TBD 1 $500,000 6.60% $33,000 -$270,000 $237,000 $0 $263,000 $500,000 $369,717 $5,366,198 $5,103,198 $0 2 $500,000 5.30% $40,439 -$120,000 $79,561 $0 $683,439 $500,000 $873,861 $5,861,056 $5,177,617 $0 3 $500,000 5.30% $62,722 -$120,000 $57,278 $0 $1,126,161 $500,000 $1,408,401 $6,386,238 $5,260,077 $0 4 $500,000 5.39% $87,650 -$120,000 $32,350 $0 $1,593,811 $500,000 $1,975,059 $6,943,463 $5,349,652 $0 5 $500,000 5.49% $114,950 -$120,000 $5,050 $0 $2,088,762 $500,000 $2,587,150 $7,546,097 $5,457,335 $0 6 $500,000 5.60% $144,971 -$120,000 $0 $24,971 $2,613,732 $500,000 $3,237,952 $8,187,344 $5,573,612 $0 7 $500,000 5.70% $177,483 -$120,000 $0 $57,483 $3,171,215 $500,000 $3,929,689 $8,869,453 $5,698,238 $0 8 $500,000 5.78% $212,196 -$120,000 $0 $92,196 $3,763,411 $500,000 $4,664,422 $9,594,484 $5,831,073 $0 9 $500,000 5.84% $248,983 -$120,000 $0 $128,983 $4,392,394 $500,000 $5,444,246 $10,364,459 $5,972,065 $0 10 $500,000 5.90% $288,651 -$120,000 $0 $168,651 $5,061,046 $500,000 $6,271,112 $11,181,328 $6,120,282 $0 11 $0 5.94% $300,626 -$120,000 $0 $180,626 $5,241,672 $0 $6,651,251 $11,551,251 $6,309,579 $0 12 $0 5.97% $312,928 -$120,000 $0 $192,928 $5,434,600 $0 $7,038,746 $11,938,746 $6,504,146 $0 13 -$5,434,600 0.00% $0 $0 $0 $0 -$434,600 -$5,000,000 $1,686,651 $6,586,651 $7,021,251 $0 14 $0 0.00% $0 $0 $0 $0 $0 $0 $1,765,550 $6,665,550 $6,665,550 $0 15 $0 0.00% $0 $0 $0 $0 $0 $0 $1,855,331 $5,355,331 $5,355,331 $0 16 $0 0.00% $0 $0 $0 $0 $0 $0 $1,967,434 $5,467,434 $5,467,434 $0 17 $0 0.00% $0 $0 $0 $0 $0 $0 $2,072,287 $5,572,287 $5,572,287 $0 18 $0 0.00% $0 $0 $0 $0 $0 $0 $2,162,819 $5,662,819 $5,662,819 $0 19 $0 0.00% $0 $0 $0 $0 $0 $0 $2,232,562 $5,732,562 $5,732,562 $0 20 $0 0.00% $0 $0 $0 $0 $0 $0 $2,274,188 $5,774,188 $5,774,188 $0 21 $0 0.00% $0 $0 $0 $0 $0 $0 $2,318,709 $5,818,709 $5,818,709 $0 22 $0 0.00% $0 $0 $0 $0 $0 $0 $2,336,112 $5,836,112 $5,836,112 $0 23 $0 0.00% $0 $0 $0 $0 $0 $0 $2,376,111 $5,071,366 $5,071,366 $0 Net Death Benefit Collateral Needed Valued Carrier Premium/ Cash Flow Death Benefit Cash Sur Value Projected Life Policy Details: Additional Paid Interest Accrued End of Year Loan Interest Paid Loan Interest Rate Interest Due Insureds Name(s): Insureds Ages: 69 & 68 Insurance Carrier: Gender / Class: Female, SNT Policy Name: Policy Type: SIUL Illustrated Rate: 6.42% Male, SNT T3 Gender / Class: Projected Loan Scenario for Financed Policy: Year Premium Borrowed Loan Analysis:
Valued Client & Valued Client
Ages:
Analysis:
Male, SNT T3
Female, SNT Projected Loan Scenario for Financed Policy:
Hypothetical and for Illustrative purposes only. Actual results will vary. Please consult your tax and legal advisor regarding all matters of tax and legal nature.
Valued Client & Valued Client TBD 24 $0 0.00% $0 $0 $0 $0 $0 $0 $2,396,657 $5,091,912 $5,091,912 $0 25 $0 0.00% $0 $0 $0 $0 $0 $0 $2,395,041 $5,090,296 $5,090,296 $0 26 $0 0.00% $0 $0 $0 $0 $0 $0 $2,401,365 $5,096,620 $5,096,620 $0 27 $0 0.00% $0 $0 $0 $0 $0 $0 $2,388,537 $5,083,792 $5,083,792 $0 28 $0 0.00% $0 $0 $0 $0 $0 $0 $2,352,967 $5,048,222 $5,048,222 $0 29 $0 0.00% $0 $0 $0 $0 $0 $0 $2,283,949 $4,979,204 $4,979,204 $0 30 $0 0.00% $0 $0 $0 $0 $0 $0 $2,176,446 $4,871,701 $4,871,701 $0 Totals $1,590,000 $2,176,446 $4,871,701
Projected
Policy
End of Year Loan Collateral Needed Premium/ Cash Flow Cash Sur Value Death Benefit Net Death Benefit
Policy Type: Illustrated Rate:
Life Policy Details: 6.42%
Name:
Loan Interest Rate Interest Due Interest Paid Additional Paid Interest Accrued Gender
Gender
Insureds
Loan
Year Premium Borrowed
Valued
SIUL
/ Class:
/ Class:
69 & 68
Carrier
Insurance Carrier: Insureds Name(s):