Premium Finance Worksheet: Retained Capital Prepared for:
Partner 1 Age 51 Male, Standard 4 Product: GUL VS. IUL @ 6.5%
Retained Capital Analysis Annual Net Outlay
Annual Retained Capital
Summary of Retained Capital
Total Retained Capital
Net Death Benefit
$62,681
$66,756
$10,000,000
$36,391
$109,851
$10,000,000
$76,254
$9,926
$127,562
$10,000,000
$102,138
$15,958
$118,859
$10,000,000
$128,544
$42,364
$81,467
$10,000,000
$156,347
$70,167
$12,034
$10,000,000
$86,180
$185,662
$99,482
$93,132
$10,000,000
59
$86,180
$187,698
$101,518
$207,303
$10,000,000
9
60
$86,180
$189,734
$103,554
$331,062
$10,000,000
10
61
$86,180
$191,363
$105,183
$464,601
$10,000,000
11
62
$86,180
$193,805
$107,625
$609,421
$10,000,000
12
63
$86,180
$195,027
$108,847
$764,955
$10,000,000
13
64
$86,180
$98,328
$12,148
$827,615
$10,000,000
14
65
$86,180
$0
$86,180
$789,628
$10,000,000
15
66
$86,180
$0
$86,180
$749,172
$10,000,000
16
67
$86,180
$0
$86,180
$706,087
$10,000,000
17
68
$86,180
$0
$86,180
$660,201
$10,000,000
18
69
$86,180
$0
$86,180
$611,332
$10,000,000
19
70
$86,180
$0
$86,180
$559,287
$10,000,000
20
71
$86,180
$0
$86,180
$503,859
$10,000,000
21
72
$86,180
$0
$86,180
$444,828
$10,000,000
22
73
$86,180
$0
$86,180
$381,960
$10,000,000
23
74
$86,180
$0
$86,180
$315,006
$10,000,000
24
75
$86,180
$0
$86,180
$243,700
$10,000,000
25
76
$86,180
$0
$86,180
$167,758
$10,000,000
26
77
$86,180
$0
$86,180
$86,881
$10,000,000
27
78
$86,180
$0
$86,180
$747
$10,000,000
28
79
$86,180
$0
$86,180
$90,987
$10,000,000
29
80
$86,180
$0
$86,180
$188,682
$10,000,000
30
81
$86,180
$0
$86,180
$292,729
$10,000,000
31
82
$86,180
$0
$86,180
$403,538
$10,000,000
32
83
$86,180
$0
$86,180
$521,549
$10,000,000
33
84
$86,180
$0
$86,180
$647,232
$10,000,000
34
85
$86,180
$0
$86,180
$781,083
$10,000,000
35
86
$86,180
$0
$86,180
$923,636
$10,000,000
36
87
$86,180
$0
$86,180
$1,075,454
$10,000,000
37
88
$86,180
$0
$86,180
$1,237,140
$10,000,000
38
89
$86,180
$0
$86,180
$1,409,336
$10,000,000
39
90
$86,180
$0
$86,180
$1,592,724
$10,000,000
40
91
$86,180
$0
$86,180
$1,788,033
$10,000,000
41
92
$86,180
$0
$86,180
$1,996,037
$10,000,000
42
93
$86,180
$0
$86,180
$2,217,561
$10,000,000
43
94
$86,180
$0
$86,180
$2,453,484
$10,000,000
44
95
$86,180
$0
$86,180
$2,704,742
$10,000,000
45
96
$86,180
$0
$86,180
$2,972,332
$10,000,000
46
97
$86,180
$0
$86,180
$3,257,315
$10,000,000
47
98
$86,180
$0
$86,180
$3,560,822
$10,000,000
48
99
$86,180
$0
$86,180
$3,884,058
$10,000,000
49
100
$86,180
$0
$86,180
$4,228,303
$10,000,000
Year
Age
Non-Financed
Financed
1
52
$86,180
$23,499
2
53
$86,180
$49,789
3
54
$86,180
4
55
$86,180
5
56
$86,180
6
57
$86,180
7
58
8
Assumed ROR
6.50%
Year 5 10 15 20 25 30 35 40 45 49
Total Retained Capital $81,467 $464,601 $749,172 $503,859 $167,758 $292,729 $923,636 $1,788,033 $2,972,332 $4,228,303
*For illustrative purposes only. Actual results will vary. Please consult your tax advisor and attorney for all matters of tax and legal nature.
Premium Finance Worksheet: Retained Capital Prepared for:
Partner 1 Age 51 Male, Standard 4 Product: GUL VS. IUL @ 6.5%
Retained Capital Analysis Annual Net Outlay Year
Age
Non-Financed
Financed
Annual Retained Capital
Total Retained Capital
Summary of Retained Capital Net Death Benefit
6.50%