patio!

3025 Crux Dr. Loveland - Complete & waiting for you! 4BD 3BA 2,247 sf 2 story.

Open floorplan with main floor bedroom, well appointed kitchen, master suite with private bath & large walk-in closet & large loft. Great location near Centerra! Visit Sales Center at 3085 Crux Dr.

Mitch Benner Lucas Hobbs Jamie Kimberlin Kristin Boeding 970-214-8430 970-412-0390 970-573-7465 970-825-2242

built by Boulder Creek, the 38C floor plan includes wood floors, gas stove, rough-in for radon and solar, high efficiency filter on furnace plus humidifier. Newly painted interior. Come enjoy all The Lakes at Centerra has to offer. $410,000 MLS# 839316 Kristin Boeding 970-825-2242

Paul Matthews 970-988-5161

$649,900 MLS# 839510

$184,335 MLS# 835261 Christie Duggar 970-219-1138

Anna DiTorrice-Mull Jaio Osborne 970-631-2649 970-999-4398

$334,950 MLS# 831413 Matt Nesbitt LeAnna 970-393-3102

SAT 10-5 & SUN 11-5

SAT 1-3

SAT 11- 4, SUN 12-2

SAT 11- 4, SUN 12-2

SAT 12-3

3037 Crux Dr. Loveland - Complete & waiting for you! 3BD 2BA 1,405 sf ranch. Open floorplan has awesome kitchen with granite & island, master suite with private bath & large walk-in closet. Great location near Centerra! Visit Sales Center at 3085 Crux Dr.

4868 N. Franklin Ave, Loveland - AWESEOME RANCH & FINISHED BASEMENT-RIDGEVIEW SUB ON QUIET STREET. RV/ boat parking behind fence & 3rd driveway pad. Lg livingrm w/brick FP & spacious dining/kitchen. Granite countertops, Tharp cabinets, 2 big pantries, built-ins & desk space. French door to heated sun room w/windows to enjoy the outside. Big Master BR has ž BA, 2 lg windows. Fantastic family rm & huge rec rm for games, lg 4th BR & ž bath. Blocks to park & elem school. NO HOA!

5220 Hialeah Drive, Windsor - Sprawling ranch on corner lot w/ large yard.

Luxury master retreat- access to covered patio & huge walk-in closet w/ laundry.

European Knotty Alder Cabinets, Granite throughout, Elite SS kitchen appliancesGas or Electric Range (buyers choice), Built-in Micro, dishwasher & FRIDGE! Gourmet Kitchen, powder bath, drop zone. Hand Texture main walls, 4 car garage, passive radon, Energy Rated, A/C & Fireplace! High Plains School Boundaries!

Starting in the $500’s MLS# 827988

7407 Turnbull Ct, Windsor - Sprawling Split 3 bedroom Ranch in highly desired school boundaries “High Plains in Loveland�. Best Ranch for the price in Belmont Ridge, 3 BR 2 BA unfin basement on large lot. Walk, Hike, Bike or run in this nature filled neighborhood.

Close to everything & approx 5 mins to I25. This home is built with quality throughout, still time to pick out your interior selections.

MOVE IN by the Holidays. $464,000 • MLS# 830506

3480 Peruvian Torch Dr - Delightful & almost-new patio home in Dakota Glen! 3 bed, 2 bath w/an oversized 2-car garage. Kitchen w/a large, slab granite island, separate pantry & SS appl. A 5-piece luxury bath w/a huge walk-in closet. Security system incl Fence allowed!

Brooke Walser 970-222-7187

Brooke Walser Liz Barnez Jesse King Melissa Doherty 970-222-7187 970-988-0674 970-903-3483 970-391-5800

$309,950 MLS# 831426 Matt Nesbitt LeAnna 970-393-3102

$390,000 MLS# 840563 Cathy Vance 970-231-0234

Liz Barnez 970-988-0674

Jesse King 970-903-3483

$429,900 MLS# 838526 Alycia Martinez 303-994-6307

! " # " $

% % SAT 10-5PM & SUN 12AM-5PM 2621 Bluestem Willow Drive, Loveland Wonderland homes at The Lakes at Centerra.

Multiple luxury ranch style and 2 story homes. See completed model home, under construction spec homes including lakefront homesites and homes with low maintenance living.

Starting in the low $600,000’s Rick Moehling 970-391-1470

Jamie Kimberlin 970-573-7465

" " !

% search “Group Real Estate�

AT HOME

Cool.

Smart.

FOR A COMPLETE LIST OF ALL OUR OPEN HOUSES VISIT WWW.THEGROUPINC.COM 12

Easy.

HARMONY OFFICE 970.229.0700

HORSETOOTH OFFICE 970.223.0700

CENTERRA OFFICE 970.613.0700

MULBERRY OFFICE 970.221.0700

OLD TOWN OFFICE 970.493.0700

LOVELAND OFFICE

Loveland Reporter-Herald – AtHomeColorado.com

970.663.0700

February 3-4, 2018