TBD
1 $250,000 6.60% $16,500 -$50,000 $33,500 $0 $216,500 $250,000 $114,476 $6,233,441 $6,016,941 $113,472 2 $250,000 5.30% $24,725 -$50,000 $25,276 $0 $441,225 $250,000 $366,256 $6,482,911 $6,041,687 $111,594 3 $250,000 5.30% $36,635 -$50,000 $13,365 $0 $677,859 $250,000 $635,390 $6,749,735 $6,071,876 $106,008 4 $250,000 5.39% $50,012 -$50,000 $0 $12 $927,871 $250,000 $923,089 $7,035,159 $6,107,288 $97,091 5 $250,000 5.49% $64,665 -$50,000 $0 $14,665 $1,192,536 $250,000 $1,230,616 $7,340,376 $6,147,840 $23,451 6 $250,000 5.60% $80,782 -$50,000 $0 $30,782 $1,473,318 $250,000 $1,559,398 $7,666,883 $6,193,565 $0 7 $250,000 5.70% $98,229 -$50,000 $0 $48,229 $1,771,547 $250,000 $1,910,936 $8,016,146 $6,244,599 $0 8 $250,000 5.78% $116,845 -$50,000 $0 $66,845 $2,088,393 $250,000 $2,302,165 $8,389,840 $6,301,447 $0 9 $250,000 5.84% $136,562 -$50,000 $0 $86,562 $2,424,955 $250,000 $2,719,598 $8,789,738 $6,364,783 $0 10 $250,000 5.90% $157,822 -$50,000 $0 $107,822 $2,782,777 $250,000 $3,175,746 $9,228,351 $6,445,574 $0 11 $0 5.94% $165,297 -$50,000 $0 $115,297 $2,898,074 $0 $3,405,798 $9,440,868 $6,542,794 $0 12 $0 5.97% $173,015 -$50,000 $0 $123,015 $3,021,089 $0 $3,650,690 $9,668,225 $6,647,136 $0 13 -$3,165,956 0.00% $0 $0 $144,867 $0 $0 -$3,165,956 $567,249 $6,567,249 $6,567,249 $0 14 $0 0.00% $0 $0 $0 $0 $0 $0 $638,708 $6,638,708 $6,638,708 $0 15 $0 0.00% $0 $0 $0 $0 $0 $0 $717,156 $6,717,156 $6,717,156 $0 16 $0 0.00% $0 $0 $0 $0 $0 $0 $812,810 $6,812,810 $6,812,810 $0 17 $0 0.00% $0 $0 $0 $0 $0 $0 $917,238 $6,917,238 $6,917,238 $0 18 $0 0.00% $0 $0 $0 $0 $0 $0 $1,031,219 $7,031,219 $7,031,219 $0 19 $0 0.00% $0 $0 $0 $0 $0 $0 $1,155,437 $7,155,437 $7,155,437 $0 20 $0 0.00% $0 $0 $0 $0 $0 $0 $1,290,717 $7,290,717 $7,290,717 $0 21 $0 0.00% $0 $0 $0 $0 $0 $0 $1,437,855 $7,437,855 $7,437,855 $0 22 $0 0.00% $0 $0 $0 $0 $0 $0 $1,597,726 $7,597,726 $7,597,726 $0 23 $0 0.00% $0 $0 $0 $0 $0 $0 $1,771,125 $7,771,125 $7,771,125 $0
Net Death Benefit Collateral Needed Projected Life Policy Details: Interest Paid Projected Loan Scenario for Financed Policy: Year Premium Borrowed Insureds Name(s): Valued Client Insureds Ages: 34 Loan Interest Rate Interest Due Cash Sur Value Female, PPNT Interest Accrued End of Year Loan Premium/ Cash Flow Death Benefit Additional Paid Insurance Carrier:
Name:
Policy Type:
Gender / Class: Gender / Class: Illustrated Rate: 6.10%
Loan Analysis:
TBD Policy
IUL
Loan Analysis:
24 $0 0.00% $0 $0 $0 $0 $0 $0 $1,958,740 $7,958,740 $7,958,740 $0 25 $0 0.00% $0 $0 $0 $0 $0 $0 $2,161,311 $8,161,311 $8,161,311 $0 26 $0 0.00% $0 $0 $0 $0 $0 $0 $2,379,469 $8,379,469 $8,379,469 $0 27 $0 0.00% $0 $0 $0 $0 $0 $0 $2,615,514 $8,615,514 $8,615,514 $0 28 $0 0.00% $0 $0 $0 $0 $0 $0 $2,870,772 $8,870,772 $8,870,772 $0 29 $0 0.00% $0 $0 $0 $0 $0 $0 $3,146,553 $9,146,553 $9,146,553 $0 30 $0 0.00% $0 $0 $0 $0 $0 $0 $3,444,307 $9,444,307 $9,444,307 $0 31 $0 0.00% $0 $0 $0 $0 $0 $0 $3,765,535 $9,765,535 $9,765,535 $0 32 $0 0.00% $0 $0 $0 $0 $0 $0 $4,111,869 $10,111,869 $10,111,869 $0 33 $0 0.00% $0 $0 $0 $0 $0 $0 $4,484,982 $10,484,982 $10,484,982 $0 34 $0 0.00% $0 $0 $0 $0 $0 $0 $4,886,625 $10,886,625 $10,886,625 $0 35 $0 0.00% $0 $0 $0 $0 $0 $0 $5,318,565 $11,318,565 $11,318,565 $0 36 $0 0.00% $0 $0 $0 $0 $0 $0 $5,782,664 $11,782,664 $11,782,664 $0 37 $0 0.00% $0 $0 $0 $0 $0 $0 $6,280,967 $12,280,967 $12,280,967 $0 38 $0 0.00% $0 $0 $0 $0 $0 $0 $6,815,489 $12,815,489 $12,815,489 $0 39 $0 0.00% $0 $0 $0 $0 $0 $0 $7,388,325 $13,388,325 $13,388,325 $0 40 $0 0.00% $0 $0 $0 $0 $0 $0 $8,001,662 $14,001,662 $14,001,662 $0 41 $0 0.00% $0 $0 $0 $0 $0 $0 $8,657,749 $14,657,749 $14,657,749 $0 42 $0 0.00% $0 $0 $0 $0 $0 $0 $9,358,891 $15,358,891 $15,358,891 $0 43 $0 0.00% $0 $0 $0 $0 $0 $0 $10,107,502 $16,107,502 $16,107,502 $0 44 $0 0.00% $0 $0 $0 $0 $0 $0 $10,906,099 $16,906,099 $16,906,099 $0 45 $0 0.00% $0 $0 $0 $0 $0 $0 $11,757,207 $17,757,207 $17,757,207 $0 46 $0 0.00% $0 $0 $0 $0 $0 $0 $12,663,614 $18,663,614 $18,663,614 $0
Collateral Needed Illustrated Rate: Projected Loan Scenario for Financed Policy: Projected Life Policy Details: Year Premium Borrowed Loan Interest Rate Interest Due Interest Paid Additional Paid Interest Accrued TBD TBD IUL 6.10% End of Year Loan Premium/ Cash Flow Cash Sur Value Death Benefit Net Death Benefit Gender / Class: Gender / Class: Female, PPNT Policy Type: Insureds Ages: Valued Client 34 Insurance Carrier: Policy Name: Insureds Name(s):
/ Class: Female, PPNT Policy Type:
Loan Analysis:
Loan Scenario for Financed Policy:
Life Policy Details:
Hypothetical and for Illustrative purposes only. Actual results will vary. Please consult your tax and legal advisor regarding all matters of tax and legal nature.
47 $0 $0 $0 $0 $0 $0 $0 $0 $13,627,501 $19,627,501 $19,627,501 $0 48 $0 $0 $0 $0 $0 $0 $0 $0 $14,650,576 $20,650,576 $20,650,576 $0 49 $0 $0 $0 $0 $0 $0 $0 $0 $15,735,387 $21,735,387 $21,735,387 $0 50 $0 $0 $0 $0 $0 $0 $0 $0 $16,884,510 $22,884,510 $22,884,510 $0 51 $0 $0 $0 $0 $0 $0 $0 $0 $18,100,630 $24,100,630 $24,100,630 $0 52 $0 $0 $0 $0 $0 $0 $0 $0 $19,386,290 $25,386,290 $25,386,290 $0 53 $0 $0 $0 $0 $0 $0 $0 $0 $20,745,311 $26,745,311 $26,745,311 $0 54 $0 $0 $0 $0 $0 $0 $0 $0 $22,179,999 $28,179,999 $28,179,999 $0 55 $0 $0 $0 $0 $0 $0 $0 $0 $23,683,403 $29,683,403 $29,683,403 $0 56 $0 $0 $0 $0 $0 $0 $0 $0 $25,254,205 $31,254,205 $31,254,205 $0 57 $0 $0 $0 $0 $0 $0 $0 $0 $26,892,214 $32,892,214 $32,892,214 $0 58 $0 $0 $0 $0 $0 $0 $0 $0 $28,596,151 $34,596,151 $34,596,151 $0 59 $0 $0 $0 $0 $0 $0 $0 $0 $30,363,582 $36,363,582 $36,363,582 $0 60 $0 $0 $0 $0 $0 $0 $0 $0 $32,193,160 $38,193,160 $38,193,160 $0 61 $0 $0 $0 $0 $0 $0 $0 $0 $34,080,927 $40,080,927 $40,080,927 $0 62 $0 $0 $0 $0 $0 $0 $0 $0 $36,021,678 $42,021,678 $42,021,678 $0 63 $0 $0 $0 $0 $0 $0 $0 $0 $38,015,223 $44,015,223 $44,015,223 $0 64 $0 $0 $0 $0 $0 $0 $0 $0 $40,020,345 $46,020,345 $46,020,345 $0 65 $0 $0 $0 $0 $0 $0 $0 $0 $41,971,405 $47,971,405 $47,971,405 $0 66 $0 $0 $0 $0 $0 $0 $0 $0 $43,837,680 $49,837,680 $49,837,680 $0 Totals $600,000 $43,837,680 $49,837,680
Collateral Needed Insurance Carrier: TBD IUL 6.10%
Gender
Insureds
Insureds Name(s): End of Year Loan Gender / Class: Illustrated Rate: Premium/ Cash Flow Cash Sur Value Death Benefit Net Death Benefit Year Premium Borrowed Loan Interest Rate
Projected
Projected
Ages:
Interest Due Interest Paid Additional Paid Interest Accrued 34 Policy Name:
TBD Valued Client