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Boulder Creek Neighborhoods Launches Sales

On Lower-Maintenance Homes In Westminster

Knolls at Big Dry Creek ‘checks all the boxes’ with main- oor living

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COLORADO HOME & REAL ESTATE

CONTRIBUTING WRITERS

Gabe Bodner

Duane Duggan

Cathy Hobbs

Sarah Huber

Tom Kalinski

Jeff Ostrowski

Paul F. P. Pogue

Rob Proctor

Gary M. Singer

ADVERTISING CONSULTANTS

Thais Hafer

Toni McNeill

REAL ESTATE ADVERTISING DIRECTOR

Mary Romano

MANAGING EDITOR

Greg Stone

gstone@prairiemountainmedia.com

Submit your news or home-related events to gstone@ prairiemountainmedia.com

To advertise, call 303.588.8433

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©2024

Tractor Time with Tim comes to 21st Century Equipment in Longmont for outdoor show

LONGMONT – Calling all tractor enthusiasts! 21st Century Equipment is happy to announce a special event featuring YouTuber Tractor Time with Tim. Taking place on Sat., May 4, from 9 a.m. to 1 p.m., this event promises a day filled with tractor exploration, expert insights and exclusive offers.

Tractor Time with Tim, known for his popular YouTube channel dedicated to all things tractors, will be sharing his expertise on maintenance, operations, and agricultural innovations. Attendees will have the unique opportunity to learn from Tim firsthand and gain valuable knowledge

REAL ESTATE Q&A

to enhance their tractor ownership experience.

Attendees will receive a $1000 off coupon eligible on a NEW John Deere Compact Tractor purchase. This coupon is redeemable upon arrival at the event venue through June 4, 2024. The coupon entitles the bearer to a discount of $1000 off the purchase price of a new John Deere compact tractor. Some restricRons apply, see dealer for details.

Guests can also look forward to engaging in interactive stations including a Mini Excavator putting game, auto-connect, Kubota vs. John Deere, grapple, tiller demos, integrated

solutions, and a compact track loader demo. Additionally, lunch will be served by the local FFA.

IF YOU GO

Date: Sat., May 4

Time: 9 a.m. to 1 p.m.

Location:

21st Century Equipment, 4322 CO-66, Longmont

Information:

21stcenturyequip.com

How can we get rid of our rowdy renters?

Q: Lately, some of the renters in our townhome community have been disruptive. There have been noise disturbances, domestic violence, unleashed pets, and even open drug use. When some homeowners raised their concerns, the association said their ability to address the problem was limited, and changing rental bylaws was almost impossible. What can we do to make our neighborhood safe and peaceful again? — Brian

GARY M. SINGER

step in alerting your homeowner association board to the problem. However, rather than addressing the problem directly, they seem to be trying to stop renting altogether, which is quite an undertaking. In most associations, it will require most, if not all, owners to agree to ban renting outright. This is unlikely to occur since some owners are already renting their units.

Instead of trying to change the “system,” your community should focus on the individuals causing the problem.

the tenants to stop their misdeeds can be filed. Depending on how your community’s rules are written, your association may even be able to evict the disruptive tenants.

Dealing with community members who do not follow the rules can be difficult, but until your community starts enforcing the rules, things are not going to improve.

A: Dealing with unruly neighbors can be difficult, and even a single disruptive neighbor can ruin the other homeowners’ enjoyment of their neighborhood. Unfortunately, I have seen this issue occur many times in my law practice.

You seem to have taken the first

Looking at it another way, the problem is caused by the unit owners renting to disruptive tenants. Since owners who are landlords are responsible to your association for their tenant’s actions, your association should directly warn the unit owners that their tenants are violating the community’s rules and that the owners will be held responsible if it does not stop. If the problems continue, your community can fine those owners for their tenants’ misbehavior. If it continues, a lawsuit seeking an “injunction” or court order telling

Gary M. Singer is an attorney and board-certified as an expert in real estate law by the Florida Bar. He practices real estate, business litigation and contract law from his office in Sunrise, Fla. He frequently consults on general real estate matters and trends in Florida with various companies across the nation. Send him questions online at www.sunsentinel.com/ askpro or follow him on Twitter @ GarySingerLaw. ©2024 South Florida Sun Sentinel. Visit at sun-sentinel. com. Distributed by Tribune Content Agency, LLC.

Many benefits to starting your plants from seeds

By Melinda Myers (TNS) Star Tribune (Minneapolis)

Boost your success, save money and reduce plastic waste when starting plants from seeds this year. The options are many, so you are sure to find one that works for you.

Reuse plastic containers for starting plants from seeds. Disinfect the pots, flats and cell packs before planting to avoid problems with damping off and other diseases. Soak the containers in a solution of one part bleach to nine parts water for 10 minutes. Rinse with clear water. The pots are now clean and safe for starting seeds.

Biodegradable pots are another option. They have been around for many years, eliminating plastic and reducing transplant shock. Just plant the container along with the seedling when moving plants into the garden. You will find degradable pots made from a variety of materials.

Organic gardeners may want to use biodegradable pots made from sustainably grown wood fiber. These contain no glue or binders and are Organic Materials Review Institute (OMRI) listed. Cow pots are not currently OMRI listed but are made from odor-free composted cow manure and an alternative to plastic and peat. These are biodegradable and add nutrients and organic matter to the soil at planting.

Replace plastic seed-starting cell packs with honeycomb Paper Chain Pots. This 50-cell interlocking paper seed starter expands to fill a flat for easy planting. Roots expand through the open bottom and the cells easily separate, making it easy to move transplants into the garden. Once in the garden, the paper liners decompose.

Invest once and use the dishwashersafe Sili-Seedlings seedling tray for years of seed starting. These durable and reusable seed trays are made of

Sustainable gardening starts with products used for starting seeds. Continue the trend throughout the growing season by conserving water, repurposing leaves into mulch and recycling plant trimmings into valuable compost. (Photo: Dreamstime/TNS).

BPA-free food-grade silicone. The flexible cells allow you to easily pop seedlings out without pulling and tugging. After the transplants are removed, rinse off any remaining soil and place in the dishwasher so the trays are ready to use for future plantings.

Employ self-watering systems like Pop-Out Pots (gardeners.com ). Move tomatoes and other transplants from seedling trays into these larger containers. The Pop-Out system, made from recycled polypropylene, uses wicks to move water from the reservoir to the plants as needed. Transplants are easily removed, and both the pots and wicks can be reused after hand washing in hot water.

Skip the pots and avoid transplant shock by using a soil blocker to create an endless supply of soil blocks for planting. Just moisten the potting mix, preferably one with a high percentage

of organic matter, to help the blocks hold their shape. Press the soil block maker into the moistened potting mix and rock back and forth to fill. Then place the blocks on a clean seed tray. Once planted, water from the bottom to avoid disturbing the soil block.

Look for ways to repurpose any remaining plastic containers. Use smaller containers to apply fertilizer, animal repellents or other granular material. Just scoop and shake to distribute the fertilizer over the garden bed.

Cover plants with empty pots when applying mulch to garden beds. Spread the mulch then lift the pot when the job is finished. Use them for double potting. Grow your plant in an old nursery pot and set it inside a decorative pot that lacks drainage.

Some nurseries are asking customers to return plastic containers and flats for their use. Other plant retailers

have an area set aside for customers to return plastic pots for other customers to use or for recycling.

Sustainable gardening starts with products used for starting seeds. Continue the trend throughout the growing season by conserving water, repurposing leaves into mulch and recycling plant trimmings into valuable compost.

Melinda Myers has written more than 20 gardening books, including “The Midwest Gardener’s Handbook” and “Small Space Gardening.” She hosts the Great Courses’ “How to Grow Anything” DVD series and the syndicated “Melinda’s Garden Moment” program on TV and radio. ©2024 StarTribune. Visit at startribune. com. Distributed by Tribune Content Agency, LLC.

Types of listing agreements

ROB PROCTOR

Once you’ve decided on an agent to list your home for sale you’ll be required to sign a listing agreement. This is a legally binding contract that gives the broker the right to offer your home for sale. The typical listing agreement will set forth the amount of real estate commission you’ll be required to pay, the length of the listing period, the listing price, the seller’s agreement to the installation of a lockbox and a sign on the property, and the broker’s responsibilities. There are three types of listing agreements commonly used.

Exclusive Right-to-Sell: This is the most common type of listing agreement used. The Exclusive Right to Sell does just what it says; it gives your broker the exclusive right to sell your home, regardless of who brings in the buyer. This type of listing gives your real estate broker assurances that after all the work performed and money spent to sell your home, he or

she will get paid.

Exclusive Agency: An Exclusive Agency listing is almost identical to the Exclusive Right to Sell with the exception that if you find a buyer you will not owe the listing broker a commission. If your agent or any other agent brings in the buyer you will be expected to pay the real estate commission.

Open Listing: While the first two types of listings are “exclusive,” this one is not. With this listing agreement, you will give the broker permission to

show your home to potential buyers. You can assign this listing to as many brokers as you wish but you are only responsible for paying the agent that brings in the person that buys the home.

Open listings may not end up in the MLS since there is truly no incentive for any one broker to market the home. This is almost like being a FSBO (for sale by owner) in that you’ll have no one representing your interests and you’ll do all the marketing, showing and seller

paperwork. The Open Listing, is, in fact, a contract that a buyer’s agent may give to a FSBO homeowner so that he or she will earn a commission. We say “may” because the last listing is also commonly used with For Sale by Owners.

One-Time Listing: Also known as a “Showing Listing,” this contract allows the broker to show the home to one potential buyer who is listed by name in the contract. If that buyer chooses to purchase the home, the homeowner will pay the broker a commission.

It’s important to read and understand the listing agreement. Although we aren’t attorneys and cannot advise you as such, we’re happy to answer common questions about the listing agreement.

Rob Proctor is the Broker/Owner of At Home Real Estate Company in Loveland. Born and raised in Loveland, Rob calls Northern Colorado (Loveland, Fort Collins, Greeley and Windsor) his home with his wife and three daughters. To contact Rob, call 970.481.2133, e-mail rob@athomerealestateco.com or visit athomerealestateco.com.

RETIRE RIGHT

Are you worried about interest rates? GABE BODNER

Are you concerned about what interest rates are going to do this year? You are certainly not alone, and many people have speculated that mortgage rates will continue to go up this year and possibly even reach 8%. That is where the “optimal rate lock” program with a Home Equity Conversion Mortgage (HECM) is a fantastic solution. Let me explain.

When you apply for a Home Equity Conversion Mortgage (also referred to as a reverse mortgage), the lender will determine how much money you will be able to borrow. The amount you can borrow is based on several factors and is dictated by FHA (Federal Housing Administration). These factors include the age of the youngest borrower, current interest rates, the FHA maximum claim amount, and your home’s value. The amount you can borrow is a factor again set by FHA and is ultimately a percentage of

your home’s value which is typically between 30-50% given current interest rates. When you sign the initial loan application, the amount you can borrow (which is called the principal limit factor) is locked in by the lender and once again is partially determined by the interest rates at that time of the loan application.

Since the interest rate at the time you sign your loan application historically determines your available funds (along with your age and appraised value), many people try to time the application process with the market and wait for a rate drop to ensure they can access the highest percentage of their equity as possible.

However, the timing is no longer as critical because of this new “optimal rate lock” program. This new optimal rate lock program, which is only available from certain lenders, allows the lender to lock, unlock, and re-lock your interest rate anytime between the time you sign the initial loan application and the time that the loan closing documents are prepared.

What this now allows lenders to do is to provide you with what I would call a “ceiling interest rate” that protects the available funds that you can borrow, which is again called the principal limit. However, if interest rates improve and go down between the time that you sign your initial loan application to the time you close the Home Equity Conversion Mortgage (HECM), the lender can now offer you the best/ optimal interest rate available throughout that entire time frame. This new rate lock process ultimately guarantees that you will receive the best rate for your situation and the most funds available (i.e. the highest principal limit), even if interest rates drop from the time that you sign the application to the time you close your loan. Additionally, this process also protects you if interest rates go up

after you sign the application, you also have the assurance that your principal limit will not go down, even if rates go up after signing your application (unless your appraisal comes back lower than what was initially estimated at the time of the application).

In conclusion, this new optimal rate lock program provides the lender and the borrowers with the best loan terms possible and allows you to not worry about timing the market with rates when you sign an application. Lastly, I want to mention that this program is only available on the adjustable-rate option with a HECM. The optimal rate lock program is not available on a fixed rate HECM or a jumbo/ proprietary reverse mortgage.

Gabe Bodner is a retirement mortgage planner and licensed mortgage originator in multiple states. Gabe utilizes the latest research from the top researchers to assist his clients in living for today and planning for tomorrow. To reach Gabe, call 720.600.4870, e-mail gabe@bodnerteam.com or visit reversemortgagesco.com.

Alternative financing when mortgage rates are too high for comfort

DUANE DUGGAN

When interest rates on mortgage loans climbed to historic levels in the 1980s, it was very hard for the consumer to secure a 16% mortgage loan. Despite these difficult circumstances, the real estate industry employed strategies and tools to keep the market moving.

If a mortgage holder was at Colorado Savings and Loan, the interest rate on a qualifying loan assumption could only be increased by 1%. When interest rates were 16%, a seller might have a loan at 10% and it would only go to 11%! It seemed like such a deal then!

FHA and VA assumptions were a savior of the eighties! Unless the seller wanted replacement of eligibility (in VA cases) or replacement of liability (in FHA cases), a homebuyer could assume the loan with no rate increase and no qualifying! All you had to do was sign your name and come up with the difference between the purchase price and the loan amount. In many cases, the home seller would be willing to carry a second mortgage for that difference. If a seller needed the cash instead of keeping the note, the seller could sell the note at a discount to an industrial bank or private investor. Wow, these were fun times!

The appreciation of real estate values in the seventies actually helped us survive the eighties. Sellers had some equity that they were willing to finance for Buyers at a rate less than the banks had available. Baseline Subdivision houses in Boulder were bringing in about $30,000 in 1979! We thought those were outrageous prices! If the seller had no loan or a large amount of equity, carrying the financing came with an attractive rate of return. At the time they could carry a note and it might be earning 11%! The bottom line, owner financing on flexible terms, helped us sell homes!

As mortgage rates rise, it isn’t quite as easy to come up with alternative financing ideas as in “the olden days”!

However, there are a few alternatives that are still out there.

The

first one is FHA and VA Qualifying Assumptions

The homebuyer still needs to be qualified, but the interest rate will

As mortgage rates rise, it isn’t quite as easy to come up with alternative financing ideas as in “the olden days”! However, there are a few alternatives that are still out there.

remain the same on assumption. If a seller has a 4% FHA loan, a buyer could qualify for the assumption and take over a 4% loan. The challenge today is that home values have appreciated so much that the difference between the home price and the loan amount can be very large. In this case, the buyer could seek out an institutional 2nd mortgage, or potentially ask the seller to finance the second mortgage. In the City of Boulder market, FHA and VA loan limits haven’t been high enough to make those loans commonplace, but in lower-priced areas of the county, an FHA or VA assumption could be a realistic possibility.

The second is owner financing Home values have risen dramatically since 2012 in Boulder County. Many home sellers now have strong equity positions compared to the “underwater” days of the recession. Interest rates on savings accounts and very safe investments currently have a low rate of return. These factors can lead sellers to consider that offering financing may be an appealing option for investing their equity. It isn’t as easy today to create an ownerfinancing arrangement as it was in the 1980s. However, more legal structures have been created to make owner financing a practical and realistic opportunity.

Owner financing has evolved over the years. Back in those “olden days” all you needed was a piece of paper and a typewriter to type out a note. Eventually, the Real Estate Commission in Colorado came up

with approved note and deed of trust forms that real estate licensees were allowed to fill out. Now, those forms are gone, and all owner-financed transactions need to be handled by an attorney or a Colorado Licensed Loan Originator. Although owner financing rules have become more complex, enlisting the appropriate professionals can help you determine if it is right for you as a seller.

As a seller, you meet with an attorney and/or a Licensed Loan Officer to determine what terms you would like to offer to potential buyers. Once you determine those terms, you can meet with your REALTOR®, to decide how best to market the financing to the marketplace.

The third is choosing a variable-rate loan

A variable-rate loan usually starts at an interest rate that is slightly lower than the current 30-year rate. If you don’t want to miss out on the house you want, using a variable-rate loan can help you get it. The structure of variable-rate loans can vary across the marketplace. If you are going to research what is available, here are a few questions to ask your lending professional:

• What is the initial interest rate?

• What is the index the loan is keyed to and what is the margin added to the index?

• How often does the loan adjust?

• Are there interest rate caps

and/or floors?

• If rates drop, can I refinance?

• Is there a prepayment penalty?

Once you have an answer to the above questions, your mortgage professional can help you compare the rate to a 30-year fixed-rate mortgage.

The fourth is obtaining a “bought down” loan

Exploring a buydown option is one strategy to ease payments during the initial years of the mortgage. Various forms of this loan are available, from a 1-year buydown, or 2 or 3 years. Buyers can pay for the buydown themselves or negotiate to have the seller contribute to it. In a 3-2-1 buydown, the interest rate starts at 3% off the market rate, then 2% the next year, and 1% the next. At the end of the 3-year period, the rate will be the original market rate for the remaining 27 years. Similar to the variable rate loan above, if interest has gone down, you might be able to refinance into a 30-year fixed loan.

The fifth is what is called an All-in-One Loan offered by CMG Mortgage.

This product is fairly new to the marketplace. It is structured similarly to a Home Equity Line of Credit and is available to purchase 1-to-4unit properties. The interest rate is higher than a 30-year mortgage and is a variable rate. However, it acts like an interest-only loan. That way, you can create a structure that will pay off your loan sooner, saving you thousands of dollars in interest over time, even though the rate is higher. Rather than missing out on the home you want today, because of interest rates, visit with your Realtor® and mortgage lending professional to develop a plan that works for you.

Duane graduated with a business degree and a major in real estate from the University of Colorado in 1978. He has been a Realtor® in Boulder since that time. He joined RE/MAX of Boulder in 1982 and has facilitated over 2,500 transactions over his career.

Living the life of a Realtor and being immersed in real estate led to the inception of his book, Realtor for Life. For questions, e-mail duaneduggan@boulderco.com, call 303.441.5611 or visit boulderco.com.

Multigenerational homes and ADUs o er housing solutions

TOM KALINSKI

With a persistent shortage of houses, rising costs and still-high interest rates squeezing rst-time buyers, innovative housing solutions are gaining ground. Two options attracting attention as potential solutions for many in Colorado and nationwide are multigenerational housing and accessory dwelling units (ADUs). In a recent panel discussion, the National Association of Realtors (NAR) discussed the value of multigenerational housing and Accessory Dwelling Units (ADUs) as potential remedies for the housing shortage and a ordability challenges many Americans face.

Sharing a roof, sharing costs: Multigenerational housing e concept of multiple generations living together isn’t new in many cultures, and it’s gaining traction in the U.S. as housing a ordability concerns mount, according to the NAR panel. e bene ts of multigeneration housing are many, including:

• A ordability boost: Sharing housing expenses allows families to potentially qualify to purchase a bigger home or to buy a home sooner.

• Homeownership path:  Multigenerational coownership can help younger generations achieve the dream of homeownership.

• Generational wealth building: Shared ownership fosters equity building for the involved generations, whether young or older.

• Societal advantages: Sharing a living space can facilitate caregiving for elderly family members and childcare for younger ones.

ADUs: Adding units, not sprawl ADUs are secondary dwelling units incorporated into existing singlefamily properties. ey can be attached to the main house, such as an apartment in the basement, over the garage, or a separate structure in the backyard. ink granny ats, mother-

In a recent panel discussion, the National Association of Realtors (NAR) discussed the value of multigenerational housing and Accessory Dwelling Units (ADUs) as potential remedies for the housing shortage and affordability challenges many Americans face.

in-law apartments, carriage and guest houses.

ADUs provide a multitude of bene ts, including:

• Increased housing stock: ADUs create additional housing options without requiring large-scale development, which ts nicely in communities with limited land for building.

• Income potential:  Homeowners can rent out ADUs for extra income, provided local regulations are followed.

• Flexible living: ADUs can accommodate extended families, provide aging-in-place solutions, or o er additional living space.

e value of these housing options comes into sharp focus when talking with homebuyers actively in the market. A recent survey from Realtor.com® and Censuswide of those planning to buy a home within the next 12 months found that half of more than 700 respondents may rely on co-housing with parents or extended family to save for a home. About one-third of respondents live with other family members and another 24% would consider moving in with their siblings or extended family to save for a home purchase.

Living with family isn’t the only cash-saving strategy would-be homebuyers are considering. More than 60% have or would move into a smaller rental or less desirable neighborhood to save downpayment

for a future home purchase.

Many policymakers see these versatile units as critical to increasing housing supply. Boulder County housing o cials and those in cities across Colorado are looking to streamline regulations to make ADUs a more accessible option in areas where zoning allows. For example, Louisville, Lafayette and Superior are considering revisions to their ordinances and comprehensive plans that might ease ADU restrictions, according to the East County Housing Opportunity (ECHO) coalition. ECHO is working to help people access a ordable, quality housing in the same Boulder County communities where they work, study and play.

Longmont and Boulder currently have an ADU program, which you can learn more about at the echocolorado. com website. Boulder has an a ordable ADU incentive that reduces parking requirements to encourage homeowners to create a ordable ADUs.

ere are restrictions, however. For example, ADUs are permitted only where allowed by the land use code and properties with ADUs must have at least one owner living on site, either in the ADU or the principal unit. e property must be the owner’s principal residence, meaning the owner must live there for more than half the year. ADUs may not be used as a short-term rental unless the ADU and shortterm rental license were established before Feb. 1, 2019, according to the BoulderColorado.gov website. Boulder o ers an example of an ADU program that incentivizes a ordability. It’s important to note that some homeowners’ associations (HOAs) in

Colorado prohibit or restrict ADUs.

The road ahead

Multigenerational housing and ADUs o er unique opportunities to address housing a ordability and availability. Wider adoption hinges on overcoming regulatory hurdles and careful planning.

For more information on local ADU developments and multigenerational housing, visit these resources:

• echocolorado.com/ eletter/communityupdatewhats-happeningwith-regard-to-accessorydwelling-units

• bouldercolorado.gov/ services/accessory-dwellingunits#section-7953

• www.nar.realtor/newsroom/ nar-panel-discussesmultigenerational-housingmodel-as-a-remedy-forhousing-supply-shortages

Tom Kalinski is the broker/owner of RE/MAX of Boulder, the local residential real estate company he established in 1977. He was inducted into Boulder County’s Business Hall of Fame in 2016 and has a 40-year background in commercial and residential real estate. For questions, e-mail Tom at tomkalinski33@gmail.com, call 303.441.5620, or visit boulderco.com.

How to successfully negotiate real estate commissions

By Jeff Ostrowski Bankrate.com (TNS)

In a real estate transaction, there’s always some level of negotiation. If you’re the seller, you face haggling not only with prospective buyers, but also with the person you’re working with to seal the deal: your real estate agent.

Thanks to a federal lawsuit that was recently settled, the way real estate commissions work will change in July 2024 (pending court approval). If you’re looking to save some money, here’s what you need to know about how commissions work, and how to agree on a rate that both you and your agent can feel good about.

How real estate commission works, and who pays for it

A generation ago, real estate commission rates were typically around 6% of a home’s sale price. But the average real estate commission rate has gone down in recent years to just under 5% of a home’s sale price, according to Real Trends, a real estate research and consulting firm, and to Anywhere Real Estate, the parent of Century 21, Coldwell Banker and other brokerage brands.

Under the current system, the fee is typically paid by the seller at closing, and it’s customarily split down the middle between the seller’s agent and the buyer’s agent. (So, for a 5% commission, each agent would earn 2.5%.) On a $400,000 transaction, which is around the median sale price nationwide, the 5% fee amounts to $20,000.

Agents and brokerages can offer a variety of commission structures, though, with some marketing flat fees or other incentives. So there may be opportunity to negotiate the rate if you’re looking to save on the cost of selling your home.

“There are agents and brokerages that reduce, discount or coupon their services,” says Kevin Van Eck, an executive with @properties, a brokerage in Chicago. “Each agent, along with their brokerage, can determine where they set commissions based on the value and success created.”

Can you negotiate Realtor fees?

Often, yes, there is room for bargaining. And as of July, there may be even more room. As a result of a lawsuit involving the National Association of Realtors (NAR) and several major brokerages, new commission rules will take effect that month that will mean sellers no longer

Due to a recent lawsuit, sellers will soon no longer be required to pay for their buyer’s agent’s fee. This may open the door to more competition and negotiation. (Photo: Antoniodiaz/Dreamstime/TNS).

have to cover the cost of the buyer’s agent’s fee, which may lead to more aggressive price competition among buyer’s-side agents. In addition, listing agents will no longer be permitted to state the buyer’s agent commission in the MLS (multiple listing service), as has been common practice.

Your success at negotiating often depends on an individual agent’s circumstances, says Dave Liniger, chairman and co-founder of RE/ MAX Real Estate. “Some agents are dead-set,” he says. “Other agents need the business so bad they’ll readily negotiate.”

As you prepare to list your home for sale, you may want to meet with a few listing agents to find the right one for the job. Ask each agent about their commission rate and what exactly you’ll be getting for that price. Consider not only how the agent plans to market your home, but also their skill in pricing it, experience, resources and track record.

“It’s OK for a seller to ask about the commission, but the best time is after talking with the agent and understanding their experience, how they will create exposure for the home and the value they bring to the table,” says Van Eck.

Liniger suggests that sellers invite three to five listing agents to their homes to make their pitches. The

competing proposals will let you see how much agents charge, and give you leverage to bargain for a better deal. “You don’t get if you don’t ask,” he says.

You might also consider weighing what you learn from full-service agents against the services of a discount broker. Just keep in mind that the discounter’s offerings may be limited compared to those of a traditional agent.

How to negotiate real estate commissions

Once you understand exactly what you’re paying for, you will be in a better position to ask for a discount. Here are some tips:

• If you’re able to offer the agent more than one listing opportunity, that might be a compelling argument for a reduced commission. “If [you’re] a real estate investor who is looking to offload several properties, I would definitely talk about the commission,” says Dana Bull, an agent with Compass in the Boston area. Most agents welcome repeat business, she says.

• If you don’t have another listing opportunity of your own to offer, try leveraging your ability recommend the agent to others in your neighborhood or network.

This might be especially impactful if you know they are looking to build their business. “I can’t just slash my commission, but I might be willing to give a slight discount if the client offered some sort of other strategy to get more business after the sale,” Bull says.

• If you have a home in a sought-after area, or a buyer already interested, or an unusually high sale price, your agent may not need to do as much to earn their fee. If neither party can foresee the need for additional services — “if an agent is coming in to basically just do some handholding, keeping the transaction on schedule and assisting with paperwork,” Bull says — that might be another good reason to propose a slightly lower rate.

• If you plan to buy a new home while selling your current one, use that in your favor. Liniger says an agent who can represent you on both the sale and the subsequent purchase will likely be willing to cut their fee.

You may be considering skipping the commission conversation entirely and selling your home yourself. If so, be aware: While an experienced house flipper might be skilled enough to list a home without an agent, for most homeowners, the for-sale-by-owner route can be more challenging, more costly and more time-consuming in the long run.

Bottom line

In any negotiation, both parties must be willing to give and take. Negotiating your agent’s commission can work in your favor, but an agent can walk away if they don’t necessarily need your business. Keep in mind, too, that it can make sense for sellers to pay more for additional services instead of negotiating the commission down, Bull says. These might include higher-end marketing, home staging or additional mailers, for instance. And if you’re not in a rush, consider waiting until after the July rule change to see how things shake out. Ultimately, it’s important to find an agent you can speak with openly about cost, and who you trust to do the best job to sell your home.

Boulder Creek Neighborhoods Launches Sales On Lower-Maintenance Homes In Westminster

Knolls at Big Dry Creek ‘checks all the boxes’ with main-floor living

By Sarah Huber At Home Colorado

When Diahnna Saul and her husband, Jason, decided it was time to move from their sprawling home in Arvada to something more accessible, Diahnna knew exactly where to start. As a HVAC home comfort consultant who has partnered with Boulder Creek Neighborhoods for more than 14 years, she was familiar with Boulder Creek’s meticulous attention to detail and quality construction. “They are not a cookie-cutter builder,” she said. “They far exceed other builders, for the things you see and for what you don’t – for what’s in the walls.”

Even as the Sauls hoped to find a

“right-sized” home that would feel safe and convenient for many years, they also sought main-floor living with plenty of space for Diahnna’s mom to visit. Perhaps most importantly, the Sauls wanted an uber-accessible layout that would work for Jason, who lives with health challenges after a serious car accident, and lower-maintenance conveniences that would free Diahnna from the responsibility of caring for a large house and yard. Thus, when Diahnna learned that the lifestyle builder was breaking ground on paired patio homes at Knolls at Big Dry Creek in Westminster, she started envisioning a new lifestyle for her family.

Main-floor, accessible living for years

The Sauls are most interested in

Boulder Creek Neighborhoods has intentionally centered the neighborhood of Knolls at Big Dry Creek around several community gathering spaces, including picnic gazebos and pickleball courts. (Photo: Tim Seibert/At Home)

Rendering of Pickleball court at Knolls at Big Dry Creek.

(Photo: Boulder Creek Neighborhoods).

Knolls’ Capstone floor plan, part of Boulder Creek Neighborhoods’ easyHouse line. “Main-floor living was very important to us,” said Diahnna. The primary suite and a second bedroom are steps from the laundry, and the entire home opens into a central living space. An enhanced lower level features additional bedrooms, a recreation room to hang out with family and friends, an extended patio and bonus storage space. “The Capstone checks all the boxes,” Diahnna said.

“None of us have a looking glass to tell the future, of course, but I believe this is a home we can stay in comfortably and, hopefully, for a long time,” she added. Homes at Knolls at Big Dry Creek are crafted for ease of living, making life simpler for the Sauls: Homes are constructed with wide hallways with accessibility in mind, outlets are raised to reduce bending and steps are minimal. Outdoors, snow removal and yard care will be covered by the neighborhood lifestyle association, which will enable the Sauls to trade burdensome home chores for more weekend walks with their dogs.

“We like where we currently live, but the area never really got built up, and given the lay of the land, I can only either walk uphill or down,” she said. At Knolls, Diahnna and Jason are looking forward to a homesite that backs to Big Dry Creek open space. In minutes they can be shambling the nearby paths or heading to Standley Lake. In fact, Diahnna jokes that they will call their new location “the mecca” because “you’ve got everything here – shopping, restaurants and a beautiful neighborhood that really fits our needs.” They love that they can hop onto Interstate 25 and U.S. Route 36 or quickly commute to the airport to relax at their second property in Florida.

Diahnna and Jason are not alone in the search for accessible living, but it’s been increasingly difficult to find as northern Colorado has

become more developed. This infused Boulder Creek’s decision to craft a community in Westminster, and is why home buyers who are seeking main-floor living, lower-maintenance conveniences and quality new construction are flocking to Knolls, located at West 128th Avenue and Huron Street.

Pre-sales at Knolls will launch this weekend, with more than 800 people already on the interest list, and Diahnna and Jason hope to be among the first to move into their new home by July. Three model homes will be available to tour this summer as well.

Flexible floor plans designed for convenience

Knolls’ floor plans are among Boulder Creek’s most loved easyHouse designs, which were very popular at other communities like Riverdale Ranch in Thornton and Lanterns at Rock Creek in Superior. “Whether you’re a downsizer, empty nester, retiree or just someone that wants the ease of not having to do stairs every day, it’s hard to beat the convenience of these

floor plans,” said Jessica Champlin, chief revenue officer at Boulder Creek Neighborhoods. The modern designs are bright, efficient and, said Champlin, “skip the unnecessary spaces empty nesters no longer want to clean, maintain and heat or cool.”

Knolls’ floor plans are grouped into Series One and Series Two, with both series including open-concept designs, flex rooms and optional finished lower levels. Plans within Series One are about 2,500 square feet, and many back to Big Dry Creek open space and feature a walkout lower level. Series Two numbers about 1,500 square feet on the main level and are offered on an optionally finished lower level or crawl space. Multiple finishes are offered for home personalization. “Nothing compares to choosing your home site and finishes to moving into a brand new home and making it yours,” Champlin said.

Ease of living – and buying

After years of working with Boulder Creek as a trade partner, Diahnna “was not surprised but thrilled” to

learn more about the floor plans from a homebuyer’s perspective. “Boulder Creek really cares about the buyer’s experience,” she said.

“This is an exciting opening,” says Champlin. “We are offering several homes that will be ready for summer move-in, as well as quite a few that haven’t started and are ready for the buyer to make selections.” Because the model’s grand opening won’t be until later this summer, Champlin notes that this “pre-sale pricing” can be an enticing value to homebuyers.

Knolls at Big Dry Creek will launch for sale on April 13. Series One floor plans start in the mid-$600s and finish in the $800s to $900s for premium homesites. Series Two with a crawl space range is expected to finish in the low $600s, and Series Two with a basement starts in the high $500s and finishes in the $700s. The Priority List is forming now for current and future homesite releases at Knolls. To learn more, visit LiveKnolls.com or contact the Boulder Creek concierge team at 303.309.0088.

Rendering of community gathering spaces and picnic gazebo.

(Photo: Boulder Creek Neighborhoods).

The Knolls will feature two of Boulder Creek’s bestselling floor plans series: Series 1 and Series 2. Both series include a variety of plans to meet a multiplicity of family needs and wants. (Photos are representative easyHouse® Series One & Two).

BOULDER

7419 Singing Hills Court P-7419

$454,900

Sun., 1-3 p.m.

Terry Larson

RE/MAX of Boulder (303) 589-3028

625 Pearl Street, #3

$535,000

Sat., 12-2 p.m.; Sun., 1-3 p.m.

Barry Remington

WK Real Estate (720) 373-9297

4625 15th St., Unit B

$680,000

Sat., 11 a.m.-1 p.m.

Milton Koenigsberger

RE/MAX Alliance

1518 Chambers Drive

$699,900

Sun., 11 a.m.-1 p.m.

Mike Bader

RE/MAX of Boulder (720) 273-8335

3658 Pinedale St., Unit A

$1,250,000

Sun., 1-3 p.m.

Patrick Dolan

RE/MAX of Boulder (303) 441-5642

1319 County Road 83

$1,350,000

Sat. & Sun., 12-2 p.m.

Brooke Weathers Compass (303) 898-6564

OPEN HOUSES QUICK GUIDE TO

BOULDER

5302 Gallatin Place

$1,500,000

Sat., 11 a.m.-1 p.m.

Dennis Culver

WK Real Estate (303) 618-3366

952 Utica Circle

$1,998,000

Sat., 12-2 p.m.;

Sun., 2-4 p.m.

Jenny Oliveira Getting

WK Real Estate (970) 534-1188

4138 Clifton Court

$2,295,000

Sun., 11 a.m.-1 p.m.

Pamela Kruteck

WK Real Estate (303) 641-7703

225 Bristlecone Way

$2,400,000

Sun., 12-2 p.m.

Craig Peterson

WK Real Estate (303) 913-7594

2936 Linden Drive

$2,950,000

Sun., 11 a.m.-1 p.m.

The Bernardi Group

The Bernardi Group (303) 402-6000

458 Marine St.

$3,395,000

Sat., & Sun., 11 a.m.-4 p.m.

Liz Forster Compass (720) 404-8048

ERIE

1682 Maccullen Drive

$640,000

Sun., 2-4 p.m.

Kimberly Brown

Kimberly Brown

Independent Broker (303) 875-1596

FREDERICK

3531 Orrwood St.

$590,000

Sat., 2-4 p.m.

Jann Culver

WK Real Estate (303) 888-8594

GREELEY

4315 W. 9th Street

Road

$350,000

Sun., 12-3 p.m.

Roz White

WK Real Estate (714) 362-6622

LAFAYETTE

955 Clover Circle

$699,000

Sat., & Sun., 12-2 p.m.

McKenzie Hede

RE/MAX Alliance

2301 Glacier Court

$1,890,000

Sun., 1-3 p.m.

Paul Calcagno

WK Real Estate (303) 579-6463

LONGMONT

805 Summer Hawk Drive, N-79

$409,999

Sun., 12-2 p.m.

Mary Romano RE/MAX Alliance

1614 Tulip Court

$569,900 Sat., 1-3 p.m.

Jan Marose RE/MAX Alliance

1008 Boxelder Circle

$775,000 Sun., 1-3 p.m.

Julie Gullett RE/MAX of Boulder (303) 408-6966

2263 Lombardy St.

$950,000 Sat., 12-3 p.m.

Roz White

WK Real Estate (714) 362-6622

5719 Wheaton Ave.

$1,120,000 Sun., 1-4 p.m.

Jamie Zimmerman

RE/MAX Alliance

2257 Mariner Drive

$2,700,000 Sat., 1-4 p.m.

Juli Kovats

LIV Sotheby’s International Realty (303) 709-5775

LOUISVILLE

770 Owl Court

$940,000 Fri 4-6 p.m.

Janet Borchert

WK Real Estate (303) 263-3215

LOVELAND

3245 Huckleberry Way

$99,900,000 Sat., 11 a.m.-2 p.m.

Bob Sprague

Love Northern Colorado Real Estate (970) 372-8520

SUPERIOR

1490 Lanterns Lane

$940,000 Sat., 12:30 a.m.2:30 p.m.

Debbie Haubert

WK Real Estate (303) 588-2128

WINDSOR

2164 Montauk Lane, #4

$435,000

Sat., 11 a.m.-1 p.m.; Sun., 12-2 p.m.

Julie Ann Markiewicz

RE/MAX Alliance

MILLION DOLL AR SELLER AND BUYERS

ONLY A$10,000 FL AT FEE OR 1/2% OF SALES PRICEWHICHEVER IS GREATER SAVE THOUSANDS CALL FORDETAILS 303-300-9660 OR coloradoflatfe erealty.com

John Vizzi, Owner/Broker

5302 Gallatin PlaceBoulder Open Sat. 11am-1pm $1,500,000

Inviting, spacious E. Boulder home. www.5302.wkre.com

Dennis Culver: 303-618-3366

2263 Lombardy Street Longmont

Open Sat. 12-3pm

Spacious Somerset Meadows Home www.2263 .wkre.com

RozWhite: 714-362-6622

1130NovaPlaceErie

Charmingranch style home in Colliers Hill! ww w.1130.wkre.com

Sian Murphy: 720-936-2309

Mike Harris: 303-501-3621

1490Lanterns Lane Superior Open Sat. 12:30-2:30pm

Stunning4bd/3ba ranch styletownhome! ww w.1490.wkre.com

Debbie Haubert: 303-588-2128

1816 Fountain CourtLongmont Under Contract$610,000

Ranch Style Home in CloverCreek w ww.1816.wkre.com

RebeccaWeihe:303-903-3231

BOULDER OFFICE: 303.443.2240

LONGMONT OFFICE: 303.776.3344 wkre.com

Janet Borchert:720-564-6034

2439 NorwoodAvenueBoulder

Michelle Trudgeon: 720-272-9547

560 NightshadeDriveBoulder

All thebestthatmountain living offers ww w.560.wkre.com

Dan Kingdom: 303-541-1924

By Paul F. P. Pogue

Ask Angi (TNS)

Your roof absorbs more pressure from the weather than any other part of your house. Whether it’s driving rain, hot sun or freezing ice, the elements constantly take their toll on your roof. And sooner or later, all that wear and tear can lead to broken shingles, roof leaks and other damage. Regular roofing inspections can catch small problems or damage before they evolve into very big, very expensive ones.

You should also have a roof inspection if you suspect any storm damage, if you’re selling/ buying a home and during routine maintenance. A standard roof inspection will include an assessment of the roof’s overall condition and the remaining lifespan of your roof. An inspector will look for evidence of leaks, inspect the flash points and verify the condition of other roofing elements such as skylights, chimneys and vents. Once roofing problems start, they only get worse, which is why catching damage early makes a big difference. An issue that can be

repaired for a few hundred dollars now might cost a few thousand dollars if left unaddressed.

Experts say you should hire a roof inspector every two or three years, especially before and after severe weather seasons, if you notice damage and before you buy or sell a home. The best time to get a roofing inspection is spring or fall. The milder weather during the change of seasons is a great

time both to take a look at your roof and make any necessary inspections before the very hot or very cold parts of the year get going. However, if you haven’t had an inspection in a few years, or if you suspect something’s wrong, it’s always good to get an inspection sooner rather than later.

Roof inspections usually cost between $125 and $350, with an average cost of $250. The cost of your

inspection varies depending on the size of your house, the pitch of the roof, and whatever complexities the inspector might have to deal with. For instance, a very steep roof requires more safety equipment and more time to inspect, so the cost will increase.

When hiring a roofing inspector, make sure they have experience with your kind of roof. Different materials can call for very different qualifications. Many cities and states regulate roofing, but not all of them. Make sure your pro holds whatever licensing is required to operate and work in your area. Always verify that your roofing pro has liability and workers’ comp insurance, which protects you in the event of damage to your home or injury to a worker. This is a good idea when hiring any home service, but it matters even more in work that involves risky activities like climbing ladders or going on the roof. Tweet

answer them in a future column. ©2024 Ask Angi. Visit at angi.com. Distributed by Tribune Content Agency, LLC.

Roof inspection cost is determined by size of house, number of floors, the complexity of the roof, and

DESIGN RECIPES

Fixtures and finishes

By Cathy Hobbs Tribune News Service (TNS)

Fixtures and finishes if selected purposely can serve as the crown jewels in a bathroom space.

Fixtures and hardware, as well as finish selections, can play a prominent role in the overall aesthetic look and feel. Use a certain finish or style of

fixture or hardware and a space may feel traditional and elegant, while another fixture and hardware selection in an alternative finish may make a space feel modern and luxurious.

Selecting a finish

A finish should complement as opposed to conflict with your bathroom space.

Selecting a style

Choose a specific style that suits your space and maintain this consistent style throughout your bathroom environment.

Design recipes rule of thumb

Use the same finish for fixtures and hardware. Try to maintain consistency in your bathroom space as opposed to mixing multiple finishes.

Common fixture and hardware finishes include:

• Nickel

• Chrome

• Brass

• Oiled Bronze

• Black

Finishes often come in additional finish options such as polished, brushed and matte.

Cathy Hobbs is an Emmy Awardwinning television host and a nationally known interior design home staging expert and shortterm rental/vacation home designer. Contact her at info@ cathyhobbs.com or visit her website at cathyhobbs.com.

Satin nickel fixtures provide both warmth and elegance in this bathroom. (Photo: Scott Gabriel Morris/TNS).

Polished chrome fixtures adds a traditional and timeless touch to this master bathroom. (Handout/TNS)

NEW HOME BUILDERS / COMMUNITIES

To view a more cities and a more complete list of new home communities and builders across the Colorado Front Range, view our interactive map online at: www.AtHomeColorado.com/NewHomeMap

Our region is home to more than 700,000 residents and includes some of the most diverse, natural landscapes and sustainable development along the Northern Front Range of Colorado. It’s no wonder why those who live here stay and why our the area is coveted as a place to relocate to. Here we highlight a selection of the area’s new home communities and which builders are building where.

BERTHOUD

1 Farmstead Builder: Sage Homes

2 Rose Farm Acres Builder: Richmond American

BOULDER

4 Velo Condos Builder: Thistle Velo LLC

BROOMFIELD

5 Baseline Colorado

13

SUPERIOR

15

TIMNATH

FORT COLLINS

FREDERICK

6

ERIE

7 Coal Creek Commons

8 Colliers Hill

GREELEY

WINDSOR

JOHNSTOWN

9 Compass

REAL ESTATE TRANSACTIONS

The following Northern Colorado home sales were supplied by Colorado Weekly Homebuyers List., 303.744.2020. Listed are the buyer, the property and the amount.

AULT

• Elisabeth Fens -- 277 Pony Express Trail, Victor A Rocha, $395,000.

• Troy Barefield -- 215 Cherokee Trail, Johnathon & Robert Hutson, $415,000.

• Anna & Edward Bracken -- 41555 County Road 33, Keith J Sweet, $825,000.

BERTHOUD

• Ashley Beavers -- 2770 Center Park Way, Katie J Chapman, $410,000.

• Julia Joinertidd -- 677 Grand Market Ave., Sydney M Olson, $440,000.

• Kendra Longbrook -- 388 Fickel Farm Trail, Meritage Homes Colo Inc, $477,000.

• Pamela Troyan -- 850 10th St., Wileen Upton, $497,000.

• Alixandra Hasert -- 1021 Jefferson Drive, Ramona Gomez, $520,000.

• Lucas Benish -- 2495 Barela Drive, Nichole M Movellan, $520,000.

• Diana & Mark Lutz -- 1851 Westport Ave., Melody Homes Inc, $589,900.

• David & James Sites -- 1108 Wilshire Drive, Samuel & Michelle Dennis, $612,000.

• David & Erika Knighton -- 620 Sundown Court, Heidi Curtisgood, $849,000.

• Susan & Roger Price -- 21390 County Road 1, Wanda L Hockensmith, $947,500.

• Samuel & Michelle Dennis -- 3177 Piper Glen Drive, Toll Southwest Llc, $1,025,000.

BOULDER

• Maxim Legrand -- 1089 Laramie Blvd. Unit D, Ryan Walker Lawrence, $237,600.

• Rachel Nelson -- 4915 Twin Lakes Road Apt 23, Shelly J Engel, $340,000.

• Stephanie Derderian -- 2800 Kalmia Ave. Apt A305, Kara Ireland, $400,000.

• Love Mercury -- 4658 White Rock Circle Apt 2, Ramona & Lindsay Willard, $400,000.

• Emma & Joseph Tyrrell -- 4717 Spine Road Apt D, 4717 Spine Road D Llc, $424,000.

• Richard & Melanie Rohrbach -- 500 Manhattan Drive Apt A9, Marc Walter Weaver, $469,500.

• Dena Garton -- 620 Pearl St. Apt

A, Mary Jane Best, $520,000.

• Bonita Lavelle -- 4650 Holiday Drive Unit 202, Pamela Stone, $555,000.

• Daniel & Kimberly Keller -- 1903 Goss St. Apt 3, Joseph D Paulson, $758,600.

• Lauren Barnard -- 1200 Yarmouth Ave. Unit 235, Ryan Douglas White, $815,000.

• Pauline & E Dawson -- 9086 Thunderhead Drive, Holden Caine, $900,000.

• John Elliott -- 25 Palamino Lane, Zf Spv Llc, $950,000.

• Shelly Engel -- 207 Sunrise Lane, Jonathan S Willett, $975,000.

• April Bell -- 7331 Buckingham Road, Eric M Kittelberger, $995,000.

• Natalie & Loren Morshead -- 616 Quince Circle, Karen Bernardi, $1,008,500.

• Kristin & Caitlin Yockus -- 4540 Martin Drive, Ruth Randall, $1,022,000.

• Russell Lewis -- 1205 Ithaca Drive, Osman M Turk, $1,023,000.

• Christine & Chad Gagnier -- 5472 Pueblo Place, Steven B Snethkamp, $1,050,000.

• Kevan Ho -- 2955 Carnegie Drive, Bonnie Lee Beegun, $1,100,000.

• Margaret Kelley -- 3639 Silverton St., Gail M Edwards, $1,100,000.

• Cheney Liu -- 4559 Sandpiper Court, Klaus & Dorothe Altgelt, $1,125,000.

• Christopher & Marisa Glen -- 3355 Everett Drive, Linda Kudlow, $1,125,500.

• Fred & Lisa Corrado -- 1313 7th St., Charles Alfred Knight Trust, $1,200,000.

• Noah Simcoff -- 2644 Mapleton Ave., Shari & Johnathan Iarussi, $1,200,000.

• Lee & Marcela Shainis -- 4740 Harrison Ave., Richard & Mary Oday, $1,200,000.

• Kelly King -- 795 Newland Court, Blake & Sophie Kenney, $1,225,000.

• Kelsie Eichel -- 2085 Glenwood Drive, Magdalena & Alan Cole, $1,258,300.

• Jessie & Isaac Velander -- 2915 Heidelberg Drive, Jessica & Joseph Guitar, $1,325,000.

• Thomas & Maureen Fraser -- 4057 Saint Petersburg St., Kimberly & Gareth Dembo, $1,476,100.

• Jason & Shannon Eschen -- 3152 Indian Road, Lee Ann Mcginty, $1,600,000.

• Irina Shestak -- 1109 Mapleton Ave., Lise Anne Libner, $1,720,000.

• Margo Josephs -- 3896 Wonderland Hill Ave., Rashid Khan, $1,720,000.

EVANS

• Michael & Heather Heather -- 2130 Folsom St., 2150 Folsom Llc, $1,950,000.

• Yovani Gutierrez -- 3037 Lakeside Drive, Marcus & Ariana Morgenstern, $284,000.

• Oscar Ostos -- 3610 Montrose St., Jam Invest Llc, $314,900.

• Jamesey Koreh -- 3301 15th Ave., Donald Roy Beaver, $389,000.

• Emma & Jaxon Hobbs -- 2824 Chesapeake Bay, Aron & Jennifer Witherspoon, $407,000.

FIRESTONE

• Sandra & Kurt Baca -- 5438 Basin Ave., Barefoot Residential Llc, $560,700.

• Matthew & Megan Jaeckel -- 4867 Old River Ave., Matthew Klouda, $780,000.

FORT COLLINS

• Lois Mccormick -- 866 Vitala Drive, Veronica Lewis Benjamin, $149,000.

• David Berland -- 1315 Kirkwood Drive Apt 701, Donald L Gaymon Living Trust, $255,000.

• Errin & Jason Jason -- 8513 Alice Court, Gregory & Laura Richard, $300,000.

• Derrick Johnson -- 8201 Otis Court, Christopher & Christi Pilley, $375,000.

• Dominic & Kirk Kirk -- 4255 Westshore Way Apt D12, Yoder Abe Revocable Trust, $391,000.

• Roseda Romeus -- 329 Butch Cassidy Drive, John & Nicole Dobbs, $392,500.

• Curtis Martinez -- 324 Jewel Court, Becky D Mayhan, $400,000.

• Mitchell Higby -- 2129 Arborwood Lane, Dfh Mandarin Llc, $425,000.

• Harrison Deters -- 1914 Rosen Drive, Dfh Mandarin Llc, $425,000.

• Harrison Deters -- 1916 Rosen Drive, Dfh Mandarin Llc, $425,000.

FREDERICK

• Cameron Handeland -- 603 2nd St., Clint Tibbals, $470,000.

• Michael & Tracey Wheatley -6050 Sandstone Circle, Bradley & Sheree Davis, $560,000.

• Melissa & Bryan Fox -- 5938 E Conservation Drive, Opendoor Property Trust I, $580,000.

• Lora & George Lawrence -- 3381 Birch Road, Kurt & Anna Grams, $890,000.

• GILL

• John Olk -- 27310 4th St., Randy & Julie Terry, $330,000.

• GREELEY

• Katana Moody -- 1822 22nd St., Warren & Laura Nuss, $279,000.

• Hector Flores -- 2130 5th Ave., Sam Grayson Llc, $318,500.

• Jose Rodelo -- 176 21st Ave., Michael Kaiser, $320,000.

• Edward Simone -- 5601 18th St. Unit 5, Jeffrey & Lise Mcglynn, $350,000.

• Janet & Nick Giesick -- 6024 W 1st St. Unit 37, Giesick Living Trust, $370,000.

• Madison Doyle -- 4751 Kings Canyon Drive, Laby R Trujillo, $375,000.

• Herbert & Mary Mary -- 4324 W 14th St. Drive, Opendoor Property Trust I, $391,000.

• Edna Rodriguez -- 3320 5th St. Road, Landyn M Croy, $405,000.

• David & Kathryn Lind -- 2609 15th Ave. Court, Eric A Kempker, $408,500.

• Samuel Vicente -- 4707 W 7th St., Marie E Adams, $410,000.

• Joanna Delatorreoyarzabal -- 205 N 46th Ave., Rachel Mcfarland, $425,000.

• Linda Haugland -- 3567 W 20th St. Road, Jose Agustin Mendez, $433,500.

• Karla Nuss -- 3902 W 6th St., Janet & Nick Giesick, $440,000.

• Adrian Castaneda -- 6619 5th St., Journey Homes Llc, $450,200.

• Cerra & Ricardo Hernandez -- 1237 51st Ave. Court, Frank R Purdie, $459,000.

• John Hatley -- 4292 W 14th St. Drive, Richard L Fauth, $475,000.

• Jason & Kelly Stratman -- 6629 6th St., Hartford Constr Llc, $495,400.

• Eric & Megan Jones -- 6614 6th St., Hartford Constr Llc, $497,200.

• Luay Salameh -- 607 67th Ave., J J Constr Northern Colo Llc, $514,400.

• Douglas & Lori Worthman -- 606 N 78th Ave., Victoria G Wright, $567,000.

• Nektaria Mavridou -- 5131 Pawnee Drive, Terry Joseph, $625,000.

• Donn & Suzanne Leffler -- 4514 W 14th St. Drive, David & Jennifer Owens, $908,000.

JOHNSTOWN

• Jessica & Scott Hersh -- 1201 15th Ave., Christian & Abigail Stewart, $263,500.

• Albert Rickey -- 23616 Conrad St., Barbara R Mihalas, $250,000.

• Richard Bouvier -- 2415 Harlequin Place, Landsea Homes Colo Llc, $377,600.

• Kayla & Shawn Ingram -- 584 Thoroughbred Lane, Melody Homes Inc, $420,000.

• Brandon Learned -- 579 Thoroughbred Lane, Melody Homes Inc, $420,000.

• Alissa Massie -- 575 Thoroughbred Lane, Melody Homes Inc, $422,300.

• Jakob & John Keller -- 251 Clark St., Nathan Ruff, $465,000.

• Timothy & Carol Mccourt -- 1846 Chesapeake Circle, Martin E Dutro, $472,000.

• Brian & Jayme Nobi -- 759 Crestone St., Century Land Holdings Llc, $488,000.

• April Luna -- 901 Huron St., Century Land Holdings Llc, $495,000.

• Jose Mendez -- 4755 Antler Way, Melody Homes Inc, $504,900.

• Michael & Leighann Hinsch -- 1770 Suntide Drive, Kristie M Foxhall, $520,000.

• Marco Moreno -- 3688 Wittaker Circle, Quinn & Bobbie Funk, $550,000.

• Dustin & Melissa Arp -- 1417 Mallard Drive, Eric & Jodie Aakko, $575,000.

• Nathan Ruff -- 3713 Wittaker Circle, Julia A Joinertidd, $586,000.

• Laura Fisher -- 4490 Big Horn Parkway, Aspen View Homes Llc, $595,400.

• Andrew & Lacy Albaugh -- 4448 Big Horn Parkway, Aspen View Homes Llc, $606,500.

• Katie Murrey -- 4440 Scenic Lane, Aspen View Homes Llc, $628,500.

• Peter & Grace Bradley -- 4467 Big Horn Parkway, Aspen View Homes Llc, $629,100.

• Stacy & Michael Esposito -- 4483 Big Horn Parkway, Aspen View Homes Llc, $660,500.

LONGMONT

• Donna Deffke -- 3323 Mountain View Ave., James L Deffke, $300,000.

• Jennifer Morison -- 1414 Sumac St., Alice Anne Pilkington, $401,700.

• Patricia Biggs -- 1401 Martin St., Juan Carlos Gonzalez, $421,500.

• Lauren Mocilac -- 1148 Gay St., Deedre & Paul Martz, $450,000.

• Amanda Holden -- 2861 Bear Springs Circle, Dfh Mandarin Llc, $455,400.

• Christopher & Abigail Seber -- 2863 Bear Springs Circle, Dfh Mandarin Llc, $461,300.

• Kishore Sk -- 2859 Bear Springs Circle, Dfh Mandarin Llc, $465,000.

• Terri Simon -- 2865 Bear Springs Circle, Dfh Mandarin Llc, $473,000.

• Kelly Kingsbury -- 415 Tungsten Place, Lott Invest Properties Inc, $490,000.

• Edmund Howland -- 1433 Sanborn Place, Israel Rico Rodriguez, $500,000.

• Bradley Sykes -- 1225 Kiteley Lane, Bti 1179 Llc, $505,000.

• Phillip & Harley Whitley -- 2857 Bear Springs Circle, Dfh Mandarin Llc, $510,400.

• Bryan Shelton -- 194 High Pt. Drive, Highlands Foxhill Homes Llc, $516,400.

• Korkut Onaran -- 841 Pratt St., Canary Home Solutions Llc, $540,000.

• Amro & Penny Abdalla -- 5870 Sunrise Place, Century Land Holdings Llc, $570,000.

• Mitchell Ralson -- 1724 Antero Drive, Arnaldo & Adriana Parada, $575,000.

• Ayal Tirosh -- 651 Hilltop St., 3781 Sbw Llc, $577,000.

• Alexander & Mackenzie Hodges -- 13636 Topaz St., Melody Homes Inc, $593,900.

• Reed & Shiyi Gorden -- 1312 Country Court, Anita Small, $605,000.

• Paul & Helen Fagerburg -- 1637 Metropolitan Drive, Robert & Jeannine Dubois, $610,000.

• Matthew & Kathryn Taylor -- 2912 S Flat Circle, Dfh Mandarin Llc, $630,000.

• Dylan Chavez -- 2325 15th Ave., Maggie Elizabeth Smith, $635,000.

• James Strauss -- 1020 Spencer St., Emma Oster, $645,000.

• Robert Carrillo -- 5871 Sunrise Place, Century Land Holdings Llc, $650,000.

• James Wood -- 735 Kubat Lane Unit C, Markel Homes Constr Co, $651,800.

• Allison Olson -- 3526 Bluestem Ave., Margaret Ann Kelly, $655,000.

• Karl & Anne Ford -- 1478 Otis Drive, Marc T Jones, $665,000.

• Andrea & Nathan Olson -- 1601 Bluefield Ave., Karl & Anne Ford, $670,000.

• Alfonso Largo -- 715 Summer Hawk Drive, Joseph & Karri Terranova, $679,900.

• Eileen Turnbull -- 3706 Yale Way, Recycled Properties Llc, $686,000.

• Dan Kronisch -- 2093 Winding Drive, Deborah M Ludington, $695,000.

• Jeremy & Christine Ashford -- 4869 Preserve Place, Lennar Colo Llc, $735,000.

• Matthew & James James -- 1627 Grant Court, Tina & Randy Mally, $760,000.

• Lucinda & Lisa Lees -- 10 Cornell Drive, Hitch Invest Llc, $770,000.

• Van Nguyen -- 4905 Preserve Place, Lennar Colo Llc, $770,000.

• David & Abby Bagley -- 5253 Bella Vista Drive, Andrew & Barbara Gordon, $775,500.

• John & Chandra Smithlontz -- 1230 Twin Peaks Circle, Laverne & Robert Brown, $825,500.

• Ronald & Kathleen Priddy -- 11780 Pleasant View Ridge, Lynne A Hazelton, $850,000.

• Jeffrey & Roberta Alton -- 726 Hays Circle, Hapa Living Revocable Trust, $895,000.

• Michael Moore -- 6316 Bluebird Ave., Daniel Edward Cox, $924,000.

• Jason & Jamie Brown -- 4927 Eagan Circle, Eileen Kinney, $1,100,000.

• Amy Velasquez -- 2259 Plateau Court, William & Jean Hake, $1,400,000.

LOVELAND

• Evan Heilman -- 1434 Caddoa Drive Apt 4, Mbsm Holdings Llc, $230,000.

• Linda Kugler -- 1107 E 5th St., Pamela S Troyan, $385,300.

• Jaime Atkinson -- 2435 Mountain View Drive, Theodore & Kathryn Crowell, $387,000.

• Jaclyn & Alexander Armenta -1113 N Jefferson Ave., Richard E Jones, $395,000.

• Joshua & Christine Bashor -- 4033 Boxelder Drive, Danny & Ruth Bashor, $409,100.

• Alexander Dench -- 1429 Antero Drive, Janet A Knox, $417,000.

• Sterling Clay -- 2755 Silverheels Drive, Richmond Am Homes Colo Inc, $420,000.

• Brenda Puentesanchez -- 2715 Silverheels Drive, Richmond Am Homes Colo Inc, $425,000.

• Thomas Lucero -- 3412 Grayling Drive, Datlac Llc, $442,900.

• Joe & Carol Deherrera -- 3515 N Colorado Ave., 3515 North Colo Avenue Llc, $447,000.

• Meredith & Elliot Robbins -- 1815 Estrella Ave., Jeffrey & Lon Briggs, $450,000.

• James & Connie Ireland -- 367 Sunmountain Drive, Charles Dinkey, $461,000.

• Teresa Bardwell -- 1347 Swallow St., Equity Llc, $471,000.

• Aaron Schmitt -- 1859 Twin Lakes Circle, John & Debra Simonton, $487,500.

• Matthew & Laura Pearson -- 6964 W County Road 24, Two Blue Hens Llc, $490,000.

• Kenneth Hitch -- 4891 Filbert Drive, Patricia Ann Jones, $491,000.

• Sarah & Jordan Dozier -- 2354 Durango Drive, Daniel Kiedrow, $500,000.

• Kaitlynn Sakowicz -- 271 Green Teal Drive, David & Brenda Higgins, $525,000.

• Young & Yong Kim -- 2635 Trio Falls Drive, Nicole Marie Johnson, $525,000.

• Christopher Wilson -- 817 W 35th St., Nicholas Adam Metcalf, $527,000.

• Jill Grizzle -- 2483 White Pelican Ave., Dfh Mandarin Llc, $535,000.

• Susan Newton -- 1757 Mckenzie Court, Mary Jo George, $579,500.

• Derek & Carrie Kaufman -- 663

Modena Court, Opendoor Property Trust I, $610,000.

• Alexander Buchananmeitner -- 1640 Black Kettle St., Mark & Jayne Malmberg, $620,000.

• James & Caroline Street -- 473 Mariana Pointe Drive, Leard Family Trust, $635,000.

• Brian & Louise Dunn -- 1729 La Salle Drive, Cleon & Jill Grizzle, $685,000.

• Nathan Dutson -- 2828 Hagerman St., Richmond Am Homes Colo Inc, $710,000.

• Boyd & Victoria Davis -- 6397 Icegrass Ave., Richmond Am Homes Colo Inc, $735,000.

• William Buchanan -- 224 Jasper Lake Road, Joellyn & Kev Brushaber, $754,000.

• Mark & Logan Martinez -- 4445

Crane Court, Richard & Phyllis Alspach, $800,000.

• Byron Harbert -- 4198 Mandall Lakes Drive, Kay J Miller, $837,500.

• Brandon & Karen Moquist -- 1657 Maiden Grass Drive, Matthew & Miranda Kantor, $850,000.

• Dayna Hazlewood -- 3809 Poudre Drive, Lisa C Holling, $990,000.

• James Nehmer -- 937 Quillan Gulch Road, Robert & Patricia Carolan, $1,050,000.

• Anthony & Deanna Cordova -1300 Wheatridge Court, Arpad E Bality, $1,050,000.

WINDSOR

• Robin Peterson -- 1028 Larch Drive, Martin P Franz, $397,000.

• Kimberly Sparks -- 408 Stonebrook Drive, Kyle & Nicole Feliciano, $465,000.

• Christopher & Shannon Wilson -- 1804 Iron Wheel Drive Unit 5, Raindance Constr Llc, $471,500.

• Mathew & Fred Armstrong -- 262 Pinebrook Court, Holly Ramseier, $495,000.

• Megan & Lynx Hawthorne -- 1803

Sunset Vista Drive, Dane & Mindy Nickell, $510,000.

• Cassie & Corey Clawson -- 1526

First Light Drive, Mary Siek, $525,000.

• Casey & Tyler Emigh -- 4520 Longmead Drive, Joshua & Jennifer Layton, $725,000.

• Steven & Kristi Amos -- 1864 Blossom Grove Drive, Th Raindance Windsor Llc, $749,000.

• Matthew & Miranda Kantor -- 5600 Indian Wells Court, Cindy Ericson, $820,000.

• Robbie & Jacqueline Doman -812 Canoe Birch Drive, Windmill Homes Co, $889,700.

• Robert & Judith Kiraly -- 1807 Vista Valley Drive, Artesia Lot Holdings Llc, $1,264,000.

ERIE |2900 BLUE SKYCIR. 5-205 2BR*1BA*1002TSF (1006467) * $330,000

DENVER |538 MADISON STREET 3 BR *4 BA *3441TSF (1006497)* $1,797,000

SUPERIOR |1934OXFORD LANE 2BR*2BA*1224TSF (1006499) * $424,800

BOULDER |380 S. 40TH STREET 5BR* 3BA*2800 TSF (1006534)* $1,200,000 UNDERCONTRACT

LAFAYETTE |175 SALINA STREET 5BR * 4BA*4236 TSF (1006545) * $1,425,000

SUPERIOR |2067EAGLE AVENUE 2 BR *2BA*1224TSF (1006548) * $415,000

BOULDER |2800 KALMIA AVE. A111 2BR* 2BA*880 TSF (1006577) * $424,900

BOULDER| 3895 NORWOOD COURT 5BR* 4BA*3230TSF (1006672)* $2,600,000