At Home Colorado : Northern Colorado Edition 06.18.16

REAL ESTATE

Open Home Listings, Builder Spotlight, Homes for Sale, Rentals and More!

atHome Colorado Home & Real Estate | AtHomeColorado.com

Northern Colorado Real Estate Leader Marks a Milestone (And the Best is Yet to Come)

Quick Guide and Featured Open Homes

Help Slow the Spread of Emerald Ash Borer

Avoid Delays in Mortgage Approval

Looking for a home? View comprehensive listings of local open homes taking place this weekend from all across the area.

The Emerald Ash Borer infestation is spreading and it’s up to Colorado residents to help stop it.

In a hot market, mortgage approval delays can be a deal breaker. Learn how to avoid them and speed up your transaction.

June 18-19, 2016

Reporter-Herald – AtHomeColorado.com

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Lawn and Garden

Help slow the spread of Emerald Ash Borer In the two seasons since detection of the Emerald Ash Borer (EAB) in Boulder, experts have learned CAROL O’MEARA that it’s very difCSU Extension ficult to find. The Colorado EAB Response Team, arborists, and foresters have been looking high and low throughout the Front Range, into tree canopies and on the ground at firewood, trying to find the destructive pest. For a time, the only place that bug was detected was in the city of Boulder.

But that changed last Monday, June 6, when Bodhi Tree Care Arborist James Young saw the classic symptoms of the Green Menace: D-shaped exit holes and serpentine galleries just under the bark on an ailing ash tree in Longmont. He also found one of the bugs half in, half out of the ash, killed as it was emerging from the branch.

Young notified Ken Wicklund, City of Longmont Forester, who

went to inspect the tree. In the warmth of the day, Emerald Ash Borer adults – half-inch long, metallic green beetles – were flying around the tree. Wicklund contacted the Colorado Department of Agriculture for confirmation identification, which, sadly, was positive.

At the same time the insect was found in a new Colorado community, our neighbors in Nebraska announced the first detection of the pest, making their state the 26th to have the tree killer. The speed of the spread – to 26 states since its detection in Michigan in 2002, killing hundreds of millions of ash – causes any tree lover to weep in dismay.

As you ponder the decimation of a native North American tree, consider also that complicit in this is humans. The insect arrived here because humans brought it over from its native Asia. It was by accident but, like opening Pandora’s Box, the

atHome Colorado Home and Real Estate

damage was done.

The insect doesn’t naturally spread more than about 1-and-a-half miles per season; for it to leap across the Great Plains or even across our county took humans, moving it in firewood, nursery stock, or shipping pallets. Once infested wood arrived, the insects ventured out into surrounding areas, attacking ash trees.

By the time the bug is detected it can be miles away from the original source of the infestation.

This is why Boulder County is quarantined; the EAB Response team is trying to slow the spread. No firewood or any ash wood can be taken out of the quarantine. It will take all of us to do this.

Owners of ash trees near or within the detection sites of Boulder and Longmont should make a plan for what they want to do for their ash.

Protection with pesticides, removal, or replacements with saplings of a

different type of tree is a personal decision each tree owner should weigh, because the Emerald Ash Borer kills trees in a scant handful of years. The Boulder County EAB webpage offers information on all aspects of what you need to consider (bouldercounty.org/property/forest/ pages/eab.aspx).

To aid in your decision, the Colorado State Forest Service has a Decision Guide that walks you through the process (bouldercounty.org/doc/ parks/eab-decision-guide.pdf). Be sure to assess the health of the ash when considering protecting it; not all trees are healthy enough to save.

For the most accurate tree health assessment, hire a pro. Certified Arborists are trained to look for symptoms of EAB and many other pests, be they insects, disease, or environmental problems. They can climb the tree to take a close look at it. Find a Certified Arborist through the International Society of Arboriculture (ISA) or look for an accredited company by the Tree Care Industry Association (TCIA).

And don’t move firewood or ash wood around. This will help slow the spread of the Emerald Ash Borer.

Colorado State University Extension, together with Boulder County Parks and Open Space, provides unbiased, research-based information about consumer and family issues, horticulture, natural resources, agriculture and 4-H youth development. For more information contact Extension at the Boulder County Fairgrounds, 9595 Nelson Rd., Box B, Longmont, 303.678.6238, or visit the web site at ext.colostate.edu/ boulder.

Contributing Writers: L.L. Charles, Suzanne Plewes, Alan J. Heavens, Ed Del Grande, Carol O’meara, Ilyce Glink and Samuel J. Tamkin, Angie Hicks, Sophie Miura, Cathy Hobbs, C. Dwight Barnett Additional Content: McClatchy-Tribune Media Services Editor/Features Coordinator: Misty Kaiser

ATHOMECOLORADO.COM Visit AtHomeColorado.com for the latest real estate news, home tips, new home listings, area open houses, rentals, featured agents and more.

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Submit information to athome@reporterherald.com.

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ADVERTISING INFORMATION: For advertising information, contact Thais Hafer at 303.473.1456 or

‘Like’ our page on Facebook and stay up to date on the latest real estate news and home improvement ideas.

Toni McNeill at 303.684.5329.

To submit an open home listing, visit athomecolorado.com/submitopenhouseloveland

At Home is an advertising feature published by the Daily Camera, Longmont Times-Call and Loveland Reporter-Herald. ©2014 Prairie Mountain Publishing.

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Reporter-Herald – AtHomeColorado.com

June 18-19, 2016

Design Recipes

10 home projects to keep you busy this summer in the street from severe weather damage, your driveway may need a fresh coat to ensure a smooth ride home this summer.

By Cathy Hobbs, Tribune News Service (TNS) For many, the official arrival of summer signals lazy days and longer nights. But the summer may also be a wonderful time to catch up on maintenance and all your to-do projects around the home.

A number of maintenance tasks can be done to preserve the look and efficiency of your home, while also helping to continue to bring you peace of mind.

Looking to take on some maintenance projects the summer? Here are 10 summer tasks to help keep your checklist on track.

8. Check your water connections.

From outdoor kitchen faucets to your garden hose, now is a good time to make sure everything is in working order.

9. Purge.

Now is a great time to clear out that basement, shed or attic and get rid of all those unwanted and unused items.

10. Check windows and doors.

1. Gutter maintenance.

In many parts of the country, the summer is a time of heavy rains. The summer is a great time to ensure your gutters are in top shape before fall leaves arrive.

2. House repainting.

After a winter beating, your house may be worse for the wear. The summer is a good time to take on an exterior painting project when days are sunny and longer.

3. Lawn maintenance.

Those who live in colder climates may be surprised after the winter

A vegetable garden is a great summer family DIY project. (handout/TNS) thaw to find brown grass or empty patches. Summer is a good time to seed your lawn and replant any landscape that may not have survived winter.

5. Tree maintenance.

Following the winter hibernation period, all of nature’s creatures are back. Low-hanging branches may be an attractive means of access to your attic or roof for a curious animal.

4. Home improvement projects.

So many homeowners wait until summer to take on the home improvement projects that have been on their wish lists all year. Looking for ideas? Why not incorporate a fire pit or stone patio into your outdoor environment?

6. Insect control.

You may want to protect your backyard barbecues and picnics from unwanted visitors.

7. Driveway repaving.

Just like there are potholes created

During winter months there is a need to keep cold temperatures out and in summer months, a desire is to keep cool temperatures in. Given the mild temperatures, summer is a good time to consider upgrading or replacing doors and windows.

——— Cathy Hobbs, based in New York City, is an Emmy Award-winning television host and a nationally known interior design and home staging expert with offices in New York City, Boston and Washington, D.C. Contact her at info@cathyhobbs.com or visit her website at www.cathyhobbs.com .

Ask a Plumber

Talking about a taller toilet

By Ed Del Grande, Tribune News Service (TNS)

Q

: Dear Ed: We’re planning an aging-inplace bathroom and my wife and I have been talking about installing a taller toilet. Do we need to do any special piping to change over to this type of toilet? What other toilet features do you recommend?

— Ken, Massachusetts Taller toilets are better known today as “comfort height” toilets because they sit a few inches higher than standard toilets.

(Handout/TNS) June 18-19, 2016

The good news is in most cases, no special piping or flanges are necessary when installing a comfort height toilet in place of a standard toilet.

For another nice toilet feature, I recommend installing a quiet slow-closing toilet seat as well for extra convenience and comfort. Some of these high-tech seats even have a built-in nightlight, and that will really help brighten up your new bathroom.

———

A

: Taller toilets are better known today as “comfort height” toilets because they sit a couple inches higher than standard toilets.

These toilets are about chair height, and many people do feel a little more comfortable using this type of toilet.

Reporter-Herald – AtHomeColorado.com

Master Contractor/Plumber Ed Del Grande is known internationally as the author of the book “Ed Del Grande’s House Call,” the host of TV and Internet shows, and a LEED green associate. Visit eddelgrande.com or write eadelg@cs.com AT HOME

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COVERPROFILE

Northern Colorado real estate leader marks a milestone (and the best is yet to come)

By L.L. Charles, At Home. Photos provided by The Group Inc.

The Group, Inc. was founded in 1976 by twelve real estate professionals that wanted to create a real estate company owned equally by its sales associates and staff.

Would you like to see the future of real estate?

Actually, it starts with a look back.

Let’s travel in our magic DeLorean back forty years, to when one dozen forward-thinking professionals got together in northern Colorado to found a new real estate brokerage. In a change from the traditional brokerage model, each member in this group was to be an actual co-owner of the business. It’s a concept embraced today in many industries, but back then, it was ground breaking. Beyond ownership, each of these agents was also sharing a commitment to the founding values of inclusion, abundance, 4

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In the early days, The Group, created an ad campaign “The Group is not a Rock Band, it’s a real estate company”. Brand recognition was key to its early success.

mastery and collaboration.

This group became The Group, Inc. in 1976, and they’ve been setting new standards in real estate excellence ever since. From the original dozen, the company now

has over 200 agents who work from six offices in Northern Colorado. In celebration of their 40th anniversary, The Group is marking the milestone with a little nostalgia and a whole lot of looking ahead.

Reporter-Herald – AtHomeColorado.com

Broker Associate Christine Cavalier joined The Group several years ago after relocating from Reno, Nevada. “I was looking for a successful company that was in alignment with my personal philosophy and mission,” she says. “From the first time I spoke with (now president) Susie Ewing, I felt at home with the culture, the commitment... the whole philosophy. I felt a connection and I knew I would be contributing not only to my clients, but also to my community.”

As a Certified Negotiation Expert, Cavalier says she likes to use her negotiation skills to create a win-win outcome for all the parties. “It’s important at The Group that all parties feel good about the transaction when we get to the closing table,” she notes. “There is a mindset of abundance at work here, rather than scarcity. We think the pie can be as big as you want, versus the idea that if you take a piece of pie, there’s less for me.”

To ensure that every transaction is exceptional, The Group works with clients so that they are well educated on all the complexities of a completed sale. This process helps to eliminate unpleasant surprises that could mean a lost opportunity in such a fast-paced market. So, when a buyer needs to make a decision quickly, they have the peace of mind of being prepared. It’s the difference between deciding in haste, and deciding in time.

Buyers are not the only ones who need to be prepared properly ahead of time in this market. Cavalier meets with many sellers who are under the false impression that everything is selling quickly and at a premium without any effort.

Current statistics show listings that are not prepped properly for showings and inspections may become stagnant on the market and may not sell. Thus, The Group continues to emphasize to sellers the importance of properly preparing their homes June 18-19, 2016

for sale in order to maximize their net proceeds.

A commitment to community There is a spirit of active volunteerism at The Group, and the partners have been generous community supporters since the company was founded. The Group has even taken it a step farther by creating GroupGives, a fund managed by the Community Foundation of Northern Colorado.

GroupGives supports organizations that help to promote safe housing and a place to call home for everyone. A contribution from the partners from each closing helps to fund these programs and allows families and clients to join in support, as well.

The common goal is to assure that Northern Colorado continues to be an amazing place to live for everyone.

GroupGives has donated over $208,000 to worthy programs since 2013 with plans in place to continue this support for perpetuity.

Get to know The Group, Inc. Whether you are a buyer or a seller, working with The Group is a perfect first step to a great real estate transaction.

Agents are committed to continuing education and mastery of the real estate profession. Today, partners from The Group make up 21 of Real Trends’ top 100 Realtors in Colorado. They have one of the highest closing-on-time rates in the industry. With their vast knowledge and experience along the Front Range from Denver and Boulder Counties

From the original dozen, the company now has over 200 agents who work from six offices in Northern Colorado. up to Larimer and Weld Counties, you will find an agent partner who will put your real estate needs first and foremost.

The brokerage is powered by the latest technologies to enhance every communication and transaction. In recognition that real estate is now a 24/7, nationwide business, The Group has appointed a chief technology officer to bring these technologies to the “digital closing table.”

The Group’s web site is also an excellent resource for information on preparing your home for show and pricing your home right from Day One. Research shows that when a house is overpriced when it is first listed, subsequent price reductions can cause a sale to take up to three times longer to complete. The

Group’s agents can help you price your home for your area, and even your neighborhood.

For more information on The Group, Inc., visit TheGroupInc.com or call 970.613.0700.

With six conveniently located offices in Northern Colorado, The Group has a location near you.

View The Group’s 40th Anniversary video: View this article and watch The Group’s 40th Anniversary video online at AtHomeColorado.com.

There is a spirit of active volunteerism at The Group, and the partners have been generous community supporters since the company was founded.

The Group has even taken it a step farther by creating GroupGives, a fund managed by the Community Foundation of Northern Colorado.

June 18-19, 2016

Reporter-Herald – AtHomeColorado.com

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OpenHomes Quick Guide

Visit AtHomeColorado.com for a complete listing and map of open homes in the area.

City

Open House Date

Open House Street Time

Price

Agent

Company

Phone

Berthoud

Saturday

1pm-3pm

1000 Navajo Pl

$333,000

Ellen Lake

The Group Inc

970-420-4309

Fort Collins

Saturday

2pm-4pm

8212 Louden Cir

$465,000

Jeffrey Martin / Troy Onda

The Group Inc

970-599-4436/ 970-290-0537

Fort Collins

Sunday

12pm-2pm

8212 Louden Cir

$465,000

Jeffrey Martin / Troy Onda

The Group Inc

970-599-4436/ 970-290-0537

Fort Collins

Saturday

12pm-3pm

2459 Stonecrest Dr

$520,000

Alycia Martinez

The Group Inc

303-994-6307

Johnstown

Monday

1pm-5pm

3424 Yellowwood Ln

$366,929

Doug Miller / Andrea Schaefer

The Group Inc

970-481-9444/ 970-290-3758

Johnstown

Tuesday-Sunday

10am-5pm

3424 Yellowwood Ln

$366,929

Doug Miller / Andrea Schaefer

The Group Inc

970-481-9444/ 970-290-3758

Johnstown

Monday

1pm-5pm

4856 Silverwood Dr

$375,531

Doug Miller / Andrea Schaefer

The Group Inc

970-481-9444/ 970-290-3758

Johnstown

Tuesday-Sunday

10am-5pm

4856 Silverwood Dr

$375,531

Doug Miller / Andrea Schaefer

The Group Inc

970-481-9444/ 970-290-3758

Johnstown

Saturday

1pm-4pm

4349 Yarrow Ln

$599,995

Tracy Wilson

RE/MAX Alliance

970-567-0907

Longmont

Saturday

11am-2pm

15800 Mossrock Drive

$799,000

Ken Reit

Western Plains RE

303-887-3393

Loveland

Saturday

11am-2pm

363 Sunmountain Dr.

$289,000

Coleen Ligotke

RE/MAX Alliance

970-690-1732

Loveland

Saturday

1pm-3pm

318 Frederick Dr.

$289,900

Said Zokhrouf

RE/MAX Alliance

970-302-6793

Loveland

Saturday

1pm-3pm

650 Lavastone Ave

$310,000

Rich Gardiner

The Group Inc

970-227-0964

Loveland

Saturday

11am-1pm

610 W 11th St

$329,000

Coy Wylie

The Group Inc

970-699-9075

Loveland

Sunday

11am-3pm

610 W 11th St

$329,000

Ashlea Wylie / Josh Bryant

The Group Inc

970-679-1651/ 970-679-1655

Loveland

Saturday

8am-12pm

1105 Lochmount Dr

$349,500

Ali Lofquist

The Group Inc

970-744-8490

Loveland

Saturday

3pm-5pm

3098 Sedgwick Cir

$400,000

Lindsay Chacon

C3 Real Estate Solutions LLC

970-631-3458

Loveland

Monday

1pm-5pm

617 Nicolet Dr

$414,900

Kathy Beck / Brandi Garifi

The Group Inc

970-213-8475/ 970-720-291-0899

Loveland

Tuesday-Sunday

10am-5pm

617 Nicolet Dr

$414,900

Kathy Beck / Brandi Garifi

The Group Inc

970-213-8475/ 970-720-291-0899

Loveland

Daily

12pm-4pm

3625 Peruvian Torch Drive

$477,000

Venna Hillman

Shorewood Real Estate

970-590-1832

Loveland

Daily

12pm-4pm

3701 Desert Rose Drive

$497,800

Venna Hillman

Shorewood Real Estate

970-590-1832

Loveland

Saturday

4pm-6pm

3225 Westerdoll Ave

$500,000

Ellen Lake

The Group Inc

970-420-4309

Loveland

Saturday

1pm-3pm

3349 Atwood Dr

$525,000

Alysha Melaragno

The Group Inc

970-231-6015

Windsor

Saturday

12pm-3pm

7885 Blackwood Dr

$750,000

Jeffrey Martin / Jaio Osborne

The Group Inc

970-599-4436/ 970-999-4398

Windsor

Sunday

1pm-3pm

7885 Blackwood Dr

$750,000

Jeffrey Martin / Jaio Osborne

The Group Inc

970-599-4436/ 970-999-4398

For information on listing your open home, call Thais Hafer 303.473.1456 or Toni McNeill 303.684.5329 6

AT HOME

Reporter-Herald – AtHomeColorado.com

June 18-19, 2016

atHome athomecolorado.com

featured properties FEATURED PROPERTY 1892 Seven Lakes Dr., Loveland $555,000

S EN

AT

318 Frederick Dr, Loveland

1-3

OP

Enjoy peaceful tranquility in this lovely semi-custom home, backing to Beautiful Horseshoe Lake. Comfortable “main floor” living from the cozy family room that is surrounded by 2 bedrooms, 2.5 baths, a spacious kitchen that includes an intimate eating booth, and a formal dining room that will enhance all your special occasions.

Listed by Said Zokhrouf

Deb Baker 970-218-9777 Each office independently owned & operated | 970-330-5000

Hosted by Jessica Brunswig 970-369-2404 | jessellenrealestate@gmail.com

363 Sunmountain Dr, Loveland

1-2

3625

T1

$

477,000

N PE

SA

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Glen Homes Hidden Valley 1885 ranch plan on Patio garden level lot - 2 Bedrooms with ensuite baths,1/2 bath, and Study. Open floor plan with granite, hardwood floors, solid knotty alder doors, 3-car tandem garage, backs to open space with MTN. views. MLS# 778533.

Coleen Ligotke

Each office independently owned & operated | 970-226-3990

$289,900 | MLS #793801 Well maintained ranch with full finished basement. Updated kitchen and main floor bath. New carpet in the basement. Property features mature trees and a secluded private back yard with a neighborhood park nearby.

Call/Text: 970-690-1732 Coleen@ColeenLigotke.com

$289,000 Great north Loveland neighborhood, great 2 story home, 3 BD, 3 BA, 2 car, A/C, fireplace, privacy fenced huge back yard with mature landscaping.

10x18 storage shed. Nearly new carpet, roof, hot water heater.

For a complete listing and map of open homes in the area visit AtHomeColorado.com June 18-19, 2016

Reporter-Herald – AtHomeColorado.com

AT HOME

7

On the House

Moving past ‘peak’ millennial in housing

By Alan J. Heavens, The Philadelphia Inquirer (TNS) I recently wrote about a Realtors study purporting to show an overwhelming consumer preference these days for single-family suburban homes.

The study reported that only 15 percent of homeowners and 21 percent of renters said they would buy in an urban area.

My article focused on the dearth of new single-family detached construction in the suburbs, but it made me think that the back-to-thecity movement may be less of a tidal wave and not as permanent as its proponents have been suggesting.

Millennials have been singled out as the stuff cities are made of, but Dowell Myers, a professor at the University of Southern California’s Price School of Public Policy, says the real estate industry should be bracing for a shift back to suburbs.

In fact, Myers says, 2015 marked a major turning point, as the country’s urban centers reached “peak” millennial.

Real Estate

Avoid delays in mortgage approval As a homebuyer, the mortgage application and approval process can be a bit stressful. There are many different

By Suzanne Plewes issues that can CRS, ABR, CDPE, GRI pop up, some that may have Broker Associate at been avoided RE/MAX Alliance had you known ahead of time that it could be a problem. To avoid potential issues and delays with your future mortgage application, keep these tips in mind.

File Tax Returns Promptly Lenders will review your tax re8

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After more than a decade of growing concentration, the millennial trend of increased downtown living has peaked and is beginning to decline, he contends.

In a study published in late April in the journal Housing Policy Debate, Myers examined Realtor surveys and various sources of federal data.

Industry observers had long assumed millennials — defined for this study as those born between 1980 and 1999, 83 million strong — preferred to live in urban centers.

Myers, however, found that circumstance was the likely driver of urban living: Three cycles — one demographic, one economic and one housing-based — converged in the 2000s to drive millennials into downtowns.

All three have reversed their effects, he said.

In the first cycle, cities were flooded by young people coming of age, he said.

From a low point in 1978, the number of babies born each year climbed 32 percent by 1990. The “peak” millennials born in 1990

turned 25 last year. Smaller cohorts will arrive at 25 from now on.

“The tide has ebbed, and fewer replacements will follow those who are moving on,” Myers said.

Job growth was depressed and recovered slowly. More young people but fewer available positions had devastating effects, blocking millennials’ entry into the job market.

Those forces prompted them into the “sharing economy” — living with roommates, or their parents or relatives — in gentrifying areas downtown.

The job market has loosened, Myers said, with the unemployment rate for millennials down to 5.2 percent from 10.4 percent in 2009 — nearly as low as the prerecession rate of 4.8 percent in 2007.

Now, a smaller number of young people are turning 25 just as jobs are opening up again.

The third factor that hindered millennial progress was the housing life cycle.

The housing bust and recession flung homeowners into renting and decimated new-home construction, creating extreme competition for

turns for the last 2 years (and in some cases, even more). They will compare your W-2 forms, tax return copies, and tax transcripts from the IRS to ensure that the figures all match up.

To avoid delays, make sure that you file your returns promptly and that the figures are accurate. If you need to amend a return, do that as soon as possible. It takes time for the IRS to update their system with anything that you mail in, so waiting for their system to reflect the correct information could result in a delay in your loan being approved.

If you owe money for taxes, pay it quickly and in full. A remaining balance will cause issues with your loan.

If a payment was made only recently, you may be asked to provide verification. You may request a copy of the cancelled check from your bank and print an account statement from the IRS website.

credit report. It is important that your debts do not increase between when you apply for the loan and the scheduled closing. Lenders will actually pull your credit again right before closing to ensure that your figures haven’t changed. Incurring additional debt may disqualify you for the loan.

payments on that loan for a certain amount of time (i.e. 24 months) and that payments were made on time. If you plan to buy a home fairly soon, it would not be a good idea to cosign for someone else since you would not be able to provide payment history for the appropriate length of time.

Keep Good Records

Mortgage standards change regularly and every home buyer’s situation is different. Therefore, the potential issues that may arise are often unpredictable. However, you can avoid some of the more common mistakes by being educated about what lenders review. Above are just a few common examples. Your real estate agent may be able to provide additional tips based on his or her experience and recent transactions.

Don’t Incur New Debts Your assets and debts play a major role in loan approval. Specific figures are included in your loan application.

Many of them are pulled from your

If you have any large deposits or unusual activity in your bank accounts, be sure to keep good records.

This may include making copies of checks before you deposit them. Loan underwriters will often inquire about unusual items and ask for documentation. A letter with detailed explanation may be required on top of other documentation.

Avoid Cosigning for Other People’s Loans Cosigning for someone else’s loan does make you financially responsible for that debt. Therefore, it can work against you when applying for a home loan. That debt may be excluded in your calculations if you can present verification that someone else made

Reporter-Herald – AtHomeColorado.com

rentals, which the Gen Xers also had filled.

With new apartment construction and home sales on the rise again, millennials have opportunities to move up, Myers said.

“The millennials may have seemed frozen in time, but they are not living in a two-bedroom apartment forever,” he said. “The restrictions that blocked this housing life cycle are slowly being removed, but this generation will require even more.”

Millennials, as they age, will partner up and will demand more space, he said.

The three cycles, in reverse, Myers said, will draw in smaller cohorts of young people to replace older peers, accelerate job success and career mobility, and open up more housing options — both rentals and homes for purchase.

———

ABOUT THE WRITER Readers may email Alan J. Heavens at aheavens@phillynews.com or write him at The Philadelphia Inquirer, Box 8263, Philadelphia PA 19101. Volume prohibits individual replies.

—————————————— Suzanne Plewes is a Broker Associate at RE/MAX Alliance in Loveland.

For real estate questions write to 750 W. Eisenhower Blvd., Loveland, CO 80537, call 970.290.0373 or e-mail suzanneplewes@remax.net.

June 18-19, 2016

Real Estate

You can’t avoid the debt attached to a home

By Ilyce Glink and Samuel J. Tamkin, Tribune Content Agency Q: I have a landlord who wants to sell his house because he owes $30,000 in taxes. He said he would sell the home just to have the taxes paid off.

However, I don’t have the money to pay that tax bill. Can he sign over the house to me and relieve himself of this large debt? Or can he just sign his debt over to me along with the deed to the home? Also is there any way I can avoid getting the debt, but receive just the house or does the debt have to be paid off in full before the title can be handed over?

A: If you’re talking about real

Open House Saturday 3-5pm

estate tax obligations, then the real estate tax debt is on the property in most places. That means that the taxing authority has the right to sell the home to satisfy the unpaid real estate tax debt owed.

Given that your landlord has $30,000 in real estate tax debt and you don’t have the money to repay that debt, it’s unlikely that you can work out a deal to keep the house.

If you want to stay in the home, the seller could try to sell the home to a person looking for a rental property with a good tenant. That new owner could keep you on as a tenant and you’d pay your rent to the new landlord after the closing.

We don’t know the value of the home and don’t know what the annual real estate tax bill is for the home, but $30,000 is a very large amount of tax to owe on a home. If you said that the property was worth $600,000 and was taxed $30,000 per year, then your landlord would have not paid his or her taxes for one year. But if the property is worth $50,000 and the taxes are $3,000 per year, your landlord has not paid

3098 Sedgwick Cir Loveland 80538 $400,000

Featured Property

3382 Continental Cir, Fort Collins 80526 $839,000 • MLS# 793280 4 Beds • 3 Baths • Total Sq. Ft. 2,979

Popular floor plan in desirable Hunter’s Run subdivision. Main floor master and laundry with 3 car garage. Community pool and trails nearby.

Spectacular VIEWS! Custom built A-frame w/High end Brazilian Tigerwood Decking & Railing. 3 car garage with upgrades throughout. Granite slab, SS appliances, walk-out lower level, 3 fireplaces, AC, Master Suite, 5 piece bath & more.

Jena Pipher 970-691-0752 jpipher@c3-re.com

11562 N County Road 17, Fort Collins 80524 $1,250,000 • MLS# 794269

John Simmons 970-481-1250 jsimmons@c3-re.com

Featured Property

4 Beds • 5 Baths • Total Sq. Ft. 5,528 Equestrian Victorian Estate on 26.55 Acres w/water rights and no HOA. Primary residence (4133 Sq. Ft) has been completely remodeled.

Detached 6-car garage w/two 3-car bays.

3 stall horse barn & tack room, multiple pastures & more!

John Simmons 970-481-1250 jsimmons@c3-re.com

Jesse Laner 970-672-7212 jlaner@c3-re.com

7373 E County Road 18, Johnstown 80534 $850,000 • MLS# 793212 8 Beds • 7 Baths • Total Sq. Ft. 6,613 12.81 Acres, private park and mature landscaping, detached 2204 Square foot garage plus windmill.

Property has room for everybody.

Jesse Laner 970-672-7212 jlaner@c3-re.com

www.MyColoHome.com June 18-19, 2016

the property depending on whether your landlord sells the property or loses the property in a tax sale. A tax sale may have already started and you may have received notices from the taxing body of the sale or there may be an ongoing case relating to the tax sale. The tax buyer can probably force you out of the home once the tax buyer becomes the owner. But if you have a signed lease with your current landlord and your landlord sells the home, the new owner will probably need to respect your lease and keep you as a tenant.

Good luck.

(Ilyce Glink is the creator of an 18-part webinar+ebook series called “The Intentional Investor: How to be wildly successful in real estate,” as well as the author of many books on real estate. She also hosts the “Real Estate Minute,” on her YouTube channel. Samuel J. Tamkin is a Chicago-based real estate attorney.

Contact Ilyce and Sam through her website, ThinkGlink.com.)

4 Beds • 4 Baths • Total Sq. Ft. 3,780

Lindsay Chacon 970-631-3458 lchacon@c3-re.com

Equestrian Estate

his or her taxes for many years and the interest and penalties owed on the debt have grown quite high.

We also don’t know if your landlord has a lender and what the mortgage amount is. If your landlord has a mortgage, he may not have enough in equity to pay off the lender and the overdue real estate property taxes.

Selling the home to you is likely not a solution. If the home has no mortgage and is worth around $30,000, you could take title to the home subject to the debt. But the question would be: How would you pay off the debt? Ultimately, the taxing body will try to sell the home to satisfy the debt and you’d lose the home unless you came up with the cash to pay off the unpaid taxes.

There is little you can do to avoid the debt that’s attached to the home.

Ultimately, if the home is sold, the question will be whether the new owner will want to have a good tenant occupy the home or will want to have you move out so that the new owner can move in.

You may have some lease rights to

John Simmons 970-481-1250 jsimmons@c3-re.com

Jesse Laner 970-672-7212 jlaner@c3-re.com

970.225.5152 • C3 Real Estate Solution, LLC.

Reporter-Herald – AtHomeColorado.com

AT HOME

9

Home Tips

Need a staycation? Turn your home into a relaxing retreat vibes by turning off phone and email notification alerts and limit yourself to checking them twice a day.

Open windows.

Findings presented at the Acoustical Society of America’s annual meeting suggest there’s a simple way to boost your mood and productivity: Listen to nature. “Nature sounds can have a restorative effect on our cognitive abilities,” says lead author Dr. Jonas Braasch, who found participants performed better and reported feeling happier when listening to flowing water or birds.

Curate a playlist.

By Sophie Miura, Domaine (TNS) Summer sojourns are fabulous in theory, but the planning leading up to your cocktail-and-cabana moment can leave you more stressed than when you left home. Ditch airport queues and germ-ridden airplanes and try this: Stay home. We called on Homepolish interior designer Angela Belt and feng shui expert Laura Cerrano to find out how you can transform your abode into a stylish Zen-like retreat. Unpack your bags, and follow these tips to turn your home into a multisensory, stress-free space.

SEE Address clutter.

nook by) layering accent lighting with a reading chair in a corner.”

Seek symmetry.

Consider the flow of the room and rearrange furniture to create symmetry. “By designing a room with symmetry, you create a mirror like image in a space,” says Belt. “The room looks and feels calmer because there are fewer pieces and objects to focus on.”

Introduce accents in calm colors.

Cerrano believes decor in “foundation or grounding colors” can instantly change the mood of a space.

Opt for accent pieces like lamps, trays or decorative objects in soft shades of lavender, blue, green, beige or earth tones such as dusty yellow.

There’s something instantly relaxing about walking into a pristine hotel suite, free of clutter and overflowing hampers. To re-create the experience at home, address clutter first. A recent UCLA study found that women who live in a messy environment have higher levels of cortisol, the stress hormone associated with a string of health issues.

Start by placing baskets at every entryway for shoes and trays and hampers where mess collects.

HEAR Embrace silence.

Layer lighting.

Turn off notifications.

“Create a calm environment (by layering) lighting throughout the space,” Belt advises. “Try floor and table lamps with neutral color shades like white or beige to evoke a sense of calmness. (Create a quiet

There’s a reason why remote vacations with limited cell service offer such allure. Research suggests the incessant ping of notifications is addictive and could be to blame for rising stress levels. Channel vacation

Moments of pure silence can be fleeting if you live in a city or share your home with others. If you’re accustomed to the whir of a siren or buzz of background television, it’s time to switch off. A Duke University study found just two hours of silence could improve memory and awareness significantly. Create a Zen-like retreat by turning off appliances, and embrace quiet time.

The psychological benefits of music are well-known, but how do you know which songs are best to dispel stress? According to a University of Nevada study, music with about 60 beats per minute is optimal for relaxation. Create a playlist with lyric-free soft classical music or light jazz.

TOUCH Add natural accents.

Create a sense of calm and balance in your home by embracing the Japanese practice of wabi-sabi. The key is imperfection: Opt for accents made from natural materials like rough wood, unpolished stone, or woven jute.

Balance textures.

Cerrano says the ultimate Zen home strikes a delicate balance of hard and soft textures, based in yin and yang principles. “Yin is female energy, which could be translated in a physical environment to soft textures, darker colors and low lighting,” she explains. “Yang relates to male energy, which could be translated as hard surfaces, solid textures and a well-illuminated space.” Make sure your space is balanced with soft textured items, like a mohair throw, and hard surfaces, like mirrors or ceramic lamps.

Upgrade linens.

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It wouldn’t be a staycation without fresh, fluffy linens. Treat yourself by upgrading worn towels and sheets to a new set.

SMELL Add a fire element.

Reporter-Herald – AtHomeColorado.com

“(Introducing this element) could help create an atmosphere of unwinding and relaxing,” says Laura Cerrano. “This could be implemented with candles, a fireplace, or the addition of small accented warm colors in your home.”

Choose a citrus fragrance.

A Mayo Clinic study found participants were less anxious during a stressful test when they smelled sweet orange essential oil. “With any citrus smell, lessened anxiety always seems to emerge as a benefit,” explains lead coordinator Barbara Thomley. Light a citrus candle or burn essential oil to reap the benefits at home.

Introduce greenery.

Cerrano and Belt agree: Adding living plants or flowers to your home is an instant way to de-stress an environment. “When selecting plants, choose ones that have round, soft or curved leaves, such as with bamboo, peace lily, rubber tree or Boston fern,” says Cerrano.

TASTE Snack smart.

Feeling stressed? Research suggests you should reach for foods that will help stabilize blood pressure and relieve tension. A 2012 study found that green, leafy vegetables are ideal, as they contain folate, which produces the feel-good chemical dopamine. Other foods to stock your fridge with include turkey breast, oatmeal and yogurt.

Stock your bar cart.

It wouldn’t be a vacation without a cocktail in hand. Splurge on a few special bar-cart items (finally, an excuse to buy a gold pineapple tumbler!), mix a cabana-worthy cocktail, and relax knowing you never have to check out.

——— Get the latest on home decor trends, design ideas, shopping guides and food news, and take a look inside your favorite celebrity homes on DomaineHome.com.

June 18-19, 2016

Ask Angie

Who’s responsible for the unsafe furnace in the house you just bought? By Angie Hicks, Angie’s List (TNS) Dear Robert: My advice to you is to contact a good lawyer and ask their opinion, because the specific answer to your question varies from state to state and city to city. Some jurisdictions place more responsibility on the contractor than others to make certain that work is completed to code and finalized through the permit process. The city of Los Angeles requires inspections for HVAC installations.

Dear Angie: I recently bought a house with a furnace that was installed improperly in 2002. My building inspector identified this as a safety hazard during the purchase process. The HVAC company now says that because the previous owner didn’t have the initial work inspected by the city, they’re not legally responsible. Is this actually the case?

— Robert S., Los Angeles

If A Home Inspection Uncovers A Safety Issue, Make Its Correction A Condition Of Sale The fact you knew about it in advance and purchased the home anyway may work against you here, but again, you’ll want to talk to an attorney. Whatever the case, it demonstrates the importance of clearing up as many questions as possible about a house before you

close the sale. Once you own the home, its problems become your problems. Even if others are found to be ultimately liable for the issue, it still poses a hassle to you in the best-case scenario.

This is why the inspection process is so important. If an inspector finds an issue in a home you’re interested in buying, make it a condition of sale that the problem be corrected, and get it in writing.

Incidentally, home inspectors we talked to tell us they’re not code inspectors and shouldn’t be counted on to catch things like permit problems and safety issues. They go over everything as well as they can and often perform permit searches, but if it’s not visible, they may not catch it. If you have questions about a particular system in a home you’re buying, it’s worth hiring a trusted contractor to take a look and offer

advice.

Take Care When Hiring A Contractor For Those Critical Hvac Repairs You might also question why the HVAC company didn’t get the work inspected, and take that into account when deciding you want to hire them to repair it. That’s a detail they should have followed up on, and it doesn’t speak well for their commitment to quality if they did unsafe work and then later tried to pass off the blame.

Whoever you hire, verify that the company is licensed, bonded and insured — and make sure they follow the permit process all the way through.

——— Paul F. P. Pogue contributed to this report.

Life is better in Colorado. Find your home in Colorado here.

T& SA -4 EN N 1 OP SU

AT

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4349 Yarrow Ln, Johnstown

Wonderful ranch styled home on lrg lot in desirable Thompson Crossing sub. Superior standard finishes & craftsmanship detail. 3 bed on main flr, full bsmt w/9’ ceilings, family rm. 3-car garage. Front yard landscaping incl.

Starting at $310,000 | MLS #788896

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1942 Seven Lakes Dr, Loveland

Beautiful lake view patio home in the Enclave at Horsheshoe Lake.

Fin bsmt. 2-story great rm w/ built-ins & FP. Kitchen w/granite, SS apps, built-in banquette. Mn flr master w/5pc & WI closet. Library, craft rm, & more!

$559,995 | MLS #779971

$409,000 | MLS #788135

Call Tracy Wilson

Call Dennis Schick

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D J

621 Deer Meadow Dr, Loveland

Aspen Homes ranch w/upgraded garden level bsmt. Stds: granite, hardwd, SS apps, A/C, FP, 8’ int drs. Highly energy eff homeamong best in biz. Upgrades: 36” wide hood, 36” gas cooktop, full landscape, covered deck.

$595,000 | MLS #793489

$539,775 | MLS #794359

Call Dennis Schick

Call Dennis Schick

970-567-3942 DSchick001@aol.com

453 Crestone Ct, Loveland

Beautifully maintained Mariana Butte 2-story. Formal living & dining, cozy family rm. Bright kitchen. Spacious master. Fin bsmt. Deck, mature trees, beautifully planted perennial beds - great for entertaining!

970-567-0907 www.TracysTeam.com

Linda Koentopp: 222-4847 | Mark Koentopp: 218-5183 TE

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AVAILABLE NOW! 3 Distinctive Designs to choose from: 2 Main Flr Master plans, UF bsmts, etc. Upgrades incl: SS appls, tile, wood or carpet, granite or quartz countertops. Attached garages.

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5548 Elk Grove Ct, Loveland

Stunning upgraded ranch w/garden level bsmt. Beautiful open kitchen w/hardwd, granite, builtin oven micro, gas cooktop, pantry, Electrolux SS apps. Master w/5pc & 2 WICs. All beds w/prvt ba & WICs. $699,777 | MLS #781912

Call Dennis Schick 970-567-3942 DSchick001@aol.com

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Fort Collins South, 4703 A Boardwalk | 226-3990 Fort Collins Downtown, 125 S. Howes Ste. 120 | 482-1781 Loveland, 750 W Eisenhower | 669-1234 Greeley, 1275 58th, Ste. A | 330-5000

June 18-19, 2016

ALWAYS

A Part of the Community Use a local Real Estate Expert. Make sure your agent is a REALTOR member of the Loveland-Berthoud Association of REALTORS®

www.lbaronline.com

Reporter-Herald – AtHomeColorado.com

AT HOME

11

Home Fix

Last-minute gifts for dad

By C. Dwight Barnett Tribune News Service (TNS) On Father’s Day not every dad wants — or, for that fact, needs — expensive home or garden tools. For those who need last-minute ideas or who have forgotten that Father’s Day is just around the corner, here are just a few products you might consider: If dad already has 20-volt power tools, such as the Black and Decker 20V Max cordless drill, he can now add a SmartTech battery which has a USB port to power portable phones and computers on the go.

The SmartTech battery can be locked when not in use or located if

REAL ESTATE TRANSACTIONS The following data is supplied by Colorado Weekly Homebuyers List Inc., 303-744-2020. Listed are the buyer, the property address, the seller and the amount.

Berthoud • Mark and George Boespflug — 421 S. Eighth St., Caitlin and Jacob Miskelly, $230,000.

• Matthew and Amy Moore — 312 E. Nebraska Ave., Donna Carol Jordan, $272,000.

• Lawrence and Cecelia Haak — 1606 Mount Meeker Ave., Value Preservation LLC, $423,600.

• Matthew and Barbara Minton — 1162 Wagon Bend Road, Richfield Homes LLC, $443,800.

Estes Park • Tracy Baker — 540 Laurel Lane, Unit 1C, Colleen Costello, $200,000.

• Joshua Viegut — 450 Elm Ave., Michael and Lloyd Williams, $228,800.

• Michael and Diana Brown — 1064 Pine Lane, Michael and Kirsten Hardin, $405,000.

• Charlie and Margaret Stark — 1631 High Pine Drive, Edward J. Grueff, $425,000.

• Adam and Adriana Hochstetler — 950 Acacia Drive, Churl S. Im, 12

AT HOME

lost and you can check the battery status from your iPhone or Android phone. The 20V Max battery can be used on all Black and Decker 20volt cordless tools. Suggested retail price less than $80.

To help secure stored items in the garage, shed, trailer, boat dock, camping, etc., dad could use a LoopRope that makes tie-down easy and more secure than a tangle of knotted ropes. LoopRope never tangles and has several attachment points, reducing the risk of snap back. One three- or five-foot fastening system gives you 10 custom tie-down lengths with more than 18 attachment points. The doubled-up 1/4-inch, heavy-duty shock cord includes military-strength, doublegated safety clips. Use it to tie down multiple items with just one rope.

LoopRope is available at QVC, Amazon or LoopRope.com and retails from $13 to $49 from a single

$425,000.

Fort Collins • Shaista Trost — 1440 Edora Road, Apt. 24, Patrick L. McKee, $177,000.

• Tracy and Na Sy — 1901 Real Court, Apt. C, Christine Schneider, $198,700.

• Victoria Chasen — 620 Mathews St., Apt. 315, Javier and Ester Gonzalez, $200,000.

• Janese Younger — 5225 White Willow Drive, Apt. O220, Dennis M. Vandina, $215,000.

• Wesley Wood — 806 Countryside Drive, Lisa C. Mason, $228,000.

• Michael and Mary Normandin — 2127 Owens Ave., Apt. 201, Karen G. Bolls, $235,000.

• Megan and William Amen — 2133 Krisron Road, Unit E-204, Gail and Steven Beverlin, $235,000.

• Craig Durck — 2518 Orchard Place, H. Lloyd Joanne Agens Living Trust, $237,500.

• Song Jin — 1115 W. Swallow Road, Unit 19, Todd R. Hopkins, $240,500.

• James Clary — 3824 Dalton Drive, Justin E. Brolyer, $245,000.

• Bernard Birnbaum — 942 Gilgalad Way, Mai and William Dailey, $251,000.

• Eric McCrery — 2142 Stetson Creek Drive, Unit D, Deanna K. Atchison, $260,000.

• Ezekial and Heather Altman —

rope to a packaged set.

If dad prefers a bungee cord, give him The Better Bungee cord which, unlike common rubber cords, will resist extreme weather conditions, oil, diesel fuel, salt water and most household chemicals. The new high tech material will not crack, break or become brittle and is virtually weightless, allowing The Better Bungee to safely stretch to twice its original length but still retain its stretch. The Better Bungee is available at Amazon.com, Gemplers.com, Imperial Supplies and Grainger.com.

Single cords retail for under $10 and The Better Bungee is also available in multi-packs.

When it’s time to hang a picture, shelf or any wall mounting there’s no longer a need to find a level, tape measure or marking device.

With the Hang-O-Matic device you simply use the built-in tape measure and line it up with the hangers on

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223 S. Sunset St., Mardie Joann Altman, $275,000.

Kelsey Devereaux — 3024 Wells Fargo Drive, John and Jennifer Burkhalter, $275,000.

John Bruckbauer — 3908 Platte Drive, Rose and Bill Benson, $275,000.

Eric Kohnen — 713 Woodland Way, Tyhelie and Christina Kerns, $286,000.

Kurt and Jennifer Kellogg — 1524 Hastings Drive, Stanley and Eleano Fowler, $292,900.

Zhirong Dai — 2556 Des Moines Drive, Unit 103, La Grange Land LLC, $296,500.

Daniel and Meredith Birnstiehl — 4212 Goldeneye Drive, Ken J. Owensby, $305,900.

Jack Burch — 2309 Thoreau Drive, Bryan and Amy Arney, $306,100.

William and Connie Reck — 1136 Wabash St., Unit 6, Thomas and Debra Fishpaw, $308,600.

Maricela and Alexander Zavala — 3932 Platte Drive, Kenneth and Alyson Stanton, $310,000.

Emily Mitchell — 409 Bannock St., Michael and Amy Haynes, $312,500.

Kalyn Miller — 2539 Sunbury Lane, Julie L. Thoreson, $313,000.

Jeffrey and Jessica Guidotti — 3366 Dudley Way, Daniel and Laura Tucker, $319,500.

Jamie Lund — 2217 Trestle Road,

Reporter-Herald – AtHomeColorado.com

the back of a frame. Use the built-in locking system to secure the tape in place. Now walk to the wall where the frame is to be hung. Choose the height, then level the tape with the built-in bubble level. Simply press the two end markers to score where the nails’ or screws’ hangers are to be placed. Now you can hang anything from a picture to a wall mount for a TV. The Hang-O-Matic retails for under $15 and is available online at hangomatic.com or use the handy store locator at the website.

——— C. Dwight Barnett is a certified master inspector with the American Society of Home Inspectors. Write to him with home improvement questions at C. Dwight Barnett, Evansville Courier & Press, P.O. Box 268, Evansville, Ind. 47702 or e-mail him at d.Barnett@insightbb. com.

Phil Johnson, $320,000.

• Jade Shinn — 2556 Des Moines Drive, Unit 104, La Grange Land LLC, $334,100.

• George Gordon — 2209 Sunbury Lane, Timothy Carroll, $340,000.

• Victoria and Earle Clarke — 2938 Cornerstone Lane, Ken and Catherine Kawakami, $342,000.

• Joseph and Joan Corella — 2463 Thoreau Drive, Crystal M. Salas, $347,500.

• Steven and Barbara Kiel — 3826 Rock Creek Drive, Unit D, Christopher and Sarah Sikes, $350,000.

• Jose and Sylvia Sanchez — 5151 Boardwalk Drive, Unit H1, Berumen Family Trust, $350,000.

• Samuel and Adriann Larue — 3100 Sam Houston Circle, Jonathan and Jessica Loomis, $358,000.

• Amy and Matthew Johnson — 2221 Friar Tuck Court, Midtown Homes At Storybrook, $359,700.

• Jedidiah and Kristin Thompson — 4210 Suncrest Court, James and Amanda Adams, $360,000.

• Todd and Amber Hopkins — 7002 Shangri-la Court, Thomas and Taryn Hybeck, $360,000.

• Paul and Mary Flotho — 3532 Terry Lake Road, Stephen and Mary Smith, $364,500.

• John and Christy Vattano — 2306 Valley Forge Court, Catherine M. Kegans, $370,000.

• Keith Bullock — 5007 Sawhill June 18-19, 2016

Drive, Kevin A. Hurd, $382,500.

• Povilas Jocas — 1425 Patterson Place, H. and Julie Bradley, $385,000.

• Georgiana and Bryan Jones — 1814 Greengate Drive, Darrell J. Gassman, $385,000.

• Andrew Hanauer — 2208 Harvest St., Alexis Moore, $405,000.

• James Joern — 203 Urban Prairie St., Revive Properties LLC, $412,500.

• Tracie Liufaumaiava — 731 Benthaven St., Paul and Christine Mantey, $425,000.

• Jonathan and Jessica Loomis — 3200 Fairplay Court, Elizabeth M. Macritchie, $426,100.

• Thomas and Loretta Smucker — 6720 Snowdon Drive, Insignia Homes Ltd., $429,900.

• Anthony and Dana Pisculich — 2333 W. Vine Drive, William and Cindy Borer, $436,000.

• Robert and Barbara Lawrence — 5415 Quasar Way, Nicholas E. Reyna, $445,000.

• Gregory and Tracey Abel — 4832

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Broadmoor Court, Norman and Melanie Haney, $495,000.

Jordan and Andrea Obermann — 609 Whedbee St., Andrea L. Woodley, $500,100.

Lisa Casperson — 4014 S. Lemay Ave., Unit 26, Pd3 LLC, $515,000.

Naomi and Andrew Martin — 35 S. Taft Hill Road, Julie and Torey Lenoch, $518,000.

Daryl and Cathy Nelson — 2221 Spruce Creek Drive, Meritage Homes Colorado Inc., $535,600.

Elizabeth Macritchie — 1000 Lochland Court, Jean L. Dietemann Revocable Trust, $599,000.

Nicholas Castiglione — 366 High Pointe Drive, Andrew and Sanna Reiner, $645,000.

McCabe and Marli Callahan — 824 W. Mountain Ave., Joanie M. Deatrich, $710,000.

Dan and Janet Swaim — 7206 Diamond Tail Drive, Stonybrook Homes Inc., $746,800.

Joseph and Kerry Wilde — 6326 Westchase Road, Steven and Re-

ann Cummings, $840,000.

• Steven and Reann Cummings — 8109 Golden Eagle Road, Ellen Balestrieri, $900,000.

Greeley • Kenneth Frye — 409 Deville Drive, Envision Homes LLC, $64,000.

• Bradley and Johanna Goins — 818 22nd St., Anna M. Garcia, $101,000.

• Antonio Cabrera Elizarraras — 1501 Sixth Ave., Marlo Payne Thurman, $110,000.

• Charlie Lopez — 1120 Third St., Moises Andrade Sardina, $125,000.

• Jose Herrera — 1512 10th Ave., Rachel A. Pearcy, $138,000.

• Susan Pedersen — 3660 W. 25th St., Unit 102, Jesse and Steven Babiuch, $140,000.

• Dean Hoag — 525 23rd St., Connie Diane Garcia, $144,900.

• Edward Carrick — 2308 W. Sixth St., Sheryl L. Yackey, $155,000.

• Chad Carmichael — 925 Fifth St., Blue Hessner, $155,000.

• Aaron Crawford — 705 21st St., Pbco LLC, $160,000.

• Griselda Ortega — 418 12th St., Robert Martin Krieger, $172,000.

• Nicholas Vela — 412 30th Ave. Court, Lowell E. Graham, $172,000.

• Frank and Mellessa Meis — 7075 19th St., Apt. 3, Linda C. Roth, $185,000.

• Martin West — 6607 W. Third St., Unit 1201, Casey and Emily Dalton, $187,500.

• James Eyecaruthers — 1115 Seventh St., Darrell Kent Humphrey, $188,400.

• Mohamed Zakaria — 1431 16th Ave., Jason and April Bass, $189,000.

• Lauri Duty — 1114 23rd Ave. Court, Robert D. Sena, $191,500.

• Gary Jones — 1408 15th Ave., DT Invest LLC, $198,000.

• Pamela Adler — 6603 W. Third St., Unit 1921, Nancy J. Dennis, $198,000.

• Bryce Delarosa — 303 26th Ave., Christopher J. Raichle, $204,900.

New Listing Open House Saturday June 18th, 2016 1PM-3PM 2027 Estes Ct., Loveland, CO

Looking for a home in a quiet Loveland neighborhood?

For more information Visit:

www.2027Estes.com

ALWAYS

Still time to enjoy this yard for YOUR summer fun!

970-690-6918 303-887-6004

A Part of the Community

Nanci Garnand Dave Gornall 970-227-1327 970-590-8891

Use a local Real Estate Expert. Make sure your agent is a REALTOR member of the Loveland-Berthoud Association of REALTORS®

Scott Maltzahn

Matt Pedersen

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Loan Simple LSI NMLS #3032 Conventional Jumbos Refinances FHA down to 560 credit score

www.lbaronline.com June 18-19, 2016

This 4 level home with 3 bedrooms and 4 bathrooms may be perfect for you!

This home offers a spacious living room, dining room, eat in kitchen and family room, complete with a brick fireplace!

The private backyard adjacent to Estrella Park, has a large cement Patio and storage shed...

Reporter-Herald – AtHomeColorado.com

AT HOME

13

• Carla Vanbemmel — 2534 12th Ave. Court, William and Elsie Fritz, $205,000.

• Todd and Heather Sanville — 2217 Fifth Ave., Braden and David Reiber, $207,500.

• Russ Walker — 2813 39th Ave., Casey D. Sturch, $222,000.

• Robert Paxton — 545 E. 28th St. Road, Ryan and Danielle Cimbura, $229,000.

• Lincoln and Laura Korell — 4913 W. 23rd St. Road, Clayton and Lindsey Wilde, $235,000.

• Jason Caskey — 367 50th Ave. Place, Leonard Gonzales, $244,500.

• Calvin and Mary Craig — 4250 W. 16th St., Unit 11, Leonard and Jeanine Thompson, $247,000.

• Bruce Schweers — 6914 W. Third St., Unit 1243, Sharon and Shannon Nickel, $248,000.

• Amy Elliott — 1808 72nd Ave., Lichtenberger Living Trust, $250,000.

• Kevin and Caitlin Bray — 2824 39th Ave., Dylan Paul Maxon, $250,500.

• William and Jill Anderson — 3136 51st Ave., Dale Eaton, $255,000.

• Harrison and Emmie Swift — 2309 74th Ave., JJ Constr. Northern Colo. LLC, $259,800.

• Anna Wilkins — 2248 76th Ave. Court, Journey Homes LLC, $263,000.

• Joseph Gallegos — 2218 74th Ave., Journey Homes LLC, $266,000.

• Crystal Hill — 7831 W. 12th St., Journey Homes LLC, $266,700.

• Melissa Maertens — 1628 36th Ave. Court, Michael E. Langford, $268,000.

• Theo and Jacqueline Mathews — 5807 29th St. Road, Bruce C. Barrie, $273,000.

• Jorge and Maria Romero — 602 13th St., Joz LLC, $275,000.

• Travis Platt — 7837 W. 12th St., Journey Homes LLC, $276,000.

• Robin Castagna — 1223 103rd Ave., Cecil Hall, $278,000.

• Jason Vidmar — 1134 78th Ave. Court, Journey Homes LLC, $281,900.

• Alfredo Lesso — 1115 78th Ave., Baessler Homes LLLP, $295,800.

• Christine Schneider — 7804 W. 11th St. Road, Journey Homes LLC, $310,700.

• Patrick Sheridan — 1213 78th Ave., Samuel and Tamara Sullivan, $322,000.

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• Deborah Robbins — 2525 50th Ave., Tyler and Jennifer Widener, $325,000.

• Brian and Carolyn Fredericks — 1620 70th Ave., Parry and Sara Tramp, $337,300.

• Nicholas and Atsuko Franklin — 1352 57th Ave. Court, Garrett and Colleen Hammond, $364,900.

• Rodney and Donna Cheek — 1024 31st Ave., Y. and Shan Wang, $370,000.

• Julio and Sarah Rios — 528 54th Ave., Benchmark Custom Homes LLC, $379,000.

• Donald and Carla Bean — 2245 Talon Parkway, Melody Homes Inc., $389,400.

• Adam and Jessica Wickam — 1631 N. 35th Ave. Court, Kay R. Collins, $401,000.

• Megan and John Silcox — 126 52nd Ave., Cory and Danielle Haley, $408,000.

• Bruce Barrie — 518 N. 78th Ave., Baessler Homes LLLP, $416,100.

• Donald and Carole Frei — 7809 River Run Drive, Hartford Homes At Riverun LLC, $434,500.

• Craig and Liberty Bollig — 7703 Plateau Road, Martin Homes LLC, $507,500.

• Randy and Ardis Peterson — 410 N. 71st Ave., Martin Homes LLC, $530,000.

Johnstown • Andre Oviedo — 2017 Brown Court, Alexander and Yvonne Craig, $287,900.

• Bradley Gann — 5128 Silverwood Drive, Barbara L. Hawthorne, $290,000.

• Elijah and Tyler True — 2743 White Wing Road, Lisa and Richard Fleck, $335,000.

• Lisa Gurule — 3451 Riverwood Court, Lee and Amy Freeman, $340,000.

• Gaurav Pal — 3423 Rosewood Lane, Oakwood Homes LLC, $363,000.

• Shaun and Guadalupe Mouzakis — 3443 Sandlewood Lane, Oakwood Homes LLC, $411,600.

Loveland • Brent and Holly Powell — 1808 Boise Ave. Ste 100, PDQ Properties LLC, $81,000.

• Jerry Olin — 4120 Scilla Place, Jack Skendzel, $170,000.

• Richard Gary — 530 E. 10th St., John Hayarthur, $193,800.

• Jeff and Karen Fuller — 4615 Hahns Peak Drive, Unit 102, Virginia and Dale Brown, $215,700.

• Melissa Brashers — 1106 22nd St. SW, Kathryn L. Westcott, $247,500.

• John Crow — 1606 Leila Drive, Waylon C. Nauman, $250,000.

• Charles and Stacy Masin — 828 Essex Drive, Michael and Katy Sandidge, $275,000.

• Jamie Leben — 123 12th St. SW, Aleph Space LLC, $275,000.

• Melody and Peter Randall — 1208 Elbert Ave., Inter Vivos Family Trust, $285,000.

• Matthew and Lauren Desaire — 1974 Hyde Drive, James and Tammy Cohoon, $293,000.

• James and Cecelia Gubbins — 4037 Crawford Court, Martin and Julie Swanty, $311,000.

• Dennis Vandina — 983 Lepus Drive, Saint Aubyn Homes LLC, $319,900.

• William and Barbara Weingarten — 2159 Virgo Circle, Robert and Hannah Horne, $324,000.

• Andrew Holmes — 529 W. Fourth St., Tyler Travis, $330,500.

• Christopher Picon — 1983 Harvard Place, Crystal Dennell, $333,500.

• Andrea Roe — 462 Tahoe Drive, Saint Aubyn Homes LLC, $354,000.

• Cheryl Hoffman — 959 Antila Ave., Saint Aubyn Homes LLC, $354,400.

• Adam and Keelia Nissen — 380 Blackstone Circle, Michael and Cheryl Schmitt, $355,000.

• Jon Fowler — 3201 Sea Gull Court, Scott and Sheila Beckley, $359,900.

• Michael and Katy Sandidge — 1117 W. 45th St., Daphne L. Miller Christiansen, $365,000.

• Alexandra and Douglas Slocum — 977 Volans Drive, Aspen View Homes LLC, $365,700.

• Gary and Judy Anderson — 5903 Cibola Court, Saint Aubyn Homes LLC, $368,200.

• Steven and Lisa Hauff — 711 Capricorn Court, Custom On Site Inc., $371,100.

• Sarah Wiener — 2669 Cub Lake Drive, Boulder Creek Centerra I. LLC, $372,100.

• Troy Cook — 5035 Apricot Drive, Vance Construction Inc., $386,200.

• Bryan and Tara Thompson — 1123 Cygnus Drive, Saint Aubyn Homes LLC, $390,000.

• Stanley and Deborah Burton — 2040 Calhoun Court, Ronald and

Reporter-Herald – AtHomeColorado.com

Rebecca Smith, $401,000.

• Richard and Deborah Mcfadden — 5500 Mystic Owl Court, Scott and Mary Lucareli, $404,400.

• Darrell Gassman — 3409 Creede Court, Weinland Homes Inc., $438,600.

• Todd and Samantha Jeskulski — 4182 Lyric Falls Court, Tri Pointe Homes Inc., $460,500.

• Paul and Rebecca Marsh — 1045 Crabapple Drive, Harry and Patricia Trunnell, $520,000.

• Karla and James Laferriere — 2523 Cub Lake Court, Tri Pointe Homes Inc., $550,000.

• Michael and Jill Drake — 5889 W. County Road 18, Steven and Nancy Whitaker, $729,000.

• Michael and Linda Meyer — 5828 Bluff Lane, Burnett Family Trust, $865,000.

• John and Christine Dildine — 2402 Logan Drive, Gregory J. Klein, $1,100,000.

Windsor • Toni Gilliland — 138 Beacon Way, Unit 1A, Jimmy Dee Bircher, $187,500.

• Pamela and George Buchholz — 7 Elm St., Travis and Megan Vancleave, $235,500.

• James Vanhorn — 611 10th St., Steve and Janet Andersen, $258,500.

• Shane Vaneck — 125 Ivy Court, Corey and Holly Quesada, $266,000.

• Blayne Walker — 1506 Driftwood Court, Adam and Jessica Wickam, $337,000.

• Corey Quesada — 563 Kenai Court, Christopher and Dianna Cramer, $349,900.

• Nicholas and Katharine Vanmeter — 100 Veronica Drive, Daniel R. Forkel, $352,500.

• Sarah and Kris Eisbrener — 8075 Lighthouse Lane, Alfred Investments LLC, $360,000.

• Forrest Rose — 174 Halibut Drive, Meritage Homes Colo. Inc., $389,800.

• Christopher Brigman — 1523 Grand Ave., Richmond Am. Homes Colo. Inc., $391,000.

• Paul Mantey — 519 Trout Creek Court, Kurt and Jennifer Walker, $440,000.

• Michael Corder — 8368 Castaway Drive, John and Dawn Davis, $465,000.

• Brad and Aubrey Williamson — 2111 Longfin Court, Melody Homes Inc., $562,200.

June 18-19, 2016

Real Estate place yoUr ad:

5000

Homes for Sale

5000

303.466.3636 BoUlder/Broomfield/longmont or 970.635.3650 loveland or frontrangeclassifieds.com

Homes for Sale

FAIR HOUSING NOTICE All real estate advertising in this newspaper is subject to the Federal Fair Housing Law which makes it 3BR 2BA Ranch-Style illegal to advertise a preference limitaHome in Berthoud: tion or discriminaBrand New,1565 sq ft, Oversized 2-Car tion based on race, Garage, Handi-Cap color, r e l i g i o n , Accessible, Gas Fires e x , handicap, faplace, All Appliances. milial status, or na$340K, FSBO. tional origin, or an 303-859-6165 intention to make any such preferSELL YOUR STUFF ences, limitation or List your stuff discrimination. and get it done.

This newspaper will Items less than not knowingly ac$500: FREE cept any advertising 3 lines, 7 days. for real estate Items $500 or more: which is in violation $10, 5 lines, 30 days.

Place your ad. of the law. Our readCall ers are hereby infor303-466-3636 or med that all dwell970-635-3650 ings advertised in Or visit FrontRangeClassified- this newspaper are available on an s.com equal opportunity Classified Ads get basis. To complain Results very, very fast! of discrimination, call The Colorado Civil Rights Office at EMPTY YOUR 1-800-262-4845/ GARAGE HUD at 1-800-669-9777.

List your sale and prepare to purge. $25, 10 lines, 4 days plus a FREE garage sale kit!

TURN USED ITEMS into Place your ad.

Quick cash with ClassiCall fieds!

303-466-3636 or 970-635-3650 Or visit Call 303.466.3636 FrontRangeClassifiedor 970-635-3650 s.com

PLACE YOUR AD.

5007

Mobile Home For Sale

5201

Water Rights

Want to purchase minerals and other oil/gas interests.

Send details to: P.O. Box 13557, Denver, CO 80201

6000

Homes for Rent

For Sale $54,900 or $49,900 Cash 2014 Legacy Mobile Home

3 Bedroom 2 Bath Stove, Refrigerator, Dishwasher, Washer & Dryer.

Blue Spruce Village Mobile Home Park Berthoud.

No Dogs.

Park Space Rent: $450 per month , trash service incl.

970-532-2183

5015

Lots & Tracts

FSBO - Foothills Property in Rural Boulder County:

Deer & Breath-Taking Views of Mountains, 10 Acre Building Site, Utilities at Driveway, Zoned for Horses, 10 Minutes by Paved Road to Longmont, 25 to Boulder or Estes Park & 45 to Denver, Appraised at $300K, Asking Only $288K, Will Consider Owner Carry. 970-344-9897 or

dorispence@gmail.com

RENT TO OWN

If You Make 50K & Have a 525+ Credit Score?

Contact Cher at Pro Realty 970-302-9545 cheringdreams @comcast.net Tired of paying Rent?

We can help you buy w/$1000 down Western Plains Realty Ken or Tammy 970 663-5008 westernplainsre.com

6001

Apartments for Rent

1BR 1BA Basement Apt: All Appliances, N/S/P, Partially Fenced Yard, In Town, $600/mo.

970-692-3531.

6001

Apartments for Rent

1BR Apt in Loveland: Garage w/ Opener, W/D, DW, No Smoke, No Pets. $850/mo, Heat, Water & Trash Incl. 970-231-2566 or

970-667-6199.

PLACE YOUR AD.

move your

house

Call 303.466.3636 or 970-635-3650

List your house and start packing.

EMPTY YOUR GARAGE

$75, 5 lines, 30 days

List your sale and prepare to purge. $25, 10 lines, 4 days plus a FREE garage sale kit!

Place your ad.

Call 303-466-3636 or 970-635-3650 Or visit FrontRangeClassifieds.com TURN USED ITEMS into Quick cash with Classifieds!

1BR Apt in Loveland: w/ Garage. Laundry On Site. No Smoke.

No Pets. $750/mo, Heat, H2O &Trash Incl. 970-231-2566 or 970-237-9067.

6007

drive your

wheels List your car and get ready to roll.

$10, 3 lines, 30 days

Duplexes

Lake Loveland Area Spacious 3BR 1.75BA Duplex: 2-Car Garage, Fenced Yard, No Pets.

Available June 10th. $1400/mo + Utilities.

970-231-5721

For sale by owner only.

No refund for early cancellation.

FIND IT. OWN IT. WORK IT. SELL IT.

303.466.3636 BoUlder/Broomfield/longmont 970.635.3650 loveland JUNE 18, 2016

Reporter-Herald

AT HOME

R15

Open Houses This Weekend 970.229.0700

970.223.0700

970.221.0700

THE SOURCE Old Town 970.493.0700 970.613.0700

SATURDAY 11-1 610 W. 11th St., Loveland - 3bd/3ba, 2,194 SF. Original wood floors, sunroom with Franklin stove to keep you warm. Finished walk-out basement, craft room, storage room, 2 patios, garden shed + 720 SF detached garage/studio + 1 car garage. 1 block from Lake Loveland.

www.thegroupinc.com

$329,000 MLS# 788533 Coy Wylie 970-699-9075

SATURDAY 1-3

650 Lavastone Ave., Loveland - Beautiful 4 bedrooms 3 bath tri-level, recently updated, wood floors on main floor & stainless steel appliance. Newer furnace & hot water heater.

Drywall, insulated 2 car garage.

$310,000 MLS# 794060 Rich Gardiner 970-227-0964

SATURDAY 1-3

3499 Atwood Drive, Loveland - Very well cared for 3 bed, 4 bath 2-Story home in Northwest Loveland. Open floor plan with 2 stair cases, huge kitchen 24x16 perfect for entertaining. Stainless appliances with gas cooktop, double ovens, and custom Cherry cabinets. Foothill Views!

$525,000 MLS# 794382 Alysha Melaragno 970-231-6015

SATURDAY 8 -12

SATURDAY 12-3

Lake Loveland! Kitchen w/slab granite island w/5 burner gas cooktop, double oven/convection. Kitchen extends to baking area w/large work space & pantry unit. Main floor office, & Main floor Master. Delightful Sun Room w/Skylights and windows. NO HOA! 2 1/2 attached garage, plus additional 2 car garage(1161 sq. ft) for the collector or hobbyist.

Old Town. New HW floors & new granite counter tops w/designer backsplash. If you love flowers & gardening, you will love this yard & garden greenhouse. Choose your master suite, the main floor BR or the upper BR w/a balcony & views. The garden lvl bsmt BR was designed to divide & create a 4th BR. The construction of this home makes it highly energy efficient. Beautifully maintained home located in one of Fort Collin’s most beautiful neighborhoods.

970.663.0700

SUNDAY 11-3 610 W. 11th St., Loveland - 3bd/3ba, 2,194 SF. Original wood floors, sunroom with Franklin stove to keep you warm. Finished walk-out basement, craft room, storage room, 2 patios, garden shed + 720 SF detached garage/studio + 1 car garage. 1 block from Lake Loveland.

$329,000 MLS# 788533 Josh Bryant Ashlea Wylie 970-679-1651 970-679-1655

SATURDAY 1-3

SATURDAY 4-6

Enjoy the cozy gas frpl from the spacious great room. There is a main floor laundry area, 3 bdrms, 2 full baths, an oversized 2 car garage. All this is set upon a xeriscaped large corner lot with flagstone courtyard, beautiful trees & lilac bushes. The hot tub w/gazebo is included. South facing driveway.

floor master, upstairs has 2 full baths including private bath for 2nd master. 16x18 loft area, finished basement includes family room w/wet bar and theatre room. There is a beautiful kitchen w/42” hickory cabinets and hickory wood floors. Set upon a large corner lot that adjoins HOA greenbelt. There are walking trails & outdoor enjoyment!

1000 Navajo Pl., Berthoud - Quality all brick ranch style home. 3225 Westerdoll Ave., Loveland - 5 large bdrms includes main

$333,000 MLS# 792318 Ellen Lake 970-420-4309

TUESDAY-SUNDAY 10-5 & MONDAY 1-5

$500,000 MLS# 789140 Ellen Lake 970-420-4309

TUESDAY-SUNDAY 10-5 & MONDAY 1-5

1105 Lochmount Dr., Loveland - Charming Ranch with views of 2459 Stonecrest Drive, Fort Collins - Live in gorgeous Solar Ridge, just minutes from 4856 Silverwood Dr., Johnstown - Beautiful 4BD 3BA 3424 Yellowwood Ln., Johnstown - Beautiful 3BD 3BA

$520,000 MLS# 794293 Alycia Martinez 303-994-6307

$375,531 MLS# 788717 Doug Miller Andrea Schaefer 290-3758 481-9444 32 MOD 5 T EL AH HO OE M DR E IVE

$349,500 MLS# 791276 Ali Lofquist 970-744-8490

3,632 sf 2 story. Huge kitchen, great room, main floor study 3,139 sq. ft. 2 story with unfinished basement. Kitchen w/pantry & bonus room. Upgrades include A/C, fireplace & canned and island, formal dining, upstairs laundry room and bonus room! recess lights in master & flex space. Visit the model complex at Please visit the model located at 3619 Idlewood Ln. 3619 Idlewood Ln.

SATURDAY 12-2 & SUNDAY 1-3

SATURDAY 2-4 & SUNDAY 12-2

TUESDAY-SATURDAY 10-6, SUNDAY 12-6

floor Hickory floors, Alder cabinets, granite, rock fireplace, study, butler pantry & master w/closet built-ins! Daylight basement w/ wet bar, wine chiller, storage & safe/vault room. 4 car tandem garage w/epoxy floor, covered deck w/grill, hot tub & views.

new carpet & tile, 3 car garage, abundant storage, main floor master, study & kitchen with lots of cabinets & counter space. Basement has rec room w/wet bar, included theatre system, surround sound & workshop. Backs open space w/deck, patio & small pond.

home built by DR Horton. Great value with a finished basement + oversized 2 car garage! Open layout, huge rec room, gourmet kitchen with double ovens, great room with fireplace and formal dining! Fully landscaped with irrigation and fencing

$750,000 MLS# 792579 Jaio Osborne Jeffrey Martin 970-599-4436 970-999-4398

$465,000 MLS# 789143 Troy Onda Jeffrey Martin 970-599-4436 970-290-0537

$414,900 MLS# 793033 Brandi Garifi Kathy Beck 970-213-8475 720-291-0899

7885 Blackwood Drive, Windsor - Custom ranch w/main 8212 Louden Circle, Fort Collins - 4 bed, 3 bath ranch with 617 Nicolet Dr., Loveland - Gorgeous four bedroom ranch-style

16

AT HOME

Reporter-Herald – AtHomeColorado.com

$366,929 MLS# 788718 Doug Miller Andrea Schaefer 290-3758 481-9444

Homes on-the-go! on the go! as The Group has an app for iPhone one hat and Android that ing makes searching hile for homes while en on-the-go even easier!

June 18-19, 2016