Breaking Limits

JANUARY - FEBRUARY 2020

POWERHOUSE GLOBAL MAGAZINE

WISDOM FROM

ARMAND MORIN BUSINESS GROWTH EXCLUSIVE INTERVIEWS

FINANCIAL FREEDOM

2020 LEADERS

REPOSITION FOR

CHANGE

POWERHOUSE GLOBAL 2020 EVENT DATES DUBAI SUMMIT - 11TH - 13TH FEB. 2020 CITY: DUBAI, UAE * GLOBAL SPEAKERS SUMMIT - 28TH & 29TH FEB. 2020 CITY: LONDON, UK * GLOBAL BUSINESS EXPO - 26TH MAY 2020 CITY: LODON, UK * GLOBAL RETREAT/CONFERENCE/GALA - 7TH - 10TH OCT. 2020 CITY: ARIZONA, USA * GLOBAL AWARDS - 23RD OCT. 2020 CITY: LONDON

CONTENTS 04

POWERHOUSE GLOBAL MAGAZINE (PGMAG)

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THE WINTER

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THE POWER OF

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INTERVIEW WITH: JAN KELLEY RUHE (J K R)

SEASON

INTENTIONALITY

DESIRE

POWERHOUSE GLOBAL MAGAZINE (PGMAG) INTERVIEW WITH: SABRINA NELSON (S N)

Photo Credits: • www.pexels.com

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RENEWED MIND AND

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THE QUALITY OF THOUGHTS

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THE

OUR THOUGHT

DETERMINES THE QUALITY OF LIFE

INTERVIEW WITH: ARMAND MORIN (A M)

INTERVIEW WITH: IZABELLA NIEWIADOMSKA

'FINE PRINT'

EDITOR’S LETTER

Lady Anita Duckworth-Bradshaw Powerhouse Global Brand Propagator

I “Any idea conceived and actioned, becomes a tangible finished product”.

– Anita DuckworthBradshaw.

t’s a delight and an honour to welcome you into the New Year. This is a year of ‘repositioning’, and Powerhouse Global magazine (PGMAG) is set to bring fresh, educating and positive mind shift to our global readership.

We are now unto our 11th edition, and it gets better as we travel on the road to discovering new ways of delivering better publications.

PGMAG is aimed at connecting quality people from across the globe, through various articles and profiling of successful individuals.

Our magazine embodies the totality of human interest. These include: Leadership development, property investment, Sports, Relationship, Personal development, travels, fashion, Food, Fine things, Social media, The law of attraction and many more. It is a publication for Leaders and aspiring leaders. We believe everyone has the ability to lead no matter where they may be in life across the globe.

Each edition of this publication is set to showcase the brilliance of global leaders and aspiring leaders.

As the editor in-chief, I look forward to working with various professionals and organisations from across the globe, and from all walks of life to deliver quality and informative publications.

Lady Anita Duckworth-Bradshaw

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POWERHOUSE GLOBAL MAGAZINE (PGMAG)

INTERVIEW WITH:

JAN KELLEY RUHE (J K R) In 1979, I was in a very unhappy marriage, too much month at the end of the money, I was looking for a way to make money from home and get out of my horrible marriage.

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PGMAG: Wow! It is an honour to interview you today. From what we gathered from our research; you are one woman whose influence cuts across all spheres of life. We also know that our global readers are looking forward to finding out more about you. Please tell us, who is Jan Kelley Ruhe?

J K R: Hi everyone! You are so smart to be a part of this Powerhouse Global Magazine.

You do know that readers are leaders and leaders are readers! In 1979, I was in a very unhappy marriage, too much month at the end of the money, I was looking for a way to make money from home and get out of my horrible marriage. So, I

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began looking for something to sell out of my home to make the money to get out!

And then I found out I was expecting a baby. Now with 3 children under 4 years old, I had to find something where I could make money to survive and thrive. Fate took a turn, I was introduced to Network Marketing.

Fourteen years later, I was single, a millionaire, paid back 6 figures in attorney fees and an author of the top selling Network Marketing book in the world. My story was picked up by magazines around the world, my phone started ringing and my next career began. I kept working in the Network Marketing

business I was in, and added a new career, teacher/ trainer/ mentor/philosopher all over the world. Over the next 20 years, I trained over 500,000 Network Marketing distributors in at least 15 countries! The next 13 of my Marketing books were published into many different languages. Along that journey, I found another Network Marketing company that was global that interested me and signed both of my daughters up and my son up in that company. In 2017 I was thrilled to welcome twin baby girl grandchildren. With my other grand daughter who is today 8 years old, I decided it was time to spend more family time and reduce the amount of global travel I was doing. Today,

Fourteen years later, I was single, a millionaire, paid back 6 figures in attorney fees and an author of the top selling Network Marketing book in the world. My story was picked up by magazines around the world, my phone started ringing and my next career began.

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I am enjoying the lifestyle that helping others be the best they can be.

PGMAG: You are so successful in your field of purpose, and yet you are easy to talk to.

What are your top four keys to leading a global team?

J K R: The four top keys to leading a global team are: 1.

Lead the way, do more than any of your leaders do. 2. Stay in touch. 3. Never say anything unkind about anyone. 4. Be so busy giving recognition that you don’t need it yourself.

PGMAG: As a global influencer how do you create balance in your daily living?

J K R: I never had balance in my daily living. Living out of balance worked for me.

PGMAG: Seeing a photo of you and some of our all-time favourites (Jim Rohn, Zig Ziglar and the rest of them).

How would you describe the experiences of sharing platforms with these founding fathers of personal and professional development?

J K R: Being asked to speak with Jim Rohn on stage at the turn of the century was a thrill. Zig Ziglar asking me

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to contribute to Network Marketing for Dummies with him was huge. Meeting Muhammad Ali, getting to know Tom Hopkins and Tony Robbins was awesome. I took the best and left the rest. I have a huge respect for these teachers in my life and appreciate them still today.

PGMAG: What would you say to a person who feels like giving up on their dream due to life challenges?

J K R: We only get 8-9 decades to live this life. Subtract how many decades you have lived and that will give you and idea

The four top keys to leading a global team are: 1. Lead the way, do more than any of your leaders do. 2. Stay in touch. 3. Never say anything unkind about anyone. 4. Be so busy giving recognition that you don’t need it yourself.

PGMAG: What improvement do you think is required in today’s network marketing industry in order to keep the momentum going?

J K R: Network Marketing is at an all time high right now. Never go with a start up company as they need money to pay their loans so they put massive focus on high personal sales. Best to be with a global company that has a track record. Don’t join with just anyone. Join with someone who is committed to the company's products and services. Attend all the trainings you can either online or in person. The more you learn, the more you earn. Be a rock in the company. Network Marketing is the place to

be. Everyone should be in a Network Marketing company, who knows what the future holds for any job in the world.

You will either be replaced by someone younger, the company will sell, go out of business, or your job can become automated. There is no security working to build someone else’s dream. Build your own dream.

PGMAG: what would you say to your younger self?

J K R: Focus on recruiting more people to actually use the products. Get into a consumable products company, not a nitch market like I was in for 30 years. Get into a company that puts the distributors first.

PGMAG: Who would be your ideal travelling companion?

J K R: My ideal traveling companion are my children. I have taken them all over the world and they know how to travel. I also am fine traveling solo.

PGMAG: If you were given an opportunity to address world leaders in an event, what would your message be?

J K R: Don’t create average followers, create champion

leaders.

PGMAG: What is your message for today’s aspiring leaders?

J K R: Work to create leaders.

The more leaders you have, the more time freedom you will have. Do not try to control people. Polish your stars, cut your deadwood, bless and release those who are truly not coachable. Lead the field.

PGMAG: Thank you once again for your time. We salute you for the positive impact you are making in the world through your work.

J K R: Thank you for reaching out to me. It’s people like you who spread the positive lifestyle of Network Marketing that keep the world a better place! No wonder you call it PowerHouse! Here is to yours and your readership fabulous future. After all, life is not meant to be a struggle. Never report bad news. Stay focused on your dreams. Never let anyone kill your dream. It’s your one precious life, live it! YOLO PGMAG: Please share your social media links with our readership, and we wish you every success on your journey.

J K R:https://www.facebook. com/CoachJanRuhe

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of how many more decades you have to live with prosperity and abundance. If you are discouraged, remember, the clock is ticking, and is not waiting on you to get over your pity party. Get yourself into better physical health.

You cannot heat an oven with snowballs, get fired up. Change the company you are with. Get with a mentor who will teach you how to succeed, then follow their instructions and get it done. Success is there for you.

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THE WINTER SEASON LADY ANITA DUCKWORTH-BRADSHAW The Winter Season is usually a period of loneliness. It is also a time to reflect on the journey one has made. The beautiful Christmas time also comes in the winter, families celebrate togetherness, friends and acquaintances renew their relationships. Also, most people find themselves in a lonely place because their relationships have gone pear shape. The winter season is a period of mix blessings.

T

he Winter Season is usually a period of loneliness. It is also a time to reflect on the journey one has made. The beautiful Christmas time also comes in the winter, families celebrate togetherness, friends and acquaintances renew their relationships. Also, most people find themselves in a lonely place because their relationships have gone pear shape. The winter season is a period of mix blessings.

The winter season is a

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time to take account of our performance throughout the year. It is a time to celebrate with our families and friends.

As an abstract thinker, it is important for me to have those quiet moments to reflect, re-programme, re-strategies and reposition myself for the seasons ahead. “Seasons are plenty.�- Jim Rohn Winter time brings reality to play. The season presents us with opportunities if we are interested. The winter season

As an abstract thinker, it is important for me to have those quiet moments to reflect, re-programme, re-strategies and reposition myself for the seasons ahead.

is a time to prepare for the farming season (spring). It is a time to select the good crops which if planted would produce great harvest in the fall/Autumn. In personal development, I call it ‘A time to set goals and make plans for the future’.

The crops selections are the list of changes we need to make in the coming season or year.

They are the steps we need to take that would increase our value in the market place.

What then is your seed?

- Lady Anita stocking up essential oils for the season

You need to search yourself and uncover the seeds you would need to sow in the coming season, if you want to stay relevant in the market place. The new decade will only deliver results to those who are prepared to explore, serve, plant and reap all that it has to offer. Your seeds are those things that make you a person of authority in your field of purpose. Now is the time to start the selection process. Those who leave their lives to chances always regret

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“The market place does not need your ‘want’.

The market place needs your ‘seed’.”- Jim Rohn

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“Show me a goal setter and I will show you a person of success.”Anita DuckworthBradshaw

“Isolation is the paradise of a thinker.”- Anita Duckworth-Bradshaw

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afterwards. Only those who have the keys of doing, having and becoming will gain access to the opportunities the days, weeks, months and years ahead brings. It is also important to understand that the winter season will work for all ‘believers of possibilities’ – you too can become one of them.

Things to do in the Winter Season: SET GOALS A man or woman without life goals will end up as an average human being. They eventually become part of the 99% wondering generality.

Goals are charts to the desired destinations of an individual.

The benefit of setting goal/s cannot be described because it works. Goals are subconscious antenna to a future of greatness.

SEPARATE YOURSELF FROM THE CROWD When we separate ourselves from the crowd we gain access to our inner man. Insight is the key to a successful living.

Our invisible self is the ‘real’ us and only a person with this consciousness can understand the importance of ‘separation from the crowd’. Distractions

BOOKS This powerful tool avail humans the opportunities to travel to places they have never been.

The secrets to wealth, health and success lies in books.

Wisdom of old is also in books - they are instructional manuals for those who desire to lead.

No wonder a wise man said; “Leaders are Readers�.

MENTOR AND COACHES These men and women are gifts to the world, and those who seek them will attain greater height in life.

The winter season is an advantage to the 1% Vital few in the world, because they have mastered the keys to a life of fulfilment. You too can become one of them.

continued to do so. She is a wife and a mother. She is also the President of Powerful Women Global Foundation in Africa.

About Anita Duckworth-Bradshaw

Anita DuckworthBradshaw is the founder of Woman the Powerhouse global, Powerhouse Global Awards.

She is an accredited life coach from the coaching academy. An author of five personal development books (all on amazon).

She is an authority in capacity building and women development.

A multi Award-Winning Global Impact Leader, and a powerhouse global speaker.

In 2016, she singled headedly feed over 400 children in Africa, and she continues to support the less privileged women and children in Africa and across the globe. She is a great voice for the global women (those hurting and those living in fulfilment).

Her passion to enhance and transform lives stem from her own journey as a child living in Africa, and working her way through becoming a voice in the global market.

To get connected, please contact Email: powerhouseglobalmag@ gmail.com Twitter: @laproverbs

In 2011, She was gifted a title (The most honoured, Lady Anita DuckworthBradshaw, Lady of Glencoe, Scotland) due to her work which has transformed lives, and

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are dream killer, and majority of the human race are caught up in the pandemonium of our time. Separation from the crowd gives access to the endless possibilities of creativity, for those who are on mission to living a successful life.

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THE POWER OF INTENTIONALITY FRANCESCA MCDOWALL And they all lived happily ever after … sound familiar? It’s often the anticipated ending for many children’s fairy tales, and although you and I do not live fairy tale lives, we can have a happy, fulfilled and contented ever after. It is necessary to note however, that often times this does not “just happen” so permit me if you will to share on the power of intentionality for next few moments.

As we approach 2020 it is not only the start of a new year, but a new decade. Many people, maybe you are one of them, are anticipating a fresh start and the opportunity to

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As we approach 2020 it is not only the start of a new year, but a new decade. Many people, maybe you are one of them, are anticipating a fresh start and the opportunity to start over again.

start over again. However, whilst we can sincerely hope, believe and wish for things to be different and be better it won’t just happen. It’s obvious, but sometimes we miss the obvious … that if nothing

changes then nothing changes.

Paul J Meyer writes that “what you vividly imagine, ardently desire, sincerely believe and enthusiastically act upon must inevitably come to pass.” The most fundamental step is to ‘act upon’ ... after all we can discover our purpose, have a clear goal that we are aiming towards, even have precise laser sharp focus but if we do not act, it could prove meaningless. Which is why in this new year it is crucial for us to be more intentional, in order to achieve what has so far proved elusive. I’d like to share three important keys that when applied will undoubtedly help

Firstly, you need to create a game plan and decide the what, why and how of an area in your personal or professional life in which you are seeking change.

Be specific, I am sure you are aware of SMART goals, but it’s not just enough to know about them, these principals need to be applied. Take some time and write down specifically what you want to achieve, then figure out how you will know when you have accomplished this. Ask yourself the following questions; is it achievable, do you have the necessary skills, knowledge, resources or finances to make it happen? Are you being realistic, and lastly what is the exact time frame in which you will achieve your set goals. Being

intentional is about setting out on a particular course of action and being fully prepared to not only start the journey but successfully complete it. Allow perseverance to be one of your greatest allies. Even if there are some diversions, stumbling blocks or even pit stops on route just keep going.

The next key is ‘scheduling’ it, whether it’s on your calendar, diary or wall planner! I once heard someone say that the only thing we have all been given the exact same measure of is time. Irrespective of gender, financial situation, occupation, age, marital status or race we are each gifted with 24 hours in one day, 168 hours in one week, seven days in one week and so the list goes on. Time is a precious commodity because once it is

Is it achievable, do you have the necessary skills, knowledge, resources or finances to make it happen? Are you being realistic, and lastly what is the exact time frame in which you will achieve your set goals. spent it cannot be refunded, reimbursed or exchanged.

Be intentional this year with scheduling in what you are going to do and when. If its reading or research what day of the week are you going to do it, what time on that day and for how long? Life happens and there can be so many things that come up, that before we know it, a whole month has gone past and we have not worked on our goals. You owe

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us become more intentional this coming year;

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it to yourself to have made progress by wisely utilising some of the 168 hours in each work and work towards your goals. I personally also set a reminder on my calendar, so I know that in 15 mins for example I have an appointment with myself to write the next chapter of my book. If someone asks if I’m free at that time I say unfortunately not, unless it’s an emergency. For many of us our goals and mission will also impact and help others, so we have to be diligent with stewarding our time and getting into a routine of scheduling in those tasks that will cause us to achieve our goals.

The last key in intentionality is to stay accountable. To be responsible to ourselves and to others for doing what we said we were going to do. If we are being honest, there have been many times we have said we were going to do something but not actually followed through for many reasons. Some may be valid, but some less so … this in no way is meant to cause guilt, only self-reflection. We as people are somehow driven by deadlines, someone watching us or the knowledge that we have to give an account for whether we have done what we said. Whilst we can be accountable to ourselves, it has

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been proven more effective to have a trusted individual who can hold us to account.

They will challenge us to keep pushing forward, overcome procrastination and ultimately fulfil purpose.

Creating an effective game plan, scheduling in tasks and having an accountability partner all lead us towards achieving our goals. In this new decade let’s start, continue and finish strong. Dream … dream big and then act with intention to move forward. I believe anything is possible and that the untapped potential that you carry will indeed transform lives. Remember, there is power when you choose to be intentional.

About

and progress through coaching, mentoring and training.

Francesca has been mentoring for over 15 years, holds a Master’s Degree in Coaching & Mentoring and has recently received two awards for the work that she does. Francesca is very passionate about developing leaders to become more effective, overcome challenges and fulfil their purpose, through reframing and being solution focused.

Francesca is also a Public Speaker and the cofounder of Inspire Her a women’s empowerment & transformation programme. She is formerly the Managing Director of a national faith based Business Network and has previously worked for both the public and private sector.

FRANCESCA MCDOWALL Francesca McDowall is the founder and Director of Elevate Coaching and Consultancy Ltd. She works with individuals and organisations to facilitate growth

https://www.eventbrite. co.uk/o/elevate-coachingamp-consultancyltd-19832550816

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DESIRE

DAMIEN LIVERSEDGE As humans we have a desire that drives us to such a point where we will do absolutely anything to either get or to become a certain image or persona. The question is: do we as humans truly understand what the term desire mean? Throughout this article will see that I am going to be speaking about four Noble Truths. H owever this is not to say that I am an expert in this field or in this religion where it derives from, but this is to explain the true reasoning why we always have a desire in our hearts.

1. THE START

H

umans are very interesting creatures as we have a certain characteristic that drives our motives and even our fixed term goals. Just for a moment think of one thing that you would truly and immensely desire right now, was it a person, a materialistic position, or was it the desire of a certain lifestyle? All of these examples can be a desire.

LIFESTYLE When we meet someone successful and we see the worldly possessions he/she owns.80% Of people have the desire to achieve what he or she has. Due to the rise of poverty globally, we find that many times there will be one person that emerges because they had a drive to get themselves out of that situation or even income status.

Just for a moment think of one thing that you would truly and immensely desire right now, was it a person, a materialistic position, or was it the desire of a certain lifestyle? All of these examples can be a desire.

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When I started my coaching business, I had a desire to travel the world to be able to impact on People around the globe, however this is not easy as when you have been in a situation where you can't climb out whether it be through debt, lack of income, a lack of discipline and even a lack of a good attitude. I have gone through all these things, but I am not here writing this book to tell you of my victories but to tell you about the lessons I have learned ever since starting businesses and even failing at businesses.

Our lifestyle comes from the amount of income we are able to create whether it be through a career or even from a passive source of income.

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This is not all so many times we find that the lifestyle we want to live is actually derived from the past that we lived in.

When I talk about the past I am talking about your previous living conditions. If we look at Africa for example there are many countries where families live in a one-bedroom shack, especially in the South Africa where I am from. In order to live the life we want, we need to understand our past so that we can understand our present, once we have done this work and look forward to the future and realise that our past does not define our future is. Friends I want to encourage you that no matter what lifestyle you live you can still live the life you want.

DESIRING A PERSON As men and women that are reading this, you will know the power of desiring a certain person, this person can be your spouse, girlfriend or even someone you have just recently met and you want to hang out a lot more. In your life especially as a male, we Desire that connection with the opposite sex, but half the time we do not act with Logic. Desire can be so dangerous especially when it comes to relationships, it is good that we can Desire our partners but we need to realise that they also have desires maybe not the same as ours, but with the same intensity as a whole. When we Desire somebody it should be out of pure intentions and not in your ill will.

Material possessions are one thing we do not need to Desire however as humans we tend to Desire more than just a lifestyle. We Desire that fancy car or that mansion on the beach or even that awesome looking TV that will set you up in your living room.

So why is this only the start, well it always starts small for example having a desire to have more money in your life, this is the number one reason people have desires, reason for this is if I have enough money I will be able to get (fill in th space). because we are able to earn money in some form or way, we always have these plans to be able to set ourselves up

better than we did before, now this again my friends is just the start.

2. LONGING Have you ever longed for something and you could not explain why? According to the fall ball Noble Truths of word Dhaka. However, it shows that once we start desiring something, the next stage is to be able to Long for that particular item or even lifestyle. The words longing can also be translated from the word Dhaka however there are many translations to this word, for example it can also mean suffering. Think of it in the sense, if you were too long for something so much it hurts.

For example when it comes to relationships, so many people say I long for that moment in the person's Arms. Normally this is from the lady side but from the male point of view it is that belonging to be with the significant other. Longing for something so badly can lead to suffering, which could lead to things such as depression, anxiety and even jealousy.

3. WILLING TO DO ANYTHING We passed the two stages of the four Noble Truths.

However, this third one is Norman's and most dangerous phase of them all. The third one is normally associated with action in order to get that certain person or even a

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MATERIAL POSSESSIONS

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certain position that we really want. For example if we are in our career and we are working our way up the corporate ladder, we would do absolutely anything to get to the next level within a couple of months.

When we look at the corporate ladder there are people that want to get promoted within six months, this typically means that one would need to be promoted at least twice a year, but what are the sacrifices it takes in order for this to happen?

Social life would need to take a backseat in order to make way for the longing and the willingness to do absolutely anything to get to the intended destination. Families would need to take a back seat as well which would mean relationships that were formed out of love will be punished because of the reasoning of the person pursuing the next

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level of the ladder. As you can see I have used the corporate ladder or the counter side of life that you would be able to understand the fullness of what longing can do if the person put it into action to do absolutely anything to get what he or she wants.

4. TO RECEIVE OR NOT TO RECEIVE One would need to understand that it is inevitable that we would need to accept the faith of the truth of long or suffering.

According to this teaching it is derived from Buddhism. It is said that suffering or longing or desire will never end. Now you might be wondering why I even put this in here. It's quite easy I also was quite confused by this statement that I read during the time I was completing my Master's certificate in mindfulness. After long and meaningful conversations

with peers and even friends, the conclusion came to that because as humans we are always looking for the next best thing or something to fill a void, it is safe to say that desire will never end. This would mean that once you have gotten what you have desired or long for, you will eventually find something else that you would start to Desire for, again.

About DAMIEN LIVERSEDGE He is a Life Coach.

Author. Speaker based in South Africa. The Founder of Lighthouse Life Coaching.

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POWERHOUSE GLOBAL MAGAZINE (PGMAG)

INTERVIEW WITH:

SABRINA NELSON (S N) I consider myself to be a well-rounded woman who has experienced many different things throughout my life, but has utilized those life experiences to evolve into a better version of myself. I’m very dedicated to my family, friends, partner and associates.

PGMAG: Thank you for this opportunity to feature your brilliance in our publication.

S N: Lady Anita it is truly an honour to share my brilliance and I appreciate this amazing opportunity to be featured in your publication. You are an extraordinary woman that has blessed so many thoughtleaders, authors, coaches, and entrepreneurs by welcoming them onto your platform.

PGMAG: Congratulations on your recent Award as the ‘Life Coach of The Year 2019’ at the Powerhouse Global event. How does it feel to be acknowledged for the work you are doing to positively transform lives?

S N: Thank you so much, I am filled with so much gratitude and feel blessed to have been recognized for making “direct deposits” of motivation, encouragement and inspiration into many lives every day.

Throughout my life I have received accolades, awards and recognition for my work, but

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when I received the ‘Life Coach of The Year’ award at your event in October; it was one of the best experiences I have ever had in my life.

PGMAG: Who is Sabrina Nelson?

S N: I consider myself to be a well-rounded woman who has experienced many different things throughout my life, but has utilized those life experiences to evolve into a better version of myself.

I’m very dedicated to my family, friends, partner and associates. I’m rooted in my faith and know that none of this would be possible without being connected to a higher power; God is my first source for guidance, wisdom and discernment.

I’m a compassionate philanthropist, dedicated mentor, volunteer and activist.

Also, I’m a motivational speaker and certified life coach that has an innate ability to connect with people on a

leaders focus on the goal and not the role, the best outcomes will prevail.

PGMAG: As a leader what are your three top keys to staying relevant in the market place?

S N: Every successful person has faced many challenges that

PGMAG: As a certified life coach, what would you say to a person who feels like giving up on their dream due to life challenges?

We are our own brand and being consistent with your brand in every aspect of your life is so important. Ultimately this will cultivate trust and respect from others in your professional and personal life.

S N: 1) As a leader the first key to staying relevant in the market place is recognizing how to utilize your unique gift to serve other people in some capacity. You have to know what sparks that fire inside of you and utilize it to illuminate the world, not from the ego but from a lens of compassion.

2) As a leader you have to lean into your discomfort to get comfortable, become courageous enough to be vulnerable and speak your truth. But most importantly show up in the world as your authentic-self every day.

3) We are our own brand and being consistent with your brand in every aspect of your life is so important. Ultimately this will cultivate trust and respect from others in your professional and personal life. Also, I believe that when

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substantive level from different backgrounds, cultures and varying stages in their lives. I believe that most people want to be seen, heard but most importantly understood. Each day I live on purpose and with a divine purpose and that is so gratifying.

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broke their spirit, and has failed numerous times while trying to accomplish a dream or goal at different stages of their life.

Life is the most difficult exam if you’re determined to succeed, you will use those failures and setbacks as springboards to a major comeback. Accepting failures and growing from them is a core component of any level of success. Always remember that failure is not fatal, delays are not denials; life is a journey not a destination; and success always leaves clues along your path.

PGMAG: Who would be your ideal client?

S N: Anyone who desires to take a leap of faith and bet on themselves to win and succeed in their life. Clients that are ready to create a new narrative, work on themselves no matter what challenges they may encounter on the road of self-discovery. Individuals that are risk-takers, have sheer determination, courage and will power to transform their life and become “the best version of themselves.”

PGMAG: what would you say to your younger self?

S N: You are enough, be gentle and patient with yourself,

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eventually you will tap into your greatest potential, align it with your passion and ultimately find your true purpose in life.

Never chase material things, your health and well-being is your wealth. Also, do not put to much emphasis on seeking validation from others, because then you’ll become a prisoner to their criticism and compliments all the time.

PGMAG: Who would be your ideal travelling companion?

S N: Well that’s a tough question, I have a few people in mind but my ideal travel companion is my daughter.

She is an adventurous, brilliant, inquisitive and a courageous woman; who enjoys seeing the world through her own eyes.

A well-rounded woman and thought-leader, a lot of fun to be around and has a big heart.

Every time we’re on vacation she convinces me to join her in activities that help me conquer my fear of heights, she makes me better and the world as well.

PGMAG: If you were given an opportunity to address world leaders in an event, what would your message be?

S N: We are all born with the

We must not turn a blind eye or become tone death to needs of people who are less fortunate; everyone deserves a chance to have a better life and experience abundant prosperity. There is no amount of money or material possessions you can accumulate that would make you happier because happiness is an inside job. I believe that when you hear others with your heart, you will have a deeper understanding on how to best serve humanity overall.

PGMAG: How do you create balance in your everyday life?

S N: I believe that self-care is the highest expression of self-love and daily meditation

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capacity to make a difference in someone’s life. Success is not only about what you accomplish in your life. It’s really about what you do to help and inspire other people to obtain prosperity and success in their life. The four wealthiest countries can eradicate poverty around the world in a blink of an eye. If the roles were reversed wouldn’t you want someone to show you empathy, compassion and most importantly unconditional love toward you in your time of need?

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and prayer is extremely helpful with creating balance within my mind, body and spirit. When I am totally focused on what’s most important for myself first, I can be fully present with people and add something of value to their life. Also, I value myself enough to say “No” to anyone or anything that will disturb my inner peace and does not serve my highest good. What I’ve learned about this two-letter word is that “No does not require an explanation.” If you say it with a smile it may feel a little better to the person on the receiving end. Lastly, people who truly understand you at the core of your being will respect and honour your boundaries.

PGMAG: What is your message for today’s aspiring leaders?

S N: Never give up, follow your heart, pursue your passion and never allow anyone to convince you that your dreams are too big. Also, rejection is redirection to something better and more fulfilling for your life.

Don’t wait until you achieve your goals to be proud of yourself. Be proud of each step you take toward achieving and reaching your goal. Always remember that success leaves clues along your path, you must remain fully present to

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“No does not require an explanation.” If you say it with a smile it may feel a little better to the person on the receiving end. Lastly, people who truly understand you at the core of your being will respect and honour your boundaries. recognize them when they show up in your life.

When someone tells you it cannot be done, know that it’s never too late and you’re never too old to become better. It’s all about your perspective, remain committed and determined to take a “leap of faith” to embrace the calling on your life.

Strive for make progress not perfection. Expand your mind because infinite possibilities are always in your midst. Your life has a purpose you were born to make a difference and impact in the world!

PGMAG: Thank you once again for your time. We celebrate you for the positive impact you are making in the world through your work.

S N: Lady Anita thanks again for this opportunity and I appreciate your recognition for my body of work. It’s been a pleasure to have a substantive

discussion with you; you’re an extraordinary and amazing woman that inspires me along my journey. It’s my hope that I have enlightened your readers with words of wisdom; that will spark that inspiration within their souls and motivate them in some area of their life.

PGMAG: Please share your social media links with our readership, and we wish you every success on your journey.

S N: My new coaching website: TranformationalLife-Coaching. com has launched, visit my website to learn more about my coaching services and schedule a 30-minute complimentary ‘Discovery Session’ with me.

Follow me on Twitter: @ scnelson017 and Instagram: @scnelson007 for frequent motivational and inspirational messages, videos, etc. that will assist you with becoming “the best version of yourself.”

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RENEWED MIND AND OUR THOUGHT ELIZABETH LUCAS-AFOLALU English Language Learners Definition of Thought: it is an idea, opinion, picture that is form in our mind, something that you think of, the act of our thinking about details of something.

Www.merriam-Webster.com

“Thinking right will enable you to build meaningful relationships, earn more wealth and be a fulfilled and successful happy person�

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he mind is Powerhouse, It is either barrier or a doorway to our destiny, and we conceive and achieve with the mind, it is for acquiring knowledge. If your thought are bad, then fruit that follow will be bad, your mind works when you think and You can only become what you think about. It produces what you are thinking and what you create is the product of your

thinking. Your thoughts fix your boundaries and what was on your mind is the outcome of your present circumstances.

Your thought create your reality, what you picture in your mind is the life you secure so you can be blessed or hindered by your thinking.

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we are. “As a man thinks so is he”. The quality of a man is the state of his mind and future. You will only attract what you believe and think about and a mind is a place where knowledge is required and the worst retirement is the retirement of mind. If your mind is not renewed, it will be difficult to change or adapt to change.

Our thinking must be constructive, productive, creative, inventive, progressive and positive. However, to be progressive in our thinking, it will require us reading, studying and get more information, updating our knowledge.

Progressive thoughts will lead us to discover and embrace new wisdom and ideas. Getting fresh insight on a new thing will help us to see the future brighter and show us the solution, we will discover what we need to know and expand our horizon. God respects the capacity of our state of mind,

“And be not fashioned according to this world: but be ye transformed by the renewing of your mind, and ye may prove what is the good and acceptable and perfect will of God.” (Romans 12:2) 26 JAN-FEB 2020

let us reason together and faith is the act of mind, faith is hearing and hearing the word of WORD. We all have Capacity to think, and total submission to what is in our mind shape your future. And your mind is the summary of your thought.

Entrance of the wise wisdom begins from the right thinking such as thinking of our gifting and ability and finally become what we are thinking. The elasticity of your thought will create the boundaries of your breakthrough. You cannot produce what you don’t see nor think. So think differently if you want to succeed and great thinking leads to great destination.

POSITIVE THINKING • Think deeply by meditating • Practice awareness • Avoid labelling your thoughts • Feed your positivity • Engage in uplifting conversations with yourself • Surround yourself with positive thinking • Be grateful • Be thankful • Appreciate yourself and others that surround you • When necessary be willing or ready to change your mind-set for progress.

“Finally, Brethren, Whatsoever Things Are True, Whatsoever Things Are Honourable, Whatsoever Things Are Just, Whatsoever Things Are Pure, Whatsoever Things Are Lovely, Whatsoever Things Are Of Good Report; If There Be Any Virtue, And If There Be Any Praise, Think On These Things.”

Philippians 4:8

NEGATIVE THOUGHT • • • • • • • •

Casting down imaginations Fortune telling Comparison Blaming Complaining Gossiping Guilty thinking Mind reading.

NEW WAY OF THINKING Must concentrate on a particular matter, think the right thing to makes you perceive before acting, truth will stand if you investigate it with pure thought Our thinking must bless someone, bring ideas and make an impact.

Be progressive in your thinking as weak mind mediate on small

Change the way you think and go deeper until you reach the goal line, loose sight of what you used to know to discover what you want to know, unlearn what you have learnt to learn new things, fresh insight to a new thing and Meditate on where you are going, constructive thinking helps you to see the future and show you the solution, you will realise mistake, admit it and change or correct it.

Inventive and innovative thinking brings creativity - creation of your life distinguishes you to stand out and come our of the crowd, you will be surrounded by possibilities and no room for rumours, for gossips and for unnecessary complaint.

Finally, read books, listen to audios, attend seminars, and watch videos that are relevant.

Ensure you have within your network those that help you to think right, to grow and to achieve. Yes, You Can Have New and Better Beginnings

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think, Progressive thought will lead And New wisdom will come to you and keep growing while you are thinking. Great thinking makes progress.

About Elizabeth Lucas-Afolalu

Inspirational Writer and Blogger, Speaker and Mentor. ENTREPRENUER, Award-Winning Author a published book YES YOU CAN, Director/Founder of Elizabeth Kreations (Gifts Specialist, Products and Inspirational resources).

Married and Mother of two. Featured in major national press such as ABC, FOX and NBC. Inspirational and Relationship Award 2019.

The Founder/Director of Time with Elizabeth and Founder of Yes You Can by Elizabeth (inspiring, empowering and mentoring Youths, Women and Families individually, locally and international. www. yesyoucaninternational. com

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THE QUALITY OF THOUGHTS DETERMINES THE QUALITY OF LIFE ALINA SZTANKOVITS

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very thought has a tendency to become reality. The power of thought develops through the exercise of thought, through perseverance. Thinking, according to the moral sense, even strengthens the physical powers. When we begin to want something positive, from the heart, we realize a connection between this and us, which is the greater the persistence of thought is

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stronger. We must learn to live in mind the ideal we want to achieve (a happy home, health, wealth, success in business).

Believe firmly that we can achieve what we want, raising the doubt that always encompasses us. Having always in mind our ideal and bravely striving to achieve it, we will rise to it. To believe that our dreams will come true is a great power. Nothing helps more in

Believe wholeheartedly that you are capable of doing what you have proposed to yourself, to allow yourself no doubt in this regard. Only have good thoughts and uplifting ideas.

Take away any enemy, any discouragement, anything that might make you think that you won’t succeed or that you are in trouble. With an optimistic attitude, be sure that you will reach your goal. You will be surprised at how much your qualities develop and how much your whole being progresses.

2. TAKE IT SLOW. Take all step by step with calm and peace of mind. If you are in a hurry it incites that you are not in control and under stress.

By taking things slow it means you are more mindful of your decisions, in control and more often than not doing the things you want to do.

Those who give up the things they love doing and do well lose their purpose in life. That’s why it’s so important to keep doing things of value, making progress, bringing beauty or utility to others, helping out, and shaping the world around you.

Acording to the Japonese,everyone has a Ikigai.

The Japanese Secret To a Long and Happy Life by centenars of a small village in Okinawa are in 10 blessed rules for life: 1. STAY ACTIVE; DON’T RETIRE. Those who give up the things they love doing and do well lose their purpose in life. That’s why it’s so important to keep doing things of value, making progress, bringing beauty or utility to others, helping out, and shaping the world around you.

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life than the belief that things will go well, that we will be happy.

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3. DON’T FILL YOUR STOMACH. According to the 80 percent rule, in order to stay healthier longer, we should eat a little less than our hunger demands instead of stuffing ourselves.

4. SURROUND YOURSELF WITH GOOD FRIENDS. Friends are the best medicine, they are part of our journey.

5. GET IN SHAPE FOR YOUR NEXT BIRTHDAY. Make exercise, walk, run,the body you have is who you must take care it,s all you have.

Exercise releases hormones that make us feel happy.

6. SMILE Smile and be a ray of sunshine for all who surround you, your attitude will increase positivity to all who stay near to you.

7. RECONNECT WITH NATURE Though most people live in cities these days, human beings are made to be part of the natural world. We should return to it often to recharge our batteries.

8. GIVE THANKS TO ALL WHO SURROUND YOU Give thanks to parents, teachers, friends, to nature, to your family, to everything that

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brightens your days. Spend a moment every day giving thanks.

9. LIVE IN THE MOMENT Today is all you have, so please don,t think never in past.

10. FOLLOW YOUR IKIGAI There is a passion inside you, a blessed unicity, always follow your dreams.

If we represent in our living image what we want our

life to be and if we always and energetically pursue the fulfillment of all our powers, we will succeed.

Desire begins to be an incentive only when it turns into judgment. The desire, united with a firm decision, gives birth to that creative power that translates it into fact. Do not think and say only what is positive, constructive.

The positive dream is creative, it gives the reality of desire and then the desired thing.

The one who struggles with perseverance to reach the goal will come very close to him. If we always had in mind our ideal model, that this would be our usual mental attitude, we would quickly reproduce our ideal in life. And success and happiness are in our hands.

There is great power in the constant thought - that you are made for success, health, happiness. To help us, the mind must be kept in a positive state of creative energy.

If you affirm that you are strong, healthy, then the spirit becomes so positive and creative that it will build, stone by stone the desired ideal. Constructive thinking is our protector. It protects us from enmity, poverty, disease, enemies.

Never admit that you are weak, sick and desperate, because in thinking so, you give power to negative thoughts. We are all the result of our thoughts.

If you want to succeed, focus your thoughts in the direction of desire until you feel that the thoughts are pushing you in that direction. Behind faith, behind hope, well wishes, there is a potential reality. What we strongly desire becomes a

If you affirm that you are strong, healthy, then the spirit becomes so positive and creative that it will build, stone by stone the desired ideal. Constructive thinking is our protector. It protects us from enmity, poverty, disease, enemies. When we become discouraged, we ease the disastrous influence of fear, worry, hatred, jealousy, trouble.

The supreme art is to make life a permanent victory. If you deny any power to evil,

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creative phenomenon. To live convinced that you always have to progress towards something better, higher.

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you annihilate any power.

We must reject with all our powers the feelings of enmity towards others, for they are the enemies who waste our energy and impede our progress. In order to be successful, we must live in harmony, in peace of mind.

Courage, trust, determination, perseverance are the mental powers that bring us success.

To know how to free your mind from worry, anxiety, hatred, fear, envy, knowing to fill it with

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hope, selfless love is a great accomplishment. You must remove any thought of hatred, revenge, envy, jealousy, fear, despair. You must cultivate your inner peace.

Trust, hope give life to all our mental faculties. Thoughts are a power, they are transmitted in the Universe, through them we influence our lives. The quality of thoughts determines the quality of life.

Courage, trust, determination, perseverance are the mental powers that bring us success.

To know how to free your mind from worry, anxiety, hatred, fear, envy, knowing to fill it with hope, selfless love is a great accomplishment.

INTERVIEW WITH:

ARMAND MORIN (A M) You can’t change the world without changing the people PGMAG: Thank you Sir for this opportunity to learn from your wisdom.

A M: Thank you for having me.

PGAMG: We know you wear so many hats as a global leader, and we also know you have positively impacted so many lives around the world.

Who is Armand Morin?

A M: I am an average person by example, and I teach others how to become more in life.

PGMAG: How would you describe your style of leadership?

A M: Lead by example.

PGMAG: As a global change agent, what are your top three tips for success in business A M: Don’t over think it, dream bigger and take action.

- Lady Anita and Armand Morin before the interview PGMAG: What sets you apart from other leaders?

A M: I believe ‘nothing is impossible’.

PGMAG: What is your message for those who are struggling to find their voice in the market place?

A M: Dream Big PGMAG: What does change mean to you?

PGMAG: If you were called to address world leaders, what would be your message?

A M: You can’t change the world without changing the people.

PGMAG: What would you say to your younger self?

A M: Don’t Stop.

PGMAG: Thank you very much for your time. We are grateful.

A M: Leave the world better than you found it.

A M: My pleasure.

PGMAG: Who would be your ideal travelling companion?

A M: My Wife.

PGMAG: Armand Morin can be reached through: www. armanmorin.com

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POWERHOUSE GLOBAL MAGAZINE (PGMAG)

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ABOUT

ARMAND MORIN Over the last 25 years, he has built his Internet Marketing empire to the point that he is one of the most well known Internet Marketers in the world today teaching everyone from newbies to the experts.

He teaches exact techniques and strategies he uses in his business every day. His thousands of students have also produced millions of dollars in online revenue.

Armand Morin is one of the most referenced names in Internet marketing. A quick search on Yahoo, Google and MSN and you’ll see his name alone is on hundreds of thousands of websites.

His name is mentioned in numerous books on Amazon.

Armand is an international speaker and trainer. It’s not uncommon to see him share the stage with people like, Donald Trump, Richard Branson, Kareem Abdul-Jabar, Mark Victor Hansen, Joe

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Vitale, John Assaraf, Loral Langemeier, Bill Bartman, Robert Allen, Dan Kennedy, Jay Abraham, Joe Polish, Jay Conrad Levinson, T. Harv Eker, Andrew Reynolds and many, many others.

Armand’s straight to the point teaching style has the unique ability to literally transform a business in 90 minutes or less and has made him a highly sought after speaker all over the world. He has huge constituencies in the United States as well as Australia, the United Kingdom, New Zealand, Singapore, Ireland, Malasyia and Indonesia. Armand also ran the most prestigious and largest Internet Marketing seminar in the United States, which has trained more people on Internet Marketing than any other seminar.

Even though Armand is a selfproclaimed geek, he delivers his teachings for the nontechie mind in plain English so people can understand

and learn from them. Armand has dedicated much of his online career to making it easy for others to market their businesses successfully online and has helped thousands of people from all walks of life to increase and enhance their online business, which is why many of today’s top Internet Marketers proudly call him their mentor.

Armand Morin truly believes in the concept of “Success Leaves Traces®” and is sincerely committed to the success of online entrepreneurs. www.armandmorin.com

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THE MAGIC OF WORDS: H OW T O C R E AT E

MEANINGFUL RELATIONSHIPS T HROUGH CONNEC T ING MESSAGES

AGNIESZKA BURBAN I will show you why this happens and how we can create those meaningful, fulfilling relationships with others, whether it is your date/partner, colleague or your parent.

H

ave you ever felt lonely and disconnected whilst in a relationship or surrounded by other people (even when they are your friends)?

Maybe you even had a chat with someone, maybe you even laughed, but you left feeling empty inside?

In this article, I will show you why this happens and how we can create those meaningful, fulfilling relationships with others, whether it is your date/ partner, colleague or your parent.

To start off, I will let you in on a secret from the world of a therapist (stay tuned, this is on topic!).

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When I treat clients for depression, we usually keep a diary of the activities they do, and the clients rate the activities on mood (M), pleasure (P), and a sense of … connection with others (C). I call it the “C-Factor”.

After a while, we start noticing the following phenomenon: when they do activities that involve contact with others, even the smallest exchange, usually their mood ratings shoot up substantially!

I have noticed this happen over and over again.

This is because the connection with other human beings is our “happiness pill”. Literally. We humans are social creatures, and we feel and perform better when we interact with others.

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But… there is a “but”…

If we want a deeper sense of connection with ourselves and others, what matters is the quality of that connection.

For example, you might have several interactions with people; maybe you get on well with your colleagues and family members, but usually you will have a special, deeper relationship just with a few, trusted people. With those people, you can feel free to open your heart and express all of your thoughts and feelings without any fear of judgement or rejection.

This is an ideal situation, and I know that not all of us have that trusted relationship with other people. We often hold on to our feelings for fear others

will find us a burden, or that we will come across as “weak” for showing our vulnerable feelings.

Now, the truth about the deepest human connection is this: Vulnerability forms the highest level of connection between people.

Since I am a Relationship Expert for Women, I will give you an example of the most common scenario in romantic relationships.

Women are usually terrified of expressing to a man her vulnerable feelings, such as anxiety, sadness, disappointment, fear. They worry that a man will reject them. They think men want us only when we are happy and cheerful.

OUR MAIN PIECE OF WORK WAS BASED ON TWO ELEMENTS: 1. How to express vulnerable feelings 2. How to make requests for help

Women are usually terrified of expressing to a man her vulnerable feelings, such as anxiety, sadness, disappointment, fear.

They worry that a man will reject them. They think men want us only when we are happy and cheerful.

I once had a woman come to me in tears saying she and her husband were on the brink of a divorce. They had two small children, and she had to give up on her career to stay with the kids at home. She covered all the house chores, all the cooking, cleaning and shopping on top of all childcare duties.

She claimed her husband was not supportive of her and she was exhausted from the constant doing. She felt angry and bitter towards her husband.

If we had not looked closer into

We realised that her feelings of tiredness and anger at not being supported eventually led to her resentment towards her husband. This only added fuel to their arguments. When she started to connect with her own feelings and express them in a vulnerable way without any blame, things started to shift in her marriage in a way, she herself was surprised to see.

So, what would a vulnerable way to express her feelings look like?

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the situation, we might have jumped to conclusions and say “What a selfish man!”

But when I asked her: “Have you ever told your husband how you actually feel and asked him for help?”, she said: “No”.

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for me to talk about it and I feel anxious sharing this with you as our exchanges often lead to arguments, but I have been feeling very tired and angry for a long time now from all the chores with the children, and all the housework.

At the same time, I realise how hard you work to provide for us and that you need some rest when you come home from work as well. I was wondering if we could share some tasks in the house more so I could have little recharge breaks.

A few “magic connectors” here are these: 1) She started from appreciating him (I know you care for me and the kids) 2) She admitted straightaway how vulnerable she felt sharing her problem with him (I feel anxious sharing this with you).

This is important as saying we feel vulnerable, we are likely to get an empathetic, positive reaction instead of a defensive one 3) She expressed her feelings without any blame (I have been feeling very tired and angry) 4) She acknowledged his need for rest and how hard he works (I realise how hard you work

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to provide for us and that you need some rest when you come home) 5) She made a clear request for help (I was wondering if we could share some tasks in the house more so I could have little recharge breaks) Now, notice how this request for help and a vulnerable way of expressing feelings is different from an angry remark such as:

If you have not practised expressing feelings to anybody, I encourage you to take the plunge and try to practise a bit with someone you trust. They will very likely hear you out and welcome your words with love and attention. And you are likely to feel connected to yourself and others so much more.

With love, Agnieszka MSc Psychology

“You´re late home again. I am sick and tired of all this mess in the house and I have to do it all by myself”!’ (blame, accusations, an assumption that the partner does not have your best intention in mind and is not willing to help, and no expression of feelings).

I guess you can see the difference?

When my client started to use connecting messages in which she expressed her feelings and made requests for help without any blame, her husband was very keen to help her and took over many house chores. Their relationship improved so much that 6 sessions from the initial “I´m-about-to-divorce” session, she said that her marriage “has never been better”.

PgDip Cognitive-Behavioural Therapy www.agnieszkaburban.com

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POWERHOUSE GLOBAL MAGAZINE (PGMAG)

INTERVIEW WITH:

IZABELLA NIEWIADOMSKA (I N) I became happier, more confident, more satisfied, more appreciative. Simply, I’ve fallen in love with life all over again and with its limitless possibilities.

PGMAG: From our research we discovered you are a ‘life-long learner’. What difference has personal development made in your life?

I N: Massive and in many ways.

I started to look at myself, at my life and at people around me differently. Instead of thinking “I can’t”, I started to think “How can I?” I became

more understanding and less judgmental. That in itself was like a breath of fresh air and brought more fun, more positive energy into my personal and professional relationships. I became happier, more confident, more satisfied, more appreciative. Simply, I’ve fallen in love with life all over again and with its limitless possibilities.

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PGMAG: What are some of the challenges you have faced on your journey as a leader?

I N: I faced many on my journey and I’m grateful for every single one of them, because each challenge came with valuable answers to my questions like: How to give a constructive, honest feedback, without being critical? How to look at mistakes and failures without negative emotions of disappointment, blame or guilt?

How to believe in a positive outcome, when desired results are not showing up? - Facing challenges feels a bit like an adventure, a treasure hunt, where every answer is an exciting discovery and every lesson a precious jewel.

PGMAG: What are your three keys becoming a good leader?

I N: Consistently take care of the health of your body and mind, because when you are well, you can do well.

The quality of your physical, mental and emotional state determines the quality of your performance, brings clarity and positive energy into a decision making process.

Learn to appreciate people in ways that feel meaningful to them, because everyone wants

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to feel appreciated. It’s a need deeply rooted in every human.

When people feel appreciated they feel naturally inspired to be at their best.

Be resourceful, because we are living in times of rapid, exponential growth and a leader needs to be flexible, adaptable and able to find resources in every situation to support his purpose in life, his mission and vision.

PGMAG: How would you describe your style of leadership?

I N: Teaching people to think for themselves, to know their own value, to have an attitude of constant appreciation, consistently working on the quality of their relationship with themselves, with others and with the environment/ community they work and live in.

To listen with a willingness to understand, with eagerness to learn and yet not accepting straight away what’s being said by others. Instead, taking a moment to ponder, to reflect on it. Is this aligned with my values, with my vision, with the truth I want to live by?

Does it feel good? If yes, then accept, embrace it and take

Consistently take care of the health of your body and mind, because when you are well, you can do well. The quality of your physical, mental and emotional state determines the quality of your performance, brings clarity and positive energy into a decision making process. inspired action. If not, then follow your own mind, say what you think and never be afraid to challenge the status quo.

Inspired action is only possible when your thoughts and emotions are congruent with your values.

PGMAG: If you know you what you know now, what would you do differently?

I N: I wouldn’t do anything differently that happened in the past, because every experience taught me exactly the lessons I needed to learn to be the person I am today. The exciting thing is that we never stop learning, we are never a finished product. Perfection is an illusion because every day we are changing, evolving, both in our body and in our mind. Which means that every

PGMAG: What was the one advice that changed your life?

I N: My late mentor Jim Rohn used to say: “Work harder on yourself than you do on your job”. His words helped me realise that I was taking a lot of time working hard on my job and not enough time working on myself. Once I balanced that differently, things changed.

I’ve learned that it’s me and me only in charge of my life, no one else. And, at any point, simply by refining my attitude, by changing my thoughts and aligning them with my actions and emotions, by simply taking time to feel good, I can change and I can change the quality of my entire life.

PGMAG: What is your message for aspiring leaders?

I N: Never stop learning. Never take yourself too seriously.

Never think that you are better or worse than anyone. Just be yourself. Accept yourself as you are and you will be able

to accept others as they are.

Understand that when two people have different opinions, it doesn’t mean that one is right and the other is wrong.

Be aware that everything is perception. Learn how to distance yourself from a situation and look at it from at least 3-4 different angles. Be always appreciative. Enjoy each moment. Live with passion.

Love people. Love life.

PGMAG: Who would be your ideal travelling companion?

I N: My ideal travelling companion would be a lover of life, someone who lives with enthusiasm and wonder, passionately curious, eager to explore and learn, fun, quick to laugh, appreciative, gentle, someone with an ability to find good in every person and in every situation, someone able to discuss any topic without the need to be right or to force his point.

Pay It Forward Series - Notes To My Younger Self” Volume 1 book. It’s a collection of my insights I learned from going on a quest to discover what impacts our health after I nearly died from stress and burnout at the age of 23. It’s a powerful message written in a form of a letter to my younger self, as a way to pay it forward to other women who might be putting their career above their health and wellbeing.

PGMAG: The ‘new decade’ is finally here. How important is it for leaders to become better in their game?

I N: Health is your ultimate wealth - don’t lose it chasing success.

I N: One of the most dangerous attitudes of leadership is complacency. So, whether we are starting a new decade, new year, or a new day, I believe that as leaders we need to keep learning. We need to feel passion for learning and growing, to be students of life. Each day is a brilliant opportunity to review and refine our beliefs and actions. Each day we can make changes that will transform our results and will lead to more satisfaction, more success and more joy in life.

This is actually a title of my chapter in the No 1 international bestseller “The

PGMAG: Finally, what is your message for women who are struggling to discover their

PGMAG: What would you say to your younger self?

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day day we can be and do a little bit better than yesterday.

That’s progress. - I have to admit though that now I trust my intuition more, I pace myself differently, I deliberately do more things to take care of my wellbeing and feeling good.

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PGMAG: Thank you for being a difference maker. We are grateful for your time.

I N: It was a pleasure speaking with you. Thank you for inviting me to share my thoughts. I’m truly honoured and grateful. I believe, we all make a difference in the game of life. Each of us contribute to humanity by being who we are. Like Jim Rohn used to say: “Each of us needs all of us and all of us need each of us.”

PGMAG: Please share your links with our readership. We wish you every success on your journey of life.

I N: Twitter: @NutritiousMind Instagram: @NutritiousMind1 LinkedIn: https://uk.linkedin. com/in/izabellaniewiadomska

purpose?

I N: Stop struggling, stop pushing, stop forcing yourself to find your purpose. Your purpose will come to you naturally when you are ready to receive it. You just need to get ready. Not by thinking more about it, not by doing more, but by taking time to relax, to

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feel good. Learn to quiet your mind, to meditate. Write down your 10 favourite things that if money was not the issue, you would love to be doing, experiencing. Then when you feel inspired to do something, follow the impulse, trust your intuition, it will lead you to your purpose.

SANDI SASKENA The DEFINITION of 'Fine Print' according to Investopedia: “Contract terms and conditions, disclosures or other important information that are not included in the main body of a document, but in footnotes or a supplemental document. Reading and understanding the fine print is essential when entering into an agreement. It often contains information that the issuer does not want to call to the recipient's attention, but that is essential for the recipient to know”.

I

n the financial services business for 23 years focusing on Insurance, Savings Investments, I have dealt with business owners, CEOs, senior management and those just starting out in their careers. Over the years clients/prospects facing financial trouble have shown me signed documents related to issue/s. I am amazed at their naivety!

A ‘simple’ document, is just as dangerous as a ‘sheaf’ of documents that require your signature. It is your right to ask for an explanation and your responsibility to understand your rights and obligations before signing.

You and your money deserve respect and proper protection.

The onus is on you! Penalties, early surrender, loss, possible legal implications and actions all result from not doing the obvious Read Understand then Commit.

if you have already signed the document/s. It is deemed that you were cognizant of the rights and obligations upon signing. Most agreements state that by signing on the dotted line each party understands and most importantly agrees to all the terms and conditions

Calling up and complaining that the terms and conditions were not explained to you or that you were hoodwinked into signing on the dotted line, without being made aware of any risks or liability is useless

Let’s face it, we are educated, qualified and experienced people who run businesses, we do a great job of protecting the rights of our employer etc. however, when it comes to our personal financial matters rights

obligations we seldom apply the same basic due diligence!

This begs the question: Are you not important to you? Isn’t your financial welfare important to you? Your signing on the dotted line has a direct impact on the welfare of your dependents A ‘simple’ document, is just as dangerous as a ‘sheaf’ of documents that require your signature. It is your right to ask for an explanation and your responsibility to understand your rights and obligations before signing. Under the law, ignorance is not a defense for breach of a contract.

Some of the information in the fine print may be required by law or may be recommended by a company's legal department in the form or a disclaimer or indemnification.

These are designed to protect the company.

The classic example of fine

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THE 'FINE PRINT'

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print (where you really need super eye sight or a magnifying glass to read this) is a credit card agreement which usually includes: the card's introductory APR, the APR after the introductory period ends, the length of the introductory period, the APR for balance transfers and cash advances, the card's annual fee, its late payment fee and other crucial details and penalties.

I’m not even going into more complex transactions like an investor reading a public company's financial report, they should be reading the fine print to learn about the company's accounting methods, longterm debt, employee stock ownership, pending litigation and other issues just to name a

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few.

As a start, YOU as the client/ partner/employee/contractor etc. must READ and then ask how the financial product and services work. This information must be provided in layman terms and in plain English/ Arabic which explains the financial implications and possible risks and further assistance in helping you in understanding must be made available to you.

These terms and conditions should be written in plain language with the use of legal or technical language, only where necessary. The written terms and conditions must clearly state your rights and obligations in relation to the

The written terms and conditions must clearly state your rights and obligations in relation to the product or service selected. product or service selected.

Read and understand the terms, conditions, and details of the product or service, and request full explanations to be sure that you have understood them and can fulfill them, before you sign Be aware that financial institutions reserve the right to change the terms and conditions, where applicable

How many of us notice/ignore the small asterisk and print in italics “*T&C apply�. These are an integral supplement to the terms and conditions and must be read carefully because any variation, indemnification, disclosure and disclaimer can be mentioned.

You have rights It is your right to obtain from the concerned representative a clear and simplified explanation

about any product or service and their respective risk along with a professional and clear answer to any question concerning any clause or conditions that is unclear.

You have the right to request the use of the Arabic language in any document if your first language is not English. If the document is in Arabic please request a qualified English translation.

You have the right to read and obtain, in advance, a copy of each document and text referred to in any contract to be signed with the institution/ company, such as appendices or schedules that outline additional or supplemental information which is integral to

the whole agreement.

You have the right to obtain and you must retain a copy of any contract or document signed by you with the provider, without any additional cost.

You have the right to ask for the actual cost of any product or service and understand the penalties and implications if any payments or contributions are not met on schedule.

When you are committing to buy, lease or invest in any product or service please ensure this is keeping with your risk profile and appetite, and long-term financial affordability and that you have a clear understanding of the inherent

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and inform customers accordingly. This is generally done by sending you a notification by mail which many times ends up unopened in your waste paper.

Sales and Marketing Literature vs Terms and Conditions:

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financial risks associated with the product or service.

If you are facing financial difficulties that prevent you from meeting your obligations or paying your installments on schedule it is important to inform the concerned companies determine the best alternatives or reschedule to facilitate continuity.

DO Not sign a blank or incomplete form and ensure that all the required fields and figures in the form are correct and complete before signing it.

Do Not provide any other party, under any circumstances, with any detail about your Bank account or any other critical banking or personal

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information.

committing.

Be extremely careful when granting a proxy (Power of attorney) to a third party to conduct any financial transactions on your behalf, by clearly determining the powers delegated under this proxy to act with your consent.

The moral of the story: Make informed decisions about your money and protect your rights

Please do not sign forms even if they are given to you by family members. These could land you in big trouble if without your knowing you may become the guarantor of a loan!!

TOR WITH THE UNIVERSE

It is my strong recommendation that BEFORE you sign you should, where necessary seek independent legal advice with regard to clarifying the terms and conditions prior to

Legal advice provided by Echelon Advisors.

Written By:

Sandi Saksena

E: sandi@echelonamc.com M: +971-527707084 W: www.echelonamc.com Facebook: https://www. facebook.com/sandi.rich.7 Twitter: Twitter">https://twitter. com/sandisaksenaTwitter https://www.linkedin.com/in/ sandi-rich-saksena-a9771593/

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POWERFUL WOMEN GLOBAL FOUNDATION Powerful Global Women Foundation (Powerhouse Charity) was founded in 20l6 in Nigeria, West Africa, by Lady Anita Duckworth-Bradshaw. The core objective of this organization is to transform the lives of women and children, through various projects centred around the need of the service group.

In 20l6 Lady Anita single handedly fed over 400 children as part of “project feed l000 children globally”, and held an empowerment conference for the women. Through this project, so many women have gone to do great things with the knowledge they gained from the event.

She recently held a life transforming event for women in Lagos, Nigeria as part of International women’s month celebration 20l8. The turnout was very encouraging. She is working towards supporting more families to keep their children and wards in school through” project back-to-school” starting in September 20l8.

We are seeking for global support from individuals and organisations who would love to be a part of this service to humanity.

Meet the African Representative of Powerful Global Women Foundation (Mrs Evelyn Emeka). A woman with the heart of putting smile on faces of others. A great entrepreneur in the network marketing industry. She is also a Powerhouse Speaker.

To support us, please visit: www.powerhouseglobalwomen.com or email womanthepowerhouse@gmail.com or powerhouseglobalmag@gmail.com

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Charity Project: As part of our Global Annual commitment, we were able to successfully complete project feed the children 2019 mission. Over 150 children were fed at this year’s event. Powerful Women Global Foundation (PGWF ) is a charity set up by Lady Anita Duckworth-Bradshaw in 2016. The service users are women and children.

To support PGWF, please email womanthepowerhouse@gmail.com

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