At Home Colorado

COLORADO

ATHOMECOLORADO.COM

COLORADO HOME & REAL ESTATE

CONTRIBUTING WRITERS

Gary M. Singer

Tom Kalinski

Duane Duggan

Hunter Boyce

Cathy Hobbs

Gabe Bodner

ADVERTISING CONSULTANTS

Thais Hafer

Toni McNeill

REAL ESTATE

ADVERTISING DIRECTOR

Mary Romano

MANAGING EDITORS

Greg Stone

Misty Kaiser

Submit your news or home-related events to gstone@dailycamera.com To advertise, call 303.473.1456.

A Marketing Feature of

REAL ESTATE Q&A Tips to navigate the market in 2023

Another year passed, and it was a doozy in the real estate world. 2022 turned out to be quite the roller-coaster ride, with rising interest rates, cooling prices, and the shift away from being a seller’s market.

GARY M. SINGER

In my column over the past year, we discussed new problems and rehashed some classics. I have put together a few thoughts to help you navigate the ebbs and flows of the 2023 real estate market.

– Document everything. When something happens, take notes and photographs as soon as you can. If you communicate with someone on the phone, follow up with an email. It is easy for someone to deny what was said on a phone call, but a follow-up email or photo creates a permanent record. In my experience, photos, notes and emails carry more weight with the court than recounting the memory of what was said a long time ago.

– When your home is damaged, the first thing you should do is stop it from getting worse. Too many people will let the problem fester

HOME & GARDEN EVENTS

Thoughtful Climate Solutions for the Here and Now Exhibit

while they try to get the person who caused the problem to fix it. If the problem later turns into a lawsuit, it is hard to recover for damage you could have avoided.

– No one likes to pay for insurance, but you should still maintain the best insurance you can afford. Repairs are expensive and tend to be necessary at the most inconvenient moments. Lawyers are expensive, and even a small lawsuit, like one from your downstairs neighbor because of a leaking pipe, can lead to a massive legal bill that proper insurance would have covered. And yes, this applies to individual insurance covering your

condominium unit. The building’s policy rarely provides the unit owner with much help.

– If you live in a community association, be ready to follow the rules. Association living is a tradeoff. Know your community’s rules before you agree to live there.

– Even though getting permits is a hassle, if you get in trouble for unpermitted work or if the work is not done to code, it will be difficult and expensive to fix. And unpermitted work is usually found when trying to sell your home, which is far from the best time to deal with it.

Thank you for trusting me to help with your real estate law problems. I hope that my words have helped, at least a little. I wish everyone a happy, healthy, and prosperous 2023.

Gary M. Singer is an attorney and board-certified as an expert in real estate law by the Florida Bar. He practices real estate, business litigation and contract law. He frequently consults on general real estate matters and trends with various companies across the nation. Send him questions online at sunsentinel.com/ askpro or follow him on Twitter @ GarySingerLaw.

At Home Colorado is a Marketing Feature that is produced weekly by Prairie Mountain Media.

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Presented by University of Colorado Boulder Jan. 9, 10, 11, 12, 13 Environmental Design, ENVD Gallery, 1060 18th St., Boulder calendar.colorado.edu/ event/thoughtful_climate_ solutions_for_the_here_ and_now#.Y5tj2ezMLnw

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REAL ESTATE Colorado scores multiple “bests” in 2022

Whether you’re a millennial, retiring or starting a family, the beautiful state of Colorado hit all the right buttons in 2022.

Rated exceedingly well for desirable factors like a high quality of life, a robust job market, and strong economy, Colorado appeared in the top ten on multiple “best of” lists published in 2022 by analysis websites U.S. News & World Report and WalletHub.

Colorado named 10th Best State for Millennials

Starting with millennials – the generation quickly rising in their rate of home ownership – this mid20 to early-40-year-old group chose Colorado as a favorite place to call home, scoring the state in the No. 10 position in the 2022 WalletHub analysis

With a population of around 80 million, millennials surpassed baby boomers in 2019 and are now the nation’s largest generation. Millennials control more than 21% of consumer discretionary spending in the U.S. and hold trillions of dollars in purchasing power as well as higher educational attainment, according to WalletHub.

e analysis compared the 50 states and the District of Columbia across 34 key metrics and sorted locations based on a ordability, education and health, quality of

life, economic health and civic engagement. Overall, Colorado scored as follows on a scale from 1 to 50, with 1 being best and 50 being worst:

• Quality of life: 5

• Civic Engagement: 9

• Economic health: 10

• Education and health: 23

• A ordability: 49

Boulder and Fort Collins: Best Places to Live for Quality of Life

Many factors make up “quality of life” and at least two Colorado metros deliver them in abundance.

Boulder ranks No. 2 across U.S. metros while Fort Collins shines in the eighth position, according to the 2022-2023 U.S. News & World Report’s Quality of Life Index.

Boulder pulled a quality-of-life score of 7.7 on the U.S. News’ Index, topped only by Ann Arbor, Mich., with a score of 8. Fort Collins hit eighth and achieved 7.2

for quality of life.

What makes these areas such an exceptional life-quality place to live? A beautiful Rocky Mountain backdrop surrounded by open space is a good start. e foothills are not only a feast for the eyes; the area is a haven for outdoor activity. “Trail runners, hikers, climbers, cyclists, and more move here to live in this perpetual playground, where the answer to “What do you do?” is often one’s activity of choice, not occupation,” writes U.S. News.

e overall ratings for the Boulder-area are:

• Quality of Life: 7.7

• Job Market: 7.7

• Desirability: 6.8

• Value: 5.1

• Net Migration: 5.2

e overall ratings for the Fort Collins-area are:

• Quality of Life: 7.2

• Job Market: 6.5

• Desirability: 5.4

• Value: 5.5

• Net Migration: 6.6

Colorado No. 3 Best State to Retire

Many people think long about where to spend their retirement years, considering cost of living, quality of healthcare, an active retirement population and quality of life. WalletHub compared the 50 states across three key dimensions: a ordability, quality of life and health care.

What makes Colorado a great place to retire? Based on all metrics, Colorado was graded as 11 in the nation for a ordability, 21 for quality of life and 4 for healthcare.

You can read more about each of these studies at the following links:

For more on the WalletHub studies visit wallethub.com/edu/ best-states-for-millennials/33371 and the full list of Best Places to Retire at wallethub.com/edu/bestand-worst-states-to-retire/18592.

Read the full report U.S. News & World Report studies at realestate.usnews.com/places/ rankings/best-places-to-live-forquality-of-life.

Tom Kalinski is the broker/owner of RE/MAX of Boulder, the residential real estate company he established in 1977. He has a 40-year background in commercial and residential real estate. For questions, email Tom at tomkalinski33@gmail.com, call 303.441.5620, or visit boulderco.com.

TOM KALINSKI

Boulder and Fort Collins areas rated exceedingly well for desirable factors like a high quality of life, a robust job market and strong economy.

REAL ESTATE

Why invest in real estate in 2023?

Most people consider their single-family home they live in as an investment in real estate.

In fact, when they fill out a financial statement, it is even listed as an asset. It’s true that the home will likely go up in value over the years, and as the loan is paid off, it could represent a significant part of a person’s net worth. However, in the truest sense of the word, the personal residence is really a liability rather than an investment.

DUANE DUGGAN

continued to rise in Boulder County. However, there certainly have been times when market conditions have slowed sales and prices dipped. An old saying says, “Buy real estate and wait.” For example, in Boulder County, if you bought in the 1980s, you would have bought and waited. In the 1990s, appreciation was much stronger, and a profit could be made after only waiting a short time.

me there was no possibility they could ever break $30,000 so they refused to invest. There is never a guarantee of what the future will hold, but the history has been strong.

Job growth drives appreciation

an example of leverage, let’s say you had $100,000 to invest. You then used that money to purchase one $100,000 condominium.

Think about it: for your home, you are paying the mortgage payment, taxes, utilities, maintenance, etc. It all adds up to a pretty good amount of money being expended each month with no money coming into the equation from the property. It really is a liability.

Now think of a single-family rental property. If you have an amortizing mortgage on it and the rent pays the mortgage and expenses, each month you build equity via principal reduction. Eventually rents go up and the property becomes free and clear. It produces cash flow that you can use for buying groceries or daily purchases, for example.

Potential for appreciation

Residential real estate has proven to be a good investment over the years. Over the long term, values have

Then the new century arrived. Even with the Great Recession of 2007 to 2012, Boulder real estate stayed strong. As an example, here is a chart below of how prices in Baseline Subdivision have changed since the turn of the century. I like using Baseline Subdivision as an example because almost all the houses started out as 3 bedroom, 1 bath, 1 car garage and 1,000 sq. ft. Baseline Subdivision is located just north of Baseline and east of 30th St.

Baseline Subdivision Houses

– Boulder, Colorado

Year 2000

Average Price $238,700

Year 2010

Average Price $340,273

Year 2015

Average Price $495,250

Year 2019

Average Price $654,437

End of 2022

Average Price $ 775,142

In 1978, as a new REALTOR®, I witnessed these homes selling for $27,000. I remember buyers telling

The primary reason appreciation occurs is job growth. If job growth is occurring, new families move and need a place to live. When job growth stops, the real estate market will level off. Job growth is even more important than interest rate levels on the overall market. Lower interest rates will stimulate the local move-up market. If someone doesn’t have a job, it probably doesn’t matter what the interest rate is.

Debt reduction

Every month when a payment is made on a mortgage, a certain amount goes towards principal reduction. If one of your goals is to own real estate free and clear with no mortgage payment, a payment schedule can be created on a 30-year loan that will pay off the loan in whatever timeframe is desired. In the case of an investment property, rent is covering the mortgage payment. Each month that goes by, the tenant is helping pay off the loan and equity builds.

Leverage

The concept of leverage is what is known as using “other people’s money” or OPM. When investing in real estate, it makes the most sense to get a loan for a good portion of the purchase price. To illustrate

If the real estate market were appreciating at 5% a year and you held the property for five years, the condominium would be worth $122,347 or a gain of $22,347.

Now let’s say that, instead, you took that same $100,000, put $20,000 down on each of five $100,000 condominiums. You now own $500,000 worth of real estate. If the market appreciates at the same 5% per year for five years, your real estate would be worth $638,140 or a gain of $138,140 on the same $100,000 investment. As you trade up, it is important to keep your equity position at a level that allows you to survive downturns in the rental market.

Tax break

Everyone should consult a tax advisor on how ownership of real estate will affect them personally. The 1986 Tax Reform took away many of the major benefits of owning real estate and made real estate “pay for itself.” Today, there is no “doubling declining depreciation”. We still have depreciation, but it is subject to income limits and other rules. Depending on how someone fits in with the IRS rules, they could potentially get a tax break for a property’s depreciation. Depreciation is a tax concept whereby you get a write off, but don’t have to spend the actual dollars to get it. For example, on a $100,000 purchase, an accountant may choose to declare

80% of the value as depreciable. You can’t declare the whole value as depreciable because some of the value is attributed to land and land doesn’t “depreciate.” Therefore, in this example, $80,000 would be depreciable. Under the current IRS rules, you can take the $80,000 and divide it by 27.5 years for an annual depreciation deduction of about $2,900. In addition to depreciation, real estate taxes and other expenses of the property can offset rental income. The bottom line is that real estate, in the early years of ownership, will show a loss, which results in a tax deduction and tax savings. There are limits as to the amounts that can be deducted due to real estate losses. Depreciation can also be “recaptured” at time of sale, which means that there is a higher taxable gain. You need to consult a tax advisor to determine how all the IRS rules will affect you personally.

Cash flow

In the early years of ownership, especially in Boulder, it is difficult to achieve immediate positive

cash flow. In other words, when a property is first purchased, the rental income probably won’t cover the mortgage payment and all the expenses. If the cash flow is about break-even on a month-to-month basis, after taxes and appreciation factors are considered, the overall cash flow is positive. After owning the property for several years, rents should go up while the mortgage payment on a fixed rate mortgage stays the same (except for increases in taxes and insurance), and the monthly cash flow increases.

Liquidity-conversion to cash

Real estate is not a “liquid” investment compared to many other investments available. If someone needed to sell a property to generate cash, market conditions will dictate how marketable a particular property will be. Generally speaking, individual housing units, whether single family or condo, have been readily saleable in our marketplace. However, one does not need to sell a property in order to generate cash. If you have owned the

property for a while and its equity has increased, you can refinance your loan to pull cash out. With refinancing, you don’t have to pay any selling expenses or pay any tax on the cash pulled out. The money can be used for daily expenses, other investments, or for the down payment on another rental property.

Single family for appreciation

In Boulder, rents compared with value don’t create much cash flow. So why do people still buy them as investments? They hope that the appreciation rate will cause the value of their house to increase so much that the monthly cash flow may not be important to a particular investor. In Boulder, that has proven to be the case over time.

Multi-units

the greater the return for the dollar invested. The greater the number of units in a building, the lower the gross rent multiplier typically is. When trading a single-family for multi-units you usually won’t see much change when moving up to a 4-unit. The best increase in cash flow comes when making the jump to 20-plus units in one location.

Real estate has proven to be one of the best wealth building investment opportunities. Most people just don’t make the first step to get started. Consult with your Realtor®, tax advisor, mortgage lender, and attorney to work out a plan that’s right for you.

for cash flow

Typically, a single-family residence will have a higher gross rent multiplier. The gross rent multiplier is simply the annual gross rent compared to the purchase price. The lower the gross rent multiplier,

Duane has been a Realtor since 1982. Living the life of a Realtor and being immersed in real estate led to the inception of his book, Realtor for Life. For questions, e-mail DuaneDuggan@boulderco.com, call 303.441.5611 or visit boulderco.com.

HOME

2023 Home Color Trends

Hunter Boyce The Atlanta Journal-Constitution (TNS)

With a new year comes new trends. And while interior design is more about personal taste and bold creativity, trends are cornerstones of good design in their own right. They can guide your designs when you don’t feel particularly inspired. And they can inform your choices when all of the options feel like too much.

According to Realtor.com, six paint colors will be influencing 2023’s interior design trends.

Warm greens

For a comforting and natural look, warm green tones are a great way to go.

“Warm greens are welcoming colors that feel rich yet vibrant,” Gena Kirk, vice president of Corporate Design Studio, told Realtor.com. “We have seen an increased interest in greens in kitchen spaces as people look to move away from solid white and gray spaces.”

Neutrals

Neutrals never go out of style, so expect earthy tones to remain popular next year.

“They provide a foundation that you can layer on, change seasonally, and update periodically,” Kirk told Realtor.com. “That blank canvas provides a backdrop for homebuyers to envision their own version of the space and how special mementos, heirlooms, and art might make it their own.”

Bolder grays

According to Decorilla lead interior designer Devin Shaffer, bolder gray shades are spreading fast.

“Clients have been bored with the shortlist of grays that builders and paint specialists default to,” he told Realtor.com. “Fortunately, more inventive hues continue to pop up.

“This color is perfect for living spaces, entryways, and bedrooms. When used in an entryway, it can help set a welcoming tone. If

used in the bedroom, it can evoke feelings of rest and repose. A large portion of our clients mention the words ‘sanctuary’ or ‘retreat’ when describing how they want their homes to feel.”

Navy blues

Navy blue offers a safer route for those looking to spice up their living spaces with a bold color. Alex Capozzolo, co-founder of SD House Guys, told Realtor.com that the color has become increasingly more popular.

“Navy blue has been steadily increasing in popularity over the

past few years and is expected to be a major color trend in 2023,” he said. “Try using it as an accent wall, or pair it with lighter shades of blue for a more subtle effect.”

Understated reds

Subtle reds are back in a big way, Fig Linens and Home’s Carlin van Noppen said.

“Soft, understated reds add a splash of color while retaining the neutral feel of exposed brick,” he told Realtor.com. “This means that prospective buyers will be impressed with the put-together look of your space and be able to imagine

themselves in it.”

Mustard yellows

For a little extra color in your living space, consider a mustard-yellow. “Easy-to-work-with mustard tones can find their way into your home naturally,” Robin DeCapua, owner and designer at Madison Modern Home, told Realtor.com. ““Keep in mind that darker walls dictate lighter furniture, so be sure to mix creamy whites with this color — not gray — as it truly has a warm base.”

Navy blue has been steadily increasing in popularity over the past few years and is expected to be a major color trend in 2023. (Shutterstock)

for

Cathy Hobbs Tribune News Service (TNS)

Moving for many is a stressful life experience. e new year is a popular time for those looking to make a life transition to take the plunge. When it comes time for you or your family to make your move, here are some key tips to keep in mind.

Ask family and friends for recommendations. Moving is a very personal experience. It may be best to use a company with which someone you trust has had a positive experience.

Secure at least three quotes. e lowest quote may not be the best choice. Be sure to also consider a company's quality of work.

Bigger isn’t always better Large companies have multiple crews, and your experience may depend on the movers assigned to your move that day. With a smaller company, you may likely deal directly with the owner or at least get a more personal touch.

Looking to save?

Pack or unpack yourself. ese addon services may not be needed.

Have pricey art or valuables?

Look for a company that specializes in crating, wrapping and moving higher-end items. Not every moving company has this level of expertise.

Try not to move at the beginning

in the new year

Moving is a very personal experience. It may be best to use a company with which someone you trust has had a positive experience. (Shutterstock)

or the end of the month.

Many moving companies have di erent pricing structures depending on the time of the year and/or time of the month.

Read reviews.

Online reviews from real customers may impact your decision.

Oversee your move personally

It is always best for you to be on site on the day of your move.

Separate and pack essentials. ere may be a delay in receiving all of your belongings. Be sure to keep the essentials packed in a suitcase you can carry with you.

Purge and reorganize. One of the biggest mistakes you can

make is to take your clutter with you!

Cathy Hobbs, based in New York City, is an Emmy Award-winning television host and a nationally known interior design and home staging expert with o ces in New York City, Boston and Washington, D.C. Contact her at info@cathyhobbs.com or visit her website at cathyhobbs.com.

MORTGAGE

What options do the heirs have when it comes to reverse mortgages

One of the largest misconceptions with reverse mortgages is that the homeowner loses ownership of the home, and they cannot pass the home onto their heirs. That is simply not true, you still retain ownership, and you can absolutely still pass the home to your heirs in the future. Moreover, there are no major differences between a traditional mortgage vs. a reverse mortgage when passing a home onto the heirs.  As a matter of fact, because a reverse mortgage is a non-recourse mortgage, the reverse mortgage provides additional protections for the homeowner and the heirs that a traditional mortgage typically does not provide.

Since the reverse mortgage does not need to be paid off until the last living borrower permanently leaves the home, the reverse mortgage can remain in place for many, many years. The date when the reverse mortgage is due and payable is the youngest borrower’s 150th birthday. However, once the homeowner no longer occupies the home as their primary residence, the clock starts ticking for the reverse mortgage to be paid off. From the time the homeowner permanently leaves the home, the reverse mortgage must be paid off within 6 months. FHA does allow up to two 90-day extensions in many cases which can provide the family up to a total of 1 year to pay off the reverse mortgage.

The heirs have several options, and each option needs to be considered. So, let’s take a closer look into the different options that the heirs have to payoff the reverse mortgage:

The heirs can sell the home and pay off the reverse mortgage. If the sales price is greater than the reverse mortgage balance, the heirs can sell the home, pay off the reverse mortgage and keep the remaining equity/ proceeds, just like if there was a traditional mortgage.

However, if the reverse mortgage balance ends up being greater than the value of the home, the heirs can still sell the home for fair market value. In this case, the heirs would sell the home for fair market value and the entire reverse mortgage balance would get paid off (even if the amount owed was above the value of the home) and the heirs would have no financial liability or debt.  The reason is because reverse mortgages are non-recourse mortgages and the homeowners, and the heirs do not have any financial liability for the reverse mortgage. The house is the only recourse.

The heirs can pay off the reverse mortgage and keep the home. The heirs can pay off the reverse mortgage with cash, inheritance, life insurance or any means that they would like. Alternatively, they can get a new mortgage to pay off the reverse mortgage and keep the home. If the mortgage balance is greater than the value of the home, the heirs have the ability to “buy the

house” at 95% of fair market value and the entire reverse mortgage goes away.  Let’s take an example: When Mom and Dad pass away, their reverse mortgage balance is $1M and the home is only worth $800K.  The heirs can keep the house by paying $760K (this is 95% of the $800K home value) and the entire $1M reverse mortgage would be paid off in full with no recourse.  In this example, the homeowners would use $200K more equity than actually existed and the heirs would inherit the home for only 95% of the fair market value. In my opinion this could be considered a windfall for both the homeowners and the heirs!

The last option would be to turn the keys over to the lender and do what is called a deed-inlieu of foreclosure. In this case, the heirs simply walk away from the home and the heirs have no financial liability for the home or the reverse mortgage balance. I do not typically recommend this option, but it is certainly an option that is

available to consider under certain circumstances.

The irony of this concern is that 99% of seniors want to pass their home onto their kids and 99% of adult children do not want their parents’ home.  Therefore, 99% of the time, the kids will inherit their parents’ home and simply sell the home and pay off the mortgage.  With all this being said, it is likely the heirs could inherit less equity, but it is also possible that they could inherit more cash instead when the reverse mortgage is used strategically in an orchestrated strategy during retirement.

Gabe Bodner is a retirement mortgage planner and licensed mortgage originator in Colorado. Gabe utilizes the latest research from the top researchers to assist his clients to live for today and plan for tomorrow. To reach Gabe, call 720.600.4870, e-mail gabe@bodnerteam.com or visit reversemortgagesco.com.

One of the largest misconceptions with reverse mortgages is that the homeowner loses ownership of the home, and they cannot pass the home onto their heirs. (Shutterstock).

GABE BODNER

BOULDER

4624 Harwich Street

$750,000.00 Sat., 2-4 p.m. Katie Kuosman WK Real Estate (720) 937-8076

1286 Aikins Way $935,000.00 Sun., Noon-2 p.m. Margaret Flaherty WK Real Estate (303) 668-2926

4068 Eleuthera Court $1,375,000.00

Sat. & Sun., 11 a.m.-2 p.m.

Donna Fox 8Z Real Estate (720) 771-5965

91 Valley View Way $1,675,000.00

Sat. & Sun., 11 a.m.-1 p.m. Matt Ladwig WK Real Estate (303) 809-0259

9 Canyon View Road $1,699,500.00 Sat., Noon-2 p.m. Jackie Jones RE/MAX Alliance (303) 250-7353

BROOMFIELD

1153 Oakhurst Drive $1,175,000.00 Sat., 2 p.m.-4 p.m. Keith McQuillen WK Real Estate (303) 589-1432

ERIE

2900 Blue Sky Circle, #5-207 $349,000.00 Sat., Noon-2 p.m. Kevin Murray RE/MAX Alliance (303) 818-9249

589 Brennan Circle $589,000.00

Sun., 11:30 a.m.-1:30 p.m. Barry Remington WK Real Estate (720) 373-9297

EVANS

3412 Conestoga Ave. $475,000.00

Sun., 11 a.m.-1 p.m. Natasha Hubbard RE/MAX Alliance (303) 909-3810

VIEW THIS WEEK’S OPEN HOUSES AT: OPENHOMES.ATHOMECOLORADO.COM

OPEN HOUSE QUICK GUIDE

GREELEY

2029 8th Ave.

$475,000.00 Sun., 1 p.m.-3 p.m. Jenny Oliveira Getting WK Real Estate (970) 534-1188

LAFAYETTE

452 Levi Lane (Sales Center)

Starting from $579,900 Fri. - Mon., 11 a.m.-5 p.m. Thurs., 11 a.m.-5 p.m. Marlita Lazo Markel Homes (303) 651-9565

LAFAYETTE

2559 Otter Court

$925,000.00 Sat., 1-3 p.m. Ken Watkins RE/MAX Alliance (720) 897-5499

LONGMONT

805 Summer Hawk Drive, #Y-146

$440,000.00 Sat., 11 a.m.-1 p.m. Natasha Hubbard RE/MAX Alliance (303) 909-3810

5801 Grandville Ave. (Sales Center)

Starting from $599,900 Fri.-Tues., 11 a.m.-5 p.m. Thurs., 11 a.m.-5 p.m. Roz Pinon Markel Homes (720) 583-2170

7215 Lookout Road

$1,100,000.00 Sat., 2-4 p.m. Natasha Hubbard RE/MAX Alliance (303) 909-3810

NEDERLAND

1020 N Beaver Road

$729,000.00

Sun., Noon-2 p.m. Jackie Jones RE/MAX Alliance (303) 250-7353

WHEAT RIDGE

4340 Garland St.

$620,000.00 Sat., 1-3 p.m. Amy Darcy LoKation Real Estate (303) 725-3756

VIEW THIS WEEK’S OPEN HOUSES AT: OPENHOMES.ATHOMECOLORADO.COM

To view a more cities and a more complete list of new home communities and builders across the Colorado Front Range, view our interactive map online at: www.AtHomeColorado.com/NewHomeMap

ur region is home to more than 700,000 residents and includes some of the most diverse, natural landscapes and sustainable development along the Northern Front Range of Colorado. It’s no wonder why those who live here stay and why our the area is coveted as a place to relocate to. Here we highlight a selection of the area’s new home communities and which builders are building where.

BERTHOUD

Farmstead Builder: Sage Homes

Rose Farm Acres Builder: Richmond American

Heron Lakes –TPC Colorado

Builder: Landmark Homes, Lifestyle Custom Homes, Toll Brothers

BOULDER

Velo Condos Builder: Thistle Velo LLC

BROOMFIELD

Baseline Colorado Builders: Boulder Creek Neighborhoods, Meritage Homes, Thrive Home Builders

Vive on Via Varra Builder: Meritage Homes

ERIE

Coal Creek Commons Builder: Century Communities

Colliers Hill Builders: Boulder Creek Neighborhoods, KB Home, Richmond American

Compass Builder: Lennar

Erie Commons Builder: Boulder Creek Neighborhoods

Erie Highlands Builder: Oakwood Homes

Erie Village Builder: Porchfront Homes

Flatiron Meadows Builder: KB Home, Taylor Morrison, Toll Brothers

Morgan Hill Builder: Lennar

Rex Ranch Builder: Taylor Morrison

Westerly Builder: McStain Neighborhoods, SLC Homes, Wonderland Homes

Wild Rose Builder: Lennar

FIRESTONE

Barefoot Lakes Builder: Brookfield Residential, Creekstone Homes, Lennar, Richmond American Homes

FREDERICK

Seasons at Silverstone Builder: Richmond American Homes

GREELEY

Northridge Trails Townhomes Builder: Hartford Homes

Promontory Builder: Journey Homes

JOHNSTOWN

Park House

Thompson River Ranch Builder: Oakwood Homes

The Ridge at Johnstown Builder: Bridgewater Homes

Pintail Commons at Johnstown

Village Builder: Richfield Homes

Mountain View Builder: Baessler Homes

LAFAYETTE

Blue Sage Builder: Markel Homes

Avalon Meadows Builder: Von’s Colorado Concepts

Silo Builder: Cornerstone Homes

Silver Creek Builder: Markel Homes

LONGMONT

Highlands at Fox Hill Builders: Dream Finders Homes, Landmark Homes

Parkside Builder: Coast to Coast Development

Terry Street Townhones Builder: New Leaf Properties

LOUISVILLE

North End Builder: Markel Homes

LOVELAND

The Enclave at Dakota Glen Builder: Glen Homes

The Enclave at Mariana Butte Builder: American Legend Homes

Eagle Brook Meadows Builder: Bridgewater Homes, Challenger Homes

The Lakes at Centerra Builder: Bridgewater Homes, Landmark Homes, KB Home

Kinston at Centerra Builder: Richmond American Homes, Dream Finders Homes

MILLIKEN

Brookstone Builder: Windmill Homes

Sunfield Builder: Windmill Homes

SUPERIOR

Downtown Superior Builder: Thrive Home Builders, Remington Homes

Heights at Downtown Superior Builder: Toll Brothers

Lanterns at Rock Creek Builder: Boulder Creek Neighborhoods

Montmere at Autrey Shores Builder: Koelbel

Rogers Farm Builder: Boulder Creek Neighborhoods

TIMNATH

Harmony Builder: Landmark Homes

Serratoga Falls Builder: American Legend Homes, Richmond American Homes

Timnath Lakes Builder: Toll Brothers

Trailside Builder: Wonderland Homes

Wildwing Patio Homes Builder: Hartford Homes

WINDSOR

Country Farms Village Builder: Landmark Homes

Greenspire Builder: Windmill Homes

RainDance Builder: American Legend Homes, Hartford Homes, Wonderland Homes Seasons at Hunters Crossing Builder: Richmond American Homes

Vernazza Builder: Landmark Homes

Village East Builder: Journey Homes

REAL ESTATE TRANSACTIONS

The Following Northern Colorado Home Sales were supplied by Colorado Weekly Homebuyers List Inc., 303-744-2020. Listed are the buyer, the property address, the seller and the amount.

Berthoud

• Paul Trujillo -- 893 Great Plains Ave., Richfield Homes LLC, $353,200.

• Ryan Steinberg -- 873 Great Plains Ave., Richfield Homes LLC, $356,200.

• Benjamin Rahm -- 885 Great Plains Ave., Richfield Homes LLC, $400,000.

• Kurt and Stephanie Haubold -- 806 5th St., James and Karen Mciver, $487,000.

• Jonathan and Taylor Manning -- 1555 Sun River Road, Melody Homes Inc, $512,000.

• Anita Norris -- 1657 Vantage Parkway, Melody Homes Inc, $547,500.

• Andrew Steck -- 651 Crossbill Drive, Heritage 7th LLC, $550,000.

• John Koclanes -- 1521 Sun River Road, Melody Homes Inc, $550,000.

• Natasha Pongracz -- 1163 Blue Bell Road, Richmond Am Homes Colo. Inc, $730,000.

• Gary and Deborah Light -- 3344 Danzante Bay Court, Custom On Site Bldrs Inc, $1,097,900.

• Tyler and Kimberly Homolka -5405 Sandia Lane, Keith and Jolene Schwertfeger, $1,150,000.

• Joseph Berninger -- 1140 Shelby Drive, Annette F. Hopper, $1,250,000.

Boulder

• Meghan Hayden -- 4855 Edison Ave. Apt 311, Emilie Elizabeth Adamovic, $138,500.

• Kathryn Dumm -- 1707 Yarmouth Ave. Unit 105, Emma Chitters, $200,400.

• Patrick and Carol Gibbons -- 2800 Kalmia Ave. Apt B104, David Castillo, $420,000.

• Julie Rupenski -- 3642 Hazelwood Court, Eric Dennis Klumper, $855,000.

• Joseph Anderson -- 4090 Baseline Road, Reid K. Hemann, $1,100,000.

• Linda and Edward Stankus -- 5345 Wild Dunes Court, Susan L. Routt, $1,350,000.

• Maria and Gunther Winkler -- 1105 Edinboro Drive, Nicolas and Oana Nicolov, $1,500,000.

• Stephen and Lauren Hellman -- 654 Pleasant St., Laurel A Oconnor, $1,600,000.

• Kimberly Drennan -- 5545 Flagstaff Road, Hunter Browning, $1,620,000.

• Emily Kasavana -- 1320 Periwinkle Drive, Timothy and Whitney Depalma, $1,625,000.

Erie

• Junko and Preston From -- 399 Woodson Drive, Thomas and Linda Willetto, $615,000.

• Kyle and Andrea Fujimoto -- 864 Gold Hill Drive, Richmond Am Homes Colo. Inc, $640,600.

• Jalynn Rasmussen -- 271 Maddox Lane, Lennar Colo. LLC, $650,000.

• Sonali and Suman Kc -- 865 Gold Hill Drive, Richmond Am Homes Colo. Inc, $650,500.

• Lauren Rosler -- 1115 Zodo Ave., Brian Humenik, $660,000.

• Thomas and Rachel Morris -- 885 Bear Peak Road, Richmond Am Homes Colo. Inc, $692,100.

• Renton and Lisa Maxfield -- 241 Maddox Lane, Lennar Colo. LLC, $710,000.

• Lindsey and Jared Strayer -- 647 Gold Hill Drive, Jessica Leigh Hoben, $730,000.

• Mitchell and Sara Milligan -- 2605 Betts Circle, Alana and Andrew Childre, $735,000.

• Rosanne Aaberg -- 1737 Metcalf Drive, Century Land Holdings LLC, $806,100.

• Eric Sunstrom -- 895 Bear Peak Road, Richmond Am Homes Colo. Inc, $833,100.

• Pamela Teixeira -- 1739 Weston

Circle, George N Attiyeh, $875,000.

• Denton and Michelle Fitzgerald -- 391 Dusk Place, Richmond Am Homes Colo. Inc, $960,000.

Frederick

• Daniel Norris -- 6118 Shamrock Circle, Susan and Thomas Brugger, $365,000.

• Nhan Lam -- 5292 Warrior St., Richmond Am Homes Colo. Inc, $440,000.

• Sara and Ledavion Scott -- 7017 Kali Court, Melody Homes Inc, $445,000.

• Timothy and Kim Trout -- 5378 Bear Court, Homelight Real Estate Ii LLC, $520,000.

• Nicholas Lieu -- 6159 Easton Circle, Aaron and Sarah Pratt, $540,000.

• Arely and Julio Bretado -- 9101 Harlequin Circle, David and Stacy Middleton, $580,000.

• Elizabeth Fabian -- 9028 Eldorado Ave., David and Heather Presho, $590,000.

• Latisha Garcia -- 9018 Sandpiper Drive, Linda M. Thompson, $599,000.

• Adele Arceneaux -- 8706 Wild Horse Way, Sterling and Marcquel Jones, $781,500.

Greeley

• Johnny Martinez -- 400 16th Ave. Court, Schuyler Francis Bartels,

$265,000.

• Jesus Arreola -- 403 9th Ave., Pedro Cruzaguilar, $278,000.

• Lisa Wosachlo -- 213 15th St., Jaime Lopez Avendano, $315,000.

• Cheryl Jackson -- 6607 W. 3rd St. Unit 1024, M. Irene Long, $330,000.

• Richard Zebrowski -- 3006 W. 5th St. Unit, Michael Hurtado, $345,000.

• Sierra and Patrick Woodring -- 913 E 24th St. Road, Peak Properites LLC, $365,000.

• Alexis and Daniel Ortiz -- 1224 24th Ave., Nicholas Steven Cameron, $365,000.

• Robin and Janette Gonsalez -- 4920 W. 8th St. Road, Christopher and Sam Waller, $379,000.

• Amairani Gonzalez -- 6719 4th St. Road Unit 2, Hartford Constr LLC, $379,300.

• Leslie Kyle -- 1625 104th Ave., Journey Homes LLC, $420,000.

• Jennifer Koeltzow -- 4633 W. B St. Road, Kendall and Susan Alexander, $425,000.

• Kyann and Donna Arno -- 1702 101st Ave. Court, Journey Homes LLC, $453,600.

• Pedro Aguilar -- 6116 B St., Melody Homes Inc, $465,000.

• Taryn Long -- 1406 41st Ave., Brett and Kathleen Wilson, $471,000.

• Joseph Tamburrelli -- 10436 17th St., J. J. Constr Northern Colo. LLC, $479,400.

• Taylor Ihnen -- 724 67th Ave., Hartford Constr LLC, $487,500.

• Linda and Wade Williams -- 1226 105th Ave. Court, Bartran Constr Inc, $527,300.

• Jaime Avendano -- 2415 W. 4th St., Melinda L Hinson, $540,000.

• Eric Stull -- 2580 53rd Ave., Nina Cudahy, $672,000.

Johnstown

• Joseph and Judith Macdonald -- 279 Penguin St., Baessler Townhomes Colo. LLC, $333,600.

• Sara Cash -- 263 Penguin St., Baessler Townhomes Colo. LLC, $365,700.

• Robert and Marilee Bergstrom -283 Penguin St., Baessler Townhomes Colo. LLC, $388,000.

• John and Rachel Overheim -- 3919 Blackwood Lane, Penelope Sterud, $442,500.

• Kayla and Kyle Larson -- 171 Raven Lane, Melody Homes Inc, $460,000.

• Kristy Thompson -- 2768 Blue Acona Way, Travis and Stacy Schafer, $499,900.

• Stephan Teske -- 214 Bittern Drive, Joshua Blake Whiteside, $530,000.

• Leslie Birney -- 4855 Saddlewood Circle, Liudys Montano, $535,000.

• Megan and Joshua Pearson -- 493 Thrush Place, Melody Homes Inc, $546,400.

• Andrew and Sheila Meyer -- 675 Columbia St., Lennar Colo. LLC,

$610,000.

• Marie and Kevin Howard -- 4750 Sorrel Lane, Shane Van Oene, $750,000.

Keenesburg

• Ramon Marquez -- 739 County Road 63, Fidel and Jesus Diaz, $650,000.

Longmont

• Taylor Karty -- 1637 Venice Lane, Brian and Lindsay Keeney, $473,000.

• Angela and Jason Crynes -- 124 Dawson Place, Brice and Lovely Lambi, $475,000.

• David Telep -- 240 River View Court, Brad and Lynn Tierney, $500,000.

• Aksana and Andrei Hetsevich -- 311 Sugarbin Court, Kendall and William Fitzhugh, $577,500.

• Richard and Patricia Boysen -- 2091 Heron Court, Kathryn C Mustard, $580,000.

• Patricia Mayhercy -- 2669 Elmhurst Circle, Christopher and Michel Painter, $595,000.

• Andrew Sieve -- 461 High Pt. Drive, Dfh Mandarin LLC, $625,800.

• Nancy Brian -- 5838 Grandville Ave. Unit B., Markel Homes Constr Co., $806,300.

• Clayton and Mary Mclaughlin -5838 Grandville Ave. Unit A, Markel Homes Constr Co., $906,700.

• Angela and Scott Yarbrough -- 7376 Ute Highway, Mayfield Kachina Trust, $1,675,000.

Louisville

• Samuel Ivester -- 271 Romano St., Clementine Town Homes LLC, $991,600.

Loveland

• Jason Cannon -- 4117 Rockcress Place, Zavvie Offers, $330,300.

• Stephanie Long -- 2892 Katie Drive, Carol A Vilkaitis, $389,000.

• Mateka Montanez -- 4106 N Park Drive, Datlac LLC, $409,900.

• Jack Plunkett -- 2693 Silverheels Drive, Lennar Colo. LLC, $430,000.

• Keagan and Bethany Heun -- 3414 Hewitt St., Opendoor Property J LLC, $445,000.

• Scott Snoy -- 4016 Georgetown Drive, Michael and Emily Ritzer, $480,000.

• Karen Miller -- 187 Marcy Drive, William and William Thompson, $510,000.

• Nicholas Grill -- 2570 Painted Turtle Ave., Lennar Colo. LLC, $510,000.

• William and Millie Campbell -- 330 Blackstone Circle, Pamela S. Liebl, $540,000.

• Logan Cline -- 3927 Owl Creek Court, Opendoor Property Trust I, $571,000.

• Mark and Sheryl Davis -- 3740

Crestone Drive, Howard and Diana Layman, $580,000.

• David Taylor -- 2047 Monte Vista Circle, Karl R. Fittinger, $618,000.

• Lamory Capel -- 3730 Barr Lake Drive, Kb Home Colo. Inc, $638,500.

• Jeffrey Curtis -- 4501 Arkins Drive, Adam and Stefani Schwery, $650,000.

• Michael and Jennifer McCarty -- 3330 Sedgwick Circle, John and Sasha Bradley, $669,900.

• Hsiaojung Peng -- 5633 N Saint Louis Ave., Michael and Robyn Metcalf, $699,000.

• Jason and Amy Hamilton -- 2415 Bluestem Willow Drive, Andrew and Lindsey George, $750,000.

• Kristine and Thomas Hare -- 728 Deer Meadows Drive, Gregory Earl Ketchum, $871,500.

• Ralph and Tawnya Mitchell -- 4450 Lake Nakoni Court, Bridgewater Homes LLC, $896,000.

• Henry and Michelle Michelle -- 506 W. 29th St., Kolacny Living Trust, $1,150,000.

• John and Jill Gauthier -- 2272 Deeds Court, Amezcua Family Trust, $2,385,000.

Mead

• Erika Gordillo -- 4150 Limestone Ave., Melody Homes Inc, $496,000.

• Haylee Sutton -- 200 Eagle Ave., Mamie M. Roberts, $515,000.

• Jason and Sally Beck -- 215 Grand View Circle, Zavvie Offers, $1,025,000.

Milliken

• Lindsey and Cody Humphrey -- 810 S. Marjorie Ave., 810 Marjorie LLC, $399,200.

• Michael Schwindt -- 1540 S. Gardenia Drive, Windmill Homes Co., $671,500.

Severance

• Kenna Van -- 1225 Argali Drive, Aspen View Homes LLC, $580,900.

• Jake and Donna Koplen -- 406 Immigrant Trail, Carla Bender, $700,000.

• Morgan Lee -- 5021 Prairie Lark Lane, Bryce and Amanda Eckhardt, $900,000.

Timnath

• Molly Caston -- 4854 Denys Drive, Hartford Constr LLC, $459,800.

• Zachery Anderson -- 5833 Denys Drive, Anna Yuan, $495,000.

• Khang Ng -- 5200 Rendezvous Parkway, Hartford Constr LLC, $587,400.

• Amy Ganguly -- 5220 Rendezvous Parkway, Hartford Constr LLC, $609,100.

• Guilherme and Danna Cardozo -5771 Jedidiah Drive, Toll Southwest LLC, $735,500.

• Travis and Noelle Garcia -- 6318 Foundry Court, Villas Hc LLC, $1,295,000.

• Devin and Shelley Higgins -- 953 Monterra Lane, Artesia Lot Holdings LLC, $1,316,600.

• Philip and Deborah Hackney -3940 Portrush Lane, Julie and Cody Hart, $1,496,800.

• Allen and Heather Peters -- 4476 Grand Park Drive, Stonefield Homes LLC, $1,913,900.

Wellington

• Kyle Obrien -- 7857 5th St., Wellington Row Ii LLC, $389,900.

• Wyatt Kuck -- 3326 Mammoth Court, Cecelia M. Ruschell, $430,000.

• Colby Douglas -- 6437 Cranesbill St., Melody Homes Inc, $522,000.

• Alexander and Nicole Kostra -- 7084 Cattails Drive, Pedro and Alejandra Delgado, $540,000.

• Heidi Fox -- 7214 Horsechestnut St., Hartford Constr LLC, $605,000.

• Brian and Lynette Gustafson -- 3790 Coralbell Court, Rodney and Jeanne Pierce, $625,000.

• Ryan and Renee Rillo -- 6937 Cattails Drive, Sage Homes LLC, $716,900.

Windsor

• Joseph Leingang -- 759 Ponderosa Drive, Candace M. Leingang, $350,000.

• Jonathan and Charis Philpott -1245 Teakwood Court, Marsha A Raymond, $440,000.

• Suzanne Falke -- 5483 Shadow Creek Court, Richmond Am Homes Colo. Inc, $550,000.

• Richard and Clara Crabb -- 1913 Thundercloud Drive, Thomas and Gail Forrer, $575,000.

• Jacquelyne Kremser -- 654 Boxwood Drive, Kevin Lance Conright, $615,000.

• Sandro and Tricia Tricia -- 5485 Bay Hill Drive, Richmond Am Homes Colo. Inc, $647,300.

• Rodney and Jeanne Pierce -- 480 Boxwood Drive, Scott and Gina Anderson, $650,000.

• Jonathan Apodaca -- 5719 Congressional Court, Richmond Am Homes Colo. Inc, $660,800.

• Suzanne and R Kent -- 908 Barn Yard Drive, Tonya Bennett, $685,000.

• Tracy Clark -- 2105 Autumn Moon Drive, Artesia Lot Holdings LLC, $694,200.

• Rebecca and Austin Gerleman -- 240 Hillspire Drive, Windmill Homes Co., $705,500.

• Kishor Gudur -- 5636 Bay Hill Drive, Richmond Am Homes Colo. Inc, $745,100.

• Parlene Hanson -- 35160 Morning Star Court, Philip and Deborah Hackney, $1,500,000.