Keeping Your Home Secure
Preventing Neighbour Disputes
Remortgaging Bullet Points
This Month’s Properties
KEEPING YOUR HOME SECURE
It’s time to protect your greatest asset.
PREVENTING NEIGHBOUR DISPUTES
Everybody wants good neighbours.
REMORTGAGING BULLET POINTS
We give it to you straight.
We’re thrilled to share some great news from Fisks - both our Benfleet and Canvey Island Community Videos on our YouTube channel have surpassed 10,000 views each. Additionally, last month’s issue of Gateway was one of our most popular yet. I’d like to take this opportunity and thank those who have been with us on our social media journey over the years.
When it comes to social media, Fisks have the expertise to effectively market your property to a wide audience, streamlining the selling process for you. If you’re looking to sell, or simply want to learn more about our marketing strategies, please contact us today.
We hope to see you soon!
John Pring FNAEA(Honoured) & MARLA | Director
It’s time to protect your greatest asset.
As the days grow longer and the sun shines brighter, it’s essential to prioritise the security of your home. With many people taking holidays and spending more time outdoors in the coming months, it’s crucial to implement measures to keep your property safe from potential threats. Here are our tips to ensure your home stays secure when you’re away.
One common mistake homeowners make is leaving signs of their absence - these signs can signal to potential intruders that the property is unattended. Make arrangements to have a neighbour collect your mail and any other deliveries while you’re away.
With the convenience of online shopping, parcels can quickly accumulate on your doorstep if left unattended. Not only does this attract unwanted attention, but it also increases the risk of theft. Consider opting for delivery options that allow you to schedule deliveries for times when you’re home or use parcel lockers provided by delivery services.
Building good relationships with your neighbours can be beneficial for home security. Look out for each other’s properties, and consider joining or forming a neighbourhood watch group. Having a trusted network of neighbours can provide an extra layer of protection against suspicious activity.
Before the summer heat sets in, take the time to inspect and reinforce the security of your doors and windows. Ensure that all entry points are equipped with sturdy locks and consider installing additional security measures such as deadbolts or window bars. Don’t forget to lock up whenever you leave the house, even if you’re just stepping out for a short time.
Adequate outdoor lighting is a simple yet effective deterrent against burglars. Install motion-activated lights around the perimeter of your home, particularly near entry points and dark areas. Well-lit areas are less attractive to intruders as they prefer to operate in darkness where they’re less likely to be seen.
A well-maintained garden not only enhances the appearance of your home but also contributes to its security. Keep bushes and shrubs trimmed to eliminate hiding spots for intruders. Remove any overgrown vegetation that could provide cover for someone attempting to break in.
While it’s tempting to share your summer plans and holiday photos on social media, be mindful of who may be watching. Avoid posting about your travel plans or broadcasting that your home will be empty. Burglars often monitor social media for opportunities to target unoccupied homes.
Consider investing in a comprehensive home security system that includes surveillance cameras, motion sensors, and remote monitoring capabilities. Modern systems can be controlled remotely via smartphone apps, allowing you to keep an eye on your home even when you’re away.
Finally, always remain vigilant and aware of your surroundings. If you notice anything unusual or suspicious in your neighbourhood, don’t hesitate to report it to the authorities. Trust your instincts and take proactive measures to address any potential security risks.
Harriet Plampton Sales & Lettings Consultant
Nicola Rattenberry Director’s P.A.
John Pring Director
Tina Webster Management Accountant
Leanne Wright Administration Manager
Penny Ash Property Manager
Albie Poole Property Consultant
We cover the whole of South Essex. Contact us for a free valuation on 01268 565555
The residential estate agency market is increasingly populated by large corporations; nevertheless, our independent family-run estate agency continues to succeed and grow a loyal client base, due to our core values, ethos and flexible approach to clients’ requirements.
Kerrie Watts Property Consultant
£235,000
One Bedroom Ground Floor Apartment
Newly Built in 2022
174 Years Left On The Lease
Share Of The Freehold, No Ground Rent
Immaculate Condition
Throughout
Allocated Parking Space
CALL 01268 565555
PARKFIELDS, THUNDERSLEY
£370,000
Large Three Bedroom End Of Terraced Property
Recently Modernised And Refurbished Throughout
New Kitchen.Utility room / Office
Large Lounge-Diner
Large Rear Garden
New Combination Boiler Fitted
LONDON ROAD, BENFLEET
One Bedroom
Good Condition Throughout
Over 55’s Development
Large Lounge/Dining Area
Wet Room
Major Bus Route Located Close
By
Everybody wants good neighbours.
As the temperatures slowly rise and the days grow longer, the warmer months bring the promise of outdoor gatherings, leisurely evenings, and a sense of community. However, along with the joys of the warmer season, it can also bring its share of neighbourly conflicts and disputes. From noisy parties to property boundary issues, tensions can escalate quickly if not managed effectively. To ensure a harmonious and stress-free summer for everyone, here are some tips from us at Fisks to prevent neighbour disputes.
One of the most effective ways to prevent neighbour disputes is through open and respectful communication. Take the time to get to know your neighbours and establish a friendly rapport. If you anticipate hosting a gathering or undertaking a project that may impact your neighbours, consider giving them a heads-up beforehand. Likewise, if you have concerns about noise or other issues, address them directly and politely with your neighbours before they escalate.
Property boundaries are a common source of conflict between neighbours, especially during the summer months when outdoor activities increase. Be mindful of where your property ends and your neighbour’s begins. If you’re unsure about property lines, consider having a survey done to clarify boundaries and prevent misunderstandings.
While the warmer months bring outdoor fun and gatherings, excessive noise can quickly become a source of tension between neighbours. Be considerate of noise levels, especially late at night or early in the morning. Keep music and conversations at a reasonable volume, and avoid activities that may disturb your neighbours, such as loud construction or late-night parties.
A well-maintained property not only enhances your own enjoyment of your home but also contributes to the overall aesthetics of the neighbourhood. Keep your garden tidy and free of debris, mow the grass regularly, and address any issues such as overgrown vegetation or peeling paint promptly. Taking pride in your property can help foster a sense of community pride and reduce the likelihood of disputes with neighbours.
If you have pets, be mindful of their behaviour and how it may impact your neighbours. Keep dogs on leashes when outdoors, and clean up after them promptly to avoid creating a nuisance. Additionally, be considerate of noise levels and barking, especially if you have pets that are prone to vocalisation.
Parking disputes are a very common source of tension between neighbours, particularly in areas with limited parking space. Be considerate when parking on the street, and avoid blocking driveways or parking in front of your neighbour’s home without permission. If parking is a recurring issue in your neighbourhood, consider discussing potential solutions with your neighbours or local authorities.
Despite your best efforts, conflicts with neighbours may still arise from time to time. When addressing disputes, strive to remain calm, rational, and respectful. Listen to your neighbour’s concerns, and work together to find mutually acceptable solutions. Avoid escalating conflicts or resorting to confrontational behaviour, as this is likely to only worsen the situation.
In some cases, disputes between neighbours may be difficult to resolve on your own. If efforts to resolve the issue directly with your neighbour are unsuccessful, consider seeking mediation from a neutral third party, such as a community mediator or homeowners association.
Ultimately, the best way to prevent neighbour disputes is by leading by example and embodying the values of respect, consideration, and cooperation. Treat your neighbours with kindness and courtesy, and strive to be a good neighbour yourself. By fostering a culture of mutual respect and understanding within your neighbourhood, you can help ensure a summer that is stress-free for everyone.
The industry has changed hugely with the development of digital technology - this has created two different styles of agency, the traditional high street agency, and the modern online agency. At Fisks, we believe that the best solution is to be both.
Fisks still do the traditional marketing methods that you are comfortable with, such as high street shop locations with window displays, applicant mailing lists, text and email facilities, linked offices, portals such as Rightmove, leaflet drops, floor plans, boards and branded cars.
These marketing tools have been tried and tested for many years, but with the ongoing digital revolution we have also embraced change. These new marketing methods come in the form of a digital property lifestyle magazine that’s produced in house and emailed to over eight thousand people a month, targeted social media campaigns across all the major platforms such as Facebook, Instagram and Twitter, 4k video tours of your property for our successful YouTube channel, enhanced portal marketing, and from a customer service point of view, we have vendor log-ins so you can see viewers feedback and offers on your home at any time.
Our Ethos & Values
We focus on our clients’ requirements and instructions rather than just doing what’s quickest and easiest for us.
Our comprehensive training program ensures that our staff channels their entrepreneurial spirit and enthusiasm for the benefit of our clients, whilst maintaining the professionalism and customer service associated with our brand.
At Fisks, we believe we have all your marketing needs covered to get you SOLD!
FISKS.CO.UK
Landlords: Protect your investment with our full property management and marketing...
Protecting your investment should not be taken lightly, with our full management service you can be sure to get the support you deserve...
ARLA - the gold standard professional industry body.
Audited and insured client accounts to protect your money.
Rent guarantee and legal cover - protect yourself with insurance and the increased costs of evicting (subject to status).
Legal hotline - specialised property lawyers helping to answer your questions.
Inventories - protect your deposit with a professional inventory, including time stamped photographs.
Inspection - allay your fears that your asset is being looked after.
Section notices - fully trained and experienced staff can advise and serve the appropriate notice.
Accurate accounting - from monthly statements to overseas landlords, to expenditure and income, we hold all the information the accountant will need.
Gas certificates and EPCs - keep your property complying with the law.
Don’t just take our word for it, we have many happy customers...
“Happy customer. Very professional service. We had no problems with the sale of our house or the purchase of our new home through Fisks. Staff very pleasant, would definitely recommend.”
- Mr and Mrs Hall
“Fantastic team that pulled out all the stops and helped every step of the way. Friendly pleasant staff.”
- Mrs S Sheavyn
... come and put us to the test!
We give it to you straight.
Remortgaging is the process of switching your existing mortgage to a new lender or renegotiating your current mortgage terms. People typically remortgage to secure a better interest rate, reduce monthly payments, extend the current term, borrow additional funds, or consolidate debts. It involves paying off your existing mortgage with the proceeds from a new mortgage, often with different terms and conditions. This process can save money over time or provide access to the equity in your home when you need it most. It is important to realise that not all Lenders are the same, with each having their own criteria which could in turn affect how much you can borrow.
Here at Fisks, we have a strategic partnership with a local mortgage advisory firm, Chambers Financial Services Limited, who hold over a combined 100 years of financial services experience, and reassuringly have access to the whole of the UK mortgage market. This means that they are not tied to any specific lender but have the scope and expertise to tailor their clients individual needs to ensure they can obtain the most suitable mortgage to fit their requirements. If you would like to explore this further, please either contact us for a personal introduction, or approach Tony Baker/John Goodyer direct at Chambers Financial Services on 01268 744 333.
Please remember, it’s essential to consider any fees or penalties associated with early repayment and weigh the potential benefits against the costs before deciding to remortgage.
• Lower Interest Rates: Taking advantage of lower interest rates can result in significant savings over the life of the mortgage.
• Reduce Monthly Payments: Remortgaging can lead to lower monthly mortgage payments, providing immediate financial relief.
• Access Equity: Homeowners can access equity in their property by remortgaging, allowing them to borrow against the increased value of their home.
• Early Repayment Charges: Check for any early repayment charges associated with your current mortgage, as these can impact the financial benefit of remortgaging.
• Equity and Loan-to-Value (LTV) Ratio: Consider your home’s equity and LTV ratio, as lenders may require a minimum amount of equity and offer better terms for lower LTV ratios.
• Creditworthiness: Your credit score and financial history will influence your eligibility for a remortgage and the terms you’re offered.
WHY NOT LET CHAMBERS DO THE HARD WORK FOR YOU?
• Research and Comparison: Research different lenders and mortgage products to find the best deal for your needs, considering factors such as interest rates, fees, and loan terms.
• Application and Documentation: Complete an application and provide documentation to support your financial information, such as proof of income, assets, and liabilities.
• Legal Process: Remortgaging involves legal steps, including the transfer of the existing mortgage to the new lender and the creation of a new mortgage agreement.
• Completion and Settlement: Once all necessary steps are completed, the new mortgage is established, and funds are disbursed. Payments begin according to the terms of the new mortgage agreement.
• Costs and Fees: Remortgaging can involve various costs and fees, including arrangement fees, valuation fees, legal fees, and exit fees from your current lender.
• Adjustable Rate Mortgages (ARMs): Be aware of the potential for future interest rate increases if switching from a fixed-rate mortgage to an adjustable-rate mortgage.
• Negative Equity: Remortgaging may result in negative equity if the outstanding balance on your mortgage exceeds the current value of your home.
THISSELT ROAD, CANVEY ISLAND
Detached Family Home
Well Looked After Throughout
Large West Facing Garden
Utility Room & W/C
Four-Piece Family Bathroom
Conservatory
Ample Off Street Parking
Two Bedroom House
Three Bedroom Plans In Place
Lounge/Diner
Kitchen/Diner
Natural Light Throughout Utility Room Garage
DOVERCLIFF ROAD, CANVEY ISLAND
£275,000
One Bedroom Bungalow
Well Looked After Throughout
Fully Equipped Kitchen
Conservatory Garage
Off Street Parking
West Facing Garden
FURTHERWICK ROAD, CANVEY ISLAND
£450,000
No Onward Chain
Large Three Bedroom Bungalow
Three Double Bedrooms
Ensuite & Dressing Room To Master
Two Reception Rooms
Conservatory
Garage
