Premium Finance Worksheet: Retained Capital Prepared for:
Valued Client Age 43 Male, Preferred Plus NT Product: IUL @ 7.5%
Retained Capital Analysis Annual Net Outlay
Annual Retained Capital
Summary of Retained Capital
Total Retained Capital
Net Death Benefit
$8,470
$9,105
$10,000,000
$13,398
$24,191
$10,000,000
$18,327
$45,707
$10,000,000
$23,255
$74,133
$10,000,000
$88,709
$28,183
$109,990
$10,000,000
$93,637
$33,111
$153,834
$10,000,000
$60,526
$98,566
$38,040
$206,264
$10,000,000
51
$60,526
$103,494
$42,968
$267,925
$10,000,000
9
52
$60,526
$108,422
$47,896
$339,507
$10,000,000
10
53
$60,526
$113,350
$52,824
$421,757
$10,000,000
11
54
$60,526
$0
$60,526
$388,323
$10,000,000
12
55
$60,526
$0
$60,526
$352,382
$10,000,000
13
56
$60,526
$0
$60,526
$313,745
$10,000,000
14
57
$60,526
$0
$60,526
$272,211
$10,000,000
15
58
$60,526
$0
$60,526
$227,561
$10,000,000
16
59
$60,526
$0
$60,526
$179,563
$10,000,000
17
60
$60,526
$0
$60,526
$127,964
$10,000,000
18
61
$60,526
$0
$60,526
$72,496
$10,000,000
19
62
$60,526
$0
$60,526
$12,868
$10,000,000
20
63
$60,526
$0
$60,526
$51,232
$10,000,000
21
64
$60,526
$0
$60,526
$120,140
$10,000,000
22
65
$60,526
$0
$60,526
$194,216
$10,000,000
23
66
$60,526
$0
$60,526
$273,848
$10,000,000
24
67
$60,526
$0
$60,526
$359,452
$10,000,000
25
68
$60,526
$0
$60,526
$451,476
$10,000,000
26
69
$60,526
$0
$60,526
$550,402
$10,000,000
27
70
$60,526
$0
$60,526
$656,748
$10,000,000
28
71
$60,526
$0
$60,526
$771,070
$10,000,000
29
72
$60,526
$0
$60,526
$893,965
$10,000,000
30
73
$60,526
$0
$60,526
$1,026,078
$10,000,000
31
74
$60,526
$0
$60,526
$1,168,099
$10,000,000
32
75
$60,526
$0
$60,526
$1,320,772
$10,000,000
33
76
$60,526
$0
$60,526
$1,484,896
$10,000,000
34
77
$60,526
$0
$60,526
$1,661,328
$10,000,000
35
78
$60,526
$0
$60,526
$1,850,993
$10,000,000
36
79
$60,526
$0
$60,526
$2,054,883
$10,000,000
37
80
$60,526
$0
$60,526
$2,274,065
$10,000,000
38
81
$60,526
$0
$60,526
$2,509,685
$10,000,000
39
82
$60,526
$0
$60,526
$2,762,977
$10,000,000
40
83
$60,526
$0
$60,526
$3,035,266
$10,000,000
41
84
$60,526
$0
$60,526
$3,327,976
$10,000,000
42
85
$60,526
$0
$60,526
$3,642,640
$10,000,000
43
86
$60,526
$0
$60,526
$3,980,904
$10,000,000
44
87
$60,526
$0
$60,526
$4,344,537
$10,000,000
45
88
$60,526
$0
$60,526
$4,735,443
$10,000,000
46
89
$60,526
$0
$60,526
$5,155,666
$10,000,000
47
90
$60,526
$0
$60,526
$5,607,407
$10,000,000
48
91
$60,526
$0
$60,526
$6,093,028
$10,000,000
49
92
$60,526
$0
$60,526
$6,615,070
$10,000,000
50
93
$60,526
$0
$60,526
$7,176,266
$10,000,000
51
94
$60,526
$0
$60,526
$7,779,551
$10,000,000
Year
Age
Non-Financed
Financed
1
44
$60,526
$68,996
2
45
$60,526
$73,924
3
46
$60,526
$78,853
4
47
$60,526
$83,781
5
48
$60,526
6
49
$60,526
7
50
8
Assumed ROR
7.5%
Year 5 10 15 20 25 30 35 40 45 50 55 57
Total Retained Capital $109,990 $421,757 $227,561 $51,232 $451,476 $1,026,078 $1,850,993 $3,035,266 $4,735,443 $7,176,266 $10,680,383 $12,477,529