Estate Planning & Cost Recovery 55
Insureds Name(s): Insureds Ages: Gender / Class: Gender / Class:
Insurance Carrier: Policy Name: Policy Type: Illustrated Rate:
Male, PPNT
TBD TBD IUL 7.50%
Loan Analysis: Projected Loan Scenario for Financed Policy:
Projected Life Policy Details:
Premium Loan Borrowed Interest Rate
Interest Due
Interest Paid
Additional Paid
Interest Accrued
Cash Sur Value
Death Benefit
Net Death Benefit
Collateral Needed
1
$1,650,000
2.85%
$47,025
-$47,025
$0
$0
$1,650,000
$1,650,000
$394,204
$26,195,850
$24,545,850
-$1,255,796
2
$1,650,000
3.05%
$100,650
-$100,650
$0
$0
$3,300,000
$1,650,000
$1,996,093
$27,695,641
$24,395,641
-$1,303,907
3
$1,650,000
3.25%
$160,875
-$160,875
$0
4
$1,650,000
3.45%
$227,700
-$227,700
$0
$0
$4,950,000
$1,650,000
$3,689,269
$29,286,718
$24,336,718
-$1,260,731
$0
$6,600,000
$1,650,000
$5,479,986
$30,975,337
$24,375,337
-$1,120,014
5
$1,650,000
3.65%
$301,125
-$301,125
$0
$0
$8,250,000
$1,650,000
$7,372,931
$32,766,183
$24,516,183
-$877,069
6
$1,650,000
3.85%
$381,150
-$381,150
$0
$0
$9,900,000
$1,650,000
$9,392,835
$34,684,237
$24,784,237
-$507,165
7
$1,650,000
4.05%
8
$0
4.25%
$467,775
-$467,775
$0
$0
$11,550,000
$1,650,000
$11,550,549
$36,739,853
$25,189,853
$0
$490,875
-$490,875
$0
$0
$11,550,000
$0
$12,183,799
$37,271,004
$25,721,004
$0
9
$0
4.45%
$513,975
-$513,975
$0
$0
$11,550,000
$0
$12,867,573
$37,852,680
$26,302,680
$0
10
$0
4.65%
$537,075
-$537,075
$0
$0
$11,550,000
$0
$13,610,142
$38,493,151
$26,943,151
$0
11
$0
4.85%
$560,175
-$560,175
$0
$0
$11,550,000
$0
$14,625,375
$39,406,533
$27,856,533
$0
12
-$11,550,000
0.00%
$0
$0
$0
$0
$0
-$11,550,000
$3,466,238
$28,247,396
$28,247,396
$0
13
$0
0.00%
$0
$0
$0
$0
$0
$0
$3,974,406
$12,047,283
$12,047,283
$0
14
$0
0.00%
$0
$0
$0
$0
$0
$0
$4,536,630
$11,410,589
$11,410,589
$0
15
$0
0.00%
$0
$0
$0
$0
$0
$0
$5,159,332
$10,742,061
$10,742,061
$0
16
$0
0.00%
$0
$0
$0
$0
$0
$0
$5,849,875
$10,040,106
$10,040,106
$0
17
$0
0.00%
$0
$0
$0
$0
$0
$0
$6,615,915
$9,488,138
$9,488,138
$0
18
$0
0.00%
$0
$0
$0
$0
$0
$0
$7,468,003
$10,077,204
$10,077,204
$0
19
$0
0.00%
$0
$0
$0
$0
$0
$0
$8,405,214
$10,697,498
$10,697,498
$0
20
$0
0.00%
$0
$0
$0
$0
$0
$0
$9,434,061
$11,348,694
$11,348,694
$0
21
$0
0.00%
$0
$0
$0
$0
$0
$0
$10,564,028
$12,032,916
$12,032,916
$0
22
$0
0.00%
$0
$0
$0
$0
$0
$0
$11,795,909
$13,373,425
$13,373,425
$0
23
$0
0.00%
$0
$0
$0
$0
$0
$0
$13,137,344
$14,831,318
$14,831,318
$0
Year
End of Premium/ Year Loan Cash Flow