Health and Well-Being
Ferndale Refinery FERNDALE, WA
MEDICAL BENEFITS
Phillips 66 offers comprehensive medical benefit options providing coverage for preventive care, regular checkups and office visits, prescription drugs and more. The HDHP and PPO options are offered to eligible employees through either Aetna or BCBSTX, based on the employee’s home state.
Please review this information so that you and your family can understand the benefits available to you.
UPDATE! Deductible Changes
HDHP in-network and out-of-network deductibles will increase.
NEW! Teladoc Health
Teladoc Health is a more robust telemedicine experience that will be available for HDHP and PPO participants. Enhanced telemedicine services will include Virtual Primary Care (Teladoc 360), 24/7 Care (non-urgent, acute care), dermatology and mental health support.
The providers are U.S. board-certified doctors and nurse practitioners and are available 24/7. Teladoc providers diagnose, treat and prescribe medication.
For those enrolled in BCBSTX, MD Live will be discontinued Dec. 31, 2025. Participants will get more information from BCBSTX.
Aetna participants do not need to take any additional action.
NEW! Color
For participants enrolled in the HDHP and PPO plans, Color will offer at-home preventive screening kits for colorectal, cervical, skin and prostate cancers plus genetic testing that looks for inherited mutations that increase the likelihood of developing certain cancers.
Get help scheduling in-person, in-network cancer screenings like mammograms and colonoscopies.
Plus, gain access to virtual visits with a team of cancer experts who can help you navigate screening, treatment, logistical, financial and mental well-being concerns.
Cancer Care Resource Guide
Lantern
Lantern is an additional medical benefit for HDHP and PPO participants that provides you with access to excellent and affordable care for many planned surgical procedures (orthopedics, spinal surgery, general surgery, etc.). If you choose to use this service, you will work with a Lantern network provider, and the majority of the costs associated with your surgery will be waived. All bariatric surgeries require the use of a Lantern network provider.
NEW! In 2026, the PPO deductible for Lantern services will be waived.
Fertility Benefits
HDHP and PPO options include fertility benefits administered by Progyny. Progyny provides an inclusive family-building benefit for every unique path to parenthood. The benefit includes access to high-quality care through a premier network of fertility specialists and personalized emotional support and guidance from dedicated Patient Care Advocates. The benefit provides coverage for fertility treatments, medications, fertility preservation and donor tissue purchase.
Whether you are a patient, a survivor or a caregiver, Phillips 66 is part of your care team. The Cancer Care Resource Guide was created to support you and explain our benefits that specifically relate to cancer diagnosis, treatment, recovery and caregiver support.
NEW! Lyra Mental Health and Well-Being Resources (Lyra)
Lyra will replace Aetna RFL/Talkspace, RethinkCare, Daylight and Sleepio. Lyra provides:
• Unlimited access to on-demand self-care tools and resources.
• Six free and confidential therapy or mental health counseling sessions for you and each of your eligible dependents.
• Appointments within two days and the opportunity to select from in-person and virtual options.
• Expert providers with diverse backgrounds across race, gender, identity and culture.
• Easy online appointment booking via the Lyra Health mobile app or online.
Long-Term Care (LTC)
NEW! MyEvive
Effective Jan. 1, 2026, access to MyEvive (currently offered to BCBSTX) will be available to all U.S. benefits-eligible participants. MyEvive provides tailored communications about your benefits and allows you to:
• Access benefit recommendations.
• Get personalized tips and reminders.
• Quickly locate doctors or urgent care facilities.
• Save digital versions of insurance cards, prescriptions and more.
LTC involves a variety of services designed to meet a person’s health or personal care needs. These services help people live as independently and safely as possible when they can no longer perform everyday activities on their own. Most long-term care is provided at home by unpaid family members and friends. It can also be given in a facility such as a nursing home or in the community, for example, in an adult day care center. LTC can be expensive, and services are often paid for out of pocket. By purchasing LTC insurance, the financial burden of LTC can be alleviated.
Bayway Refinery LINDEN, NJ
PRESCRIPTION DRUG BENEFITS
The HDHP and PPO options include prescription drug benefits administered by CVS Caremark.
UPDATE! GLP-1 Prescriptions
Effective Jan. 1, 2026, the CVS Weight Management and Transform Diabetes Care programs will be replaced by Virta. Covered GLP-1 medications for weight loss must be prescribed by a Virta provider.
NEW! Virta
Virta is a new covered benefit for weight loss and diabetes management. With Virta, you can lose weight, lower your blood sugar and reverse diabetes using a nutrition-first approach.
Your benefit includes:
• GLP-1 prescribing for weight loss (following the CVS Caremark formulary).
• Digital weight scale and blood meter that syncs with your phone.
• One-on-one health coach to guide and support you.
How will I get my GLP-1 medication?
• For weight loss, GLP-1 medications must be prescribed by a Virta provider, and participants will be required to engage in the Virta weight loss programs.
• For diabetes and other FDA-approved medical conditions (sleep apnea, kidney disease, etc.), participants will continue to utilize their treating provider and obtain the medication through CVS Caremark.
If you have additional questions, please refer to this FAQ
REMINDER! Scripta Insights (Scripta)
Scripta is a supplemental savings program to CVS Caremark that helps you find your medications at the best price. Scripta provides:
• Easy-to-use comparison tools.
• Concierge services.
• Prescription savings.
• Proven therapeutic alternatives.
• Coupons for medications.
O’Connor Gas Plant KERSEY, CO
Choose the Right Plan for You
Centers of excellence
Lantern (back, hip, elbow, knee, bariatric**)
Preventive prescription drugs
Other network prescription drugs
Generic preventive drugs and insulin: Covered at 100%; no deductible Brand preventive drugs: You pay 20% (Retail: $150 max.; Mail: $300 max.); no deductible No special provision for preventive prescription drugs
Retail 30 day (after deductible):
• Generic: $10 copay
• Preferred brand: You pay 20% ($150 max.)
• Non-preferred brand: You pay 35% ($300 max.)
Mail or Retail Maintenance Choice 90 day:
• Generic: $25 copay
• Preferred brand: You pay 20% ($300 max.)
• Non-preferred brand: You pay 35% ($600 max.)
You pay 100% of the discounted cost until you reach your annual deductible.
GLP-1 prescription drugs
Specialty network prescription drugs
Monthly premium
Annual health savings account (HSA) or health care flexible spending account (HCFSA) contribution
Retail 30 day:
• Generic: $10 copay
• Preferred brand: You pay 35% ($150 max.)
• Non-preferred brand: You pay 50% ($300 max.)
Mail or Retail Maintenance Choice 90 day:
• Generic: $25 copay
• Preferred brand: You pay 35% ($300 max.)
• Non-preferred brand: You pay 50% ($600 max.)
• Participants with FDA-approved medical conditions (diabetes, etc.): Covered if eligible under CVS.
• Participants utilizing GLP-1 for weight loss: GLP-1 prescriptions must be filled by Virta provider.
• Coinsurance/copay apply where applicable.
PrudentRx Specialty Drug Program
• Opt-in for $0 cost share for eligible medications (HDHP $0 cost share after deductible).
• 30% coinsurance if no participation.
Employee Only: $45
Employee + Spouse/Domestic Partner: $189
Employee + Child(ren): $189
Employee + Family: $296
HSA-eligible
Phillips 66 contributes:
• Employee Only: $500
• All other coverages: $1,000
You can contribute:
• Employee Only: Up to $3,900
• All other coverages: Up to $7,750
(Age 55 or over, you can make an additional contribution of $1,000)
Employee Only: $202
Employee + Spouse/Domestic Partner: $439
Employee + Child(ren): $439
Employee + Family: $607
HCFSA-eligible
Phillips 66 contributes: $0
You can contribute up to $3,300 or up to IRS plan limits
Kaiser HMO
Kaiser provides medical and prescription drug coverage from doctors and facilities participating in the Kaiser network. If you live within a Kaiser service area in California or Washington, you can choose to enroll in the Kaiser HMO option. For coverage details, contact Kaiser.
Kaiser HMO Option
Phone number
Monthly premium (CA only)
Monthly premium (WA only)
Kaiser CA: 800-464-4000 Kaiser WA: 888-901-4636
Employee Only: $182.29
Employee + Spouse/Domestic Partner: $384.93
Employee + Child(ren): $384.93
Employee + Family: $531.89
Employee Only: $200.14
Employee + Spouse/Domestic Partner: $423.74
Employee + Children: $423.74
Employee + Family: $586.09
Health Savings Account (HSA)
An HSA is a tax-advantaged health savings account that allows you to contribute before-tax dollars that can be used to pay for current or future health care expenses. When combined with a high-deductible health plan, it offers unique savings and tax advantages. You must be enrolled in the HDHP option (HSA-eligible) to contribute to an HSA affiliated with Phillips 66 through before-tax payroll deductions or to receive company contributions.
Your HSA is owned by you, the funds carry over from year to year, and you take it with you if you leave the company.
Phillips 66 provides $500 for employee-only coverage and $1,000 for all other coverages annually. These are paid on a biannual schedule in January and July, based on the coverage you are enrolled in on Jan. 1, 2026 and July 1, 2026.
For the HSA, the IRS maximum contribution limit has increased to $4,400 for an individual and $8,750 for a family, inclusive of Phillips 66 and your contributions.
IMPORTANT REMINDER
You can access your HSA through Bank of America via Single Sign-On on My HR Tools.
Flexible Spending Accounts (FSA)
For more information about your HSA, visit the Phillips 66 page at Bank of America or call 877-785-6698.
If you elect to have an FSA, your contributions can be deducted from your paycheck on a before-tax basis to pay for eligible health care and/or dependent care expenses.
Health Care FSA (HCFSA)
If you do not enroll in the HDHP option, you can contribute to a Health Care FSA.
You can contribute any amount from $120 up to $3,300, or IRS plan limits.
NEW! You will have the option of rolling over a portion of the funds in your HCFSA from 2025 to 2026. The rollover amount is capped at 20% of the maximum IRS contribution, and you must enroll in the HCFSA for 2026. If you do not enroll in the HCFSA for 2026, any unused funds will be forfeited.
Dependent Care FSA (DCFSA)
If you have qualifying dependents, you can contribute any amount from $120 up to $7,500. This helps you pay for qualified childcare services (for example, day care) for children under the age of 13, or care for a disabled spouse or dependent of any age, which allows you (or, if you’re married, you and your spouse) to work. It’s important to consider your anticipated 2026 needs because you will forfeit any FSA funds that aren’t used to pay qualified dependent care expenses incurred during the year.
For information regarding eligible health care and dependent care expenses, visit the Flexible Spending Plan page, or visit the Phillips 66 Benefits Center.
ACTION REQUIRED: Your 2025 FSA elections will not carry over to 2026. You must enroll to participate.
DENTAL
Dental options are provided through the MetLife PDP Plus network. Coverage includes regular checkups, as well as basic, restorative, major and orthodontia services.
Review the MetLife PDP Plus network dental providers here, then click on “Find a dentist,” select PDP Plus, then add your ZIP code.
Preventive Covered at 100% Covered at 80% Covered at 100% up to plan limits
Basic services You pay 20%, after deductible You pay 50%, after deductible You pay 20%, after deductible up to plan limits
Major services You pay 50% after deductible, up to plan limits You pay 50%, after deductible up to plan limits
Orthodontia Covered at 50% up to $2,000 lifetime maximum per person
Monthly premium
Employee Only: $9
Employee + Spouse/Domestic Partner: $18
Employee + Child(ren): $20
Employee + Family: $29
* Available to employees without access to at least two dentists within 10 miles of their home ZIP code.
Sweeny Refinery
OLD OCEAN, TX
VISION
Through the company-provided basic option, you and your family receive routine eye exams at no cost. You may also receive discounts on other services from VSP network providers. You can elect a higher level of coverage through the comprehensive option described in the chart below.
Your 2025 vision election will carry over to 2026 if no action is taken.
IMPORTANT REMINDER
If you elect the comprehensive option for yourself, but not your eligible dependents, your dependents will have no coverage.
If you are covered as a dependent under another Phillips 66 employee’s vision coverage, you will need to choose the “no coverage” option to avoid duplicate coverage.
Basic Option Comprehensive Option
Exam Covered at 100% Covered at 100% (under the company-provided basic option)
Frames Discounts available $220 annual allowance*
Contact lenses Not covered $200 annual allowance*
Contact lens fitting Discounts available Covered at 100%
Lenses —
Single vision, bifocal, trifocal, lenticular
Lens options — Progressive, anti-reflective, polycarbonate**
Discounts available Covered at 100% one-time annually
Discounts available Member pays VSP Preferred Pricing
* The annual allowance is for either frames or contact lenses in the calendar year, but not both. ** Polycarbonate lenses are covered in full for dependent children through the end of the month in which they turn age 26. For all other participants, they are covered at a discounted rate.
To learn more or to find a network vision provider, visit the Phillips 66 VSP website. Enter your ZIP code to find a doctor.
LIFE AND ACCIDENTAL DEATH & DISMEMBERMENT (AD&D)
Phillips 66 provides you with basic life insurance equal to your annual pay. You also have the option to purchase additional insurance for yourself, as well as insurance for your dependents.
Employee Supplemental Life
You can elect to purchase up to eight times your annual pay in supplemental life insurance.
A tobacco user isn’t necessarily a smoker — it’s anyone who uses tobacco. Phillips 66 defines tobacco products as cigars, cigarettes, smokeless tobacco (snuff or chewing tobacco), pipe tobacco or roll-your-own tobacco.
You are considered a tobacco user if you have used tobacco products or any nicotine delivery system within the past 12 months.
Spouse Life Insurance
You can elect to purchase life insurance coverage for your spouse in increments of $50,000 up to $500,000.
IMPORTANT REMINDER
Evidence of Insurability (EOI) will generally be required any time you add or increase life insurance coverage for you or your spouse or domestic partner.
ACTION REQUIRED: For employees enrolled in supplemental life insurance, you are required to attest to being a non-tobacco user annually. If you don’t attest, you will pay tobacco-user rates in 2026.
Zia II Gas Plant
Child Life Insurance
You can elect to purchase life insurance coverage for your eligible child(ren). There are three coverage options available: $15,000, $20,000 and $25,000. This election covers all eligible children. Child
$15,000
IMPORTANT REMINDER
Child life coverage is available for eligible dependents until age 26. Once all of your eligible dependents reach age 26, you must unenroll from child life insurance.
You can elect or cancel employee supplemental, spouse or child life insurance coverage at any time. EOI may be required.
Employee Accidental Death and Dismemberment (AD&D)
You can elect to purchase AD&D coverage from $50,000 to $1 million.
Spouse and Child AD&D
You can elect to purchase AD&D coverage from $50,000 to $500,000 for your spouse and $10,000 to $50,000 for your eligible children.
Update Your Beneficiaries
Employee
(no age
Spouse AD&D (ends at age 70)
Child AD&D (ends at age 26)
$0.017 per $1,000
Do you know who your beneficiaries are for your Phillips 66 benefits? It’s important to review and update your beneficiary designations from time to time to ensure they reflect your current wishes. While enrolling, be sure to check that the contact information (phone and address*) for your beneficiaries is updated in the Phillips 66 Benefits Center
* If address differs from your own.
Phillips 66 Research Center Laboratory BARTLESVILLE, OK
DISABILITY
Short-Term Disability (STD)
Company-provided STD replaces a portion of your pay for up to 26 weeks if you experience a disability and are unable to work as a direct result of your non-occupational illness or injury.
The number of weeks paid at 100% or 60% will be determined by your service date according to the schedule below:
Long-Term Disability (LTD)
LTD replaces a portion of your pay if you experience a disability and are unable to work for a period of more than 26 weeks.
All eligible employees are automatically enrolled in company-provided basic LTD, which pays 50% of your pre-disability earnings, with a maximum benefit of $5,000 per month. If you are currently enrolled in basic or enhanced coverage, your enrollment option will not change.
If you want additional coverage you must enroll in employee-paid enhanced LTD. Enhanced LTD pays 60% of your pre-disability earnings. The maximum benefit is $10,000 per month. If you change from basic LTD to enhanced LTD, EOI will be required.
Lake Charles lubricants lab WESTLAKE, LA
VOLUNTARY BENEFITS
Accident, Critical Illness, Hospital Indemnity, Legal Plan, Pet, Auto and Home Insurance are offered through our partnership with MetLife. Enrollment takes place through the Phillips 66 Benefits Center enrollment flow for all benefits except pet, home and auto insurance.
Auto and Home Discount Insurance
Provided in partnership with Farmers Insurance, this benefit offers access to special group discounts on auto and home insurance. Enroll online at Phillips 66 | MetLife The benefit will be effective immediately upon enrollment. You can enroll at any time.
Pet Insurance
The MetLife Pet Insurance benefit will pay a portion, or the full cost, of veterinary treatment for an ill or injured pet. Enroll online at Phillips 66 | MetLife. The benefit will be effective immediately upon enrollment. You can enroll at any time.
Accident Insurance
Legal Plan
Cover the costs on a wide range of common legal issues with a Legal Plan. You can only enroll and unenroll during U.S. Benefits Annual Enrollment
When unexpected injuries lead to unexpected expenses, your accident insurance can provide money to help pay for expenses such as medical bills, transportation costs and childcare expenses. You’ll receive a lump sum payment to use as you see fit, paid directly to you. The plan pays no matter what your medical insurance covers. The plan may cover accident-related events, such as: sports injuries, auto accidents, bicycle accidents, broken bones, knee injuries and falls. You can only enroll and unenroll during U.S. Benefits Annual Enrollment.
Unexpected hospital stays can lead to expenses that quickly add up. Hospital indemnity insurance provides you with money to help cover the costs you may not anticipate. You’ll receive a lump sum payment to use as you see fit. It pays on top of what your medical insurance covers. You can only enroll and unenroll during U.S. Benefits Annual Enrollment.
More information is available at Phillips 66 | MetLife.
Critical Illness Insurance
This coverage provides a lump sum payment to ensure you and your family have financial support during a difficult time. You can use it for prescriptions, deductibles, co-payments, experimental or non-traditional treatments and even non-medical expenses like everyday bills. It pays out regardless of what your medical insurance covers. You can only enroll and unenroll during U.S. Benefits Annual Enrollment.
WELL-BEING
At Phillips 66 we believe that, in addition to high-quality benefits, it is equally important to have programs and policies that enable you to balance your work and well-being. These programs are designed to support you in achieving your goals around physical, emotional, social and financial well-being.
Total Well-Being Incentive Program
The Total Well-Being Incentive Program helps you focus on key activities that support healthy behaviors and positive change.
You have the opportunity to earn payroll credits of up to $300 by completing the activities listed in the table below. Complete and submit these activities by Nov. 30, 2026
Activity
Complete a biometric screening
$100
Complete two preventive screenings ($25 each)1 up to $50
Achieve two target health measurements or consult with primary care physician ($15 each)2 up to $30
Complete the one U.S.-wide challenge
Complete two promoted Healthy Habit Challenges3
Complete the Health Check Survey through Personify Health4
$80
$20
Note: These activities are required to be eligible for the Total Well-Being Reimbursement Account.
$10 Register for MyEvive and revisit three times
$10
Total Well-Being Incentive Program credit up to $300
1Mammogram, cervical cancer screening, PSA test, preventive dental cleaning, annual eye exam, flu shot, colonoscopy, skin cancer screening, bone density screening, shingles vaccine, pneumonia vaccine, stool test, hearing tests.
2Fasting glucose, non-fasting glucose, cholesterol, triglycerides, BMI, blood pressure.
3Personify Health promoted Healthy Habit Challenges will be offered monthly, excluding May and December. Emails will be sent to employees with the promoted Healthy Habit Challenge dates and topics. Personally created Healthy Habit Challenges are not rewardable.
4Log into Personify Health > Select Health in the top navigation > Select Surveys from the drop-down menu > Click Start next to Health Check
Total Well-Being Reimbursement Account
The Total Well-Being Reimbursement Account can be used for well-being-related activities for you and your eligible dependents. This reimbursement account is in addition to the $300 Total Well-Being Incentive Program payroll credits. The total reimbursement of up to $300 can be requested once you have accomplished these well-being activities:
• Complete a biometric screening.
• Complete two preventive screenings.
All 2026 expenses must be submitted through the Phillips 66 Benefits Center by Nov. 30, 2026. It may take up to two weeks for your Total Well-Being Reimbursement Account tile to appear on your Phillips 66 Benefits Center homepage, so plan ahead to ensure you have time to submit your claim receipts. You will receive an email when the tile becomes available. Faxed and mailed claim forms will not be accepted. NEW! The list of eligible expenses now also includes weighted blankets, acupuncture not covered by the Phillips 66 Plan and ergonomic home office equipment.
Physical Well-Being
Biometric Screenings
A preventive biometric screening measures key health factors to help you identify risk factors early. Phillips 66 partners with Labcorp to offer these screenings at no cost to employees. The screening includes:
• Blood tests: cholesterol (total, LDL, HDL), triglycerides, glucose and optional A1C.
• Body composition: height, weight, BMI, body fat % and waist circumference.
• Blood pressure.
You can complete your biometric screening at participating on-site events, any Labcorp location using a voucher or through your primary care physician.
Personify Health Media Library
Gain access to an immersive experience with an extensive catalog of video and audio content, on topics such as healthy eating, emotional balance, physical activity, financial well-being and much more.
Included Health
When you or a covered dependent needs help finding care, Included Health can:
• Discuss your treatment options or provide guidance on next steps from a staff physician via telephone or video chat.
• Help you find a top-tier doctor.
• Connect you to a world-class physician for an expert opinion on a diagnosis or condition.
Hello Heart
Hello Heart is an easy-to-use program that empowers you to track, manage and improve your heart health from the privacy of your phone. Eligible members* receive a free blood pressure monitor and access to an app. The Hello Heart program is offered at no cost to eligible members.
*Eligible participants are employees, spouses and dependents age 18 and over, enrolled in the HDHP and PPO options, who have: blood pressure readings of 120/80 or above, high cholesterol, prescriptions for blood pressure or cholesterol medication and/or are going or have gone through menopause. Each eligible family member should enroll separately since accounts cannot be shared.
Health Coaching
One-on-one health coaching is available through Aetna and BCBSTX health advocacy programs, for anyone enrolled in HDHP and PPO options. A coach will work with you to set goals based on your current lifestyle and design a plan to achieve those goals with inspiration and motivation along the way. Access your health coaching benefit through your carrier’s member portal.
If you don’t have coverage under Aetna or BCBSTX, there are educational resources available through our partnership with Personify Health. Additionally, eligible expenses, such as nutritional counseling, can be submitted through the Total Well-Being Reimbursement Account.
Sword Health
Sword Health is a leading musculoskeletal benefits solution offering virtual physical therapy for back, joint and muscle pain. Sword Health offers 24/7 on-call care, access to research, videos and tools necessary for a holistic recovery journey — all from the comfort of home at no additional cost.
Bloom, by Sword, offers therapy for a multitude of women’s health issues at all life stages, including pregnancy, postpartum and menopause. This preventive service is offered at no cost to HDHP and PPO participants.
Social Well-Being
Bright Horizons
Bright Horizons offers in-home and center-based back-up care for children and adults when their regular caregiver is unavailable. Additionally, Bright Horizons provides virtual tutoring as an option for school-aged children, access to preferred enrollment at Bright Horizons centers, tuition discounts at network partner childcare centers, beforeand after-school programs, a marketplace of sitters and a personalized nanny placement service.
Bright Horizons also allows you to access pet care services through a partnership with Rover and Wag! for dog walking, cat drop-ins, overnight boarding and pet sitting. Access is available 24/7 via online, mobile app or the call center.
UPDATE! Effective Jan. 1, 2026, pet care services will be reduced to two uses.
Emotional Well-Being
Lyra
The services that were previously provided by Daylight, Sleepio and RethinkCare will now be covered under the Lyra Mental Health and Well-Being Resource benefit. Lyra provides:
• Unlimited access to on-demand self-care tools and resources.
• Six free and confidential therapy or mental health counseling sessions for you and each of your eligible dependents.
• Appointments within two days and the opportunity to select from in-person and virtual options.
• Expert providers with diverse backgrounds across race, gender, identity and culture.
• Easy online appointment booking via the Lyra Health mobile app or online.
Awardco
Phillips 66 is dedicated to offering support to employees expanding their families through birth and adoption. Through our partnership with Awardco, new parents will receive customized care packages.
Personify Health Friends and Family
Employees can add up to 10 friends and family via the Personify Health social page. Friends and family can see daily cards, track steps, start personal challenges and more.
Friends and family members will only be visible to the employee who added them to the social page, and they are not eligible for the Total Well-Being Incentive Program.
Personify Health Journeys
Journeys are daily, self-guided courses to help you build healthy habits. Review the Mental Health & Well-Being Journeys on your Personify Health account and take the first step in reaching a personal health goal.
Well-Being Breaks
Schedule one or two 10-minute breaks on your daily calendar. Incorporating these breaks is a proactive way to ensure you take time for yourself to improve focus, reduce stress, and enhance both your physical and emotional well-being. Download the Well-Being Breaks calendar invites.
Workplace EAP
The internal workplace EAP is staffed by licensed mental health clinicians and provides support to employees, HR, Supervisors and Management on work-related issues and advises on personal mental health benefits available to employees and members.
Work-related issues include workplace stress, supervisor consultation, supervisor/HR referrals, conflict in the workplace, on-site crisis intervention and education on mental health topics.
For more information about Workplace EAP visit the EAP page
Financial Well-Being
Goldman Sachs Ayco — Financial Coaching
Goldman Sachs Ayco provides a personal connection to a coach, who is trained and knowledgeable in Phillips 66 compensation and benefit plans, to motivate, educate and guide you on your way to financial well-being.
If you are an active employee considering retirement, you can receive a complimentary retirement consultation and personalized retirement analysis directly from your coach.
Access Goldman Sachs Ayco’s digital platform via My HR Tools You can also visit Ayco’s Phillips 66 webpage or call 866-416-1495.
Employee Discount Program
Our employee discount program helps you save on products and services you use every day. Administered by Beneplace, our discount website gives you access to deals on consumer products, dining, automotive services, health and well-being products, travel and much more.
Commuter Accounts
Commuter accounts offer a beforetax benefit via payroll deduction. All eligible U.S. employees who travel to work using public transportation — such as trains, buses, subways, ferries or vanpools — or who pay for parking at or near work, are exempt from federal and state* income, Social Security and Medicare withholding on these expenses (up to established limits).
Access this benefit by logging into your Phillips 66 Benefits Center portal and navigating to Reimbursement Accounts.
*Excludes Pennsylvania and New Jersey. Massachusetts allows before-tax benefits at different amounts depending on type of benefit.
Bank of America Banking and Investing Program
Employees with a Phillips 66 payroll direct deposit into an existing or new personal Bank of America checking or savings account will get a special bundle of fee waivers on that account.
